Podcasts about money habits

Episode Highlights With MikeWhat the money habit is and how this differs from traditional budgeting Why most financial systems fail to change behavior long termThe psychology behind money habits and how to change themWhat commitment devices are and how they can helpHow this works if you're at essential living and a very tight budgetThe simplest way to get started How this ties into the hierarchy of needs and how to work with this, not against itThe most common mistakes people make How to navigate the money habit systems as a couple without conflict Avoiding the parent/child dynamic around money which can cause tensionFinancial freedom vs financial independence and why this is importantResources MentionedFollow Mike on Instagram and FacebookMike's websiteMy Money Bunnies: Fun Money Management For Kids bookMike's other booksBONCHARGEI like so many of their products - from their red light products to their sauna blankets. Red light has been so helpful for me during my recovery from Hashimoto's. To find out more, go to boncharge.com/wellnessmama and use code wellnessmama for 20% off!Just Thrive:Just Thrive Health has been one of my longtime favorite brands for gut health and they have an amazing Daily Gut Detox. Your immune system, gut barrier, and digestion get the support they need to stay strong and healthy. You can find this and their probiotics at justthrivehealth.com/wellnessmama or use code wellnessmama for 20% off your order. 

What if the blueprint for building wealth hasn't changed in over 5,000 years? In this episode, Gino Barbaro breaks down the timeless principles from one of the most influential personal finance books ever written: The Richest Man in Babylon. While most people believe wealth creation is complicated, involving stock picking, market timing, economic cycles, and advanced investing strategies, the truth is much simpler. The foundation of wealth starts with habits. In this episode, Gino walks through the famous "Seven Cures for a Lean Purse" and explains how they apply to modern investing, entrepreneurship, real estate, financial planning, retirement, and creating long-term generational wealth. Whether you're just beginning your financial journey or looking to strengthen your wealth-building foundation, this episode provides timeless principles that still work today. Timestamps 00:00 – The Wealth Blueprint That Has Worked for 5,000 Years 01:28 – The First Cure: Pay Yourself First 05:54 – The Second Cure: Control Your Spending 07:40 – The Third Cure: Make Your Money Multiply 10:33 – The Fourth Cure: Protect Your Wealth 12:23 – The Fifth Cure: Make Your Home a Profitable Investment 16:06 – The Sixth Cure: Ensure Future Income 17:40 – The Seventh Cure: Increase Your Ability to Earn 19:17 – Practical Wealth-Building Exercises 20:00 – Create a Budget and Track Your Spending 22:30 – Finding the Right Investment Vehicle 24:12 – Avoiding Lifestyle Inflation 26:10 – Open Your First Investment Account 28:00 – Why Financial Education Matters 29:05 – The Importance of Tracking Net Worth 30:05 – Final Thoughts on The Richest Man in Babylon This episode is brought to you by Wheelbarrow Profits. Want to learn how successful investors create passive income, build financial freedom, and scale their wealth through multifamily real estate? Visit Wheelbarrow Profits to access educational resources, training, coaching, and tools designed to help investors take control of their financial future. We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Chantel Chapman, CEO and founder of the Trauma of Money Institute, reveals the surprising and deeply personal ways that past trauma, including generational scarcity, relational wounds, and systemic stress, shows up in our financial behaviour. She introduces the concept of "financial fawning" (using money to seek approval and avoid abandonment), explains why scarcity triggers the same brain response as trauma, and shares why naming what's happening in a client relationship can be the single most powerful thing a financial professional can do. Find out more at thetraumaofmoney.com and connect on Instagram with @chantelchapman, and @traumaofmoney.

In this insightful episode of The Neil Haley Show, Neil Haley welcomes New York Times bestselling author and personal finance expert Beth Kobliner to discuss the newly revised edition of her iconic financial guide, Get a Financial Life: Personal Finance in Your 20s and 30s. Widely regarded as one of the most trusted voices in personal finance, Beth shares practical advice for young adults navigating today's increasingly complicated financial landscape. From saving and investing to avoiding debt and resisting financial temptations, she provides a roadmap for building long-term financial security even during uncertain economic times. The conversation begins with a discussion about one of the biggest challenges facing young adults today: saving money. Many people in their 20s and 30s are focused on immediate concerns such as rent, student loans, finding stable employment, and managing rising living expenses. Retirement often feels too far away to prioritize. Beth acknowledges these realities but explains that today's younger generations are facing a unique combination of economic pressures, including concerns about artificial intelligence replacing jobs, volatile financial markets, the influence of social media, online gambling platforms, and prediction markets that constantly compete for their attention. Despite these challenges, she believes there are simple and effective steps young people can take to begin building wealth. Beth emphasizes the importance of automation when it comes to saving. One of her core recommendations is to automatically save at least ten percent of every paycheck before the money can be spent. By directing funds into high-yield savings accounts, retirement plans, or investment accounts automatically, individuals can remove the emotional component of saving and create consistent habits that compound over time. She explains that even small contributions can make a significant difference over the long term thanks to the power of compound growth. The discussion then turns to retirement accounts and investing. Beth explains that many young people are intimidated by terms like 401(k)s and IRAs because they associate them exclusively with retirement. However, she argues that these accounts should be viewed as powerful wealth-building tools rather than distant retirement vehicles. Tax advantages, long-term growth, and employer matching programs make these accounts some of the most effective financial tools available. She encourages young adults to start investing as early as possible, even if they can only contribute small amounts initially. Another important topic covered during the interview is the accessibility of investing today. Beth points out that modern investment platforms have dramatically lowered barriers to entry. Young investors can begin with as little as a single dollar by purchasing shares of diversified exchange-traded funds (ETFs) through reputable firms. By focusing on diversified index funds rather than chasing speculative investments, individuals can steadily build wealth while minimizing unnecessary risk. Her message is clear: investing is no longer reserved for the wealthy, and everyone can participate regardless of income level. Beth also addresses the financial challenges that are unique to Generation Z. While previous generations were often criticized for being careless with money, she notes that many young people today are actually more financially aware than their predecessors. Having lived through economic uncertainty, inflation, and global disruptions, many members of Generation Z understand the importance of financial security. However, they also face new threats, including misinformation spread through social media and aggressive marketing from online gambling companies and speculative financial platforms. This makes financial education more important than ever before.

Okay so I finally dragged Michael into the studio. It's been like two or three houses ago since he was last on, and honestly every time I get him on you guys go nuts with the questions.If you don't know, Mike is my husband, my business partner, my bestie, and the back office brains behind everything I grow.We've run this business together for eight years now and people are always shocked we haven't killed each other.So we're getting into all of it. How we split our roles, how we make decisions together, the aligned client thing that took him a whole year to unlearn from corporate, our weirdly aligned money habits, and the time I found out he was sleeping on his brother's couch when we first met (I genuinely thought he'd lost all his money).It's a fun one. He's an Aquarian so just lean left of centre and you'll get his energy 

If you've ever paid off debt, built up your savings, gotten a bonus, or felt like you were finally getting ahead... only to find yourself right back in the same place a few months later, this episode is for you.We're talking about a hidden pattern that keeps many women stuck financially, even when they're making good money and doing all the "right" things.It's not a lack of discipline.It's not because you're bad with money.And it's not because you don't care about your future.It may be because your financial thermostat keeps pulling you back to what's familiar.In this episode, we're exploring why progress can feel temporary, why old money habits keep resurfacing, and what it really takes to create lasting change.We'll get into: Why your brain prefers familiar financial patterns, even when they aren't serving you.  The hidden reason you keep ending up back in debt, overspending, or starting over.  Why knowing what to do with money isn't the same as doing it consistently.  How your financial thermostat influences your spending habits, savings, and debt.  The powerful question that can help you identify the pattern you keep repeating. If you've ever thought:"How am I back here again?"Or:"I make good money, so why does it feel like I'm always starting over?"This episode will help you understand what's really happening beneath the surface.Because lasting financial change isn't just about changing the numbers.It's about changing what feels normal.And once your new habits, new behaviors, and new financial decisions start feeling normal, that's when real wealth building begins.If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to click here to book a 1:1 Financial Clarity Consultation.This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.Together, we'll look at where you are, where you want to be, what's actually standing in the way, and how private money coaching will help you overcome your biggest financial challenges and reach your goals faster.You can book your consultation at germainefoley.com/consult.

Money Anxiety: From Family Lessons To The Money Habits We Lean On Money decisions are rarely just about math. Financial expert Lev Mandel explains how early family lessons, anxiety and repeated habits can shape the way people view money and approach these conversations, and why understanding those patterns can help build a healthier relationship with finances over time. Guest: Lev Mandel, financial expert, author, Money Is Weird. Host: Gary Price Producer: Amirah Zaveri Linktr.ee | Apple Podcasts | YouTube | SpotifyFacebook: @ViewpointsOnlineX: @viewpointsradioInstagram: @viewpointsradioFull ArchiveContact UsAffiliates & National Syndication Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Money Anxiety: From Family Lessons To The Money Habits We Lean On Money decisions are rarely just about math. Financial expert Lev Mandel explains how early family lessons, anxiety and repeated habits can shape the way people view money and approach these conversations, and why understanding those patterns can help build a healthier relationship with finances over time. Guest: Lev Mandel, financial expert, author, Money Is Weird. Host: Gary Price Producer: Amirah Zaveri No Shade, No Standard: America's Heat Safety Gap As extreme heat intensifies, outdoor and factory workers are facing risks their jobs were never built to handle. With protections still varying by state, advocates are pushing for updated national standards on shade, water, rest and retaliation-free reporting. Guests:  Pamela Walaski, president, Board of Directors of the American Society of Safety Professionals Katelyn Parady, development and strategic programs liaison, National Council for Occupational Safety and Health Host: Marty Peterson Producer: Amirah Zaveri and Polly Hansen Linktr.ee | Apple Podcasts | YouTube | SpotifyFacebook: @ViewpointsOnlineX: @viewpointsradioInstagram: @viewpointsradioFull ArchiveContact UsAffiliates & National Syndication Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3575: Andrew shares a practical mindset shift for building lasting wealth, showing how patience, purpose, and consistent action matter more than quick-win schemes. From learning to think in terms of “How can I?” to understanding the balance between living below your means and increasing your income, these ideas can help you create more freedom, confidence, and long-term financial security. Read along with the original article(s) here: https://www.dollarafterdollar.com/7-ways-to-become-awesome-with-your-money/ Quotes to ponder: “Patience is the trait that the majority of wealthy people use to accumulate their fortune.” “You are not here to just get by. You want to thrive.” “You need to change this mindset from ‘I can't' to ‘How can I?'” Episode references: SpaceX: https://www.spacex.com/ Michael Jordan: https://www.nba.com/player/893/michael-jordan United States Military Academy West Point: https://www.westpoint.edu/ Bank of America: https://www.bankofamerica.com/ Index fund: https://www.investopedia.com/terms/i/indexfund.asp Tesla: https://www.tesla.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Making more money doesn't guarantee financial freedom. Today's guest explains what actually does.   If you've ever thought, “I make good money… so why do I still feel stressed about it?” — this episode is for you.   In this episode of Balanced, Beautiful & Abundant, Rebecca Whitman sits down with Andrew Giancola, host of The Personal Finance Podcast and founder of  Master Money .   Andrew teaches practical, proven strategies to help people build wealth, reduce financial anxiety, and create true financial freedom—not through hustle culture, but through intentional habits and smart systems.   Whether you're growing a business, building your next chapter, or simply want more peace around money, this conversation will help you create a stronger financial foundation.   ✨ In this episode, you'll learn:   • Why income is one of the biggest levers for creating wealth   • The exact order of operations for building financial freedom   • How to automate your finances and spend less time thinking about money   • Common mistakes even successful people make with wealth   • How to reduce financial stress and anxiety   • The difference between feeling wealthy and actually building wealth   • How to enjoy your life now while creating long-term security   • Small habits that create massive financial results over time   • What to focus on in the next 12 months to transform your finances   This episode is a reminder that abundance isn't just about earning more—it's about creating a life that feels aligned, peaceful, and financially empowered.  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3575: Andrew shares a practical mindset shift for building lasting wealth, showing how patience, purpose, and consistent action matter more than quick-win schemes. From learning to think in terms of “How can I?” to understanding the balance between living below your means and increasing your income, these ideas can help you create more freedom, confidence, and long-term financial security. Read along with the original article(s) here: https://www.dollarafterdollar.com/7-ways-to-become-awesome-with-your-money/ Quotes to ponder: “Patience is the trait that the majority of wealthy people use to accumulate their fortune.” “You are not here to just get by. You want to thrive.” “You need to change this mindset from ‘I can't' to ‘How can I?'” Episode references: SpaceX: https://www.spacex.com/ Michael Jordan: https://www.nba.com/player/893/michael-jordan United States Military Academy West Point: https://www.westpoint.edu/ Bank of America: https://www.bankofamerica.com/ Index fund: https://www.investopedia.com/terms/i/indexfund.asp Tesla: https://www.tesla.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3575: Andrew shares a practical mindset shift for building lasting wealth, showing how patience, purpose, and consistent action matter more than quick-win schemes. From learning to think in terms of “How can I?” to understanding the balance between living below your means and increasing your income, these ideas can help you create more freedom, confidence, and long-term financial security. Read along with the original article(s) here: https://www.dollarafterdollar.com/7-ways-to-become-awesome-with-your-money/ Quotes to ponder: “Patience is the trait that the majority of wealthy people use to accumulate their fortune.” “You are not here to just get by. You want to thrive.” “You need to change this mindset from ‘I can't' to ‘How can I?'” Episode references: SpaceX: https://www.spacex.com/ Michael Jordan: https://www.nba.com/player/893/michael-jordan United States Military Academy West Point: https://www.westpoint.edu/ Bank of America: https://www.bankofamerica.com/ Index fund: https://www.investopedia.com/terms/i/indexfund.asp Tesla: https://www.tesla.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Calvary! We are a growing church, meeting in many locations around the world, helping people to know Jesus, find community and make a difference. Sermon Notes - Available via the YouVersion Bible app: https://www.bible.com/events/49613732 To learn more about Calvary Church, visit our website: https://calvarycc.global Watch this message on our Calvary Church YouTube Channel: https://www.youtube.com/watch?v=MOpHQhPzd68  Our Campus Locations: AUSTRALIA, QLD Calvary Cairns 108 Grafton St Cairns City QLD 4870   Calvary Townsville 569 Bayswater Rd Mount Louisa QLD 4814   Calvary Emerald 11 Gladstone St Emerald QLD 4720   Calvary Blackwater 22a Littlefield St Blackwater QLD 4717   Calvary Rockhampton 189 East St Rockhampton QLD 4700   Calvary Yeppoon 2 Burnett Street Yeppoon QLD 4703   Calvary Sunshine Coast 212 Crosby Hill Rd Tanawha QLD 4556   Calvary Caloundra Sunshine Coast Function Centre (Caloundra RSL) 19 West Terrace Caloundra QLD 4551   Calvary Brisbane 97 Castlemaine Street Milton QLD 4064   SOUTH AFRICA Calvary East London 70 Tennyson St Quigney, East London, 5201   PAPUA NEW GUINEA Calvary Port Moresby PNG Institute of Banking & Business Management (IBBM) Vanama Crescent, Lawes Road

Hey lady! Are you ready to get your ish together once and for all? Then bust that notebook out, sis, because this week Dr. Dom and Terri have a powerhouse guest join them to drop gems on how to get your financial house in order so you can welcome great wealth and prosperity in your life for good!Rachel Rodgers is the founder and owner of Hello Seven, a multi-million dollar company that teaches diverse entrepreneurs how to earn more money and build wealth. She's written several books on how simple mindset shifts can generate long-lasting gains and she's here to offer more wisdom from her latest offering Future Millionaire: A Young Person's Step-by-Step Guide to Making Wealth Inevitable. Don't let the title fool you lady, this book is for all ages. In this episode Rachel offers a framework to help you get to the root of your financial ethos so that you can make decisions from a grounded and abundant place.Sometimes it's as simple as changing the internal dialogue from one of being broke to about to be rich. Making that shift can transform your financial life and put you in a position to build the life of your dreams.Rachel highlights the importance of community in building your best financial life. If you're looking for like-minded women to discuss the book and other issues that help you grow to your best self then head to Patreon where we gather for additional insights and resources. See you there! Quote of the Day:"No matter what your life or bank account looks like today, you can be wealthy."– Rachel Rodgers  Goal Map Like a Pro WorkbookCultivating H.E.R. Space Sanctuary  Where to find Rachel Rodgers:Website: Hello SevenBook: Future Millionaire: A Young Person's Step-by-Step Guide to Making Wealth InevitableInstagram: @rachrodgersesqLinkedIn: Rachel RodgersTwitter (X): @RachRodgersEsqFacebook: Rachel Rodgers  Resources:Dr. Dom's Therapy PracticeBranding with TerriMelanin and Mental HealthTherapy for Black Girls Psychology TodayTherapy for QPOC  Where to find us:Twitter: @HERspacepodcastInstagram: @herspacepodcastFacebook:See omnystudio.com/listener for privacy information.

Learn how i travel full time: https://affordabletravelplaybook.com/

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3561: Jen Hayes explains why traditional budgets often fail: we spend on autopilot and lose track of where our money goes. Her cash envelope system creates clear limits, builds awareness around spending habits, and makes budgeting feel simple, visual, and manageable so you can finally stay on track with your financial goals. Read along with the original article(s) here: https://www.jenhayes.me/cant-stick-to-a-budget-heres-the-solution/ Quotes to ponder: "If you can't control your money, the lack of it will forever control you." "When we can physically see the money being taken away from us, we're more mindful about the purchases we make." "There's nothing wrong with re-evaluating your budget and making adjustments as needed." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3561: Jen Hayes explains why traditional budgets often fail: we spend on autopilot and lose track of where our money goes. Her cash envelope system creates clear limits, builds awareness around spending habits, and makes budgeting feel simple, visual, and manageable so you can finally stay on track with your financial goals. Read along with the original article(s) here: https://www.jenhayes.me/cant-stick-to-a-budget-heres-the-solution/ Quotes to ponder: "If you can't control your money, the lack of it will forever control you." "When we can physically see the money being taken away from us, we're more mindful about the purchases we make." "There's nothing wrong with re-evaluating your budget and making adjustments as needed." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3561: Jen Hayes explains why traditional budgets often fail: we spend on autopilot and lose track of where our money goes. Her cash envelope system creates clear limits, builds awareness around spending habits, and makes budgeting feel simple, visual, and manageable so you can finally stay on track with your financial goals. Read along with the original article(s) here: https://www.jenhayes.me/cant-stick-to-a-budget-heres-the-solution/ Quotes to ponder: "If you can't control your money, the lack of it will forever control you." "When we can physically see the money being taken away from us, we're more mindful about the purchases we make." "There's nothing wrong with re-evaluating your budget and making adjustments as needed." Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode was sponsored by Cardiff, Prosperitas Financial & Jerry Citarella Presents   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode gets brutally honest about money with Jerry Citarella — 35-year top-percentile financial advisor, bestselling author, and founder of Prosperitas Financial.   Jerry breaks down the pay-yourself-first system most advisors skip, why emotional investing destroys portfolios, the needs-vs.-wants reality check that actually changes behavior, and how to start building wealth even if you're starting late. He also unveils LetsTalk.money — an AI platform built to help people have the hard financial conversations they've been avoiding.   Doesn't matter if you have $500 or $5 million, the principles in this conversation will change how you think about money for the rest of your life.    

You're not confused about money.You've read the books, taken the courses, and you understand what you “should” be doing.So why does it still feel so hard to actually follow through?In this episode, we look at the space between knowing and doing and why so many heart-centered entrepreneurs get stuck there. This isn't about discipline or trying harder. It's about understanding what's happening beneath the surface when money feels unsafe, overwhelming, or emotionally charged.We talk about the role of your nervous system, how avoidance can be a form of protection (not failure), and why jumping from system to system often doesn't solve the real problem. You'll also hear how your natural way of thinking and operating can impact your ability to take action and why that matters more than you think.This episode offers a different lens: one that replaces self-blame with awareness, and pressure with support.If you've been quietly questioning why nothing seems to “stick,” this conversation will help you start making sense of it.Breaking The Money Cycle: https://aimeecerka.com/moneycycleFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/253Ready To Take Action: https://aimeecerka.com/podcastlinks

What does a sustainable relationship with money actually look like? In this episode, Denise Dunning, founder of Rise Up Together, shares how the idea of sustainability shapes everything from how she leads a global nonprofit to how she earns, saves, and raises her children. Her story reveals that building a meaningful financial life is not about extremes, but about creating something that can endure. About Denise Dunning: Building a Global Model for Sustainable Impact Denise is the Founder and Executive Director of Rise Up Together. She launched Rise Up Together following years of working closely with country-based leaders and organizations to develop a new, locally-led model for sustainable impact at scale. Today, Rise Up Together's team builds power with leaders and partners in the US, Africa, Asia, and Latin America and has created lasting impact for more than 172 million people. Previously, Denise worked at the David & Lucile Packard Foundation on global women's reproductive health and rights, and the Inter-American Development Bank on poverty reduction strategies in Honduras. She was a distinguished Fulbright Scholar, National Science Foundation Fellow, and Stanford Social Entrepreneur in Residence. Denise has a Ph.D. and M.A. in Sociology from UC Berkeley, a Master's in Public Affairs from Princeton, and graduated Summa Cum Laude from Duke. Her work has been featured in media outlets including the Stanford Social Innovation Review, The Guardian, Al Jazeera, The Christian Science Monitor, and Alliance Magazine. Denise has lived in five countries, and worked and traveled in many more, including her mother's native Argentina. She speaks four languages, and now calls San Francisco home, where she resides with her husband, three children, and two cats. Ready to build a more intentional relationship with money? Explore more conversations like this on Aspiriant's Money Tales podcast, where we dive into the stories behind how people earn, save, and live with money. And for deeper insights, visit fathom, our content hub for perspectives on wealth, values, and decision-making. If you are thinking about how to align your wealth with your values, an Aspiriant advisor can help you clarify your purpose, structure your giving and build a thoughtful philanthropic plan that fits your family. Follow Money Tales on Spotify, Apple Podcasts or YouTube Music for more real stories that inspire thoughtful, intentional decisions about money.

Summer travel can create memories—and surprise expenses. Julie McPherson talks through common vacation budgeting mistakes, from hidden fees to over-scheduling and over-packing. The conversation blends practical travel insights with broader money habits that affect family finances beyond the trip itself. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Personal finance writer Matt Bell joins us to talk about helping kids learn how handle money in a way that is honouring to God. Matt tells his story of financial self- destruction as a young man and the way it led to him to a transformative relationship with Christ—and a lifelong involvement in financial ministry.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Hey budget besties, this conversation is such a good reminder that true wealth is about so much more than what is sitting in your bank account. In this episode, we sit down with mindset coach Rebecca Whitman to talk about abundance, financial empowerment, and why money works best when it supports a full, healthy, joy-filled life.Rebecca shares her personal story of resilience, how she rebuilt after divorce and loss, and why she believes financial success starts with alignment in the rest of our lives first. We also talk about why women need a different conversation around money, how to stop letting money control us, and how to create a budget that feels supportive instead of restrictive.This one is full of encouragement, mindset shifts, and practical ideas you can start using right away.Check out Rebecca Whitman's The Balances & Beautiful BundleLet's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Sharing the money habits I've been leaning on lately to feel a bit more in control! I know things are a lil crazy atm, so the budget planner I suggested in the ep is here!!

You don't need more motivation—you need habits that actually stick.In this episode, I'm breaking down 4 science-backed strategies for building better money habits using research from neuroscientist Andrew Huberman.If you've ever: started budgeting and then fallen off  struggled to stay consistent with tracking your spending  or felt like your habits just won't stick… this episode will help you understand why—and what to do differently.We're talking about: the 21-day habit method (and why you don't need to be perfect)  how timing your habits throughout the day makes them easier  why sleep plays a bigger role in your finances than you think  how visualization can actually train your brain to follow through  and how to “hook” new habits onto ones you're already doing (even the bad ones) By the end, you'll have a simple, realistic plan to start building money habits that feel doable—and actually last.Huberman Lab Podcast

Send us Fan MailTaxes aren't just about numbers.They bring up everything.In this episode, Brittney breaks down the real conversation most entrepreneurs avoid. The anxiety, the avoidance, the “I'll deal with it later” energy, and how it quietly impacts every decision you make in your business.But this isn't about tax strategy.It's about how you show up around money.Because the way you handle taxes…is the same way you handle growth, risk, and next-level decisions.Inside this episode, we're pulling back the curtain on what actually shifted everything.Join the Growth Lounge - https://www.brittneyceo.com/growthGet My 7 Figure Guide: https://brittney-ceo.mykajabi.com/offers/fbKnBwSM/checkoutGet my FREE weekly biz babe moves straight to your inboxhttps://view.flodesk.com/pages/624b64b2a15594c239cada7bJoin my Facebook Grouphttps://www.facebook.com/groups/131279237732613Follow me on Ig @brittneyceo for my daily life, hot biz tips, and morehttps://www.instagram.com/brittneyceo/The Climb with Cherie Clonan The Climb is a podcast for people building something meaningful and finding their..Listen on: Apple Podcasts Spotify

In this replay episode, Tash and Ana welcome Karen Eley, a former financial advisor turned money coach, who helps individuals overcome money blocks and build healthier financial habits. Karen shares her journey from managing investments to diving deep into the psychology of money, helping clients uncover the hidden beliefs that impact their financial decisions.Karen opens up about her own money story, including unconscious beliefs formed during childhood and how they influenced her financial habits as an adult. She discusses the pivotal moment she discovered these patterns and the transformative steps she took to rewrite her money mindset. The conversation also delves into actionable strategies for identifying and reshaping limiting beliefs around money.Listeners will gain insights into fostering positive money habits within families and creating financially resilient children. Karen emphasises the importance of open, age-appropriate conversations about money and shares how early financial lessons can pave the way for confidence and success. Tune in to explore the fascinating intersection of psychology and finance!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

On this episode of the Financial Literacy Show, we explore a powerful question: Can your upbringing influence your financial behavior? From childhood experiences to family conversations (or lack of them), many of our money habits are formed long before we ever earn our first dollar. This discussion takes a closer look at how learned behaviors, family history, and generational patterns shape the way we spend, save, invest, and view money overall. The panel breaks down how financial mindsets—both healthy and unhealthy—are often passed down, sometimes without us even realizing it. They also discuss how to identify those patterns, unlearn harmful habits, and build a new financial foundation rooted in awareness, discipline, and growth. Whether you grew up with abundance, scarcity, or somewhere in between, this episode offers insight on how to take control of your financial future—no matter where you started. #FinancialLiteracy #MoneyMindset #GenerationalWealth #BreakTheCycle

Success is the result of consistent habits. These sleep affirmations reinforce positive financial behaviors, helping you save and invest without stress. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Success is the result of consistent habits. These sleep affirmations reinforce positive financial behaviors, helping you save and invest without stress. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ernie floated a sports reference to Ben in a recent discussion, the concept of an NFL team patching together the holes in their lineup with trades and free agents versus completely rebuilding it from the ground up. Patching of course is the quick fix -- it gets you results now, so you can field a team and compete this season. The results, however, may not be what you want, and often the patched-together team doesn't hold up over a long season. Rebuilding is the long road. It usually means suffering now so that you can have a strong, cohesive unit to play with next season (or sometimes several seasons in the future). A team built from the ground up also has depth. When things go wrong, and injuries happen, that team has seasoned players who can fill the gaps and still act as a cohesive unit.   Well, it turns out the same is true for our money habits. Ben and Ernie run through a list of common habits that are trying to patch the holes in your spending plan, and compare them to sustainable building habits, which lead to a strong, flexible plan that aligns with your life.     Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com

Most people don't thin about the basic behaviors with money. This week Josh sits down with Wealth Strategist Michael Momeno. This wide ranging conversation moves from basic budgeting, reframing your mind around money and why most people stay broke.  

In this episode of the Habits of High Performers Podcast, I sit down with Mike Michalowicz, one of the world's leading thinkers on behavioural finance and the bestselling author of Profit First.We dive into the ideas behind his latest book, The Money Habit, and why financial success is far less about knowledge and far more about habits and systems.Mike explains why most people struggle with money, how our brains are wired to spend the moment income arrives, and the simple six account structure that can bring clarity, control, and confidence to your finances.If you want a practical system to manage money without relying on willpower, this conversation will give you a powerful starting point.Get the book The Money Habit by Mike Michalowicz - https://mikemichalowicz.com/the-money-habit/Explore Mike's bestselling book Profit First - https://mikemichalowicz.com/profit-first/Learn more about Mike here - https://mikemichalowicz.com/everything-mike/ Listen to Mike's podcast Becoming Self Made - https://mikemichalowicz.com/the-podcast-for-entrepreneurs-becoming-self-mad/Connect with Mike on LinkedIn here - https://www.linkedin.com/in/mikemichalowicz/If you're interested in having me deliver a keynote or workshop for your team contact Caroline at caroline@jjlaughlin.comWebsite: https://www.jjlaughlin.com YouTube: https://www.youtube.com/channel/UC6GETJbxpgulYcYc6QAKLHA Facebook: https://www.facebook.com/JamesLaughlinOfficial Instagram: https://www.instagram.com/jameslaughlinofficial/ Apple Podcast: https://podcasts.apple.com/nz/podcast/life-on-purpose-with-james-laughlin/id1547874035 Spotify: https://open.spotify.com/show/3WBElxcvhCHtJWBac3nOlF?si=hotcGzHVRACeAx4GvybVOQ LinkedIn: https://www.linkedin.com/in/jameslaughlincoaching/James Laughlin is a High Performance Leadership Coach, Former 7-Time World Champion, Host of the Lead On Purpose Podcast and an Executive Coach to high performers and leaders. James is based in Christchurch, New Zealand.Send me a personal text message - If you're interested in booking me for a keynote or workshop, contact Caroline at caroline@jjlaughlin.comSupport the show

March Madness is one of our favorite times of the year! Therefore, we've put together a list of the 16 worst money habits, in a "Salty-16" to see which habit wins as the worst habit. LEFT REGION: Everyday & Emotional   B1  ·  EVERYDAY MONEY LEAKS 1  Daily impulse spending  vs. 16  Forgotten subscriptions  People instantly relate.   B2  ·  EMOTIONAL SPENDING 8  Stress shopping  vs. 9  Rewarding yourself every hardship When does self-care become self-sabotage?   B3  ·  AVOIDANCE HABITS 5  Not checking your bank account vs. 12  Ignoring CC statements  "Avoidance charges interest."   B4  ·  LIFESTYLE INFLATION 4  Upgrading lifestyle after every raise vs. 13  Financing things to feel successful  The dark horse of the left region.     RIGHT REGION: Debt & Budget   B5  ·  DEBT BEHAVIOR 5  Paying only minimum payments  vs. 12  Saying "I'll deal with debt later" Minimums feel like progress. They're not.   B6  ·  SOCIAL PRESSURE HABITS 4  Spending to keep up w/ friends  vs. 13  Saying yes to every event broke FOMO is an expensive habit.   B7  ·  BUDGET SABOTAGE 6  Guessing instead of tracking vs. 11  Starting budgets, quit after 5 days  The Cinderella pick. Could go all the way.   B8  ·  FALSE CONFIDENCE HABITS 3  High income solves everything  vs. 14  One good month = problem solved Overconfidence is a budget's worst enemy.   Highlighted row = analyst's pick to advance Who do you think will win?  Who is your darkhorse, your Cinderella? Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026 

Net Worth Calculator: https://www.alux.com/nw    Tools: Protect yourself online with NordVPN: https://www.nordvpn.com/alux Get a free audiobook when you sign up: https://www.alux.com/freebook Start an online store today: https://www.alux.com/sell Sell an online course: https://try.thinkific.com/f5rt2qpvbfok Alux.com is the largest community of luxury & fine living enthusiasts in the world.  We are the #1 online resource for ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USAToday, Wikipedia and many more, as the GO-TO destination for luxury content!  Our website: https://www.alux.com is the largest social network for people who are passionate about LUXURY! Join today!  SUBSCRIBE so you never miss another video: https://goo.gl/KPRQT8 --  To see how rich is your favorite celebrity go to: https://www.alux.com/networth/ --  For businesses inquiries we're available at: https://www.alux.com/contact/

What if the real foundation of entrepreneurship is less about making money and more about mastering your mindset around it? In this episode of The Angel Next Door Podcast, host Marcia Dawood explores how our early experiences and psychological beliefs about money shape our financial behaviors—and ultimately, our freedom to create and build. Guest Shang Saavedra, who reached retirement savings goals by age 31, shares her journey from a frugal upbringing as the child of immigrants to graduating from Harvard, thriving in management consulting, and building the Save My Cents community. She's passionate about helping others use psychology and practical strategies to rewrite their financial stories, break the cycle of fear, and pave the way for meaningful wealth. This episode is essential listening for entrepreneurs and anyone needing a mindset reset around finances. With actionable advice on automating savings, understanding investment options, and handling financial setbacks, Shang Saavedra proves that changing how you think about money can transform your life—and your business.   To get the latest from Shang Saavedra, you can follow her below! https://www.linkedin.com/in/shangsaavedra/ https://savemycents.com/ https://www.instagram.com/savemycents/?hl=en Wealth Is a Mindset: Change Your Mind, Change Your Money   Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing! Website: www.marciadawood.com Do Good While Doing Well Learn more about the documentary Show Her the Money: www.showherthemoneymovie.com And don't forget to follow us wherever you are! Apple Podcasts: https://pod.link/1586445642.apple Spotify: https://pod.link/1586445642.spotify LinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/ Instagram: https://www.instagram.com/theangelnextdoorpodcast/ Pinterest: https://www.pinterest.com/theangelnextdoorpodcast/ TikTok: https://www.tiktok.com/@marciadawood

Financial progress doesn't always come from big changes. Often, it's the small habits that make the biggest difference over time.In this episode, Miguel Gonzalez explains how small financial wins — like increasing savings by 1%, automating contributions, or cutting one minor expense — can build momentum and strengthen long-term financial confidence. Tiny steps taken consistently can lead to meaningful progress toward your financial goals.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 20 years of experience helping individuals and families build retirement income strategies and long-term financial stability. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, financial organization, and investment guidance.#MoneyHabits #FinancialWellness #CortburgSpeaksRetirement #MiguelXGonzalez #WealthBuilding #PersonalFinanceWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Today we're diving into the top 5 hardest financial habits to break — straight from our community. We're talking about the real-life stuff that keeps showing up in our budgets again and again: eating out, impulse spending, credit cards, grocery overspending, and living above our means.But we're not just calling out the habits, budget besties — we're also giving you practical ways to start changing them without going from one extreme to the other.Because this is not about perfection. It's about creating a money plan that actually fits your real life.In this episode, we talk about:Why eating out and delivery can quietly wreck your budgetHow to make food at home more convenient, realistic, and actually enjoyableThe truth about Amazon, home decor, clothes, and impulse purchasesWhy random scrolling often turns into random spendingHow credit cards keep you disconnected from what's really happening with your moneyWhy your grocery budget probably needs to be updatedWhat it really means to live within or below your meansHow separate spending accounts and realistic budget categories can make all of this easierThe 5 hardest financial habits to break:Eating outShopping and impulse buyingUsing credit cardsOverspending on groceriesLiving above your meansBiggest reminders from this episode:We are not saying you can never eat out, shop, or have fun.We are saying you need a plan for it.A realistic budget works better than an overly strict one you can't stick to.Convenience is okay — it just needs to fit your numbers.You have to stop investing in everyone and everything else before you invest in yourself.Practical takeaways:Make meals at home easy, fast, and appealingPut guardrails around spending with a set budgetUse separate accounts for spending categories when possibleRemove credit cards from your wallet, apps, and auto-pay if they're causing problemsUpdate your grocery budget to reflect today's pricesStop guessing with your money and start getting clear on what your life actually costsLet's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

There was a time I avoided looking at my bank account because I was scared of what I'd see. In this episode, I'm sharing five real changes that helped me finally feel in control of my money. Two are mindset shifts that changed how I think about money, and three are simple actions that made managing it feel easier and less overwhelming.We talk about removing shame from your finances, paying yourself first, checking in with your money weekly, automating the boring stuff, and auditing subscriptions that quietly drain your account. These are practical habits that don't require perfection, just consistency.And on a personal note, this will be my final podcast episode for now. Thank you for being here and for letting me be part of your money journey.Links Mentioned:Sign up for my email newsletterInspired Budget YouTube ChannelFollow on InstagramFollow on TikTokFollow on FacebookYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Today, Clark explains the confusion around how various interest rates are set, from savings & CDs, to credit cards and car loans. He explores the "K-shaped" economy, where a flood of cash into savings and CDs drives down returns – even at online banks, and how the "convenience trap" can cost consumers thousands on all kinds of loans. Also, good news at the grocery store: the "store brand revolution" is working. After years of price hikes, name brand giants are finally slashing prices on snacks to win back customers. How Interest Rates Are Set : Segment 1 Ask Clark: Segment 2 Groceries: Big Brand Price Cuts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: My 7 Rules for Using Credit Cards - Clark Howard Best Place to Get a Car Loan - Clark Howard How To Buy a House in 9 Steps - Clark Howard NYT: After Years of Increases, PepsiCo Pledges to Cut Prices on Snacks Are Car Wash Memberships Worth It? - Clark Howard What Is Umbrella Insurance and Do You Need It? - Clark Howard 5 Ways To Start Living Below Your Means - Clark Howard The 7 Money Habits of People Who Become Wealthy - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Being broke isn't always a spiritual problem—it's a stewardship problem. These 3 money sins are keeping Christians living paycheck to paycheck, and nobody wants to talk about it.In this video, I'm exposing the truth about faith, money, and why looking blessed is keeping you broke. If you're tired of struggling financially while doing everything the church told you to do, this is for you.

Send a textMoney pressure has a way of sneaking into a marriage and turning simple conversations into fights. We open up about our early years—over $100k in debt, sleepless nights, and two very different backgrounds—and share the seven habits that helped us replace anxiety with unity. This is a practical, faith-filled roadmap: one shared plan, a zero-based budget, the 10-10-80 priority rule, and margin that lets you breathe. We talk through sinking funds for “predictable surprises,” why we moved from “his and her” money to “our” money, and how a simple solo spend limit protects trust without micromanaging.You'll hear how ditching personal credit cards and learning from wise friends changed our trajectory, plus how the debt snowball gave us momentum and milestone wins. Most importantly, we anchor every step in stewardship and Scripture—seeing money as God's, not ours, and expecting favor, wisdom, and creative ideas rather than quick windfalls. We walk through passages like Deuteronomy 8:18, Malachi 3, and Proverbs 3 to ground financial choices in covenant, not fear. Good success means more than income; it's peace in your home, clarity in your plan, and alignment with purpose.If money fights are draining your relationship, this conversation offers simple tools and a hopeful path forward. Listen to learn how to budget together, build margin, set boundaries, and turn debt into a shared mission. Then share the episode with a friend who needs encouragement, subscribe for more faith-forward marriage and money insights, and leave a review with the first habit you'll start today.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888

Are your investment habits quietly shaping the way you live — and could a few mindset shifts help you build a more patient, resilient, and fulfilling retirement?  In this episode, you'll learn:  How investing principles translate into life decisions Using stress and uncertainty as tools instead of threats Why margin of safety matters beyond your portfolio The difference between being rich and being truly wealthy What it really takes to prepare for the life side of retirement Today's article is from Vishal Khandelwal's Substack titled, One Long Game. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade is joined by Les McDaniel to explore how investing habits shape life beyond money—and how mindset shifts can build patience, resilience, and fulfillment in retirement. Show Notes: HowardBailey.com/549

Rising inflation has turned everyday expenses into a constant source of stress, leaving millions of people stuck living paycheck to paycheck and wondering if they'll ever feel truly "okay" with money. While traditional budgeting plans promise control, they often deliver guilt and overwhelm instead. That's why I'm excited to be joined by Mike Michalowicz, bestselling author of 11 financial books, including the mega-bestseller Profit First, to talk about his newest book, The Money Habit: The Worry-Free Way to Financial Independence. Mike's helped over a million people build real financial peace, and in this conversation, he breaks down what "financial independence" actually means and why the "financial freedom" fantasy can leave you feeling disappointed. We talk about why most people are naturally wired to spend their paycheck fast (and the surprising behavioral science behind it), why budgeting fails for so many people, and the simple "behavioral intercept" that makes managing money feel almost automatic. Mike walks through his foundational account system—how to split your money into clear, purpose-driven buckets so you always know what you can spend, what you're saving, and what's already protected. And make sure you listen until the end, because Mike explains how to get started even if you're living paycheck-to-paycheck or drowning in credit card debt that instantly creates clarity, control, and momentum without requiring you to become a "money person" overnight.  KEY TAKEAWAYS The Money Habit For Financial Independence "Never Worry" (About Managing Money) Why These Methods Work for Anyone Making More Money Doesn't Solve Problems Why We're Wired To Spend Paychecks The Six Foundational Bank Accounts A Tip For Your Mini-Luxury Account Why Budgeting Fails Most People How To Get Started If You're Broke Tips for Tackling Debt Issues How to Address Your Biggest Financial Concerns Where To Get Mike's New Book, The Money Habit Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/623 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Connect with Hal Elrod Facebook Twitter Instagram YouTube   Copyright © 2026 Miracle Morning, LP and International Literary Properties LLC