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US Military Deployment near Venezuela and Geopolitical Conflicts Guest: Colonel Jeff McCausland Colonel Jeff McCausland discussed the large U.S. naval force, including the USS Gerald R. Ford carrier, deployed near Venezuela, suggesting this force, the largest in the Caribbean since the Cuban Missile Crisis, appears designed for regime change rather than just narcotics interdiction, with a resulting occupation requiring 60,000 to 100,000 troops and risks turning the U.S. into an occupying force dealing with narco-terrorism and sanctuary issues in countries like Colombia, while also noting Moscow's lack of genuine interest in negotiating an end to the conflict in Ukraine. 1857
“Carrier 2.0: The Drone Carrier Revolution,” by Colton Byers, War Quants (December 28, 2024). “Damn the Torpedoes: The Return of Naval Mining,” by Colton Byers, War Quants (January 31, 2025).
PREVIEW Gerald R. Ford Super Carrier Deployment to the Caribbean Atlantic. Rebecca Grant of the Lexington Institute discusses the Gerald R. Ford super carrier's rapid transit to the Caribbean Atlantic off Venezuela. The carrier had recently concluded exercises with NATO in the Baltics, including tracking the Russian shadow fleet. Grant notes that the transit took about a week for the Ford to join Southern Command. The segment highlights that aircraft carriers are constantly needed at global "hot spots," reinforcing the argument that more of these ships should be built. Guest: Rebecca Grant. 1910 USS MASSACHUCETTS
Maricela Contreras es co-fundadora de Tarín Contreras, una agencia de publicidad con 36 años de historia. En este episodio vas a conocer la historia de Maricela, desde su infancia como “estudiante tímida” hasta convertirse en una copywriter y vendedora maestra. Además, platicamos de los inicios de Tarín Contreras, lo que los hizo diferentes en un principio y cómo una agencia local de Monterrey superó a las grandes agencias globales para ganar la cuenta de “Carrier", y de ahí dispararse a trabajar con marcas gigantescas como CEMEX. Hosted on Acast. See acast.com/privacy for more information.
Continuum is solving the multi-party return problem in B2B supply chain—a transaction involving distributors, manufacturers, and end users that previously took 30-45 days and now completes in 30-45 seconds. In this episode of Category Visionaries, we sat down with Alex Witcpalek, CEO and Founder of Continuum, to unpack how he's building what he calls "reverse EDI" in a market of 1.5 million distribution and manufacturing companies across North America. After 13 years selling technology into this space, Alex is now growing 8x year-over-year by turning customers into the primary acquisition channel through network effects. Topics Discussed: Why multi-party returns require replicating order management, warehouse management, and procurement systems simultaneously The tactical sequencing of building network businesses: solving for independent value, achieving critical mass, then activating network effects How Continuum navigates deep ERP integrations (SAP, Oracle, NetSuite, Epicor) plus bespoke business logic across multiple supply chain tiers Facebook retargeting, BDR outbound, events, and customer referrals as the four channels driving growth in a non-PLG market Why business model differentiation is the only remaining moat when technical barriers collapse Building domain expertise distribution systems using AI-powered LMS fed by sales call recordings GTM Lessons For B2B Founders: Choose problems where you can capture 100% of addressable market, not fractional share: Alex deliberately avoided competing in CRM, sales order automation, or accounts payable—categories where even dominant players cap at 25-30% market penetration. Instead, he targeted multi-party reverse logistics, a greenfield problem no one else was solving. This strategic choice eliminates competitive displacement risk and allows every prospect conversation to focus on change management rather than competitive differentiation. Founders should map their TAM against competitive saturation: markets where you can own the entire category create fundamentally different growth trajectories than fighting for fragments. Sequence network businesses: independent value → critical mass → network activation: Alex was told by investors 18 months in that network effects "weren't going to work." His insight: "When you don't have a network, you don't sell the network. It's just in your plans and how you're building." Continuum sold P&L impact, manual labor reduction, and customer experience improvements to early adopters while building network infrastructure invisibly. Only after achieving density in specific verticals (HVAC, electrical, plumbing) did they surface the network value proposition. This sequencing prevents the cold-start problem—founders building marketplace or network businesses must design standalone value that makes the first 100 customers successful independent of network density. Exploit high pain thresholds in legacy industries as competitive barriers: Supply chain companies accept 30-45 day return cycles, manual warranty claims on paper, and playing "guess who" by phone to find inventory across distributor branches. Alex notes they have "extremely high pain threshold" from living with broken systems for decades. While this creates longer education cycles, it also means competitors won't enter (too hard) and once you prove ROI, switching costs become prohibitive. Founders should reframe customer inertia: industries tolerating obvious inefficiencies offer category creation opportunities with built-in moats, not just sales friction. Business model architecture is the only defensible moat—technical differentiation is dead: Alex is building his own e-signature platform (Continue Sign) and AI LMS using vibe coding to prove technical moats no longer exist. Continuum's defensibility comes entirely from network lock-in: displacing them requires disconnecting manufacturers like Carrier, Daikin, and Bosch plus their entire distributor ecosystems simultaneously. He references EDI (1960s technology still dominant today) as proof that network effects create permanent advantages. Founders must architect switching costs, network density, or proprietary data advantages into their business model—technology alone provides zero protection in the AI era. Match channel strategy to actual ICP behavior, not SaaS conventions: Continuum's top lead source is customer-driven network growth—distributors recruiting manufacturers and vice versa. Facebook retargeting works because their 50+ year-old supply chain buyers "are trying to comment on their grandkids' pictures," not scrolling LinkedIn. BDR outbound still delivers high win rates in an industry where business happens on handshakes, making events critical. This channel mix would fail for PLG products but works perfectly for enterprise cycles with $40K ACVs and 90-day sales processes. Founders should ethnographically research where their specific buyers actually spend attention rather than defaulting to LinkedIn, content marketing, or PLG based on what works in adjacent categories. Use 90-day enterprise cycles and multi-stakeholder complexity as qualification, not friction: Continuum runs enterprise sales motions for $40K deals because multi-party returns touch 16 constituents across sales, customer service, fleet, supply chain, warehouse, purchasing, and finance. Rather than trying to simplify buying, Alex uses this complexity as a filter—companies willing to coordinate VP of Supply Chain, COO, and CFO alignment are serious buyers. He layers three value propositions (P&L impact, labor reduction, customer experience) knowing different stakeholders weight them differently. Founders selling into complex environments should embrace multi-threading as a qualification mechanism that improves win rates and reduces churn, not overhead to eliminate. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM
In this episode, Gregory Ricks is joined by Dwayne Stein, host of Mortgage Gumbo, to discuss why waiting to buy a home could end up costing you more and what a proposed 50-year mortgage plan could mean for home-buyers. Then, Gregory gives tips on how to make sure you don't outlive your retirement savings.For financial news talk radio, tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.
The arrival of the US carrier Gerald Ford signals an escalating commitment to possible military solutions against Maduro's regime in Venezuela. Maduro has ordered a Cuban-style guerrilla defense, but analysts worry more about "anarchization"—wreaking havoc—if he falls. Removing Maduro and lifting sanctions could lead to necessary refinancing of Venezuela's $170 billion debt. Guest: Evan Ellis. 1/4
Listen to the top News of 014/11/2025 from Australia in Hindi.
Nesta edição, Cleber Facchi (@cleberfacchi), Renan Guerra (@_renanguerra) e Nik Silva (@niksilva) conversam sobre a 4ª edição do C6 Fest, evento que contará com The XX, Robert Plant, Oklou, Lykke Li, Beirut, Magdalena Bay e outras atrações especiais.Apoie a gente: https://apoia.se/podcastvfsmNão Paro De Ouvir➜ Dandarona https://tinyurl.com/6upsahdp➜ Spellling https://tinyurl.com/bdexdjd7➜ Fanclubwallet https://tinyurl.com/dbrj4dv9➜ Hatchie https://tinyurl.com/ykvhjerb➜ Sessa https://tinyurl.com/hharn8ze➜ DJ Koze & César Lacerda https://tinyurl.com/v52v7mna➜ Clara Bicho https://tinyurl.com/a5k6ahtt➜ Parque da São https://tinyurl.com/ymr9c7kc➜ Walfredo Em Busca da Simbiose https://tinyurl.com/5f7mtmtf➜ Zaynara https://tinyurl.com/5f7mtmtf➜ Carrier https://tinyurl.com/4m4628sh➜ Helado Negro https://tinyurl.com/2sfbrz84➜ Dexter In The Newsagent https://tinyurl.com/bdevrwe5➜ Smerz https://tinyurl.com/yz7bkya8Você Precisa Ouvir Isso➜ Festival MixBrasil (12 a 23/11)➜ Zig Festival➜ Balaclava Festival➜ Agente Secreto (Cinemas)Playlist Seleção VFSM: https://bit.ly/3ETG7oEContato: sobremusicavamosfalar@gmail.com
A U.S. aircraft carrier reached the Caribbean as part of the Trump administration’s escalating pressure campaign on Venezuela and its broader effort to combat drug trafficking. In recent months, the U.S. has killed dozens of people, prompting an outcry across the region from governments and human rights groups. Nick Schifrin discussed more with Juanita Goebertus Estrada of Human Rights Watch. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
In today's episode, Michael Caney, Chief Commercial Officer at Highway joins us to talk about their recent funding, how they're fighting fraud and the new release of their Trusted Freight Exchange. Follow the Loaded and Rolling Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
A U.S. aircraft carrier reached the Caribbean as part of the Trump administration’s escalating pressure campaign on Venezuela and its broader effort to combat drug trafficking. In recent months, the U.S. has killed dozens of people, prompting an outcry across the region from governments and human rights groups. Nick Schifrin discussed more with Juanita Goebertus Estrada of Human Rights Watch. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
Carrier sentiment is suppressed by a weak rate environment as the market waits for necessary fleet rationalization, highlighted by historic levels of Class 8 oversupply exceeding 90,000 units. The physical evidence of financial distress is staggering, demonstrated by the collapse in trailer prices—with 3-year-old 53-foot dry vans now trading for under $20,000—and the high volume of repossessions dominating used equipment sales, where 158 out of 162 units sold by Ritchie Bros. in Q3 2025 were repossessions. This contraction is bleeding into the tech sector, as evidenced by the Chapter 11 filing of VC-backed freight tech startup Zuum, which listed assets and liabilities between $10 million and $50 million. Importantly, 19 of Zuum's top 20 unsecured creditors are freight brokers, revealing how interconnected the ecosystem is and exposing brokers to significant financial risk from failed tech platforms. Amidst the contraction, the future driver talent pipeline is seeing massive investment, including a 4.9 million earmark secured by Senator Thom Tillis for Southeastern Community College in North Carolina to aggressively expand its truck driver training program. Furthermore, a significant bureaucratic roadblock was temporarily removed when the DC Court of Appeals issued a temporary stay on the FMCSA's non-domiciled CDL rule, halting restrictions while the court reviews a lawsuit against the regulation. We also cover major international policy shifts, including the U.S. Trade Representative suspending Section 301 port fees on China-built cargo ships for one year, a reciprocal move that temporarily eases global trade tensions. Finally, we discuss the sobering update in air cargo capacity, where the FAA temporarily grounded all MD-11 freighters for inspection following a tragic UPS crash in Louisville, impacting major carriers like UPS and FedEx globally. Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode, Michael Caney, Chief Commercial Officer at Highway joins us to talk about their recent funding, how they're fighting fraud and the new release of their Trusted Freight Exchange. Follow the Loaded and Rolling Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
New figures from ACC show 11 claims for babies or toddlers with carrier related injuries in 2024, more than twice the number the year before. It's prompted renewed calls for the government to introduce official safety standards for baby carriers, wraps and slings. It also follows a rise in social media videos often showing babies snuggly strapped to an adults front, in some cases with their faces and airways obscured. Louise Tanguay, founder of Auckland-based The Sleep Store, spoke to Lisa Owen.
In this episode of the SART Fertility Experts podcast, host Dr. Kelly Lynch welcomes Teresa Cacchione, MS, a clinical genetic counselor at RMA of New York, to explore the evolving landscape of carrier screening. They discuss the importance of genetic screening for X-linked and recessive conditions, differences between panel sizes, ethical considerations, cost, timing, and how screening supports informed reproductive choices. Learn how carrier screening aligns with ASRM guidelines and empowers patients—especially those pursuing fertility treatment or using donor gametes—to plan confidently and proactively. Find the #StartwithSART Fertility Experts series wherever you get your podcasts. Looking for advice on building a family? Ask the experts and #StartwithSART. For more information about the Society for Assisted Reproductive Technology, visit our website at https://www.sart.org Have a topic you'd like to hear? Tell Us!
Carrier sentiment is suppressed by a weak rate environment as the market waits for necessary fleet rationalization, highlighted by historic levels of Class 8 oversupply exceeding 90,000 units. The physical evidence of financial distress is staggering, demonstrated by the collapse in trailer prices—with 3-year-old 53-foot dry vans now trading for under $20,000—and the high volume of repossessions dominating used equipment sales, where 158 out of 162 units sold by Ritchie Bros. in Q3 2025 were repossessions. This contraction is bleeding into the tech sector, as evidenced by the Chapter 11 filing of VC-backed freight tech startup Zuum, which listed assets and liabilities between $10 million and $50 million. Importantly, 19 of Zuum's top 20 unsecured creditors are freight brokers, revealing how interconnected the ecosystem is and exposing brokers to significant financial risk from failed tech platforms. Amidst the contraction, the future driver talent pipeline is seeing massive investment, including a 4.9 million earmark secured by Senator Thom Tillis for Southeastern Community College in North Carolina to aggressively expand its truck driver training program. Furthermore, a significant bureaucratic roadblock was temporarily removed when the DC Court of Appeals issued a temporary stay on the FMCSA's non-domiciled CDL rule, halting restrictions while the court reviews a lawsuit against the regulation. We also cover major international policy shifts, including the U.S. Trade Representative suspending Section 301 port fees on China-built cargo ships for one year, a reciprocal move that temporarily eases global trade tensions. Finally, we discuss the sobering update in air cargo capacity, where the FAA temporarily grounded all MD-11 freighters for inspection following a tragic UPS crash in Louisville, impacting major carriers like UPS and FedEx globally. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dive into the phenomenal 35-year aviation career of Greg Hansen (USNA '82), a former F-14 Tomcat pilot, Topgun student, and legendary Topgun instructor, who finished his career as a FedEx 777 Captain. In this full-length episode, Greg shares unbelievable, high-stakes stories from the height of the Cold War and his time flying with the US Navy's best. - Topgun Inside Track: Learn what it was like to be a "stash Ensign" at Topgun right out of the Naval Academy, getting an early look at the world's elite fighter tactics. - Constant Peg: Hear the full story of flying against live Soviet MiGs (MiG-23 Flogger & MiG-21) at the secret Constant Peg program and the incredible small-world reunion that happened years later. - The SU-15 Intercept: Greg recounts being scrambled in his F-14 off the USS Ranger in the Sea of Japan to intercept a Soviet SU-15 Flagon, narrowly avoiding an international incident. - Carrier Night Ops Disaster: The heart-stopping story of a catastrophic night carrier landing pattern, an EMCON transit (limited electronic emissions), and the near mid-air collision in the landing groove that confirmed the mantra: "The boat is trying to kill you." F-14 vs. A-4: A technical comparison of the A-4 Skyhawk and the F-14A Tomcat behind the boat, and how he learned to fly the challenging TF-30 engines. FedEx & The F-16: Greg discusses his transition to the FedEx 747, the eye-opening flight into Kuwait City post-Gulf War (flying through oil haze), and his short but intense stint flying the F-16 in the Michigan Air National Guard.
Pastor Paul Lloyd speaks at our Sunday service. Join us in person at the church building or on Facebook and YouTube live, Sundays 10am. Mid week Prayer Connect Groups on Wednesdays at 7pm at various locations. Visit www.vomanchester.org.uk for more info.
Sunday Morning Message
In this episode of the HVAC School podcast, Bryan sits down with Ray Wohlfarth, a seasoned HVAC contractor and prolific author who has dedicated over 30 years to mastering the art and science of boiler systems. What began as a competitive disadvantage—competitors claiming he knew nothing about boilers—became Ray's driving passion. Through daily reading, countless mistakes, and an unwavering commitment to learning, Ray transformed himself into one of the industry's most respected voices on hydronics and steam systems. Ray shares the personal story of how legendary author Dan Holohan literally "saved his marriage" with his book on one-pipe steam systems. When Ray and his wife moved into their first house with steam heat, mysterious banging sounds threatened domestic harmony until Dan's book provided the answers Ray desperately needed. This experience inspired Ray to pay it forward, eventually authoring 14 technical books himself—all written with the vision of a technician stuck in a boiler room at 9 PM on a Friday night, frantically searching for solutions. The conversation dives deep into practical wisdom earned through experience. Ray emphasizes the critical importance of safety in boiler rooms, recounting a harrowing story of a hospital engineer who bypassed safety controls and manually lit a boiler with a flaming broom—resulting in dangerous explosions. He stresses that technicians should always identify escape routes before beginning work, as a lifting relief valve can quickly fill a room with steam, displacing oxygen and eliminating visibility. Beyond safety, Ray shares diagnostic techniques like listening for dripping, hissing, or the "Rice Krispies" sound that indicates scaling, and visually inspecting for soot streaks that reveal combustion problems and potential carbon monoxide issues. Throughout the episode, Ray's philosophy shines through: humility, continuous learning, and the joy of solving complex problems. Whether discussing the holistic nature of steam system troubleshooting, the importance of water quality treatment, or the surprising efficiency of properly designed steam systems (like the LEED Gold-certified Empire State Building), Ray's expertise and passion are evident. His advice for aspiring boiler techs is simple but profound: read 15 minutes daily about your industry, engage with online communities like HeatingHelp.com, and never stop learning from every service call. Topics Covered Ray's Journey: Transitioning from Carrier air conditioning to boiler expertise over 30+ years The Writing Process: Creating 14 technical books designed specifically for technicians in the field Dan Holohan's Influence: How Dan's books and mentorship shaped Ray's career and literally saved his marriage Boiler Room Safety: Critical importance of identifying escape routes and recognizing dangerous practices Diagnostic Techniques: Using your senses—listening for dripping, hissing, and scaling sounds; looking for soot, leaks, and discoloration Near-Boiler Piping: Why 90% of steam boiler installations have incorrect piping and the importance of proper insulation Steam vs. Hydronic Systems: Key differences in troubleshooting approaches and why steam operates more like air conditioning than hydronic One-Pipe vs. Two-Pipe Steam: Fundamentals of steam system design, traps, and venting behavior Condensing Boilers: The reality of "conditional condensing" and why 95% efficiency requires specific return water temperatures Radiant Heat Comfort: Why hydronic radiant heating provides superior comfort compared to forced air Water Quality Issues: The critical importance of water treatment, the mystery of deteriorating fittings, and potential chlorine impacts Learning Resources: The value of HeatingHelp.com, reading 15 minutes daily, and engaging with online communities Ray's Book Series: Overview of his "Lessons Learned" series and specialized books on brewery boilers and wiring diagrams Common Mistakes: Real-world troubleshooting stories including the mystery of the 2-degree delta T and lessons in humility Check out some of Ray's boiler books on Amazon HERE. His latest book, Lessons Learned: Understanding Boiler Wiring Diagrams, is available HERE. Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.
You've signed hundreds of rate cons, but have you ever stopped to actually read the fine print? In this eye-opening episode of The Long Haul, Adam sits down with transportation attorney and Armchair Attorney podcast host Matthew Leffler to dissect a real broker-carrier agreement, section by section. If you're an owner-operator or fleet owner signing rate confirmations without understanding the liability buried inside, you cannot afford to miss this. From indemnification clauses to cargo liability to payment terms, we break it all down in plain English so you can protect your business and stay in control. Follow The Long Haul Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Costs are rising. Guests are stressed. Owners are squeezed. And hotels? They're juggling labor inflation, insurance spikes, debt pressure, and renovations delayed since… well, that period we all swore we'd never talk about again. For hashtag#NoVacancyNews I spoke with Mark Carrier, President of B. F. Saul Company Hospitality Group, to reveal what hotel owners really face today — and where smart operators find opportunity when everyone feels the pinch. And yes, we talk about the vibe shift in development, stalled pipelines, conversions, and why intermediation costs + guest data may be the real battleground ahead. Also yes: I slipped in a joke about running hashtag#PMS off a 1980s PC. You're welcome.
So Ernie is having a little retirement party and wants to say goodbye to Doug in this Phone Tap!
In this episode, Gregory Ricks is joined by Wes Blanchard of WJ Blanchard Law, LLC, to discuss the importance of estate planning, emphasizing the need for immediate action. Then, Gregory dives into year-end retirement account planning, including IRA contribution corrections, RMDs, and SEP IRA contributions, stressing the need for timely action to avoid penalties.For financial news talk radio, tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.
Dr. Matt Goldstein, CEO of jscreen, focuses on the importance and power of preventive genetic testing for reproductive carrier screening and hereditary cancer screening. All genetic tests include analysis to inform specific medical management plans and provide genetic counselors to explore options. Of particular interest is testing for the gene mutations that cause Tay-Sachs disease and helping families take proactive steps to effectively eliminate the disease in future generations. Matt explains, "So, jscreen is a nonprofit that focuses on providing access to education and high-touch support to individuals, families, and to clinicians in the area of preventive genetics and more specifically for reproductive carrier screening and hereditary cancer screening. "These types of tests actually have been around for a really long time with the advancement in genomic technology and our knowledge generally of genetics. The capabilities we have around these panels—what we can test for and what we can do with them—have grown tremendously over the last two decades. And so, what we're offering now is completely different than what you may have been offered five or 10 years ago." "What I will say is I think that this technology is the most powerful medical intervention that we have. Maybe second to vaccines, which we know obviously can have profound impacts on saving lives, preventive genetics, the ability to screen an individual or a couple or a family, and identify diseases that they may be at risk for, with things that you can do to prevent those diseases from happening or catch them early. That's the holy grail. That's the most amazing thing: being able to intervene." #jscreen #GeneticTesting #TaySachsDisease #ReproductiveCarrierScreening #HereditaryCancerScreening jscreen.org Listen to the podcast here
Dr. Matt Goldstein, CEO of jscreen, focuses on the importance and power of preventive genetic testing for reproductive carrier screening and hereditary cancer screening. All genetic tests include analysis to inform specific medical management plans and provide genetic counselors to explore options. Of particular interest is testing for the gene mutations that cause Tay-Sachs disease and helping families take proactive steps to effectively eliminate the disease in future generations. Matt explains, "So, jscreen is a nonprofit that focuses on providing access to education and high-touch support to individuals, families, and to clinicians in the area of preventive genetics and more specifically for reproductive carrier screening and hereditary cancer screening. "These types of tests actually have been around for a really long time with the advancement in genomic technology and our knowledge generally of genetics. The capabilities we have around these panels—what we can test for and what we can do with them—have grown tremendously over the last two decades. And so, what we're offering now is completely different than what you may have been offered five or 10 years ago." "What I will say is I think that this technology is the most powerful medical intervention that we have. Maybe second to vaccines, which we know obviously can have profound impacts on saving lives, preventive genetics, the ability to screen an individual or a couple or a family, and identify diseases that they may be at risk for, with things that you can do to prevent those diseases from happening or catch them early. That's the holy grail. That's the most amazing thing: being able to intervene." #jscreen #GeneticTesting #TaySachsDisease #ReproductiveCarrierScreening #HereditaryCancerScreening jscreen.org Download the transcript here
Hear the word "Dionysus" and you picture the Greek god of ecstasy: overflowing tables, delirious revelry, chaos. Not the austere soundworld of Guy Brewer, AKA Carrier. On the surface, the UK artist's latest alias feels almost Spartan. But look closer and the Dionysian link starts to show: it's about shedding fixed forms and identities, to allow something more true, more alive, to form. RA.1011 marks Brewer's third entry in the RA Mix series, following editions as drum & bass outfit Commix (RA.269) and, later, the techno alias Shifted (RA.310). "I guess it's an effort to step away from purism," Brewer told Resident Advisor back in 2023. "Right now the thresholds between genres are where you find the most exciting music." Carrier's phenomenal debut album, Rhythm Immortal, delivers on that promise. Low-end pressure cloaks like foreboding shadows, punctured only by eerie, otherworldly percussion comparable only to Photek or T++. Listen to the LP in full and it feels like walking through a scene in a true-crime drama: a fog-drenched city street in the deep of night, ambushed by gusts of wind, whispers and strange noises—and it sounds totally, utterly original. Tracing a line through dub pressure, fractured percussion and narcotic ambience, Brewer explores that same world on RA.1011. As with the album, there's a primal pulse that threads through the recording. Walls of negative space seem to hover before dissolving inexplicably, their tension intact; drums move more like the weather than rhythm. - Bella Aquilina
Insurance Dudes: Helping Insurance Agency Owners Gain Business Leverage
Mark Flockhart, founder of Valor Insurance Group, shares his journey from exploring different roles in the insurance industry to building one of the most trusted independent agencies. He dives into how he combined his experience in sales, content creation, and training to create a system that helps clients and agents thrive.In this episode, Mark talks about the strategies that set him apart, from leveraging digital content to educate clients, to identifying the right opportunities and leads and scaling a business while maintaining a personal touch.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!
In the second hour of the Chase & Big Joe Show, forever Titans WR Chris Sanders joins the show. Also, the guys talk about possible head coaching candidates for the Titans and TV disputes impacting sports.
Analysis of US Carrier Deployment to Venezuela: Overkill for Drug Ops, Risk of Intervention Guests: Brad Bowman, Cameron McMillan Brad Bowman and Cameron McMillan analyze the massive US military buildup near Venezuela, including the USS Gerald Ford carrier strike group. They note this extraordinary accumulation of power is "orders of magnitude beyond" what is needed for stopping drug boats. The deployment conveys the "shadow of power" over the Maduro regime but raises serious concerns about constitutional war powers, high opportunity costs for US global security, and the risk of occupation similar to Iraq.
Analysis of US Carrier Deployment to Venezuela: Overkill for Drug Ops, Risk of Intervention Guests: Brad Bowman, Cameron McMillan Brad Bowman and Cameron McMillan analyze the massive US military buildup near Venezuela, including the USS Gerald Ford carrier strike group. They note this extraordinary accumulation of power is "orders of magnitude beyond" what is needed for stopping drug boats. The deployment conveys the "shadow of power" over the Maduro regime but raises serious concerns about constitutional war powers, high opportunity costs for US global security, and the risk of occupation similar to Iraq.
At the Crexendo UGM, Dave Michels, Principal Analyst & Founder of TalkingPointz, sat down with Doug Green, Publisher of Technology Reseller News, to unpack “UCaaS Mobility 3” — a pragmatic, mobile-first model that moves enterprise calling from over-the-top apps to the cellular layer itself. Michels framed three generations of UCaaS mobility. Mobility 1 (find-me/follow-me) forwarded calls but split voicemail and caller ID. Mobility 2 (OTT softphone apps) worked well on strong internet — but faltered in truly mobile conditions (highway handoffs, variable coverage), pushing users back to personal cell numbers. Mobility 3 fixes this by placing the enterprise line on the SIM/eSIM: users choose business or personal at dial time, and enterprise calls ride native cellular voice for reliability, with full logging, recording, and policy control. The result: intuitive smartphone use (native dialer/contacts), optional UCaaS app, and clean work/personal separation without MDM intrusiveness. Michels highlighted why this matters now: Reliability on the move: Native cellular voice eliminates OTT fragility in transit. Compliance & CX: Enterprise calls and texts are captured and governed (finance, healthcare, education), and contact centers can transfer to subject-matter experts without losing recording/analytics. Frontline & deskless workers: Mobility-first roles (e.g., field services) can finally get enterprise-grade mobile that “just works.” Simplicity for IT & MSPs: One number can move across hard phone, soft client, and smartphone; less training and fewer behavior changes. Carrier convergence: With MVNO models (e.g., Crexendo's newly announced Xtend approach), service providers can bundle meetings, UCaaS, messaging, calling, and cellular — even globally — under a single brand and bill. Looking forward, Michels envisions “no more softphones” for many roles: users keep one phone, one dialer, two identities (business/personal), and enterprises preserve governance and data for AI-assisted analytics. For MSPs and resellers at UGM, the message was clear: Mobility 3 is a near-term, standard approach that elevates UCaaS into true mobile telephony, expands deal size and stickiness, and opens regulated and frontline segments. Explore more of Michels' analysis at TalkingPointz.
We dive into Katy Perry's relationship journey from Orlando Bloom to rumored new romance with Justin Trudeau. We discuss how celebrity, politics, and fame shape romantic life today and whether anyone truly has a forever person.Along the way, we share TikTok finds, our adjustable bed obsession, NYC horse apartments, and intrusive thoughts that just won't leave. Settle in for a weirdly reflective convo.Timestamps:(0:06) Welcome/ yawn burp moment(0:56) Bedroom renovation not sponsed (1:33) Zero gravity bed benefits(7:15) building bed tables from scratch (10:00) Carrier pigeons and history(14:00) Katy Perry and Justin Trudeau(19:00) Creative brains and intrusive thoughts(23:00) Closing and toodaloos Links:Our adjustable bed base (not sponsored)Follow us on: Instagram and TikTok If you laughed or learned something today, tap follow and share this with a friend who loves hot love!Topics:Katy Perry, Justin Trudeau, Orlando Bloom, celebrity couples, pop culture, modern relationships, fame, public life, adjustable bed base
Clayton Griffin is the President of OTR Solutions, America's most trusted freight factoring and logistics technology company. As President, Clayton develops and implements solutions, products, services, and partnerships that serve to provide market-leading value to OTR's vast network of carrier and broker customers. He also works with the rest of the executive team to set the strategic vision, analyze M&A opportunities, and guide the company toward long-term growth. Clayton joined OTR Solutions (then OTR Capital) in 2012 and has held multiple leadership roles including Finance Manager, VP, Director of Finance, Executive Vice President and Chief Strategy Officer. Learn more about your ad choices. Visit megaphone.fm/adchoices
On today's Top News in 10, we cover: Amid growing trade way tensions in the Pacific, President Trump begins his Asian tour with a major Malaysian deal. As the U.S. deploys a carrier and destroyer in the southern Caribbean, Democrat officials take the wrong side of another 70-30 issue. California Governor Gavin Newsom announces he doesn't want the federal government observing how his state conducts its elections. Keep Up With The Daily Signal Sign up for our email newsletters: https://www.dailysignal.com/email Subscribe to our other shows: The Tony Kinnett Cast: https://open.spotify.com/show/7AFk8xjiOOBEynVg3JiN6g The Signal Sitdown: https://megaphone.link/THEDAILYSIGNAL2026390376 Problematic Women: https://megaphone.link/THEDAILYSIGNAL7765680741 Victor Davis Hanson: https://megaphone.link/THEDAILYSIGNAL9809784327 Follow The Daily Signal: X: https://x.com/intent/user?screen_name=DailySignal Instagram: https://www.instagram.com/thedailysignal/ Facebook: https://www.facebook.com/TheDailySignalNews/ Truth Social: https://truthsocial.com/@DailySignal YouTube: https://www.youtube.com/dailysignal?sub_confirmation=1 Subscribe on your favorite podcast platform and never miss an episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
On today's Top News in 10, we cover: Amid growing trade way tensions in the Pacific, President Trump begins his Asian tour with a major Malaysian deal. As the U.S. deploys a carrier and destroyer in the southern Caribbean, Democrat officials take the wrong side of another 70-30 issue. California Governor Gavin Newsom announces he […]
This episode features Gregory Ricks and Dwayne Stein of Mortgage Gumbo discussing new opportunities within the housing market. Then Jude Heath of J. Heath and Company joins the show with outlook on the upcoming 2026 tax season. For financial news talk radio, tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.
The USS Ford is headed to the Caribbean. It's part of a historic build up of US forces in the region that is driven by ships based in Norfolk. WHRO Military Reporter Steve Walsh has the story.
In this episode of The Long Haul, Adam sits down with Kristy Knichel, CEO of Knichel Logistics, to talk about what it really takes to build long-term broker-carrier relationships — especially in a market where trust is at an all-time low. Kristy shares what she's learned leading a woman-owned, family-founded brokerage, how she sees small carriers finding success, and what brokers are actually looking for when they talk about “partnership.” We dive into legacy, leadership, accountability, and how to survive when the market turns against you. This one's all about the real relationship work behind the freight. Follow The Long Haul Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
In this short podcast episode, Bryan explores an interesting story in the history of HVAC: how air conditioning saved the movies. In the summer of 1925 in NYC, a new film was set to appear on the big screen... but the theater was stuffy with no fan that could cool down the sheer mass of people packed into the room. People were uncomfortable, and theater attendance plummeted in the summer. The movie industry struggled to fill seats in the summer. Willis Carrier, who had solved humidity problems in factories and printing plants, was called on by the theater owners to cool a 2000-seat auditorium in July. Carrier had used cold water up to that point, but his team installed a refrigeration-based cooling system, and the response was sensational. Theaters were able to sell comfort AND relief all at once, drawing record crowds. What was once the slow season for the movies became the prime time for new film releases; the summer blockbuster was born, and Carrier had changed the movie industry forever. However, Carrier's system wasn't perfect straight out of the gate; orchestra seats near supply vents were very cold, and the balcony was still warm. It became clear that tonnage meant nothing if the air couldn't move and mix properly. Carrier had to think about air distribution to keep people comfortable and make the invention reach its full potential. Air distribution problems are still common issues we see in homes today; capacity has to work hand in hand with duct design in order to deliver comfort. Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android
Sean Smith is back for another discussion, and today, he talks about building a trusted network and keeping your freight secure in a market full of fraud, fake carriers, and last-minute chaos! Sean breaks down why a strong, relationship-driven carrier strategy is the best defense against fraud and service failures, moving 85% of his freight through a core group of trusted carriers, how tools like RMIS and private load boards automate vetting, boost efficiency, and keep trusted carriers in the circle, while we're recognizing the fact that technology alone can't beat fraud, and how carrier segmentation, automation, and transparency tools help brokers scale without losing control or quality!
FULL SHOW: Thursday, October 16th, 2025 Curious if we look as bad as we sound? Follow us @BrookeandJeffrey: Youtube Instagram TikTok BrookeandJeffrey.comSee omnystudio.com/listener for privacy information.
It's the best $5 I've spent in a while . . . after years of negotiation, I was finally able to bribe John Carrier from Nova Classic (MN) to come on the podcast! John and I discuss a bunch of different topics, including hiring AC's, offensive basketball, building a culture, making basketball fun for the players while also getting them to work hard, plus we take a deep dive into sharing the game and why it's important to be a life long learner. A great podcast with a bunch of great information!
Building HVAC Science - Building Performance, Science, Health & Comfort
Stephen Roth—founder of Carmel Software and current owner of Hands Down Software—joins Bill and Eric to trace a multigenerational journey from a 1920s Ohio roofing firm to modern HVAC software that powers everyday field work. Stephen shares how family roots in commercial roofing and energy management shaped his path as a mechanical engineer and coder, eventually leading to Autodesk acquiring his early load-calc assets and, later, to relaunching Carmel with one of the industry's first mobile HVAC app suites. Today CarmelSoft offers field-friendly tools from PT charts and duct/pipe sizers to an ACCA-approved Manual J (HVAC ResLoad J) iPad app. Stephen also discusses custom projects for Carrier, Mitsubishi, SMACNA, and ASHRAE (including Building EQ), plus the acquisition and revitalization of the ubiquitous Hands Down psychrometric chart software. Looking ahead, he sees AI accelerating data entry, plotting psychrometric processes by prompt, and facilitating web-based collaboration—always in service of the core mission: helping technicians and engineers accurately size systems and design energy-efficient buildings. Notable quotes: “Our mission is to help technicians and engineers easily and accurately design energy-efficient buildings.” — Stephen Roth “The city of Phoenix wouldn't exist without our industry.” — Stephen Roth Stephen's LinkedIn: https://www.linkedin.com/in/stephenbroth/ Camelsoft website: https://carmelsoft.com/ HandsDown website: https://www.handsdownsoftware.com/ Upcoming webinars: https://carmelsoft.com/Carmel-Software-Mobile-Training-Webinars Past recorded webinars: https://carmelsoft.com/Carmel-Software-Video-List Contact form: https://carmelsoft.com/Carmel_Software_ContactUs.aspx This episode was recorded in September 2025.
Old Chinese woman swallowed 8 live frogs to cure her back pain. New York City cannabis dispensary will launch marijuana delivery carrier pigeons. Man convinces Costco to give him the iconic $1.50 hot dog sign so he won't do drugs. // Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform
USPS mail carrier was shot by an Amazon delivery driver. A 22 year old male posed as a high school student and attended school for 19 days. Portland Oregon organizes emergency Naked Bike Ride as a protest. // Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform
In this short podcast episode, Bryan talks about history and HVAC science: how to dehumidify the air with a waterfall and how cold water became the first air conditioner. In 1902, Willis Carrier worked for a printing company in Brooklyn, New York. There was a huge humidity problem during the summer: the printing plant got damp, causing paper to swell and ink to smudge. Carrier realized that he could wring water out of the air if he brought the air's temperature below the dew point. His solution was to spray chilled water into the airstream; he filed a patent for an invention that would pass air through a mist of cool water, which caused it to cool down and shed its moisture. He called it the "apparatus for treating air." This invention applies basic psychrometric principles. Air holds water vapor up to a certain point. The dew point defines that point. If the air is full of water vapor and its temperature drops below that dew point, excess water vapor condenses to liquid water (such as when it passes over an evaporator coil). In the case of Carrier's invention, the cold water in the spray chamber acted as a giant cooling coil. However, if the water is warm, the opposite effect would happen. We do NOT dehumidify with liquid water due to the requirement for water treatment (to prevent algae and scale buildup). Cold water is less prone to bacterial and algal growth than warm water, but it's still essentially an indoor science experiment. Water is also messy and causes corrosion, and pumping it is expensive. Carrier's experiment evolved to the chilled water coil, which then evolved to the DX coils we see today. Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android