Podcasts about Roseville

This week Foo talks about low blood pressure. Fixing a Honda Odyssee 02 sensor so it will SMOG. Gym crashes his bike on something silly while riding with Foo and Chandler. Gym takes the family to Hillenbrand Brewery. Foo and fam go Caspar Beach to a birthday party for Grandpa Ed's 95th birthday. The drive between Hwy 101 and Hwy 1 on Hwy 20 is a must. Gym attends the No Kings protest in Roseville. We are fearing the potential for war with Iran for no reason. Did the Army guys protest with their march at the parade in DC? Plus more!

I'm excited to welcome my good friend and former colleague Ryan Johnson to the show. Ryan is the Environmental Manager for the City of Roseville in Minnesota and is my favorite storm water and water resources guru. Ryan joins me in this episode to talk about the underappreciated role of making sure that private stormwater BMP's are properly maintained. I know, exciting! But it is. And it is certainly very important for the overall efficiency of the public stormwater system as well. Enjoy!AI Generated Description:Private stormwater device maintenance is vital to the overall operation of municipal stormwater systems, especially for meeting retention and treatment goals. Ryan Johnson shares his expertise as Roseville's Environmental Manager on managing these often-overlooked infrastructure components.• Ryan's background includes working with Ramsey County on residential BMPs and critical area stabilizations before joining Roseville• Roseville faces unique challenges as a first-ring suburb built in the 50s-60s with limited stormwater planning• Private property BMPs are essential when municipalities can't handle all stormwater management alone• Maintenance of underground chambers requires regular inspection and cleaning of pretreatment structures• Proactive maintenance is far more cost-effective than emergency repairs or city enforcement• Roseville created a comprehensive program with maintenance agreements, plans, and code enforcement• Property owner education is crucial as many don't realize they have stormwater infrastructure• The city can perform abatements when property owners fail to maintain their systems• Success stories include both the property owner who immediately took action and challenging sites requiring enforcement• Future plans include potentially offering inspection services similar to private hydrant programsContact your local municipal stormwater team if you're uncertain about the maintenance requirements for stormwater infrastructure on your property.

A sophisticated restaurant blending European elegance with American flair. Exquisite dishes and drinks. They have an excellent California wine menu. Inviting ambiance and excellent service.

Meet California's legendary communicator, Maurice Chaney, who loves to travel, hates to fly and has led an extraordinary career from Sacramento to Roseville.

Meet California's legendary communicator, Maurice Chaney, who loves to travel, hates to fly and has led an extraordinary career from Sacramento to Roseville.

Hey green thumbs! This week Kevin meets with Master Rosarian Charlotte Owendyk at her home in Roseville to learn about summer rose care. With proper dead heading, watering, mulching, and fertilizing your roses will go dormant in the summer heat and then give a show of blooms in the fall.Charlotte encourages people to get involved with their local communities and is a consulting rosarian with the following rose societies:Sierra Foothills Rose Society, Gold Country Rose Society, and Sacramento Rose SocietyGreen Acres Garden PodcastGreen Acres Nursery & SupplyGreen Acres Garden Podcast GroupIn the greater Sacramento area? Learn how to make your yard Summer Strong and discover water-saving rebates at BeWaterSmart.info.

Katie K gives a message of depth and weight at Roseville Tuesday Night Group on 05-17-25

Episode #5 of our coffee series brings us to the newly opened Nick's Roasting Co. in the heart of Roseville. Coffee, tea, energy drinks, ice cream, boba tea... Nick's has something for everyone.

Dan and Jim talk about why it's important to have a smart plan for retirement in place so you can control your finances during your golden years. Do you have enough consistent guaranteed income in your plan today? -- Schedule your free meeting with Dan & Jim: https://peakfinancialfreedomgroup.com/contact/  Call us now by dialing #250 on your cell phone and say the key-word “MONEY” Listen to Previous Episodes: https://peakfinancialfreedomgroup.com/radio/ Connect with Dan & Jim:  info@peakfin.com |  (916) 791-7063 Subscribe to our YouTube to watch Clips from our radio and TV shows: https://www.youtube.com/@peakfinancialfreedomgroup   About Peak Financial Freedom Group: At Peak Financial Freedom Group our top priority is to help you stop worrying about your money. We believe it's time for a new approach to retirement planning. It's why we've created The Peak Plan for Financial Freedom, with two main goals of making sure you never suffer a big loss like 2008 ever again and your income is dependable and predictable to last for as long as you live. Peak Financial Freedom Group provides comprehensive financial planning and investment management to retirees and pre-retirees in Roseville, CA and beyond.

Nick Y. gives a message of depth and weight at the Roseville Tuesday Night Group on 1/25/2025. Find us at https://maddogspeakers.com/.

Sydnie recorded live from the Roseville Vault Tour with none other than FlamingHobo (aka other-Devin) and EwokJr! As if all of them making Top 4 in the main events wasn't enough, both Sydnie and Devin battled it out in both an exhilarating Cube draft and an exclusive Prophetic Visions sealed pod! Who took home the Cube Crown? Who is the new reigning World Champ of Prophetic Visions?! And what new Keyforge team evolved from this weekend? Tune in to find out!If you wish to donate to HFFS here is our Patreon link:  https://www.patreon.com/hffspodcast • Please subscribe if you enjoyed  this episode, leave a review on Apple with your thoughts, and share it on your social channels. We appreciate any and all support. // If you wish to connect with, join our Discord, link below, or email us: hffspodcast@gmail.com. Connect with Sydnie on Discord:  SCSteele // Blake on Discord: blvdblake // Devin on Discord: DevDevJoin our Discord to talk about episodes and help shape future ones! https://discord.gg/w6vbkWF6Xh

The Archons Corner crew dives into all the action from the Roseville Vault Tour! From epic plays and surprise upsets to standout decks and player highlights, we break down everything that made this stop one to remember. Whether you were there in person or catching up from home, this episode has all the KeyForge chaos, community vibes, and behind-the-scenes moments you won't want to miss.Help Support ARCHONS CORNER► DONATIONS ALWAYS APPRECIATED https://bit.ly/2HGzjxs► GET YOUR MERCH https://bit.ly/3NCScme Follow ARCHONS CORNER Social Media► BECOME A PATRON https://bit.ly/2HHG8ik► TWITTER https://bit.ly/4hjoq3A ► FACEBOOK https://bit.ly/3UgCP6w ► INSTAGRAM https://bit.ly/48yZrW1 ► TIKTOK https://bit.ly/48jQrE3 ► JOIN US ON DISCORD https://discord.gg/eksCQTmFollow ALTERED CORNER Social Media► Twitter https://bit.ly/AlteredCx►Twitch https://bit.ly/3NxEQYh► Instagram https://bit.ly/AltCInsta► Discord https://bit.ly/3YuuAq2FIND US ON THESE GREAT PODCASTING PLATFORMS Archons Corner #keyforge Altered Corner #Alteredtcg ►Podbean: https://bit.ly/2VjDu5U► Apple: https://apple.co/2vONM3I► Stitcher: https://bit.ly/2LQTU6v► Spreaker: https://bit.ly/2PYCCT1► TuneIn: https://bit.ly/2VkcRhg► Spotify: https://spoti.fi/2VhHqnJ► Google Play: https://bit.ly/2VxjSA5

In this episode, Dan Ahmad and Jim Files discuss how they help people create guaranteed lifetime income and eliminate significant stock market risk inside their portfolio.   -- Call us now by dialing #250 on your cell phone and say the key-word “MONEY” Listen to Previous Episodes: https://peakfinancialfreedomgroup.com/radio/ Connect with Dan & Jim:  info@peakfin.com |  (916) 791-7063 Subscribe to our YouTube to watch Clips from our radio and TV shows: https://www.youtube.com/@peakfinancialfreedomgroup   About Peak Financial Freedom Group: At Peak Financial Freedom Group our top priority is to help you stop worrying about your money. We believe it's time for a new approach to retirement planning. It's why we've created The Peak Plan for Financial Freedom, with two main goals of making sure you never suffer a big loss like 2008 ever again and your income is dependable and predictable to last for as long as you live. Peak Financial Freedom Group provides comprehensive financial planning and investment management to retirees and pre-retirees in Roseville, CA and beyond.

This week Gym goes on his longest mountain bike ride yet on a local bike trail. Foo uses his Fat bike for Ingress play. Foo has all the bike tools. The problem with mountain biking is wanting to always buy new stuff. Gym has never really worn helmets, for anything. Foo cannot believe how expensive mountain bikes are now. Foo makes the point that the middle class is being priced out of so many things. Gym finds an issue with the mountian biking community as a whole. It doesn't matter what you do, get out and do something. Plus more!

Chelsea has an appearance in Roseville this weekend...plus it's Flower Day in Eastern Market!

I'm so EXCITED to announce the release of my new children's book!!!And I would love YOU to come join me in celebrating it's release!!Chantel SinGs 'BILLY LIKES TO BULLY' children's book release event!SATURDAY, MAY 31ST 20253PM-7PMLocation:PAR365 Indoor golf & lounge2655 Patton Rd, Roseville, MN 55113Join Chantel SinGs in spreading awareness, fostering empathy, and making a stand against bullying.Featuring book signings, live reading, Q&A session, food, games & fun!FAMILY FRIENDLY FREE EVENT! (ALL AGES WELCOME)HOSTED BY: MR. HAYESMUSIC BY: DJ PHOENIXFor more info: 612 532-5128“BILLY LIKES TO BULLY” – Dive into the exciting and heartfelt journey of Billy, a boy who discovers that his actions have a bigger impact than he ever imagined. Through unexpected friendships and valuable lessons, Billy learns the true meaning of kindness and the joy of making others smile. A perfect tale for kids about empathy, understanding, and growing into the best version of yourself!Written by Chantel SinGs

In this episode, Dan Ahmad and Jim Files tackle the critical question of how much income you need to retire comfortably. They provide practical guidance on estimating your retirement expenses, understanding your sources of income, and creating a sustainable financial plan.   -- Call us now by dialing #250 on your cell phone and say the key-word “MONEY” Listen to Previous Episodes: https://peakfinancialfreedomgroup.com/radio/ Connect with Dan & Jim:  info@peakfin.com |  (916) 791-7063 Subscribe to our YouTube to watch Clips from our radio and TV shows: https://www.youtube.com/@peakfinancialfreedomgroup   About Peak Financial Freedom Group: At Peak Financial Freedom Group our top priority is to help you stop worrying about your money. We believe it's time for a new approach to retirement planning. It's why we've created The Peak Plan for Financial Freedom, with two main goals of making sure you never suffer a big loss like 2008 ever again and your income is dependable and predictable to last for as long as you live. Peak Financial Freedom Group provides comprehensive financial planning and investment management to retirees and pre-retirees in Roseville, CA and beyond.

Superintendent Fletcher discusses the reorganization of the Board of Education officers, the music state championship awards, seal of bi-literacy recipients, Illinois Principal Association student recognitions, GAVC Signing Day for students, graduation, and more on the WRAM Morning Show.

A 16-year-old girl from Roseville is now charged with assault after allegedly stabbing a 15-year-old boy from Detroit on Saturday. WWJ's Tracey McCaskill and Tony Ortiz have top news stories.

In this in-person episode recorded at GoldenDent in Roseville, Michigan, Alan once again sits down with the visionary Dr. Richard Golden. Following up on their previous conversation about Dr. Golden's journey as a dentist and multiple practice owner, this discussion dives deep into his passion for training dentists to thrive in the real world. Dr. Golden shares his perspective on the gaps in traditional dental school training, particularly concerning business acumen and clinical efficiency. He found that many new dentists, while clinically skilled, lacked the understanding of how to perform procedures in a time-effective manner that ensures practice profitability without sacrificing quality of care. Some links from the show: GoldenDent Physics Forceps GoldenDent Live Patient CE! Join the Very Dental Facebook group using the password "Timmerman," Hornbrook" or "McWethy," "Papa Randy" or "Lipscomb!" The Very Dental Podcast network is and will remain free to download. If you'd like to support the shows you love at Very Dental then show a little love to the people that support us! -- Crazy Dental has everything you need from cotton rolls to equipment and everything in between and the best prices you'll find anywhere! If you head over to verydentalpodcast.com/crazy and use coupon code “VERYDENTAL10” you'll get another 10% off your order! Go save yourself some money and support the show all at the same time! -- The Wonderist Agency is basically a one stop shop for marketing your practice and your brand. From logo redesign to a full service marketing plan, the folks at Wonderist have you covered! Go check them out at verydentalpodcast.com/wonderist! -- Enova Illumination makes the very best in loupes and headlights, including their new ergonomic angled prism loupes! They also distribute loupe mounted cameras and even the amazing line of Zumax microscopes! If you want to help out the podcast while upping your magnification and headlight game, you need to head over to verydentalpodcast.com/enova to see their whole line of products! -- CAD-Ray offers the best service on a wide variety of digital scanners, printers, mills and even  their very own browser based design software, Clinux! CAD-Ray has been a huge supporter of the Very Dental Podcast Network and I can tell you that you'll get no better service on everything digital dentistry than the folks from CAD-Ray. Go check them out at verydentalpodcast.com/CADRay!  

Alan is joined by Dr. Ara Nazarian an in person recording at GoldenDent in Roseville, MI! Ara teaches extraction and grafting techniques featuring the Physics Forceps that were developed by the one and only Dr. Richard Golden! Ara took a couple minutes away from teaching to fill me in on the experience you'll get taking their course. I can't wait until I can get back down to take it!  Some links from the show: Physics Forceps GoldenDent hands on CE Join the Very Dental Facebook group using the password "Timmerman," Hornbrook" or "McWethy," "Papa Randy" or "Lipscomb!" The Very Dental Podcast network is and will remain free to download. If you'd like to support the shows you love at Very Dental then show a little love to the people that support us! -- Crazy Dental has everything you need from cotton rolls to equipment and everything in between and the best prices you'll find anywhere! If you head over to verydentalpodcast.com/crazy and use coupon code “VERYDENTAL10” you'll get another 10% off your order! Go save yourself some money and support the show all at the same time! -- The Wonderist Agency is basically a one stop shop for marketing your practice and your brand. From logo redesign to a full service marketing plan, the folks at Wonderist have you covered! Go check them out at verydentalpodcast.com/wonderist! -- Enova Illumination makes the very best in loupes and headlights, including their new ergonomic angled prism loupes! They also distribute loupe mounted cameras and even the amazing line of Zumax microscopes! If you want to help out the podcast while upping your magnification and headlight game, you need to head over to verydentalpodcast.com/enova to see their whole line of products! -- CAD-Ray offers the best service on a wide variety of digital scanners, printers, mills and even  their very own browser based design software, Clinux! CAD-Ray has been a huge supporter of the Very Dental Podcast Network and I can tell you that you'll get no better service on everything digital dentistry than the folks from CAD-Ray. Go check them out at verydentalpodcast.com/CADRay!    

In this episode of the Very Dental Podcast Alan interviews Dr. Richard Golden of GoldenDent in Roseville, Michigan. Dr. Golden is known for developing the "Physics Forceps" and GoldenDent provides extensive hands-on training in extractions, grafting, and implant placement, utilizing local facilities like Wayne County Community College for live patient courses! Dr. Golden shares the fascinating history of his father's dental practice in Detroit during the 1940s, the impact of legislation on dental advertising, and the introduction of dental insurance in the 1970s. He explains how these changes influenced the industry and his decision to open multiple dental offices. Dr. Golden also delves into his efforts to create a training center for new dentists, emphasizing the importance of efficient practice and the challenges of managing numerous locations. This episode offers a comprehensive look at the evolution of dental practices and the business of dentistry. Some links from the show: GoldenDent Physics Forceps GoldenDent Live Patient CE! Join the Very Dental Facebook group using the password "Timmerman," Hornbrook" or "McWethy," "Papa Randy" or "Lipscomb!" The Very Dental Podcast network is and will remain free to download. If you'd like to support the shows you love at Very Dental then show a little love to the people that support us! -- Crazy Dental has everything you need from cotton rolls to equipment and everything in between and the best prices you'll find anywhere! If you head over to verydentalpodcast.com/crazy and use coupon code “VERYDENTAL10” you'll get another 10% off your order! Go save yourself some money and support the show all at the same time! -- The Wonderist Agency is basically a one stop shop for marketing your practice and your brand. From logo redesign to a full service marketing plan, the folks at Wonderist have you covered! Go check them out at verydentalpodcast.com/wonderist! -- Enova Illumination makes the very best in loupes and headlights, including their new ergonomic angled prism loupes! They also distribute loupe mounted cameras and even the amazing line of Zumax microscopes! If you want to help out the podcast while upping your magnification and headlight game, you need to head over to verydentalpodcast.com/enova to see their whole line of products! -- CAD-Ray offers the best service on a wide variety of digital scanners, printers, mills and even  their very own browser based design software, Clinux! CAD-Ray has been a huge supporter of the Very Dental Podcast Network and I can tell you that you'll get no better service on everything digital dentistry than the folks from CAD-Ray. Go check them out at verydentalpodcast.com/CADRay!  

Metro Transit has started rolling out their microtransit service areas, starting in Roseville and Woodbury. Jeb Rach has experience in both areas, let's check in on what the experience is like! Jeb selected a very appropriate background for our video call. Links Metro micro Transit to Trails podcast episode Attributions Our theme song is Tanz den Dobberstein, and our interstitial song is Puck's Blues. Both tracks used by permission of their creator, Erik Brandt. Find out more about his band, The Urban Hillbilly Quartet, on their website. This episode was hosted, edited, and transcribed by Ian R Buck. We're always looking to feature new voices on the show, so if you have ideas for future episodes, drop us a line at podcast@streets.mn. Transcript Find the full transcript on our website.

The Monmouth-Roseville Titan host the Macomb Bombers at Sunny Lane Field for Senior Day.

One building on the complex was badly damaged. No injuries were reported. WWJ's Jackie Paige and Chris Fillar have your Wednesday morning news.

A shelter in place order has been lifted in Roseville, where a LARGE fire erupted at a business in the area of 12 Mile and Hayes. WWJ's Tony Ortiz and Tracey McCaskill have top news stories.

Yes, we begin The Lead with more tariff talk with C Ford Runge, Economics Professor with the University of Minnesota, also Tim Hughes, owner of Mavericks in Roseville is petitioning for Dairy Queen to stay in their spot in Roseville - despite Dairy Queen objecting! Then in the DeRush Hour News Headlines Page 2 we discuss bull sculptures, Alicia Keys in Minneapolis and more!

In this powerful and introspective episode of The Mark Haney Show, I sit down with Krista Bernasconi—Mayor of Roseville, founder of MarketSharePR, U.S. Navy veteran, entrepreneur, and community leader. Krista shares her “cheat code” for success, built around discipline, early mornings, and a relentless commitment to service. We dive into what it takes to lead one of California's fastest-growing cities while running a thriving business and raising a strong family.

n this episode, we sit down with Anthony, the creative force behind the music project "Rosevile Sucks." The name originated during his time living in Roseville, and even today, driving through the area serves as a humorous reminder of those experiences. Anthony is also part of the popular YouTube channel "Hivemind," which has broadened his horizons and introduced him to the world of football, despite his primary passion for music. Anthony shares how joining "Hivemind" was more than just a job; it was a chance to connect with like-minded musicians. The instant chemistry he found with the team has been a rewarding part of his journey, as they share a love for similar music. "Rosevile Sucks" has been making waves with new releases, including the track "If We Never Met," which dropped in January. Initially intimidated by lyric writing, Anthony has pushed himself out of his comfort zone, allowing his skills to grow. He finds inspiration in the most unexpected places—one line in his latest song even came from TikTok! Over the past two years, the project has garnered a significant following, amassing a large number of monthly listeners. Anthony is determined not to let the pressures of the music industry hold him back; instead, he wants to keep sharing his work with the world. Despite being his own harshest critic, he assures listeners that more music is on the way. At one point, Anthony considered stepping away from the project, grappling with self-doubt about whether he truly belonged in the music scene. However, he's committed to collaboration moving forward, indicating that his solo work could take a backseat as he explores new creative partnerships. Join us for an inspiring conversation about music, creativity, and the journey of self-discovery!

Steven A gives a message of depth and weight at the Roseville Tuesday Night Group on 03-22-25 

The state of Minnesota stands to lose millions in COVID-19 funding after the federal government announced Tuesday it would terminate grants to local and state governments.A new environmental center opened Tuesday in Ramsey County to accept a variety of goods that need to be disposed of or recycled. The nearly 30,000 square foot facility is located in Roseville.And a board that oversees economic development on the Iron Range has selected a new chair and promised aid to idled mine workers.Find these headlines and more at mprnews.org.Trump administration says it will pull back billions in COVID funding from local health departmentsSubscribe on Apple Podcasts, Spotify, YouTube or RSS.

Some Macomb County residents will have to find somewhere else to go after a giant fire at an apartment complex early this morning. WWJ's Charlie Langton has details from Roseville. Jackie Paige has your Top News stories. (Photo: Charlie Langton /WWJ)

Democrat David Gottfried defeated Republican opponent Paul Wikstrom in a Tuesday special election to fill a vacant Minnesota House seat representing Roseville and Shoreview.The results bring the House into a tie, with 67 Republicans and 67 Democrats. It also prompts a reset at the Capitol and returns the chamber to a bipartisan power sharing agreement reached earlier this year.Gottfried joins MPR News host Nina Moini to talk about his plans as a new lawmaker. And MPR News senior politics reporter Dana Ferguson breaks down what the election means for state politics and this session's main priority: passing a budget.

Ask The Zamboni Experts Podcast EP# 091: Roseville Skating Center & John Rose MN OvalHost:Logan WescottRegional Sales ManagerZamboni CompanyGuest:Chris SonterreMaintenanceRoseville Skating CenterRoseville, MN--Please contact your local #Zamboni Authorized Distributor for additional information about Zamboni products or visit zamboni.com/distributor-locator.ZAMBONI and the configuration of the Zamboni® ice resurfacing machine are registered trademarks of Frank J. Zamboni & Co., Inc. © Zamboni 2025Visit us at zamboni.com

This week on Freeloader Friday, we're breaking down the biggest distractions of the year—starting with the Epstein Files, which turned out to be the biggest nothing-burger ever served. Meanwhile, a youth pastor in Roseville is proving that creeps aren't just on private islands, and in China, a robot just attacked a crowd like it's officially time to panic about AI. And if that's not enough, Gavin Newsom thinks the world needs to hear his voice MORE, so he's dropping a podcast that no one asked for. We get into who actually wants this, why we'd rather ride the RT light rail barefoot than listen, and why California is in the gutter while this guy is behind a mic.Plus, Lara's house has been taken hostage by Baby Shark, and we break down Aftershock 2025 lineup predictions—who's headlining? Who's lurking in the teaser vids? And who should never be allowed near a microphone? (Deftones)

You can find Jennifer and her caring staff at https://www.wigsryou.com/ ORDER MY NEW BOOK SWEET INDULGENCE!!! https://www.amazon.com/Chef-AJs-Sweet-Indulgence-Guilt-Free/dp/1570674248 or https://www.barnesandnoble.com/w/book/1144514092?ean=9781570674242 GET MY FREE INSTANT POT COOKBOOK: https://www.chefaj.com/instant-pot-download MY BEST SELLING WEIGHT LOSS BOOK: https://www.amazon.com/dp/1570674086?tag=onamzchefajsh-20&linkCode=ssc&creativeASIN=1570674086&asc_item-id=amzn1.ideas.1GNPDCAG4A86S Disclaimer: This podcast does not provide medical advice. The content of this podcast is provided for informational or educational purposes only. It is not intended to be a substitute for informed medical advice or care. You should not use this information to diagnose or treat any health issue without consulting your doctor. Always seek medical advice before making any lifestyle changes. JENNIFER'S WORDS: Wigs R You is my alternative hair shop in Roseville, California. The shop has been serving wig wearers in the community and beyond for 25 years. As its third owner, I'm delighted to help thousands of girls and women suffering from hair loss embrace their new identities. All of our staff at Wigs R You have been personally touched by hair loss. We know the emotional complexity of such a traumatizing experience. Wig wearing is a BIG deal! That's why we're the best equipped to guide you through your hair loss journey. In late 2012, I was diagnosed with breast cancer and soon learned I'd need chemotherapy. I discovered something unique and special during my cancer journey – a beautiful wig shop that was more than just a wig shop. Wigs R You went above and beyond. They gave me the practical solution of hair replacement AND the emotional support one needs when facing hair loss. I quickly realized that I wanted to be a part of such a loving and caring community. I wanted to give back to the medical community in the same way I was cared for. I took a leap of faith, decided not to go back to my previous line of work, and started working at the boutique in late 2013. Wigs R You is unlike any other wig shop in our area because we cater to the medical side of hair loss. We pride ourselves in whole client support. Our goal is to make sure you walk out of our shop with a beautiful hair piece AND feeling emotionally supported. This type of support isn't typical for a wig shop. We're determined to stand apart and be known for our love and compassion in the way we serve our clients. You can find Jennifer and her caring staff at https://www.wigsryou.com/ wigs R You YouTube Channel: https://www.youtube.com/@UCeyPlMflVIEXguuML2SE7Nw On Instagram: https://www.instagram.com/wigsryou/ On Facebook: https://www.facebook.com/wigsryou Link to "Let's Talk F*ng Cancer" Part 1 https://open.spotify.com/episode/45W4uwWMH0rzBo8BjoEx4k?si=77aa3daee6024e63 Part 2 https://open.spotify.com/episode/5R3CsAovW5MRc0b7CQS8JS?si=5fa474882c9a4f77 (Same Podcast) Tips & Tricks: Wigs: https://open.spotify.com/episode/38lGJG1H25bhIYQBIZnpLn?si=cfb86570c6b44a15 Link to YouTube with "Wellness Within" Conquering Hairloss Due to Cancer Treatment https://www.buzzsprout.com/1623103/episodes/7361578 Podcast with "Wellness Within" Beautiful Ways to Conquer Hairloss" Showing wigs, wraps, accessories https://youtu.be/o0QJJj5g4oU?si=C-1xpG_gto4_7EO6 Health at LAST support group on Facebook: https://www.facebook.com/groups/1264442601367524/?ref=share&mibextid=NSMWBT

Tune into our 2nd part of our interview with Allen Lee, Owner of Honest Lee Handyman Services in Roseville, California! Hosted by Jason Call, Founder of Handyman Marketing Pros, and Allen Lee, Founder of The Handyman JourneyGet a professional website, SEO, and advertising at https://HandymanMarketingPros.comGet handyman-specific business coaching from Allen Lee at https://HandymanJourney.comSign up for our monthly Webinars and Training (FREE!) at https://HandymanSuccess.net

On this episode of The Weekly Scroll Podcast, we read and review MOONLIGHT ON ROSEVILLE BEACH from Richard Ruane of R. Rook Studio, a tabletop roleplaying game about a queer beach town in 1979 and the residents who solve its strange, occult mysteries and protect it from elder gods, weird monsters, and greedy real-estate developers. Find R. Rook Studio here: https://r-rook.studioFind Moonlight on Roseville Beach here: https://rosevillebeach.r-rook.games/Back Silver Age on Kickstarter here: https://www.kickstarter.com/projects/r-rook/silver-age 0:00 Start 1:14 Love is Love 2:31 Silver Age Kickstarter 6:04 Intro the game 8:23 Readthrough 1:44:36 Scores 2:07:45 Wrap UpAll our links here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/theweeklyscroll⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@theweeklyscroll⁠⁠⁠⁠⁠⁠⁠Live Streams on Twitch:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitch.tv/theweeklyscroll⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/the.weekly.scroll⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bluesky:⁠⁠⁠⁠⁠⁠⁠https://bsky.app/profile/theweeklyscroll.bsky.social⁠⁠⁠⁠⁠⁠

This week, Casie takes us back to 1980. She tells us about the abduction of Mary Stauffer, along with her young daughter, Beth, and the unlikely connection to their abductor. **Episode Sources** Your Worst Nightmare- S2E9 on Discovery+ https://en.wikipedia.org/wiki/Ming_Sen_Shiue https://www.aetv.com/real-crime/mary-stauffer-kidnapping-and-torture **Products Mentioned** https://www.shesbirdie.com/?rfsn=6771039.9b0430 Promo Code: DARKHEARTS15 https://bookoutlet.com/ **Patreon** https://patreon.com/Heartland_Darkland **Find Us at these links** https://www.hldlpodcast.com/ https://www.facebook.com/heartlanddarklandpodcast/ https://www.instagram.com/heartland.darklandpodcast/ https://www.tiktok.com/@heartlanddarklandpodcast https://www.youtube.com/@HeartlandDarklandPodcast

Keith answers listener questions about getting started in real estate investing with limited funds and how to determine the true appreciation of a property against inflation. He also discusses: The impact of the LA wildfires on housing needs and some landlords raising rents excessively. Economic and housing challenges facing Canada, including high inflation and unaffordable home prices. And highlights the views of likely future Canadian Prime Minister Pierre Poilievre on addressing these issues. GRE Free Investment Coaching:GREmarketplace.com/Coach For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Show Notes: GetRichEducation.com/538 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, I answer three of your listener questions, then learn why LA area landlords got a bad name during this month's awful Southern California wildfires. Finally, why Canadians cannot buy houses anymore, and what lessons you can learn from Canada's real estate mistakes and the abject lunacy there today on get rich education.   Unknown Speaker  0:30   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Unknown Speaker  1:16   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:32   Welcome to GRE from Gatlinburg, Tennessee to Pittsburgh, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you are inside this week's installment of the program known as get rich education, I'm grateful that you're here, but you're not here for me. You are here for you. So let's talk about you and some of the listener questions that you wrote into the show about and as usual, whenever I have a batch of listener questions, I answer the beginner level questions first and then move on to more advanced questions. The first one comes from Jeanette in Seaford, Delaware. Jeanette asks, I only have a little money to invest in real estate. How do I get started with just a small amount of money. All right, Jeanette, well, first I would talk to a lender. You have to talk to a mortgage specialist or a loan officer to find out what you qualify for. You're basically getting them to punch holes into your financial picture. And then that way, Jeanette, you will know what holes to go, mend, so your loan officer is essentially giving you a free troubleshooting session. Now, our investment coaches here at GRE help you with some of that, but GRE doesn't originate loans, so you want to get with someone like a ridge lending group for help. And now, what are some of the holes that a mortgage lender might poke into your finances? Jeanette, well, getting your credit score up and they'll help you with that strategy. Or you simply need more dollars in savings, in what your mortgage loan underwriter calls reserves, or you might need to establish a two year job history, or you have to say, Pay off your car loan in order to get your debt to income ratio lower, or whatever it is. And since at GRE marketplace, the least expensive income property is probably about $120,000right now, a number that keeps going up with inflation. But what you would need is 23 to 25% of that between your down payment and closing costs, all right? Jeanette, so then about 28 to 30k that is the minimum lump of cash that you'll need to buy a property that is already fixed up and ready for a tenant, and that is a great way to start in real estate investing if you want to maintain your standard of living, okay, that is therefore the lowest entry point that you can do that. But if you're temporarily willing to let your quality of life slide for a couple years and maybe live communally. You can put as little as 3% down on a primary residence and then rent out the other rooms. Okay, that's the house hacking model, but depending on your setup, you know, maybe you're sharing a kitchen with roommates or suitemates, and therefore that temporary loss in quality of life. Maybe you can even Airbnb at a short term rental, in which case you will be buying the furniture. However, now with a 3% down payment on an owner occupied house, hack like that, you're probably going to have to pay a PMI premium, a private mortgage insurance premium of a few $100 per month. But still, this does get you in with very little money, since that's what you're asking about Jeanette. And finally, the third thing I'll bring up here is that you can get a combination of maintaining your standard of living and putting a small down payment on a property by using an FHA loan and three and a half percent down. And you can do that with a single family home, duplex, triplex or four Plex, living in one unit and renting out the others. So yes, you get both this way, but I will not go into the details on the FHA, because I have described that in detail on other episodes since it's how I started out myself. But there are a number of options right there for you to inquire about Jeanette, all starting with an investment centric mortgage lender like Ridgelendinggroup.com.     The next question comes from Jared in Pocatello, Idaho. Jared asks Keith, in the past year, my duplex in Pocatello went up in value 5% from 400k to 420k. How do I know how much of that 5% is true appreciation, and what portion of the 5% is from inflation? Oh, that is such a devastatingly cool question Jared, and that's exactly what I thought when I saw that question come in. Okay, so basically, Jared is asking, say, in this 5% price increase is 3% from inflation and 2% from appreciation, for example, or like, what is the breakout of those two components of the price change? And a lot of people don't understand the difference, and even know enough to ask a question this good. So props to you there. Jared. One thing you cannot do is just look at CPI inflation over the last year for the US, which is 2.9% and then say, Oh, well, then I guess the other 2.1% must be appreciation. Therefore, no, you can't really do that. There's more to it than that, for a lot of reasons. I mean consumer price inflation, like on a pound of ground beef at the supermarket, that is different from asset price inflation, and there are a lot of other reasons too. Appreciation is distinctly different from inflation, because the value of your property increasing 5% that has to do with the attractiveness of your property to the marketplace. Now there are attributes with appreciation, like proximity to high paying jobs, proximity to highways and shopping in desirable schools, which are basically those axiomatic Location, location, location qualities. Now I'm going to assume that you did not make an improvement or a renovation to the property Jared, because obviously that would hike up the value. Now other appreciation attributes that are distinctly different from inflation are things like population growth and wage growth in your area, what can really pump up appreciation is if the remaining availability of developable land starts shrinking and shriveling up in a desirable location. Contrary to popular belief, mortgage rates have little to do with appreciation. We can leave that out of this discussion. Now, how this is different from inflation is that inflation is not about the intrinsic value. Rather, inflation is the price of the home increasing because the currency is worth less. Now I hope that you find that explanation satisfying Jared, but what is dissatisfying is that it's actually hard to pin down a number and say, was this two and a half percent appreciation and two and a half percent inflation, or any other combination? And that's because inflation itself is practically impossible to accurately measure, and a lot of that has to do with an inflationary basket of goods that is just exceedingly difficult to adjust for attributes like quality and utility and substitution So Jerry did is likely that your duplexes 5% value increase is an amalgamation of both appreciation and inflation, that part I can confirm, but the exact breakdown for each is virtually incalculable, super insightful question there Jared.     The third and final of our three listener questions to get the show started today, and then I'll get into landlords in the LA wildfires and Canada versus us real estate. The final question today is from Jeter in Roseville, California. I know where Roseville is. It's just northeast of Sacramento, and I'm not sure if Jeter j, e t, e r is your first name or your last name, like former Yankees shortstop Derek Jeter, but only one name came in here. Jeter asks, Keith, I am a true believer in GRE principles. I'm looking to pounce on some property this year and get leverage and other people's money working for me, instead of only getting my money to work for me in my company's 401 k. Let me just interject here. You really get it. You really get it. Jeter, um, continuing on with your question, with mortgage rates around 7% I'd love to know where you think interest rates are headed next, and what is going to make rates move. Thanks, Jeter. Well, I've got to tell you, Jeter, not only do I avoid predicting future interest rates, but I don't know of anyone in the world that can predict interest rates with high reliability, especially over the medium to long term. James Grant, He's based in New York City. He puts out a publication called Grant's Interest Rate Observer that might just give you a better than 5050, shot of where they're headed next. He's a well regarded source. In fact, I saw James Grant speak in person a couple months ago, but I wouldn't put too much credence in any interest rate predictor out there. Now, just 11 days ago, I sent our newsletter subscribers a graphic of just how bad. I mean, really awful that recent interest rate predictions have been. I've never seen a chart like this. This chart looked like a centipede. Okay, the Bold Line was the actual federal funds rate that was like the centipedes body and all the hundreds of legs coming off this line were predictions that others had made, all deviating from the true line, the centipede body, which is what the rate really was. I mean, prominent experts rate predictions have a track record that's more abysmal than everyone saying we'd surely have a man on Mars, by now, terrible. Jeter. When you look at interest rate predictions, you're looking at a waste of your time. They're about as reliable as a weather app in a tornado a year ago, the collective brain trusts of all the economic wizards believed with devotion and alacrity that mortgage rates would be sub six now, instead, they are still about seven, which might correspond to a three or three and a half percent federal funds rate. They all thought the federal funds rate would be near three by now, but it's more like four and a half today. And what's hilarious is that, in more recent years, the Fed even tells us what they plan to do next. They even tell us it's little like having the answers to the test, and yet you still fail the test. You've got the cheat sheet and you still aren't doing any better? How can this possibly be? Well, the reason that I don't make interest rate predictions is because it is a surefire way to look foolish. Jeter, to answer the second part of your question, what moves interest rates around? The answer is, well, it's really broad economic forces and political forces, that is why it's tough, and this includes jobs reports, supply and demand of credit, inflation, a pandemic, a surprise new war in the Middle East, tariffs, GDP reports, surprise election outcomes, a massive change in tax policy and more. I mean, it is total entropy. Now, one thing we know is that persistently higher inflation will soon result in higher rates, just like we saw in 2022 I mean, rates rise in a bullish, robust and optimistic economy. And another thing that we do know is that sustained fear causes rates to fall. That's why, when you look at a chart, you see interest rates of all kinds plunge like a cliff diver during the 2001 dot com recession, the 2008 GFC and the 2020 COVID pandemic. The reason that rates fall during fearful times just like those, is because the economy needs the help and a little pro tip for you here, Jeter, when a recession begins, it's more likely than not that rates will fall. But see, it can be hard to predict a recession, as we've all found out recently, we just came off three fed interest rate cuts late last year, and that was a little weird, because the economy does not need the help that is sort of like offering Gatorade to someone that's not even sweating. Okay, and when rates scrape the ocean bottom floor at zero, from 2009 to 2016 and then again from 2020, to 2022,that's unhealthy. Natural market forces would mean that there's a cost to receive a service like borrowing money. Well, with zero rates, it feels like no one wants to save and everyone wants to borrow and spend. Zero rates, it is time to all out. Ball out. My two time GRE podcast guest here on the show, and super smart guy, Dr Chris Martinson, he thinks that rates are generally going to go higher from here. But you don't have to look far. You can find other wise guys that say they're going lower. At the last Fed meeting last year, they disappointed markets by signaling plans to only cut rates twice this year, instead of the four cuts that were previously expected. And now that's even changed since then, a lot of people question if those two cuts are even going to happen this year, given things like a hot jobs report that came flying in and still too high inflation. So this is kind of like expecting a decadent dessert of rate cuts, and instead you get, like, one Biscoff cookie, like they give you an economy on the plane. So Jeter, that's why I don't forecast rates. I don't think anyone can, but now, at least you have a couple resources, and you also know what factors move rates around.    Now if you want a fun, real time pulse on the market. Check out poly market. You might have heard of it by now. It's a site where you can place bets on various outcomes, a lot of non sports bets. You can see people put their money where their mouth is. You don't have to make a wager yourself. You can just see what people are wagering on. There are wagers on fed interest rate decisions. There at Poly market, you can even place a bet on if Jerome Powell says Good afternoon at his next press conference over there on Poly market, I'm not kidding right now, the odds of him saying Good afternoon at his next press conference are 96% so remember this, the market has always felt confident about where rates are headed, and the market has always been wrong. Interest rates don't drive property values. Their intrinsic worth is based on the timeless stuff, location, amenities, income, occupancy, size, density, business case, exit options and operating costs. Those are the things that drive property values. The bottom line with interest rates is that nobody knows the future interest rates direction is a pinball game of black swans and policy pivots. So instead, focus on the big things that you can control, like how many dollars you have, leveraging properties and keeping your operations on those properties efficient. So Jeter waiting to buy property generally harms an investor more than it helps them, because it's dollars on the sidelines that are paying the opportunity cost of not leveraging other people's money. Of course, if you buy your property at whatever interest rate today, and rates soon fall like a knife, well, then you can refinance at the lower rate, all while leverage keeps compounding and building your wealth. Thanks for the question,  Jeter.    If you have a listener question or comment or feedback of any type for us, as always, you can visit us at get rich education.com/contactfor either written or voice communication there, like I said earlier, that amazingly interesting centipede like chart of just how dreadful interest rate predictions have really been that was in our recent newsletter. Now it's too late for you to get that issue, but to get more like them, you can get our don't Quit your Daydream. Newsletter, completely free, just text GRE to 66866 that's text GRE to 66866.   now, when it comes to this month's historically bad, devastating LA area wildfires, I heard from a friend in that area last week. She lives just south of LA and her house was spared, fortunately, but she's been busy helping friends in the LA area who have lost their homes and businesses. It is truly tragic. And you know, what she told me, is the biggest, most compelling need right now, and I put some credence in this, since it's an independent on the ground report. This is outside of major media, displaced residents. Number one need is not food, it's not water, it's not clothing, it's not heat, it's not even community with 1000s of families without homes, the urgent need is for housing. You might not find that surprising. That's what she shared with me. I mean, it is a need so dire that even a family of six would consider a small mobile home or an RV rental to help with temporary housing. And a lot of these displaced families were you know, you got to consider the fact that before the fire, they were living in above average homes, even luxury homes. Now, as far as LA area, landlords that have housing to rent out, a lot of those landlords have jacked up the rent price. California's anti price gouging. Laws make it illegal for landlords to raise rent by more than 10% in the first month to six months after a disaster is declared. Now the BBC reported that one resident who lost their home in the historic California wildfires found a rental property that was previously priced at $13,000 per month, they offered $20,000 per month, and the landlord countered with 23k that is a 75% price hike. And it's not the only example. A Bel Air home located in an evacuation warning zone was listed on Zillow recently at 29,500bucks a month. That is an 86% hike from its September of last year price. That's according to the outlet called La est, another realtor raised in Encino, California, listing from 9k per month at the beginning of this month to 11 and a half K after the fires started. That's according to the LA Times. The realtor then backpedaled to abide by the 10% rule, which she said that she did not know about. And for a little context there, yes, those rent prices sound high, and La rent was already high. It averaged $2,820 a month. That's compared to $1,983a month nationally. Those figures are per Zillow. Now I don't know what percentage of La landlords are engaging in. I guess what I'll call extortionate behavior, but even if it's the vast minority of landlords you know that gives them a bad name, to have the word landlord in headlines like this. And is this behavior extortionate? In some cases, it probably is, I suspect, just a guess here that some landlords might think they have a chance of insurance paying some or all of the higher rent for their tenant that was displaced from their original home. But let's keep things in perspective here. What this does to good landlords reputations. You know, that's not the story here. The story and the effort should be in helping the displaced people. And of course, there are so many angles to the devastating la wildfires. One of them is that many believe zoning laws pushed homes out into fire prone areas. I recently shared that reason.com article with you in our free newsletter. So again, to get our Don't quit your Daydream newsletter, completely free, which I write every word of myself. Text GRE to 6866 you can do it now, while it's on your mind, hit pause and text GRE to 66866 the abject lunacy in Canada's real estate market, in what US residents and others can learn from all this, that's next. I'm Keith Weinhold. You're listening to get rich education.   Hey, you. Can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com That's ridgelendinggroup.com.   Oh geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I know, because I'm an investor in this myself, earn 10% like me and GRE listeners are text family to 66866, to learn about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text family to 66866   Naresh Vissa  26:41   this is GRE real estate investment coach. Naresh Vissa don't live below your means, grow your needs. Listen to get rich education with Keith Weinhold.   Keith Weinhold  26:57   Welcome back to get rich Education. I'm your host. Keith Weinhold, let's discuss the Canadian economy and Canadian real estate. Because even if you live in the US or Central America or Europe or one of the other 187 nations that were heard in outside the US, you know there are lessons here for you, and there are lessons here for me as well. There is some just jaw dropping material that I'm about to share with you, and I won't discuss the politics of it, because that's not GRE 's lane. Instead, it is the policy. Earlier this month, Canada's equivalent of the President, Prime Minister Justin Trudeau announced that he will be resigning soon. And Trudeau has been under a lot of criticism. At last check, his approval rating was a miserable 22% now, most people think that the next and future Prime Minister of Canada will be a man named Pierre Poilievre. In fact, the wagering site poly market has polyev with an over 80% chance of being Canada's next prime minister, and you will hear him speak shortly here. And yes, that is how an Anglophone pronounces his last name, polyev In a recent interview with Dr Jordan Peterson. You'll listen into here shortly. Polyev, Canada's likely next leader here, first, he describes some of the problems with Canada's economy, and then he'll get into their real estate market. Right now, the median home price in the United States is about 450k you might think that Canada's should be lower, because Canada has more land in the US and Canada has just about 1/9 of the US population. So a low population density. I mean, the US is population density is more than 10 times Canada's. But no, due to some of these policies, it's just the opposite, because Canada's average home is over 725k. yeah, that's just for a basic home. I've got to admit, I did not know who polyev was until just a couple months ago. I'm starting to like him the more that I listen to him. He's a clear thinker and a clear speaker. Here is a clip of Canada's likely next leader talking about Canada's problems. This is 10 and a half minutes long. I'm going to listen to this again with you right now, and then I will come back along with you to comment. This is why you can't buy a house in Trudeau, Canada.    Unknown Speaker  29:41   Our productivity is another major problem right now, and that's productivity. Sounds complicated. It's actually extremely simple. You just take the GDP and you divide it by the hours worked in the country. So American GDP is $80 so for every hour an American worker works, on average. He or she produces $80 of GDP in Canada, it 50. So that's every hour. So that means we have to work 60% more just to make the same amount and have the same level of income to buy food and housing. And so that's the Now that sounds like a bunch of wonk speak that should might seem like it only matters to someone staring at a spreadsheet or a graph or a chart, but in fact, that's reflected in the fact that our 2 million people are lined up at food banks because they can't afford food, and 80% of youth can't afford homes, and our quality of life is and the things we can afford to provide our kids have fallen back so much there's a real, real life, Stark and easily comprehensible statistic. And if you work and you produce $80 worth of goods and services in an hour, yeah, compared to working and producing 50, obviously, that's a substantial shortfall. Yeah. So, and is that, is there a starker indicator of the economic disparity between the US and Canada than that? Or do you think that's the primary statistic? I mean, I think housing costs are another one. I mean, right. There was a study out just 10 days ago that has Toronto and Vancouver now by far the most unaffordable housing markets in North America. And so you know, housing costs are 50% higher in Toronto than they are in Chicago, even though Chicago workers make 50% more money. The same is true between Vancouver and Seattle. Seattle workers make way more than Vancouver workers, but housing is 60 or 70% more expensive in Vancouver. So on, all the measures by a lot. Yes, a lot by a lot. Yeah, and we're and we're paying more, more by a lot, right? And most of that's transpired the last 10 years. Yes, and we're paying the difference by accumulating enormous quantities of debt. Our households are by far the most indebted in the g7. when you take you divide total household debt by GDP, we now have a bigger stock of household debt than our entire economy. We are more indebted as households than the Americans were right before the oh eight financial crisis. And so what we have as a model in Canada is we have artificial scarcity imposed by very heavy and restrictive state, confiscatory state, so that suppresses production. But in order to allow for consumption, we print money and borrow money and then flood the economy with that money. Okay, so that's another problem. So that's the inflationary problem. Yes. Now the problem with inflation just many problems with inflation, but one of them is that it particularly punishes people who are thrifty and who save? Yes, right, right? So inflation punishes the people who forego gratification to invest in the future. That's right, right? So that's a very bad idea. It's our inflation is the single most immoral tax for so many reasons. One, it takes from savers and people who are trying to be responsible, thus making it impossible to be responsible, because you will, if you, if you refuse to play the inflation game of borrowing money to buy things you can't afford, someone else inevitably will, and you won't be able to afford anything. So you ultimately have to actor responsibly. It's like Milton Friedman was asked, What would you do with your money in times of inflation? He said, spend it right like the first thing you want to do when inflation is out of control is to make sure you get rid of this thing that's losing its value. The second reason it's immoral is it takes from the poor, because the poorest people cannot put they do not have the ability to buy inflation proof assets like gold and real estate and fancy watches and art collections and wine fancy wines and things that go up with or even exceed inflation. So it's a very big wealth transfer from the have to the from the from the poor and the working class to the very, very wealthy, a very small group of people actually get richer. So the socialist policies that provide goods and services to Canadians, let's say, or denizens of other countries by printing money, actually punish the poor brutally. Oh, absolutely, and consequence of the inflation that they generate. Yes, I mean all the socialist policies in practice take redistribute from the working class to the super wealthy in practice, and I can prove that again and again and again in practice, yeah, in practice. In practice they with the all the redistribution that happens in the so called socialist countries ultimately goes from the working class to the super wealthy. That is the reality. Okay, so, but just one last thing on inflation. The final reason why it's so immoral is nobody votes on it. The basic principle of our parliamentary system is the government can't tax what parliament has not voted the people must no taxation without representation, right? But no one ever votes to have the money printing happen. And so the inflation is adopted secretly, and you blame the grocer because groceries are more expensive, or your local gas station because gas is more or your realtor because house, in fact, it was actually the government that bid up all of those things with money printing, and you didn't even know about it. So it is silent. It's a silent thief that takes from the poor and gives to the richest people and destroys the working class. And that's why I am I want to crush inflation. We need a policy that seeks to just to stop inflation at all, at all costs. Okay, so what would you do to to stop inflation? Well, we stopped the money printing. You know, we need a we need. And the money printing is just a means to fund deficit spending. Governments borrow to define the deficit, yeah, for people. So basically, the deficit is the difference between what the government spends and what it brings in. It's usually calculated on a yearly basis, that's right, yeah, and the debt, but the debt is just the accumulation of the deficits, right? So the deficit right now is $62 billion and I thought it had a ceiling of 41 billion. Yeah, right. Isn't that a ceiling? Yes, not a I guess not. And look, there are very real present day consequences for that. Deficits increase the money supply. Central banks effectively facilitate that increase in the money supply, and that causes inflation. And, you know, it's, it's why our, you know, I have a buddy who's whose family moved here from Italy back in 1973 His father worked paving roads and his mother made sandwiches in a senior's home, they were able to pay off their home 10 minutes from Parliament Hill in seven years. Right, their grandchildren wouldn't be able to save up a down payment for that home in 15 years, and they will be university educated with all the advantages of having been here two decades. That is the consequence of the money supply growing vastly quicker than the stuff that money buys. So we have to do is stop growing the money supply and start growing the stuff money buys. Right? Produce more energy, grow more food, build more homes. We have to unleash the free enterprise system to produce more stuff of value, and this is where we have to remove the artificial scarcity that the government is imposing on the population. Let's incentivize our municipalities to grant the fastest building permits in the world to build homes. You have a plan for that in principle, yes, I mean, I'm going to say to the municipal governments, they either, they either speed up permits, cut Development Charges and free up land, or they will lose their federal infrastructure money, so they will have a powerful carrot and stick incentive to speed up home building and the percentage of a new house price. That's a consequence of government, taxation and regulation. Well, in Vancouver, it's 60% 66 does that include the land and the house? Yes, that includes everything. So I'll tell you how they calculate it, CD, how took the cost of building a compare the cost of building a home to the cost of buying a home, yeah. And he said, what's the gap between those two things? So they added up land, labor, profit for the developer, materials, and they compared that to the sale price, and they found the gap was $1.2 million so that's $1.2 million of extra cost, above and beyond the materials, the labor, the land and the profit for the developer. So where's that going? Well? The answer is, development charges,sales taxes, land transfer taxes, the delays in getting the permit. Time is money, the consultants, lawyers, accountants, lobbyists that the developer has to hire in order to get the approval that so in other words, we're spending twice in Vancouver. We spend twice as much on bureaucrats than we do on all other things combined. To build a home, more money goes to bureaucrats than goes to the carpenters, electricians and plumbers who build the place. And to add insult to injury, those trades people who build homes can't afford to live in them, right? I mean, it is. So what we need to do is slash the bureaucracy. And I'm going to I'm going to say to the mayors, you're not getting federal infrastructure money until you slash your development charges, speed up your permits. I'm going to take. The Federal GST off new homes under a certain limit, and encourage the provinces to do the same. But we've got so much land. We should have the most affordable housing in the world. We have. It should be dirt cheap because we have the most dirt we just need to get the government out of the way.    Keith Weinhold  40:20   Yeah, again, that was Dr Jordan Peterson interviewing Canada's likely next leader, Pierre poilievre, just a few weeks ago now. Polyev, when discussing inflation and investing, you know, he also brought up points that I've surfaced here on the show over the past few years. He even articulates a few things the way I've described them. It's almost weird, like inflation means that it actually makes sense to strategically borrow and spend and not to save. It's almost like polyev is a GRE listener. I love how he said, stop growing the money supply and start growing the things that money buys. We're talking about things like homes and energy and food. That was eloquent. I mean, in Vancouver, the percentage of a new house cost for taxation and regulation is 60% of the cost of the home, fully 60 and then, if that's not surprising enough, due to all these layers of regulation, the cost of building a new home is $1.2 million more than the cost of buying an existing home. Just astounding. This might have even left you either flabbergasted or gobsmacked, which one?So some parallels to the US there in Canada, but back here in the US, the housing market is clearly more affordable and healthier. Polyev really pointed out a direction that the US does not want to fall into. In fact, we've got a pretty good Canadian listening contingent. So let me ask, Do you have a connection to Pierre poilievre, if you do, we would probably like to invite him here on to the show with us. If you do, or you even know someone that knows someone, let us know right into get rich education.com/contact or email us directly at info@get rich education.com and we'll make that happen now. What is happening at GRE marketplace right now is that our listeners are getting brand new build investment property in Florida and some other places at competitive prices and a fixed interest rate of just four and three quarters percent. So yes, that is sub Canadian prices, by far below Canadian prices, and a four and three quarter percent rate. And then on top of that, you get to pay an affordable insurance premium in Florida because it's new build, or similarly, it's that way in other states if you buy new build, but builders overbuilt in some pockets of Florida, like I've mentioned to you before. So at this time, on top of all that, they're offering a free full year of property management. And because when you own a new build property, it's not occupied with tenants on day one, and this means that you don't inherit unknown tenants. And builders are also offering you up to three months in a rent guarantee in case your single family home or duplex or four Plex is not occupied yet, the builder would pay the rent for you. Really amazing incentives, but probably none better than that four and three quarter percent mortgage rate. I mean, it's like you get to roll the clock back to when rates were artificially low, back in 2021, and 2022, and lock it in. Now, our GRE investment coaches connect you with the investment property that's right for you based on your needs and your goals, including those four and three quarter percent rates, if you so choose, it is all free at GRE marketplace. From GRE marketplace.com just click on the coaching area and you can book a time right there until next week. I'm your host. Keith Weinhold, don't quit your Daydream.    Unknown Speaker  44:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Unknown Speaker  44:51   The preceding program was brought to you by your home for wealth building get rich education.com you.  

Make your way to Waymaker Brewing. This is a taphouse with 50 beers on tap, a golf simulator, and a sushi bar. Some seating just to watch the games too. Great spot for the guys!

Send us a textIn this week's episode we talk with incredibly diverse cyclist, Shayna Powless about:Her journey from a multitude of sports into cycling, and that journey into different racing and modalitiesHow she approaches nutrition through different events and her cycleThe Dream Catcher Foundation, inspiring children on reservations in North American through sport Raised in Roseville, CA, Shayna started out as a runner and triathlete from elementary through high school. During her senior year of high school, she switched her focus from competing in multiple sports, to focusing on mountain biking. She represented the national team in 2013, winning the mountain bike national championship. While attending UCLA, she competed in both road and mountain bike racing on UCLA's cycling team. After graduating, she became a physical therapy aide and a USA Cycling certified coach, while continuing with her pro cycling career.She raced with the BMC MTB Development team from 2012-14, and the Liv Co-Factory MTB team from 2015-16. In 2017, she switched her focus from mtb to road racing after joining Team TWENTY24, whom she was with through 2021. In 2022 Shayna rode for L39ion of Los Angeles before signing with DNA Pro Cycling.Shayna is also passionate about mentoring and inspiring others to lead healthier lifestyles through sports. Shayna is a member of the Oneida Tribe of Indians of Wisconsin, where she has family ties, and where she hosted a group ride event. She has also hosted various community cycling clinics, including numerous events on Native American reservations. In 2018, she and her partner, Eli Ankou (of the Ojibwe tribe), a professional football player, started the Dream Catcher Foundation, which is dedicated to empowering youth through sports. It is also committed to raising awareness of the Missing and Murdered Indigenous Women and Girls crisis in North America.Please note that this podcast is created strictly for educational purposes and should never be used for medical diagnosis and treatment.***Connect w/ Shayna: IG: @shaynapowlessDream Catcher Foundation: dreamcatcherfdn.org/Powless Gran Fondo: @powlessgranfondoMentioned:Interested in gut training for optimal performance? https://p.bttr.to/3ZrwzcFMenstrual Support BundleFirstMORE NR New customers save 10% off all products on our website with the code NEWPOD10 If you would like to work with our practitioners, click here: https://nutritional-revolution.com/work-with-us/ Save 20% on all supplements at our trusted online source: https://us.fullscript.com/welcome/kchannell Join Nutritional Revolution's The Feed Club to get $20 off right away with an additional $20 Feed credit drop every 90 days.: https://thefeed.com/teams/nutritional-revolution Interested in blood testing? Use code NUTRITIONALREVOLUTION at InsideTracker for 10% off any test: store.insidetracker.com/nutritionalrevolution If you're interested in sponsoring Nutritional Revolution Podcast, shoot us an email at nutritionalrev@gmail.com.

During this episode our podcast hosts interview CAPIO's 2024 Special Award Winners. Each year CAPIO honors several individuals with distinctions including our Communicator of the Year, Rising Star, Crisis Communications Leader and Paul B. Clark awards. These awards recognize individuals who have had a distinctive impact at their agency or in government communications state-wide. We begin this interview with our 2024 Paul B. Clark recipient, Maurice Chaney, PIO for City of Roseville's Environmental Utilities. Next, we hear from the County of Fresno's communications team Sonja Dosti, APR, Joshua Dean and Michelle Avalos who were honored with our 2024 Crisis Communications Leader of the Year. Joshua Dean was also recognized as our 2024 Rising Star. Finally, we interviewed our 2024 Communicator of the Year, Kevin Strauss, Communications Manager for the Santa Clarita Valley Water Agency.

The state Republican Party has filed a lawsuit with the Minnesota Supreme Court that aims to halt a special election for a pivotal House seat. The lawsuit is over the timing of the late-January special election in the Roseville area. Delaying the election could keep Republicans in power in the House chamber later into the 2025 legislative session. The Minneapolis City Council this afternoon signed off on a long-awaited federal consent decree that mandates significant changes to the Minneapolis police department. Those stories and more in today's evening update from MPR News. Hosted by Emily Reese. Music by Gary Meister.

In the heart of Roseville is a classic pizza parlor. Old Town Pizza has all your tradition pizza pies plus an array of specialty pizzas. Our favorite is The Conductor! Choo Choo!! Go check out one of their locations and grab a beer while you're there.

Today is the deadline for candidates to pull out of the running in two special elections for state legislative seats. Ten Democrats and three Republicans are running for a Senate seat in Minneapolis that came open after the death of DFL Sen. Kari Dziedzic. In a Roseville-area special election for the House there are five DFL and one Republican candidate. A man died and another was injured in a stabbing late on New Year's Eve at a bar in southwest Minnesota. A suspect was arrested.Minnesota's first sled dog race of the new year — the Gunflint Mail Run — has been postponed because of poor snow conditions.This is a MPR News morning update, hosted by Phil Picardi. Music by Gary Meister.Find these headlines and more at mprnews.org.Minnesota Capitol control remains in flux after senator's death, House seat vacatedRain and warmth forces postponement of the first sled dog race of the seasonRead the latest edition of the Minnesota Today newsletter.Subscribe on Apple Podcasts, Spotify, YouTube or RSS.

Every Coffee Fest we get to sit down with some very cool presenters to chat about their businesses, area, of expertise, and insights that will help you run a better cafe. The last show of the year took place in Minneapolis, MN and was a wonderful time of sharing, community, and value. Even though my equipment decided (after 8 years of service) to die on the spot of my first interview, we got to catch up with two presenters over Zoom and have some very helpful conversations.  Today we are presenting to you my interview with Jaime Becker-Finn of Makwa Coffee and Frederick Dubose of Sun Bean Coffee! We start with Jaime Becker-Finn Jamie Becker-Finn is the founder and owner of Makwa Coffee, a community centered craft coffee shop that opened in Roseville, MN in 2022. Jamie is a descendant of the Leech Lake Band of Ojibwe and named the shop after her clan - "makwa" is the Ojibwe word for black bear (pronounced "muck-wuh"). In a sea of suburban chain stores, Makwa Coffee is proud to be a unique and values-driven space where queer folks, Native folks, and the entire community is welcomed. In addition to running the shop, Jamie is an attorney and is also wrapping up eight years of service in the Minnesota House of Representatives, where she chaired the House Judiciary Committee. Jamie grew up on the rez near Cass Lake and goes home often. She loves her people, her dogs, live music, books and soccer. Links Instagram: @makwacoffee https://www.makwacoffee.com/   Next up we have Fredrick Dubose After dedicating over 20 years to mentoring and supporting young people, Fredrick recognized that creating a physical space where the community could gather and engage was the next step in his mission to foster connection and growth. This vision became a reality when he opened SunBean Coffee Shop. His experience in youth work taught him the value of creating safe, inclusive environments where people can thrive. SunBean became that space for not only young people but for the entire neighborhood. Fredrick saw an opportunity to continue his mentorship by hiring local youth, offering them not just employment but life skills, a sense of responsibility, and a platform to contribute to their community. SunBean is a local institution known for its welcoming atmosphere and positive impact. His coffee shop has become a space for conversation, creativity, and collaboration, hosting community events and offering a venue where people from all walks of life can connect. Fredrick's transition from youth work to business ownership is a testament to his belief that community service and entrepreneurship can go hand in hand, each reinforcing the other to create lasting change." Links https://sunbeancoffeemn.com/ Instagram: @sunbeancoffeemn  INTERESTED IN CONSULTING AND COACHING? If you are a cafe owner and want to work one on one with me to bring your shop to its next level and help bring you joy and freedom in the process then email  chris@keystothshop.com of book a free call now:  https://calendly.com/chrisdeferio/30min 

In a ruling critical to Minnesota House control, a Democrat elected in November is barred from taking office after a court order in Ramsey County. Also, if you're a fan of the snow that fell across much of the region this week, make sure to get out and savor it this weekend. Warmer weather is in the forecast for next week.This is the MPR News evening update, hosted by Emily Reese. Theme music by Gary Meister.

In this episode of Quah (Q & A), Sal, Adam & Justin coach four Pump Heads via Zoom. Mind Pump Fit Tip: Here's one of the BEST ways you can get lean, burn fat, and build muscle at home! (2:01) The big takeaways from the Mind Pump GLP-1 coaching group. (4:40) Kids say the darndest things. (19:26) Avoiding the letdown on your face as a dad. (20:00) Don't simulate racing on an empty stomach. (25:32) Cannabinoids and insulin. (32:53) Ned for pets! (35:35) It's fear season! (39:03) Scammers can be clever. (41:50) Paying homage to Sal's Nonna. (49:42) Shout out to Mind Pump's Free Resources! (54:40) #ListenerLive question #1 – How can I get my right side to properly engage and achieve the balance necessary to stop my scapula from winging due to nerve damage? (56:53) #ListenerLive question #2 – I'm currently working on personal goals, but since my job can include lifting people all day long (paraplegic/quadriplegic) I'm not sure where my volume/ training program should be. Any advice? (1:22:22) #ListenerLive question #3 – As long as I'm generally getting stronger and my weight stays where I want it to be, does it matter whether I'm in a surplus one day and a deficit the next? (1:33:53) #ListenerLive question #4 – When I exercise, I tend to feel lightheaded and dizzy especially when pushing the tempo. Any advice? (1:42:04) Related Links/Products Mentioned Ask a question to Mind Pump, live! Email: live@mindpumpmedia.com Visit NED for an exclusive offer for Mind Pump listeners! ** Code MINDPUMP at checkout for 20% off ** September Promotion: MAPS Starter | Starter Bundle 50% off! ** Code SEPTEMBER50 at checkout ** Maximize Muscle Growth & Recovery with Anabolic Triggering Sessions – Mind Pump TV MAPS GLP-1 | Muscular Adaptation Programming System Sunsplash Water Park in Roseville, CA  The effects of recreational cannabis use on glycemic outcomes and self-management behaviours in people with type 1 and type 2 diabetes: a rapid review Scammers hide harmful links in QR codes to steal your information MP Holistic Health Mind Pump Hormones Facebook Private Forum Personal Trainer Growth Secrets | Powered by Mind Pump For Mind Pump listeners only, join IHP and Equi.Life for 2 full days of live exhibitions, inspiring keynote discussions, and engaging expert panels at The Reimagining Health Summit October 23 - October 25th in Orlando, FL. Visit here and use the code LIVE100 which will give $100 off any level ticket (excluding virtual). Visit Brain.fm for an exclusive offer for Mind Pump listeners. ** Get 30 days of free access to science-backed music. ** TRANSCEND your goals! Telehealth Provider • Physician Directed GET YOUR PERSONALIZED TREATMENT PLAN! Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what's right for you. What are the Best Mobility Exercises for Shoulders? Mind Pump # 2312: Five Steps to Bounce Back From Overtraining How to Undulate Your Calories for Faster Weight Loss & an Improved Metabolism Get your free Sample Pack with any “drink mix” purchase! Also try the new LMNT Sparkling — a bold, 16-ounce can of sparkling electrolyte water: Visit DrinkLMNT.com/MindPump Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Dr. William Seeds (@williamseedsmd) Instagram Mind Pump Fitness Coaching (@mindpumptrainers) Instagram Dr. Stephen Cabral (@stephencabral) Instagram Justin Brink DC (@dr.justinbrink) Instagram