Podcasts about Downsizing

On the KMOJ Morning Show, Minnesota Realtor Shawna Frazier joins Freddie Bell to discuss The Next Chapter Home Tour, a special event designed to help individuals and families explore downsizing, right-sizing, and new construction options with confidence. Shawna explains why more homeowners are reconsidering what they need in a home and shares common questions people have about building new, financing options, and builder incentives available in today's market. Listeners will also hear practical advice about what to know before selling one home and buying another, along with how touring multiple communities in one day can provide clarity—even for those not planning an immediate move. The conversation also highlights event details for the Saturday, June 20 tour, including a complimentary lunch, mortgage insights from special guest speaker Fola Badwas, and how to register by texting “NEXT” to 952-220-0582.

Ryan Gibson is a former 17-year Delta and Alaska Airlines pilot turned self-storage mogul, now operating as one of the 29th largest self-storage operators in the country with over $1 billion in assets and 7.5 million square feet under management through his company, Spartan Investors.   In this first of a two-part series, Ryan joins host Chris Pre to break down why self-storage is one of the most recession-resilient asset classes available, how to use seller financing to acquire deals without banks, and what it really looks like to build a 200-person business while still flying commercial jets — and then finally walk away on your own terms.   Key Talking Points of the Episode   00:00 Introduction 01:08 Passive Income Pilots podcast 02:20 How Ryan and Tait met and started Passive Income Pilots 04:48 The importance of financial and time freedom for pilots 06:03 The 3 Paydays System 08:33 Deep dive into self-storage as an asset class 10:09 Why more Americans use self-storage than fly on airplanes 11:08 The 5 Ds of self-storage demand 13:29 Opportunities for mom-and-pop owned facilities 14:02 Competing with "big money" in smaller markets 15:48 Building trust and uncollateralizing notes 17:12 Typical terms for syndicated real estate deals 19:20 Advice for W-2 employees considering the jump into business 21:07 The psychological benefits of maintaining a professional career 24:42 Preview of part 2: Diversification with Tait Duryea 26:40 3 Paydays Live Event   5 Key Takeaways Self-Storage Wins in Any Economy — The five D's (Death, Displacement, Downsizing, Divorce, Diapers) drive self-storage demand through recessions, COVID, and market downturns alike. Occupancy often increases during economic disruption — not despite it. Avoid Institutional Competition by Going Small — Big money chases 100,000+ sq ft facilities in core markets. The 10,000–20,000 sq ft mom-and-pop space is largely ignored by institutions, which means less competition and far more seller-financing opportunities for individual investors. Seller Financing Is About Aligning Motivations — Ryan's first seller didn't want the note paid off because of capital gains exposure. Understanding why a seller needs what they need — not convincing them — is what makes creative financing work. Authentic outreach and trust over time unlocked a $1.1M carry-back note that followed them to the next deal. Keep Your W-2 While You Build — Ryan flew commercially for 8 to 9 years while building a 200-person company. For airline pilots with flexible schedules, there's little reason to abandon high W-2 income early. Use the schedule, build with urgency during off days, and only step away when the business demands it. ROI on Life Matters as Much as ROI on Investment — Ryan shifted from active flipping to passive investing vehicles because he wanted to give other pilots a great return without sacrificing their time. The goal isn't just financial — it's building a portfolio that gives you back control of how you spend your days.   Links   3 Paydays® Live https://3paydayslive.com/podcast   Free Discovery Call https://smartrealestatecoachpodcast.com/discovery   3 Paydays® System Mastery Course - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program 3PaydaysApprentice.com/Podcast    Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books https://3paydaysbooks.com/podcast   Partners https://smartrealestatecoach.com/podcastresources

On today's program, Michael Rogers talks with Sharon McRill, owner of The Betty Brigade, a 2026 Michigan 50 Company to Watch. Operating nationwide, her business handles everything from virtual estimates to trust liquidations, ensuring meaningful items are preserved while simplifying lives. "We help people wherever they are, with whatever they need," she says. "Sometimes it's just organizing and moving, sometimes as we're clearing out a trust stuff needs to be shipped to beneficiaries all over the world. We handle that, too. So it's really about figuring out what is the right solution for that home and then putting together a plan for it." McRill is the author of Downsizing the Silver Tsunami, which addresses the unique psychological challenges of aging populations.  The Small Business Association of Michigan is the only statewide and state-based association that focuses solely on serving the needs of Michigan's small business community. We have been successfully serving small businesses like yours in all 83 counties of Michigan since 1969. We're located in Lansing, just one block from the Capitol. Our mission is to help Michigan small businesses succeed by promoting entrepreneurship, leveraging buying power and engaging in political advocacy. When small businesses band together through the Small Business Association of Michigan, they achieve more than they could on their own.  Our 32,000 members are as diverse as Michigan's economy. From accountants to appliance stores, manufacturers to medical, and restaurants to retailers, what unites the SBAM membership is the spirit of entrepreneurship…a spirit that drove you to start and continue to operate your own business because you believe you can do something better than anyone else is doing it! (music licensed from www.jukedeck.com)

Got more pork in my gut than a pig farm.Podcast art by Joey Rizk

Anyone that is moving to a larger or smaller home knows the challenges: stuff to move! What do you do when you have too much stuff? Especially when you are moving to a new home. Junk King to the rescue! What do you do when you want to buy a home before you sell your current residence? Neo Home Loans to the rescue! Lisa will update us on the local median home prices as reported by SNR plus a great discussion on entrepreneurship with a focus on the importance of property ownership. Elliot: Junk-King.com or 775-888-JUNK Lisa: Lisa@LisaFleckTeam.com or 775-287-2444 Peter: peter@sageintl.com or 775-786-5515

Click here to send Lisa a message.I don't have a ton of guests on the podcast, but when I do, I make sure they're people who are doing work that matters. Stephanie Denson, founder of Spirit and Space, is one of those people.We work in similar ways. While I help clients create homes that feel aligned and supported, Stephanie helps them clear the space both literally and energetically so their lives can expand. And honestly, clutter impacts how you feel in a space just as much as Feng Shui does.In this episode, we talk about the emotional side of downsizing, why "what if syndrome" keeps us stuck, and how small decisions about your belongings can actually be transformative. Stephanie shares stories of real clients like Sue, who was ready to move to senior living but felt paralyzed by her possessions and what changed when she finally let herself let go.We also dive into:Why downsizing doesn't have to mean getting rid of things you loveHow to find the right home for items that still have valueThe difference between holding on because you need it and holding on because you're afraidWhy starting small creates momentumWhat happens when you leave clutter clearing until the last minute (spoiler: it's exhausting)If you're feeling stuck, overwhelmed by your stuff, or thinking about downsizing, this episode is for you. And if you know someone in this season, send it their way.Stephanie's Links:Spirit and Space: www.spiritandspacellc.comFollow on Facebook for organizing tips and resourcesDigital guides available: Decluttering Guide, Senior Downsizing Made Easier, Understanding the Value of Your TreasuresResources mentioned:Recycle Force (Indianapolis electronics recycling)Swedish death cleaning method (by Margaret of Magnuson)Nonprofits directory for donation options (on Spirit and Space websiteSupport the showThanks so much for listening to Feng Shui Living!Make sure you subscribe wherever you listen to podcasts. Follow the podcast here:www.purelivingwithlisamorton.com

In this episode, Allie Kochinsky is joined by Brittany Shepard, founder of The Sentimental Decorator and co-host of The Sentimental Twist, for a conversation on what she calls storykeeping, the practice of weaving memory, meaning, and personal history into the everyday rhythms of home.Together, the two explore the quiet power of ordinary rituals: setting the table without occasion, using heirlooms instead of saving them, and gathering in ways that feel lived-in rather than performed. Brittany shares how her perspective on home was shaped by the women who raised her, and how continuing their traditions through objects and simple acts of hospitality has become a way of carrying their presence forward.Brittany and Allie also talk about the difference between hosting and hospitality, the emotional weight objects can hold, and why repetition rather than reinvention is often what creates a true sense of home. RESOURCES:Visit The Sentimental Decorator website here.Follow Brittany on Instagram. Follow Brittany's podcast!If you enjoy Grandma's Silver, follow the podcast and share this episode with a friend who loves heritage, design, and timeless living.

For many homeowners—especially empty nesters and retirees—downsizing is about more than moving to a smaller home; it's about simplifying life. That same focus on financial well-being is fueling interest in Freedom Numbers, a key benchmark of financial independence, while budget-conscious consumers continue to seek value at restaurants and stores.

Also the bike event was actually cancelled due to weather (:Podcast art by Joey Rizk

When it comes to downsizing your home or life it used to be that TradeMe was a go to destination for selling your goods. Now there are lots of online marketplaces, but it can feel like the wild west on there. Which got us wondering, if you want to sell things where do you go? Are garage sales even a thing anymore? And what about recycling centres? Natalie Jane, the founder of Be Organised, which helps Kiwis downsize and organise their space chats to Jesse.

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – The Top 10 Things Every Home Seller Wants to Know Before They List Their Colorado HomeSegment 2 – Top Downsizing Mistakes and How to Avoid ThemSegment 3 – Top Things to Do Before You SHOW Your HouseSegment 4 – The Top 5 Seller Mistakes That Can Cause a House NOT to Sell & Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move, call Barb at 719-301-3900 or visit BarbHasTheBuyers.com#yourrealestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

ABC: Always, Be, ChewingPodcast art by Joey Rizk

David & Meru spielen unbekannte neue Games. Dazu setzen sie sich einer Challenge aus und müssen zunächst 3 neu erschienene Videospiele für insgesamt 9 Euro bei Steam aussuchen. Den "Draft" könnt ihr auf unserem Discord-Server hören. Diese Games hat David ausprobiert: Ice Age, Wer hat meine Tastenbelegung geändert?, Which Hand? Diese Spiele hat Meru gepickt: Downsizing.exe, 101 Cats in Venice, Last Fisherman Besucht uns auf unserem neuen Discord-Server: https://discord.gg/8nGFUjXzYU Patreon: https://patreon.com/levelcapradio Musik: David Albus Paypal/Email: levelcapradio@gmail.com

Gotta stop and smell the tulips, fellas.Podcast art by Joey Rizk

On Tuesday's Morning Focus, Derrick Lynch spoke to Avril Collentine, of Cahir & Co Solicitors, Ennis in our weekly legal slot. This week, Avril offered advice on how to prepare for selling your home and downsizing.

Two million households are expected to consider downsizing in the next five years — but is it always the right move financially or emotionally?On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Catriona Graham, financial planner at Bridges Financial Services, to explore the costs, trade-offs and timing of downsizing, and what Australians should consider before making a move.00:00 Introduction01:19 What is downsizing?02:56 Key benefits and motivations04:38 Hidden costs and risks05:50 Downsizer super contributionsClarification: To be eligible to make downsizer contributions from the sale of your home, your home must have been owned by you and/or your spouse for at least ten years before the sale. The sale must also qualify for the main residence capital gains tax exemption – either fully (e.g. you've lived in it the whole time) or partially (you've both lived in it and rented it out). 07:50 Downsizing and the Age Pension08:53 The importance of timing10:33 Lifestyle options and retirement living11:23 Final tips#friendswithmoney #tomwatson #catrionagraham #downsizingPodcast Links:Listen on Apple PodcastsListen on SpotifyMoney WebsiteYouTube Podcast PlaylistEmail Us: podcast@moneymag.com.auGet stories like this in our newsletter: bit.ly/3GDirbR

https://www.junk-king.com/locations/renoDiscover what homeowners really pay for junk removal during downsizing, from small loads to full truckloads. Learn cost-saving strategies, donation options, and when to hire professionals versus renting a dumpster. Junk King Reno City: Reno Address: 3445 Airway Dr Website: https://www.junk-king.com/locations/reno Phone: +1 775 624 9112

Yeah it's probably too many XL jokes in the titles this close together... But it was right therePodcast art by Joey Rizk

The boys break down all kinds of current events/topics!! Plus, some friends pop in! Check out our sponsors!! GhostBed (promo code "ANTIHERO" for 10% off!) https://www.ghostbed.com/pages/antiheroutm_source=podcast&utm_campaign=antihero Elevated Silence (promo code "ANTIHERO15" for 15% off!) https://elevatedsilence.com Venjenz (promo code "ANTIHERO" for 15% off!) https://venjenz.com/ Counter Culture Inc. (promo code "ANTIHERO" for 15% off!) https://countercultureincthreads.com Flatline Fiber Co. (promo code ANTIHERO15 for 15% off!) flatlinefiberco.com Goon Tape (promo code antihero15 for 15% off!!) https://goontape.com/ Crave Creatine Gummies (promo code ANTIHERO15 for 15% off!!) https://trycrave.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

310: Scaling Your Business with Confidence Joining me today is Brittany Farinas of Miami-based House of One. Brittany is the CEO and Creative Director, known for creating spaces that truly embody the art of living with style. In just eight years, Brittany has built an impressive career—designing projects across South Florida and expanding into the Northeast, including Martha's Vineyard, the Hamptons, and New York. Her work has been featured in publications like AD, Domino, and Vogue Living, reflecting both her talent and distinctive point of view. In today's episode, we're diving into her journey of growth, the real cost of scaling a design business, and the lessons she's learned along the way. It's an insightful and inspiring conversation you won't want to miss. Topics Mentioned: Hiring and managing staff Managing rapid growth Charging fairly Key Thoughts:  Managing rapid growth, hiring, and maintaining high-quality deliverables while dealing with client expectations can be overwhelming. Downsizing a business can help focus on quality over quantity. Education and great communication skills help build respect with contractors. Charging appropriately for the time and work is important to run a profitable business. Contact Michele: Email: Team@ScarletThreadConsulting.com Facebook: Scarlet Thread Consulting Instagram: @ScarletThreadATL Website: scarletthreadconsulting.com LinkedIn: Michele-Williams   Contact Brittany: Email: dilara@adesignpartnership.com Website: www.houseof1.com Instagram: https://www.instagram.com/brittanyalexa_, https://www.instagram.com/houseofone_

This week, Trudy is joined by her friend Jane Bisbee to continue a conversation which began in 2024 with episode 12, Stuff of Life — Part 2. Jane returns to CroneCast to reflect on how her relationship to things has changed, the value of time and how a crone's experience of both time and objects shifts throughout this third trimester of life. Read our blog at CroneCast.caShare your questions and comments at cronecast.ca/contact.  We want to hear from you about all things crone.(02:22) - Re‑introducing Jane & life in retirement (14:29) - Downsizing, priorities, and what we truly value (22:37) - Mortality, intentionality and using our time well (29:19) - Letting go of household “shoulds” (39:02) - The tyranny of the to‑do list (47:04) - The gift of time --Credits-- Hosted by Trudy Callaghan and Lisa Austin Produced by Odvod MediaAudio Engineering by Steve GlenOriginal music by Darrin Hagen

Downsizing sounds like it should make life easier right away, but that wasn't really our experience…entirely. We got rid of a lot, felt good about it, and then realized pretty quickly that everything just works a little differently now. Not worse. Just different. We're diving into this convo!

SHOULD YOU PAY CASH WHEN DOWNSIZING YOUR HOME? FROM BALTIMORE-WASHINGTON FINANCIAL ADVISORS WATCH ON YOUTUBE Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager Jonathan Wald Vice President, Branch Manager Main Street Home Loans Tessa Hall Media and Communications Specialist, BWFA About This Episode Tessa speaks with BWFA's Sandy and mortgage expert Jon Wald about downsizing strategies, mortgage decisions, and how to approach buying and selling a home in today's market. They discuss why many homeowners default to paying off a home in full, and why that may not always align with long-term financial goals. The conversation also explores real-world scenarios, including how equity can be used more strategically, why focusing on monthly payments matters more than the interest rate alone, and how decisions about housing can impact retirement outcomes. To better understand how these decisions fit into your broader financial plan, visit our Financial Planning page. Read Full Description Downsizing a home is often seen as a simple financial decision. However, the strategy behind it can be more complex. In this episode of Healthy, Wealthy & Wise, Tessa speaks with BWFA's Sandy and mortgage expert Jon Wald about downsizing strategies and how to approach buying and selling a home in today's market. While many homeowners assume they should use all available cash to purchase their next home, that approach may not always support long-term financial goals. For example, using home equity to purchase a new property outright can limit investment opportunities. Instead, maintaining a manageable mortgage while keeping assets invested may provide more flexibility over time. As a result, the conversation focuses on balancing liquidity, risk, and long-term growth. In addition, the episode highlights why interest rates are not the only factor to consider. Many buyers focus heavily on securing the lowest possible rate. However, monthly payment and overall financial strategy often matter more. The discussion also explores current market conditions. While higher rates have slowed some activity, they have also reduced competition. As a result, buyers may have more negotiating power and greater flexibility when making offers. Another key takeaway is the importance of coordination. Decisions around buying, selling, and financing a home should align with a broader financial plan. Without that alignment, even well-intentioned decisions can create unintended consequences. Ultimately, downsizing is not just about reducing space. It is about making informed financial decisions that support both current lifestyle and future goals.

Suzanne's Happy Mail ClubJoin my online school for eBay sellers here. Get my BOLO books (eBook format) hereGet my BOLO books (printed format) hereContact me for a store review Suzanne@SuzanneAWells.com Follow me on FacebookJoin my private Facebook group here.Find me on YouTube here.Visit my website here.Email your comments, feedback, and constructive criticism to me at Suzanne@SuzanneAWells.com

Send us Fan MailLuvvies, who else is in the middle of spring cleaning right now? If that's you - or even thinking about it - this episode's for you.We're talking about what it really means to sort through a lifetime of belongings - what to keep, what to release, and the emotional side of letting go. And for many of us, this goes beyond our own homes. We're helping our parents navigate spaces filled with decades of memories - and recognizing when those homes may no longer be safe.Featuring professional organizer Tanisha Lyons-Porter, founder of Natural Born Organizers, sharing practical strategies to make decluttering feel less overwhelming.In this episode:• where to begin with decluttering after 50• why letting go gets harder over time• how to help aging parents declutter safely• signs it may be time to downsize• simple systems that actually workIf you're feeling overwhelmed by a lifetime of belongings - your own or a loved one's - this conversation will help you take that first step.This episode is brought to you by Bricker Labs. If you need a little extra energy while tackling it all, their Liquid Vitamin B12 Blast with Folic Acid may help support your routine. Learn more: brickerlabs.com/AGG10 Use code: AGG10.Subscribe to the Ageless Glamour Girls™ Podcast for more conversations on aging, caregiving, reinvention, and living well after 50.******** Tanisha Lyons-Porter-BIO: Tanisha Lyons-Porter is the founder of Natural Born Organizers, LLC, and a trusted organizing coach to Black Hollywood. Since 2013, she has helped high-powered women, busy households, and small businesses clear clutter, build sustainablesystems, and reclaim time, money, and a lighter mental load—especially during loss and major life transitions. With 54% of Americans plagued with clutter and 78% feeling paralyzed by it, Tanisha teaches a warm, no-judgment approachthat turns overwhelm into confident action. She's a NAPO board member, past president of the Los Angeles Chapter, and a NABPO member, featured on Good Day LA,ABC News, and in 35+ publications.Tanisha is a proud alumna of Howard University, wife of 23 years, mother of 2, new grandmother & resides in her hometown ofLos Angeles, California.https://www.skool.com/the-declutter-party-6204/abouthttps://www.instagram.com/naturalbornorganizershttps://www.youtube.com/@naturalbornorganizers1338Support the showSupport Ageless Glamour Girls™:www.agelessglamourgirls.com        www.linkedin.com/in/marqueetacurtishaynes       https://www.shopltk.com/explore/AgelessGlamourGirls https://www.youtube.com/@agelessglamourgirls      Instagram @agelessglamourgirlsFacebook: https://www.facebook.com/agelessglamourgirlsPrivate (AGG) FB Group: The Ageless Café: https://www.facebook.com/groups/theagelesscafeTikTok: @agelessglamourgirlsPodcast Producers: Ageless Glamour Girls™ and Purple Tulip Media, LLC  

Retirement Planning in Australia: What to Do 5 Years Out, 1 Year Out & On Retirement DayThis week on Friends With Money, Money Magazine host Ryan Johnson speaks with financial adviser Nick Bruining (Netplan) about preparing for retirement from five years out through to “R-day.”They cover assessing family arrangements, assets and cash flow, likely lifestyle spending, and creating a wishlist while prioritising paying off non-deductible debt. Nick explains why life insurance often becomes less necessary as assets grow, and how to reduce investment risk in super as retirement nears while still keeping some growth for a 20–30 year retirement.They discuss boosting super via salary sacrifice, personal deductible contributions, carry-forward concessional rules for balances under $500,000, and debunk the “million-dollar myth,” noting Centrelink can meaningfully top up income. The episode also covers downsizer contributions, part pension rules while working, concession cards, and applying via myGov within 13 weeks.00:57 Five years out checklist03:25 Rethinking life insurance05:24 Super strategy and risk08:54 One year out planning11:28 Boosting super smartly14:35 Downsizing and centrelink17:10 Purpose and part pension21:10 Applying for pension cards23:55 Retirement day logisticsPodcast Links:Listen on Apple PodcastsListen on SpotifyMoney WebsiteYouTube Podcast PlaylistEmail Us: podcast@moneymag.com.auGet stories like this in our newsletter: bit.ly/3GDirbR

In this episode of Retire with Style, Wade and Alex continue the breakdown of the  Retirement Planning Guidebook Third Edition. Focusing on one of the most overlooked but impactful retirement decisions: housing. Wade and Alex challenge the common assumption that retirees will downsize or relocate, showing that most people actually stay put and often even move into larger homes. The conversation then shifts to how to evaluate where you live through the lens of aging, covering practical considerations like mobility, social connections, healthcare access, and home design. They also introduce the financial implications of housing decisions, including whether carrying a mortgage into retirement adds unnecessary risk. Listen now to learn more!   Takeaways Most retirees don't move, and mobility declines with age Downsizing is less common than expected and often doesn't happen Housing decisions should prioritize mobility, social connection, and support Walkability and access to amenities become more important over time Proximity to healthcare and transportation is critical Aging in place requires home modifications and planning ahead Technology can help extend independence and safety at home Carrying a mortgage into retirement can increase financial risk Paying off a mortgage is often about peace of mind vs. optimization Chapters 00:00 Introduction and Retirement Income Challenge Overview 03:00 Wade's Retirement Planning Guidebook Insights 05:59 Housing Decisions in Retirement 08:53 Characteristics of a Good Place to Live 11:57 Considerations for Aging in Place 14:45 Long-Term Housing Affordability and Community 18:04 Health Care and Transportation Options 21:02 Technology and Home Adaptations 23:45 Carrying a Mortgage into Retirement   Links

Whether you're anticipating a move, supporting a loved one, or simply looking for ways to give back, this conversation is filled with practical tips, community resources, and inspiring stories about how ordinary items can turn a house into a home of hope.Welcome to "Looking Forward Our Way." In this episode, hosts Brett Johnson and Carol Ventresca discuss the sometimes daunting topic of downsizing, a reality many of us face when life changes require a new living situation.Packing, moving, and deciding what to do with cherished possessions can be overwhelming, but there's a compassionate alternative you might not know about.Joining them is Phil Washburn, President and CEO of The Furniture Bank of Central Ohio. Phil shares insights into "Downsizing with a Heart," a social enterprise program designed to ease the transition by handling donations and disposal, all while funding the Furniture Bank's mission to help families in need.Together, they unravel the emotional and logistical challenges of downsizing and highlight the impact of furniture donations—not just on donors, but also on thousands of families rebuilding their lives.You'll hear wisdom, compassion, and actionable advice from the heart of Central Ohio's nonprofit community.If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Here are 3 key takeaways from our conversation:Holistic Downsizing Support: Downsizing with a Heart simplifies the process by offering a one-stop solution for donation and disposal. Their team works directly with clients to assess items, manage the labor, and ensure everything is handled respectfully.Meaningful Donations Make an Impact: The Furniture Bank prioritizes high-need items like sofas, beds, and dressers. Every donation helps local families in transition and keeps furniture out of landfills, giving your household items a second life.Planning Ahead Reduces Stress: The best advice? Start early! Phil emphasized the importance of planning ahead to make downsizing less overwhelming—helping both those moving and the relatives who might handle estate cleanouts.Moments00:00 "Adapting Through Business Challenges"03:05 "Streamlined Downsizing & Donations"07:16 "Streamlined Donation and Disposal Help"10:48 Realtors' Decluttering Recommendations13:21 "Collaborative Support in Columbus"18:04 Stress-Free Estate Cleanout Assistance21:06 Downsizing: Plan Ahead, Reduce Stress24:49 "Creative Tools and Time Surplus"29:03 Team Building Through Furniture Volunteering32:40 "Homes of Hope: Furnished Housing"35:15 "Annual Bed Race Fun Event"37:05 "Start Ahead, Step Forward"We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Bluesky and Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle 270 Media® Podcast Consultants.https://creativecommons.org/licenses/by-nd/4.0/The views and opinions expressed by the experts interviewed on this podcast are their own and do not necessarily reflect the views of the podcast hosts or any affiliated organizations. The information provided in these interviews is for general informational purposes only and should not be considered as professional advice. Listeners are encouraged to consult with qualified professionals for specific advice or information related to their individual circumstances. The podcast host and producers do not endorse or guarantee the accuracy, completeness, or reliability of any information provided by the experts interviewed. Listener discretion is advised.Copyright 2026 Carol Ventresca and Brett JohnsonMentioned in this episode:Listener DisclaimerThe views and opinions expressed by the experts interviewed on this podcast are their own and do not necessarily reflect the views of the podcast hosts or any affiliated organizations. The information provided in these interviews is for general informational purposes only and should not be considered as professional advice. Listeners are encouraged to consult with qualified professionals for specific advice or information related to their individual circumstances. The podcast host and producers do not endorse or guarantee the accuracy, completeness, or reliability of any information provided by the experts interviewed. Listener discretion is advised.

Ready to scale? Learn how to get senior home listings and master real estate lead generation for baby boomers using Josh Schoenly's proven "Farming vs. Fishing" strategy.In this deep dive, Josh Schoenly (eXp Realty Icon Agent) reveals why focusing on senior homeowners is one of the best real estate niches for listing agents in 2026. With baby boomers now making up over 50% of all sellers according to NAR, mastering marketing to downsizing seniors for real estate agents is the fastest way to double your transaction volume through "two-for-one" deals.We explore how to become a senior real estate specialist by implementing a two-pronged approach. First, the "Farming" strategy uses social media to showcase curated lists of one-story homes and active adult communities. Second, the "Fisherman" method focuses on proactive live prospecting and reaching out to tired landlords to find off-market opportunities.Stop being a generalist and start building a predictable listing pipeline. Whether you are using LeadDeck.ai or traditional outreach, these insights will help you dominate your local market and serve the "Silver Tsunami" with confidence.Most real estate agents don't fail from lack of effort, they fail from lack of leads, systems, and leverage.I'm Josh, and on this channel I show real estate agents how to grow and scale a profitable real estate business using proven strategies, smart automation, and powerful lead generation tools like LeadDeck.AI.I share practical training on getting more listings, generating consistent leads, building systems that create leverage, and scaling your real estate business without burning out. If you're serious about closing more deals and building a business that actually grows, this channel is for you.You'll also find free coaching, training, and resources designed to help agents win in today's competitive market. Join our FREE Skool Community (For Real Estate Agents Who Want To Take MORE Listings):https://www.skool.com/leads-listings-leverage-7797/about

Charlie Weston, Personal Finance Editor with the Irish Independent, assesses the updated mortgage rules regarding downsizing due to come into effect in the coming weeks.

The Emotional Side of Selling Your Home: What Every Seller Needs to Know Selling a home isn't just a financial decision it's an emotional one. In a recent episode of Talk Real Estate Roundtable, Melissa Wallace and Tracy Grady took a deep dive into something that often gets overlooked in real estate conversations: the emotional side of selling. While buyers often get the spotlight when it comes to emotions, sellers experience just as much if not more throughout the process. Why Selling a Home Is So Emotional Your home is more than just a property it's where life happened. For many homeowners, a house represents: Years of memories Family milestones and traditions A sense of stability and comfort One of the largest financial investments of their lives As discussed on the show, sellers often have deep emotional ties to their homes raising children, hosting holidays, and building a life within those walls. Because of this, selling can feel less like a transaction and more like letting go of a chapter of your life. Letting Go of the “Forever Home” One of the most emotional aspects of selling is realizing that your “forever home” may not be forever. Life changes whether it's: Downsizing or “right-sizing” Relocating for work Divorce or separation Loss of a loved one These transitions often force homeowners to move on from a place they never intended to leave. And that realization can be incredibly difficult. Emotional Value vs. Market Value A major challenge for sellers is separating what their home means to them from what the market says it's worth. As discussed during the roundtable: Sellers often “overlove” their home Emotional attachment can lead to overpricing Personal upgrades don't always translate to market value Many sellers believe their home is worth more because of the memories attached to it but buyers don't see those memories, they see the property as it stands today. That disconnect can lead to frustration if expectations aren't aligned early. The Reality of Buyer Feedback Another emotional hurdle? Hearing feedback from buyers. Comments about: Needed updates Layout preferences Cosmetic changes can feel personal, even though they're not. It's important to remember: Buyers aren't critiquing your life they're evaluating the home for their own needs. Sellers who can separate emotion from feedback are often more successful in navigating the process. The Power of Emotion From Both Sides Interestingly, emotion isn't always a negative. In some cases, it can actually help sell a home. Buyers often connect emotionally to properties, and sometimes sellers choose offers based on more than just price. Personal letters, shared life stages, and a vision for the home's future can all influence a seller's decision. At the end of the day, real estate is still a very human experience. Preparing Emotionally to Sell So how can sellers prepare? 1. Acknowledge the Emotional Attachment It's normal to feel connected to your home recognizing that helps you manage expectations. 2. Focus on the Next Chapter Instead of dwelling on what you're leaving, shift your mindset to where you're going. 3. Trust the Process Work with professionals who can guide you through pricing, marketing, and negotiations objectively. 4. Be Open to Feedback Constructive feedback is key to getting your home sold efficiently. Final Thoughts Selling your home is a major life moment one that blends financial decisions with deeply personal emotions. The key is finding balance: Honoring the memories your home holds While making clear, informed decisions for your future Because while you may be saying goodbye to one chapter, you're also opening the door to the next. Thinking about selling your home? Boston Connect Real Estate is here to guide you through every step both the practical and the emotional so you can move forward with confidence.   Watch our live video on Youtube!

What felt good, what kind of sucked, what was surprisingly better

Our guest on the podcast today is Bill Yount. Bill is a practicing emergency physician. He's also co-host of a podcast called Catching Up to Fi, where he and Jackie Cummings Koski discuss pursuing financial independence later in life. Bill received his bachelor's degree from Duke University, his doctor of medicine degree from the University of North Carolina at Chapel Hill, and completed his residency in emergency medicine at Northwestern University. Episode Highlights 00:00:00 From a Scarcity Mindset to the Hedonic Treadmill 00:10:04 The Wake-Up Call: Burnout, Lawsuits, and Turning 50 00:11:05 Finding FIRE Late: Catching Up to Financial Independence 00:13:44 Budgeting, Downsizing, and Boosting Savings Rates 00:20:56 Landmarks on the Way to Financial Independence 00:25:50 Life Planning, Risk Parity, and Calibrating Safe Withdrawals 00:34:51 Achieving FI and Knowing When It's Time to Retire 00:43:44 Building Generational Wealth, Giving Early, and Advice to Late Starters More From Morningstar My Baptism by FIRE: Lessons on Financial Independence The Best Retirement Strategies for Leaving Money Behind Cliff Asness: ‘The Problem Was Never Beta. The Problem Was Paying Alpha Fees for Beta' If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Step into the dojo as Shua and Jay roundhouse kick their way through the explosive rise of 1970s martial arts films, legendary stars, and unforgettable fight scenes. From Bruce Lee's global impact to Jackie Chan's gravity-defying comedy, the guys explore the films, trends, and cultural moments that made the '70s the ultimate decade of dojo dominance.   News Arnold Schwarzenegger and Christopher McQuarrie are reportedly teaming up for a new Conan the Barbarian film.   The Last Starfighter is getting a graphic novel reprint and a long-awaited sequel story continuation.   George Lucas received a Lifetime Achievement Award at the Saturn Awards, while Star Trek was honored in the Hall of Fame.   If they can find a distributor, Firefly could return as an animated series.   Check out our TeePublic store for some enjoyable swag and all the latest fashion trends What we're Enjoying Jay revisits Ace Ventura: Pet Detective (1994), celebrating peak Jim Carrey chaos and while some jokes feel dated, the film still delivers big laughs and nostalgic fun. Carrey reminds us that great physical humor is still timeless. Shua dives deep into a mix of favorites including Ted Season 2, Reacher, Star Trek, and the Harry Potter full-cast audiobooks, (he's currently on Order of the Phoenix). But he spotlights the 20,000 Hertz podcast episode that explores the incredible sound design behind the audiobooks, showcasing how music, effects, and voice acting create an immersive listening experience.     Sci-Fi Saturdays -  This week on Sci-Fi Saturdays Jay takes a look at Downsizing (2017), a film that surprised audiences by shifting from its marketed comedic premise into a thoughtful story about purpose and happiness. What starts small (literally) becomes a meaningful exploration of what it really means to live a fulfilling life. Read his article on RetroZap.com. And make sure to play around with the interactive map on MCULocationScout.com. This week there are even more locations from season 2 of Jessica Jones. Plus, you can tune in to SHIELD: Case Files where Jay and Shua talk about great stuff in the MCU.   Enjoy Karate!  Shua and Jay embrace the humor and heart of martial arts movies of the 1970s, while setting up a discussion packed with flying kicks, wild training montages, and cinematic history. We dive into why martial arts films exploded in popularity during the 1970s, exploring cultural fascination, film trends, and the larger-than-life personalities that drove the movement. From iconic stars to unforgettable movies.   Legendary actors, unique fighting styles, and the lasting legacy of these films on modern entertainment makes for a fun time. Whether it's choosing your own martial arts style or reflecting on the genre's influence, we give you a fun and energetic tribute to a truly kickin' decade.   Who's your favorite martial arts actor? What's the greatest Karate movie of the decade? Let us know! First person that emails me with the subject line, "And the Marty goes to…" will get a special mention on the show.  Let us know. Come talk to us in the Discord channel or send us an email to EnjoyStuff@RetroZap.com   

Send Jay comments via textYour house didn't suddenly get bigger; your life just got different. Transitioning to an empty nest can turn a lively home into a quiet space filled with big questions: Do we need all this room? Should we stay, go, or renovate? In this insightful episode, real estate agent and author Kim Costa joins us to explore how empty nesters can choose a home that fits their current identity, not the one from a decade ago.Kim shares her unique Wheelhouse Assessment, starting with the “Four Ms”—myself, mastery, mission, and mates—and expanding into the wheel of life: health, environment, fun, romance, career, finances, family, and spirituality. You'll learn how to separate essential needs from “nice to have” features using Maslow's hierarchy of needs.With practical strategies for repurposing rooms, avoiding new problems when solving old ones, and understanding the benefits of renting first, Kim demystifies the home transition process. The concept of “lock and leave” living is also explored for those desiring more freedom with less maintenance.Key Takeaways:Identify signs your home no longer fits your lifestyle.Use the Four Ms to clarify your identity and support system.Define your ideal lifestyle through the wheel of life.Start with a clear vision for your next phase.Renting first can test a new community before committing.Join us as Kim Costa highlights that this chapter isn't an ending—it's a chance to redefine, rediscover, and reignite your life. If today's episode resonates with you, take that first step and visit thisemptynestlife.com to start your journey.Support the showBECOME A VIP SUBSCRIBER (Join Today!)Bonus Content for Subscribers OnlyEpisode ShoutoutsThank You EmailsPrivate Meet & Greets via Zoom+ MoreENJOY THE SHOW?Don't miss an episode, subscribe via Apple Podcasts or follow on Spotify and many more.Review us on Love the Podcast, Apple Podcasts, or Spotify -- reviews and ratings help others find us and we'd appreciate your support greatly.LOVE THE SHOW?Get THIS EMPTY NEST LIFE swagCONNECT WITH JAYEmail, LinkedIn, Instagram, TikTok

Whether a library, collection, or just an overflowing bar top, for consumers who've been in the game for a minute, downsizing a whiskey, wine and fine spirits collection can be tough.  The Black & Spirited Crew gives you some great tips on getting your house in order, and shift your focus from volume to value.  But first, we'll cover some changing news in the THC market.  Join in! @blackandspirited @bourboninblack @cedricsummerall @boss_ladyvs @so_dramgood @bourbon_griot  

In this episode of Aging Starts Now, Elder Care Coordinator Pati Bedwell from Johnson McGinnis Elder Care Law & Estate Planning is joined by Sara Fort, founder of Do You Organization, to explore the emotional and practical challenges of downsizing. For many families, letting go of a lifetime of belongings can be one of the most difficult parts of aging and planning for the future. Whether it's decluttering a home, preparing for a move, or navigating the complex realities of hoarding behavior, these transitions are often deeply personal. In this conversation, we discuss: • Why downsizing can be such an emotional experience • How memories and identity become attached to belongings • How adult children can approach decluttering conversations compassionately • The difference between clutter, collections, and hoarding • When professional or mental health support may be needed • Practical first steps for starting the decluttering process Letting go isn't just about clearing out closets — it's about honoring memories, preserving dignity, and creating space for what matters most in the next chapter of life. If today's conversation resonated with you, share this episode with a family member or friend who may need encouragement to start this journey. This is Aging Starts Now, a podcast by Johnson McGinnis Elder Care Law & Estate Planning, helping families plan wisely, age confidently, and move forward with peace of mind. If you live in Tennessee and would like guidance with elder care planning, we invite you to reach out to our team. Because aging doesn't start at diagnosis — it starts now.

The death of a spouse or life partner can create profound disruptions in the lives and homes of the survivors. The combination of grief with a huge additional load of responsibilities can shut down even the most organized among us. In episode #295 of The Clutter Fairy Weekly, Gayle Goddard, professional organizer and owner of The Clutter Fairy in Houston, Texas, explores the implications of a spouse's death on our decluttering and organizing efforts and offers strategies to plan for and manage this difficult transition.Show notes: https://cfhou.com/tcfw295The Clutter Fairy Weekly is a live webcast and podcast designed to help you clear your clutter and make space in your home and your life for more of what you love. We meet Tuesdays at noon (U.S. Central Time) to answer your decluttering questions and to share organizing tools and techniques, success stories and “ah-hah!” moments, seasonal suggestions, and timeless tips.To participate live in our weekly webcast, join our Meetup group, follow us on Facebook, or subscribe to our mailing list. You can also watch the videos of our webcast on YouTube.Support the show

Guest host Russ Eagle interviews Clay about his ambitious downsizing project. For several decades, Clay has explored the world of Thoreau's great book Walden, which calls on us to reduce the clutter of our material lives to open our spiritual arteries. Simplify, simplify, and minimize, says Thoreau. Finally, Clay decided to undertake the purge. So far, he has given away 3,000 books to a public library system in east central North Dakota, with plans to donate at least 2,000 books a year for the next 5 years. The question is, is Thoreau right that there is liberation in repurposing excess material baggage, that one crosses an invisible boundary, and that it is possible in this way to achieve a higher order of being? Towards the end of the conversation, Clay explains how the downsizing project inspired him to make a Mind Map of the authors and subjects that still matter greatly to him. With the help of ChatGPT, Clay produced a manuscript featuring 52 of his intellectual heroes, with appropriate AI-generated portraits of each author. This episode was recorded on January 18, 2025.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Andy Brusman has been an entrepreneur and advisor to emerging growth companies for over 20 years. He currently serves as the CEO of CTH Advisors, LLC where he provides corporate finance and capital raising services to global emerging growth companies in the Sports, Media and Entertainment sectors; as founder and CEO of Silver Gen Holdings, which invests in companies providing products and services to the 55+ “Silver Generation” market.https://www.seniorcareauthority.com/resources/boomers-today/

What do you do when your parents have 40 years of stuff in a 4,000 square foot house and they need to move to a 1,200 square foot assisted living apartment? Most families are paralyzed by this question—and Ernise Beckel has spent her career solving it.Ernise is a registered nurse with 20 years of experience who kept walking into seniors' homes and seeing the same problem: people discharged from hospitals into houses filled with clutter, creating fall hazards and overwhelming situations that nobody was addressing. Now she co-owns Caring Transitions of Eden Prairie with her mom, serving families throughout Carver County and the southwest metro.In this conversation, we get into the actual mechanics of how this works:THE PROCESS• Free consultation: 30-60 minutes, includes walkthrough and density assessment• They measure the new space and tell you exactly what will fit• SOD method: Sort, Organize, Donate, Dispose• They photograph everything and recreate familiar arrangements in the new homeWHERE THE STUFF GOES• CT Bids online auction platform reaches 300,000+ registered shoppers nationwide• About 75% of household items can be sold• Revenue split: 65% to homeowner, 35% to Caring Transitions• Items ship nationwide—not limited to local buyers like estate salesTIMELINE & PRICING• Full liquidation (selling everything): 3-4 weeks• Cleanout only (donate/dispose): approximately 1 week• Cost: $3-5 per square foot depending on density• Recommended lead time: call at least one month before you need completionWHY IT'S DIFFERENT FROM ESTATE SALES• No strangers walking through your house• No cars parked on curbs (HOA friendly)• Online bidding reaches national market• They handle ALL remaining items—nothing left behind• Items are shipped to buyers, not picked up on-siteTHE EMOTIONAL SIDEErnise talks about why she insists on meeting mom (not just the adult children), how to handle situations when the senior doesn't want to move, and why patience is essential. Her nursing background shapes everything about how she approaches these transitions.PRACTICAL ADVICEFor families avoiding the conversation: bring it up when multiple family members are present (holidays can work), focus on benefits like being closer to family or having built-in social connections, and give them time to process—this usually takes months, not days.SERVICE AREA: Eden Prairie, Chanhassen, Chaska, Waconia, Victoria, and surrounding Carver County communitiesCONNECT WITH CARING TRANSITIONS: Website: caringtransitions.comABOUT THE HOST: Greg Anderson has been selling real estate in Carver County since 1985 with over 3,000 homes sold. Living IN Carver County is his podcast connecting friends and building community through conversations with local business owners, nonprofit leaders, elected officials, and community members.Substack: HelloIamGregAnderson.substack.comLinkedIn: linkedin.com/in/gregoryranderson

Discover why downsizing with purpose, learning how to keep what matters, and letting go of the rest is a useful direction in midlife. Learn more: https://suzyrosenstein.com/podcast/ep-447-downsizing-with-purpose-how-to-keep-what-matters-and-let-go-of-the-rest/

In this talk, I share the concept of downsizing your home. Some people can't even imagine downsizing, but I explain why it may be a good idea depending on the stage of life you are in now. CONQUER SHYNESS

I feel like I'm on vacation

Questions? Comments?Retirement income doesn't have to mean hoarding assets or obsessing over leaving an inheritance. In this episode of Talking Real Money, Don and Tom dig into a topic that still makes many investors flinch: reverse mortgages. Using recent research and real-world planning logic, they walk through why modern reverse mortgages aren't the shady last-ditch option they once were, how they can reduce cash-flow stress, and when they may (or may not) make sense as part of a broader retirement plan. Along the way, they tackle myths about heirs losing the house, unpack the true costs, and explain why being “house rich and cash poor” is a real planning problem. The show also answers listener questions on bond ladders using iShares iBonds ETFs, critiques Vanguard's newer fixed-income ETF BNDF, and closes with a reminder that yield chasing — even from respected firms — still carries risk.0:04 Retirement isn't about dying rich — it's about spending your money on you0:25 Why inheritance shouldn't be the primary goal (with one important exception)1:21 Shirt colors, corporate culture, and the last people still wearing white dress shirts2:48 Smoking everywhere: airplanes, hospitals, grocery stores — and why it mattered financially4:12 Disney jokes, expensive vacations, and setting the tone5:08 Introducing the real topic: reverse mortgages5:15 Why reverse mortgages still scare people — and why that reputation exists6:44 How FHA regulation changed the reverse-mortgage landscape7:21 Are reverse mortgages really a “last resort”?8:14 Using home equity to improve lifestyle, not just survive retirement8:52 Are reverse mortgages expensive? Breaking down the real costs10:53 Lending limits, age factors, and how much equity you can actually access12:39 When the upfront costs make sense — and when they don't14:35 Myth busted: heirs can still inherit the home15:08 You still own your house — it's just a mortgage with no monthly payment16:18 Reverse mortgages as liquidity, not a wealth-building tool16:33 The importance of planning before touching home equity16:45 $35 trillion locked in U.S. home equity — and why paying off mortgages isn't always smart17:57 Downsizing versus staying put: another option entirely19:59 Listener question: simplifying a complex bond ladder21:17 Using iShares iBonds ETFs to build a disciplined bond ladder22:32 The risk of breaking the ladder when rates change23:41 Listener question: Vanguard's BNDF ETF24:44 Why chasing yield in bond funds can backfire26:06 Gimmicks, relevance, and Vanguard's shift away from leadership26:33 RetireMeet 2026 preview and registration detailsLearn more about your ad choices. Visit megaphone.fm/adchoices

Retirement income doesn't have to mean hoarding assets or obsessing over leaving an inheritance. In this episode of Talking Real Money, Don and Tom dig into a topic that still makes many investors flinch: reverse mortgages. Using recent research and real-world planning logic, they walk through why modern reverse mortgages aren't the shady last-ditch option they once were, how they can reduce cash-flow stress, and when they may (or may not) make sense as part of a broader retirement plan. Along the way, they tackle myths about heirs losing the house, unpack the true costs, and explain why being “house rich and cash poor” is a real planning problem. The show also answers listener questions on bond ladders using iShares iBonds ETFs, critiques Vanguard's newer fixed-income ETF BNDF, and closes with a reminder that yield chasing — even from respected firms — still carries risk. 0:04 Retirement isn't about dying rich — it's about spending your money on you 0:25 Why inheritance shouldn't be the primary goal (with one important exception) 1:21 Shirt colors, corporate culture, and the last people still wearing white dress shirts 2:48 Smoking everywhere: airplanes, hospitals, grocery stores — and why it mattered financially 4:12 Disney jokes, expensive vacations, and setting the tone 5:08 Introducing the real topic: reverse mortgages 5:15 Why reverse mortgages still scare people — and why that reputation exists 6:44 How FHA regulation changed the reverse-mortgage landscape 7:21 Are reverse mortgages really a “last resort”? 8:14 Using home equity to improve lifestyle, not just survive retirement 8:52 Are reverse mortgages expensive? Breaking down the real costs 10:53 Lending limits, age factors, and how much equity you can actually access 12:39 When the upfront costs make sense — and when they don't 14:35 Myth busted: heirs can still inherit the home 15:08 You still own your house — it's just a mortgage with no monthly payment 16:18 Reverse mortgages as liquidity, not a wealth-building tool 16:33 The importance of planning before touching home equity 16:45 $35 trillion locked in U.S. home equity — and why paying off mortgages isn't always smart 17:57 Downsizing versus staying put: another option entirely 19:59 Listener question: simplifying a complex bond ladder 21:17 Using iShares iBonds ETFs to build a disciplined bond ladder 22:32 The risk of breaking the ladder when rates change 23:41 Listener question: Vanguard's BNDF ETF 24:44 Why chasing yield in bond funds can backfire 26:06 Gimmicks, relevance, and Vanguard's shift away from leadership 26:33 RetireMeet 2026 preview and registration details Learn more about your ad choices. Visit megaphone.fm/adchoices