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Social Security is often one of the most important income sources in retirement. Yet widespread myths about how it works can lead to confusion, unnecessary worry and poor planning decisions. Here's the truth behind five of the most common misconceptions.

Monmouth Moment host Addie Smith sits down with Ethan Wright and Ivana Stefanova to discuss their experience at Monmouth College as part of the Science and Doc Kieft Summer Research Program. The Doc Kieft Summer Research Program is an eight-week immersive science initiative that allows chemistry and biochemistry undergraduates to conduct high-level, faculty-mentored research.

Ashlyn talks peach orders, the upcoming Farmer's Breakfast and Ag Roundtables during the Prime Beef Festival, Ag Days, and more on the WRAM Morning Show.

Clifford shares the update on rescheduling the Monmouth Cruise Night to Friday, August 7th.

Chief Rexroat shares the monthly report for June, discusses the recent Birchwood Apartment fire, grant funding, grilling safety, camping safety, and more on the WRAM Morning Show.

Tamra and Cari share details of the upcoming Drive Up for a Cause Fundraiser August 7th, job opportunities with Warren Achievement Center, preview the Carnival for the achievers, and more on the WRAM Morning Show.

Superintendent Lawson discusses joining the West Central School District, ongoing projects, the implementation of a cell phone policy, technology, and more on the WRAM Morning Show.

Chief Switzer talks preparation for the Monmouth Cruise Night, shares numbers from the June report, compliance checks, back to school safety, and more on the WRAM Morning Show.

Keith and Clifford highlight the events to take place during the 26th Annual Maple City Street Machines Monmouth Cruise Night on the WRAM Morning Show.

Robin discusses outpatient services, community mental health boards, provides an update of the Solvera clinic in Galesburg, the pharmacy savings card, and more on the WRAM Morning Show.

Clint and Melissa preview the upcoming 6th Annual Monmouth Area Vocational Scholarship Music Trivia Night, how to apply for the scholarships, and more on the WRAM Morning Show.

Hear from Little Miss Kailey Meyer, Junior Miss Collins Greer, and Miss Kaylee Mills on the WRAM Morning Show.

Patrick talks annual sport and school physicals, the interim CEO for McDonough District Hospital, staff, an upcoming golf outing, and more on the WRAM Morning Show.

Brian previews upcoming events at the 2026 Henderson County Fair in Stronghurst.

Trevor reflects on the importance of honoring the brave men and women who have served our country.

Rob discusses key issues brought up at the National Corn Growers Association meetings in Washington D.C., farm profitability, E15, exports, tax credits, cover crops, and more on the WRAM Morning Show.

Missie discusses the GetCovered Illinois platform, healthcare premiums, tax credits, Medicare Open Enrollments, and more on the WRAM Morning Show.

Kelly recaps the recent fundraising event, discusses the need for volunteers, how to become involved, and more on the WRAM Morning Show.

Meet the new City Administrator for the City of Monmouth, Lou Leone, Discussion on the Public Hearing of the East Side Tax Increment Financing District for land development sites for buyers to construct single-family homes, Discussion on the June Reports from Monmouth Police Chief Switzer and Fire Chief Rexroat, Discussion on the cash offer of a city-owned lot by a local resident, Discussion on drafting an ordinance to grant a packaged liquor license, and Discussion on the action item of placing a stop sign on the corner of 5th Street and East Clinton.

Doug talks preventing sports injuries as the fall season sports get underway, caring for your body while working outdoors, and more on the WRAM Morning Show.

Gayle recaps their annual banquet, announces the 2025 scholarship winners, shares upcoming cooking events, explains how to become a member with the Tri-County Cattlemen, and more on WRAM.

One of the most significant risks investors face isn't losing money in a market dip; it's failing to reach their long-term financial goals.

Kathryn, Emily, and Cami discuss pre-school enrollment, Parent to Parent Group, SummerFEST at the Henderson County Fair, substitute teacher trainings, bus driver training dates, back to school, and more on the WRAM Morning Show.

PCSN Sports Director Shawn Temple caught up with American Legion Baseball 3rd Division Chairman John Gosney during the 3rd Division Tournament Championship game at Sherrard High School.

Becca and John discuss available adoptions, including Damon, vaccination reminder, obtaining dog and cat tags, donated items at the Western Illinois Animal Rescue, and more on the WRAM Morning Show.

Terra highlights the available items that can be discovered inside Take A Peek Marketplace in Downtown Monmouth on the WRAM Morning Show.

MRHS T.I.T.A.N.S. & MRJH V.O.I.C.E. proudly present Roald Dahl's Charlie and the Chocolate Factory!Dates: Friday, July 17 & Saturday, July 18Curtain Time: 7:15pm, Doors Open: 6:45pm

James, Director of Community Engagement, and Debbie, Senior Director of Development, preview the upcoming Wellness Summitt, Keynote Speakers, and more on the WRAM Morning Show.

Jessie, Manager of the Community Resource Center, and Emily, Community Health Program Manager, discuss Mom On The Move, CPR classes, a Community Needs Assessment Survey, and more on the WRAM Morning Show.

Amanda previews upcoming performances in Market Alley, a goal match with the Pattee Foundation, performing arts programming in the Monmouth-Roseville School District, plus discusses Tartan Threads on the Monmouth College campus.

Sandra and Eric explain the mission of the 518 Collective, programs and services to be offered, the new ag technology incubator, and more on the WRAM Morning Show.

Kenny, Charlie, and Cherie preview the upcoming performances of Rodgers and Hammerstein's Cinderella at the Prairie Players Civic Theatre.

Superintendent Fletcher discusses the public hearing regarding e-learning, a lease agreement with the Regional Office of Education, provides a summer project update, online registration, backpack nights, enrollment, staff, and more on the WRAM Morning Show.

Bob Simmons, Professor of Classics and Chair of the School of Humanities and Civic Engagement at Monmouth College, and Nathalie Roy, an educator at Glasgow Middle School in Baton Rouge, LA, were one of seven applicant chosen to receive a grant from the National Endowment for the Humanities to carry out a Summer Institute in 2026 as part of the NEH's Institutes for K-12 Educators program. They, along with three educators taking part in the program, visited the WRAM Morning Show to talk about their experience.

Lyman and Brandon discuss the 708 Board, volunteers, supported programs and organizations, and more on the WRAM Morning Show.

Wendy previews the St. Jude Run stretch from Memphis to Peoria the last week of July, talks fundraising during the event, and more on the WRAM Morning Show.

As temperatures rise and storm season approaches, it's a good idea to review your homeowners insurance policy. Tornadoes, hurricanes, wildfires, flooding and other natural disasters can strike with little warning. If your coverage is outdated, you could find yourself without adequate protection when you need it most.

Ken discusses the DeLong project, shares numbers from Quarter 1, talks railway transportation, food processing, the CEO Program, and more on the WRAM Morning Show.

Hear from Miss Aubrey Killey, Junior Miss Ashton Stevenson, and Little Miss Raeley Lee on the WRAM Morning Show.

Pete Schellenberger, aka Crop Duster Pete, joined WRAM's Kailey Foster to discuss his career as a crop duster and advice for those wanting to join the industry.

Blake shares his time in the service, 250 Years Honoring America, and more on WRAM.

Stacey discusses the Relay For Life cookouts with Midwest Bank, the upcoming Warren-Henderson Relay For Life event August 10th, preventative screenings, and more on the WRAM Morning Show.

Superintendent Hawkins discusses ongoing summer projects within the district, seeking a Junior High Baseball Coach, fully staffed on teachers ahead the next school year, the tentative budget for the August meeting, and more on the WRAM Morning Show.

Pete shares his story flying as a Crop Duster Pilot on the WRAM Morning Show.

Dr. Watkins discusses the 250th Anniversary of the United States, new exhibits at the museum, and more on the WRAM Morning Show.

Sean discusses the groundbreaking of the service facility at the new Community Day Services facility, the upcoming drive-thru fundraiser, grant season, job opportunities, and more on the WRAM Morning Show.

Ann, Madison, and Jeannie discuss upcoming events at the Buchanan Center for the Arts and the United Way of West Central Illinois, the Hispanic Heritage Festival, and more on the WRAM Morning Show.

Drew previews his upcoming performance at the Henderson County Fair August 1st, the release of his major-label debut FARM FAITH FAMILY, and more on the WRAM Morning Show.

Brayden shares an update on the West Harlem Avenue project, policy change for an after-hours call for water services, highlights the annual report, and more on the WRAM Morning Show.

Discussion on the promotions within the Monmouth Police Department, Discussion on the Building and Zoning Report of ongoing projects within the City of Monmouth and the request for a Stop Sign at Clinton Ave and North 5th, Discussion on the South Main Street Sewer Replacement Bid Approval and an Engineering Services Agreement for the Downtown Sewer Project, Discussion of a Strong Communities Grant and the new housing development area on North 11th Street, Discussion on zoning changes and an after-hours fee with the Monmouth Public Works Department, and Discussion on the hiring of a new City Administrator for the City of Monmouth.

Andy discusses his appointment to the Illinois Judicial College's Committee on Judicial Education by the Illinois Supreme Court, attorneys in the local area, use of artificial intelligence technology, and more on the WRAM Morning Show.