Podcasts about Carrier

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Latest podcast episodes about Carrier

SBS Japanese - SBSの日本語放送
Kroiの「Water Carrier」(J-Pop Hub)

SBS Japanese - SBSの日本語放送

Play Episode Listen Later Sep 10, 2025 3:45


今週の J-Pop Hub で取り上げるのは、日本のテレビアニメ「SAND LAND: THE SERIES」のオープニングテーマ曲、Kroiの「Water Carrier」です。

Winning at Life with Gregory Ricks: The Daily Wrap
Episode 1337: The Weekly Wrap 09.06.25

Winning at Life with Gregory Ricks: The Daily Wrap

Play Episode Listen Later Sep 8, 2025 139:04


This episode features Gregory Ricks discussing the essentials of estate planning, including wills and powers of attorney, and the importance of proactive health care through his own cancer journey. Listeners also receive practical advice on financial planning, building emergency funds, and managing retirement accounts like 401(k)s. The show blends expert guidance with personal stories to help listeners make informed decisions for their financial and personal well-being.For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.

Demystifying Genetics
Jewish Ancestry & Genetics: Carrier Screening, Community and Choice

Demystifying Genetics

Play Episode Listen Later Sep 8, 2025 39:44 Transcription Available


Host Matt Burgess interviews Gidon Schwartz from Genetics, a UK charity offering pre-conception carrier screening and partnering with the NHS to increase access to BRCA and carrier testing for people with Jewish ancestry. They discuss why ancestry matters for certain recessive conditions, how testing and outreach have evolved, ethical and identity challenges around asking about ethnicity, and where to find resources and genetic counseling.

Track17
#69 | Burial, Bodhi, Tectonic, FAÏG, JJULIUS

Track17

Play Episode Listen Later Sep 7, 2025 59:54 Transcription Available


Alle Links in den Shownotes. >> Burial - Comafields / Imaginary Festival (Hyperdub) Seit fast 15 Jahren steckt Dubstep-Enigma Burial aka Will Bevan in seiner zweiten musikalischen Phase, in der er verrauschte, knackende Ambient-Tracks in zweistelliger Minutenzahl wie kleine Mixtapes aufbaut. In den letzten Jahren bedeutete das oft Hit & Miss. Wo stehen diese beiden Tracks? >> Bodhi - Corrupta (Hotflush) Hotflush war eines der prägenden Labels für den "alten" Bass- und Dubstep-Sound. Bodhi geben mit ihrer 6-Track-EP ein interessantes Update und frischen das Genre mit Elementen aus IDM, Acid, House und Garage auf. Kann der Gemischtwarenladen was? >> VA - Tectonic Sound 20 (Tectonic) Das schönste Geburtstagsgeschenk muss man sich manchmal selbst machen. Auf 24 Tracks feiert Labelmeister Pinch mit zahlreichen alten und neuen Freund*innen die Geschichte von Tectonic. Erst recht einer der Orte für den alten Bass- und Dubstep-Sound. >> FAÏG - New Chapter (Planet Rhythm) Dieses "neue Kapitel" des Techno-Produzenten ist laut, intensiv, wuchtig und hat ziemlich genau eine Mission: Menschen zum tanzen bringen. Reicht das? >> JJULIUS - Vol. 3 (DFA) Seitdem das altehrwürdige Dance-Punk-Label DFA sich als Plattform für experimentierfreudige Musik aus aller Welt neu aufgestellt hat, lohnt sich das Zuhören umso mehr. Der Schwede JJULIUS versucht es mit abseitigem Dream-Pop, der sich im Nebel besonders wohlfühlt. Wir reviewen außerdem neue Musik von Man/Woman/Chainsaw, Oni Ayhun, Emika, Jamie Woon, Carrier u. v. m. **Setlist:** - [00:00:00] Intro + Zuletzt gehört: Haldern-Festival-Folge und In The Bassment-Playlist - [00:07:32] Burial - Comafields / Imaginary Festival (Hyperdub) - [00:17:36] Playlist Part 1: Carrier, Olof Dreijer, Emika, Tim Green - [00:22:22] Bodhi - Corrupta (Hotflush) - [00:29:06] VA - Tectonic Sound 20 (Tectonic) - [00:36:20] Playlist Part 2: Man/Woman/Chainsaw, Kim Thorthey, Invexis, Jamie Woon - [00:41:10] FAÏG - New Chapter (Planet Rhythm) - [00:48:39] JJULIUS - Vol. 3 (DFA) - [00:54:51] Playlist Part 3: Georgie Sweet, Erika de Casier, Cornelius SA, Ma Sha - Jetzt auf Spotify abonnieren. Neue Songs für die Playlist: Burial - Comafields Carrier - The Fan Dance Olof Dreijer – Iris Emika - Circles Tim Green - Minds Bodhi - T.O.P. Beatrice M. - Poison Man/Woman/Chainsaw - Mad Dog Kim Hiorthoy - Wish Walk Invexis - Waterpipe Jamie Woon - A Velvet Rope FAÏG - Kann JJILIUS - Etiopisk Hallucination Georgia Sweet - The Ones We Love Erika de Casier - Miss Cornelius SA - Not Everything Is At It Seems, Not Everything That Seems Is Ma Sha - Aluga

Discerning Hearts - Catholic Podcasts
Special Encore: The Canonization of St. Teresa of Calcutta – Building a Kingdom of Love with Msgr. John Esseff – Discerning Hearts Podcast

Discerning Hearts - Catholic Podcasts

Play Episode Listen Later Sep 5, 2025 28:38


Join Msgr. John Esseff as he reflects on his experiences with Mother Teresa on the eve of her canonization! Several of the stories he has not shared on any of his previous programs. Rather than be "admirers" of Mother Teresa, Msgr. Esseff asks all of us to pray to become "imitators" of this little one of God's children who has now become one of His great saints! Carrier of God's Tender Love and Mercy Lord Jesus, merciful Face of the Father, you came to give us the Good News of the Father's mercy and tenderness. We thank you for the gift of our dearest Mother, Blessed Teresa of Calcutta, who will be canonized in this Jubilee Year of Mercy. You chose her to be your presence, your love and compassion to the brokenhearted, the unwanted, the abandoned and the dying. She responded wholeheartedly to your cry, ‘I Thirst,' by the holiness of her life and humble works of love to the poorest of the poor. We pray, through her intercession, for the grace to experience your merciful love and share it in our own families, communities and with all our suffering brothers and sisters. Help us to give our “hearts to love and hands to serve” after the example of Mother Teresa. Lord Jesus, bless every member of our family, our parish, our diocese, our country, especially those most in need, that we all may be transformed by your merciful love. Amen. Text © Mother Teresa Center of the Missionaries of Charity The post Special Encore: The Canonization of St. Teresa of Calcutta – Building a Kingdom of Love with Msgr. John Esseff – Discerning Hearts Podcast appeared first on Discerning Hearts Catholic Podcasts.

The Seven Figures Or Bust Podcast!
Episode 150 - Carrier Drops All Medicare Advantage Members In 2026! Why Is This Happening?

The Seven Figures Or Bust Podcast!

Play Episode Listen Later Sep 5, 2025 44:36


Gain access to Everything Senior Insurance: https://eseniorinsurance.com/On this episode of the Seven Figures or Bust podcast, we cover the shocking news of a carrier dropping all Medicare Advantage members in 2026.

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Freightvine
Alex Leslie | TL Carrier Costs: 2025 Update

Freightvine

Play Episode Listen Later Sep 4, 2025 43:14


This week's guest is Dr. Alex Leslie, Senior Research Associate at the American Transportation Research Institute (ATRI), a not-for-profit research arm for the trucking industry. Alex is the lead author on ATRI's latest research publication “Analysis of the Operational Costs of Trucking: 2025 Update”.  Using detailed polling and data analysis, Alex is able to reveal not only the current average per mile costs, but also changes in the individual cost components, the impact of carrier size on costs and underlying trends in trucking activities.  In our conversation, we discuss the report in detail and try to understand changes year over year - as well as what to expect going forward.   In the conversation, we discuss the deceleration of overall operational costs due to falling fuel prices, contrasted with rising non-fuel costs like truck and trailer payments, which are nearing the cost of fuel. The conversation also addresses driver wages and benefits, the shrinking of fleet sizes by carriers in response to a prolonged freight recession, and the challenges of forecasting market shifts given current economic and geopolitical uncertainties.Following my conversation with Alex, I will provide the truckload market update.  So let's get started . . .

Digital Dispatch Podcast
Shipium's Jason Murray on Delivery Promises, Multi-Carrier Playbooks, and Agentic AI

Digital Dispatch Podcast

Play Episode Listen Later Sep 2, 2025 61:39 Transcription Available


Jason Murray—CEO & co-founder of Shipium and 19-year Amazon vet—joins Everything Is Logistics to unpack what really moves the needle for shippers: accurate delivery promises, multi-carrier execution, and where AI agents add real value today. We get into the “coordination layer” most retailers are missing across OMS/WMS/TMS, building a digital twin of your network, and why faster can actually be cheaper when your method mix and lanes are modeled correctly. Favorite line: Shipium's role is a “super-sophisticated calculator” for decisions the human brain (and spreadsheets) simply can't keep up with.Key takeawaysThe coordination gap is costly. Most enterprises make siloed decisions in OMS/WMS; the win is a horizontal optimizer that weighs transportation, inventory, and cost together. Promise precision beats blanket speed. Customers want confidence in “by Thursday,” not generic “2-day.” Model ship dates and probability of arrival—and constantly backtest your predictions. Digital twins drive smarter choices. Shipium models lanes, cutoffs, and costs in real time to choose carrier/method, where to ship from, and what to promise. AI agents = productivity multipliers. Early wins: a “what happened to this shipment?” chat workflow, and agents watching network signals (the old Amazon “little red button”) to trigger reroutes. Money on the table. Method optimization and delivery-promise installs have driven multi-million-dollar annual savings for large retailers. LINKS:Shipium's WebsiteJason's LinkedInWATCH THE FULL EPISODE HEREFeedback? Ideas for a future episode? Shoot us a text here to let us know. -----------------------------------------THANK YOU TO OUR SPONSORS! Are you experienced in freight sales or already an independent freight agent? Listen to our Freight Agent Trenches interviews powered by SPI Logistics to hear from the company's agents on how they took the entrepreneurial leap. Shipium is the ML-powered shipping platform built by the executives that created Amazon's supply chain technology. They help 3PL & retail leaders like Stord, Ryder, and Saks Off 5th to reduce shipping costs by an average of 12% while improving on-time delivery. CargoRex is the logistics industry's go-to search platform—connecting you with the right tools, services, events, and creators to explore, discover, and evolve. Digital Dispatch manages and maximizes your #1 sales tool with a website that establishes trust and builds rock-solid relationships with your leads and customers.

Winning Isn't Easy: Long Term Disability ERISA Claims
When Your Disability Insurance Carrier Isn't a Disability Specialist - What You Need to Know

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Sep 2, 2025 19:29 Transcription Available


Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 29 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "When Your Disability Insurance Carrier Isn't a Disability Specialist - What You Need to Know."Most people buy disability insurance trusting the name on the policy. If a major insurer sells it, surely they know how to handle disability claims - right? Not always. For many big-name carriers, disability insurance is just a sideline to their main business of life, auto, property, or investment products. That lack of focus can cost you. Without specialized staff or resources, these companies often outsource reviews to third-party administrators or “independent” doctors who never meet you. The result? A system built to protect the insurer's bottom line, not your future. In this episode of Winning Isn't Easy, disability law expert Nancy L. Cavey exposes how three carriers - Ameritas, Chubb, and Voya - handle disability claims. You'll hear how their processes differ from disability-focused insurers, the games they play to delay or deny benefits, and what you can do to protect yourself. If you have a policy from one of these companies - or any insurer where disability isn't a priority - this episode will give you the tools to fight back. Winning isn't easy, but with the right strategy, it's possible.In this episode, we'll cover the following topics:One - Ameritas: Lack of Internal Resources and the Peer Review TrapTwo - Chubb: Big-Name Insurer, Small Disability FootprintThree - Voya, ReliaStar, and the DRMS / Fullscope RMS ProblemWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

Ben Davis & Kelly K Show
Feel Good: Hero Mail Carrier Saved A Life

Ben Davis & Kelly K Show

Play Episode Listen Later Aug 22, 2025 1:51


While on her mail route, USPS carrier Sarah Van de Laar witnessed a car crash in Bucks County, Pennsylvania and immediately jumped into action to provide life-saving CPR. STORY: https://www.wdjx.com/mail-carrier-saves-a-life-after-witnessing-a-car-crash/

Chroniques
Chronique à Josée Carrier - Mon parcours

Chroniques

Play Episode Listen Later Aug 22, 2025 5:18


Réécoutez la chronique de notre stagiaire, Josée Carrier, à Radio-Acton. Dans Bye Bye Boulot, elle a parlé de son parcours scolaire. See omnystudio.com/listener for privacy information.

Telecom Reseller
Fewer Truck Rolls, Greater Control: TELCLOUD Brings Carrier-Grade Remote Management to POTS Replacement, POTS and Shots Podcast Series

Telecom Reseller

Play Episode Listen Later Aug 21, 2025


"If we have to roll a truck, there's a problem," says Jake Jacoby of TELCLOUD. In the latest episode of the POTS and Shots podcast series, Jacoby joins Technology Reseller News publisher Doug Green to discuss how TELCLOUD eliminates costly and disruptive truck rolls with a carrier-grade platform that delivers complete remote management for POTS replacement. Building on the company's commitment to five nines of uptime, Jacoby explains how TELCLOUD extends its global network directly into customer locations, treating every deployed device as part of its own infrastructure. This approach allows for seamless monitoring, maintenance, and remote reboot capabilities—critical for life-safety lines where reliability is paramount. TELCLOUD has engineered deep integrations with leading cellular router providers, including Ericsson, Peplink, Digi, InHand, and Segoe, enabling resellers to manage the entire customer environment without ever dispatching a technician. Beyond connectivity, the solution supports firmware upgrades, configuration changes, power cycling, and automated watchdog services that enhance security and resilience. For resellers, this translates into stronger margins and recurring revenue opportunities. By offering a fully managed service, partners can reduce operational costs, provide higher-quality customer experiences, and build long-term client relationships. Customers benefit as well, gaining affordable, law-compliant POTS replacement backed by continuous monitoring and trusted advisory support. As always, the podcast pairs telecom insights with a taste of fine tequila. This episode features Teralta Reposado, a clean, organic tequila from Felipe Camarena, best known for creating the G4 brand. Jacoby highlights the nuanced flavors that come from resting the spirit in oak barrels, encouraging listeners to compare Teralta's Blanco and Reposado expressions side by side. The POTS and Shots series continues to blend business-critical telecom strategy with lighthearted exploration, reminding resellers that POTS replacement is more than a sale—it's about delivering lasting reliability and customer loyalty. Learn more about TELCLOUD's POTS replacement solutions at telcloud.com.

Clark County Today News
Freight carrier, three states under microscope of triple fatal U-turn

Clark County Today News

Play Episode Listen Later Aug 21, 2025 3:44


A fatal crash in Florida has triggered federal scrutiny of White Hawk Carriers and multiple states after Harjinder Singh, licensed in Washington and California, was charged with vehicular homicide. DOT Secretary Sean Duffy says FMCSA rules were ignored, leading to preventable deaths. https://www.clarkcountytoday.com/news/freight-carrier-three-states-under-microscope-of-triple-fatal-u-turn/ #Washington #Florida #Transportation #SeanDuffy #FMCSA #HighwaySafety #HarjinderSingh #WhiteHawkCarriers #CDL #TrafficFatalities

Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss!
Wizz Air Review: Should You Book This Low Cost Carrier?

Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss!

Play Episode Listen Later Aug 20, 2025 37:09


Watch Us On YouTube! This week on Miles to Go, Ed recaps his Wizz Air flight- was it worth the price? Richard has an interesting TSA Experience to fill us in on. And, United adjusts their cancellation rules for flyers, and a Slack listener has noticed an interesting pricing pattern for flights- is it time to start using a VPN? Finally, Ed and Richard discuss an airport they've never heard of before recording. Get hydrated like Ed in Vegas with Nuun: Support the show by signing up for Bilt Rewards through my referral link! Use my Bilt Rewards link to sign-up and support the show! If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! If you're looking for a way to support the show, we'd love to have you join us in our Travel Slack Community.  Join me and other travel experts for informative conversations about the travel world, the best ways to use your miles and points, Zoom happy hours and exciting giveaways. Monthly access Annual access Personal consultation plus annual access We have witty, funny, sarcastic discussions about travel, for members only. My fellow travel experts are available to answer your questions and we host video chats multiple times per month. Follow Us! Instagram: https://www.instagram.com/milestogopodcast/ TikTok: https://www.tiktok.com/@milestogopodcast Ed Pizza: https://www.instagram.com/pizzainmotion/ Richard Kerr: https://www.instagram.com/kerrpoints/    

From A to Arbitration
The Lion's den episode 17: Letter carrier perfect part II.

From A to Arbitration

Play Episode Listen Later Aug 19, 2025


concernedlettercarriers.com

The Leroy Thompson Podcast
Meditation Opens The Lifestyle of Being a Kingdom Carrier

The Leroy Thompson Podcast

Play Episode Listen Later Aug 18, 2025 71:21


In this life-changing message, I teach you the true meaning of meditation as divine investigation—searching the heart of God and allowing Him to search yours. Too many believers are only reading and quoting the Word, but real transformation comes when you meditate until revelation rises within. Meditation opens the lifestyle of being a kingdom carrier, moving you beyond mere church membership into a supernatural walk with God where His presence, wisdom, and provision flow through you daily.As you learn to carry the kingdom within, you will step into righteousness, peace, and joy in the Holy Ghost, manifest prosperity, and live in divine positioning that cannot be stopped by the world's system. This is about elevation, breakthrough, and walking in the supernatural power of God. I'm not just teaching revelation—I'm imparting manifestation so you can prosper, live debt-free, walk in health, and shine as a true kingdom carrier everywhere you go.August 17, 2025 | SUNDAY AMSunday Morning LiveLeroy Thompson TV FULL VIDEO LINK - Meditation Opens The Lifestyle of Being a Kingdom Carrier⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://leroythompson.tv/programs/sun081725⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CONNECT NOW - BECOME A PARTNER ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eiwm.org/partnership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | or TEXT "Connect" to 225-230-2234 To GIVE/SOW click the link below! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eiwm.org/give⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | or TEXT "Sow" to 225-230-2234TESTIMONY?Email your testimonies to victory@eiwm.orgMORE LINKS⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/drleroysr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#meditation #faith

The Annie Frey Show Podcast
Carrier pigeons > Cell Phones (Hour 3)

The Annie Frey Show Podcast

Play Episode Listen Later Aug 18, 2025 37:25


Leaders from all over Europe are meeting with Trump and Zelenskyy, and the world is watching. What happens next? We also discuss the logic of texting your kids friends.

From A to Arbitration
The Lion's den episode 16: Letter Carrier Perfect (street) thanks to steve hedgcock

From A to Arbitration

Play Episode Listen Later Aug 16, 2025


concernedlettercarriers.com

Ben Davis & Kelly K Show
Setting the Bar: Mail Carrier Lifestyle

Ben Davis & Kelly K Show

Play Episode Listen Later Aug 13, 2025 2:46


Mary Ann had a dream… a dream of big things and a lavish lifestyle. She was finally getting to realize that lifestyle with international trips, luxury purchases, and more… but this is a Setting the Bar story so she's not doing it the right way. Source: https://www.thesmokinggun.com/buster/california/mail-thief-plea-694217

From A to Arbitration
Episode 250: Special Guest Mr. James Brennan running for Rural Carrier president

From A to Arbitration

Play Episode Listen Later Aug 11, 2025


Fromatoarbitration.com

Smartinvesting2000
August 8th, 2025 | Stock Market, Consumer Credit Card Debt, Real Estate, Refinancing, Carrier Global Corporation (CARR), Polaris Inc. (PII) & Align Technology, Inc. (ALGN)

Smartinvesting2000

Play Episode Listen Later Aug 8, 2025 55:38


Will the stock market crash? With the market continuing to march higher and setting record high after record high, I do worry more and more that a crash could be coming. It doesn't mean it will happen tomorrow, next week, or maybe even this year, but I do believe the risk to reward of investing in the S&P 500 at this point is not favorable when you take all the data into consideration. I have talked a lot about the fact that the top 10 companies now account for nearly 40% of the entire index and the forward P/E multiple of around 22x is well above the 30-year average of 17x, but there are also less discussed factors that are quite concerning. There is something called the Buffett Indicator that looks at the total US stock market value compared to US GDP. Buffet even made the claim at one point that this was “the best single measure of where valuations stand at any given moment." The problem here is that it now exceeds 200%, which is a historic high and well above even the tech boom when it peaked around 150%. Another concerning measure is the Shiller PE ratio, which looks at the average inflation-adjusted earnings from the previous 10 years in relation to the current price of the index. This is now at a multiple around 39x, which is well above the 30-year average of 28.3 and at a level that was only seen during the tech boom. While valuation isn't always the best indicator for what will happen in the next year, it has proven to be a successful tool for long term investing. Unfortunately, valuations aren't my only concern. Margin expansion is even more frightening as the reliance on debt can derail investors. Margin allows investors to buy stocks with debt, but the big problem is if there is a decline and a margin call comes the investor would either have to add more cash or make sells, which causes a further decline in the stock due to added selling pressure. Margin debt has now topped $1 trillion, which is a record, and it has grown very quickly considering there was an 18% increase in margin usage from April to June. This was one of the fastest two month increases on record and rivals the 24.6% increase in December 1999 and the 20.3% increase in May 2007. In case you forgot, both of the periods that followed did not end well for investors. Looking at margin as a share of GDP, it is now higher than during the dot-com bubble and near the all-time high that was reached in 2021. One other concern with the margin level is it does not include securities-based loans, which is another tool that leverages stock positions and if there is a decline could cause added selling pressure. Unfortunately, this data is not as easy to find since they are lumped in with consumer credit. The most recent estimate I could find was in Q1 2024, they totaled $138 billion and with the risk on mentality that has occurred, my assumption is the total would be even higher now. We have to remember that we now are essentially 18 years into a market that has always had a buy the dip mentality. Even pullbacks that occurred in 2020 and 2022 saw rebounds take place quite quickly. This has created a generation of investors that have not actually experienced a difficult market. I always encourage people to study the tech boom and bust as it was devastating for investors. The S&P 500 fell 49% in the fallout from the dotcom bubble and it took about 7 years to recover. Investors in the Nasdaq fared even worse as they saw a 79% drop and it took 15 years to get back to those record levels. Unfortunately, this isn't the only historical period that saw difficult returns. If you look back to the start of 1964, the Dow was at 874 and by the end of 1981 it gained just one point to 875. This was an extremely difficult period that saw Vietnam War spending, stagflation, and oil shocks, but it again illustrates that difficult markets with little to no advancement can occur. So, with all of this, how are we investing at this time? We are maintaining our value approach, which generally holds up much better in difficult markets. For comparison, the Russell 1000 Value index was actually up 7% in 2000 while the Russell 1000 Growth index fell 22.4% that year. We are also maintaining our highest cash position around 25% since at least 2007.  I continue to believe there are opportunities for investors, it just requires discipline and patience. One other person remaining patient at this time is Warren Buffett. Berkshire now has near a record cash hoard of $344.1 billion and the conglomerate has been a net seller of stocks for the 11th quarter in a row. I'd rather follow people like Buffett at times like this over the Meme traders that have become popular once again.   Consumers are doing a better job managing their credit card debt  Data released by Truist Bank analysts show that card holders of both higher and lower scores are doing a better job paying their bills on time. This is based on a drop in the rate of late payments from last quarter. Also improving is debt servicing payments as a percent of consumers disposable personal income. The first quarter shows debt-servicing payments were roughly 11% of disposable income, which is a strong ratio to see considering that level is below what was typical before the start of 2020 and it's far below the 15%-plus levels that were seen leading up to the Great Recession in 2008. According to Fed data, card loan growth was only 3% year over a year, which could be due to lenders increasing their credit standards. Stricter standards also made it more difficult for subprime borrowers to obtain new credit cards considering the fact that as a share of new card accounts, this category accounted for just 16% of all new accounts. This was down roughly 7% from the last quarter in 2022 when it was 23%. Consumers may also be more aware of the high interest costs considering rates stood at 22% as of May. There has been a decrease in rates from the peak last year, but Fed data reveals before interest rates began rising in 2022 interest rates stood at 16% for card accounts. If the Fed were to drop rates a couple of times between now and the end of the year, we could see a small decline in the rate. With that said borrowing money on a credit card and accruing interest is a terrible idea as even a 16% rate would not be worth it!    Real estate investors may be supporting the real estate market. This may sound like a good thing, but this could be dangerous long-term since investors don't live at the property. It would be far easier for them to default on the mortgage and let the house go into foreclosure or sell at a price well below market value just to get their investment back. So far in 2025 investors have accounted for roughly 30% of sales of both existing and newly built homes, which is the highest share on record. This is according to property analytics firm Cotality and they started tracking the sales 14 years ago. Most of these investors were small investors, who own fewer than 100 homes as they accounted for roughly 25% of all purchases. This compares to large investors which accounted for only 5% of purchases of new and existing homes. Within the small investor space, the stronger category is those with just 3-9 properties as this group has accounted for between 14 and 15% of all sales each month this year. The data also shows that the large investors like Invitation Homes and Progress Residential have become net sellers in the market and are selling more properties than they are buying. This is likely due to reduced rents from the high competition in the rental market and a softening of the overall real estate market in certain areas that has not provided the expected return that they wanted. I do worry that the small investor here has less access to good data and is less disciplined with their investment strategy. They are likely buying homes because real estate has been a good investment for the last several years, but if the market were to turn, they would be more likely to panic and sell and they may not have the means to continue holding the real estate. I do believe if interest rates remain, housing prices could remain stable or perhaps even drop a little bit. It's important to remember long term mortgage rates generally stem from longer term debt instruments like a 10-year Treasury, rather than the short-term discount rate set by the Fed.   Financial Planning: When and How a Refinance is Helpful After several years of elevated mortgage rates, steady declines have made more homeowners candidates for refinancing, but a smart decision requires looking beyond the headline interest rate. The first question is whether the refinance actually reduces the rate, and if so, what third-party closing costs and discount points are involved. Every mortgage carries these costs, and paying points may not make sense if rates are expected to fall further and another refinance could be on the horizon, especially since few 30-year mortgages last their full term before a sale or another refi. The structure of the new loan also matters: should costs be paid upfront or rolled into the loan balance, and how long will the loan likely be kept? The real goal is to borrow at the lowest overall cost over the life of the loan, factoring in both the rate and the cost to obtain it. A lower rate and payment may feel like a win, but without careful structuring, it may not be the most cost-effective move, something mortgage brokers often overlook when focusing solely on rate reduction. Here's a real example from just last week. A homeowner with a $580,000 mortgage at 6.875% and a $3,900 monthly payment has the opportunity to refinance to 5.5%, lowering the payment to $3,500 with no additional cash due at closing, and saving roughly $80,000 in total interest over the life of the loan. At first glance, this looks like a no-brainer. However, this structure would only be ideal if the homeowner never had another chance to refinance, which is unlikely given their current rate of 6.875%. In this case, all costs were rolled into a new loan balance of $616,000—an increase of $36,000—explaining why no cash was required at closing. A better approach might be to refinance to a rate only slightly lower than 6.875%, still reducing both the monthly payment and lifetime interest, but without dramatically increasing the loan balance by rolling in discount point costs. Refinances can continue as long as rates are expected to decline, and the best time to pay points is in a “final” refinance when rates are no longer expected to drop so the benefit can be locked in for the long term.   Companies Discussed: Carrier Global Corporation (CARR), Polaris Inc. (PII) & Align Technology, Inc. (ALGN)

IEN Radio
LISTEN: Major Carrier Abruptly Bans Electric Vehicle Shipments

IEN Radio

Play Episode Listen Later Aug 7, 2025 1:58


When it comes to global logistics, it seems no news is good news. If a transoceanic journey of goods goes without a hitch, you never hear about it.But when things go wrong, they can go very wrong – and we've seen that play out in several dramatic fires in the past few years that have resulted in high profile tales of doomed cargo ships.Most recently, an incident involving the cargo carrier Morning Midas led to millions in losses after a fire broke out and the ship sank off the coast of Alaska with more than 3,000 vehicles on board. At issue was concern over the electric and hybrid electric vehicles, and suggestions that the fire broke out on the deck with the EVs.

Mighty Wind Broadcasting Network Podcast (audio)

Join us in this time of worship where the glory of the Lord fills the tabernacle. Revelation 4 and Exodus 24 are two key passages where we read the Lord giving us an invitation to enter into His realm of glory. Join us as we encounter the King of Glory.

Mighty Wind Broadcasting Network Podcast
Be a Carrier Of His Glory

Mighty Wind Broadcasting Network Podcast

Play Episode Listen Later Aug 6, 2025 103:47


Join us in this time of worship where the glory of the Lord fills the tabernacle. Revelation 4 and Exodus 24 are two key passages where we read the Lord giving us an invitation to enter into His realm of glory. Join us as we encounter the King of Glory.

This Week in Startups
Lina Khan's Figma victory lap, Meta's Superintelligence Team, BYD mega car-carrier video & MORE | E2160

This Week in Startups

Play Episode Listen Later Aug 5, 2025 69:00


Today's show:Jason and Alex are running down the biggest tech, startup, and business stories of the day on a brand-new Monday TWIST.Which countries are leading the AI race, based on academic papers? Why Jason thinks covert agencies are spying on Meta's superintelligence team. Lina Khan's taking a victory lap on the Figma IPO but what did she REALLY accomplish during her Biden administration tenure? PLUS, why we're bringing Founder University to the MENA region.All that and MORE on a packed episode! Find out why we're the #1 podcast for startups and founders.Timestamps:(0:00) Why Jason is attending more TV poker tournaments(4:02) Did you know Founder University is headed to MENA? Calling all Riyadh founders.(10:01) Squarespace - Use offer code TWIST to save 10% off your first purchase of a website or domain at https://www.Squarespace.com/TWIST(11:27) Show Continues…(19:52) Oracle - Try OCI and save up to 50% on your cloud bill at https://w⁠⁠⁠⁠ww.oracle.com/twist⁠⁠⁠(21:01) Why Jason doesn't think Lina Khan deserves her Figma IPO victory lap.(23:17) Jason thinks Figma is overpriced: how quickly could a rival build a competitor?(27:53) For an investor, there's a huge difference between a home run and a GRAND SLAM.(30:42) Monarch Money - Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/TWIST(31:55) Show Continues…(40:59) Why Jason thinks covert agencies are spying on Meta's global Superintelligence Team…(50:43) Which countries are leading the AI race in terms of research? Producer Claude helps with the answer.(57:12) Fact-checking the viral BYD TikTok: can their self-driving cars really drive themselves off the ship?(59:52) Jason and Alex check out some of their dream carsSubscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.comCheck out the TWIST500: https://www.twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcpFollow Lon:X: https://x.com/lonsFollow Alex:X: https://x.com/alexLinkedIn: ⁠https://www.linkedin.com/in/alexwilhelmFollow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanisThank you to our partners:10:01) Squarespace - Use offer code TWIST to save 10% off your first purchase of a website or domain at https://www.Squarespace.com/TWIST(19:52) Oracle - Try OCI and save up to 50% on your cloud bill at https://w⁠⁠⁠⁠ww.oracle.com/twist⁠⁠⁠(30:42) Monarch Money - Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/TWISTGreat TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarlandCheck out Jason's suite of newsletters: https://substack.com/@calacanisFollow TWiST:Twitter: https://twitter.com/TWiStartupsYouTube: https://www.youtube.com/thisweekinInstagram: https://www.instagram.com/thisweekinstartupsTikTok: https://www.tiktok.com/@thisweekinstartupsSubstack: https://twistartups.substack.comSubscribe to the Founder University Podcast: https://www.youtube.com/@founderuniversity1916

The Seven Figures Or Bust Podcast!
Episode 133 - Large MA Carrier To Cut Prior Authorizations By 1/3! What This means Long Term

The Seven Figures Or Bust Podcast!

Play Episode Listen Later Aug 4, 2025 61:07


Get access now to 7 Figure Medicare University:Lifetime access:https://sevenfigureu.com/On this episode of the Seven Figures or Bust podcast, we dive into a major shift: a large Medicare Advantage carrier plans to cut prior authorizations by one-third. We break down what this change means for agents, clients, and the industry as a whole. Could this be the beginning of a more streamlined future in Medicare?Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

CLOT Conversations
Risk Factors for Recurrent VTE in Cancer with Dr Faizan Khan

CLOT Conversations

Play Episode Listen Later Aug 1, 2025 19:47


Send us a textIn this episode of CLOT Conversations, experts discuss recent research on cancer-associated thrombosis and the predictors of recurrent venous thromboembolism (VTE) and anticoagulant-related bleeding. Dr. Faizan Khan, a leading researcher in the field, explains the results of their study that aimed to offer a comprehensive understanding of the prognostic factors associated with these risks. Hear what he says about the evidence for associations of several patient- and cancer-related factors, and the risk of recurrent VTE. This research is expected to inform clinical practice by promoting a more individualized approach to anticoagulant management in cancer patients.Reference: Khan, F., Tritschler, T., Marx, C. E., Lanting, V., Rochwerg, B., Tran, A., ... & Carrier, M. (2025). Predictors of recurrent venous thromboembolism and bleeding in patients with cancer: a meta-analysis. European Heart Journal, ehaf453.https://academic.oup.com/eurheartj/advance-article/doi/10.1093/eurheartj/ehaf453/8170116?login=falseSupport the showhttps://thrombosiscanada.caTake a look at our healthcare professional and patient resources, videos and publications on thrombosis from the expert members of Thrombosis Canada

Soundcheck
The Bad Plus Keeps On Making Their Own Rules

Soundcheck

Play Episode Listen Later Jul 31, 2025 41:10


In 2000 the Bad Plus helped usher in the new century with what looked like a 20th century jazz piano trio, with music ranging from groove-based originals to covers of Black Sabbath and Igor Stravinsky. Over the past quarter century they've repeatedly surprised listeners. Lately founding members Reid Anderson (bass) & Dave King (drums) with no piano at all have formed a quartet with reedist Chris Speed and guitarist Ben Monder. The Bad Plus's latest album is called Complex Emotions and they play some of these compositions in-studio.Set List: 1. Casa Ben 2. French Horns 3. Carrier

Bullpen Sessions with Andy Neary
Ditching the Carrier Playbook for a Client-First Model | with Wes Spencer

Bullpen Sessions with Andy Neary

Play Episode Listen Later Jul 25, 2025 52:25


The insurance industry is full of brokers who talk about innovation but still push the same tired, carrier-first products. My guest this week, Wes Spencer, doesn't just talk—he builds. After starting his career at Federated Insurance, he knew there had to be a better way than the restrictive models offered by traditional agencies.That mission became deeply personal after a nurse pulled him aside in a hospital and told him, "I wouldn't have that procedure done here" for his own daughter. Wes realized that if he, an industry insider, struggled to navigate the system, what chance did anyone else have? Instead of looking for a solution, he and his team at Sympl Benefits built one from the ground up. This episode is the story of how a broken system and a father's fight led to a new blueprint for benefits.▶▶ Sign Up For Our Social Media Sales Seminar:https://www.completegameu.com/registration-SMSSKEY MOMENTS(00:00:00) Leaving the Traditional Agency Model Behind, with Wes Spencer(00:22:31) Making Sure Incentives Are Aligned(00:25:59) How Can We Get Members To Navigate Healthcare Effectively?(00:31:49) Value of Healthcare Middlemen in Industry(00:39:14) Wes's Personal Experience With HealthcareCONNECT WITH ANDY NEARY

Australia Wide
Regional Australia hosts war games as UK/Aust defence relationship deepens

Australia Wide

Play Episode Listen Later Jul 25, 2025 29:59


Australia and the united kingdom have finalised a treaty on the delivery of the first stage of the AUKUS deal to acquire nuclear powered submarines. This comes as the Talisman Sabre joint military exercise takes place around regional Australia  with involvement from military personnel from almost two dozen countries.

MRO Network Podcast
Constrained Capacity, Connected Cabins And Carrier Consolidation

MRO Network Podcast

Play Episode Listen Later Jul 22, 2025 15:00


Listen in as editors discuss several hot topics in the July digital-only issue of Inside MRO, which is now available here. Lee Ann Shay and James Pozzi discuss the capacity crunch, OEM maintenance strategies, how airline consolidation is affecting the aftermarket and more.

eCom Logistics Podcast
Parcel Tech & Carrier Diversification Demystified: Inside Sendflex's Innovation

eCom Logistics Podcast

Play Episode Listen Later Jul 21, 2025 33:08


What You'll LearnThe origins of integrated parcel shipping systems and Clippership's impact (1991)Why traditional carrier APIs limit cost optimization and how Sendflex's engine solves thisThe critical gap between expected shipping costs and actual carrier invoices (north of 15%)How a multi-carrier strategy is essential for modern fulfillment, especially PO box and regional delivery- The rising complexity of omnichannel distribution and its impact on 3PL operations- Lessons from enterprise acquisition failures and maintaining agile, mission-driven growth- How data-driven carrier diversification can unlock real savings versus sales pitchesTimestamped Segments00:00–00:50 – Introduction to Bob Malley and his legacy in parcel logistics00:50–04:39 – Bob's early career and development of Clippership & Tracer04:39–07:24 – The evolving parcel market, rise of multi-carrier shipping, complexities of e-commerce07:24–10:57 – The critical issue of landing cost variance versus expected shipping costs10:57–15:02 – Operationalizing auditing and cost variance fixes through automation15:02–20:04 – Carrier perspectives on load optimization, dimensional weight, and waste20:04–23:30 – Insights on carrier integration and the promise of new, niche carriers23:30–27:33 – B2B ecommerce growth, omnichannel maturity, and the rise of 3PL dynamics27:33–31:17 – Hard lessons on acquisitions and maintaining agility in logistics tech companies31:17–33:06 – Closing thoughts and where to learn more about Sendflex Quotes[10:13] "The cost variance between expected costs and actual costs is north of 15%.” — Bob Malley[06:13] “The real question is: how do shippers narrow the gap that's been growing between expected costs all through that journey of the order...” — Bob Malley[30:44] “I believe in companies that have a mission, are small enough to be agile, and stick to what they do well.” — Bob Malley[21:52] “That's what we're really excited about — data-backed carrier diversification that makes business sense, not just sales sense.” — Bob MalleyAbout the GuestBob Malley is a pioneer in parcel logistics technology with a track record spanning over three decades. He launched Clippership, the first integrated parcel shipping system, scaled Tracer, led e-commerce at Kewill as CEO, and founded Pierbridge, creating the first enterprise cloud-based parcel TMS. Today, as CEO of Sendflex, he is driving innovation in intelligent modular delivery software built for omnichannel complexity and global shipping optimization.Links MentionedSendflex websiteSendflex LinkedIn Subscribe and Keep Learning!If you're a logistics leader looking to scale sustainably, don't miss out! Subscribe for more expert strategies on tackling modern supply chain challenges.Be sure to follow and tag the eCom Logistics Podcast on LinkedIn and YouTube

TD Ameritrade Network
VZ, T, TMUS: Which Mobile Carrier is Best Positioned

TD Ameritrade Network

Play Episode Listen Later Jul 21, 2025 7:23


Jeff Kagan joins Morning Movers to discuss the wireless, broadband & communications space. Following Verizon (VZ) earnings beat, he says the company's focus on customer care could be an area to watch. Jeff points to the 6G evolution as a potential growth opportunity for the telecom carriers. Ahead of AT&T (T) earnings, Jeff believes the company has "stepped off of the falling knife." For T-Mobile (TMUS), he says the company has grown through "trials and tribulations."======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

C3 Church San Diego // AUDIO
Carrier - Ps. Charles Fuller

C3 Church San Diego // AUDIO

Play Episode Listen Later Jul 20, 2025 42:44


As Christians that have accepted Jesus as our Lord and Savior, we gain a helper—the Holy Spirit. Although we are the temple of the Holy Spirit, do we allow the Holy Spirit to lead and guide our life? In this revealing message, Ps. Charles unpacks who He is and what He desires to do in our life, but most importantly, will we let Him?

C3 Church San Diego // VIDEO
Carrier - Ps. Charles Fuller

C3 Church San Diego // VIDEO

Play Episode Listen Later Jul 20, 2025 42:44


As Christians that have accepted Jesus as our Lord and Savior, we gain a helper—the Holy Spirit. Although we are the temple of the Holy Spirit, do we allow the Holy Spirit to lead and guide our life? In this revealing message, Ps. Charles unpacks who He is and what He desires to do in our life, but most importantly, will we let Him?

HydrogenNowCast
Ammonia as an energy carrier with Amogy

HydrogenNowCast

Play Episode Listen Later Jul 19, 2025 31:47


Our guest on the podcast is Ed Cubero with Amogy, an Ammonia to Power company.

The South East Asia Travel Show
South East Asia's New Low-Cost Carrier Landscape: What's Next for Budget Air Travel?, with Shantanu Gangakhedkar, Frost & Sullivan

The South East Asia Travel Show

Play Episode Listen Later Jul 18, 2025 31:35


“You will see LCC fleet sizes increasing, and you'll see them operating longer routes into East Asia, Central Asia and even into Eastern and Western Europe." More than 50% of available flight seats on any given day in South East Asia are provided by low-cost carriers (LCCs). Budget airlines have played a vital role in rebuilding regional air travel and tourism in ASEAN and Asia Pacific since the prolonged Covid border closures. Now, with ASEAN into its fourth year since reopening, LCCs are being emboldened to expand their route networks and stretch the geographic reach for passengers - with the help of advancements in aircraft technology and AI tools to improve operational efficiencies. This week, Gary is joined by Kuala Lumpur-based Shantanu Gangakedkhar, Senior Consultant, Aerospace & Defense, at Frost & Sullivan, to assess the outlook for low-cost air travel in South East Asia, North East Asia, Central Asia, the Middle East and beyond. En route, we discuss a range of pertinent issues from pricing and fierce market competition to air traffic management and the LCC market potential of South East Asia's tier-2 and tier 3 cities. Plus, we address the exit of Jetstar Asia from Singapore, ongoing aircraft supply chain challenges, and the current and potential impacts for the airline industry of US tariffs.

This Day in Esoteric Political History
Willis Carrier Invents Air Conditioning (1902)

This Day in Esoteric Political History

Play Episode Listen Later Jul 17, 2025 20:18


It's July 17th. This day in 1902, a New York engineer by the name of Willis Haviland Carrier is trying to figure out a system for keeping printing machinery cool -- and ends up developing the technology that would lead to air conditioning.Jody, Niki, and Kellie discuss how quickly Carrier's invention spread, and how air conditioning changed everything from urban development to political productivity.Help out with America 250 Watch! Subscribe to our newsletter for our ongoing coverage and commentary on how America 250 is playing out.https://thisdaypod.substack.com/Find out more at thisdaypod.comThis Day In Esoteric Political History is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Brittani Brown, Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia Learn about your ad choices: dovetail.prx.org/ad-choices

The Logistics of Logistics Podcast
Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting with Chad Capooth

The Logistics of Logistics Podcast

Play Episode Listen Later Jul 17, 2025 57:28


In “Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting”, Joe Lynch and Chad Capooth, VP of Operations at Denim, discuss the evolving landscape of freight fraud, payment challenges, and how Denim provides comprehensive solutions to ensure financial and operational security for freight businesses. About Chad Capooth Chad Capooth is the VP of Operations at Denim. He brings over 15 years of experience in strategic planning, business growth, and operations leadership. At Denim, he leads operational strategy, leveraging deep expertise in factoring, credit underwriting, and portfolio management to deliver efficient, tech-enabled solutions. Previously, as COO at eCommerce Financing LLC, Chad helped launch innovative products like Revenue Loans and Quick Pay Loans. At Transfac Capital, he advanced operational performance through technology-driven underwriting and automated invoice processing. Chad's earlier roles at Unlimited Working Capital and Enoble Business Capital (formerly National Bankers Trust) cemented his reputation as a leader in financial services innovation. About Denim Denim is a trusted freight factoring partner dedicated to advancing the supply chain by accelerating the flow of money and data. Denim provides quick access to working capital, along with flexible factoring solutions to easily manage financing options and automate back-office operations. Acting as a true partner and an extension of your team, Denim saves you time and money while providing the opportunity to focus on retaining and attracting new customers. Key Takeaways: Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting In "Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting," Joe Lynch and Chad Capooth, VP of Operations at Denim, break down the evolving landscape of freight fraud, discuss current payment challenges, and explore how Denim offers comprehensive solutions for financial and operational security in the freight industry. The Evolving Threat of Freight Fraud, Amplified by AI: The discussion underscored the increasing sophistication of freight fraud, with malicious actors leveraging AI. This highlights the growing challenge in securing shipments and maintaining financial integrity within the logistics sector. Navigating Current Challenges in Over-the-Road Transportation: The interview addressed the prevailing difficulties in the over-the-road transportation space, noting a decline in volumes and compressed margins. This context is crucial for understanding the heightened importance of efficient financial management. The Squeeze on Cash Flow: When shippers delay payments, it puts a real squeeze on cash flow for freight businesses, impacting their operational liquidity. Denim highlighted this challenge, revealing that the receivables they factor average 55 Days Sales Outstanding (DSO). This extended waiting period for earned revenue underscores a significant industry hurdle. Denim's Role in Expediting Payments and Optimizing Cash Flow: The interview emphasized Denim's core value proposition: providing rapid access to working capital through flexible factoring solutions. This directly mitigates the impact of delayed payments, ensuring businesses maintain healthy cash flow. Strategic Alliances for Robust Fraud Prevention: A key insight was Denim's proactive approach to combating fraud through strategic partnerships. The discussion highlighted collaborations with leading freight fraud prevention technology companies, including FreightValidate, Carrier Assure, Highway, and Descartes MyCarrierPortal, demonstrating a comprehensive, multi-layered defense strategy. Leveraging Technology for Enhanced Carrier Vetting and Risk Mitigation: The interview detailed how these technological partnerships facilitate advanced carrier vetting, which is instrumental in preventing Denim's clients from falling victim to fraudulent activities and ensuring secure operations. Denim: A Comprehensive Partner for Financial and Operational Security: The conversation with Chad Capooth reinforced that Denim's offerings extend beyond traditional factoring. By integrating swift payments, back-office automation, and robust fraud prevention through strategic collaborations, Denim serves as an essential partner for both financial stability and operational security in the dynamic freight industry. Learn More About Safeguarding Your Shipments: Denim's Insights on Fraud, Payments, and Carrier Vetting Chad Capooth | Linkedin Denim | Linkedin Denim 2025 Shipper Pulse Report Denim Integrations Shipper Risk Checklist Get started with Denim The Denim Story with Shawn Vo Financial Predator vs Partner with Bharath Krisnamoorthy Scaling Your SMB Freight Brokerage with Sean Smith Brokers are Drowning in Accounting Work: How Denim Simplifies It with Sean Smith The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube

From A to Arbitration
Episode 246: A tainch of heat training. My interview with Ms. Pam Donato the next Director of Retirees and OWCP. My interview with Mr. James Brennan who is running for President of the Rural carrier craft

From A to Arbitration

Play Episode Listen Later Jul 16, 2025 95:01


Waste No Day: A Plumbing, HVAC, and Electrical Motivational Podcast
Doug Wyatt - How to Ask, Close, and Win with Confidence

Waste No Day: A Plumbing, HVAC, and Electrical Motivational Podcast

Play Episode Listen Later Jul 14, 2025 109:23


Want to double your ticket average without being pushy? Get access to real-time sales training, scripts, and role-play coaching inside the Blue Collar Closer community — join today before the next live Q&A drops: https://wastenoday.pro/BCC Join the Waste No Day! Facebook group: https://wastenoday.pro/FBgroup   Part 2 of our interview with Doug Wyatt, who is a high-impact speaker, trainer, and the founder of Synergy Learning Systems. From selling door-to-door with $23 in his pocket to transforming multimillion-dollar businesses, Doug's journey is built on grit, discipline, and relentless growth. He's trained over 5,000 salespeople, coached 1,000+ small businesses, and led national sales meetings for brands like GE, Carrier, and Lennox. Known for his intense focus on implementation and personal development, Doug helps companies drive real, lasting results - one mindset shift at a time. In this episode, we talked about customer trust, closing sales techniques, emotional benefits, objections…

Restaurant Unstoppable with Eric Cacciatore
1200: Jason Carrier, Owner of Mama Betty's Tex Mex

Restaurant Unstoppable with Eric Cacciatore

Play Episode Listen Later Jul 10, 2025 139:35


Jason Carrier is the owner of Mama Betty's Tex Mex located in North Austin, TX. Jason began hospitality his career in his early 20s working as a door man for bars in Austin. He loved the job, treating the position like a gracious host instead of an intimidating bouncer, and eventually went on to open his first bar in 2002, and at least 11 bars at various times. In 2020, he owned 5 bars that all shut down during the pandemic and decided to take over a restaurant space right in his neighborhood and turn it into a Tex Mex bar and restaurant. That was (and is) Mama Betty's Tex Mex!  Join the Restaurant Unstoppable Network TODAY! Restaurant Unstoppable - EVOLVE! - Eric of Restaurant Unstoppable is now taking consultation and coaching calls! Book a consultation today! Schedule your call to become UNSTOPPABLE! Check out the website for more details: https://www.restaurantunstoppable.com/evolve Today's sponsors: Franchise Law Solutions - Thinking about franchising your restaurant? Success doesn't have to mean 100 units overnight. With the right plan, you can build a profitable, local or regional franchise brand. The team at Internicola Law Firm — franchise lawyers and franchise development experts — will show you how.  Visit www.franchiselawsolutions.com. US Foods: US Foods is hosting the event of the year, Food Fanatics 2025. August 19-20, 2025, at the Mandalay Bay, Las Vegas, NV. Network with over 5,000 Industry peers. Attend Zouk nightclub reception, expert breakout sessions, Keynote speeches, musical performances, and dramatic demonstrations, and sample the latest on-trend dishes. The Clock Is Ticking! Be Ready to Register on April 16 for Food Fanatics® 2025. To learn more, visit www.usfoods.com/foodfanatics2025 Restaurant Systems Pro - Join the 60-day Restaurant Systems Pro FREE TRAINING. This is something that has never been done before. This 60-day event is at no cost to you, but it is not for everyone. Fred Langley, CEO of Restaurant Systems Pro, will lead a group of restaurateurs through the Restaurant Systems Pro software and set up the systems for your restaurant. During the 60 days, Fred will walk you through the Restaurant Systems Pro Process and help you crush the following goals: Recipe Costing Cards; Guidance in your books for accounting; Cash controls; Sales Forecasting(With Accuracy); Checklists; Budgeting for the entire year; Scheduling for profit; More butts in seats and more… Click Here to learn more.  Let's make 2025 the year your restaurant thrives. Today's gues recommends:  Toast OpenTable SpotHopper HotSchedules Kaizan Marketing Restaurant365 Guest contact info:  Website: https://www.ilovemamabettys.com Instagram: @mama.bettys Email: jason@carrier5.com Thanks for listening! Rate the podcast, subscribe, and share!  We are on Youtube: @RestaurantUnstoppable

The Data Center Frontier Show
CoreSite Expands in Denver with Strategic Acquisition of Iconic Carrier Hotel

The Data Center Frontier Show

Play Episode Listen Later Jul 10, 2025 22:50


In this episode of the Data Center Frontier Show, we explore CoreSite's strategic acquisition of the Denver Gas and Electric Building, widely regarded as the most network-dense facility in the Rocky Mountain region. Now the sole owner and operator of the DE1 data center housed within the historic building, CoreSite is doubling down on its interconnection strategy and reshaping the future of Denver's cloud and network ecosystem. Podcast guests Yvonne Ng, CoreSite's Central Region General Manager, and Adam Post, SVP of Finance and Corporate Development, discuss how the acquisition enables CoreSite to simplify access to the Google Cloud Platform onramp and supercharge the Any2Denver peering exchange. The deal also adds over 100 interconnection-rich customers to CoreSite's portfolio and sets the stage for a broader Denver campus strategy including the under-construction DE3 facility built for AI-scale workloads. The conversation explores key themes around modernizing legacy carrier hotels for high-density computing, integrating newly acquired customers, and how CoreSite, as backed by parent company American Tower, is evaluating similar interconnection-focused acquisitions in other metro markets. This is a timely deep dive into how legacy infrastructure is being reimagined to meet AI, multicloud, and edge computing demands. Denver is now positioned as a cloud peering hotspot, and CoreSite is at the center of the story.

Supply Chain Now Radio
Why 2025 Peak Season Will Break You (Unless You're Ready)

Supply Chain Now Radio

Play Episode Listen Later Jul 9, 2025 51:38 Transcription Available


In this episode of Supply Chain Now, hosts Scott Luton and Tevon Taylor chat with Lori Boyer, Head of Content Marketing at EasyPost and host of Unboxing Logistics, to discuss what's ahead for Peak Season 2025, and why it may be the most unpredictable one yet.They explore the key challenges brands are facing, from rising shipping costs and tariffs to shaky consumer confidence and outdated systems. Lori shares findings from EasyPost's latest research, offering practical ways retailers can build flexibility into their operations and stay ahead of volatility. You'll hear why microsurges are reshaping peak season, and why diversifying your carrier mix could make all the difference. For supply chain pros, brand leaders, and operators heading into the busiest time of year, this episode is packed with takeaways you can actually use to stay agile and win peak season, and not just survive it.Jump into the conversation:(00:00) Intro (01:51) Special guest introduction: Lori Boyer (02:39) Unboxing Logistics and EasyPost (07:18) Challenges in the supply chain industry (11:21) External pressures on brands (19:34) Consumer confidence and spending trends (25:52) The rise of microsurges (29:20) Importance of communication and data (33:13) Carrier landscape shifts (39:22) Overcoming legacy systems for peak successResources:Connect with Lori Boyer: https://www.linkedin.com/in/loribboyer/ Learn more about EasyPost: https://www.easypost.com/ Check out Unboxing Logistics: https://www.easypost.com/podcast 5 Ways to Win Peak 2025 with Easy Post: https://bit.ly/3IgVFrbAre you ready for Peak Season? Episode with Forrester: https://bit.ly/4ljviiIConnect with Scott Luton: https://www.linkedin.com/in/scottwindonluton/Connect with Tevon Taylor: https://www.linkedin.com/in/tevontaylor/overlay/contact-info/ Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit: https://bit.ly/3XH6OVkWEBINAR- Transforming Operations: Flowers Foods Unveils Its Digital Supply Chain Revolution:

Waste No Day: A Plumbing, HVAC, and Electrical Motivational Podcast
Doug Wyatt - Fuel Success Daily with Tiny Wins & Unbreakable Habits

Waste No Day: A Plumbing, HVAC, and Electrical Motivational Podcast

Play Episode Listen Later Jul 7, 2025 103:58


Want to double your ticket average without being pushy? Get access to real-time sales training, scripts, and role-play coaching inside the Blue Collar Closer community — join today before the next live Q&A drops: https://wastenoday.pro/BCC Join the Waste No Day! Facebook group: https://wastenoday.pro/FBgroup   Doug Wyatt is a high-impact speaker, trainer, and the founder of Synergy Learning Systems. From selling door-to-door with $23 in his pocket to transforming multimillion-dollar businesses, Doug's journey is built on grit, discipline, and relentless growth. He's trained over 5,000 salespeople, coached 1,000+ small businesses, and led national sales meetings for brands like GE, Carrier, and Lennox. Known for his intense focus on implementation and personal development, Doug helps companies drive real, lasting results - one mindset shift at a time. In this episode, we talked about morning routine, audio learning, personal growth, empathy, mindset… 

Supply Chain Secrets
Volume Dips, Tariff Deadlines, and a Burning Bulk Carrier

Supply Chain Secrets

Play Episode Listen Later Jul 7, 2025 19:23


From a 15% Trans-Pacific volume drop to an unclear U.S. tariff deadline, uncertainty dominates the trade landscape. In this week's episode of Supply Chain Secrets, Lars and Caroline unpack alarming CTS data, sharp spot rate shifts, and a dramatic Red Sea attack on a commercial vessel. Will July 9 spark a global trade war—or more mixed messaging? Tune in to understand how shifting demand, container imbalances, and geopolitical flashpoints are reshaping global shipping in real time. 

American History Tellers
Typhoid Mary | Cook, Carrier, Captive | 3

American History Tellers

Play Episode Listen Later Jul 2, 2025 41:02


In 1906, a New York health department investigation into an outbreak of typhoid fever led to the discovery that a cook, Mary Mallon, was an unsuspecting ""healthy carrier"" of the deadly bacteria. This discovery forever altered Mallon's life, thrusting her into a national spotlight as the infamous ""Typhoid Mary.""In this episode, Lindsay is joined by Dr. Seema Yasmin, clinical assistant professor of medicine at Stanford University and former Epidemic Intelligence Service officer. Dr. Yasmin discusses how Mary Mallon became a target of public health authorities and a symbol of the clash between individual rights and public safety.Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to American History Tellers on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting wondery.com/links/american-history-tellers/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Coffee w/#The Freight Coach
1231. #TFCP - From Nuclear to Neutral: The Case That Could Reshape Carrier Liability!

Coffee w/#The Freight Coach

Play Episode Listen Later Jul 1, 2025 28:13 Transcription Available


In this episode, let's talk about the latest trends in the transportation industry and timely freight operations to accommodate peak holiday demands! Stay tuned to learn more from our trusted sources of information, the importance of verifying holiday hours with shippers and receivers, today's industry challenges, the critical role of shifting towards digitization, and focusing on internal improvements!    Resources / References https://www.independent.co.uk/news/world/americas/us-politics/sean-duffy-trump-truck-speed-rules-highways-b2779731.html https://www.ttnews.com/articles/duffy-dot-truck-parking-plan https://www.ttnews.com/articles/werner-verdict-reversal