Podcasts about money habits

Dr Thomas Brennan, founder and CEO of Franc, discusses the 2026 Wealth Index Report and why women consistently tend to be better investors.

Bookkeeping isn't just spreadsheets and accounting software. Our favorite Bookkeeping Mensch, Paul Rosenblum, reflects on how everyday money habits quietly shape our lives, from business spending decisions to the way people think about vacations, groceries, risk, and long-term planning. He explores “the human side of want and need,” showing how emotional spending, financial stress, personal history, and instinct all influence the way we handle money. This conversation reframes bookkeeping as something deeply human, revealing why some of us naturally think like planners, budgeters, and business owners without even realizing it. Send us Fan MailSupport the show

You know the ick. That tiny thing someone does that you just can't unsee. Turns out money has them too.  This week Mel and Lawsie rate 10 financial icks out of 10  and then, because they can't help themselves, they flip every single one over to show what it's actually hiding underneath. Because here's the thing: nobody does the icky money stuff because they're a bad person. They do it because of a story.  It's funny. It's a little bit savage. And it ends somewhere that actually matters.  In this episode:  The Calculator at Dinner — boundaries vs the surprise audit  The Bargain Brag — why a discount quietly hijacks your brain  The $40 Afterpay — how the drip-feed hides the price  The Points Evangelist — who's really winning the points game (spoiler: not you)  The Leased Lifestyle — why real wealth is mostly invisible  "I Forgot My Wallet" (again) — avoidance vs cashflow shame  "Investing is just gambling" — fear dressed up as principle  "I'm just hopeless with money" — the badge so many women wear, and why it isn't true  "I've made 7 figures in my business" — revenue vs profit, and the numbers women aren't asked enough  "My partner handles all of that" — the one Mel will go to the wall on  Pick the one that stung the most. That's the one to start with. Not all ten. One. Want more? Monday Money Hacks (free weekly): https://www.melissabrowne.com.au/subscribe  Mel's Secret Business Club (MSBC): https://www.melissabrowne.com.au/msbc —  General Advice Warning: This podcast contains general information only and does not take into account your personal circumstances, objectives or needs. Mel Browne Money Pty Ltd is a Corporate Authorised Representative of Rask Licensing Pty Ltd (AFSL: 563 907). Please consider whether the information is appropriate for you, and speak to a licensed financial adviser, accountant or tax professional before making any financial decisions. Past performance is not indicative of future performance.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review. 

Nosipho Radebe speaks to Dhashni Naidoo, FNB Consumer Education Programme Manager See omnystudio.com/listener for privacy information.

Think you need to make monumental changes to achieve your financial goals? Think again. Money Girl has 8 micro money habits to help you take control of your finances, feel secure, and reach any realistic financial goal you desire.Encore Episode: This episode originally aired in June of 2022.Money Girl is hosted by Laura Adams. Find Money Girl on Facebook or subscribe to the newsletter for more personal finance tips. You can read the transcript here. Visit www.quickanddirtytips.com for more. Hosted on Acast. See acast.com/privacy for more information.

In Episode 7 of Season 10 of the Healing for My Soul Podcast, Dr. Dunamis Dee sits down with Linda Walker for a revealing conversation on how narcissists use money as a tool for control, manipulation, and power.

In this inspiring episode of the Raising Godly Girls Podcast, co-hosts Rachael Culpepper and Natalie Ambrose explore how to nurture an entrepreneurial spirit in your daughter—one that's not driven by profit alone, but by purpose, generosity, and a heart for God's Kingdom.  From childhood lemonade stands to bold, big-picture leadership, this conversation invites moms to see everyday opportunities as training grounds for future influence. With relatable stories of early entrepreneurial attempts (some more successful than others!), Rachael and Natalie highlight the value of giving girls space to try, fail, learn, and grow—building confidence and resilience along the way.  But this episode doesn't stop at practical skill-building. It reframes the entire conversation around a Biblical Worldview: as Christ-followers, we're not building our own kingdoms—we're participating in God's. That shift in perspective changes everything, especially when it comes to how our girls think about work, money, and success.  In the Raising Godly Girls Minute, Patti Garibay challenges families to think intentionally about generosity, encouraging parents to create a giving plan that reflects their priorities and invites their daughters into Kingdom-focused stewardship. It's a powerful reminder that financial habits aren't just practical—they're deeply spiritual.  You'll walk away with practical, faith-centered ways to guide your daughter's entrepreneurial journey: from praying over her passions, to helping her identify meaningful opportunities in your community, to equipping her with the confidence to communicate boldly for causes she cares about. Whether she's setting up a lemonade stand or dreaming about launching a future business, this episode will help you anchor her efforts in something eternal.  Because at the end of the day, the goal isn't just to raise capable girls—it's to raise girls who use their gifts, influence, and resources to glorify God and serve others.    Three Things to Remember:  Pray earnestly to discern where God is directing your girl's passions.   Leverage opportunities in your community to help her practice and grow.   Encourage your girl to communicate boldly and confidently for her cause.     Scriptures Referenced:  Psalm 127:1    Visit raisinggodlygirls.com for more encouragement and faith-based parenting tools.   Learn how to find or start an American Heritage Girls Troop in your community at americanheritagegirls.org.       

Small habits. Big results.The little things you do every day can change your life.In this episode, we talk about why success is not about one big break. It comes from small actions done every day. If you feel stuck, keep starting over, or get discouraged by slow progress, this episode is for you.You will learn how tiny daily habits can help you save more money, build discipline, and create long-term success. Small wins may seem unimportant today, but they can lead to a better future.What you will learn:Why small habits create big resultsHow consistency beats talent over timeSimple money habits you can start todayHow tiny wins build confidence and successFollow and Subscribe for more simple lessons about money, saving, investing, mindset, and success.Share this with someone who is waiting for a big break instead of taking small steps daily. Please leave a review too. Let's grow together.#ChinkPositive #FinancialFreedom #MoneyMindset #FinancialLiteracy #MoneyHabits #SavingMoney #SuccessMindset #PersonalGrowthFor any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.

Episode Highlights With MikeWhat the money habit is and how this differs from traditional budgeting Why most financial systems fail to change behavior long termThe psychology behind money habits and how to change themWhat commitment devices are and how they can helpHow this works if you're at essential living and a very tight budgetThe simplest way to get started How this ties into the hierarchy of needs and how to work with this, not against itThe most common mistakes people make How to navigate the money habit systems as a couple without conflict Avoiding the parent/child dynamic around money which can cause tensionFinancial freedom vs financial independence and why this is importantResources MentionedFollow Mike on Instagram and FacebookMike's websiteMy Money Bunnies: Fun Money Management For Kids bookMike's other booksBONCHARGEI like so many of their products - from their red light products to their sauna blankets. Red light has been so helpful for me during my recovery from Hashimoto's. To find out more, go to boncharge.com/wellnessmama and use code wellnessmama for 20% off!Just Thrive:Just Thrive Health has been one of my longtime favorite brands for gut health and they have an amazing Daily Gut Detox. Your immune system, gut barrier, and digestion get the support they need to stay strong and healthy. You can find this and their probiotics at justthrivehealth.com/wellnessmama or use code wellnessmama for 20% off your order. 

JOIN HAMPTON:These episodes often come directly out of conversations happening inside Hampton, a private community for founders and CEOs with $3M+ in revenue or $10M+ exits. Members range from $5M net worth to billions. They wrestle with these same questions off the record. Apply at http://joinhampton.com/mw.HOW FOUNDERS ARE BUILDING WEALTH:How much do founders actually make, spend, invest, work, and keep in net worth? Hampton surveyed founders directly and put the answers into one report. Download it for free here: https://joinhampton.com/mw-wrEPISODE DETAILS:Most founders spend years learning how to make money. Almost none of them prepare for what their brain does once they have it.Henrik Cronqvist is a behavioral finance professor who trained under Nobel laureate Richard Thaler and has spent 25 years studying exactly that. His research has been cited over 7,000 times. He has studied 38,000 people to answer one uncomfortable question: how much of the way you save, spend, and invest is actually hardwired into your DNA?The answer will change how you think about every financial decision you make after an exit.This episode covers the science behind why the traits that made you a great founder may work against you as an investor, what actually happens in your brain the day the wire hits, and the one thing Henrik says every founder should do before making a single investment.TIMESTAMPS:00:00 — The traits that made you a great founder will make you a bad investor 01:45 — What is behavioral finance and why should founders care 04:35 — How Henrik got into this research (the Stockholm subway story) 06:39 — The 38,000 twin study: how much of your money behavior is genetic 10:56 — The first thing to do when the wire hits your account 12:49 — Loss aversion, performance chasing, and home bias explained 20:35 — Your personal mortgage predicts how you'll run your company's finances 30:08 — Why your brokerage app is designed to work against you 37:07 — Why founders feel depressed after selling (the science behind post-exit emotions) 47:14 — "I think I'm the exception" — and what the data actually says about that

In this practical and heart-checking episode of the Raising Godly Girls Podcast, co-hosts Rachael Culpepper and Natalie Ambrose kick off a brand-new series on Biblical financial stewardship—helping moms raise girls who handle money with wisdom, contentment, and Christ-centered purpose.  From lighthearted conversation about being a "spender" or a "saver" to deeper reflections on what money reveals about our hearts, this episode gently guides listeners into a Biblical understanding of stewardship. Rachael and Natalie break down this foundational concept into three simple practices—giving, saving, and spending—while reminding us that how we manage money ultimately reflects what we trust, value, and believe about God as our Provider.  In a culture marked by consumerism, comparison, and financial anxiety, this conversation offers a refreshing perspective: money is not inherently good or evil—but it can quickly become a place where our hearts drift. Through Scripture and personal stories, the hosts encourage families to reject both fear-based scarcity and indulgent excess, instead embracing a posture of faith-filled responsibility.  The Raising Godly Girls Minute featuring Patti Garibay reinforces a powerful truth—our daughters are watching. The habits we model today will shape how they approach money tomorrow. From family budget conversations to everyday spending decisions, our example matters more than we think.  You'll also hear honest reflections on the financial pressures facing the next generation—from rising costs to economic uncertainty—and how we can equip our girls with something far more valuable than wealth: resourcefulness, gratitude, and trust in God. Because ultimately, the goal isn't to raise girls who are rich—but girls who are faithful stewards of whatever God provides.  With practical tools like distinguishing between needs and wants and inviting your daughter into the "why" behind your saving habits, this episode equips you to bring faith into everyday financial decisions—right where your family lives.    Two Things to Remember:  Be honest about the difference between wants and needs in your family's spending.   Let your daughter see the "why" behind your saving habits—connect it back to your faith in God.     Scriptures Referenced:  Matthew 6:11   1 Timothy 6:10   Philippians 4:11–19   Psalm 23:1    Visit raisinggodlygirls.com for more encouragement and faith-based parenting tools.   Learn how to find or start an American Heritage Girls Troop in your community at americanheritagegirls.org.    

What if the blueprint for building wealth hasn't changed in over 5,000 years? In this episode, Gino Barbaro breaks down the timeless principles from one of the most influential personal finance books ever written: The Richest Man in Babylon. While most people believe wealth creation is complicated, involving stock picking, market timing, economic cycles, and advanced investing strategies, the truth is much simpler. The foundation of wealth starts with habits. In this episode, Gino walks through the famous "Seven Cures for a Lean Purse" and explains how they apply to modern investing, entrepreneurship, real estate, financial planning, retirement, and creating long-term generational wealth. Whether you're just beginning your financial journey or looking to strengthen your wealth-building foundation, this episode provides timeless principles that still work today. Timestamps 00:00 – The Wealth Blueprint That Has Worked for 5,000 Years 01:28 – The First Cure: Pay Yourself First 05:54 – The Second Cure: Control Your Spending 07:40 – The Third Cure: Make Your Money Multiply 10:33 – The Fourth Cure: Protect Your Wealth 12:23 – The Fifth Cure: Make Your Home a Profitable Investment 16:06 – The Sixth Cure: Ensure Future Income 17:40 – The Seventh Cure: Increase Your Ability to Earn 19:17 – Practical Wealth-Building Exercises 20:00 – Create a Budget and Track Your Spending 22:30 – Finding the Right Investment Vehicle 24:12 – Avoiding Lifestyle Inflation 26:10 – Open Your First Investment Account 28:00 – Why Financial Education Matters 29:05 – The Importance of Tracking Net Worth 30:05 – Final Thoughts on The Richest Man in Babylon This episode is brought to you by Wheelbarrow Profits. Want to learn how successful investors create passive income, build financial freedom, and scale their wealth through multifamily real estate? Visit Wheelbarrow Profits to access educational resources, training, coaching, and tools designed to help investors take control of their financial future. We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Chantel Chapman, CEO and founder of the Trauma of Money Institute, reveals the surprising and deeply personal ways that past trauma, including generational scarcity, relational wounds, and systemic stress, shows up in our financial behaviour. She introduces the concept of "financial fawning" (using money to seek approval and avoid abandonment), explains why scarcity triggers the same brain response as trauma, and shares why naming what's happening in a client relationship can be the single most powerful thing a financial professional can do. Find out more at thetraumaofmoney.com and connect on Instagram with @chantelchapman, and @traumaofmoney.

In this insightful episode of The Neil Haley Show, Neil Haley welcomes New York Times bestselling author and personal finance expert Beth Kobliner to discuss the newly revised edition of her iconic financial guide, Get a Financial Life: Personal Finance in Your 20s and 30s. Widely regarded as one of the most trusted voices in personal finance, Beth shares practical advice for young adults navigating today's increasingly complicated financial landscape. From saving and investing to avoiding debt and resisting financial temptations, she provides a roadmap for building long-term financial security even during uncertain economic times. The conversation begins with a discussion about one of the biggest challenges facing young adults today: saving money. Many people in their 20s and 30s are focused on immediate concerns such as rent, student loans, finding stable employment, and managing rising living expenses. Retirement often feels too far away to prioritize. Beth acknowledges these realities but explains that today's younger generations are facing a unique combination of economic pressures, including concerns about artificial intelligence replacing jobs, volatile financial markets, the influence of social media, online gambling platforms, and prediction markets that constantly compete for their attention. Despite these challenges, she believes there are simple and effective steps young people can take to begin building wealth. Beth emphasizes the importance of automation when it comes to saving. One of her core recommendations is to automatically save at least ten percent of every paycheck before the money can be spent. By directing funds into high-yield savings accounts, retirement plans, or investment accounts automatically, individuals can remove the emotional component of saving and create consistent habits that compound over time. She explains that even small contributions can make a significant difference over the long term thanks to the power of compound growth. The discussion then turns to retirement accounts and investing. Beth explains that many young people are intimidated by terms like 401(k)s and IRAs because they associate them exclusively with retirement. However, she argues that these accounts should be viewed as powerful wealth-building tools rather than distant retirement vehicles. Tax advantages, long-term growth, and employer matching programs make these accounts some of the most effective financial tools available. She encourages young adults to start investing as early as possible, even if they can only contribute small amounts initially. Another important topic covered during the interview is the accessibility of investing today. Beth points out that modern investment platforms have dramatically lowered barriers to entry. Young investors can begin with as little as a single dollar by purchasing shares of diversified exchange-traded funds (ETFs) through reputable firms. By focusing on diversified index funds rather than chasing speculative investments, individuals can steadily build wealth while minimizing unnecessary risk. Her message is clear: investing is no longer reserved for the wealthy, and everyone can participate regardless of income level. Beth also addresses the financial challenges that are unique to Generation Z. While previous generations were often criticized for being careless with money, she notes that many young people today are actually more financially aware than their predecessors. Having lived through economic uncertainty, inflation, and global disruptions, many members of Generation Z understand the importance of financial security. However, they also face new threats, including misinformation spread through social media and aggressive marketing from online gambling companies and speculative financial platforms. This makes financial education more important than ever before.

Okay so I finally dragged Michael into the studio. It's been like two or three houses ago since he was last on, and honestly every time I get him on you guys go nuts with the questions.If you don't know, Mike is my husband, my business partner, my bestie, and the back office brains behind everything I grow.We've run this business together for eight years now and people are always shocked we haven't killed each other.So we're getting into all of it. How we split our roles, how we make decisions together, the aligned client thing that took him a whole year to unlearn from corporate, our weirdly aligned money habits, and the time I found out he was sleeping on his brother's couch when we first met (I genuinely thought he'd lost all his money).It's a fun one. He's an Aquarian so just lean left of centre and you'll get his energy 

If you've ever paid off debt, built up your savings, gotten a bonus, or felt like you were finally getting ahead... only to find yourself right back in the same place a few months later, this episode is for you.We're talking about a hidden pattern that keeps many women stuck financially, even when they're making good money and doing all the "right" things.It's not a lack of discipline.It's not because you're bad with money.And it's not because you don't care about your future.It may be because your financial thermostat keeps pulling you back to what's familiar.In this episode, we're exploring why progress can feel temporary, why old money habits keep resurfacing, and what it really takes to create lasting change.We'll get into: Why your brain prefers familiar financial patterns, even when they aren't serving you.  The hidden reason you keep ending up back in debt, overspending, or starting over.  Why knowing what to do with money isn't the same as doing it consistently.  How your financial thermostat influences your spending habits, savings, and debt.  The powerful question that can help you identify the pattern you keep repeating. If you've ever thought:"How am I back here again?"Or:"I make good money, so why does it feel like I'm always starting over?"This episode will help you understand what's really happening beneath the surface.Because lasting financial change isn't just about changing the numbers.It's about changing what feels normal.And once your new habits, new behaviors, and new financial decisions start feeling normal, that's when real wealth building begins.If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to click here to book a 1:1 Financial Clarity Consultation.This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.Together, we'll look at where you are, where you want to be, what's actually standing in the way, and how private money coaching will help you overcome your biggest financial challenges and reach your goals faster.You can book your consultation at germainefoley.com/consult.

Money Anxiety: From Family Lessons To The Money Habits We Lean On Money decisions are rarely just about math. Financial expert Lev Mandel explains how early family lessons, anxiety and repeated habits can shape the way people view money and approach these conversations, and why understanding those patterns can help build a healthier relationship with finances over time. Guest: Lev Mandel, financial expert, author, Money Is Weird. Host: Gary Price Producer: Amirah Zaveri Linktr.ee | Apple Podcasts | YouTube | SpotifyFacebook: @ViewpointsOnlineX: @viewpointsradioInstagram: @viewpointsradioFull ArchiveContact UsAffiliates & National Syndication Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Money Anxiety: From Family Lessons To The Money Habits We Lean On Money decisions are rarely just about math. Financial expert Lev Mandel explains how early family lessons, anxiety and repeated habits can shape the way people view money and approach these conversations, and why understanding those patterns can help build a healthier relationship with finances over time. Guest: Lev Mandel, financial expert, author, Money Is Weird. Host: Gary Price Producer: Amirah Zaveri No Shade, No Standard: America's Heat Safety Gap As extreme heat intensifies, outdoor and factory workers are facing risks their jobs were never built to handle. With protections still varying by state, advocates are pushing for updated national standards on shade, water, rest and retaliation-free reporting. Guests:  Pamela Walaski, president, Board of Directors of the American Society of Safety Professionals Katelyn Parady, development and strategic programs liaison, National Council for Occupational Safety and Health Host: Marty Peterson Producer: Amirah Zaveri and Polly Hansen Linktr.ee | Apple Podcasts | YouTube | SpotifyFacebook: @ViewpointsOnlineX: @viewpointsradioInstagram: @viewpointsradioFull ArchiveContact UsAffiliates & National Syndication Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3575: Andrew shares a practical mindset shift for building lasting wealth, showing how patience, purpose, and consistent action matter more than quick-win schemes. From learning to think in terms of “How can I?” to understanding the balance between living below your means and increasing your income, these ideas can help you create more freedom, confidence, and long-term financial security. Read along with the original article(s) here: https://www.dollarafterdollar.com/7-ways-to-become-awesome-with-your-money/ Quotes to ponder: “Patience is the trait that the majority of wealthy people use to accumulate their fortune.” “You are not here to just get by. You want to thrive.” “You need to change this mindset from ‘I can't' to ‘How can I?'” Episode references: SpaceX: https://www.spacex.com/ Michael Jordan: https://www.nba.com/player/893/michael-jordan United States Military Academy West Point: https://www.westpoint.edu/ Bank of America: https://www.bankofamerica.com/ Index fund: https://www.investopedia.com/terms/i/indexfund.asp Tesla: https://www.tesla.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Making more money doesn't guarantee financial freedom. Today's guest explains what actually does.   If you've ever thought, “I make good money… so why do I still feel stressed about it?” — this episode is for you.   In this episode of Balanced, Beautiful & Abundant, Rebecca Whitman sits down with Andrew Giancola, host of The Personal Finance Podcast and founder of  Master Money .   Andrew teaches practical, proven strategies to help people build wealth, reduce financial anxiety, and create true financial freedom—not through hustle culture, but through intentional habits and smart systems.   Whether you're growing a business, building your next chapter, or simply want more peace around money, this conversation will help you create a stronger financial foundation.   ✨ In this episode, you'll learn:   • Why income is one of the biggest levers for creating wealth   • The exact order of operations for building financial freedom   • How to automate your finances and spend less time thinking about money   • Common mistakes even successful people make with wealth   • How to reduce financial stress and anxiety   • The difference between feeling wealthy and actually building wealth   • How to enjoy your life now while creating long-term security   • Small habits that create massive financial results over time   • What to focus on in the next 12 months to transform your finances   This episode is a reminder that abundance isn't just about earning more—it's about creating a life that feels aligned, peaceful, and financially empowered.  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3575: Andrew shares a practical mindset shift for building lasting wealth, showing how patience, purpose, and consistent action matter more than quick-win schemes. From learning to think in terms of “How can I?” to understanding the balance between living below your means and increasing your income, these ideas can help you create more freedom, confidence, and long-term financial security. Read along with the original article(s) here: https://www.dollarafterdollar.com/7-ways-to-become-awesome-with-your-money/ Quotes to ponder: “Patience is the trait that the majority of wealthy people use to accumulate their fortune.” “You are not here to just get by. You want to thrive.” “You need to change this mindset from ‘I can't' to ‘How can I?'” Episode references: SpaceX: https://www.spacex.com/ Michael Jordan: https://www.nba.com/player/893/michael-jordan United States Military Academy West Point: https://www.westpoint.edu/ Bank of America: https://www.bankofamerica.com/ Index fund: https://www.investopedia.com/terms/i/indexfund.asp Tesla: https://www.tesla.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3575: Andrew shares a practical mindset shift for building lasting wealth, showing how patience, purpose, and consistent action matter more than quick-win schemes. From learning to think in terms of “How can I?” to understanding the balance between living below your means and increasing your income, these ideas can help you create more freedom, confidence, and long-term financial security. Read along with the original article(s) here: https://www.dollarafterdollar.com/7-ways-to-become-awesome-with-your-money/ Quotes to ponder: “Patience is the trait that the majority of wealthy people use to accumulate their fortune.” “You are not here to just get by. You want to thrive.” “You need to change this mindset from ‘I can't' to ‘How can I?'” Episode references: SpaceX: https://www.spacex.com/ Michael Jordan: https://www.nba.com/player/893/michael-jordan United States Military Academy West Point: https://www.westpoint.edu/ Bank of America: https://www.bankofamerica.com/ Index fund: https://www.investopedia.com/terms/i/indexfund.asp Tesla: https://www.tesla.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Memo #12 Good Money HabitsThe best money habits begin with paying yourself first and becoming your own banker. Paying yourself first, Keeping what you earn, not losing money, thinking long range, not doing business with banks, are sound money habits that can put you on the road to financial freedom. Become your own banker.⚔️ LIVE & LEAVE A LASTING LEGACY

Hey lady! Are you ready to get your ish together once and for all? Then bust that notebook out, sis, because this week Dr. Dom and Terri have a powerhouse guest join them to drop gems on how to get your financial house in order so you can welcome great wealth and prosperity in your life for good!Rachel Rodgers is the founder and owner of Hello Seven, a multi-million dollar company that teaches diverse entrepreneurs how to earn more money and build wealth. She's written several books on how simple mindset shifts can generate long-lasting gains and she's here to offer more wisdom from her latest offering Future Millionaire: A Young Person's Step-by-Step Guide to Making Wealth Inevitable. Don't let the title fool you lady, this book is for all ages. In this episode Rachel offers a framework to help you get to the root of your financial ethos so that you can make decisions from a grounded and abundant place.Sometimes it's as simple as changing the internal dialogue from one of being broke to about to be rich. Making that shift can transform your financial life and put you in a position to build the life of your dreams.Rachel highlights the importance of community in building your best financial life. If you're looking for like-minded women to discuss the book and other issues that help you grow to your best self then head to Patreon where we gather for additional insights and resources. See you there! Quote of the Day:"No matter what your life or bank account looks like today, you can be wealthy."– Rachel Rodgers  Goal Map Like a Pro WorkbookCultivating H.E.R. Space Sanctuary  Where to find Rachel Rodgers:Website: Hello SevenBook: Future Millionaire: A Young Person's Step-by-Step Guide to Making Wealth InevitableInstagram: @rachrodgersesqLinkedIn: Rachel RodgersTwitter (X): @RachRodgersEsqFacebook: Rachel Rodgers  Resources:Dr. Dom's Therapy PracticeBranding with TerriMelanin and Mental HealthTherapy for Black Girls Psychology TodayTherapy for QPOC  Where to find us:Twitter: @HERspacepodcastInstagram: @herspacepodcastFacebook:See omnystudio.com/listener for privacy information.

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3561: Jen Hayes explains why traditional budgets often fail: we spend on autopilot and lose track of where our money goes. Her cash envelope system creates clear limits, builds awareness around spending habits, and makes budgeting feel simple, visual, and manageable so you can finally stay on track with your financial goals. Read along with the original article(s) here: https://www.jenhayes.me/cant-stick-to-a-budget-heres-the-solution/ Quotes to ponder: "If you can't control your money, the lack of it will forever control you." "When we can physically see the money being taken away from us, we're more mindful about the purchases we make." "There's nothing wrong with re-evaluating your budget and making adjustments as needed." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3561: Jen Hayes explains why traditional budgets often fail: we spend on autopilot and lose track of where our money goes. Her cash envelope system creates clear limits, builds awareness around spending habits, and makes budgeting feel simple, visual, and manageable so you can finally stay on track with your financial goals. Read along with the original article(s) here: https://www.jenhayes.me/cant-stick-to-a-budget-heres-the-solution/ Quotes to ponder: "If you can't control your money, the lack of it will forever control you." "When we can physically see the money being taken away from us, we're more mindful about the purchases we make." "There's nothing wrong with re-evaluating your budget and making adjustments as needed." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3561: Jen Hayes explains why traditional budgets often fail: we spend on autopilot and lose track of where our money goes. Her cash envelope system creates clear limits, builds awareness around spending habits, and makes budgeting feel simple, visual, and manageable so you can finally stay on track with your financial goals. Read along with the original article(s) here: https://www.jenhayes.me/cant-stick-to-a-budget-heres-the-solution/ Quotes to ponder: "If you can't control your money, the lack of it will forever control you." "When we can physically see the money being taken away from us, we're more mindful about the purchases we make." "There's nothing wrong with re-evaluating your budget and making adjustments as needed." Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode was sponsored by Cardiff, Prosperitas Financial & Jerry Citarella Presents   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode gets brutally honest about money with Jerry Citarella — 35-year top-percentile financial advisor, bestselling author, and founder of Prosperitas Financial.   Jerry breaks down the pay-yourself-first system most advisors skip, why emotional investing destroys portfolios, the needs-vs.-wants reality check that actually changes behavior, and how to start building wealth even if you're starting late. He also unveils LetsTalk.money — an AI platform built to help people have the hard financial conversations they've been avoiding.   Doesn't matter if you have $500 or $5 million, the principles in this conversation will change how you think about money for the rest of your life.    

You're not confused about money.You've read the books, taken the courses, and you understand what you “should” be doing.So why does it still feel so hard to actually follow through?In this episode, we look at the space between knowing and doing and why so many heart-centered entrepreneurs get stuck there. This isn't about discipline or trying harder. It's about understanding what's happening beneath the surface when money feels unsafe, overwhelming, or emotionally charged.We talk about the role of your nervous system, how avoidance can be a form of protection (not failure), and why jumping from system to system often doesn't solve the real problem. You'll also hear how your natural way of thinking and operating can impact your ability to take action and why that matters more than you think.This episode offers a different lens: one that replaces self-blame with awareness, and pressure with support.If you've been quietly questioning why nothing seems to “stick,” this conversation will help you start making sense of it.Breaking The Money Cycle: https://aimeecerka.com/moneycycleFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/253Ready To Take Action: https://aimeecerka.com/podcastlinks

What does a sustainable relationship with money actually look like? In this episode, Denise Dunning, founder of Rise Up Together, shares how the idea of sustainability shapes everything from how she leads a global nonprofit to how she earns, saves, and raises her children. Her story reveals that building a meaningful financial life is not about extremes, but about creating something that can endure. About Denise Dunning: Building a Global Model for Sustainable Impact Denise is the Founder and Executive Director of Rise Up Together. She launched Rise Up Together following years of working closely with country-based leaders and organizations to develop a new, locally-led model for sustainable impact at scale. Today, Rise Up Together's team builds power with leaders and partners in the US, Africa, Asia, and Latin America and has created lasting impact for more than 172 million people. Previously, Denise worked at the David & Lucile Packard Foundation on global women's reproductive health and rights, and the Inter-American Development Bank on poverty reduction strategies in Honduras. She was a distinguished Fulbright Scholar, National Science Foundation Fellow, and Stanford Social Entrepreneur in Residence. Denise has a Ph.D. and M.A. in Sociology from UC Berkeley, a Master's in Public Affairs from Princeton, and graduated Summa Cum Laude from Duke. Her work has been featured in media outlets including the Stanford Social Innovation Review, The Guardian, Al Jazeera, The Christian Science Monitor, and Alliance Magazine. Denise has lived in five countries, and worked and traveled in many more, including her mother's native Argentina. She speaks four languages, and now calls San Francisco home, where she resides with her husband, three children, and two cats. Ready to build a more intentional relationship with money? Explore more conversations like this on Aspiriant's Money Tales podcast, where we dive into the stories behind how people earn, save, and live with money. And for deeper insights, visit fathom, our content hub for perspectives on wealth, values, and decision-making. If you are thinking about how to align your wealth with your values, an Aspiriant advisor can help you clarify your purpose, structure your giving and build a thoughtful philanthropic plan that fits your family. Follow Money Tales on Spotify, Apple Podcasts or YouTube Music for more real stories that inspire thoughtful, intentional decisions about money.

Summer travel can create memories—and surprise expenses. Julie McPherson talks through common vacation budgeting mistakes, from hidden fees to over-scheduling and over-packing. The conversation blends practical travel insights with broader money habits that affect family finances beyond the trip itself. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Personal finance writer Matt Bell joins us to talk about helping kids learn how handle money in a way that is honouring to God. Matt tells his story of financial self- destruction as a young man and the way it led to him to a transformative relationship with Christ—and a lifelong involvement in financial ministry.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Hey budget besties, this conversation is such a good reminder that true wealth is about so much more than what is sitting in your bank account. In this episode, we sit down with mindset coach Rebecca Whitman to talk about abundance, financial empowerment, and why money works best when it supports a full, healthy, joy-filled life.Rebecca shares her personal story of resilience, how she rebuilt after divorce and loss, and why she believes financial success starts with alignment in the rest of our lives first. We also talk about why women need a different conversation around money, how to stop letting money control us, and how to create a budget that feels supportive instead of restrictive.This one is full of encouragement, mindset shifts, and practical ideas you can start using right away.Check out Rebecca Whitman's The Balances & Beautiful BundleLet's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

You don't need more motivation—you need habits that actually stick.In this episode, I'm breaking down 4 science-backed strategies for building better money habits using research from neuroscientist Andrew Huberman.If you've ever: started budgeting and then fallen off  struggled to stay consistent with tracking your spending  or felt like your habits just won't stick… this episode will help you understand why—and what to do differently.We're talking about: the 21-day habit method (and why you don't need to be perfect)  how timing your habits throughout the day makes them easier  why sleep plays a bigger role in your finances than you think  how visualization can actually train your brain to follow through  and how to “hook” new habits onto ones you're already doing (even the bad ones) By the end, you'll have a simple, realistic plan to start building money habits that feel doable—and actually last.Huberman Lab Podcast

Send us Fan MailTaxes aren't just about numbers.They bring up everything.In this episode, Brittney breaks down the real conversation most entrepreneurs avoid. The anxiety, the avoidance, the “I'll deal with it later” energy, and how it quietly impacts every decision you make in your business.But this isn't about tax strategy.It's about how you show up around money.Because the way you handle taxes…is the same way you handle growth, risk, and next-level decisions.Inside this episode, we're pulling back the curtain on what actually shifted everything.Join the Growth Lounge - https://www.brittneyceo.com/growthGet My 7 Figure Guide: https://brittney-ceo.mykajabi.com/offers/fbKnBwSM/checkoutGet my FREE weekly biz babe moves straight to your inboxhttps://view.flodesk.com/pages/624b64b2a15594c239cada7bJoin my Facebook Grouphttps://www.facebook.com/groups/131279237732613Follow me on Ig @brittneyceo for my daily life, hot biz tips, and morehttps://www.instagram.com/brittneyceo/The Climb with Cherie Clonan The Climb is a podcast for people building something meaningful and finding their..Listen on: Apple Podcasts Spotify

Success is the result of consistent habits. These sleep affirmations reinforce positive financial behaviors, helping you save and invest without stress. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Success is the result of consistent habits. These sleep affirmations reinforce positive financial behaviors, helping you save and invest without stress. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ernie floated a sports reference to Ben in a recent discussion, the concept of an NFL team patching together the holes in their lineup with trades and free agents versus completely rebuilding it from the ground up. Patching of course is the quick fix -- it gets you results now, so you can field a team and compete this season. The results, however, may not be what you want, and often the patched-together team doesn't hold up over a long season. Rebuilding is the long road. It usually means suffering now so that you can have a strong, cohesive unit to play with next season (or sometimes several seasons in the future). A team built from the ground up also has depth. When things go wrong, and injuries happen, that team has seasoned players who can fill the gaps and still act as a cohesive unit.   Well, it turns out the same is true for our money habits. Ben and Ernie run through a list of common habits that are trying to patch the holes in your spending plan, and compare them to sustainable building habits, which lead to a strong, flexible plan that aligns with your life.     Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com

Most people don't thin about the basic behaviors with money. This week Josh sits down with Wealth Strategist Michael Momeno. This wide ranging conversation moves from basic budgeting, reframing your mind around money and why most people stay broke.  

In this episode of the Habits of High Performers Podcast, I sit down with Mike Michalowicz, one of the world's leading thinkers on behavioural finance and the bestselling author of Profit First.We dive into the ideas behind his latest book, The Money Habit, and why financial success is far less about knowledge and far more about habits and systems.Mike explains why most people struggle with money, how our brains are wired to spend the moment income arrives, and the simple six account structure that can bring clarity, control, and confidence to your finances.If you want a practical system to manage money without relying on willpower, this conversation will give you a powerful starting point.Get the book The Money Habit by Mike Michalowicz - https://mikemichalowicz.com/the-money-habit/Explore Mike's bestselling book Profit First - https://mikemichalowicz.com/profit-first/Learn more about Mike here - https://mikemichalowicz.com/everything-mike/ Listen to Mike's podcast Becoming Self Made - https://mikemichalowicz.com/the-podcast-for-entrepreneurs-becoming-self-mad/Connect with Mike on LinkedIn here - https://www.linkedin.com/in/mikemichalowicz/If you're interested in having me deliver a keynote or workshop for your team contact Caroline at caroline@jjlaughlin.comWebsite: https://www.jjlaughlin.com YouTube: https://www.youtube.com/channel/UC6GETJbxpgulYcYc6QAKLHA Facebook: https://www.facebook.com/JamesLaughlinOfficial Instagram: https://www.instagram.com/jameslaughlinofficial/ Apple Podcast: https://podcasts.apple.com/nz/podcast/life-on-purpose-with-james-laughlin/id1547874035 Spotify: https://open.spotify.com/show/3WBElxcvhCHtJWBac3nOlF?si=hotcGzHVRACeAx4GvybVOQ LinkedIn: https://www.linkedin.com/in/jameslaughlincoaching/James Laughlin is a High Performance Leadership Coach, Former 7-Time World Champion, Host of the Lead On Purpose Podcast and an Executive Coach to high performers and leaders. James is based in Christchurch, New Zealand.Send me a personal text message - If you're interested in booking me for a keynote or workshop, contact Caroline at caroline@jjlaughlin.comSupport the show

March Madness is one of our favorite times of the year! Therefore, we've put together a list of the 16 worst money habits, in a "Salty-16" to see which habit wins as the worst habit. LEFT REGION: Everyday & Emotional   B1  ·  EVERYDAY MONEY LEAKS 1  Daily impulse spending  vs. 16  Forgotten subscriptions  People instantly relate.   B2  ·  EMOTIONAL SPENDING 8  Stress shopping  vs. 9  Rewarding yourself every hardship When does self-care become self-sabotage?   B3  ·  AVOIDANCE HABITS 5  Not checking your bank account vs. 12  Ignoring CC statements  "Avoidance charges interest."   B4  ·  LIFESTYLE INFLATION 4  Upgrading lifestyle after every raise vs. 13  Financing things to feel successful  The dark horse of the left region.     RIGHT REGION: Debt & Budget   B5  ·  DEBT BEHAVIOR 5  Paying only minimum payments  vs. 12  Saying "I'll deal with debt later" Minimums feel like progress. They're not.   B6  ·  SOCIAL PRESSURE HABITS 4  Spending to keep up w/ friends  vs. 13  Saying yes to every event broke FOMO is an expensive habit.   B7  ·  BUDGET SABOTAGE 6  Guessing instead of tracking vs. 11  Starting budgets, quit after 5 days  The Cinderella pick. Could go all the way.   B8  ·  FALSE CONFIDENCE HABITS 3  High income solves everything  vs. 14  One good month = problem solved Overconfidence is a budget's worst enemy.   Highlighted row = analyst's pick to advance Who do you think will win?  Who is your darkhorse, your Cinderella? Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026 

Net Worth Calculator: https://www.alux.com/nw    Tools: Protect yourself online with NordVPN: https://www.nordvpn.com/alux Get a free audiobook when you sign up: https://www.alux.com/freebook Start an online store today: https://www.alux.com/sell Sell an online course: https://try.thinkific.com/f5rt2qpvbfok Alux.com is the largest community of luxury & fine living enthusiasts in the world.  We are the #1 online resource for ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USAToday, Wikipedia and many more, as the GO-TO destination for luxury content!  Our website: https://www.alux.com is the largest social network for people who are passionate about LUXURY! Join today!  SUBSCRIBE so you never miss another video: https://goo.gl/KPRQT8 --  To see how rich is your favorite celebrity go to: https://www.alux.com/networth/ --  For businesses inquiries we're available at: https://www.alux.com/contact/

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Today we're diving into the top 5 hardest financial habits to break — straight from our community. We're talking about the real-life stuff that keeps showing up in our budgets again and again: eating out, impulse spending, credit cards, grocery overspending, and living above our means.But we're not just calling out the habits, budget besties — we're also giving you practical ways to start changing them without going from one extreme to the other.Because this is not about perfection. It's about creating a money plan that actually fits your real life.In this episode, we talk about:Why eating out and delivery can quietly wreck your budgetHow to make food at home more convenient, realistic, and actually enjoyableThe truth about Amazon, home decor, clothes, and impulse purchasesWhy random scrolling often turns into random spendingHow credit cards keep you disconnected from what's really happening with your moneyWhy your grocery budget probably needs to be updatedWhat it really means to live within or below your meansHow separate spending accounts and realistic budget categories can make all of this easierThe 5 hardest financial habits to break:Eating outShopping and impulse buyingUsing credit cardsOverspending on groceriesLiving above your meansBiggest reminders from this episode:We are not saying you can never eat out, shop, or have fun.We are saying you need a plan for it.A realistic budget works better than an overly strict one you can't stick to.Convenience is okay — it just needs to fit your numbers.You have to stop investing in everyone and everything else before you invest in yourself.Practical takeaways:Make meals at home easy, fast, and appealingPut guardrails around spending with a set budgetUse separate accounts for spending categories when possibleRemove credit cards from your wallet, apps, and auto-pay if they're causing problemsUpdate your grocery budget to reflect today's pricesStop guessing with your money and start getting clear on what your life actually costsLet's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

There was a time I avoided looking at my bank account because I was scared of what I'd see. In this episode, I'm sharing five real changes that helped me finally feel in control of my money. Two are mindset shifts that changed how I think about money, and three are simple actions that made managing it feel easier and less overwhelming.We talk about removing shame from your finances, paying yourself first, checking in with your money weekly, automating the boring stuff, and auditing subscriptions that quietly drain your account. These are practical habits that don't require perfection, just consistency.And on a personal note, this will be my final podcast episode for now. Thank you for being here and for letting me be part of your money journey.Links Mentioned:Sign up for my email newsletterInspired Budget YouTube ChannelFollow on InstagramFollow on TikTokFollow on FacebookYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Today, Clark explains the confusion around how various interest rates are set, from savings & CDs, to credit cards and car loans. He explores the "K-shaped" economy, where a flood of cash into savings and CDs drives down returns – even at online banks, and how the "convenience trap" can cost consumers thousands on all kinds of loans. Also, good news at the grocery store: the "store brand revolution" is working. After years of price hikes, name brand giants are finally slashing prices on snacks to win back customers. How Interest Rates Are Set : Segment 1 Ask Clark: Segment 2 Groceries: Big Brand Price Cuts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: My 7 Rules for Using Credit Cards - Clark Howard Best Place to Get a Car Loan - Clark Howard How To Buy a House in 9 Steps - Clark Howard NYT: After Years of Increases, PepsiCo Pledges to Cut Prices on Snacks Are Car Wash Memberships Worth It? - Clark Howard What Is Umbrella Insurance and Do You Need It? - Clark Howard 5 Ways To Start Living Below Your Means - Clark Howard The 7 Money Habits of People Who Become Wealthy - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Being broke isn't always a spiritual problem—it's a stewardship problem. These 3 money sins are keeping Christians living paycheck to paycheck, and nobody wants to talk about it.In this video, I'm exposing the truth about faith, money, and why looking blessed is keeping you broke. If you're tired of struggling financially while doing everything the church told you to do, this is for you.