Compound Interest Expert and Creator of the Innovative MPI® (Maximum Premium Indexing) Strategy Curtis Ray is passionate about bringing awareness about Secure Compound Interest. Curtis is helping hardworking people, from all walks of life, maximize retire
Here at MPI® we wouldn't be doing what we do if it wasn't for our clients. In this episode we share thanks and hope for the future. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life-changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, start your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
We all want to leave behind a legacy, so why not generational wealth? To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life-changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, start your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
It's not a coincidence. Your retirement plan wasn't made with you in mind! Discover how the system is broken and how to fix it. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life-changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, start your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
What was previously only available to the super wealthy is now available to you! Learn how MPI® can not only be your best retirement plan but your best financial choice! To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
We all want to protect and care for our families. Knowing how your MPI® account assists in that is crucial! To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
Managing can take up a lot of our valuable time but, what if you didn't have? To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
Planning for the worst is key to protecting our loved ones. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
Job security is great but not always promised and MPI can help relieve some of the stress should that unfavorable situation arrive. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
Penalties can be stressful and knowing what to expect can help remove some of the edge. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding #fees #financialadvisor #education #finance #retirement #retirementplanning
Paying in cash sounds exciting and emotional but seeing how it can effect your retirement plan may change your mind. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding #fees #financialadvisor #education #finance #retirement #retirementplanning
We all love the first iPhone but we all love the latest generation more. Upgrades are great and MPI® is here to help. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding #fees #financialadvisor #education #finance #retirement #retirementplanning
Life insurance is a great but what kind of life insurance can make all the difference. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding #fees #financialadvisor #education #finance #retirement #retirementplanningSHOW LESS
Is paying later the best option? Having tax-free income would be awesome and MPI® is here to help! To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
Becoming your own bank sounds great but are you actually becoming your own bank? To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today. Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding
Find out the truth about fees in this head to head comparison between the 1% Financial Advisor Fees and the Fees inside of an MPI® Secure Compound Interest Account™. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding #fees #financialadvisor #education #finance #retirement #retirementplanning
Securing our children's education is great but what if you can combine securing their education with their retirement? To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be Compounding™!!---- SOCIAL MEDIA ----Website: https://compoundinterest.com/TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...#compoundinterest #retirementgoals #alwaysbecompounding #fees #financialadvisor #education #finance #retirement #retirementplanning
Down MarketThe Down Market. Everyone fears it. It ruins lives, destroys years of saving and investing, and delays or threatens your retirement. It Impedes your freedom to what you want! Add leverage along with a down market, and all the negative impacts are amplified. MPI® is a leverage system that accelerates your growth potential, so what happens to MPI® in the down market? I'm going to explain the power of the 0% Floor right now and why we call MPI® the first secure leverage system on the planet! Full disclosure: there will be math – a LOT of math – in this segment! If you would like any additional explanation, please reach out to me on my website and I am happy to clarify any question. This is very powerful explanation meant to build confidence that wealth, security, and freedom are available to anyone who wants it!Watch These: Is Infinite Banking Worth It?
---- SOCIAL MEDIA ----Website: https://mympi.com/TikTok: https://www.tiktok.com/@curtisrayYouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMAFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisray/_created/---- CONTACT US ----Schedule a call with a MPI® Certified Advisor: https://calendly.com/mpiorText READY to 30500 to be connected with an MPI® Certified advisor!For Immediate Service Call : 480.530.5840#compoundinterest #retirementhacker #money #moneytips #wealth #retire #401k #IRA #finance #invest #investment #investments #investing #save #savings #mpi #curtisray #educator #financialeducation #financialplanning #financialfreedom #shorts #wealth #financialfreedomstartshere #shorts #financialliteracy #financialtips #financetips #gamechanger #mpiunlimited #insurance #advisor #forbes #wallstreet #money #growth #personalfinance #retirementplanning #retirementhacks #retirmentgoals #retirement #retirmentlife #retire #personalfinances #personalfinancetips #reality #incomehack #lifehacks #shorts #tiktok #stock #wholelife #lifeinsurance #surrendercharge #fees #insurance #knowledge #401k #debtfree #moneycoach #moneymoves #daveramsey #tonyrobbins
---- SOCIAL MEDIA ----Website: https://mympi.com/TikTok: https://www.tiktok.com/@curtisrayYouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMAFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisray/_created/---- CONTACT US ----Schedule a call with a MPI® Certified Advisor: https://calendly.com/mpiorText READY to 30500 to be connected with an MPI® Certified advisor!For Immediate Service Call : 480.530.5840#compoundinterest #retirementhacker #money #moneytips #wealth #retire #401k #IRA #finance #invest #investment #investments #investing #save #savings #mpi #curtisray #educator #financialeducation #financialplanning #financialfreedom #shorts #wealth #financialfreedomstartshere #shorts #financialliteracy #financialtips #financetips #gamechanger #mpiunlimited #insurance #advisor #forbes #wallstreet #money #growth #personalfinance #retirementplanning #retirementhacks #retirmentgoals #retirement #retirmentlife #retire #personalfinances #personalfinancetips #reality #incomehack #lifehacks #shorts #tiktok #stock #wholelife #lifeinsurance #surrendercharge #fees #insurance #knowledge #401k #debtfree #moneycoach #moneymoves #daveramsey #tonyrobbins
---- SOCIAL MEDIA ----Website: https://mympi.com/TikTok: https://www.tiktok.com/@curtisrayYouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMAFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisray/_created/---- CONTACT US ----Schedule a call with a MPI® Certified Advisor: https://calendly.com/mpiorText READY to 30500 to be connected with an MPI® Certified advisor!For Immediate Service Call : 480.530.5840#compoundinterest #retirementhacker #money #moneytips #wealth #retire #401k #IRA #finance #invest #investment #investments #investing #save #savings #mpi #curtisray #educator #financialeducation #financialplanning #financialfreedom #shorts #wealth #financialfreedomstartshere #shorts #financialliteracy #financialtips #financetips #gamechanger #mpiunlimited #insurance #advisor #forbes #wallstreet #money #growth #personalfinance #retirementplanning #retirementhacks #retirmentgoals #retirement #retirmentlife #retire #personalfinances #personalfinancetips #reality #incomehack #lifehacks #shorts #tiktok #stock #wholelife #lifeinsurance #surrendercharge #fees #insurance #knowledge #401k #debtfree #moneycoach #moneymoves #daveramsey #tonyrobbins
---- SOCIAL MEDIA ----Website: https://mympi.com/TikTok: https://www.tiktok.com/@curtisrayYouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMAFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisray/_created/---- CONTACT US ----Schedule a call with a MPI® Certified Advisor: https://calendly.com/mpiorText READY to 30500 to be connected with an MPI® Certified advisor!For Immediate Service Call : 480.530.5840#compoundinterest #retirementhacker #money #moneytips #wealth #retire #401k #IRA #finance #invest #investment #investments #investing #save #savings #mpi #curtisray #educator #financialeducation #financialplanning #financialfreedom #shorts #wealth #financialfreedomstartshere #shorts #financialliteracy #financialtips #financetips #gamechanger #mpiunlimited #insurance #advisor #forbes #wallstreet #money #growth #personalfinance #retirementplanning #retirementhacks #retirmentgoals #retirement #retirmentlife #retire #personalfinances #personalfinancetips #reality #incomehack #lifehacks #shorts #tiktok #stock #wholelife #lifeinsurance #surrendercharge #fees #insurance #knowledge #401k #debtfree #moneycoach #moneymoves #daveramsey #tonyrobbins
---- SOCIAL MEDIA ----Website: https://mympi.com/TikTok: https://www.tiktok.com/@curtisrayYouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMAFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisray/_created/---- CONTACT US ----Schedule a call with a MPI® Certified Advisor: https://calendly.com/mpiorText READY to 30500 to be connected with an MPI® Certified advisor!For Immediate Service Call : 480.530.5840#compoundinterest #retirementhacker #money #moneytips #wealth #retire #401k #IRA #finance #invest #investment #investments #investing #save #savings #mpi #curtisray #educator #financialeducation #financialplanning #financialfreedom #shorts #wealth #financialfreedomstartshere #shorts #financialliteracy #financialtips #financetips #gamechanger #mpiunlimited #insurance #advisor #forbes #wallstreet #money #growth #personalfinance #retirementplanning #retirementhacks #retirmentgoals #retirement #retirmentlife #retire #personalfinances #personalfinancetips #reality #incomehack #lifehacks #shorts #tiktok #stock #wholelife #lifeinsurance #surrendercharge #fees #insurance #knowledge #401k #debtfree #moneycoach #moneymoves #daveramsey #tonyrobbins
---- SOCIAL MEDIA ----Website: https://mympi.com/TikTok: https://www.tiktok.com/@curtisrayYouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMAFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisray/_created/---- CONTACT US ----Schedule a call with a MPI® Certified Advisor: https://calendly.com/mpiorText READY to 30500 to be connected with an MPI® Certified advisor!For Immediate Service Call : 480.530.5840#compoundinterest #retirementhacker #money #moneytips #wealth #retire #401k #IRA #finance #invest #investment #investments #investing #save #savings #mpi #curtisray #educator #financialeducation #financialplanning #financialfreedom #shorts #wealth #financialfreedomstartshere #shorts #financialliteracy #financialtips #financetips #gamechanger #mpiunlimited #insurance #advisor #forbes #wallstreet #money #growth #personalfinance #retirementplanning #retirementhacks #retirmentgoals #retirement #retirmentlife #retire #personalfinances #personalfinancetips #reality #incomehack #lifehacks #shorts #tiktok #stock #wholelife #lifeinsurance #surrendercharge #fees #insurance #knowledge #401k #debtfree #moneycoach #moneymoves #daveramsey #tonyrobbins
Curtis Ray founded MPI® Unlimited LLC and serves as the President and CEO. In 2014, Curtis was introduced to the world of financial planning & insurance. Through years of research, Curtis observed that the traditional investment strategies of the 401(k), IRA, Real Estate, and Insurance were not living up to the promises and expectations people were hoping for in retirement. Curtis designed and developed the patent-pending MPI® Strategy (Maximum Premium Indexing) to accomplish the riddle of investing, and increasing retirement income by up to 400%.Throughout his life, Curtis has been a serial entrepreneur and inventor. With a passion to take on issues that some accept as status-quo, Curtis solves inefficiencies with entirely new approaches. Prior to founding MPI® Unlimited LLC Curtis attended Arizona State University competing on the wrestling team. While still in college, he started his first business in the granite countertop industry growing the business to over 30 kitchens per week by 2008. This inspired him to launch his second business where he designed and developed the patented revolutionary natural stone system called ForzaStone®.Always Be Compounding™!---- SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...For Immediate Service Call : 480.530.5840Website: https://mympi.com/Schedule A Call With An MPI® Advisor: https://calendly.com/mpi#compoundinterest #retirementhacker #money #moneytips #wealth #retire #401k #IRA #finance #invest #investment #investments #investing #save #savings #mpi #curtisray #educator #financialeducation #financialplanning #financialfreedom #shorts #wealth #financialfreedomstartshere #financialliteracy #financialtips #financetips #gamechanger #mpiunlimited #insurance #advisor #forbes #wallstreet #money #growth #personalfinance #retirementplanning #retirementhacks #retirmentgoals #retirement #retirmentlife #retire #personalfinances #personalfinancetips #reality #incomehack #lifehacks #shorts #tiktok #stock #wholelife #lifeinsurance #surrendercharge #fees #insurance #knowledge #401k #debtfree #moneycoach #moneymoves #daveramsey #tonyrobbins
RETIREMENT INCOMEInvesting in traditional retirement strategies like a 401(k), IRA and Real Estate leave clients short from the future they have in mind. Our plan focuses on growing your money safely, producing up to 400% increased spendable retirement income.The Wealth Equation! A formula so perfect, it can take anyone in any situation, and guide them to prosperity! It's called the Exponential Growth Curve, the formula for achieving Pure Compound Interest!y=a(1+r)^xRule #1 ( a ): Your Investment (Pay Yourself First)The first Rule of Wealth is PAY YOURSELF FIRST. You come first. You work hard and you are the first person who should benefit from it! Pay Yourself First is a decision you make for which your future self will thank you. In the wealth equation, the first component is (a). This is the amount of money you're willing to set aside to achieve financial freedom and security. Exponential Growth cannot be achieved without this first step. If what you Pay Yourself First is 0, your wealth equation is 0 every single time. 10% of your income is the recommended starting point.Rule #2 ( 1 ): Your Commitment (Start Now)“The best time to plant a tree was 20 years ago. The second best time is now.” The second Rule of Wealth is START TODAY! You need a starting point to begin. Making the decision to Pay Yourself First, starting right now, is life changing. By starting today, you are beginning your path to Exponential Growth. You are planting a tree that will begin to grow and produce you fruit for the rest of your life.Rule #3 ( + ): Your Security (Protect Your Money)The third Rule of Wealth is PROTECT your money! Never lose! Loss and Risk are the enemies to sustainable wealth. Security of your hard-earned money is essential in achieving Exponential Growth. In traditional investing, you hear the phrase “no risk, no reward.” This is where most others fail, because risk is contrary to the wealth equation. In order to achieve the true reward of Exponential Growth, security must be the cornerstone.Rule #4 ( r ): Your Growth (Compound Interest)The fourth Rule of Wealth is COMPOUND INTEREST. Einstein called compound interest “the 8th wonder of the world, he who understands it, earns it!” Compound interest is money making money for you, by itself. Money can be a great employee. It will work for you every day, producing wealth for the rest of your life, if you let it. The compounding effect is critical to setting the stage for Exponential Growth.Rule #5 ( x ): Your Acceleration (Secure Leverage)The fifth Rule of Wealth is SECURE LEVERAGE. This is the X factor. Traditionally, a good investment will produce sustainable wealth in around 40-60 years. As a result, most people will not enjoy the full benefits of their savings and investments because it takes too long to mature. Leverage tries to speed up the process by using other money or resources to achieve better results, faster, but is traditionally risky. Secure Leverage, however, has security as its cornerstone. Only through this can Exponential Growth and sustainable wealth be achieved in as little as 10 years!I'm Curtis Ray, Always Be Compounding™!---- SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisray/_created/For Immediate Service Call : 480.530.5840Website: https://mympi.com/Schedule A Call With An MPI® Advisor: https://calendly.com/mpi
Welcome back to Ask me Anything! Todays question comes from Dana from Illinois.Is MPI® Better than a Roth IRA using the S&P500 Index Fund?Everyone has their own definition of “better” which is subjective, so lets do a side by side of the Roth IRA using index funds vs MPI® in regards to retirement income.You can see, the math doesn't lie. A 0% Floor + 10% Cap MPI® Plan would have produced far superior retirement results from 1996-2020, generating up to 3x more retirement income than a Roth IRA using an S&P500 Index Fund. In my definition, that is better!For free access, text RSVP to 30500 and the morning of release, you will be sent your access code for full enjoyment!Thank you for listening and please send your questions to Curtis@MyMPI.com.I'm Curtis Ray, Always Be Compounding™!---- SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisray/_created/For Immediate Service Call : 480.530.5840Website: https://mympi.com/Schedule A Call With An MPI® Advisor: https://calendly.com/mpi#compoundinterest #retirementhacker #money #wealth #retire #401k #IRA #finance #invest #save #mpi #curtisray #educator #financialeducation #gamechanger #mpiunlimited #insurance #advisor #forbes #wallstreet #money #growth #retirementplanning #retirementhacks
Website: https://mympi.comSchedule A Call With An MPI® Advisor: https://calendly.com/mpiWelcome back to Ask me Anything! If you would like me to answer your question, send an email to: Curtis@MyMPI.com and once a week I will take a question and send out a video answering it.The question we choose to answer will be relevant and clearly top-of-mind for our MPI® family.Todays question comes from Sam in Idaho. Where Can I learn more about Compound Interest and MPI®?Sam, you have perfect timing because I have some exciting news to share with everyone. Over the last 6 months I have been creating a holistic online study course called COMPOUND INTEREST: The Retirement You Deserve.This course includes the foundational knowledge of Compound Interest, identifying and discussing the key ingredients to achieve this phenomenon in your life, and how to utilize this knowledge to achieve the retirement you have always dreamt of. Just this morning I finished writing the content and will begin filming it over the next 2 weeks.My goal is to have this course available for public release by June 2021. As always, this course will be absolutely free of charge so there are no excuses, barriers, or impediments for anyone who is sincerely ready to get on the path of financial freedom.For free access, text RSVP to 30500 and the morning of release, you will be sent your access code for full enjoyment!Thank you for watching and please send your questions to Curtis@MyMPI.com and I will see you next week!I'm Curtis Ray, Always Be Compounding™!---- SOCIAL MEDIA ----TikTok:https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisray/_created/For Immediate Service Call : 480.530.5840Website: https://mympi.com/Schedule A Call With An MPI® Advisor: https://calendly.com/mpi#compoundinterest #retirementhacker #money #wealth #retire #401k #IRA #finance #invest #save #mpi #curtisray #educator #financialeducation #gamechanger #mpiunlimited #insurance #advisor #forbes #wallstreet #money #growth #retirementplanning #retirementhacks
Welcome back to Ask me Anything! Todays question comes from Becky in Tennessee. Is there an MPI® family plan or should both me and my spouse have a plan? Can I start plans for my children?MPI® Plans are individual plans. There is no life insurance family plan so when setting up MPI® plans for married couples or families, everyone should have one if the funds you set aside are sufficient. If you are looking to start an MPI® Children's Account, most insurance companies require parents to own their own plan before starting one for their children. Once you determine the amount of money you can save, an MPI® Certified Advisor can review and determine the best use of your contributions. When setting up an MPI® plan and determining who will have a plan and what funds will be allocated where, there are a few important things to consider ensuring the most efficient use of money.Regardless of who is the insured on the account, max funding each contract available will be the best use of your money.Thank you for watching and please send your questions to Curtis@MyMPI.com and I will see you next week!---- SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...For Immediate Service Call : 480.530.5840Website: https://mympi.com/Schedule A Call With An MPI® Advisor: https://calendly.com/mpi
Welcome back to Ask me Anything! If you would like me to answer your question, send an email to: Curtis@MyMPI.com and once a week I will take a question and send out a video answering it.The question we choose to answer will be relevant and clearly top-of-mind for our MPI® family.Today is a really exciting day. We are moving offices to much larger facility to accommodate our rapid expansion. In the last 6 months, MPI® Unlimited has gone from around 10 employees and Advisors to over 100. We are truly grateful for all the support and confidence you have provided. In the month of March alone, over $3,000,000 has been contributed by the MPI® Family into the MPI® System. $3,000,000 this month is now protected, compounding, and on its way to provide you with the absolute best retirement! What a remarkable milestone.Because we are busy moving this week, I am going to play an oldie but goodie as your weekly financial education. Enjoy this video titled “Why it's time to ditch your 401k and Roth IRA!”Thank you for watching and please send your questions to Curtis@MyMPI.com and I will see you next week!I'm Curtis Ray, Always Be Compounding---- SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@iamcurtisray?Facebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...For Immediate Service Call : 480.530.5840Website: https://mympi.com/Schedule A Call With An MPI® Advisor: https://calendly.com/mpiSHOW LESS
Welcome back to Ask me Anything! Today's question comes from Kari in Florida. When Can I Get Income From My MPI® Account? Can I Retire Early?One of the best features of MPI® is flexibility. MPI® has no age restrictions for retirement income or any distribution of your cash value, making it one of the only plans that provides retirement on YOUR terms, whether that's early or later. Retirement day is the day you decide and has nothing to do with an arbitrary age or formula imposed by the government.There are no penalties to access your cash value. This is quite unlike a §401(k), IRA, and many pensions, which could have restrictions, limitations, and penalties to access retirement funds before age 59 ½ or other age restriction, adding penalties to any distribution taken.Not only does MPI® have zero strings attached to accessing YOUR money, it is also a tax-free distribution. These benefits are a substantial aspect of the MPI® plan because by having access to your cash value penalty free, the RELOC™ feature is available to accelerate your Compound Interest growth and increase your tax-free retirement income exponentially. Put it all together through MPI® and RETIREMENT FREEDOM is your reward.Have a great week and if you'd like me to answer any questions, please email me at Curtis@MyMPI.comDon't end up poor!Always Be Compounding™!---- SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...For Immediate Service Call : 480.530.5840Website: https://mympi.com/Schedule A Call With An MPI® Advisor: https://calendly.com/mpi
Is MPI® protected from lawsuits like a 401k?Similar to other retirement plans like a 401k and IRA, MPI® is one of the most legislatively protected assets you can own from lawsuits, liens, creditors, or judgements. Though state-law governs insurance, most provide legislative protection, making it difficult to sue a life insurance plan and the cash value inside. For business owners and individuals alike, the threat of a lawsuit is always on our minds because what we have taken years to build could be taken in a blink of an eye. Other assets such as cash, real estate, and other investments might not have such favorable legal protections to ensure your best and most secure future. Another reason I put my money into an MPI® Secure Compound Interest Account. Have a great week and if you'd like me to answer any questions, please email me at Curtis@MyMPI.comDon't end up poor!Always Be Compounding™!---- SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: https://www.facebook.com/IamCurtisRayInstagram: https://www.instagram.com/iamcurtisray/Pinterest: https://www.pinterest.com/iamcurtisra...For Immediate Service Call : 480.530.5840Website: https://mympi.com/Schedule A Call With An MPI® Advisor: https://calendly.com/mpi
Yes, MPI® provides tax-free retirement income! MPI® is based on a different section of tax-code: §7702(a) or the life insurance tax code. Most of us are familiar with the tax code 401(k) where you can defer taxes on retirement savings to a future date. Although §401(k) and the IRA offer immediate tax advantages, my research analyzing benefits of a plan indicates that MPI® provides even better tax advantages for retirement income, long-term wealth accumulation and legacy planning. Because MPI® is a post-tax system, like a Roth IRA, you will make contributions from income that you have paid tax on. Because you've already paid tax going in, MPI® distributions for retirement income (and other purposes) is 100% tax-free through the participating loan feature. This income stream is also free from capital gains tax on all the compounding growth of your money. In addition, your death benefit can be 100% tax free to your beneficiary providing the clearest path to generational wealth transfer.Another great advantage of MPI® is the high contribution limits relative to income and no access penalties of your cash value. For example, some MPI® clients, deposit hundreds of thousands of dollars of post-tax money per year, taking advantage of getting as much of their money into a tax-free retirement plan. This makes MPI® one of the only plans available to provide a path to early tax-free retirement. For those willing to save substantially at a young age in order have the option to retire early, MPI® is the plan for you!Furthermore, with government spending continuously increasing and unpredictable, and likely rising taxes, it is very important to eliminate the variable of deferred taxes by depositing into a post-tax system now. Deferring taxes might seem like a good idea, but it puts you at significant risk of unpredictable, higher taxes in the future, that could seriously erode retirement income.As you can see, MPI® has many more advantages than the §401(k) when comparing both long-term. And although similar advantages of the Roth IRA in providing tax-free retirement income, MPI® eliminates the low contribution limit and access penalties so you can retirement at the age you want!Have a great week and if you'd like me to answer any questions, please email me at Curtis@MyMPI.comDon't end up poor!I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
"Does MPI® Have Living Benefits?"Yes, MPI® has the feature called Living Benefits. If you were to get sick with chronic or terminal illness, you can withdraw an advance on your life insurance to pay for qualified medical expenses. Families are protected from financial devastation stemming from health scares such as cancer, heart attack, stroke, and various other severe illnesses. To qualify for Living Benefits, a medical underwriting might be required to determine the severity of the illness.We all have a family member that comes to mind that has had a frightening medical diagnosis, me included. My wife was diagnosed with cancer in 2011 bringing to bear a very trying time, incurring mounds of medical bills in the process. Thankfully the evolution of modern medicine prevailed, and she has been cancer-free for seven years now. Though my business was producing good income making it possible to cover all the medical expenses, that is an anomaly. Most families in our country are not so blessed. That is why inside the MPI® plan, no matter your income level, if you were to an illness that met the criteria of LIVING BENEFITS , you could access this benefit to cover excessive medical bills thereby preserving your financial stability.Although LIVING BENEFITS are not discussed often, they are another layer of protection to secure your best future!Have a great week and if you'd like me to answer any questions, please email me at Curtis@MyMPI.comDon't end up poor!I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
"What Are The Fees Inside of MPI®?"Tell me if this sounds familiar: MPI® is a very expensive life insurance plan!! Or “you should never combine life insurance and investments in the same plan!” It sounds familiar because we've all heard it countless times from influencers such as Dave Ramsey as well as most financial advisors! The reason I adamantly disagree is because I have done the math and the math says MPI® has some of the lowest possible management fees of any retirement plan. Who is accurate? If you've ever watched my videos, then you know my mantra is: lets' show the math because math never lies! There's no need to rely on assertions without proof - especially when many of these advisors income depends on trusting them without proof.By knowing the difference between Compounding fees of typical managed investments and the decreasing fees within a long-term MPI® insurance plan, you can save yourself tens- or hundreds- of thousands of dollars during your lifetime. That's YOUR money, back in YOUR pocket, to secure and accelerate your best retirement income potential. Financial advisors love to label insurance-based plans as universally “expensive” while charging up to 100x more long term. Further, few take the time to understand MPI® and the long-term benefits of decreasing fees.I think you should get the full benefit from your earnings and I'm willing to show you the math. Compare your traditional plan with MPI® apples-to-apples for the same period, the life of your plan, and you will see what I see. A plan that looks good short-term and one that is actually best long-term. I hope this has helped give you confidence in why MPI® is a much better long-term plan knowing that tens- or hundreds- of thousands of less fees is one of the many reasons MPI® can produce far superior compound results over the traditional plans. Have a great week and if you'd like me to answer any questions, please email me at Curtis@MyMPI.comDon't end up poor!I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
Send any of your financial questions to my email: Curtis@mympi.comToday's question is "What is Permanent Life Insurance?"MPI® is a permanent life insurance contract, meaning it has no expiration date. Unlike term insurance, it is 100% guaranteed to pay out to your spouse, kids, or whomever you choose as a beneficiary when you pass away if the policy remains in force.This guarantees, that no matter your age at death, generational wealth is achieved. Various financial influencers suggest permanent insurance is ‘expensive' and advise to “buy term, invest the rest” as a more cost-effective strategy. However, that limited philosophy is also falsely premised that by the time we are 65 (retirement age), we are self-insured. Of the people I know, few fall into a category of financial prosperity at death, much less during life. Add to this that few actually buy term insurance and invest the difference. Therefore, it is a short-sighted, linear approach to financial security. Though the cost of insurance does increase over time, the compounding mechanism outpaces the natural effect of inflation. It's never about how much you pay alone, but how much you grow – meaning the value you receive. Many financial influencers suggest by the time you get to your 60s and 70s your cost of insurance will diminish your cash value significantly, but this is just not true. The math doesn't support this statement.Inside of the MPI® system, the cost of insurance is built on a concept called Annual Renewable Term (ART). This type of insurance varies in cost every year according to your age. As you get older, the cost traditionally increases. Many people look at this as a drawback however MPI® provides a solution to this increase in cost of insurance. Through the exclusive RELOC™ feature of the MPI® system, you can earn an additional 2-4% interest on average. This additional Compound Interest can offset the increase in insurance cost while also increasing your Compound Interest potential. This feature can minimize the risk of insurance becoming too expensive as we get older.As an example, here is the projected cost of insurance for a 35-year-old, healthy male, contributing $500/month into the MPI® account until retirement and passing away at age 85. MPI® is a max-funded Option B contract, which means your MPI® plan will purchase the lowest amount of insurance required by the IRS tax code section 7702(a) to keep your costs as low as legally possible and still receive all the features and benefits available. The insurance amount in this example is around $213,000 for the $500/month contribution. Insurance contracts are proportional, meaning if this same person doubles their contribution, the required insurance also doubles ($1,000/month requires around $426,000 insurance). Half the contributions or $250/month would require half the life insurance or around $106,500). Age and health impact the amount of insurance required; furthermore, your ongoing health effects the performance of your MPI® Plan.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
Today's question comes from Josh in California:"Can You Do An Overview of the Benefits of My MPI® Plan?"I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
Today's question comes from Hattie from Arizona: "What is the Minimum Commitment to MPI® and What is The Most I Can Deposit Into MPI® Per Year? This is a common question I receive from clients. Unfortunately, there is also a lot of scarcity mindset in the world of personal finance, because people are taught to focus on the minimum instead of learning how to maximize their money. Compound Interest is money working for you by making more money from its own earnings; it is also the simplest way to create wealth. Changing the thought to,“ how much money can I deposit and get it working for me as soon as possible. This shift in mindset will give you a better chance for the retirement you have dreamed of instead of the least you can actually afford. In the MPI® system, there is a minimum commitment to start the plan and achieve full efficiency of your money. To determine your minimum commitment level, here are some examples:If you prefer monthly payments: multiply your Age by 8.Therefore, if you are 30 years old the result is: 30 x 8 = $240 per month minimum commitment.To make quarterly payments, multiply your Age by 24, which is 30 x 24 = $720 per quarterFor Bi-annual payments, multiply your Age by 48. Therefore, 30 x 48 = $1440 deposited every six months.Finally, if you want to make annual payments, multiply your Age by 96 or 30 x 96= $2880 per year.These amounts or more will produce the same compounding efficiency of your money. For children's policies the commitment can be as low as $75/mo. Those are the minimum commitments to begin your very own MPI® account. This minimum commitment for the first two years is critical, after which the policy becomes much more flexible. If you cannot commit to these amounts, then it is best to save until you can achieve the minimum commitment level.As for the maximum, a significant benefit of MPI® versus an IRA or 401k are the contribution limits. Upon qualifying for an MPI® plan, you have a maximum contribution level around 100% of your annual income. Therefore if you make $50,000 a year, your maximum annual contribution limit will be around $50,000. If you make $1,000,000 a year, your maximum contribution can be up to $1,000,000. MPI® is one of the few financial vehicles where you can contribute a large amount of post-tax money.Like a Roth IRA, you have tax-free distributions available – But unlike a Roth, they can be at any age, for any reason without penalty, restriction, or condition. This is important because it means MPI® is one of the only retirement vehicles that provide a path to early retirement if you have the discipline to save early to then generate a substantial tax-free retirement income.I hope this provided motivation and excitement that your dream retirement is yours when you commit and begin to think “how can I get the most money working for me.”Thank you for the great question! Save this email text and video, so the next time you hear someone get this wrong, you can help them understand what is right! Send any of your questions to Curtis@MyMPI.com.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://w
"What Happens To My Cash Value When I Die? Does My Cash Value Pay Back The RELOC™? This topic is one I hear often AND one that even financial professionals misunderstand – not to mention consumers that find it confusing, so I am glad to take a minute and explain how Cash Value works. In the MPI® plan, there are 3 buckets of money. Each one is both independent of the others and working together to provide you with your best future. Bucket #1 is your life insurance contract. This amount is a contractual guarantee with the life insurance company that when you pass, no matter your age, as long as your contract is current, your beneficiaries will receive that money; this is what makes it “permanent insurance." Bucket #2 is your cash value. This is the amount of money you have saved above the cost of insurance and other expenses plus all the Compound Interest it has earned over time. This money is your money and can be accessed during your lifetime at any time, for any reason, at any age without penalty. This is where your retirement is built. Bucket #3 is your RELOC™ value, or Retirement Equity Line of Credit, also known in the industry as an Index Loan. This is the amount of money that has been accessed through the MPI® system to increase your Compound Interest potential. This money is not your money but we use it to increase the growth potential inside your account. As the RELOC™ makes you net positive interest, it is added to Bucket #2 increasing the cash value bucket. When the RELOC™ doesn't earn at least 4%, the current rate of interest, money from the cash value bucket then transfers back to the RELOC™ bucket. For more information about how the RELOC™ works, Text RELOC to 30500 and I will send you another video explaining how it works. So what happens to these 3 buckets when you pass away? Bucket #1, your life insurance contract + Bucket #2, your current cash value, get added together forming what is known as DEATH BENEFIT. That is the amount paid to your designated beneficiaries. Bucket #3, which was never your money, is taken back by the insurance company. As you can see, the RELOC™ was never part of your death benefit. It was always independent of the cash value and life insurance contract and why it is NOT traditional debt or liability like most Lines of Credit. It truly is OPM (other people's money) working on your behalf - where you get to keep any net interest that then can accelerate your Compound Interest. Save this email text and video, so the next time you hear someone get this wrong, you can help them understand what is right! Send any of your questions to Curtis@MyMPI.com.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
What Maximum Premium Indexing Is? : https://youtu.be/eRIYXSggSiUI'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
Ask questions to the email: Curtis@mympi.comWatch These: Is Infinite Banking Worth It?
The Retirement Equity Line of Credit (RELOC™) is one of the most important features in a successful Retirement Plan. Without this feature, your retirement plan will most likely require you to downsize, unable to produce the full retirement income potential you desire.A RELOC™ is a collateralized line of credit from the insurance company at a contractual low interest rate. In other words, additional available capital at your disposal to use for any reason, at any time, without penalty or fees. More importantly, it can also be used to accelerate your Compound Interest potential.The theory of MPI® begins with the money concept of ALWAYS BE COMPOUNDING. The ability to produce Compound Interest not only on the money you save, but also on the money you spend. We all spend money on various expenses including our mortgage, recreation, food, etc. Once money is spent, it's gone, never to earn Compound Interest again. However, using the RELOC™ provides the opportunity to change how money is used so that your money can Always Be Compounding.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
Curtis Ray founded MPI® Unlimited and serves as President and CEO. In 2014, Curtis was introduced to the world of Financial Planning and Insurance through years of research, observing that the traditional investment strategies of the 401(k), IRA, Real Estate, and Insurance were not providing the retirement people hoped for or expected.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
MPI®, Maximum Premium Indexing®, is the first financial plan built opposite of the mainstream philosophy. MPI® also has 3 phases, but rather than all the focus on maximum-sized nest-egg, MPI® focuses on a mechanism that produces maximum distributions, or retirement income, from the nest-egg. The first phase of MPI® is Secure Accumulation. By focusing on security first, rather than risk-based Accumulation, a foundation for Compound Growth can be built. This Secure Phase can only produce around 6-8% return on average. But because risk of loss from the stock market is eliminated, it provides the opportunity of for the second phase of MPI®: the Acceleration Phase! This phase is achieved through a process of Secure leverage, using additional capital to enhance the growth potential inside the portfolio. The Acceleration Phase inside of MPI® can increase the growth potential from a modest 6-8% up to 15% as it matures over time. Curtis Ray founded MPI® Unlimited and serves as President and CEO. In 2014, Curtis was introduced to the world of Financial Planning and Insurance through years of research, observing that the traditional investment strategies of the 401(k), IRA, Real Estate, and Insurance were not providing the retirement people hoped for or expected.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
SURRENDER CHARGESWhen discussing an MPI® Cash Value Life Insurance plan, I frequently focus on its liquidity or lack of restrictions to access your money. Unlike a 401(k) or IRA, MPI® doesn't have an early withdraw penalty before age 59 ½, nor other limitations / requirements of those traditional plans. However, there is one caveat and that is the “Surrender Charge” or the penalty to cancel the your MPI® plan within the first 14 years.An MPI® contract is a life-long contract between you and the life insurance company. These contracts have many benefits and advantages that help protect and accelerate your Compound Interest, producing enhanced retirement income. However, to receive these benefits, it requires commitment.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
Text BOOK to 30500 to get your FREE copy of my book "The Lost Science of Compound Interest."I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
Curtis Ray explains how Whole Life / Bank On Yourself Policies actually work. Shows all the benefits and flaws that comes with it, along with comparing to other popular financial investing options. This video will break down with real number from historical data.Whole Life | Infinite Banking - relating to or denoting a life insurance policy that pays a specified amount only on the death of the person insured.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
What is MPI®?!This podcast explains how to eliminate market risk in investing. By focusing on security with your money. In the risk pyramid. We take position at the bottom of the pyramid where its the safest to invest. The next thing to focus after security, is GROWTH. Knowing we can never lose, but only GROW is key. And even though the GROWTH aren't large "WINS", they still outpaces any other retirement vehicle overtime, allowing compound interest take its course and succeed exponential growth in your money during your lifetime. Not only achieve maximum growth, but also safely withdrawal up to 15% instead of the 4%, that most financial advisors suggest. Almost 4X more income with the same account value. This video will explain why and how we do it all. If you have any questions, please feel free to contact us at anytime.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
In traditional leverage, you borrow money to invest to increase your NET returns. As long as the market is going up, and you are making more than what the money is costing, you have accelerated how much money you are making. This process compounds your money at a very rapid pace. Anyone who is a risk taker and wants to become rich, loves leverage! But what happens when the market crashes? Everyone thinks they can time leverage and get out early to avoid the risk, but 2008 clearly shows this is nearly impossible to do because, as investors, we just want one more win, one more deal, and then we will get out. --- Gamblers Mindset. So what is Secure Leverage? What if you could do the exact same process, borrow money from A+ financial institution at a low interest rate, supercharging your growth potential but without any risk of down markets? How often would you leverage if that were possible?This is the MPI® system! The first and only available financial plan that takes the concept of risk-taking leverage to supercharge your growth potential while balancing it with the importance of security. In the MPI® system that has no risk of any down markets, our historical returns have been right around 7% on average over the last 20 years, which is ok. But here is where the magic begins…I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
Curtis Ray explains how Whole Life / Bank On Yourself Policies actually work. Shows all the benefits and flaws that comes with it, along with comparing to other popular financial investing options. This podcast will break down with real number from historical data.Whole Life | Infinite Banking - relating to or denoting a life insurance policy that pays a specified amount only on the death of the person insured.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
What is the Triple Advantage of MPI® and how does it actually work? I get asked this question often along with how can MPI® eliminate market risk and still produce better Compound Results over everything else? It is actually quite simple and I'm going to explain it right now.In the world of investing, there is a theory called the RISK/RETURN PYRAMID… This pyramid explains the levels of risk in various Compound Accounts. Futures are on the top, real estate and mutual funds are in the middle, and FDIC insured accounts and insurance investments are on the bottom. So in order to eliminate market risk, you must invest in the BOTTOM of the pyramid, things that have guaranteed security.One of the Compound account that has built in security is called a Cash Value Life Insurance Contract. But there is 1 problem, Cash Value Life Insurance, such as Whole Life, typically compounds very slowly, almost making it not even worth it… So how is it possible to securely and aggressively COMPOUND MONEY!Inside of cash value life insurance, you money is typically in an account called THE GENERAL FUND, the life insurance company's bank account, which has earned profit around 4-6% every year for like 100 straight years. DISCLAIMER *General Fund Annual Growth May Vary From Insurance Carrier to Carrier. Great Depression, dotcom, 2008, the General Fund still was profitable. The General Fund is considered one of the safest assets in the world. (Show the risk pyramid again) So if your money can make around 4-6% each year, something really cool can happen! I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
I wanted to make this podcast on the comparison from a traditional investment vehicle and their fees over time like the 401k, vs an MPI® plan.As you hear the fees are fairly even in the first 5-10 years. Although after that a 401k plan skyrockets in fees. And gets out of control as time goes on.So which is better for financial planning focused on #retirement income? Let's let the numbers answer the question. Remember Compound Interest doesn't wait for no one. The sooner you start the sooner you can benefit.I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
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