Podcasts about OPM

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Best podcasts about OPM

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Latest podcast episodes about OPM

Have It All
How to Buy Real Estate Without Using Your Own Name

Have It All

Play Episode Listen Later Dec 31, 2025 4:50


Discover the "invisible" investor strategy for acquiring hundreds of properties without ever putting your own name on the title. Kris Krohn breaks down three essential acronyms, OPC, OPM, and LLC, to help you bypass bank restrictions, leverage other people's resources, and create a powerful layer of asset protection. Whether you're looking to scale beyond your personal credit limit or protect your wealth from liability, this episode reveals how to master the game of real estate with total privacy.

Dropping Bombs
$75M Multifamily Empire Built with 100% Other People's Money (Attorney Reveals How)

Dropping Bombs

Play Episode Listen Later Dec 30, 2025 60:33


This episode was sponsored by Robinson Franzman LLP   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this must-watch Dropping Bombs episode, real estate attorney and syndicator Todd Robinson reveals how he built a $75M+ multifamily portfolio using 100% other people's money—while advising on over $5B in transactions. From basement startup to closing billions in deals, he exposes syndication pitfalls and true OPM scaling secrets.   Todd breaks down the critical difference between joint ventures and syndications, how to properly structure deals that scale infinitely, and the exact metrics that separate winning investments from catastrophic losses. If you're interested in raising capital or investing in real estate, this conversation is your essential safeguard—watch now before your next move costs you everything.  

Project 2025: The Ominous Specter
Transforming America: The Conservative Blueprint for Sweeping Government Overhaul

Project 2025: The Ominous Specter

Play Episode Listen Later Dec 27, 2025 2:38 Transcription Available


Imagine a blueprint for remaking America's government from the ground up, drawn by conservative architects at the Heritage Foundation. That's Project 2025, launched in April 2023 as the 2025 Presidential Transition Project. Its 900-page Mandate for Leadership outlines a sweeping overhaul, aiming to dismantle what it calls the bloated administrative state and consolidate power in the president's hands.At its core, the plan pushes unitary executive theory, placing agencies like the Department of Justice and FBI under direct White House control. According to the Heritage Foundation's document, the DOJ has become a “bloated bureaucracy... infatuated with a radical liberal agenda,” so it must be reformed with the FBI director accountable to the president. The blueprint calls for reclassifying tens of thousands of civil servants under Schedule F, stripping protections to install loyalists—a database targeting 20,000 by late 2024, per Heritage reports.Concrete changes target key agencies. It proposes abolishing the Department of Education, shifting programs like the Individuals with Disabilities Education Act to Health and Human Services, and curbing federal civil rights enforcement in schools to prioritize “student safety” over racial parity in discipline. The Department of Homeland Security would vanish, replaced by a lean immigration agency merging Customs and Border Protection with ICE. Environmental rules would shrink, Medicare and Medicaid face funding caps and work requirements, and the FTC—guardian of antitrust—would be gutted.Latest developments show momentum: President Trump's February 2025 Executive Order on the Department of Government Efficiency, as detailed in OPM guidance, mandates agency reorganization plans by March and April, with large-scale reductions in force to cut waste and FTE positions.Experts warn of risks. The ACLU describes it as a “radical restructuring” threatening reproductive, LGBTQ, and immigrant rights. Labor groups like NFFE decry Schedule F as enabling “political corruption,” while AFGE fears up to a million federal jobs lost.This ambitious vision connects family-centric values to border security and economic revival, but critics see authoritarian overreach. As Phase 2 plans roll out by September 2025, the real test looms: Will Congress curb these executive moves?Thanks for tuning in, listeners—come back next week for more.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

The Steve Harvey Morning Show
Overcoming the Odds: How to navigate the emotional and financial challenges of sudden wealth.

The Steve Harvey Morning Show

Play Episode Listen Later Dec 22, 2025 27:11 Transcription Available


Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Troy Hudson. A deeply personal and insightful interview with former NBA player and author Troy “T-Hud” Hudson. Here's a breakdown of the key highlights and takeaways:

Real Estate Rookie
Waiter to Financial Freedom with 5 Rentals and $5,000/Month Cash Flow

Real Estate Rookie

Play Episode Listen Later Dec 22, 2025 35:42


Think you can't create cash flow in this housing market? Think again! Today's guest will introduce you to a strategy that can take a regular rental property and maximize its profits. It's allowed him to net $5,000 each month and quit his W2 job in just 18 months! Welcome back to the Real Estate Rookie podcast! Just two years ago, Andres Martinez was waiting tables and saving every penny possible for a house. But when he was told he still couldn't qualify for a mortgage, he turned his attention to wholesaling in order to learn more about real estate investing and make some extra money. Little did he know that he would soon stumble upon a strategy that would change his life and give him financial freedom—co-living! After buying a couple of properties, Andres quit his job to go all-in on this strategy. This move paid off, as he's been able to scale his real estate portfolio to five properties (soon to be six!) and over $5,000 in monthly cash flow. The best part? He's been able to buy all of his properties using other people's money (OPM), seller financing, and subject to deals. Stick around as Andres tells you all about his buy box, how he analyzes rental properties, and why co-living might just be the next big thing! In This Episode We Cover Making $5,000 in monthly cash flow from five rental properties How Andres was able to quit his W2 job in 18 months with real estate The investing strategy that maximizes your rental property's profits Why co-living presents a huge opportunity for investors in 2025 and beyond The best real estate side hustles to fast-track your investing journey And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-656 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Strawberry Letter
Overcoming the Odds: How to navigate the emotional and financial challenges of sudden wealth.

Strawberry Letter

Play Episode Listen Later Dec 22, 2025 27:11 Transcription Available


Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Troy Hudson. A deeply personal and insightful interview with former NBA player and author Troy “T-Hud” Hudson. Here's a breakdown of the key highlights and takeaways:

Best of The Steve Harvey Morning Show
Overcoming the Odds: How to navigate the emotional and financial challenges of sudden wealth.

Best of The Steve Harvey Morning Show

Play Episode Listen Later Dec 22, 2025 27:11 Transcription Available


Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Troy Hudson. A deeply personal and insightful interview with former NBA player and author Troy “T-Hud” Hudson. Here's a breakdown of the key highlights and takeaways:

Stanford Legal
Best of Stanford Legal: Suing DOGE

Stanford Legal

Play Episode Listen Later Dec 22, 2025 28:38


A coalition of privacy defenders led by Lex Lumina and the Electronic Frontier Foundation filed a lawsuit on February 11 asking a federal court to stop the U.S. Office of Personnel Management (OPM) from disclosing millions of Americans' private, sensitive information to Elon Musk and his “Department of Government Efficiency” (DOGE). As the federal government is the nation's largest employer, the records held by OPM represent one of the largest collections of sensitive personal data in the country.Is this a big deal? Should we care? Joining Pam today is Stanford Law Professor Mark Lemley, an expert in intellectual property, patent law, trademark law, antitrust, the law of robotics and AI, video game law, and remedies. Lemley is of counsel with the law firm Lex Lumina and closely involved in the DOGE case. In this episode, Lemley overviews urgent privacy concerns that led to this lawsuit, laws such as the Privacy Act, and legal next steps for this case. The conversation shifts to the current political landscape, highlighting the unprecedented influence of Silicon Valley, particularly under the Musk administration. Lemley contrasts the agile, authoritative management style of Silicon Valley billionaires with the traditionally slow-moving federal bureaucracy, raising concerns about legality and procedural adherence. The conversation also touches on the demise of the Chevron doctrine and the possible rise of an imperial presidency, drawing parallels between the Supreme Court's and the executive branch's power grabs—and how Lemley's 2022 paper, "The Imperial Supreme Court," predicted the Court's trend towards consolidating power. This episode offers a compelling examination of how technological and corporate ideologies are influencing American law.Links:Mark Lemley >>> Stanford Law page“The Imperial Supreme Court” >>> Stanford Law publication pageConnect:Episode Transcripts >>> Stanford Legal Podcast WebsiteStanford Legal Podcast >>> LinkedIn PageRich Ford >>>  Twitter/XPam Karlan >>> Stanford Law School PageStanford Law School >>> Twitter/XStanford Lawyer Magazine >>> Twitter/X(00:00:00) The Rise of Executive Power(00:07:22) Concerns About Data Handling and Privacy(00:08:41) The Impact of Silicon Valley's Ethos on Government(00:14:01) The Musk Administration's Approach(00:18:01) The Role of the Supreme Court(00:24:43) Silicon Valley's Influence on Washington Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Federal Drive with Tom Temin
New requirements on the way for preparing federal employees to join the SES

Federal Drive with Tom Temin

Play Episode Listen Later Dec 22, 2025 8:41


Agencies may soon see more robust requirements when preparing federal employees to join the Senior Executive Service. A new proposal from the Office of Personnel Management looks to reform and standardize SES candidate development programs across government. But without the right attention, planning, and resources, some say OPM's efforts could fall flat. Federal News Network's Drew Friedman gets more from the Partnership for Public Service's vice president of government affairs, Jenny Mattingley.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Inside The Vault with Ash Cash
She Turned Her Last $5,000 Into Millions -- Princess Dior's Unbelievable Come Up

Inside The Vault with Ash Cash

Play Episode Listen Later Dec 18, 2025 62:11 Transcription Available


“I was underworked, underpaid, depressed… and when I got fired, it saved my life.” That's how Princess Dior opens this raw, inspiring, and unbelievably honest conversation on Inside the Vault. What started as a pandemic layoff turned into a multimillion-dollar empire built on hustle, heart, and a willingness to bet it all on herself.In this episode, Ash Cash sits down with Princess Dior — entrepreneur, educator, visionary — as she breaks down how she went from a $5,000 investment to making her entire yearly salary in 60 days. But this isn't a highlight reel. It's the real-life story behind the glow-up.Princess talks about: • How she escaped a 9–5 that drained her and found a mentor who changed everything • Building a business with bad credit and no capital • Scaling from two rental cars to a 100-car fleet using other people's assets • Losing $30K in trucking — and why that failure sharpened her as a CEO • Helping over 500 people repair their credit and unlock $20M in funding • Using credit as a down payment on generational wealth • Why recurring revenue > “fast money” • Turning a helicopter into a six-figure passive income stream • The shift from six figures to seven — and who you must become to sustain it • How she's teaching youth and athletes to avoid the financial traps she's seen • Why she refuses to gatekeep wealth, information, or opportunityThis is not a podcast about money — it's a conversation about mindset, identity, and elevation. It's a blueprint for anyone who's tired of playing small, tired of guessing, and ready to invest in themselves the way life invested in their potential.If you've ever felt stuck between who you are and who you're becoming, Princess Dior's story will push you forward.Inside the Vault with Ash Cash — the #1 money mindset show in the world.TIMESTAMPS00:00 — Fired, depressed, and the moment everything changed 02:02 — Turning a last $5K into life-changing skills 03:15 — “Get rich slowly… it lasts longer.” 04:52 — Growing up in Compton & a mother who hustled for her 07:11 — The pandemic that forced a pivot 08:12 — Making her yearly salary in 60 days 09:47 — Why investing in a mentor was the turning point 10:58 — Credit myths: What people get wrong 12:10 — How to start a business with bad credit & no money 13:45 — The beauty of recurring income 15:03 — “Credit isn't debt, it's a down payment on wealth.” 16:32 — How her Mogul Talk community was born 17:57 — OPM: Using other people's money the right way 19:50 — The real blueprint to $100K–$500K in funding 21:18 — Top 3 low-overhead, high-cash-flow industries 22:30 — Scaling from nothing to a 100-car fleet 24:48 — From bad credit to private jets & helicopters 27:12 — Real estate, restaurants, and building long-term assets 28:40 — The trucking business failure that nearly broke her 30:18 — Why daily cash flow matters more than big deals 31:40 — Helping single moms, former felons & first-gen homeowners 32:58 — Legacy, Nipsey inspiration & “champagne problems” 33:55 — Six to seven figures: Becoming a different person 35:20 — Spending money to grow money 36:45 — AI's impact on business & why entrepreneurs must adapt 38:30 — Working with youth, NIL athletes & avoiding financial traps 40:41 — Helping parents without going broke 42:07 — Her most powerful OPM plays 43:30 — Fixing your credit TODAY (step-by-step) 45:15 — What's next: financial literacy in schools & nonprofit vision 47:01 — Growing up protected — and why she protects others now 48:37 — Leaving LA for Atlanta & how environment changed her life 50:15 — “If you have value, you can win in any room.” 52:00 — Her challenge: funding, age corps, digital products & more 54:00 — AI vs. mentorship: The real difference 55:20 — The truth about million-dollar launch days 58:00 — Community, consistency & mind-stretching rooms 1:00:14 — Where to find Princess Dior 1:01:22 — Closing out the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Federal Drive with Tom Temin
'In the dark:' Retiring federal employees face major delays - Part 2

Federal Drive with Tom Temin

Play Episode Listen Later Dec 16, 2025 8:57


The Trump administration's deferred resignation program helped lead to a massive and unexpected surge in retirement applications, now flooding the government's retirement systems. But amid that application influx, the Office of Personnel Management has also rolled out a major effort to modernize the legacy federal retirement system. Many experts see the launch of OPM's “online retirement application” as a long-awaited improvement. But with high retirement volumes, some remain wary of the timing. As part of her special report this week, Federal News Network's Drew Friedman gives us the details.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Daily Scoop Podcast
OPM launches Tech Force to recruit technologists to government

The Daily Scoop Podcast

Play Episode Listen Later Dec 15, 2025 5:15


The Trump administration launched a new governmentwide hiring program Monday aimed at filling technology hiring gaps in federal agencies with workers who will serve in two-year stints. That program, dubbed the U.S. Tech Force, is being spearheaded by the Office of Personnel Management and has buy-in from private-sector tech companies that will serve as partners in the hiring initiative.The first cohort of recruits will be roughly 1,000 individuals who will range from early-career data scientists and engineers to engineering managers from the private sector. According to a release from OPM, their mission will be to accelerate AI adoption in government and fulfill a priority of the Trump administration. On a call with reporters Monday, OPM Director Scott Kupor said the goal of the program isn't to get workers to commit to “a 40-year career in federal government.” While that's welcome, he said, the aim is to “get the benefit of really smart people working on some of the world's most complex and difficult problems” and provide them with an opportunity, if they so choose, to then go work in the private sector. More than two dozen technology companies have already agreed to Tech Force partnerships, including Amazon Web Services, Meta, Microsoft, xAI, Anduril, Nvidia, Oracle, Adobe and ServiceNow. Those companies have not made firm agreements to hire program alumni but can do so in line with their needs, Kupor said. The commitment that OPM has made to those partners, he said, is “to do a great job of recruiting fantastic people.” The White House and Office of Personnel Management shared more details last Wednesday about the effort to transition federal government HR platforms to a single system, outlining a timeline and expectations. In a memo to agency leaders, Office of Management and Budget Director Russell Vought and OPM Director Scott Kupor said the transition portion of the administration's “Federal HR 2.0” project will take place over the next two years, with some agencies coming online earlier than others. Agencies must also stop current projects related to their current systems unless they have an exception. Kupor said in an emailed statement with the memo: “For too long, taxpayers have footed the bill for duplicative HR systems that no modern organization would tolerate. Today's announcement is a major win for efficiency, accountability, and good government.” The memo is the latest action in the Trump administration's push to centralize HR systems as a way of saving money. Per the document, the government currently has more than 100 “core human capital management” systems, and the administration expects that consolidating those systems — as well as HR services — will save billions. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

The Radcast with Ryan Alford
From Oil Deals to Entrepreneurship: Brad Blazar's Masterclass on Funding & Business Growth

The Radcast with Ryan Alford

Play Episode Listen Later Dec 12, 2025 18:12


Right About Now with Ryan Alford Join media personality and marketing expert Ryan Alford as he dives into dynamic conversations with top entrepreneurs, marketers, and influencers. "Right About Now" brings you actionable insights on business, marketing, and personal branding, helping you stay ahead in today's fast-paced digital world. Whether it's exploring how character and charisma can make millions or unveiling the strategies behind viral success, Ryan delivers a fresh perspective with every episode. Perfect for anyone looking to elevate their business game and unlock their full potential.     Resources: Right About Now Newsletter | Free Podcast Monetization Course | Join The Network |Follow Us On Instagram | Subscribe To Our Youtube Channel | Vibe Science Media   SUMMARY In this episode of "Right About Now," host Ryan Alford interviews Brad Blazar, "The Capital Catalyst," about mastering the art of raising capital and syndication. Brad shares his journey from architecture student to oil entrepreneur, highlighting how anyone can use other people’s money (OPM) to build wealth through real estate and business acquisitions. The discussion covers key differences between raising funds for tangible assets and businesses, the importance of compliance, and debunks myths about needing experience or age to succeed in capital raising. Brad emphasizes execution, trust, and financial independence as keys to entrepreneurial success. TAKEAWAYS Mastering the art of syndication and capital raising. Utilizing other people's money (OPM) to grow businesses. Differences in raising capital for tangible assets (like real estate) versus operating businesses. The importance of understanding investor relations and expectations. Navigating the regulatory and compliance aspects of capital raising. The role of risk and return expectations based on business maturity. Strategies for raising capital for startups versus established businesses. Common misconceptions about capital raising and investor profiles. The significance of execution and relationship-building in securing investments. Critique of the education system regarding financial independence and wealth-building strategies.  

Federal Newscast
Federal retirement numbers at OPM continue to rise

Federal Newscast

Play Episode Listen Later Dec 12, 2025 7:23


Federal retirement numbers at the Office of Personnel Management are continuing to skyrocket. In November, OPM took in another 23,000 applications from retiring employees. That's on top of more than 20,000 that entered OPM's systems in October. Together, those numbers mean retirement applications are triple the volume they were at this time last year. In total, OPM's retirement inventory is now closing in on 50,000 applications that are still awaiting finalization. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Canadian Wealth Secrets
What If My Leveraged Investment Tanks? How to Build a Wealth Reservoir That Survives Volatility

Canadian Wealth Secrets

Play Episode Listen Later Dec 10, 2025 31:14


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat happens when an investment made with leverage—whether through OPM, a HELOC, or a whole life policy—suddenly goes bad?Canadian business owners and families often worry about using leverage to build wealth, especially when markets turn or a deal underperforms. It's easy to feel uneasy when the value of an investment dips, your home equity stalls, or you're unsure how a leveraged move might affect your long-term financial security. This episode unpacks the emotional and financial realities behind these decisions, showing how to think clearly about risk, liquidity, and diversification—without letting fear shut down your wealth-building strategy.In this episode, you'll discover:Why the type of asset you leverage matters—and how different reservoirs (cash, home equity, whole life policies) behave when markets fall.How to structure your wealth reservoir so a single failed investment can't collapse your system.The mindset and mechanics behind maintaining liquidity, staying diversified, and making confident investment decisions even in volatile times.Press play to learn how to build a resilient wealth reservoir that keeps your financial system secure—no matter what your next investment does.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada starts with a clear Canadian wealth plan anchored in a strong wealth reservoir and smart investment strategies that balance growth with solid risk management. By integrating tools like a whole life policy, RRSP optimization, and tax-efficient investing, Canadian business owners can create an opportunity fund thReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Federal Drive with Tom Temin
OPM advises agencies to consider reducing senior executive staffing

Federal Drive with Tom Temin

Play Episode Listen Later Dec 8, 2025 7:10


Hundreds of thousands of federal employees have left their jobs this year, due to the Trump administration's efforts. Now, the Office of Personnel Management is telling agencies to start rethinking their senior executive staffing too. The request comes as OPM introduces a number of other changes for federal managers. Here with the latest, Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Federal Newscast
There's a new performance management training program for federal supervisors

Federal Newscast

Play Episode Listen Later Dec 4, 2025 5:59


The Office of Personnel Management is requiring all federal supervisors to enroll in a new training program on performance management. A new memo says the mandatory training will cover how to both reward and discipline employees, as well as how to create effective performance plans. All supervisors are required to complete OPM's new training by February 9, 2026. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Federal Newscast
Major changes coming for members of the Senior Executive Service

Federal Newscast

Play Episode Listen Later Dec 3, 2025 6:09


Federal executives may soon see even more changes coming from the Trump administration. The Office of Personnel Management is now encouraging agencies to consider possible reassignments of Senior Executive Service members. In a new memo, OPM argues that the SES has not served as a “mobile corps” of managers, and members are instead being “entrenched” at agencies. The new memo comes after OPM also advised agencies to consider lowering their staffing allocations for senior-level positions.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Federal Drive with Tom Temin
OPM touts new training programs, aligned with Trump administration's federal workforce reshaping - Part One

Federal Drive with Tom Temin

Play Episode Listen Later Dec 2, 2025 7:07


Senior executives have some new training and development opportunities from the Office of Personnel Management. The optional courses cover many of the Trump administration's new priorities for the federal workforce. OPM initially launched the trainings in November, but the agency says there will be continuous updates to the content moving forward. For more, Federal News Network's Drew Friedman sat down with OPM Director Scott Kupor. Here's part one of their conversation.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Federal Drive with Tom Temin
OPM touts new training programs, aligned with Trump administration's federal workforce reshaping - Part Two

Federal Drive with Tom Temin

Play Episode Listen Later Dec 2, 2025 8:11


Senior executives have some new training and development opportunities from the Office of Personnel Management. The optional courses cover many of the Trump administration's new priorities for the federal workforce. OPM initially launched the trainings in November, but the agency says there will be continuous updates to the content moving forward. For more, Federal News Network's Drew Friedman sat down with OPM Director Scott Kupor. Here's part two of their conversation.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The GovNavigators Show
Pop-up Episode: Happy Thanksgiving from the GovNavigators!

The GovNavigators Show

Play Episode Listen Later Nov 24, 2025 8:28


The GovNavigators drop in with a special Thanksgiving pop-up to talk shutdown aftershocks, the rocky restart for federal employees and contractors, and what the latest CR means for the months ahead. Robert and Adam also recap the launch of the GovNavigators Network and touch on OPM's new executive-training curriculum and Congress's surprisingly light work schedule. A quick holiday check-in full of federal-management insights and a little gratitude for the GovNavigators community.Show Notes:GovNavigators Network Launch: Press ReleaseOPM: New Development Programs MemoWhat's on the GovNavigators Radar:Dec 4-5: ACT-IAC's in DC

Federal Drive with Tom Temin
OPM's HR modernization strategy sets next sight on USA Hire

Federal Drive with Tom Temin

Play Episode Listen Later Nov 21, 2025 7:23


The Office of Personnel Management has kicked off another major human resources modernization effort. And unlike its effort to consolidate 119 different HR systems across the government, this one came with little fanfare. OPM is planning to revamp the USA Hire platform, which provides agency hiring managers candidate assessment tools, with the goal of making evaluations more efficient and leading to higher quality of applicants. For more on OPM's newest HR IT modernization initiative, Federal News Network executive editor Jason Miller joins me now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

WICC 600
Melissa in the Morning: Stepping Down

WICC 600

Play Episode Listen Later Nov 21, 2025 19:05


Governor Ned Lamont today announced that Office of Policy and Management (OPM) Secretary Jeffrey Beckham will be stepping down from his position at OPM effective December 5, 2025. We talked to WTNH political reporter, Mike Cerulli, about the significance of this announcement. We also talked about former Mayor Erin Stewart officially running for Governor. Image Credit: Eric Urbanowicz

Unofficial Partner Podcast
Other People's Money @ EY: Why is Big Sport so hard to disrupt?

Unofficial Partner Podcast

Play Episode Listen Later Nov 11, 2025 68:01 Transcription Available


This is a special episode of Other People's Money is our regular series on sports investment which was recorded recently in front of an invited audience at the London headquarters of EY, the Big Four accounting and professional services group. Joining Richard and regular OPM co-host Matt Rogan were John Fallon and Vikram Banerjee.John Fallon was CEO of publishing giant Pearson during the white heat of digital transformation. His book Resurgent is an essential counter balance to the cliches that gather around the much discussed topic of disruption.Vikram Banerjee is managing director of The Hundred, and previously led the strategy, insights and business operations functions at the England and Wales Cricket Board. A former professional cricketer, he has played a key role in setting the strategic direction for the sport, including the creation of the ECB's strategy for cricket – Inspiring Generations – and the South Asian Action Plan, which was launched in 2018. The other voices you'll hear include questions from our audience including Alan Noble and Sarah Hanks, our hosts at EY, plus Gessica Howarth of Sphera Partners.Unofficial Partner is the leading podcast for the business of sport. A mix of entertaining and thought provoking conversations with a who's who of the global industry. To join our community of listeners, sign up to the weekly UP Newsletter and follow us on Twitter and TikTok at @UnofficialPartnerWe publish two podcasts each week, on Tuesday and Friday. These are deep conversations with smart people from inside and outside sport. Our entire back catalogue of 400 sports business conversations are available free of charge here. Each pod is available by searching for ‘Unofficial Partner' on Apple, Spotify, Google, Stitcher and every podcast app. If you're interested in collaborating with Unofficial Partner to create one-off podcasts or series, you can reach us via the website.

The Money Podcast
How to Raise Money for Investments (Using Other People's Money) with Kevin McDonnell

The Money Podcast

Play Episode Listen Later Nov 9, 2025 37:25


SBS Filipino - SBS Filipino
OPM singer Jex De Castro, magtatanghal sa Melbourne; ibinahagi ang inspirasyon sa likod ng kanyang musika

SBS Filipino - SBS Filipino

Play Episode Listen Later Nov 8, 2025 24:53


Magtatanghal sa Melbourne ang OPM singer na si Jex De Castro, na kilala sa kanyang emosyonal na tinig. Sa panayam, ibinahagi niya na hindi siya nawalan ng pag-asa sa kabila ng paulit-ulit na pagsali sa mga singing competition, hanggang sa tuluyang makamit ang tagumpay.

Cash Flow Positive
Part 1: Scaling beyond single family homes

Cash Flow Positive

Play Episode Listen Later Nov 6, 2025 29:34


What does “scaling” really mean for you?In this episode of Cash Flow Positive, host Kenny Bedwell breaks down what it truly takes to grow beyond single-family short-term rentals and why the definition of “scaling” should be unique to every investor.Kenny walks through his personal evolution from duplex house hacking to managing multi-unit portfolios, building a co-hosting business, and partnering with investors to acquire large-scale STRs and boutique hotels. Along the way, he shares the mindset, strategies, and lessons that help hosts move from buying one property at a time to building a sustainable, scalable business model that fits their goals, not social media's definition of success.Timestamped Highlights [00:00] Why “scaling” looks different for every STR owner [00:01:00] Kenny's early investing story, from house hacking to Airbnb [00:04:45] How Buffalo, NY shaped his mindset on scaling and diversification [00:06:30] Breaking through capital limitations with rental arbitrage [00:09:00] The rise (and fall) of arbitrage and what works better now [00:10:30] Scaling into co-hosting and property management [00:11:45] The power of sharing your wins to attract partnerships [00:13:40] How to start small but think like a business owner [00:15:20] Diversifying across markets for long-term stability [00:18:00] Leveraging other people's money (OPM) to scale faster [00:20:20] Building partnerships and equity deals with no capital invested [00:22:00] Why hotels aren't the only way to scale and how big STRs can outperform [00:24:00] Choosing properties that match your goals, not trends [00:25:15] The truth about hotel deals vs. high-performing STRs [00:26:40] Redefining success and scaling on your own terms [00:27:50] A look ahead: scaling through new business opportunitiesResources MentionedLaunch Hosts by Kim Fitzpatrick - Example of scaling through servicesImportant LinksWant us to find the deals for you? https://strinsights.com Get Top Markers for STRs (2025) https://www.strinsights.com/top-investable-short-term-rental-markets-2025-reportInstagram – @kenny_bedwellYouTube – Cash Flow PositiveLinkedIn – Kenneth BedwellCash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights and Podcast Your Brand. Production and editing by Podcast Your Brand.

Federal Drive with Tom Temin
OPM's Kupor wants more tech expertise in the federal workforce

Federal Drive with Tom Temin

Play Episode Listen Later Nov 6, 2025 9:17


The Office of Personnel Management is hinting at some upcoming initiatives aiming to bring more tech talent into the federal workforce. At the same time, OPM says it's looking to improve early career recruitment and focus more on applicant skill sets rather than job titles. But OPMs big hiring goals also come after hundreds of thousands of feds have left their jobs this year. Here with more, Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Daily Scoop Podcast
OPM expects a ‘fully automated' federal retirement system in the next six months

The Daily Scoop Podcast

Play Episode Listen Later Nov 5, 2025 5:40


As the Office of Personnel Management makes progress toward a long-pursued goal to move the government's paper-based retirement system into the 21st century, its director said a “fully automated” process is about six months away. OPM Director Scott Kupor said in an interview with FedScoop: “That's not going to happen overnight.” But, Kupor said he believes the agency can get there within six months “for sure.” The human capital agency hit a milestone in May with the launch of its Online Retirement Application, operationalizing a yearslong development effort and marking the end of paper file submissions. Yet behind the scenes at OPM, there's still much work to do to bring about a truly automated process. Though the application submissions are now online, humans still currently check the information coming in to make sure they've been completed properly and manually key in information into a calculator in “a significant number of cases,” Kupor said. That introduces “a huge amount of delay in the system” and is something the agency is working to fix. The aim is to ultimately have a system where the retiree, human resources, and the payroll provider all submit their information online and route that package electronically — not to a person in the agency's retirement services division, but to a Digital File System that can fill in the application and do the calculations, Kupor said. Under that future process, he said, all individuals at OPM will be doing is reviewing and spot checking. The simple target of what OPM is trying to do with retirement services, Kupor said, is to go paperless “as quickly as possible.” The Department of Energy is refreshing its investment in five research centers focused on quantum information science after five years of operation. In a Tuesday announcement, DOE said it's putting up $625 million to keep all of the existing National Quantum Information Science Research Centers (QIS) going for up to five more years, matching the same investment that launched those centers in 2020. Darío Gil, DOE undersecretary for science, said in a written statement: “President Trump positioned America to lead the world in quantum science and technology and today, a new frontier of scientific discovery lies before us. Breakthroughs in QIS have the potential to revolutionize the ways we sense, communicate, and compute, sparking entirely new technologies and industries.” The centers were authorized by Congress and signed into law in 2018 during the first Trump administration as part of the National Quantum Initiative Act. Since the first January 2020 investment from DOE — which envisioned “two to five multidisciplinary Quantum Initiatives” — centers led by its Brookhaven, Argonne, Lawrence Berkeley, Oak Ridge, and Fermi National Laboratories have been established. According to a DOE press release, the work of each center includes supporting science that has “disruptive potential across quantum computing, simulation, networking, and sensing,” as well as establishing “community resources, workforce opportunities, and industry partnerships.” The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Federal Newscast
Republican lawmaker raises concerns about funding Federal Employees Health Benefits program

Federal Newscast

Play Episode Listen Later Nov 5, 2025 6:58


As Open Season approaches, one Republican is raising concerns about funding for the Federal Employees Health Benefits program. Oklahoma Senator James Lankford is questioning the Office of Personnel Management on how it plans to avoid exhausting the FEHB's trust fund. He says it's a concern, since there aren't any incoming contributions to the trust fund under the government shutdown. In response to Lankford's questions, OPM said that if needed, it would be able to let health carriers request additional funding from contingency reserves. But for the time being, OPM says all FEHB plans have sufficient funds to pay claims.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The CyberWire
A storm brews behind the firewall.

The CyberWire

Play Episode Listen Later Nov 4, 2025 25:02


China-Linked hackers target Cisco firewalls. MIT Sloan withdraws controversial “AI-Driven Ransomware” paper. A new study questions the value of cybersecurity training. Hackers exploit OpenAI's API as a malware command channel. Apple patches over 100 Security flaws across devices. A Florida-based operator of mental health and addiction treatment centers exposes sensitive patient information. OPM plans a “mass deferment” for Cybercorps scholars affected by the government shutdown. Lawmakers urge the FTC to investigate Flock Safety's cybersecurity gaps. Cybercriminals team with organized crime for high-tech cargo thefts. Ben Yelin from University of Maryland Center for Cyber Health and Hazard Strategies discussing ICE's controversial facial scanning initiative. A priceless theft meets a worthless password.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest We are joined by Ben Yelin from University of Maryland Center for Cyber Health and Hazard Strategies discussing ICE's controversial facial scanning initiative. You can read more about Ben's topic from 404 Media: You Can't Refuse To Be Scanned by ICE's Facial Recognition App, DHS Document Says. Selected Reading China-Linked Hackers Target Cisco Firewalls in Global Campaign (Hackread) MIT Sloan shelves paper about AI-driven ransomware (The Register) CyberSlop — meet the new threat actor, MIT and Safe Security (DoublePulsar) Study concludes cybersecurity training doesn't work (KPBS Public Media) Microsoft: OpenAI API moonlights as malware HQ (The Register) Apple Patches 19 WebKit Vulnerabilities (SecurityWeek) Data Theft Hits Behavioral Health Network in 3 States (Bank Infosecurity) OPM plans to give CyberCorps members more time to find jobs after shutdown ends (CyberScoop) Lawmakers ask FTC to probe Flock Safety's cybersecurity practices (The Record) Cybercriminals, OCGs team up on lucrative cargo thefts (The Register) Louvre Robbery: Security Flaws: The (Obviously) Password Was "Louvre" (L'Unione Sarda) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sweet or Savory with Alyssa and AJ
Christian Bautista: Choirboy to OPM Legend | Sweet or Savory with Alyssa & AJ

Sweet or Savory with Alyssa and AJ

Play Episode Listen Later Nov 4, 2025 67:21


Filipino balladeer Christian Bautista joins Alyssa & AJ to talk about OPM, Josh Groban, musicals, and learning to find peace in the hustle — plus a hilarious PB&J challenge you don't want to miss.In this episode, we sit down with OPM legend Christian Bautista — the voice behind “The Way You Look at Me” — for a heartwarming and hilarious conversation about his 20+ years in music, growing up in church choirs, his viral “Josh Groban” moment, and the power of faith and family through it all. We talk about how Filipino TV shaped a generation of singers (including us!), his dream role in Moulin Rouge, why he's learned not to “break every door” in life, and yes — whether he's Team Sweet or Team Savory when it comes to peanut butter.It's part nostalgia trip, part life lesson, and all-around Sweet or Savory goodness.

Federal Employees Retirement & Benefits Podcast
Pension Check Still Missing? Bridging the Gap When Your First Pension Check Is Delayed

Federal Employees Retirement & Benefits Podcast

Play Episode Listen Later Nov 4, 2025 6:46


Are you a federal retiree still waiting for your first pension check? You're not alone—delays at OPM are leaving thousands in financial limbo. In this video, learn bridge strategies to cover expenses, avoid financial hardship, and what steps you can take now if your federal retirement payment is late.Your pension check might not be processed—so what are you going to do when no pension checks are being processed?

Federal Drive with Tom Temin
A new retirement system promises modernization, but it's creating more questions than answers

Federal Drive with Tom Temin

Play Episode Listen Later Nov 4, 2025 12:32


Federal employees planning to retire are now navigating ORA, the new online platform replacing OPM's paper-based process. The system is designed to streamline retirement, but early users are facing delays, confusion, and communication breakdowns. For insight on what's working and what's not, Federal News Network's Eric White spoke with Thiago Glieger, a retirement planning expert at RMG Advisors.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

SBS Filipino - SBS Filipino
‘Every opportunity is a blessing, but not every door is for you': OPM artist Angela Ken values heart in making music - ‘Blessing lahat ng opportunities, pero hindi lahat ng pinto ay para sa'yo': OPM artist Angela Ken, pinahahalagahan ang puso sa pa

SBS Filipino - SBS Filipino

Play Episode Listen Later Nov 1, 2025 28:32


One of the rising OPM artists of this generation, Angela Ken is known for her soulful voice and heartfelt songs like “Ako Naman Muna" and other hits that have inspired many. But behind every lyric and melody, what inspires her music? - Isa sa mga rising OPM artist ngayong henerasyon ay si Angela Ken dahil sa kanyang boses na puno ng emosyon tulad ng "Ako Naman Muna" at iba pang hit singles na nagbigay ng inspirasyon sa mga tao. Ano ba ang kanyang hugot sa likod ng musika?

Du lytter til Politiken
Hvem er Rasmus Søndergaard? Hvis ikke du kender ham, så spørg en ung omkring dig

Du lytter til Politiken

Play Episode Listen Later Oct 31, 2025 28:06


Er du voksen og har børn, der er mellem 12 og 25 år? Og har du oplevet at åbne døren til deres værelse og tænkt "hvad er det egentlig, der foregår på den skærm"? Svaret kan du få i dagens afsnit. For det er en ny generations mødested, forsamlingshus og mødested, hvor ordstyreren er streameren Rasmus Søndergaard. Men hvad får flere hundrede tusinde unge til at følge en 25-årig gamer. Og toppolitikere til at komme på besøg til hyggesnak i hans stue? Opmærksomheden har åbenbart holdt flyttefest. Hvordan det er sket, spørger vi journalist Kristian Karl om i dagens afsnit. Vi hører gerne fra dig, skriv til: dulyttertilpolitiken@pol.dkSee omnystudio.com/listener for privacy information.

Lifetime Cash Flow Through Real Estate Investing
Ep #1,172 - He Sold His Business for $125M… Now Has 11,000 Units

Lifetime Cash Flow Through Real Estate Investing

Play Episode Listen Later Oct 27, 2025 51:15


Alex Rudi is a seasoned entrepreneur and investor with a proven track record spanning over two decades and more than $2 billion in real estate transactions. Before founding Interwest, he launched Coverall North America Inc. with just $8,000 and built it into a $250 million global enterprise with thousands of franchises and clients worldwide. A graduate of Harvard Business School's OPM program, as well as UC Berkeley and Purdue University in engineering, Alex also serves as Managing Partner of Plug & Play San Diego, a leading tech incubator linked to Silicon Valley's Plug and Play Tech Center. A long-standing member of the Young Presidents' Organization, he and his wife remain deeply involved in philanthropic efforts throughout the San Diego community.   Here's some of the topics we covered:   From Leaving Iran To Building A Real Estate Empire How Investing In Tech Paved The Way To Real Estate Freedom The One Thing Alex Loves Most About Real Estate Success Secrets To Finding Elite, Best-In-Class Property Managers The Brutal Hotel Market Crash Rocking San Francisco A Behind-The-Scenes Look Inside Alex's Powerhouse Team Disaster Strikes When Frozen Pipes Turn Into A Nightmare Why Speed And Massive Action Separate Winners From The Rest The Real Reason Smart Investors Are Steering Clear Of C-Class Assets   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe  

The world is yourz
Punisher or Punish-(HER)?

The world is yourz

Play Episode Listen Later Oct 25, 2025 49:44


This lost file is from sometime in October. Wop and that dang Sleep apnea done struck the pod again yall. But before we navigate those waters we talk about a few cool topics. We covered the Diddler sentencing. Who should be held responsible in his trial and Lebron trolling the world and whos fault it really is. OPM

Hey Babe, Let's Chat!
10+ Years of Marriage

Hey Babe, Let's Chat!

Play Episode Listen Later Oct 23, 2025 71:01


Hey Babes, Today we talked a little bit about some things we learned within the last 10 years of marriage. Wayne is also representing his cousins apparel OPM. Follow us on socail media or hit Wayne up for more information.    Follow us:  Facebook  - Hey Babe Let's Chat Podcast Instagram - @HeyBabespodcast  @Slim_wayne3  @yourgirlaliahh

Federal Drive with Tom Temin
OPM renews effort to consolidate 119 HR systems into one

Federal Drive with Tom Temin

Play Episode Listen Later Oct 22, 2025 8:39


The Office of Personnel Management is eyeing July 4, 2027 to fully launch a new government wide Human Resources system. In a new request for proposals released Friday, OPM details a much more specific plan of action to modernize and centralize 119 distinct core federal human resources systems across the government. For more on the new RFP and OPMs plans. Federal News Network Executive Editor Jason Miller joins me with analysis and details. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Investing Uncensored
The Art of Raising Capital - Leverage Other People's Money To Scale Your Business: Jeremy Hill

Investing Uncensored

Play Episode Listen Later Oct 22, 2025 55:57 Transcription Available


On this episode of Investing Uncensored, we sit down with Jeremy Hill, a 20+ year veteran in private debt and capital placement. With over $1.5 billion raised and advised on, Jeremy shares insider strategies on how entrepreneurs can leverage other people's money to scale their businesses, generate consistent monthly income, and unlock new levels of growth. Featured on Invest Like a Billionaire, CNBC, and Bloomberg, Jeremy has helped countless entrepreneurs access quality private credit opportunities while providing board leadership to high-growth companies across the U.S. and Canada.In this episode, you'll discover:How to master the art of raising capitalSmart strategies for scaling with OPM (Other People's Money)Private debt opportunities most entrepreneurs overlookLessons from advising on $1.5B in capitalWhy private lending is reshaping the future of business growthIf you're ready to think bigger, fund smarter, and scale faster—this episode is for you.

Land Academy Show
Why Using Your Own Money For Land Deals Might Be Slowing You Down

Land Academy Show

Play Episode Listen Later Oct 21, 2025 39:25


Land Academy's Steven Jack Butala and Jill DeWit share the secret they wish they'd known earlier: how to leverage other people's money (OPM) to scale fast. This isn't about traditional debt or high-pressure schemes. It's about tapping into a supportive community where capital is abundant and partners are eager to fund great deals. Jack and Jill break down why there's more money than amazing deals—making you the essential partner, the simple, non-intimidating way deal partnerships work, how lifting your personal capital barrier can move you from slow, small deals to a private equity-style business model. Stop letting your bank account dictate your success. Hear a true story of a member who turned a $30,000 buy into a $72,000 profit with a partner! Ready to stop missing out on bigger opportunities? Tune in.

Federal Employees Retirement & Benefits Podcast
Pension Delays Are Real, Not a "What If" Anymore. - What Can You Do?

Federal Employees Retirement & Benefits Podcast

Play Episode Listen Later Oct 21, 2025 3:14


Your pension check hasn't arrived yet — and it's been months?That's not a rare story anymore. Federal retirement delays are real, and it's time to prepare for them. OPM processing times have stretched far beyond the traditional six to eight weeks, and thousands of retirees are waiting much longer for their first payment.

Business Lunch
The Bottlenecks Billionaire Playbook: How the World's Richest Build, Scale, and Keep Their Fortunes

Business Lunch

Play Episode Listen Later Oct 16, 2025 40:11


In this week's episode of Business Lunch, Roland Frasier and Ryan Deiss continue breaking down the “Bottlenecks” framework—the 11 proven playbooks that billionaires use to grow, protect, and multiply wealth.From AI-driven acquisitions to tax-optimized exits, this conversation dives into the strategies that separate ordinary entrepreneurs from long-term empire builders. You'll hear how the world's wealthiest think about capital allocation, scaling “boring” businesses, and structuring companies for massive, tax-efficient exits.Whether you're scaling your first venture or managing a growing portfolio, this episode is a tactical deep dive into how to think—and act—like a billionaire.Key Takeaways • Tech Is Not a Moat: With AI making innovation easy to copy, your real advantage is distribution and users. • The QSBS Advantage: How the Qualified Small Business Stock exemption can eliminate up to $10M (or more) in capital gains per shareholder. • DAFs & Charitable Strategy: Donor Advised Funds can combine tax savings with long-term impact—if structured correctly. • Boring Businesses, Billionaire Results: Logistics, energy, and real estate can quietly create generational wealth when value is added and scaled. • Capital Cycling: Why the world's best investors (like Blackstone and Berkshire) act like banks—recycling capital and compounding returns.Episode Highlights [00:02:00] – Why tech is easy to copy—and why users, not code, create real enterprise value. [00:10:00] – The billionaire tax play: how QSBS and DAFs legally minimize or eliminate capital gains. [00:18:00] – When to start thinking about tax strategy (hint: usually not before $10M net worth). [00:25:00] – Logistics, land, and “boring” businesses that create quiet fortunes. [00:33:00] – The ESG arbitrage: adding sustainability to raise valuations. [00:40:00] – Network effects and marketplace rollups: creating compounding flywheels. [00:55:00] – The rise of “edge retail”: micro-brands, coffee chains, and inversion models that scale fast. [01:05:00] – Capital cycling and other people's money (OPM): how billionaires play the funding game.Memorable Quotes“If all you are is a feature that someone else could build, you don't have a business—you have a countdown clock.”“Boring businesses aren't boring when they compound quietly into billions.”“It's not what you make—it's what you keep.”“Billionaires don't think like operators; they think like capital allocators.”Mentioned in This EpisodeQualified Small Business Stock (QSBS) – U.S. tax exemption strategyDonor Advised Funds (DAFs) – Philanthropic and tax planning vehiclesRoss Perot Jr. – Logistics real estateDutch Bros – Scalable retail model exampleBlackstone & Berkshire Hathaway – Capital cycling and compounding modelsListen If You'reA founder or investor learning to structure smarter deals.A CEO or operator ready to scale beyond execution into capital allocation.A strategic thinker who wants to play the long game in business and wealth creation.ConnectHosts: Roland Frasier & Ryan DeissPodcast: Business Lunch with Roland FrasierMore at: businesslunchpodcast.comMentioned in this episode:Join Roland & Ryan at Get Scalable LiveIf you're a founder, CEO, or operator running a 7- or 8-figure business, Get Scalable Live was built for you. This is not your typical business event. It's 3 days of hands-on strategy, real-world frameworks, and next-level networking with the smartest operators in the game.

Federal Employees Retirement & Benefits Podcast
Federal Shutdown 2025 + RIF: What It Means for Your Job, Pay, and TSP

Federal Employees Retirement & Benefits Podcast

Play Episode Listen Later Oct 16, 2025 23:51


Is your federal job at risk? Learn everything about the 2025 government shutdown, Reduction in Force (RIF), furloughs, and how they impact federal employees with expert Ann Vanderol. This urgent breakdown covers what you need to know RIGHT NOW to protect your career, benefits, and retirement.

Real Estate Rookie
5 Ways to Buy Rentals Without a Huge Bank Account

Real Estate Rookie

Play Episode Listen Later Oct 8, 2025 38:03


Most rookies think you need a mountain of cash to buy a rental property, but the truth is that the financing strategy you choose matters much more than the size of your bank account. Today, we're breaking down five of the best (and sometimes overlooked) ways to get your hands on the money you need to close—from low-money-down bank loans to options that let you bypass the bank altogether! Welcome back to the Real Estate Rookie podcast! In this episode, Ashley and Tony share some of their favorite ways to fund real estate deals in 2025. Whether you've got very little money saved or already have a sizable down payment, we've got options for every budget. You'll learn how to put less money down with FHA and conventional loans, but we'll also share several strategies that allow you to use other people's money (OPM)—like real estate partnerships, private money, and seller financing! Already own your home? We'll even show you how to tap into your existing home equity so that you always have funds on hand—money you can use to build a real estate portfolio much faster than you thought possible! In This Episode We Cover Five of our favorite ways to fund your first or next rental property How to put low money down on a rental (even with an FHA or conventional loan) Three creative financing strategies that allow you to bypass the bank How to pitch seller financing as a win-win scenario for both sides How to get fast funding by tapping into the home equity from your primary residence Four ways to find the right partner for your next real estate deal And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-624 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Investor Fuel Real Estate Investing Mastermind - Audio Version
Fund Flips at 0% Interest: Using Business Credit & OPM to Scale Real Estate Fast (with Sebastian Cordova)

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Oct 7, 2025 22:38


In this conversation, Sebastian shares his journey in the mortgage lending business, emphasizing the importance of leveraging other people's money (OPM) for real estate investments. He discusses strategies for building business credit, the significance of mentorship, and the value of networking and collaboration in achieving business success. Sebastian also highlights the need for a solid business plan to avoid debt and the importance of helping others in the entrepreneurial community.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

EGGS - The podcast
Eggs 434: The Intersection of "AI" and Human Connection with Peter Murphy Lewis

EGGS - The podcast

Play Episode Listen Later Oct 2, 2025 44:57


SummaryIn this engaging conversation, Peter Murphy Lewis shares his entrepreneurial journey, emphasizing the importance of human connection, the role of AI in marketing, and the value of authenticity in building relationships. He discusses the challenges faced by businesses today and offers actionable strategies for small business growth, highlighting the significance of attention and the effective use of data. The dialogue also explores cultural insights gained from Peter's experiences in Latin America, reinforcing the idea that personal connections are vital in a tech-driven world.TakeawaysPeter's journey reflects the uncertainty many entrepreneurs face.Success often comes from being comfortable with being wrong.AI can enhance creativity but should not replace human insight.Building relationships is key to business success.Cultural experiences can shape personal and professional growth.Authenticity in marketing fosters true connections with customers.Attention is the most valuable currency in marketing today.Data should be used wisely to inform business strategies.Brick-and-mortar businesses have unique opportunities with AI.The future of marketing lies in perspective and human touch.Chapters00:00 Introduction to Peter Murphy Lewis and His Journey03:05 The Uncertain Path of Entrepreneurship05:51 Navigating AI in Creative Industries08:46 The Importance of Human Connection11:57 Cultural Insights from Latin America15:10 Building Relationships in Business17:55 Challenges in Business Strategy22:02 Navigating Data in Marketing Strategies25:03 The Role of AI in Marketing Execution30:04 Human Insight vs. AI Automation35:18 Identifying Opportunities in Brick and Mortar37:35 Strategies for Growing Small BusinessesLinks from the show: strategicpete.comCredits:Hosted by Ryan RoghaarProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggscast.com@eggshow on X and InstagramOn iTunes: itun.es/i6dX3pCOnStitcher: bit.ly/eggs_on_stitcherAlso available on Google Play Music!Mike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar

The Radcast with Ryan Alford
How to Build Wealth in Real Estate with OPM | Justin Brennan

The Radcast with Ryan Alford

Play Episode Listen Later Sep 12, 2025 23:10


Right About Now with Ryan Alford Join media personality and marketing expert Ryan Alford as he dives into dynamic conversations with top entrepreneurs, marketers, and influencers. "Right About Now" brings you actionable insights on business, marketing, and personal branding, helping you stay ahead in today's fast-paced digital world. Whether it's exploring how character and charisma can make millions or unveiling the strategies behind viral success, Ryan delivers a fresh perspective with every episode. Perfect for anyone looking to elevate their business game and unlock their full potential.     Resources: Right About Now Newsletter | Free Podcast Monetization Course | Join The Network | Follow Us On Instagram | Subscribe To Our Youtube Channel | Vibe Science Media   SUMMARY In this episode of "Right About Now with Ryan Alford," real estate CEO Justin Brennan shares his journey from family roots in property investing to building a large multifamily portfolio using syndication and other people’s money (OPM). He offers practical advice on leveraging skills and sweat equity, emphasizes the importance of mindset, and discusses transitioning from a W2 job to investing. Justin also highlights his philanthropic work supporting military families and disadvantaged youth, underscoring the value of community, collaboration, and purposeful giving in real estate and wealth-building. TAKEAWAYS Real estate investing, with a focus on multifamily apartments and syndication. The strategic use of other people's money (OPM) to scale investments. The importance of moving money in capitalism and its economic implications. Tax benefits associated with commercial real estate investments. Mindset shifts required for transitioning from a W2 job to real estate investing. Personal background and family history in real estate investing. Philanthropic goals, including support for military families and disadvantaged youth. Practical advice for aspiring real estate investors, emphasizing starting with available resources. The significance of community and collaboration in wealth-building. Viewing money as a tool for freedom and positive impact rather than a negative force.