Podcast appearances and mentions of Edward Jones

The Floresville Chamber of Commerce hosts a ribbon cutting Feb. 13 to celebrate the grand reopening of Edward Jones financial services at its new location at 372 U.S. 181 N. across the highway from Connally Memorial Medical Center in Floresville; it was previously located at 921 10th St. To learn more about Edward Jones or its services, call 830-393-3941.Article Link

Ever wondered how the big players in financial services got to where they are? Matt and Micah dive deep into the secret behind Edward Jones' remarkable success story – and why independent advisors should be taking notes instead of throwing shade. They challenge the common "David vs. Goliath" mindset that often leads independent advisors to dismiss larger firms' achievements and reveal how Edward Jones' strategic playbook can be adapted for independent practice success. Listen in as they explore the often-overlooked truth about building a thriving advisory practice: it's not just about working harder but working smarter with intentionality. https://zurl.co/r6F3t

Divorce is one of the most taxing emotional experiences a person can face, but it is also one of the most significant "business transactions" of your life. In this episode of Married with a Business, we sit down with Kristina St. Cyr, a Certified Divorce Coach, to discuss how to navigate this transition with clarity, strategy, and self-care. Kristina breaks down why treating a divorce like a business move—without ignoring the heart—is the key to coming out on the other side whole. Whether you are a business owner navigating a split or a homeowner trying to figure out how to manage your assets during a transition, Kristina's insights on "The Business of Divorce" provide a roadmap through the fog. In this episode, we discuss: The Power of Mentorship: Why having a coach is essential when friends and family (who may have gone through it) can't provide the objective guidance you need. Divorce as a Business: Kristina explains how to get your "corporate" house in order by mastering your budget, knowing your assets, and identifying exactly what you need to move forward. Managing the Emotional Ledger: How to acknowledge the heavy emotions of divorce while preventing them from making your financial and legal decisions for you. Building Your Professional Team: The importance of surrounding yourself with experts, including Kristina's collaboration with professionals like Victoria Robillard at Edward Jones. The Best Version of You: Why taking time for yourself isn't selfish—it's a necessary skill for navigating high-stress relationships and the divorce process itself. About Kristina St. Cyr Kristina is a Certified Divorce Coach dedicated to helping individuals navigate the complexities of divorce with grace and tactical precision. Her coaching extends beyond the legalities, teaching life skills that improve all relationships and empower her clients to show up as their best selves. Connect with Kristina: kristinastcyrcoaching.com Tune into #MWB to learn that and more about working with your spouse/partner not only at home but also at the office!    Links: http://audibletrial.com/BizMarried  https://www.marriedwithabusiness.net

Your credit score is a powerful financial tool that acts as a predictor of your reliability, influencing your ability to rent an apartment, get a cellphone plan, or secure a l

Today, Paul shares an interview with the Edward Jones head of investment strategy, where she's pressed about the lackluster performance of the area of the market most of their investors are in: large U.S. companies. She finally admits that they are still “feeling good” about the U.S. economy, but now might be a good time to consider diversifying in smaller companies and international companies. Paul and Evan are pretty shocked that a Harvard Business School graduate, who helps millions of investors, would so blatantly tell investors to buy based on past performance and then call it diversification.     Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

He's seeing AI unfold at one of the oldest financial firms in the world. Today, we're talking to Kevin Adams, CIO at Edward Jones. We discuss how AI is disrupting traditional organizational structures, why humans need to move up the stack while AI handles execution, and how to implement AI at the right speed in highly regulated industries. All of this right here, right now, on the Modern CTO Podcast!  To learn more about Edward Jones, check out their website here.

Send us a textIn today's episode, I am chatting with Joan Fernandez. Joan is a brings to light brilliant women's courageous deeds in history. She is a former senior marketing executive general partner of the financial powerhouse Edward Jones. In 2018, she retired from a 30+ year career to be a full-time writer. In April 2020, she founded a Historical Fiction affinity group within WFWA that grew from a handful of people to nearly two hundred authors. Her short story, “A Parisian Daughter,” is published in the anthology, Feisty Deeds: Historical Fiction of Daring Women. Her debut novel, Saving Vincent, A Novel of Jo Van Gogh, published in April 2025. Joan calls both St. Louis and Sedona, Arizona home, enjoys foodie meals with her Cuban husband and antics with grandkids.Episode Highlights:How Joan's first career shaped her writing life and the confidence that comes from starting something new after years of expertise.Applying the skills, discipline, and mindset from a long, successful career to the creative work of writing.Discovering the story of Jo van Gogh and what inspired Joan to center her debut novel on a woman often overlooked in art history.The realities of raising a child while running a business—and advocating relentlessly for Vincent van Gogh's work.Using personal letters and historical documents as research, including the powerful reminder that “art must touch your soul.”A book flight focused on characters searching for identity and learning how to live authentically, carrying who they are into every part of life.Connect with Joan:InstagramFacebookWebsiteShow NotesSome links are affiliate links, which are no extra cost to you but do help to support the show.Books and authors mentioned in the episode:Gift from the Sea by Anne Morrow LindberghSong of Belonging by Michelle St. Romain (coming 04/21/26)Book FlightThe Hate U Give by Angie ThomasSuch a Fun Age by Kiley ReidOona, Out of Order by Marguerite Mortimer✨ Find Your Next Great Read! We just hit 175 episodes of Bookish Flights, and to celebrate, I created the Bookish Flights Roadmap — a guide to all 175 podcast episodes, sorted by genre to help you find your next great read faster.Explore it here → www.bookishflights.com/read/roadmapSupport the showBe sure to join the Bookish Flights community on social media. Happy listening! Instagram Facebook Website

It's tough to prepare for a future that's impossible to see, but also critical. How are today's younger generations balancing the need to save money while responding to current economic uncertainty? What does financial security and preparedness look like for older Americans approaching the end of their careers? Penny Pennington, the head of the financial services company Edward Jones joins Vivian Tu, the CEO of social media financial advice brand Your Rich BFF, for a conversation about finding your own definition of fulfillment while achieving financial goals. Kelly Corrigan, the host of the podcast “Kelly Corrigan Wonders,” moderates the discussion at the 2025 Aspen Ideas Festival. 

Running a local business means juggling a million priorities, but is your own future falling off the to-do list? In this episode, Bryan Barrett sits down with Edward Jones F

“The self-handicapper reaches out for impediments, exaggerates handicaps, and embraces any factor reducing personal responsibility for mediocrity…”  Steven Berglas and Edward Jones, Drug Choice as a Self-Handicapping Strategy Rather than simply contending with external obstacles to success, many of us actively collaborate in our own defeat. We are our own worst enemies and our inability […] The post Why We Sabotage Ourselves – The Psychology of Self-Handicapping first appeared on Academy of Ideas.

As your parents grow older, it may be time to talk with them about financial and aging issues, which may involve difficult conversations.

2025 was no walk in the park for investors, homeowners, or the ordinary Canadian alike on the economic front, and a little over a week into 2026, and it seems like this year isn't looking any better.Host Mike Eppel speaks to James McCann, Senior Economist at Edward Jones to discuss what Canadians can expect from ongoing trade talks between Canada and the US, how the arrest of Venezuela's President, Nicolas Maduro, will affect Canada's oil sector, and potential interest decisions from the Bank of Canada. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstoryfpn on Twitter

Long-term care has quickly become one of the greatest financial and emotional pressures facing American families. Rising costs, longer life expectancy, and limited insurance coverage have created a situation few retirees are prepared for. On today's episode of Faith and Finance, Harlan Accola joins us to explore this issue. He leads the reverse mortgage team at Movement Mortgage and works closely with families navigating long-term care decisions.Accola describes long-term care as “the elephant in the room.” As Baby Boomers age and care needs rise, families are trying to balance support for aging parents with raising children and managing their own financial responsibilities. Many households avoid discussing care needs until a crisis forces difficult decisions.The numbers reveal why planning is essential. Studies estimate that between 50% and 70% of retirees will require some level of long-term care during their lives. Yet more than 90% of those individuals have not purchased long-term care insurance—and many assume Medicare will cover the cost of nursing or assisted living facilities. In reality, Medicare provides limited short-term rehabilitation benefits, while long-term care typically falls under Medicaid, which only applies once a person has depleted most of their financial assets.Costs vary widely by region, but nursing facilities can range from $80,000 to $120,000 per year, and in-home care providers may charge $30–$40 per hour. Just one or two years of intensive care can rapidly deplete savings intended to last decades in retirement.One of the most overlooked financial risks is the well-being of the surviving spouse. Accola notes that husbands often require extensive care first, and the assets used to pay for their care can leave their wives financially vulnerable after their passing. Without adequate planning, the surviving spouse may face an underfunded retirement and fewer choices for her own care needs.To address this gap, families are encouraged to expand their planning tools. One strategy Accola highlights is to tap housing wealth through reverse mortgages. Because many retirees have significant equity tied up in their homes, a reverse mortgage can unlock funds without requiring monthly payments. These tax-free dollars can be used to pay for in-home care, cover long-term care insurance premiums, or bridge the gap between retirement income and care costs. It also allows individuals to remain at home longer—often delaying or avoiding the need for costly facility care—and preserves retirement accounts for the surviving spouse.Accola emphasizes that reverse mortgages are not a universal solution, but they should be included in the suite of planning options that families evaluate, alongside insurance, savings strategies, and Medicaid planning. Far too many households ignore the issue entirely or assume Medicare will handle it.As long-term care needs continue to rise, proactive planning is no longer optional. Exploring the full range of financial tools available can reduce stress, protect surviving spouses, and provide dignity and stability during the later stages of life.On Today's Program, Rob Answers Listener Questions:I'm 66 and plan to retire at 70. I can take full Social Security at 66 and 10 months. Should I start benefits now while continuing to work full-time, or wait? If I take it now, should I place the funds in an IUL, an IBC strategy, or invest through my Edward Jones account?I've borrowed from my 401(k) several times over the past decade and paid myself interest. Since I hate paying interest on loans like auto loans, is borrowing from my 401(k) a better option than taking a regular loan? If an auto loan is at 5–6%, would it be better to borrow directly from the bank?If I make small extra payments each month on my mortgage and loan, is that roughly equivalent to making a single lump-sum principal payment each year, or does the timing make a difference?I have a question about IRA beneficiaries. If someone inherits an IRA, what would the tax implications be, and is there a better way to pass the money on than simply naming a beneficiary?My husband and I are 45 and 50, and we're considering a 1031 exchange on a property with about $250,000 in capital gains and $15,000 remaining on the mortgage. Should we move forward with the exchange, or would a different strategy make more sense?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jason discusses investments and positive changes in 2026, the general consensus of 2025, labor market, ag commodity prices, market guidance and outlook for the year, artificial intelligence, taxes, and more on the WRAM Morning Show.

2025 was no walk in the park for investors, homeowners, or the ordinary Canadian alike on the economic front, and a little over a week into 2026, and it seems like this year isn't looking any better.Host Mike Eppel speaks to James McCann, Senior Economist at Edward Jones to discuss what Canadians can expect from ongoing trade talks between Canada and the US, how the arrest of Venezuela's President, Nicolas Maduro, will affect Canada's oil sector, and potential interest decisions from the Bank of Canada. Do you have a topic that's confounding you in this economy? We'll be happy to dig into it for you and get you the answers you need. Email us at: rogerspodcastnetwork@rci.rogers.com. Thank you for listening!

Keir Gumbs, Chief Legal Officer at Edward Jones, isn't here to maintain the status quo. He joined the largest U.S. financial services firm not to run legal as usual - but to lead a transformation. In this episode, Keir and Mary talk candidly about what it takes to build a modern legal function inside a legacy institution - and why the traditional law firm model may not survive the decade. Keir brings a rare 360° view of the legal world, with leadership roles at Uber, Broadridge, Covington, and the SEC. Now, he's putting that experience to work reshaping how legal, compliance, and risk teams partner with the business and what true enablement looks like. In this episode: Transformation Playbook: Why Keir spent his first year meeting with 500+ team members - and what it taught him about culture and leadership. Shared Services, Shared Wins: How he's connecting legal, compliance, and risk through a shared services model that's breaking down silos and boosting speed. Enable First, Protect Second: Keir's core legal philosophy - and how it's changing how his team shows up across the organization. Law Firm Economics, Under Fire: Keir sounds the alarm on unsustainable rate hikes and why smaller, specialized firms are increasingly winning the work. Outcome Over Hours: What he's looking for in alternative fee models, and the reality check law firms need to hear. If you're thinking about legal transformation, technology, or the future of firm partnerships, this conversation is a blueprint for what's next. Follow Mary on LinkedIn Rate and review on Apple Podcasts  

As a new year begins, many people set financial resolutions—only to see them fade by February. On this episode of Rutherford Issues, host Bryan Barrett talks with Edward

As the calendar flips to a new year, millions of Americans pledge to improve their financial lives. But without a concrete plan, those well-intentioned resolutions often fade quickly.

On episode 47, Michele is joined by a former youth she was connected to during her time in child welfare.On the episode Reilly discusses:·      His lived experience growing up in foster care·      Managing multiple moves and uncertainty·      His educational pursuits from graduating high school, attending trade school for carpentry, and then his current role at Edward Jones as a Financial Advisor·      The importance of positive mentors including Big Brothers and Big Sisters·      How important mindset is when you are not always in controlIf you are interested in working on your financial goals, the best way to contact Reilly:519-344-9872 | reilly.cusack@edwardjones.comWebsite: edwardjones.ca/reilly-cusackBio: Reilly is a Financial Advisor with Edward Jones. His approach is simple — "I sit down with people to understand their full situation, where they'd like to go, and the milestones they want to reach along the way. Together, we build a cost-effective plan through saving and investing to reach your goals, and I help monitor your situation to make sure things stay on track as life changes. If this is something that would help you, please feel free to reach out." If you like the show- let us know, subscribe, give us a rating and check us out on INSTAGRAM

High-yield savings rates have dipped slightly since early spring, but they remain strong enough that choosing the right account right now can still be a wise move. After several quarter-point interest rate cuts by the Federal Reserve, savings yields have eased—but not disappeared. In fact, many online banks continue to offer returns well above those of most brick-and-mortar institutions.Understanding what's happening—and how to respond—can help you steward your cash with wisdom and confidence.Why Savings Still Matter in Your Financial PlanSavings and investments play very different roles. A savings account is designed for money that must remain safe, accessible, and dependable—your emergency fund, short-term needs, and dollars you'll rely on in the next few years.Savings won't deliver investment-level growth, but the interest they earn still matters. Every bit of growth helps preserve purchasing power and strengthens your financial footing over time.Over the past few years, inflation rose well above the Federal Reserve's 2% target. In response, the Fed raised short-term interest rates aggressively. As rates climbed, savings yields—especially at online banks—rose alongside them.Earlier this year, many high-yield savings accounts were paying between 4.75% and 5%, sometimes more. That gave savers an unusual opportunity to earn meaningful interest on cash that would otherwise sit idle.Since then, inflation has cooled, and the Fed has begun cutting rates. Those reductions have nudged savings yields lower, but today's rates are still historically strong—and far more generous than what traditional banks typically offer.Why Timing Still Works in Your FavorBanks rarely adjust savings rates immediately after a Fed announcement. Often, there's a window—sometimes several weeks—when higher yields remain available before they gradually drift downward.That lag creates an opportunity. While savings accounts aren't “locked in” like CDs, moving your money into a competitive high-yield account now allows you to benefit as rates slowly settle. Banks tend to move cautiously, often watching one another before making changes, which gives savers time to act.For many families, knowing their savings are earning a solid return brings peace of mind—whether preparing for an unexpected expense or setting aside resources for opportunities God may bring.Where High-Yield Savings Fit BestA strong savings strategy usually includes three key priorities:1. Your emergency fund. Keep three to six months of expenses in a high-yield savings account. The stronger the yield, the faster that cushion grows—without taking on risk or debt.2. Short- and mid-term goals. Money you'll need in the next two to five years—such as a down payment, major repair, or planned purchase—should stay protected from market volatility. High-yield savings accounts offer both safety and reasonable earnings.3. Regular comparison. Some traditional banks still pay as little as 0.01%—essentially nothing—while online banks often offer rates dozens of times higher. Comparing what you're earning with what's available elsewhere can make a meaningful difference.Exploring Your Options WiselyComparison sites like Bankrate and NerdWallet can help you evaluate current rates while also considering reliability, customer experience, and safety ratings.Money market accounts are another solid option, often offering competitive yields with added flexibility, such as check-writing privileges. Just be mindful of minimum balance requirements.Don't overlook credit unions either. As not-for-profit institutions, they often return earnings to members through stronger rates and lower fees. One example is AdelFi Christian Banking, a credit union that combines competitive yields with support for Gospel-centered ministry worldwide.You can learn more at FaithFi.com/Banking.Stewardship Is About Faithful ConsistencyChoosing where to place your savings isn't simply about chasing the highest return. It's about managing God's resources with intention and care. Saving consistently—month after month, year after year—is quiet, faithful work.A wise savings vehicle supports that journey, helping your money work a little harder while you walk forward with clarity, confidence, and trust in the Lord's provision.On Today's Program, Rob Answers Listener Questions:I'm 70 and retired, with a steady monthly income. I need a car costing about $20,000, and I still owe $27,000 on my mortgage. I'd prefer not to carry two payments—should I pay off the mortgage or buy the car, and where should the money come from?I want long-term protection through investing in gold. What's the best way to do that today?I'm retired and have about $1 million invested with Edward Jones. They're moving me to a 1.2% annual fee on my entire portfolio instead of transaction-based fees. I agreed, but I now wonder whether the fee is warranted. Is this a wise move?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Bankrate | NerdWalletAdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's surprisingly hard to know what something is really worth until someone actually tries to buy it—and that problem is front and center in private funds. Don and Tom unpack why private equity, private real estate, and other “alternative” investments often look calm and stable on paper, only to suffer brutal price drops once they finally trade in public markets. From a Wall Street Journal example of a private real estate fund losing roughly 40% overnight, to Morningstar's troubling enthusiasm for expensive, speculative new ETFs, the episode reinforces a core principle: prices discovered by real markets beat internal estimates every time. Along the way, listeners call in with real-world retirement questions, inherited IRA rules, portfolio simplification strategies, and a healthy dose of holiday banter. 0:04 What something is “worth” versus what someone will actually pay 1:06 Defining private funds and why valuation is murky 2:27 Private fund pricing versus real market pricing 3:56 BlueRock fund haircut: paper value meets reality 4:24 Market pricing, efficiency, and the wisdom of crowds 5:42 The myth of private investments being “less volatile” 6:27 Real estate as the perfect valuation example 7:39 Listener call: inherited IRA and annuity distribution rules 12:42 Holiday humor, crypto annuity joke, and Kentucky bourbon 16:01 Moving assets from Edward Jones, loads, and simplification 19:41 DIY portfolios versus advisor value 21:08 Morningstar's “Best and Worst New ETFs” critique 22:21 Why most new ETFs exist (and why you don't need them) 24:43 Shockingly high ETF expense ratios 26:27 Leveraged crypto ETFs and financial absurdity 27:37 Seasonal podcast plug and ratings gripe 28:44 Listener call: Boeing retirement and rollover planning 34:40 Holiday reflections, gratitude, and comfort over riches Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, Ed Jones shares his journey in real estate, focusing on innovative funding strategies, the importance of affordable housing, and the role of faith in business. He discusses his unique approach to funding that allows investors to scale without monthly payments, his commitment to quality in affordable housing, and the significance of personal development and systems in running a successful business. Ed emphasizes the importance of building strong relationships and maintaining integrity in business dealings, while also looking forward to launching new funding initiatives.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Stocks got a lift in early trading after a cooler-than-expected inflation print, though some on the street questioned certain parts of the data. Mona Mahajan from Edward Jones talks about how the data plays into her market thesis. Meantime Micron shares spiked on results, giving a lift to the whole AI trade. Susquehanna's Mehdi Hosseini joins after raising his price target on the stock. Plus – Elliott Management takes a stake in Lululemon, Chipotle doubles down on meat, and Accenture's CEO talks AI demand.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Edward Jones private wealth advisor discusses how he overcame a decade of personal trauma and burnout then used that experience, and his influence, to help leaders grow in emotional health and vulnerability. Host: Ray Sclafani. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lane Kiffin accepted a massive 7-year deal with LSU in the middle of Ole Miss' big College Football Playoff run for $91 million. This might not make him the bad guy because of college football's current rules, but other things might just give him that title: Hot yoga, college girls, his "dog," and more! Presented by Nick Walker of Edward Jones 

How to Choose a Financial Advisor: Fee-Based vs. Commission and What Retirees Need to Know Introduction Choosing the right financial advisor can feel overwhelming, especially when you’re navigating retirement planning or managing a lifetime of savings. With so many types of advisors—from traditional brokers to fee-based fiduciaries—how do you know which model serves your best interests? In this episode of The Tom Dupree Show, Tom Dupree and Mike Johnson walk through the evolution of financial advising, explain the critical differences between fee-based and commission-based models, and share what you should look for when selecting an advisor. Whether you’re working with a large brokerage firm or considering a local registered investment advisor, this guide will help you make an informed decision about your financial future. The Evolution from Brokers to Financial Advisors From Lockboxes to Digital Portfolios The financial advisory landscape has transformed dramatically over the past several decades. When Tom Dupree started in the business, the term “financial advisor” didn’t exist—only brokers. “When I started in the business, it was a broker. There were no such things as advisors,” Tom explains. Back then, fee-based advisors served only the ultra-wealthy with accounts of $5-10 million or more. Everyone else worked with commission-based brokers. Investors even held physical stock certificates and bonds in lockboxes at their banks. As Tom recalls: “I knew an older man who accumulated a lot of securities, bonds and stocks, and he kept them in his lockbox. He had to physically collect his own bond coupons.” The Rise of Discount Brokerages and RIAs The late 1980s and 1990s brought significant changes: Discount brokerage firms like TD Ameritrade, Schwab, Fidelity, and Vanguard emerged, allowing investors to manage their own portfolios Fee-based accounts became available at traditional brokerage firms Independent Registered Investment Advisors (RIAs) like Dupree Financial Group established themselves as fiduciary-focused alternatives This evolution created more choices for investors—but also more confusion about which advisor model best serves their needs. Understanding Different Types of Financial Advisors Commission-Based Brokers Commission-based advisors earn money when you buy or sell investments. While not inherently wrong, this model creates potential conflicts of interest. Key characteristics: Compensated through transaction commissions May recommend products that generate higher fees Not always held to fiduciary standards Common at firms like Edward Jones and traditional wirehouses As Mike Johnson notes: “You the consumer need to be aware of what their incentive is. Some advisors are incentivized by transactions.” Fee-Based Registered Investment Advisors Fee-based RIAs charge a percentage of assets under management rather than commissions on transactions. Key characteristics: Held to fiduciary standards (legally required to put client interests first) Fees typically range from 0.5% to 1.5% of assets annually Incentivized to grow your account value, not generate transactions Provide ongoing investment management and financial guidance “We manage money for a fee and we offer advice. We counsel with people,” Tom explains about Dupree Financial Group’s approach. “It makes it simple. We’re not trying to do other things that you don’t expect us to try to do.” Hybrid Models and Large Brokerage Firms Many large brokerage firms now offer both commission-based and fee-based services, along with additional offerings like legal and accounting departments. Tom cautions about potential conflicts with these one-stop-shop models: “If everybody is working under the same roof and getting paid by the same income stream, they’re gonna all pretty much march to the same company line.” Fee-Based vs. Commission: Understanding Advisor Incentives How Incentives Shape Investment Recommendations Your advisor’s compensation structure directly impacts the advice you receive. Understanding these incentives is crucial for retirement planning. Commission-Based Incentives: Generate income through buying and selling May encourage unnecessary trading or higher-cost products Can create pressure to recommend certain investments Fee-Based Fiduciary Incentives: Earn more only when your account grows Motivated to preserve capital and generate steady returns Aligned with long-term retirement goals “The incentive for us, for example, is to mitigate risk, but to also try to earn a rate of return above the rate of inflation and hopefully the rate of withdrawal,” Mike explains. “It aligns with what our client’s interests are.” The Fiduciary Standard: What It Means for You A fiduciary is legally obligated to act in your best interest. This is the highest standard of care in financial services. When you work with a fiduciary RIA: Your interests come first, always Conflicts of interest must be disclosed Recommendations must be suitable for your specific situation Transparency is required in all fee structures Red Flags When Choosing a Financial Advisor Warning Signs to Watch For Not all financial advisors operate with your best interests at heart. Here are red flags Tom and Mike have observed over 47 years in the investment business:

This episode digs into the unwelcome December surprise of capital-gains distributions, especially from actively managed mutual funds. Don and Tom break down Morningstar's latest list of high-distribution offenders, spotlighting the astonishing 83% capital-gains payout from the Royce Midcap Total Return Fund. They compare the tax drag, costs, turnover, and long-term underperformance of these funds against index funds and ETFs, and explain why tax-efficient investing matters far more than most people realize. Listener questions cover overly complex portfolios, Edward Jones stock positions, odd-lot tender offers, and whether large-cap blue-chip stocks remove the need for bonds. The episode closes with a reminder that detailed portfolio triage is best handled in one-on-one meetings. 0:04 Capital-gains season returns and why high fund returns can still hurt 0:29 Don & Tom on weather, wardrobe, and warming up in Florida 1:30 December capital-gains distributions and why they happen 2:07 Morningstar's warning: active funds with big capital-gains payouts 3:06 Vanguard, T. Rowe Price, and American Funds distribution levels 4:09 The biggest offender: Royce Midcap Total Return Fund 5:41 Why 35 funds will distribute more than 10% of assets 5:52 The stunning number: Royce's 83% capital-gains distribution 6:52 Why big outflows and poor performance drive big taxable events 7:21 Royce's turnover, tiny size, high costs, and weak long-term returns 8:47 Why it's critical to hold active funds only in tax-advantaged accounts 10:07 ETFs vs mutual funds: tax efficiency and turnover differences 11:42 Comparing Royce to Avantis AVGE on fees, turnover, and performance 12:16 How AVGE tracks its index vs Royce's massive underperformance 13:33 When selling an active fund before a distribution may or may not help 14:05 Listener question: overly detailed allocation request — why it needs a meeting 16:29 Why some questions require one-on-one analysis 18:20 Why Appella's free meetings exist (and what they're not) 20:35 Odd-lot tender offers explained 22:14 Listener: selling Edward Jones stock holdings and leaving EJ 23:42 Why small, young investors should clean up taxable accounts early 24:24 The long decline of commission-based brokerage 25:26 Bothell check-in: blue-chip stocks vs bonds 27:18 Historical returns: 98 years of total market vs small-cap value 28:49 Why bonds exist in a portfolio despite low recent returns 29:30 Closing thoughts on discipline, diversification, and realism Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear from Big 12 Commissioner Brett Yormark, as well as BYU's Kalani Sitake & Texas Tech's Joey McGuire ahead of Big 12 Championship Game.

Ever wondered what happens when you take the leadership lessons from flying military helicopters and apply them to corporate America? In this conversation with Carl Sharperson Jr., author of "Sharp Leadership" and former Marine Corps pilot, Cam and Otis explore the fascinating transition from military service to business leadership."The plant ran better with us not being there than it did when we were there," Carl reveals, sharing a powerful story about what happened when all the managers went on a two-day retreat. This counterintuitive insight highlights one of Carl's core leadership principles: when you truly empower your people with the right tools and resources, they'll often exceed your expectations.What makes this episode particularly valuable is Carl's candid reflection on his own leadership journey. "My team leader pulled me aside one day and said, 'Carl, you're micromanaging, you don't need to do that,'" he shares, explaining how this direct feedback helped him "flip the script" and transform his approach. From discussing the delicate balance of allowing people to fail without catastrophic consequences to exploring how he applied leadership principles as an entrepreneur, Carl offers practical wisdom drawn from his unique experience across military, corporate, and entrepreneurial settings.Whether you're transitioning from one leadership context to another or simply looking to elevate your team from mediocrity to excellence, Carl's insights on building relationships and taking care of your people provide a roadmap for authentic, effective leadership.More About Carl:Carl Sharperson Jr. is a renowned Leadership Innovation Strategist, speaker, and coach, celebrated for his ability to elevate leaders from mediocrity to their fullest potential in both professional and personal realms. He is the acclaimed author of Sharp Leadership: Overcome Adversity to Lead with Authenticity and Sharp Leadership: Parenting Principles for Rearing Young People. Carl's expertise lies in recognizing that many individuals operate at only 50% capacity due to inadequate leadership, development, or job fit. Through his proprietary Sharp Leadership coaching process, combined with his rich experiences in the military, corporate America, and entrepreneurship, Carl delivers transformative results for his audiences and corporate clients. A proud graduate of the United States Naval Academy and a former United States Marine Corps pilot with a BS in Engineering, Carl has also documented his military experiences in Short Rations for Marines and For My Sons and Brothers. Following his distinguished military service, Carl held senior sales and operational positions at prestigious companies such as Procter & Gamble, Frito-Lay, and Colgate-Palmolive. He was Vice President of Manufacturing for an international sports company before answering the call to entrepreneurship in 2000, launching Sharperson's Executive Leadership. Carl has since worked with executives at major organizations, including Purdue Farms, Harley-Davidson, GlaxoSmithKline, Sara Lee, BMW, Edward Jones, Houston Independent School District, Lockheed Martin, Honeywell, the University of North Carolina, and Chick-fil-A, among others. As a dynamic speaker, Carl travels nationwide, inspiring students to explore military training, sharing his triumphant journey of surviving Stage 4 Non-Hodgkin's Lymphoma and Stage 1 Colon cancer, and empowering leaders with the principles of servant leadership. Dedicated to giving back, Carl actively participates in several community and faith-based initiatives, mentoring youth and helping them reach their maximum potential. He resides in the Upstate of South Carolina with his wife, and they are proud parents of a son and a daughter. If you are ready to elevate your team from mediocrity to excellence, book Carl Sharperson Jr. today.Chapter Times and Titles:From CH-46 to Corporate America [00:00 - 05:00

In this episode of Poised for Exit, we talk with Vincent Renda, a nationally recognized financial advisor with Edward Jones who specializes in helping business owners prepare for life beyond their company.Vincent explains why most owners view an exit as a financial event when, in reality, the real challenge is the transition: identity, purpose, lifestyle, and what comes next. He shares a powerful client story that illustrates how a lack of purpose can stop an exit in its tracks.We also cover the biggest value drivers and detractors, including owner dependency and hidden lifestyle expenses that create major wealth gaps. Vincent highlights why planning three to five years ahead is critical, and why forced exits often happen due to the Five Ds: death, disability, divorce, disagreement, and destruction.Finally, Vincent discusses the tools and collaborative resources Edward Jones provides to help owners build a business that's sellable, sustainable, and aligned with their long-term goals.Next Steps:Connect with Vincent on LinkedIn for a complimentary reviewConnect with Julie Keyes, Keyestrategies LLCFounder, Consultant, Author, Pod-caster and Instructor

What happens when a pastor walks away from the pulpit and steps straight into the world of finance? You get Conner Halstead, a man on a mission to prove that money and ministry don't have to live in separate worlds. In this powerful episode of the Level Up + Live Podcast, host Sean Meyers sits down with Conner, a former church leader turned Edward Jones financial advisor, who's rewriting what it means to build wealth with purpose. From living paycheck-to-paycheck during the pandemic to guiding business owners toward peace, purpose, and prosperity, Conner's story is proof that sometimes your calling evolves, but your mission stays the same. They dive deep into: How faith and stewardship can unlock true financial freedom Why abundance starts in the mind, not the bank account The #1 mindset shift that can take entrepreneurs from scarcity to significance The spiritual side of building a business that lasts This isn't your typical finance talk; it's a faith-fueled roadmap to living fully, giving freely, and leading boldly in both life and business. Tune in to hear how Conner traded sermons for spreadsheets and discovered that helping people build wealth can be one of the most powerful ministries of all. "Success isn't about what you earn, it's about what you build for the people and purpose you love most.” – Conner Halstead Ready to Level Up Your Life and Business? Join our Level Up + Live Mastermind, the weekly power room for business owners and leaders hungry for clarity, accountability, and growth without sacrificing their soul in the process. Try it FREE for one month levelupandlive.com/contact Stay in the loop; stay in the lead! Get exclusive insights on business, fitness, leadership, and community straight to your inbox! Subscribe to the Level Up + Live newsletter now Level Up + Live  Tools to Level Up! Free Resources — Level Up + Live

How do you go from knocking on doors in the snow to running a referral-driven, tax-focused retirement firm? Hamilton Brandenburg shares his path from Chick-fil-A's “my pleasure” culture, to prospecting at Edward Jones, to launching a fee-only practice built around tax-smart retirement planning. A near-lapsing whole life case pushed him toward a model where taxes, decumulation, and clear service rhythms give clients real value they can feel.Hamilton talks about the habits that mattered early, how they evolved into surge meetings and a proactive review schedule, and why retirees need more than pie charts. They need coordination on withdrawals, Roth conversions, Social Security timing, and account sequencing that keeps lifetime taxes low.We also get into the chapter where he built a virtual practice from a 46-foot fifth wheel while raising four kids, and how remote work forced cleaner systems and sharper communication. He shares practical advice for advisors going independent and simple ways retirees can evaluate whether an advisor is really planning through taxes.Social:https://www.linkedin.com/in/hamilton-brandenburg-9a361b12b/Is it in this episode was obtained from Bensound.

Nothing is sacred----the Dr. Pepper Big 12 Championship game is no more….Edward Jones now the title sponsor  Show Sponsored by MIDWEST BANKOur Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Hims: https://hims.com/EARLYBREAK* Check out Infinite Epigenetics: https://infiniteepigenetics.com/EARLYBREAK* Check out Uncommon Goods: https://uncommongoods.com/EARLYBREAK* Check out Washington Red Raspberries: https://redrazz.orgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don and Tom tackle investor “magical thinking,” especially the belief that private equity, non-traded REITs, and other illiquid “exclusive” investments offer hidden superior returns. They walk through Jason Zweig's recent reporting on a Florida pension fund that locked up money, paid higher fees, and earned under 1% a year. The conversation underscores why liquidity, transparency, and diversification matter far more than complexity or exclusivity. The episode also features listener questions on retirement withdrawal sequencing for a $9M portfolio, evaluating cash balance plans, and deciding between traditional vs. Roth 401(k) contributions. A recurring theme: boring portfolios win. 0:05 Magical thinking and the fantasy of “special” investments 1:52 Private equity realities: higher fees, no liquidity, often lower returns 2:46 The Indian Shores pension fund case 3:44 Withdrawal limits and 0.7% 5-year returns 4:34 Why endowments can do illiquid assets but you probably shouldn't 5:21 “Roach motel” investing and lack of transparency 8:35 How mutual funds must provide daily liquidity vs. private funds that don't 8:49 Excitement is bad; investing should be boring 9:54 Caller: $9M portfolio—withdraw taxable first or convert IRAs? 11:51 Traditional IRAs vs taxable sequencing strategy 14:17 Why taxable first lowers tax impact and preserves flexibility 16:03 Blackstone senior housing REIT losses and why “sure things” fail 17:39 Diversification protects you when single bets go bad 18:06 Why private deals appeal emotionally (exclusivity + status) 20:38 Caller: Tesla & concerns about private equity creeping into ETFs 23:07 Why mainstream ETFs won't adopt illiquid private assets 24:43 REIT ETFs behave more like stabilizing bond substitutes 26:02 LeaveMeAlone email-unsubscribe tool discovery 28:04 Listener questions: send via site or voice form 30:51 Cash balance plan concerns—likely a stable value/insurance product 33:08 Another listener: Edward Jones 401(k) with American Funds C-shares 34:30 High-fee small-plan 401(k)s—why they happen and how to fix 36:27 Caller: Should we switch to Roth 401(k) contributions? Probably not here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the interviewhttps://www.youtube.com/watch?v=j1BsTD-ZFrg

**Content Warning: This story contains graphic details about a fatal cave accident involving prolonged entrapment in a confined space. It includes descriptions of claustrophobic conditions, failed rescue attempts, and a tragic death. The content may be particularly distressing for those sensitive to themes of confinement or helplessness. In this segment of the Crux podcast called Disaster Strikes, hosts Kaycee Macintosh and Julie Henningsen recount the tragic story of John Edward Jones and the Nutty Putty Cave incident. Unlike their regular episodes that focus on survival stories, this biweekly segment delves into outdoor adventures that ended in disaster, aiming to educate listeners on how quickly things can go wrong in the wilderness. The episode recounts John Jones' fatal caving expedition in November 2009, the rescue efforts, and the series of small but fatal decisions that led to his entrapment and death. The story serves as a somber reminder of the dangers inherent in cave exploration and the critical importance of adhering to safety protocols. 00:00 Introduction to Disaster Strikes 00:44 The Nutty Putty Cave Tragedy 01:37 John Edward Jones: A Life of Promise 03:03 The Fateful Decision 04:13 Exploring Nutty Putty Cave 07:16 The Desperate Rescue Effort 12:56 The Tragic Outcome 21:44 Aftermath and Legacy 27:38 Lessons Learned 29:19 Conclusion and Sign-Off Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Nicole sits down with financial advisor Connie Williams of Edward Jones to explore what financial wellness really looks like for busy firm owners.  They discuss common behavioral money traps, how to build lasting financial security, and practical ways to prioritize your own financial health without neglecting your clients.  Whether you're just getting started or looking to optimize your retirement planning, this episode is packed with relatable insights and strategies. Enjoyed this episode? Join a network of like-minded women at http://cpamoms.com/start and get the support you need to build the practice you want.

Former Edward Jones advisor Steve Davis shares how he built a lean, focused independent firm with LPL and what freedom really means.

On a crisp September morning, the Northern Shenandoah Valley came alive with the spirit of service. Nearly a thousand volunteers donned bright orange t-shirts and fanned out across five counties and the city of Winchester for United Way Northern Shenandoah Valley's annual Day of Caring—a day dedicated to giving back, building connections, and strengthening the fabric of the community. Janet Michael, host of “The Valley Today” and board chair for United Way of Northern Shenandoah Valley, served as both guide and storyteller for this special episode, recorded live as she visited project sites bustling with activity. “It is a day when the entire community comes together to serve local nonprofits and residents,” Janet explained, her pride evident as she described the scale of the effort. Painting Hope at Edgehill Recovery Center At the Edgehill Recovery Center, the air was thick with the scent of fresh paint and the hum of teamwork. Janet spoke with Elizabeth, an equity production supervisor at Navy Federal Credit Union, who was rolling paint alongside her team. “It's very competitive to get into,” Elizabeth laughed, describing how quickly volunteer slots filled up. For her, the Day of Caring was not just about giving back, but also about building camaraderie within her team. “It's awesome to be able to build our community while helping our community,” she said. Transforming Evans Home for Children The next stop was Evans Home for Children, where Executive Director Amy Rice marveled at the sea of volunteers tackling landscaping and maintenance projects. “As much as we are a little nonprofit, we have five acres in the middle of Winchester—that can be a lot to maintain and manage,” Amy shared. The Day of Caring, she explained, accomplishes in a single day what would otherwise take her small staff a year or more. “It's a safety and security issue to make sure that we are good with our licensing, that we are safe for the children to be here. The families feel safe placing their children with us. That's really, really important to us.” Amy was quick to credit her program director, LaMishia Allen, for orchestrating the day's logistics and ensuring everything ran smoothly. She also encouraged listeners to reach out year-round, noting that the need for volunteers and donations never ends. A Legacy of Service at Fremont Street Nursery At Fremont Street Nursery, the city's oldest licensed childcare center, Executive Director Freda Roberson beamed as she described the impact of the Day of Caring. “To see the amazing hardworking volunteers come out—it not only helps Fremont, but it also betters our community,” she said. Volunteers from Navy Federal painted playhouses, washed windows, while Tolley Dental facilitated dental exams for 60 children. “Out of the 60 children, only two had a cavity,” Freda reported, highlighting the tangible benefits of the day's work. Revitalizing Old Town Winchester The Day of Caring wasn't limited to traditional nonprofits. In Old Town Winchester, volunteers from Valley Health and the Friends of Old Town took a “tourist perspective” to identify ways to improve the downtown experience. “We got to hear some of the ideas that were on the table and give feedback from our perspective, which I think was a great project,” said Jason Craig, Director of Community Health for Valley Health. The group discussed everything from murals and pedestrian safety to access to fresh food and physical activity, underscoring the broad reach of community health. Personal Connections and Lasting Impact Throughout the day, Janet met volunteers like John and Billy from Warfel Construction, who helped residents at Winchester House with cleaning tasks. “It was great to catch up with them and learn their story too,” John reflected, noting the personal connections forged through service. At the Our Health campus, a team from Edward Jones wrote thank-you notes and made calls for the Alzheimer's Association, brightening the days of volunteers and participants. “We're actually hearing stories of families that have been impacted by Alzheimer's,” said Shalini Mickos, emphasizing the emotional resonance of their work. Jodi Young, Executive Director of Healthy Families Northern Shenandoah Valley, showed off baskets filled with diapers and baby supplies—assembled in just two hours by a small team of volunteers. “If it was just us collecting, we'd be taking time away from the families,” she explained, grateful for the extra hands. A Call to Action As the episode drew to a close, Janet reminded listeners that the Day of Caring is not just a one-day event, but a call to ongoing engagement. “We all have something to give. For some it's money. For others, it's time and skills, and for all of us, it's being willing to listen to the struggles that someone is having, be a little more understanding, and be a little more open-minded,” she said. The Day of Caring stands as a testament to what can be achieved when a community unites in service. Whether painting walls, planting flowers, or simply offering a kind word, every act of caring helps build a stronger, safer, and more compassionate place to call home. For more information on how to get involved, visit United Way NSV's website or reach out to local nonprofits—because, as Janet put it, “United is the way to spark change.”

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Money isn't just about dollars—it's about values, legacy, and freedom. In this Saddle Up Segment of Doing Life Different, Lesa Koski reflects on her conversation with financial advisor Kathleen Judge. Together, they explore why finances are deeply personal, why women must have a voice in money decisions, and how shame has no place in financial conversations. Whether you're married, divorced, or starting over, this episode empowers you to align your finances with your values and live with confidence.⏱ Timestamps(00:00) Welcome to the Saddle Up Segment(01:05) Finances are personal and values-driven(02:10) Women need a voice in money conversations(03:18) Why shame doesn't belong in finances(04:25) The power of boundaries in money decisions(05:30) Hard seasons reveal your calling(06:15) Weekly challenge: Align your financial goals with habits(07:05) Closing encouragement & call to action

Money, Divorce & Living Your Best Life | Financial Wisdom with Kathleen Judge

What if the biggest advantage you bring to your career isn't your GPA or degree, but the real-world lessons you learned by running a business in college?   In this episode of the Leaders Across America Podcast, Steve Acorn talks with Jacob Brauer, a Michigan State graduate whose four-year journey with the Young Entrepreneurs Program shaped his future in ways no classroom could. From overcoming a speech impediment and the fear of rejection to leading ten branch managers by his senior year, Jacob built resilience, leadership skills, and confidence that carried him far beyond campus.   Now a financial advisor with Edward Jones, Jacob shares how the program gave him the mindset, discipline, and relationships that opened doors early in his career. He explains why age is never a barrier, how trusting the process creates results, and why real-world experience is the best preparation for long-term success.   Looking for an edge beyond your GPA? This episode shows how real-world experience prepares you for opportunities a classroom never could.   If you've enjoyed this episode of the Leaders Across America podcast, be sure to leave a review and subscribe today!   Enjoy! Key takeaways:   How Jacob went from a shy freshman to running a $600,000 operation by senior year Why real-world experience beats theory when preparing for a career in business The evolving “why” behind Jacob's journey and why money alone isn't enough The role of relationships and mentorship in surviving challenges and staying motivated How to overcome doubts about being “too young” to lead or be trusted Why discipline, not just motivation, is the key to lasting success Why the program is the best internship for the right person and the worst for the wrong one And much more… Guest Bio: Jacob Brauer is a financial advisor at Edward Jones, where he assists automotive and manufacturing professionals in addressing their money concerns. A graduate of Michigan State University, Jacob spent four years in the Young Entrepreneurs Program, starting as a branch manager and eventually overseeing ten managers across Michigan. His hands-on experience in leadership, sales, and operations gave him the skills to step into a career usually reserved for older professionals. Today, Jacob continues to build his business with the same principles of discipline, resilience, and relationship-building that shaped his student years. Resources   YEAA Website   Leaders Across America   Connect with Jacob on LinkedIn   Follow Jacob on Facebook   EdwardJones.com    Books Mentioned:   The Richest Man in Babylon   Disclaimer:   The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of Leaders Across America podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.  

This week, Jack Sharry talks with Ken Dychtwald and Ken Cella. Ken Dychtwald is the Founder & CEO of Age Wave. He is a psychologist, gerontologist, and author of 19 books. For decades, Ken has been regarded as the nation's foremost thought leader on population aging and its profound business, social, financial, and cultural implications for the healthcare workforce.  Ken Cella is the Head of External Affairs at Edward Jones, where he is responsible for fostering strategic partnerships and expanding relations with policymakers, industry leaders, and other influencers to make a greater impact on society. He is also a member of the Edward Jones Enterprise Leadership Team, which guides the firm's strategy to grow its impact and create value for clients, colleagues, and communities today and into the future.  Together, they unpack one of the most overlooked and under-discussed financial issues in American households: caregiving. Drawing on insights from research commissioned by Edward Jones in partnership with Morning Consult and Age Wave, Ken Cella and Ken Dychtwald share the emotional, financial, and societal costs of caregiving. With nearly half of all Americans either serving as or expecting to become caregivers, this conversation sheds light on what it truly means to care for a loved one and what financial advisors can do to better support clients in navigating these challenges. In this episode: (00:00) - Intro (02:29) - Edward Jones' groundbreaking study on caregiving  (04:25) - The wide-ranging impact of caregiving on families and society (06:57) - Why Edward Jones is investing in caregiving research (11:06) - Caregiving's reach: a reality for nearly everyone  (13:47) - Edward Jones' transformation toward holistic financial wellness (18:29) - Culture, community, and client well-being at the center (21:18) - Balancing technology with timeless values (23:59) - Building trust in the advisor–client relationship (27:45) - Ken Cella on the emotional toll—and fulfillment—of caregiving (30:05) - Ken Dychtwald's key insights and takeaways (32:30) - Ken Cella's interests outside of work (33:25) - Ken Dychtwald's interests outside of work Quotes "Caregiving takes a toll beneath the surface, and a lot of times, people don't talk about it." ~ Ken Cella "We're in the business of helping people feel competent and secure in their financial future. So, we want to improve retirement security for families and caregivers." ~ Ken Cella "Edward Jones is really serving the fabric of America in a way that's unique. We want to be part of a solution where business and society come together to create better outcomes for families through financial wellness." ~ Ken Cella "It's not just the super-wealthy who need someone in their corner. It's everyday folks who need a guide, someone to direct them and help them." ~ Ken Dychtwald "I have never encountered a firm that I thought cared more about both its work, the people who work there, the population it serves, and the community. So, I've grown a lot of respect and affection for the people of Edward Jones, and I feel proud to be affiliated with Edward Jones." ~ Ken Dychtwald "There's a lot of strain, disruption, and unhappiness that can come with seeing somebody you love struggle. But there was also a sense of honor and a sense of doing something good for a loved one. The fact that Edward Jones is taking the lead in representing the purpose of caregiving, its high intention, and the quality of life that comes from it is to be applauded." ~ Ken Dychtwald Links  Ken Cella on LinkedIn Ken Dychtwald on LinkedIn Age Wave Edward Jones Morning Consult Susan Collins Mark Warner Brittany Pettersen Maria Elvira Salazar Connect with our hosts LifeYield Jack Sharry on LinkedIn Jack Sharry on Twitter Subscribe and stay in touch Apple Podcasts Spotify LinkedIn Twitter Facebook

In this episode, we sit down with Kathleen E. Judge, an accomplished Edward Jones financial advisor, community leader, and advocate for meaningful wealth management. With nearly three decades of experience in the financial services industry, Kathleen specializes in helping successful professionals, retirees, and business owners make smart decisions about their money—aligning their financial strategies with their values, goals, and life's greater purpose. Kathleen's holistic approach focuses on five key areas: investing wisely, enhancing wealth through tax-efficient strategies, protecting assets, planning for wealth transfer, and maximizing charitable giving. By collaborating with her clients' CPAs, attorneys, and other trusted advisors, she ensures that every plan is tailored to the individual story behind the numbers. Her personal journey is just as inspiring. After beginning her career with Edward Jones in 1996, Kathleen briefly stepped away to adopt her children from Ukraine, homeschool them, and co-found a nonprofit serving orphans in Eastern Europe. Returning to Edward Jones in 2011, she has since become a limited partner and a trusted advisor to countless families and businesses. Beyond finance, Kathleen is deeply engaged in community service—currently serving as an executive board member and treasurer for Lydia's House, a grant committee member for Youthbridge Community Foundation, and an active volunteer across multiple organizations. Her dedication to both her profession and her community reflects her core belief: that true wealth lies not only in financial security but also in uplifting families, causes, and communities. Join us as Kathleen shares her insights on wealth with purpose, legacy planning, and the power of connecting financial success to what matters most in life.   Episode Highlights Wealth management strategies 2025 Financial advisor for professionals and retirees Legacy planning and wealth transfer Purpose-driven investing 2025 Tax-efficient wealth strategies Holistic financial planning Wealth and philanthropy connection Financial planning for business owners Building meaningful financial legacies Women in finance leadership 2025 Wealth protection and estate planning Community-focused financial advisor Edward Jones financial advisor insights Giving back through wealth planning Aligning money with purpose Purpose-driven wealth management Financial empowerment for families The future of philanthropy in financial planning Holistic approaches to money and meaning Redefining wealth beyond money Women leading in financial services Social impact through strategic giving The intersection of finance and community service Wealth planning for the next generation Financial literacy and empowerment in 2025   Know Kathleen E Judge   Website : https://www.edwardjones.com/us-en/financial-advisor/kathleen-judge Did you enjoy today's episode?   Welcome to New Ways Barre. We are so glad you are here. Get ready to transform your body, mind and life. At New Ways Barre, we are dedicated to fostering a supportive community where individuals can achieve holistic well-being.   Please subscribe and leave a review. If you have questions, comments, or possible show topics, email  susan@tendrilsofgrief.com   Don't forget to visit Tendrils Of Grief  website and join for upcoming Webinars, Podcasts Updates and Group Coaching.   Get involve and share your thoughts and experiences in our online community   Tendrils of Grief-Survivor of Loss   To subscribe and review use one links of the links below  Amazon Apple Spotify Audacy Deezer Podcast Addict Pandora Rephonic Tune In  Connect with me Instagram: @Sue_ways Facebook:@ susan.ways Email @susan@tendrilsofgrief.com  Let me hear your thoughts!

On tonight's edition of The Mark White Show, Edward Jones financial advisor Julia Bartak joins me to discuss a new survey that reveals only two out of five Americans feel confident about their education savings. We'll cover what families can do to prepare, how 529 plans really work, and practical steps to take this school year to feel more secure about future education costs.

The Dow hitting a new all-time high alongside the S&P as United Health gives things a boost:  Carl Quintanilla, Leslie Picker, and Michael Santoli broke down latest along with fresh data top of the hour (Consumer Sentiment – coming in at its lowest level since May) before getting into the market outlook with the head of investment strategy for Edward Jones. Plus: hear Janus Henderson's top picks amid the volatility – with one portfolio manager laying out why he likes Amazon and Microsoft at these levels. The team also dove deep into Berkshire's biggest moves this quarter – including the United Health buy sending shares up double digits – along with some key sales from Coreweave's early investors, as the post-IPO lock-up on shares finally expires today.   Also in focus: DC headlines galore – hear what to do with Intel shares as they gain on a report that the government is looking at taking a stake in the name this hour – along with the key details so far from “high stakes” summit between President Trump and Russian President Vladimir Putin in Alaska today.   

What's the best way to save for a house without wrecking your retirement plan? That's just one of the big questions Joe Saul-Sehy, OG, and Mom's neighbor Doug tackle in this packed episode (number 1700!) of Stacking Benjamins. Whether you're trying to figure out where to park your emergency fund, how to handle inherited IRAs, or how to financially plan as a single adult with big responsibilities (hello, aging parents!), this episode is full of relatable scenarios and actionable strategies. Stackers Torin, VJ, Lori, and Michelle ask everything from: How much is too much in your emergency fund? What happens to inherited IRAs when you're already juggling financial priorities? What should single people be doing right now to prepare for the future? How do you juggle helping aging parents while keeping your own goals on track? Plus, we mix in commentary from Kevin at Edward Jones and longtime listener Ron—offering insights from inside the financial services world and the Stacker community. The guys debate personal finance media narratives, give practical advice for budgeting large windfalls, and reflect on why saving feels easier in theory than in practice. Also covered in this episode: Why financial advice often skips over single individuals—and what to do about it Emergency fund strategies: where to park the money, how much to keep, and how to make peace with the fact it isn't earning sky-high returns How to prioritize debt, student loans, savings, and investing without setting off a financial anxiety spiral The value of short-term tradeoffs when you've got long-term goals All delivered with the basement's signature charm—where the coffee is lukewarm, the guidance is practical, and the jokes… well, let's just say they're dividend-eligible. This episode is a perfect listen for: New Stackers building their financial foundation DIYers trying to juggle competing money goals Anyone who's inherited assets and doesn't want to mess it up People who've realized adulting is basically managing 14 financial priorities at once and still remembering to bring snacks. FULL SHOW NOTES: https://stackingbenjamins.com/answering-your-questions-mailbag-1700 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices