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"Don't avoid looking at your money. Gamify it somehow to actually look at what's coming in and what's going out. Be a master of your money." —Laura RotterFeeling overwhelmed by bills, family demands, and the pressure to keep up? You're not alone—so many of us are hustling just to stay afloat, wondering if we'll ever feel secure or truly satisfied. What if there's a smarter, saner way to handle money and life, no matter where you're starting from?Laura spent nearly 30 years on Wall Street before realizing that chasing bigger paychecks and a bigger house wasn't the answer. Now, she guides women through real-life money challenges—like building an emergency fund, paying off debt, and setting boundaries with family—while helping them find confidence and clarity in their financial choices. Her practical tips and honest stories make money feel less scary and a lot more doable.Tune in for straight talk on saving, spending, tracking your cash, handling family expectations, and learning how to define “enough” for yourself. If you want real solutions and a fresh mindset about money, this episode is your new playbook.Connect with Heather: WebsiteFacebook InstagramLinkedInEpisode Highlights:01:11 Meet Laura: Childhood Lessons and Career Beginnings07:23 Wall Street: What It's Really Like? 12:13 Big Money, Big Problems16:11 The Turning Point: Time for a Change21:13 Downsizing and Redefining Success24:55 True Abundance: What It Means29:24 Money Mindsets34:04 Is It Too Late to Save? 38:24 Track Your Money: Tools41:35 Why Moms Spend Money on Their Kids, But Not Themselves44:53 Die with Zero
The oldest members of Gen X are facing retirement, and many are feeling unprepared. Traditional pensions disappeared just as Gen X entered the workforce. 401(k)s weren't mainstream until much later. And along the way, they endured the tech bubble, the Great Recession, and a pandemic. No wonder headlines call Gen X “the forgotten generation” and warn of a retirement crisis. In this episode, Jean sits down with author and Yahoo Finance senior columnist Kerry Hannon to talk about her new book with co-author Janna Herron, Retirement Bites: A Gen X Guide to Securing Your Financial Future. Together, they dive into why retirement feels so daunting for Gen X, what makes this generation uniquely scrappy, and how to turn worry into optimism. You'll learn: Why Gen X was dealt such a tough financial hand, and what you can do about it now How debt, student loans, and “lifestyle creep” factor into retirement readiness The HOVER method (Hope, Optimism, Value, Enthusiasm, Resilience) for building a positive money mindset Why downsizing isn't the only answer — and how continuing to work, re-skill, and find purpose can make retirement stronger If more financial confidence sounds good to you, then you might want to try… 4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money. 6-Week Pre-Retirement Program: We'll help you prepare financially and emotionally for this exciting milestone.
Jamie Kennedy's return to Undressed is like a double shot of espresso—smooth, bold, and a little wild. In this second part of our 100th episode, Jamie opens up about love, money, and the kind of bag that can make a grown man tear up. He paints a cinematic picture of gifting his “Audrey Hepburn” of a girlfriend a $4,000 Louis Vuitton from the Beverly Center—the shriek, the joy, the protective hook for the bag in her car—and then confesses he's eyeing a Birkin next (“thirty grand, chumps!”). It's the kind of moment that makes you laugh while tugging at your heart, especially as he reveals she didn't grow up with nice things and now cherishes every detail. From there, the convo swings from the surreal (Jamie's jaw dropping at a military parade featuring Kim Jong-un, Xi Jinping, and Putin) to the hilarious (banter about whether “the gays” would make jail “pretty” and Martha Stewart's jail doilies) to pure Hollywood gossip—like the shocker that Sabrina Carpenter's aunt is actually Bart Simpson (Nancy Cartwright!) and the low-key fortune Jennifer Tilly made off The Simpsons. But the real pulse of this episode beats in Jamie's vulnerability. He opens up about losing both parents, downsizing his life pre-COVID, Alyssa moving in, their pandemic ping-pong and naked sunbathing, and his current crossroads: rebuying his old Los Feliz home or starting fresh in Beverly Hills, Vegas, or even New Orleans. It's a midlife-meets-career confession that feels both raw and refreshingly unfiltered. Then comes the mystical twist. During his live coffee reading, a heart literally forms at the bottom of his cup—Pol' and Patrik see it too—and the energy in the studio shifts. The reading nudges Jamie toward love, partnership, and maybe even fatherhood (“Alyssa would be such a good mom”), as he wrestles with whether to finally “put a ring on it.” It's intimate, disarming, and strangely prophetic. Of course, the episode isn't all tears. Jamie dives headfirst into Runway Rundown, roasting and raving over Sophie Turner's sultry “I'm single” lace look, Chloe Sevigny's “Halloween Horror Nights” couture disaster, Austin Butler's 1975 porn-leather misstep, and even his own past fashion crimes (a black mesh headbanded ensemble he swears was for Kicking It Old School, but the hosts say screams “Motherlode at 3 a.m.”). The mix of self-deprecation and bold honesty is pure Jamie. By the end, you've laughed at Missy Elliott booting him out of a Phantom, gasped at the Seminole Hard Rock “death suite” he unknowingly slept in, and leaned forward as he weighs buying Raven-Symoné's Porsche. It's the ultimate Jamie Kennedy blend—Hollywood chaos, heartfelt confessions, and a coffee reading that feels like a cosmic mic drop. This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or the Hurrdat Media YouTube channel!
Today we realized Philly took another championship! This is one that was not on our radar. The Bad Bunny blowback continues, after he was announced as this year's Super Bowl Halftime performer. Our favorite lawman, Sheriff Grady Judd is back! Starbucks is shuttering hundreds of stores, and we hit the phones to hear what disposable items you actually love to reuse! See omnystudio.com/listener for privacy information.
I'm moments away from buying katanas onlinePodcast art by Joey Rizk
Have you ever wondered why downsizing has become such a big part of our lives? Join me as we explore the history of downsizing, from multi-generational homes to the rise of consumerism, to understand its impact on us today. Stay until the end so you can take the next forward step towards your downsizing journey. If you've been thinking about downsizing, decluttering, or creating a simpler home, this episode will encourage you to start small and take your next step with confidence. ✨[
Downsizing? Right-sizing? Whatever the move, benefit from the wisdom of Moneytracker Don Grant on Steve and Ted in the Morning.
Downsizing is one of the most significant lifestyle decisions Australians make in later life – and one with far-reaching impacts for individuals, families, and the housing market. So what are these impacts and what could happen to our housing market if people don't begin to downsize?See omnystudio.com/listener for privacy information.
Is Florida really the best place to retire—or is there more to the story? This episode with Jackie Campbell explores why cities like Tampa top the retirement charts, how to stress-test your financial plan, and the secrets behind the great wealth transfer. Plus, hear what Hall & Oates can teach us about knowing when it’s time to move on. Discover practical tips for downsizing, legacy planning, and making your future bigger than your past. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.
I'm the hashira of heavy breathingPodcast art by Joey Rizk
In this heartfelt conversation, host Joe Adams sits down with long-time friend Troy Hagan to dive into unforgettable travel adventures, lessons from both toxic and healthy relationships, and the pursuit of balance in life and work. From Troy's dynamic career in real estate and as a PGA Tour cameraman, to Joe's relentless mission of building a legacy of impact, this episode is full of raw, unfiltered wisdom and inspiration.
The upcoming bad economy predicts a lot of companies are and will be downsizing. This on top of already DOGE cuts to the federal government. This makes for a very competitive job market. Russell Craigwell Consulting Owners, Latisha B. Russell and Nneka Craigwell join us once again.This time, they will discuss updates vs outdated resume formatting, interviewing techniques and how to relate transferrable skills from one job to another job type or career field.Support the showyoutube.com/thetruthnochaserthtruthnochaser.comhttps://www.instagram.com/truth_no_chaser/
I'm just over here pensively watering my rock, thrivingPodcast art by Joey Rizk
Mind Pump Fit Tip: Do ONLY These 8 Lifts to Achieve an Amazing Body. (1:49) Probiotics are the best fat burners! (22:29) Adam's evolution with his diet & exercise. (27:44) Functional Justin. (34:12) The Botox stack. (37:37) Due process. (39:22) You can totally manufacture popularity. (46:14) The curse of fame. (48:12) Downsizing to live near family. (50:50) Going down the 3rd rail with Justin: The Secret Pyramid of Alaska. (56:40) #ListenerLive question #1 – If you are working with a sports team only two days a week in the gym, as that is the only time we have due to the team schedule, what would your focus be on? (1:00:47) #ListenerLive question #2 – I don't feel like my physique is changing for the better at all, although my weight remains stable, and I find myself still struggling to want to eat more. What should I be doing? (1:10:42) #ListenerLive question #3 – Given my current stats and goals, how do I move forward without backsliding into old patterns? Is it unreasonable to expect strength and muscle gain without fat gain alongside it? (1:19:18) #ListenerLive question #4 – How do I fight the atrophy in my injured leg, while it's stuck in a walking boot? (1:31:38) Related Links/Products Mentioned Ask a question to Mind Pump, live! Email: live@mindpumpmedia.com Visit Seed for an exclusive offer for Mind Pump listeners! **Promo code 25MINDPUMP at checkout for 25% off your first month's supply of Seed's DS-01® Daily Synbiotic** Visit Luminose by Entera for an exclusive offer for Mind Pump listeners! ** Promo code MPM at checkout for 10% off their order or 10% off their first month of a subscribe-and-save. ** Muscle Mommy Movement Quiz Mind Pump #2135: Barbell Squat Masterclass Mind Pump #2122: Deadlift Masterclass Mind Pump #2357: The 7 Overhead Presses Everyone Should Be Doing Strengthen Lateral Movement with a Lateral Sled Pull Add Windmills to Your Workout to Increase Your Deadlift Strength – Mind Pump TV Shrink Your Waist With The PERFECT Sit-UP (SIX PACK ABS!) Use of probiotics in preventing and treating excess weight and obesity. A systematic review The U.S. blew up a drug boat in international waters. What is the David Goggins deadbeat dad controversy? Why the Super Millionaire CEO of Zappos Lives in a $950-a-Month Trailer Home The Great Underground Pyramid Of Alaska Visit Hiya for an exclusive offer for Mind Pump listeners! ** Receive 50% off your first order ** Mind Pump #2320: Throw Away the Scale! Mind Pump #2555: The Muscle-Building Secrets of Unilateral Training Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned David Goggins (@davidgoggins) Instagram Mike Boyle (@mbsc_online) Instagram
On this episode of Post In Black, we talk to film and television editor Angela Latimer. Angela's career began as an assistant editor, where she worked on films and series like The Old Guard, Downsizing and Drop Dead Diva, to name a few. More recently, she has been an editor on some of television's most talked-about series, including Forever, Grown-ish, Bel-Air, Hush and First Kill.Having always wanted to get into the entertainment industry but not necessarily knowing how, she shares how editing first started off for her as a side hustle. We also get into how moving to LA and getting a Master of Fine Arts in Editing from the American Film Institute was a culture shock that proved to be a pivotal power move that enhanced her approach to editing.Angela lauds the power of thinking outside the box and how it's propelled her craft. She also shares priceless insights from her unique perspective as an editor in the film and television space.
Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Downsizing in retirement seems like a no-brainer, but it's not that simple. In this episode, Phil tests some of the most common beliefs about downsizing and whether they really hold up. Is moving to a smaller home always cheaper? Does it automatically lower your taxes? Will it actually simplify your life, or just trade one set of challenges for another? Here's some of what we discuss in this episode:
A wedding and a concert in one week like I'm in a damn wedding bandPodcast art by Joey Rizk
The Bodybuilding-friendly HRT Clinic - Get professional medical guidance on peptides AND optimizing your health as a man or bodybuilder: [ Pharma Test, IGF1, Tesamorelin, Glutathione, BPC, Semaglutide, Var troche, etc]http://www.transcendcompany.com/nylenaygaRP Hypertrophy Training App: rpstrength.com/nylePlease share this episode if you liked it. To support the podcast, the best cost-free way is to subscribe and please rate the podcast 5* wherever you find your podcasts. Thanks for watching.To be part of any Q&A, follow trensparentpodcast or nylenayga on instagram and watch for Q&A prompts on the story https://www.instagram.com/trensparentpodcast/Huge Supplements (Protein, Pre, Defend Cycle Support, Utilize GDA, Vital, Astragalus, Citrus Bergamot): https://www.hugesupplements.com/discount/NYLESupport code 'NYLE' 10% off - proceeds go towards upgrading content productionYoungLA Clothes: https://www.youngla.com/discount/nyleCode ‘NYLE' to support the podcastLet's chat about the Podcast:Instagram: https://www.instagram.com/trensparentpodcast/TikTok: https://www.tiktok.com/@transparentpodcastPersonalized Bodybuilding Program: https://www.nylenaygafitness.comTimestamps:00:00:00 Intro00:02:08 Coaching Men vs Women & Hormone Challenges00:06:55 Discovering Bodybuilding & Early Training Mistakes00:11:26 First Competition & Prep Lessons00:15:39 Diuretics vs Natural Peaking00:21:17 Athlete Examples & Conditioning Standards00:25:37 Precision in Bodybuilding & Coaching Start00:31:50 Success with Physique Athlete & Olympia Journey00:36:00 Meeting & Working with Terrence Ruffin00:44:13 Fullness, Dryness & Peaking Challenges00:49:32 Coach–Athlete Learning Curve & Comparisons00:55:49 Classic Physique: Shape vs Conditioning01:02:42 Defining a Good Coach & Athlete Safety01:08:48 Health Supplements & Blood Work Frequency01:15:10 Downsizing for Classic Physique & Compound Choices01:22:12 Individual Reactions & Instagram Misinformation01:26:56 Food Intolerances & Insulin Sensitivity Tips01:33:55 Blood Pressure & Root Problem Fixes01:34:54 Off-Season Training Focus & Nutrition01:39:48 Intensifiers01:44:36 Coaching Anxiety & Life Perspective Shifts01:51:29 Olympia Wins & Chasing Coaching Legends01:55:25 Tips for Young Self & Helping Athletes02:05:05 Tren in Men's Physique & Side Effect Management02:17:53 Hyacine's Proudest Moment02:20:59 Superior Genetics?02:22:34 Clen Use & Side Effects02:33:52 Dubai Bodybuilding Scene & Gyms02:37:34 Dubai Lifestyle & Safety02:42:12 Advice for New Coaches & Mentorship02:46:50 Final Message & Podcast Wrap-Up
This week we hear from America’s Wealth Coach and bestselling author Pete D’Arruda. He’s got taxes on his mind. Joe Murphy has insites from this week in the market. Greg Berrian tackles Medicare and standard health care and helps us navigate through them. Kevin Brucher introduces us to a site called charity navigator and how you can use it to make sure your money is going to the best charity for you. A new Brokers Behaving Badly that we call from Texas Dudes to Texas Toast. To learn more visit Financial Pizza. For information on creating your own podcast visit Broadcasting Experts.See omnystudio.com/listener for privacy information.
…And, How Fear, Downsizing, and Social Media Fuel ViolenceAmerica is in an anxiety spiral — and it's hitting us everywhere. Corporate America runs on fear of downsizing, parents feel crushed trying to provide, and our kids are overwhelmed by social media pressure. This week on Over Fifty Starting Over, we connect the dots: from anxious boardrooms to rising gun violence, why fear is becoming the new American currency.
Expert Tips On Downsizing With Less Stress -Real Estate, Financing, Moving & More by Jo Garner
How do you take control of your aging journey—before a crisis forces your hand? In this episode of the Act Three Podcast, I sit down with Allison O'Shea, founder of Openly Aging and author of Openly Aging: The Four Pillars to Keep Control. With over 20 years of experience as an executive director in senior living, Allison has seen firsthand the difference between families who plan ahead and those who wait until it's too late. Together, we explore Allison's Four Pillars of Aging Well: Support Systems – building the right mix of family, friends, and professionals Living Environment – choosing a home or community that supports independence Social Connection – understanding your recreation style and designing connection that fits you Supportive Services & Finances – knowing what services cost, what insurance covers, and planning before you need them This conversation is for anyone thinking about their own independence as they age—or supporting parents who are navigating these decisions. ✨ Watch now to learn how to replace fear with confidence and create an intentional plan for your future. Chapters 00:00 – Welcome to Act Three Podcast 01:05 – Introducing Allison O'Shea & Openly Aging 02:15 – Why planning ahead matters more than you think 04:50 – Pillar 1: Building the right support system 09:30 – Professional support options (care managers, nurse advocates) 11:20 – Pillar 2: Choosing the right living environment 1 3:40 – Downsizing, 55+ communities & “Golden Girls” housing 16:00 – Pillar 3: Social connection and recreation styles 1 8:45 – Purposeful vs social recreation (and why it matters for aging well) 20:10 – Pillar 4: Supportive services & finances 22:30 – Triggers that signal it's time for change (driving, finances, health) 24:20 – When should these conversations start? 25:45 – How Allison works with individuals and families 27:30 – Aging without shame: reframing independence and control 29:15 – TikTok, education, and shifting the culture of aging 30:20 – Final thoughts & how to connect with Allison
Are you worried you won't be able to retire at sixty-five? Feeling financially limited in your fifties and need a retirement plan so you can finally stop working? Well, we made this episode of the BiggerPockets Money podcast just for you. Today, Mindy and Scott are joined by experts Jackie Cummings Koski and Bill Yount from Catching Up to FI to teach you how to retire on time at age sixty-five (or even retire early!) if you're starting from zero with no money to your name. We spell out exactly what we would do to go from a zero-dollar net worth to a million dollars in retirement! This is a step-by-step plan that anyone who wants to retire on time can follow, focusing specifically on Barb - a recently divorced stay-at-home mom reentering the workforce with a zero-dollar net worth. Her situation represents millions of people who find themselves starting over financially in their fifties, whether due to divorce, job loss, or simply never having started saving for retirement. This Episode Covers: How to maximize earning potential when reentering the workforce after years away Emergency fund strategies when you're starting from scratch (and why it's different in your 50s) The exact investment prioritization order for late-starter retirement savers How to catch up on retirement savings using IRS catch-up contribution rules Debt elimination strategies that won't derail your retirement timeline Creative ways to reduce expenses without sacrificing quality of life The psychology of starting over financially and maintaining motivation And SO much more! 00:00 Introduction: Overcoming Financial Challenges at 50 05:44 Understanding the Emotional and Financial Starting Point 12:33 Setting Clear Financial Goals 14:33 Tracking and Measuring Finances 18:29 The Math Behind Early Retirement 20:03 Building the First $25,000 25:34 Side Hustles and Income Strategies 31:54 Downsizing and Financial Adjustments 39:02 House Hacking Strategy 50:17 Investment Strategies for Late Starters 01:04:11 Connect with Jackie & Bill Learn more about your ad choices. Visit megaphone.fm/adchoices
MaryEllen Lundy has thought of everything, it seems, with An Eco-Organized Approach downsizing! It's inspiring to hear her talk about how circular her system is, from cleaning out to rehoming belongings, and everything in between. She shares a few stories that show just how much thought and care goes into her projects, which makes sense, considering she is entering someone's home and personal space, and helping them let go of things they've held tight to- it takes a very special personality to handle the deep emotional ties that some folks have to their belongings (I'm one of those people - things hold memories for me because my brain doesn't recall well without help), and gently assisting with the removal, or cleanout. MaryEllen has already put a ton of thought into a project before removing anything from the home, like what types of items can be fixed up. or repurposed, donated to a school, community program or a retirement home, or as an absolute last option is landfill. She works so hard to not have landfill be that optionWhen I asked MaryEllen about a message she hopes you'll remember, she said this: "Did you know every item in your home, in your life really…has its own lifetime? Its own beginning, middle, and - thanks to an Eco Organized Approach, end."You can find all things MaryEllen and An Eco-Organized Approach here: https://anecoorganizedapproach.com/She's on Instagram here: https://www.instagram.com/anecoorganizedapproach/And on Facebook here: https://www.facebook.com/AnEcoOrganizedApproachSend me a message!Support the showPlease follow Grounded In Maine podcast on Instagram here YouTube channel link is here You can DM me there or email me at amysgardenjam@gmail.com Website for Amy's Garden Jam is https://amysgardenjam.com/ (podcast has its own tab on this site!) Amy's email newsletter: https://amy-fagan.kit.com/499688fe6a How Do I Get There From Here by Jane Bolduc - listen to more at https://www.janebolduc.com/Podcast cover by Becca Kofron- follow here on Instagram here https://www.instagram.com/cute_but_loud/ and check out her awesome art projects. Grounded in Maine Podcast is hosted by Buzzsprout, the easiest podcast hosting platform with the best customer service! Learn more at https://www.buzzsprout.com/?referrer_id=1851361 You can support this podcast one time (or many) with the Buy me a coffee/Hot Chocolate link here: https://www.buymeacoffee.com/groundedinmaine Grounded in Maine Podcast is sponsored by ESG Review. Learn more about the good they're doing at https://esgreview.net/
In this conversation, Nathan Fort explores the evolving landscape of retirement planning, questioning traditional financial advice in light of modern economic realities. Nathan discusses the implications of mortgage management, the pros and cons of downsizing, the impact of inflation on retirement income, and the importance of having a clear financial strategy. Through various scenarios, he emphasizes the need for personalized planning to ensure financial security and confidence in retirement. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.
Downsizing sounds like a simple way to save money—sell the big house, pocket the cash, live leaner. But real life isn't that tidy. In this week's episode, Pete, Damian, and Kristen unpack the hidden math, emotional pull, and lifestyle trade-offs behind the “should we move?” question. From rising taxes and leaky roofs to property tax freezes and priceless neighborhood ties, we dig into when staying put might secretly be the better deal—and when it's time to pack the boxes. Plus, we explore creative options for making your home (or your housing budget) work harder without automatically going smaller. Whether you're a retiree with an empty nest or just wondering if your house fits your future, this conversation will help you decide what's truly right for your wallet and your well-being.
In this episode of Fintech Chatter, Dexter Cousins speaks with Mark Macduffie of Downsizer about the pressing issue of housing affordability in Australia. They discuss the challenges faced by the downsizer segment, the innovative solutions being implemented in the FinTech space, and the importance of collaboration within the industry to address these challenges. Downsizer helps baby boomers find properties with zero cash deposit.There are 1.9 million homeowners in Australia looking to downsize.Downsizer has sold $168 million of property off the plan to downsizers.The 'bank of mum and dad' is becoming a common transaction method.Future plans include launching in the UK and expanding their white label technology offerings.Find out more https://Downsizer.com.auSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Most people want to stay in their homes for as long as possible as they get older. But if you do decide it's time to downsize, where do you begin? In a special "Aging Matters on Colorado Matters," we ask what to consider when selling your home and how to start getting rid of decades and decades of stuff. Then, a neighborhood health fair at a time when it's needed the most. Also, "An Open Door" is a new documentary about CSU's Temple Grandin, a legend in animal science and autism advocacy. Plus, the return of an immersive theater experience.
Send us a textGet your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today!
In this educational session, Adam from National Comfort Institute (NCI) delivers a comprehensive deep dive into Fan Law 2 and its practical applications for residential HVAC systems at the 6th Annual HVACR Training Symposium. Adam begins by establishing the fundamental concepts of CFM (cubic feet per minute) and static pressure, explaining how these measurements relate to system performance. He shares a humbling personal story about learning to measure gas pressure from a homeowner, emphasizing that even experienced technicians can benefit from understanding basic measurement principles. The presentation focuses heavily on Fan Law 2, which allows technicians to predict how changes in airflow will affect static pressure in a non-proportional relationship - a critical concept for equipment sizing and replacement decisions. The core of the presentation revolves around practical applications of Fan Law 2 in real-world scenarios. Adam demonstrates how to calculate pressure drops across filters, evaporator coils, and entire duct systems when airflow changes occur. He emphasizes that static pressure increases exponentially when airflow increases, which explains why oversized systems often perform poorly. Through detailed examples using actual field measurements, he shows how a 16% increase in airflow can result in a 33% increase in static pressure, highlighting the importance of proper system sizing. Perhaps most importantly, Adam presents a systematic approach to equipment selection that goes beyond simply matching tonnage. He demonstrates how contractors can "back into" total external static pressure calculations by carefully selecting low-pressure-drop components like evaporator coils and filters. This methodology allows technicians to predict system performance before installation, preventing the common scenario where new equipment sounds "like a rocket ship" due to excessive static pressure. The presentation concludes with a compelling comparison showing how proper component selection can reduce system static pressure from over 1.0 inches to 0.64 inches while maintaining the same capacity and airflow. Topics Covered Static Pressure Fundamentals Definition and measurement using manometers Inches of water column explained Relationship between static pressure and system performance Fan Law 2 Mathematics Breaking down the intimidating formula into simple terms Step-by-step calculation examples Common mistakes when squaring numbers in calculations Practical Applications Filter pressure drop calculations at different airflows Evaporator coil pressure drop analysis Total External Static Pressure (TESP) predictions Duct system pressure calculations Equipment Selection Strategy How to select evaporator coils based on pressure drop ratings Filter sizing for optimal pressure drop Using manufacturer data sheets effectively AHRI matchup considerations beyond just capacity Real-World Problem Solving Preventing "rocket ship" installations Retrofitting existing systems with proper calculations Downsizing benefits for static pressure reduction System commissioning and performance verification Professional Development Moving beyond equipment replacement guesswork Using measurement tools like True Flow Grid Understanding manufacturer specifications Elevating installation quality through proper system design Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Agenda: 00:00 – The Worst IPO Mis-Pricing Ever: What Really Happened at Figma 02:30 – Fidelity vs Founders: How Important is Fidelity When Going Public 07:00 – Why Founders Secretly Want a Pop, Even If It Makes Them Look Stupid 10:15 – The Truth Behind the $3B Figma "Left on the Table" 14:00 – Direct Listings vs IPOs: Should Figma Have Gone Direct 23:00 – CEO Compensation is Broken, Brian Halligan Doesn't Hold Back 29:00 – The New Normal: Growth Rounds with Elon-Style Moonshot Packages 33:00 – Is Canva Next? Why Founders Should "Run, Forrest, Run" to the NASDAQ 36:00 – The Case for Going Public: VCs Are a Bigger Pain Than Public Markets 44:00 – Can AI Even Work for SMBs? Why No One's Cracked the Code (Yet) 51:00 – Meta's Monster Quarter: Growth, Cash Burn, and the Real AI Strategy 56:00 – CEO of the Year? Why Jensen Huang Leaves Zuck & Satya in the Dust 1:00:00 – Cognition's $15B Deal & Mass Layoffs: The Most Savage M&A Move of 2025 1:07:00 – Ramp's $22B Raise: Genius Move or Suicide Round? 1:09:00 – CRV Shrinks, Benchmark's Bet, and the Future of Venture Strategy
Join our FREE Webinar to avoid the main 3 things people get wrong about retirement https://bit.ly/44Xc398 Downsizing in retirement sounds freeing, but for us, it nearly tore everything apart. In this powerful episode, we share the emotional journey of merging households, sorting through decades of memories, and figuring out what to keep and what to let go. From overflowing storage units to six kids' worth of memorabilia, we walk through the deeper emotional weight of clutter, identity, and letting go of your past life so you can build one that fits your future. If you're considering downsizing or moving in retirement, this episode will help you avoid common mistakes, navigate relationship stress, and rethink what your next chapter should actually look like. Whether you're a minimalist or a sentimental keeper, this is an honest look at how to right-size your life and create a home that truly supports your joy, purpose, and relationship. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are the copyright and owned by ©Retirement Transformed and cannot be used without permission.
One week from now, we'll be living in Spain. WHAT?!In this episode, Chris and I sit down for a raw, unfiltered chat about what it's really like to be one week out from a big international move—while juggling work, a toddler, and two cats. We talk about: ✔️ The wild decision to move up our timeline- giving us only 6 weeks to get it all done ✔️ Downsizing the apartment we've called home for 5 years ✔️ Shipping our stuff from Georgia to Spain (and the surprises we ran into) ✔️ Moving with our cat Mordie, and the frustration of trying to get our old medically-challenged cat Yasmina out of Georgia ✔️ Saying goodbye to our daughter's beloved nanny ✔️ The chaos of Spanish digital nomad visa paperwork—while living abroad ✔️ Why getting an Australian marriage certificate from Georgia nearly broke us If you've ever wondered what the FINAL WEEK before an international move really looks like—the emotions, the stress, the excitement—this is the episode for you.Tune in now for the messy, honest truth about moving abroad (with a toddler, cats, and a million loose ends).Want to explore our Freedom Life Programs?Hop on a call with Katti No matter when you're ready to start, we'll help you find the right fit. → Follow Move Abroad Coach on Instagram→ Follow Move Abroad Coach on FacebookLove this Episode? What to Listen to Next:#119 Valencia, Málaga, or Chania? We Made Our Choice (and We're Spilling Everything)#115 From Quarantine to Cargo: What Actually Happens When Your Pet Moves Abroad — Expert Advice from Giulia Gebhardt#108 My Move Abroad Timeline Was a Total Mess—Here's How I Untangled It#105 Before We Move Abroad, We Need a Scouting Trip—Here's How We're Planning It (ft. My Husband Chris)
Before downsizing in retirement, be sure to evaluate seven critical financial factors—-including housing costs, estate and inheritance taxes, Social Security taxation, and more. Today's Stocks & Topics: TECK - Teck Resources Ltd. Cl B, Market Wrap, Seven Financial Considerations When Downsizing for Retirement, LULU - Lululemon athletica inc., TGS - Transportadora de Gas del Sur S.A. ADR, Small Caps vs. Large Caps, PZZA - Papa John's International Inc., EU Deal.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands
Four people have been killed in a shooting in New York City, including an NYPD officer. Pressure is mounting on Israel as children die from hunger in Gaza. As part of the US deals with extreme heat, another is experiencing a rare and violent line of storms. Lawmakers are praising President Donald Trump for his latest comments on Russia. Plus, some bad news for Spirit Airlines pilots. Learn more about your ad choices. Visit podcastchoices.com/adchoices
THE GOOD DEATH VIRTUAL BOOK TOUR: Suzanne B. O'Brien RN in Conversation with Reena Lazar. Imagine finding unexpected peace in facing mortality—and letting that awareness transform the way you live right now. In this episode, Reena shares her remarkable journey from surviving a life-changing car accident at sixteen to becoming a pioneer in end-of-life education and co-founding Willow with Michelle Pante, a groundbreaking platform reshaping how we talk about and prepare for death. Together, they champion a pay-what-you-feel approach to workshops that empower people to plan ahead, downsize, and leave behind a final legacy of love and ease for those they cherish. Reena's experiences, including her eye-opening peace work in Israel and Palestine, reveal how compassion, courage, and community can help us dismantle fear and embrace life with radical gratitude. This conversation invites you to discover how facing death can awaken you to what really matters—connection, forgiveness, and living with purpose before your time is up. (00:02) Exploring End-of-Life Education and Awareness (08:49) Navigating End-of-Life Planning and Downsizing (19:49) Fostering Compassion Through Connection (27:17) Embracing Life Through End-of-Life Work Register to join us for FREE: THE GOOD DEATH BOOK CLUB EXPERIENCE: 12 MONTH FREE DEATH AND DYING COURSE Or visit our website here! GET THE GOOD DEATH BOOK Here Meet our guest: Reena Lazar Owner and Managing Director, Willow EOL Education & Planning Website: www.willoweol.com LinkedIn: Willow End of Life Education and Planning Facebook Group: willoweol Instagram: @willoweol YouTube: WillowEoL Please Share! Know someone who is a caregiver, healthcare worker, or spiritual seeker? Share this episode and invite them to join this sacred and supportive experience. Listen & Subscribe: Available on Apple Podcasts • Spotify • Google Podcasts • YouTube JOIN MY FREE TRAINING AND MEMBERSHIP SITE This is a community-supported group hosted by Suzanne B. O'Brien RN, founder of the International Doulagivers Institute for training those who want to be professional End of Life Doulas, Doulagiver Practitioners and for anyone wanting more EOL education Join Here: 4491664174178077 ⚑ SUBSCRIBE TO MY CHANNEL ⚑ If you want to do great things you need to have a great environment. Create the life you want by surrounding yourself with positivity and watching daily. Click here to subscribe! ツ CONNECT WITH ME ツ Leave a comment on this video and it'll get a response. Or you can connect with me on different social platforms too: Instagram Facebook TikTok Website Podcast #deathdoula #deathdoultraining #dyingwell #death #life #deatheducation #doulagivers #hospice #hospicecare #hospicenurse #deathdoula #soulmidwife #deathmidwife #endoflifeplanning #healthcareproxy #funerals #fearofdeath #endoflifedoula #thegooddeath #hospice #grief #deathawareness #birth #endoflife #deathpositivity #consciousdying #dying #advanceplanning #deathpositive #gooddeath #consciousliving #endoflifedirective #palliativecare #advancedirective #livefully #suzannebobrien. #lifecafe #consciousness #awarenes
Executives Are Losing LeverageHire Yourself Podcast with Pete GilfillanFor decades, senior-level executives were in the driver's seat—commanding top salaries, negotiating favorable terms, and enjoying long-term security. But the tide has turned. The rise of AI, automation, organizational flattening, and shifting corporate priorities have dramatically changed the game. In today's episode, Pete Gilfillan breaks down the seven major forces eroding executive leverage and why even high performers are now finding themselves pushed out or replaced.Whether you're still climbing the corporate ladder or already feeling the pressure, Pete shares what you must do now to stay in control of your career—and your income. If you're a senior executive, this is the wake-up call you can't afford to miss.In this episode, Pete discusses:AI and Automation Are Replacing Leadership TasksCompanies are using AI to automate decision-making, reporting, and forecasting—functions once handled by high-level executives.The Rise of Fractional and Interim ExecutivesBusinesses no longer need full-time leadership for every role. Fractional execs are in—and long-term contracts are out.Corporate Restructuring Targets High SalariesIn cost-cutting initiatives, executives are often the first to go. Downsizing and flattening organizations hit upper management hardest.Younger, Tech-First Leaders Are In DemandBoards and CEOs are replacing traditional leaders with more agile, tech-savvy talent who understand the digital age and adapt fast.Key Takeaways:Executive job security is fading fast.Even senior roles are being restructured or eliminated.Your leverage as a leader isn't what it used to be.AI, cost pressures, and corporate shifts have changed the game.Franchise ownership can offer income diversification.Start part-time or prepare your exit plan before you're forced out.Now's the time to take back control.Don't wait for a severance package—build your safety net now.“The leverage executives once had is gone. Build your own path—before someone else takes it from you.” — Pete GilfillanCONNECT WITH PETE GILFILLAN:
For many older people, moving out of the family home and downsizing - either to a smaller home or to a retirement village - is an overwhelming task. A lifetime of accumulated possessions - some precious, some not - but all needing sorting and most needing a new home. It can be a painful and emotional process, says Judy Thorpe, who founded Taskmasters in Wellington, and whose team around the North Island have helped thousands of older people downsize. She shares her advice.
So the story goes, you buy inside the 'zone' of a top public school and your property purchase can only be a winner. Well actually... the numbers don't really say that: In fact, as an investor you may do better somewhere else! Eliza Owen, head of research at Cotality Australia, joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Are public school zones hot property or not? School fees versus property price premiums Underquoting is back with a vengeance Downsizing into apartments See omnystudio.com/listener for privacy information.
Since January, the Trump administration has moved aggressively to cut the size of the federal workforce. After months of changes and constant fear of potential job loss as layoffs loom, many federal workers found themselves struggling with high levels of anxiety or seeking therapy and medication for the first time in their lives. Some experienced chronic insomnia, depression, aggressive outbursts, isolation and even self harming thoughts Federal News Networks Anastasia Obis is here to break down new findings from an exclusive Federal News Network survey on mental health impacts.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Michelle Van Loon was "getting around," doing drugs and acting 'a fool as a Jewish teenager but when a friend introduced and evangelized her to Jesus (may or may not have been over some weed), her life has never been the same. Michelle, author of numerous books, recently wrote "Downsizing: Letting Go of Evangelicalism's Nonessentials," and joins Joey to discuss the contents. Could "downsizing" be the only hope for unity in the church? Among the many topics discussed, the two talk whether "spiritual authority" has to go, what makes a pastor a pastor, Joey's former zeal for Mark Driscoll, how the church has made an idol of the nuclear family, and the silly notion that deconstruction is usually a bad thing. Synopsis of book: Michelle Van Loon came to faith in Jesus as a Jewish teenager and embraced the first Christian community she found: evangelicals. Over the next fifty years, she enthusiastically worshiped and worked in a wide variety of evangelical groups. Looking back on those experiences today, Van Loon treasures the things that truly deepened her faith. At the same time, she laments the accumulation of baggage—religious ideas and practices that were unhelpful at best, and harmful at worst. Unlike many who have given up on evangelicalism altogether, Van Loon is committed to saving what's worthwhile in the evangelical faith tradition, and she invites others to join her. Simultaneously critical and hopeful, Downsizing encourages readers to reflect on their own experience with evangelicalism, evaluate the movement's legacy, and participate in shaping its future.Michelle Van Loon / Instagram / Website E-mail Joey here. Support Joey's work by Being a Patron / (Venmo) Theme Song by Stoy Prioleau (aka: Riggy Roc): Apple Music
In this episode of Innovation and the Digital Enterprise, Patrick and Shelli chat with Steve Gall, CTO of M1 Finance, a personal finance platform. Steve talks about his journey helping scale M1 from a few engineers to a platform managing over $10 billion in client assets. Steve shares insights about the ways that he and M1 have managed risk, navigated compliance in this highly regulated industry, and deftly adjusted technical strategies during rapid growth.Steve highlights a commitment to centering the user, providing a safe, stable, trustworthy experience even in the midst of a shifting fintech landscape, and while his company was quickly scaling. He shares the challenges, the opportunities, and the strategies involved in growing the M1, stressing the importance of resilience, empathy, and adaptability in leadership. The conversation closes with a chat about Steve's passion for pinball and a great list of his recommended reads for CTOs.(00:00) Welcome Steve Gall, CTO of M1 Finance(01:32) Steve's Background and Role at M1 Finance(04:26) Childhood Investment Interests(07:23) The Concept Behind M1 Finance(13:16) Regulatory Challenges and Growth(16:33) Transition to Self-Clearing Broker Dealer(20:33) Achieving Hockey Stick Growth(23:09) Navigating Organizational Challenges(25:24) Scaling and Downsizing(28:03) Handling Workforce Reductions with Empathy(31:53) Pinball, Personal Insights and Recommended Reads(38:08) Closing ThoughtsSteve Gall is the Chief Technology Officer at M1 Finance. He serves on the board at B2 Bank and is involved with P33 Chicago. Past roles include Technical Architect at Avionos LLC, and Senior Associate at Acquity Group (part of Accenture Interactive). He started his career at Alcon Labs after earning a Bachelors in Computer Science at Purdue University.If you'd like to receive new episodes as they're published, please subscribe to Innovation and the Digital Enterprise in Apple Podcasts, Spotify, or wherever you get your podcasts. If you enjoyed this episode, please consider leaving a review in Apple Podcasts. It really helps others find the show.Podcast episode production by Dante32.
Do you own your stuff or does your stuff own you? Decluttering expert Tracy McCubbin shares her top tips on how to navigate the difficulties of downsizing. Tracy is the CEO and founder of dClutterfly. Visit her website to take the “What's Your Clutter Block?” quiz and explore her decluttering task lists. She is also the author of two best selling books: Making Space, Clutter-Free: The Last Book on Decluttering You'll Ever Need and Make Space for Happiness: How to Stop Attracting Clutter and Start Magnetizing the Life You Want. Senior Planet from AARP is a community of older adults who are learning to thrive in the digital world. Senior Planet programs are offered free of charge online and in-person to help older adults build technology skills to allow them to improve their health, make new friendships, save money, and advocate in their communities. To learn more, visit www.seniorplanet.org or follow @SeniorPlanet on social media.
What if the most important financial decision you ever make is the one you're told not to?In this episode of Secrets to Abundant Living, Amy Sylvis sits down with Pia McFarland, Sales Director and GM at MCI Miritz Citrus Intercontinental LLC, to unpack what it really means to build an abundant life from scratch. A Colgate grad with no formal finance background, no family safety net, and no inherited wealth, Pia has built a life of both financial and personal freedom through bold decisions, self-education, and an unapologetic commitment to doing things differently.From launching a multimillion-dollar business while raising a toddler, to investing in real estate and empowering her son with generational tools, Pia's journey is anything but traditional. She challenges limiting beliefs around women and money, dismantles the myth of perfection in investing, and proves that courage, not credentials, is the true starting point of wealth-building.If you've ever felt behind, boxed in, or uncertain about your next move, this episode will remind you: it's never too late to rewrite the story.Connect with Pia McFarland:www.linkedin.com/in/pia-henzi-
Ever wish you could declutter with someone, ask real-time questions, and get support when you're stuck? In today's episode, I'm giving you a behind-the-scenes listen to one of our live coaching calls inside The Accountability Club. This is where moms show up, declutter with me in real time, and get help working through their own home struggles. In this call, we talk about:
In this episode, Derek Black of the University of South Carolina School of Law and Neal McCluskey of the Cato Institute join to discuss this recent emergency docket decision and explore the history of federal involvement in education. Resources McMahon v. New York (2025) Scott Harris with Derek Black, “Trump's Targeting of Education Department Could Eliminate Dozens of Federal Programs for Millions of Students Nationwide,” Counterpoint (Feb. 10, 2025) Derek Black, “Dangerous Learning: The South's Long War on Black Literacy,” (2025) Neal McCluskey, “Right Supreme Court Call on Downsizing the US Department of Education,” Cato at Liberty (July 14, 2025) Neal McCluskey, Feds in the Classroom: How Big Government Corrupts, Cripples, and Compromises American Education, (2007) Stay Connected and Learn More Questions or comments about the show? Email us at podcast@constitutioncenter.org Continue the conversation by following us on social media @ConstitutionCtr. Sign up to receive Constitution Weekly, our email roundup of constitutional news and debate. Follow, rate, and review wherever you listen. Join us for an upcoming live program or watch recordings on YouTube. Support our important work. Donate
On this episode of Stinchfield, we expose the bloated, inefficient, and utterly broken bureaucracy known as the U.S. State Department — where 3,000 employees are now out of a job, and not a single American life is worse off because of it. That’s not just a statistic — it’s a wake-up call. Secretary of State Marco Rubio is leading the charge in the most liberal agency in American government to return power back to the people. The America First movement is slamming the brakes on Washington’s culture of waste, abuse, and unaccountability. Wait til you hear the inefficiencies uncovered by the Trump administration. Dozens of HR offices Fax Machine Use for Hiring 50 Layer approval Process Climate Change and Afghan Resettlement Offices 60 Offices handling State Dept. Payouts So much more. For too long, the State Department has acted like a globalist slush fund — funding programs overseas that no one voted for, negotiating deals that sell out American interests, and hiring career bureaucrats who wouldn’t last a day in the real world. Downsizing the deep state isn’t radical — it’s necessary. And 3,000 pink slips is just the beginning. Tune in as we break down how a leaner, meaner State Department puts America First — and how Rubio, Trump, and patriots like YOU can help drain the swamp once and for all. The purge has started. Are you ready to finish the job? Go to http://freegoldguide.com/grant or call 800 458 7356 for your free Colonial Metals Group retirement protection kit – created specifically for our listeners where you can get up to $7500 in free Silver. www.EnergizedHealth.com/Grant www.PatriotMobile.com/Grantwww.Get20Now.comTWC.Health/Grant Use "Grant" for 10% Off See omnystudio.com/listener for privacy information.
Death Stranding 2: On the Beach, Bionic Bay, The Alters, Cleared Hot, and Microsoft's layoffs The post BRB UK 642: Stranding and Downsizing appeared first on Big Red Barrel.