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(Intro) Hugger (5TYNTK) Cutler Bail Violation, Student Suspension Backlash, Mitchell Name Debate, Francesca's Bankruptcy, TikTok Local Feeds (Dirty) Van Der Beek Remembered, Cardi Breakup Rumors, Doechii Identity Update, Drake McDonald's Buzz (Topic) What's something you successfully hid from your parents? (Outro) Olympic Medals
In this episode we introduce the key players in bankruptcy proceedings. Host Ella Vincent and guests Aditi Paranjpye and Laurie Thornton of DBS Law walk you through debtors, creditors, committees, and the U.S. Trustee. We clarify the often-confused distinction between the U.S. Trustee and U.S. Attorney, and explore how case trustees' roles vary between Chapter 7 liquidations and Subchapter V small business cases. Throughout, we explain fiduciary duties and why they matter. This episode is perfect for law students and attorneys seeking to build their bankruptcy knowledge from the ground up! The content of the "Business Bankruptcy Basics" podcast, including any statements made by its hosts or guests, is provided for educational purposes only. This podcast is not intended to be, nor should it be relied upon as, legal advice. Listening to this podcast does not create an attorney-client relationship. The views and opinions expressed in this podcast are solely those of the hosts and guests and do not reflect the positions or opinions of their employers or any organizations with which they may be affiliated. For legal guidance, please consult a qualified attorney.
New data from U.S. court filings indicate farm bankruptcy has risen again. Samantha Ayoub, an economist with the American Farm Bureau Federation, says the data paints a stark picture of the farm economy. NAFB News ServiceSee omnystudio.com/listener for privacy information.
Femke Bol made her 800m debut. What did we think? Grand Slam Track's bankruptcy plan will pay the athletes nearly everything they are owed, but vendors only 1.5%. Plus: Why track and field will never be popular year-round (and why that's okay), USATF Outdoor Championships are coming to New York for the first time since 1991, and Robert shares his thoughts on ski jumping regulations that you won't believe. The guys also preview this weekend's stacked meets including the ASICS Sound Invite featuring Cole Hocker vs. Sam Ruthe in the mile and Cooper Lutkenhaus in the 800m, answer listener emails, and debate whether cross country running belongs in the Winter Olympics.
In this episode of the OutThere Colorado Podcast, Spencer and Seth talk about the state's brushes with American presidents (and one time Seth spotted a presidential candidate at a local brewery), an update related to a 2021 adventure park death, what paragliding is like, and more.
Marc and Sue Thomas kick off with birthday wishes for Sue before diving into health and lifestyle insights, including how certain sleeping positions can cause nerve damage and shoulder strain. They then cover a bizarre car wash incident in Pennsylvania where a woman was trapped for nearly an hour, and finally discuss Eddie Bauer filing for bankruptcy in the U.S. and Canada, sharing the company's history and the implications for fans. Hashtags: #InOtherNews #SleepHealth #CarWashIncident #EddieBauer #RetailNews #MarkCoxMorningShow
The latest farm bankruptcy data serves as another indicator of a struggling farm economy. Chad Smith has more.
(Feb 11, 2026) The North Star Health Alliance is filing for bankruptcy after months of financial instability, employee layoffs, and the resignation of its CEO; Margot Ernst, a leader in the Adirondack philanthropic community and a passionate public radio supporter, died Sunday at 80 years old; and we'll check in with longtime NCPR reporter Brian Mann, who is in Italy covering the Winter Games for NPR.
This conversation delves into the complexities of perfection in secured transactions under the Uniform Commercial Code (UCC). It emphasizes the importance of making security interests public to protect against third-party claims, particularly in bankruptcy situations. The discussion outlines the five methods of perfection: filing, possession, control, automatic perfection, and certificate of title, while highlighting the critical need for accuracy and vigilance in maintaining perfected status.TakeawaysPerfection is about not being invisible in the eyes of the law.The law abhors secret liens; transparency is crucial.You must meet both attachment and perfection criteria simultaneously.Timing is everything; the gap between attachment and perfection can be fatal.Filing a UCC-1 financing statement is the default method of perfection.Possession is key for tangible assets, while control is essential for intangible assets.Automatic perfection applies only in specific situations, like consumer goods.Certificate of title laws govern certain assets like vehicles and boats.Maintaining perfection requires monitoring for name changes and lapses.Bankruptcy trustees have strong powers to challenge unperfected interests. perfection, secured transactions, UCC, bankruptcy, priority, collateral, filing, possession, control, automatic perfection
Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.
Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.
Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.
Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.
In this episode of Bad Boys of Bankruptcy, Judge Elizabeth Gunn is joined by Texas-based attorney Amber Carson to dive into the outrageous Chapter 7 saga of Darcy LaPier, a former model and reality TV personality best known for marrying a string of wealthy men, including Jean-Claude Van Damme and the founder of Hawaiian Tropic, and appearing on A&E's Rodeo Girls. What began as a routine trustee representation turned into a high-stakes hunt for hidden assets and stunning fraud. Amber walks us through the investigation that exposed LaPier's elaborate attempts to shield millions in luxury assets from creditors. The showstopper was a tip received about a hidden closet in her primary bedroom. This led to a covert, sealed operation with U.S. Marshals, ending in the dramatic recovery of jewelry she claimed didn't exist. The episode covers the legal maneuvers used to uncover and seize assets, the extravagant lifestyle that undercut LaPier's “no asset” bankruptcy case, and the litigation that ultimately denied LaPier a bankruptcy discharge. It's a tale of privilege, deception, and the extraordinary lengths trustee's counsel must go to when fiction overtakes fact in bankruptcy court.
Interview recorded - 6th of February, 2026On this episode of the WTFinance podcast I have the please of welcoming back Dr Jan Oberg. Jan is a sociologist, peace researcher, the director of Transnational Foundation for Peace & Future Research.During our conversation we spoke about his overview of 2025, the recent geopolitical tensions globally, Trump negotiating tactics, the Trump Peace Board, changes for a better world and more. I hope you enjoy!0:00 - Introduction1:30 - Overview of the year?5:04 - Venezuela, Iran & BRICS challenge13:37 - Trump negotiating tactics22:31 - Trump Peace Board28:46 - Changes for a better world41:33 - One message to takeaway?Dr Jan Oberg is an internationally experienced and genuinely independent peace and future researcher and an art photographer – a columnist, commentator and mediator doing diagnosis, prognosis and proposing solutions.Dr Jan Oberg - Substack - https://thetransnational.substack.com/Transnational: https://transnational.live/Website: https://janoberg.me/X: https://x.com/janoberg?s=21&t=vCJTBKSb-nIJ8eFKe0YAxgWTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas
Ivan Cossu is Co-Founder and CEO of deskbird, a flexible workplace management platform that's scaled past $10 million ARR. Founded in April 2020 during COVID's most uncertain period, deskbird survived a near-death pivot just months in and scaled across 10 international markets within six months—an unconventional path that challenged conventional wisdom about market domination strategies. Ivan shares the tactical decisions behind their international expansion, the shift from founder-led to scalable sales, and why they're deliberately targeting an underfunded VC category. Topics Discussed: The critical pivot from an Airbnb for co-working spaces to workplace management software in July 2020, months before running out of capital The counterintuitive decision to scale internationally within six months rather than dominating a single market first Balancing consumer-grade UX with enterprise-level customization in a category where competitors felt like "database queries" The mechanics of transitioning from pure inbound to incorporating outbound without breaking what's working US market expansion from Europe with higher close rates than home markets—and what that signaled about timing Why traditional email outbound is dead in the AI era and what actually works for breaking through GTM Lessons For B2B Founders: Scale your proven funnel globally before you perfect it locally: When deskbird saw strong early traction, they launched landing pages across UK and US markets within months to test demand signals. Ivan's contrarian take: "If you have a good funnel that's working, be bold enough to scale it globally" rather than spending years dominating Germany first. The key qualifier—you need solid core product and conversion metrics, not just initial traction. They were "way too scared of going international because it always worked out way better than we thought," often seeing better metrics in new markets than home markets. Most founders over-index on local penetration when they should be testing international demand. Choose validation channels by cycle time, not potential scale: In the first 6-12 months, avoid any channel with an 18-month feedback loop, even if it's your eventual ICP. Ivan targeted paid search and lower mid-market specifically because "you get a good sample size quite fast." Fast feedback loops let you iterate positioning, messaging, and ICP assumptions weekly rather than annually. Once you have conviction from high-velocity channels, then layer in longer-cycle enterprise motions. This sequencing prevents burning 12+ months on the wrong strategy. Founder-led sales is a permanent muscle, not a phase to exit: At $10M+ ARR, Ivan still joins sales calls regularly, citing a top entrepreneur-investor's rule: "Sales always needs to remain a final topic." The evolution isn't binary—it's additive. First hires (around 9 months post-MVP) were generalist "hard workers" who could sell vision over process. Today's hires are more disciplined as repeatable plays emerged. But the founder never exits—they shift from doing all deals to strategic deals, competitive situations, and maintaining direct customer insight. Even Benioff at Salesforce's scale still jumps into deals. Outbound in the AI era requires anti-scale tactics: Ivan's blunt assessment: "I don't believe in emails and any kind of written communication, especially not in the age of AI—it's just inflated." What works: (1) Targeted account selection—not 1:1 but not 1:1000 either, find the sweet spot of focused ABM, (2) Physical mail and offline media, (3) Cold calling with proper infrastructure. The challenge isn't the tactic—it's "having all the BDRs and AEs knowing which accounts they have to call, seamlessly calling account after account." Most companies can't operationalize the calling machine. Best results come when marketing warms leads with intent data, then hands them to outbound teams—not pure cold outreach. Underfunded categories force better unit economics: Deskbird's space isn't flooded with VC dollars—Ivan mapped 50-60 European competitors but limited mega-rounds. His take: "There's a downside, it's harder to get VC money, but once you get it you don't have the problem that some spaces are overfunded and it's crazily driving up customer acquisition cost." Markets with excessive capital often have one winner and "very sad consolidation" for positions 2-4. Constrained capital forced deskbird to build profitably and focus on product differentiation (Airbnb-like UX meets enterprise customization) rather than outspending competitors. Close rates in new markets signal expansion timing better than absolute numbers: Deskbird closed US deals from Europe with European AEs in mismatched time zones—and saw the highest close rates of any market. Ivan's logic: "If we can close them from Europe with our European AEs working in different time zones who cannot deliver the same SLAs, and we then go to the US, it should get even better." Don't wait for perfect execution—if you're winning despite structural disadvantages, that's your signal to invest. They hired their first US-based team only after proving they could win remotely. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM
A body believed to be Lil John's son was found dead in a pond near his Georgia home. Rover found that stuff is missing from Bankruptcy Box. See omnystudio.com/listener for privacy information.
A body believed to be Lil John's son was found dead in a pond near his Georgia home. Rover found that stuff is missing from Bankruptcy Box.
AP's Lisa Dwyer reports on another bankruptcy filing for an iconic outdoor retailer.
Airlines are cancelling trips to Cuba because of a shortage of jet fuel and that story tops our newscast this evening. This is the Business News Headlines for Monday the 9th day of February and thanks for listening. In other news, a trial opened today against the biggest social media companies all having to do with addicting behavior. In San Francisco teachers go out on strike and we'll share why. Some women enjoy Valentine's Day….but prefer Galentines Day. Don't worry, we'll explain. Eddie Bauer and Bankruptcy made the news today. We'll check the numbers in The Wall Street Report and it's highly likely that large numbers of American's missed work today…it's called the Super Bowl Flu…ready? Let's go! Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.
This conversation delves into the intricacies of secured transactions under Article 9 of the Uniform Commercial Code. It emphasizes the importance of understanding the framework, classification of collateral, and the critical steps of attachment and perfection. The discussion highlights the functional approach of Article 9, the policy rationales behind it, and the implications of misclassifying collateral or failing to perfect a security interest, especially in the context of bankruptcy.TakeawaysArticle 9 is the backbone of commercial finance.Understanding secured transactions is crucial for legal practitioners.The five-step analytical framework is essential for analyzing secured transactions.Substance over labels is a core principle of Article 9.Classification of collateral is vital for determining rights and priorities.Attachment and perfection are key concepts in secured transactions.Filing a UCC-1 is necessary for perfecting a security interest.Bankruptcy law intersects with Article 9, impacting creditor rights.Misclassification can lead to significant financial losses.Mastering Article 9 requires a thorough understanding of its definitions and processes.secured transactions, Article 9, Uniform Commercial Code, collateral classification, perfection, bankruptcy, legal framework, commercial finance, creditor rights, legal education
God Is Love ( John Chapter 3 )
Thanks for your support! We couldn't do this without you. For more content, early access and the chance to put questions to future guests, join our community on Substack HERE: https://open.substack.com/pub/winstonmarshallIn this episode of The Winston Marshall Show, I sit down with historian and peer Lord Andrew Roberts for a sweeping conversation on Britain after 1945, the defeat of Churchill, and the post-war settlement that shaped the modern world.We begin with why Winston Churchill lost the 1945 general election, despite winning the war, and how promises of state provision, nationalisation, and the Beveridge Report reshaped British politics. Lord Roberts explains how wartime socialism, propaganda, and unrealistic expectations laid the foundations for decades of economic stagnation.The discussion explores Britain's post-war decline, austerity, debt, and the illusion of prosperity created by Lend-Lease, Marshall Plan aid, and Keynesian economics. We examine why Germany and Japan rebuilt faster than Britain, how trade unions and high taxation crippled growth, and why successive governments chose to manage decline rather than confront it.We also discuss immigration, the welfare state, deindustrialisation, and how the failures of the 1945 settlement echo through Brexit, Trump, globalisation, and the collapse of the rules-based international order. Lord Roberts reflects on NATO, the United Nations, American power, and why the West now faces a historic turning point.A wide-ranging and authoritative conversation about history, power, leadership, and whether Britain can rediscover the courage to reverse its long decline.-----------------------------------------------------------------------------------------------------------------------WATCH EXTENDED CONVERSATION HERE: https://open.substack.com/pub/winstonmarshall/p/why-winston-churchill-lost-the-1945?r=18lfab&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true-----------------------------------------------------------------------------------------------------------------------FOLLOW ME ON SOCIAL MEDIA:Substack: https://www.winstonmarshall.co.uk/X: https://twitter.com/mrwinmarshallInsta: https://www.instagram.com/winstonmarshallLinktree: https://linktr.ee/winstonmarshall----------------------------------------------------------------------------------------------------------------------Chapters 00:00 Introduction 02:23 Why did Churchill lose the 1945 Election05:00 Appeasement, Blame & the Conservative Collapse06:34 The Beveridge Report & the Dream of a New Jerusalem10:51 War Socialism, Lend-Lease & National Delusion12:36 Bankruptcy, Austerity & Britain's Financial Reality14:28 Why Germany & Japan Recovered Faster17:24 Keynes, American Loans & Avoiding Collapse22:23 The Marshall Plan & Stopping European Communism24:09 Learning the Wrong Lessons from Victory28:04 Trade Unions, Inflation & the Road to the 1970s33:24 Immigration After the War & Changing Britain39:35 Corelli Barnett & Britain's Long Economic Decline54:43 The Revolt Against the 1945 Settlement1:07:43 Leadership, Thatcher & Britain's Future Hosted on Acast. See acast.com/privacy for more information.
Join this channel to get access to perks such as Weekly Zoom Calls & Private Discord!! https://www.youtube.com/channel/UC4BqTVQA1pCwe9QaEPwD3MQ/join Free 30 Day Trial to Go2Lister https://www.go2lister.com/mike I help teach people how to make money selling books on Amazon, leveraging the platform's vast reach and the profitability of reselling used books. How to sell books on Amazon? Selling books on Amazon can be an excellent side hustle or a full-time endeavor, particularly if you enjoy thrifting through places like Goodwill for hidden treasures. How to start selling on Amazon is accessible, and with my guidance on how to sell books, DVDs, CDs, and other media, beginners can quickly learn the ropes. Utilizing Amazon FBA streamlines operations, allowing sellers to focus more on sourcing and less on logistics. As a reselling coach, I provide tutorials and guidance on navigating challenges like ungating and optimizing listings for maximum visibility and sales. Whether you're looking for a part-time side hustle or aiming to become a full-time reseller, I will teach you the ins and outs of thrifting books and selling books online and can pave the way to creating passive income streams and achieving business growth.
The renewed focus on Jeffrey Epstein has pulled Bill and Hillary Clinton back into a political posture they know better than almost anyone. Hillary Clinton's decision to publicly challenge House Oversight Chair James Comer and call for a live, televised hearing was not defensive or impulsive. It was classic Clinton strategy. When scrutiny becomes unavoidable, they prefer exposure on their own terms rather than silence that allows suspicion to metastasize.This approach is rooted in decades of experience. From Arkansas through the White House years and into the post-presidency era, the Clintons have learned that retreat signals weakness. Engagement, even aggressive engagement, creates opportunities to reframe. By demanding a public forum, Hillary Clinton is betting that structure, preparation, and confidence outweigh the risk of unpredictable questioning. It is a wager based on a long track record.Politics Politics Politics is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.There is a widespread assumption that a public deposition would inevitably turn into a referendum on Donald Trump or spiral into uncontrollable chaos. I do not buy that. For such a moment to damage the Clintons meaningfully, Bill Clinton would have to concede proximity to wrongdoing he has denied for years. That would contradict every instinct the Clinton political machine has ever displayed.Instead, the more likely outcome is disciplined deflection. Epstein becomes a cautionary tale about elite misconduct broadly defined. Republicans become opportunists exploiting tragedy. Trump becomes the moral counterexample. This is not improvisation. It is choreography. The Clintons are exceptionally skilled at narrowing the scope of inquiry while expanding the scope of blame.What we are watching is not a reinvention, but a revival. The logic of the “vast right wing conspiracy” never disappeared. It simply went dormant. In moments like this, it reemerges because it still works with Democratic audiences inclined to see investigations as partisan weapons rather than truth-seeking exercises.That does not mean the Epstein issue goes away. It means it gets absorbed into a familiar frame where accountability is abstract and suspicion is redistributed. For Democrats privately uneasy about defending Bill Clinton, this strategy offers an escape hatch. For Republicans hoping for a decisive reckoning, it is a reminder of how resilient the Clintons remain under pressure.Chapters00:00:00 - Intro00:05:45 - Clintons00:24:37 - Update00:24:53 - Jobs00:28:15 - Maine Polls00:29:50 - Texas00:32:19 - Kirk Bado on the State of DC01:03:29 - Wrap-up (and Bonus Crazy Political Ad) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.politicspoliticspolitics.com/subscribe
International Bankruptcy, Restructuring, True Crime and Appeals - Court Audio Recording Podcast
He Was Tested ( Hebrews Chapter 4 )
Rover received another offer to buy bankruptcy box. Man gets out of his truck and starts fighting a female high school student. Charlie is going to NYC for his birthday. See omnystudio.com/listener for privacy information.
Tomas did his own laundry. A man died after going headfirst into a deep fryer at an Olive Garden in Pennsylvania. Duji dumped hot oil on herself on the doughnut truck and got 3rd degree burns. A 9-year-old boy was burned after he put a Nee-dough stress toy in the microwave. How many cigs did Charlie use to smoke a day? Tax increase on cigarettes will jump the cost of a pack to $18. Krystle tried dip twice in her life. Caviar. Rover would never want to be a teacher or police officer. School board representative is offended by the word homeless used in a report of student achievement. Grape, pew pew, and seggs. Rover received another offer to buy bankruptcy box. Man gets out of his truck and starts fighting a female high school student. Charlie is going to NYC for his birthday. See omnystudio.com/listener for privacy information.
Rover received another offer to buy bankruptcy box. Man gets out of his truck and starts fighting a female high school student. Charlie is going to NYC for his birthday.
Tomas did his own laundry. A man died after going headfirst into a deep fryer at an Olive Garden in Pennsylvania. Duji dumped hot oil on herself on the doughnut truck and got 3rd degree burns. A 9-year-old boy was burned after he put a Nee-dough stress toy in the microwave. How many cigs did Charlie use to smoke a day? Tax increase on cigarettes will jump the cost of a pack to $18. Krystle tried dip twice in her life. Caviar. Rover would never want to be a teacher or police officer. School board representative is offended by the word homeless used in a report of student achievement. Grape, pew pew, and seggs. Rover received another offer to buy bankruptcy box. Man gets out of his truck and starts fighting a female high school student. Charlie is going to NYC for his birthday.
Dawn Fotopulos, Founder of Hidden Profit Academy, and Associate Professor of Business at The King's College, explains what bankruptcy really IS and ISN'T, and some common mistakes around income, invoicing, and cash flow.Hear Dawn's full interview in Episode 65 of The Action Catalyst.
After losing his business in the 2008 financial collapse, Doug Thorpe didn't pivot to another startup or chase the next trend. He went bankrupt — and then built a nonprofit to help hundreds of people find jobs in one of the worst labor markets in modern history.In this episode of Second Life Leader, Doug Thorpe joins Doug Utberg to unpack what actually happens after economic collapse — personally, professionally, and psychologically. From running a mortgage-services company wiped out in a 45-day window to navigating unemployment, identity loss, and reinvention, this conversation strips away the sanitized version of resilience.This isn't motivational theater. It's a practical, honest discussion about recovery speed, burn rate, relevance, and why old playbooks fail during systemic change. The conversation expands into modern job searching, why relationships still matter more than applications, and how platforms like Reddit are quietly reshaping how people connect, hire, and rebuild outside traditional corporate channels.If you're facing layoffs, career resets, business volatility, or the uncomfortable question of “what now?”, this episode offers clarity — not comfort.What We Explore• What it actually feels like to lose everything after long-term success• Why bankruptcy doesn't end careers — denial does• How Doug built a nonprofit during peak unemployment• Why most job applications go nowhere (and what works instead)• The role of relationships versus platforms in modern hiring• Why Reddit is emerging as a raw, trust-driven alternative to LinkedIn• How anonymity changes real conversation and opportunity• Using AI to surface real-time market signals instead of chasing noise• Why reinvention is a permanent requirement, not a phaseTL;DRReinvention isn't optional in volatile economies.Bankruptcy is an event — not an identity.Burn rate determines freedom more than revenue.Applications don't get jobs — relationships do.Platforms change, but trust remains the currency.Adaptability beats stability every time.Memorable Lines“It's not the collapse that defines you — it's what you build after.”“Burn rate is destiny when markets turn.”“You don't pitch your way to trust — you earn it.”“Applications are noise; conversations are leverage.”“Reinvention isn't reactive — it's strategic.”GuestDoug ThorpeEntrepreneur, nonprofit founder, executive coach, and business advisorDoug Thorpe is a former mortgage-industry entrepreneur whose company was wiped out during the 2008 financial crash. He went on to found a nonprofit that helped hundreds of job seekers navigate unemployment and career transition during the recession. Today, Doug advises business owners and leaders on growth, reinvention, and navigating volatility without losing clarity or integrity.Why This MattersThe modern economy doesn't reward loyalty or linear careers. It rewards people who can recalibrate quickly, stay relevant, and rebuild without clinging to outdated identities.For founders, operators, executives, and job seekers navigating uncertainty, this episode reframes failure as information — not judgment. The edge isn't avoiding collapse. It's shortening the distance between setback and meaningful forward motion. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.dougutberg.com
On this episode of the Ballard Spahr Consumer Finance Monitor Podcast, we examine consumer debt and bankruptcy through the lens of Debt's Grip: Risk and Consumer Bankruptcy (University of California Press, 2025), by Pamela Foohey, Robert M. Lawless, and Deborah Thorne. Based on decades of research from the Consumer Bankruptcy Project, the nation's most comprehensive study of bankruptcy filers, Debt's Grip goes beyond aggregate data to document the lived experience of financial distress. The book shows how illness, job loss, aging, family structure, debt collection, and racial inequality converge to push households toward bankruptcy and what that reveals about how financial risk is allocated in the U.S. economy. Rather than treating bankruptcy as a personal failure, the authors demonstrate how policy choices over time shifted economic risk from institutions to individuals, leaving many households one unexpected expense away from crisis. Those risks fall unevenly, with Black families, single mothers, and older Americans disproportionately affected. The Authors Pamela Foohey, Allen Post Professor of Law, University of Georgia School of Law, is a principal investigator with the Consumer Bankruptcy Project and a leading scholar on bankruptcy and financial distress. Robert M. Lawless, Max L. Rowe Professor of Law, University of Illinois College of Law, is a nationally recognized empirical scholar of bankruptcy and consumer finance and a principal investigator of the Consumer Bankruptcy Project. Deborah Thorne, Professor of Sociology at the University of Idaho, brings a critical sociological lens, foregrounding the voices and experiences of bankruptcy filers. She also is a principal investigator of the Consumer Bankruptcy Project. Podcast Highlights In the episode, we discuss: · Why people actually file for bankruptcy · The debts most likely to lead to financial collapse · How households struggle to stay afloat before filing · The role of debt collection and litigation · How people come to see bankruptcy as a solution · Policy reforms that could reduce reliance on credit during hardship Key Takeaways · Bankruptcy is rarely about irresponsibility. It is often the endpoint of systemic risk-shifting. · Financial distress is structurally unequal. Race, age, gender, and health matter. · Filers exhaust alternatives before filing. Bankruptcy reflects resilience under pressure, not moral hazard. · Policy choices matter. Stronger safety nets and a more humane bankruptcy system can reduce financial harm. Conclusion Debt's Grip offers a rigorous, data-driven, and deeply human account of consumer bankruptcy in America. It challenges entrenched myths and provides valuable insight for policymakers, regulators, and industry participants alike. We thank Professors Foohey, Lawless, and Thorne for joining the podcast and for their important contribution to the field. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.
Send us a textHeadlines collide when you put workers' rights, political power, and culture on the same table. We start with UK TikTok moderators who say they faced harassment, punishing KPIs, and union busting while screening the content the rest of us never have to see. From there we unpack Pat McGrath Labs entering Chapter 11 Bankruptcy in the US and what it reveals about cash flow, innovation, and the realities of scaling an iconic beauty brand. Then we go straight at the BBC's move to explore licence fees tied to streaming services like Netflix, asking who benefits, who pays, and what accountability looks like when public funding models lose trust.The latest Epstein file releases expose how institutions decide who gets grace and who gets the door. We lay out Peter Mandelson's rehabilitation arc beside Diane Abbott's treatment to show how power redistributes consequences then follow the fallout from Starmer's short-lived plan to send Mandelson to Washington. Across the pond, Don Lemon's arrest after reporting on a protest raises hard questions about press freedom and political optics, while Bad Bunny's integrity-led choices demonstrate how representation becomes strategy when safety and voice are at stake.Finally, we turn the lens inward. Golden handcuffs hurt, but leaving in a contracting market can be costlier than staying. We reframe stillness as positioning: stay with terms, build leverage, and set a timed plan to move when the market and your momentum align. If power protects itself, we protect our agency through unions, smart consumer choices, and career strategy that compounds.Sponsorships - Email me: hello@toyatalks.comTikTok: toya_washington Twitter: @toya_w (#ToyaTalksPodcast) Snapchat: @toyawashington Instagram: @toya_washington & @toya_talks https://toyatalks.com/ Music (Intro and Outro) Written and created by Nomadic Star Stationary Company: Sistah Scribble Instagram: @sistahscribble Website: www.sistahscribble.com Email: hello@sistahscribble.com
So we have to dig into this, what does it mean to be spiritually poor?
Send us a textIn this empowering episode of The Wealth Vibe Show, host Vinki Loomba engages in a captivating conversation with Justin Brennan, a resilient third-generation real estate investor, entrepreneur, and mentor. Together, they explore Justin's remarkable journey from overcoming a $60 million bankruptcy to building a $185 million real estate empire across five states.Key Takeaways:The Fall and Rebirth: Justin shares his family's bankruptcy story in 2008 and how it reshaped his approach to wealth building, focusing on the importance of cash flow, low leverage, and long-term stability.Building with Purpose: Learn how Justin turned a $100,000 condo purchase in the middle of the financial crisis into a thriving portfolio of over 1,200 units and $200 million in assets.The Power of OPM (Other People's Money): Discover how leveraging partnerships and connecting with investors has been the key to scaling his real estate empire.Buy and Hold vs. Buy and Sell: Justin contrasts the risks of the "build and sell" mentality with the advantages of holding real estate for long-term income, tax benefits, and stability.Episode Timestamps:00:00 - 02:00: Introduction: Meet Justin Brennan and his inspiring journey.02:00 - 10:00: Overcoming Bankruptcy: Lessons learned from the $60 million loss.10:00 - 15:00: Building Wealth: Justin's strategy to scale his portfolio.15:00 - 20:00: Buy and Hold Strategy: Why long-term investments provide stability.20:00 - 25:00: Leveraging OPM: Scaling without using personal capital.25:00 - 44:00: Market Trends: The future of real estate investing in today's economy.44:00 - 50:00: Scaling to the Future: Justin's vision for expanding to 10,000 units and $1 billion in assets.
In this episode, we honor the life and legacy of Shirley Raines, founder of Beauty 2 the Streetz, whose work reframed beauty as a tool for dignity, connection, and care for unhoused communities in Los Angeles. We also discuss Sara's Harper's Bazaar essay, “I Want a New Face, But My Kids Have My Old One,” unpacking the complex guilt millennial moms face as cosmetic treatments become more normalized while raising children who share the features they sometimes want to change. Plus, we break down the news of Pat McGrath Labs filing for Chapter 11 bankruptcy and what it could mean for the future of the iconic brand — before putting Kirbie to the test with a quiz on Sephora.com's top 10 products of 2025.Watch our episodes!CALL or TEXT US: 424-341-0426Instagram: @glossangelspod, @kirbiejohnson, @saratanTwitter: @glossangelespod, @kirbiejohnson, @saratanEmail: glossangelespodcast@gmail.com Hosted on Acast. See acast.com/privacy for more information.
In this episode of Talking Real Money, Don and Tom take aim at “magical” high-yield investments, focusing on why junk bond funds often behave more like risky stocks than stable bonds. Drawing on research from Larry Swedroe, they explain how high fees, high turnover, and economic sensitivity undermine the appeal of high-yield funds—especially during recessions. They reinforce the core principle that higher returns always mean higher risk and argue that investors are usually better served taking risk in equities and safety in high-quality bonds. Listener questions cover HSAs in retirement, Roth IRAs for young investors, backdoor Roth conversions, and the Vanguard Star Fund. The episode closes with discussion of RetireMeet 2026 and the importance of long-term, disciplined investing. 0:04 Opening: Wanting high returns with no risk 1:02 Introduction to “magical” high-yield investments 1:10 Larry Swedroe's research on junk bond funds 2:20 Investment-grade vs. high-yield bonds explained 4:29 Bankruptcy risk and bondholder losses 5:49 Returns, volatility, and stock-like behavior 6:36 Risk-adjusted returns and Sharpe ratios 7:47 Why passive beats active in junk bonds 8:35 2008 losses in high-yield funds 9:36 “Yield is for farmers” and risk perspective 10:42 Why higher yield always means higher risk 11:08 Bonds as portfolio ballast 12:17 Why equities are better for risk-taking 12:27 HSA investing for medical expenses 13:56 Roth IRA for grandson with long time horizon 15:18 Backdoor Roth conversion tax question 17:57 Vanguard Star Fund discussion 19:03 Active vs. index fund comparisons Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, Jon Dwoskin and Craig Zucker discuss the crucial role of proactive legal planning in business. Craig shares how many entrepreneurs skip formalizing agreements early on, leading to preventable conflicts. He stresses the importance of proper documentation and preparing for worst-case scenarios, even in trusted partnerships. Craig Zucker is a shareholder and member of Maddin Hauser's Executive Committee. H co-chairs the firm's Bankruptcy, Restructuring and Debtor-Creditor Rights group. Craig concentrates his practice in bankruptcy and complex insolvency-related matters, serving clients throughout the United States including in New York, Ohio, and Florida. He has a broad range of experience representing debtors and creditors in federal, bankruptcy, and state court proceedings and through out-of-court workouts, mediations, and facilitations. Craig has successfully represented the interests of multi-employer fringe benefit funds, pension funds, health and welfare funds, unions, and retirees in various federal and bankruptcy court proceedings, including Chapters 7, 9, and 11 bankruptcies. He also has gained extensive experience with construction law and construction-related lien and bond rights in federal and state court matters. Craig is AV rated in Martindale Hubbell and has been named in the Best Lawyers in America since 2010. Listed as a Top Lawyer by DBusiness Magazine in litigation-bankruptcy, he also has been recognized as a Michigan Leading Lawyer in the areas of Bankruptcy & Workout Law: Commercial and Creditor's Rights/Commercial Collections Law. Craig was selected by Michigan Lawyers Weekly for induction in their "Hall of Fame" 2023 class, an honor awarded to Michigan legal leaders for their successful careers and valuable contributions to the profession and community. As a presenter at various national and local seminars, Craig shares his extensive knowledge on insolvency, bankruptcy, and debtor/creditor rights. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with Craig Zucker:Website: https://maddinhauser.com/ LinkedIn: https://www.linkedin.com/in/craig-zucker-444447220/ Facebook: https://www.facebook.com/MaddinHauser X: https://twitter.com/MaddinHauserPC Firm LinkedIn: https://www.linkedin.com/company/maddin-hauser-roth-and-heller-pc/ YouTube: https://www.youtube.com/@maddinhauserlaw *E – explicit language may be used in this podcast.
Send us a textTune in to listen to the full podcast!Support the showFollow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting
Chris Markowski dismantles the great immigration lie and explains how divide-and-conquer politics—especially at the state level—distort economic truth. From why trade sanity matters more than slogans to how bankruptcies can actually strengthen an economy, this hour connects economic fundamentals to political theater. Chris also takes aim at the cultural circus surrounding Donald Trump, Elizabeth Warren, and the nonstop distractions pulling attention away from real financial issues—plus a few classic Markowski rants you didn't see coming. immigration economics, trade policy, bankruptcies, political economy, economic growth, market cycles
Episode Description: What happens when Valentine's Day candy starts telling you to “split rent” and “buy in bulk”?
Bankruptcies are ticking up among companies that can only survive on near-zero interest rates. We will discuss how to spot a "Zombie" on a balance sheet before that company collapses.Today's Stocks & Topics: Revolution Medicines, Inc. (RVMD), Market Wrap, Gold Companies Consolidation, Portfolio Review, Unum Group (UNM), The "Zombie Company" Purge, Mercado Libre, Inc. (MELI), ACI Worldwide, Inc. (ACIW), I-R-As, European Investors, Investing Strategy, The Software Industry.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands
Coming up on this hour of All Sides, we're discussing the bankruptcy of Value City Furniture, Saks Fifth Avenue and other big name stores and what it means about the future of retail.
Send us a textStop waiting on the market to bless you with deals. We're pulling back the curtain on the five public-record lead sources that keep producing—foreclosure, divorce, probate, unpaid taxes, and bankruptcy—and showing how to work them step by step. I walk through the real foreclosure timeline, what your county site actually reveals, and why most investors show up months late with stale lists. You'll learn where bankruptcy filings live, how to match them to foreclosure records, and why those last-minute moves signal a seller who needs real help right now.This conversation blends strategy with story. I share how losing a house and a car pushed me to the courthouse, a paper map, and door knocking with a baby on my hip—and how that grit led to the first $22k, then $50k, and a career built on solving people's problems. We talk scripts that lead with options and empathy, from loan mods and forbearance to selling as-is or using creative financing when it makes sense. If you've ever felt paralyzed by headlines—rates, inventory, recession chatter—this is your antidote: consistent deals rooted in life events that never stop.You'll leave with a simple plan: pull fresh filings from the last 45–60 days, prioritize by sale dates, and reach out directly. Door knock if you can. If not, combine letters, calls, and social DMs that promise tangible help and a clean exit if needed. That's how you create triple wins for owners, banks, and your business while stacking steady “gold bricks” of profit. Ready to build a recession-proof pipeline? Subscribe, share this with a fellow investor who needs clarity, and leave a quick review so more people can find it. Then pull your first list tonight and tell me which county you're starting in. Support the showThanks again for listening. Don't forget to subscribe, share, and leave a FIVE-STAR review.Head to Dwanderful right now to claim your free real estate investing kit. And follow:http://www.Dwanderful.comhttp://www.facebook.com/Dwanderfulhttp://www.Instagram.com/Dwanderful http://www.youtube.com/DwanderfulRealEstateInvestingChannelMake it a Dwanderful Day!
1. ‘Skyscraper Live': How Netflix Was Prepared In Case Things Went Wrong (Forbes) (17:58) 2. Future In-Laws Andrea Swift and Donna Kelce Bond at the Sundance Film Festival (PEOPLE) (27:38) 3. Pat McGrath Labs Files for Chapter 11 Bankruptcy, Auction Canceled (WWD) (34:03) 4. ‘Summer House' Star Gives Major Update Amid Budding Bravo Crossover Romance (Entertainment Now) (46:57) 5. Alan Cumming On Hosting The Psychological Thrill Ride of “The Traitors” (Awards Radar) (46:57) The Toast with Jackie (@JackieOshry) and Claudia Oshry (@girlwithnojob) The Toast Patreon Toast Merch Girl With No Job by Claudia Oshry The Camper & The Counselor Lean In Learn more about your ad choices. Visit megaphone.fm/adchoices