Podcasts about treasurers

Ananda was born in Sri Lanka went to the village temple with his Grandfather from a very young age. Yet he came to practise meditation only after meeting the then Ajahn Jagaro & Ajahn Brahm, around 1987. He has been meditating for about 25 years and considers Ajahn Brahm, Ajahn Brahmali & Bhante Sujato as his spiritual teachers. He and his family started visiting Bodhinyana and Dhammaloka regularly in 1991 and he has served in the Committee in different capacities including Treasurer and the Secretary. He has also contributed to Buddhist communities overseas in various ways and is a student of early Buddhist texts from the Tripitaka, relying mostly on Bhante Sujato's English translations of Sutta on SuttaCentral & also, Dhammaloka Sutta classes & Sutta Retreats at Jhana Grove. Please find the the list of Suttas quoted during the talk: (A) During Guided Meditation: AN 3.101 Paṁsudhovaka Sutta (The Soil Remover) (B) During the Dhamma Talk: SN 56.11 Dhammacakkappavattana sutta (Setting in Motion the Wheel of the Dhamma) MN 34 Cūḷagopālaka Sutta (The Shorter Discourse on the Cowherd) SN 25.1 Cakkhu Sutta (The Eye) AN 4.49 Vipallāsa Sutta (Perversions) MN 41 Sāleyyaka Sutta (The Brahmins of Sala) SN 47.3 Bhikkhu Sutta (A Bhikkhu) SN 55.5 Dutiyasāriputta Sutta (With Sāriputta (2nd)) MN 43 Mahāvedalla Sutta (The Greater Series of Questions; Answers)  AN 8.37 Sappurisadana Sutta (The Good Person's Gifts)  SN 12.41 Pañcaverabhaya sutta (Five Fearful Animosities)  SN 13.1 Nakhasikha sutta (The Fingernail)  AN 3.101 Paṁsudhovaka Sutta (The Soil Remover) MN 20 Vitakkasaṇṭhāna Sutta (The Removal of Distracting Thoughts)  MN 109 Mahāpuṇṇama Sutta (The Greater Discourse on the Full-moon Night)  English translations of Suttas referred to were by Bhante Sujato (Courtesy of suttacentral.net) Every year, the monastic community (Monks and nuns) go on a three month retreat called the “Rains Retreat” from mid July to mid October. During this period, they do not visit our centres for teachings as it's a time for deepening their own practice. While the monks and nuns are away, we will have some interesting guest speakers coming in to give the Friday Night talk. Unshakeable Peace 2026 (Rains Retreat Speakers' Series 2026) Hear stories of everyday dhamma as told by monastics and lay practitioners from various Buddhist traditions.   Support us on https://ko-fi.com/thebuddhistsocietyofwa BSWA teachings are available: BSWA Teachings BSWA Podcast Channel BSWA DeeperDhamma Podbean Channel BSWA YouTube  

Welcome back to The AZREIA Show! In this episode, AZREIA Executive Director Michael Del Prete sits down with Arizona State Treasurer Kimberly Yee to discuss her Arizona roots, career in public service, and role as the state's chief banking and investment officer. Treasurer Yee explains how the State Treasurer's Office manages billions in public funds, including its investment approach of prioritizing safety, liquidity, and yield, while overseeing state investments, local government funds, and the Permanent Land Endowment Trust Fund. The conversation also explores Arizona's economic growth, government budgeting and savings, opportunities involving state trust lands, and how business owners can become more engaged in the legislative process. Treasurer Yee shares why financial literacy is a priority across Arizona, including efforts to expand financial education for students and families. She also discusses AZ529, Arizona's Education Savings Plan, and resources available to help families prepare for future education expenses. Whether you're a business owner, investor, parent, or simply interested in understanding how Arizona manages public investments, this episode provides an inside look at state finance, economic policy, financial education, and long-term savings. Tune in for a wide-ranging conversation with Treasurer Kimberly Yee and learn more about the financial resources available to Arizona families and communities. 01:09 – Arizona Roots and Family Business 02:59 – From Staffer to State Leader 04:32 – Campaign Values and County Outreach 07:05 – What the Treasurer Does 09:29 – Investment Philosophy and Results 10:38 – Land Trust Fund Explained 12:39 – Arizona Economy and Growth Pressures 14:00 – Spending Surpluses and Rainy Day Funds 16:13 – Business Owners and Civic Engagement 19:18 – Testify on Bills 21:15 – Meet Your Legislator 22:35 – State Land Opportunities 24:27 – Growth and Voter Pushback 25:15 – Civic Engagement Lessons 27:04 – Why Financial Literacy Matters 30:26 – Teaching Money Through Play 34:39 – AZ529 Essay Contest -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

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This week, Tee is joined by Dr. Jaquel Patterson, an internationally recognized naturopathic physician, 3x Amazon bestselling author, and Forbes contributor. As CEO of Fairfield Family Health, Dr. Jaquel brings over 16 years of clinical expertise treating Lyme disease, autoimmune conditions, ADD/ADHD, PANS/PANDAS, and environmental illness. She's been named the top naturopathic physician in Fairfield County for six consecutive years, has been featured in USA Today, Forbes, and on CBS, Fox, and NBC, and serves as Treasurer of the American Academy of Environmental Medicine. In this episode, Dr. Jaquel unpacks lifestyle medicine and proactive prevention as the true foundation of long-term wellness, rather than chasing symptoms after they appear. She explains how simple, intentional daily habits can help prevent chronic disease and bring the body back into balance. Tee and Dr. Jaquel discuss how these principles apply not just to adults, but to protecting the whole family's health. The conversation also dives into one of Tee's favorite topics: how modern environmental stressors quietly undermine our health over time. Dr. Jaquel draws on her background in environmental medicine to share how families can build resilience against these everyday exposures through proactive, root-cause care. Whether you're managing a chronic condition or simply want to future-proof your family's health, this episode offers a practical foundation to build from.   Connect with Dr. Jaquel:  Website  LinkedIn  Facebook  Instagram  Phone: (908) 581-8181   Follow Therese "Tee" Forton-Barnes and The Green Living Gurus:  The Green Living Gurus  Website  Instagram  YouTube  Facebook  Healthy Living Group on Facebook   Austin Air Purifiers: For podcast listeners, take 15% off any Austin Air product; please email Tee@thegreenlivinggurus.com and mention that you want to buy a product and would like the discount. See all products here: Austin Air   Tip the podcaster! Support Tee and the endless information that she provides:  Patreon  Venmo: @Therese-Forton-Barnes last four digits of her cell are 8868   For further info, contact Tee:  Email: Tee@thegreenlivinggurus.com  Cell: 716-868-8868   DISCLAIMER: ALL INFORMATION PROVIDED HERE IS GENERAL GUIDANCE AND NOT MEANT TO BE USED FOR INDIVIDUAL TREATMENT. PLEASE CONTACT YOUR PROVIDER OR DOCTOR FOR MEDICAL ADVICE.   Produced By: Social Chameleon

STRANGE MYSTERIES Episode #26 with Steve Stockton - In this episode, we are looking at ten truly baffling cases that will make you question the solid ground beneath your feet. We're traveling from the ship-swallowing vortex of the Michigan Triangle to the eerie, silent ridges of the Pisgah National Forest. We'll examine the terrifying temporal anomaly beneath the Treasurer's House in York, the unsettling skeletal remains found at Crater Lake, and the dark, hidden history of the 1893 World's Fair. Grab a hot cup of coffee, turn the lights down low, and let's get into it. Story #1: The Enigma of the Michigan Triangle Story #2: The Phantom Architecture of the World's Fairs Story #3: The Treasurer's House Time Slip Story #4: The Shadows of the Bridgewater Triangle Story #5: The Enigma of America's Stonehenge Story #6: The Crater Lake Anomaly Story #7: The Phantom Tapes of the Mellotron Story #8: The Appalachian Enigma of the Brown Mountain Lights Story #9: The Vanishing of Stacy Arras Story #10: The 432 Hz Frequency Enigma  Become a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

In this episode, Shadow Treasurer Tim Wilson joins Sammy Gordon to discuss the sweeping changes to property investing in Australia following the recent federal budget and the government's controversial policy shifts around negative gearing, capital gains tax and SMSF lending. The conversation dives into the immediate and long-term impacts of these changes on property supply, rental prices and generational inequality, with insights into how government modelling and policy might disadvantage young and self-funded Australians. Tim Wilson outlines the Liberal Party's vision for boosting housing supply, reforming taxes and supporting small business, while also addressing the future of migration and apprenticeships. Whether you're a current investor or concerned about Australia's future housing landscape, this candid episode unpacks the key issues shaping the property market today. DOWNLOAD: Discover the research behind Australia's emerging rental superboom. Drawing on the insights our team uses every day to identify high-performing markets, this report reveals the key trends shaping the country's rental landscape and highlights 12 regions we're watching closely in 2026. Download your complimentary copy today: ⁠⁠⁠⁠https://australianpropertyscout.com.au/whitepaper/⁠⁠⁠⁠ School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to ⁠⁠⁠⁠⁠⁠⁠www.schoolofproperty.com.au⁠⁠⁠⁠⁠⁠⁠  If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at ⁠⁠⁠⁠⁠⁠⁠apsteam@australianpropertyscout.com.au⁠⁠⁠⁠⁠⁠⁠ Send us your questions to:Instagram: @australianpropertyscout Want to book a call with us: Website: ⁠⁠⁠⁠⁠⁠⁠https://australianpropertyscout.com.au⁠⁠⁠⁠⁠⁠⁠ Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

In the face of ongoing cost-of-living pressure, housing affordability hurdles, and new debates within the government over housing and migration policies, our next guest is the man with the Coalition's vision to change things. Tim Wilson is the Shadow Treasurer of Australia and the Federal Member for Goldstein. Welcome back to Joy, Tim. Tim Wilson MP, Shadow Treasurer and Federal Member for Goldstein (Victoria). Human Rights Commissioner (2014–2016): Focused on free speech, economic freedom, and equality. Parliamentary Record: Elected as MP for Goldstein in 2016, served as Assistant Minister for Industry, Energy and Emissions Reduction (2021–2022), lost the seat to independent Zoe Daniel in 2022, and staged an historic comeback to win the seat back in 2025. Current Portfolio: Appointed Shadow Treasurer in early 2026. Key Economic & Policy Focus Areas: Housing & Home Ownership: Long-time advocate for getting young Australians into home ownership, including allowing first-home buyers to access their superannuation for home deposits (a central theme of his book, The New Social Contract). Opposes changes that restrict housing supply or disincentivize housing investment. Taxation & Cost of Living: Focuses on tax relief, government spending restraint, and energy affordability to tackle inflation. Social & Community Values: Prominent advocate for marriage equality as one of the key Liberal MPs who championed the legislation in 2017. The post Sat, 5th, Sept, 2026: Tim Wilson MP, Shadow Treasurer & Member for Goldstein appeared first on Saturday Magazine.

Why is state college tuition in Florida only $6,300 a year while South Carolina charges $14,000+?

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We kick off with Pennsylvania State Treasurer Stacey Garrity in studio, setting the record straight on Governor Josh Shapiro, local energy costs, and the sudden push for data centers across the Commonwealth. Dawn presses Garrity on her recent public statements regarding Shapiro's $20 billion Amazon deal, the lack of local community involvement, and the massive $5 billion structural deficit looming over the state budget. We break down what it takes to protect PA ratepayers, keep energy bills down, and unleash the state's natural gas reserves to drive lower utility bills and true job growth. We take a deep dive into the major controversies coming out of Harrisburg, from broken promises on school choice to the Health Department's 502-page regulatory overhaul that bypasses the legislature. Dawn highlights the pushback against new rules that allow officials to conduct searches without warrants, alter medical language, and interact one-on-one with school children without parental consent. We also inspect the recent media handling of local health announcements and explain why transparency from state leadership must remain non-negotiable. The crew moves across key regional policy debates and national developments, including Senator John Fetterman's surprising agreement with President Trump on the strategic importance of domestic AI infrastructure. We address local security, surveillance technology, auto-license plate readers in nearby townships, and the direct impact of interstate energy alliances like PJM. Dawn breaks down the latest political posturing on trade, foreign energy policy, and what Pennsylvania families need to watch as state election season heats up

Angus Taylor demands the Treasurer release the modelling that failed to predict a housing market crash, the Minns government sends the wrong message to teenagers. Plus, will Jess Wilson dump controversial working from home laws?See omnystudio.com/listener for privacy information.

Thomas English speaks with a guest from the City of Nevada government about the budgeting process for the Fiscal Year 2027. The guest is Nevada City Treasurer Bill Denman. he explains how the process works and the timeline for its completion. He also details the work session that was held in August and how that provides an opportunity for department heads to voice their needs. Lastly, he provides an update on the current status of the city's financials. 

Elizabeth Dionne joins Grace to introduce herself as she runs for Massachusetts state Treasurer. Then, Mike Crawford of the Young Jurks joins the show to discuss when a verdict will come out and what it will be. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

AI is reshaping how treasury professionals analyse information, manage workloads and make decisions.In this episode, Manoj Panda, Vice President and Treasurer at Bausch + Lomb, draws on more than 20 years of global finance and treasury leadership experience to explain why the greatest risk may not be AI replacing treasury professionals, but AI-enabled colleagues outperforming those who fail to adapt.Manoj Panda has extensive experience leading capital markets, IPO execution, debt financing, FX risk management and global treasury operations for Fortune 500 and public companies. In his current role as Vice President and Treasurer at Bausch + Lomb he oversees key areas including capital structure, cash management and financial risk management.Throughout the conversation, Manoj reflects on how experience across risk management, capital markets and treasury operations helped him build the breadth required for senior leadership. He also explains why understanding the business behind the numbers is essential when managing complex financing transactions and communicating with investors, rating agencies and senior stakeholders.The episode explores how treasurers can become trusted advisers by identifying problems early, presenting practical solutions and building strong relationships across the organisation. Manoj also shares how AI can improve productivity, accelerate decision-making and reduce data constraints, while emphasising that human judgement, technical expertise and the ability to ask the right questions will remain critical.What We Cover in This Episode:How rotations across finance and treasury can strengthen long-term career developmentThe value of combining capital markets experience with treasury operationsHow financing transactions differ across investment-grade and lower-rated businessesWhy treasurers need a detailed understanding of business and cash-flow driversHow stakeholder management changes when moving into a treasury leadership roleWhy presenting solutions helps treasurers become trusted advisers to the CFOHow hiring, empowering and connecting global teams improves performanceThe opportunities and risks AI presents for treasury professionalsYou can connect with Manoj Panda on LinkedIn.---

Tuesday Headlines: PM to announce block on data centres near homes and schools Family of murdered Thai teen respond to alleged Australian killer’s comments from behind bars Trump Administration announces economic 'D-day' on Iran as Tehran announces $10m bounty for Barron Trump World’s oceans record hottest temperature on record Specialist cargo ship arrives to remove SpaceX rocket from Christmas Island Deep Dive: Pauline Hanson says Australia's superannuation system is broken. Senior Liberal Andrew Bragg has branded compulsory super a "loss of liberty." Suddenly, the four trillion dollars of retirement savings sitting in Australians' names is the subject of a political brawl - with the Treasurer vowing to defend the system all the way to the next election. So is super actually failing us - or quietly doing more than its critics admit? In this episode of The Briefing, Chris Spyrou is joined by Mary Delahunty, CEO of the Association of Superannuation Funds of Australia to unpack where your 12% really comes from and why it's locked away for decades. Mary also makes the case against raiding super for a house deposit - and reveals the lessons COVID taught us about who gets hurt when the rules loosen. Follow The Briefing: TikTok: @thebriefingpod Instagram: @thebriefingpodcast YouTube: @TheBriefingPodcast See omnystudio.com/listener for privacy information.

Clare Animal Welfare is launching a subsidised spay and neuter campaign for September, aimed at helping Clare pet owners who may be struggling with the cost of neutering their dogs and cats. The scheme offers significantly reduced fixed fees, with participating vets across the county. To explain how the scheme works and why responsible pet ownership is so important, Stiofán MacGabhann, Director and Treasurer of Clare Animal Welfare joined Alan Morrissey on Monday's Morning Focus. Image (c) Clare Animal Welfare

Missouri State Treasurer Vivek Malek joined NewsTalk KZRG to discuss an effort to return $39 billion in unclaimed US saving bonds, and the impact ARPA money's exit will have on the state. Join Ted and Steve for the KZRG Morning Newswatch!

Dateline New Haven: State Treasurer Erick Russell by WNHH Community Radio

Mark Fitch is an investigative reporter and is continuing to follow the story of a Hartford Treasurer who dined with money managers for annual reviews and accepted gifts over the limit. What Gives?!

The world never looked better. Happy Birthday America!Subscribe to The Bank Treasury Newsletter and Podcast at thebanktreasurynewsletter.com for professional Insights and commentary on bank treasury issues, investment portfolio strategy, and more. Listen on Apple Podcasts,Spotify, and Amazon. Follow us on LinkedIn.

That is the Property Council's number, not mine. So I sat down with its Chief Executive, Mike Zorbas, and asked him to walk me through the 40 cents. New episode of The Jason de Sousa Show. We got into: → Why we are arguing about the wrong thing on migration in our national conversation. → Why the Commonwealth Labor Government's tax increases on housing, trusts, capital gains and business are not delivering the benefits the government has claimed would come → What real estate investors are actually doing in an increasingly volatile market, as opposed to what they say at conferences. Mike is one of the most experienced and respected voices in the real estate and broader property market - and someone who I have been fortunate to have worked with and shared a friendship with over a long time. Few people have a better read on what the industry is feeling and how it is acting. Last question I asked him: if the Treasurer gave you one phone call and one change, what would you ask for? His answer is in the episode. I am curious what yours would be. Like, subscribe, and share your thoughts on the future of our cities. Listen and subscribe at: Spotify here: https://lnkd.in/fJq96sk  Apple Podcasts here: https://lnkd.in/fRBYnZf  Youtube: https://lnkd.in/g8rFxGf E-mail us at smartercitiespod@gmail.com #AustralianProperty #HousingAffordability #CommercialRealEstate #UrbanPlanning #Podcast

He moved to Hollywood with $43 and a dream. Watched his dad pour brilliant ideas into businesses that made other people rich. Decided the only thing scarier than risking everything was never finding out what he was capable of. Twenty-five years and 51 countries later, Caleb Gilbert protects the world's most elite. And everything he's learned doing it maps directly into how you're building your business right now. Caleb Gilbert is the founder of White Glove Protection Group and a global expert in executive protection. In this conversation, he and George translate the frameworks used to protect A-list celebrities and Fortune 200 companies into a masterclass on entrepreneurship, covering risk, trust, vision, proactive vs. reactive posture, and what it really means to be all in. What You'll Learn In This Episode: How executive protection frameworks apply directly to building a business Why your relevance is entirely based on the perceived value of your consumer The difference between being energetically all in vs. financially all in Why Caleb turned down $1.5M in business to protect his vision and how it led to 4,000% growth How to build a proactive business posture instead of a reactive one The one question that revealed imposter syndrome was costing him clients Why grit, not tactics, is the most transferable skill from protection to entrepreneurship Key Takeaways: ✔️Your relevance is based on the perceived value of your consumer, not what you think they need. Flip the script. ✔️Being energetically all in and being financially all in are not the same thing. The people around you will tell you when you're truly all in, they'll tell you you're overdoing it. ✔️Zero revenue for two years. Turned down $1.5M. Then 4,000% growth. Knowing your vision and protecting it is a competitive strategy. ✔️Proactive posture beats reactive posture every time, in protection and in business. Stop waiting for the threat. Get ahead of it. ✔️The biggest threat your business faces is distraction. Not competition. Not market conditions. Distraction. ✔️Nobody else has your brain, your context, your background. The moment Caleb stopped trying to be a Navy SEAL and started leading with his actual edge, everything changed. ✔️Don't let money be your north star. If vision, strategy, and execution align with what the market needs, the money follows. ✔️Reinvest like you're still building. A $1.50 lawn mower became a business, because every dollar went back in. Timestamps & Highlights: [00:00] — $43, a dream, and the mindset that made it work [01:26] — Welcome: 25 years, 51 countries, and the White Glove difference [03:16] — Montana grit: why hard things inspire instead of dissuade [06:28] — Environment that demands vs. inspires and what that means for your team [07:33] — Starting at age 11: Nike socks, lawn mowers, and learning risk vs. reward early [11:03] — How to mitigate risk without impeding what makes your business great [13:07] — "Your relevance is based on the perceived value of your consumer" [18:00] — The onboarding parallel: walking clients through what they've never experienced [21:00] — Client number one, staying in vision, and zero revenue for two years [24:17] — Energetically all in vs. financially all in, how to tell the difference [28:34] — The 2020 gut check: when a CEO told Caleb not to chase money [35:00] — Ego in the protection industry and how Caleb navigated it [43:00] — Imposter syndrome, 86% prior military, and the moment he found his edge [50:00] — Proactive vs. reactive posture in business and protection [55:00] — Reinvesting like you're still building: the $1.50 lawn mower origin story [59:43] — Caleb's closing wisdom: be proactive, know your strengths, hit refresh Connect with Caleb Gilbert:  Founder and President of White Glove Protection Group, with 25 years of executive protection experience across 51 countries. He holds a Master's in Global Security Studies from Johns Hopkins and has trained at Stanford and ESI. He currently serves as Vice Chair of the ASIS Executive Protection Community and Treasurer of the IPSB Board. LinkedIn: linkedin.com/in/epcaleb Instagram: instagram.com/w.g.p.group.inc YouTube: youtube.com/channel/UCepN8VJqAXFahvbtfHxdcoQ Website: whitegloveprotection.com Your Challenge This Week: What's the one thing from this episode you can apply tomorrow: grit, proactive posture, protecting your vision, or leaning into your actual edge? Let George know. And if you have a security question for Caleb, he genuinely welcomes the conversation. Follow George: @itsgeorgebryant Work with George: The Alliance — Community for entrepreneurs building with vision, grit, and integrity. 1:1 Coaching — Limited spots. Apply at mindofgeorge.com/coaching-consulting/ Live Retreats — In-person experiences for entrepreneurs ready to stop reacting and start leading.

All Home Care Matters and our host, Lance A. Slatton were honored to welcome Dr. Dennis Dulniak, Mark Dulniak, and Craig Dulniak of Nana's Books Foundation for a meaningful conversation about Alzheimer's disease, family caregiving, children's literacy, empathy, and the lasting legacy of Nancy Dulniak.   About Nana's Books Foundation:   Nana's Books Foundation is a nonprofit 501(c)(3) organization dedicated to promoting literacy, empathy, and awareness through the power of books.   The Foundation was created in honor of Nancy Dulniak, a lifelong librarian who passed away from Early-Onset Alzheimer's disease at age 69. Nancy believed books could open minds, inspire compassion, and help children better understand the world around them.   Founded in 2020, Nana's Books Foundation provides age- and grade-appropriate books and educational resources focused on Alzheimer's disease, dementia, disabilities, caregiving, empathy, resilience, and acceptance. Through partnerships with schools, public libraries, and community organizations, the Foundation helps families begin important conversations that can otherwise be difficult to navigate.   Special emphasis is placed on supporting Title I schools and underserved communities.   Since its founding, Nana's Books Foundation has expanded across 16 states and the District of Columbia, distributing more than 26,000 books to nearly 12,000 students and classrooms, as well as 29 school libraries and 20 public libraries.   At its heart, the Foundation carries forward Nancy's lifelong commitment to children, education, libraries, and compassion.   About Dr. Dennis Dulniak:   Dr. Dennis Dulniak is Founder and President of Nana's Books Foundation.   After a 40-year career in higher education, including serving as University Registrar at the University of Central Florida and as a Vice President at Parchment, Dennis became a caregiver when Nancy was diagnosed with Early-Onset Alzheimer's disease in 2014.   For more than seven years, Dennis served as Nancy's care partner, gaining firsthand insight into dementia caregiving, changing relationships, communication, and advocacy.   Following Nancy's passing, he dedicated his retirement to honoring her through Nana's Books Foundation. Dennis is also a Co-Founder of Central Florida Dementia-Friendly Dining, a facilitator and resource for a large men's caregiver support group, and a member of the Central Florida Dementia Care and Cure Initiative.   Today, he shares his family's journey to help caregivers, children, and communities better understand dementia.   About Mark Dulniak:   Mark Dulniak, the eldest son of Nancy and Dennis Dulniak, is Co-Founder and Treasurer of Nana's Books Foundation.   The Foundation's roots began in 2018 when Mark started donating books to Knoxville-area classrooms in honor of his mother. Students wrote thank-you notes to Nancy, bringing her tremendous joy during her journey with Early-Onset Alzheimer's disease.   That tradition eventually grew into Nana's Books Foundation, ensuring Nancy's lifelong love of books and learning would continue to impact future generations.   Mark now helps expand the organization's reach to Title I schools, school libraries, public libraries, students, and families. He also advocates for families to begin age-appropriate conversations with children about dementia, using books as a compassionate way to help them understand what is happening to someone they love.   About Craig Dulniak:   Craig Dulniak, the youngest son of Nancy and Dennis Dulniak, serves as Secretary Emeritus of Nana's Books Foundation and lives with his wife and son in Philadelphia.   During one of Nancy's final visits to Philadelphia, Craig took her to his local public library to sign her grandson up for his first library card at just one year old—a fitting reflection of Nancy's lifelong connection to books and libraries.   Craig hopes Nana's Books Foundation will help children better understand dementia, Alzheimer's disease, disabilities, and caregiving by increasing access to books addressing topics often underrepresented in children's literature.   Through the Foundation, the Dulniak family continues Nancy's legacy through every book shared and every conversation inspired about kindness, empathy, understanding, and inclusion.

Could the choices you make today help keep your mind sharper, stronger, and more resilient for decades to come? Tune in for an inspiring discussion with Dr. Tommy Wood on his new book The Stimulated Mind: Future-Proof Your Brain from Dementia and Stay Sharp at Any Age.Moments with Marianne Radio Show airs in the Southern California area on KMET1490AM & 98.1 FM, an ABC Talk News Radio Affiliate!  https://www.kmet1490am.com Dr. Tommy Wood is a neuroscientist, performance consultant, and elite-level professional nerd. He is an Associate Professor of Pediatrics and Neuroscience at the University of Washington, where his research focuses on brain health across the lifespan. This includes therapies for newborn brain injury, prevention and treatment of adult brain trauma, and factors that contribute to long-term cognitive function and decline. Tommy received an undergraduate degree in biochemistry from the University of Cambridge, a medical degree from the University of Oxford, and a PhD in Physiology and Neuroscience from the University of Oslo. Alongside his academic training, Tommy has worked with elite athletes in multiple sports, including multiple Formula 1 drivers. He is also a Director and Treasurer of the British Society of Lifestyle Medicine, Head of Research for the dementia prevention charity Food for the Brain, and co-host of The Better Brain Fitness podcast. https://www.drtommywood.comOrder on Amazon: https://amzn.eu/d/04oTmSWj Discover inspiring conversations with today's leading authors, celebrities, thought leaders, and change makers. To learn more about the Moments with Marianne Radio Show, explore guest interview opportunities, connect with Marianne, and follow her on social media, visit https://www.mariannepestana.comExplore the Moments with Marianne Book Club and find your next great read: https://www.mariannepestana.com/book-club/Listen to the Moments with Marianne Radio Show on KMET 1490AM & 98.1FM, an ABC News Radio Affiliate, weekdays at 8:06 AM PT / 11:06 AM ET and Sundays at 10:06 AM PT / 1:06 PM ET. Learn more at: https://www.kmet1490am.com/moments-with-marianne

In Southland, 'The Saw Club' is keen to attract new members through an event called 'Last Warrior Standing'. It's competitive arm wrestling. Mel Shepherd is the Secretary and Treasurer of the Southland Arm Wrestling club. Ranked in the top ten in New Zealand, she spoke to Melissa Chan-Green.

What if AI could help bring the right drug to the right patient faster? In this episode of Entrepreneur Rx, host John Shufeldt sits down with Dr. Louise Liu, CEO of Hill Research, to discuss her journey from biostatistics and AI to building technology that can help accelerate the clinical trial process. Louise shares how her PhD work, postdoctoral research at Yale, and experience building her first AI startup shaped the foundation for Hill Research. The conversation explores the long, expensive, and highly regulated path of drug development, where clinical trials can take years and cost billions of dollars. Louise explains how Hill Research is using AI to automate data processing and biostatistical workflows that have traditionally required large teams and months of manual work. With its TriClick™ platform, Hill Research helps pharmaceutical and biotech companies move faster while supporting human validation, quality control, and regulatory readiness. John and Louise also discuss Hill Research's traction with major pharmaceutical companies, the company's goal to expand from big pharma into mid-sized and smaller biotech companies, and the broader opportunity to reduce clinical trial timelines. As a Jetstream Venture Fund portfolio company, Hill Research represents the kind of AI-driven healthcare innovation Xcellerant looks to support. Beyond the technology, the episode covers entrepreneurship, resilience, immigration, being a woman founder in a heavily regulated industry, and the importance of focusing on the work rather than the noise. Louise shares advice for founders: do not build imagined barriers in front of yourself, stay focused on creating something valuable, and keep improving based on real customer feedback. About Dr. Louise Liu: Dr. Louise Liu is CEO of Hill Research, creator of TriClick™, an AI platform transforming clinical trials, and author of 30+ AI publications. She serves as Treasurer of UCACF and has been recognized as a Serica Rising Star Entrepreneur, Boston Business Journal 40 Under 40 honoree, and New Jersey Innovate100 honoree. About Hill Research: Hill Research is a healthcare AI company developing agentic AI solutions to accelerate clinical development. Its flagship platform, TriClick™, automates clinical trial workflows from protocol design and data management to statistical programming, quality control, and regulatory submissions. Trusted by leading pharmaceutical and biotechnology companies, Hill Research helps teams deliver faster, more efficient, and audit-ready clinical research. About Xcellerant Ventures: Xcellerant Ventures is a venture capital firm that invests in innovative companies across healthcare, technology, defense, and other emerging industries. Through multiple funds and investment vehicles, including the Jetstream Venture Fund, Xcellerant partners with visionary founders, provides strategic guidance, and helps connect investors with opportunities in the private markets. About Jetstream Venture Fund: Jetstream Venture Fund is an interval fund managed by Xcellerant Ventures, that seeks to provide investors access to early-stage, high-growth companies with flexible terms, lower minimums ($5,000 minimum), and no carried interest. Jetstream is one of the first funds of its kind, bringing venture-style investing opportunities to a wider professional audience. Disclosure for Jetstream: Investors should carefully consider the investment objectives, risks, charges, and expenses of the Fund before investing. The prospectus contains this and other information about the Fund and can be obtained by emailing jetstream@sweaterfunds.com or by visiting www.jvf.vc. Please read the prospectus carefully before investing.

America's roads may look empty at night — but behind the headlights and mile markers, restless spirits are still trying to find their way home.EPISODE BLOG PAGE (includes sources): https://weirddarkness.com/DontStopTheCarREAD or DOWNLOAD the full transcript of this episode: https://weirddarkness.tiny.us/y5pypsk7FEATURED STORIES IN THIS EPISODE: Spooks are known to haunt houses, castles, cemeteries, abandoned hospitals, and even toys or other objects… but somehow, it's haunted roads that seem the darkest for many. (America's Haunted Roads) *** A heating engineer working in the Treasurer's House in York, England is disturbed by music… and then the ghostly presence of at least twenty Roman soldiers walking right past him through the walls! (The Roman Ghosts of York) *** The last man hanged at Bodmin Jail not only still lingers at the location – he has even been caught on camera. (The Haunting of Bodmin Jail) *** We'll share the true and tragic story of a teenaged girl who's abnormality landed her on the freak show circuit, with people paying to gawk at “The Camel Girl”. (Ella Harper: The Freak Show Camel Girl)CHAPTERS & TIME STAMPS (All Times Approximate)…00:00.00.000 = The Foreboding00:01:02.590 = Show Open00:02:50.575 = America's Haunted Roads00:26:45.310 = The Haunting of Bodmin Jail ***00:35:22.933 = The Roman Ghosts of York00:39:56.546 = Ella Harper, The Freak Show Camel Girl ***00:45:55.801 = Show Close*** = Begins immediately after inserted ad breakLISTEN ON PODCAST APPS: Look for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://weirddarkness.com/wdapps*No AI Voices Are Used In The Narration Of This Podcast*SOURCES and RESOURCES:“America's Haunted Roads” sources: RealParanormalExperiences.com: https://weirddarkness.tiny.us/ywk5atas, Insider.com: https://weirddarkness.tiny.us/2p8mez23, TravelAndLeisure.com: https://weirddarkness.tiny.us/5d8hmyd5, TravelChannel.com: https://weirddarkness.tiny.us/2p8v2d9f, WitteBros.com: https://weirddarkness.tiny.us/598v39hb“The Haunting of Bodmin Jail” by Melissa Brinks for Ranker's Graveyard Shift: https://weirddarkness.tiny.us/yer4wbnt“The Roman Ghosts of York” from Anomalien.com: https://weirddarkness.tiny.us/mrye36fn“Ella Harper: The Freak Show Camel Girl” by Bipin Dimri for HistoricMysteries.com: https://weirddarkness.tiny.us/2p8hj3sj(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)WeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.Originally aired: March, 2022

33:58- Miranda Devine, columnist for the New York Post and the author of "The Big Guy" Topic: "The walls — and evidence — are slowly building around Dr. Anthony Fauci"; "Don’t let Abdul El-Sayed fool you — he and his DSA cronies are in prime position to take over the Democratic Party" (New York Post op eds) 48:21- Hogan Gidley, Former National Press Secretary for the Trump campaign and former White House Deputy Press Secretary Topic: Latest from the Trump administration 59:55- Diane Raver, Founder & Treasurer of The Garden State Film Festival Topic: Monmouth/Ocean County Spotlight 1:08:41- Kyle Bailey, Aviation analyst, pilot, former FAA Safety Team representative, and the author of "Witness: JFK Jr.'s Fatal Flight" Topic: NORAD fighter jets intercept aircraft near Bedminster 1:24:05- Mehek Cooke, Attorney, Political Strategist, and Media Commentator Topic: Dr. Fauci held in contempt; Todd Blanche's confirmation 1:31:06- Dr. Darrin Porcher, Retired NYPD Lieutenant, Criminal Justice Professor at Pace University and a former Army Officer Topic: NYPD investigation into fatal boat incident near Liberty Island 1:42:37- Brooke Goldstein, Executive Director of The Lawfare Project, Human Rights Attorney, and the author of "Lawfare: The War Against Free Speech" Topic: Netanyahu's rejection of President Trump's Gaza peace plan 1:56:27- Lt. Col. Robert Maginnis, a retired U.S. Army officer and an experienced military analyst with on-the-ground experience inside Russia and Ukraine and the author of "Preparing for World War III" Topic: "Iran is moving its tanks. Decades as a military planner taught me what that means" (Fox News op ed)See omnystudio.com/listener for privacy information.

Ohio's 7th Congressional District has a deadline, and it lands Monday afternoon. Rep. Max Miller let the 90 day withdrawal mark pass on Wednesday, which killed any chance of a special primary. That leaves August 10 as the last day county party chairs can name a replacement on the ballot, and Cuyahoga County has to give two days notice before that meeting even happens. If Miller withdraws after Monday, there is no Republican on the ballot against Democrat Brian Poindexter. Meanwhile a co/efficient poll circulating this week has Miller down 14, Sen. Bernie Moreno says Miller fails any basic standard of character for elected office, and Sen. Jon Husted has called on him to resign and drop out. Speaker Mike Johnson says the Ethics Committee process has to play out. This episode walks the clock, the record, and the Republican split. Then the main event: your entire statewide ballot, office by office. What the governor actually controls. What the Secretary of State actually controls, and what Robert Sprague says he wants to do with it, including a front end citizenship check, photo ID, and his stated interest in Ohio returning to in person voting. What the Attorney General decides. What the Auditor audits, and why that office sits on the Ohio Redistricting Commission. Plus the race that gets the deepest dive of the night: Treasurer of State, an open seat, where the unclaimed funds question and stadium financing collide. Statehouse Watch covers the JobsOhio board chairman who is a registered lobbyist paid by Intel while the board he chairs disbursed more than two million dollars to that company, what JobsOhio and the governor's office say in response, what the Ohio Ethics Commission says, and the structural reason none of it is illegal. Also, 14 Ohio universities landed on a national free speech watch list, with the national context most coverage leaves out. Research on a Dime explains something almost nobody covers: exactly how an Ohio political party replaces a nominee on the ballot, the 90 day and 86 day marks, the two day notice rule, and what happens when the window closes. Political solutions without political bias. Building a better Ohio on the way to a better America. CHAPTERS 00:00 Stream open 05:19 Cold open 06:13 Show intro 06:52 Episode rundown 07:54 ALIVE Podcast Network 08:46 Where we left off, past episodes to revisit 10:15 Statehouse Watch: the JobsOhio chairman and Intel 13:44 Why Ohio voters keep seeing this pattern 15:43 Statehouse Watch: 14 Ohio campuses get a yellow light 17:39 Your statewide ballot, office by office 18:15 Governor 18:54 United States Senate 19:32 Secretary of State 21:32 Attorney General 22:22 Auditor of State 23:13 Ohio Supreme Court seats 24:18 Treasurer of State, the deep dive 29:08 Debate watch 31:07 Ohio 7: the Mike Johnson interview clip 33:26 Ohio 7: the ballot deadline 34:50 Ohio 7: the record 35:49 Ohio 7: the Republican split 37:29 Ohio 7: the polling and the politics 39:02 Research on a Dime: how Ohio replaces a nominee 39:59 Close Editorial note: allegations are labeled as allegations. Court filings, agency findings, certified results, and published polling are labeled and sourced. Host commentary is stated as opinion. Keywords: Ohio 7th Congressional District 2026, Max Miller, Brian Poindexter, Emily Moreno, Bernie Moreno, Jon Husted, Ohio ballot deadline, Ohio statewide ballot 2026, Ohio Treasurer race, Jay Edwards, Seth Walsh, Ohio Secretary of State 2026, Robert Sprague, Allison Russo, Ohio Attorney General, Keith Faber, John Kulewicz, Ohio Auditor, Frank LaRose, Annette Blackwell, JobsOhio, Intel Ohio, Josh Rubin, Ohio Ethics Commission, FIRE free speech ratings, Ohio Senate Bill 1, Vivek Ramaswamy, Amy Acton, Sherrod Brown, Ohio midterms, Ohio voter guide. RESOURCES AND RECOMMENDATIONS PODCAST NETWORK ALIVE Podcast Network. Link: https://alivepodcastnetwork.com/ CONVERSATION PLATFORMS HeadOn: A platform for contentious yet productive conversations. It's a place for hosted and unguided conversations where you can grow a following and enhance your conversations with AI features. Link: https://app.headon.ai/ Living Room Conversations: Building bridges through meaningful dialogue across political divides. Link: https://livingroomconversations.org/ UNITY MOVEMENTS Us United: A movement for unity that challenges Americans to step out of their bubbles and connect across differences. Take the Unity Pledge, join monthly "30 For US" conversation calls, wear purple (the color of unity), and participate in National Unity Day every second Saturday in December. Their programs include the Sheriff Unity Network and Unity Seats at sports events, proving that shared values are stronger than our differences. Link: https://www.us-united.org/ BALANCED NEWS & INFORMATION OtherWeb: An AI-based platform that filters news without paywalls, clickbait, or junk, helping you access diverse, unbiased content. Link: https://otherweb.com/ VOTING REFORM & DEMOCRACY Equal Vote Coalition & STAR Voting: Advocating for voting methods that ensure every vote counts equally, eliminating wasted votes and strategic voting. Link: https://www.equal.vote/star Future is Now Coalition (FiNC): A grassroots movement working to restore democracy through transparency, accountability, and innovative technology while empowering citizens and transforming American political discourse. Link: https://futureis.org/ POLITICAL ENGAGEMENT Independent Center: Resources for independent political thinking and civic engagement. Link: https://www.independentcenter.org/ r/PolicySolutions: A place to post and discuss political solutions. Link: https://www.reddit.com/r/policysolutions/ GET DAILY NEWS Text 844-406-INFO (844-406-4636) with code "purple" to receive quick, unbiased, factual news delivered to your phone every morning via Informed (https://informed.now) Check Out the Unfuck America Tour & National Ground Game: https://www.nationalgroundgame.com/ Check Out the CIVICS App to Know More About Your Politicians: https://www.civicpolitics.com SUBSCRIBE ON SUBSTACK Get the Purple Political Breakdown newsletter and episode breakdowns straight to your inbox: https://open.substack.com/pub/purplepoliticalbreakdown/p/welcome-to-the-purple-political-breakdown?r=3z2cmw&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true ALL LINKS https://linktr.ee/purplepoliticalbreakdown The Purple Political Breakdown is committed to fostering productive political dialogue that transcends partisan divides. We believe in the power of conversation, balanced information, and democratic participation to build a stronger society. Our mission: "Political solutions without political bias." Subscribe, rate, and share if you believe in purple politics, where we find common ground in the middle! Also if you want to be apart of the community and the conversation make sure to Join the Discord: https://discord.gg/ptPAsZtHC9

Send us Fan MailHousing can feel like the one problem no small community can solve, especially when the town is growing, prices are climbing, and every public meeting feels personal. We sit down with Tiffany Watson, executive director of Gilmer County Family Connection in Ellijay, Georgia, to unpack how a local coalition took on workforce housing and stayed the course long enough to see 50 new apartments become real homes.Tiffany walks us through the play-by-play: the steady drumbeat of calls from families who cannot find a long-term rental, the way short-term rentals reshaped the local housing stock, and the “everyone knows everyone” dynamics that make change feel risky. We get specific about what worked including building a cross-sector stakeholder table, applying to the University of Georgia's Georgia Initiative for Community Housing (GICH), using a housing study and community survey to ground the work in data, and choosing language like “workforce housing” to reduce stigma and keep the conversation focused on local needs.You'll also hear the hard parts leaders rarely say out loud: getting shouted down at zoning meetings, facing misinformation, and deciding whether the stress is worth it. Tiffany shares what kept her going, how they educated the public with simple Q&A materials and civic group talks, and what success looks like now that the Overlook at Ellijay is opening with a leasing process built to follow fair housing rules while serving the local workforce.If you care about housing affordability, rural community development, coalition leadership, and practical strategies that actually move the needle, this one is for you. Subscribe, share this with a fellow community leader, and leave a review with your biggest takeaway so more people can find the show.Tiffany Watson – BioTiffany Watson has deep roots in Ellijay, Georgia, and proudly calls the community home. She graduated from Gilmer High School and went on to earn her Bachelor of Arts in Communication from Reinhardt University in 2002, graduating Cum Laude.Tiffany serves as the Executive Director of Gilmer County Family Connection, where she works alongside community partners to support children and families across Gilmer County. Her work focuses on bringing people together, strengthening local resources, and helping families access the support they need. She is also involved in regional initiatives, including Building a Region of Resilience (BRR), supporting efforts that promote stability and resilience across the community.In addition to her nonprofit leadership, Tiffany has served in various community and service roles. She became Treasurer of the Present Hope Ministry Board in 2014, supporting efforts that provide education and food to children in Haiti. Tiffany served as Board Chair of the Gilmer County Chamber of Commerce in 2023 and as Chair of the Georgia Apple Festival in 2024. She presently serves on the Gilmer County Department of Family and Children's Services Board and has been actively involved in the Gilmer Initiative for Community Housing (GICH), where she serves as Chair, helping lead local efforts to expand housing opportunities and strengthen community development.Tiffany considers her most important role to be that of a mother to her three sons. Her child's health challenges led her to advocate for families of medically complex children, sharing a parent's perspective at medical conferences and legislative meetings to highlight the impact of childhood illness on families.Get in touch with Tiffnay: gilmerfc@outlook.com Like what you heard? Please like and share wherever you get your podcasts!Connect with Ann: Community Evaluation Solutions  How Ann  can help:·        Support the evaluation capacity of your coalition or community-based organization.·        Help you create a strategic plan that doesn't stress you and your group out, doesn't take all year to design, and is actionable.·        Engage your group in equitable discussions about difficult conversations.·        Facilitate a workshop to plan for action and get your group moving.·        Create a workshop that energizes and excites your group for action.·        Speak at your conference or event.Have a question or want to know more? Book a call with Ann .Be sure and check out our updated resource page! Let us know what was helpful.   Music by Zach Price: Zachpricet@gmail.com

A company with “nothing broken” in its 401(k) plan decides it still wants to be better—so what happens next? In this episode, you'll hear how a benefits committee clarified its priorities, navigated the 3(21) vs 3(38) decision, and ran a disciplined advisor search that elevated both fiduciary governance and employee outcomes.In this episode, Eric and Jeremy Burroughs discuss:Background on ESCO, Weir, and committee chair responsibilitiesWhy a solid 401(k) plan still needed an advisorSetting clear priorities and using them as a “north star”3(21) vs 3(38) advisors and committee compositionRunning finalist presentations and empowering every committee voiceKey Takeaways:A retirement plan can be functioning well on the surface and still benefit greatly from more structure, rigor, and the addition of an outside advisor.Defining a small set of clear priorities early in an advisor search—and returning to them often—keeps every decision aligned and consistent.The choice between a 3(21) and 3(38) advisor should reflect the actual strengths, bandwidth, and investment expertise of the committee, not just past experience.Effective searches invite honest, value-adding presentations from finalists and encourage every committee member to ask direct, practical questions.Having the confidence to share opinions, concerns, and preferences is essential; silence in the room can prevent the committee from reaching the best decision for participants.“In business, the relationships that you develop over time are really important. And if you have trusted relationships, they're that much more important.” - Jeremy BurroughsJeremy C. Burroughs serves as the Weir Group Inc.'s President and Head of North American Tax. In his role, Mr. Jeremy oversees all Weir tax operations in North America as well as the global tax operations for the ESCO Division. Jeremy joined Weir as part of its acquisition of ESCO Corporation, where he served as the Company's Vice President, Tax and Treasurer. Mr. Burroughs has served as Chairperson of the ESCO Division's North America benefit plans for over ten years. Mr. Burroughs is a Certified Public Accountant and, prior to joining ESCO Corporation, spent 11 years at Grant Thornton LLP and KPMG LLP.Connect with Jeremy Burroughs:Website: https://www.global.weir/ LinkedIn: https://www.linkedin.com/in/jeremy-burroughs-tax-exec/ Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast are general in nature and are provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date, but may be subject to change.It is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design, or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting or by Executive Director Eric Dyson.

Negative gearing on established homes has just been abolished. The capital gains tax discount you've relied on for twenty years has been rewritten.   And somewhere between the government's press conference and the Treasury modelling, a trillion dollars in debt got added to the tab for a generation that hasn't even been asked if they're willing to pay it.   So here's the question I want to answer for you today. If you're a property investor, a business owner, or someone who just wants a comfortable retirement, what do the next three years actually look like for you?   By the end of this episode, you'll know exactly what the man leading the opposition to these changes thinks should happen instead.   You'll know whether a change of government would genuinely wind back negative gearing and CGT reform, or whether that's politically unrealistic once the changes are locked in.    And you'll understand where the real blame sits for the property market slowdown, because it's not as simple as the headlines make out.   My guest today is the Hon Tim Wilson, the Federal Member for Goldstein and Australia's Shadow Treasurer and in this episode I'm speaking with him about what the recent tax and housing changes mean for property, business, and retirement outcomes.   We unpack how government debt, rising taxes, and weaker private investment are reshaping Australia's economic outlook.   Tim explains why policy uncertainty is damaging confidence for property investors, business owners, and overseas capital.   We discuss how changes to negative gearing, capital gains tax, and trusts could lift rents and deter new housing supply.   We also explore why a growth-focused, small-business-led economy is, in Tim's view, the best path forward.   Takeaways    • Government debt today becomes tomorrow's taxes, squeezing household spending and future investment choices. • Inflation erodes living standards by lifting supermarket prices while wages and productivity struggle to keep pace. • Public-sector job growth can crowd out private enterprise, weakening long-term economic resilience and innovation. • Higher taxes on property investment reduce rental supply, pushing rents upward for tenants. • Tax changes that hurt housing feasibility discourage builders, slowing new dwelling construction across the market. • First-home buyer schemes can unintentionally inflate entry-level prices by boosting demand faster than supply. • Retrospective rule changes destroy investor confidence, making long-term capital allocation far riskier. • Trust tax reforms may trigger costly restructures, wasting time and money across the economy. • Prioritising super over home ownership delays deposits, family formation, and wealth-building for younger Australians. • Small businesses drive productivity and hiring, so backing them supports broader economic growth and opportunity.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. ·        Everyone wins a copy of a fully updated property report   Michael Yardney – Subscribe to my Property Update newsletter here.   Get the team at Metropole to help build your personal Strategic Property plan. Click here and have a chat with us.     Hon Tim Wilson – Shadow Treasurer https://www.aph.gov.au/Senators_and_Members/Parliamentarian?MPID=IMW   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at:https://propertyupdate.com.auhttps://metropole.com.au

Lou began his green industry career after his freshman year of college in his hometown of Cincinnati, Ohio. That summer, he joined a small tree care company focused on removals and occasional pruning. After a few years, he moved into landscaping with a design and installation firm. Taking night classes in horticulture, Lou developed an appreciation for how plants work together in the landscape.In 2013, he joined The Davey Tree Expert Company as part of their commercial landscape team. In August 2013, Lou obtained his certification as an ISA Certified Arborist®, and since then earn his ISA Certified Urban Forest Professional® certification and his ISA Certified Arborist Utility Specialist® certification, along with an ISA Tree Risk Assessment Qualification®.In 2017, Lou moved to Maryland and began a stint in utility arboriculture with the Davey Resource Group. This opportunity opened his eyes to the breadth and scope of utility vegetation management, a huge sector of the green industry. He eventually moved back to residential arboriculture, first as a sales arborist and then as a manager. In 2021, his role changed to commercial development, working with schools, HOAs, shopping centers, and other commercial sites throughout Maryland and Washington, DC, to manage their tree canopies.Today, Lou's role with Davey is focused on developing business in thegovernment sector in a national role.He lives in Ellicott City, Maryland with his wife, Molly, and two children, Louie and Maggie. He is on theboard of the Maryland Arborist Association, is past Treasurer of the MAC-ISA Chapter, and serves on the board of the Howard County Conservancy.

See omnystudio.com/listener for privacy information.

On this week's "Capitol Chats," Dem state treasurer candidate and Wisconsin Heights School Board member Dylan Helmenstine discusses his plans to increase the visibility of the treasurer's office, managing state trust funds and the upcoming primary election.

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Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews APIW President Dawnmarie Black about her role at Amwins and her journey to get there, starting with clerical work in her father's insurance agency. Dawnmarie speaks about the great training program she received early in her career, being mentored, joining an association board, and growing her career through being mentored, networking, connecting, building relationships, being mentored, and leadership. She emphasizes communication and transparency as the basis of relationships. Justin and Dawnmarie discuss upcoming trends in risk, recruiting talent, and retaining professionals with a culture of trust and development. Dawnmarie speaks of Amwins's innovative outreach to underrepresented children and HBCUs about the insurance industry. Finally, Dawnmarie focuses on her association work and the upcoming APIW 50th Anniversary Gala on November 3rd in NYC. Listen for themes of communication, connection, and relationship building.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be joined today by Dawnmarie Black of Amwins. She is also the President of the Association of Professional Insurance Women (APIW). But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:12] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:28] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:41] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:51] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:08] On with the Show! Our guest today is Dawnmarie Black. She is the Senior Vice President and Client Relationship Manager at Amwins, and she is the President of the Association of Professional Insurance Women (APIW). [2:26] We'll talk a bit about her career journey, what she believes it takes to attract and retain talent in insurance and risk management, and the interconnected risks that are on her radar. Let's get to it! [2:39] Interview! Dawnmarie Black, Welcome to RIMScast! [2:48] Justin says, you know Dawnmarie Black from Amwins, and she is also the President of the Association of Professional Insurance Women (APIW). Justin is wearing their pin. [3:21] Dawnmarie is a Client Relationship Manager at Amwins. She builds relationships with retail trading partners. It's a strategic national, corporate relationship across the U.S. [3:35] Dawnmarie works and collaborates with their market placement teams or carrier strategy teams and Amwins internal brokers. [3:44] There's a lot of collaboration to ensure that Amwins brokers are finding the opportunities and so the client and Amwins understand how Amwins fits into their strategic priorities, and to grow both businesses. [4:04] Dawnmarie says she and her team are there to support the retail brokers and also support Amwins's internal brokers in their growth initiatives. [4:13] Dawnmarie joined Amwins in September of 2025. [4:32] Dawnmarie's father owned an insurance agency in Pittsburgh, Pennsylvania. She worked at his agency from age 16. She went to Allegheny College in Meadville and worked at a local agency. She did a lot of mailroom, file room, cold calling, and CSR work. [4:59] Dawnmarie thought she would ultimately move up in her father's agency and someday be the succession plan. He sold it, and Dawnmarie went to work for Chubb in their training program. It was a phenomenal start into this industry. They had a great training program. [5:16] Dawnmarie says a lot of her group are still colleagues and friends today, which set the stage for her career. [5:21] Dawnmarie says she moved through underwriting and brokerage, she built and launched an IT system at Aon, and went back to underwriting for a while. Most recently, Dawnmarie was the head of market development for the Americas at Lloyd's of London. [5:54] Dawnmarie says it was an incredible role to understand what's happening in the global marketplace, at a 30,000-foot view, working with coders in the U.S. very closely. This is how she got to Amwins. She was promoting the Lloyd's market to the Amwins leadership team. [6:37] Justin finds it fascinating that Dawnmarie was not the successor to her father but made her own way in the insurance industry. She learned it from the ground up. She has touched every part of the industry except for claims. She has come full circle, working with retailers again. [7:04] Dawnmarie says it has been a very interesting and fulfilling journey. She feels like it has placed her well to be in a position like this, to be working with Amwins's retailers. [7:36] Dawnmarie says she establishes trust with people through communication and transparency. She tells it like it is. She also will go the extra mile, out of her way to make sure things get done. At Amwins, there is a service leadership culture. [8:01] Dawnmarie says she is there to help; to help direct, to help move things, or to help resolve things, at a very strategic, macro level. That fills her cup. She owns up to what she is promising.  [8:19] Dawnmarie says, if she tells you she is going to get something done, she will get it done, to the best of her ability, or there will be a very good reason why it hasn't been done. It's important to communicate that. [8:39] Dawnmarie says she thinks that the next generation of leaders exhibits these qualities. They are thoughtful and demanding and have high expectations. When Dawnmarie entered the industry, the culture required her to prove herself. There was a way to approach the business. [9:14] Dawnmarie says the Chubb training program was 12 weeks in their training center in Warren, New Jersey. You learned the policy forms, how to work with insureds, and understand needs. You understood risk. You learned underwriting and pricing. [9:36] The emphasis was understanding the business. Unfortunately for our young risk professionals, there are not as many programs like that available today. [9:49] Dawnmarie says you find companies that are putting training programs together. Amwins has an underwriter development program that is outstanding. A lot of the business produced in Amwins comes from those who have come through the UDP or a broker development program. [10:05] Dawnmarie says our industry has gotten away from the super-formalized training programs, probably to the detriment of our younger professionals, but we're all stepping in and finding ways to fill those gaps. [10:30] Justin concludes that Dawnmarie had an analog, hands-on, pen-and-paper training program. [11:06] Dawnmarie joined the APIW early in her career. She would go to two or three monthly luncheons a year. Then she left APIW for a few years. [11:26] About 10 years ago, while she was at Lloyd's, Dawnmarie was asked to join the board of APIW and get more involved. There, Dawnmarie held the roles of Co-head of Programming, then Treasurer, and ultimately, she was asked to step into the President position. [11:46] Dawnmarie says she has seen the incredible evolution of APIW, going from 500 members to 3,500 members in 11 chapters across the U.S. with 60 corporate sponsorships. APIW has grown since the first time Dawnmarie was involved. [12:20] Dawnmarie says that in her early 40s, she went to her first Women's Leadership Conference by the Insurance Industry Charitable Foundation (IICF). There weren't a lot of events like that then. Dawnmarie was struggling to figure out what she wanted in her career. [12:50] At this Women's Leadership Conference, a woman spoke on the importance of getting involved, joining boards, and growing your network. Dawnmarie had always done that organically, but she hadn't done it thoughtfully. It was client-driven. [13:08] Dawnmarie went back to management and said that IICF board positions go to sponsor companies. She asked if Lloyd's would sponsor IICF and could she be chosen as the board member? That's where she got her first board experience. [13:24] Dawnmarie moved up and ended up Co-chair of the Boston Chapter. She learned a lot, and it prepared her for APIW. [13:41] A Quick Break! Many fantastic RIMS events are coming up in 2026. This is a last call for registration for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. [13:58] Visit RIMS.org/Events for registration information. The hotel cutoff date was July 10th. Reservations may still be made after the hotel cutoff date, subject to availability; however, the negotiated group rate is no longer guaranteed, so reserve now. [14:14] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [14:25] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [14:41] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [14:58] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [15:13] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [15:22] Through August 21st, you can nominate a program for the RIMS ERM Global Award of Distinction. If you know of an ERM Program that is award-worthy, we want to hear about it. A link to the nomination form is in this episode's show notes. Visit RIMS.org/ERM2026. [15:41] We're already looking to RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st! The call for session proposals is now live and will stay active through August 21st. [15:56] RIMS members can exclusively register by September 4th for the best rate. And get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [16:16] Let's Return to Our Interview with APIW President Dawnmarie Black! [16:40] Dawnmarie says that the importance of building relationships with communication and transparency applies to risk managers as well. [16:49] Dawnmarie says that risk managers getting to know their brokers and underwriters, building relationships, telling their story, building trust, and understanding the insurance and why a specific carrier is being suggested goes a long way if there's a claim or wording issue. [17:47] Dawnmarie says with the relationships established, with the ability to pick up the phone and say, "We need to have a conversation," you've already set the stage. [18:11] Dawnmarie says emerging risks the insurance industry needs to pay attention to in the next three to five years include addressing AI. Will AI drive margins down? We need to leverage it to do our jobs better. We can't just decide that we're simply going to depend on it. [18:37] AI exists. It's there as a tool. We need to prepare our people to be able to assess it, analyze it, understand it, and program the prompts. The best prompt writers are getting the best results. [18:56] It doesn't mean it's a perfect result, so you need the ability to communicate, analyze, and explain why the output makes sense and how it applies. [19:20] Another emerging need is for more and more data and the ability to depend on that data, using AI to help understand it and being able to explain the data to the board why they can take a larger retention, or why we need more cover in this area. [19:54] Dawnmarie talks about weather-related events. Catastrophic events aren't going away; they're getting worse. Illinois has had more convective storms this year than any other state. It's unexpected and unprepared for. [20:16] The unexpected storm volume creates a shift for the underwriters, clients, and brokers, making sure they have the data to understand what's been exposed and what's been impacted.  [20:30] The models need to address these shifts. We need, as an industry, to be pushing for that: the stronger the models, the more differentiated the models we can have. [20:42] Maybe that's where AI plays a great role, helping us in the changing and adaptation. These are trends Dawnmarie watches. She is so impressed with the data that Amwins has to work with. [21:06] When you have that good data, the world opens up to capital and new strategies. It makes a big difference in where an organization will go strategically. That impacts everybody. [21:23] Sponsorships! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. RIMScast is proud of its longstanding relationships with AXA XL, Global Risk Consultants, Alliant, Zurich, and more. [21:44] Links to many of these episodes are in the show notes. RIMScast sponsorships can be bundled with whitepapers and webinar sponsorships. [21:52] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! [22:05] Reach out to Ted Donovan at  TDonovan@RIMS.org or reach out to Sales at Sales@RIMS.org. Let's find the best opportunity for you and your organization. [22:18] Let's Conclude Our Dialog with APIW President Dawnmarie Black! [22:54] To help make insurance careers more appealing to young professionals and career changers, Dawnmarie asks you to stop saying, "I just fell into insurance." We have a story to tell. [23:13] There is a reason someone came into this industry. It probably wasn't planned, but how they got started and why they stayed; we need to talk more about why people stay in insurance. Because they love it! It is a wonderful ecosystem for growth and travel. It's stable. [23:37] APIW just held Intern Days, one in New York, one in Chicago. This was their first year in Chicago, and about 20 people came. It was their second year in New York. About 50 came. [23:51] Dawnmarie says we do this out of our budget. There's no charge for it. We bring the interns together for four hours. They do a leadership panel, networking, and answering questions.  [24:04] Dawnmarie says a lot of other associations do this. She mentions RISE Professionals. They had a terrific Leadership Conference and Gala in Florida. [24:20] That's an opportunity for young professionals to come together with very good programming around leadership. Networking with their peers and colleagues. Dressing up and going to a gala and celebrating. Dawnmarie has heard only positive feedback about that. [24:38] APIW supports RISE. RISE supports the APIW Mentorship Program. You'll see a lot of interconnectivity among the insurance associations. They partner to share great programs rather than duplicating efforts. It helps both associations. [25:01] The market in Charlotte rallies around Community Matters. There was a week-long session two weeks ago bringing in young children from under-represented communities to learn and understand about insurance. [25:20] Dawnmarie says those kinds of programs where we're reaching out to talent, not only through traditional risk management schools, but looking at non-traditional avenues and non-traditional diversity avenues, and the HBCUs. The Black Sisterhood does incredible work. [26:05] Justin gives a shoutout to the Spencer Educational Foundation. Dawnmarie says they have done such an incredible job in rallying the industry. [26:22] At the Spencer dinner, when the young professionals get up to speak, they are inspirational in their careers and their appreciation for the opportunities to come into this industry. Justin doesn't know how they found time to sleep, doing all they did while in college. [26:57] Justin and Dawnmarie discuss some of the speakers. He says, you hear these young people and wonder if they partied at all in college or were they just working on their risk management career? Justin notes there is the monetary incentive of scholarships and grants. [27:41] Dawnmarie speaks of the incredible amount of work ethic she sees in the students who have come through the Spencer Educational Foundation program. Justin says they inspire him to work a little harder. [28:08] Justin asks how we can keep the newer professionals engaged and committed to a long career. Dawnmarie says what seems to be important to them is that sense of community. [28:24] We all come to work to work, but there's also the culture that you create, the culture of trust, and the idea that there are mentorship opportunities, and more senior people in the organization looking out for you, helping propel your career and answering your questions. [28:48] Dawnmarie says that is key when you've got the younger generation, and you've got an experienced generation. In our industry, we have four or five different generations rolling through, all who come at things slightly differently. [29:03] Dawnmarie says it's about understanding where people are coming from. She speaks of investing in talent development programs and professional programs, allowing talent the opportunity to become involved in outside associations, and encouraging networking. [29:40] Dawnmarie closes this thought with the Amwins program, RTTP. They have people on the retirement track, senior brokers with books of business, and they have young people who are coming through the Broker Development Program. [30:14] Two get matched up. There's a relationship formed. The client is taken care of because there's succession planning and consistency. The two are learning from each other. The books are passed off. [30:28] There's respect for the experience that the senior broker brings to the table, and there's respect for what that young person is learning. Dawnmarie hasn't seen a lot of that across the industry. One of the things that enticed her about Amwins is that approach to the generations. [30:54] Justin says kudos to Amwins. He has met some Amwins folks at Riskworld, and they're lovely. A Justin and Dawnmarie have in common is Liz King Kramer, a former APIW President. Liz gave Justin an APIW pin. [31:18] Dawnmarie says Liz is the best! She has been mentoring Dawnmarie for over four years. Liz was Treasurer before Dawnmarie, and President before Dawnmarie. Liz helped Dawnmarie learn in both roles. She's become a terrific friend and partner. [31:42] Munich Re just hosted a Golf Day for women. Dawnmarie was on a Panel with Liz King Kramer and Sabrina Hart, and then they did a golf clinic. Liz is an incredible leader for APIW. [31:59] Dawnmarie says an APIW President's term is two years. Dawnmarie is at two years; however, she is going to extend for one more year. Then Tracey Vasile, who is an Industry Liaison and First Vice President, is going to step in. They will transition together. [32:27] The APIW is having its 50th Anniversary Gala on Tuesday, Nov. 3, 2026, at the Edison Ballroom in Manhattan on 47th Street. Everyone's gearing up. They are working on a wonderful video. Dawnmarie says it's going to be a night to remember; everybody dress up and celebrate! [32:56] Dawnmarie says the women who are involved, chapter heads from the various cities, the 2026 Woman of the Year, 14 past Women of the Year, and Cecilia Norad, the Founder of APIW, are all coming for an incredible lineup of programming, a beautiful dinner, and a beautiful event [33:47] Dawnmarie says it's for making connections and strengthening those connections. [33:51] Dawnmarie has had the opportunity to sit as a founder on Women In Specialty and Excess (WISE), an amazing emerging organization, and it was simply too much for her between being President of APIW and being part of WISE, so she stepped back.   [34:07] Dawnmarie said what it made her realize is that the professionals in this industry, it could be any of the associations, step up, look outside of their sphere, and create these opportunities for other people to connect in these associations. [34:26] Dawnmarie says when she thinks about 50 years, she thinks about all the work that has gone into standing up WISE or what Amy Cooper did with RISE, and where she's taking it. Fifty years of doing it really says a lot. [34:40] Dawnmarie says it's a time to pause and think: where are we going for our next 50? Because we're going to be here and we're going to be delivering the program, the networking, the development, and the leadership. [34:52] Dawnmarie says that is what we're excited about. We're looking at the past, the current, the future, and bringing in the young professionals; the people who helped build it and the young professionals, bridging that divide. [35:36] Dawnmarie says she has a level of comfort on stage. During COVID, she learned that she struggles with virtual presentations. [35:47] Dawnmarie used to get nervous in front of people; now she gets excited because she feels the energy in the room, she's creating the conversation, and engaging people. It is such a different experience. In a way, she's grateful for the virtual experience. It's taken away the fear. [36:12] Justin says, Dawnmarie, it has been a pleasure to connect with you here on RIMScast. A quick reminder for everyone: The APIW's 50th Anniversary Gala will be on Tuesday, November 3, 2026, at the Edison Ballroom at 47th Street in Manhattan. [36:28] Justin says, Dawnmarie will be there. If you attend, please let her know that you heard this RIMScast interview, and that's what piqued your interest to get there. I look forward to seeing you at RIMS events and Spencer events, too. [36:41] Dawnmarie thanks Justin and RIMS and says, 350 of us at the Gala, maybe more. We look forward to seeing you there. [36:54] Special thanks again to Dawnmarie Black of Amwins and APIW for joining us here on RIMScast. APIW's 50th Anniversary Gala will be on November 3, 2026, at the Edison Ballroom in New York City. Visit APIW.org. [37:10] The countdown ticker for the Gala is on the page. Check it out and let them know you heard Dawnmarie on RIMSCast! [27:18] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [37:35] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [37:51] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [38:05] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [38:17] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Last call for registration! RIMS Certification Week: Sept. 21‒24 | Complimentary For All Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 | Education Content Submission Through Aug. 21. ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026 RIMS, the Foundation for Risk Management Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Sponsor RIMScast — Sales@RIMS.org www.APIW.org — 50th Anniversary Gala on Nov. 3 in NYC Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9 RIMS Certification Week: Sept. 22‒24 | Complimentary For All   Related RIMScast Episodes: "Taking on Global Leadership in Insurance with Sierra Signorelli, Spencer Funding Their Future Honoree" "Marya Propis: From Industry Leader to Talent Champion" "Giving Back with APIW President Liz Kramer" (2024)   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) 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RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Dawnmarie Black, Senior Vice President and Client Relationship Manager at Amwins President of the Association of Professional Insurance Women (APIW)   Production and engineering provided by Podfly.

Today with Michael Barbarita: You already know the feeling. You glance at the checkbook, you see a number that looks okay, and you decide that's good enough. You don't open QuickBooks. You don't look at your gross profit percent. Some part of you is afraid that if you actually looked, you might not like what you'd find. Michael Barbarita has spent thirty years inside businesses just like yours, first as an owner himself, growing a retail company called Ski Town USA from two and a half million dollars to eight million in under five years, and now as a fractional CFO through his company, Next Step CFO, working mostly with owners in the trades. He told LuAnn something simple that changes how you think about your numbers for good: the time to look is when it's cloudy, not when it's raining. Michael doesn't ask his clients to become accountants. He gives them five numbers, what he calls the vital five, and a rhythm for checking them. Sales, gross profit, gross profit percent, and net profit get pulled from your weekly P&L, and for most owners, that report is already sitting in your accounting software waiting to be opened. Cash is the one exception. That number gets checked every single day, because cash is what can sink you fastest, and it's the one number you can't afford to only glance at once a week. LuAnn connects Michael's framework directly to something she and her husband Vin have pushed Exciting Windows members toward for years, a fifty five to sixty percent gross profit margin. Once you're actually watching your gross profit percent every week, you have a real answer to whether you're anywhere close to that target, instead of a guess. The conversation goes further into why so many business owners let their accounts receivable slide, and Michael's five components of what he calls a compelling offer, the framework he uses with clients to get them out of competing on price. LuAnn ties it back to something she's said for years, that you have to sell the transformation your work creates, not the blind, the shade, or the drape itself. If pricing and margin are the piece that's nagging at you after this one, go back and listen to WTFP #199, Solo Margins Matter, for the fuller case on what discounting below a healthy margin actually costs your business. More About Michael Barbarita: Michael Barbarita has owned and operated Retail, Manufacturing and Service companies over the last 30 years. One of the retail companies he operated called “Ski Town USA” grew from $2.5 Million to $8.0 million in less than 5 years. One of the products he manufactured was “Cookies To Scoop Frozen Cookie Dough” and was featured on the QVC Home Shopping Network and was selected as one of the top 20 products in the State of Massachusetts in 1997. He has sat on the Board of Directors of 5 different companies. He was a Chief Financial Officer and Treasurer for a large specialty retailer. He was Chief Financial Officer and Treasurer for all of his previously owned companies as well. Michael has been involved in the structuring of leveraged buyouts. He has experience in owning both commercial and residential investment real estate. He also has experience exporting and doing business on a global scale.  He is an award winning public speaker. He has a Bachelor of Science in Business Administration at Babson College in Wellesley, Massachusetts, and majored in Accounting. Connect with Michael Barbarita: Website Our Favorite Links ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Windowworksnj.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Exciting Windows⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ What's new with LuAnn Nigara ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Power Talk Friday Tour 2025⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch the Docuseries!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.luannnigara.com/cob⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Purchase LuAnn's Books Here: Book 1: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Making of A Well – Designed Business: Turn Inspiration into Action⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Audiobook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Making of A Well – Designed Business: Turn Inspiration into Action⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book 2: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Well-Designed Business – The Power Talk Friday Experts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book 3: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Well-Designed Business – The Power Talk Friday Experts Volume 2⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with LuAnn Nigara LuAnn's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LuAnn's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Blog⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Like Us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Tweet Us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Follow Us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Listen Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast⁠⁠⁠⁠⁠ Other Shows Mentioned: Episode 199: What Would Lu Do?: Margins Matter: Why Discounting Puts Your Business at Risk

One of the questions that comes to us frequently is if we have any training materials to help prepare members to step up and serve in an elected office.  To that end, we have recorded a series of training episodes to help members feel more comfortable moving up into those roles.  The third in our series is about serving as Treasurer.  These are by no means completely comprehensive; we may have missed something in the process.  However, we made every effort possible to present the material we have in an easy-to-follow, conversational style.  If you're a member looking to move up and become an elected officer in your lodge, give these episodes a listen.  If there's something you think we should include in an update of each episode, be sure and let us know

If New Zealand approved a 'de minimus' tax exception for small Bitcoin transactions, we might become a magnet for the type of people who could make this country great again. This conversation was recorded before the Coldcard exploit, which cost hundreds of holders their coins, was known. I'm joined by Mikey Smith, founder and CEO of Guardian Smith and Treasurer of Bitcoin Policy New Zealand, and Kevin Whitmore, Chair of Bitcoin Policy New Zealand: two people who live and breathe this stuff, and who bring both the policy chops and the on-the-ground perspective to make sense of it.Is it a good idea for you to own Bitcoin in your KiwiSaver? Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.Affiliate Links!The Bitcoin Adviser: Plan for intergenerational digital wealth.Hatch: For US markets.Revolut: For a new type of banking.Sharesies: For local, and international markets.Loan My Coins: Bitcoin lending product.Exodus: Get rewards on your first $2,500 of swapsGet Social:Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack.www.radicalinvestment.co.nz________________________Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances, and nothing we say is intended as a recommendation. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Send us Fan MailIt's hard to believe a Kentucky that didn't have wild turkeys!  Not the Wild Turkey elixir but the beautiful animal. But that's just how it use to be! Thanks to the Wild Turkey Federation, and especially Kentucky's chapter, the population of wild turkeys has become at a level that is both healthy and maintained!The Bo Brothers had a chance to sit down with all around great guy Mike Kelty who serves as the Treasurer of the Kentucky Wild Turkey Federation to talk all things Turkey!!Not only did we talk about the preservation and other goals of the Wild Turkey Federation, we also talked about the huge 50th Anniversary of the Kentucky Wild Turkey Federation. This big celebration is highlighted by a humongous concert on August 22nd at the Amp at Log Still Distillery in New Haven, Kentucky featuring Country Music star and outdoorsman Craig Morgan!So take a listen to an incredible episode of 2 Shots, grab you a drink of your favorite bourbon and then get your tickets for the Craig Morgan show at Log Still celebrating the 50th Anniversary of the Kentucky Wild Turkey Federation!https://www.facebook.com/groups/288170582570690 Bourbon Podcast Bo Brothers

(Riverton, WY) – June Bailey, President of the Riverton Rotary Club and Treasurer, Marcia McBeath stopped by the County 10 Studio to tell us more about the Club and their 2nd annual “Scoot Those Old Boots” Shoe Drive! To hear the full conversation, simply click the player below or search for the County 10 Podcast anywhere you regularly listen to podcasts! Follow more from the Riverton Rotary Club via their Facebook page!

Text: Matthew 13:44-52. Jesus lays out four more parables: what is the treasure we should be seeking, and who is out looking to buy pearls?  Support the showVisit us at intheway.org or stjohnspembroke.org. 

Former senior Treasury official David Pearl argues that Australia's decline is not fate but the product of bad choices made by the people running our institutions.He contends that Treasury, once feared for its razor-sharp scrutiny of policy, has been captured from above by secretaries who treat emissions reduction as a moral imperative rather than a trade-off, and who withhold the true cost of the energy transition — a figure he puts as high as $1 trillion.David Pearl is a former assistant secretary of the Australian Treasury and now a full-time writer and commentator on economic and cultural policy. He spent some three decades in the federal bureaucracy, with postings to the OECD in the late 1990s and a period as the Treasurer's representative in the United States, working across taxation, fiscal management and energy policy. He writes regularly for The Australian and The Spectator Australia and appears frequently on Sky News, where he has been among the most persistent critics of Treasury's modelling of the renewable energy transition.

After overcoming the primary election to opponent Tom Horne, we get to hear what Kimberly Yee has in store for the superintendents' office. 

The world never looked better. Happy Birthday America!Subscribe to The Bank Treasury Newsletter and Podcast at thebanktreasurynewsletter.com for professional Insights and commentary on bank treasury issues, investment portfolio strategy, and more. Listen on Apple Podcasts,Spotify, and Amazon. Follow us on LinkedIn.

In episode 188, we talk with Seth Walsh, Cincinnati City Councilmember and Democratic nominee for Ohio Treasurer, about what the office actually does and why his campaign for transparency and accountability matters.Seth is a recognized community development leader who has prioritized keeping Cincinnati growing, vibrant, and safe. As Treasurer of State, Seth will ensure the state's investments, pension funds, and revenue are managed with integrity and are used to strengthen our communities so all Ohioans thrive.Seth served as Executive Director of the College Hill Urban Redevelopment Corporation before he was appointed to Cincinnati City Council in December 2022. Seth is a member of the Cincinnati Retirement System Board of Trustees.Seth graduated from Xavier University and later founded the Cincy Soccer League. He lives in the Cincinnati Business District with his two dogs, Calvin and Rosie.Resources:* Seth Walsh for State Treasurer* The Dark Money Game (HBO documentary on HB6 featuring Seth's opponent)* Follow Seth on Social Media!* Instagram* TikTok* Facebook* X/Twitter* YouTubeWe're bringing together digital creators from across the state to build a powerful digital organizing network called Ohio Creators for Progress. Support and donate to this effort below! ⬇️Connect with United SHE Stands:* Substack* Instagram* TikTok* YouTube* Threads* Buy us a coffee ☕️This episode was edited by Kevin Tanner. Learn more about him and his services here:* Website* Instagram This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.unitedshestands.com/subscribe

Rick LoBello is one of the founders and Treasurer of the Texas Lobo Coalition, while Phillip Sozansky serves as the organization's Secretary. The Texas Lobo Coalition is a nonprofit dedicated to supporting the natural restoration of the Mexican wolf to its native and historic habitats in Texas.In this conversation, Rick and Phillip explore Texas's ecological and cultural history, the mission of the Texas Lobo Coalition, and the science, challenges, and opportunities surrounding the return of Mexican wolves. They also share why they believe the time is right for this iconic species to reclaim its historic place in the Texas landscape.Texas Lobo Coalition (Website)@texaslobocoalition@thewolfconnectionpodA Handful of Dirt - Watch on YouTube

Joined on this episode by my friend, the one and only Dana Larkin!Dana currently serves as Battalion Chief with Camano Island Fire & Rescue, leading C-Shift while overseeing the department's training division. From starting as a volunteer in 2001 to becoming one of the driving forces behind firefighter development, Dana has spent years building firefighters, officers, and future leaders.Beyond his department, Dana founded the Cascade F.O.O.L.S. chapter in 2019, served four years as Chapter President, and now serves as Treasurer for F.O.O.L.S. International. His passion for the fire service, leadership, and training has made him a respected voice across the country.This conversation is going to be packed, so get your notebooks and pens ready! We'll be discussing what F.O.O.L.S. really stands for, why membership and getting involved matter, and why every firefighter should make it a priority to attend conferences and get outside of their own bubble. We'll also dive into the leadership epidemic of micromanagement, how to build leaders before you need them, why succession planning is often overlooked, and why so many organizations are focused on recruitment while neglecting retention. We'll also tackle how we may be unintentionally creating imposter syndrome in the academy, why hearing the same message from a different voice can completely change someone's perspective, how the Task–Tactic–Strategy model can help develop better officers, and why simply talking to people, sharing ideas, and learning from others can have such a profound impact on both your career and your department. If time allows, we'll also get into lessons Dana has learned from training hundreds of firefighters, leading live-fire instruction, developing cadets, and how his journey through F.O.O.L.S. changed the trajectory of both his career and his outlook on the fire service.As always, the live audience helps drive the discussion, and we gladly head down whatever rabbit hole their questions take us. Episode 361 made possible by our incredible sponsors:   Snap-Tite Hose   -  IdentiFire  -  Flame Decon