American author and finance personality
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❓Have a money question? Ask Ramsey is here to help! George Kamel and Rachel Cruze answer your questions and discuss: "I'm burnt out from doing OnlyFans, how do I get out of this?" "My mom is resentful that they are still paying my student loans. Should I take on the payments?" "Should I buy a house to flip in order to pay off $40,000 of debt?" "What is extendable term-life insurance?" "My husband doesn't want to pay off our debt even though we have the money to do so". Next Steps: ✔️ Help us make the show better. Please take this short survey.
❓Have a money question? Ask Ramsey is here to help! George Kamel and Rachel Cruze answer your questions and discuss: "Should I file for bankruptcy? " "How do I move on after financial and emotional infidelity?" "I'm retired and I have never invested my money" "Is it a good idea to spend money on a birthday vacation for my daughter?" "What happens to debt if I die before paying it off?" "Should I use my HELOC to pay off my other debt?" "My brother has been stealing money from our parents and has put them into debt. Should I tell them to file bankruptcy?" "Do we have too much of our wealth tied up in our home?". Next Steps: ✔️ Help us make the show better. Please take this short survey.
SummaryIn this episode of Money Mondays, Benjamin Lee discusses the concept of opportunity cost, emphasizing its importance for both children and adults. He explains how opportunity cost affects financial decisions and offers practical advice on managing money wisely. The conversation covers the significance of pausing before making purchases, the value of accountability partners, and the idea that money is meant to be spent wisely. Benjamin encourages listeners to consider future opportunities when making financial choices.TakeawaysOpportunity cost is a crucial concept in financial decision-making.It's important to teach children about opportunity cost.Adults also need to understand opportunity cost in their spending.Hitting the pause button can help in making better financial choices.Having an accountability partner can provide valuable perspective on spending.Money should be spent wisely, not hoarded.Consider future opportunities before making impulsive purchases.Planning and budgeting can prevent unnecessary debt.Understanding the value of money can lead to better financial habits.Financial literacy is essential for all ages.Chapters00:00 Introduction to Money Monday and Opportunity Cost03:16 Understanding Opportunity Cost in Financial DecisionsBooks, Blogs, and Podcast at https://benjaminlee.blogFor all my episodes visit https://icandopodcast.comBooks mentioned in EpisodeSmart Money Smart Kids by Dave Ramsey and Rachel Cruze
Many young adults believe more money means more happiness, but Scripture shows true joy comes from gratitude and contentment. Rachel Cruze explains how comparison drains our joy and fuels unhealthy spending, keeping us stuck in a cycle that never satisfies. She reminds us that gratitude breaks the grip of comparison and leads to generosity. Her message is a timely call to pursue intentional, faith-filled stewardship—finding joy in what we have and using it to bless others. Resources: You may also like Uncovering What Drives You by Mike Foster Create a free THINQ Account and download the THINQ Media app on your smart TV to access more trusted content like this on topics from all channels of culture at thinqmedia.com. Apply the THINQ Framework as you think through cultural topics. Attend THINQ events where you can gather with like-minded leaders, ask better questions and have conversations that lead to wisdom: Sign up for THINQ Summit 2026 October 1-2 in Nashville, TN. Host a THINQ Family conversation series in your home: Let's Talk Civility Let's Talk Relationships Let's Talk Mental Health Let's Talk Tech Detox More from the THINQ Podcast Network: Rhythms for Life with Rebekah & Gabe Lyons The InFormed Parent with Suzanne Phillips NextUp with Grant Skeldon NeuroFaith with Curt Thompson UnderCurrent with Gabe Lyons Now on YouTube! Subscribe, Like, and Share: THINQ Media UnderCurrent with Gabe Lyons NextUp with Grant Skeldon Rhythms for Life with Rebekah and Gabe Lyons The InFormed Parent with Suzanne Phillips
✍️ Help us make the show better! Take this 6-question survey. Dave Ramsey and Rachel Cruze answer your questions and discuss: "I've been fired 14 times and no employer will look at me now. What are my options to get out of this cycle?" "I was living with my girlfriend and her family, we broke up and now I have to move out and I don't know what to do" "Should I use my bonus to gain equity in the small business I work for?" "I bought an Airbnb cabin and now I am behind on my bills" "My dad offered to cashflow my first home. How do I structure this the right way?" Next Steps:
✍️ Help us make the show better! Take this 6-question survey. George Kamel and Rachel Cruze answer your questions and discuss: "My parents want me to use my savings to buy them a house" "I'm $65,000 in debt and I feel completely overwhelmed" "My father has a $1.3 million net worth and none of it is invested. How do I help him grow his wealth?" "Should I stop investing in Baby Step 2 and lose out on my employer match?" "I lost everything in my divorce and I don't know how I am going to pay rent this month" "How do I save up for our wedding while I am in Baby Step 2?". Next Steps: ✔️ Help us make the show better. Please take this short survey.
Gabe and Rebekah continue The Rhythm of Us series with special guests Rachel and Winston Cruze. What does it look like to find harmony in marriage through wise money habits? Rachel and Winston share their journey—from spender-vs-saver tensions to practical tools for auditing spending and building unity as a team. They laugh about shared anniversaries, unpack origin stories around finances, and offer encouragement for couples seeking to steward resources with intention and grace. In this episode, you'll learn: How to recognize spender-saver dynamics and turn them into strengths for your marriage. Practical steps to audit subscriptions, cut unnecessary costs, and align on a budget together. Why understanding your "money origin story" fosters empathy and deeper connection. Simple rhythms like weekly money dates to keep communication open and fun. The role of generosity and contentment in building a legacy of financial peace. This conversation will equip you to approach money not as a battleground, but as a shared path toward freedom and unity in your home. RResources: Learn more about Rachel Cruze's work, including her book "Know Yourself, Know Your Money": https://store.ramseysolutions.com/mon... and podcast "The Rachel Cruze Show": / @rachelcruze The Journal For Us: 10 Conversations Every Couple Needs to Have: https://a.co/d/j1xmS4QReserve your spot now for Rhythms Retreat November 21-22 in Franklin, TN: https://www.rebekahlyons.com/retreat/Create a free THINQ Account to access more trusted content like this on topics from all channels of culture at https://www.thinqmedia.com/Attend THINQ events where you can gather with like-minded leaders, ask better questions and have conversations that lead to wisdom:THINQ Summit Oct 2-4 in Nashville, TN: https://events.thinqmedia.com/2025summitMore from the THINQ Podcast Network: UnderCurrent with Gabe Lyons: / @gabe_lyons The InFormed Parent with Suzanne Phillips: / @informedparent NextUp with Grant Skeldon: / @grantskeldon NeuroFaith with Curt Thompson: https://podcasts.apple.com/us/podcast...
In this episode, Ken Coleman sits down with financial expert and bestselling author Rachel Cruze. You'll learn why money isn't the root cause of tension in your life, how to align with your spouse financially, and what it was really like growing up as Dave Ramsey's daughter. Next Steps: ·
Rachel Cruze, best-selling author and daughter of Dave Ramsey, joins Matt & Abby to spill money tips every couple needs to hear. From combining finances and crushing debt to car payments, renting, and teaching kids about money, this episode is packed with practical advice you can use today. This episode is sponsored by BetterHelp, Google Gemini, Nutrafol & Hiya. BetterHelp: Visit https://BetterHelp.com/unplannedpodcast today to get 10% off your first month. Google Gemini: Visit https://gemini.google/students to learn more and sign up. Terms apply. Nutrafol: Visit https://nutrafol.com and enter promo code UNPLANNEDPOD for $10 off any order and free shipping when you subscribe. Hiya: Go to https://hiyahealth.com/UNPLANNED and receive 50% off your first order. Chapters: 00:00 - Rachel Cruze 02:27 - How Dave Ramsey raised his kids 04:47 - What it's like to have Dave Ramsey as a father 06:40 - Asking my husband to get rid of his credit card 11:56 - Why married couples should combine finances 15:47 - Why married couples shouldn't combine finances 17:30 - What you should do if your spouses spending is out of control 22:51 - The number one thing keeping you broke 26:16 - The car payment trap explained 40:49 - How to have a money conversation with your kid 45:52 - How Dave Ramsey recommends you buy a house 49:08 - Why you shouldn't rent a home 53:38 - Why Dave Ramsey's formula to getting rich works Learn more about your ad choices. Visit podcastchoices.com/adchoices
Rachel Cruze & Jade Warshaw answer your questions and discuss: My husband is very controlling with the budget. We owe more than $85K in credit card debt. I hate living in California and my job sucks Should guests pay for meals at our wedding? I owe $2.5M on rental properties Should I use a debt consolidation company? Next Steps: ✅ Help us make the show better by taking this short survey!