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Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation what's going on with bitcoin, bitcoin bonds, why countries are buying bitcoin, AI, what's going on with tariffs, and how it all impacts your portfolio. =======================Maple Finance is where real money meets real yield. With over $1.5B managed, Maple offers secure lending, Bitcoin yield, and premium DeFi assets like syrupUSDC. Get started today at https://www.maple.finance !=======================Core is the leading Bitcoin scaling solution, enabling you to lock in yield by locking up your Bitcoin. Simply lock it on the Bitcoin blockchain to secure the Core network, and get rewards. No bridging. No lending. Just holding. Still your keys. Still your coins. Now your yield. Start at https://stake.coredao.org/pomp=======================Bitwise is one of the largest and fastest-growing crypto asset managers. As of December 31, 2021, the company managed over $1.3 billion across an expanding suite of investment solutions, which include the world's largest crypto index fund and other innovative products spanning Bitcoin, Ethereum, DeFi, and crypto equities. Whether you're an individual, advisor, or institution, Bitwise provides intelligent access to crypto with your unique circumstances in mind. Visit www.bitwiseinvestments.com to learn more. Certain of the Bitwise investment products may be subject to the extreme risks associated with investing in crypto assets. Visit www.bitwiseinvestments.com/disclosures/ to learn more.=======================Pomp writes a daily letter to over 265,000+ investors about business, technology, and finance. He breaks down complex topics into easy-to-understand language while sharing opinions on various aspects of each industry. You can subscribe at https://pomp.substack.com/=======================View 10k+ open startup jobs:https://dreamstartupjob.com/Enroll in my Crypto Academy: https://www.thecryptoacademy.io/
JD and Ben Ennis, co-host of The FAN Morning Show, debate if Daulton Varsho is the most important player on the Blue Jays and how to feel about Anthony Santander's slow start. Later (36:00), the duo banter about a couple sports trends on social media, before turning their attention to Keith Pelley addressing the gap between the Maple Leafs and their fans. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
Discover powerful strategies to maximize your rental property returns and minimize costly vacancies. Learn how top investors are transforming their approach to property management, from tenant retention techniques to smart staffing solutions. Key Insights: Master the art of keeping great tenants and reducing turnover Understand when to scale your property management approach Explore innovative investment opportunities beyond traditional real estate Market Trends Spotlight: Rental demand is on the rise Emerging investment options offer unique wealth-building potential Strategic diversification is key to long-term financial success Explore alternative investment opportunities like sustainable teak forestry - a generational wealth strategy that offers: Low entry point Long-term growth potential International diversification Whether you're a seasoned investor or just starting out, these insights will help you make more informed, profitable real estate decisions. Resources: Learn more about the teak tree investment opportunity at Gremarketplace.com/teak Show Notes: GetRichEducation.com/555 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, learn how to reduce a giant operational expense that you'll have over time your tenant vacancy and turnover, including how many units you must own before you hire your own on site property manager as your employee. Whatever happened to agent commissions in light of last year's NAR settlement, then a timely update on teak tree investing today on Get Rich Education. Mid South home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Welcome to GRE from Manchester, New Hampshire to Manchester, England and across 188 nations worldwide, I'm Keith Weinhold, and you are back inside one of America's longest running and most listened to shows on real estate investing. This is get rich education. What's all that stuff really mean? I'm just another slack jawed and snaggletooth podcaster, a shaved mammal with a microphone. I'm joining you from here in London, England this week for the first time ever on the show. More on that later. Let's talk about reducing the biggest operational expense that you're ever going to have as a real estate investor, at least the one that you can exert a good measure of control over. That is reducing your tenant vacancy and turnover, that constant menace. Now, I suppose you might say that property tax is your biggest ongoing ops expense, but you've got less control over your property tax rate. So yeah, we're talking about increasing your net income by lowering your VIMTUM operating expenses. Vacancy is the V in that acronym. This is big because this can make or break your ability to have your property create positive cash flow and getting tenant turnover right both increases your income and reduces your expenses. It is springtime currently, and it's soon going to be summer, so it is the right time to talk about this. It's when there is more tenant turnover. The goal here is for you to really move the dial in increase the likelihood that your tenant is going to renew their lease. Now, sure if your tenant gets a new job out of town, they're going to move out. But if they're moving because of too many maintenance issues, well then that's something that you could have fixed. The average tenancy duration in the US over time is two to three years. And of course, that's going to be longer in single family rentals and shorter in apartments. And how long your tenant stays is driven by three factors, the price of your unit, the quality of your maintenance and the quality of your management. Let's say that your tenant moves out. To be conservative, that your vacancy period is two months between tenants. Okay, that's the turnover and the time to lease. It two months is a somewhat longish vacancy period. But come on, it happens sometimes, especially if you're going to make upgrades between tenancies and you're busy with other things in your life, if you have a move out every year at that rate, well, that is too often. That would amount. To a vacancy percentage of 14% you might think it's 17% but it isn't, because it's a 12 month vacancy plus two vacant months, all right, but if instead that tenant moves out every two years, that's just 8% vacancy, and every three years that's just 5% vacancy. Of course, if you keep your vacancy period to only one month rather than two, you can have all those numbers. You can really see how you are increasing your income by retaining the tenant. The most vital thing for you to keep in mind is that fast quality maintenance and good communication are by far the best forms of customer service that a property manager can provide, so prompt, quality maintenance. That's a retention strategy. Being a proactive helps. One strategy you can engage in is to reach out to the tenants two months before their lease is set to renew, and that's the time to give them the new lease price and ask them if they intend to stay. If they say, No, they're not, ask them why. And occasionally, you can sway them if there's been a misunderstanding in your relationship, for example, a lingering maintenance issue that hasn't been addressed, and perhaps they didn't bother to contact you about that, if nothing else, I think I mentioned this to you one time before offering a small reward, like a gift card helps. I mean, creating this sense of reciprocation is really one of the best retention tactics out there, even if the items being reciprocated aren't anywhere near equal value, like the value of a 12 month lease versus you giving them, say, a $50 gift card now, say you've tried those strategies, and none of that works, and your tenant does decide to leave, perhaps 45 days from now, but you know that you've got time in your life to turn over the unit now, and You know that you're going to be really busy with other things in 45 days. One thing that you can do then is shift your strategy to pay the tenant. Say you can pay them as little as 10 or 20 bucks a day to leave early. This way they'll vacate during a period where you've got the time to devote to the vacancy and the turnover and the showings to prospective new tenants, and that way, it's not going to linger vacant as long now, a technique like this is a little similar to an eviction, where if a tenant has violated their lease or becomes non paying, without you having to go through the length of Your court driven formal eviction process, you can pay them a lump sum to leave early. Hopefully that's not your situation, but that can come up. And I think you've heard of it before. This is known as the Cash for Keys strategy. That means to get a tenant that's made some violation against their lease, and you want to have them vacate the unit sooner. This means that you get the keys in your hand and the right to enter when you pay them to leave, rather than having to go through the not so fun eviction process and see a tenant wants to avoid a formal eviction as well, because that goes on their record, and then it can make it tough for that tenant to get rental housing elsewhere. But I dislike the Cash for Keys strategy in order to hold off from a formal eviction, because what that does is that rewards a person that violated a lease, although we know that that might also shorten your economic vacancy period, and it could actually be economically beneficial to you, Cash for Keys. It's just not ethical, though. I know it might be tempting for you, the landlord, the cash for key strategy. It rewards societally immoral behavior. Now, of course, you might be using a professional property manager that does all of this stuff for you, like I do today, but still, these are often the best practices for your manager. And I started out self managing, just like a lot of real estate investors do in the beginning, and that's where I learned strategies and techniques like this for reducing your tenant vacancy and turnover. Now, here's a really interesting question that you may not have had to ask yourself yet, but you may down the road, if you've grown your portfolio to a certain size and you're serious about reducing your vacancy and turnover expense, it might be time to ask yourself one big question, and that is for your management and maintenance. Should you use contractors, or should you start to hire your own employees? Now, if you have a small portfolio, it won't be enough work for you to keep an employee busy, so you should go with contract. Contractors. On the other hand, if you have an apartment complex with on site property management, I would definitely recommend having a make ready crew on site, because it's just so easy for them to get to and from a job site. Now, you should still maintain relationships with contractors as a backup, of course, and you should also have specialists like plumbers, electricians and HVAC people ready to call now, most investors are small and they use off site management, but if you grow big enough someday, or maybe it's two day, the important point about employees is that you really need to stay on them, because every extra hour costs you. You don't want anyone out there who's thinking that speed isn't essential, because they're like, ah, you know, I get paid by the hour. Contractors, on the other hand, they quote you or your manager a job up front. So while an extra day hurts because it's one more day you can't lease the unit, it hurts less than it does if you have your own employees. One problem with contractors is they often can't start right away, and this tends to be more true if you're self managing. See if you use a professional manager. They might have their own in house people so you can leverage their employees without having to manage employees yourself, even if your manager brings in an off site contractor, like an electrician or a plumber. Well, that contractor probably gets a lot of business from your property manager, and they have some sense of loyalty to your property manager, therefore, they're incentivized to show up on time faster than if you're trying to self manage, say, your small portfolio of five properties, and you or your tenant are the ones that call the electrician or the plumber. Well, those contractors are going to be less likely to prioritize you and your infrequent requests, and this is just another reason that I like to employ professional management and not self manage. Now, virtually no new real estate investor is going to hire their own employees, and most are never going to at all. All right, but how do you know? How would you know when it's time to hire your own property manager or your own contractor, and have them on your own payroll and you are their boss, if you've got under 20 to 30 units, all right, typically third party property management or self management with contractors, that's going to make more sense, because having a full time, dedicated employee, it's just not financially justifiable. Below 20 or 30 units, you're not going to be able to keep that employee busy. And I'm generally talking about if you have one apartment building here, or a bunch of single family rentals, only if they're in small, close proximity to each other. What about if you grow up to 30 to 60 units? All right now you're in a gray area. If the property is something that's pretty management intensive, like high turnover, or you own an older building, or you generate a lot of work orders, or you're in a challenging area. Well, at 30 to 60 units, you might justify a part time on site person. So how that could practically work in this 30 to 60 unit gray area, what you can do is have a resident manager that gets free rent, plus perhaps a small stipend from you. Okay, so that's a strategy that you can play in this gray area zone. That way they can be responsive to tenant requests, and you can keep your vacancy and turnover costs down. All right, how about when you're going even bigger and you reach 60 to 100 units. Now you're in the range where a full time on site manager or a maintenance person, starts to make financial and operational sense, because here it's 60 to 100 units. Your staffing model, it might be that you have one full time manager, they do the leasing, the tenant relations, in the admin stuff, and you'll also have a second person, a full time maintenance tech if they're needed, all right? And the final tier here, if you reach more than 100 units, oh, okay, now it is standard for you to have a full on site team. You could be in the hundreds of units. So we're talking about a property manager, a leasing agent, a maintenance lead, a groundskeeper and sometimes also a part time assistant manager. So that's it. That's the hierarchy of how, based on your portfolio size and where they're located, how you can serve tenants well and reduce your vacancy and turnover expense. Yes. All right now, what are some things that can shift those thresholds, those unit counts? Well, high rent or luxury buildings, they often need on site staff at a smaller unit count, very low rent or section eight properties, they may need more intensive oversight, buildings that have amenities, like some of these newer apartment buildings that have a pool and a gym, okay, that can trigger some more staffing needs. And if you own multiple properties that are nearby to each other, well, then you can share employees across those properties. And you've got to look at local labor costs in places like New York City, northeastern New Jersey, parts of New England, Miami or LA, those high cost places. Then breaking even on staffing. That probably takes a bigger property than those numbers that I talked about. But here, we tend to invest in those investor advantage areas, the inland northeast, the South, in the southeast, in the Midwest. Now, if you've got, say, even 50 smaller properties, but they're scattered all over the place, in multiple states, well then of course, you're not going to hire employees. A good general metric to leave you with here is that one on site employee for every 50 to 80 units that you own in the same area, that is common, that is a common industry practice in market rate multifamily apartments right now, these are pretty timeless strategies I've been talking about with you here. As for what's happening in The market lately, I continue to slowly get more optimistic about the long beleaguered apartment market. A few weeks ago, I talked about how there's finally been greater apartment rent increases, although those rent increases are still historically low. What recently we learned that apartments are seeing a longer duration of tenancy and today, per real page, every single one of the 50 largest apartment markets has posted month over month occupancy gains, and then that's somewhat commensurate with what we're seeing on the one to four unit side, because the home ownership rate has fallen. It just fell from 65.7% down to 65.1 quarter over quarter. Now that doesn't sound like much, but that's actually a substantial drop in the home ownership rate in just one quarter. And fewer homeowners means more renters. So this basically means that the percent of Americans, renting has gone up because you just take the flip side of those numbers. So the rentership rate has essentially risen from 34.3 up to 34.9 in just one quarter. Something that completely makes sense, because we all know that home ownership affordability, especially for that first time, home buyer is lower, more renters. Is good for rental property owners. It's bringing more rental demand, more occupancy and more future pressure on rising rents. Now I want to follow up with you on a story from last year that made a lot of waves in the larger real estate world, but not so much for real estate investors. You surely remember this. That is the NAR settlement that a lot of people thought would result in lower real estate agent fees. Lowered commissions were coming. That's what everybody thought last year. Stories about that were all over the place that realtor fees are about to shrink. What's happened since then? Well, not much realtor fees, they still haven't fallen in any significant way, although the settlement was more than a year ago and this went into effect nine months ago. So to back up for a moment, in case you missed it, what happened is that a group of sellers accused the NAR, the National Association of Realtors, of inflating home costs by letting buyer side and seller side agents communicate about commission rates on the MLS home database, which only agents can see. And a jury agreed, so the NAR settled the lawsuit for over $400 million in damages, and it barred agents from sharing commission rates on those MLS databases. So that was a huge change that was expected to extinguish the globally high five to 6% realtor fee in the United States, because global averages are between one and 3% so as a result, the US real estate industry, they were bracing themselves for up to a 30% drop in the commissions that Americans pay annually in fees. But the new rules. Things have been nothing other than a big nothing burger. It only took a matter of weeks, really, for most agents to realize, you know, what did the agents do? They just simply moved their conversations off the NAR website and over to phone, text and email. That's it. Yes, that's all they did. So since that time, the average commission for buyers agents has barely budged. It ticked down less than 110 of 1% so for example, it ticked down less than 500 bucks on a 500k home that's per Redfin. So agents still expect sellers to pay five to 6% now I'm not against agents. Not only can an agent guide you through the process, what they can do is get you a higher sale price than they could have otherwise, because they really know how to market and advertise your property and reach a greater pool of buyers, but their commission rates have hardly budged. And of course, here at GRE marketplace, we typically use a direct model where agent compensation isn't priced into your properties anyway. To review what you've learned so far today, being proactive can help reduce your tenant vacancy and turnover expense and increase your income. Prompt, quality maintenance, that is a retention strategy in itself, as can having one on site employee for every 50 to 80 apartment units. And one year later, changes at the NIR really haven't reduced aging commissions appreciably. I'm coming to you from London, England today, taking in all the top sites, Buckingham Palace and watching the changing of the guard over there, Big Ben a Thames river cruise and the London Bridge, which is actually called Tower Bridge. The real estate transaction that I'm currently involved in here is paying $550 a night to stay here at a nice hotel in the center of the city. It's right near the Thames, kind of a steep rate, and I sure didn't have to stay right in the city center, where everything is more pricey. But that's the experience that I want to have. Next week, I'll bring you the show from Edinburgh, Scotland, where I'll be paying even more for a well located hotel right on the Royal Mile, and I'll tell you how much more then I am here to boost their economies, I suppose more next, including a really timely update. I'm Keith Weinhold. You're listening to Episode 555, of get rich education. The same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866. Tom Wheelwright 24:21 this is Rich Dad advisor, Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 24:37 Welcome back to Episode 555, of get rich Education. I'm your host, Keith Weinhold, with an episode number like 555, you would expect me to go deep with you on real estate pays five ways, but we did that five weeks ago on episode 550 with your audio masterclass right here on the show today, we're talking about something with less upside. Than say that or the inflation triple crown, and instead on reducing your downside, vacancy and turnover expense, next week here on the show, I expect to sit down with a guest that's a highly regarded financier and author of a fairly hot new finance book, Christopher Whelan, and next week's show could get really interesting, because I've heard Chris say something about how real estate prices could fall back to 2020 levels. In my opinion, that is so many levels of unlikely that happening is about as likely as your grocery bills falling back to 2020 levels. So we'll see it could turn into a debate next week with Christopher Whelan and I. He is a sharp, well informed guy that also used to work at the New York Fed. That's next week down the road, longtime and former co host of the real estate guys radio show, Russell gray will join us again here, and we'll see what he's been up to in his post real estate guys, radio life that's coming up in a few weeks. Lots of great future content here, monologs, yes, those slack jawed monologs For me, repeat guests and new guests joining in as well. Back to this week now, there's an intriguing and potentially lucrative investment that we've discussed on the show here before, and I do have a timely and crucial update about it. A little while back, I sat down with the teak operations principle when we were in New Orleans together. These are yes, those Panama teak tree plantations that so many of you have already invested in. Yes. So as it is here. I am an American in London today talking about teak trees in Panama and I interviewed our upcoming guest here when we were in New Orleans together, the teak investment has a long time horizon, because trees have to grow. There's also a low cost of entry and no loans available. This is a real estate investment. You can own the land with the title to it and the trees that grow on top of them. Historically, teak returns have been five and a half percent, which doesn't sound like much, but see it grows in board foot volume at the same time that the unit price grows. And if inflation runs high over the next 25 years, your return might be higher. But the reason that we're discussing this now is because the principal, Mike Cobb here meeting with me, he is going to mention a price, and this is key two weeks from today, on June 9, the price for the teak parcels increases substantially. I'll tell you about that shortly. So for GRE followers, you can get locked into the lower price for just two more weeks. Here's my chat from a little while back with the teak tree investment principle, and then I'll return to bring you more. Hey, did you know that you can own a quarter acre parcel of a producing teak plantation, you own the title to the land, and you get the growth in the trees. On top of that, this is something that you can do as an investor. And teak trees are a valuable hardwood that you own, typically in Central America. So there's a very low cost of entry to this investment, and that's what attracts a lot of people to it. And I am with Mike Cobb, the CEO. He's also the author of the new book how to buy your home overseas and get it right the first time. But Mike, a lot of people are interested in the teak investment because it is so approachable. Tell us about it. Give us a general overview. Mike Cobb 28:42 absolutely, you know, thanks for having me on. It's always nice to be with you. We're, we're having some fun here in New Orleans, which is terrific, you know, yeah, the teak plantation is something that I envisioned back in 1998 so what's that like 26 years ago? Right? And in 1999 we planted our very first 100 Acre teak plantation. Because what we thought about at the time, which has now proven true 25 years later, is that, you know, I was either going to need the money in 25 years and be really glad I did this, or I wasn't going to need the money in 25 years and I was going to be really glad I did this. You know what? I don't really need the money now, but I'm really glad I did this. And 25 years comes. And I think that's been really the challenge for a lot of people looking at teak. They're just like, ah, 25 years. It's too long, but 25 years comes. 25 years will come, and you can either have planted the trees and be ready to take this huge windfall of return, or you won't be getting a windfall return. So I think that's the challenge, the mental challenge, I think maybe an average investor has, but I know you work with superior investors because they're paying attention to what you're writing, they're watching your podcast, they're reading your newsletter. You have far superior investors than I would say, the average investor. So I think this is a great thing for folks to check out. Keith Weinhold 30:00 All right, so you're talking about the investment timeline, from the time a tea tree seed is planted until the harvest time that can feel like quite a while. You have been doing this over 25 years, and that is key when you as an investor go offshore or go overseas to have trust in a stable company that's been around for a long time. That's why, really, you're one of the few people that I work with who are outside of the United States real estate like the teak trees. Mike Cobb 30:25 Thank you. Yeah, we've been around for 31 years. I've been working in the region. 31 our development company is 28 years old. Our plantation is now 26 years old. 25 with the trees, but we bought the land 26 years ago. But the bottom line, you're right and and the other thing that we should care about. And you brought this up earlier, when we're kind of chatting, is country, what country are you planting trees in that you got to wait 25 years for them to mature and harvest? By the way, the Panama. By the way, Panama, and of all the countries in the region where I feel the most comfortable as an investor, Panama's yet, because Panama's got the canal. And I know people say, oh, yeah, that's right. It's a vital strategic US interest. It's a vital world interest. The Chinese care about it as much as we do. The Europeans care about it. Anybody who wants commerce to happen cares about that canal being open. And so you've got this country, Panama, that has the canal stable, economically stable, politically stable. And when starting to talk about 2550 7500, year time frames, because you own the land, you get the harvest in 25 years, you replant, and then your children get the next harvest, and your grandchildren get the next harvest. It is truly generational wealth. Stewardship Keith Weinhold 31:41 Panama is a little bit like investing overseas with training wheels on their well developed, first Central American nation. They even use the United States dollars. They do is that familiar? Absolutely well. But as the investors thinking about investing in teak plantations, just tell us about the properties of teak wood, of all wood types. Why teak? Tell us about the value there. Mike Cobb 32:00 Yeah, teak has been grown in plantations, starting with the British back about 400 years ago. And so you've got centuries of plantation growing of teak as a crop, right? And so you've got this incredible longevity of information and things like that. And I know some of the stats off the top of my head, since 1972 the average price of teak lumber has has risen about five and a half percent a year over a 52 year period. Talk about track record, centuries of growing as a crop, right? 52 years as a lumber commodity. Look, people been using it to make ships. Its hardness is its most valuable characteristic is an extremely hard wood. It's resistant to rot fungus, so it's used in outdoor furniture, for example, right? Some of the stuff on the Titanic they pulled up from the bottom of the ocean, you know, chairs made a teak, right? Teak. But ship builders fine furniture, outdoor furniture and and they're cutting teak down. This is so important, they are cutting teak down eight to 10 times faster than anybody in the world is replanting it. So just imagine what that does to supply and demand and prices based on just basic economics, right? Keith Weinhold 33:13 Yeah, that is some scarcity. That is a really good point. Tell us about what you're surely interested in. What do the investor returns look like. Mike Cobb 33:21 Yeah. So you know, to own one of these quarter acre parcels, by the way, you said it before you own the land, you get title to the land you own the trees. $6,880 that's your that's your entry. Gosh. So for less than $7,000 you own a quarter acre of teeth trees that in 25 years projected returns. We all projections right about $94,000 a little over $94,000 so 7000 turns into $90,000 over 25 years, harvest, plant the trees again, and in 25 years, your kids or your grandkids will get the next harvest, and so on and so on. It is a powerful generational wealth stewardship. In fact, right now we have what we call give the gift of teak because look, you know, you got kids, you got grandkids. What are you gonna get them? Right? I mean, they got everything they want, presumably, right? You buy them a teak parcel, right? Buy that kid, buy that grandkid, a teak parcel. What a cool idea. Oh my gosh, in 25 years, you might be gone, right, but they're gonna get this big windfall, and they're gonna thank grandma or grandpa, right for for thinking of them 25 years into the future? Keith Weinhold 34:27 Yeah? Oh, I love that. And you're so proud about what you do. You regularly offer investor tour so that they come and see the teak. But maybe you know, for you, the investor, you're wondering, okay, if you're used to investing in us real estate, you might be making two leaps here. You'd be going from residential real estate to agricultural, and you'd also be investing in a nation outside your home country. And when it comes to those sort of questions, I think any savvy investor asks, okay, what are the risks involved with this investment? Can you tell us about that? Mike Cobb 34:59 Yeah, sure. Look, you've got political risk, country risk, political risk, which, I think again, of all the countries in the region, Panama, dollar, economy, canal, safe, stable. So the political risk is minimal. It's there. It's real. You know, fire risk is an issue, right? Trees burn. The good thing about teak is that after about year three, they're up. And you keep them trimmed, trim all the low branches off. So fire risk really drops incredibly low after about year three or four. But ultimately, it's about professional management. We have a company called Heyo Forrestal that we hired 25 years ago, 26 years ago, actually, to help us find the land, do the analysis of the land, make sure it was good for teak. And when you hire professionals, you get professional results. I mean, we stayed with this company for 26 years now, and the guy that we met early on, a little forestry engineer, is now General Manager and partner in the business. So we've watched that business grow up alongside ours at the same time. Those relationships, you know, Dolly Parton and Kenny Rogers have a song you can't make old friends. So here we are with Jacobo and some of the Luis that we've worked with for, you know, 26 years, and the relationships matter, especially in that part of the world, but professionalism and professional management is the key, and you have that alongside the relationships. Both are important. Keith Weinhold 36:20 yes. So we're talking about how the property manager is such an important part of your team, and you think about your single family homes or your apartment buildings. And Mike here is talking about the importance of professional management, because teak trees need a little management and pruning, and sometimes there are thinnings which can give you some income so that you don't have to wait 25 years. Correct another way in which you might not have to wait 25 years for the full harvest cycle is at times you can buy trees that are, say, already seven years old, so you can only be waiting 18 years, or that are teens, so you might only be waiting 10 years, or some things about that, those are some of the options. But Mike, before I ask you if you have any last word, if you want to learn more about this, get some information, learn more about it, and learn how to connect with Mike's team. He is one of our GRE marketplace providers, and he's the owner of that company. You can do that at gre marketplace.com/teak, any last thing someone should know about teak before they consider investing? Mike? Mike Cobb 37:16 Yeah, well, two things you mentioned the tour. So we do run discovery tours. We have one coming up in January, end of January, two days, we go out to the plantation, the teenage teat plantation, by the way, oak, which is eight or nine more years to harvest. Then we're going to the sawmill, because all of our logs go through a sawmill to convert to lumber, which enhances the return to the investor. Keith Weinhold 37:36 Do the teens sleep until noon? Or can we visit them Mike Cobb 37:38 and then they're on their phones all day If we're gonna go visit them. We'll wake them up and, like, get on their phones. But here's, here's the last parting word. I think it's scary for a lot of people. It is scary. You're going overseas, you're outside of, you know, residential you're going into a new industry. You're going to a new country. The reason this works for so many people, over 1000 now, have done this, is it's such a small bite, $7,000 and if that's maybe one or 2% of your portfolio, what I hate to say, put it on the table and roll the dice, but you'll be happy you did. I'm happy I did. It's a small bite, but that international diversification is so important. And then you put it in something that's absolutely not correlated to the market. It's not correlated to us real estate. I mean, in 2008 to 2012 when real estate was dying in the US, our trees just kept growing. So non correlated, non US, right? And non residential. I think that's the reason you want to take a little tiny piece of your portfolio and put it overseas in something like teak. Keith Weinhold 38:42 We know over the long term that it has grown in value 5.5% a year, but at the same time, it grows in volume, in the amount of board fees you're getting a crease, an increase in both unit value and volume. It's really growing a couple ways. At the same time, you've had over 1000 different individual investors invest in the teak now, several dozen, maybe even more than 100 of those have been you the get rich education follower. So again, thanks for joining me, Mike. If you want to learn more, start at gre marketplace.com/teak. I'm Keith Weinhold. I'll see you next time. Yeah, good information from Mike there again for GRE followers, that 6880 price deadline is Monday, June 9, and then it goes to 8680, that is a 26% price increase, and this is because land and planting costs have skyrocketed. And you know, I have long wondered about when they were going to change that same lower price that they've had for a lot of years. The provider recently added a sawmill to convert logs to lumber, and that enhances investment returns. So when you inquire for more info, you can ask about that, and that could very well put them above the 94k per part. Possible projected payout. Teak, hardwood, it just has some amazing physical properties. It's not your run of the mill. Backyard. Maple, it is a real asset. Think of it as a forest that fights back against Fiat and the provider reputation and continuity are almost impeccable. They've even had the same forestry manager, yeah, sort of like a property manager for trees, because trees take things like prunings and thinnings, the same manager for all 26 years of the teak operation. In the future, I might join one of their teak investor tours in Panama, and if I do, I'll be sure to let you know so that we can meet up that might even be a GRE exclusive tour. What you really need to know now is that, again, the lower price is good until Monday, June 9, to get started or simply learn more, visit gre marketplace.com/teak, that's t, e, a, k, until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Unknown Speaker 41:10 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 41:34 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Of course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866. The preceding program was brought to you by your home for wealth, building, getricheducation.com
Aeroméxico se deslinda de maltrato a perrita Maple tras vuelo a CDMX Se cae domo deportivo por tormenta en Michoacán Explota barco que transportaba aguas negras en NY Más información en nuestro podcast
Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation we talk about bitcoin, a potential bitcoin upside collapse, global liquidity, national debt, bonds, AI, Nvidia, and is the US being quiet about bitcoin a strategic move?=======================Figure Markets is where crypto meets real-world finance. Trade 24/7 with speed and transparency, borrow against your crypto with no credit checks, and earn—all on-chain. Stocks and real estate trading are coming soon, giving you 24/7 access and instant settlement. It's the best of TradFi and DeFi in one platform. Get started today at https://www.Figure.com/pomp!Disclosures: https://www.figuremarkets.com/disclosures/=======================Maple Finance is where real money meets real yield. With over $1.5B managed, Maple offers secure lending, Bitcoin yield, and premium DeFi assets like syrupUSDC. Get started today at https://www.maple.finance !=======================Polkadot is a scalable, secure, and decentralized blockchain technology aimed at creating Web3. Created by Gavin Wood, co-founder of Ethereum, Polkadot empowers users to build decentralized applications with ease. Backed by industry leaders, making it a preferred choice for big names, Polkadot stands out as a leading choice for investors seeking a reliable, future-proof solution in the growing world of Web3 technology. Learn more at https://polkadot.com/.=======================Pomp writes a daily letter to over 265,000+ investors about business, technology, and finance. He breaks down complex topics into easy-to-understand language while sharing opinions on various aspects of each industry. You can subscribe at https://pomp.substack.com/=======================View 10k+ open startup jobs:https://dreamstartupjob.com/Enroll in my Crypto Academy: https://www.thecryptoacademy.io/
David Pagnotta, Editor in Chief of The Fourth Period, analyzes if the choice to let Brendan Shanahan walk was easy, what a new club president might mean, if there is awareness in the Leafs brass that the culture needs changes, and the Leafs' looming contract negotiations with Matthew Knies and John Tavares (00:00). Zach Harper, NBA writer at The Athletic, joins JD to discuss the Oklahoma City Thunder trending towards becoming the champions, the NBA's failure at selling small-market teams, and the exhausting discourse to avoid (24:30). The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
JD reacts to the departure of Brendan Shanahan from the Maple Leafs organization (00:00). Dan Shulman, Blue Jays play-by-play voice, joins JD to discuss how the Jays can stay afloat above a .500 win percentage, what feels sustainable so far, Daulton Varsho and Alejandro Kirk stepping up, the concern level about Jeff Hoffman, playing at the Tampa Bay Rays temporary stadium, and problem-solving the fifth rotation spot (9:00). JD touches on why the end of the Shanahan era of Leafs hockey was so frustrating (46:00). The views and opnions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
This episode, Steven Kerzner and Stephen Lautens discuss the new Maple MAGA summer fashion statement, 'F*ck Carney' t-shirts; delve into the depths of Canadian right-wing ignorance about criminal justice; Stephen's recent Quixotic effort to educate people on social media; how the persistent myth of the curative powers of the "invisible hand of the market" is complete B.S. and more.
JD opens with his thoughts on the Indiana Pacers and Dallas Stars completing massive comebacks in their respective Conference Final openers, the Blue Jays' dominant win over the Padres, Shai Gilgeous-Alexander winning the NBA MVP award, and the reports around Brendan Shanahan meeting with the New York Islanders (00:00). Former NHL forward and three-time Stanley Cup champion, Pat Maroon, joins the show to discuss playing with Connor McDavid in Edmonton, Stuart Skinner's rollercoaster performance in these playoffs, playing for Craig Berube in St. Louis, facing off against Toronto in the playoffs, and the challenge of winning the Stanley Cup (25:37). The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
Check Out Our Friends of the Show! Vermont Flannel Company: https://vermontflannel.com/beardlaws Fix Vodka - https://www.fixvodka.com/ RRhoid Rage - https://rrhoidrage.com/discount/BEARD Copper Johns Beard - https://copperjohnsbeard.com USE Code BEARDLAWS Yellow Leaf Hammocks - https://www.yellowleafhammocks.com/products/the-vista Shinesty - https://shinesty.com/?ref=beardlaws&utm_source=influencers&utm_medium=instagram&utm_campaign=beardlaws&utm_discount=BEARD15 Get ready for some serious cuteness and hilarious food talk in this special Dad Kid Edition of the Stay Outta My Fridge podcast!
I like some of that rye toast with maple@penelopebourbon @bardstownbourbonco @luxrowdistillers @heavenhilldistillery @ jackdaniels_us @elijahcraig #whiskey #bourbon #podcast #radioshow #host Co hosts : Good ol Boy Harmeet, Good ol Boy Justin, Made Man Brent, Made Man Maury, Made Man BobSIPS – Join us for a spirited exploration of some exceptional whiskeys in this episode of Sips, Suds, & Smokes! Get ready for lively discussions as we taste some great Kentucky whiskies. Expect plenty of laughs and spirited banter as our hosts share their tasting notes, personal anecdotes, and a few surprises along the way. Whether you're a whiskey aficionado or just starting your journey, there's something for everyone in this episode! We will be discussing this whiskey and rating them from 1-5 with 5 being the best:7:54 Penelope Valencia Straight Bourbon Whiskey Finished in Vino De Naranja Casks 3 SIPS12:10 Bardstown Bourbon Co. Kentucky Straight High Wheat Bourbon 4 SIPS21:18 Lux Row Kentucky Straight Bourbon Whiskey Finished in PX Sherry Casks 4 SIPS23:07 Bernheim Original Barrel Proof Kentucky Straight Wheat Whiskey B924 4 SIPS29:11 Jack Daniels Tennessee Straight Rye Whiskey Finished in High Toast Maple Barrels 4 SIPS33:49 Elijah Craig Barrel Proof A125 4 SIPSinfo@sipssudsandsmokes.com X- @sipssudssmokes IG/FB/Threads/Bluesky - @sipssudsandsmokes Sips, Suds, & Smokes® is produced by One Tan Hand Productions using the power of beer, whiskey, and golf. Available on Apple Podcasts, YouTube Music, Spotify, Pandora, iHeart, and nearly anywhere you can find a podcast.Enjoying that cool Outro Music, it's from Woods & Whitehead – Back Roads Download your copy here:https://amzn.to/2XblorcThe easiest way to find this award winning podcast on your phone is ask Alexa, Siri or Google, “Play Podcast , Sips, Suds, & Smokes” Credits:TITLE: Maxwell Swing/FlapperjackPERFORMED BY: Texas GypsiesCOMPOSED BY: Steven R Curry (BMI)PUBLISHED BY: Alliance AudioSparx (BMI)COURTESY OF: AudioSparxTITLE: Back RoadsPERFORMED BY: Woods & WhiteheadCOMPOSED BY: Terry WhiteheadPUBLISHED BY: Terry WhiteheadCOURTESY OF: Terry WhiteheadPost production services : Pro Podcast SolutionsAdvertising sales: Contact us directlyContent hosting services: Audioport, Earshot, Radio4All, & PodBeanProducer: Made Man BobExecutive Producer: Good ol Boy MikeWhiskey, Bourbon, Rye Whiskey, Penelope Valencia, Bardstown Bourbon Company, Lux Row, Bernheim Original, Jack Daniels, Elijah Craig, Tasting Notes, Distilled Spirits, Wine, Coffee, Tea, Spirits Review, Whiskey Tasting, Flavor Profiles, Whiskey Enthusiasts, Alcohol By Volume, Cask Finishinghttps://penelopebourbon.com/https://www.bardstownbourbon.com/https://luxrowdistillers.com/https://www.heavenhilldistillery.com/bernheim/https://www.jackdaniels.com/https://www.elijahcraig.com/
JD and Ben Ennis, co host of The FAN Morning Show, try to make sense of Auston Matthews' reluctance to reveal details about his injury (00:00). JD and Ben move on to the blame being levied at the Toronto market, Juan Soto's start with the New York Mets, and finally, if the Blue Jays are meant to be a .500 win team. Hall of Fame NHL defenceman and Stanley Cup champion, Chris Pronger (52:00), joins JD to analyze what he saw from the Leafs in Game 7, takeaways from the team's exit interviews, the nuances of locker room leadership, how he shed narratives during his playing career, and if his former coach, Craig Berube, has changed over the years. Later, JD puts a bow on some lingering Leafs thought and debates the producers on Shai Gilgeous-Alexander's free-throw clinic. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
JD is joined in studio by Frank Crupi aka Hockey Illuminati, ahead of the Maple Leafs' end-of-season media availabilities, as JD breaks down what he's expecting to hear from the Leafs top players (00:00). Then, JD reacts live to the comments from Head Coach Craig Berube and key players, as they speak to reporters about their season, the Game 7 loss, and the pressure of playing in the Toronto market (20:10). Later, JD and Frank wrap up the show with their takeaways from the year, heading into next season (01:25:10). The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
JD is joined in studio by Frank Crupi, aka Hockey Illuminati, to continue the Leafs' post-mortem following their elimination from the Stanley Cup playoffs (00:00). They discuss their love for the Maple Leafs franchise, heartbreak of the 2024-25 season, and the fan reaction to the most recent loss, before tackling the reality of the pressure on professional athletes in Toronto. After the break, they dive into the development of Mitch Marner, his future heading into free agency, and what his legacy could look like in Toronto (47:41). The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
JD reacts to the Toronto Maple Leafs losing 6-1 on home ice to the Florida Panthers in Game 7 (00:00). He's joined by James Mirtle of The Athletic (11:40) to digest the failures of the "Shanaplan", where blame lies for the growing toxicity in hockey's biggest market, the likelihood of Mitch Marner and John Tavares' tenures in Toronto coming to a close, and the potential for organizational changes coming beyond the "Core Four". Afterwards, JD digs deeper into the Leafs' disappointment with two-time Stanley Cup champion, Kris Versteeg (54:05). Together, they discuss Toronto's accountability culture, the responsibilities of players and management to uphold that standard, and postgame remarks from key figures on either side of the Game 7 result. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
In the first hour of DVD, the guys bantered about having a final 4 for NHL and NBA. They then discuss the Toronto Maples Leafs fans throwing their jerseys on the ice, and they ask what is an acceptable form of fan protest.
On this episode of TCL Podcast, we sit down with Vic and Max, the powerhouse duo behind Acadia Design Consultants Inc., a full-service design-build firm transforming residential, commercial, and industrial spaces across the GTA.Whether it's laneway suites, custom homes, interior renovations, or commercial transformations, Acadia DC is leading the charge by blending visionary design with real-world execution.We dive into:
Maple Park Church Sermon - May 11th, 2025 by Maple Park Church
Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation we evaluate economic data, bitcoin, stocks, inflation, acceleration of AI, and the global economy. ======================Figure Markets is where crypto meets real-world finance. Trade 24/7 with speed and transparency, borrow against your crypto with no credit checks, and earn—all on-chain. Stocks and real estate trading are coming soon, giving you 24/7 access and instant settlement. It's the best of TradFi and DeFi in one platform. Get started today at https://www.Figure.com/pomp!Disclosures: https://www.figuremarkets.com/disclosures/======================Maple Finance is where real money meets real yield. With over $1.5B managed, Maple offers secure lending, Bitcoin yield, and premium DeFi assets like syrupUSDC. Get started today at https://www.maple.finance !=======================Pomp writes a daily letter to over 265,000+ investors about business, technology, and finance. He breaks down complex topics into easy-to-understand language while sharing opinions on various aspects of each industry. You can subscribe at https://pomp.substack.com/=======================View 10k+ open startup jobs:https://dreamstartupjob.com/Enroll in my Crypto Academy: https://www.thecryptoacademy.io/
Welcome to MrMaple Podcasts, your go-to destination for all things horticulture. Our playlist is a collection of podcasts that showcase various plants and interview renowned horticulturists. We aim to educate and inspire our listeners about the beauty of plants and the knowledge needed to cultivate them. Our podcasts cover a wide range of topics, from Japanese Maples, Conifers, Ginkgos, and Azaleas to interviews with experts in the field. Tune in every Sunday at 8PM eastern for a new episode and join us on this journey to discover the wonders of horticulture.
JD opens the show with his thoughts ahead of a pivotal Game 6 for the Maple Leafs down in Florida, before being joined by Luke Fox, Sportsnet NHL writer, to discuss how this series has swung towards the Panthers, Auston Matthews' underwhelming playoff performances throughout his career, how the Leafs can even the series and bring it back to Toronto for Game 7, what lineup changes could give them the best chance, and what it all means for Mitch Marner's future (00:00). Later, JD breaks down the latest Blue Jays' loss to the Rays, the inconsistencies on the mound for Kevin Gausman, and Anthony Santander at the plate (47:33). Then, Sportsnet hockey analyst Jason Bukala joins JD to continue the conversation on the Leafs-Panthers series including how Florida has found their momentum after two early losses, what the Leafs can do to get back on their game, and the difference between skill and will in the postseason (51:49). Finally, JD and the producers take a look at “What We Missed” (01:30:54).The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
BlackRock-backed sBUIDL, issued by Securitize (BlackRock), is now live on Euler. It's sBUIDL's first ever direct DeFi integration. Users can also earn $AVAX rewards when borrowing USDC or AUSD against sBUIDL.~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 Intro00:14 Sponsor: Tangem00:51 Abraxas Capital is not playing around!01:30 Blackrock rewards02:49 Euler CEO: “we brought attention back to Avax”03:13 Growth04:04 VanEck copying BUIDL?04:30 Solana vs AVAX 05:20 Transaction explosion05:45 TVL climbing to December highs06:20 Maplestory06:34 John Wu on Maplestory launch07:33 AVAX Activity spiking07:55 AVAX burning08:11 Nexxon CEO on revenue potential09:21 NXPC marketcap09:54 NXPC vs IPOs10:41 Testnets Ready11:10 Pharaoh11:40 Flipping BlackRock and TraderJoe?12:00 $PHAR12:23 Uniswap12:42 AVAX Summit Incoming13:00 Outro#Crypto #avax #ethereum ~BlackRock AVAX DeFi Rewards!
JD reacts to the putrid performance from the Maple Leafs in their 6-1 loss to the Florida Panthers in Game 5 (00:00). The Athletic's James Mirtle joins JD to break down what went wrong for the Leafs and how Mitch Marner and Auston Matthews shrunk again (10:00). JD and James also peak ahead to the potential off-season outlook for Marner and the Leafs. Blake Wheeler, 16-year NHL forward and former Winnipeg Jets captain, joins JD to analyze the mindset required from a top line, what he saw from Matthews and Marner, the value in splitting them up, being open to change as a star player, if the Panthers have any vulnerabilities, and how being a captain impacts your day-to-day (53:00). The show ends with lingering Leafs thoughts (1:28:00). The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
Through her company, Live Life Spiritual Direction, Denise Maple is a Mind/Body/Spirit coach, teaching her clients how to heal themselves through spiritual coaching, Reiki, and Bioenergetic Testing. She is also a accomplished business coach and featured speaker. She has spent her adult years facing her fears head-on, overcoming them, and generating interesting and rewarding experiences in her life. From starting a women's motorcycle apparel brand to traveling to the far reaches of the planet, she has pushed herself to truly live this life. Trained and licensed through the Centers for Spiritual Living, she helps her clients to live the song of their soul by guiding them to identify and overcome false beliefs about themselves and the world and pursue and achieve their dreams. Welcome to the Buddhist Biohacker Podcast, where we explore pathways to spiritual awakening, self-healing, and personal transformation. Hosted by Lisa Gunshore, a Functional Ayurveda Wellness Coach, psychic medium, and dedicated spiritual practitioner, each episode blends ancient wisdom and modern insight to guide listeners on their journey of self-realization. In every episode, we delve into four essential steps to inner transformation: Become Aware, Become Wise, Practice, and Trust. Through personal stories, expert interviews, healing techniques, listener Q&A, and weekly tarot or oracle readings, you'll find insights and practical tools for balance and empowerment in every dimension of life. Whether you're seeking to deepen your spiritual practice, navigate life's challenges, or unlock your highest potential, the Buddhist Biohacker Podcast offers a compassionate space for exploration and growth.
In this eye-opening episode of TCL Podcast, we welcome back Rob Cinapri of CFO Collective to unpack the financial realities shaping the construction industry—and why so many Canadian builders are being left behind.We get into everything from financial clarity and business growth to the uncomfortable truths about modular housing, government agendas, and the disconnect between immigration and skilled trades.Topics include:
JD prepares for a pivotal Game 5 between the Maple Leafs and Panthers in Toronto and looks at the lack of production from the Leafs' best players (00:00). Jackie Redmond from NHL on TNT and the NHL Network joins the show to discuss Mitch Marner's attitude through a stretch of adversity, whether or not the momentum will carry over throughout this series, the pressure on Marner and Auston Matthews to play well and move on, and the areas that should give Toronto the most confidence (11:07). Jake Allen, New Jersey Devils' goaltender and Sportsnet analyst, jumps on with JD to break down the goaltending performances by Joseph Woll since being forced into the series for Toronto, how to gauge a goalie's confidence level when watching their play, the up-and-down play of Panthers' goalie Sergei Bobrovsky, and the playoff struggles of Connor Hellebuyck in Winnipeg (54:16). Finally, JD dives into the NBA Playoffs and the Thunder's Game 5 win over the Nuggets, before he and the producers take a look at “What We Missed” (01:17:37).The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
JD is joined by Ben Ennis, co-host of The FAN Morning Show, to mull through the disappointment of the Raptors ending up with the ninth pick in the NBA draft lottery and the Dallas Mavericks' luck landing the first overall pick (00:00). The duo then debate if the Blue Jays' front office might now be the most-hated by their own fan base, along with the hope in Addison Barger (20:00). Finally, JD and Ben explain why Auston Matthews has the most pressure of any Maple Leaf (35:00). Joseph Casciaro, lead NBA and Raptors reporter at theScore, joins JD to get into if the NBA has a problem with the lottery odds, what some good tweaks might be, what directions the Raptors can choose from here, and what blockbuster moves might be on the off-season horizon (53:00). JD wraps up reacting to news that Anthony Stolarz is back on the ice at practice. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
JD gives his thoughts following the Maple Leafs' two losses to the Panthers down in Florida over the weekend, drawing their second round series at two (00:00). Two-time Stanley Cup champion, Kris Versteeg, joins the show to break down the stars' struggles, Matthew Knies' break through as a playoff performer, the importance of matchups to create more offence, how Craig Berube should adjust to the momentum swing, and the unflappability of William Nylander (09:04). JD shares a note from Auston Matthews' first professional playoff experience in Zurich (49:51). Mike Futa, co-host of The FAN Hockey Show, jumps on with JD to continue the conversation around the Leafs, the differences between Games 3 & 4, the importance for Auston Matthews and Mitch Marner to produce offensively, Joseph Woll's ability to settle into the series, and the likelihood Max Domi receives supplemental discipline for his hit on Aleksander Barkov (51:31). Finally, JD details his time in Montreal for UFC 315, before getting into “What We Missed” (01:29:56).The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
In this forward-thinking episode of The Construction Life Podcast, we sit down with Taj Brah, CEO of Quotograph, a Waterloo-based tech company that's turning heads—and construction sites—upside down with cutting-edge innovation.Quotograph is redefining the future of construction by transforming how we see, document, and manage job sites. Forget the clipboard and the printed blueprint—this is construction intelligence in real time.We dive into:
In this vibrant episode of The Construction Life Podcast, we sit down with Gianluca LaMarca of Selective Painting and AG Flooring, a father-and-son-run painting business built on pride, passion, and precision. Gianluca first reached out during the 2022 holiday season, and now he's on the mic sharing his story, trade knowledge, and respect for the craft.We talk about:
Maple Park Church Sermon - May 4th, 2025 by Maple Park Church
JOIN OUR DISCORD CHANNEL https://discord.gg/4uwxk6TN6r Support us at: buymeacoffee.com/techpodcast In this episode of Project Synapse, John Pinard, Marcel Gagne, and host Jim Love discuss the latest advancements and challenges in the AI industry. The conversation highlights Google's strides with their Gemini AI, the enhancement of AI models with large context windows, and the importance of user-defined system prompts for better AI interaction. The discussion shifts to OpenAI's 'OpenAI for Countries' initiative, examining the implications of a centralized AI controlled by another nation. They introduce 'Maiple,' an open-source AI initiative for Canada aimed at creating a sovereign AI managed collaboratively within the country. The show emphasizes the necessity of a national AI framework to ensure data privacy, economic stability, and innovation. Listeners are encouraged to join the movement and help shape the future of AI in Canada by visiting maple.org. 00:00 Introduction to Project Synapse 00:23 Google's AI Advancements: Gemini Pro 2.5 03:05 Navigating Google's AI Studio 05:54 Google's Video Generation Model: VE O2 11:36 The Future of AI and Energy Requirements 15:26 AI Hallucinations and Memory Management 23:34 AI Models and Context Protocols 25:12 AI Safety and Regulation Challenges 27:27 Guardrails and Software Changes 27:54 Challenges with AI Reliability 28:16 The Evolution of Fact-Checking AI 28:59 Issues with AI-Based Products 29:18 The Problem with AI Tool Reliability 32:04 Building Local AI Systems 34:08 Custom Instructions for AI 37:48 OpenAI's New Initiative: Country AI 40:16 The Case for a Canadian Sovereign AI 44:42 The Vision for Maiple: A Collaborative AI Future 46:05 The Importance of Open Source in AI 58:43 Conclusion and Call to Action
JD teases the Maple Leafs' weekend in Florida with a chance to return home with a Conference Finals berth (00:00). Frank Seravalli (10:00), hockey insider and president of content at Daily Faceoff, discusses why he chose the Panthers to beat the Leafs, William Nylander's contract value and the decline in Auston Matthews' production. JD and Frank also debate how the Leafs can judge their core and if Matthew Knies is a NHL unicorn. Former MLB all-star and MLB analyst at TBS, Curtis Granderson, gives his thoughts on the tension between the Boston Red Sox and Rafael Devers, if the American League East is the worst division, the Blue Jays' outlook when it feels like Groundhog Day, and his experiences as a Toronto Blue Jay (51:00). Ryan Goins, former Toronto Blue Jay and current Los Angeles Angels infield coach, joins the show to chat about players getting called up from the minors at younger ages, how development has taken a back seat to results, fun memories from the 2015 Jays season and being a professional athlete in Toronto (1:21:30).The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
The guys kick things off with donut preferences, where Ross introduces the Italian "Bambaloni" with dipping sauces, Colton reveals his love for what he grew up calling "bear claws" (actually apple fritters), and Jess champions sour cream cake donuts and Bavarian cream Long Johns.Colton dishes about his house adventures, detailing plans for his pier and beam home's crawl space improvements, including spray foam insulation and blocking to distribute weight better. The crew strongly advises hiring professionals for spray foam work rather than attempting DIY.The gang dives into shop setup talk, with Colton exploring options for his new workspace. They debate electrical setups, with Ross and Jess pushing for running power from the existing breaker panel rather than installing a costly second meter.Jess introduces Tulipwood as the "Wood of the Week" - a stunning Brazilian hardwood prized for its pink to purple hues, once used by French craftsmen for luxury furniture. This transitions into a trivia segment about million-dollar furniture pieces, with the Badminton Cabinet selling for a jaw-dropping $36 million!Ross serves up a shot of whiskey history, explaining how moonshining emerged after the Revolutionary War to dodge taxes, eventually leading to speakeasies during Prohibition and even the birth of NASCAR as moonshiners souped up cars to outrun authorities.The "Snipe and Nugget" segment features practical tips: Colton warns about water-based stains not storing well in garage conditions, Jess recommends Milwaukee's special tile drilling bits and storing fillers in airtight containers, and Ross emphasizes thinking several steps ahead before making irreversible moves in woodworking.Colton shares his discovery of unconventional materials sources - informal construction material yards where he scored pine boards for $6 each and birch plywood for $36 per sheet, sparking a conversation about where these budget-friendly materials might come from.#woodworking #woodworkingpodcast #diyexperts #furniturehistory #woodshoptips #whiskeyhistory #toolhacks #projectplanning #woodturning #craftsman
JD feels the "force" shift in the Maple Leafs' Stanley Cup Playoff run (00:00). James Mirtle (7:00), senior NHL writer at The Athletic, joins JD to delve into the Leafs commanding 2-0 series lead against the Florida Panthers. JD and James get into the series' biggest surprise, Auston Matthews' lack of goal scoring, how Craig Berube has excelled in Toronto and earned his players' trust, the post-whistle battle and the latest on Anthony Stolarz' health. JD then expresses his sorrow for another heartbreaking Blue Jays loss (45:00). Former NHL goaltender, Carter Hutton, joins JD to evaluate Joseph Woll's performance thus far, how goaltending permeates through the team, what can factor in a goaltenders focus, the concern level for Sergei Bobrovsky, and Stolarz' not travelling to Florida (52:30). JD ends the show with a Mikko Rantanen discussion. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
In the newest "Casual Conversations with The Classic'' episode, the Wrestling Classic Justin is joined by the Walking Weapon Josh Alexander. In this conversation they discuss Alexander's choice to join AEW, his association with Maple Leaf Pro Wrestling, upcoming match with QT Marshall, relationship with Scott D'More, the Canadian wrestling scene, TNA Wrestling, breaking his neck, The North and more! Enjoy! Check out Maple Leaf Pro Wrestling and "Northern Rising" on May 10th. https://mlpwrestling.com/My Official Website + Demo Reel - https://www.justindhillon.comInstagram - https://www.instagram.com/thewrestlingclassic/ TikTok - https://www.tiktok.com/@thewrestlingclassic X - https://x.com/twcworldwide Youtube - https://www.youtube.com/@TheWrestlingClassic/ Articles - https://www.one37pm.com/author/justin-dhillon Limited Edition TWC Tee https://headquartersclothing.com/products/headquarters-x-the-wrestling-classic-logo-tee?_pos=1&_psq=wrestlinhg&_ss=e&_v=1.0 500 Level https://www.500level.com/Join the Discord Community https://linktr.ee/thewrestlingclassicAll Episodes are on "The Wrestling Classic" Youtube Channel https://www.youtube.com/channel/UCOQOYraeFlX-xd8f3adQtTwBecome a supporter of this podcast: https://www.spreaker.com/podcast/twc-show--4417554/support.
JD and Ben Ennis, co-host of The FAN Morning Show, break down the Blue Jays' loss to the Angels in Anaheim. They discuss the underperforming offence, where the Jays' fit within the AL East, Vladimir Guerrero Jr.'s impact following his mega-contract signing, pressure on the back of the bullpen, and what can be done to turn it all around. (00:00) After the break, JD and Ben look ahead to Leafs-Panthers Game 2 at Scotiabank Arena and the pulse of the city compared to other Canadian markets (40:04). Later, former Maple Leafs forward, P.A. Parenteau, joins the show to chat about his time with the Leafs, the energy in the building for playoff games in Toronto and Montreal, the response to Sam Bennett taking out Anthony Stolarz, and playing with John Tavares (49:09). Finally, JD takes a look at his keys for the Leafs in Game 2 against Florida (01:18:57). The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
JD touches on an eventful Game 1 between the Maple Leafs and Florida Panthers, before bringing on two-time Stanley Cup champion, Kris Versteeg (8:00), to dive into Sam Bennett's elbow on Anthony Stolarz, the Leafs' hot start, Auston Matthews' game, the Leafs stumbling powerplay, and Matthew Knies' importance. Former NHL head coach, Derek Lalonde, gives his thoughts on Bennett receiving no supplemental discipline, Craig Berube trusting his depth, and how Knies' has showcased growth (54:00). JD ends the show discussing the NHL Draft Lottery and national team commitments (1:30:00). The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
In this episode of The Construction Life Podcast, we sit down with Joe Gaspar, owner of Joe & Co. Contracting Inc., a trusted name in home renovations and custom construction across the GTA.Joe shares his journey from union member to independent contractor, opening up about:
A game 1 AND series preview of the Panthers - Maple Leafs with Josh Appel.
JD starts the show with his recap of the wild weekend in the NHL, including the Winnipeg Jets' Game 7 comeback win over the Blues (00:00). Sportsnet's Ben Nicholson-Smith joins the show to break down the Blue Jays' issues through the first month of the season, their place within the AL East, where the team still needs to improve, and the most recent additions to their pitching depth (15:00). Then, JD details the dual Game 7s for Denver area teams on Saturday night (47:44). Panthers TV analyst and former Panthers defenceman, Ed Jovanovski, comes on to help preview the Leafs' second round series against Florida, including the addition of Brad Marchand to the Panthers, the lack of weaknesses amongst the Cup champs, and the recent history between the two teams (53:03). Later, Nick Kypreos, co-host of Real Kyper and Bourne, joins JD to continue the conversation around the Leafs, the differences from their last playoff matchup, and the keys for the Leafs to move on (01:19:48). The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
JD is joined off the top by Frank Crupi, a.k.a. Hockey Illuminati, to react to the Toronto Maple Leafs advancing past the Ottawa Senators in the first round of the Stanley Cup Playoffs (00:00). They discuss the relief of moving on, Max Pacioretty's game-winning goal, contributions from up and down the lineup, the effect of Craig Berube on this team, and Anthony Stolarz' play to secure the win, before looking ahead to the second round matchup against the Panthers. Jackie Redmond from NHL on TNT and the NHL Network jumps on with the guys to recap her experience covering Game 6 in Ottawa including the impressive response by Toronto after giving up a two-goal lead (31:37). Later, former NHL forward and NHL Network analyst, Brian Boyle, joins JD to continue the conversation around the Leafs, the difference between this year and previous seasons, and how Toronto can beat Florida this time around (52:55). Finally, JD previews the Leafs-Panthers series before taking a look at “What We Missed” (01:22:11).The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
JD starts with his thoughts on the Maple Leafs' demons heading into Game 6 of the "Battle of Ontario" (8:00). Sportsnet's Dan Shulman joins the show to discuss the Blue Jays' comeback victory over the Red Sox, signs of power from Anthony Santander, the offence with Daulton Varsho back in the lineup, and bullpen usage without a fifth starter (00:00). Former NHL head coach Rick Bowness jumps on to chat about the Stanley Cup Playoffs, pressure on Craig Berube and the Leafs, coaching up players in the playoffs, and building success within a short window (34:30). Later, Ben Ennis, co-host of The FAN Morning Show, joins JD to continue the Leafs conversation including previous playoff failures and potential reactions based on the results of the series (53:00). Finally, the pair take another look at the Blue Jays' season so far and project where things are headed (1:25:00).The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
Before diving into the deep stuff, Josh kicks things off with an unexpectedly passionate review of Walmart's Prima Della maple honey ham—and a full-on deli discourse that includes sandwich tips, cheese slicing preferences, and a comical encounter with a hardworking (and possibly half-deer?) Walmart employee. It's a fun, slightly unhinged start that sets the tone before we pivot to some deeper reflections from the Easter message. But don't worry—we eventually get to the good stuff. Josh and Arch take us into 1 Corinthians 15, unpacking Paul's powerful message about the resurrection and what it means to live victoriously—not just forever, but right now. They dig into how our secure future in Christ shapes how we face today's struggles with boldness and hope. Along the way, you'll hear reflections from the Easter message, behind-the-scenes stories, and a preview of the new series, I Might Have a Problem—where we'll confront modern challenges like our health, frantic schedules, money habits, relationships, and yes... even our phones. It's a little bit deli, a little bit theology, and a whole lot of real life.
You guys, April is over, May is here, and it's time to bust out the power washer and maybe rethink your pig pants. In this week's hilarious and relatable episode, the girls get real about the chaos of college kids moving home (seven trash bags of laundry, anyone?), why cleaning your grill might be the most satisfying chore of spring, and the unexpected thrill of removing dryer lint with a leaf blower. From TikTok Shop fails and $8 pajama wins to farm tours that range from stunning sugar shacks to dairy-induced trauma, this episode is full of deep belly laughs and surprising wisdom. Plus, hear how one farmer turned his maple syrup hobby into a thriving business and what vertical farming hops has to do with beer. If you've ever done laundry at 1 a.m., wrangled barn clothes, or just love a good farm-to-fork story — this is your jam. Clean your grill, grab your unstoppables, and press play. You won't regret it. Get Social with Danna and Kristin ! @localfarmmom | @dannageraci183 | @themismatchedpodcast on Instagramhttps://youtube.com/@themismatchedpodcast4078
James Mirtle, senior writer for The Athletic, joins JD at the top of the show to discuss the Leafs' Game 5 loss to the Ottawa Senators (00:00). They break down the lack of offensive output from the stars, the feeling in the room post-game, what's gone wrong since going up 3-0 in the series, the pressure to show up in Game 6, what lineup changes should be made, and the debate around physicality in the playoffs. Then, JD takes a look at the Blue Jays and their recent slump, detailing the areas of concern that need to be addressed (50:49). Later, Kris Versteeg, two-time Stanley Cup champion, joins the show to continue the conversation around the "Battle of Ontario". They examine the Leafs' play up and down the lineup against the Sens, the lack of coaching adjustments by Craig Berube, and how Ottawa has gotten back into this series (52:10). Finally, JD jumps into what he missed over the weekend (01:29:06). The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
Multiple CEOs have warned investment banks about the impending impacts of tariffs, emerging as a critical issue likely to unfold within the next 6 to 8 weeks. Tariff concerns have stirred significant attention in cryptocurrency markets, particularly as past experiences have shown potential macroeconomic upheaval can influence digital asset valuations. Coinbase will launch its “Bitcoin Yield Fund” on May 1, offering institutional investors outside the United States annual net returns between 4% and 8%. Is this a top signal?~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!Guest: Sid Powell, CEO & Co-Founder of MapleMaple Finance website➜https://bit.ly/MapleFi00:00 Intro00:18 Sponsor: Tangem00:45 Tariffs: Prime Day could wreck economy?01:30 Scott Bessent on Amazon rumors03:10 Tariffs effect on the market04:35 Bitcoin ATH soon?05:55 Inflation: Rate cut this year?07:30 Maple AUM exploding09:49 Who are Maple clients?11:43 Syrup yields: where is this coming from?13:43 Bitcoin yields15:38 What blockchain does Maple run on?16:34 How is this different from a Celsius scenario?21:05 How is this different from Coinbase Bitcoin Staking?23:09 Why is it not available in the U.S.?25:47 Aave undervalued?28:07 Don't get liquidated while you sleep29:50 Outro#Crypto #Bitcoin #ethereum~Crypto Overleveraged?
Epicenter - Learn about Blockchain, Ethereum, Bitcoin and Distributed Technologies
With an extensive experience in traditional money markets, Maple Finance was envisioned as an institutional capital marketplace which combines the transparency & capital efficiency of blockchains with the regulatory framework of TradFi. Unlike many DeFi protocols that require over-collateralized loans (e.g. Aave), Maple also specializes in under-collateralized lending, enabling greater capital efficiency for institutional borrowers. With over $6b in loans since its inception, Maple plans to further expand its offerings by including RWAs as collateral assets.Topics covered in this episode:Sid's backgroundThe vision behind Maple FinanceMaple's tech stackDeciding risk profilesOver-collateralized vs. under-collateralized loansAssets accepted as collateralDeploying to other blockchainsInstitutional appealManaging defaultsRWAConverging DeFi & TradFiBiggest challengesExciting upcoming trendsFuture roadmapCrypto correlation or decoupling?Episode links:Sid Powell on XMaple Finance on XSponsors:Gnosis: Gnosis builds decentralized infrastructure for the Ethereum ecosystem, since 2015. This year marks the launch of Gnosis Pay— the world's first Decentralized Payment Network. Get started today at - gnosis.ioChorus One: one of the largest node operators worldwide, trusted by 175,000+ accounts across more than 60 networks, Chorus One combines institutional-grade security with the highest yields at - chorus.oneThis episode is hosted by Friederike Ernst.
Join me as I sit down with Joe Flanigan - Co-Founder at Maple Finance and Syrup Pool. The discussion covers Maple Finance's innovative approach using institutional debt issuance and enhance transparency in financial markets. Joe explains the process of originating and tokenizing debt onchain, providing insights into the borrowers and the underwriting process. We talk about traditional backgrounds of the team members and their is dedication to building the digital asset lending markets of the future. More efficient and secure. Follow Joe Flanigan: