Podcasts about OPM

Satgas Pamtas RI-PNG Mobile Yonif 725/WRG di bawah kendali Komando Gabungan Wilayah Pertahanan (Kogabwilhan) III berhasil menggagalkan peredaran narkoba dengan mengamankan 5.715 batang ganja milik OPM di Kabupaten Yahukimo, Papua Pegunungan. Pangkogabwilhan III, Letjen TNI Lucky Avianto, mengungkapkan bahwa barang haram tersebut diduga akan diperjualbelikan memanfaatkan euforia nonton bareng (nobar) Final Piala Dunia 2026 demi membiayai aksi teror di Tanah Papua. Meninjau langsung barang bukti di Pos Kotis Yonif 725/WRG di Wamena, Letjen Lucky Avianto memberikan apresiasi dan penghargaan tinggi kepada seluruh personel TNI yang terlibat dalam keberhasilan operasi besar ini.

Spend enough time around federal retirement and the acronyms start flying — and it starts to feel too late to ask what they mean. Charles and Marcus decode the alphabet soup in plain English: FERS (and RAE/FRAE), CSRS and CSRS Offset, TSP, FEHB, FSA, FEGLI, MRA, VSIP/VERA/DRP, SRS, SCD, OPM, ORA, AUO/LEAP, the SF forms, and CSA. Grab the free Acronyms Cheat Sheet in the description.Fill out the form and download the cheat sheet here: https://perspectivefunnel.co/682642d22275ec003bfa6626/6a445b182446fd510fd3af9b/Chapters:0:00 The Acronyms You're Afraid to Ask About2:03 FERS (RAE / FRAE)4:24 CSRS & CSRS Offset5:37 TSP6:23 FEHB & Open Season8:53 FSA10:04 FEGLI11:25 MRA12:44 VSIP, VERA & DRP14:24 SRS18:00 SCD, OPM & ORA23:06 AUO & LEAP25:00 SF Forms27:30 CSA + Free Cheat SheetCTA: Apply for a Retirement Consultation: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=Disclaimer: Educational only; not advice. Verify with OPM/TSP.gov. Advisory services through CD Financial LLC dba CD Financial (CA); insurance through CD Financial & Insurance Services LLC.Support the show

The federal personnel vetting landscape is evolving—and understanding the changes has never been more important. In this episode of Security Clearance in Security, host Lindy Kyzer is joined by former OPM suitability expert Bill Pedersen to unpack the biggest updates to federal suitability regulations, Trusted Workforce 2.0, and continuous vetting.They explain how OPM's reforms are creating greater consistency across agencies, what post-appointment suitability actions mean for federal employees, how new reporting capabilities could improve government-wide visibility, and why understanding your position designation has become increasingly important. Whether you're a federal employee, contractor, facility security officer, or security clearance holder, this conversation breaks down complex policy changes into practical insights you can use to better navigate today's personnel vetting environment. Hosted on Acast. See acast.com/privacy for more information.

Federal retirement processing times are slowing down. During June, it took OPM an average of 108 days to process a retirement claim, according to the agency's latest data release. Processing times for digital-only applications averaged 96 days. That's a full 30 days longer than the previous month's average. But at the same time, OPM's retirement claim inventory in June was the lowest it's been all year, coming in at just under 34,000 pending applications. OPM received close to 9,000 new claims last month and processed nearly 13,000.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today on the Federal Drive with Terry Gerton In the military, mission success depends on understanding what people can actually do—and matching them to the missions that need them For pregnant Medicaid patients, finding care depends on information that's supposed to point them in the right direction, but may not Federal agencies make thousands of decisions about the workforce every day. A new OPM rule could expand how some of those decisions get madeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hiring someone is only the beginning of the government's relationship with an employee. A newly finalized OPM rule expands the agency's authority to pursue suitability actions for certain misconduct that occurs after hiring, raising new questions about accountability and workforce management. Federal News Network's Eric White spoke with Michael Fallings, Managing Partner at Tully Rinckey, to find out more about what is changing.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

An overhaul to the federal workforce's performance management system is now set in stone. A final rule from the Office of Personnel Management removes a previous ban on using forced distribution system. It also prohibits employees from challenging the ratings they receive. OPM's new rule marks the first major update to performance management in decades. Here with more, Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

 Chelly and Kacelyn are an emerging Filipina R&B duo carving out their own lane in the growing landscape of modern OPM and Asian R&B. While detailed public profiles are still limited — a sign of how early they are in their rise — their presence reflects a new wave of young Filipina artists blending soulful vocals, contemporary R&B production, and a distinctly Pinay sensibility. Their sound fits into the broader movement of Filipino R&B, a genre that has been gaining global attention thanks to artists who merge Western R&B influences with Filipino storytelling and emotional depth Support the show

Which acronym tripped you up the longest — FERS, FEGLI, SRS, or MRA? Drop it below

The Office of Personnel Management plans to take a more hands-off approach to the Federal Employee Viewpoint Survey. A new proposal would make agencies, rather than OPM, responsible for surveying their own employees. OPM is also seeking to cut some currently required questions and add back in some different ones. Here with more, Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Office of Personnel Management wants to make easier to remove federal employees for performance or misconduct reasons. In a new 81-page proposed rule that came out last week, OPM and the Merit Systems Protection Board are jointly seeking to change the administrative procedures used to fire employees and the review of such actions before the board. For more on the proposed changes, Federal News Network executive editor Jason Miller joins me now to discuss.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Are you growing your rental portfolio as fast as you'd like, or are you stuck in the "saving for a down payment" cycle? In this episode of the One Rental to Freedom podcast, Chad Harris breaks down the second fatal financing mistake: leaving your own money in the deal.Learn how to leverage appreciation and "Other People's Money" (OPM) to recycle your capital and scale your portfolio exponentially. Chad compares two real-world scenarios showing how one method leads to millionaire status in just five years, while the other leaves you years behind. Don't let your own cash hold you back from financial freedom!Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

1. High-3 & step increases — a step increase only lifts your High-3 for the time you're actually in it (stay ~3 years for full credit)2. TSP allocation — does it match your goals? Start taking risk off the table ~3 years out if you'll need the money for income3. Buy back your military / pre-1989 temp time — file SF-3108 now; it takes 6–9 months and must be done before you retire4. TSP catch-up & the age 60–63 super catch-up — are you on pace to max it before year-end?5. The survivor benefit election — the one-and-done decision couples keep putting offPlus the non-financial one most people miss: what are you retiring TO?Get the Mid-Year Check-In Checklist:https://perspectivefunnel.co/682642d22275ec003bfa6626/6a445b182446fd510fd3af9b/Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-book/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterWe're halfway through 2026 — the moment most federal employees realize they set goals in January and haven't looked since. If you're within five years of federal retirement, this is your mid-year check: five things to review NOW, not in December, so a small move today keeps your retirement on track.Some of these can't be fixed at the last minute — a military buyback alone takes 6–9 months. Run them at the halfway mark and you stay in control.━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━Thrift Savings Plan (Official):https://www.tsp.gov/OPM — Military Service Credit / Deposits (SF-3108):https://www.opm.gov/retirement-center/fers-information/creditable-service/OPM — FERS Survivor Benefits:https://www.opm.gov/retirement-center/fers-information/survivor-benefits/━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 Halfway Through 2026 — Are You On Track?0:33 #1 Step Increases & Your High-31:08 TSP Allocation vs. Your Goals1:48 #2 Buy Back Your Military Time (SF-3108)3:24 #3 The TSP Super Catch-Up (Ages 60–63)4:40 #4 The Survivor Benefit Conversation6:30 #5 What Are You Retiring TO?7:28 Watch Next: You Don't Have to Work Longer━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, and retirement income planning. Our mission: help federal employees retire with more clarity, confidence, and peace of mind. Subscribe for practical federal retirement planning content — where health meets wealth.━━━━━━━━━━━━━━━IMPORTANT DISCLAIMER━━━━━━━━━━━━━━━Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and is not financial, legal, tax, healthcare, or investment advice. TSP limits, catch-up amounts, and federal rules change yearly and depend on your individual service history. Always verify current figures at TSP.gov and OPM and consult qualified professionals before making elections.Opinions expressed are solely those of CD Financial. Information herein is derived from sources believed reliable but is not guaranteed as to accuracy or completeness. All ideas should be discussed with your individual adviser prior to implementation.#FederalRetirement #FERS #TSP #SurvivorBenefit #RetirementPlanning #CDFinancialSupport the show

The Office of Personnel Management is giving many employees in its healthcare and insurance division another chance to accept voluntary incentives and leave their jobs, ahead of their busy season. OPM is giving most employees working there another shot at the deferred resignation program that will allow them to go on paid administrative leave for six months before leaving the agency. OPM is making these changes ahead of an agency reorganization and Open Season. Federal News Network's Jory Heckman has more. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

From July to December 2026, a massive lineup of legendary OPM acts and contemporary Philippine stars will take the stage across Australia. - Mula Hulyo hanggang Disyembre 2026, isang malaking lineup ng mga maalamat na OPM act at mga kontemporaryong bituin mula sa Pilipinas ang sasakyod sa entablado sa iba't ibang dako ng Australia.

Show-notes summary:We're halfway through 2026 — the moment most federal employees realize they set retirement goals in January and haven't looked since. Charles and Marcus walk through five things to review now, not in December: knowing your High-3 (and how step increases and COLAs really affect it), buying back military time before it's too late, the TSP "super catch-up" for ages 60–63, the survivor benefit election couples keep avoiding, and the non-financial question that derails more retirements than money does — "what are you retiring TO?"Chapters:0:00 The Mid-Year Reality Check0:57 Health Tip: "Don't Let the Old Man In"3:24 #1 Know Your High-3 (Step Increases & COLAs)5:25 TSP Allocation: Income vs. Growth Money9:58 #2 Buy Back Your Military Time14:13 #3 The TSP Super Catch-Up (Ages 60–63)24:44 #4 The Survivor Benefit Election Couples Avoid28:48 #5 What Are You Retiring TO?32:35 Get Your Written Retirement Income PlanCTA: Apply for a Retirement Consultation (our Charted Retirement Course): https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=Disclaimer: Educational only; not financial, legal, tax, or investment advice. TSP limits and federal rules change yearly — verify current figures at TSP.gov and OPM. Advisory services offered through CD Financial LLC dba CD Financial, an Investment Adviser in the State of California; insurance through CD Financial & Insurance Services LLC.Support the show

With the Order Picking Network (OPN), WITRON is redefining logistics. The focus is no longer solely on automation performance, but on the overall value created through the interaction across warehouse, transport, store, and enterprise levels. For WITRON's managing directors, Helmut Prieschenk and Karl Högen, OPN therefore marks a paradigm shift: away from traditional optimization within the logistics center towards end-to-end, data-based, and dynamic network optimization.

Which of these terms confused you the most before today — Roth vs. Traditional, RMDs, or capital gains? Tell me below

The Federal Emergency Management Agency might undergo a major change to its IT operations if President Donald Trump's nominee to lead the Department of Homeland Security unit is confirmed. Cameron Hamilton, Trump's pick to lead FEMA, told Senate lawmakers during a Wednesday hearing some of the tools and technology that FEMA uses are a bit antiquated and that if he's confirmed, he's planning to do a significant IT overhaul of the entire agency for better accountability. Hamilton would be the first permanent leader of FEMA in Trump's second term. The agency has gone through four different acting administrators, including Hamilton, whose stint lasted from January-May 2025. The instability at its helm is representative of the turmoil throughout FEMA, which has seen its net workforce contract by nearly 4,000 since 2025. More than half of those departures occurred in the first four months of 2026, according to OPM's Federal Workforce Data website's latest update in April. FEMA was especially impacted by the historically long DHS shutdown earlier this year, with its operations scaled back to the bare minimum. The Environmental Protection Agency has run artificial intelligence pilots on “everything,” but its chief information officer only wants subject matter experts to be using the technology at a high level. CIO Carter Farmer said last week that while the agency has piloted AI to review public comments and analyze large scientific datasets, he still wants experts to review outputs. Farmed explained: “Something we tell our staff quite regularly is if you're not an expert in the subject matter you're using AI for, you probably shouldn't be using AI because it can be very convincingly wrong. If you're not an expert at that, validating those outputs is very hard.” Another reason why using AI can require more experience: “Prompt engineering is a real skill,” Farmer said, and proper use is rarely plug-and-play. He added that: “Having to learn how AI works — and how the back end of it actually works — is very helpful in how to think about how you should be using this tool.” But the agency's daily use of AI is less high-stakes. Farmer said the EPA's biggest focus currently is using AI for “low-level” or “low-risk functions” like email drafting and creating presentations. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterWhy One Federal Employee's Roth Strategy Created an $80K DifferenceFederal employee Roth strategy can make a major difference in how your retirement income is taxed. In this case study, we compare Roth TSP vs Traditional TSP decisions and show why Susan's projected outcome gained $80K over Linda's.If you are a federal employee trying to decide between Roth TSP contributions, Traditional TSP contributions, or whether a Roth in-plan conversion may fit into your retirement strategy, this video walks through the planning factors that can affect your taxes, withdrawals, and long-term retirement flexibility.Whether you are trying to reduce future tax pressure, create more flexible retirement income, or avoid common mistakes around TSP withdrawal planning, this episode shows why the same retirement account can produce very different outcomes depending on the strategy behind it.━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━TSP Traditional and Roth Contributions:https://www.tsp.gov/making-contributions/traditional-and-roth-contributions/TSP Roth In-Plan Conversions:https://www.tsp.gov/investing-strategies/roth-in-plan-conversions/OPM Retirement Center:https://www.opm.gov/retirement-center/━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 Federal Employee Roth Strategy Case Study1:12 Why Susan and Linda Had Different Retirement Outcomes3:05 Roth TSP vs Traditional TSP Explained5:18 The Tax Timing Mistake Many Federal Employees Miss7:42 How Roth Strategy Can Impact Retirement Income10:16 Roth In-Plan Conversions and Federal Employees12:35 What Federal Employees Should Review Before Retirement14:20 Next Steps for Your Federal Retirement Plan━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.━━━━━━━━━━━━━━━IMPORTANT DISCLAIMER━━━━━━━━━━━━━━━Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, tax situation, and personal circumstances. Always consult qualified professionals and review official OPM and TSP guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.━━━━━━━━━━━━━━━SEO KEYWORDS━━━━━━━━━━━━━━━Federal Employee Roth Strategy, Roth TSP, Traditional TSP, Roth TSP vs Traditional TSP, TSP Roth Conversion, Roth in-plan conversion, federal retirement planning, federal employee retirement, FERS retirement, TSP withdrawal strategy, retirement tax planning, federal employee tax strategy, TSP retirement income, federal retirement case study, CD Financial, retirement income planning#RothTSP #FederalRetirement #FederalEmployees #RetirementPlanning #CDFinancialSupport the show

Today we have a special repeat guest, Scott Kupor, Director of the Office of Personnel Management (OPM). The OPM is the people function in the federal government — the department that sets the rules for the various HR departments in other agencies. Director Kupor was on Statecraft six months ago, and is now a little more seasoned in the federal government.We discuss:* How veterans' preference works in federal hiring* Who gets fired first when an agency conducts a Reduction In Force (RIF)* Proposed changes to prioritize performance during RIFs* Kupor's progress in recruiting early career and tech talent to governmentThe full transcript for this conversation is at www.statecraft.pub This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.statecraft.pub

A long-awaited HR modernization project is taking a big step forward. The Office of Personnel Management has awarded a nearly $400 million contract to Oracle. The vendor is expected to deliver a governmentwide IT platform to consolidate and replace the more than 100 HR systems currently in use across agencies. For the latest, Federal News Network's Drew Friedman sat down for an exclusive interview with Jason Parman, OPM's principal deputy associate director for HR Solutions and OPM Director Scott Kupor.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Federal retirement planning at 60: if you're a year or two from retiring from federal service with a FERS pension, Social Security, and about $1M saved in your TSP, here are 5 decisions to make before you retire — so you stop asking "Am I okay?" and start building the retirement you actually want.This covers income order, TSP taxes and RMDs, Roth conversions, FEHB and Medicare timing, and IRMAA — gaps many federal employees miss before retiring.Apply for a Retirement Consultation: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=THE 5 DECISIONSYour numbers look fine — but you still don't feel okay. That's the gap we're closing.1) Income order — You've got three engines: your FERS pension, Social Security, and TSP. The pension turns on the day you retire. Social Security has a filing window from 62 to 70 — thousands of dollars a month for life. TSP is the lever you control. The real question: which do you draw from first, and which do you let grow?2) Taxes & RMDs — Required minimum distributions start between age 73 and 75 (depending on your birth year) from your Traditional TSP, IRA, and 401(k). They land on top of your pension and Social Security, which can push you into a higher bracket in retirement. The years before then are your Roth conversion / sequencing window. And IRMAA is a real Medicare surcharge that hits about two years later.3) Healthcare — FEHB is gold and stays with you in retirement. Medicare enters at 65: do you take Part B, skip it, or coordinate with FEHB? Miss the enrollment window and there's a late-enrollment penalty. Decide before the deadline, not after.4) Investments — You're shifting from accumulation to distribution. The portfolio that got you here often isn't the one that should carry you through retirement. Rethink risk and your TSP fund mix so a bad market doesn't force you to sell at the wrong time.5) Purpose — Plan what you're retiring TO, not just what you're retiring from. We've seen federal employees retire with $1M and go back to work in six months — no Monday-morning plan. Money is half the equation; structure, identity, and what's on your calendar are the other half.WHAT TO DO THIS MONTH: Lock your exact retirement date. Run three tax pictures (year one, when Social Security starts, when TSP/IRA withdrawals begin — and how much to withhold). Map your income order. Make the FEHB + Medicare call early. Write down your first 90 days on a calendar, not a spreadsheet. Do it intentionally, not perfectly.CHAPTERS0:00 Age 60, a Federal Pension, and $1M Saved — What Comes Next?0:27 Your Numbers Look Fine but Still Feel Unclear0:38 Decision 1 — Your Federal Retirement Income Order (Pension, SS, TSP)1:46 Decision 2 — TSP Taxes, RMDs, Roth Conversions & IRMAA2:46 Decision 3 — FEHB, Medicare Part B & Healthcare Timing3:34 Decision 4 — Shifting From Accumulation to Distribution5:38 Decision 5 — Planning What You're Retiring To6:19 What to Do This Month Before You Retire6:42 Apply for a Federal Retirement ConsultationMORE RESOURCESFederal Retirement Guidebook: https://cdfinancial.org/being-a-federal-employee-book/Take the Checklist Challenge: https://cdfinancial.org/checklist-challenge/Weekly Federal Retirement Planning Newsletter: https://cdfinancial.com/newsletterOPM Retirement Center: https://www.opm.gov/retirement-center/OPM FERS Information: https://www.opm.gov/retirement-center/fers-information/Social Security Full Retirement Age: https://www.ssa.gov/retirement/full-retirement-ageMedicare Late Enrollment Penalties: https://www.medicare.gov/basics/costs/medicare-costs/avoid-penaltiesWHO WE ARECD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, and retirement income planning. Our mission: help federal employees retire with more clarity, confidence, and peace of mind. Subscribe for practical federal retirement planning content designed to help you understand your benefits, avoid common planning gaps, and prepare for your next chapter.DISCLAIMERThis video is for educational purposes only and is not financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Adviser in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company. Opinions expressed are solely those of CD Financial. Information herein is derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness.#FederalRetirement #FERSRetirement #FederalEmployees #RetirementPlanningSupport the show

The Trump administration is already trying to bring talent from industry into the government via its U.S. Tech Force program, but the next step could be putting federal workers on exchanges to companies, according to remarks from an Office of Personnel Management official Thursday. During a panel at a federal technology-focused conference, Kevin Hennecken, senior advisor to the director at OPM and leader of the Trump administration's Tech Force hiring effort, mentioned the agency's interest in such a program as a way of helping train federal workers. Something OPM has been focused on is “creating more pathways for people to sort of experiment going to the private sector for periods of time and coming back,” Hennecken said. “I think that can also be quite helpful, just to expose them to some different ways of getting things done.” Such efforts would add another layer to the Trump administration's current Tech Force program, which is focused on filling the government's hiring needs with early career workers. Those workers, who have just started onboarding, will serve two-year stints before it's up to them whether to stay in government or go to industry. A small number of management-level professionals will also temporarily join the federal workforce from the private sector as part of the program. A National Institutes of Health contracting arm responsible for a series of large-scale IT contracting vehicles is ending all of its cross-government contracts and ceasing all functions by the end of 2028, according to a notice from the agency. All of the governmentwide acquisition vehicles (GWACs) under the NIH Information Technology Acquisition and Assessment Center (NITAAC) will expire Oct. 29, which is also the last day to award new orders, the Tuesday announcement stated. That includes the office's ongoing iterations of its Chief Information Officer-Solutions and Partners contracts. The functions will be moved to the General Services Administration. The announcement comes after the Trump administration's push to consolidate procurement led to a decision earlier this year to cancel NITAAC's long-running and embattled next iteration of its governmentwide IT vehicle, known as CIO-SP4. That contract would have been worth roughly $50 billion, but faced numerous legal challenges and was delayed time and time again before it was ultimately scrapped. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

The Office of Personnel Management on Wednesday awarded its anticipated contract to modernize and consolidate federal human resources functions to Oracle, capping a process that's been over a year in the making. The nearly $400 million award puts Oracle in charge of a process to bring over 100 HR systems under one single platform that the agency is calling its Core Human Capital Management system. OPM says it believes the project will make significant reductions in the overall cost of HR platforms to taxpayers. “Historically, federal agencies have relied on fragmented, aging HR systems that are costly to maintain and difficult to scale,” OPM Director Scott Kupor said in a written statement included in a press release. He called the award “a foundational investment in the future of federal workforce management.” A final award comes over a year after an early effort to award such a contract failed to move forward. In May 2025, the Office of Personnel Management awarded a sole-source contract to Workday to facilitate the Trump administration's HR modernization efforts, arguing it was the only vendor that could do the job. But OPM abruptly canceled that award, and later launched open competition for such a contract. The Cybersecurity and Infrastructure Security Agency on Wednesday ordered federal agencies to prioritize vulnerabilities based on four criteria, as part of a push to “patch smarter, not harder.” Federal agencies should emphasize patches for vulnerabilities that affect a publicly exposed asset, allow an attacker to fully automate exploitation, give attackers the ability to take over control of a system or relate to evidence of active, real-world exploitation, CISA declared. CISA acting director Nick Andersen previewed the binding operational directive (BOD) Tuesday, framing it as a rethinking of vulnerability management more broadly. Andersen said in a statement: “This Directive provides clear definitions, timelines and criteria that enhances transparency, predictability and agencies' resource planning to execute more effective vulnerability remediation." BOD 26-04 sets forth timelines for how quickly agencies must fix a vulnerability based on how many of the four criteria it meets. If it meets all four, for example, agencies need to fix it within three days and carry out a “forensic triage” to assess whether their systems were compromised. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterYou're 60, you have a federal pension and $1M saved — so why doesn't it feel like enough? The answer is 5 unmade decisions, not more dollars.If you are within a year or two of leaving federal service with a FERS pension and a healthy TSP balance, this is the time to stop asking "Am I okay?" and start asking "Have I decided?" In this video, Charles and Marcus break down the 5 Decisions Framework federal employees should work through before finalizing retirement: income order, taxes and RMDs, healthcare, investments, and purpose.Whether you are trying to decide when to file for Social Security, how to manage the tax window before RMDs begin at 73, or how FEHB and Medicare Part B fit together, this episode walks through the planning areas many federal employees overlook — including the two decisions that have nothing to do with a spreadsheet.━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━OPM Retirement Center:https://www.opm.gov/retirement-center/Social Security Delayed Retirement Credits:https://www.ssa.gov/benefits/retirement/planner/delayret.html━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 Age 60 With a Federal Pension and $1M — Am I Okay?2:00 Why "Am I Okay?" Is the Wrong Question3:00 Decision 1: Income Order — Pension, Social Security, or TSP First?5:30 Decision 2: Taxes & RMDs — The Age 73 Cliff and Your Tax Window7:30 Decision 3: Healthcare — FEHB + Medicare Part B9:30 The Two Decisions That Aren't About Money10:00 Decision 4: Investments — From Accumulation to Distribution12:00 Decision 5: Purpose — The Tuesday at 10 AM Test14:00 What to Do This Month If Retirement Is Approaching16:30 "Have I Decided?" — The Real Question18:30 How to Get Answers for Your Specific Situation━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.━━━━━━━━━━━━━━━IMPORTANT DISCLAIMER━━━━━━━━━━━━━━━Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.retire at 60 federal employee, federal pension and TSP retirement, FERS retirement at 60, can I retire with 1 million and a pension, TSP withdrawal strategy, when to take Social Security federal employee, RMD age 73, Roth conversion before RMDs, FEHB and Medicare Part B, IRMAA surcharge, sequence of returns risk, retirement income order, federal retirement planning#federalretirement #FERS #retirement #TSP #federalemployees #retirementsavings #governmentemployee #RetireAt60 #FederalPension #CDFinancialSupport the show

A House Democrat is demanding answers on the Trump administration's proposed nondisclosure agreement for the federal workforce. In a letter to the Office of Personnel Management, Rep. Raja Krishnamoorthi (D-Ill) warns that pushing feds to sign an NDA would undermine First Amendment protections and whistleblower activities. OPM has two weeks to respond to the congressman's new investigation into the legal and workplace-related impacts of the administration's proposal. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

OPM is taking steps to fill positions related to tackling critical agency needs and building out AI systems across the government. In a recent memo, Director Scott Kupor says the agency has created a candidate pool of more than 3,500 qualified candidates through hiring actions including the Tech Force and CyberCorp. Those include positions in IT, project management, contracting, finance and human resources. The candidates have already been vetted as part of the cross-government hiring efforts and can be hired more quickly than the traditional path.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterRetiring This Year? Federal Employees Need More Than a TSP PlanIf you are planning to retire this year as a federal employee, your retirement decision may involve more than your TSP balance. Your FERS pension, TSP income strategy, Social Security timing, and FEHB health coverage all work together, and getting the order wrong can create costly planning gaps.In this video, we break down the 4-lane federal retirement roadmap for employees in their final year before retirement. You will learn why generic retirement advice often fails federal employees, what to verify before signing retirement paperwork, and why health insurance, survivor benefits, and Social Security should not be treated as separate decisions.Whether you are trying to choose your retirement date, protect your spouse, create reliable TSP income, or avoid common FEHB and Medicare mistakes, this episode walks through the planning areas many federal employees overlook.IN THIS VIDEO YOU CAN LEARNWhy federal retirement planning is different from private-sector retirement adviceHow your FERS pension, TSP, Social Security, and FEHB all connectWhy your retirement date can affect your pension, annual leave payout, unused sick leave credit, and potential FERS supplementHow to verify your service computation date and creditable federal serviceWhy military buyback can matter before you retireAnd more━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━OPM Retirement Center:https://www.opm.gov/retirement-center/OPM FEHB Program:https://www.opm.gov/healthcare-insurance/healthcare/Thrift Savings Plan:https://www.tsp.gov/Social Security Retirement Planner:https://www.ssa.gov/retirementTIMESTAMPS00:00 Retiring This Year as a Federal Employee01:06 Why Generic Retirement Advice Fails Federal Employees02:27 The 4-Lane Federal Retirement Roadmap04:54 Common Federal Retirement Roadblocks07:55 TSP Income Planning and Long-Term Strategy08:26 Survivor Benefits, Spouse Conversations, and Health Coverage10:00 Social Security Timing Mistakes for Federal Employees11:26 Retirement Date, Sick Leave, and Annual Leave Planning13:42 FEHB, Medicare Part B, and Survivor Benefit Coordination16:58 First Steps to Take If You Are One Year From Retirement19:03 Why Sequencing Your Retirement Decisions Matters21:45 Final Checklist and Next StepWHO WE ARECD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.IMPORTANT DISCLAIMERAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Federal retirement planning, FERS retirement, retire this year, federal employee retirement, TSP retirement income, FEHB in retirement, Social Security timing, FERS pension, high-3 average salary, service computation date, military buyback, survivor benefit, Medicare Part B, federal retirement checklist, OPM retirement, federal employee benefits, retirement income planningSupport the show

Agencies are getting a green light to temporarily lift federal telework restrictions during the FIFA World Cup. A new memo from the Office of Personnel Management says agencies operating in U.S. host cities are allowed to offer some limited telework options to employees, as needed. OPM officials say telework may be helpful in cases where cities are experiencing high traffic congestion and commuting delays.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What separates those who play the game of financial monopoly to win from everyone else? Today, Kris Krohn uncovers eight distinct money tasks that wealthy individuals execute differently than the general public. Pulling from the archives, Kris contrasts the limiting "consumer mindset" with strategic wealth-building actions—such as leveraging OPM (other people's money), scaling a real estate portfolio to 20+ properties, and seeking out a millionaire mentor to compress your learning curve.

Apply for a Retirement Consultation: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterComment Below:The G Fund Feels Safe, But Is It Really Protecting Your Retirement?If you are a federal employee or retiree using the TSP G Fund because the market feels uncertain, this may be one of the most important retirement planning decisions to review before moving your money. In this video, we break down why going 100% into the G Fund may feel safe in the moment, but could create long-term risks around inflation, income planning, and retirement purchasing power.Whether you are trying to protect your TSP, create stable retirement income, or avoid making emotional investment decisions during a market drop, this episode walks through the planning areas many federal employees overlook when they treat the G Fund as a complete retirement strategy.IN THIS VIDEO YOU CAN LEARNWhy the TSP G Fund may protect your balance but not your purchasing powerHow inflation can quietly affect federal retirees over a 20 to 30-year retirementWhy moving 100% into the G Fund after a market drop can lock in lossesHow fear, headlines, and market volatility can influence TSP decisionsWhy federal employees should avoid copying a co-worker's TSP allocationHow separating short-term income money from long-term growth money may help retirement planningWhy your TSP should have a specific job instead of being treated as one single decisionWhen the G Fund may still have a role as part of a broader retirement income plan━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━TSP G Fund Information:https://www.tsp.gov/funds-individual/g-fund/OPM Retirement Center:https://www.opm.gov/retirement-center/Thrift Savings Plan Information:https://www.opm.gov/retirement-center/my-annuity-and-benefits/thrift-savings-plan/TIMESTAMPS0:00 Why Moving Everything to the G Fund May Be Risky0:28 The Hidden Cost of Being 100% in the G Fund0:53 How Inflation Can Reduce Retirement Purchasing Power1:27 What the TSP G Fund Actually Is2:22 Why 100% of Anything Can Be a Retirement Planning Problem2:45 The Fear Behind G Fund Decisions3:17 Why Retirement Income Money Should Be Separated3:43 Market Drops, Timing Risk, and Selling Shares in Retirement4:18 Four Common G Fund Mistakes Federal Employees Make4:44 Why Forgetting to Redeploy Can Hurt Your TSP Strategy5:10 Why a Co-Worker's TSP Allocation Is Not Your Retirement Plan5:32 Giving Your TSP a Specific Job in Retirement6:10 Next Video: Market Drops and Staying the Course━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.━━━━━━━━━━━━━━━IMPORTANT DISCLAIMER━━━━━━━━━━━━━━━Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.TSP G Fund, G Fund TSP, federal employee retirement, federal retirement planning, Thrift Savings Plan, TSP retirement strategy, G Fund inflation risk, TSP allocation, FERS retirement, federal retirees, retirement income planning, market volatility retirement, TSP mistakes, federal employee benefits, CD Financial#TSPGFund #ThriftSavingsPlan #FederalEmployees #RetirementPlanning #CDFinancialSupport the show

Texas Republicans just traded a sitting U.S. senator for a man under multiple indictments by a 27-point margin. Ken Paxton, the Texas Attorney General with a securities fraud record, a bribery investigation, an impeachment by the Texas House, and a whistleblower settlement Texas taxpayers paid for, crushed two-decade incumbent John Cornyn in the May 26 Republican primary runoff. Cornyn's allies spent over $100 million documenting Paxton's scandals. The voters did not move. That fact is the real story.Host Radell Lewis breaks down what just happened in Texas, what it tells us about the institutional trust collapse underneath the result, and what the November general election against state Representative James Talarico looks like from here. Marine veteran lens applied throughout.Also in this episode:The Democratic National Committee released a 192-page autopsy of the 2024 election on May 21, and then DNC Chair Ken Martin distanced himself from his own report. The document somehow skips Gaza, Biden's age and cognitive decline, inflation, and immigration. Radell walks through why this was a self-inflicted wound and whether Martin should still be chair.The Trump administration says ceasefire with Iran while U.S. forces hit Iranian military targets the same week. Treasury sanctions a newly created Iranian agency charging tolls on Strait of Hormuz traffic. The Hill reports a ceasefire framework is still on the table. The fuel price ripple is what pushed Spirit Airlines into shutdown earlier this month. One story, three downstream symptoms.Three weeks after the Supreme Court gutted Section 2 of the Voting Rights Act in Callais and broke its own 32-day waiting period to enforce the ruling mid-election, the cascade is in real time. Alabama is relocking in maps already struck down in Allen v. Milligan. South Carolina filed a new map. Louisiana finalized a plan eliminating its second majority-Black congressional district. Five states, one cycle, one direction.The Office of Personnel Management posted a draft government-wide NDA for all federal workers on May 26, covering a broad enough scope that almost anything someone in power decides should not be public would be covered. Comment period runs through June 26.And on the cultural undercurrent: new research from the American Institute for Boys and Men documents the biggest increase in hands-on fathering in half a century, and the data does not match the easy explanations.Topics covered: Ken Paxton Senate primary, John Cornyn defeat, James Talarico campaign, DNC 2024 autopsy report, Ken Martin, Iran ceasefire strikes, Strait of Hormuz, Louisiana redistricting, Alabama redistricting, Section 2 Voting Rights Act, Callais ruling, federal worker NDA, OPM proposal, millennial fathers childcare research.Standard Resource Links & RecommendationsThe following organizations and platforms represent valuable resources for balanced political discourse and democratic participation: PODCAST NETWORKCheck Out the Podcast Website: https://www.purplepoliticalbreakdown.comALIVE Podcast Network: Check out the ALIVE Network where you can catch a lot of great podcasts like my own, led by amazing Black voices.Link: https://alivepodcastnetwork.com/ CONVERSATION PLATFORMSHeadOn: A platform for contentious yet productive conversations. It's a place for hosted and unguided conversations where you can grow a following and enhance your conversations with AI features.Link: https://app.headon.ai/Living Room Conversations: Building bridges through meaningful dialogue across political divides.Link: https://livingroomconversations.org/ UNITY MOVEMENTSUs United: A movement for unity that challenges Americans to step out of their bubbles and connect across differences. Take the Unity Pledge, join monthly "30 For US" conversation calls, wear purple (the color of unity), and participate in National Unity Day every second Saturday in December. Their programs include the Sheriff Unity Network and Unity Seats at sports events, proving that shared values are stronger than our differences.Link: https://www.us-united.org/ BALANCED NEWS & INFORMATIONOtherWeb: An AI-based platform that filters news without paywalls, clickbait, or junk, helping you access diverse, unbiased content.Link: https://otherweb.com/ VOTING REFORM & DEMOCRACYEqual Vote Coalition & STAR Voting: Advocating for voting methods that ensure every vote counts equally, eliminating wasted votes and strategic voting.Link: https://www.equal.vote/starFuture is Now Coalition (FiNC): A grassroots movement working to restore democracy through transparency, accountability, and innovative technology while empowering citizens and transforming American political discourse.Link: https://futureis.org/ POLITICAL ENGAGEMENTIndependent Center: Resources for independent political thinking and civic engagement.Link: https://www.independentcenter.org/ GET DAILY NEWSText 844-406-INFO (844-406-4636) with code "purple" to receive quick, unbiased, factual news delivered to your phone every morning via Informed (https://informed.now)Check Out the Unfuck America Tour & National Ground Game: https://www.nationalgroundgame.com/Check Out the CIVICS App to Know More About Your Politicians: https://www.civicpolitics.comSubscribe to the Substack: https://open.substack.com/pub/purplepoliticalbreakdown ALL LINKShttps://linktr.ee/purplepoliticalbreakdownThe Purple Political Breakdown is committed to fostering productive political dialogue that transcends partisan divides. We believe in the power of conversation, balanced information, and democratic participation to build a stronger society. Our mission: "Political solutions without political bias."Subscribe, rate, and share if you believe in purple politics, where we find common ground in the middle! Also if you want to be apart of the community and the conversation make sure to Join the Discord: https://discord.gg/ptPAsZtHC9

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterComment Below:Which FERS Mistake Could Cost You the Most Later?If you are a federal employee getting close to retirement, these FERS retirement mistakes can affect your pension, survivor benefits, FEHB coverage, TSP withdrawals, Medicare costs, and long-term retirement income. In this video, we break down seven of the biggest federal retirement planning mistakes we see employees make before leaving federal service.Why FERS survivor benefit elections can affect both pension income and FEHB coverageHow the wrong federal retirement date may impact annual leave, taxes, and retirement timingWhy FERS COLA rules can create long-term inflation pressure in retirementHow pension income, Social Security, TSP withdrawals, and military pension income can stack for taxesWhat IRMAA is and why Medicare costs may rise after certain income eventsWhy coworker advice may not fit your federal retirement situationHow to think through irreversible retirement decisions before signing final election formsWhy federal retirement planning should be based on your full financial picture, not one isolated benefit━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━OPM Retirement Center:https://www.opm.gov/retirement-center/OPM Survivor Benefits:https://www.opm.gov/retirement-center/survivor-benefits/OPM Cost-of-Living Adjustment Information:https://www.opm.gov/frequently-asked-questions/retire-faq/post-retirement/how-is-the-cost-of-living-adjustment-cola-determined/SSA IRMAA Information:https://secure.ssa.gov/poms.nsf/lnx/0601101020Medicare 2026 Premiums and Deductibles:https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 The 7 Biggest FERS Mistakes Federal Employees Make1:09 Why Pension Mistakes Stay Invisible Until Later2:13 Mistake 1: Survivor Benefit and FEHB Coordination5:22 Mistake 2: Retiring on the Wrong Date8:24 Mistake 3: FERS COLA and Inflation Drag11:51 Mistake 4: Tax Stacking in Federal Retirement14:35 Mistake 5: IRMAA and Medicare Cost Surprises20:19 Mistake 6: Believing Retirement Myths Instead of Planning23:21 Why Coworker Advice Can Lead to the Wrong Retirement Decision24:17 What May Still Be Fixable After Retirement24:40 Health Tip: Decision Fatigue and Retirement Forms26:02 Next Step for Federal Employees Near Retirement━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.IMPORTANT DISCLAIMERAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.FERS retirement mistakes, federal retirement planning, FERS survivor benefits, FEHB in retirement, federal employee retirement date, FERS COLA, TSP withdrawals in retirement, IRMAA Medicare, federal pension planning, OPM retirement, federal employee benefits, retirement income planning, federal employees nearing retirement, survivor annuity, federal retirement taxes, CD Financial#FERSRetirement #FederalRetirement #FederalEmployees #RetirementPlanning #CDFinancialSupport the show

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterIf you are within one year of federal retirement, this is one of the most important times to review your FERS pension before making a final decision. In this video, we break down key federal retirement planning considerations around survivor benefits, retirement timing, COLA, taxes, Medicare, FEHB, and TSP income planning.Whether you are trying to protect your spouse, avoid unexpected tax issues, or make more informed decisions around your federal benefits, this episode walks through the planning areas many federal employees overlook before signing retirement paperwork.━━━━━━━━━━━━━━━IN THIS VIDEO YOU'LL LEARN━━━━━━━━━━━━━━━• Why FERS survivor benefit elections should be reviewed before retirement• How choosing the wrong federal retirement date may affect your planning• Why FERS COLA and long-term inflation should be part of your retirement income strategy• How tax stacking can happen with a FERS pension, Social Security, TSP withdrawals, and other income• Why IRMAA may surprise federal retirees who do not plan around Medicare income rules• How FEHB, Medicare, and spousal coverage decisions can affect your retirement strategy• Why federal employees should avoid relying only on one-size-fits-all retirement advice━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━OPM Retirement Center:https://www.opm.gov/retirement-center/FERS Information:https://www.opm.gov/retirement-center/fers-information/FEHB & Medicare:https://www.opm.gov/healthcare-insurance/medicare/annuitant/Survivor Benefits:https://www.opm.gov/retirement-center/survivor-benefits/Thrift Savings Plan:https://www.tsp.gov/TSP Withdrawals in Retirement:https://www.tsp.gov/withdrawals-in-retirement/Medicare IRMAA Information:https://secure.ssa.gov/poms.nsf/lnx/0601101020━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 FERS Pension Mistakes That Can Affect Retirement Income0:27 Survivor Benefit Decisions and Spousal Protection0:55 Choosing the Right Federal Retirement Date1:26 FERS COLA, Inflation, and Long-Term Income Planning2:00 Tax Stacking with FERS, Social Security, and TSP Withdrawals2:25 IRMAA Surprises and Medicare Income Planning3:43 FEHB, Medicare, and Federal Retiree Health Coverage4:08 Why Federal Retirement Advice Is Not One-Size-Fits-All4:36 Building a Retirement Plan Around Your Specific Situation━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.━━━━━━━━━━━━━━━IMPORTANT DISCLAIMER━━━━━━━━━━━━━━━Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.FERS pension mistakes, federal retirement planning, FERS survivor benefits, FEHB Medicare coordination, TSP withdrawals, IRMAA Medicare surcharge, federal employee retirement, FERS COLA, retirement income planning, federal benefits, retirement date planning, tax planning for federal retirees#FERSPension #FederalRetirement #FederalEmployees #RetirementPlanning #CDFinancialSupport the show

The wine is still flowing, and the chikahan is getting deeper! Jessy Daing and JCAS return for Part 2 of our incredible, unfiltered sit-down with OPM icon Rachel Alejandro and her Spanish husband, Carlos Santa Maria. (Fun fact: Carlos reveals this is only the second interview he has ever agreed to do in his life!)From debating Gen Z's respect for legends like Madonna to sharing deeply personal stories about surviving toxic relationships, we are laying it all on the table.Grab your glass and join the conversation!In this episode, we dive into:

In this episode we feature ACT-IAC's Acquisition and Innovation Forum's Lunch & Keynote Fireside Chat between Geoff Edwards and NASA Financial Systems Office Director Chi Okonkwo, who shares her career path from consulting to OPM modernization and then NASA. Okonkwo explains how NASA finance and acquisitions are modernizing legacy systems together, shifting the CFO role from retrospective reporting toward real-time analytics and performance insights, and pursuing responsible AI for future financial, budgeting, and risk needs, including fraud, waste, and abuse detection. She reflects on major NASA transformations, including the post-shuttle workforce realignment, commercialization partnerships, and implementing SAP with sustained clean audit opinions. Okonkwo emphasizes iterative modernization, governance, resilience, and leadership transparency, and advises prioritizing relationships and collaboration, including through ACT-IAC programs.Voyagers Program | ACT-IAC Summary - A Hole in One with ACT-IACSubscribe on your favorite podcast platform to never miss an episode! For more from ACT-IAC, follow us on LinkedIn or visit http://www.actiac.org.Learn more about membership at https://www.actiac.org/join.Donate to ACT-IAC at https://actiac.org/donate. Intro/Outro Music: See a Brighter Day/Gloria TellsCourtesy of Epidemic Sound(Episodes 1-159: Intro/Outro Music: Focal Point/Young CommunityCourtesy of Epidemic Sound)

SummaryIn this insightful interview, Kyle McDowell shares his journey from corporate America to leadership coaching, emphasizing the power of principles like 'we' to build cultures of excellence. Discover how leading by example, establishing clear values, and focusing on outcomes can transform organizations and personal lives.TakeawaysThe 'We' leadership paradigm and its impactBuilding a culture of accountability and trustThe importance of leading by example and setting principlesChapters00:00 Introduction to Kyle McDowell and His Journey04:34 The Shift from Apathy to Purpose in Leadership07:27 Cultural Transformation: The Power of 'We'10:25 Building Relationships and Trust in Teams13:36 Scaling the 'We' Principle Across Large Teams16:21 The Agnostic Nature of Leadership Principles19:28 Leading by Example: The Impact of Personal Accoutability22:39 The Importance of Positive Relationships in Leadership28:23 Learning from Experience and Community Dynamics31:12 The Value of Outcomes Over Busyness35:34 Navigating Career Transitions and Imposter Syndrome40:37 Authenticity in Hiring and Team Dynamics47:09 Recognizing Pivots and Introspection in Leadership53:07 Establishing Authentic Transformation in OrganizationsConnect with our guest: https://kylemcdowellinc.com/https://www.linkedin.com/in/kylemcdowellinc/Credits:Hosted by Ryan Roghaar and Mike SmithProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggsthepodcast.com@eggsthepodcast on X and InstagramMike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar⁠

Congressional Democrats want answers from the Cybersecurity and Infrastructure Security Agency https://cyberscoop.com/cisa-credential-leak-congress-demands-answers/ on GitHub in an incident that the security researcher who discovered it called one of the worst leaks he's ever seen. Other security professionals also voiced concern Tuesday about the leak and the potential for abuse by any malicious parties who got a hold of the information. Security firm GitGuardian said it discovered a public GitHub repository last week that exposed credentials for privileged AWS GovCloud accounts and internal CISA systems dating back to November. The repository, apparently maintained by a contractor, was named “Private-CISA.” Krebs on Security first reported the incident. A GitGuardian researcher said his main fear upon verifying the leak was real “is that a state actor will get the data and might be able to do bad stuff.” State-based attackers who obtained the credentials “might be able to gain persistence,” the researcher said, calling it worse than an attacker destroying a database or having an intruder gain access to a government system. The Office of Personnel Management would get a better handle on the federal biotechnology workforce under a pair of bills from a bipartisan House duo. Introduced Wednesday, the Federal Biotechnology Workforce Assessment Act directs OPM to coordinate with agency heads on defining the federal biotech workforce, in addition to assessing current and future needs for those “bio-literate” federal employees. The bill from Reps. Ro Khanna, D-Calif., and Rich McCormick, R-Ga., shared first with FedScoop, is aimed at ensuring the federal government workforce keeps the country a step ahead of China in the biotech space. Priority No. 1 for OPM's assessment is identifying the total number of biotech positions required at federal agencies. The legislation is focused specifically on the departments of Agriculture, Commerce, Defense, Energy, Health and Human Services, Homeland Security, Interior, State, and Treasury, as well as the Environmental Protection Agency, the National Science Foundation, NASA, and the offices of the Director of National Intelligence and the U.S. Trade Representative.

Thinking about buying or expanding a practice, but nervous about debt, banks, or making an expensive mistake?   In today's episode, I'm joined by Mike Smith of Bank of America to demystify the lending process for optometrists. We break down what banks actually look for in a borrower, how student loans and cash reserves really factor in, why tax returns matter more than stories, and the common traps buyers and sellers fall into when financing a deal. If utilizing OPM, other peoples' money like a bank's, is on your radar (now or in the future), this conversation can save you time, money, and unnecessary stress.     Resources: Book a Triage call with Adam Download the Practice Owner's Financial Toolkit 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Check out Adam's new book: How to Buy an Optometry Practice   ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!   Check out Adam's other podcast! The Optometry Success Podcast  Subscribe on Apple Podcasts: https://bit.ly/4tttng6 Subscribe on Spotify: https://bit.ly/4tuf0YM 

James-Christian Blockwood discusses U.S. Office of Personnel Management's modernization of federal HR and retirement IT systems with OPM's Rebecca Ayers and Academy Fellow Brodi Fontenot. Building on a 2021 academy report urging congressional funding to modernize OPM systems, they describe the administration's goal to build a merit-based workforce and modernize people management through the Federal HR 2.0 initiative. Key elements include moving agencies onto a mandatory single core HCM platform to replace over 100 systems, improve data, speed retirement processing, enable employee self-service, and generate an estimated nearly $1 billion in savings, alongside a voluntary OPM Shared Service Center offering standardized operational services and strategic consulting. They highlight historical swings between decentralization and centralization, the change-management challenges of standardization, feedback loops, and long-term commitment, and note upcoming milestones such as announcing the new core HCM system and additional agencies opting into shared services.00:50 Modernization Stakes02:34 Federal HR 2.0 Vision04:58 Shared Services Context07:41 Centralize Versus Decentralize10:34 Change Management Hurdles12:51 Mandatory Versus Voluntary16:19 Why Now17:17 Public Impact21:09 Leader Playbook22:37 Next MilestonesManagement Matters is a presentation of the National Academy of Public Administration produced by Lizzie Alwan and Matt Hampton and edited by Matt Hampton. Support the Podcast Today at: donate@napawash.org or 202-347-3190Episode music: Hope by Mixaund | https://mixaund.bandcamp.comMusic promoted by https://www.free-stock-music.comFollow us on YouTube for clips and more: @NAPAWASH_YT

SummaryIn this episode, Tyler Wells, co-founder and CTO of BrainGrid.ai, shares his extensive experience in entrepreneurship, AI development, and the evolving role of software engineers in the age of AI. Discover insights on building AI-driven platforms, managing projects, and the future of software creation.TakeawaysEntrepreneurship journey and lessons learnedBuilding AI platforms and managing projectsThe role of human ingenuity versus AI automationChapters00:00 Introduction to Tyler Wells and His Journey02:55 The Entrepreneurial Journey: Lessons from Failures05:41 Transitioning from Employee to Entrepreneur10:15 The Impact of AI on Business and Employment11:14 Building with AI: The Evolution of BrainGrid14:14 The Role of Engineers in an AI-Driven World24:05 The Future of Software Engineering and AI Pilots27:07 Challenges in Software Development with AI32:14 Transforming Ideas into Actionable Plans40:47 Navigating the Challenges of Non-Technical Users47:18 Prototyping vs. Production: Understanding the Difference53:06 The BrainGrid Framework: Build, Verify, TrustConnect with Tyler: https://www.braingrid.ai/https://www.linkedin.com/in/tylerswells/Credits:Hosted by Ryan RoghaarProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggsthepodcast.com@eggsthepodcast on X and InstagramMike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar⁠

If you ask Office of Personnel Management Director Scott Kupor how he thinks about the role of AI in his agency's mission, he'll tell you he sees two different prevailing perspectives: one with a “big OPM” mission and another for “little OPM.” At least that's how he described it to me recently at UiPath's Fusion conference in Washington, DC. During our interview, Kupor shared about juxtaposition, emerging AI use cases that OPM is driving forward, and much more. The Department of Homeland Security intends to continue its work with Cellebrite, a provider of digital forensics hardware and software tools, according to forecast documents released last week. Immigration and Customs Enforcement, as well as the department's Homeland Security Investigations unit, plan to award a five-year, indefinite delivery, indefinite quantity contract with a $100 million ceiling to the vendor later this year. Cellebrite's products enable the agency to access data from cellphones, tablets and — more recently — unmanned aerial vehicles. The Israeli firm's data extraction capabilities are “the most widely utilized and deployed computer forensic tool” within HSI, per the document. Cellebrite has been deployed across DHS, including its reported use within the Secret Service to break into the phone of the man who shot President Donald Trump at a campaign rally in Butler, Pa., in 2024. DOGE's playbook for using artificial intelligence to eliminate regulations was on full display at the Department of Housing and Urban Development last summer with the introduction of an AI tool built for the “extermination” of federal housing rules. Documents obtained by Democracy Forward via Freedom of Information Act requests reveal a PowerPoint presentation delivered at HUD on SweetREX, a tool named for DOGE associate Christopher Sweet, according to Wired reporting last August. The new documents, shared with FedScoop, laid out a multistep process in which all HUD regulations would be analyzed by the AI. The tool would then provide recommendations to “keep, delete, or partial delete” each rule, per the presentation. Attorneys would review the suggestions and agency staffers would make the final decision. HUD regulations cover everything from the prohibition of discrimination on the basis of sex in mortgage assistance to providing legal aid for foreclosure-related issues. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Episode 402 - S17 E8: Rachel Alejandro & Carlos Santa Maria: 16 Years of Opposites Attracting & Moving to Spain (Part 1)

SummaryIn this insightful interview, Jeff Amerine shares his extensive journey from military service to becoming a leading figure in startup ecosystem development. Discover practical strategies for fostering resilience, building entrepreneurial communities, and navigating the complexities of starting and growing a business in flyover states.TakeawaysResilience development through military and personal experienceBuilding entrepreneurial ecosystems in small towns and flyover statesThe importance of mentorship and community in startup successChapters00:00 Introduction to Jeff Amarine and Startup Culture12:49 The Journey of Resilience and Entrepreneurship28:21 Finding Your Unique Path in Entrepreneurship31:09 The Evolution of Startup Junkie Consulting37:10 Building Entrepreneurial Ecosystems in Small Communities42:24 The Importance of Mentorship and Community48:31 Taking Action: Overcoming Analysis Paralysis51:19 Finding Your Path: Passion vs. ViabilityConnect with Jeff: https://startupjunkie.org/jeff-amerine/https://www.linkedin.com/in/jeffamerine/Credits:Hosted by Ryan RoghaarProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggsthepodcast.com@eggsthepodcast on X and InstagramMike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar

The Office of Personnel Management is applying artificial intelligence to modernize the writing of position descriptions in the hiring process. OPM Director Scott Kupor touted the agency's new USA Class tool during an interview at the UiPath Fusion conference, presented by FedScoop, as a way to streamline notoriously slow and complex federal hiring. The federal government “has a lot of jobs,” the director said, with more than 600 classifications and a workforce north of 2 million civilian federal employees. “So the ‘n factorial' is pretty significant.” Kupor said OPM sought to leverage AI's strength in digesting large volumes of information — in this case, thousands of existing job descriptions — to train a model, and then prompted it to create new position descriptions aligned with OPM's classification standards. Federal hiring managers then review the outputs to ensure accuracy, further strengthening the model. The Pentagon plans to require service members to complete cybersecurity training once every three years, DefenseScoop has learned, a move that will scrap an annual mandate and is set to upend the Army's recent shift to a five-year requirement. In a Sep. 30 memo, Defense Secretary Pete Hegseth directed the military to “restore mission focus” by reducing, consolidating or eliminating a slew of mandatory courses, such as cybersecurity training, that he said were distracting from the military's core job of fighting wars. Hegseth did not specify by how much the services should “relax the mandatory frequency” of cybersecurity training, and by February, the Army issued its own directive that required soldiers to take the course once every five years instead of annually, DefenseScoop reported. But more than a month after the service's directive, the Pentagon is moving to require troops to conduct cybersecurity training once every three years, according to a recent memo reviewed by the publication and a senior defense official, which would effectively overrule the Army's move. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

SummaryIn this episode, Kate Assaraf, founder and CEO of Dip, shares her journey of building a sustainable hair care brand that prioritizes quality and authenticity over traditional marketing tactics. She discusses her grassroots approach, the importance of relationships, and her vision for a more genuine and community-driven business model.TakeawaysThe importance of product quality and authenticityGrassroots marketing and community buildingThe refill movement and local retail supportChapters00:00 Introduction to Dip Sustainable Hair Care05:01 The Entrepreneurial Journey of Kate Assaraf07:51 Building a Quality Product Over Profit10:55 The Importance of Authenticity in Marketing13:58 Supporting Indie Retailers Over Big Box Stores16:46 The Grassroots Movement of Sustainability19:57 The Emotional Connection to Products22:52 The Future of Consumer Choices30:11 The Shift Towards Local and Authentic Retail Experiences32:03 Building Authentic Relationships in Business35:39 Contrarian Marketing Strategies: Going Analog in a Digital World39:34 The Importance of Human Connection in Customer Service40:03 Scrappy Marketing: Creative Approaches That Work46:33 Growth vs. Authenticity: Finding the Right Balance51:43 The Unique Path of Entrepreneurship: Embracing Individuality55:28 Empowering Women in Business: Overcoming Doubts and ChallengesConnect with Kate: https://dipalready.com/https://www.linkedin.com/in/kate-assaraf-b25a741a7/Credits:Hosted by Ryan RoghaarProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggsthepodcast.com@eggsthepodcast on X and InstagramMike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar

What happens if your FERS retirement paperwork is delayed, or you can't follow up after submitting your application? In this episode of FERS Federal Fact Check, Micah Shilanski, Managing Partner, Wealth Advisor, walks through what federal employees can do if their retirement application feels stuck in the system. From locating your CSA number to reconnecting with OPM and understanding potential delays, this video breaks down practical next steps. Learn more and read the full breakdown here: https://plan-your-federal-retirement.com/fers-paperwork-lost-or-delayed-steps-to-get-back-on-track?utm_medium=social&utm_source=social&utm_campaign=fffc-26-0429  

Connect with the Investor Mama Tribe Janine Mix is a Christian entrepreneur, author, speaker, and investor who turned her financial life around from being $120,000 in debt to becoming a multimillionaire. After years of frustration with conventional financial advice focused on strict budgeting and cutting expenses, Janine finally experienced a breakthrough by unlearning these limiting approaches and transforming her relationship with money. This pivotal shift empowered her to take bold, strategic actions that led to complete financial freedom by age 33. Janine believes that more wealth in the hands of women can change the world and is passionate about helping women get out of their own way and break financial barriers and build generational wealth. Janine hosts the Permission to Prosper podcast, where she shares insights on financial empowerment and wealth-building strategies. Her  best-selling book, Buy The Damn Coffee, is a call to break free from cycles of blame, shame, and restrictive money habits, empowering readers to embrace a mindset that fosters confidence, growth, and impact for their families and communities. Key Takeaways: 1. Heal Your Money Story Before You Build Wealth Your relationship with money — what you heard, learned, and experienced growing up — is what’s actually blocking you. Until you identify and rewrite those beliefs, no strategy will stick. Janine’s “MIX Shift Framework”: find the message, ask if it’s true, cross it out, and replace it with a new one. 2. There’s No One-Size-Fits-All Real Estate Strategy — Start with Your Goal Airbnb, flipping, house hacking, single-family rentals — they all work. The key is knowing why you’re investing and what you want your life to look like. You only need 3–5 semi-free-and-clear properties to retire. Pick one strategy, start, and give yourself permission to pivot. 3. Not All Debt Is Bad — Learn to Use Leverage Consumer debt takes your money; leveraged debt makes you money. Real estate’s real power isn’t just cash flow — it’s depreciation, tax benefits, equity lines of credit, and using other people’s money (OPM) to grow. Net worth on paper means nothing; cash flow is what matters. 4. Focus on Income, Not the $5 Latte Cutting small expenses won’t change your life — growing your income will. “Buy the Damn Coffee” is a movement away from guilt and scarcity thinking. Temporary sacrifice is okay to course-correct, but the real wealth shift happens when you move from restricting to building. More money in the hands of women changes the world. Additional Resources and Help Support the Show Check out the Intern Strategy Course created by Christina from Smart Influencer Learn How to Make Extra Money with a Side Hustle or Get a High Paying Salary with Time Flexibility Episode #30:The #1 Side Hustle for the On the Go Busy Mom with Mike Yanda and Bobby Hoyt Episode #52: Millionaire by 31 and How to Start An ETSY Side Hustle Business with Julie Berninger from Gold City Ventures Check out Julia’s Sidehustle course to get started today The Legacy Binder to help you organize all of your estate documents and plans in case of an emergency Show Me How To Fix My Pelvic Floor from Tighten Your Tinkler Use Coupon Code: INVESTORMAMA to save $50 off this signature program High-income earner, needing an amazing accountant? Check out the TaxGoddess Connect with Janine Janinemix.com Buy the Damn Cofee by Janine Mix Permission to Prosper Podcast Instagram Facebook

In this special edition of CyberWire Daily's 10th anniversary series, N2K CyberWire's Maria Varmazis and Dave Bittner discuss the biggest breaches over the past 10 years. The foundational 2014 Sony hack kicks off our conversation, then Maria and Dave highlight: the 2015 OPM breach, which exposed sensitive security-clearance data and was attributed to long-term access by China amid outdated government systems and security 2017's WannaCry and NotPetya's global disruption and Equifax's ongoing fallout the 2020 SolarWinds breach underscored supply-chain risks and raised concerns about potential personal criminal liability for CISOs. The conversation illustrates two main threat-actor categories—nation-state espionage and financially motivated criminals—and the increasingly blurred lines between them. Join us as we reflect on how the industry and cybercrime have evolved over the past decade. Learn more about your ad choices. Visit megaphone.fm/adchoices