Podcasts about Carrier

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concernedlettercarriers.com

Mary Ann had a dream… a dream of big things and a lavish lifestyle. She was finally getting to realize that lifestyle with international trips, luxury purchases, and more… but this is a Setting the Bar story so she's not doing it the right way. Source: https://www.thesmokinggun.com/buster/california/mail-thief-plea-694217

Fromatoarbitration.com

Will the stock market crash? With the market continuing to march higher and setting record high after record high, I do worry more and more that a crash could be coming. It doesn't mean it will happen tomorrow, next week, or maybe even this year, but I do believe the risk to reward of investing in the S&P 500 at this point is not favorable when you take all the data into consideration. I have talked a lot about the fact that the top 10 companies now account for nearly 40% of the entire index and the forward P/E multiple of around 22x is well above the 30-year average of 17x, but there are also less discussed factors that are quite concerning. There is something called the Buffett Indicator that looks at the total US stock market value compared to US GDP. Buffet even made the claim at one point that this was “the best single measure of where valuations stand at any given moment." The problem here is that it now exceeds 200%, which is a historic high and well above even the tech boom when it peaked around 150%. Another concerning measure is the Shiller PE ratio, which looks at the average inflation-adjusted earnings from the previous 10 years in relation to the current price of the index. This is now at a multiple around 39x, which is well above the 30-year average of 28.3 and at a level that was only seen during the tech boom. While valuation isn't always the best indicator for what will happen in the next year, it has proven to be a successful tool for long term investing. Unfortunately, valuations aren't my only concern. Margin expansion is even more frightening as the reliance on debt can derail investors. Margin allows investors to buy stocks with debt, but the big problem is if there is a decline and a margin call comes the investor would either have to add more cash or make sells, which causes a further decline in the stock due to added selling pressure. Margin debt has now topped $1 trillion, which is a record, and it has grown very quickly considering there was an 18% increase in margin usage from April to June. This was one of the fastest two month increases on record and rivals the 24.6% increase in December 1999 and the 20.3% increase in May 2007. In case you forgot, both of the periods that followed did not end well for investors. Looking at margin as a share of GDP, it is now higher than during the dot-com bubble and near the all-time high that was reached in 2021. One other concern with the margin level is it does not include securities-based loans, which is another tool that leverages stock positions and if there is a decline could cause added selling pressure. Unfortunately, this data is not as easy to find since they are lumped in with consumer credit. The most recent estimate I could find was in Q1 2024, they totaled $138 billion and with the risk on mentality that has occurred, my assumption is the total would be even higher now. We have to remember that we now are essentially 18 years into a market that has always had a buy the dip mentality. Even pullbacks that occurred in 2020 and 2022 saw rebounds take place quite quickly. This has created a generation of investors that have not actually experienced a difficult market. I always encourage people to study the tech boom and bust as it was devastating for investors. The S&P 500 fell 49% in the fallout from the dotcom bubble and it took about 7 years to recover. Investors in the Nasdaq fared even worse as they saw a 79% drop and it took 15 years to get back to those record levels. Unfortunately, this isn't the only historical period that saw difficult returns. If you look back to the start of 1964, the Dow was at 874 and by the end of 1981 it gained just one point to 875. This was an extremely difficult period that saw Vietnam War spending, stagflation, and oil shocks, but it again illustrates that difficult markets with little to no advancement can occur. So, with all of this, how are we investing at this time? We are maintaining our value approach, which generally holds up much better in difficult markets. For comparison, the Russell 1000 Value index was actually up 7% in 2000 while the Russell 1000 Growth index fell 22.4% that year. We are also maintaining our highest cash position around 25% since at least 2007.  I continue to believe there are opportunities for investors, it just requires discipline and patience. One other person remaining patient at this time is Warren Buffett. Berkshire now has near a record cash hoard of $344.1 billion and the conglomerate has been a net seller of stocks for the 11th quarter in a row. I'd rather follow people like Buffett at times like this over the Meme traders that have become popular once again.   Consumers are doing a better job managing their credit card debt  Data released by Truist Bank analysts show that card holders of both higher and lower scores are doing a better job paying their bills on time. This is based on a drop in the rate of late payments from last quarter. Also improving is debt servicing payments as a percent of consumers disposable personal income. The first quarter shows debt-servicing payments were roughly 11% of disposable income, which is a strong ratio to see considering that level is below what was typical before the start of 2020 and it's far below the 15%-plus levels that were seen leading up to the Great Recession in 2008. According to Fed data, card loan growth was only 3% year over a year, which could be due to lenders increasing their credit standards. Stricter standards also made it more difficult for subprime borrowers to obtain new credit cards considering the fact that as a share of new card accounts, this category accounted for just 16% of all new accounts. This was down roughly 7% from the last quarter in 2022 when it was 23%. Consumers may also be more aware of the high interest costs considering rates stood at 22% as of May. There has been a decrease in rates from the peak last year, but Fed data reveals before interest rates began rising in 2022 interest rates stood at 16% for card accounts. If the Fed were to drop rates a couple of times between now and the end of the year, we could see a small decline in the rate. With that said borrowing money on a credit card and accruing interest is a terrible idea as even a 16% rate would not be worth it!    Real estate investors may be supporting the real estate market. This may sound like a good thing, but this could be dangerous long-term since investors don't live at the property. It would be far easier for them to default on the mortgage and let the house go into foreclosure or sell at a price well below market value just to get their investment back. So far in 2025 investors have accounted for roughly 30% of sales of both existing and newly built homes, which is the highest share on record. This is according to property analytics firm Cotality and they started tracking the sales 14 years ago. Most of these investors were small investors, who own fewer than 100 homes as they accounted for roughly 25% of all purchases. This compares to large investors which accounted for only 5% of purchases of new and existing homes. Within the small investor space, the stronger category is those with just 3-9 properties as this group has accounted for between 14 and 15% of all sales each month this year. The data also shows that the large investors like Invitation Homes and Progress Residential have become net sellers in the market and are selling more properties than they are buying. This is likely due to reduced rents from the high competition in the rental market and a softening of the overall real estate market in certain areas that has not provided the expected return that they wanted. I do worry that the small investor here has less access to good data and is less disciplined with their investment strategy. They are likely buying homes because real estate has been a good investment for the last several years, but if the market were to turn, they would be more likely to panic and sell and they may not have the means to continue holding the real estate. I do believe if interest rates remain, housing prices could remain stable or perhaps even drop a little bit. It's important to remember long term mortgage rates generally stem from longer term debt instruments like a 10-year Treasury, rather than the short-term discount rate set by the Fed.   Financial Planning: When and How a Refinance is Helpful After several years of elevated mortgage rates, steady declines have made more homeowners candidates for refinancing, but a smart decision requires looking beyond the headline interest rate. The first question is whether the refinance actually reduces the rate, and if so, what third-party closing costs and discount points are involved. Every mortgage carries these costs, and paying points may not make sense if rates are expected to fall further and another refinance could be on the horizon, especially since few 30-year mortgages last their full term before a sale or another refi. The structure of the new loan also matters: should costs be paid upfront or rolled into the loan balance, and how long will the loan likely be kept? The real goal is to borrow at the lowest overall cost over the life of the loan, factoring in both the rate and the cost to obtain it. A lower rate and payment may feel like a win, but without careful structuring, it may not be the most cost-effective move, something mortgage brokers often overlook when focusing solely on rate reduction. Here's a real example from just last week. A homeowner with a $580,000 mortgage at 6.875% and a $3,900 monthly payment has the opportunity to refinance to 5.5%, lowering the payment to $3,500 with no additional cash due at closing, and saving roughly $80,000 in total interest over the life of the loan. At first glance, this looks like a no-brainer. However, this structure would only be ideal if the homeowner never had another chance to refinance, which is unlikely given their current rate of 6.875%. In this case, all costs were rolled into a new loan balance of $616,000—an increase of $36,000—explaining why no cash was required at closing. A better approach might be to refinance to a rate only slightly lower than 6.875%, still reducing both the monthly payment and lifetime interest, but without dramatically increasing the loan balance by rolling in discount point costs. Refinances can continue as long as rates are expected to decline, and the best time to pay points is in a “final” refinance when rates are no longer expected to drop so the benefit can be locked in for the long term.   Companies Discussed: Carrier Global Corporation (CARR), Polaris Inc. (PII) & Align Technology, Inc. (ALGN)

When it comes to global logistics, it seems no news is good news. If a transoceanic journey of goods goes without a hitch, you never hear about it.But when things go wrong, they can go very wrong – and we've seen that play out in several dramatic fires in the past few years that have resulted in high profile tales of doomed cargo ships.Most recently, an incident involving the cargo carrier Morning Midas led to millions in losses after a fire broke out and the ship sank off the coast of Alaska with more than 3,000 vehicles on board. At issue was concern over the electric and hybrid electric vehicles, and suggestions that the fire broke out on the deck with the EVs.

Join us in this time of worship where the glory of the Lord fills the tabernacle. Revelation 4 and Exodus 24 are two key passages where we read the Lord giving us an invitation to enter into His realm of glory. Join us as we encounter the King of Glory.

Join us in this time of worship where the glory of the Lord fills the tabernacle. Revelation 4 and Exodus 24 are two key passages where we read the Lord giving us an invitation to enter into His realm of glory. Join us as we encounter the King of Glory.

In this episode of "Building Tomorrow," we delve into New York State's ambitious climate goals and the pivotal role buildings play in achieving them. New data analysis from Urban Green Council reveals that one-third of all large buildings in the state exist outside of New York City, but we know little about their energy use. Listen in as Danielle Manley, Associate Director of Policy at Urban Green Council, makes the case for why statewide benchmarking is a crucial first step towards empowering large building owners with energy insights that can guide building upgrades, and drive market demand for efficiency.Guest: Danielle Manley, Associate Director of Policy at Urban Green CouncilDanielle is responsible for advocacy, analysis and collaboration on Urban Green's policy initiatives in New York City and State. She previously worked at the Center for Climate Systems Research at Columbia University's Earth Institute researching and communicating local climate risk information for stakeholders in global cities and ecosystems, and served as project manager for the Third New York City Panel on Climate Change Report. Danielle also worked for nonprofits in Buffalo on environmental education and advocacy. She holds a Master's Degree in Climate and Society from Columbia University and a Bachelor of Science in Environmental Studies from the University at Buffalo.Host: Ellen Honigstock, Senior Director, Education, Urban Green Council. Ellen oversees the development of Urban Green's Public Programs. She is also responsible for developing the curriculum for Urban Green's signature programs, including GPRO and Crushing the Code. Ellen has 28 years of experience as an architect and volunteered for Urban Green for several years before joining the staff, where she served as the first Residential Green Building Advocate for Urban Green Council, working to increase green building and LEED for Homes certification in the New York residential marketplace, and as a committee chair of the Green Codes Task Force. ResourcesThe Case for Statewide Benchmarking, May 21, 2025, Urban Green CouncilDataTrends: Benchmarking and Energy Savings, US EPAEnergy Benchmarking and Transparency Benefits, IMTIntegrated Energy Data Resource (IEDR) Program, NYSERDAIf you enjoyed this episode, please consider becoming a member of Urban Green, and subscribing to our podcast for more insightful conversations on building a sustainable future.We'd like to thank⁠⁠ ⁠Carrier⁠⁠⁠ for sponsoring the event and podcast.#ClimateGoals #BuildingDecarbonization #EnergyEfficiency

Today's show:Jason and Alex are running down the biggest tech, startup, and business stories of the day on a brand-new Monday TWIST.Which countries are leading the AI race, based on academic papers? Why Jason thinks covert agencies are spying on Meta's superintelligence team. Lina Khan's taking a victory lap on the Figma IPO but what did she REALLY accomplish during her Biden administration tenure? PLUS, why we're bringing Founder University to the MENA region.All that and MORE on a packed episode! Find out why we're the #1 podcast for startups and founders.Timestamps:(0:00) Why Jason is attending more TV poker tournaments(4:02) Did you know Founder University is headed to MENA? Calling all Riyadh founders.(10:01) Squarespace - Use offer code TWIST to save 10% off your first purchase of a website or domain at https://www.Squarespace.com/TWIST(11:27) Show Continues…(19:52) Oracle - Try OCI and save up to 50% on your cloud bill at https://w⁠⁠⁠⁠ww.oracle.com/twist⁠⁠⁠(21:01) Why Jason doesn't think Lina Khan deserves her Figma IPO victory lap.(23:17) Jason thinks Figma is overpriced: how quickly could a rival build a competitor?(27:53) For an investor, there's a huge difference between a home run and a GRAND SLAM.(30:42) Monarch Money - Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/TWIST(31:55) Show Continues…(40:59) Why Jason thinks covert agencies are spying on Meta's global Superintelligence Team…(50:43) Which countries are leading the AI race in terms of research? Producer Claude helps with the answer.(57:12) Fact-checking the viral BYD TikTok: can their self-driving cars really drive themselves off the ship?(59:52) Jason and Alex check out some of their dream carsSubscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.comCheck out the TWIST500: https://www.twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcpFollow Lon:X: https://x.com/lonsFollow Alex:X: https://x.com/alexLinkedIn: ⁠https://www.linkedin.com/in/alexwilhelmFollow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanisThank you to our partners:10:01) Squarespace - Use offer code TWIST to save 10% off your first purchase of a website or domain at https://www.Squarespace.com/TWIST(19:52) Oracle - Try OCI and save up to 50% on your cloud bill at https://w⁠⁠⁠⁠ww.oracle.com/twist⁠⁠⁠(30:42) Monarch Money - Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/TWISTGreat TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarlandCheck out Jason's suite of newsletters: https://substack.com/@calacanisFollow TWiST:Twitter: https://twitter.com/TWiStartupsYouTube: https://www.youtube.com/thisweekinInstagram: https://www.instagram.com/thisweekinstartupsTikTok: https://www.tiktok.com/@thisweekinstartupsSubstack: https://twistartups.substack.comSubscribe to the Founder University Podcast: https://www.youtube.com/@founderuniversity1916

Get access now to 7 Figure Medicare University:Lifetime access:https://sevenfigureu.com/On this episode of the Seven Figures or Bust podcast, we dive into a major shift: a large Medicare Advantage carrier plans to cut prior authorizations by one-third. We break down what this change means for agents, clients, and the industry as a whole. Could this be the beginning of a more streamlined future in Medicare?Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

Send us a textIn this episode of CLOT Conversations, experts discuss recent research on cancer-associated thrombosis and the predictors of recurrent venous thromboembolism (VTE) and anticoagulant-related bleeding. Dr. Faizan Khan, a leading researcher in the field, explains the results of their study that aimed to offer a comprehensive understanding of the prognostic factors associated with these risks. Hear what he says about the evidence for associations of several patient- and cancer-related factors, and the risk of recurrent VTE. This research is expected to inform clinical practice by promoting a more individualized approach to anticoagulant management in cancer patients.Reference: Khan, F., Tritschler, T., Marx, C. E., Lanting, V., Rochwerg, B., Tran, A., ... & Carrier, M. (2025). Predictors of recurrent venous thromboembolism and bleeding in patients with cancer: a meta-analysis. European Heart Journal, ehaf453.https://academic.oup.com/eurheartj/advance-article/doi/10.1093/eurheartj/ehaf453/8170116?login=falseSupport the showhttps://thrombosiscanada.caTake a look at our healthcare professional and patient resources, videos and publications on thrombosis from the expert members of Thrombosis Canada

In 2000 the Bad Plus helped usher in the new century with what looked like a 20th century jazz piano trio, with music ranging from groove-based originals to covers of Black Sabbath and Igor Stravinsky. Over the past quarter century they've repeatedly surprised listeners. Lately founding members Reid Anderson (bass) & Dave King (drums) with no piano at all have formed a quartet with reedist Chris Speed and guitarist Ben Monder. The Bad Plus's latest album is called Complex Emotions and they play some of these compositions in-studio.Set List: 1. Casa Ben 2. French Horns 3. Carrier

Live from Urban Green's 2025 annual conference, this special episode of Building Tomorrow features an exciting conversation about how resilience is shaping building design today and how the industry is evolving to meet climate challenges.Sustainability and resilience are closely linked in the building sector. With more frequent heat waves and extreme storms, New York City's buildings must be prepared for a changing climate. Decarbonization efforts must integrate resilience to ensure long-term sustainability. The panel discussion is moderated by Susanne DesRoches, NYSERDA. The other panel speakers are: Ilana Judah, ArupJessica Mederson, Stafford Rosenbaum LLPTalley Burley, Environmental Defense FundMónika Serrano-Riedlinger, Adaptate LLCThis episode was recorded on June 2, 2025 at Urban Green's NYC Next: Shaping Building Decarbonization conference at NYU in New York City. For more information, visit Urban Green's ⁠conference page⁠. We'd like to thank ⁠Carrier⁠ for sponsoring the event and podcast.

The insurance industry is full of brokers who talk about innovation but still push the same tired, carrier-first products. My guest this week, Wes Spencer, doesn't just talk—he builds. After starting his career at Federated Insurance, he knew there had to be a better way than the restrictive models offered by traditional agencies.That mission became deeply personal after a nurse pulled him aside in a hospital and told him, "I wouldn't have that procedure done here" for his own daughter. Wes realized that if he, an industry insider, struggled to navigate the system, what chance did anyone else have? Instead of looking for a solution, he and his team at Sympl Benefits built one from the ground up. This episode is the story of how a broken system and a father's fight led to a new blueprint for benefits.▶▶ Sign Up For Our Social Media Sales Seminar:https://www.completegameu.com/registration-SMSSKEY MOMENTS(00:00:00) Leaving the Traditional Agency Model Behind, with Wes Spencer(00:22:31) Making Sure Incentives Are Aligned(00:25:59) How Can We Get Members To Navigate Healthcare Effectively?(00:31:49) Value of Healthcare Middlemen in Industry(00:39:14) Wes's Personal Experience With HealthcareCONNECT WITH ANDY NEARY

Australia and the united kingdom have finalised a treaty on the delivery of the first stage of the AUKUS deal to acquire nuclear powered submarines. This comes as the Talisman Sabre joint military exercise takes place around regional Australia  with involvement from military personnel from almost two dozen countries.

Listen in as editors discuss several hot topics in the July digital-only issue of Inside MRO, which is now available here. Lee Ann Shay and James Pozzi discuss the capacity crunch, OEM maintenance strategies, how airline consolidation is affecting the aftermarket and more.

Michael Carrier is one amazing person! From an educational perspective, after graduating from high school in Michigan, he spent a year at DeVry Technical Institute in Chicago. Then he went to Central Bible College (later named Evangel University) in Missouri, getting his bachelor's degree in Bible. Because of his excellent grades there, he was then awarded a fellowship in Semitic Languages at New York University in Manhattan, NY. Unfortunately, as he was working on his PhD dissertation there, political turmoil in the early 1970s rocked the campus and prevented him from getting his doctorate. Ultimately, Mike returned to Michigan with his dear wife Evie and began to work for a security company. Within a year he was made general manager of the second largest security company in West Michigan. Then, a few years later, Mike started his own security firm that he ran for about 30 years. He did contract work for the Military, the DEA (Drug Enforcement Agency), General Motors, and other large and small corporations, along with thousands of private individuals. It was while Mike was running his security firm that another chapter in his life came alive: He wrote and self-published his first book entitled WIND.  We will chat more about this in a minute. But about 15 years ago, Mike developed a heart condition that prompted him to sell his security business. Yet, not liking the boredom of “retirement,” Mike began to write what he calls his “hardboiled thrillers” marketed as “murder mysteries set in the Midwest.” To date he has published 18 of them with his author name Michael Carrier. Yes, Mike is one amazing dude! In this podcast Mike tells how a miraculous event with his radio of all things led him to understand the deep need in our nation for revival. And that, in turn, started him on a faithful routine of fervent prayer one day per week for revival to happen. Then along came self-publishing his book on revival entitled “Wind” followed by 18 fiction books. Truly, Michael Carrier is one unique and wholehearted follower of our Lord Jesus Christ!

What You'll LearnThe origins of integrated parcel shipping systems and Clippership's impact (1991)Why traditional carrier APIs limit cost optimization and how Sendflex's engine solves thisThe critical gap between expected shipping costs and actual carrier invoices (north of 15%)How a multi-carrier strategy is essential for modern fulfillment, especially PO box and regional delivery- The rising complexity of omnichannel distribution and its impact on 3PL operations- Lessons from enterprise acquisition failures and maintaining agile, mission-driven growth- How data-driven carrier diversification can unlock real savings versus sales pitchesTimestamped Segments00:00–00:50 – Introduction to Bob Malley and his legacy in parcel logistics00:50–04:39 – Bob's early career and development of Clippership & Tracer04:39–07:24 – The evolving parcel market, rise of multi-carrier shipping, complexities of e-commerce07:24–10:57 – The critical issue of landing cost variance versus expected shipping costs10:57–15:02 – Operationalizing auditing and cost variance fixes through automation15:02–20:04 – Carrier perspectives on load optimization, dimensional weight, and waste20:04–23:30 – Insights on carrier integration and the promise of new, niche carriers23:30–27:33 – B2B ecommerce growth, omnichannel maturity, and the rise of 3PL dynamics27:33–31:17 – Hard lessons on acquisitions and maintaining agility in logistics tech companies31:17–33:06 – Closing thoughts and where to learn more about Sendflex Quotes[10:13] "The cost variance between expected costs and actual costs is north of 15%.” — Bob Malley[06:13] “The real question is: how do shippers narrow the gap that's been growing between expected costs all through that journey of the order...” — Bob Malley[30:44] “I believe in companies that have a mission, are small enough to be agile, and stick to what they do well.” — Bob Malley[21:52] “That's what we're really excited about — data-backed carrier diversification that makes business sense, not just sales sense.” — Bob MalleyAbout the GuestBob Malley is a pioneer in parcel logistics technology with a track record spanning over three decades. He launched Clippership, the first integrated parcel shipping system, scaled Tracer, led e-commerce at Kewill as CEO, and founded Pierbridge, creating the first enterprise cloud-based parcel TMS. Today, as CEO of Sendflex, he is driving innovation in intelligent modular delivery software built for omnichannel complexity and global shipping optimization.Links MentionedSendflex websiteSendflex LinkedIn Subscribe and Keep Learning!If you're a logistics leader looking to scale sustainably, don't miss out! Subscribe for more expert strategies on tackling modern supply chain challenges.Be sure to follow and tag the eCom Logistics Podcast on LinkedIn and YouTube

Jeff Kagan joins Morning Movers to discuss the wireless, broadband & communications space. Following Verizon (VZ) earnings beat, he says the company's focus on customer care could be an area to watch. Jeff points to the 6G evolution as a potential growth opportunity for the telecom carriers. Ahead of AT&T (T) earnings, Jeff believes the company has "stepped off of the falling knife." For T-Mobile (TMUS), he says the company has grown through "trials and tribulations."======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

As Christians that have accepted Jesus as our Lord and Savior, we gain a helper—the Holy Spirit. Although we are the temple of the Holy Spirit, do we allow the Holy Spirit to lead and guide our life? In this revealing message, Ps. Charles unpacks who He is and what He desires to do in our life, but most importantly, will we let Him?

As Christians that have accepted Jesus as our Lord and Savior, we gain a helper—the Holy Spirit. Although we are the temple of the Holy Spirit, do we allow the Holy Spirit to lead and guide our life? In this revealing message, Ps. Charles unpacks who He is and what He desires to do in our life, but most importantly, will we let Him?

Our guest on the podcast is Ed Cubero with Amogy, an Ammonia to Power company.

“You will see LCC fleet sizes increasing, and you'll see them operating longer routes into East Asia, Central Asia and even into Eastern and Western Europe." More than 50% of available flight seats on any given day in South East Asia are provided by low-cost carriers (LCCs). Budget airlines have played a vital role in rebuilding regional air travel and tourism in ASEAN and Asia Pacific since the prolonged Covid border closures. Now, with ASEAN into its fourth year since reopening, LCCs are being emboldened to expand their route networks and stretch the geographic reach for passengers - with the help of advancements in aircraft technology and AI tools to improve operational efficiencies. This week, Gary is joined by Kuala Lumpur-based Shantanu Gangakedkhar, Senior Consultant, Aerospace & Defense, at Frost & Sullivan, to assess the outlook for low-cost air travel in South East Asia, North East Asia, Central Asia, the Middle East and beyond. En route, we discuss a range of pertinent issues from pricing and fierce market competition to air traffic management and the LCC market potential of South East Asia's tier-2 and tier 3 cities. Plus, we address the exit of Jetstar Asia from Singapore, ongoing aircraft supply chain challenges, and the current and potential impacts for the airline industry of US tariffs.

It's July 17th. This day in 1902, a New York engineer by the name of Willis Haviland Carrier is trying to figure out a system for keeping printing machinery cool -- and ends up developing the technology that would lead to air conditioning.Jody, Niki, and Kellie discuss how quickly Carrier's invention spread, and how air conditioning changed everything from urban development to political productivity.Help out with America 250 Watch! Subscribe to our newsletter for our ongoing coverage and commentary on how America 250 is playing out.https://thisdaypod.substack.com/Find out more at thisdaypod.comThis Day In Esoteric Political History is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Brittani Brown, Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia Learn about your ad choices: dovetail.prx.org/ad-choices

In “Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting”, Joe Lynch and Chad Capooth, VP of Operations at Denim, discuss the evolving landscape of freight fraud, payment challenges, and how Denim provides comprehensive solutions to ensure financial and operational security for freight businesses. About Chad Capooth Chad Capooth is the VP of Operations at Denim. He brings over 15 years of experience in strategic planning, business growth, and operations leadership. At Denim, he leads operational strategy, leveraging deep expertise in factoring, credit underwriting, and portfolio management to deliver efficient, tech-enabled solutions. Previously, as COO at eCommerce Financing LLC, Chad helped launch innovative products like Revenue Loans and Quick Pay Loans. At Transfac Capital, he advanced operational performance through technology-driven underwriting and automated invoice processing. Chad's earlier roles at Unlimited Working Capital and Enoble Business Capital (formerly National Bankers Trust) cemented his reputation as a leader in financial services innovation. About Denim Denim is a trusted freight factoring partner dedicated to advancing the supply chain by accelerating the flow of money and data. Denim provides quick access to working capital, along with flexible factoring solutions to easily manage financing options and automate back-office operations. Acting as a true partner and an extension of your team, Denim saves you time and money while providing the opportunity to focus on retaining and attracting new customers. Key Takeaways: Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting In "Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting," Joe Lynch and Chad Capooth, VP of Operations at Denim, break down the evolving landscape of freight fraud, discuss current payment challenges, and explore how Denim offers comprehensive solutions for financial and operational security in the freight industry. The Evolving Threat of Freight Fraud, Amplified by AI: The discussion underscored the increasing sophistication of freight fraud, with malicious actors leveraging AI. This highlights the growing challenge in securing shipments and maintaining financial integrity within the logistics sector. Navigating Current Challenges in Over-the-Road Transportation: The interview addressed the prevailing difficulties in the over-the-road transportation space, noting a decline in volumes and compressed margins. This context is crucial for understanding the heightened importance of efficient financial management. The Squeeze on Cash Flow: When shippers delay payments, it puts a real squeeze on cash flow for freight businesses, impacting their operational liquidity. Denim highlighted this challenge, revealing that the receivables they factor average 55 Days Sales Outstanding (DSO). This extended waiting period for earned revenue underscores a significant industry hurdle. Denim's Role in Expediting Payments and Optimizing Cash Flow: The interview emphasized Denim's core value proposition: providing rapid access to working capital through flexible factoring solutions. This directly mitigates the impact of delayed payments, ensuring businesses maintain healthy cash flow. Strategic Alliances for Robust Fraud Prevention: A key insight was Denim's proactive approach to combating fraud through strategic partnerships. The discussion highlighted collaborations with leading freight fraud prevention technology companies, including FreightValidate, Carrier Assure, Highway, and Descartes MyCarrierPortal, demonstrating a comprehensive, multi-layered defense strategy. Leveraging Technology for Enhanced Carrier Vetting and Risk Mitigation: The interview detailed how these technological partnerships facilitate advanced carrier vetting, which is instrumental in preventing Denim's clients from falling victim to fraudulent activities and ensuring secure operations. Denim: A Comprehensive Partner for Financial and Operational Security: The conversation with Chad Capooth reinforced that Denim's offerings extend beyond traditional factoring. By integrating swift payments, back-office automation, and robust fraud prevention through strategic collaborations, Denim serves as an essential partner for both financial stability and operational security in the dynamic freight industry. Learn More About Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting Chad Capooth | Linkedin Denim | Linkedin Denim 2025 Shipper Pulse Report Denim Integrations Shipper Risk Checklist Get started with Denim The Denim Story with Shawn Vo Financial Predator vs Partner with Bharath Krisnamoorthy Scaling Your SMB Freight Brokerage with Sean Smith Brokers are Drowning in Accounting Work: How Denim Simplifies It with Sean Smith The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube

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Dans cet épisode, Emmanuel et Antonio discutent de divers sujets liés au développement: Applets (et oui), app iOS développées sous Linux, le protocole A2A, l'accessibilité, les assistants de code AI en ligne de commande (vous n'y échapperez pas)… Mais aussi des approches méthodologiques et architecturales comme l'architecture hexagonale, les tech radars, l'expert généraliste et bien d'autres choses encore. Enregistré le 11 juillet 2025 Téléchargement de l'épisode LesCastCodeurs-Episode-328.mp3 ou en vidéo sur YouTube. News Langages Les Applets Java c'est terminé pour de bon… enfin, bientot: https://openjdk.org/jeps/504 Les navigateurs web ne supportent plus les applets. L'API Applet et l'outil appletviewer ont été dépréciés dans JDK 9 (2017). L'outil appletviewer a été supprimé dans JDK 11 (2018). Depuis, impossible d'exécuter des applets avec le JDK. L'API Applet a été marquée pour suppression dans JDK 17 (2021). Le Security Manager, essentiel pour exécuter des applets de façon sécurisée, a été désactivé définitivement dans JDK 24 (2025). Librairies Quarkus 3.24 avec la notion d'extensions qui peuvent fournir des capacités à des assistants https://quarkus.io/blog/quarkus-3-24-released/ les assistants typiquement IA, ont accès a des capacités des extensions Par exemple générer un client à partir d'openAPI Offrir un accès à la,base de données en dev via le schéma. L'intégration d'Hibernate 7 dans Quarkus https://quarkus.io/blog/hibernate7-on-quarkus/ Jakarta data api restriction nouvelle Injection du SchemaManager Sortie de Micronaut 4.9 https://micronaut.io/2025/06/30/micronaut-framework-4-9-0-released/ Core : Mise à jour vers Netty 4.2.2 (attention, peut affecter les perfs). Nouveau mode expérimental “Event loop Carrier” pour exécuter des virtual threads sur l'event loop Netty. Nouvelle annotation @ClassImport pour traiter des classes déjà compilées. Arrivée des @Mixin (Java uniquement) pour modifier les métadonnées d'annotations Micronaut sans altérer les classes originales. HTTP/3 : Changement de dépendance pour le support expérimental. Graceful Shutdown : Nouvelle API pour un arrêt en douceur des applications. Cache Control : API fluente pour construire facilement l'en-tête HTTP Cache-Control. KSP 2 : Support de KSP 2 (à partir de 2.0.2) et testé avec Kotlin 2. Jakarta Data : Implémentation de la spécification Jakarta Data 1.0. gRPC : Support du JSON pour envoyer des messages sérialisés via un POST HTTP. ProjectGen : Nouveau module expérimental pour générer des projets JVM (Gradle ou Maven) via une API. Un super article sur experimenter avec les event loops reactives dans les virtualthreads https://micronaut.io/2025/06/30/transitioning-to-virtual-threads-using-the-micronaut-loom-carrier/ Malheureusement cela demander le hacker le JDK C'est un article de micronaut mais le travail a ete collaboratif avec les equipes de Red Hat OpenJDK, Red Hat perf et de Quarkus et Vert.x Pour les curieux c'est un bon article Ubuntu offre un outil de creation de container pour Spring notamment https://canonical.com/blog/spring-boot-containers-made-easy creer des images OCI pour les applications Spring Boot basées sur Ubuntu base images bien sur utilise jlink pour reduire la taille pas sur de voir le gros avantage vs d'autres solutions plus portables d'ailleurs Canonical entre dans la danse des builds d'openjdk Le SDK Java de A2A contribué par Red Hat est sorti https://quarkus.io/blog/a2a-project-launches-java-sdk/ A2A est un protocole initié par Google et donne à la fondation Linux Il permet à des agents de se décrire et d'interagir entre eux Agent cards, skills, tâche, contexte A2A complémente MCP Red hat a implémenté le SDK Java avec le conseil des équipes Google En quelques annotations et classes on a un agent card, un client A2A et un serveur avec l'échange de messages via le protocole A2A Comment configurer mockito sans warning après java 21 https://rieckpil.de/how-to-configure-mockito-agent-for-java-21-without-warning/ les agents chargés dynamiquement sont déconseillés et seront interdis bientôt Un des usages est mockito via bytebuddy L'avantage est que la,configuration était transparente Mais bon sécurité oblige c'est fini. Donc l'article décrit comment configurer maven gradle pour mettre l'agent au démarrage des tests Et aussi comment configurer cela dans IntelliJ idea. Moins simple malheureusement Web Des raisons “égoïstes” de rendre les UIs plus accessibles https://nolanlawson.com/2025/06/16/selfish-reasons-for-building-accessible-uis/ Raisons égoïstes : Des avantages personnels pour les développeurs de créer des interfaces utilisateurs (UI) accessibles, au-delà des arguments moraux. Débogage facilité : Une interface accessible, avec une structure sémantique claire, est plus facile à déboguer qu'un code désordonné (la « soupe de div »). Noms standardisés : L'accessibilité fournit un vocabulaire standard (par exemple, les directives WAI-ARIA) pour nommer les composants d'interface, ce qui aide à la clarté et à la structuration du code. Tests simplifiés : Il est plus simple d'écrire des tests automatisés pour des éléments d'interface accessibles, car ils peuvent être ciblés de manière plus fiable et sémantique. Après 20 ans de stagnation, la spécification du format d'image PNG évolue enfin ! https://www.programmax.net/articles/png-is-back/ Objectif : Maintenir la pertinence et la compétitivité du format. Recommandation : Soutenu par des institutions comme la Bibliothèque du Congrès américain. Nouveautés Clés :Prise en charge du HDR (High Dynamic Range) pour une plus grande gamme de couleurs. Reconnaissance officielle des PNG animés (APNG). Support des métadonnées Exif (copyright, géolocalisation, etc.). Support Actuel : Déjà intégré dans Chrome, Safari, Firefox, iOS, macOS et Photoshop. Futur :Prochaine édition : focus sur l'interopérabilité entre HDR et SDR. Édition suivante : améliorations de la compression. Avec le projet open source Xtool, on peut maintenant construire des applications iOS sur Linux ou Windows, sans avoir besoin d'avoir obligatoirement un Mac https://xtool.sh/tutorials/xtool/ Un tutoriel très bien fait explique comment faire : Création d'un nouveau projet via la commande xtool new. Génération d'un package Swift avec des fichiers clés comme Package.swift et xtool.yml. Build et exécution de l'app sur un appareil iOS avec xtool dev. Connexion de l'appareil en USB, gestion du jumelage et du Mode Développeur. xtool gère automatiquement les certificats, profils de provisionnement et la signature de l'app. Modification du code de l'interface utilisateur (ex: ContentView.swift). Reconstruction et réinstallation rapide de l'app mise à jour avec xtool dev. xtool est basé sur VSCode sur la partie IDE Data et Intelligence Artificielle Nouvelle edition du best seller mondial “Understanding LangChain4j” : https://www.linkedin.com/posts/agoncal_langchain4j-java-ai-activity-7342825482830200833-rtw8/ Mise a jour des APIs (de LC4j 0.35 a 1.1.0) Nouveaux Chapitres sur MCP / Easy RAG / JSon Response Nouveaux modeles (GitHub Model, DeepSeek, Foundry Local) Mise a jour des modeles existants (GPT-4.1, Claude 3.7…) Google donne A2A a la Foundation Linux https://developers.googleblog.com/en/google-cloud-donates-a2a-to-linux-foundation/ Annonce du projet Agent2Agent (A2A) : Lors du sommet Open Source Summit North America, la Linux Foundation a annoncé la création du projet Agent2Agent, en partenariat avec Google, AWS, Microsoft, Cisco, Salesforce, SAP et ServiceNow. Objectif du protocole A2A : Ce protocole vise à établir une norme ouverte pour permettre aux agents d'intelligence artificielle (IA) de communiquer, collaborer et coordonner des tâches complexes entre eux, indépendamment de leur fournisseur. Transfert de Google à la communauté open source : Google a transféré la spécification du protocole A2A, les SDK associés et les outils de développement à la Linux Foundation pour garantir une gouvernance neutre et communautaire. Soutien de l'industrie : Plus de 100 entreprises soutiennent déjà le protocole. AWS et Cisco sont les derniers à l'avoir validé. Chaque entreprise partenaire a souligné l'importance de l'interopérabilité et de la collaboration ouverte pour l'avenir de l'IA. Objectifs de la fondation A2A : Établir une norme universelle pour l'interopérabilité des agents IA. Favoriser un écosystème mondial de développeurs et d'innovateurs. Garantir une gouvernance neutre et ouverte. Accélérer l'innovation sécurisée et collaborative. parler de la spec et surement dire qu'on aura l'occasion d'y revenir Gemini CLI :https://blog.google/technology/developers/introducing-gemini-cli-open-source-ai-agent/ Agent IA dans le terminal : Gemini CLI permet d'utiliser l'IA Gemini directement depuis le terminal. Gratuit avec compte Google : Accès à Gemini 2.5 Pro avec des limites généreuses. Fonctionnalités puissantes : Génère du code, exécute des commandes, automatise des tâches. Open source : Personnalisable et extensible par la communauté. Complément de Code Assist : Fonctionne aussi avec les IDE comme VS Code. Au lieu de blocker les IAs sur vos sites vous pouvez peut-être les guider avec les fichiers LLMs.txt https://llmstxt.org/ Exemples du projet angular: llms.txt un simple index avec des liens : https://angular.dev/llms.txt lllms-full.txt une version bien plus détaillée : https://angular.dev/llms-full.txt Outillage Les commits dans Git sont immuables, mais saviez vous que vous pouviez rajouter / mettre à jour des “notes” sur les commits ? https://tylercipriani.com/blog/2022/11/19/git-notes-gits-coolest-most-unloved-feature/ Fonctionnalité méconnue : git notes est une fonctionnalité puissante mais peu utilisée de Git. Ajout de métadonnées : Permet d'attacher des informations à des commits existants sans en modifier le hash. Cas d'usage : Idéal pour ajouter des données issues de systèmes automatisés (builds, tickets, etc.). Revue de code distribuée : Des outils comme git-appraise ont été construits sur git notes pour permettre une revue de code entièrement distribuée, indépendante des forges (GitHub, GitLab). Peu populaire : Son interface complexe et le manque de support des plateformes de forge ont limité son adoption (GitHub n'affiche même pas/plus les notes). Indépendance des forges : git notes offre une voie vers une plus grande indépendance vis-à-vis des plateformes centralisées, en distribuant l'historique du projet avec le code lui-même. Un aperçu dur Spring Boot debugger dans IntelliJ idea ultimate https://blog.jetbrains.com/idea/2025/06/demystifying-spring-boot-with-spring-debugger/ montre cet outil qui donne du contexte spécifique à Spring comme les beans non activés, ceux mockés, la valeur des configs, l'état des transactions Il permet de visualiser tous les beans Spring directement dans la vue projet, avec les beans non instanciés grisés et les beans mockés marqués en orange pour les tests Il résout le problème de résolution des propriétés en affichant la valeur effective en temps réel dans les fichiers properties et yaml, avec la source exacte des valeurs surchargées Il affiche des indicateurs visuels pour les méthodes exécutées dans des transactions actives, avec les détails complets de la transaction et une hiérarchie visuelle pour les transactions imbriquées Il détecte automatiquement toutes les connexions DataSource actives et les intègre avec la fenêtre d'outils Database d'IntelliJ IDEA pour l'inspection Il permet l'auto-complétion et l'invocation de tous les beans chargés dans l'évaluateur d'expression, fonctionnant comme un REPL pour le contexte Spring Il fonctionne sans agent runtime supplémentaire en utilisant des breakpoints non-suspendus dans les bibliothèques Spring Boot pour analyser les données localement Une liste communautaire sur les assistants IA pour le code, lancée par Lize Raes https://aitoolcomparator.com/ tableau comparatif qui permet de voir les différentes fonctionnalités supportées par ces outils Architecture Un article sur l'architecture hexagonale en Java https://foojay.io/today/clean-and-modular-java-a-hexagonal-architecture-approach/ article introductif mais avec exemple sur l'architecture hexagonale entre le domaine, l'application et l‘infrastructure Le domain est sans dépendance L‘appli spécifique à l'application mais sans dépendance technique explique le flow L'infrastructure aura les dépendances à vos frameworks spring, Quarkus Micronaut, Kafka etc Je suis naturellement pas fan de l'architecture hexagonale en terme de volume de code vs le gain surtout en microservices mais c'est toujours intéressant de se challenger et de regarder le bénéfice coût. Gardez un œil sur les technologies avec les tech radar https://www.sfeir.dev/cloud/tech-radar-gardez-un-oeil-sur-le-paysage-technologique/ Le Tech Radar est crucial pour la veille technologique continue et la prise de décision éclairée. Il catégorise les technologies en Adopt, Trial, Assess, Hold, selon leur maturité et pertinence. Il est recommandé de créer son propre Tech Radar pour l'adapter aux besoins spécifiques, en s'inspirant des Radars publics. Utilisez des outils de découverte (Alternativeto), de tendance (Google Trends), de gestion d'obsolescence (End-of-life.date) et d'apprentissage (roadmap.sh). Restez informé via les blogs, podcasts, newsletters (TLDR), et les réseaux sociaux/communautés (X, Slack). L'objectif est de rester compétitif et de faire des choix technologiques stratégiques. Attention à ne pas sous-estimer son coût de maintenance Méthodologies Le concept d'expert generaliste https://martinfowler.com/articles/expert-generalist.html L'industrie pousse vers une spécialisation étroite, mais les collègues les plus efficaces excellent dans plusieurs domaines à la fois Un développeur Python expérimenté peut rapidement devenir productif dans une équipe Java grâce aux concepts fondamentaux partagés L'expertise réelle comporte deux aspects : la profondeur dans un domaine et la capacité d'apprendre rapidement Les Expert Generalists développent une maîtrise durable au niveau des principes fondamentaux plutôt que des outils spécifiques La curiosité est essentielle : ils explorent les nouvelles technologies et s'assurent de comprendre les réponses au lieu de copier-coller du code La collaboration est vitale car ils savent qu'ils ne peuvent pas tout maîtriser et travaillent efficacement avec des spécialistes L'humilité les pousse à d'abord comprendre pourquoi les choses fonctionnent d'une certaine manière avant de les remettre en question Le focus client canalise leur curiosité vers ce qui aide réellement les utilisateurs à exceller dans leur travail L'industrie doit traiter “Expert Generalist” comme une compétence de première classe à nommer, évaluer et former ca me rappelle le technical staff Un article sur les métriques métier et leurs valeurs https://blog.ippon.fr/2025/07/02/monitoring-metier-comment-va-vraiment-ton-service-2/ un article de rappel sur la valeur du monitoring métier et ses valeurs Le monitoring technique traditionnel (CPU, serveurs, API) ne garantit pas que le service fonctionne correctement pour l'utilisateur final. Le monitoring métier complète le monitoring technique en se concentrant sur l'expérience réelle des utilisateurs plutôt que sur les composants isolés. Il surveille des parcours critiques concrets comme “un client peut-il finaliser sa commande ?” au lieu d'indicateurs abstraits. Les métriques métier sont directement actionnables : taux de succès, délais moyens et volumes d'erreurs permettent de prioriser les actions. C'est un outil de pilotage stratégique qui améliore la réactivité, la priorisation et le dialogue entre équipes techniques et métier. La mise en place suit 5 étapes : dashboard technique fiable, identification des parcours critiques, traduction en indicateurs, centralisation et suivi dans la durée. Une Definition of Done doit formaliser des critères objectifs avant d'instrumenter tout parcours métier. Les indicateurs mesurables incluent les points de passage réussis/échoués, les temps entre actions et le respect des règles métier. Les dashboards doivent être intégrés dans les rituels quotidiens avec un système d'alertes temps réel compréhensibles. Le dispositif doit évoluer continuellement avec les transformations produit en questionnant chaque incident pour améliorer la détection. La difficulté c'est effectivement l'évolution métier par exemple peu de commandes la nuit etc ça fait partie de la boîte à outils SRE Sécurité Toujours à la recherche du S de Sécurité dans les MCP https://www.darkreading.com/cloud-security/hundreds-mcp-servers-ai-models-abuse-rce analyse des serveurs mcp ouverts et accessibles beaucoup ne font pas de sanity check des parametres si vous les utilisez dans votre appel genAI vous vous exposer ils ne sont pas mauvais fondamentalement mais n'ont pas encore de standardisation de securite si usage local prefferer stdio ou restreindre SSE à 127.0.0.1 Loi, société et organisation Nicolas Martignole, le même qui a créé le logo des Cast Codeurs, s'interroge sur les voies possibles des développeurs face à l'impact de l'IA sur notre métier https://touilleur-express.fr/2025/06/23/ni-manager-ni-contributeur-individuel/ Évolution des carrières de développeur : L'IA transforme les parcours traditionnels (manager ou expert technique). Chef d'Orchestre d'IA : Ancien manager qui pilote des IA, définit les architectures et valide le code généré. Artisan Augmenté : Développeur utilisant l'IA comme un outil pour coder plus vite et résoudre des problèmes complexes. Philosophe du Code : Un nouveau rôle centré sur le “pourquoi” du code, la conceptualisation de systèmes et l'éthique de l'IA. Charge cognitive de validation : Nouvelle charge mentale créée par la nécessité de vérifier le travail des IA. Réflexion sur l'impact : L'article invite à choisir son impact : orchestrer, créer ou guider. Entraîner les IAs sur des livres protégés (copyright) est acceptable (fair use) mais les stocker ne l'est pas https://www.reuters.com/legal/litigation/anthropic-wins-key-ruling-ai-authors-copyright-lawsuit-2025-06-24/ Victoire pour Anthropic (jusqu'au prochain procès): L'entreprise a obtenu gain de cause dans un procès très suivi concernant l'entraînement de son IA, Claude, avec des œuvres protégées par le droit d'auteur. “Fair Use” en force : Le juge a estimé que l'utilisation des livres pour entraîner l'IA relevait du “fair use” (usage équitable) car il s'agit d'une transformation du contenu, pas d'une simple reproduction. Nuance importante : Cependant, le stockage de ces œuvres dans une “bibliothèque centrale” sans autorisation a été jugé illégal, ce qui souligne la complexité de la gestion des données pour les modèles d'IA. Luc Julia, son audition au sénat https://videos.senat.fr/video.5486945_685259f55eac4.ia–audition-de-luc-julia-concepteur-de-siri On aime ou pas on aide pas Luc Julia et sa vision de l'IA . C'est un eversion encore plus longue mais dans le même thème que sa keynote à Devoxx France 2025 ( https://www.youtube.com/watch?v=JdxjGZBtp_k ) Nature et limites de l'IA : Luc Julia a insisté sur le fait que l'intelligence artificielle est une “évolution” plutôt qu'une “révolution”. Il a rappelé qu'elle repose sur des mathématiques et n'est pas “magique”. Il a également alerté sur le manque de fiabilité des informations fournies par les IA génératives comme ChatGPT, soulignant qu'« on ne peut pas leur faire confiance » car elles peuvent se tromper et que leur pertinence diminue avec le temps. Régulation de l'IA : Il a plaidé pour une régulation “intelligente et éclairée”, qui devrait se faire a posteriori afin de ne pas freiner l'innovation. Selon lui, cette régulation doit être basée sur les faits et non sur une analyse des risques a priori. Place de la France : Luc Julia a affirmé que la France possédait des chercheurs de très haut niveau et faisait partie des meilleurs mondiaux dans le domaine de l'IA. Il a cependant soulevé le problème du financement de la recherche et de l'innovation en France. IA et Société : L'audition a traité des impacts de l'IA sur la vie privée, le monde du travail et l'éducation. Luc Julia a souligné l'importance de développer l'esprit critique, notamment chez les jeunes, pour apprendre à vérifier les informations générées par les IA. Applications concrètes et futures : Le cas de la voiture autonome a été discuté, Luc Julia expliquant les différents niveaux d'autonomie et les défis restants. Il a également affirmé que l'intelligence artificielle générale (AGI), une IA qui dépasserait l'homme dans tous les domaines, est “impossible” avec les technologies actuelles. Rubrique débutant Les weakreferences et le finalize https://dzone.com/articles/advanced-java-garbage-collection-concepts un petit rappel utile sur les pièges de la méthode finalize qui peut ne jamais être invoquée Les risques de bug si finalize ne fini jamais Finalize rend le travail du garbage collector beaucoup plus complexe et inefficace Weak references sont utiles mais leur libération n'est pas contrôlable. Donc à ne pas abuser. Il y a aussi les soft et phantom references mais les usages ne sont assez subtils et complexe en fonction du GC. Le sériel va traiter les weak avant les soft, parallel non Le g1 ça dépend de la région Z1 ça dépend car le traitement est asynchrone Conférences La liste des conférences provenant de Developers Conferences Agenda/List par Aurélie Vache et contributeurs : 14-19 juillet 2025 : DebConf25 - Brest (France) 5 septembre 2025 : JUG Summer Camp 2025 - La Rochelle (France) 12 septembre 2025 : Agile Pays Basque 2025 - Bidart (France) 18-19 septembre 2025 : API Platform Conference - Lille (France) & Online 22-24 septembre 2025 : Kernel Recipes - Paris (France) 23 septembre 2025 : OWASP AppSec France 2025 - Paris (France) 25-26 septembre 2025 : Paris Web 2025 - Paris (France) 2 octobre 2025 : Nantes Craft - Nantes (France) 2-3 octobre 2025 : Volcamp - Clermont-Ferrand (France) 3 octobre 2025 : DevFest Perros-Guirec 2025 - Perros-Guirec (France) 6-7 octobre 2025 : Swift Connection 2025 - Paris (France) 6-10 octobre 2025 : Devoxx Belgium - Antwerp (Belgium) 7 octobre 2025 : BSides Mulhouse - Mulhouse (France) 9 octobre 2025 : DevCon #25 : informatique quantique - Paris (France) 9-10 octobre 2025 : Forum PHP 2025 - Marne-la-Vallée (France) 9-10 octobre 2025 : EuroRust 2025 - Paris (France) 16 octobre 2025 : PlatformCon25 Live Day Paris - Paris (France) 16 octobre 2025 : Power 365 - 2025 - Lille (France) 16-17 octobre 2025 : DevFest Nantes - Nantes (France) 17 octobre 2025 : Sylius Con 2025 - Lyon (France) 17 octobre 2025 : ScalaIO 2025 - Paris (France) 20 octobre 2025 : Codeurs en Seine - Rouen (France) 23 octobre 2025 : Cloud Nord - Lille (France) 30-31 octobre 2025 : Agile Tour Bordeaux 2025 - Bordeaux (France) 30-31 octobre 2025 : Agile Tour Nantais 2025 - Nantes (France) 30 octobre 2025-2 novembre 2025 : PyConFR 2025 - Lyon (France) 4-7 novembre 2025 : NewCrafts 2025 - Paris (France) 5-6 novembre 2025 : Tech Show Paris - Paris (France) 6 novembre 2025 : dotAI 2025 - Paris (France) 6 novembre 2025 : Agile Tour Aix-Marseille 2025 - Gardanne (France) 7 novembre 2025 : BDX I/O - Bordeaux (France) 12-14 novembre 2025 : Devoxx Morocco - Marrakech (Morocco) 13 novembre 2025 : DevFest Toulouse - Toulouse (France) 15-16 novembre 2025 : Capitole du Libre - Toulouse (France) 19 novembre 2025 : SREday Paris 2025 Q4 - Paris (France) 20 novembre 2025 : OVHcloud Summit - Paris (France) 21 novembre 2025 : DevFest Paris 2025 - Paris (France) 27 novembre 2025 : DevFest Strasbourg 2025 - Strasbourg (France) 28 novembre 2025 : DevFest Lyon - Lyon (France) 1-2 décembre 2025 : Tech Rocks Summit 2025 - Paris (France) 5 décembre 2025 : DevFest Dijon 2025 - Dijon (France) 9-11 décembre 2025 : APIdays Paris - Paris (France) 9-11 décembre 2025 : Green IO Paris - Paris (France) 10-11 décembre 2025 : Devops REX - Paris (France) 10-11 décembre 2025 : Open Source Experience - Paris (France) 28-31 janvier 2026 : SnowCamp 2026 - Grenoble (France) 2-6 février 2026 : Web Days Convention - Aix-en-Provence (France) 3 février 2026 : Cloud Native Days France 2026 - Paris (France) 12-13 février 2026 : Touraine Tech #26 - Tours (France) 22-24 avril 2026 : Devoxx France 2026 - Paris (France) 23-25 avril 2026 : Devoxx Greece - Athens (Greece) 17 juin 2026 : Devoxx Poland - Krakow (Poland) Nous contacter Pour réagir à cet épisode, venez discuter sur le groupe Google https://groups.google.com/group/lescastcodeurs Contactez-nous via X/twitter https://twitter.com/lescastcodeurs ou Bluesky https://bsky.app/profile/lescastcodeurs.com Faire un crowdcast ou une crowdquestion Soutenez Les Cast Codeurs sur Patreon https://www.patreon.com/LesCastCodeurs Tous les épisodes et toutes les infos sur https://lescastcodeurs.com/

Want to double your ticket average without being pushy? Get access to real-time sales training, scripts, and role-play coaching inside the Blue Collar Closer community — join today before the next live Q&A drops: https://wastenoday.pro/BCC Join the Waste No Day! Facebook group: https://wastenoday.pro/FBgroup   Part 2 of our interview with Doug Wyatt, who is a high-impact speaker, trainer, and the founder of Synergy Learning Systems. From selling door-to-door with $23 in his pocket to transforming multimillion-dollar businesses, Doug's journey is built on grit, discipline, and relentless growth. He's trained over 5,000 salespeople, coached 1,000+ small businesses, and led national sales meetings for brands like GE, Carrier, and Lennox. Known for his intense focus on implementation and personal development, Doug helps companies drive real, lasting results - one mindset shift at a time. In this episode, we talked about customer trust, closing sales techniques, emotional benefits, objections…

Jason Carrier is the owner of Mama Betty's Tex Mex located in North Austin, TX. Jason began hospitality his career in his early 20s working as a door man for bars in Austin. He loved the job, treating the position like a gracious host instead of an intimidating bouncer, and eventually went on to open his first bar in 2002, and at least 11 bars at various times. In 2020, he owned 5 bars that all shut down during the pandemic and decided to take over a restaurant space right in his neighborhood and turn it into a Tex Mex bar and restaurant. That was (and is) Mama Betty's Tex Mex!  Join the Restaurant Unstoppable Network TODAY! Restaurant Unstoppable - EVOLVE! - Eric of Restaurant Unstoppable is now taking consultation and coaching calls! Book a consultation today! Schedule your call to become UNSTOPPABLE! Check out the website for more details: https://www.restaurantunstoppable.com/evolve Today's sponsors: Franchise Law Solutions - Thinking about franchising your restaurant? Success doesn't have to mean 100 units overnight. With the right plan, you can build a profitable, local or regional franchise brand. The team at Internicola Law Firm — franchise lawyers and franchise development experts — will show you how.  Visit www.franchiselawsolutions.com. US Foods: US Foods is hosting the event of the year, Food Fanatics 2025. August 19-20, 2025, at the Mandalay Bay, Las Vegas, NV. Network with over 5,000 Industry peers. Attend Zouk nightclub reception, expert breakout sessions, Keynote speeches, musical performances, and dramatic demonstrations, and sample the latest on-trend dishes. The Clock Is Ticking! Be Ready to Register on April 16 for Food Fanatics® 2025. To learn more, visit www.usfoods.com/foodfanatics2025 Restaurant Systems Pro - Join the 60-day Restaurant Systems Pro FREE TRAINING. This is something that has never been done before. This 60-day event is at no cost to you, but it is not for everyone. Fred Langley, CEO of Restaurant Systems Pro, will lead a group of restaurateurs through the Restaurant Systems Pro software and set up the systems for your restaurant. During the 60 days, Fred will walk you through the Restaurant Systems Pro Process and help you crush the following goals: Recipe Costing Cards; Guidance in your books for accounting; Cash controls; Sales Forecasting(With Accuracy); Checklists; Budgeting for the entire year; Scheduling for profit; More butts in seats and more… Click Here to learn more.  Let's make 2025 the year your restaurant thrives. Today's gues recommends:  Toast OpenTable SpotHopper HotSchedules Kaizan Marketing Restaurant365 Guest contact info:  Website: https://www.ilovemamabettys.com Instagram: @mama.bettys Email: jason@carrier5.com Thanks for listening! Rate the podcast, subscribe, and share!  We are on Youtube: @RestaurantUnstoppable

In this episode of the Data Center Frontier Show, we explore CoreSite's strategic acquisition of the Denver Gas and Electric Building, widely regarded as the most network-dense facility in the Rocky Mountain region. Now the sole owner and operator of the DE1 data center housed within the historic building, CoreSite is doubling down on its interconnection strategy and reshaping the future of Denver's cloud and network ecosystem. Podcast guests Yvonne Ng, CoreSite's Central Region General Manager, and Adam Post, SVP of Finance and Corporate Development, discuss how the acquisition enables CoreSite to simplify access to the Google Cloud Platform onramp and supercharge the Any2Denver peering exchange. The deal also adds over 100 interconnection-rich customers to CoreSite's portfolio and sets the stage for a broader Denver campus strategy including the under-construction DE3 facility built for AI-scale workloads. The conversation explores key themes around modernizing legacy carrier hotels for high-density computing, integrating newly acquired customers, and how CoreSite, as backed by parent company American Tower, is evaluating similar interconnection-focused acquisitions in other metro markets. This is a timely deep dive into how legacy infrastructure is being reimagined to meet AI, multicloud, and edge computing demands. Denver is now positioned as a cloud peering hotspot, and CoreSite is at the center of the story.

In this episode of Supply Chain Now, hosts Scott Luton and Tevon Taylor chat with Lori Boyer, Head of Content Marketing at EasyPost and host of Unboxing Logistics, to discuss what's ahead for Peak Season 2025, and why it may be the most unpredictable one yet.They explore the key challenges brands are facing, from rising shipping costs and tariffs to shaky consumer confidence and outdated systems. Lori shares findings from EasyPost's latest research, offering practical ways retailers can build flexibility into their operations and stay ahead of volatility. You'll hear why microsurges are reshaping peak season, and why diversifying your carrier mix could make all the difference. For supply chain pros, brand leaders, and operators heading into the busiest time of year, this episode is packed with takeaways you can actually use to stay agile and win peak season, and not just survive it.Jump into the conversation:(00:00) Intro (01:51) Special guest introduction: Lori Boyer (02:39) Unboxing Logistics and EasyPost (07:18) Challenges in the supply chain industry (11:21) External pressures on brands (19:34) Consumer confidence and spending trends (25:52) The rise of microsurges (29:20) Importance of communication and data (33:13) Carrier landscape shifts (39:22) Overcoming legacy systems for peak successResources:Connect with Lori Boyer: https://www.linkedin.com/in/loribboyer/ Learn more about EasyPost: https://www.easypost.com/ Check out Unboxing Logistics: https://www.easypost.com/podcast 5 Ways to Win Peak 2025 with Easy Post: https://bit.ly/3IgVFrbAre you ready for Peak Season? Episode with Forrester: https://bit.ly/4ljviiIConnect with Scott Luton: https://www.linkedin.com/in/scottwindonluton/Connect with Tevon Taylor: https://www.linkedin.com/in/tevontaylor/overlay/contact-info/ Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit: https://bit.ly/3XH6OVkWEBINAR- Transforming Operations: Flowers Foods Unveils Its Digital Supply Chain Revolution:

In this episode, Peter Von Panda dives into a detailed review of the AWI rifle case, purchased from Amazon, and its surprising versatility beyond its intended use. While the case is designed for rifles, Peter explores whether it's the perfect solution for transporting trade show equipment, specifically 48-inch retractable banner stands. Tune in as we examine the case's features, including its durable design, silent wheels, customizable foam, and security features, to determine if it's a cost-effective, convenient alternative to pricier options for event professionals. Plus, Peter shares how this case can help streamline your travel with multiple stands, ensuring your equipment stays safe and organized while on the go. Don't miss out on this unexpected yet practical gear review! Get it here... https://geni.us/Wr45K ---------- LET'S TALK ABOUT LIVING BETTER: ▶ Podcast: https://geni.us/FtGAT4 ▶ My Amazon Store: https://www.amazon.com/shop/petervonp... ---------- IF YOU'D LIKE TO SHOW SOME LOVE: ▶ Buy My Book: https://geni.us/qwbZAE ▶ Become A Channel Member: https://geni.us/AA3Jk ▶ Patreon:   / petervonpanda   ▶ Merch: https://petervonpanda.storenvy.com/ ▶ Free Panda Group: https://panda-research-institute.mn.co FOLLOW MY OTHER SOCIAL MEDIA PLATFORMS: ▶ Instagram:   / petervonpanda   ▶ Facebook:   / petervonpanda  

In Episode 32, of Season 5 of Driven by Data: The Podcast, Kyle Winterbottom was joined by Arun Nandi, Chief Data and AI Officer at Carrier, where they discuss the transformative role of AI in business and its potential impact on climate change. They explore the importance of a value-first mindset in AI initiatives, the need for cultural alignment and stakeholder engagement, and the significance of reskilling the workforce in the AI era. Arun shares insights on building an AI accelerator programme and the challenges of measuring value in AI projects, emphasising the need for discipline and consistency in tracking outcomes.Takeaways:AI is a powerful enabler for business transformation.The importance of a value-first mindset in AI initiatives.AI's impact on climate change and sustainability is significant.Building an AI accelerator can drive innovation and speed.Cultural alignment is crucial for successful AI adoption.Measuring value in AI requires discipline and consistency.Stakeholder engagement is key to successful AI projects.Reskilling the workforce is essential in the AI era.AI should be viewed as a horizontal capability across organizations.The future of work will involve collaboration between humans and AI.Chapters:00:00 Introduction to AI and Data Leadership03:03 Carrier's Evolution and Purpose05:50 The Current AI Landscape and Its Future12:13 Navigating the AI Hype Cycle17:59 Keys to Success for AI Leaders27:31 The Shift to AI-First Mindset29:06 Prioritizing Value in AI Use Cases34:42 Fostering a Value-First Mindset39:43 Problem-Solving with AI as an Enabler46:16 Accelerating AI Implementation50:26 Cultural Alignment and Co-Ownership in AI53:25 AI's Role in Climate Change and...

Want to double your ticket average without being pushy? Get access to real-time sales training, scripts, and role-play coaching inside the Blue Collar Closer community — join today before the next live Q&A drops: https://wastenoday.pro/BCC Join the Waste No Day! Facebook group: https://wastenoday.pro/FBgroup   Doug Wyatt is a high-impact speaker, trainer, and the founder of Synergy Learning Systems. From selling door-to-door with $23 in his pocket to transforming multimillion-dollar businesses, Doug's journey is built on grit, discipline, and relentless growth. He's trained over 5,000 salespeople, coached 1,000+ small businesses, and led national sales meetings for brands like GE, Carrier, and Lennox. Known for his intense focus on implementation and personal development, Doug helps companies drive real, lasting results - one mindset shift at a time. In this episode, we talked about morning routine, audio learning, personal growth, empathy, mindset… 

From a 15% Trans-Pacific volume drop to an unclear U.S. tariff deadline, uncertainty dominates the trade landscape. In this week's episode of Supply Chain Secrets, Lars and Caroline unpack alarming CTS data, sharp spot rate shifts, and a dramatic Red Sea attack on a commercial vessel. Will July 9 spark a global trade war—or more mixed messaging? Tune in to understand how shifting demand, container imbalances, and geopolitical flashpoints are reshaping global shipping in real time. 

In 1906, a New York health department investigation into an outbreak of typhoid fever led to the discovery that a cook, Mary Mallon, was an unsuspecting ""healthy carrier"" of the deadly bacteria. This discovery forever altered Mallon's life, thrusting her into a national spotlight as the infamous ""Typhoid Mary.""In this episode, Lindsay is joined by Dr. Seema Yasmin, clinical assistant professor of medicine at Stanford University and former Epidemic Intelligence Service officer. Dr. Yasmin discusses how Mary Mallon became a target of public health authorities and a symbol of the clash between individual rights and public safety.Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to American History Tellers on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting wondery.com/links/american-history-tellers/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For more information and support, visit us over at https://www.thecirsgroup.com/ Today, we're concluding our CIRSx 2025 recap, this time focusing on environmental topics and practical advice for maintaining a healthy home as a CIRS patient. We'll cover remediation planning, small particle cleaning, affordable housing for CIRS patients, and new testing methods for mold detection. Key speakers such as Brandon Apple, Ming Dooley, Michael Schrantz, Derrick Denis, and Bill Weber provide valuable insights on topics like HVAC inspection, sewer gas issues, and culturing molds. Tune in to get essential tips on home maintenance, mold remediation, and new developments in indoor air quality analysis. Let us know what you think in the comments! For more information and support, visit us over at https://www.thecirsgroup.com/ TIMESTAMPS 00:00 Introduction and Overview 01:22 Successful Building Remediation with Clarity, Accountability and Sequencing: A Case Study with Brandon Apple 04:31 My Very Own Sirewall Part 2: The Adventure Continues with Ming Dooley, DACM 07:09 MAGIS Home Building Company 09:00 Microbial Growth Where You Least Expect with Greg Weatherman, CMC 11:01 Health Effects of Sewer Gas with Derrick Denis , CIEC, CIAQP, CAC 17:24 Revolution in the Analysis of Indoor Air Quality: Water Vapor as a Carrier of Toxic Substances with Associate Professor Kirsi Vaali, PhD 22:34 Flexin' the Flow: Your Guide into HVAC Inspection & Cleaning with Michael Schrantz, CIEC, CMI 28:40 Culturing: Analyzing Dust for Viable Mold with Bill Weber, GC, CR, CMRS, CIEC 33:01 Conclusion and Final Thoughts HELPFUL LINKS: Brandon Apple's website: https://www.moldsci.com/about-us/our-team/brandon-apple Ming Dooley's contact info: ming@holisticresonancecenter.com MAGIS website: https://www.magisdevelopments.com/ Greg Weatherman's website: https://www.survivingremediation.com/one-on-one-with-greg Derrick Denis' website: https://www.csceng.com/ Kirsi Vaali's info: https://www.researchgate.net/profile/Kirsi-Vaali Michael Schrantz' website: https://environmentalanalytics.net/ Bill Weber's website: https://avelar.net/articles_publications/team/bill-weber/ Order Jacie's book! The 30 Day Carnivore Bootcamp: https://a.co/d/7MgHrRs The CIRS Group: Support Community: https://www.thecirsgroup.com/ Instagram: https://www.instagram.com/thecirsgroup/ Find Jacie for carnivore, lifestyle and limbic resources: Jacie's book on the Carnivore diet!  https://a.co/d/8ZKCqz0 Instagram: https://www.instagram.com/ladycarnivory YouTube: https://www.youtube.com/@LadyCarnivory Blog: https://www.ladycarnivory.com/ Find Barbara for business/finance tips and coaching: Website: https://www.actlikebarbara.com/ Instagram: https://www.instagram.com/actlikebarbara/ YouTube: https://www.youtube.com/@actlikebarbara Jacie is a Shoemaker certified Proficiency Partner, NASM certified nutrition coach, author, and carnivore recipe developer determined to share the life changing information of carnivore and CIRS to anyone who will listen. Barbara is a business and fitness coach, CIRS and ADHD advocate, writer, speaker, and a big fan of health and freedom. Together, they co-founded The CIRS Group, an online support community to help people that are struggling with their CIRS diagnosis and treatment.

In this episode, let's talk about the latest trends in the transportation industry and timely freight operations to accommodate peak holiday demands! Stay tuned to learn more from our trusted sources of information, the importance of verifying holiday hours with shippers and receivers, today's industry challenges, the critical role of shifting towards digitization, and focusing on internal improvements!    Resources / References https://www.independent.co.uk/news/world/americas/us-politics/sean-duffy-trump-truck-speed-rules-highways-b2779731.html https://www.ttnews.com/articles/duffy-dot-truck-parking-plan https://www.ttnews.com/articles/werner-verdict-reversal  

Guest: Dan Smytka, a coach at CEO Coaching International. Dan has global expertise in growing and leading multibillion-dollar businesses with marquee brands such as General Electric, Carrier, and Goodyear Tire and Rubber. Dan has also led businesses in Asia and Europe where he cultivated a reputation for generating profitable growth, building high-performance collaborative executive teams, and executing strategies to expand profit margins and deliver sustainable results. Quick Background: CEOs started 2025 with a long list of unknowns ranging from AI and interest rates to tariff turbulence and global conflicts. Six months later, questions about the world and the pace of change in business still outnumber definitive answers. But the best CEOs know that where there are challenges there are always opportunities. And if you have courage, vision, strategy, and a team of A-players, your company will be nimble enough to adjust on the fly and strong enough to grow through any obstacles.  On this classic episode, Dan Smytka discusses specific strategies that will help you keep moving products, delivering services, expanding your profit margins, and Making BIG Happen even when the going gets tough.

In this episode of "Winning at Life," Gregory Ricks discusses the critical importance of proactive estate planning with Wes Blanchard, highlighting how updating wills and beneficiary designations can prevent future legal disputes. They stress the value of using trusts for estate management and protection, urging listeners to start the planning process early to secure financial well-being and simplify future successions. For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.

Join us every Friday as we delve into the dynamic world of information security, exploring its defensive side with seasoned professionals from across the industry. Our aim is simple yet ambitious: to foster a collaborative space where ideas flow freely, experiences are shared, and knowledge expands.Each week, we bring you a different expert guest who will share their invaluable insights on topics ranging from threat hunting and incident response to security operations and detection engineering. What makes these sessions special is their informal and interactive nature, allowing for an engaging dialogue between our guests, hosts, and the audience.You can sign up to join us for the live sessions at limacharlie.io/defender-fridays

Jason Anderson, Sterling Holmes, Matt Derrick from Chiefs Digest & producer Kyle Collier take a look around the NFL discussing contract negotiations. Later, Mick Shaffer- KSHB 41 Sports Dir. joins us to talk recent Royals’ struggles and the need to turn things around.See omnystudio.com/listener for privacy information.

This podcast is brought to you by Outcomes Rocket, your exclusive healthcare marketing agency. Learn how to accelerate your growth by going to⁠ outcomesrocket.com Open-sourcing healthcare contracting and data infrastructure can unlock massive cost savings while improving outcomes. In this episode, Dave Chase, board president of Nautilus Health Institute and founder of Health Rosetta, dives into the major shift happening in employer-sponsored healthcare. He explains why he gave away $4 million worth of intellectual property to launch Nautilus, with the goal of decentralizing control from entrenched incumbents and empowering employers. Thousands of organizations are now using these models to achieve consistent 20–50% cost reductions while improving care quality, aided by real-time claims data and predictive analytics. Dave also shares his collaboration with Mark Cuban to release hospital contracts and tells inspiring stories, like how one Alabama manufacturer used healthcare savings to fund employee scholarships, illustrating the rise of a “healthcare ownership economy.” Tune in and learn how open-source tools, data access, and local innovation are rewriting the rules of employer health benefits in America! Resources: Connect with and follow Dave Chase on LinkedIn. Follow Health Rosetta on LinkedIn and explore their website. Learn more about Nautilus Health Institute here. Listen to Dave's previous interview on the podcast here! Buy Dave's book Relocalizing Health here. Find out more about this year's RosettaFest here. Register for this year's RosettaFest here

Michael Falls of Reveel & Jennifer Mitchell of GOAT Group talk about tariffs, network design, SKU analysis, carrier negotiation and decision intelligence.  IN THIS EPISODE WE DISCUSS:   [02.22] An introduction to Michael, his background, and what excites him about supply chain. “Work smarter, not harder – that's what I'm passionate about. There's great technology out there that shippers can leverage, but so many people are still working out of spreadsheets. That hasn't changed as rapidly in our industry as it has in others.” [03.49] An overview of Reveel, who they are, and what they do. “Our CEO always says that modeling is the hill we're going to die on. We have a lot of tools in our repertoire that are different to a lot of the other analytics tools on the market.” [04.36] An introduction to Jennifer, her background, and her company GOAT Group. [05.58] An overview of the current tariff landscape, and how businesses are approaching adaptability and cost impacts. “We're now in a period where shippers have a new normal, which is: we don't know what the future will hold, but we know we're going to have to adapt to change.” “Now there's a very public conversation around who absorbs the cost of tariffs. Tariffs are here to stay. The question is: are consumers going to pay for them, or are companies going to absorb the cost and use that as a competitive advantage?” [07.55] How tariffs have impacted GOAT Group, and why increased tariffs for China are driving up apparel costs and forcing companies to rethink their manufacturing locations. [09.07] From cost volatility to the impact of the unknown, the biggest negative impacts, driven by the current tariff landscape, for shippers. “It's ever-changing. The minute you make a decision to do something, it changes and you're back to square one.” [11.34] Network design and optimization, and why shippers need intelligence, agility, and a strategic command of their shipping network to manage current volatility. [14.28] How network design and optimization can help companies to design more efficient distribution strategies, what those strategies might look like, and the positive impact they can have for shippers. [15.16] How SKU profitability analysis can help businesses identify problem products and make more informed decisions on their portfolio. “There's much more that you can do with SKU level insights than just explore profitability.” [17.13] Why contract negotiations have changed, and how Reveel can help to simulate ‘what-if' scenarios and compare carrier performance so shippers can push for reductions or pivot. “You can't manage what you don't measure. So we empower our customers to measure all the KPIs that are going to impact their transportation spend.” “The duopoly is over!.. Carrier contract negotiation is becoming an ongoing activity.” [20.07] The importance of flexibility and expanding carrier options to reduce dependency, lower cost, and improve customer experience. “Flexibility is crucial… Customers expect more from delivery, they expect it faster, more personalized. The bigger carriers are very rigid in what they do and a lot of these emerging carriers have more flexibility, they're more customizable to your company.” [21.23] Why, when tariffs are out of our control, intelligence is the best defence, how companies can use intelligence to stay competitive, and why parcel spend management can be an organizations competitive advantage in an unpredictable global market. “There's so much noise. Carrier billing data has hundreds of elements, it's not normalized… Having a shipping intelligence platform helps arm you with the most important insights at a glance.” “A lot of shippers are just resigned to this belief that the carriers are going to do what the carriers are going to do, and we have to sit back and take it… But I would say that any shipper has between 5-30% of spend that's available to be eliminated.” [23.47] The ideal client for Reveel, and the types of clients they're currently onboarding most. [24.41] GOAT group's experience with onboarding and implementation with Reveel. [25.52] The biggest challenges GOAT Group were experiencing, why they chose to work with Reveel, and the benefits they see from their ongoing partnership. [27.38] In a constantly evolving market, what shippers might expect over the next few months. “The only thing we know for sure is that more change is coming!.. But the shippers that have the best data, the best data-driven insights, and the best technology are ultimately the ones that are going to come out ahead.” RESOURCES AND LINKS MENTIONED:   Head over to Reveel's website now to find out more and discover how they could help you too. You can also connect with Reveel and keep up to date with the latest over   on LinkedIn, Facebook or Twitter, or you can connect with Michael or Jennifer on LinkedIn. If you enjoyed this episode and want to hear more from Reveel, check out 453: Driving Supply Chain Innovation with Reveel and Deposco or 357: Leverage the Power of Shipping Intelligence, with Reveel.

It's deputy PMQs this week while the prime minister is away, and we're joined by a special guest. Chris Ward is Keir Starmer's close aide and parliamentary private secretary, known in Westminster as a 'bag carrier'.He explains what really goes on in the Commons chamber every Wednesday, and helps Hugo Rifkind and Patrick Maguire unpack the exchanges between Angela Rayner and Chris Philp. Hosted on Acast. See acast.com/privacy for more information.

What a time! Captain of the Toronto Marlies Logan Shaw & Montreal Canadians Defenseman Alex Carrier join the boys for a quick chat about this season and what they're up to today and as always some off season training talk. Two unreal guys that made for an unreal episode. Don't forget to like and subscribe if you enjoy this episode, lots more coming every week!

The crew discuss the upcoming Vanguards update and catch up on the last two weeks after an amazing interview with Arthur!

Mary Mallon never felt sick a day in her life… but the island she died on still remembers her name in infamy… Typhoid Mary.Download the FREE WORD SEARCH and CROSSWORD For This Episode: https://weirddarkness.com/TyphoidMaryGet the Darkness Syndicate version of #WeirdDarkness: https://weirddarkness.com/syndicateDISCLAIMER: Ads heard during the podcast that are not in my voice are placed by third party agencies outside of my control and should not imply an endorsement by Weird Darkness or myself. *** Stories and content in Weird Darkness can be disturbing for some listeners and intended for mature audiences only. Parental discretion is strongly advised.IN THIS EPISODE: A woman keeps seeing her deceased father-in-law out of the corner of her eye. (Pop) *** The sad tale of Mary Mallon still haunts us today. You may know her better as Typhoid Mary. (The Lingering Ghost of Typhoid Mary) *** John George Haigh took the plunge into murder when he knocked out his old boss and dumped the body into acid – then set out to kill again. (The Acid Bath Murderer of England) *** A girl in an almost empty movie theater feels someone, or something, tugging at her shirt. (The Haunted Houston Movie Theater) *** They spoke a strange language, had bright green skin, and were utterly inexplicable. Who were they? (The Green Children of Woolpit) *** A ghostly boy appears outside a restaurant in Nebraska. (The Haunting Little Boy From Nebraska) *** A dark house, a baby sitter, an unexplained noise, and a shadowy figure. Normally the setup of a cliché horror movie – but this time, it was real. (The Hunchback Shadow Man) *** Over the last two decades, there have been frequent reports of a ghostly woman who wanders the halls of Greystone Mansion, leaving traces of lilac perfume in her wake. (The Greystone Mansion Murders) *** Is the White House haunted? The evidence seems to build more and more every year. (Is The White House Haunted?)CHAPTERS & TIME STAMPS (All Times Approximate and Only Accurate For the Commercial Version)…00:00:00.000 = Lead-In00:01:31.646 = Show Open00:03:41.263 = Haunted Houston Movie Theater00:06:44.298 = Haunting Little Boy From Nebraska00:09:00.556 = The Greystone Mansion Murders00:16:53.650 = Green Children of Woolpit00:21:13.037 = Hunchback Shadow Man00:29:54.360 = Is The White House Haunted?00:41:10.394 = Pop00:45:38.170 = Acid Bath Murderer of England00:54:03.365 = The Lingering Ghost of Typhoid Mary01:18:10.128 = Show CloseSOURCES AND RESOURCES FROM THE EPISODE…“Pop” by Melda for YourGhostStories.com: https://weirddarkness.tiny.us/5das43vj“The Lingering Ghost of Typhoid Mary” by Renee Kruse and Troy Taylor from the book, “A Pale Horse Was Death”:http://amzn.to/2sAZLTP“The Acid Bath Murderer Of England” by Steven Casale for TheLineUp.com: https://weirddarkness.tiny.us/1azg5pop“The Haunted Houston Movie Theater” by Weirdo Family Member, Christi Butler: https://weirddarkness.tiny.us/5fvlv8u7“The Haunting Little Boy From Nebraska” Erin Stone for MyHauntedLifeToo.com: https://weirddarkness.tiny.us/1o4zoncc“The Hunchback Shadow Man” by Nelchen for YourGhostStories.com: https://weirddarkness.tiny.us/1mzdp7ar“The Greystone Mansion Murders” by Troy Taylor: https://weirddarkness.tiny.us/18cxj4n7“The Green Children of Woolpit” posted at TheLineUp.com: https://weirddarkness.tiny.us/1sjg6jqu“Is The White House Haunted?” posted at Beyond Reality News (website no longer exists)=====(Over time links seen above may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.=====Originally aired: August, 2018EPISODE PAGE at WeirdDarkness.com (includes list of sources): https://weirddarkness.com/TyphoidMaryTAGS: Weird Darkness Podcast, Weird Darkness, Typhoid Mary, Mary Mallon, North Brother Island, haunted hospital, ghost story, American history, typhoid fever, Riverside Hospital, public health history, historical quarantine, medical mystery, ghosts of history, infectious disease, haunted New York, unsolved history, epidemic stories, supernatural history, disease carrier, forgotten islands, weird history, creepy true crime, urban exploration, medical ghost story, true haunting, abandoned places