Podcasts about Downsizing

For decades, the assumption was simple: by the time Australians reached retirement, the mortgage was gone. But that reality is changing fast.Today, more than half of Australians approaching retirement still carry housing debt—and it's reshaping how households think about superannuation, the Age Pension, and the role of the family home.In this episode, Veronica and Chris sit down with retirement specialist Harry Chemay to unpack the growing debt burden among pre-retirees and what it means for the next generation of retirees. They explore why the traditional “pay off the home before retirement” rule is breaking down, how rising property prices and refinancing behaviour have changed the way Australians use housing equity, and why more people are drawing down their super simply to clear their mortgage.Harry explains the financial trade-offs between paying off your mortgage versus preserving superannuation, and why this decision can dramatically affect long-term retirement cash flow. The conversation also dives into reverse mortgages, equity release strategies, the Age Pension means test, and why downsizing isn't always the straightforward solution many assume it to be.This episode challenges long-held assumptions about debt in retirement and highlights the need for better coordination between financial advisers, mortgage brokers, and retirement planners. Because in today's housing market, the biggest asset most Australians own—the family home—may also be the key to making retirement work.Episode Highlights01:13 – Meet Harry Chemay: Retirement and Wealth Strategy Expert01:55 – From Robo Advice Startup to Retirement Strategy Specialist03:33 – Why More Australians Are Reaching Retirement With Mortgages08:46 – Generational Shifts, Lifestyle Choices and Mortgage Refinancing10:36 – Why Retirees Are Using Super Withdrawals to Clear Housing Debt25:14 – The Trade-Off: Paying Off Your Mortgage vs Preserving Super26:22 – A Simple Cashflow Test for Retirees Carrying Mortgage Debt27:17 – Case Study: Super Withdrawal vs Equity Release Outcomes29:17 – Will Banks Start Lending More to Retirees and Older Borrowers?32:07 – Australia's $12 Trillion Housing Wealth Reality Explained38:55 – Downsizing vs Aging in Place: The Retirement Housing Debate42:04 – The Rise of New Retirement Living and Lifestyle Developments43:31 – Rising Homeownership Costs and Why Early Planning Matters46:20 – Rethinking Retirement Living: Building Your Own Community47:37 – A Real Family Story of Moving Parents Later in Life49:08 – Why Retirement Planning Needs a Holistic Advice Team52:12 – Final Takeaways on Retirement Debt, Super and HousingLinksThe growing debt burden of retiring AustraliansAbout the GuestHarry Chemay is a retirement and wealth specialist with nearly three decades of experience across financial planning, wealth management, asset consulting, fintech, and superannuation product design. His work focuses on the decumulation phase of retirement, helping individuals and institutions design strategies that turn accumulated wealth into sustainable retirement income.Throughout his career, Harry has worked with major financial institutions including KPMG Financial Services, Colonial (State Bank of NSW / CBA), Mercer, and Howarth Financial Services. He was also a co-founder of the fintech platform Clover, one of Australia's early robo-advice ventures designed to help younger Australians build wealth and save for their first home.Harry holds a Bachelor of Business in Banking and Finance from Monash University, a Graduate Diploma in Applied Finance and Investments (FINSIA), and a Graduate Certificate in Self-Managed Super Funds from the University of Adelaide. He has also previously held the Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA) designations.His current work focuses on retirement income strategies and the evolving role of housing wealth in Australia's retirement system.Connect with HarryLinkedInLumisara (website)ResourcesVisit our website: https://www.theelephantintheroom.com.auIf you have any questions or would like to be featured on our show, contact us at:The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.auLooking for a Sydney Buyers Agent? https://www.gooddeeds.com.auWork with Veronica: https://www.veronicamorgan.com.auLooking for a Mortgage Broker? alcove.com.auWork with Chris: chrisbates@alcove.com.auEnjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcastSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXHarry0?si=26cde394fa854765If you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!See you on the inside,Veronica & Chris

The death of a spouse or life partner can create profound disruptions in the lives and homes of the survivors. The combination of grief with a huge additional load of responsibilities can shut down even the most organized among us. In episode #295 of The Clutter Fairy Weekly, Gayle Goddard, professional organizer and owner of The Clutter Fairy in Houston, Texas, explores the implications of a spouse's death on our decluttering and organizing efforts and offers strategies to plan for and manage this difficult transition.Show notes: https://cfhou.com/tcfw295The Clutter Fairy Weekly is a live webcast and podcast designed to help you clear your clutter and make space in your home and your life for more of what you love. We meet Tuesdays at noon (U.S. Central Time) to answer your decluttering questions and to share organizing tools and techniques, success stories and “ah-hah!” moments, seasonal suggestions, and timeless tips.To participate live in our weekly webcast, join our Meetup group, follow us on Facebook, or subscribe to our mailing list. You can also watch the videos of our webcast on YouTube.Support the show

Sorry if I did a blasphemy!Podcast art by Joey Rizk

Guest host Russ Eagle interviews Clay about his ambitious downsizing project. For several decades, Clay has explored the world of Thoreau's great book Walden, which calls on us to reduce the clutter of our material lives to open our spiritual arteries. Simplify, simplify, and minimize, says Thoreau. Finally, Clay decided to undertake the purge. So far, he has given away 3,000 books to a public library system in east central North Dakota, with plans to donate at least 2,000 books a year for the next 5 years. The question is, is Thoreau right that there is liberation in repurposing excess material baggage, that one crosses an invisible boundary, and that it is possible in this way to achieve a higher order of being? Towards the end of the conversation, Clay explains how the downsizing project inspired him to make a Mind Map of the authors and subjects that still matter greatly to him. With the help of ChatGPT, Clay produced a manuscript featuring 52 of his intellectual heroes, with appropriate AI-generated portraits of each author. This episode was recorded on January 18, 2025.

Inflation is still running hot. Construction can't keep up. And the Olympics are coming. Pete Wargent and Chris Bates unpack what is really driving Australian property in early 2026 — sticky inflation, renewed rate risk, construction bottlenecks and Olympic-driven labour demand. With approvals rising but delivery lagging, they examine how supply constraints, first-home buyer momentum and rising build costs are influencing prices and opportunity across the country. Together, they discuss: - Inflation came in hot and what another potential rate hike means for buyer confidence - Why first-home buyers continue entering despite higher rates and tighter borrowing capacity - The impact of the revamped 5% deposit scheme on bottom-quartile prices - Why approvals are lifting but dwelling completions remain stubbornly low - Olympic-driven labour demand in Brisbane  - Infrastructure projects crowd out housing supply - The rise in build costs and how higher replacement values are embedding price support - Does regional outperformance reflect affordability, investor activity or structural shift? - Listener Q&A: Downsizing strategies and how parents can structure support for children without compromising their own financial security Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Andy Brusman has been an entrepreneur and advisor to emerging growth companies for over 20 years. He currently serves as the CEO of CTH Advisors, LLC where he provides corporate finance and capital raising services to global emerging growth companies in the Sports, Media and Entertainment sectors; as founder and CEO of Silver Gen Holdings, which invests in companies providing products and services to the 55+ “Silver Generation” market.https://www.seniorcareauthority.com/resources/boomers-today/

What do you do when your parents have 40 years of stuff in a 4,000 square foot house and they need to move to a 1,200 square foot assisted living apartment? Most families are paralyzed by this question—and Ernise Beckel has spent her career solving it.Ernise is a registered nurse with 20 years of experience who kept walking into seniors' homes and seeing the same problem: people discharged from hospitals into houses filled with clutter, creating fall hazards and overwhelming situations that nobody was addressing. Now she co-owns Caring Transitions of Eden Prairie with her mom, serving families throughout Carver County and the southwest metro.In this conversation, we get into the actual mechanics of how this works:THE PROCESS• Free consultation: 30-60 minutes, includes walkthrough and density assessment• They measure the new space and tell you exactly what will fit• SOD method: Sort, Organize, Donate, Dispose• They photograph everything and recreate familiar arrangements in the new homeWHERE THE STUFF GOES• CT Bids online auction platform reaches 300,000+ registered shoppers nationwide• About 75% of household items can be sold• Revenue split: 65% to homeowner, 35% to Caring Transitions• Items ship nationwide—not limited to local buyers like estate salesTIMELINE & PRICING• Full liquidation (selling everything): 3-4 weeks• Cleanout only (donate/dispose): approximately 1 week• Cost: $3-5 per square foot depending on density• Recommended lead time: call at least one month before you need completionWHY IT'S DIFFERENT FROM ESTATE SALES• No strangers walking through your house• No cars parked on curbs (HOA friendly)• Online bidding reaches national market• They handle ALL remaining items—nothing left behind• Items are shipped to buyers, not picked up on-siteTHE EMOTIONAL SIDEErnise talks about why she insists on meeting mom (not just the adult children), how to handle situations when the senior doesn't want to move, and why patience is essential. Her nursing background shapes everything about how she approaches these transitions.PRACTICAL ADVICEFor families avoiding the conversation: bring it up when multiple family members are present (holidays can work), focus on benefits like being closer to family or having built-in social connections, and give them time to process—this usually takes months, not days.SERVICE AREA: Eden Prairie, Chanhassen, Chaska, Waconia, Victoria, and surrounding Carver County communitiesCONNECT WITH CARING TRANSITIONS: Website: caringtransitions.comABOUT THE HOST: Greg Anderson has been selling real estate in Carver County since 1985 with over 3,000 homes sold. Living IN Carver County is his podcast connecting friends and building community through conversations with local business owners, nonprofit leaders, elected officials, and community members.Substack: HelloIamGregAnderson.substack.comLinkedIn: linkedin.com/in/gregoryranderson

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Getting a fear of the dark as an adult is craaaaaazy work broPodcast art by Joey Rizk

Owning a home is supposed to bring stability, but for many Canadian households, the numbers are getting harder to manage. Mortgage renewals at higher rates, unexpected repairs, and rising day-to-day costs can quietly shift a manageable situation into one that no longer works. This conversation explores the early warning signs that homeownership may be becoming unsustainable, including relying on credit to cover housing costs or delaying necessary maintenance. It also looks at practical options homeowners can consider before things become urgent, and why acting early can help preserve both financial control and home equity. (00:00) Owning a home but struggling to afford it (03:05) Mortgage renewals, repairs, and rising housing costs (05:20) The early warning signs that affordability is breaking (08:10) Borrowing to stay housed - why that's a red flag (10:02) The emotional resistance to selling a home (13:05) Why timing matters and protecting your equity (15:10) Downsizing vs. selling and renting (17:45) What happens if you fall behind on mortgage payments (20:05) Talking to your lender and possible relief options (22:30) When homeowners should consider insolvency solutions (25:00) Can you keep your house in a consumer proposal or bankruptcy?   What to do if your mortgage is in arrears? Subscribe to the monthly Debt Free Digest e-newsletter – Don't miss monthly gift card giveaways! Ontario Debt Relief Starting Point Free Budgeting Workbook Debt Relief Calculator Learn more about Canadian debt relief on the Hoyes Michalos YouTube channel Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

This week Sam discusses this morning's ruling by the Supreme Court of the United States, a laundry list of sales, closures and lay-offs in the US, the sale of Ridgeview Wine Estate in the UK, Wales hiking the minimum price of alcohol and Spain's vineyard area dropping to the lowest level in 50 years. You can read the transcript of this newscast (with linked news sources) at https://www.jancisrobinson.com/articles/scotus-rules-tariffs-downsizing-us-and-spains-vineyard-area-shrinks.

Discover why downsizing with purpose, learning how to keep what matters, and letting go of the rest is a useful direction in midlife. Learn more: https://suzyrosenstein.com/podcast/ep-447-downsizing-with-purpose-how-to-keep-what-matters-and-let-go-of-the-rest/

What happens when life asks you to choose between security and freedom?In this episode, Mary Walker shares her personal journey that led her from a 3,200-square-foot home to full-time life on the road in an RV. What began as a season of profound loss became a catalyst for bold change, and a decision to stop postponing life.Mary opens up about:The emotional turning point that pushed her to rethink “someday”Downsizing not just possessions, but expectationsThe fears (and surprising freedoms) of full-time RV livingWhat security really means when you let go of the traditional pathHow designing a life around experiences can shift everythinThis conversation isn't just about motorhomes and mileage, it's about courage. It's about asking the hard questions. And it's about daring to believe that the life you want might be waiting on the other side of one brave decision.If you've ever felt the tug toward something different — simpler, freer, more intentional — this episode will inspire you to listen to it.Because sometimes the bravest thing you can do is go wherever the wind takes you.

The smell came out, for what it's worth.Podcast art by Joey Rizk

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – Will Colorado Home Prices Drop in 2026Segment 2 – Top Downsizing Mistakes and How to Avoid ThemSegment 3 – Top 27 Things to Do Before You Show Your HouseSegment 4 – Checklist to Get Your House Ready for Sale – Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move, call Barb at 719-301-3900 or visit BarbHasTheBuyers.com#yourrealestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

Join my online school for eBay sellers here. Get my BOLO books (eBook format) hereGet my BOLO books (printed format) hereContact me for a store review Suzanne@SuzanneAWells.com Follow me on FacebookJoin my private Facebook group here.Find me on YouTube here.Visit my website here.Email your comments, feedback, and constructive criticism to me at Suzanne@SuzanneAWells.com

Golly I didn't even get a chance to talk about anime!Podcast art by Joey Rizk

In this talk, I share the concept of downsizing your home. Some people can't even imagine downsizing, but I explain why it may be a good idea depending on the stage of life you are in now. CONQUER SHYNESS

Episode 145 Downsizing: Letting Go of Evangelicalism's Nonessentials.In this episode of Still Unbelievable Matthew is in conversation with Michelle Van Loon, a writer with a Jewish upbringing who converted to evangelical Christianity as a teen. She gives her perspective on both traditions. Hear what drew her towards Christianity, what she carried from Judaism, and what she thinks people often misunderstand about Jewish identity and practice.They discuss:- her experiences inside evangelicalism, including patterns of spiritual abuse. Are these isolated situations or symptoms of deeper issues around evangelism and revival culture, that protect harmful behaviour. - religious trauma, what led Michelle to seek counselling, and how others might identify and recover from similar experiences.- What churches might need to let go of, how “downsizing” can compliment deconstruction and how a downsized community might look.- And of course her favourite bible character1) Downsizing: Letting Go of Evangelicalism's Nonessentialshttps://www.eerdmans.com/9780802884626/downsizing/https://www.goodreads.com/book/show/224465982-downsizinghttps://bobonbooks.com/2025/09/15/review-downsizing/https://amzn.eu/d/6VE2CxW2) Follow Michellehttps://michellevanloon.substack.com/https://thesageforum.com/about-us3) Michelle's other bookshttps://www.goodreads.com/author/list/383322.Michelle_Van_Loon4) Deconversion Anonymoushttps://www.facebook.com/groups/deconversion5) Religious Traumahttps://www.empathyparadigm.com/religioustraumahttps://therapist.com/trauma/religious-trauma/https://resilientmindcounseling.com/10-signs-you-may-be-experiencing-religious-trauma/6) Jewish Chosennesshttps://www.jewishvirtuallibrary.org/the-quot-chosen-people-quotStill Unbelievable! book: https://amzn.eu/d/fmsN1CwApostate book: https://amzn.eu/d/9RIUZYxTo contact us, email: reasonpress@gmail.comour YouTube: https://www.youtube.com/@reasonpress2901Our Theme Music was written for us by Holly, to support her and to purchase her music use the links below:https://hollykirstensongs.com/https://hollykirsten.bandcamp.com/

In this episode, retired teachers Lisa and Sue tackle a very real condition no one warned us about: Value-losis—the sudden belief that every dish, photo, knickknack, and Precious Moment figurine is priceless (spoiler: it's not).From baby clothes no one wants, to eleven tubs of photos nobody asked for, to the cruel truth about Hummels, Beanie Babies, and Princess Diana collectibles, the ladies dig into why we cling to stuff—and why our kids absolutely do not want to deal with it later. There's talk of storage units (too many), souvenirs (too big), shot glasses (acceptable), and the existential horror of our Mom's accumulations.Along the way, they share practical advice (label your photos, digitize your memories, stop buying “Istan-bowls”), laugh about memory lapses, and swap stories ranging from heartwarming to mildly terrifying (yes, there's a creepy storage unit moment—trust your Spidey senses).The big takeaway? Keep what makes you happy—but don't leave your loved ones buried under your sentimental clutter. Sixty might be the age when you still feel 30… but you finally start asking, “Do I really need this?”Don't catch Value-losis. Life laughed.00:00 Introduction: Meet Lisa and Sue00:52 The Concept of Value-losis02:19 Sorting Through Memories03:43 The Digital Age of Photos08:52 The Storage Unit Dilemma11:54 A Creepy Encounter at the Storage Unit15:34 The Hummel Collection and Family Heirlooms17:07 Precious Moments and Beanie Babies18:31 Selling Antiques and Unexpected Popularity20:28 Downsizing and Valuing Sentimental Items21:50 Reflecting on Aging and Accumulating Stuff22:41 Conclusion and Final Thoughts Do you have a story to share? Do you just want to talk? Send us a text! Please contact us with comments or ideas for our new podcast. Here's our email: podcastwedidntknow@gmail.com. You can also find us here: Facebook: https://www.facebook.com/SueandLisaInstagram: https://www.instagram.com/wedidntknowpodcast/YouTube: Thanks for listening! -Sue and Lisa #AgingWithHumor #RetiredNotTired #LifeLaughed #WomenOver50 #MidlifeUnfiltered #PodcastLife #StorytellingPodcast #RealTalk #BoomerHumor #EmptyNestAdventures #RetirementLife #WomenSupportingWomen #LaughAtLife #LifeLessons #GrowingOlder #FunnyWomen #PodcastRecommendations #AgingGracefully #Over60AndFabulous #LifeAfterTeaching #Menopause

Join my online school for eBay sellers here. Get my BOLO books (eBook format) hereGet my BOLO books (printed format) hereContact me for a store review Suzanne@SuzanneAWells.com Follow me on FacebookJoin my private Facebook group here.Find me on YouTube here.Visit my website here.Email your comments, feedback, and constructive criticism to me at Suzanne@SuzanneAWells.com

Join Gina and Program Manager Kim as they break down and dig into the tweak we see in week 4 of The Livy Method.The Tweak This Week? DownsizingIn this episode, Gina Livy and program manager Kim unpack one of the most talked-about tweaks in The Livy Method, Downsizing. They explore why hunger can feel louder during this tweak, how diet history and fear around food waste or scarcity can surface, and why feeling hungry doesn't automatically mean the body needs more food. The conversation reframes hunger as information rather than an emergency, emphasizing mindful eating, asking the right questions, and learning to trust the body's cues. They also touch on how this applies to members using GLP-1 medications, reinforcing that the process still matters, even with a reduced appetite, because the work is more about awareness than restriction.You can find the full video hosted at:https://www.facebook.com/groups/livymethodwinter2026To learn more about The Livy Method, visit livymethod.com Hosted on Acast. See acast.com/privacy for more information.

On Day 29 of The Program (and the beginning of Downsizing), Gina Livy checks in on mindset, motivation, and what it really takes to keep showing up when things start to feel harder. She talks about why weight regain happens, the importance of giving the body time to adjust to change, and how routines, habits, and mindfulness play a massive role in sustainable success. The conversation also focuses on downsizing, satisfaction versus desire, and learning to trust your choices without guilt or self-judgment. It's an honest reminder that progress isn't just physical, it's mental, emotional, and deeply connected to how well you understand your body and your why.This is a recording of the Day 29, 9 AM live. You can find the full video hosted at: www.facebook.com/groups/livymethodwinter2026.To learn more about The Livy Method, visit livymethod.com. Hosted on Acast. See acast.com/privacy for more information.

I feel like I'm on vacation

In this episode of 'Getting Your Edge: How to Downsize Your Home and Life,' hosts Dennis Day and Judy Gratton discuss the concept of right-sizing your life. They provide 12 actionable tips to make your home and lifestyle more manageable and less stressful, from living on one level and decluttering without relocating, to simplifying your landscaping and evaluating your lighting. Whether you are contemplating a smaller home, an RV lifestyle, or aging in place, this episode offers practical advice to help you align your living environment with your current needs. Tune in for insights on making thoughtful, informed decisions that enhance your comfort and well-being.00:00 S4,Ep.71-Re-Size00:42 Introduction to Downsizing01:28 Meet Your Hosts01:56 Understanding Rightsizing02:59 What is Rightsizing?04:09 12 Tips for Rightsizing04:31 Tip 1: Live on One Level04:50 Tip 2: Repurpose Unused Rooms05:23 Tip 3: Declutter Without Relocating06:42 Tip 4: Reduce Maintenance, Not Space07:08 Tip 5: Simplify Your Landscaping07:44 Tip 6: Remodel for Ease and Comfort08:21 Tip 7: Shrink Your Expenses09:25 Tip 8: Create a Lock and Leave Home10:03 Tip #9: Rent Before You Move11:12 #10 Create a Rental or Guest Space12:50 Tip #11: Outsource What Drains Your Energy13:55 Number 12: Change Your Schedule or Routines14:54 Conclusions and Final Thoughts21:15 Free PDF of 12 TipsHere's Our Free 12 Steps To Re-Size Your Life PDF https://drive.google.com/file/d/1kzTVog0QHj9unOFIMFv7QPMjDA0webj0/view?usp=sharingWe Would Love to Hear Your Feedback!

Looming budget cuts have already defined this legislative session, and stakeholders are weighing in on how saving a dollar today could cost state and local governments much more in the future. This week, Ivy Walker with Idaho Voices for Children, Sen. Julie Van Orden, Sen. Jim Woodward, and Nampa mother Trixy Ward discuss proposals to cut Medicaid costs, and how those might affect Idaho families.

It's….Thursday and you know what that means....Series 19 episode 4 is here for your audible pleasure, with more Fartleky nonsense than ever!Double deal or no deal this week as Rob gets the tables turned on him and asked the important question! Then it's time to find out how the group stages are going in the Parkrun Cup at the end of week 2 before Ben and Emma sit down to tell us all about their visit to Princes ParkrunSubscribe, rate, review and checkout our social media channels:Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠What The Fartlek Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@Whatthefartlek_Podcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠What The Fartlek Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@WhatTheFartlek ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠What The Fartlek Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email us at - whatthefartlekpodcast@gmail.comMusic by: Graham LindleyFollow on: Facebook, Twitter, Instagram and YouTube Email at: g.lindley@hotmail.co.uk

Send Jay comments via textAre you ready to trade overwhelm for clarity and turn the empty nest into a launchpad for a richer life? In this enlightening episode, we sit down with writer, simplicity advocate, and author of Beyond Decluttering, Suzanne Searcy Johnson, who shares how moving into a 399-square-foot tiny home opened the door to deeper friendships, steadier purpose, and clearer decision-making.Suzanne's inspiring journey spans nine years of small steps that built her courage—from decluttering a three-bedroom townhouse to testing out a smaller apartment, and finally settling in an Austin agrihood centered around an organic farm. She reveals a practical framework that makes minimalism meaningful by highlighting four key connections: nature, relationships, spirit, and self.Our discussion redefines "right-sizing" your living space, reminding us that the best home is the one that aligns with your current life stage—be it 2,500, 1,200 square feet or 399. Highlights & Key Takeaways:Redefine simplicity by removing what blocks the life you want.Understand the four pillars of connection: nature, relationships, spirit, and self.Build courage through small, incremental steps.Discover the concept of right-sizing your home to reflect your current stage of life.Suzanne Searcy Johnson Bio: Suzanne Searcy Johnson is a writer, poet, and simplicity advocate. She helps people simplify by honoring their internal, relational, spiritual, and environmental connections as outlined in her latest book, “Beyond Decluttering: 40 days to experiencing simplicity through connection.” An empty nester, Suzanne lives in Austin, TX in a tiny home with her cat. Contact her, explore her books, or sign up for her newsletter at her website below.Find Suzanne Online: Instagram, Facebook, TikTok, Website, Beyond Decluttering Book,Support the showBECOME A VIP SUBSCRIBER (Join Today!) Bonus Content for Subscribers Only Episode Shoutouts Thank You Emails Private Meet & Greets via Zoom + More ENJOY THE SHOW?Don't miss an episode, subscribe via Apple Podcasts or follow on Spotify and many more. Review us on Love the Podcast, Apple Podcasts, or Spotify -- reviews and ratings help others find us and we'd appreciate your support greatly. LOVE THE SHOW?Get THIS EMPTY NEST LIFE swagCONNECT WITH JAYEmail, LinkedIn, Instagram, TikTok

Retirement income doesn't have to mean hoarding assets or obsessing over leaving an inheritance. In this episode of Talking Real Money, Don and Tom dig into a topic that still makes many investors flinch: reverse mortgages. Using recent research and real-world planning logic, they walk through why modern reverse mortgages aren't the shady last-ditch option they once were, how they can reduce cash-flow stress, and when they may (or may not) make sense as part of a broader retirement plan. Along the way, they tackle myths about heirs losing the house, unpack the true costs, and explain why being “house rich and cash poor” is a real planning problem. The show also answers listener questions on bond ladders using iShares iBonds ETFs, critiques Vanguard's newer fixed-income ETF BNDF, and closes with a reminder that yield chasing — even from respected firms — still carries risk. 0:04 Retirement isn't about dying rich — it's about spending your money on you 0:25 Why inheritance shouldn't be the primary goal (with one important exception) 1:21 Shirt colors, corporate culture, and the last people still wearing white dress shirts 2:48 Smoking everywhere: airplanes, hospitals, grocery stores — and why it mattered financially 4:12 Disney jokes, expensive vacations, and setting the tone 5:08 Introducing the real topic: reverse mortgages 5:15 Why reverse mortgages still scare people — and why that reputation exists 6:44 How FHA regulation changed the reverse-mortgage landscape 7:21 Are reverse mortgages really a “last resort”? 8:14 Using home equity to improve lifestyle, not just survive retirement 8:52 Are reverse mortgages expensive? Breaking down the real costs 10:53 Lending limits, age factors, and how much equity you can actually access 12:39 When the upfront costs make sense — and when they don't 14:35 Myth busted: heirs can still inherit the home 15:08 You still own your house — it's just a mortgage with no monthly payment 16:18 Reverse mortgages as liquidity, not a wealth-building tool 16:33 The importance of planning before touching home equity 16:45 $35 trillion locked in U.S. home equity — and why paying off mortgages isn't always smart 17:57 Downsizing versus staying put: another option entirely 19:59 Listener question: simplifying a complex bond ladder 21:17 Using iShares iBonds ETFs to build a disciplined bond ladder 22:32 The risk of breaking the ladder when rates change 23:41 Listener question: Vanguard's BNDF ETF 24:44 Why chasing yield in bond funds can backfire 26:06 Gimmicks, relevance, and Vanguard's shift away from leadership 26:33 RetireMeet 2026 preview and registration details Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to know how top agents actually sell for maximum value—in any market? In this episode, 40-year veteran Kim Winstone breaks down the fundamentals that still work: building a farm, pricing to the market (not your memories), cold-calling with value, and follow-up that turns neighbors into lifelong clients.What you'll learn-Farming that compounds: How to pick ~500 doors, become “the local” and stay top-of-mind-Cold-calling that isn't cringe: Lead with value, not scripts—what to say and when to shut up-Pricing strategy that sells: Event vs. market vs. aspirational pricing, and when to pivot (fast)-Listings to longevity: Why “list to last” still wins—and the launch checklist Kim uses on every home-Open houses that convert: Public + agent tours, and how to network for real referrals-Buyer curation: Previews, pitfalls (hills, trains, neighbors), and thinking around corners for clients-Downsizing with empathy: Navigating the emotional side while protecting net proceedsKim has 4 decades of consistent production in Caledon & GTA—referrals, repeat clients, and record results. Justin runs multi-asset operations across SW Ontario. It's field-tested strategy, not theory.

Helping Seniors Downsize We're re-running one of the most requested episodes of Real Estate with Ryan — and it couldn't be more timely. Downsizing isn't just about moving to a smaller house. For many seniors, it means lowering expenses, reducing maintenance, simplifying life, and unlocking hard-earned equity. But the process can feel overwhelming without the right plan. In this episode, Ryan Coleman shares practical tips for helping seniors downsize the smart way — what to keep, what to sell, how to prepare your home, and how to avoid common mistakes that create stress or cost money. If you or a loved one are thinking about downsizing, this episode is a must-listen before you make the move. Tune in Saturday at 11 AM on Talk Radio 92.3 FM / AM 760 WETR Also airing at 1 PM on News Talk 98.7 FM Recap video at 1 PM on Facebook and 11 AM on YouTube Ryan Coleman Founder Broker CEO Hometown Realty Voted Best of Knoxville 2017–2025 Proud Sponsor of the VOLS Dave Ramsey Top ELP YOUR TENNESSEE AGENT #RealEstateWithRyan #SeniorDownsizing #DownsizingTips #KnoxvilleRealEstate #EastTennesseeRealEstate #HometownRealty

So you've decided to relocate - congratulations! Now you have to figure out what to do with all of your bikes. Do you just move them all or is it time to rightsize your fleet? On this edition, we take a long hard look at my situation with a cross-country move. Do I move them all or is there a better solution?   • Moving long-distance as a forcing function for downsizing • Applying "does this still serve me?" to bikes • When sentimental value isn't the same as utility • Overlapping bikes and letting go of duplicates • Keeping the most flexible, all-conditions bike • Rethinking an e-bike that isn't quite right • Pulling parts, donating frames, avoiding bad resale math • The Brompton as the ultimate utility / travel bike • Donating vs selling bikes and why effort matters • Downsizing now to make future bike choices easier • Escaping n+1 without abandoning future upgrades • Letting go to make room for more intentional riding

[Las Vegas Real Estate Review] Which is less expensive? Downsizing or getting a reverse mortgage? [Housing Wire] A judge rules against HomeTap's defense strategy: lawsuit will continue. [Housing Wire] Logan Mohtashami's 2026 housing market forecast. Watch our video podcast here!

As we wrap up the year, we're inviting you into a different kind of year-end ritual—one that's less about resolutions and more about reflection. In this episode, we're doing a midlife audit: looking honestly at what we're ready to shed and what we want to intentionally carry forward into 2026. From other people's opinions to outdated expectations, we're talking about the emotional baggage that quietly drains our energy—and how freeing it can be to finally let it go.We also dig into what we're keeping: connection, meaning, nervous system regulation, health, authenticity, and the freedom to live outside the status quo. This is a grounded, honest conversation about midlife as a season of shedding skins, reclaiming agency, and choosing a life that actually feels good to live. If you're craving clarity, permission, and a more intentional way to step into the new year, this one's for you. Episode Highlights:[0:46] – Kicking off a year-end audit instead of traditional resolutions [1:18] – The inspiration behind “not caring anymore” at midlife [3:03] – Letting go as a lifelong practice and why shedding gets easier with age [4:40] – Releasing other people's opinions about our bodies, habits, and choices [7:44] – Being done with explaining ourselves—bedtimes included [9:28] – Downsizing, simplifying, and redefining what “home” needs to be now [13:09] – Midlife as a season of shedding and making space for what's next [14:45] – Letting go of one-sided or draining friendships [16:43] – Prioritizing nervous system regulation and protecting our peace [17:42] – Giving up pretending we're fine when we're not [20:00] – Choosing depth, authenticity, and real conversations over small talk [22:06] – What we're keeping: health, strength, movement, and time outdoors [24:56] – Filtering life through meaning, purpose, and connection [25:51] – Saying yes to connection and whole-body yeses [28:00] – Comfort over performance: clothes, shoes, and realistic expectations [30:08] – Speaking our truth, changing our minds, and honoring ourselves [31:02] – Letting go of the status quo and choosing a life that fits [34:44] – Remembering that life is happening now, not later If today's discussion resonated with you or sparked curiosity, please rate, follow, and share "Insights from the Couch" with others. Your support helps us reach more people and continue providing valuable insights. Here's to finding our purposes and living a life full of meaning and joy. Stay tuned for more!Pre-order The Cost of Quiet now! Colette's new book, The Cost of Quiet: How to Have the Hard Conversations that Create Secure, Lasting Love, launches February 3rd. Secure your copy today and get VIP bonuses available only before launch day. https://www.colettejanefehr.com/new-book

We're wrapping up 2025 with a "pod party," the whole co-host crew gathers to recap a year of peaks, pits, and lessons learned. We pull back the curtain on our personal balance sheets to share what happened in our lives this year beyond the numbers.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/143-end-of-year-pod-party-layoffs-corporate-america-downsizing-simplicity-time-lesson-learned-and-more/

If you've been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I'd encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There's a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you're ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)331 Topics:Firm Growth & NavX Realty Overview (06:10)Interest Rates & Market Impact (12:00)Down Payments & First-Time Buyer Access (16:30)Regional Housing Trends & Buyer Preferences (19:15)Seller Strategies & Value-Boosting Improvements (25:20)Younger Buyers & Equity-Building Strategies (30:00)Agent Education & Client Support (30:15)Downsizing & “Lateral Move” Challenges (35:00)Timing the Market vs. Smart Decision-Making (39:50)2026 Market Outlook & Final Thoughts (41:30 – 42:50)https://peeblesgrp.com/

Nos vendieron el "Downsizing" como la panacea de la automoción: motores pequeños, ligeros, turboalimentados y supuestamente ecológicos. Bloques de 1.0 litro y 3 cilindros entregando potencias de más de 100 CV. Parecía el triunfo de la ingeniería, pero con la perspectiva del tiempo, la realidad es mucho más cruda: sencillamente, nos han vendido motores peores. No es nostalgia por los viejos motores de gran cilindrada, es pura física y termodinámica. La verdad del "downsizing" nunca fue una verdad de ingeniería, sino una verdad de laboratorio diseñada para cumplir con normativas burocráticas. El Origen del Problema: El Ciclo NEDC Para entender por qué muchos motores modernos son problemáticos, hay que mirar al antiguo ciclo de homologación NEDC. Una prueba de laboratorio irreal, con aceleraciones lentas y sin carga. Los fabricantes diseñaron motores para ser eficientes solo en esas condiciones específicas. Crearon motores minúsculos que, sin exigirles potencia, apenas gastaban. Pero ¿quién conduce así en la vida real? Laboratorio vs. Realidad: El consumo fantasma Cuando sacas ese motor 1.0 Turbo a la carretera y le exiges potencia para un adelantamiento o un puerto de montaña, la eficiencia desaparece. El turbo sopla al máximo y la temperatura se dispara. Para evitar la autodetonación ("picado de biela"), la centralita utiliza el "enriquecimiento de protección": inyecta gasolina extra no para mover el coche, sino para refrigerar la cámara de combustión. Estamos usando gasolina como refrigerante. En la práctica, un motor pequeño forzado consume más que un motor 2.0 atmosférico que trabaja relajado a la mitad de su capacidad. La Pesadilla de la Fiabilidad: Motores de "usar y tirar" Sacar 130 CV de un litro de cilindrada somete a los materiales a un estrés propio de la competición, pero usando componentes de utilitario. Esto ha traído tecnologías que han destrozado la fiabilidad a largo plazo: Inyección Directa (GDI) y Carbonilla: Al inyectar directamente en la cámara, la gasolina ya no limpia las válvulas de admisión. Resultado: acumulación de carbonilla, pérdida de potencia y averías costosas a partir de los 80.000 km. Filtros de Partículas (GPF): Al funcionar con mezclas ricas, estos motores generan partículas finas, obligando a instalar filtros complejos que se obstruyen. La Correa Húmeda: El mayor error de la era "downsizing". Para reducir la fricción, sumergieron la correa de distribución en aceite. El aceite degrada la goma, la correa se desintegra y los restos obstruyen la bomba de aceite, gripando el motor. Un fallo de diseño catastrófico presente en motores superventas. La Lista de la Vergüenza Existen motores que ilustran este fracaso: -Stellantis 1.2 PureTech: Famoso por los problemas de su correa húmeda y alto consumo de aceite. -Ford 1.0 EcoBoost: Pionero del downsizing, pero con historiales de problemas en refrigeración y distribución en sus primeras generaciones. -VW 1.4 TSI Twincharger: Un exceso de complejidad (turbo + compresor) que resultó ser una pesadilla mecánica. -Fiat 0.9 TwinAir: Un bicilíndrico que vibraba en exceso y cuyo consumo real doblaba al homologado. El Regreso a la Cordura La industria, en silencio, nos está dando la razón. Con la llegada del ciclo WLTP (más realista), el truco de los motores minúsculos ya no funciona. Estamos viendo un proceso de "Upsizing": Volkswagen ha pasado del 1.4 al 1.5 TSI, y Stellantis está sustituyendo la correa húmeda por cadena. Mención aparte merece Mazda, que se negó a entrar en este juego. Apostaron por el "Upsizing" (motores 2.0 atmosféricos de alta compresión), demostrando que se puede ser eficiente sin sacrificar la fiabilidad ni recurrir a trucos de laboratorio. El "downsizing" no fue progreso real; fue un parche regulatorio que sacrificó la vida útil de tu coche. Antes de comprar, infórmate bien: la buena ingeniería no necesita esconderse detrás de cifras de homologación imposibles.

If you're nearing retirement and uneasy about the math, you're not alone. Don and Tom tackle the uncomfortable reality that most near-retirees haven't actually run the numbers—and many won't like what they see when they do. Drawing on Vanguard data and real-world client experience, they break down three practical ways to shrink a retirement gap: working longer (but not necessarily full-time), thoughtfully tapping home equity, and spending less before and during retirement. 0:06 Opening and the retirement gap problem 0:52 Podcast platforms, Apple vs Spotify, and Don's short-story empire 4:08 How TRM ranks among investing podcasts and why that still feels surreal 5:24 Vanguard data: only 40% of near-retirees are on track 6:51 Kids, money, and why retirement math gets uncomfortable fast 7:51 Strategy #1: Working longer (and why part-time can be powerful) 9:41 Purpose, boredom, and the underrated psychology of retirement 10:00 Strategy #2: Home equity as a retirement resource 11:12 Downsizing, renting, HELOCs, and reverse mortgage trade-offs 13:05 Strategy #3: Spending less—before and during retirement 14:29 Reverse mortgage costs, limits, and real-world implications 17:01 Social Security timing and when immediate annuities actually help 18:40 Inflation risk, fixed income streams, and practical trade-offs 19:02 Listener Q: AVGE vs DFAW and understanding underlying holdings 21:48 Listener Q: Aggressive Roth portfolios intended for heirs 25:30 Listener Q: Washington 529 plans and GET vs traditional 529s 27:32 Listener Q: Quantum computing (short answer: no) 28:59 Sector investing, AI hype, and why diversification wins Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawson Weiss Guest Episode on The Steroids Podcast Dan and Bodybuilder Dawson Weiss discussed various aspects of bodybuilding, including the effects of different compounds like Retatrutide and Tirzepatide on body composition and performance. Dawson Weiss shared his personal experiences with competing in bodybuilding shows and transitioning between different steroid cycles, while also discussing his current approach to training and diet. They explored the evolution of bodybuilding aesthetics and the challenges of maintaining a competitive mindset, with Dawson expressing his preference for a more natural and balanced physique rather than extreme measures.My Book: ULTIMATE GUIDE TO ROIDS #1 BOOK ON TRUTH IN THE HISTORY OF BODYBUILDING Link -⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bodybuilderinthailand.com/ultimate-guide-to-roids/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Daily Text Msg Training $99usd/month and 1 Hour Phone Call Consult $59usd Email to inquire about personal training to steroidspodcast@gmail.comBodybuilder in Thailand on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/bodybuilderinthailand/⁠⁠⁠⁠⁠⁠My Other Podcast: Grab the Bull Podcast: ⁠⁠⁠⁠⁠⁠https://youtu.be/X6SzfCrN4NY?si=Ho2T9WIVxLjXo_AE⁠⁠⁠Dawson Weiss on Instagramhttps://www.instagram.com/accounts/dawson_m_weissTimestamps: 0:00 Retatrutide Results and Thoughts after extended long term use.4:00 Thought of tirzepatide 8:15 Downsizing on the muscle fullness and freakiness a bit after first bodybuilding competition9:00 First Bodybuilding Competition Experience14:07 Being able to enjoy bodybuilding 15:58 Taking a break from HGH and Insulin20:20 Using testosterone and Deca NPP nandrolone now, current cycle26:00 Dawson seems to do well with high estrogen and progesterone and even takes tablets of Methyl Estradiol on cycle27:35 Bought a new house with his Fitness Influencer money30:45 Bodybuilding Food talking about current Diet36:00 Talking about Ronnie Coleman's legendary Mr Olympia Diet38:30 Discussion on Diuretics Use in Bodybuilding41:20 More Thoughts on Nandrolone, Primobolan and Trenbolone46:45 Bodybuilding Plans for 202649:40 Negative Cosmetic effects of Growth Hormone and Insulin58:04 Dorian Yates role in taking bodybuilding image from being having fun in the sun with girls, to this dark dungeon misery and maximum suffering sport.This Podcast is for entertainment and conversational purposes only. Serious Injury and Death can occur from utilizing chemical performance enhancement. This author does not support the use of illegal performance enhancing drugs. If any substances mentioned in this video are illegal in your country do not use them. The purpose of this podcast is not to glorify the use of PED's but to bring to light the reality of what athletes are doing privately. Consult a doctor before beginning any exercise or supplement routine. Do not take anything mentioned in this video as advice. It is simply conversation, not advice.

Send us a textI had the honor of hosting a long-time mentor and friend, Robert Larson, CPC. Bob's journey is one I've followed since the start of my first business, and he even inspired my own early yoga practice by bringing his personal interests into the workplace.The episode is less about business growth and more about personal resilience and the powerful difference between working on your business versus in it; and ultimately, working on yourself.From Bicycle Messengers to Boutique PracticeBob's career spans decades, starting when résumés were shuttled by bicycle messengers and a portable fax machine cost $4,500. He built a large, successful staffing firm. However, as the conversation reveals, he deliberately chose to downsize a few years ago.He found that running a large operation meant working on the business. Downsizing allowed him to return to the craft, the hands-on work of interviewing and placement, and find fulfillment, proving that the work is more fulfilling.The Catastrophic Gift of LifeBob's most compelling story is about the massive health crisis he faced over 20 years ago that put him on life support, reshaping his outlook on life, work, and gratitude.He discusses how his decades-long practices in silent meditation and Bikram (hot) yoga became his lifeline. When he woke up on a respirator, he used the machine's rhythm to perform Ujjayi breathing meditation. As his sister-in-law wisely noted, he "trained his entire life for these illnesses." Now, at 75, he embodies reinvention and acceptance, trading marathons for chair yoga, and viewing every physical challenge as a teaching moment.The Core Takeaway: Find Your DNALife comes with no warranties or guarantees. Bob's advice on career and contentment is simple yet revolutionary: find what is in your DNA and what you love to do, and the money will follow. His perspective on career fulfillment, the necessity of personal practice, and the struggle to stay in the present moment is a powerful reminder that awareness is the practice, and coming back to stillness is the key to clarity."If a person does what they love, the money follows because they rise to the top of what they're doing." — Robert Larson, CPCListen to the Full ConversationDon't miss Bob's incredible story of resilience and his profound advice on living an aware and grateful life.Books, Websites, and Resources MentionedWe always highlight the resources mentioned by our guests so you can follow their lead.Substack: You can follow Bob Larson's active daily blog and get a peek into his daily practice of gratitude and awarenessA Book for Letting Go: Let Them by Mel RobbinsThe Business Essential: The E-Myth Revisited by Michael E. GerberCareer Assessments: The Kuder Career Assessment and Campbell Interest and Skill SurveyUntil next time, friends, ChrisIf this conversation resonates, forward it to a friend or colleague. Insight is meant to be shared. Quick reviews on your listening app go a long way, too.

In today's episode, I'm joined by Mia Danielle - YouTuber, author of Downsizing, creator of The Clutter Cure, and host of The Mind Your Home Podcast. Mia shares how clutter affects your energy, memory, focus, and stress response. We talk about the science behind cognitive load, how your environment shapes your emotional and mental capacity, and practical ways to create a home that supports you - starting today. We discuss: How clutter drains your energy, increases decision fatigue, and impacts your ability to remember and focus The connection between clutter, cognitive load theory, and why moms feel mentally overwhelmed How clutter affects your stress response and nervous system—and why it keeps you on edge Simple ways to create a supportive home, including starting with one “safe haven” space and building long-term systems that actually work Resources Mentioned: Connect with Mia on her website, podcast, YouTube channel, and Instagram Grab her free resource  Declutter Your First Room Blueprint and check out her free workshop Holistic Clutter-Free Formula Related Episodes: Episode 8: Is Clutter Stealing From You? The 4 Things You Can Reclaim Now Even as a Busy Mom Episode 19: Exhausted and Burnt Out with NO Energy to Declutter as a Busy Mom? You Probably Aren't Asking Yourself This Simple Question Episode 207: What is Clutter Costing You? Reclaim Your Time and Energy - with Author and Professional Organizer Robyn Reynolds *** I help moms declutter their homes, heads, and hearts. Contact - > info@simplebyemmy.com  Podcast -＞ https://momsovercomingoverwhelm.podbean.com/ Learn -＞ https://www.simplebyemmy.com/resources Connect -＞ Join our free Facebook group Decluttering Tips and Support for Overwhelmed Moms Instagram -＞ @simplebyemmy and @momsovercomingoverwhelm   *** Don't Know Where to Start? *** 5 Steps to Overcome Overwhelm -＞ https://simplebyemmy.com/5steps/ 5 Mindset Shifts for Decluttering -＞ https://simplebyemmy.com/mindset/ Get podcast playlists for decluttering mindset, tactical decluttering tips, ADHD, getting kids & family on board, and more! https://www.listennotes.com/@momsovercomingoverwhelm/playlists/   Wanna work with me to kick overwhelm to the curb, mama? There are three options for you! Step 1: Join a supportive community of moms plus decluttering challenges to keep you on track at the free Facebook group Decluttering Tips and Support for Overwhelmed Moms Step 2: Sign up for the weekly Decluttering Tips and Resources for Overwhelmed Moms Newsletter and see samples here: https://pages.simplebyemmy.com/profile Step 3: Get more personalized support with in-person decluttering and organization coaching (Washington DC metro area)! https://www.simplebyemmy.com/workwithme

Join my online school for eBay sellers here. Get my BOLO books (eBook format) hereGet my BOLO books (printed format) hereContact me for a store review Suzanne@SuzanneAWells.com Follow me on FacebookJoin my private Facebook group here.Find me on YouTube here.Visit my website here.Email your comments, feedback, and constructive criticism to me at Suzanne@SuzanneAWells.com

In this pet business coaching session, Jorge discussed his need to downsize his dog daycare and boarding business. Jorge is seeking advice on adapting his operations and staff for a smaller facility. This session covers strategies for managing walk-in clients, implementing new policies for space limitations, and improving marketing efforts through social media and SEO. Jorge also shared plans to move his business to a new location and change its name while maintaining certain branding elements, with advice from Kristin on focusing on client referrals and merchandise to enhance business operations. You'll also hear how Jorge skillfully dealt with a negative review, including and a negative review going viral on Tik Tok! Visit the show notes page at: www.prosperouspetbusiness.com/podcast170 Create your 12-Month Best Year Yet Business and Life Plan. Click to apply to be coached on the Prosperous Pet Business podcast. Sign up for a private pet business coaching session with Kristin Morrison. Sign up for the SEO for Pet Business Owners Masterclass. Want to start or grow your pet business? Check out the FREE downloadable booklets for pet business owners. Find out more about the monthly Pet Business Webinars and Workshops. Connect with Kristin Morrison on Instagram. Copyright © Prosperous Pet Business and Kristin Morrison www.ProsperousPetBusiness.com

Kellie Rasberry is making a big change. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode originally aired as Episode 169 on March 7, 2025, and became one of your favourites of the year. We're bringing it back because this conversation on letting go and making aligned decisions really resonated. If you missed it the first time or want to revisit, here we go… Loves, I'm attempting to be useful in two ways today. BONUS. 1) Let's talk about decision making, how to know when it's right or wrong. 2) And how the ego loves to look good. And thus! how letting go of status concepts can be radically liberating and HEALING. I once traded a status symbol (sexy Audi, FAST) for a soul symbol (pre-owned VW, FREE). Turns out, less status = more me. More LIFE. In this episode: How the ego masks self-worth struggles with status symbols The surprising freedom in less (and why "downgrade to upgrade" is real) The three red flags that signal a misaligned decision A spiritual approach to right-sizing your life—beyond logic, beyond labels MENTIONED IN THIS EPISODE: Follow + subscribe to With Love, Danielle on Substack for weekly podcasts, essays + more (formerly known as The Sacred)