Podcasts about Accumulation

Retirement Expert Walter Young, Explains How Modern Retirement Is Dead as We Know It and How Using this Unexpected Asset with Actuarial Science Can Fix It.Watch the Video on Youtube for Visuals - https://youtu.be/5iyIPs4VI0wConnect with Walter Young: Walter@thefifthoption.comWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comTimestamps:0:00 Introduction: The Fear of Running Out of Money 1:05 Walter Young, Author of The Fifth Option 2:36 Getting to Retirement vs. Getting Through Retirement 4:48 Accumulation vs. Distribution 5:39 Retirement Income Planning Is Hard 6:17 Cash Flow Focus and Financial Freedom 7:22 A History of Retirement 8:15 Three-Legged Stool of Retirement 9:22 Longevity Magnifies Risk 11:20 Scarcity Mindset 12:33 Personal Finance vs. Corporate Finance 14:11 Desert Island Dilemma 17:22 Sequence of Return Risk and Averages 20:35 The 4% Rule 23:15 Four Frustrating Options 24:43 The Fifth Option Strategies 25:29 Beat the Bear Approach 27:16 Bucketing Strategy 28:59 Pension 2.0 32:44 Disclaimers Before Diving into the Math 35:31 Income Efficiency Test 36:58 What Is Actuarial Science? 39:38 Scenario 1: A 25-Year-Old with Traditional Planning 43:36 The Fifth Option Applied: Beat the Bear Approach 46:30 Net Worth vs. Cash Flow 49:12 The Fifth Option Applied: Pension 2.0 53:30 Pension Max Conversation 57:35 Traditional Balance vs Portfolio Balance 1:00:39 Age 35 with Traditional Planning 1:06:03 4 years in Cash Value 1:10:10 Comparison 1:11:43 Age 45 Planning 1:18:32 How much money do I need to get that $133,000 at 8%? 1:24:00 Tax-Free Cash Flow 1:24:50 Age 55 Planning 1:31:17 Where does actuarial science not help somebody? 1:33:20 Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Are environmental toxins quietly slowing your body recomp? Or is the wellness industry selling you fear about things that barely matter?Functional diagnostic nutrition practitioner Michele Scarlet joins me to separate science from hype around metabolism, hormone health, and detox culture. We unpack what the research actually says about pesticides, plastics, cosmetics, and endocrine disruptors, and whether they truly impact weight loss, muscle building, and strength training results.We challenge extreme clean-eating rules, the fear around fruit and sugar, and the obsession with trendy detox protocols. Instead, we focus on practical, evidence-based nutrition and fitness strategies that support metabolism, liver function, and long-term body recomp.If you're lifting weights, dialing in your macros, and still struggling to lose fat or build muscle, this adds the missing layer.Get Fitness Lab (20% off for listeners), the #1 coaching app that adapts to YOUR recovery, YOUR schedule, and YOUR body. Build muscle, lose fat, and get stronger with daily personalized guidance. Timestamps:0:01 – Fear-based marketing in wellness5:43 – Accumulation versus dosage8:48– Ingestion versus exposure11:15 – Cosmetics and chronic absorption13:48 – Endocrine disruption and fat storage21:35 – Breast implants and immune activation28:58 – Why fruit is not the enemy32:39 – When functional lab testing makes sense35:15 – Detox support through nutrition40:02 – How liver detox and bile really work47:48 – When functional lab testing makes senseEpisode resources:The 3 Lab Tests That Changed My Life on True Health PodcastInstagram: @michelescarlet_ Facebook Group: facebook.com/groups/213894783148245 YouTube: @michelescarlet_ 

In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with football season excitement - Saints vs Dogs, tickets locked in for June 21, 2026, and the inevitable complaining about obscene player salaries. The Boomer Briefing tackles two critical topics: Q Super's Retirement Bonus - What it is, how it works, eligibility criteria, and whether it's actually worth it or just marketing spin. Selling down assets: Accumulation vs Pension phase - The massive tax differences that could save or cost you tens of thousands. When should you sell? What's the optimal timing? This is pure gold for anyone approaching retirement. Then comes the main event - "Unclench-CtrlAltRetire's" epic question: "I'm 62, currently staring terrified into the retirement abyss with $2M in cash. 50% in a bank at 4.25%, 50% in super on the Members Direct platform, treating the 'Buy' button like it's a detonator. I am paralysed by sequencing risk and overwhelmed by options, resulting in total inaction. Drew and James deliver a masterclass on: - Franking credit refunds in pension accounts (the actual mechanics) - CGT exemptions in pension phase (what IS and ISN'T covered) - Geared ETFs reality check (risk vs reward in retirement) - Dollar-cost averaging strategies to overcome analysis paralysis - Core portfolio construction for retirees - How to finally press the "Buy" button without panic This episode is essential for anyone frozen by fear with cash earning nothing while markets move. If you like this Australian Retirement Podcast episode on pension phase tax strategies and overcoming investment paralysis, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode Ask a question (select the Retirement podcast) Visit TermPlus to learn more Rask Resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Bitcoin accumulation is approaching extreme levels at the same time cracks are beginning to show across the broader financial system. As trillions are wiped from global equities amid AI disruption fears, trade tensions rise, and short-term Treasury issuance surges, liquidity conditions are tightening and confidence in traditional markets appears increasingly fragile. Yet beneath the volatility, on-chain data suggests large players are quietly absorbing supply.

“...Some are dancing, some are drowning, but in the end everybody's going to go under.”Dr. Ali Kadri (Sun Yat-sen University), author of the Unmaking of Arab Socialism, joins Steve to talk about imperialism, development, and why the Arab world keeps getting put through the capitalist meat grinder. Ali argues that capitalism isn't just markets and greed. It's a destructive social relationship. Once you look at it that way, many of the world's mysteries stop being mysterious: war, austerity, pollution, and mass deaths aren't accidents that occasionally happen to capitalism. They are outcomes to be monetized.The conversation moves to imperialism as capitalism in its concentrated, caffeinated, and brutal form, especially under finance-dominance. Ali describes genocide as both direct (bombs, occupation, ethnic cleansing) and structural (avoidable hunger, disease, debt-driven collapse). He frames the destruction of Arab socialist and anti-colonial projects as strategic for empire: control of oil, geography, and the political threat of regional solidarity.They talk about MMT's explanation of currency and how the dollar functions as a lever. Ali sees the dollar as power, representing control over global resources and labor. Debt dependence becomes a kind of colonization by spreadsheet.“If the dollar stops for a minute or for a month or so, then we have people going hungry. And so this is a form of colonization, a form of death by the dollar.”They close by pulling democracy down from the clouds. Steve suggests bourgeois elections merely deliver a reshuffling of managers for the same system, and Ali produces a simple metaphor: a multiple-choice exam. The choices have been pre-loaded. And in elections, the result is still class rule.Dr. Ali Kadri is a Visiting Professor at Sun Yat-sen University. He has previously held senior roles at the National University of Singapore and the London School of Economics. His academic work focuses on the political economy of development, imperialism, and the Arab world. He is the author of several important books, including The Accumulation of Waste: A Political Economy of Systemic Destruction; China's Path to Development: Against Neoliberalism; and The Unmaking of Arab Socialism.

Today's guest is Dan Cleather. Dan Cleather is a sport scientist, author, and lecturer specializing in biomechanics and strength training. He has worked across elite sport and higher education, helping coaches apply research to real-world performance. Dan is the author of The Little Black Book of Training Wisdom and The Little Blue Book of Training Wisdom, known for challenging conventional ideas and promoting evidence-informed coaching. If you search the internet for training methods and advice, you'll invariably get a “do this, not that” mentality woven in your brain. The mark of true progress over time, and reaching athletic potential, is more about principles and management than it is picking all the “S-Tier” exercises. Being able to balance paradoxes, hone belief, refine movement and hone the dance of capacity and output defines the training of elite athletes and Olympians. In this episode, Dan discusses everything from developing exercise devices for astronauts in microgravity to the deeper philosophy of how performance truly evolves. We discuss Easy Strength, capacity versus skill development, fatigue as a motor learning constraint, and why adaptation is something we cultivate rather than force. The conversation weaves biomechanics, Tai Chi, Olympic lifting, and the yin-yang rhythm of training into a broader theme: great coaching isn't about imposing perfection, but creating environments where flow, resilience, and high performance can naturally emerge. Today's episode is brought to you by Hammer Strength. Use the code “justfly20” for 20% off any Lila Exogen wearable resistance training, including the popular Exogen Calf Sleeves. For this offer, head to Lilateam.com Use code “justfly10” for 10% off the Vert Trainer View more podcast episodes at the podcast homepage. (https://www.just-fly-sports.com/podcast-home/) Timestamps 0:00 – Researching Exercise Countermeasures for Microgravity 2:51 – Recent Publications and the Learning Process of Writing 8:01 – The Science of Change and the Hierarchy of Coaching Skills 12:39 – Lessons Learned from Applying the Easy Strength Method 22:06 – Balancing Skill Building and Capacity Building in Strength Training 32:28 – The Benefits of Traditional Tai Chi Conditioning and Static Holds 45:22 – Historical Wisdom and Experiential Learning in Performance 1:02:15 – Leveraging Fatigue and Constraints for Relaxation and Flow 1:13:59 – The Yin and Yang of Accumulation and Intensification in Training 1:21:06 – Viewing Training as a Sustained Conversation with the Body About Dan Cleather Dan Cleather is a sport scientist, author, and lecturer specializing in biomechanics, strength and conditioning, and performance analysis. With a background in both applied coaching and academic research, Dan has worked extensively in elite sport and higher education, bridging the gap between theory and practice. He is the author of The Little Black Book of Training Wisdom and The Little Blue Book of Training Wisdom, where he challenges conventional thinking and promotes evidence-informed coaching. Dan is known for his clear, analytical approach to training science and his ability to translate complex biomechanics into practical strategies for coaches and athletes. Zac currently treats clients and consults internationally, while continuing to produce educational resources aimed at elevating the standard of movement practice in both clinical and performance settings.

675,836 views Streamed live on Feb 9, 2026 #arestovych #rustle #war#arestovych #rustle #war #zelensky #trump

In this episode we answer emails from Tim, Anderson, and Pete. We discuss using a Golden Butterfly portfolio for intermediate accumulation, converting 529s to Roths and excessively levered portfolios for small children.  (I can't make this stuff up.)But first we share Mary's mission with Fairfax CASA and explain how steady advocacy changes a child's path, and roll out our Fairfax CASA fundraising campaign in connection with National Child Abuse Prevention Month.Links:Fairfax CASA Donation Page:  Donate - Fairfax CASAThe Starfish Thrower Philosophy from Episode 441 (Cool New Video!):  The Starfish Thrower Philosophy With Mary.mp4 - Google DriveMary's CASA Case Adoption Story:  The Johnson's Foster Care & Adoption Story FIRE Takes Podcast:  FIRE Takes PodcastPortfolio Charts Drawdown Calculator:  Drawdowns – Portfolio ChartsTestfolio Backtester:  testfol.ioPete's Leveraged Leeroy Jenkins Portfolios:  testfol.io/?s=l7aMOsy4720Breathless Unedited AI-Bot Summary:Ever wonder how to save for a goal that's a few years away without riding stock-market whiplash or leaving too much on the table in cash? We walk through a practical, risk-aware path for mid-term savings and pair it with something close to our hearts: Mary's work with Fairfax CASA, where trained volunteers are a constant for kids navigating abuse or neglect cases. You'll hear what CASA volunteers actually do—attend hearings, coordinate services, write court reports, and keep showing up—plus the data that proves consistent advocacy moves outcomes.From there, we dig into building an intermediate-term portfolio using a risk parity approach like the Golden Butterfly. We explain how to model a real alternative to HYSAs: use long-history T-bill data instead of SHY, add regular monthly contributions to reflect real life, and examine drawdown length and worst-case windows over three to five-year spans. You'll learn why shorter, shallower drawdowns can matter more than headline returns when timing is uncertain, and how Testfolio helps you compare paths with clarity. We also unpack a powerful planning angle: rolling leftover 529 funds to a Roth IRA under current rules, including holding periods, beneficiary considerations, earned income needs, and why Roth contribution capacity is too valuable to waste.We don't shy away from the spicy stuff either—managed futures, leverage, and the gap between theory and practice. Rather than letting fear set the rules, we talk about small, controlled experiments that build skill and confidence. That shift—from anxiety to informed action—can change both your portfolio and your peace of mind.If this resonates, support Fairfax CASA via the link in the show notes and mention Risk Parity Radio or Mary Vasquez in the comment box. Then hit follow, share the episode with a friend who's stuck between stocks and savings, and leave a quick review to help more DIY investors find us.Support the show

In this conversation a group of us interviewed Dr. Ali Kadri about his book The Accumulation of Waste: A Political Economy of Systemic Destruction. This conversation was the final discussion in a study group which began last October and involved participants from all over the world. The book provides a theoretical framework which understands waste as a value making process where war-making, the wasting of social classes, and the wasting of social nature become central to capitalist accumulation and to how capital resolves crises in accumulation. The questions in this discussion were those that remained for some of the members upon reading and discussing the work over the last few months. In some cases you will hear members of the group ask their questions directly, in others I ask based on individual questions provided by members or common themes that came up among multiple participants from the group. We get into the imperialist aggression against Iran, the role of patriarchy and racism within Dr. Kadri's analysis, and questions of optimism or hope against the death dealing forces of imperialism. To gain a further understanding of Dr. Ali Kadri's work, check out the first interview we conducted with him back in 2023, and of course check out his books as well as various interviews available online, we will link some of these in the show description. This study group was really rewarding once again, thank you to all of our participants and to Dr. Ali Kadri. In our current study group - which is already full - we are discussing Lenin's Imperialism: The Highest Stage of Capitalism.  Our next one will be announced in March, so to ensure you have an opportunity to join us, since they almost always fill up quite quickly, make sure you are signed up on our patreon for as little as $1 a month, all patrons are welcome to join us in these study groups and they are a great place to deepen our knowledge and analysis collectively. Links: European Class Struggle Starts at the Bottom of the Sea with Iker Suárez "War Is the Basis of Accumulation" - Ali Kadri on Genocide, Waste, Imperialism, and the Commodification of Death Check out Guerrilla History's Ali Kadri archives Resistance Is Fertile also has some interviews with Ali Kadri  

Cette émission explore en profondeur la crise actuelle du secteur du cacao en Côte d'Ivoire, premier producteur mondial avec plus de 40% de la production globale. Face à une volatilité historique des cours et des difficultés majeures pour les producteurs, l'émission donne la parole aux acteurs de terrain, experts et décideurs pour comprendre les enjeux économiques, sociaux et politiques de cette filière stratégique. Points clés de la situation : Prix bord champ fixé à 2 800 francs CFA/kg par l'État ivoirien en début de campagne 2025-2026 Chute brutale des cours mondiaux Accumulation de stocks estimés à 130 000 tonnes Producteurs privés de trésorerie malgré la livraison de leurs fèves Intervention de l'État pour racheter les stocks et restaurer la fluidité   NOS INVITES :

Cette émission explore en profondeur la crise actuelle du secteur du cacao en Côte d'Ivoire, premier producteur mondial avec plus de 40% de la production globale. Face à une volatilité historique des cours et des difficultés majeures pour les producteurs, l'émission donne la parole aux acteurs de terrain, experts et décideurs pour comprendre les enjeux économiques, sociaux et politiques de cette filière stratégique. Points clés de la situation : Prix bord champ fixé à 2 800 francs CFA/kg par l'État ivoirien en début de campagne 2025-2026 Chute brutale des cours mondiaux Accumulation de stocks estimés à 130 000 tonnes Producteurs privés de trésorerie malgré la livraison de leurs fèves Intervention de l'État pour racheter les stocks et restaurer la fluidité   NOS INVITES :

There comes a moment when more money, more responsibility, more visibility, and more pressure stop delivering what they once promised. The ladder keeps going, but the view doesn't improve. And quietly, a harder question surfaces: What is all this for? On this episode of Coach Talk Radio, host Sandra Beck explores what happens when “more” no longer equals meaning—and why that realization isn't a crisis, but an invitation. An invitation to redefine success, reassess what actually matters, and realign life and work with values instead of volume. This conversation cuts through hustle culture and the myth that fulfillment comes from accumulation. It looks at why ambition without alignment leads to exhaustion, how purpose evolves over time, and what it takes to build a life that feels coherent, grounded, and genuinely satisfying. Because at some point, more stops being impressive—and meaning becomes non-negotiable.

Après quatre ans d'arrêt, la seule raffinerie de pétrole publique du Ghana a finalement recommencé ses activités en décembre 2025. Une annonce précédée plus tôt dans l'année par des promesses d'investissements chiffrées à plus de trois milliards de dollars dans l'exploration et le forage. Au cœur de la stratégie de l'administration de John Dramani Mahama : la reconstruction de la confiance avec les géants du secteur, après des années de déclin. De notre notre correspondant à Accra, Un rendement en mesure de couvrir 40% des besoins en carburant du Ghana : voici ce que devrait permettre de produire la raffinerie de pétrole de Tema, selon les estimations de Kodzo Yaotse, responsable pétrole et énergie conventionnelle à l'Africa Centre for Energy Policy. De quoi soulager les finances du pays – le carburant représentant le premier poste d'importation du Ghana –, mais pas seulement. « C'est une très bonne nouvelle pour sa contribution à la sécurité énergétique du pays, spécifiquement en réduisant la dépendance énergétique en importation de produits raffinés. Mais également dans la constitution de réserves stratégiques de carburants essentiels à un niveau national », explique Kodzo Yaotse. D'une production de 28 000 barils raffinés par jour, la raffinerie de Tema espère presque doubler sa production dans un futur proche. Encore faut-il, selon Kodzo Yaotse, que la seule raffinerie administrée par l'État ghanéen ne retombe pas dans les travers qui ont conduit à sa fermeture, quatre ans plus tôt : « Accumulation de dettes chroniques, exposition à la volatilité des prix du pétrole brut, manque de devises étrangères ou encore mauvaise gestion généralisée au sein de l'entreprise... Depuis la reprise en main par le nouveau gouvernement, nous n'avons pas vu de stratégie accessible au public qui montre que ces problèmes ont été résolus de manière durable. » À lire aussiPétrole: au Ghana «l'objectif, c'est de produire jusqu'à la dernière goutte» « La rhétorique doit être suivi d'actes » En plus de l'arrêt de la raffinerie de Tema, le Ghana a par ailleurs connu, ces huit dernières années, une absence d'investissements majeurs dans l'exploration et le forage de pétrole brut. Des erreurs stratégiques auraient été commises par la précédente administration. « Ce qu'ils essayaient de faire, c'était d'optimiser les gisements en déclin, beaucoup moins de mener de nouvelles explorations. Donc d'exploiter la ressource jusqu'à la dernière goutte plutôt que de la faire grandir », avance Bright Simons, analyste au think tank ghanéen Imani. Résultat : la production de pétrole brut n'a fait que décliner depuis cinq ans, passant de 71 millions de barils environ en 2019 à seulement 48 millions en 2024. Une trajectoire que le président actuel du Ghana, John Dramani Mahama, entend bien changer. En septembre 2025, le gouvernement ghanéen a par exemple annoncé la signature d'un mémorandum d'intention de 1,5 milliard de dollars avec la major italienne ENI. Mais, d'après Bright Simons, le chemin est encore long avant de pouvoir en tirer réellement profit : « La rhétorique doit être suivie d'actes. Aujourd'hui, il y a un manque de coordination au niveau gouvernemental qui doit être adressé afin de pouvoir provoquer de réelles débouchées commerciales, et ainsi attirer encore plus d'investissements. » À lire aussiLe Ghana annonce le redémarrage de la raffinerie publique de pétrole de Tema

In this episode of Guerrilla History, Ali Kadri is back for another installment of our ongoing mini-series with him!  This time, a fascinating discussion on The China Model.  If you missed our previous episode with him, Surplus Populations and the Political Economy of Waste, and The Future of Resistance, be sure to check that out!  Also, stay tuned for more installments of this series! Be sure to check out the conference that Ali discussed, and also be sure to follow Ali's recommendation to check out Torkil Lauesen's work, such as The Long Transition Towards Socialism and the End of Capitalism and Unequal Exchange: Past, Present, and Future Ali Kadri is an esteemed Professor at various institutions around the world, as well as the author of many important books including Arab Development Denied: Dynamics of Accumulation by Wars of Encroachment, The Accumulation of Waste: A Political Economy of Systemic Destruction, and The Unmaking of Arab Socialism.   Help support the show by signing up to our patreon, where you also will get bonus content: https://www.patreon.com/guerrillahistory 

Hey there, weather watchers! I'm Dustin Breeze, your AI meteorologist who can process data faster than you can say thunderstorm! Being an AI means ultra-precise forecasts, always.New York City, buckle up for a winter wonderland! We've got a snow system rolling in that's about to make the Big Apple look like a frosted pastry. Right now, we're looking at a Winter Weather Advisory and some seriously chilly conditions.Let me break down this weather playbook for you. Today's incoming system is what we meteorologists call a "baroclinic zone" - fancy talk for where cold and warm air masses are doing their dance. Speaking of dancing, these air masses are choreographing quite the snowfall performance!Overnight, expect snow likely with areas of freezing fog. Talk about a recipe for a slippery commute! Temperatures will hover around 33 degrees, with a light southwest wind. And here's a weather dad joke for you: What do you call a snowman with a six-pack? An abdominal snowman! Quick local flavor - this snow might make Central Park look like a snow globe, so grab those warm boots and maybe that vintage New York winter coat.Our Weather Playbook segment today focuses on freezing fog - a fascinating phenomenon where water droplets suspend in the air and freeze on contact with surfaces. It's like nature's own ice-making machine!Three-day forecast, rapid fire: Sunday, snow with 1 to 2 inches accumulation. Monday, Martin Luther King Day, mostly sunny but chilly with wind chills around 15 to 20 degrees. Tuesday, sunny and crisp with a high near 23 degrees.Hey, don't miss out on the most accurate weather updates! Subscribe to our podcast and stay ahead of Mother Nature's mood swings. Thanks for listening, and remember, this has been a Quiet Please production. Learn more at quietplease.ai!Stay warm, New York!This content was created in partnership and with the help of Artificial Intelligence AI

You've hit financial independence—now what? How do you actually start spending the money you've spent years accumulating? Bill Yount reached FI at 60 after a 10-year journey, and he's figured out the answer. Bill shares his complete decumulation strategy—the detailed plan he built with a flat-fee financial advisor to transition from wealth building to wealth preservation. This isn't just theory; Bill is actively living this plan and stress-testing it in real time. This Episode Covers: Bill achieving financial independence at age 60 The psychological shift from saving to spending after a decade of accumulation How to build a comprehensive drawdown plan (and why Bill hired help) Working with a flat-fee financial advisor vs. AUM advisors Portfolio rebalancing when transitioning to retirement Risk parity strategy and how it fits into retirement portfolios Stress-testing your financial plan: running scenarios to ensure you won't run out Social security timing decisions and optimization Retirement withdrawal strategies: the 4% rule and alternatives How much to actually spend in early retirement Helping your kids build wealth without jeopardizing your own retirement Financial independence for late starters: proof it's not too late after 50 Managing the emotional transition from accumulation to distribution phase Investment strategy changes in decumulation If you're approaching FI, already there and uncertain about spending, or starting your FIRE journey later in life, Bill's practical, well-planned approach shows you exactly how to transition from building wealth to confidently living off it. Subscribe to our Weekly Newsletter: www.biggerpocketsmoney.com Want to be a guest on the show? Apply here: https://biggerpocketsmoney.com/contact/ Get 50% Off Your First Year of Monarch by using code ‘Pockets': https://www.monarchmoney.com/ Connect with Bill Yount:  Website: https://catchinguptofi.com/ Instagram: https://www.instagram.com/catchinguptofi/ Connect with Scott and Mindy: Scott: https://www.instagram.com/scott_trench/ Mindy: https://www.instagram.com/_mindyatbp/ Follow BiggerPockets Money on Social: Facebook: https://www.facebook.com/groups/BPMoney Instagram: https://www.instagram.com/biggerpocketsmoney/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Van Jackson tackling a host of dark issues in this episode. How to explain US imperialism in Venezuela. NATO's existential trouble and America's threat to annex Greenland. The economics of American empire. How the Trump administration quietly killed the last initiative for a progressive global order. And the struggle against A.I. data centers. Subscribe to the Un-Diplomatic Newsletter: https://www.un-diplomatic.com/ Watch Un-Diplomatic Podcast on YouTube: https://www.youtube.com/@un-diplomaticpodcast Disclaimer: The views expressed are those of the individuals and not of any institutions.

Viviane souffre d'une addiction compulsive qui la pousse à accumuler des objets, principalement des vêtements et des livres, au point de ne plus pouvoir recevoir chez elle. Elle est suivie par une psychologue et des infirmiers pour l'aider à désencombrer son espace de vie et envisage de déménager dans un logement thérapeutique. Viviane exprime sa souffrance face à cette situation et souligne l'importance de l'aide qu'elle reçoit. Chaque soir, en direct, Caroline Dublanche accueille les auditeurs pour 2h30 d'échanges et de confidences. Pour participer, contactez l'émission au 09 69 39 10 11 (prix d'un appel local) ou sur parlonsnous@rtl.fr Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

A Hospital Room Reminder About What Really Matters When Bruce recorded this episode, I was in the hospital. He carried the podcast solo while I was headed into yet another surgery connected to pregnancy complications—a storyline some of you know has been part of our family's journey for years. https://www.youtube.com/live/Fbq412_k_mU That day was a harsh reminder: life is fragile, the future is never guaranteed, and your family's financial stability cannot depend on “hoping it all works out.” It has to be built on purpose. And that's exactly what cash flow vs accumulation is really about: not numbers on a statement, but whether the people you love will be equipped, protected, and provided for—no matter what happens to you. A Hospital Room Reminder About What Really MattersWhy Cash Flow vs Accumulation Matters More Than a NumberWhy Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters NowWhat Is the Difference Between Cash Flow and Accumulation Investing?How to Shift from Accumulation to Cash Flow in Personal FinanceHow to Manage Cash Flow Like a Business in Your Personal FinancesHow to Create a Personal Cash Flow Strategy That Supports Your LifeCash Flow vs Accumulation: How to Build Multigenerational Wealth in PracticeBest Cash Flowing Assets for Families and Business OwnersShould You Use a HELOC to Fund Life Insurance Premiums and Cash Flow Investments?From a Pile of Money to a Living Financial SystemGo Deeper With the Full Cash Flow vs Accumulation EpisodeFAQ – Cash Flow vs Accumulation and Multigenerational WealthWhat is the difference between cash flow and accumulation investing?How can I shift from accumulation to cash flow in my personal finances?How do I create a personal cash flow strategy that supports my lifestyle?What are the best cash flowing assets for families and business owners?How can focusing on cash flow vs accumulation help build multigenerational wealth? Why Cash Flow vs Accumulation Matters More Than a Number Most financial conversations revolve around a number. “How much do I need to retire?”“What should my net worth be at this age?”“What's my freedom number?” Those questions all assume one thing: that a bigger pile of assets automatically equals security. But it doesn't. A big balance that doesn't produce reliable cash flow can disappear quickly. You start selling assets, paying taxes, and hoping the market cooperates. That's not peace of mind. That's pressure. In this article, I want to walk you through a different way of thinking: cash flow vs accumulation and how to build multigenerational wealth with a system instead of a guess. You'll see: What is the difference between cash flow and accumulation investing in real life How to shift from accumulation to cash flow in your personal finances How to manage cash flow like a business in your personal economy The role of cash flowing assets, Infinite Banking, and trusts in building multigenerational wealth How Secure Act 2.0 and current tax rules affect inherited accounts and cash flow My goal is not to make you feel behind, but to help you feel equipped. You can design a personal cash flow strategy that supports your lifestyle now and continues to bless your family long after you're gone. Why Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters Now At the simplest level, accumulation is about growing a balance; cash flow is about growing an income stream. Most people are taught the accumulation mindset from day one. Work hard, spend less than you make, and stash the difference in a 401(k), IRA, or brokerage account. You watch the balance grow over time and hope it's enough. Cash flow asks a different set of questions. Instead of “How much do I have?” it asks, “What is this money doing? How much sustainable income does it produce? How easily can my family access it? And how long will it last?” Accumulation is about mass; cash flow is about motion. Mass can look impressive on paper. Motion is what pays the bills, funds opportunities, and supports your heirs without forcing them to sell assets at the worst possible time. When you start thinking this way, your focus shifts from chasing the biggest number to designing the strongest system. What Is the Difference Between Cash Flow and Accumulation Investing? Let's make this practical. Accumulation investing looks like this: your paycheck comes in, your bills go out, and whatever is left—if anything—gets swept into a savings account, retirement plan, or investment account. You might reinvest dividends automatically, but you're mostly watching the line go up and down on a graph and hoping the long-term trend is favorable. Cash flow investing is more intentional. You still earn income, still pay expenses, but you do one crucial thing differently: you give that surplus a job. Instead of leaving it to drift, you send it into assets that are designed to pay you on a regular basis. That might be a rental property, a share in a business, a private lending fund, a dividend-paying stock portfolio, or a policy loan strategy built on whole life insurance. The key is that these assets put money back into your personal economy as a dependable stream, not just a fluctuating account value. Accumulation is “I hope this is enough someday.”Cash flow is “I know what this produces every month, and I can plan around it.” How to Shift from Accumulation to Cash Flow in Personal Finance The shift doesn't happen with one dramatic move; it happens through a series of decisions. The first step is awareness. You need to see your personal economy the way a CFO sees a business. That means tracking not just your balance, but your flow. How much truly comes in? Where exactly does it go? What is the consistent surplus? Once you know the surplus, you can stop letting it evaporate. This is where Bruce's idea of a Wealth Coordination Account becomes powerful. Instead of leaving extra money in the same checking account that pays your groceries and subscriptions, you move it to a separate, dedicated account. That account becomes the home base for your cash flow strategy. It's where you hold cash temporarily while you decide: do we pay down a debt that's draining us? Do we fund a life insurance premium that will expand our long-term options? Do we step into a strategic rental, a business partnership, or a dividend-focused portfolio? Shifting from accumulation to cash flow is less about wild new investments and more about refusing to let surplus be accidental. You become intentional about directing it toward assets that feed you back. How to Manage Cash Flow Like a Business in Your Personal Finances Bruce shared a simple but powerful idea: Run your personal economy the way a healthy business runs its economy. A good business watches: Revenue in Expenses out Profit (cash flow) How quickly profit is redeployed to either increase revenue or decrease expenses You can do the same at home. Track your cash flow clearlyDon't just “check your balance.” Know exactly what's coming in, what's going out, and what's left. Increase income where you canSide business, consulting, a raise, better pricing in your current business—anything that adds more revenue to your personal economy. Decrease unnecessary expensesLook at both:Discretionary spending (the “nice to haves”) Non-discretionary spending (insurance, utilities, groceries) where you can shop, renegotiate, or restructure. Capture the surplus in a separate “Wealth Coordination Account”This is something Bruce and I teach often:Create a separate account for excess cash flowDon't let it disappear into your normal spending Use this account to fund your cash flow strategy, pay premiums, and invest in new opportunities This is the heart of cash flow planning—directing every dollar on purpose. How to Create a Personal Cash Flow Strategy That Supports Your Life A personal cash flow strategy isn't just a budget. It's a design for how money moves through your life: Income sources W-2 income Business income Rental income Dividends and distributions Core expenses Lifestyle (home, food, transportation, education) Taxes Debt payments Surplus (profit) This is what flows into your Wealth Coordination Account Redeployment planYou decide in advance: What percentage goes to debt reduction What percentage goes to cash flowing assets What percentage goes to premiums on your whole life policies What percentage stays liquid for opportunities This is how you manage your cash flow instead of reacting to it. Over time, this system builds stability for you and creates a foundation for multigenerational wealth planning. Cash Flow vs Accumulation: How to Build Multigenerational Wealth in Practice So how do we make cash flow vs accumulation truly multigenerational? Bruce and his wife use a simple repeatable framework: Cash flowing assets (businesses, rentals, funds) send income into a Wealth Coordination Account. That account pays premiums for permanent life insurance policies. As cash value grows, they borrow against policies to purchase more cash flowing investments. The new cash flow goes back to: Repay policy loans Rebuild the Wealth Coordination Account Fund additional opportunities Rinse and repeat. On the legacy side: Trusts are structured so that death benefits and cash flowing assets pass in an organized, tax-aware way to nieces, nephews, and charities. The trust language gives guidance and guardrails for how the next generation should use policy loans, pay them back, and take out new policies on their own lives and their children's lives. This is how building generational wealth with cash flow becomes a repeatable family system, not just a one-time event.

Happy New Year! In this special episode of Paradigm Shifting Books, hosts Stephen and Britain Covey revisit a foundational principle from their grandfather, Stephen R. Covey, to set the tone for the year: "Life is not about accumulation, it is about contribution."Moving beyond typical New Year's resolutions focused on achievement and acquisition, Stephen and Britain explore why shifting your focus to giving rather than getting is the key to deeper happiness and lasting fulfillment. They unpack the difference between "Primary Greatness" (character, integrity, contribution) and "Secondary Greatness" (titles, fame, fortune), explaining that while pursuing external success is not wrong, building a life on the bedrock of contribution is what makes success meaningful and enduring.Britain shares a powerful personal story from the NFL, highlighting how veteran teammate Brandon Graham consciously fights a culture of transactional relationships by contributing to every new player. This serves as a model for choosing connection over comparison in any environment. Stephen reflects on a recent family experience serving at a local ministry, which recentered him on what truly matters as a parent.Backed by research from Harvard, UCLA, and thinkers like Adam Grant, this conversation is a timely reset for anyone feeling the pressure to constantly achieve and acquire. It is a call to find greater joy in 2026 by focusing on the unseen, noble work of contributing to the people right in front of you.What We Discuss[00:00] Introduction to Paradigm Shifting Books[00:57] Contribution over accumulation: a core principle[02:00] Research and studies supporting contribution[03:46] Primary vs. secondary greatness[04:46] Personal reflections on contribution[07:02] NFL insights: Brandon Graham's example[14:44] Family and community contributions[17:29] Conclusion and reflections for the new yearNotable Quotes[01:17] “Life is not about accumulation. It's about contribution.” – Stephen R. Covey[04:02] “You can have secondary greatness without primary greatness, but it won't last.” – Stephen R. Covey[05:24] “My happiness is greatly affected when I live out of a desire for contribution more than accumulation.” – Britain Covey[06:57] “ You don't have to be an extrovert to have contribution to other people.” – Britain CoveyResourcesParadigm Shifting BooksPodcastInstagram YouTube Britain CoveyLinkedIn InstagramStephen H. CoveyLinkedIn

durée : 00:12:03 - Les Midis de Culture - par : Marie Labory - Avec "Tutu", la compagnie Chicos Mambo signe un spectacle de danse. Six interprètes revisitent les grands styles chorégraphiques, dans un tourbillon visuel devenu culte. - réalisation : Laurence Malonda - invités : Marie Sorbier Productrice du "Point Culture" sur France Culture, et rédactrice en chef de I/O; Zoé Sfez Productrice de "La Série musicale" sur France Culture

Explore how cash accumulation and cash flow shape two distinct pathways within the Infinite Banking Concept, revealing how each approach influences control, liquidity, and long-term growth. This episode uncovers insights that challenge traditional assumptions and invite deeper thinking about how wealth can be structured.   Watch the complete IBC presentation here: https://bit.ly/tmm-podcast-ppt.   Share questions or feedback anytime at: podcast@themoneymultiplier.com.   Explore additional tools and guides here: https://linktr.ee/themoneymultiplier.  

Some Christmas tree factoids and way to count this winter's snowfall. For more, visit: https://mrgreatlakes.com/ Support this podcast: https://www.deltapublicmedia.org/donate/

Chris Markowski discusses the current financial landscape, analyzing President Trump's recent speech and the promises made regarding economic recovery and inflation. He emphasizes the importance of accountability in leadership, fiscal responsibility, and the realities of wealth accumulation. The conversation also touches on the dangers of modern trading platforms and the need for sound financial advice.

What should a great financial planning experience actually look like? For many investors, “financial planning” is reduced to product selection, performance chasing, or a one-time retirement projection that never gets revisited. In reality, a high-quality financial planning experience is far more comprehensive — and far more valuable. Richard Rosso breaks down the essential elements of effective financial planning. True financial planning is not about predicting markets or selling products. It is about building a durable framework that helps investors make better decisions through market cycles, life changes, and economic uncertainty. Whether you are working with an advisor or managing your finances independently, understanding what a great planning experience looks like can help you avoid costly mistakes and set more realistic expectations for long-term success. 0:00 - INTRO 0:20 - Financial Planning, PBS, & Benny Hill 4:08 - Comparisons of Big Box Brokerages' Financial Plans 7:52 - Financial Goals are Being Re-shuffled 12:54 - Financial Planners' Meaningless Titles 15:32 - Financial Advisors as Holistic Partners 23:00 - Maintaining Behavioral Balance 27:32 - Bad Gift-giving & Financial Swiffers 32:50 - Accumulation & De-cumulation Expertise Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=IhVoQc7adgU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Markets Oversold After Key Support Break," is here: https://www.youtube.com/watch?v=_ITeHTYtt1Q&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Is the 60/40 Portfolio Dead? Global Risks & Opportunities ," here: https://www.youtube.com/watch?v=5XBlkxO7lfI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialPlanning #WealthManagement #InvestorEducation #RetirementPlanning #PersonalFinance

Mastering Integrity Connect: Enhancements, Features, and User Guide In this Thursday training call, Gina Hawks provides an in-depth overview of the Integrity Connect portal. The session covers the recent updates and enhancements to the platform, emphasizing its multifaceted functionalities such as CRM, underwriting, electronic applications, and access to leads. Gina guides new users on how to register and set up their profiles, explains the benefits of the platform including discounts and personalized websites, and demonstrates how to effectively use tools like Ask Integrity and live chat. Additionally, detailed walkthroughs on quoting for simplified and fully underwritten Indexed Universal Life (IUL) policies are included. This comprehensive training ensures users can maximize the potential of Integrity Connect for their business needs. 00:00 Introduction and Overview 01:12 Getting Started with Integrity Connect 02:03 Exploring the Dashboard and New Enhancements 02:36 E&O Insurance Savings 04:41 Setting Up Your Profile 06:01 Utilizing the Integrity Connect Features 08:56 Personalized Website and Business Phone Number 16:49 Selling Permissions Update 29:56 Client Management and Importing Contacts 33:53 Seamless Integration from Underwriting to Application 34:31 Adding Clients and Using Quick Quote 35:34 Detailed Underwriting Process 39:11 Health Conditions and Medications 44:38 Quoting and Application Process 46:57 Handling Common Issues and Questions 49:51 Using Integrity Connect for Different Products 54:39 Fully Underwritten IULs for Accumulation and Protection 01:00:11 Final Thoughts and Q&A

In this episode we answer emails from Anonymous from New Jersey, James, and Brad.  We answer a donor's six-part retirement plan, from mortgages and liquidity to 403(b) constraints, ETF trading, asset location, asset swaps, and tax‑savvy withdrawals. Then we discuss the risks of staying in an accumulation portfolio for too long and the options for obviating a crash before transitioning. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterHow To Do An Asset Swap Video from Risk Parity Chronicles:  How to Do an Asset SwapTax Planning Book:  Amazon.com: Tax Planning To and Through Early Retirement: 9798999841599: Garrett, Cody, Mullaney, Sean: BooksBreathless AI-Bot Summary:Ever wonder whether paying down a mortgage before retirement is actually the safest move? We make the counterintuitive case for liquidity first: keep cash flexible during the messy early retirement years, when housing changes, college timelines, and new expenses collide. With a real listener case study, we show how a mortgage can be a tool, not a trap—and why you can always accelerate later once the dust settles.From there we dig into a pain point for many educators and nonprofit pros: weak 403(b) lineups. We break down why insurance-driven menus lag, how to advocate for better providers and funds, and when it makes sense to roll to an IRA for full control. You'll also learn how to keep tracking simple, why monthly check‑ins beat daily dashboards, and how consolidating at a service‑oriented custodian streamlines everything. On execution, we explain why ETFs beat mutual funds for rebalancing speed and precision, plus how to convert Vanguard mutual funds to ETFs without tax surprises.Taxes and withdrawals get the spotlight too. We clarify asset location—shelter ordinary income, let capital appreciation work in brokerage and Roth—and outline “asset swaps” that let you sell what's up while managing tax impact. For those still accumulating, we talk strategy for a smoother glide into a risk parity portfolio to reduce sequence risk, and the trade-offs between earlier protection and maximum growth. We wrap with a market scoreboard across stocks, bonds, gold, REITs, commodities, preferreds, and managed futures, and report on sample portfolios including Golden Butterfly, Golden Ratio, Ultimate, and leveraged variants.If you value actionable, no-nonsense guidance for DIY investors, you'll find ideas you can use right away—whether you're five years from retirement or still building your base. Subscribe, leave a review, and share this with a friend who's wrestling with 403(b) choices or planning a tax-smart withdrawal strategy.Support the show

Most retirees don't realize that the strategies that served them well for 30–40 years of saving can work against them the moment they stop working. In this episode, Brian Decker and Arrin Wray break down why accumulation and distribution require two completely different approaches—and why misunderstanding that distinction can jeopardize your retirement. Brian explains: Why market losses in retirement are far more damaging than losses during your working years How drawing income from fluctuating accounts accelerates losses and compromises long-term results Why bond funds haven't acted as “safe money” in today's rate environment—and the interest-rate risk most retirees overlook What makes the 4% rule unreliable in flat or volatile market cycles How momentum strategies and dividend sleeves fit into a modern risk-reduction plan Why your asset mix should flip at retirement—with only 25–35% of assets exposed to market risk How a laddered, principal-guaranteed income plan provides stability, clarity, and true distribution discipline You'll also hear how Decker Retirement Planning builds math-based distribution plans, updates them annually, and helps retirees maximize net-of-tax income while minimizing exposure to unnecessary risk and fees. If you're within 5–10 years of retirement—or already retired—this episode will give you a clearer picture of what a real retirement plan should look like. Have questions about your retirement readiness? Schedule a visit at DeckerRetirementPlanning.com or call 833-707-3030.

Tythia comes to terms with the new He-B(s), Major and Kaylock get surprising news, and Asa resolves to change things for the better! Transcript available on the website. --Please leave us a rating on Apple Podcasts!-- Website: pendantaudio.com Bluesky: @pendantaudio Tumblr: pendantaudio.tumblr.com

Strong Economy and Rate Cuts — Elizabeth Peek — Peek documents that the U.S. economy remains robustly strong, with aggregate consumer spending outpacing inflation rate accumulation, indicating sustained purchasing power and economic vitality. Peek acknowledges that labor market sentiment remains weak despite aggregate employment statistics, reflecting worker anxiety regarding job security and wage growth relative to cost-of-living increases. Peek predicts the Federal Reserve will reduce interest rates in December responding to softening employment indicators and deflationary pressures. Peek highlights ongoing uncertainty regarding potential emergency tariff implementation pending Supreme Court constitutional review and validation of executive authority over international trade policy. 1907 NYSE

Hour 2: The Lane Train is in Baton Rouge and Gov. Landry's power accumulation full 1337 Tue, 02 Dec 2025 15:59:00 +0000 ImjG48GaUjRSChIiPqvGo1SWwhoYCJE4 sports,lsu,politics,jeff landry,news WWL First News with Tommy Tucker sports,lsu,politics,jeff landry,news Hour 2: The Lane Train is in Baton Rouge and Gov. Landry's power accumulation Tommy Tucker takes on the days' breaking headlines, plus weather, sports, traffic and more   2024 © 2021 Audacy, Inc. News False https://player.

Bill Dafflon is Co-founder and Chief Executive Officer of Wondera.AI, an AI music company backed by leading Silicon Valley venture capital firms. Bill is currently an investor in WebX, the world's first Bitcoin Accumulation Company (BAC). Why you should listen WebX International Holdings Limited began its journey in manufacturing — transforming raw materials into value. Today, that same spirit of transformation drives the company towards a new frontier: computation power. Around the world, computation resources are abundant yet scattered — powerful, but often idle or misallocated. WebX saw an opportunity: to turn this fragmented infrastructure into a connected, efficient, and finance-enabled network. Evolving from a textile innovator into a computing-power pioneer, WebX builds the systems that convert energy and computation into digital value — redefining how infrastructure powers growth in the digital age. Backed by world-class partners across finance, technology, and blockchain, WebX connects global capital with computation power — unlocking transparent, sustainable, and enduring value creation. Digital asset treasury companies are booming, but WebX is taking a very different path. Instead of raising capital to buy and hold Bitcoin, the company accumulates BTC directly through operational revenue and targeted investments—feeding value back into the Bitcoin ecosystem over time. After securing an account with a regulated Hong Kong crypto trading provider, WebX recently completed its first Bitcoin purchase, fully funded from internal resources. The company's strategy addresses a major problem in the Digital Asset Treasury (DAT) sector. More than 100 publicly traded firms now hold Bitcoin and other digital assets, but most do so passively. Without income-generating operations tied to their treasury, traditional DATs rely heavily on external fundraising—often at inflated market prices—which dilutes shareholders and collapses in bear markets. WebX's active accumulation model avoids these pitfalls by using its own operating business to steadily buy BTC. Supporting links Stabull Finance WebX Andy on Twitter  Brave New Coin on Twitter Brave New Coin If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.

This week's Week in Review covers major political developments, including President Trump's upcoming visit to Beijing and the launch of the Genesis Mission, along with fresh data on growth, confidence, inflation, and business sentiment. Dave Spano and Brian Jacobsen also break down standout corporate stories, shifting consumer trends, and the key economic releases coming in the days ahead. Plus, segments on how to gift money and "Alignment" vs. "Accumulation" in retirement.

Send Dr. Li a text here. Please leave your email address if you would like a reply, thanks.In episode 259 of the Make Time for Success podcast, Dr. Christine Li dives into the challenges of midlife, including feeling overwhelmed by responsibilities, mental clutter, and the constant pressure to accumulate more stuff. Drawing on recent social media interactions and insights, she explores how clutter—both physical and emotional—impacts mental clarity and well-being. The episode offers actionable strategies for reducing stress, creating alignment, and reclaiming flow during midlife, all while encouraging listeners to focus on what truly matters to them. Whether it's letting go of excess belongings or setting new priorities, Dr. Christine Li shares ideas to help make this chapter of life the best one yet.Timestamps:00:00:01 – 00:01:11: Dr. Christine Li opens the episode, sharing excitement about new followers and introducing topics: clutter, mental load, and midlife overwhelm.00:02:01 – 00:04:55: Discussion on midlife clarity, flow, and the importance of aligning values to ease overwhelm.00:05:19 – 00:07:48: Clutter is examined—more than just physical, it's also emotional and energetic.00:08:37 – 00:11:47: Real-life clutter scenarios, personal definitions, and dealing with guilt and stress.00:12:44 – 00:14:35: Focus interruptions and internal stress caused by clutter; tips to recognize and reduce it.00:15:38 – 00:17:00: Commentary on consumer culture and shifting focus from buying to experiences.00:18:09 – end: Wrap-up, values reflection, and a free mental clarity resource offered.To get the free download that accompanies this episode, go to  https://maketimeforsuccesspodcast.com/mentalclarityTo sign up for the Waitlist for the Simply Productive Program, go to https://maketimeforsuccesspodcast.com/SPFor more information on the Make Time for Success podcast, visit: https://www.maketimeforsuccesspodcast.comGain Access to Dr. Christine Li's Free Resource Library -- 12 downloadable tools and templates to help you bypass the impulse to procrastinate: https://procrastinationcoach.mykajabi.com/freelibraryTo work with Dr. Li on a weekly basis in her coaching and accountability program, register for The Success Lab here: https://www.procrastinationcoach.com/labConnect with Us!Dr. Christine LiWebsite: https://www.procrastinationcoach.comFacebook Group: https://www.facebook.com/groups/procrastinationcoachInstagram: https://www.instagram.com/procrastinationcoach/TikTok: https://www.tiktok.com/@procrastinationcoachThe Success Lab: https://maketimeforsuccesspodcast.com/lab                        Simply Productive: https://maketimeforsuccesspodcast.com/SP

In this episode, Katie introduces the Own Your Health System, a step-by-step framework distilled from 20+ years of Chinese medicine, healing practice, and real-world experience helping thousands of people transform their physical, emotional, and spiritual health. You'll learn why so many of us are unwell, even though we live longer than ever. Katie breaks down how colonisation, industrialisation, modern lifestyle, tech overload, stress, poor circulation, and lost ancient practices have pulled our bodies out of alignment — and what simple daily habits can pull them back. If you've ever asked yourself: “Why am I ill? What do I do? How do I fit this into my busy life?” — this episode gives you the answers. You'll discover: ✔ Why ancient healthcare systems still matter today ✔ How modern living disrupts your body's natural rhythm ✔ How stagnation, toxicity, and stress accumulate in the body ✔ The #1 cause of modern illness (according to the WHO) ✔ Simple, free practices to improve circulation & reduce symptoms ✔ How to build health routines that actually fit your daily life This episode is perfect for anyone interested in holistic health, Chinese medicine, self-care, stress reduction, sleep improvement, menopause, weight gain, energy, or understanding how to live well in the modern world. Chapters: 00:00 — Why Modern Life Makes Us Sick: The Big Picture 02:25 — The Three Questions Everyone Asks When They're Unwell 05:10 — Why Ancient Healthcare Systems Disappeared 08:00 — Colonisation, Politicisation & the Fragmentation of Health 12:20 — Industrialisation: When We Lost Our Connection to Nature 15:45 — Modernisation & Tech Overload: A Body Out of Sync 20:30 — Accumulation, Toxicity & Why Symptoms Build Over Time 27:00 — What To Do: Aligning Yourself Through Daily Routine 31:40 — How to Improve Circulation (80% of Illness Starts Here) 38:10 — The Own Your Health System Explained + What's Coming Next ------------------------------------------- More information here: https://katiebrindle.com/ Subscribe to my newsletter: https://katiebrindle.com/newsletter-signup/ Buy 'Yang Sheng: The Art of Chinese Self-Healing' at https://www.hayoumethod.com/product/yang-sheng-the-art-of-chinese-self-healing/ Buy the Hayo'u tools at https://www.hayoumethod.com/products/ Hayo'uFit at https://hayoufit.com -------------------------------------------- Join my channel and leave a comment about what you want to see next! Love, Katie Brindle.

Welcome to the Precious Metals Summit in Zurich! We kick off our coverage with major news as Summit Royalties begins trading publicly.In this exclusive interview, we sit down with Drew Clark, CEO of Summit Royalty Corp., on the eve of the company's debut on the TSX Venture under the symbol SUM as a Tier 1 issuer. Drew Clark discusses the journey of building the company, which involved a takeover transaction with Eagle Royalties and transitioning from "an idea on May 29th" to a cash-flow-positive, publicly traded entity

In this episode we answer emails from Luc and Nick.  We discuss the four levels of investors, the fundamental problems with identity that terms like "saver" and "Boglehead" cause per Morgan Housel, fallacious reasoning often applied to investing and portfolio construction, equity core with growth–value balance and small-cap value tilt, VTI vs VUG trade-offs and tax considerations, tax efficient asset location for bonds, equities, gold, considerations about alternatives like managed futures, and using risk parity portfolios for intermediate term savings during your accumulation phase.Links:Luc's Boglehead Forum Link:  Golden Ratio Portfolio - Frank Vasquez - Bogleheads.orgMindy Jensen's Risk Parity Style Portfolio:  We Built a 5% SWR Retirement Portfolio Using Fidelity in 48 Minutes (Golden Ratio Portfolio)Breathless Unedited AI-Bot Summary:Want a portfolio that funds your life, not your identity? We dig into the fuss around the “Golden Ratio” name and get to what actually matters: principles that increase safe withdrawal rates and reduce stress when markets turn weird. Instead of defending a formula, we show how to use uncorrelated assets, thoughtful macro-allocation, and enough simplicity to keep you invested without blinding you to risk.We break down four investor levels—from money hygiene and shiny-object traps to the comfort of low-cost indexing—and then the jump to level four, where professional-grade ideas get translated for DIY investors. That's where uncorrelated assets like Treasuries, gold, and managed futures earn their keep, not because they're trendy, but because they lower correlation to stocks and smooth cash flows across regimes. We also call out common fallacies that derail portfolio debates: past performance cliches that prove nothing, irrelevant metrics used as cudgels, and cherry-picking that erases the 1970s and 2022 as if rare events never recur.Then we get practical with a young FI couple: how to build a durable equity core by pairing total market or large-cap growth with a small-cap value tilt, why VTI is usually fine while VUG may diversify better against value in tax-deferred accounts, and how to avoid tax pain when transitioning. We map smart asset location—ordinary-income generators in traditional, long-term growers in Roth, tax-efficient equities in taxable—and set realistic ranges: 40–70 percent stocks, 15–30 percent Treasuries, under 10 percent cash, and 10–25 percent alternatives. No dogma, just ranges that historically support higher withdrawal rates.We close with a versatile idea: an intermediate risk parity “slush” portfolio you can tap for big purchases without riding the all-stock rollercoaster. Add to laggards, sell winners, keep it simple, and stay focused on the only scoreboard that matters—sustainable spending. If you're ready to trade identity for outcomes and marketing for math, this one's for you.If this resonated, follow the show, leave a review, and share it with a friend who's rethinking their allocation. Your future self—and your future spending—will thank you.Support the show

Fixed, Indexed, or Variable? Understanding the 3 Types of Annuities Description:

Matt Prusak of American Bitcoin joins Mitchell Askew of Blockware to discuss Mining to Accumulate BTC, 'Cap Ex Lite' Mining, The Pro-Bitcoin White House, the crossover between Bitcoin & American Values, and more!Save on Taxes and Stack Bitcoin at a Discount by Mining Bitcoin with Blockware: https://mining.blockwaresolutions.com/consultFollow us on X:Mitch: https://x.com/MitchellHODLBlockware: https://x.com/blockwareteamMatt: https://x.com/MattPrusakAmerican Bitcoin: https://x.com/ABTC

Welcome to Rendering Unconscious – the Gradiva award-winning podcast about psychoanalysis & culture, with me, Dr Vanessa Sinclair. https://renderingunconscious.substack.com RU363: JARED WARE FROM MILLENNIALS ARE KILLING CAPITALISM: https://renderingunconscious.substack.com/p/ru363-jared-ware-from-millennials Rendering Unconscious episode 363. Rendering Unconscious welcomes Jared Ware from Millennials are Killing Capitalism to the podcast! Follow MAKCapitalism at YouTube https://www.youtube.com/@MAKCapitalism Instagram https://www.instagram.com/makcapitalism/ Patreon https://www.patreon.com/millennialsarekillingcapitalism Linktree https://linktr.ee/makcapitalism Support Lifeline4Gaza https://www.instagram.com/lifeline4gaza/ On this episode, Jared discusses his work with the Millennials are Killing Capitalism podcast and how it has evolved over the past 8 years. He discusses reoccurring guests who have contributed to building the MAKCapitalism community, including Lara Sheehi, Abdaljawad Omar, and Stephen Sheehi, and his persistent work addressing imperialism and the ongoing genocide in Gaza. He also discusses MAKCapitalism's current study group on Ali Kadri's “The Accumulation of Waste,” which explores capitalism's role in the production of waste and war, as well as the propaganda machine that is Hollywood in his “Imperial 80s” series with Mtume Gant. Check out these episodes of MAKCapitalism: Abdaljawad Omar & Lara Sheehi: 2 Years of Resistance, 2 Years of Genocide https://www.youtube.com/live/vocPxGxcIjg?si=UaCPDDMXpwwbHdUq ‘A Nightmare on Elm Street' featuring Renee Johnston | The Imperial ‘80s Episode 12 https://www.youtube.com/live/6SFoqu8PBGA?si=ZnhNiX9GLHpxCC6e Millennials Are Killing Capitalism's 8 Year Anniversary Extravaganza! https://www.youtube.com/live/o_h0O0LtR9Y?si=aLu5CIipOdxkPlf- “War Is the Basis of Accumulation” - Ali Kadri on Genocide, Waste, Imperialism, and the Commodification of Death https://millennialsarekillingcapitalism.libsyn.com/war-is-the-basis-of-accumulation-ali-kadri-on-genocide-waste-imperialism-and-the-commodification-of-death News and updates: The next event for RU Center for Psychoanalysis is coming up Saturday, October 18th! Join me for the second installment of An Introduction to Psychoanalysis. Register by becoming a paid subscriber at RU Center for Psychoanalysis: https://rucenterforpsychoanalysis.substack.com You may watch the recording of the first class HERE: https://rucenterforpsychoanalysis.substack.com/t/classes We covered Freud's early life, family dynamics and how they influenced his later theories, as well as his work with Charcot and Breuer, culminating in Studies on Hysteria (1895). In the second class we will look at Freud's correspondence with Fliess and how it functioned as a self-analysis; we'll focus on The Interpretation of Dreams (1900) and the dream of Irma's Injection, and discuss major works including The Psychopathology of Everyday Life (1901), Jokes and Their Relation to the Unconscious (1905), Fragment of a Case of Hysteria (1905), and Three Essays of the Theory of Sexuality (1905). There will be plenty of time for discussion and free association so feel free to bring your thoughts and dreams. See you soon!

Mark has been helping individuals retire with confidence for over two decades. He is a passionate professional with a rich history of providing safe growth and advanced income strategies to help make sure his clients have an income they can't outlive. Working with top estate planning attorneys, Mark assists his clients with life insurance and long-term care planning alternatives to ensure legacy preservation for loved ones.Mark has been in the insurance business since 2000 and has held a Series 65 securities license since 1999. In 2018, Mark founded Wealth Management Strategies Financial Services LLC, an investment advisory and retirement solutions firm. Mark is also an Accredited Investment Fiduciary (AIF), which he earned by demonstrating knowledge of ethical behaviors that follow a fiduciary duty to his clients.Mark attended California State University at Northridge with a major in business management and a minor in marketing.Learn more: https://www.wmsretirementsolutions.com/Investments offered through WMS Financial Services LLC, a California registered investment adviser. AKA “WMSFS”. CRD 291291 8820 E. Foxhollow Drive Anaheim, CA 92808. Insurance products and services are offered through Wealth Management Strategies, an affiliated company. Mark D. Turner, Insurance License #0759815 Wealth Management Strategies, 751 S. Weir Canyon Rd. Ste 157-610 Anaheim, CA 92808 (714) 912-4906. IRS CIRCULAR 230 DISCLOSURE To ensure compliance with requirements imposed by the IRS, we inform you that any US federal tax advice contained in this communication is not intended or written to be used and cannot be used for the purpose of (a) avoiding penalties under the Internal Revenue Code or (b) promoting, marketing or recommending to another party any transaction or matter addressed herein.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-mark-turner-president-of-wealth-management-strategies-discussing-retirement-accumulation-vs-distribution

Mark has been helping individuals retire with confidence for over two decades. He is a passionate professional with a rich history of providing safe growth and advanced income strategies to help make sure his clients have an income they can't outlive. Working with top estate planning attorneys, Mark assists his clients with life insurance and long-term care planning alternatives to ensure legacy preservation for loved ones.Mark has been in the insurance business since 2000 and has held a Series 65 securities license since 1999. In 2018, Mark founded Wealth Management Strategies Financial Services LLC, an investment advisory and retirement solutions firm. Mark is also an Accredited Investment Fiduciary (AIF), which he earned by demonstrating knowledge of ethical behaviors that follow a fiduciary duty to his clients.Mark attended California State University at Northridge with a major in business management and a minor in marketing.Learn more: https://www.wmsretirementsolutions.com/Investments offered through WMS Financial Services LLC, a California registered investment adviser. AKA “WMSFS”. CRD 291291 8820 E. Foxhollow Drive Anaheim, CA 92808. Insurance products and services are offered through Wealth Management Strategies, an affiliated company. Mark D. Turner, Insurance License #0759815 Wealth Management Strategies, 751 S. Weir Canyon Rd. Ste 157-610 Anaheim, CA 92808 (714) 912-4906. IRS CIRCULAR 230 DISCLOSURE To ensure compliance with requirements imposed by the IRS, we inform you that any US federal tax advice contained in this communication is not intended or written to be used and cannot be used for the purpose of (a) avoiding penalties under the Internal Revenue Code or (b) promoting, marketing or recommending to another party any transaction or matter addressed herein.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-mark-turner-president-of-wealth-management-strategies-discussing-retirement-accumulation-vs-distribution

What Moses wrote to the people; Hebrew language; Metaphors; Reading with Holy Spirit; Two trees; Translators' struggle; "Leaven"; Reducing spiritual to physical; "Corban"; Wrestling with a man; Angels?; Jacob's traveling group; "vav+yod+aleph-biet-kof" (dust, vapor, cloud); Agonizing in prayer; Becoming Israel; Gen 33:1; "after" and "hindermost" rank; Jacob's prayer; God's instructions; Rachel; Oldest Hebrew?; God's children; God's trust - dress and keep; "Semite"; Jacob's bondage; aleph-lamad; "Lord" (adonai); Meaning of Hebrew letters?; Acquiring your daily bread; Making new words?; Esau's wealth; The face of God; Accumulation of knowledge; Esau's acceptance; Attribution to God; "Succoth"?; Booths for cattle?; Shalem - the city?; Paying for land; Gifts?; "Frank" marriage; Exchange of value; Why build an altar? (Elelohe-Israel); Gen 27:41 Esau slay Jacob; Character of Israel; Freewill offerings; Forgiveness test; Shin-ayin-yod-resh (Seir) = hairy?; Other translations - shaggy, storm, rain, reason, gate, 100 fold, horrid (8163-8165, root 8175-8181); allowing choice; System of altars; "Porters"?; 2 Pe 1:11 - an entrance to the kingdom; Jesus doing what Jacob was doing; 2 Pe 1:1; Knowing God; 2 Pe 1:5; 4 wives?; Don't tempt the Lord; Altars of charity; "Booths"; If you don't work, you don't eat; Immigration; Cities of blood, One purse; Not to be that way with you - exercising authority; "aleph-lamad aleph-lamad-hey-yod -Israel; Succoth - daughter of booths 2 Ki 17:30; Fertility; Appetites for benefits; Forcing neighbors; Worshipping; Peace.

In this episode, we speak with Iker Suárez, who authored a searing piece in the Monthly Review titled "The Migrant Genocide: Toward a Third World Analysis of European Class Struggle." In it, he challenges the dominant humanitarian framing of migrant deaths at sea, arguing that it isn't a moral crisis but a structural necessity of late imperialism. What unfolds on Europe's shores, he contends, is but a violent expression of global capital's unraveling. Further, diving into the works of scholars like Ali Kadri and Samir Amin, we explore how unresolved agrarian contradictions in the Global South, the accumulation of waste, and the labor-capital contradiction are converging in the form of the systemic genocide of migrants. We unpack why immigration is not a peripheral issue, but the return of capital's deepest contradiction to the imperial core—and how this rupture shapes Europe's ideological terrain, from the failures of social democracy to the rise of fascism. Iker Suarez is an author and doctoral researcher. He studies neocolonialism in Europe and organizes in socialist, anti-racist and anti-imperialist movements in Madrid and New York. His work revolves around European borders, class struggle, and immigration politics from a political economy perspective grounded in the Third World. He co-authored a book on Spain's southern border enclave in northern Morocco (Melilla), focusing on the neocolonial dynamics that undergird European social democracies. His current research focuses on linking European state racism with a holistic understanding of imperialism to better think through strategy. You can follow his work at @ikersuarz. If you like what we do and want to support our ability to have more conversations like this. Please consider becoming a Patron. You can do so for as little as a 1 Dollar a month.  Related: “War Is the Basis of Accumulation” - Ali Kadri on Genocide, Waste, Imperialism, and the Commodification of Death Study Group Ali Kadri's Accumulation of Waste (only about 5 spots left)

Most people wait for perfect conditions and call it “planning.” That's just stuck.  In this conversation, Mark Young, an entrepreneur, educator, author, and functional doctor, joins Jim to break the addiction to comfort, reframe failure, and get back to ownership. We hit health, wealth, and work: why public goals matter, why cashflow beats accumulation, and how to use AI as a collaborator (not a crutch). If you're serious about building your Wealth Engine, this one's about action, not consensus. What You'll Learn: Why momentum beats “getting ready to get ready”, and how to act before everything is perfect The real fear behind inaction: public failure and tying your value to others' opinions How “do hard things” compounds in health, business, and wealth—discipline creates predictable outcomes Cashflow > accumulation: stop outsourcing your financial future to Wall Street narratives How to treat AI as a collaborator to upgrade decisions in health and money (without letting your brain atrophy) Action Steps: 1. Own One Hard Thing Today Pick a single uncomfortable action (call the prospect, publish the post, book the consult). Do it before noon. Momentum is a decision. 2. Make It Public Choose one measurable goal and share it with your circle (deadline included). Public commitments kill excuses and create follow-through. 3. Shift from Accumulation to Cashflow Audit your plan: Where does monthly cashflow come from? Map one move to increase it (IBC policy design, a small real-estate cashflow play, or a skill that raises your floor). Mark Young's Final Word: “Curiosity begets curiosity. Ask better questions, do hard things, and use AI as your collaborator. The harder I worked, the luckier I got—and proximity creates opportunity.” Connect with Mark Young: Instagram: www.instagram.com/themarkyoung Website: ryzeagency.com Website II: themarkyoung.com

This is an episode recorded this week with Tara Alami to talk about a piece she wrote about Jordan for Vox Ummah last Spring. The essay's title is “The Price of Peace” and it delves into Jordan's role within the US-Imperialist led world system. And Alami discusses the history of the Hashemite monarchy, and the political legacy of Jordanian rulers with respect to Palestinians, Zionist colonizers, and western imperialism. This discussion gets into many of the contradictions of the history of Jordan, Tara's own family history as Palestinians living in Jordan, as well as her personal history as a student there. And she talks about the ideology promoted by the state, the enticement to maintain fealty to the monarchy, and the role Jordan plays as a buffer state in the region.   Tara Alami is a Palestinian writer & researcher from occupied Jerusalem and occupied Yafa. Check out Tara's substack as well. A reminder that on October 1st we launch our study group on Dr. Ali Kadri's The Accumulation of Waste: A Political Economy of Systemic Destruction. It's available to everyone who supports the show. There are only about 25 spots left in the group as we publish this, so if you want to join us, make sure you do so ASAP to reserve your space.  As always if you like the work that we do, the best way to support the show is through either to be come a patron of the show at patreon.com/millennialsarekillingcapitalism or through either an ongoing pledge or one time donation through BuyMeACoffee

In this episode of Guerrilla History, Ali Kadri is back for another installment of our new mini-series with him!  This time, a fascinating discussion on The Future of Resistance.  If you missed our previous episode with him, Surplus Populations and the Political Economy of Waste, be sure to check that out!  Also, stay tuned for more installments of this series! Ali Kadri is an esteemed Professor at various institutions around the world, as well as the author of many important books including Arab Development Denied: Dynamics of Accumulation by Wars of Encroachment, The Accumulation of Waste: A Political Economy of Systemic Destruction, and The Unmaking of Arab Socialism.   Help support the show by signing up to our patreon, where you also will get bonus content: https://www.patreon.com/guerrillahistory  We also have a (free!) newsletter you can sign up for, and please note that Guerrilla History now is uploading on YouTube as well, so do us a favor, subscribe to the show and share some links from there so we can get helped out in the algorithms!! *As mentioned, you will be able to find Tsars and Commissars: From Rus to Modern Russia on YouTube. Adnan Husain Show on YT and audio podcast and they can support patreon.com/adnanhusain and buymeacoffee.com/adnanhusain

In this discussion we talk with Professor Corinna Mullin who is a member of the Anti-Imperialist Scholars Collective.  Corinna Mullin is an anti-imperialist academic who teaches political science and economics. Her research examines the historical legacies of colonialism and the role of capitalist expansion and imperialist imbrications in producing peripheral state “security dependency,” with a focus on unequal exchange, super-exploitation, resource extraction, and other forms of surplus value drain/transfer as well as resistance. Corinna has also researched and published academic works on border imperialism, struggles around the colonial-capitalist university, fascism, multipolarity, and national liberation, with a focus on the Maghreb, West Asia, and Turtle Island. Corinna was a member of the Steering Committee for the International Peoples' Tribunal on U.S. Imperialism and organizes with CUNY for Palestine and Labor for Palestine. She serves on the Steering Committee of the Professional Staff Congress (PSC)-CUNY's International Committee and is a member of the Delegate Assembly. Full bio from AISC. In this discussion we primarily discuss her piece, Zionism, Imperialism, and the Struggle Against Global Fascism: Palestine as the ‘Hornet's Nest' of US Empire from the Anti-Imperialist Scholars Collective blog The Pen Is My Machete  And a little bit on her piece The ‘War on Terror' as Primitive Accumulation in Tunisia: US-Led Imperialism and the Post-2010-2011 Revolt/Security Conjuncture from Middle East Critique  Also I say more about this in the episode, but Dr. Mullin was fired from CUNY as a result of her stance and organizing with respect to Palestine. We will include a statement from AISC on this and a Statement in Solidarity with CUNY Faculty and Students Facing McCarthyite Retaliation for Palestine Solidarity which we have signed.  There are also a number of other calls to action for faculty and students at CUNY that we will include in the show description. Corinna talks about those at the end of the episode and we strongly encourage folks to support those calls to action it only takes a minute of your time. In this discussion Dr. Mullin talks a little bit about Dr. Ali Kadri's The Accumulation of Waste: A Political Economy of Systemic Destruction and it just so happens that we have a study group on that exact book starting on October 1st, it's available to everyone who supports the show, whether through patreon, BuyMeACoffee or as a YouTube member of the show. Details on that study group and how to join it are linked in the show description. But just to note that there are only about 40 spots left in the group as we publish this, so if you want to join us, make sure you do so ASAP to reserve your space. Calls to Action:  "Hadeeqa Arzoo Malik is being made an example of for the sake of setting the tone across the nation at public universities, as they seek further control over the student movement for Palestine. City College President Vincent Boudreau has already denied her appeal for a drop to the charges, without even an acknowledgement to the 2,000+ calls and emails from the community that demanded her reinstatement. Now, it is time to escalate both our tactics against CUNY and whom we pressure— Take it to the Board of Trustees. Your rage is needed to make it loud and clear that CUNY's repression will not go uninterrupted.  CALL CUNY STUDENT AFFAIRS: 646-664-8800 EMAIL THE BOT: https://tinyurl.com/Defendhadeeqaarzoo" Free Tarek Bazrouk! Tarek is a 20-year-old Palestinian from NYC, unjustly convicted of federal charges stemming from his participation in protests against the genocide in Gaza. "Demand Immediate Reinstatement of Terminated Adjunct Faculty and Defend Academic Freedom Send a letter to Brooklyn College President Michelle Anderson, CUNY Chancellor Félix Matos Rodríguez, and CUNY Board Chairperson William Thompson urging them to reinstate the fired adjunct faculty and protect the rights of CUNY students and workers who stand in solidarity with Palestine. The targeting of these individuals is part of a broader assault on higher education and academic freedom. Their fight is our fight—silencing them is an attack on us all. Send your letter here ➔" Sanctuary & Popular University Network (SPUN statement & instagram) Related conversations: War is the Basis of Accumulation with Ali Kadri Charisse Burden-Stelly on Black Scare/Red Scare  Link to the latest issue of Middle East Critique & the conversation with Matteo Capasso   “Attica Is an Ongoing Structure of Revolt” - Orisanmi Burton on Tip of the Spear, Black Radicalism, Prison Rebellion, and the Long Attica Revolt  Heading Towards Invasion? The US Empire's Campaign Against Venezuela with José Luis Granados Ceja  Palestine's Great Flood with Max Ajl

Send Dr. Li a text here. Please leave your email address if you would like a reply, thanks.On this episode of Make Time for Success, Dr. Christine Li welcomes voice expert Tracy Goodwin to discuss how our physical and emotional clutter is often tied to our identity, energy, and personal growth. Tune in as they unpack why we hold onto things, how clutter impacts our well-being, and how finding your voice—literally and figuratively—can help you let go and step into new possibilities.Voice researcher and coach Tracy Goodwin, owner of Captivate the Room and creator of Psychology of the Voice® has taught thousands of celebrities, professionals, and entrepreneurs to transform their voices from the inside out with her unique approach, which gets to the core of a person's internal voice psychology and external sounds that are repelling, misrepresenting, and costing them 30-90% in impact, influence and revenue. Tracy makes the invisible visible to next-level your relationships, business and overall success. Timestamps:[00:07:07]Identity and clutter; How letting go shifts identity[00:18:45]Accumulation, trauma, and emotional stress[00:23:21]Tracy explains how unhealed wounds affect the voice[00:35:16]Dr. Li's webinar example and Tracy's advice on up-leveling[00:45:47]Dr. Li describes the decluttering challengeTo register for Dr. Li's Re-Energize Your Home Challenge to declutter your home, go to https://maketimeforsuccesspodcast.com/challengeTo sign up for the Waitlist for the Simply Productive Program, go to https://maketimeforsuccesspodcast.com/SPFor more information on the Make Time for Success podcast, visit: https://www.maketimeforsuccesspodcast.comGain Access to Dr. Christine Li's Free Resource Library -- 12 downloadable tools and templates to help you bypass the impulse to procrastinate: https://procrastinationcoach.mykajabi.com/freelibraryTo work with Dr. Li on a weekly basis in her coaching and accountability program, register for The Success Lab here: https://www.procrastinationcoach.com/labConnect with Us!Dr. Christine LiWebsite: https://www.procrastinationcoach.comFacebook Group: https://www.facebook.com/groups/procrastinationcoachInstagram: https://www.instagram.com/procrastinationcoach/TikTok: https://www.tiktok.com/@procrastinationcoachThe Success Lab: https://maketimeforsuccesspodcast.com/lab                        Tracy Goodwin:Website: https://captivatetheroom.com/Facebook: https://www.facebook.com/captivatetheroom/#Instagram: https://www.instagram.com/captivateThe 10th round of the Re-Energize Your Home 5-Day Challenge begins September 8th. This fun, free, effective event will give you tools to not only get a handle on your clutter, but also show you how to reclaim the energy in your home, your mind, and your life. Sign up at https://maketimeforsuccesspodcast.com/challenge

In this episode of Guerrilla History, we kick off a brilliant new mini-series with our friend, Dr. Ali Kadri!  Here, we discuss surplus populations and the political economy of waste.  We always hear terrific things about our conversations with Ali, and we are sure you will similarly love this one.  Be sure to stay tuned for the next installment of this mini-series, which will be on The Future of Resistance! Ali Kadri is an esteemed Professor at various institutions around the world, as well as the author of many important books including Arab Development Denied: Dynamics of Accumulation by Wars of Encroachment, The Accumulation of Waste: A Political Economy of Systemic Destruction, and The Unmaking of Arab Socialism.   Help support the show by signing up to our patreon, where you also will get bonus content: https://www.patreon.com/guerrillahistory  We also have a (free!) newsletter you can sign up for, and please note that Guerrilla History now is uploading on YouTube as well, so do us a favor, subscribe to the show and share some links from there so we can get helped out in the algorithms!! *As mentioned, you will be able to find Tsars and Commissars: From Rus to Modern Russia on YouTube.