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When it comes to a money mess, a budget is your best friend. A budget is simply a plan to pay off debt and ditch money stress for good. It's not as hard as you think, and I'm going to walk you through it. Plus, Dr. John Delony stops by to talk about what to do if you think you may be a “shopaholic.” What you get in this episode: · How I Would Budget $7,000/Month · 100 People Reveal Their Debt Amount (My Reaction) · Signs You're Addicted to Shopping with Dr. John Delony Helpful Resources: · EveryDollar · Follow Dr. John Delony on Instagram or on Youtube · Christian Healthcare Ministries · Carly Jean Los Angeles with code “Rachel” Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Carly Jean Los Angeles and Zander Insurance. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Dave Ramsey & George Kamel discuss: What to do when you have no idea where your money is going, Should you start a GoFundMe to pay off debt when you get married? Choosing between career options. Support Our Sponsor: Splash Financial: https://bit.ly/2XAdOIf NetSuite: https://bit.ly/2WBLh5c Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & Ken Coleman discuss: When it makes sense to create a charity foundation, Selling a car vs. paying it off, The fastest way to knock out student loan debt, Using savings to pay off the house. Support Our Sponsor: Christian Healthcare Ministries: https://bit.ly/3xM3FbS Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & George Kamel discuss: The Feds raising interest rates, Borrowing against the house to make repairs, The difference between a will and a trust, Getting rid of an underwater car. Support Our Sponsor: Christian Healthcare Ministries: https://bit.ly/3xM3FbS DreamCloud: https://www.dreamcloudsleep.com/delony Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & George Kamel discuss: Buying property when saving up to build a house, How to handle a settlement from a car accident, What to do with a bad insurance policy, How intense to be in baby step 3. Support Our Sponsor: Christian Healthcare Ministries: https://bit.ly/3xM3FbS Zander Insurance: https://bit.ly/2Xbn7hD DreamCloud: https://www.dreamcloudsleep.com/delony Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & George Kamel discuss: When it makes sense to get into real estate investing, Increasing retirement income, When it makes sense for a spouse to stay at home, Helping family with money. Support Our Sponsor: NetSuite: https://bit.ly/2WBLh5c Zander Insurance: https://bit.ly/2Xbn7hD Churchill Mortgage: https://bit.ly/2JcfkGy Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & Ken Coleman discuss: The possibility of self-insuring for long-term care insurance, The best way to find scholarships for college, Finding a side hustle with a criminal background, Balancing a side hustle with family time. Support Our Sponsor: Splash Financial: https://bit.ly/2XAdOIf Churchill Mortgage: https://bit.ly/2JcfkGy Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & Dr. John Delony discuss: What's the best next step to take with your money, Using a personal credit card for corporate business expenses, Paying off your mortgage vs. investing, Getting a reluctant spouse on board with the plan. Support Our Sponsor: DreamCloud: https://www.dreamcloudsleep.com/delony Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & Rachel Cruze discuss: Why you shouldn't buy an expensive new car for a tax write-off, Being a good steward of a large financial gift, How to win financially after beating a gambling addiction, When it makes sense to sell a rental property. Support Our Sponsor: Splash Financial: https://bit.ly/2XAdOIf Churchill Mortgage: https://bit.ly/2JcfkGy Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & George Kamel discuss: The difference between a living will and a trust, What types of insurance you need (and don't need), Preparing to move out on your own. Support Our Sponsor: NetSuite: https://bit.ly/2WBLh5c Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Ken Coleman & George Kamel discuss: How to grow a small business, The high-earning poor, When it's time to leave a job, Paying off debt and getting your life on track, Having over $100k in car debt. Support Our Sponsor: Splash Financial: https://bit.ly/2XAdOIf Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & Ken Coleman discuss: Should I cashflow college now or rely on my employers tuition reimbursement over time? Should you do a 401(k) if there's no company match? Does it make a sense to take a job outside your degree field? Are you responsible for caring for aging parents who haven't saved for retirement? Support Our Sponsor: Churchill Mortgage: https://bit.ly/2JcfkGy Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & Kristina Ellis discuss: Selling investment properties to pay off debt, Why you should do a 529, How to handle debt collectors, How to pick funds for your 401(k). Support Our Sponsor: Christian healthcare Ministries: https://bit.ly/2XBZfE3 Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & Dr. John Delony discuss: Rediscovering your identity after being focused on paying off debt for so long, Grieving after a miscarriage and knowing the next right financial step. Support Our Sponsor: Churchill Mortgage: https://bit.ly/2JcfkGy Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & Kristina Ellis discuss: Making money as a moral act (with Rabbi Daniel Lapin), How to avoid student loans at all cost, How to pay a big tax bill. Support Our Sponsor: Splash Financial: https://bit.ly/2XAdOIf Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Ken Coleman & Rachel Cruze discuss: What will the best career fields be in the future? Using retirement to pay off your house, Marketing yourself in the job market, Buying a house now vs. investing, When you can relax Baby Step 6. Support Our Sponsor: NetSuite: https://bit.ly/2WBLh5c Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Rachel Cruze & John Delony discuss: Paying for kids' college, Paying off your car or selling it, The absurdity of "digital fashion," Handling a 401(k) from a previous job. Support Our Sponsor: Christian Healthcare Ministries: https://bit.ly/2XBZfE3 Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
George Kamel discusses: Is it ok to rent from your parents? Why you should probably sell the motorcycle to pay for the wedding, So-called TikTok "Financial Gurus" and their obsession with credit scores, Should you put money in your 401(k) even without a match? Dealing with student loans in collections. Support Our Sponsors: Splash Financial: https://bit.ly/2XAdOIf Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Dave Ramsey & George Kamel discuss: Why you shouldn't invest in gold even when the world goes crazy, When it makes sense to file bankruptcy (almost never), Scott Harrison's charity:water organization and how they are redefining charities. Support Our Sponsors: Christian Healthcare Ministries: https://bit.ly/2XBZfE3 Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
My friend Mallory Ervin joins me in this episode for a great conversation about contentment, money and the true definition of success (yeah, it got deep). I'll also answer some of your biggest money questions and show you how to save a ton of cash in just 14 days! In this episode: Top 7 Money Questions Answered The Lies You Believe About Success and Money Get $2,000 Back in Your Budget in 2 Weeks! Helpful Resources: EveryDollar Zander Insurance Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance and Christian Healthcare Ministries.
Can you really make money on TikTok? George Kamel is here with the answer! Also in this episode: Double your savings in a year and squeeze the most Disney fun into every dollar of your vacation budget. You'll learn: How to Double Your Savings Account This Year How to Make Money on TikTok (with George Kamel) The Cheapest Way to Go to Disney World Helpful Resources: Ramsey Trusted How to Start a Lucrative Side Hustle Zander Insurance Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance and Christian Healthcare Ministries.
Relationships, Debt, Career As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD PureTalk: https://bit.ly/2XfwRaA Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Debt, Education, Home Buying, Saving, Investing, Retirement As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD PureTalk: https://bit.ly/2XfwRaA Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Debt, Saving, Investing, Retirement, Education, Home Buying As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD PureTalk: https://bit.ly/2XfwRaA Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Debt, Education, Investing, Retirement As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD PureTalk: https://bit.ly/2XfwRaA Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Relationships, Budgeting, Investing, Career As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Churchill Mortgage: https://bit.ly/2JcfkGy Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Debt, Saving, Relationships, Budgeting, Education As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Bethel School of Technology: https://bit.ly/2Zvx3Ey Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Insurance, Debt, Investing, Retirement As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Debt, Taxes, Budgeting, Home Selling, Education As heard on this episode: Christian Healthcare Ministries: https://bit.ly/2XBZfE3 Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Career, Debt, Home Buying, Home Selling, Budgeting, Investing As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Home Selling, Debt, Insurance, Home Buying, Career As heard on this episode: Churchill Mortgage: https://bit.ly/2JcfkGy Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Debt, Investing, Education, Retirement As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Leadership, Career, Debt, Investing As heard on this episode: Churchill Mortgage: https://bit.ly/2JcfkGy Zander Insurance: https://bit.ly/2Xbn7hD Learn how to build wealth the right way in 2022 w/ our FREE livestream: https://bit.ly/3qao3zI Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Investing, Retirement, Home Selling, Debt, Education, Budgeting As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Investing, Retirement, Career, Debt, Budgeting, Relationships As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Investing, Retirement, Career, Debt, Home Buying, Home Selling, Education, Insurance As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Education, Home Buying, Debt, Education As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
Debt, Investing, Relationships, Home Buying, Home Selling As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started: Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE
“What would you want to see happen with your family, if god forbid, something were to happen to you, and you were to leave your family, without you around?” - Andy Flattery, CFP®, of Simple Wealth Planning, LLCIn episode 4, we're talking LIFE INSURANCE... because September is (and was) "Life Insurance Awareness Month". I know, it's October, and it can be scary talking about your own mortality, but we can't keep kicking the can down the road. We've gotta talk about this, SO WE DID!Spoiler alert, it wasn't that scary.Andy Flattery, CFP® from Simple Wealth Planning, and Kyle discuss why you need life insurance, the different types, who needs it, and how to get it. We even talk some sports, our girl names, and showering with Hall of Famers. Tune in!"It's loving your family enough to take care of them in the instance that you can't." Kyle Hill, CFP®Resources:Life Insurance Overview (NerdWallet),Term Insurance,Permanent Life Insurance,Whole Life Insurance,Variable Life Insurance,Universal Life Insurance,Comparison (Dave Ramsey),Needs Based Life Insurance Calculator,Simple Life Insurance Calculator,Zander Insurance,Policy Genius,Brush Creek Partners,Queen Sweets & Bakery,Red Door Grill,Cael Sanderson (Greatest Wrestler Ever!),The Moonlight Graham Show,The White Stripes - Ball and Biscuit,Justin Timberlake - Can't Stop This Feeling,Justin Timberlake - Sexy Back Andy Flattery, CFP® - Simple Wealth Planning, LLCWebsite,