Podcasts about OPM

We are lucky to have with us at The Linya-Linya Show, Jasmine Curtis-Smith—award-winning actress, theater performer, and advocate for meaningful storytelling. Kilala siya, hindi lang sa kanyang panlabas na ganda, kundi mas lalo sa kanyang husay, talino, at puso sa craft—sa bawat role na kanyang ginagampanan, na may lalim at may paninindigan.Pinag-usapan namin ang pagmamahal niya sa Philippine arts— mula OPM hanggang indie films —at kung paanong nagiging makapangyarihang instrumento ang sining para itampok at pagnilayan ang mga isyung panlipunan. Nauwi rin ang kwentuhan sa mas malalim at mas personal na espasyo: ang kanyang creative process, ang transition niya mula film at TV papuntang teatro, ang power ng stage para sa truth-telling at pagtampok sa mahahalagang social issues. Tinalakay din namin ang pagkakaiba ng film at theater bilang art form— ang pagiging raw, buháy, at mapangahas ng teatro bilang walang cut, walang retake, at lahat ay nangyayari sa harap mo at sa mismong sandali.Masaya nya ring ibinahagi ang kanyang upcoming stage play na ENDO, na isang Cinemalaya film, almost 2 decades ago.Mas nakita at narinig natin dito ang isang Jasmine na creative, mindful, insightful, at reflective— hindi lang artista sa harap ng kamera, kundi isang artist na may lalim, disiplina, at malasakit sa bawat proyektong pinapasok.Listen up, yo.

Imagine a blueprint so ambitious it aims to rewire America's government from the ground up. That's Project 2025, the Heritage Foundation's 900-page Mandate for Leadership, published in April 2023, which outlines a radical overhaul to consolidate executive power and install conservative priorities across federal agencies, according to the project's own documentation.At its core, the plan calls for dismantling the Department of Education, shifting its duties like funding under the Individuals with Disabilities Education Act to Health and Human Services, while curtailing federal civil rights enforcement in schools. "The federal government should be no more than a statistics-keeping organization when it comes to education," the Mandate states, prioritizing school choice and parental rights over what it deems "woke propaganda." Similarly, it proposes abolishing the Department of Homeland Security, replacing it with a streamlined immigration agency merging Customs and Border Protection and ICE.Key to this vision is replacing tens of thousands of civil servants with loyalists via Schedule F, reclassifying apolitical experts as at-will political appointees. The Heritage Foundation aimed for a 20,000-person personnel database by late 2024 to vet Trump-aligned staff. It seeks direct presidential control over the DOJ and FBI, which the plan blasts as a "bloated bureaucracy... infatuated with a radical liberal agenda," per the Mandate.Fast forward to 2026: President Trump's February executive order, implementing the Department of Government Efficiency, echoes these ideas. It mandates agency reorganization plans by March 13, 2025, large-scale reductions in force, and a hiring ratio of one new employee for every four departures, exempting national security roles, as detailed in White House fact sheets and OPM guidance. By February 2026, the Center for Progressive Reform reports 53 percent of Project 2025's domestic agenda initiated or completed.Experts warn of risks: the ACLU highlights threats to reproductive, LGBTQ, and immigrant rights, while unions like AFGE decry up to a million job losses, eroding nonpartisan expertise. Yet proponents argue it slims bloat, boosts efficiency, and reverses Biden-era policies like environmental regs.As agencies submit Phase 2 plans by April 2025 for full rollout by September, the real test looms—will these reforms streamline governance or politicize it? Watch for congressional pushback and court battles ahead.Thanks for tuning in, listeners. Come back next week for more.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

OPM's customer‑service struggles are coming at the same time the agency is rewriting policies that affect job security and appeals. We'll unpack what it all means for people counting on a stable, fair system with John Hatton, staff vice president for policy and programs at NARFE.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

291 - From Cubicles to Closings: Mike Doherty's Path to Real Estate Success   Jen Josey hosts the REIGN podcast and shares a "Badassery Bestowment" on why every listing needs a professional photographer, citing five reasons: more clicks and offers, selling a lifestyle, protecting price, standing out in a crowded market, and saving time and stress. She then interviews Mike Doherty, a Connecticut-based full-time real estate investor, realtor, entrepreneur, co-founder of Skytree Investments, and host of the Sky's the Limit Podcast. Mike describes his path from a finance job after graduating from the University of Connecticut in 2015 to real estate investing, including learning through BiggerPockets, house hacking a duplex, and scaling by using the BRRRR method after running out of capital. He discusses misconceptions new investors face, emphasizes taking action, using meetups to build confidence and connections, and explains creative financing strategies such as seller financing and subject-to deals, including an example with 10% down, 4% interest, 40-year amortization, and a 10-year balloon. Mike shares a favorite deal involving raising the full down payment, selling after one year, and completing a 1031 exchange into a seller-financed five-unit property. He explains OPM approaches, partnerships and joint ventures, friends-and-family capital, and the importance of track record and some skin in the game. Mike outlines his move from W2 work to becoming a full-time realtor by lowering living expenses through house hacking, and he shares his BADASS answers: key books (Rich Dad Poor Dad, Who Not How, Never Split the Difference), best advice (take action), his drive (generational wealth and financial freedom), a goal of reaching 200 doors before age 35 (currently at 100), systems (assistant/transaction coordinator, Follow Up Boss CRM, calendar, and morning routine), and his definition of success as enough passive income to support his lifestyle.    00:00 Welcome to REIGN: What to Expect on the Podcast 01:02 Badassery Tip: Why Pro Photos Sell Listings (5 Reasons) 03:24 Meet Mike Doherty: Investor, Realtor & Podcast Host 04:46 From Finance Cubicle to First House Hack Duplex 08:49 Early Landlord Lessons & Misconceptions to Unlearn 11:32 Take the First Step: Beating Analysis Paralysis with Action 14:17 Scaling Up: Running Out of Cash & Learning the BRRRR Method 16:59 Creative Financing Deep Dive: Seller Finance, Sub-to & Balloons 20:57 Favorite Deals & Partnering Up Using Other People's Money 21:33 Raising the Down Payment + 1031 Into Seller Financing (5-Unit Deal) 23:00 What He'd Do Differently: OPM Sooner & BRRRR After the First Duplex 24:18 Flip vs Hold: Wealth-Building Mindset, Leverage, and Today's Market Risk 25:36 OPM Playbook: Partners, Private Money Terms, JVs & Structuring Deals 27:21 Friends & Family Funding + Skin in the Game (Even Teachers Have Money) 29:16 His Business Today: Full-Time Realtor, Investor Niche, Flips/Wholesale to Buy Rentals 31:40 Sky's the Limit Podcast + The "BADASS" Rapid-Fire Segment Begins 32:39 Books & Advice: Rich Dad, Poor Dad, Who Not How, Never Split the Difference + Take Action 35:46 Drive, Goals & Systems: Generational Wealth, 200 Doors, Assistants, CRM, Morning Routine 39:46 Defining Success + Where to Find Mike (Podcast, IG, Website) 41:12 Wrap-Up & Show Outro: Subscribe, Follow, and Join REIGN  

Neste episódio do CMO Playbook, Rapha Avellar conversa com Fabíola Menezes, CMO da General Mills, sobre a importância das histórias na construção de marcas e como essa abordagem moldou sua carreira desde os tempos na Editora Abril.Fabíola compartilha suas experiências à frente de projetos inovadores, como a Usina do Som, e discute a relevância de entender o consumidor para criar estratégias de marca eficazes. Ela também aborda a ousadia por trás do case Morumbis e a importância de assumir riscos calculados em marketing.Falando sobre sua atuação atual, Fabíola descreve o desafio de liderar um turnaround na General Mills, equilibrando estratégias de curto e longo prazo. Ela destaca a necessidade de um CMO estratégico que impulsione o crescimento da empresa e a importância da Creator Economy na era digital.O episódio oferece insights valiosos sobre liderança, inovação e a evolução do marketing, enfatizando a necessidade de adaptação e visão estratégica.---✨ Sobre o PodcastO CMO Playbook é um podcast que busca entender como grandes líderes de marketing enfrentam desafios, repensam modelos de gestão, testam novas abordagens e antecipam movimentos do mercado.É o espaço onde CMOs, Heads e Gerentes das maiores marcas e agências do país discutem tendências, estratégias e decisões com profundidade técnica e visão de futuro.Um podcast feito para quem está na linha de frente da transformação — que inspira, provoca e busca conversas profundas para liderar com inteligência na nova era da publicidade.---

This Day in Legal History: 25th AmendmentOn February 10, 1967, the 25th Amendment to the United States Constitution was ratified, formally addressing presidential succession and disability for the first time in constitutional text. The need for such clarity had become urgent after the assassination of President John F. Kennedy in 1963 and President Dwight D. Eisenhower's repeated illnesses during his terms. Prior to this amendment, there was no definitive constitutional mechanism for filling a vacancy in the vice presidency or for managing presidential incapacity. The 25th Amendment established four key sections, each designed to ensure governmental stability during times of crisis.Section 1 confirmed that if a president dies, resigns, or is removed, the vice president becomes president—not just acting president. Section 2 allowed for the appointment of a new vice president, with confirmation by both the House and Senate, in the event of a vacancy. This provision was put to use shortly after its ratification when Gerald Ford was appointed vice president in 1973 following Spiro Agnew's resignation. Section 3 allowed a president to voluntarily transfer power to the vice president by submitting a written declaration to Congress—used during temporary medical procedures like surgeries.Most controversial and significant is Section 4, which allows the vice president and a majority of the cabinet (or another body designated by Congress) to declare the president “unable to discharge the powers and duties of his office.” This provision has never been fully invoked but has been a topic of discussion during times of perceived presidential instability. It establishes a legal mechanism for removing a president against their will, albeit temporarily, with congressional oversight. The amendment reflects a post-World War II concern for continuity of leadership in a nuclear age. Its ratification marks a critical evolution in constitutional law, ensuring the executive branch remains functional even under extraordinary circumstances.A federal lawsuit filed in Texas alleges that an 18‑month‑old girl detained by U.S. immigration authorities was sent back into U.S. Immigration and Customs Enforcement (ICE) custody after being hospitalized for a life‑threatening respiratory illness and then denied the medications doctors prescribed.According to the filing, Amalia and her parents were held at the family detention center in Dilley, Texas after a routine immigration check‑in in December. The toddler became severely ill in January with extremely high fever and breathing problems, and a hospital diagnosed her with multiple serious infections including COVID‑19, pneumonia and RSV. After about 10 days in the hospital, she was discharged with a nebulizer, respiratory medication and nutritional supplements—but those were confiscated when she was returned to the detention facility.The lawsuit says her parents repeatedly tried to obtain prescribed treatment from detention staff but were forced to wait in long lines and often were denied, contributing to the child's health deterioration. Legal advocacy led to the family's release after the emergency court filing; attorneys contend the case reflects broader problems with medical care, conditions and protections for children and families in immigration custody.Toddler was returned to ICE custody and denied medication after hospitalization, lawsuit says | ReutersThe Trump administration is proposing a significant change to federal employment law that would restrict fired federal workers from appealing their terminations to the independent Merit Systems Protection Board (MSPB). Under the plan, workers would instead have to appeal to the Office of Personnel Management (OPM)—a shift critics say would compromise impartiality, as the OPM director reports directly to the president.The MSPB, historically tasked with mediating disputes between federal employees and agencies, experienced a 266% spike in appeals cases during Trump's second term, likely due to a surge in federal job cuts. In 2025, the federal workforce shrank by 317,000 employees, though OPM claims most departures were voluntary through buyouts rather than firings—an assertion not independently verified.This latest proposal would further President Trump's second-term agenda to reduce the size of the federal workforce while also narrowing employees' legal options for challenging dismissals. Trump has also weakened job protection enforcement by removing officials from agencies that safeguard civil service rights. Critics argue the proposal consolidates power over personnel disputes within the executive branch, potentially eroding longstanding civil service protections.Trump seeks to limit legal options for fired federal workers | ReutersMy column for Bloomberg Tax this week is about tax holidays for data centers–or the folly in offering them. India's bold new play to become the backbone of global digital infrastructure isn't just about its headline-grabbing 20-year tax holiday for data centers. The real shift is happening in the fine print—a 15% safe harbor for transfer pricing that removes much of the risk multinationals face when operating across borders. If a company like Microsoft India applies a simple 15% markup on services sold to its U.S. parent, the Indian government agrees not to challenge the pricing. That's not just a tax break—it's operational certainty, and it makes India's offer much more attractive than anything U.S. states currently have on the table.In contrast, American states are still offering scattered subsidies—property tax breaks, zoning perks, utility discounts—without any unified vision or reliable regulatory structure. There's no equivalent to India's safe harbor. No clarity on transfer pricing. No coordination across state lines. The result is what I see as economic development policy by improv, where officials hand out incentives like they're bidding on a sports arena rather than negotiating infrastructure strategy.And what do U.S. taxpayers get in return? A burst of construction, a few permanent jobs, and a long-term commitment to expensive infrastructure upgrades for data centers that don't meaningfully plug into the local economy. Meanwhile, India is making an offer that fits squarely onto a multinational's balance sheet—pre-agreed pricing, national alignment, and a clear path to long-term cost savings.I don't think the solution is to try to beat India at its own game. But if states are going to offer incentives, they need to extract something real in return: energy infrastructure, broadband expansion, or compute resources that benefit the public. Otherwise, they're just footing the bill for someone else's global expansion. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Your Note Investing Super Bowl: Build a Dream Team to Dominate 2026!Alright, everybody! Scott Carson here, ready to tackle a crucial topic that's been lighting up my phone: building your ultimate note investing dream team. With the Super Bowl on the horizon, it's the perfect analogy – you wouldn't put a quarterback at nose tackle, right? The same goes for real estate. You can't be a solo-preneur, trying to do it all yourself, especially when you're buying notes in 20+ states like me!Many new investors (like Vincent from Harrisburg, PA – this one's for you, buddy!) think they need to master every single task. But here's the kicker: delegating isn't just smart; it's essential. I've been coaching for almost two decades, and the most successful investors aren't just good at one thing; they're great at assembling a team. So, let's draft your winning lineup for 2026!Here's how to build your note investing dream team:The Scouting Report: REIAs & Networking: Your first stop? Local Real Estate Investor Associations (REIAs) and BNI groups. These are your recruiting grounds for investor-friendly realtors, title companies, and other pros. Don't be a wallflower; get there, ask around, and find the right people who want to work with investors.The Playmakers: Realtors & Title/Attorneys: You need reliable realtors for BPOs and market insights (especially out-of-state!). Pair them with investor-friendly title companies or real estate attorneys for seamless closings and secure money transfers. They're critical for evaluating and closing your deals.The Coaches: Licensed Servicers & Foreclosure Attorneys: For note investors, a licensed servicer is non-negotiable – they collect payments, handle communication, and manage legalities, saving you headaches (and potential fines!). A real estate attorney in every state you're active in is your offensive coordinator for foreclosures and workouts.The Finance Department: Hard Money & Private Capital: Even if you're the bank, you need a bank! Build relationships with hard money lenders for REO rehabs and, crucially, cultivate private money investors (IRAs, OPM). Your network of other investors can also be a goldmine for capital.The Ground Crew: Contractors & Property Management: When you take back an REO, you need reliable contractors (roofers, HVAC, handyman crews) to get it market-ready. For rentals, a trusted property manager (preferably local) is essential. These are your boots-on-the-ground, turning a problem asset into a profitable solution.You're not Tom Brady, trying to throw the ball to himself and run the field without blockers. You need a team that takes things off your plate, provides expertise, and moves your deals forward. My success, and my students', comes from building these relationships.Don't let the thought of doing it all yourself cripple your ambition. Leverage your network, find your dream team, and watch your note investing portfolio soar. If you need help finding these all-stars, reach out – we have a nationwide network ready to help you take your business to the next level. Go out, take some action, and let's go win that Super Bowl!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Radio TRO is brought to you in part by:Twisted Road - Motorcycle Rental in the USAVisit Twisted.TRO.bike to get a FREE riding day!Angelmarie is bringin' more of those positive beginner vibes. She and the crew tackle MSF basics, the infamous offset weave, target fixation and looking ahead (not "confronting" cones). From rev-match jitters to clutch-free shifting, the chat stays practical, approachable and most importantly, human.Brian grins through OPM, Other People's Motorcycles and Other People's Money, turning it into a learning playground. He helped a friend score a Triumph Tiger Sport 800, then nerded out on luggage, gadgets and the perfect setup. From tire advice to buy-day mentoring, he treats riding as a group project that's half strategy and half storytelling.Robin keeps the banter sharp, weaving weather/route talk into long-arc planning like a tailor. He riffs on tires, track days and the lure of a new bike yet drops practical notes like an anchor. His love of community and open-ended chat meanders into shared stories rather than a sales pitch.Joanne opens with Colorado weather and the icy-hill blues of short winter days. She plans to rebuild routine with small local spins, then longer trips, mindful of ADHD and a shift from city long-distance to a new home base. Her memo is simple: start small, guard the joy and build momentum till spring brings more miles and smiles.Speaker Entry:Brian Wringer - 00:03:46Robin Dean - 00:03:56Angelmarie Kendall - 00:22:01Joanne Donn - 00:42:58Episode Page: https://tro.bike/podcast/2026e04/Music by Rabid Neon and Otis McDonald

The Office of Personnel Management finalized a new classification Thursday for career federal workers in policy-related roles that will effectively make them easier to terminate. The new “Schedule Policy/Career” creates an administrative category for nonpolitical “career” federal employees who work in roles that are defined as influencing policy. Workers added to that classification will be converted to “at-will” employees and will no longer be eligible for adverse action procedures or the ability to appeal terminations. Roughly 50,000 employees will be subject to the change, per an estimate in the final rule. Despite the administration's assertion that the new schedule is for “accountability” and will not be subject to political loyalty tests, federal employee advocates have long argued the policy is a thinly veiled attempt to strip career employees of safeguards in an effort to replace them with workers who are politically aligned with the president. The announcement from OPM on Thursday stated that the final rule explicitly does not allow discrimination based on politics, prohibits use of the new schedule to reshape the workforce or conduct mass layoffs, and would protect whistleblowers. OPM also stated that it would take on a role to review agency actions to ensure they are compliant. A Cybersecurity and Infrastructure Security Agency order published Thursday directs federal agencies to stop using “edge devices” like firewalls and routers that their manufacturers no longer support. It's a stab at tackling one of the most persistent and difficult-to-manage avenues of attack for hackers, a vector that has factored into some of the most consequential and most common types of exploits in recent years. New edge-device vulnerabilities surface frequently. Under the binding operational directive CISA released Thursday, federal civilian executive branch (FCEB) agencies must inventory edge devices in their systems that vendors no longer support within three months, and replace those on a dedicated list with supported devices within one year. To aid agencies in following the directive, CISA is producing a list of end-of-service edge devices. CISA developed the directive in conjunction with the Office of Management and Budget, and puts a bit more muscle behind a decade-old OMB circular on agencies phasing out unsupported technologies. Despite being called “binding operational directives,” CISA has no authority to mandate that agencies carry out the orders — although agencies have demonstrated they usually seek to follow them, and there are ways that CISA can work to ensure compliance. The private sector pays attention to CISA's directives even though they don't apply to companies. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Wednesday, January 29th, 2025Trump tried to seize the power of Congress by halting all appropriations - and a Biden appointed judge blocked it hours later; Trump has asked two million federal workers to voluntarily resign; the CDC has been ordered to stop working with the World Health Organization; top USAID staff have been put on administrative leave; federal employees have filed a lawsuit over the HR at OPM government wide email for privacy concerns; Republican state attorneys general are pressuring Costco to drop their DEI programs; Jim Acosta announces he's leaving CNN; Trump has moved to fire Dem members of the EEOC and NLRB; six transgender service members are suing Trump and Pete Hegseth over the ban on trans people serving in the military; and Allison and Dana deliver your Good News.Guest: Steve VladeckSteve Vladeck | Substack@stevevladeck on BlueskyFederal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen.  Stories:Republican attorneys general call out Costco for maintaining DEI policies - Kate Gibson | CBS NewsMore than 50 career civil servants at USAID are placed on administrative leave - Abigail Williams, Vaughn Hillyard and Raquel Coronell Uribe | NBC NewsCDC ordered to stop working with WHO immediately, upending expectations of an extended withdrawal - MIKE STOBBE | AP NewsTrump administration will offer the roughly 2 million federal workers a buyout to resign - Garrett Haake and Amanda Terkel | NBC NewsLawsuit alleges new Trump administration email system for federal employees raises privacy concerns - Tierney Sneed | CNN PoliticsD.C. federal judge temporarily blocks Trump plan to pause federal aid spending - Daniel Barnes | NBC NewsDem AGs set to challenge Trump's ‘clearly unlawful' federal aid freeze - KYLE CHENEY | POLITICOSix active duty service members file first lawsuit challenging Trump's transgender troop ban - TARA COPP | AP NewsGood Trouble Determine whether Wisconsin's highest court remains controlled by liberals — as it has since 2023 — or flips to conservatives, who had the majority for 15 years before then.You can volunteer for Judge Crawford's campaign atSusan Crawford - JUDGE CRAWFORD FOR WISCONSIN SUPREME COURTCheck out other MSW Media podcastsShows - MSW MediaCleanup On Aisle 45 podSubscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.com Follow AG and Dana on Social MediaAllison GillSubstack|Muellershewrote, Twitter|@MuellerSheWrote, Threads|@muellershewrote, IG|muellershewrote, BlueSky|@muellershewroteDana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, IG|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily BeansFrom The Good NewsContributors - TRANS MILITARY VOICESTwin Cities Pride ParadeTwin Cities Pride raises more than $70,000 to fill gap after dropping Target sponsorshipHelp Autumn I- FidoRescue.orgShiny Box PicturesThe Stewpot Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

SummaryIn this conversation, Russ Hawkins, CEO of Agilence, shares his journey from intrapreneurship to leading a successful data analytics company. He discusses the importance of innovation, leadership, and understanding market trends, particularly in the context of AI and technology. Russ emphasizes the need for growth, strategic direction, and the value of customer relationships in business. He also provides practical advice for founders on navigating the challenges of entrepreneurship and the importance of bootstrapping before seeking external capital.TakeawaysRuss Hawkins has a rich background in both intrapreneurship and entrepreneurship.He emphasizes the importance of innovation within large companies.Understanding customer needs is crucial for business success.AI is a significant trend that can enhance business operations.Leaders must be willing to pivot and change strategies when necessary.Building strong relationships with customers is key to growth.Founders should bootstrap their businesses as long as possible before seeking external funding.Effective leadership involves knowing when to make tough decisions about personnel.Russ advocates for a data-driven approach to decision-making.The ability to adapt to technological changes is essential for long-term success.Chapters00:00 Introduction and Background11:07 Intrapreneurship and Innovation19:42 Leadership and Change Management26:53 Trends in Technology and AI32:01 Leveraging AI for Contract Management34:25 AI's Impact on Productivity and Development36:16 The Evolution of Technology and Bandwidth38:17 Embracing Change: The Role of AI in Business40:09 The CEO's Perspective on Hiring and Staffing42:31 Strategic Direction and Capital Allocation44:25 The Importance of People in Business46:27 Customer-Centric Business Strategies48:32 Knowing When to Pivot or Cut Losses57:22 Advice for Founders: Bootstrap and Retain ControlConnect with Russ: Website: https://www.agilenceinc.com/Credits:Hosted by Ryan RoghaarProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggscast.com@eggshow on X and InstagramOn iTunes: itun.es/i6dX3pCOnStitcher: bit.ly/eggs_on_stitcherAlso available on Google Play Music!Mike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar

Beyond funding debates, federal workers are facing big shifts in how performance is measured and retirement claims are processed. From Schedule Policy/Career implementation to tackling a growing retirement backlog at OPM, we'll explore what's changing and what it means with John Hatton of the National Active and Retired Federal Employees Association (NARFE).See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Neste episódio do CMO Playbook, Rapha Avellar conversa com Camila Costa, CEO da iDTBWA, sobre a disrupção e inovação no setor publicitário. Camila compartilha sua experiência ao liderar uma agência que se orgulha de sua abordagem disruptiva, destacando a importância de se manter atualizado e conectado com a cultura e o comportamento do consumidor. A conversa aborda a trajetória de Camila, incluindo sua ida e volta dos Estados Unidos, e como essa experiência enriqueceu sua visão de mercado. Ela também discute a evolução do digital e a relevância crescente das redes sociais e influenciadores na definição de cultura e demanda. Camila reflete sobre a importância de se tomar riscos inteligentes no mundo corporativo, utilizando dados e estratégias para inovar com segurança. Ela compartilha cases de sucesso, como os projetos com a Audi e Shell, que exemplificam como a criatividade e a análise de dados podem transformar marcas. O episódio conclui com uma reflexão sobre a conexão entre experiências físicas e digitais, e a importância de bases proprietárias em um mundo cada vez mais digital. Camila destaca que, mesmo em um cenário orientado por inteligência artificial, a experiência do consumidor no mundo físico continua sendo essencial. ---✨ Sobre o PodcastO CMO Playbook é um podcast que busca entender como grandes líderes de marketing enfrentam desafios, repensam modelos de gestão, testam novas abordagens e antecipam movimentos do mercado.É o espaço onde CMOs, Heads e Gerentes das maiores marcas e agências do país discutem tendências, estratégias e decisões com profundidade técnica e visão de futuro.Um podcast feito para quem está na linha de frente da transformação — que inspira, provoca e busca conversas profundas para liderar com inteligência na nova era da publicidade.---

Join Myka and Stevie Stacks as they dive into the unglamorous but essential "in-the-trenches" side of property management. From bracing for "Dalaska" ice storms to battling "pungent" room turnovers and exploring major shifts in the Texas real estate market, this episode covers the full spectrum of modern real estate investing.In this episode, we discuss:Preparing for "Dalaska": How we are winterizing our DFW and Arkansas portfolios, installing faucet covers, and instructing tenants to drip pipes to survive the upcoming ice storm.The PadSplit "Smell" Saga: Stevie shares a wild story about a tenant move-out that left a room "odorific" and pungent. We break down the exact cleaning kit used to save the space—including Lysol, ozone machines, and Febreze plug-ins.Automating the Gritty Work: Can you truly automate evictions? We discuss the reality of getting non-paying tenants out and why PadSplit residents often move out without a legal fight compared to traditional rentals.The Austin Real Estate "Crash": Why rental values are plummeting in Austin and our thoughts on Brandon Turner's big move to the Texas capital to manage his struggling multifamily funds.10-House Goal for 2024: Stevie breaks down his "lofty" goal of acquiring 10 houses this year and how he's using quarterly tracking and a whiteboard to stay on pace.The OPM Debate: Why Stevie is sticking to single-family investing with his own capital rather than using "Other People's Money" (OPM) during this market cycle.Demographic Clashes: How high-income medical professionals from Furnished Finder are meshing with traditional PadSplit residents in the same house.National Watch: Our take on the Trump administration's proposals for 50-year mortgages and 10% interest caps on credit cards.Connect with us:Work With Us Interested in professional management or consulting? Connect with Myka and Steve through their respective management firms: Myka (Sharebnb): www.sharebnb.comSteven (Argest Rentals): www.ArgestRentals.comCheck out Myka's Podcast: Entrepremarriage – Building wealth without losing the marriageClick our Link Tree for Podcast News!https://linktr.ee/liveletthrive

When should you plan for retirement? This video discusses the critical timing of your federal retirement, emphasizing that thoughtful financial planning and income planning are crucial. Do not rush your decision-making at the last minute; proper retirement planning requires foresight and careful consideration, well in advance of OPM's deadlines.Take the Quizz: https://lb1nm6qa2sh.typeform.com/to/pKWB4w8b

SummaryIn this episode of EGGS: The Podcast, Ryan engages with Cath Reohorn, founder of Kind Copy (https://www.instagram.com/kindcopyuk), who shares her unique journey from a psychology lecturer to a copywriter. They discuss the importance of empathy in copywriting, the shift from selling to helping, and the current state of marketing, particularly in the fitness industry. Cath emphasizes the significance of clear communication, the role of AI in content creation, and the necessity of human connection in marketing. The conversation wraps up with practical advice for entrepreneurs on where to focus their marketing efforts and how to engage their audience effectively.TakeawaysCath transitioned from a psychology lecturer to a copywriter after leaving academia.Empathy is crucial in copywriting to connect with the audience.The shift from selling to helping is essential in modern marketing.Clear communication and a single call to action are vital for effective copy.Hiring a professional copywriter can enhance marketing efforts significantly.Understanding your audience's needs is key to successful marketing.AI can assist in content creation but lacks the human touch.Building a marketing funnel can be done without traditional sales calls.Consistency in content creation is more important than quantity.Finding your unique voice is essential in a noisy market.Chapters00:00 Introduction to Kind Copy and Cath Reohorn04:31 The Journey from Psychology to Copywriting07:54 Empathy in Copywriting: Understanding the Audience10:48 The Shift from Selling to Helping13:39 Current Trends in Marketing and Fitness Industry16:38 Effective Copywriting: Key Elements to Consider19:37 The Importance of Professional Help in Copywriting22:40 Identifying Problems in Marketing Strategies25:29 Optimizing Conversion Rates in Copywriting30:01 Transforming Business Through Clear Problem Definition30:55 The Power of Specificity in Business Requests31:51 Simplifying Messaging for Better Engagement36:28 Building Effective Sales Funnels Without Cold Calls41:46 The Role of Friction in Marketing Strategies46:31 Navigating Content Creation in an AI-Driven World56:55 Finding Your Best Marketing Channel for 2026Connect with Cath: Website: https://kindcopy.co.uk/Instagram: https://www.instagram.com/kindcopyuk/Get some free gems: https://substack.com/@kindcopy/posts Credits:Hosted by Ryan RoghaarProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggscast.com@eggshow on X and InstagramOn iTunes: itun.es/i6dX3pCOnStitcher: bit.ly/eggs_on_stitcherAlso available on Google Play Music!Mike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar

This special podcast with Ann Wirtz and CD Financial discusses taking control of your financial success. We explore essential aspects of personal finance and financial management to help you make smarter decisions. Learn how to navigate your future with confidence and robust financial planning. Take the quiz: https://lb1nm6qa2sh.typeform.com/to/pKWB4w8b

The Small Business Administration is enlisting Palantir's help in its nationwide probe of suspected loan fraud, as yearslong fraud allegations in Minnesota draw national attention. According to federal spending records, the SBA signed a $300,000 contract with the data analytics and software giant last week. The contract's description read “SBA Fraud Prevention Pilot and Bootcamp,” and has a projected end date of April 4. The contract, signed through the General Services Administration's Multiple Award Schedule, was made public just days after SBA Secretary Kelly Loeffler announced that the agency had suspended 6,900 Minnesota borrowers for alleged fraud following its review of thousands of pandemic-era loans administered to the state. Loeffler said the borrowers were approved for 7,900 Paycheck Protection Program (PPP) and Economic Injury Disaster (EIDL) loans totaling about $400 million. When asked about the Palantir contract, SBA spokesperson Maggie Clemmons pointed to the agency's Minnesota probe, writing: “We're now expanding our investigations nationwide as part of a broader zero-tolerance policy on fraud.” Clemmons added: “The agency has multiple audits underway, from pandemic-era programs to federal contracting, and will work with law enforcement to hold fraudsters accountable and put the criminals who have cheated American taxpayers behind bars.” The Office of Personnel Management launched a new workforce data website last week, replacing an antiquated interface and aiming to bring more transparency to federal employment figures. OPM officially announced the new Federal Workforce Data site last Thursday, with data up to November for most categories. That site includes accessible statistics of interest — such as a reduction of 220,000 workers under President Donald Trump — as well as multiple interactive charts that users can filter by agency, timeframe, or other factors. In a written statement, OPM Director Scott Kupor called the website “a major step forward for accountability and data-driven decision-making across government.” While federal workforce data has long been made publicly available online, the old interface, FedScope, was cumbersome and offered data updates on a quarterly basis that lagged by months. In addition to a more modern interface, the new website adds datasets for payroll and recruitment, and promises updates on a faster monthly interval. Per a note on the website, FedScope will no longer be available as of Jan. 28. Despite controversy over the Trump administration's efforts to shrink the workforce, publication of the website was immediately well received by federal data users and advocates. In comments to FedScoop, several sources both applauded the new website and noted that interest in improving the publication of federal workforce data began before the current administration. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

The Presidential Rank Awards are back for 2026, and the Office of Personnel Management is now looking for nominations. The prestigious honors program is reserved for career members of the Senior Executive Service and other senior career employees. OPM's new call for nominations marks a restart of the awards program, which the Trump administration canceled for 2025. Agencies have until February 5th to submit nominations to OPM for any executives they want to be considered for a 2026 award. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Office of Personnel Management is out with new guidance on telework and remote work for federal employees. The updated policy now emphasizes as much in-person presence as possible across government. OPM's revisions aim to better align with the Trump administration's return-to-office orders. Here with the details, Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

SummaryIn this episode, Kevin Downey shares his entrepreneurial journey, discussing the founding of his agency and the principles that guide his work ethic. He emphasizes the importance of lead generation and effective email outreach, while also differentiating between the roles of sales reps in business development. Kevin provides insights into building a successful sales team and the necessity of having a structured approach to prospecting. We also discuss the complexities of building an effective email marketing infrastructure, the importance of understanding what businesses don't know about their marketing strategies, and the role of sales reps in driving business development. He emphasizes the need for a scalable email system, the risks associated with using main domains for cold emailing, and the significance of data preservation in email marketing. Additionally, he highlights the advantages of hiring sales reps and the process of recruiting them, particularly in the context of engaging with diverse markets, including bilingual representatives.TakeawaysKevin grew up in an entrepreneurial family, which influenced his career path.Leading by example is crucial in building a strong team.Pre-planning lead generation is essential for new entrepreneurs.Email outreach should be targeted and personalized to be effective.Most companies misuse email marketing strategies.Business development in B2B will always yield results if done correctly.Sales reps should focus on their strengths: either hunting or farming.Building a sales team requires understanding the roles of different sales reps.A structured lead-generation system is vital to success.Cold outreach can be effective in any industry with the right approach. Seeing is believing.Companies often don't know what they don't know.A prospect list should ideally be 50,000 or larger.Cold calling is sometimes more effective than cold emailing.Using the primary domain for cold emails can damage reputation.Building a scalable email system is crucial for growth.Data preservation is key in email marketing.Sales reps can drive leads more effectively than email alone.Narrowing the target audience can enhance marketing effectiveness.Bilingual reps can open doors to new markets.Chapters00:00 Introduction to Kevin Downey and His Agency02:00 The Entrepreneurial Journey: From Family Business to Agency Founder04:58 Developing a Work Ethos: Be Better and Work Harder06:04 Starting Fresh: Lead Generation Strategies for New Entrepreneurs08:59 Manual Lead Generation: The Basics of Prospecting12:09 Email utreach: Best Practices for Effective Communication14:56 Sales vs. Marketing: Understanding the Difference19:00 The Role of Sales Reps: Hunters vs. Farmers24:13 Building a Sales Team: Strategies for Small to Large Companies31:15 Understanding the Unknowns in Business32:01 Building Effective Email Infrastructure34:07 Cold Calling vs. Cold Emailing36:10 The Risks of Using Main Domains for Cold Emails38:45 Creating a Scalable Email System41:13 Brute Force Email Strategies44:10 The Importance of Data Preservation46:19 The Role of Sales Reps in Business Development48:00 When to Engage with Sales Reps50:42 Recruiting Sales Reps: The Process52:39 Bilingual Reps and Cultural InsightsCredits:Hosted by Ryan Roghaar and Michael SmithProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggscast.com@eggshow on X and InstagramOn iTunes: itun.es/i6dX3pCOnStitcher: bit.ly/eggs_on_stitcherAlso available on Google Play Music!Mike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar

Throughout season 3 of this series, I've been speaking with leaders in the practice of civic design; designers who have dedicated their careers to improving the everyday experience we, as citizens, have when we interact with our government. My guests for this episode are two of the most respected leaders in the global civic design community: Arianne Miller and Sean Baker. For more than a decade, Arianne and Sean worked side by side as leaders of The Lab at OPM, a pioneering human-centered design team embedded within the U.S. Office of Personnel Management. Arianne served as Managing Director, and Sean as Director of Design Strategy and Operations.The Lab at OPM was dissolved in early 2025 as part of the Trump administration's sweeping cuts to U.S. federal government staffing. Since then, Arianne and Sean founded Civic Design Collaborative, with a mission to help government and civic-minded organizations create services that are easier to use, more equitable, and more effective.In our conversation, I was struck by how their approach to driving sustainable change in government is actually transferable to other complex, scaled organizations, especially in the private sector. We touched on themes that come up again and again on this podcast: the importance of building trust and nurturing relationships with key stakeholders, and approaching complex problems with deep curiosity and humility.Doug Powell is an award-winning designer and executive design leader with more than 30 years of experience in a wide range of design disciplines. Learn more about Doug's practice as a consultant, educator, and coach at his website dougpowell.design.

The federal retirement inventory has reached yet another new high. The Office of Personnel Management now has over 50,000 applications still awaiting a finalized annuity. The increase comes after more than 13,000 retirement applications entered OPM's systems in December. It's taking OPM about 67 days to process a retirement case from start to finish. But OPM's numbers don't include any retirement cases still pending with agencies. Some retirees report major delays in receiving their payments, months after separating from government.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Profit First for Real Estate Investing podcast, I sit down with Dave Dupuis, one-half of the dynamic duo behind Investor Mel & Dave. Dave shares how he and his wife Mel built a thriving real estate business—owning over 250 units across five countries—without ever using joint venture partners. From his early days as a firefighter to scaling their portfolio through creative financing, Dave unpacks the mindset shifts, systems, and strategies that helped them achieve financial freedom and teach thousands of others to do the same.We get into the nuts and bolts of using other people's money the right way, how to protect your equity while growing fast, and the power of not giving up decision-making control. Dave also opens up about how a life-threatening car accident led them to start coaching and why keeping your business aligned with your values is the key to long-term success.Episode Highlights[0:00] - From firefighter to full-time real estate investor: Dave's unexpected journey[1:44] - The secret to working successfully with your spouse[2:43] - Why they left their jobs to go all-in on real estate[5:04] - The “aha” moment that changed everything for Dave[7:35] - How they bought 12 properties in 12 months using creative financing[9:20] - The near-fatal accident that sparked a shift to coaching[11:05] - Over 2,000 students and counting: What makes their program different[12:28] - Why Dave refuses to do joint ventures—and what he does instead[15:31] - Their approach to multifamily and why they still invest in small properties[16:29] - The three creative financing strategies they use (and teach)[18:18] - How real estate helps them support their family goals[21:06] - Why they brought on Simple CFO and how it's improved their decision-making[22:38] - Inside their coaching model and what students can expect[25:08] - What Dave would do differently if starting over today[27:03] - Final advice for stabilizing and growing your real estate businessKey TakeawaysCreative financing is key: You don't need JVs—using OPM through seller financing, promissory notes, and retirement funds can scale your portfolio without giving up control.Keep the decision-making power: Dave explains how avoiding JVs allows him and Mel to make financial decisions aligned with their family goals.Stabilization > growth: Long-term success means periodically slowing down to strengthen your foundation before scaling again.The right systems matter: Bringing in financial pros like Simple CFO gave them the clarity and time to focus on growth.Serve from experience: Their coaching model is built on what they wish they had when starting—actionable, honest, and fully aligned with what they practice.Links & ResourcesConnect with Dave & Mel: https://www.instagram.com/investormelanddaveLearn more or book a call: https://www.investormeldave.comBonus for Profit First listeners: Visit https://www.investormeldave.com and mention “Simple CFO” for exclusive accessLearn more about Simple CFO: https://www.simplecfo.comIf this episode gave you valuable insights, please follow, rate, and review the podcast. And don't forget to share it with a fellow investor who needs to hear this message today!

This week, Jason is joined by entrepreneur and CEO of the global fitness brand Barry's, Joey Gonzalez! Joey had dedicated over a decade of his life trying to break into the entertainment business in LA, but after realizing he wasn't achieving the financial stability he desired, he knew he had to make a change. In addition to acting, he was working jobs in real estate and in the restaurant industry before stumbling upon his role as a fitness instructor with Barry's Bootcamp. From there, Joey organically worked his way up the company, eventually assuming the role of CEO 11 years after taking his first class.  Joey breaks down how failure and adversity have been some of his greatest teachers—and why settling for a traditional nine-to-five often comes at the cost of fulfillment and passion. He shares how his early career in acting seamlessly translated into becoming a world-class fitness instructor, from musicality and performance to programming and staying calm in chaos. Joey dives into the business side of fitness, including how to advocate for yourself, what consumers should look for before committing to a membership, how locations are selected, and the real drivers behind their global success—from private equity and adaptability to embracing local nuance in every market. He also reflects on how COVID reshaped the business, breaks down instructor pay structures, offers insight into his personal nutrition and training, recommends must-have home gym equipment (including how he discovered the Woodway treadmill), and shares his thoughts on pursuing an OPM or MBA—before tying it all together with a focus on the four F's. Joey reveals all this and so much more in another episode you can't afford to miss! Host: Jason Tartick Co-Host: David Arduin Audio: John Gurney Guest: Joey Gonzalez Stay connected with the Trading Secrets Podcast!  Instagram: @tradingsecretspodcast  Youtube: Trading Secrets Facebook: Join the Group  All Access: Free 30-Day Trial  Trading Secrets Steals & Deals! Upwork: Instead of spending weeks sorting through random resumes, Upwork Business Plus sends a curated shortlist of expert talent to your inbox in hours. Trusted, top-rated freelancers vetted for skills and reliability.... and rehired by businesses like yours. Right now, when you spend $1,000 on Upwork Business Plus, you'll get $500 in credit. Go to Upwork.com/SAVE now and claim the offer before 1/31/2025. Rula: Rula does things differently. They partner with over 100 insurance plans, making the average co-pay just $15 per session. That's real therapy, from licensed professionals, at a price that actually makes sense. Think about it - you use your insurance benefits to maintain your physical health, so why wouldn't you do the same for your mental health? Thousands of people are already using Rula to get affordable, high-quality therapy that's actually covered by insurance. Visit Rula.com/tradingsecrets to get started. Square: Whether you're selling lattes, cutting hair, detailing cars, or running a design studio, Square helps you run your business, without running yourself into the ground. With Square, you get all the tools to run your business, with none of the contracts or complexity. And why wait? Right now, you can get up to $200 off Square hardware at square.com/go/tradingsecrets.

Tony Scott, former Federal Chief Information Officer under President Barack Obama and current President & CEO of Intrusion joins the show to give a candid, inside look at how the CIO role has evolved across government and industry—from back-office IT leadership to becoming a critical connector across mission, policy, technology, and organizational strategy. Tony reflects on his time overseeing an $85B federal IT portfolio, the challenges and urgency of modernizing aging systems, and the events surrounding the OPM breach that reshaped federal cybersecurity. 

Discover the "invisible" investor strategy for acquiring hundreds of properties without ever putting your own name on the title. Kris Krohn breaks down three essential acronyms, OPC, OPM, and LLC, to help you bypass bank restrictions, leverage other people's resources, and create a powerful layer of asset protection. Whether you're looking to scale beyond your personal credit limit or protect your wealth from liability, this episode reveals how to master the game of real estate with total privacy.

This episode was sponsored by Robinson Franzman LLP   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this must-watch Dropping Bombs episode, real estate attorney and syndicator Todd Robinson reveals how he built a $75M+ multifamily portfolio using 100% other people's money—while advising on over $5B in transactions. From basement startup to closing billions in deals, he exposes syndication pitfalls and true OPM scaling secrets.   Todd breaks down the critical difference between joint ventures and syndications, how to properly structure deals that scale infinitely, and the exact metrics that separate winning investments from catastrophic losses. If you're interested in raising capital or investing in real estate, this conversation is your essential safeguard—watch now before your next move costs you everything.  

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Troy Hudson. A deeply personal and insightful interview with former NBA player and author Troy “T-Hud” Hudson. Here's a breakdown of the key highlights and takeaways:

Think you can't create cash flow in this housing market? Think again! Today's guest will introduce you to a strategy that can take a regular rental property and maximize its profits. It's allowed him to net $5,000 each month and quit his W2 job in just 18 months! Welcome back to the Real Estate Rookie podcast! Just two years ago, Andres Martinez was waiting tables and saving every penny possible for a house. But when he was told he still couldn't qualify for a mortgage, he turned his attention to wholesaling in order to learn more about real estate investing and make some extra money. Little did he know that he would soon stumble upon a strategy that would change his life and give him financial freedom—co-living! After buying a couple of properties, Andres quit his job to go all-in on this strategy. This move paid off, as he's been able to scale his real estate portfolio to five properties (soon to be six!) and over $5,000 in monthly cash flow. The best part? He's been able to buy all of his properties using other people's money (OPM), seller financing, and subject to deals. Stick around as Andres tells you all about his buy box, how he analyzes rental properties, and why co-living might just be the next big thing! In This Episode We Cover Making $5,000 in monthly cash flow from five rental properties How Andres was able to quit his W2 job in 18 months with real estate The investing strategy that maximizes your rental property's profits Why co-living presents a huge opportunity for investors in 2025 and beyond The best real estate side hustles to fast-track your investing journey And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-656 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Troy Hudson. A deeply personal and insightful interview with former NBA player and author Troy “T-Hud” Hudson. Here's a breakdown of the key highlights and takeaways:

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Troy Hudson. A deeply personal and insightful interview with former NBA player and author Troy “T-Hud” Hudson. Here's a breakdown of the key highlights and takeaways:

A coalition of privacy defenders led by Lex Lumina and the Electronic Frontier Foundation filed a lawsuit on February 11 asking a federal court to stop the U.S. Office of Personnel Management (OPM) from disclosing millions of Americans' private, sensitive information to Elon Musk and his “Department of Government Efficiency” (DOGE). As the federal government is the nation's largest employer, the records held by OPM represent one of the largest collections of sensitive personal data in the country.Is this a big deal? Should we care? Joining Pam today is Stanford Law Professor Mark Lemley, an expert in intellectual property, patent law, trademark law, antitrust, the law of robotics and AI, video game law, and remedies. Lemley is of counsel with the law firm Lex Lumina and closely involved in the DOGE case. In this episode, Lemley overviews urgent privacy concerns that led to this lawsuit, laws such as the Privacy Act, and legal next steps for this case. The conversation shifts to the current political landscape, highlighting the unprecedented influence of Silicon Valley, particularly under the Musk administration. Lemley contrasts the agile, authoritative management style of Silicon Valley billionaires with the traditionally slow-moving federal bureaucracy, raising concerns about legality and procedural adherence. The conversation also touches on the demise of the Chevron doctrine and the possible rise of an imperial presidency, drawing parallels between the Supreme Court's and the executive branch's power grabs—and how Lemley's 2022 paper, "The Imperial Supreme Court," predicted the Court's trend towards consolidating power. This episode offers a compelling examination of how technological and corporate ideologies are influencing American law.Links:Mark Lemley >>> Stanford Law page“The Imperial Supreme Court” >>> Stanford Law publication pageConnect:Episode Transcripts >>> Stanford Legal Podcast WebsiteStanford Legal Podcast >>> LinkedIn PageRich Ford >>>  Twitter/XPam Karlan >>> Stanford Law School PageStanford Law School >>> Twitter/XStanford Lawyer Magazine >>> Twitter/X(00:00:00) The Rise of Executive Power(00:07:22) Concerns About Data Handling and Privacy(00:08:41) The Impact of Silicon Valley's Ethos on Government(00:14:01) The Musk Administration's Approach(00:18:01) The Role of the Supreme Court(00:24:43) Silicon Valley's Influence on Washington Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Agencies may soon see more robust requirements when preparing federal employees to join the Senior Executive Service. A new proposal from the Office of Personnel Management looks to reform and standardize SES candidate development programs across government. But without the right attention, planning, and resources, some say OPM's efforts could fall flat. Federal News Network's Drew Friedman gets more from the Partnership for Public Service's vice president of government affairs, Jenny Mattingley.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

“I was underworked, underpaid, depressed… and when I got fired, it saved my life.” That's how Princess Dior opens this raw, inspiring, and unbelievably honest conversation on Inside the Vault. What started as a pandemic layoff turned into a multimillion-dollar empire built on hustle, heart, and a willingness to bet it all on herself.In this episode, Ash Cash sits down with Princess Dior — entrepreneur, educator, visionary — as she breaks down how she went from a $5,000 investment to making her entire yearly salary in 60 days. But this isn't a highlight reel. It's the real-life story behind the glow-up.Princess talks about: • How she escaped a 9–5 that drained her and found a mentor who changed everything • Building a business with bad credit and no capital • Scaling from two rental cars to a 100-car fleet using other people's assets • Losing $30K in trucking — and why that failure sharpened her as a CEO • Helping over 500 people repair their credit and unlock $20M in funding • Using credit as a down payment on generational wealth • Why recurring revenue > “fast money” • Turning a helicopter into a six-figure passive income stream • The shift from six figures to seven — and who you must become to sustain it • How she's teaching youth and athletes to avoid the financial traps she's seen • Why she refuses to gatekeep wealth, information, or opportunityThis is not a podcast about money — it's a conversation about mindset, identity, and elevation. It's a blueprint for anyone who's tired of playing small, tired of guessing, and ready to invest in themselves the way life invested in their potential.If you've ever felt stuck between who you are and who you're becoming, Princess Dior's story will push you forward.Inside the Vault with Ash Cash — the #1 money mindset show in the world.TIMESTAMPS00:00 — Fired, depressed, and the moment everything changed 02:02 — Turning a last $5K into life-changing skills 03:15 — “Get rich slowly… it lasts longer.” 04:52 — Growing up in Compton & a mother who hustled for her 07:11 — The pandemic that forced a pivot 08:12 — Making her yearly salary in 60 days 09:47 — Why investing in a mentor was the turning point 10:58 — Credit myths: What people get wrong 12:10 — How to start a business with bad credit & no money 13:45 — The beauty of recurring income 15:03 — “Credit isn't debt, it's a down payment on wealth.” 16:32 — How her Mogul Talk community was born 17:57 — OPM: Using other people's money the right way 19:50 — The real blueprint to $100K–$500K in funding 21:18 — Top 3 low-overhead, high-cash-flow industries 22:30 — Scaling from nothing to a 100-car fleet 24:48 — From bad credit to private jets & helicopters 27:12 — Real estate, restaurants, and building long-term assets 28:40 — The trucking business failure that nearly broke her 30:18 — Why daily cash flow matters more than big deals 31:40 — Helping single moms, former felons & first-gen homeowners 32:58 — Legacy, Nipsey inspiration & “champagne problems” 33:55 — Six to seven figures: Becoming a different person 35:20 — Spending money to grow money 36:45 — AI's impact on business & why entrepreneurs must adapt 38:30 — Working with youth, NIL athletes & avoiding financial traps 40:41 — Helping parents without going broke 42:07 — Her most powerful OPM plays 43:30 — Fixing your credit TODAY (step-by-step) 45:15 — What's next: financial literacy in schools & nonprofit vision 47:01 — Growing up protected — and why she protects others now 48:37 — Leaving LA for Atlanta & how environment changed her life 50:15 — “If you have value, you can win in any room.” 52:00 — Her challenge: funding, age corps, digital products & more 54:00 — AI vs. mentorship: The real difference 55:20 — The truth about million-dollar launch days 58:00 — Community, consistency & mind-stretching rooms 1:00:14 — Where to find Princess Dior 1:01:22 — Closing out the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The Trump administration's deferred resignation program helped lead to a massive and unexpected surge in retirement applications, now flooding the government's retirement systems. But amid that application influx, the Office of Personnel Management has also rolled out a major effort to modernize the legacy federal retirement system. Many experts see the launch of OPM's “online retirement application” as a long-awaited improvement. But with high retirement volumes, some remain wary of the timing. As part of her special report this week, Federal News Network's Drew Friedman gives us the details.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Trump administration launched a new governmentwide hiring program Monday aimed at filling technology hiring gaps in federal agencies with workers who will serve in two-year stints. That program, dubbed the U.S. Tech Force, is being spearheaded by the Office of Personnel Management and has buy-in from private-sector tech companies that will serve as partners in the hiring initiative.The first cohort of recruits will be roughly 1,000 individuals who will range from early-career data scientists and engineers to engineering managers from the private sector. According to a release from OPM, their mission will be to accelerate AI adoption in government and fulfill a priority of the Trump administration. On a call with reporters Monday, OPM Director Scott Kupor said the goal of the program isn't to get workers to commit to “a 40-year career in federal government.” While that's welcome, he said, the aim is to “get the benefit of really smart people working on some of the world's most complex and difficult problems” and provide them with an opportunity, if they so choose, to then go work in the private sector. More than two dozen technology companies have already agreed to Tech Force partnerships, including Amazon Web Services, Meta, Microsoft, xAI, Anduril, Nvidia, Oracle, Adobe and ServiceNow. Those companies have not made firm agreements to hire program alumni but can do so in line with their needs, Kupor said. The commitment that OPM has made to those partners, he said, is “to do a great job of recruiting fantastic people.” The White House and Office of Personnel Management shared more details last Wednesday about the effort to transition federal government HR platforms to a single system, outlining a timeline and expectations. In a memo to agency leaders, Office of Management and Budget Director Russell Vought and OPM Director Scott Kupor said the transition portion of the administration's “Federal HR 2.0” project will take place over the next two years, with some agencies coming online earlier than others. Agencies must also stop current projects related to their current systems unless they have an exception. Kupor said in an emailed statement with the memo: “For too long, taxpayers have footed the bill for duplicative HR systems that no modern organization would tolerate. Today's announcement is a major win for efficiency, accountability, and good government.” The memo is the latest action in the Trump administration's push to centralize HR systems as a way of saving money. Per the document, the government currently has more than 100 “core human capital management” systems, and the administration expects that consolidating those systems — as well as HR services — will save billions. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Right About Now with Ryan Alford Join media personality and marketing expert Ryan Alford as he dives into dynamic conversations with top entrepreneurs, marketers, and influencers. "Right About Now" brings you actionable insights on business, marketing, and personal branding, helping you stay ahead in today's fast-paced digital world. Whether it's exploring how character and charisma can make millions or unveiling the strategies behind viral success, Ryan delivers a fresh perspective with every episode. Perfect for anyone looking to elevate their business game and unlock their full potential.     Resources: Right About Now Newsletter | Free Podcast Monetization Course | Join The Network |Follow Us On Instagram | Subscribe To Our Youtube Channel | Vibe Science Media   SUMMARY In this episode of "Right About Now," host Ryan Alford interviews Brad Blazar, "The Capital Catalyst," about mastering the art of raising capital and syndication. Brad shares his journey from architecture student to oil entrepreneur, highlighting how anyone can use other people’s money (OPM) to build wealth through real estate and business acquisitions. The discussion covers key differences between raising funds for tangible assets and businesses, the importance of compliance, and debunks myths about needing experience or age to succeed in capital raising. Brad emphasizes execution, trust, and financial independence as keys to entrepreneurial success. TAKEAWAYS Mastering the art of syndication and capital raising. Utilizing other people's money (OPM) to grow businesses. Differences in raising capital for tangible assets (like real estate) versus operating businesses. The importance of understanding investor relations and expectations. Navigating the regulatory and compliance aspects of capital raising. The role of risk and return expectations based on business maturity. Strategies for raising capital for startups versus established businesses. Common misconceptions about capital raising and investor profiles. The significance of execution and relationship-building in securing investments. Critique of the education system regarding financial independence and wealth-building strategies.  

Federal retirement numbers at the Office of Personnel Management are continuing to skyrocket. In November, OPM took in another 23,000 applications from retiring employees. That's on top of more than 20,000 that entered OPM's systems in October. Together, those numbers mean retirement applications are triple the volume they were at this time last year. In total, OPM's retirement inventory is now closing in on 50,000 applications that are still awaiting finalization. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat happens when an investment made with leverage—whether through OPM, a HELOC, or a whole life policy—suddenly goes bad?Canadian business owners and families often worry about using leverage to build wealth, especially when markets turn or a deal underperforms. It's easy to feel uneasy when the value of an investment dips, your home equity stalls, or you're unsure how a leveraged move might affect your long-term financial security. This episode unpacks the emotional and financial realities behind these decisions, showing how to think clearly about risk, liquidity, and diversification—without letting fear shut down your wealth-building strategy.In this episode, you'll discover:Why the type of asset you leverage matters—and how different reservoirs (cash, home equity, whole life policies) behave when markets fall.How to structure your wealth reservoir so a single failed investment can't collapse your system.The mindset and mechanics behind maintaining liquidity, staying diversified, and making confident investment decisions even in volatile times.Press play to learn how to build a resilient wealth reservoir that keeps your financial system secure—no matter what your next investment does.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada starts with a clear Canadian wealth plan anchored in a strong wealth reservoir and smart investment strategies that balance growth with solid risk management. By integrating tools like a whole life policy, RRSP optimization, and tax-efficient investing, Canadian business owners can create an opportunity fund thReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Hundreds of thousands of federal employees have left their jobs this year, due to the Trump administration's efforts. Now, the Office of Personnel Management is telling agencies to start rethinking their senior executive staffing too. The request comes as OPM introduces a number of other changes for federal managers. Here with the latest, Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Office of Personnel Management is requiring all federal supervisors to enroll in a new training program on performance management. A new memo says the mandatory training will cover how to both reward and discipline employees, as well as how to create effective performance plans. All supervisors are required to complete OPM's new training by February 9, 2026. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Federal executives may soon see even more changes coming from the Trump administration. The Office of Personnel Management is now encouraging agencies to consider possible reassignments of Senior Executive Service members. In a new memo, OPM argues that the SES has not served as a “mobile corps” of managers, and members are instead being “entrenched” at agencies. The new memo comes after OPM also advised agencies to consider lowering their staffing allocations for senior-level positions.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Crenshaw v. OPM

The GovNavigators drop in with a special Thanksgiving pop-up to talk shutdown aftershocks, the rocky restart for federal employees and contractors, and what the latest CR means for the months ahead. Robert and Adam also recap the launch of the GovNavigators Network and touch on OPM's new executive-training curriculum and Congress's surprisingly light work schedule. A quick holiday check-in full of federal-management insights and a little gratitude for the GovNavigators community.Show Notes:GovNavigators Network Launch: Press ReleaseOPM: New Development Programs MemoWhat's on the GovNavigators Radar:Dec 4-5: ACT-IAC's in DC

China-Linked hackers target Cisco firewalls. MIT Sloan withdraws controversial “AI-Driven Ransomware” paper. A new study questions the value of cybersecurity training. Hackers exploit OpenAI's API as a malware command channel. Apple patches over 100 Security flaws across devices. A Florida-based operator of mental health and addiction treatment centers exposes sensitive patient information. OPM plans a “mass deferment” for Cybercorps scholars affected by the government shutdown. Lawmakers urge the FTC to investigate Flock Safety's cybersecurity gaps. Cybercriminals team with organized crime for high-tech cargo thefts. Ben Yelin from University of Maryland Center for Cyber Health and Hazard Strategies discussing ICE's controversial facial scanning initiative. A priceless theft meets a worthless password.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest We are joined by Ben Yelin from University of Maryland Center for Cyber Health and Hazard Strategies discussing ICE's controversial facial scanning initiative. You can read more about Ben's topic from 404 Media: You Can't Refuse To Be Scanned by ICE's Facial Recognition App, DHS Document Says. Selected Reading China-Linked Hackers Target Cisco Firewalls in Global Campaign (Hackread) MIT Sloan shelves paper about AI-driven ransomware (The Register) CyberSlop — meet the new threat actor, MIT and Safe Security (DoublePulsar) Study concludes cybersecurity training doesn't work (KPBS Public Media) Microsoft: OpenAI API moonlights as malware HQ (The Register) Apple Patches 19 WebKit Vulnerabilities (SecurityWeek) Data Theft Hits Behavioral Health Network in 3 States (Bank Infosecurity) OPM plans to give CyberCorps members more time to find jobs after shutdown ends (CyberScoop) Lawmakers ask FTC to probe Flock Safety's cybersecurity practices (The Record) Cybercriminals, OCGs team up on lucrative cargo thefts (The Register) Louvre Robbery: Security Flaws: The (Obviously) Password Was "Louvre" (L'Unione Sarda) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Filipino balladeer Christian Bautista joins Alyssa & AJ to talk about OPM, Josh Groban, musicals, and learning to find peace in the hustle — plus a hilarious PB&J challenge you don't want to miss.In this episode, we sit down with OPM legend Christian Bautista — the voice behind “The Way You Look at Me” — for a heartwarming and hilarious conversation about his 20+ years in music, growing up in church choirs, his viral “Josh Groban” moment, and the power of faith and family through it all. We talk about how Filipino TV shaped a generation of singers (including us!), his dream role in Moulin Rouge, why he's learned not to “break every door” in life, and yes — whether he's Team Sweet or Team Savory when it comes to peanut butter.It's part nostalgia trip, part life lesson, and all-around Sweet or Savory goodness.

Alex Rudi is a seasoned entrepreneur and investor with a proven track record spanning over two decades and more than $2 billion in real estate transactions. Before founding Interwest, he launched Coverall North America Inc. with just $8,000 and built it into a $250 million global enterprise with thousands of franchises and clients worldwide. A graduate of Harvard Business School's OPM program, as well as UC Berkeley and Purdue University in engineering, Alex also serves as Managing Partner of Plug & Play San Diego, a leading tech incubator linked to Silicon Valley's Plug and Play Tech Center. A long-standing member of the Young Presidents' Organization, he and his wife remain deeply involved in philanthropic efforts throughout the San Diego community.   Here's some of the topics we covered:   From Leaving Iran To Building A Real Estate Empire How Investing In Tech Paved The Way To Real Estate Freedom The One Thing Alex Loves Most About Real Estate Success Secrets To Finding Elite, Best-In-Class Property Managers The Brutal Hotel Market Crash Rocking San Francisco A Behind-The-Scenes Look Inside Alex's Powerhouse Team Disaster Strikes When Frozen Pipes Turn Into A Nightmare Why Speed And Massive Action Separate Winners From The Rest The Real Reason Smart Investors Are Steering Clear Of C-Class Assets   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe  

In this week's episode of Business Lunch, Roland Frasier and Ryan Deiss continue breaking down the “Bottlenecks” framework—the 11 proven playbooks that billionaires use to grow, protect, and multiply wealth.From AI-driven acquisitions to tax-optimized exits, this conversation dives into the strategies that separate ordinary entrepreneurs from long-term empire builders. You'll hear how the world's wealthiest think about capital allocation, scaling “boring” businesses, and structuring companies for massive, tax-efficient exits.Whether you're scaling your first venture or managing a growing portfolio, this episode is a tactical deep dive into how to think—and act—like a billionaire.Key Takeaways • Tech Is Not a Moat: With AI making innovation easy to copy, your real advantage is distribution and users. • The QSBS Advantage: How the Qualified Small Business Stock exemption can eliminate up to $10M (or more) in capital gains per shareholder. • DAFs & Charitable Strategy: Donor Advised Funds can combine tax savings with long-term impact—if structured correctly. • Boring Businesses, Billionaire Results: Logistics, energy, and real estate can quietly create generational wealth when value is added and scaled. • Capital Cycling: Why the world's best investors (like Blackstone and Berkshire) act like banks—recycling capital and compounding returns.Episode Highlights [00:02:00] – Why tech is easy to copy—and why users, not code, create real enterprise value. [00:10:00] – The billionaire tax play: how QSBS and DAFs legally minimize or eliminate capital gains. [00:18:00] – When to start thinking about tax strategy (hint: usually not before $10M net worth). [00:25:00] – Logistics, land, and “boring” businesses that create quiet fortunes. [00:33:00] – The ESG arbitrage: adding sustainability to raise valuations. [00:40:00] – Network effects and marketplace rollups: creating compounding flywheels. [00:55:00] – The rise of “edge retail”: micro-brands, coffee chains, and inversion models that scale fast. [01:05:00] – Capital cycling and other people's money (OPM): how billionaires play the funding game.Memorable Quotes“If all you are is a feature that someone else could build, you don't have a business—you have a countdown clock.”“Boring businesses aren't boring when they compound quietly into billions.”“It's not what you make—it's what you keep.”“Billionaires don't think like operators; they think like capital allocators.”Mentioned in This EpisodeQualified Small Business Stock (QSBS) – U.S. tax exemption strategyDonor Advised Funds (DAFs) – Philanthropic and tax planning vehiclesRoss Perot Jr. – Logistics real estateDutch Bros – Scalable retail model exampleBlackstone & Berkshire Hathaway – Capital cycling and compounding modelsListen If You'reA founder or investor learning to structure smarter deals.A CEO or operator ready to scale beyond execution into capital allocation.A strategic thinker who wants to play the long game in business and wealth creation.ConnectHosts: Roland Frasier & Ryan DeissPodcast: Business Lunch with Roland FrasierMore at: businesslunchpodcast.comMentioned in this episode:Join Roland & Ryan at Get Scalable LiveIf you're a founder, CEO, or operator running a 7- or 8-figure business, Get Scalable Live was built for you. This is not your typical business event. It's 3 days of hands-on strategy, real-world frameworks, and next-level networking with the smartest operators in the game.

Most rookies think you need a mountain of cash to buy a rental property, but the truth is that the financing strategy you choose matters much more than the size of your bank account. Today, we're breaking down five of the best (and sometimes overlooked) ways to get your hands on the money you need to close—from low-money-down bank loans to options that let you bypass the bank altogether! Welcome back to the Real Estate Rookie podcast! In this episode, Ashley and Tony share some of their favorite ways to fund real estate deals in 2025. Whether you've got very little money saved or already have a sizable down payment, we've got options for every budget. You'll learn how to put less money down with FHA and conventional loans, but we'll also share several strategies that allow you to use other people's money (OPM)—like real estate partnerships, private money, and seller financing! Already own your home? We'll even show you how to tap into your existing home equity so that you always have funds on hand—money you can use to build a real estate portfolio much faster than you thought possible! In This Episode We Cover Five of our favorite ways to fund your first or next rental property How to put low money down on a rental (even with an FHA or conventional loan) Three creative financing strategies that allow you to bypass the bank How to pitch seller financing as a win-win scenario for both sides How to get fast funding by tapping into the home equity from your primary residence Four ways to find the right partner for your next real estate deal And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-624 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices