Podcasts about Accumulation

Retirement planning is not about retirement.That's the provocation David opens with — and he means it. This episode isn't another checklist. It's a ground-up rethink of what the 5-to-10-year sprint before retirement actually demands: emotionally, philosophically, and financially.Starting with a question no financial podcast has the nerve to ask — is retirement even a biblical concept? — David works through everything from the psychology of stopping work to the hard mechanics of income portfolios, tax strategy, and the risks that blow up otherwise solid plans.If you've been coasting toward retirement on autopilot, this episode is the alarm clock.In This Episode0:00 — Cold OpenWhy the conventional framing of retirement is wrong, and what this episode is actually going to cover.~3:00 — Is Retirement Even a Biblical Concept?The word never appears in Scripture. The one exception in Numbers 8, what the parables actually teach about accumulation, and why the biblical model looks more like a pivot than a finish line.~9:00 — The Behavioral Trap: What Will You Actually Do?The identity crisis nobody warns you about, retirement depression, underspending vs. overspending, and five questions worth sitting with before you make any financial decisions.~15:00 — The Purpose Problem: Should You Even Fully Retire?The happiest retirees David has seen, the financial benefits of partial work, and why "retire to something" beats "retire from something" every time.~20:00 — Business Owner or Employee: The Decisions Are DifferentW-2 employees: catch-up contributions, pension options, the healthcare gap before Medicare, Social Security timing. Business owners: exit planning, retirement plan vehicles, tax-efficient value extraction, and the concentration risk problem.~26:00 — Accumulation vs. Distribution PortfoliosWhy the portfolio that built your wealth can destroy your retirement. Sequence of returns risk explained plainly — same average return, completely different outcomes.~29:00 — The Bucket StrategyThree buckets, three time horizons, one framework that eliminates panic selling. How Bucket One is your shock absorber and why Bucket Three can still be aggressive.~32:00 — Roth vs. Pre-Tax: The Great DebateIt's almost always "and," not "or." Tax diversification, the Roth conversion window, and why business owners have unique opportunities here.~35:00 — The Risks Nobody Wants to Talk AboutLongevity risk (you live longer than your money does) and long-term care (70% of retirees will need it). What hybrid products exist now and why waiting to have this conversation is itself a costly decision.~38:00 — Spend on Experiences While You Can + Legacy PlanningThe go-go, slow-go, no-go framework. Why retirees wait too long. Legacy basics: beneficiary designations, powers of attorney, donor-advised funds, and the "talk while you can" imperative.Key Takeaways

“Abundance isn't God's provision for me to live in luxury; it's His provision for me to help others live.” That line from Randy Alcorn captures the heart behind a financial finish line. When God entrusts us with more, the question is not simply, “How much can I keep?” but “How much can I use for His purposes?” Cody Hobelman, Certified Financial Planner and Certified Kingdom Advisor, joined the show today to share how that question became deeply personal in his own life. Along with his brother Keelan, Cody contributed to FaithFi's new Field Guide, How Much Money Is Enough? But before he taught others how to set a financial finish line, he had to wrestle with it in his own context. The Early Pull of Accumulation Early in his career, Cody's view of money was much like that of many people. He wanted a large income, growing wealth, and the kinds of opportunities that seemed to promise happiness and success—perhaps vacation homes, financial freedom, and a comfortable lifestyle. Those goals were not unusual. Many people begin their careers with an eye toward building, earning, and accumulating. But over time, Cody began to sense that something was missing. After college, he returned to church and began reading Scripture for himself. What stood out to him was how often Jesus spoke about money. Those passages began to reshape the way he viewed his role in managing what God had entrusted to him. When Obedience Begins to Reshape the Heart At the end of 2016, Cody's church went through a series on managing money biblically. At the conclusion, the congregation was invited to commit to tithing in the coming year. After prayer and conversation with his wife, Steph, Cody decided to begin giving 10% of his income to the church in 2017. That step mattered. It was his first move into intentional giving. He began to see that not every dollar he earned had to serve his own lifestyle. God gives resources with purpose, and giving helped Cody begin to discover that purpose. But as he later reflected, his generosity at that stage still felt like “checking the box.” He was giving, but accumulation remained the deeper goal. Tithing became a generous layer atop a life still largely centered on earning, comparing, and building more. He realized he was trying to serve both God and money. The Question That Changed Everything In 2020, Cody's brother Keelan invited him to consider a simple but life-altering question: “How much is enough?” In other words, if God provided more income over the course of his career—or even in a single year—how would Cody know how much was enough to spend on his own lifestyle? And how could he create margin so that additional resources could be used for God's purposes? At first, Cody resisted the conversation. But he could not escape the realization that he was still at the center of his financial world. So he and Steph accepted the challenge. They chose a number that represented a reasonable level of lifestyle spending for a season. That number became their first financial finish line. A financial finish line is a cap on lifestyle spending. Once that line is set, anything beyond it can be directed toward generosity, debt reduction, ministry, or other God-honoring purposes. A Finish Line Before the Increase Interestingly, Cody and Steph set their first finish line when their income was still below that number. Steph was in graduate school, Cody was early in his career, and they still had student loans. They were also hoping to buy a home. So the finish line was not immediately restrictive. It was more future-oriented. But that decision prepared their hearts before additional income arrived. Not long after, Steph graduated and began working full-time. Cody also received a raise. Suddenly, the finish line was no longer theoretical—it was practical. Because they had done the hard work of prayer, conversation, and planning before the increase in income, they already knew what to do. Their finish line helped them avoid simply expanding their lifestyle to match their income. Paying Down Debt to Free Up Generosity At the time, Cody and Steph still had debt. But their growing vision for generosity changed the way they saw it. Rather than viewing debt simply as a financial inconvenience, they began to see it as an obstacle to giving as they wanted to. So even within their finish line, they chose to live on less than they could have in order to prioritize paying down debt. The goal was not merely to become debt-free for their own comfort. It was to remove barriers that limited their ability to participate in what God was doing. From Scorecard to Stewardship Setting a financial finish line changed Cody and Steph's day-to-day life. For the first time, Cody said he truly experienced contentment. He could honestly say, “We have enough.” That contentment reshaped their conversations about money. Instead of asking only what they could afford for themselves, they began asking what God might be inviting them to do for others. They also created a separate “kingdom account,” moving money into a dedicated giving account. Eventually, they used a donor-advised fund as well. That separation clarified the purpose of the money and helped guard against the temptation to use it for their own lifestyle. Money became a tool, not a scorecard. Before setting a finish line, even giving could feel like something to measure or compare. Afterward, generosity became more about obedience, surrender, and availability. Living With God, Not Merely For God Looking back, Cody says the finish line helped him trust God more deeply. It changed the way he viewed work, provision, and the future. Rather than constantly asking, “Will there be enough?” he began asking, “What would God have us do right now?” That shift moved generosity from a financial category into a way of life. It became part of listening to God, responding to Scripture, and attending to the needs around him. How to Take the First Step For someone who feels drawn to the idea of a finish line yet intimidated by it, Cody offers simple encouragement: start with a trial period. You do not have to choose the perfect number. You do not have to answer every “what if” before you begin. Start with three or six months. Choose a reasonable level of spending for your family, your season, and your location. Then see what God reveals as you take the next step. A finish line is not necessarily a one-time decision. It can be revisited and adjusted as life changes. The point is not rigidity—it is intentionality. When we define enough, we are not limiting our lives. We are creating space for greater clarity, contentment, and generosity. God's provision is not merely something to consume. It is something to steward. And when we stop asking only, “How much can I keep?” we become free to ask a far better question: “Lord, how do You want me to use what You've entrusted to me?” FaithFi's new Field Guide, How Much Money Is Enough?, is designed to help you begin that journey and set your own financial finish line. You can receive your copy when you become a FaithFi Partner by giving $35 a month or $400 a year by May 31st. Learn more at FaithFi.com/Give. On Today's Program, Rob Answers Listener Questions: I've saved about $2,000 for my 11-year-old grandson by setting aside about $1 a day. He's interested in the stock market, but I don't know much about investing. Where could I put this money so it has a chance to grow, and is $2,000 enough to get started? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Fidelity Go® | Schwab Intelligent Portfolios® Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Randy Alcorn says, “Abundance isn’t God’s provision for me to live in luxury. It’s his provision for me to help others live.” When God entrusts us with more, the question isn’t simply, “How much can I keep?” but “How much can I use for His purposes?” On the next Faith & Finance Live, Cody Hobelmann joins Rob West to share how this concept changed his own view of money. Then, it’s your calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

In this episode we answer emails from TJ, Jose and Optimus Bill.  We discuss the foibles of trying to catch up via investment picking if you are behind on retirement, debunk CAPE-style and other crystal ball forecasts from "experts" that Level Two investors often fixate upon, lay out practical growth-tilted allocations that can beat narrative-driven investing and invite you all to contact Optimus Bill about your Risk Parity Radio listening habits.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:FI Service Corp DC Charitable Event:  DC Double PlayFather McKenna Center Donation Page:  Donate - Father McKenna CenterMichael Batnick Critique of CAPE Ratio "Predictions":  Stocks Are More Expensive Than They Used to BeAccumulating With a Golden Ratio Portfolio Article:  Minimize Your Miss – Portfolio ChartsCatching Up to FI Episode 100:  0️⃣ From Zero to Hero: A Late Starter's Guide to the Galaxy

Temptations in Ruin: Sovereign Accumulation and the Making of Post-Genocide Turkey (U Pennsylvania Press, 2025) examines the political-economic afterlife of the Armenian genocide in present-day Turkey, focusing on the region of Muş (Moush). Anthropologist Alice von Bieberstein explores how the 1915 genocide and dispossession of Armenians shaped property regimes, citizenship, and economic logics that continue to reverberate today.By combining ethnography with historical context and diverse perspectives, Temptations in Ruin generates new insights into how past violence shapes contemporary economic practices and social relations. To tell this history, von Bieberstein introduces the concept of “sovereign accumulation” to describe the ways in which the state and other actors mobilize histories of sovereign violence for present-day economic benefit. This framework illuminates the legacy of violence and resource extraction present in such practices as urban renewal projects, treasure hunting for “Armenian gold,” and heritage tourism and identifies these practices' very existence as manifestations of the economic aftermath of the genocide.Temptations in Ruin uncovers the ways in which the genocide gave rise to a racialized property regime and a recursive movement of sovereign accumulation that builds on and re-animates the Armenian genocide as generative of wealth in the present. And it demonstrates the complex interplay between genocide denial, destruction, and valorization in post-genocide contexts. Highlighting the enduring resonance of genocide, von Bieberstein enhances our understanding of political violence's long-term impacts on society and on the economy. Alice von Bieberstein is Assistant Professor of Social Anthropology at Humboldt University, Berlin. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Temptations in Ruin: Sovereign Accumulation and the Making of Post-Genocide Turkey (U Pennsylvania Press, 2025) examines the political-economic afterlife of the Armenian genocide in present-day Turkey, focusing on the region of Muş (Moush). Anthropologist Alice von Bieberstein explores how the 1915 genocide and dispossession of Armenians shaped property regimes, citizenship, and economic logics that continue to reverberate today.By combining ethnography with historical context and diverse perspectives, Temptations in Ruin generates new insights into how past violence shapes contemporary economic practices and social relations. To tell this history, von Bieberstein introduces the concept of “sovereign accumulation” to describe the ways in which the state and other actors mobilize histories of sovereign violence for present-day economic benefit. This framework illuminates the legacy of violence and resource extraction present in such practices as urban renewal projects, treasure hunting for “Armenian gold,” and heritage tourism and identifies these practices' very existence as manifestations of the economic aftermath of the genocide.Temptations in Ruin uncovers the ways in which the genocide gave rise to a racialized property regime and a recursive movement of sovereign accumulation that builds on and re-animates the Armenian genocide as generative of wealth in the present. And it demonstrates the complex interplay between genocide denial, destruction, and valorization in post-genocide contexts. Highlighting the enduring resonance of genocide, von Bieberstein enhances our understanding of political violence's long-term impacts on society and on the economy. Alice von Bieberstein is Assistant Professor of Social Anthropology at Humboldt University, Berlin. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/genocide-studies

Temptations in Ruin: Sovereign Accumulation and the Making of Post-Genocide Turkey (U Pennsylvania Press, 2025) examines the political-economic afterlife of the Armenian genocide in present-day Turkey, focusing on the region of Muş (Moush). Anthropologist Alice von Bieberstein explores how the 1915 genocide and dispossession of Armenians shaped property regimes, citizenship, and economic logics that continue to reverberate today.By combining ethnography with historical context and diverse perspectives, Temptations in Ruin generates new insights into how past violence shapes contemporary economic practices and social relations. To tell this history, von Bieberstein introduces the concept of “sovereign accumulation” to describe the ways in which the state and other actors mobilize histories of sovereign violence for present-day economic benefit. This framework illuminates the legacy of violence and resource extraction present in such practices as urban renewal projects, treasure hunting for “Armenian gold,” and heritage tourism and identifies these practices' very existence as manifestations of the economic aftermath of the genocide.Temptations in Ruin uncovers the ways in which the genocide gave rise to a racialized property regime and a recursive movement of sovereign accumulation that builds on and re-animates the Armenian genocide as generative of wealth in the present. And it demonstrates the complex interplay between genocide denial, destruction, and valorization in post-genocide contexts. Highlighting the enduring resonance of genocide, von Bieberstein enhances our understanding of political violence's long-term impacts on society and on the economy. Alice von Bieberstein is Assistant Professor of Social Anthropology at Humboldt University, Berlin. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/anthropology

Temptations in Ruin: Sovereign Accumulation and the Making of Post-Genocide Turkey (U Pennsylvania Press, 2025) examines the political-economic afterlife of the Armenian genocide in present-day Turkey, focusing on the region of Muş (Moush). Anthropologist Alice von Bieberstein explores how the 1915 genocide and dispossession of Armenians shaped property regimes, citizenship, and economic logics that continue to reverberate today.By combining ethnography with historical context and diverse perspectives, Temptations in Ruin generates new insights into how past violence shapes contemporary economic practices and social relations. To tell this history, von Bieberstein introduces the concept of “sovereign accumulation” to describe the ways in which the state and other actors mobilize histories of sovereign violence for present-day economic benefit. This framework illuminates the legacy of violence and resource extraction present in such practices as urban renewal projects, treasure hunting for “Armenian gold,” and heritage tourism and identifies these practices' very existence as manifestations of the economic aftermath of the genocide.Temptations in Ruin uncovers the ways in which the genocide gave rise to a racialized property regime and a recursive movement of sovereign accumulation that builds on and re-animates the Armenian genocide as generative of wealth in the present. And it demonstrates the complex interplay between genocide denial, destruction, and valorization in post-genocide contexts. Highlighting the enduring resonance of genocide, von Bieberstein enhances our understanding of political violence's long-term impacts on society and on the economy. Alice von Bieberstein is Assistant Professor of Social Anthropology at Humboldt University, Berlin. Learn more about your ad choices. Visit megaphone.fm/adchoices

SpaceTime Series 29 Episode 58 *Unlocking the mystery of water on the Moon New evidence suggests that water ice has been accumulating on the Moon for at least one and a half billion years. *An Australian Lunar rover to land on the Moon in 2030 NASA has scheduled the Australian developed ROOVER lunar rover to fly to the Moon in 2030 as part of the Intuitive Machines CT-4 mission to the lunar South Pole. *Discovery of an atmosphere on a distant frozen world that shouldn't have one Astronomers have discovered a thin atmosphere on a distant world far beyond Neptune where no atmosphere should exist. *The Science Report Claims micro and nano-plastics in the atmosphere may contribute to global warming. Evidence of copper mining going back over 5000 years. Study shows astronauts need extra time to remember how to hold things when they get back to Earth. Skeptics guide to the limits of anecdotal evidence rather than rigorous scientific testing.     Our Guests This Week: Associate Professor Ben Montet from the University of New South Wales Bepi Columbo mission MIXS principle investigator Emma Bunce University of Leicester Bepi Columbo mission SIMBIO-SYS principle investigator Gabriele Cremonese Bepi Columbo mission MPO-MAG investigator Daniel Heyner Technical University of Braunschweig   And our regular guests: Alex Zaharov-Reutt from techadvice.life Tim Mendham from Australian Skeptics  

Kelley opens with the strategies necessary to help ensure retirees go through that retirement transition from saving to distributing with confidence and peace of mind. She then moves into the different layers of income in retirement while also stressing the need to be properly diversified. Reach Kelley at 800-810-8060. California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

Planning for the Unexpected: John J. Choi on Guarantees, Diversification, and DistributionChristine interviews John J. Choi, a New York Life Wealth Management Financial Advisor with experience in corporate finance and marketing, startups, nonprofits, and pastoral ministry, about investing amid life's unpredictability. Choi shares a nonlinear career path shaped by major life events, including divorce, becoming a single dad, and losing his wife to ovarian cancer, which led him to advise individuals rather than companies. He emphasizes that peace of mind is priceless and argues investors should plan for success while also planning for the unexpected through diversification and “guarantees” such as life insurance and fixed annuities to cover future living expenses, allowing other assets to be invested more aggressively. He highlights the often-overlooked importance of distribution strategies alongside accumulation, including potentially passing assets to loved ones during one's lifetime, and notes his satisfaction in educating clients and reducing financial anxiety.00:00 Welcome and Guest Intro01:17 John's Unexpected Journey02:50 Planning for the Unexpected04:37 Guarantees Explained05:31 Accumulation vs Distribution06:26 Legacy and Gifting Tips07:20 Advisor Mindset and Planning07:57 Pastor Skills and Expectations11:20 Why Advising Feels Rewarding12:13 Final Takeaways and Counsel

This week, I talk with Aimee Poktwatka about her hew horror book Accumulation! Listen to hear about: Aimee's unconventional path to becoming an author—from anthropology and veterinary work to creative writing—and how curiosity has shaped her storytelling.   How Accumulation was inspired by Aimee's real 18th-century home, a creepy doll her husband found in the yard, and her fascination with haunted house stories as metaphors for domestic life.   How the novel blends haunted house horror, psychological suspense, and social commentary to examine motherhood, invisible labor, and the slow erosion of self.   Aimee's “inefficient” writing process—heavy outlining followed by intuitive drafting—and how revision uncovers deeper emotional truths.   Why horror, especially domestic and psychological horror, can uniquely explore trauma, gender roles, and the unsettling transformation of everyday spaces into something terrifying. Check Out Author Social Media PackagesCheck out the Bookwild Community on PatreonCheck Out My Stories Are My Religion SubstackGet Bookwild MerchFollow @imbookwild on InstagramOther Co-hosts On Instagram:Gare Billings @gareindeedreadsSteph Lauer @books.in.badgerlandHalley Sutton @halleysutton25Brian Watson @readingwithbrianMacKenzie Green @missusa2mba

On this episode of Meet Your Maker, Brian is joined by Aimee Pokwatka to talk about her novel Accumulation and the link between horror and joy. Pokwatka distinguishes pleasure from deeper joy and argues horror places us in “communion with terror,” reminding us of death, grief, and shared human vulnerability in ways that can be sustaining. She connects this to parenting and domestic life, recalling living in Newtown during the school shooting while nursing her infant. Pokwatka explains Accumulation's haunted-house frame as a flexible metaphor for women's labor, repetition, doubt, and entrapment—including financial constraints—while noting her real house, a found doll, and a sighting of a ghost informed the novel.http://www.aimeepokwatka.com/

THE PURPOSE OF LIFE IS PHOTOGRAPHYOK this might be my most interesting in bold essay yet: the simple idea: the purpose of life is photography?So after regaining my Ricoh, first the GR monochrome, now the current GR IV,,, this is the big idea:wow, truly having a pocket bowl camera, a standalone digital camera without all the distractions of an iPhone or whatever… Is perhaps the secret to living the most present focused, jubilant life? Another simple thought I had was, very simple… I just never want to miss another photo opportunity ever again. How many times have you simply seen something that you wanted your photograph, a great photo moment but, you're like stuck in traffic, your camera was in your bag or your backpack, or worse at home… And all you had was your iPhone, maybe you've photographed it with your iPhone but it doesn't just hit the same way as it fit or a shot with your standalone camera?Or even worse, let us say that you're shooting it on film or whatever, and like, the tedious burden of figuring out how to get it developed and scanned because you're so busy, but you're also kind of on a budget, and then, the tedium of having to purchase additional film and deal with the workflow?So a lot of people want to live off the grid, get some sort of like Tesla, maybe a solar powered roof or something and not have to be dependent on any like foreign infrastructure to power your your life and lifestyle, I think people also have this idea with money finances economics etc.So I think the genius of digital photography it seems so obvious now… Assuming you have an iPhone and iPad or laptop whatever,.... isn't it kind of amazing that you could create a fully integrated solution? That is independent of external sources?I've been thinking about this a lot, especially now that I'm getting pretty knee-deep into finances, bitcoin investing etc.… the general goal is capital Accumulation, towards what end?I mean the simple answer is for the sick of financing your photography lifestyle, it's like not accumulating and accruing a bunch of money in capital for the sake of it but for the sake of making it that you could just keep traveling the world making insanely great photos, doing your photography thing, and never running out of money?And I think this is where perhaps the critical thinking of philosophy has been so beneficial to me… I mean the big questions, like having enough money, towards what ends etc.… Nobody ever seems to think about this that critically because maybe, we simply feel like we never have enough? So then… Life living your life be very simple, just heard from the backwards start from the end, and work your way backwards. If the purpose of life, the endgame goal is photography, then the simple goal is sacrifice everything for the sake of your photography?ERIC***Ricoh Ricoh Ricoh Ricoh Ricoh which one should I pick? why?Another analogyTowards what end?so why does this matter?

This episode explores the recent developments in US crypto regulation, focusing on the Clarity Act and its implications for Bitcoin, Ethereum, and stablecoins. We discuss bipartisan efforts, industry reactions, and the potential for innovation in crypto products and rewards.$1 Trial Momentum Money Makers VIPhttps://www.thecryptomavericks.com/mm-vip-trial1763665474309?utm_content=MMTrial&utm_medium=Podcast&utm_source=Internal&utm_term=DescriptionCheck out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out Mars Men: https://mengotomars.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 The Clarity Act: A Game Changer for Crypto Regulation04:20 Bipartisan Support and Stablecoin Yield Compromise08:50 The Role of Banks and Industry Leaders12:52 The Importance of Timing: Midterms and the Clarity Act16:27 Innovation Opportunities in Crypto and Stablecoins20:41 The Future of Crypto: AI and Active Participation26:15 Market Movements and Bitcoin's Trajectory28:55 Altcoin Insights and Market Dynamics32:06 Pudgy Penguins and Emerging Trends34:05 Ondo and Real World Assets38:04 Ethereum's Accumulation and Future Prospects41:09 AI, Security, and Financial Institutions45:00 XRP's Growing Presence and Market StrategySubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Mars Men and use my code Mengotomars.com for a great deal: https://mengotomars.com* Check out NPR: https://npr.org* Check out Quince and use my code quince.com/crypto101 for a great deal: https://www.quince.com* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Daniel Lam explains why the current period represents an interesting opportunity for investors to add gold.Speaker: - Daniel Lam, Head, Cross-Asset Derivative Strategy, Standard Chartered BankFor more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube.

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Send us Fan MailA lot of people assume first responder stress is mostly about what you see on calls. Emma Irwin, a UK paramedic who worked both London and Kent, helps us name the other half of the story: the system you work inside. We compare how ambulance “trusts” operate, what shifts when call volume spikes, how response targets change the feel of a day, and why a 30-minute transport can be a big deal when it reshapes decisions about hospitals versus community care. If you care about EMS leadership, paramedic wellness, or first responder mental health, these details are the difference between surviving a career and being quietly worn down by it. We also get honest about mental health services and the messy middle between “help exists” and “help works.” We talk NHS talking therapies, long waiting lists, and why people sometimes miss appointments or struggle to engage even when support is offered. From there we move into therapy fit, trust, and what happens when your options are limited, whether you live in a rural area in the US or a crowded city with overwhelmed providers. The conversation turns deeply personal as Emma explains how cumulative exposure builds over time, especially for clinicians who began during COVID, and how one unexpected call can flip the switch into PTSD. We don't treat trauma like a headline. We treat it like a real nervous-system response that deserves real follow-up care, not just emergency crisis intervention and a quick return to duty. Subscribe, share this with a first responder who needs it, and leave a review so more police, fire, EMS, and dispatch listeners can find these conversations.DeemedFit: First Responder OwnedWe are a first responder owned company looking to get first responders in the best mental shape.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showYouTube Channel For The Podcast

Eric and I were delighted to be invited to Brazil to give a series of presentations in Sao Paulo at their annual geriatrics meeting.  We met people doing important, interesting, and innovative work in Brazil and throughout Latin America. We got the audience to sing along, including (in another talk) the magnificent Brazilian song Sozinho by Caetano Veloso in Portuguese, with my son Renn playing guitar. For our final talk, a podcast in front of a live conference audience, we asked our 3 guests, Eduardo Ferriolli, Marlon Aliberti, & Edison Iglesias to select a recent article to discuss.  We talked about: Intrinsic capacity (selected by Eduardo).  What is it? What is it used for? How do you measure it?  (hint ICOPE).  Eduardo emphasized that intrinsic capacity is a positive aspect of aging, focused on potential rather than deficit.  We asked him to work intrinsic capacity into George Kushel's famous analogy using the golden gate bridge to describe phenotypic frailty (pillars), deficit accumulation frailty (cable supports), and resilience (withstand stress of wind and cars).  Eduardo says intrinsic capacity would be the car, and would vary by type of car and intended purpose.  I loved Eduardo's selected article, which percentiles intrinsic capacity, in order to use within individuals to assess how they're tracking over time, and at a public health level, to identify regions or groups of people with lower intrinsic capacity.  He draws the analogy to growth curves in pediatrics - if you're consistently at 80% - then drop off - your primary care provider should take notice and investigate/intervene. Geriatric syndromes in hospitalized older adults (selected by Marlon).  If intrinsic capacity is for primary care, our guests argue that the comprehensive geriatric assessment, which takes a long time to administer, should be reserved for specialist geriatrics.  And yet, this paper finds that a limited shorter version of the comprehensive geriatrics assessment can document geriatric syndromes in hospitalized older adults.  Accumulation of multiple geriatric syndromes is associated with increased mortality, and presents an opportunity for risk stratification, goals of care discussions, and intervention.  Advance care planning across Latin America (selected by Edison).  Back around 2005, when Edison first heard about advance care planning, he says, "it sounded like science fiction."  In Brazil, as with Latin America, medicine was highly hierarchical and patriarchal.  Doctors knew best.  The doctor decided.  If there was no patient choice, why would there be a system to protect the decisions of patients made in advance?  In the intervening years, Edison and others have worked to incorporate and adapt advance care planning to the Latin American context, which is much more focused on family-centered relational autonomy than individual, and incorporates spirituality to a much greater extent.  Edison has been mindful too of not repeating the mis-steps of the advance care planning and advance directive movements in the US. We took questions from our audience and sang "Imagine" in Portuguese together. Enjoy! -Alex Smith

The left has a long history of predicting the decline of US capitalism and empire. Some argue that Trump is a symptom of that decline — a strongman chosen by capital to set things right — and that the ill health of U.S. capitalism is paralleled by the decline of the dollar. Political economist Stephen Maher counters that U.S. capitalism is robust — to the detriment of most of us. Gregory Albo and Stephen Maher, eds. Socialist Register 2026: Late-Stage Capitalism? Accumulation in the Ruins Monthly Review Press, 2025 The post The Decline of U.S. Capitalism? appeared first on KPFA.

Vijay Boyapati is the author of The Bullish Case for Bitcoin, widely considered one of the most important foundational philosophical texts in the space.› https://x.com/real_vijay

Guenther v. BP Retr Accumulation

Yousaf Nishat-Botero on the Ecologies of Planning and Metabolic Municipalism. Shownotes Yousaf Nishat-Botero Dr. Yousaf Nishat-Botero at the University of Birmingham:  https://research.birmingham.ac.uk/en/persons/yousaf-nishat-botero/ Nishat-Botero, Y. (2023). Planning's ecologies: Democratic planning in the age of planetary crises. Organization. Special Issue: Public Value, 1-23. https://journals.sagepub.com/doi/10.1177/13505084231186749 Nishat-Botero, Y. & Thompson, M. (2025). Planning in Nature's Metropolis: Metabolic Municipalism and Ecological Planning in Barcelona. Environment and Planning D. https://journals.sagepub.com/doi/abs/10.1177/02637758251364061 Nishat-Botero, Y. & Thompson, M. The land question and postcapitalist countrysides: towards a town-country synthesis. In Postcapitalist Countrysides (N. Gallent, M.Gkartzios, M. Scott, A. Purves (Eds.). UCL Press. https://www.researchgate.net/publication/379514594_The_land_question_and_postcapitalist_countrysides_towards_a_town-country_synthesis on ‘metabolism' in Liebig and Marx: Clark, B. & Foster, J. B. (2018). The Robbery of Nature: Capitalism and the Metabolic Rift. Monthly Review 70(3). https://monthlyreview.org/articles/the-robbery-of-nature/ Marx, K. ([1867] 2004). Capital: Volume I. Penguin U https://www.penguin.co.uk/books/35192/capital-by-karl-marx-intro-ernest-mandel-trans-ben-fowkes/9780140445688 Sorg, C. (2023). Failing to Plan is Planning to Fail: Toward an Expanded Notion of Democratically Planned Postcapitalism. Critical Sociology 49(3), 475-493. https://journals.sagepub.com/doi/full/10.1177/08969205221081058 Salleh, A. (2010). From Metabolic Rift to “Metabolic Value”: Reflections on Environmental Sociology and the Alternative Globalization Movement. Organization & Environment 23(2), 205-219. https://www.jstor.org/stable/27068655 on ‘capitalism as socioecological totality': Fraser, N. (2022). Cannibal Capitalism: How our System is Devouring Democracy, Care, and the Planet – and what we can do about it. Verso. https://www.versobooks.com/products/2685-cannibal-capitalism Moore, J. (2015). Capitalism in the Web of Life: Ecology and the Accumulation of Capital. Verso. https://www.versobooks.com/products/74-capitalism-in-the-web-of-life Planning for Entropy. (2022). Democratic Economic Planning, Social Metabolism and the Environment. Science and Society Journal. Vol 82, Nr 2. New York: Guilford Publications https://guilfordjournals.com/doi/10.1521/siso.2022.86.2.291 Latour, B. & Weibel, P. (2020). Critical Zones. The Science and Politics of Landing on Earth. MIT Press. https://mitpress.mit.edu/9780262044455/critical-zones/ on the Oskar-Lange-Model: https://en.wikipedia.org/wiki/Lange_model Barca, S. (2021) Forces of Reproduction: Notes for a Counter-hegemonic Anthropocene. Elements in Environmental Humanities. Cambridge University Press. https://www.cambridge.org/core/books/forces-of-reproduction/BE9B0DBDC89593F3284FE3F51D3B0418 on Donna Harraway's ‘response-ability': Harraway, D. (2016). Staying with the Trouble. Making Kin in the Chthulucene. Duke University Press. https://www.dukeupress.edu/staying-with-the-trouble Braudel, F. (1979 [1992]). Civilization and Capitalism, 15th-18th Century, Vol I-III. University of California Press. https://www.ucpress.edu/books/civilization-and-capitalism-15th-18th-century-vol-i/paper Nunes, R. (2021). Neither Vertical nor Horizontal: A Theory of Political Organization. Verso. https://www.versobooks.com/products/772-neither-vertical-nor-horizontal?srsltid=AfmBOoqNKlXZJs9HrqEBU4BlAF7hbaxEzAOWD1oQCV6M_Kwtg5n9xOcO on Otto Neurath's political economy: https://plato.stanford.edu/entries/neurath/political-economy.html on the quote by Otto Neurath: Otto Neurath in O'Neill, J. (2003) ‘Socialism, Associations and the Market', Economy and Society 32(2): 184–206 https://www.researchgate.net/publication/249006144_Socialism_associations_and_the_market on Friedrich Hayek's argument against centralized planning: Hayek, F. A. (1945). The Use of Knowledge in Society. The American Economic Review 35(4), 519-530. https://www.econlib.org/library/Essays/hykKnw.html https://www.ebsco.com/research-starters/history/hayek-opposes-centralized-economic-planning Morozov, E. (2019). Digital Socialism? New Left Review 116/117. https://newleftreview.org/issues/ii116/articles/evgeny-morozov-digital-socialism Rochowicz, N. (2025). Planning progress: Incorporating innovation and structural change into models of economic planning. Competition & Change, 29(1), 64-82. https://journals.sagepub.com/doi/full/10.1177/10245294231220690? Jameson, F. (1991). Postmodernism, or The Cultural Logic of Late Capitalism. Duke University Press. https://web.education.wisc.edu/halverson/wp-content/uploads/sites/33/2012/12/jameson.pdf Toscano, A. & Kinkle, J. (2015). Cartographies of the Absolute. Zero Books. https://www.collectiveinkbooks.com/zer0-books/our-books/cartographies-of-the-absolute Anderson, P. (1961). Sweden: Mr. Crosland's Dreamland. New Left Review 1/7. https://newleftreview.org/issues/i7/articles/perry-anderson-sweden-mr-crosland-s-dreamland-part-1 Mandel, E. (1986). In Defence of Socialist Planning. New Left Review 1/159. https://newleftreview.org/issues/i159/articles/ernest-mandel-in-defence-of-socialist-planning Thompson, M., & Nishat-Botero, Y. (2025). Postcapitalist Planning and Urban Revolution. Competition & Change, 29(1), 101-120. https://journals.sagepub.com/doi/10.1177/10245294231210980 Durand, C., Hofferberth, E. & Schmelzer, M. (2023). Planning beyond growth. The case for economic democracy within limits. Political Economy Working Papers. University of Geneva.  https://archive-ouverte.unige.ch/unige:166429 on Barcelona En Comú: https://barcelonaencomu.cat/ on Grupo AGBAR and the anti-privatisation movement:   https://en.wikipedia.org/wiki/Grupo_Agbar https://ejatlas.org/conflict/remunicipalisation-and-anti-privatization-movement-in-barcelona1 on the Socialist party of Catalonia:  https://www.socialistes.cat/ on the airport expansion in Barcelona: https://ejatlas.org/conflict/prat-airport-expansion-catalonia-spain on the paper by Union Populaire:  https://programme.lafranceinsoumise.fr/livrets/planification-ecologique/ on the quote from Mike Davis: Davis, M. (1990). City of Quartz. Excavating the Future in Los Angeles. Verso.  https://www.versobooks.com/products/1320-city-of-quartz?srsltid=AfmBOor1VtvQMJu_87qS8EDz0EcwP9KABUrajgH5LX2pdFNXWVC5Su6B Future Histories Folgen S03E59 | Cédric Durand on Ecological Planning  https://www.futurehistories.today/episoden-blog/s03/e59-cedric-durand-on-ecological-planning/ S03E50 Aaron Benanav - Beyond Capitalism II https://www.futurehistories.today/episoden-blog/s03/e51-aaron-benanav-beyond-capitalism-ii/ S03E49 Aaron Benanav - Beyond Capitalism I https://www.futurehistories.today/episoden-blog/s03/e50-aaron-benanav-beyond-capitalism-i/ S03E21 | Christoph Sorg zu Finanzwirtschaft als Planung https://www.futurehistories.today/episoden-blog/s03/e21-christoph-sorg-zu-finanzwirtschaft-als-planung/ S03E03 | Planning for Entropy on Sociometabolic Planning https://www.futurehistories.today/episoden-blog/s03/e03-planning-for-entropy-on-sociometabolic-planning/ S02E44 | Evgeny Morozov on Discovery Beyond Competition  https://www.futurehistories.today/episoden-blog/s02/e44-evgeny-morozov-on-discovery-beyond-competition/ — If you are interested in democratic economic planning, these resources might be of help: Democratic planning – an information website: https://www.democratic-planning.com/ Sorg, C. & Groos, J. (eds.)(2025). Rethinking Economic Planning. Competition & Change Special Issue Volume 29 Issue 1. https://journals.sagepub.com/toc/ccha/29/1 Groos, J. & Sorg, C. (2025). Creative Construction - Democratic Planning in the 21st Century and Beyond. Bristol University Press. [for a review copy, please contact: amber.lanfranchi[at]bristol.ac.uk] https://bristoluniversitypress.co.uk/creative-construction International Network for Democratic Economic Planning https://www.indep.network/ Democratic Planning Research Platform: https://www.planningresearch.net/ — Future Histories Contact & Support If you like Future Histories, please consider supporting us on Patreon: https://www.patreon.com/join/FutureHistories Contact: office@futurehistories.today Instagram: https://www.instagram.com/futurehpodcast/ Mastodon: https://mstdn.social/@FutureHistories English webpage: https://futurehistories-international.com   Episode Keywords #YousafNishat-Botero, #JanGroos, #Interview, #UniversityofBirmingham, #FutureHistoriesInternational, #FutureHistories, #DemocraticPlanning, #Planning, #EconomicPlanning, #Ecology, #Socialization, #Organization, #Capitalism, #Socialism, #Municipalism, #Metabolism, #PlanetaryCrisis, #Nature, #Barcelona  

In Precarious Accumulation: Fast Fashion Bosses in Transnational Guangzhou (Duke UP, 2026), the cultural anthropologist Nellie Chu tells the story of the migrant entrepreneurs at the heart of Guangzhou's fast fashion industry—one of the world's most dynamic hubs of transnational commodity production. Chu shows how rural Chinese migrants, West African traders, and South Korean jobbers navigate the high-speed, low-margin world of just-in-time garment production that fuels the constant accumulation of wealth via global supply chains. Drawing on fieldwork in Guangzhou's urban villages and household workshops, Chu outlines how these entrepreneurs' dreams of economic freedom clash with the reality of precarity and the exclusions of emigre status. Migrant bosses operate within a highly competitive, informal economy where they are both agents and target of exploitation, as they must evade rent collectors, endure racialized policing, and mitigate extortion from security officers and competitors. Chu crucially demonstrates how their efforts generate novel forms of migratory labor, commodity production, and cross-cultural exchange in postsocialist China. Nellie Chu (email here) is Assistant Professor of Cultural Anthropology at Duke Kunshan University. Her research focuses on transnational and domestic migrant entrepreneurs across the global supply chains of fast fashion in southern China. She has papers published in leading academic journals, including positions: east asia critique, Modern Asian Studies, Culture, Theory, and Critique, and Journal of Modern Craft. Her work can also be found in Made in China Journal, Youth Circulations, and Noema Magazine. Yadong Li is an anthropologist-in-training. He is a PhD candidate of Socio-cultural Anthropology at Tulane University. More details about his scholarship and research interests can be found here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

In Precarious Accumulation: Fast Fashion Bosses in Transnational Guangzhou (Duke UP, 2026), the cultural anthropologist Nellie Chu tells the story of the migrant entrepreneurs at the heart of Guangzhou's fast fashion industry—one of the world's most dynamic hubs of transnational commodity production. Chu shows how rural Chinese migrants, West African traders, and South Korean jobbers navigate the high-speed, low-margin world of just-in-time garment production that fuels the constant accumulation of wealth via global supply chains. Drawing on fieldwork in Guangzhou's urban villages and household workshops, Chu outlines how these entrepreneurs' dreams of economic freedom clash with the reality of precarity and the exclusions of emigre status. Migrant bosses operate within a highly competitive, informal economy where they are both agents and target of exploitation, as they must evade rent collectors, endure racialized policing, and mitigate extortion from security officers and competitors. Chu crucially demonstrates how their efforts generate novel forms of migratory labor, commodity production, and cross-cultural exchange in postsocialist China. Nellie Chu (email here) is Assistant Professor of Cultural Anthropology at Duke Kunshan University. Her research focuses on transnational and domestic migrant entrepreneurs across the global supply chains of fast fashion in southern China. She has papers published in leading academic journals, including positions: east asia critique, Modern Asian Studies, Culture, Theory, and Critique, and Journal of Modern Craft. Her work can also be found in Made in China Journal, Youth Circulations, and Noema Magazine. Yadong Li is an anthropologist-in-training. He is a PhD candidate of Socio-cultural Anthropology at Tulane University. More details about his scholarship and research interests can be found here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/east-asian-studies

In Precarious Accumulation: Fast Fashion Bosses in Transnational Guangzhou (Duke UP, 2026), the cultural anthropologist Nellie Chu tells the story of the migrant entrepreneurs at the heart of Guangzhou's fast fashion industry—one of the world's most dynamic hubs of transnational commodity production. Chu shows how rural Chinese migrants, West African traders, and South Korean jobbers navigate the high-speed, low-margin world of just-in-time garment production that fuels the constant accumulation of wealth via global supply chains. Drawing on fieldwork in Guangzhou's urban villages and household workshops, Chu outlines how these entrepreneurs' dreams of economic freedom clash with the reality of precarity and the exclusions of emigre status. Migrant bosses operate within a highly competitive, informal economy where they are both agents and target of exploitation, as they must evade rent collectors, endure racialized policing, and mitigate extortion from security officers and competitors. Chu crucially demonstrates how their efforts generate novel forms of migratory labor, commodity production, and cross-cultural exchange in postsocialist China. Nellie Chu (email here) is Assistant Professor of Cultural Anthropology at Duke Kunshan University. Her research focuses on transnational and domestic migrant entrepreneurs across the global supply chains of fast fashion in southern China. She has papers published in leading academic journals, including positions: east asia critique, Modern Asian Studies, Culture, Theory, and Critique, and Journal of Modern Craft. Her work can also be found in Made in China Journal, Youth Circulations, and Noema Magazine. Yadong Li is an anthropologist-in-training. He is a PhD candidate of Socio-cultural Anthropology at Tulane University. More details about his scholarship and research interests can be found here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/anthropology

In Precarious Accumulation: Fast Fashion Bosses in Transnational Guangzhou (Duke UP, 2026), the cultural anthropologist Nellie Chu tells the story of the migrant entrepreneurs at the heart of Guangzhou's fast fashion industry—one of the world's most dynamic hubs of transnational commodity production. Chu shows how rural Chinese migrants, West African traders, and South Korean jobbers navigate the high-speed, low-margin world of just-in-time garment production that fuels the constant accumulation of wealth via global supply chains. Drawing on fieldwork in Guangzhou's urban villages and household workshops, Chu outlines how these entrepreneurs' dreams of economic freedom clash with the reality of precarity and the exclusions of emigre status. Migrant bosses operate within a highly competitive, informal economy where they are both agents and target of exploitation, as they must evade rent collectors, endure racialized policing, and mitigate extortion from security officers and competitors. Chu crucially demonstrates how their efforts generate novel forms of migratory labor, commodity production, and cross-cultural exchange in postsocialist China. Nellie Chu (email here) is Assistant Professor of Cultural Anthropology at Duke Kunshan University. Her research focuses on transnational and domestic migrant entrepreneurs across the global supply chains of fast fashion in southern China. She has papers published in leading academic journals, including positions: east asia critique, Modern Asian Studies, Culture, Theory, and Critique, and Journal of Modern Craft. Her work can also be found in Made in China Journal, Youth Circulations, and Noema Magazine. Yadong Li is an anthropologist-in-training. He is a PhD candidate of Socio-cultural Anthropology at Tulane University. More details about his scholarship and research interests can be found here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/chinese-studies

In Precarious Accumulation: Fast Fashion Bosses in Transnational Guangzhou (Duke UP, 2026), the cultural anthropologist Nellie Chu tells the story of the migrant entrepreneurs at the heart of Guangzhou's fast fashion industry—one of the world's most dynamic hubs of transnational commodity production. Chu shows how rural Chinese migrants, West African traders, and South Korean jobbers navigate the high-speed, low-margin world of just-in-time garment production that fuels the constant accumulation of wealth via global supply chains. Drawing on fieldwork in Guangzhou's urban villages and household workshops, Chu outlines how these entrepreneurs' dreams of economic freedom clash with the reality of precarity and the exclusions of emigre status. Migrant bosses operate within a highly competitive, informal economy where they are both agents and target of exploitation, as they must evade rent collectors, endure racialized policing, and mitigate extortion from security officers and competitors. Chu crucially demonstrates how their efforts generate novel forms of migratory labor, commodity production, and cross-cultural exchange in postsocialist China. Nellie Chu (email here) is Assistant Professor of Cultural Anthropology at Duke Kunshan University. Her research focuses on transnational and domestic migrant entrepreneurs across the global supply chains of fast fashion in southern China. She has papers published in leading academic journals, including positions: east asia critique, Modern Asian Studies, Culture, Theory, and Critique, and Journal of Modern Craft. Her work can also be found in Made in China Journal, Youth Circulations, and Noema Magazine. Yadong Li is an anthropologist-in-training. He is a PhD candidate of Socio-cultural Anthropology at Tulane University. More details about his scholarship and research interests can be found here. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is part of a new series called Confronting Complicity in Capitalism. This special series is a season of experiment to really look at money and privilege with care & joy rather than shame & blame.Our experiment has begun, and our first step is seeing clearly the privilege that makes our lives possible.We start by taking honest inventory of what we have and where it comes from — diving into financial history, talking to family members. Without looking away. Without getting lost in shame or guilt. Naming what's uncomfortable.We recorded our conversation, and are sharing it here and video on LinkedIn: https://www.linkedin.com/posts/activity-7442988454805827584-FtCeSome big themes start to emerge:Accumulation and having more than I needReconnecting to family historySecurity and the fear of losing itWhat is my money doing when I don't see itAs we keep this conversation going, we wonder:What comes up for you? What can you relate to?

In this episode, I continue to look at the topic of women's persecution under fascism then pivot, in observation of International Trans Visibility Day, to a discussion of the dramatic shift from the gender progressivism of the Weimar Republic to the persecution of the LGBTQ community, and specifically the thriving transgender community, under the Third Reich. Check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠the show merch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, perfect for gifts!  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pledge support on Patreon to get an ad-free feed with exclusive episodes!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out my novel, Manuscript Found!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Direct all advertising inquiries to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertising@airwavemedia.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.airwavemedia.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to find other high-quality podcasts! Some music in this episode was licensed under a Blue Dot Sessions blanket license at the time of publication. Tracks include "Aloscape 2," "Minister Creek," "Flor Vjell," "Nervous Whisp," "Game Lands," and "An Accumulation." Additional music, including "Remedy for Melancholy," and "daedalus" by Kai Engel, licensed under Creative Commons (CC BY 4.0) Learn more about your ad choices. Visit megaphone.fm/adchoices

As we approach the Spring Equinox on March 20th, nature reaches a moment of perfect balance, equal light and equal dark. But this shift isn't just happening around you… it's happening within you. In Ayurveda, seasonal transitions are considered powerful physiological turning points. The Spring Equinox marks a pivotal moment when winter's accumulated heaviness begins to melt and move through the body, influencing digestion, energy, emotions, and overall wellbeing. In this episode, you'll learn: The deeper meaning of seasonal awareness in Ayurveda Why the Spring Equinox is a physiological turning point The Ayurvedic concept of seasonal accumulation Why symptoms like congestion, fatigue, and allergies often appear in spring How agni (digestive fire) changes during seasonal transitions The importance of Ritu Sandhi, the seasonal junction Why spring can bring emotional shifts and restlessness The difference between seasonal awareness and seasonal reaction How gentle cleansing supports the body during spring Join the Spring Digestive Reset Cleanse If you're ready to support your body through this seasonal transition, my Discounted Group Digestive Reset Cleanse begins April 17th. This Ayurvedic cleanse is designed to gently remove winter accumulation, strengthen digestion, and help you re-establish daily rhythm while learning about your unique constitution and patterns. You'll also receive guidance, structure, and support throughout the process so that the experience becomes both healing and educational. Learn more and register by booking your cleanse consultation at: Group Digestive Reset Cleanse starting April 17th https://www.elementshealingandwellbeing.com/group-cleanse Private Digestive Reset Cleanse - chosse your own dates https://www.elementshealingandwellbeing.com/digestive-reset-cleanse Check out Colette's online services:  Online Consultations https://www.elementshealingandwellbeing.com/consultations Group Digestive Reset Cleanse - April 17th, 2026 https://www.elementshealingandwellbeing.com/group-cleanse Private Digestive Reset Cleanse https://www.elementshealingandwellbeing.com/digestive-reset-cleanse Online Daily Habits for Holistic Health Program https://www.elementshealingandwellbeing.com/daily-habits Reset-Restore-Renew Program https://www.elementshealingandwellbeing.com/reset-restore-renew Have questions on Colette's online services? Book a FREE 15 min Services Enquiry Call here. https://www.elementshealingandwellbeing.com/consultations Do I have an accumulation of ama/toxins in my body? Take this quiz to find out https://www.elementshealingandwellbeing.com/resources Stay connected on the Elements social media: Instagram - https://www.instagram.com/elementsofayurvedapodcast/ Facebook - https://www.facebook.com/elementshealingandwellbeing Thank you for listening! If this episode supported you, please consider leaving a review and if you think this information would be helpful to family or friends, please share this episode so we can spread this wisdom of Ayurveda.  Stay tuned and stay aligned with the Elements of Ayurveda Podcast. Thanks for listening!

Looking to Shadow the mastermind? Apply Today: BeWealthyPodcast.comGarrett Gunderson Instagram (GET YOUR FREE BOOK): https://www.instagram.com/garrettbgunderson/Garrett Gunderson YouTube: https://www.youtube.com/@GarrettGundersonTV/videosGarrett Gunderson is a NYT bestselling author, founder of Wealth Factory, and one of the few finance guys who will tell you what billionaires actually do with their money vs what they tell you to do. He breaks down why compounding interest is a lie, how Buffett really built his fortune, the family bank strategy using whole life insurance, and why budgeting keeps you broke.TIMESTAMPS0:00 Introduction4:41 Three Skills That Matter Now7:56 The Compounding Interest Myth10:10 Why Buffett Didn't Index14:24 Killing Sacred Cows17:07 Accumulation vs Velocity21:10 Life Insurance Explained23:48 The $22 Trillion Lie30:28 The Family Bank Strategy37:04 Is Life Insurance Expensive?42:06 Dave Ramsey Math Exposed47:02 Budgeting Sucks51:42 Coal Miner to Bestseller55:47 Cashflow vs Net Worth59:22 Why Money Isn't Everything1:07:53 Lightning RoundBOOKS & RESOURCES MENTIONED- Killing Sacred Cows by Garrett Gunderson (NYT Bestseller)- What Would the Rockefellers Do? by Garrett Gunderson- Budgeting Sucks by Garrett Gunderson- The War of Art by Steven Pressfield- The Creative Act by Rick Rubin- The Married Man's Sex Life Primer 2011 by Athol Kay- Unreasonable Hospitality by Will Guidara- The Richest Man in Babylon by George S. ClasonGET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesInfinite Banking Education: SaveLikeaBank.comCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comJOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more.ABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business - then teaches them how to think about their money. Because wealth is far more than money - it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

With the Arab-Iranian region once more under attack by US-Zion*st imperial aggression, it is important that we understand this war is not a bug in the system but necessary within global capitalism. Listen in as the Dr. Ali Kadri explains this relationship.

Delve into the rich history and symbolism of coins beyond funerary practices in this intriguing discussion. Numismatist Larry Hoefer, a seasoned coin collector, sheds light on the traditions of burying coins with the deceased and the profound symbolism embedded in this practice. Explore a captivating exhibit at the National Museum of Funeral History showcasing a casket adorned with real money. Discover the significance of evaluating coin collections, planning their distribution, and ponder the future of coins in our digital era. Adding a personal touch, Larry, who happens to be Genevieve's father, shares insights into their shared past and his influence on her passion for coins. Uncover the educational and emotional significance of coins as historical artifacts in this engaging conversation. Please consider sharing this episode with family and friends. And schedule your tour of The National Museum of Funeral History at nmfh.org. Takeaways 1.) Coins have a rich history and symbolism in funerary practices, dating back to ancient times. 2.) Coins were often buried with the deceased to pay for passage into the afterlife. 3.) Coins on soldiers' headstones have specific meanings, representing visits, service, or witnessing their death. 4.) Assessing the value of coin collections and planning for their distribution is important for estate planning.Coins hold educational and emotional value as historical artifacts. Chapters 00:00 Introduction to Numismatics02:00 The History and Symbolism of Coins04:23 Coins in Funerary Practices05:22 The Money Casket07:42 Coins in Victorian Funeral Practices08:41 Coins on the Eyes of the Deceased09:50 Coins in Ancient Burials12:35 Coins on Soldiers' Headstones16:11 Coins as Messages from Loved Ones20:34 Collection vs Accumulation of Coins23:20 Planning for the Distribution of Coins27:45 The Future of Coins30:01 The Significance of Coins in a Digital Age35:23 The History of Coins39:41 Coins as Historical Artifacts42:51 Conclusion Plan your visit to the museum today at nmfh.org and take a journey through over 30,000 square feet of fascinating history. Subscribe to The Final Curtain Never Closes on Apple Podcasts, Spotify, or wherever you get your podcasts.See omnystudio.com/listener for privacy information.

Friend of the show Bikrum Gill is joined by Helyeh Doutaghi to discuss the resistance of the Islamic Republic of Iran against the US-Zionist war of aggression. The discussion focuses on the strategic objectives pursued by Iran in its resistance, and what the larger stakes are for the region and the world-system as a whole. It considers how Iran's resistance represents a historic advance for forces of anti-imperialism. Finally, the episode explores the basis of the specific social, historical, and theological bases of Iranian sovereignty. Watch the video edition on The East is a Podcast YouTube channel https://youtu.be/PaY4Rfdyerw  Helyeh Doutaghi is scholar of international law and geopolitical economy. Her research explores the intersections of the Third World Approaches to International Law (TWAIL), encompassing postcolonial critiques of law, sanctions, and international political economy. Her research draws on the mechanisms, harms, and beneficiaries of the sanctions regime imposed on Iran, centering questions of value transfer and wealth drain. Additionally, she is interested in International Humanitarian Law (IHL), having written about its history, practice, and the production of knowledge (and ignorance), particularly in the context of the US military. She was expelled from Yale Law School and the LPE project for speaking up for Palestinian liberation last year. She is currently a post-doctoral fellow at the University of Tehran, where she will focus on completing her manuscript on the Iranian sanctions regime and neoliberalism. Bikrum Gill is a scholar of international political economy and author of The Political Ecology of Colonial Capitalism: Race, Nature, and Accumulation, published by Manchester University Press. Consider supporting the show www.patreon.com/east_podcast

Retirement income planning isn't just about withdrawal rates, portfolio construction, or tax strategies. For many retirees, the hardest part of retirement is psychological, not mathematical. Richard Rosso & Jonathan McCarty explore the psychology behind retirement spending decisions, including why retirees frequently leave large amounts of wealth unused and how behavioral finance shapes income planning. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Turmoil in Markets & The Math of Retirement 6:28 - Retirees Chronically Under-spend 9:42 - Longevity Risk & LTC 11:21 - Looking at Guardrails & Switching Lanes in Retirement 14:20 - Not much is working - doing mental accounting 17:24 - Legacy vs Consumption conflict 20:20 - Healthcare Uncertainty & Insurance 24:17 - Candid Coffee Preview 29:15 - Tax Strategies for Retirement 32:29 - Accumulation vs De-cumulation planning 34:21 - What Will You Do IN Retirement 38:45 - What % of Working-Age Income is Used in Retirement 43:05 - Johnny Cash in Nickajack Cave ------- Register for our next Candid Coffee, 3/21/26, and Ask Us Anything: https://realinvestmentadvice.com/resources/events/ask-us-anything/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/0J1dQZvIQrQ ------- Watch our previous show, "The “Value Rotation” Illusion," https://youtube.com/live/jW9UWP7WdZY?feature=share ------- Articles Mentioned in Today's Show: "Technical Deterioration: Risk Management Is Key" https://realinvestmentadvice.com/resources/blog/technical-deterioration-an-analysis-of-the-markets-next-move/ "True Value: Looking Through The Value Rotation Illusion" https://realinvestmentadvice.com/resources/blog/true-value-looking-through-the-value-rotation-illusion/ -------- The latest installment of our new feature, Before the Bell, "Markets Reclaim 100-DMA," is here: https://youtu.be/MntZ-KayzxA ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #RetirementIncome #BehavioralFinance #FinancialPlanning #InvestorPsychology

Retirement income planning isn't just about withdrawal rates, portfolio construction, or tax strategies. For many retirees, the hardest part of retirement is psychological, not mathematical. Richard Rosso & Jonathan McCarty explore the psychology behind retirement spending decisions, including why retirees frequently leave large amounts of wealth unused and how behavioral finance shapes income planning. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Turmoil in Markets & The Math of Retirement 6:28 - Retirees Chronically Under-spend 9:42 - Longevity Risk & LTC 11:21 - Looking at Guardrails & Switching Lanes in Retirement 14:20 - Not much is working - doing mental accounting 17:24 - Legacy vs Consumption conflict 20:20 - Healthcare Uncertainty & Insurance 24:17 - Candid Coffee Preview 29:15 - Tax Strategies for Retirement 32:29 - Accumulation vs De-cumulation planning 34:21 - What Will You Do IN Retirement 38:45 - What % of Working-Age Income is Used in Retirement 43:05 - Johnny Cash in Nickajack Cave ------- Register for our next Candid Coffee, 3/21/26, and Ask Us Anything: https://realinvestmentadvice.com/resources/events/ask-us-anything/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/0J1dQZvIQrQ ------- Watch our previous show, "The "Value Rotation" Illusion," https://youtube.com/live/jW9UWP7WdZY?feature=share ------- Articles Mentioned in Today's Show: "Technical Deterioration: Risk Management Is Key" https://realinvestmentadvice.com/resources/blog/technical-deterioration-an-analysis-of-the-markets-next-move/ "True Value: Looking Through The Value Rotation Illusion" https://realinvestmentadvice.com/resources/blog/true-value-looking-through-the-value-rotation-illusion/ -------- The latest installment of our new feature, Before the Bell, "Markets Reclaim 100-DMA," is here: https://youtu.be/MntZ-KayzxA ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #RetirementIncome #BehavioralFinance #FinancialPlanning #InvestorPsychology

In this episode we answer emails from TJ, John and Optimus Bill.  We discuss TJ's modified Golden Ratio portfolio and backtests, maximizing withdrawals with flexibility, ZROZ vs. TLT simulated leverage, gambling problems, intermediate accumulation to pay down a mortgage, and assorted allocations questions about mid-caps and other funds.We also talk about our Fairfax CASA fundraiser in our Queen Mary segment and a recent Catching Up to FI presentation at the end.Links:Links:Fairfax CASA Donation Page:  Donate - Fairfax CASATJ's Portfolio:  testfol.io/?s=gJEgezdqVdyPortfolio Charts Risk Parity style Accumulation Article:  Minimize Your Miss – Portfolio ChartsRisk Parity Chronicles ZROZ vs. TLT Analysis:  Bond Allocation Sizing - Google SheetsRisk Parity Chronicles KBWP Article:  The Search for a Low-Beta Equity Unicorn - by JustinCatching Up to FI Presentation:  Catching Up To FI Illinois/Wisconsin Meeting Presentation - YouTubeCatching Up to FI Presentation Slides:  The_Risk_Parity_Mission for Catching Up To FI.pdf - Google DriveCatching Up to FI Presentation Summary Video:  Catching Up To FI Risk Parity Portfolios Meeting and Presentation.mp4 - Google DriveBreathless Unedited AI-Bot Summary:A listener writes from overseas with a situation that strips retirement down to the essentials: no pension, no Social Security “backup plan,” and a real need to get the portfolio right. We walk through his modified Golden Ratio style allocation using growth and value funds, small-cap value tilts, long-duration Treasury strips, gold, and alternatives like DBMF, then talk about what matters more than a pretty spreadsheet: whether you can live with the drawdowns and keep the plan steady for decades.From there we get practical about retirement withdrawals and the assumptions hiding underneath them. We explain why a 5.5% withdrawal rate can be realistic when you pair it with flexible rules like a floor and ceiling approach, and why “inflation” is not one number that applies to everyone. If you're living abroad, spending in another currency, or even willing to relocate, your personal inflation experience can diverge from CPI, which changes how you should think about risk, resilience, and what flexibility is worth.We also tackle the investor temptations that never seem to go away: debating ZROZ versus TLT, obsessing over duration ratios, and tinkering with allocations when the market gets loud. We share a simple constraint that helps many DIY investors stay sane: build a small sandbox for experiments so your core portfolio stays intact. We finish with an intermediate accumulation question about investing toward a future mortgage payoff, plus a clear framework for why splitting short and long Treasurys can be useful, and why international diversification often shows up as currency exposure in modern markets. Subscribe, share this with a friend who's rebuilding their portfolio, and leave a review with the withdrawal rate question you're trying to answer.Support the show

In this episode we answer emails from Optimus Bill, Mark and Ryan.  We discuss donor advised fund sponsor Daffy and a strips fund portfolio substitution, the challenges of figuring out accumulation without getting caught up in chasing shiny objects and magic investing buttons, and discuss commercial risk parity funds and why they probably won't work for your goals.  Errata:  I said "Mark" when I meant "Michael"  Mauboussin.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Links:Fairfax CASA Donation Page:  Donate - Fairfax CASAFather McKenna Center Donation Page:  Donate - Father McKenna CenterCatching Up To FI Podcast with Daffy:  A Donor-Advised Fund For You (Daffy): Democratizing Philanthropy for Everyone | Adam Nash | 200White Coat Investor Article:  150 Investment Portfolio Examples | White Coat InvestorInfinite Loops Podcast with Jim O'Shaughnessy and Cliff Asness:  Surviving the Meme Stock Bubble | Cliff AsnessETF Slop Video:  The Rise of ETF SlopSample Portfolio Idea for Mark:  https://testfol.io/?s=flOaQQOXaH4Breathless Unedited AI-Bot Summary:A community gift turns into a movement: we celebrate more than $13,000 raised for Fairfax CASA and announce a surprise $20,000 match, then open the books on how donor-advised funds make generosity simpler, cheaper, and more strategic. From flat-fee platforms to custom portfolios and social giving, we share how to build a micro-foundation that aligns your values with long-term impact.Then we zoom out to the decisions that actually move the needle. Forget the hunt for a magic fund—macro allocation drives results. For savers 20-plus years from retirement, we unpack a clean, high-conviction approach: 100% equities with a two-fund core that pairs large-cap growth with small-cap value for balanced offense. We explain why investors underperform their own holdings, how to avoid shiny-object drift, and the simple rules that keep compounding on track.Curious about adding more “oomph” without reckless leverage? We walk through using Treasury Strips like ZROZ to amplify bond duration and free space for equities or gold. We also answer a big question: do risk parity ETFs solve the problem? They exist, but most are built for elegant theory, not your actual goals—be it maximum accumulation or higher safe withdrawal rates. For families who want one-ticket simplicity, we highlight how long-standing workhorses like Vanguard Wellington or Wellesley can deliver steady spending without complex overlays or buckets.We close with a brisk market recap, why alternatives like managed futures can shine during turbulence, and the habit that consistently wins: do nothing when your plan is sound. Support the show

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Retirement Expert Walter Young, Explains How Modern Retirement Is Dead as We Know It and How Using this Unexpected Asset with Actuarial Science Can Fix It.Watch the Video on Youtube for Visuals - https://youtu.be/5iyIPs4VI0wConnect with Walter Young: Walter@thefifthoption.comWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comTimestamps:0:00 Introduction: The Fear of Running Out of Money 1:05 Walter Young, Author of The Fifth Option 2:36 Getting to Retirement vs. Getting Through Retirement 4:48 Accumulation vs. Distribution 5:39 Retirement Income Planning Is Hard 6:17 Cash Flow Focus and Financial Freedom 7:22 A History of Retirement 8:15 Three-Legged Stool of Retirement 9:22 Longevity Magnifies Risk 11:20 Scarcity Mindset 12:33 Personal Finance vs. Corporate Finance 14:11 Desert Island Dilemma 17:22 Sequence of Return Risk and Averages 20:35 The 4% Rule 23:15 Four Frustrating Options 24:43 The Fifth Option Strategies 25:29 Beat the Bear Approach 27:16 Bucketing Strategy 28:59 Pension 2.0 32:44 Disclaimers Before Diving into the Math 35:31 Income Efficiency Test 36:58 What Is Actuarial Science? 39:38 Scenario 1: A 25-Year-Old with Traditional Planning 43:36 The Fifth Option Applied: Beat the Bear Approach 46:30 Net Worth vs. Cash Flow 49:12 The Fifth Option Applied: Pension 2.0 53:30 Pension Max Conversation 57:35 Traditional Balance vs Portfolio Balance 1:00:39 Age 35 with Traditional Planning 1:06:03 4 years in Cash Value 1:10:10 Comparison 1:11:43 Age 45 Planning 1:18:32 How much money do I need to get that $133,000 at 8%? 1:24:00 Tax-Free Cash Flow 1:24:50 Age 55 Planning 1:31:17 Where does actuarial science not help somebody? 1:33:20 Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Are environmental toxins quietly slowing your body recomp? Or is the wellness industry selling you fear about things that barely matter?Functional diagnostic nutrition practitioner Michele Scarlet joins me to separate science from hype around metabolism, hormone health, and detox culture. We unpack what the research actually says about pesticides, plastics, cosmetics, and endocrine disruptors, and whether they truly impact weight loss, muscle building, and strength training results.We challenge extreme clean-eating rules, the fear around fruit and sugar, and the obsession with trendy detox protocols. Instead, we focus on practical, evidence-based nutrition and fitness strategies that support metabolism, liver function, and long-term body recomp.If you're lifting weights, dialing in your macros, and still struggling to lose fat or build muscle, this adds the missing layer.Get Fitness Lab (20% off for listeners), the #1 coaching app that adapts to YOUR recovery, YOUR schedule, and YOUR body. Build muscle, lose fat, and get stronger with daily personalized guidance. Timestamps:0:01 – Fear-based marketing in wellness5:43 – Accumulation versus dosage8:48– Ingestion versus exposure11:15 – Cosmetics and chronic absorption13:48 – Endocrine disruption and fat storage21:35 – Breast implants and immune activation28:58 – Why fruit is not the enemy32:39 – When functional lab testing makes sense35:15 – Detox support through nutrition40:02 – How liver detox and bile really work47:48 – When functional lab testing makes senseEpisode resources:The 3 Lab Tests That Changed My Life on True Health PodcastInstagram: @michelescarlet_ Facebook Group: facebook.com/groups/213894783148245 YouTube: @michelescarlet_ 

Bitcoin accumulation is approaching extreme levels at the same time cracks are beginning to show across the broader financial system. As trillions are wiped from global equities amid AI disruption fears, trade tensions rise, and short-term Treasury issuance surges, liquidity conditions are tightening and confidence in traditional markets appears increasingly fragile. Yet beneath the volatility, on-chain data suggests large players are quietly absorbing supply.

“...Some are dancing, some are drowning, but in the end everybody's going to go under.”Dr. Ali Kadri (Sun Yat-sen University), author of the Unmaking of Arab Socialism, joins Steve to talk about imperialism, development, and why the Arab world keeps getting put through the capitalist meat grinder. Ali argues that capitalism isn't just markets and greed. It's a destructive social relationship. Once you look at it that way, many of the world's mysteries stop being mysterious: war, austerity, pollution, and mass deaths aren't accidents that occasionally happen to capitalism. They are outcomes to be monetized.The conversation moves to imperialism as capitalism in its concentrated, caffeinated, and brutal form, especially under finance-dominance. Ali describes genocide as both direct (bombs, occupation, ethnic cleansing) and structural (avoidable hunger, disease, debt-driven collapse). He frames the destruction of Arab socialist and anti-colonial projects as strategic for empire: control of oil, geography, and the political threat of regional solidarity.They talk about MMT's explanation of currency and how the dollar functions as a lever. Ali sees the dollar as power, representing control over global resources and labor. Debt dependence becomes a kind of colonization by spreadsheet.“If the dollar stops for a minute or for a month or so, then we have people going hungry. And so this is a form of colonization, a form of death by the dollar.”They close by pulling democracy down from the clouds. Steve suggests bourgeois elections merely deliver a reshuffling of managers for the same system, and Ali produces a simple metaphor: a multiple-choice exam. The choices have been pre-loaded. And in elections, the result is still class rule.Dr. Ali Kadri is a Visiting Professor at Sun Yat-sen University. He has previously held senior roles at the National University of Singapore and the London School of Economics. His academic work focuses on the political economy of development, imperialism, and the Arab world. He is the author of several important books, including The Accumulation of Waste: A Political Economy of Systemic Destruction; China's Path to Development: Against Neoliberalism; and The Unmaking of Arab Socialism.

Today's guest is Dan Cleather. Dan Cleather is a sport scientist, author, and lecturer specializing in biomechanics and strength training. He has worked across elite sport and higher education, helping coaches apply research to real-world performance. Dan is the author of The Little Black Book of Training Wisdom and The Little Blue Book of Training Wisdom, known for challenging conventional ideas and promoting evidence-informed coaching. If you search the internet for training methods and advice, you'll invariably get a “do this, not that” mentality woven in your brain. The mark of true progress over time, and reaching athletic potential, is more about principles and management than it is picking all the “S-Tier” exercises. Being able to balance paradoxes, hone belief, refine movement and hone the dance of capacity and output defines the training of elite athletes and Olympians. In this episode, Dan discusses everything from developing exercise devices for astronauts in microgravity to the deeper philosophy of how performance truly evolves. We discuss Easy Strength, capacity versus skill development, fatigue as a motor learning constraint, and why adaptation is something we cultivate rather than force. The conversation weaves biomechanics, Tai Chi, Olympic lifting, and the yin-yang rhythm of training into a broader theme: great coaching isn't about imposing perfection, but creating environments where flow, resilience, and high performance can naturally emerge. Today's episode is brought to you by Hammer Strength. Use the code “justfly20” for 20% off any Lila Exogen wearable resistance training, including the popular Exogen Calf Sleeves. For this offer, head to Lilateam.com Use code “justfly10” for 10% off the Vert Trainer View more podcast episodes at the podcast homepage. (https://www.just-fly-sports.com/podcast-home/) Timestamps 0:00 – Researching Exercise Countermeasures for Microgravity 2:51 – Recent Publications and the Learning Process of Writing 8:01 – The Science of Change and the Hierarchy of Coaching Skills 12:39 – Lessons Learned from Applying the Easy Strength Method 22:06 – Balancing Skill Building and Capacity Building in Strength Training 32:28 – The Benefits of Traditional Tai Chi Conditioning and Static Holds 45:22 – Historical Wisdom and Experiential Learning in Performance 1:02:15 – Leveraging Fatigue and Constraints for Relaxation and Flow 1:13:59 – The Yin and Yang of Accumulation and Intensification in Training 1:21:06 – Viewing Training as a Sustained Conversation with the Body About Dan Cleather Dan Cleather is a sport scientist, author, and lecturer specializing in biomechanics, strength and conditioning, and performance analysis. With a background in both applied coaching and academic research, Dan has worked extensively in elite sport and higher education, bridging the gap between theory and practice. He is the author of The Little Black Book of Training Wisdom and The Little Blue Book of Training Wisdom, where he challenges conventional thinking and promotes evidence-informed coaching. Dan is known for his clear, analytical approach to training science and his ability to translate complex biomechanics into practical strategies for coaches and athletes. Zac currently treats clients and consults internationally, while continuing to produce educational resources aimed at elevating the standard of movement practice in both clinical and performance settings.

In this episode we answer emails from Tim, Anderson, and Pete. We discuss using a Golden Butterfly portfolio for intermediate accumulation, converting 529s to Roths and excessively levered portfolios for small children.  (I can't make this stuff up.)But first we share Mary's mission with Fairfax CASA and explain how steady advocacy changes a child's path, and roll out our Fairfax CASA fundraising campaign in connection with National Child Abuse Prevention Month.Links:Fairfax CASA Donation Page:  Donate - Fairfax CASAThe Starfish Thrower Philosophy from Episode 441 (Cool New Video!):  The Starfish Thrower Philosophy With Mary.mp4 - Google DriveMary's CASA Case Adoption Story:  The Johnson's Foster Care & Adoption Story FIRE Takes Podcast:  FIRE Takes PodcastPortfolio Charts Drawdown Calculator:  Drawdowns – Portfolio ChartsTestfolio Backtester:  testfol.ioPete's Leveraged Leeroy Jenkins Portfolios:  testfol.io/?s=l7aMOsy4720Breathless Unedited AI-Bot Summary:Ever wonder how to save for a goal that's a few years away without riding stock-market whiplash or leaving too much on the table in cash? We walk through a practical, risk-aware path for mid-term savings and pair it with something close to our hearts: Mary's work with Fairfax CASA, where trained volunteers are a constant for kids navigating abuse or neglect cases. You'll hear what CASA volunteers actually do—attend hearings, coordinate services, write court reports, and keep showing up—plus the data that proves consistent advocacy moves outcomes.From there, we dig into building an intermediate-term portfolio using a risk parity approach like the Golden Butterfly. We explain how to model a real alternative to HYSAs: use long-history T-bill data instead of SHY, add regular monthly contributions to reflect real life, and examine drawdown length and worst-case windows over three to five-year spans. You'll learn why shorter, shallower drawdowns can matter more than headline returns when timing is uncertain, and how Testfolio helps you compare paths with clarity. We also unpack a powerful planning angle: rolling leftover 529 funds to a Roth IRA under current rules, including holding periods, beneficiary considerations, earned income needs, and why Roth contribution capacity is too valuable to waste.We don't shy away from the spicy stuff either—managed futures, leverage, and the gap between theory and practice. Rather than letting fear set the rules, we talk about small, controlled experiments that build skill and confidence. That shift—from anxiety to informed action—can change both your portfolio and your peace of mind.If this resonates, support Fairfax CASA via the link in the show notes and mention Risk Parity Radio or Mary Vasquez in the comment box. Then hit follow, share the episode with a friend who's stuck between stocks and savings, and leave a quick review to help more DIY investors find us.Support the show

In this conversation a group of us interviewed Dr. Ali Kadri about his book The Accumulation of Waste: A Political Economy of Systemic Destruction. This conversation was the final discussion in a study group which began last October and involved participants from all over the world. The book provides a theoretical framework which understands waste as a value making process where war-making, the wasting of social classes, and the wasting of social nature become central to capitalist accumulation and to how capital resolves crises in accumulation. The questions in this discussion were those that remained for some of the members upon reading and discussing the work over the last few months. In some cases you will hear members of the group ask their questions directly, in others I ask based on individual questions provided by members or common themes that came up among multiple participants from the group. We get into the imperialist aggression against Iran, the role of patriarchy and racism within Dr. Kadri's analysis, and questions of optimism or hope against the death dealing forces of imperialism. To gain a further understanding of Dr. Ali Kadri's work, check out the first interview we conducted with him back in 2023, and of course check out his books as well as various interviews available online, we will link some of these in the show description. This study group was really rewarding once again, thank you to all of our participants and to Dr. Ali Kadri. In our current study group - which is already full - we are discussing Lenin's Imperialism: The Highest Stage of Capitalism.  Our next one will be announced in March, so to ensure you have an opportunity to join us, since they almost always fill up quite quickly, make sure you are signed up on our patreon for as little as $1 a month, all patrons are welcome to join us in these study groups and they are a great place to deepen our knowledge and analysis collectively. Links: European Class Struggle Starts at the Bottom of the Sea with Iker Suárez "War Is the Basis of Accumulation" - Ali Kadri on Genocide, Waste, Imperialism, and the Commodification of Death Check out Guerrilla History's Ali Kadri archives Resistance Is Fertile also has some interviews with Ali Kadri  

In this episode of Guerrilla History, Ali Kadri is back for another installment of our ongoing mini-series with him!  This time, a fascinating discussion on The China Model.  If you missed our previous episode with him, Surplus Populations and the Political Economy of Waste, and The Future of Resistance, be sure to check that out!  Also, stay tuned for more installments of this series! Be sure to check out the conference that Ali discussed, and also be sure to follow Ali's recommendation to check out Torkil Lauesen's work, such as The Long Transition Towards Socialism and the End of Capitalism and Unequal Exchange: Past, Present, and Future Ali Kadri is an esteemed Professor at various institutions around the world, as well as the author of many important books including Arab Development Denied: Dynamics of Accumulation by Wars of Encroachment, The Accumulation of Waste: A Political Economy of Systemic Destruction, and The Unmaking of Arab Socialism.   Help support the show by signing up to our patreon, where you also will get bonus content: https://www.patreon.com/guerrillahistory 

You've hit financial independence—now what? How do you actually start spending the money you've spent years accumulating? Bill Yount reached FI at 60 after a 10-year journey, and he's figured out the answer. Bill shares his complete decumulation strategy—the detailed plan he built with a flat-fee financial advisor to transition from wealth building to wealth preservation. This isn't just theory; Bill is actively living this plan and stress-testing it in real time. This Episode Covers: Bill achieving financial independence at age 60 The psychological shift from saving to spending after a decade of accumulation How to build a comprehensive drawdown plan (and why Bill hired help) Working with a flat-fee financial advisor vs. AUM advisors Portfolio rebalancing when transitioning to retirement Risk parity strategy and how it fits into retirement portfolios Stress-testing your financial plan: running scenarios to ensure you won't run out Social security timing decisions and optimization Retirement withdrawal strategies: the 4% rule and alternatives How much to actually spend in early retirement Helping your kids build wealth without jeopardizing your own retirement Financial independence for late starters: proof it's not too late after 50 Managing the emotional transition from accumulation to distribution phase Investment strategy changes in decumulation If you're approaching FI, already there and uncertain about spending, or starting your FIRE journey later in life, Bill's practical, well-planned approach shows you exactly how to transition from building wealth to confidently living off it. Subscribe to our Weekly Newsletter: www.biggerpocketsmoney.com Want to be a guest on the show? Apply here: https://biggerpocketsmoney.com/contact/ Get 50% Off Your First Year of Monarch by using code ‘Pockets': https://www.monarchmoney.com/ Connect with Bill Yount:  Website: https://catchinguptofi.com/ Instagram: https://www.instagram.com/catchinguptofi/ Connect with Scott and Mindy: Scott: https://www.instagram.com/scott_trench/ Mindy: https://www.instagram.com/_mindyatbp/ Follow BiggerPockets Money on Social: Facebook: https://www.facebook.com/groups/BPMoney Instagram: https://www.instagram.com/biggerpocketsmoney/ Learn more about your ad choices. Visit megaphone.fm/adchoices