Podcasts about money habits

Miriam Castilla, is an ex-engineer and finance professional turned business mentor and course creator, committed to helping online coaches and service providers create more freedom and ease in their business.     Miriam is the founder of Magnetic Money. She is an international speaker, bestselling author and award-winning business owner. She's also a former finance professional and certified hypnotherapist.In this engaging conversation, Miriam Castilla shares her unexpected journey from a corporate career in engineering to becoming a financial coach and hypnotherapist.  She discusses the importance of mindset in managing money, the impact of personal experiences like divorce on identity, and how her unique approach combines practical financial advice with mindset transformation.  Miriam also explores the concept of money archetypes, the role of hypnotherapy in changing limiting beliefs, and the influence of social media on our understanding of success and self-worth. Chapters  00:00 Miriam's Unexpected Journey  04:12 Reinventing Identity After Divorce  07:46 Marrying the Magical with the Practical  13:18 The Gendered Experience of Money Mindset  15:24 Understanding Money Archetypes  19:34 The Roots of Money Habits  21:11 Transforming Unconscious Beliefs  24:18 The Nature of Hypnosis  27:08 The Impact of Social Media on Money Mindset  31:37 Finding Purpose Beyond Wealth Contact Miriam and do her quiz https://miriamcastilla.com/quiz/ Contact Josephine www.josephinepalermo.com.au 

In this episode of the Mo Money podcast, we talk to Betsy Westcott, who is a money coach. She gets into the three top emotions that drive the decisions that we make with our money and the practical things that you can do to either get from good to great or from pretty shit to at least okay, as a starting point to allow you to actually get ahead with your money. So, this is perfect for anyone that wants to understand how they make decisions a little bit better so that they can get better results with their money. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Welcome to Part 2 of our KIDS and MONEY series. Here's a link to Part 1 - Episode 77. In this episode we cover: How to do allowance with your kidsHow to teach kids to be patient when they want somethingHow to budget with kids at any ageHow to help our children deal with marketing, consumption, and comparisonIt's filled with practical steps to helping your kids develop healthy money habits and mindsets! Give Emily a follow on Instagram @RaisingLittleMillionaires. Click to Send Fan Mail

In this episode of ThimbleberryU, we continue our discussion on gamifying savings by shifting from the “why” to the “how.” Last time, we explored the psychology behind gamification. Today, we walk through the specific steps to design a savings game that's personal, sustainable, and motivating.We begin by stressing the importance of having a vivid goal. It's not enough to have a vague intention—our goals need to be visualized, named, printed, and emotionally connected to. Once the goal is in place, we choose a structure that fits our personal motivation style. For some, it's a streak counter; for others, it's hitting milestones, unlocking levels, or incorporating random rewards. The key is to tailor the game mechanics to what actually drives us.Next, we build structure around the game by defining clear rules—written rules—to eliminate ambiguity and reduce the temptation to bend the system. Amy emphasizes the importance of including predefined exceptions so we can respond to life's inevitable hiccups without feeling like we've failed. Automation plays a huge role in eliminating friction; it ensures that we follow through without having to rely on willpower.We also talk about the power of accountability. Whether it's a partner or a regular financial check-in, accountability helps us track wins, adjust strategies, and stay committed. And because humans respond to incentives, it's critical to build a reward ladder. These rewards should be meaningful but proportionate—ideally no more than 10% of what we're trying to save. We also look at the value of experience-based rewards, which generate longer-lasting satisfaction than material purchases.To ground the theory, Amy shares a story about “Alex,” who gamified her weekday lunch spending. By creating a simple challenge, defining her rules, and building in smart rewards and penalties—including donating to a “liked but not loved” charity—Alex turned a small change into a sustainable habit.When setbacks happen, we encourage listeners not to see them as failures. Reset the streak, learn from the moment, and evaluate whether the original goal was realistic. Symbolic penalties and honest reflection can help restore momentum.We wrap up with a lightning round, debunking the idea that gamification is childish or time-consuming. It's backed by behavioral science and can be managed with minimal effort through automation. Finally, we suggest starting small, being flexible, and aiming for traction—not perfection. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3315: Sam Dogen explores the psychology behind overspending and how to recognize the emotional triggers that lead to impulse purchases. By shifting focus toward long-term satisfaction, building awareness, and setting up practical guardrails, he shows how to resist the urge to splurge and create a healthier relationship with money. Read along with the original article(s) here: https://www.financialsamurai.com/controlling-the-urge-to-splurge/ Quotes to ponder: "Splurging is like eating that extra piece of chocolate cake when you're already full." "The more you can highlight the negatives of splurging, the easier it is to resist." "Once you accept that splurging will never provide lasting happiness, you'll be free." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3315: Sam Dogen explores the psychology behind overspending and how to recognize the emotional triggers that lead to impulse purchases. By shifting focus toward long-term satisfaction, building awareness, and setting up practical guardrails, he shows how to resist the urge to splurge and create a healthier relationship with money. Read along with the original article(s) here: https://www.financialsamurai.com/controlling-the-urge-to-splurge/ Quotes to ponder: "Splurging is like eating that extra piece of chocolate cake when you're already full." "The more you can highlight the negatives of splurging, the easier it is to resist." "Once you accept that splurging will never provide lasting happiness, you'll be free." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3315: Sam Dogen explores the psychology behind overspending and how to recognize the emotional triggers that lead to impulse purchases. By shifting focus toward long-term satisfaction, building awareness, and setting up practical guardrails, he shows how to resist the urge to splurge and create a healthier relationship with money. Read along with the original article(s) here: https://www.financialsamurai.com/controlling-the-urge-to-splurge/ Quotes to ponder: "Splurging is like eating that extra piece of chocolate cake when you're already full." "The more you can highlight the negatives of splurging, the easier it is to resist." "Once you accept that splurging will never provide lasting happiness, you'll be free." Learn more about your ad choices. Visit megaphone.fm/adchoices

Good Money Habits App by Radio Islam

Are your money habits helping or holding you back? In this session finance expert Jen Smith reveals why managing your finances doesn't have to feel like calculus—and how small, sustainable habits can make a big difference. Discover the surprising connection between mindset and money, the real reasons behind impulse spending, and why “try before you buy” might be your new favorite rule. If you've ever felt overwhelmed, guilty, or just plain tired of complicated budgeting advice, this session will help you find out what habits are costing you, which ones can set you free, and make you ready to take simple steps toward increased financial confidence.    FREEBIE for all: EASIER THAN TAKEOUT Emergency Meals download   Get the Basic Pass to watch and/or read each speaker session for free through Sunday, October 12th. Upgrade to the All-Access Pass for ad-free listening on a private podcast feed, + lifetime access to all content visual, audio, and written.  Jen and her husband paid off $78,000 of debt in 2 years and bought a house on a combined income of less than $90K. Jen didn't want to change her spending to pay off debt and opted for side hustles instead. She quickly took on so many that she contracted shingles due to stress. FOLLOW ON IG WEBSITE Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Building Billions, I break down the nine money habits that are keeping you broke and holding you back from building real wealth. I share the exact mistakes I see people making every day — spending money before they earn it, ignoring their numbers, living for appearances, and surrounding themselves with the wrong people. More importantly, I walk you through how to flip each of these habits into powerful wealth-building strategies. If you’ve ever felt like you’re stuck working hard but not getting ahead, this episode will give you the practical fixes and mindset shifts to finally start building lasting financial success.Support the show: http://cardoneventures.comSee omnystudio.com/listener for privacy information.

The stories we inherit about money can be louder than any spreadsheet, and today we put those stories under a kinder light with financial therapist Lindsay Bryan-Podvin. From the shock of a first paycheck that doesn't match the essential work behind it to the quiet panic of opening a bank app, we trace how culture, family, and systems shape what we think we “should” feel about money - and how that clashes with reality. Lindsay brings a rare blend of social work training and practical money wisdom to unpack the bootstraps myth, why safety nets reduce anxiety, and how joy—not just income—should guide financial decisions.We dig into the difference between happiness and joy, the point where “more” stops working, and why consumer wins feel good but don't last. Lindsay breaks down financial trauma with clarity and compassion, explaining how chronic stress and even epigenetics can echo as scarcity habits across generations. If you've ever felt guilty spending even when you're stable, or found yourself hoarding cash “just in case,” you'll hear a path toward balance: name the pattern, run tiny experiments in safety, and let your nervous system catch up to your numbers.You'll also get concrete steps you can use today. Avoidance isn't laziness—it's a coping tool that needs a better job description. We talk automation (bill pay, savings, minimums) to shrink money tasks into quick check-ins, and a simple rule for late starters: pick one goal and do it well before adding the next. Along the way, we highlight Lindsay's workshops, her book The Financial Anxiety Solution, and a free money personality quiz to help you spot strengths and sticking points.If you're ready to swap shame for clarity and build a calmer relationship with money, press play. Then share your biggest money myth and the one habit you'll automate this week. Subscribe, leave a review, and pass this episode to someone who needs a softer, smarter way to think about money.Thank you for stopping by. Please visit our website: All About The Joy and add, like and share. You can also support us by shopping at our STORE - We'd appreciate that greatly. Also, if you want to find us anywhere on social media, please check out the link in bio page. Music By Geovane Bruno, Moments, 3481Editing by Team A-JHost, Carmen Lezeth DISCLAIMER: As always, please do your own research and understand that the opinions in this podcast and livestream are meant for entertainment purposes only. States and other areas may have different rules and regulations governing certain aspects discussed in this podcast. Nothing in our podcast or livestream is meant to be medical or legal advice. Please use common sense, and when in doubt, ask a professional for advice, assistance, help and guidance.

Today we're uncovering the costly habits that can derail your finances in your twenties, and how avoiding them can set you up for long-term success. From lifestyle creep and convenience spending to housing choices and travel trade-offs, Josh shares the strategies he used to build wealth early, along with timeless lessons on compounding and delayed gratification. Whether you're in your twenties now, or guiding kids and grandkids through theirs, these insights can help anyone build a stronger financial foundation. Can't get enough of The Financial Quarterback? Click ‘Subscribe' so you never miss a play. If you're enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

A medical career is more than treating patients. For young doctors, the hospital or clinic becomes a place where knowledge, endurance, and compassion are tested. Behind the white coat, there's a challenge often overlooked: securing your financial future while building your career. The pressure to get ahead can make it easy to focus only on work, leaving finances unprotected. Debt, delayed savings, and unplanned expenses can cost more than money. True success comes from planning, budgeting, and protecting yourself. Saving early, investing wisely, and having proper insurance may not feel exciting, but they create a foundation that lasts. Setbacks like unexpected costs or career shifts remind us that preparation and patience matter. The real goal goes beyond mastering medicine today. It is about protecting your earning potential, cultivating discipline, and building a financial foundation strong enough to support dreams for decades. In medicine and life, victories that endure come from preparation, patience, and perspective. In this episode of Time Out with the Sports Doctor, Dr. Derrick Burgess shares his journey from medical school through residency and into his early attending years, highlighting the challenges of managing student loans, budgeting, and lifestyle creep. He explains the importance of disability insurance, automating finances, paying yourself first, and building multiple income streams. We also explore how financial literacy can reduce stress, provide peace of mind, and give physicians the freedom to make career and life choices without feeling trapped.  "If you lose part of your function, you can lose your ability to take care of patients. You have to protect your ability to do your job and your ability to take care of your family, take care of yourself." - Dr. Derrick Burgess Topics Covered: (00:01:14) Milestones in Dr. Burgess' career journey (00:03:09) Financial reality and challenges in career training (00:07:43) Budgeting & frugality (00:10:24) Disability insurance & peace of mind (00:12:42) Protect your income as your biggest asset (00:15:32) Advertisement: Struggling with your finances as a young physician? Doc2Doc Lending is here for you. Founded by doctors, we offer loans tailored to your unique career path—crediting your certifications and specialty training. Visit https://www.doc2doclending.com/ today. (00:19:02) Automating finances & paying yourself first (00:22:44) How to balancing medicine and financial goals (00:24:27) Entrepreneurship requires embracing imperfection  (00:26:00) Financial literacy improves practice (00:27:31) What does financial freedom mean? (00:29:44) Advice to young physicians Key Takeaways:   "We think about getting that dream job and living happily ever after. However, for many people, that dream job can become a nightmare." "If you don't tell your money what to do, it will do it until you deal with the consequences later." "As a surgeon, every time I walk in the operating room, I have peace of mind knowing that my hands are protected, knowing that my whole body is protected." "We have a hard time making money without working, so to speak. We're so used to being present, exchanging our time for money that it almost seems foreign that I can invest this money and I wake up in the morning and the paycheck is there." "I think we're so highly trained and so highly specialized that many times we have a hard time seeing the world outside of what we do." "The better stewards you are with your money, you're able to introduce more of those interests." Connect with Dustin Karas: FB: https://www.facebook.com/PatternLife/ IG: https://www.instagram.com/pattern.life/ YT: https://www.youtube.com/@PatternLife LinkedIn: https://www.linkedin.com/company/patternlife/ Connect with Dr. Derrick Burgess: Website: https://www.drderrickthesportsdr.com/ Instagram: https://www.instagram.com/drderrickthesportsdr/ Facebook: https://www.facebook.com/TimeOut.SportsDr LinkedIn: https://www.linkedin.com/in/derrick-burgess-72047b246/ YouTube: https://www.youtube.com/@dr.derrickburgess243 Email: thesportsdoctr@gmail.com This episode of TimeOut with the SportsDr. is produced by Podcast VAs Philippines - the team that helps podcasters effectively launch and manage their podcasts, so we don't have to. Record, share, and repeat! Podcast VAs PH gives me back my time, so I can focus on the core functions of my business. Need expert help with your podcast? Go to www.podcastvasph.com.

Hayley Parry – Money Coach and Facilitator, 1Life SAfm Market Update - Podcasts and live stream

In this episode of the Sunlight Tax podcast, I reveal the #1 habit that sets successful freelancers apart: consistent saving. Discover why saving is like a muscle you need to train, how small, steady contributions to retirement accounts can snowball into long-term financial security, and why waiting for the "perfect" moment to save holds you back. I share my personal journey, real success stories from my community, and practical tips to overcome the psychological barriers that keep many creatives and freelancers from building wealth. Whether you're just starting out or have been self-employed for years, you'll learn how to take imperfect but powerful action toward your financial goals and harness the power of compound interest to create a more secure future. If you've ever felt behind on saving, this episode will give you the motivation and strategy you need to start today. Also mentioned in this episode: 01:11 The Key Habit of Successful Freelancers 03:40 Overcoming Perfectionism in Saving 06:37 The Power of Consistent Savings 09:12 Building a Safety Net with Small Contributions 11:51 The Psychology of Financial Habits 14:54 Real Success Stories from the Community 18:26 The Importance of Habits Over Windfalls 21:10 Encouragement and Resources for Financial Security   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions Check out my program, Money Bootcamp  

I'm joined by international wealth educator and investor Todd Polke. From broke fitness trainer to thriving global mentor in wealth creation, Todd shares how one pivotal realization completely transformed his path—and how it can shift yours too. We dive into the difference between working harder vs. smarter, and why building lasting wealth is less about hustle and more about purpose, sovereignty, and intentional design. Todd pulls back the curtain on traditional financial advice and offers empowering new perspectives on how to use money as a tool to create true freedom and legacy. Whether you're just getting started or already building momentum, this conversation is rich with mindset shifts and practical insights for creating a life you love—on your terms. ✨ IN THIS EPISODE, WE COVER: Todd's “aha” moment that changed everything How your environment and community impact your financial trajectory The myth of trading time for money—and what to do instead Why outdated financial advice might be keeping you stuck The concept of sovereignty and legacy wealth building Taking radical responsibility for your family's future The power of purpose-driven wealth creation

We kick off part one of our two-part series by exploring how gamification can make saving money feel less like a chore and more like a motivating challenge. Even high-income earners often feel stuck when it comes to saving, not because they lack discipline, but because they've already checked the big boxes—maxed out retirement accounts, built up emergency funds—and then don't know what to do next. Without a plan, spending creeps in to fill the gap. So we look at how to turn savings into a game—something with rules, progress, and rewards—to reignite momentum.We clarify that knowing you should save doesn't automatically lead to action. That's where gamification steps in. Tools like Qapital show that users who engage with automation and gaming strategies save more and stay more engaged. We also reference employer-based incentives like those offered through Secure 2.0, where bonuses are tied to increased retirement contributions.One easy place to start is by automating just one transfer—no matter how small—to reduce decision fatigue. Then, to make it stick, we frame savings as something familiar and motivating. For example, we explore the idea of treating savings like a “debt to your future self,” flipping a psychologically powerful habit like debt aversion into a positive financial behavior.Amy shares a client case study of a high-earning couple who couldn't get traction with savings—until they started treating their savings goal like a debt that needed to be paid off. That mindset shift helped them redirect thousands per month into future-focused goals.Then we move into more playful territory, introducing practical games to get people started. These include “Level Up” savings, where every $500 or $1,000 milestone brings a sense of progress; “No Spend” challenges, focused on key problem areas like Amazon or takeout; and visual trackers like progress bars stuck on the fridge. Even simple things like rounding up purchases and transferring the change can reinforce good habits.The big takeaway is to pick one area where spending tends to leak—Amazon, dining out, etc.—and pair it with one of these gamified saving techniques. You can even stack methods for greater impact. The key is to make saving easier, more visual, and more rewarding—so it becomes a behavior you actually want to continue.In part two, we'll dive deeper into building out a full gamified system with recovery plans, rewards, and design tips. For now, we encourage listeners to find just one game that resonates and start today. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

Wages are stagnant, inflation is inflating, but these are NOT the reasons most people are broke. It's our habits, shaped by the world around us and social media, that keep us spending, not saving, and stuck in debt. Today, we're looking at the WORST money habits that are actually keeping you broke and showing you how to flip each one around.

Ready to take control of your finances and break free from the mental traps that sabotage your savings? In this episode of Dollars & Sense, hosts Joel Garris and Zach Keister share their expert advice on building stronger personal financial habits, including face-the-numbers budgeting and the power of automating savings. But they don't stop there—they dive deep into the surprising ways your mind can trick you through cognitive biases, revealing how illusions of control, hindsight, anchoring, and recency bias can derail even the best financial plans. From actionable tips like the 50/30/20 rule and crafting an emergency fund, to fascinating real-world stories of clients who overcame credit hurdles, this episode is packed with insights for listeners at every stage of their financial journey. Joel and Zach break down the psychology behind money decisions, offering easy-to-follow strategies to help you stay focused, avoid costly mistakes, and make the most of your hard-earned dollars. Curious about how to protect your investments, boost your financial confidence, and outsmart the common biases holding you back? Click to listen and empower yourself with the tools and wisdom to achieve lasting financial wellbeing—and maybe even learn how to make your favorite cocktail along the way! 

How do you know if you're financially ready to buy a home or start investing in real estate? In this episode, Rob sits down with George Thomas, financial coach and CEO with over 15 years of experience helping families, professionals, and athletes eliminate debt and build real wealth. George shares his proven strategies to make money simple, remove the stress around budgeting, and develop the financial confidence that fuels smart real estate decisions. Discover: ✅ The biggest money myths that hold buyers and investors back ✅ How to prepare financially before buying your first property ✅ Tactics for tackling debt while building a real estate portfolio ✅ Mindset shifts that can fast-track your savings and net worth Whether you're saving for a down payment, working to get out of debt, or growing your wealth through real estate, this conversation is packed with practical steps and empowering advice to help you get there.

Too many entrepreneurs are stuck in a cycle of undercharging, not because they lack skill or value, but because they're afraid. Afraid of losing clients. Afraid of being judged. Afraid of stepping into their full financial potential.In this episode, Lianne Kim gets real about the fear that keeps us playing small. She explores how this fear limits our income, our impact, and our ability to grow sustainably. If you've ever hesitated to raise your rates, even when you know you should. This episode will help you break through the mindset blocks and take action.Because the truth is: your financial success starts with believing you deserve it.In‌ ‌this‌ ‌episode,‌ ‌you'll discover:‌Why fear of raising rates is so common—and so costlyHow undercharging leads to burnout and resentmentThe mindset shift that unlocks financial growthHow to communicate rate increases with clarity and confidenceWhat to do when clients push back (and how to stay grounded)Why your dream clients are waiting for you to own your valueTimestamps:‌ ‌03:50 - The real reason we're scared to raise our rates08:30 - How fear limits your financial success13:15 - Reframing pricing as a form of self-respect19:40 - Communicating rate changes with integrity27:00 - Handling objections and staying firm35:10 - Final thoughts on stepping into your worthLinks mentioned:‌ ‌Mamapreneur Fund: https://www.mamasandco.com/fund Episode # 3 on Money Beliefs: https://www.liannekim.com/blog/3Episodes # 4 on Money Habits: https://www.liannekim.com/blog/4 Episode #191 on Money Mindset: https://www.liannekim.com/blog/191 — ‌Connect with me: Facebook: https://www.facebook.com/liannekimcoach Instagram: @liannekimcoach Join the Mamas & Co. community to get access to valuable resources and the support of likeminded mompreneurs and mentors: https://www.mamasandco.com Instagram: @mamasandco Podcasting support: https://theultimatecreative.com

See my $280,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTJoin the discord: ⁠⁠https://discord.gg/AasPBy3KkyToday I share some of the wealth building strategies that allowed me to get a high net worth while still in my 20s. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Alpha Picks: https://www.sahg6dtr.com/3B2L85W/J8P3N/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

Money mentor Rose Han went from $100K in debt to self-made millionaire—and today she breaks down the inner and outer shifts that made it possible. We dig into money identity, practical systems (budgets that don't feel punishing), and habits that expand wealth consciousness without burnout. In this episode: Why your money identity quietly dictates your results—and how to rewrite it Rose's “rock bottom to millionaire” turning point (and the shame she had to release) Budgeting that aligns with values (so it actually sticks) Monthly Money Dates: how to track net worth and stay motivated High-yield savings, emergency funds, and paying off high-interest debt Staying calm in volatile markets & making decisions you can live with NLP + belief work to close the gap between where you are and where you're going Featured Guest: Rose Han Website: https://rosehan.com/ Rose's book: Add a Zero Follow on Youtube Follow on Instagram Connect with us

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1798: Ryan H. Law explains why financial decisions are often driven more by emotions than by numbers, showing how feelings like fear, excitement, and guilt shape money habits. By recognizing these emotional triggers, we can make wiser financial choices and align money with our true values. Read along with the original article(s) here: https://ryanhlaw.com/emotions-not-numbers/ Quotes to ponder: "Money decisions are rarely about the numbers, they are about the emotions behind the numbers." "When we can recognize and name the emotions we are feeling, we can begin to make better money choices." "Financial planning is less about spreadsheets and calculators and more about understanding human behavior." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 The Psychology of Money: https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681 Emotional Intelligence: Why It Can Matter More Than IQ: https://www.amazon.com/Emotional-Intelligence-Matter-More-Than/dp/055338371X Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1798: Ryan H. Law explains why financial decisions are often driven more by emotions than by numbers, showing how feelings like fear, excitement, and guilt shape money habits. By recognizing these emotional triggers, we can make wiser financial choices and align money with our true values. Read along with the original article(s) here: https://ryanhlaw.com/emotions-not-numbers/ Quotes to ponder: "Money decisions are rarely about the numbers, they are about the emotions behind the numbers." "When we can recognize and name the emotions we are feeling, we can begin to make better money choices." "Financial planning is less about spreadsheets and calculators and more about understanding human behavior." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 The Psychology of Money: https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681 Emotional Intelligence: Why It Can Matter More Than IQ: https://www.amazon.com/Emotional-Intelligence-Matter-More-Than/dp/055338371X Learn more about your ad choices. Visit megaphone.fm/adchoices

The 4 Money Habits of Self-Made MillionairesIn this episode of Women Talk Money, we break down the four essential habits that separate the most successful clients on their journey to becoming debt-free, self-made millionaires. These women come from all income levels and backgrounds but share common behaviors that accelerate their wealth-building progress without sacrifice. Learn why knowing what you want isn't enough, you must prioritize it consistently. Discover how to assign money a job before it even arrives in your account, and understand the crucial difference between making more money to build surplus versus just getting ahead. This episode reveals why willpower alone will fail you and how building systems creates sustainable financial success.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠⁠here⁠⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to Surplus Living⁠ to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday.Follow Aqura on Instagram ⁠⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠⁠.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1798: Ryan H. Law explains why financial decisions are often driven more by emotions than by numbers, showing how feelings like fear, excitement, and guilt shape money habits. By recognizing these emotional triggers, we can make wiser financial choices and align money with our true values. Read along with the original article(s) here: https://ryanhlaw.com/emotions-not-numbers/ Quotes to ponder: "Money decisions are rarely about the numbers, they are about the emotions behind the numbers." "When we can recognize and name the emotions we are feeling, we can begin to make better money choices." "Financial planning is less about spreadsheets and calculators and more about understanding human behavior." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 The Psychology of Money: https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681 Emotional Intelligence: Why It Can Matter More Than IQ: https://www.amazon.com/Emotional-Intelligence-Matter-More-Than/dp/055338371X Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1798: Ryan H. Law explains why financial decisions are often driven more by emotions than by numbers, showing how feelings like fear, excitement, and guilt shape money habits. By recognizing these emotional triggers, we can make wiser financial choices and align money with our true values. Read along with the original article(s) here: https://ryanhlaw.com/emotions-not-numbers/ Quotes to ponder: "Money decisions are rarely about the numbers, they are about the emotions behind the numbers." "When we can recognize and name the emotions we are feeling, we can begin to make better money choices." "Financial planning is less about spreadsheets and calculators and more about understanding human behavior." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 The Psychology of Money: https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681 Emotional Intelligence: Why It Can Matter More Than IQ: https://www.amazon.com/Emotional-Intelligence-Matter-More-Than/dp/055338371X Learn more about your ad choices. Visit megaphone.fm/adchoices

The financial services industry wants us to believe that money is complicated, but it's not. In this episode, Chris and I sit down with our dear friend Mel Abraham, CPA and bestselling author, to talk about what wealth truly means and how you can start creating it today. We delve into the realities of today's economy, why earning more isn't the ultimate solution, and how to start small with building habits that create long-term wealth. Mel shares the same framework he's used that helped thousands of people simplify wealth-building and create financial freedom. Get ready to stop chasing earnings and start building real wealth. Check out our Sponsors: Airbnb - Start making money by listing your home on Airbnb with an experienced Co-host, find a co-host at airbnb.com/host Quince - Shop everyday luxury goods without the designer price tag. Go to quince.com/happy for free shipping on your order and 365-day returns. Open Phone - Stop running your business from your personal phone. Get 20% off your first 6 months at openphone.com/earn Shopify - Try the ecommerce platform I trust for Glōci, Sign up for your $1/month trial period at Shopify.com/happy Constant Contact - Get all the automation, integration, and reporting tools that get your marketing running seamlessly. Try Constant Contact free for thirty days at constantcontact.com. HIGHLIGHTS 00:00 How Mel's cancer battle reshaped his entire perspective on money. 05:00 The best thing money can buy isn't what you think. 11:00 Why does life feel so expensive, and what to do about it? 16:30 Why becoming more valuable is the path to earning more. 19:00 How to face off with yourself when change feels impossible. 20:45 How to save when income is inconsistent. 26:15 The hardest threshold on your path to wealth. 32:45 What is wealth for you? 39:45 The FREE event that will show you how to build your money machine. RESOURCES Sign up for Mel's The MONEY MACHINE LIVE Experience HERE Join the 30 Day Audacity Challenge HERE! Join the most supportive mastermind on the internet HERE! Check out our FREE 90-Day Business Blueprint HERE! Listen to my free SECRET PODCASTS SERIES - Operation: Rekindle This B*tch Get glōci HERE Use code: HAPPY at checkout for 25% off! FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Mel: @melabraham9

Can money truly buy happiness? According to Dr. Daniel Crosby, yes — but it depends on how you use it. In this episode, we explore the science behind joy and how our financial behaviors impact more than just our bank account. Dr. Crosby shares tips to help you reach your financial and personal goals, including a simple hack to avoid overspending and start spending with intention. Learn how to create spending habits that stick, reduce emotional stress around finances, and plan for your future! Topics discussed: The intersection of finance and psychology Why you should have a financial “why” Controlling what you can control How to find opportunity in economic downturns Five pillars of a joyful life Spending money as a form of voting The benefits of working with a financial advisor How to bridge the gap between wealth and happiness Resources: Mitlin Financial: https://www.mitlinfinancial.com/ The JOY and Productivity Journal by Lawrence Sprung: https://www.amazon.com/JOY-Productivity-Journal-brought-mindset/dp/B0CYQFYW54/ Download Your Free Copy of the Couple's JOYful Money Guide: https://mitlin.us/CouplesJOY Connect with Larry Sprung:  LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Dr. Daniel Crosby: LinkedIn: https://www.linkedin.com/in/danielcrosby/ X (Twitter): https://x.com/DanielCrosby About our Guest: Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 17 languages. His third book, The Behavioral Investor, was Axiom's best investment book of 2019 and is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making. His latest book, The Soul of Wealth, was published in October of 2024 and has already been translated into five languages. When he's not decoding market psychology, Daniel is a father of 3, a fanatical follower of the St. Louis Cardinals, an explorer of the American South, and an amateur hot sauce chef. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

In this inspiring episode, Ambassador Elisha sits down with Amanda Cassar, Australian financial advisor, author of Financial Secrets Revealed, and founder of a global training program helping professionals identify and address financial abuse.   Amanda shares her powerful journey from living paycheck to paycheck to becoming a leader in financial planning. She opens up about:   • How investing in yourself changes your financial future   • Recognizing the red flags of financial abuse and breaking free   • Simple money tips for building security and wealth   • Why self-leadership is the foundation of lasting success   • Practical steps to stick to your financial goals without overwhelm   Amanda's story is a reminder that financial empowerment starts with knowing your numbers, living within your means, and leading yourself first.   Tune in now and learn how to take control of your money, protect your future, and create a life of freedom.   Reach Amanda:  https://amandacassar.com.au/ ... Want to be a guest on WITneSSes? Send Elisha Arowojobe a message on #PodMatch, here: https://www.podmatch.com/member/ambelisha     Elevate your business with Anastasia's expert consulting. Use code Elisha3 for an exclusive offer and transform your business today! https://resurrectionmentor.wixsite.com/so/42PDEPEB8?languageTag=en   Feel like something's missing? Start Living the Magical Life today. Buy Now: https://a.co/d/4sHrFx2     Amb. Elisha just published a transformational workbook, buy now: https://ambelisha.gumroad.com/l/Llaenlap

 In this episode, Ken Coleman sits down with bestselling author and personal finance expert George Kamel. Learn why some of the most common money habits in America actually wind up keeping you broke, and how President Trump's Big Beautiful Bill will impact your wallet.   Next Steps: ·     

If you avoid checking your personal banmk account, overspend on "little extras", or buy for the "future you" you wish existed...those same patterns are showing up in your business finances, and they're draining your profit.  In this episode, I'm sharing 6 practical way to plug the leaks in both your personal and business spending so you can keep more of what you earn.  From tracking every dollar to auditing "future self" purchases, you'll walk away with tools you can start using today to make your money work harder for you.   And if you're ready to really get clarity on where your business money is going, join me for my Revenue Reset Workshop on September 16, 2025 @10am MT.  We'll pinpoint your biggest money leaks, plug them, and create a plan to grow your paycheck without working more. 

On this episode of Atlanta Business Radio, Lee Kantor talks with Barbie Palmer, Vice President of Business Technology Integration at Bank of America, about the Better Money Habits Gen Z Report. Barbie shares insights into Gen Z's financial challenges, spending habits, and reliance on digital tools for money management. The discussion covers Gen Z's attitudes […]

On this episode of Atlanta Business Radio, Lee Kantor talks with Barbie Palmer, Vice President of Business Technology Integration at Bank of America, about the Better Money Habits Gen Z Report. Barbie shares insights into Gen Z's financial challenges, spending habits, and reliance on digital tools for money management. The discussion covers Gen Z's attitudes […] The post Better Money Habits for Gen Z: Strategies to Thrive in Today's Economic Landscape appeared first on Business RadioX ®.

Did you enjoy this episode? Share you aha moment with us!Most South African small businesses don't fail because of one big mistake...they fail because of small, repeated money habits that quietly drain cash, kill creativity, and keep owners stuck in survival mode.In this episode, I'm sharing five money habits that sabotage small business owners and what to do instead so you can build a profitable, sustainable business - without the money worries. Book a consultation here, and let's start designing a business that works FOR YOU. Link to Music Credits Track: Positive MotivationAuthor: AShamaluevMusic (ASM)Publisher: CD Baby (IPI 700570289)Connect With Ilonka On Social MediaInstagram | Facebook | YouTube

Terrible at budgeting? Been investing since you were a kid? Can't stop yourself spending your savings? Chances are those money habits formed a long, long time ago. Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they look at how we develop our feelings and habits about money - and how we make sure the habits we're shaping in the next generation are good ones. The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. See omnystudio.com/listener for privacy information.

Most people chase money. Millionaires build systems, habits, and mindsets that attract it. In this episode, we break down the 14 money habits that separate self-made millionaires from everyone else — and how you can apply them today, no matter where you're starting from. From tracking your net worth to automating your investments, turning your paycheck into freedom, and making asymmetric bets that 10x your upside… this episode is your playbook for building lasting wealth without sacrificing your lifestyle. Whether you're stuck at zero or already on your way, these habits will help you win the wealth game before you even start. Level up your real estate game instantly - Join our Wealth Juice Real Estate Investor Network for less than $1/day https://www.skool.com/wealth-juice-investor-network-5387/about?ref=0b0b3cf0d0d2448f97b4a9d4f78a2220 RESOURCES

Joining us today is bestselling author, Mike Michalowicz, to tell us about his upcoming, and most personal book yet, The Money Habit. Mike shares how past failures led him to rethink profitability,  and expounds on the “four-week vacation test” from Clockwork, and how most entrepreneurs mistakenly equate growth with success, and how to break through the marketing noise by doing the opposite of what everyone else is doing! If you like this episode, here are more episodes we think you'll enjoy: Ep #535 - Mark Drager – Reinventing Business and Brand Strategy From Collapse to Clarity Ep #519 - JM Ryerson – Leadership that Creates Growth, Profit and Results Check out the show notes for more information! P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think): 1. Schedule a Call with My Team: If you'd like to replace your active practice income with passive investment income within 2-3 years, and you have at least 1M in available capital (can include residential/practice equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Get Your Dentist Retirement Survival Guide: The winds of economic change are here, and now is the time to move to higher ground. This guide gives you the steps to protect your retirement, your family, and your peace of mind. Get the 25-point checklist here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard.

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, I'm taking you on a trip down memory lane to the 1970s—a wild economic decade full of stagflation, sky-high interest rates, and mile-long gas lines. Yet, my parents and so many others made it work on a single income. They raised families, lived in modest homes, and managed to save, even with all the financial chaos swirling around them.I wanted to pull back the curtain on those 1970s money habits—the ones many of us were never taught, but desperately need as we head into 2025. These are practical, timeless lessons about spending, saving, and living with intention that can help all of us regain control in today's world of buy-now-pay-later, easy credit, and constant financial FOMO.In this episode, I break down the habits, attitudes, and practices from a simpler time, and show you how to adapt them in your own life—without sacrificing modern convenience. I share personal stories from my own family and offer actionable steps to help you live with more financial peace and less pressure, starting today.IN TODAY'S EPISODE, I DISCUSS:Why “Cash Was King” in the 1970sThe lost art of planned shoppingHow brown-bagging lunch can add thousands to your savingsWhy “fix before you replace” still mattersGoing generic and busting the brand mythCouponing as a community sportTreating debt with the caution it deservesRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Accountant Debunks: The Most Controversial Topics in Personal FinanceThe WORST Investment Lies Told by Finance Gurus8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)Accountant Explains: The 4 Financial Freedom Zones - How close are you?Master Financial Literacy in 32 mins: Everything They Didn't Teach You in SchoolRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Accountant Debunks: The Most Controversial Topics in Personal Finance: https://youtu.be/9xG2GgrBx8YThe WORST Investment Lies Told by Finance Gurus: https://youtu.be/Nlt9-Z61bxA8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It): https://youtu.be/KKhrKQb-v40Accountant Explains: The 4 Financial Freedom Zones - How close are you?: https://youtu.be/Md3mF7zg8fkORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

In this episode of the Personal Finance Podcast,  we are going to talk about  the smart money habits that made ordinary people millionaires with Tom Corley. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.  This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don't have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com  Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP  Connect With Tom Corley: Website Facebook Linkedin X Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I'm exploring the all-too-common experience of financial relapse—when old money habits like impulse spending, avoidance, or secrecy resurface, even after a period of positive change.  I talk about: Why it happens, coping mechanisms and emotional triggers, why its not about willpower at all, and how we can move forward with self-compassion.    --------------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program.  I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

What if getting rich didn't mean cutting out your favorite latte or skipping that summer trip? In this refreshingly honest and helpful episode, we're joined by Vivian Tu—former Wall Street trader, financial educator, NYT bestselling author of Rich AF, and the creator behind Your Rich BFF—to break down the money habits that are secretly keeping you broke, how to actually build wealth (without sacrificing fun), and why it's time to stop feeling ashamed about not having it all figured out. We get into everything from maximizing credit card rewards, high-yield savings accounts, and whether you should rent or buy, to the emotional side of spending, relationship dynamics around money, and how to raise financially savvy kids. Vivian's no-BS, approachable take on money will have you rethinking your entire financial mindset—in the best way. Mentioned in the Episode: https://www.yourrichbff.com/ Networth and Chill with Your Rich BFF (podcast) Rich AF: The Winning Money Mindset that Will Change Your Life (book) by Vivian Tu NYT Rent vs Buy Calculator Primp Paddy Lashes Charlotte Tilbury Big Lip Plumpgasm Plumping Lip Gloss A Court of Thorns and Roses (book) by Sarah J. Maas  Your Friends & Neighbors (Apple TV) Ellis Brooklyn MYTH Eau de Parfum A Sony Music Entertainment production.  Find more great podcasts from Sony Music Entertainment at sonymusic.com/podcasts and follow us at @sonypodcasts  To bring your brand to life in this podcast, email podcastadsales@sonymusic.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Jake & Gino podcast, we sit down with Nick Maggiulli — creator of Dollars and Data and bestselling author of Just Keep Buying and Just Keep Mining. Nick breaks down his new book and signature "Wealth Ladder" framework — a six-level approach to building wealth based on net worth and financial behaviors. We discuss how your income, mindset, and investment strategy must evolve as you move up the ladder. Whether you're just starting out with less than $10K or strategizing how to break into the $10M+ wealth bracket, this conversation will help you identify where you are, what's holding you back, and what to do next.You'll also hear about:The dangers of ego-driven spending (looking at you, $800 car payments) Why most people get stuck at levels 1 and 2 Why increasing income is more powerful than cutting spending Why saving, investing, and possibly starting a business are keys to long-term wealth Grab Nick's new book Just Keep Mining and visit: https://ofdollarsanddata.comConnect with Nick:Twitter: @dollarsanddataWebsite: https://ofdollarsanddata.comSUBSCRIBE for more investing, business, and financial mindset episodes every week.Chapters:00:00:00 - Introduction  00:03:02 - What is the Wealth Ladder? The 6 Levels Explained  00:10:47 - What Assets Dominate Each Level of Wealth?  00:14:04 - Wealth Disparities & Home Ownership Data  00:14:55 - The Matsushita Story: Wealth Evolution Through Strategy Shifts  00:16:54 - Why Most People Never Reach Level 5 or 6  00:19:39 - How Income and Mindset Shape Your Net Worth  00:23:56 - Wealth as a Scorecard & Source of Purpose  00:29:31 - Key Behaviors and Strategies for Leveling Up  00:32:50 - When to Start a Business or Stay in Your Lane  00:34:45 - Best Investing Advice: Just Keep Buying  00:36:42 - Book Recommendations  00:37:32 - Gino Wraps it Up   We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

There's a quiet shift happening in the way we spend money and it's costing us more than we realize. Small payments, auto-splits, and “buy now, pay later” options have become the new normal, and while they seem harmless, they're creating habits that lead to quiet, creeping debt. Especially in the military community, where transitions and tight budgets are already part of the equation, these modern money habits can quickly get out of hand and lead to mounting debt. In this episode, I'm digging into the everyday spending behaviors that seem like smart choices but often backfire. I'll talk about how things like Pay Later options, subscription overload, and loan stacking are affecting military families and what you can do instead to protect your finances and build real financial stability.

What if you could unlock the secrets to a healthier relationship with money?   Melissa Hoyer is a certified financial planner and a life & wealth coach. We had a fantastic conversation about money mindset, wealth coaching, and the fascinating concept of money archetypes.   Discover how understanding your money archetype can help you break free from self-sabotaging beliefs and adopt a healthier mindset around investing in yourself and your business.   Melissa shares practical strategies for overcoming common money blocks and emphasizes the importance of creating from a place of joy rather than hustle.   Don't let your beliefs about money hold you back. If you're ready to shift from a scarcity mindset to one of abundance, this episode is for you!   Connect with Melissa: Website: https://www.wayintowealth.com/  LinkedIn: http://linkedin.com/in/melissahoyer    ✨ Join my Mompreneur Glow Up email list. It's your go-to source for all things life, leadHERship, and mindset.  

Want to build wealth? It starts with how you spend. The truth is, wealthy people don't overspend, they manage their money with intention. In this episode, Kris Krohn shares the mindset and strategies he used when he was broke to cut expenses and grow his savings. Learn the secrets to smart spending and how to take control of your financial future.