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One of the most significant risks investors face isn't losing money in a market dip; it's failing to reach their long-term financial goals.
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In this hour, Walter tackles everything including his own quest for the perfect, extra-mayonnaise turkey club. But it's not just diner banter—the show dives deep into the "cosmic Watergate" with Dr. Sky, discussing 14 missing UFO scientists, tic-tac aerial anomalies, and whether the CERN particle accelerator shifted us into an alternate timeline. Plus, get gritty global military analysis on the Strait of Hormuz from Edward Jones and scandalous NYPD psychiatrist secrets from retired detective Vic Ferrari. Buckle up, Midnight Misfits—it's the biggest all-night show in radio Learn more about your ad choices. Visit megaphone.fm/adchoices
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In this packed hour of The Other Side of Midnight, host Walter Sterling navigates a wild ride through generational shifts, global geopolitics, and pop culture. First, podcaster Wyatt Sharpe breaks down Gen Z trends, explaining why young adults are ditching the traditional marriage timeline and opting to share their salaries on TikTok. Then, Middle East expert Edward Jones unpacks the shifting global order, NATO tensions, and Iran's strategic patience over the Strait of Hormuz. Later, Hollywood correspondent Matias Boom Boom drops in to review the latest box office hits and flops, including the live-action Moana remake and the struggling Supergirl film. Learn more about your ad choices. Visit megaphone.fm/adchoices
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As temperatures rise and storm season approaches, it's a good idea to review your homeowners insurance policy. Tornadoes, hurricanes, wildfires, flooding and other natural disasters can strike with little warning. If your coverage is outdated, you could find yourself without adequate protection when you need it most.
Should you invest money you're saving for a house, or keep it in cash? How does an inherited IRA actually work when it's split between siblings? What should a single person think about differently when planning for retirement? And is SGOV a reasonable place to park your emergency fund? Joe and OG dig in. These aren't questions from this week. They're questions Stackers sent in over a year ago -- and people are still asking every single one of them. What You'll Walk Away WithThe house down payment question: why OG flips it around and asks what happens if the market is down 20% when you need the money -- and how the answer tells you exactly what to doWhy the juice-worth-the-squeeze question matters more than the optimal investment question when your timeline is three to five yearsHow inherited IRAs actually work: the 10-year rule, required minimum distributions, what happens when multiple siblings inherit the same account, and when it might make sense to just pay the tax and be done with itWhy a spouse inheriting an IRA follows completely different rules -- and why you cannot add to an inherited IRA even if you don't have one of your ownThe single person's financial plan: why disability insurance is the most important protection nobody thinks about, why your estate plan needs different beneficiary logic than a married person's, and why being your own backstop means advocating harder for your own incomeMichelle's numbers run through the Rule of 72: why a 35-year-old with $270,000 already saved may be closer to Coast FI than she realizesSGOV as an emergency fund: when treasury ETFs make sense as a cash alternative, when they don't, and why over-optimizing your cash flow can cost you more in overdraft fees than you ever gainedWhy keeping one to two months of expenses in your checking account isn't lazy -- it's a system that protects you from the chaos of a missed transferThe student loan bankruptcy debate: why Ron's argument has more merit than most people admit, and what the real structural problem isThe Edward Jones response: what's actually Joe's job in the headline segment and what belongs to a company's PR departmentWhy This Matters NowGood financial advice doesn't have an expiration date. These questions were relevant a year ago, they're relevant today, and they'll be relevant next year. If you've been putting off answering any of them for yourself, this is the episode.From the BasementJoe and OG work through the mailbag -- house down payments, inherited IRAs, single-person planning, SGOV, student loans, and a spirited defense of Edward Jones from an actual Edward Jones employee who has some notes. The trivia question is about Michael Jackson's best solo hit according to Billboard. Mom has the curtains drawn.Resources MentionedStacking Benjamins voicemail line -- leave your question; stackingbenjamins.com/voicemailSGOV -- iShares 0-3 Month Treasury Bond ETF; referenced for emergency fund and cash management discussionStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201OG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Financial security doesn't have to come from a big salary, a lucky investment or some dramatic turning point. For most people, wealth is built more simply, through small habits repeated many times over.
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Cody Williamson returns to TrulySignificant.com presents. He riffs about Side Quests, involvement in your community and how core values guide his life. Cody discusses the upcoming events at the Capital City Texas A&M Chapter and flips the script with four questions for show host Rick Tocquigny.Contact Cody regarding your investments at cody.m.williamson@edwardjones.com Become a supporter of this podcast: https://www.spreaker.com/podcast/success-made-to-last-legends--4302039/support.
A week and a half ago, they walked into a radio station they didn't know existed. This week, they were standing on a stage at the HIVE at Shenandoah University with graduation certificates in their hands, telling a room full of parents and business leaders how the experience changed them. On this follow-up to the June 10th episode of The Valley Today, host Janet Michael returns to the students of the Top of Virginia Regional Chamber's Arising Leadership Program — this time to find out whether the sessions they thought they were most looking forward to actually were their favorites, and what surprised them along the way. Janet catches up with six of the students at graduation — Amoni Hill, Emily Ramirez, Jack Bruns, Nyomi Coates, Lucy Gluszack (returning as an intern after participating last year), and Cole Stockli — plus parents Whitney and Amy, Carmeuse local leader Logan Thompson, Chamber program director Missy Spielman, and Chamber CEO Cynthia Schneider. You'll hear the two student speeches given that evening — Nyomi quoting Ratatouille on the soul, Amoni honoring "the orange lady" — and a really moving observation from a fire marshal: that this group had bonded in three days the way another group hadn't in nine months. Plus: Cynthia's reveal that two of these students already have business ideas they want to launch. (She is, predictably, ready for next year's class.) QUOTABLE MOMENTS FROM THE STUDENTS • "I will never forget the orange lady — as we called her — with her bubbly personality. She taught us to speak confidently, always looking for new opportunities if we prepare." — Amoni Hill • "You must not let anyone define your limits because of where you come from. Your only limit is your soul." — Nyomi Coates (quoting Gusteau, from Ratatouille) • "I had no idea this is what the program was gonna be. I thought maybe we'd just go inside businesses and talk for a little bit. But I was super excited when we started doing more hands-on stuff." — Emily Ramirez • "If you guys are looking for free certifications, maybe consider applying." — Jack Bruns • "It was just really personal. She gave us her business card. It was just really great." — Cole Stockli WHAT THE PROGRAM DOES (IN THE STUDENTS' OWN WORDS) This year's class confirmed what the previous two classes have shown: the Arising Leadership Program isn't just about exposing students to careers. It's about helping them rethink what's possible in their own backyard, building cross-school friendships across former rivalries, and shifting their sense of identity from "student" to "leader." By graduation, every student in this year's class had moved their Post-it Note from the "not yet" column to "I am a leader." ABOUT THE ARISING LEADERSHIP PROGRAM A career exploration program for rising high-school juniors and seniors across the Top of Virginia region. Over a week and a half, students rotate through industries in their own backyard — radio, aviation, healthcare, law and public safety, mining and engineering, agriculture, hospitality, culinary, events and floristry, financial services, and more. Coordinated by Missy Spielman through the Top of Virginia Regional Chamber. The program is free for participating students thanks to founding sponsorship from Carmeuse and additional community partners. LINKS & RESOURCES • Top of Virginia Regional Chamber: regionalchamber.biz (Arising Leadership Program applications and info available for next year's rising juniors and seniors) • Listen to the first-day episode (June 10): thevalleytodaypodcast.com • Featured host businesses mentioned in this episode: The River 95.3, Valley Health, Carmeuse, Weber's Nursery, The Ivy Room, Edward Jones, Frederick County Courthouse, Frederick County Sheriff's Office, and many more • Interested employers, host businesses, or potential sponsors can contact the Chamber directly through regionalchamber.biz THE VALLEY TODAY with Janet Michael — A decade of conversations. New podcast episodes drop weekdays at 11 AM. Catch the show on The River 95.3 and Fox Sports 1450 AM weekdays just after noon. Subscribe and listen at thevalleytodaypodcast.com — available on Apple Podcasts, Spotify, and wherever you get your podcasts. If you enjoy the show, please take a moment to leave a rating or review — it helps more listeners find us. Connect with us: Facebook — facebook.com/ValleyTodayFanPage Instagram — instagram.com/thevalleytoday
Mackenzie LaHaye, Financial Advisor with Edward Jones in Nederland, discusses career opportunities in the financial services industry, the skills and qualifications needed for success, and the many pathways available for students, job seekers, and career changers interested in pursuing a career in finance. The conversation also explores the firm's Financial Fitness program, which helps individuals build knowledge and confidence in managing their personal finances. To learn more about Edward Jones' Financial Fitness resources, visit: https://tinyurl.com/2s4xthtz For information about careers with Edward Jones, visit: https://tinyurl.com/4xwr99p7
529 plan benefits extend far beyond traditional four-year universities, offering families a powerhouse tool for tax-free educational growth. Despite massive tax advantages,
Welcome to the ultimate late-night show for the "night people"! In this episode, host Walter Sterling tackles the growing global push to ban teenagers from social media with 17-year-old journalist Wyatt Sharp, exploring whether these government regulations actually help youth mental health or just push kids to darker corners of the internet. Next, Middle East expert Edward Jones drops by to dissect a confusing and highly one-sided "pinky promise" memorandum of understanding between the U.S. and Iran. Finally, Walter opens the phone lines for some much-needed late-night therapy after a hilariously infuriating run-in with a condescending, red-bearded Apple Store employee over his daughter's locked iPad. It's geopolitics, Gen Z insights, and relatable tech-support meltdowns all rolled into one! Learn more about your ad choices. Visit megaphone.fm/adchoices
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In this Leading With Strengths interview, Penny Pennington, Managing Director of Edward Jones, discusses how she's built Edward Jones into a firm serving 9 million families. Guided by her top CliftonStrengths — Intellection®, Futuristic®, Input®, Learner® and Belief® — Pennington centers her work on relationships. Hear how she uses her Belief and Futuristic strengths to help inspire hope for the 55,000 employees at Edward Jones — and why listening, learning and leading with strengths changes everything. The world needs great leaders who know their strengths and use them to create lasting impact. Leading With Strengths, Gallup's global leadership study, explores how the world's most influential leaders use their strengths to change the world. Subscribe to receive new Leading With Strengths interviews and learn more at www.gallup.com/leading-with-strengths. #leadingwithstrengths #leadershipdevelopment #strengthsbasedleadership #cliftonstrengths #leadership #leadershipskills
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Welcome to "The Other Side of Midnight," hosted by the ultimate midnight misfit, Walter Sterling. Tune in for an eclectic late-night ride that swings wildly from the serious to the surreal. In this episode, Walter is joined by international military affairs expert Edward Jones to break down the complexities of a potential new US geopolitical deal with Iran. Then, educator and author Marilyn Carter steps in to share her powerful, deeply personal journey of advocating for her special needs child in the public school system. The episode also features a gritty breakdown of New York's juvenile crime laws with retired NYPD detective Vic Ferrari. Whether you're worried about global issues, your kid's IEP, or space invaders, Walter has you covered! Learn more about your ad choices. Visit megaphone.fm/adchoices
A couple had done everything right — dual income, debt-free, millions saved in tax-deferred accounts — and they were on track to hand $10 million to the IRS. Not because they made bad decisions, but because nobody had ever shown them what "doing everything right" actually costs without proactive planning.In this episode, Gabe sits down with Rob Bedinghaus, Ph.D., CFP® — founder of Bedinghaus Wealth Planning and author of Beyond the Numbers — to dig into the retirement planning conversations most advisors never have. Rob brings a teacher's instinct to every client meeting, and this episode reflects that: clear frameworks, real scenarios, and a perspective on legacy that goes well beyond the balance sheet.Listeners will walk away with a clearer picture of the income gaps retirees face, a practical mental model for surviving market volatility, and a compelling case for why tax planning and retirement planning are the same conversation.About Rob BedinghausRob Bedinghaus, Ph.D., CFP® is the founder of Bedinghaus Wealth Planning, an independent practice in Lebanon, Ohio affiliated with Raymond James. A second-generation financial advisor, Rob spent six years in higher education at Indiana University before joining his father's practice in 2015. He has worked with hundreds of families navigating retirement transitions, previously overseeing more than $130 million in client assets at Edward Jones before building his own independent firm. He is the author of Beyond the Numbers: Your Smart Guide to Retirement Income, Tax Efficiency, and Lasting Legacy.What We CoverWhy the shift from saving to spending is harder than most retirees expect — and how Rob helps clients break a 30-year saving mindsetThe bucket framework: how organizing money by time horizon keeps clients from panic-selling during market downturnsHow one couple's disciplined 401(k) savings had them on track for $700,000 in annual required minimum distributions and a projected $10 million lifetime tax billThe Roth conversion strategy that cut one couple's projected tax bill from $10 million to $2 millionWhat "living a legacy" means: giving while you're alive, seeing the impact, and passing values alongside wealthWhy qualified charitable distributions are one of the most underused tax tools for charitably-minded retireesResources MentionedBeyond the Numbers: Your Smart Guide to Retirement Income, Tax Efficiency, and Lasting Legacy by Rob Bedinghaus, Ph.D., CFP® — free e-copy available at beyondnumbersbook.comConnect withWebsite: bedinghauswealth.comBook website: beyondnumbersbook.comLinkedIn: linkedin.com/in/robbedinghausSupport the show
Most Americans are far less prepared for retirement than many assume. Don and Tom discuss new Federal Reserve data showing that only about half of Americans have retirement accounts, the median retirement balance is just $200,000, and only a tiny percentage of retirees have more than $1 million saved. They explain why starting early, saving consistently, and avoiding speculative investing matter far more than chasing hot stocks or market trends. The episode also covers Social Security misconceptions, the challenges of retiring on limited income, concerns about Schwab's Teen Investor Account, and the importance of teaching young people disciplined long-term investing habits.0:11 How many Americans actually have enough saved for retirement?2:08 Federal Reserve data on retirement account ownership3:18 The surprisingly low median retirement balance4:47 Why advisors chase million-dollar clients5:07 Income, education, and retirement savings disparities7:06 Homeownership and wealth accumulation8:25 The importance of simply getting started9:41 Why Fidelity says it takes roughly 27 years to reach $1 million10:56 Saving versus investing and the dangers of speculation12:03 Leaving retirement money alone during market and life crises14:08 Bellevue, Nebraska caller asks about Social Security earnings limits15:11 Social Security taxation and claiming considerations16:32 Discussion of Edward Jones and advisor relationships19:29 Can a 76-year-old buy a home with $400 monthly payments?21:44 Schwab Teen Investor Account review22:39 Why Don dislikes stock-picking education for teenagers25:12 How custodians profit from trading activity26:35 Better ways to teach young people about investing27:31 Free advisor meetings and listener resourcesQuestions? Comments? Click!
Walter Sterling dives into the growing UFO disclosure fight, questioning why the government is releasing some files while possibly holding back the biggest evidence. Walter features Ross Coulthart and Congressman Tim Burchett on secret servers, deep state resistance, Apollo sightings, JFK questions, and whether the public will ever see the most important UFO videos. He also covers the discovery of missing Los Alamos worker Melissa Cassius, the mystery surrounding nuclear-linked disappearances, Iran, the Strait of Hormuz, and the latest from Edward Jones on the Middle East. Plus, Walter talks with Gino Young about the collapse of education, COVID learning damage, illiteracy, special needs students, and school failures, before Michelle Gibson joins to discuss mud floods, hidden energy grids, bricked-up buildings, giant bones, alternate history, and what may have been erased from the official record. Learn more about your ad choices. Visit megaphone.fm/adchoices
On this Make A Difference Minute, I have Andy Esser with Edward Jones sharing why 529 education savings plans can be a valuable tool for families planning for future education expenses. While many people associate 529 plans with college savings, today's plans offer more flexibility than ever before. Funds can be used for qualified educational expenses ranging from K-12 programs and trade schools to community colleges and traditional universities. Andy also discusses an important challenge facing families today. While many parents could benefit from a 529 plan, relatively few are taking advantage of the opportunity. Understanding the options available and starting early can help ease the financial burden of future educational costs. Whether a child dreams of attending college, learning a skilled trade, or pursuing another educational path, planning ahead can make those goals more attainable. This MADM is brought to you by, Athens Bible School, proudly supporting stories and the people who make our communities strong. Real stories. Real people. Real impact. News That Unites!™️
Tonight, we're bringing you two conversations centered on investing in the future, whether that's through education planning or meeting practical needs within our schools and communities. In the first segment, I'm joined by Andy Esser with Edward Jones, for a national conversation tied to 529 Day, which took place last Friday. We'll discuss new research showing many families are concerned about rising education costs, why education remains a top financial priority for parents and grandparents, and how 529 plans can help families prepare for future educational opportunities. This interview focuses on national trends and educational information that can help families begin thinking about their long-term goals and savings strategies. In the second segment, we're headed to Ardmore, Alabama, for the dedication of Connie's Cabinets at Johnson Elementary School (Athens, AL) and Cedar Hill Elementary School. Joining me are Johnson PTO Vice President and Parent Liaison Natosha Parker, Johnson Counselor Dr. Elizabeth “Lizzie” Russell, Cameron Williams, son of Connie Ridgeway, and Cedar Hill Elementary Principal Nona Adams. We'll talk about what these cabinets mean to students and families, the spirit of service behind Connie's legacy, and how communities come together to meet needs one person at a time. Real stories. Real people. Real impact. News That Unites!™️
Edward Jones describes amateur radio as a global social network that predates the digital age, utilizing high-frequency shortwave signals to bypass the internet entirely. By bouncing waves off the ionosphere, operators can achieve a worldwide reach, participating in a competitive "radio sport" where the goal is to log as many international contacts as possible within a limited timeframe. Jones highlights that while the hobby can range from modest apartment setups to massive suburban towers, its true appeal lies in the unpredictable nature of radio and the technical challenge of making distant connections. Learn more about your ad choices. Visit megaphone.fm/adchoices
Americans are living longer—but not necessarily better. A new concept gaining traction called “peakspan,” is changing the conversation from how long we live to how long we feel strong, energized, and mentally sharp.The reality is concerning: we're not just aging, we're aging with more disease. According to a recent study in Frontiers in Public Health, the number of Americans over 50 with at least one chronic condition is expected to nearly double by 2050, reaching more than 142 million.For many Americans, this isn't abstract, it's personal: rising anxiety about aging and retirement, chronic pain, poor sleep, and low energy becoming the new normal, all while the cost of staying healthy continues to add stress instead of relief.Available for Interview:Edward Jones is a longevity expert and natural health pioneer, bringing more than 40 years of real-world experience helping people take control of their health—without extreme biohacking or expensive routines.At 68, he's in peak physical condition, competes in bodybuilding competitions, and has built a 95K following on TikTok by sharing practical, no-nonsense wellness strategies. What makes his story compelling is that he's lived the decline many Americans fear—chronic pain, fatigue, and mobility issues (being reliant on a walker to get around)—and reversed it after the age of 50 through consistent, natural, healthy habits.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.
Parents: are you planning and saving for your children's educational futures? If not, you're not alone. In fact, new research shows that 59% of adults in the U.S. say they're not saving enough for educational expenses. And many say they have no idea where to even start. In honor of today being 5/29, Inside Sources takes some time to discuss the 529 Plans with Edward Jones financial advisor Andy Esser, who says these plans are a great way to save for your kids' future education.
Walter Sterling interviews Edward Jones, a Marine veteran and intelligence expert, to dissect the escalating geopolitical tensions in the Middle East. The conversation centers on the psychological and operational state of U.S. Marines stationed in the Gulf, contrasted against the complex, stalled negotiations with the Iranian regime. Jones provides a strategic breakdown of the small percentage of actual combat troops compared to total personnel, while also highlighting the internal political pressures and psychological warfare tactics, such as propaganda memes, used by the Iranian Revolutionary Guard to exploit American domestic divisions. Learn more about your ad choices. Visit megaphone.fm/adchoices
In hour 1, Walter Sterling highlights the spiritual and emotional burdens of war through the eyes of Father Jim Ducker, a veteran chaplain who provided sacramental support to troops during Operation Desert Storm and now ministers to the wounded. The conversation then shifts to contemporary geopolitical tensions, as Edward Jones, a former Marine and intelligence expert, provides a detailed analysis of the apprehension and tactical readiness of American forces currently stationed in the Middle East near Iran. Woven throughout these expert segments are poignant listener anecdotes that preserve the legacy of World War II veterans, emphasizing the selfless sacrifices made for American freedom and the enduring importance of military service organizations. Learn more about your ad choices. Visit megaphone.fm/adchoices
What happens when a former police officer turns his life experience into a mission to help others build financial freedom and peace of mind?In this powerful episode of Conversations with Rich Bennett, Rich sits down with Paul Applegate, Financial Advisor with Edward Jones, to talk about budgeting, retirement planning, investing, emergency funds, and the emotional side of money. Paul shares his deeply personal journey from law enforcement and PTSD to helping families, first responders, veterans, and business owners take control of their financial future.This episode goes far beyond stocks and retirement accounts. It's about creating options, reducing stress, and building a life where you're no longer financially trapped.In this episode, you'll learn: Why emergency funds are critical The biggest financial mistakes people make How compound interest really works Why budgeting still matters How to stay calm during market volatility Connect with Paul Applegate: Phone: 410-939-5270 Email: Paul.Applegate@EdwardJones.comSpecial thanks to Freedom Federal Credit Union for sponsoring this episode.If you enjoyed this episode, please subscribe, leave a review, and share it with someone who could benefit from this conversation.Send us Fan MailCelebrate the Magic of Words in Bel Air, Maryland!https://bookfairatbelair.org/Paul ApplegatePaul offers No Cost No Obligation Retirement Check Ups and Consultations.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showRate & Review on Apple Podcasts Follow the Conversations with Rich Bennett podcast on Social Media:Facebook – Conversations with Rich Bennett Facebook Group (Join the conversation) – Conversations with Rich Bennett podcast group | FacebookTwitter – Conversations with Rich Bennett Instagram – @conversationswithrichbennettTikTok – CWRB (@conversationsrichbennett) | TikTokSponsors, Affiliates, and ways we pay the bills:Hosted on BuzzsproutSquadCastSubscribe by Email
Hour 1 opens with Mark Cox returning from a bourbon barrel pick trip to Missouri's Ben Holladay Distillery before quickly pivoting into a heated breakdown of Missouri's looming ballot fight over Amendment 3 and initiative petition reform, warning about outside money, abortion politics, and constitutional changes driven by billionaire-backed campaigns. The hour's Shortlist segment tackles Trump joking about Cuba becoming the “51st state,” Byron Donalds blaming Iran for gas prices, Bill Maher struggling to book Democrats, and a sharp conservative backlash against Candace Owens after her Hunter Biden interview. Kim on a Whim centers on a Colorado middle school student allegedly blocked from reading a pro-life poem in class, sparking a larger conversation about public school political bias, private school migration during COVID, censorship, and classroom double standards. The hour closes with discussion surrounding NASCAR star Kyle Busch, reflections on mortality after his final public comments, and Mark's firsthand reaction to a discrimination lawsuit targeting Edward Jones over compensation practices. Guests: None Hashtags: #CandaceOwens #HunterBiden #Amendment3 #MissouriPolitics #ProLife #ColoradoSchools #KimOnaWhim #ByronDonalds #BillMaher #KyleBusch #EdwardJones #MarkCoxMorningShow
Hour 2 opens with a heated breakdown of the proposed “anti-weaponization” compensation fund, framed as a broader argument over political targeting, legal precedent, and whether government actions against Trump and January 6 defendants justify a payout structure. The conversation escalates into a pointed critique of political figures and federal agencies, setting a combative tone for the hour. The focus then shifts to St. Louis in the Morning Brief, where the long-delayed Millennium Hotel demolition and proposed riverfront redevelopment spark a larger debate over downtown revitalization, public funding, safety, and whether private investment will ever realistically return without structural change to city conditions. A sharp turn follows into a corporate lawsuit involving Edward Jones, with strong disagreement over claims of racial discrimination tied to compensation structures and recruiting practices in financial services. The discussion leans heavily into industry experience, attrition rates, and how advisory firms actually build new talent pipelines. Nicole Murray joins for the news block, covering markets, healthcare expansion in St. Louis, Waymo testing despite regulatory setbacks, a major Google data center investment in Missouri, rising mortgage rates, a paused federal AI executive order, and a viral reaction to Hooters attempting a “family-friendly” rebrand, which triggers a broader culture discussion. The hour closes with “In Other News,” ranging from the disappearance of the name “Vance” from baby name rankings, a landlord caught on hidden camera in a compromising situation, a live frog found in grocery lettuce, a breakdown of dinosaur anatomy theory around T-Rex arms, and media reaction to Stephen Colbert's final show featuring Paul McCartney. Guests: Nicole Murray Hashtags: #Politics #StLouis #Economy #LegalNews #Markets #Media #CultureWar #BusinessNews #NationalSecurity
Truly Significant honors Cody Williams, Texas Aggie Class of 2010 and President of the Capital City Aggies Club and Financial Advisor for Edward Jones. Born in Boerne, Texas, his family moved to Montgomery, Texas when he was 16. Cody's Dad graduated in 1977. Hear about the legacy of Dad and also his heroic brother, honored with the Medal of Honor for bravery. (ONLY THE 9TH AGGIE honored with the Medal of Honor)Learn about unique, time honored Texas Aggie traditions and some of the odd ones you may never had heard. Cody riffs about core values and how he is guided as a man, husband, and business leader. Cody reminds us of the quote from Marcus Aurelius.... "stop talking about being a good man, and just be one!" Contact Cody at cody.m.williams@edwardjones.org. Become a supporter of this podcast: https://www.spreaker.com/podcast/success-made-to-last-legends--4302039/support.
Walter Sterling and Edward Jones discusses Iran's tense political climate, focusing on the nuclear threat posed by its enriched uranium stockpile and the shadow influence of the IRGC. Learn more about your ad choices. Visit megaphone.fm/adchoices
Walter Sterling digs into the next wave of UFO file releases and why he believes the government's acknowledgment of UAP records is one of the biggest stories of our time. Walter talks with Megan Medic about MK Ultra, mind control, Project Stargate, remote viewing, AI, social media algorithms, and whether today's technology is becoming the new version of psychological manipulation. He also speaks with Edward Jones about Iran, enriched uranium, the IRGC, the fragile ceasefire, and what could come next in the Middle East. Plus, Walter takes calls from the Midnight Misfits on Roswell, Operation Paperclip, Roundup, surveillance, old school memories, and the hidden stories that still have not been fully exposed. Learn more about your ad choices. Visit megaphone.fm/adchoices
Do you ever wonder if you are wasting money on your marketing efforts? Or how do you navigate today's big changes in paid marketing? Our guest today is Jeff Greenfield, and he shares with us his marketing insights and the changing paid advertising landscape. TODAY'S WIN-WIN: Aspire to be less wrong today than you were yesterday as there is no right answer to measurement. LINKS FROM THE EPISODE:Schedule your free franchise consultation with Big Sky Franchise Team: https://bigskyfranchiseteam.com/. You can visit our guest's website: www.getprovalytics.com.Attend our Franchise Sales Training Workshop: https://bigskyfranchiseteam.com/franchisesalestraining/Connect with our guests on social:https://www.linkedin.com/in/jeffgreenfield/ABOUT OUR GUEST:Jeff Greenfield is an entrepreneur, advisor, and disruptor with more than three decades of leadership in strategy, growth, and marketing. He is the Co-Founder and CEO of Provalytics, an AI-driven, cookie-less attribution and measurement platform that helps marketers prove the impact of upper funnel channels such as CTV and podcasts to drive smarter budget decisions. Previously, Jeff was the COO and Co-Founder of C3 Metrics, a leading multi-touch attribution platform serving brands such as JP Morgan, US Bank, Hertz, Nestlé, Carhartt, Edward Jones, Fender, and Peapod. Widely known as the “Cookie Monster,” Jeff is a recognized expert on cookies and their impact on the digital advertising ecosystem.Jeff has spoken at hundreds of industry conferences and his thought leadership has appeared in The New York Times, The Washington Post, The Wall Street Journal, Bloomberg, ABC, CBS, and Investor's Business Daily.This episode is powered by Big Sky Franchise Team. Big Sky Franchise Team is consistently recognized as one of the best franchise consulting firms in the United States, helping entrepreneurs franchise their businesses through a proven 3-Step franchise process rooted in ethical principles, hands-on guidance, and customized deliverables. If you are ready to talk about franchising your business you can schedule your free, no-obligation, franchise consultation online at: https://bigskyfranchiseteam.com/. The information provided in this podcast is for informational and educational purposes only and should not be considered financial, legal, or professional advice. Always consult with a qualified professional before making any business decisions. The views and opinions expressed by guests are their own and do not necessarily reflect those of the host, Big Sky Franchise Team, or our affiliates. Additionally, this podcast may feature sponsors or advertisers, but any mention of products or services does not constitute an endorsement. Please do your own research before making any purchasing or business decisions.
Walter Sterling takes listeners through a wild overnight mix of mystery, conspiracy, history, and caller-driven radio. Walter opens with late-night relationship talk, the Mr. Softy app, Israel's Red Alert app, and listener calls before diving into UFO disclosure, government secrecy, and the unanswered questions surrounding America's newly released UFO files. Eddie Aragon joins the show to discuss Jeffrey Epstein's Zorro Ranch in New Mexico, allegations of blackmail, hidden records, and disturbing claims about what may have happened on the property. Walter also explores JFK files reportedly being taken from Tulsi Gabbard's office, theories surrounding the Kennedy assassination, the JonBenét Ramsey case, fortune tellers, psychics, Savannah Guthrie's mother, Bitcoin, organized crime, and why Americans cannot let go of unsolved mysteries. Michelle Gibson joins to discuss alternative history, the Great Chicago Fire, other fires of 1871, lost trolley systems, free energy, and the powerful interests she believes reshaped America. The episode also features Vic Ferrari on an NYPD chief accused of stealing time, Florida Stories with James Parker, Edward Jones breaking down Trump's meeting with Xi Jinping, China, Taiwan, rare earth minerals, Iran, and listener calls on crime, vigilante justice, fraud, and more. Learn more about your ad choices. Visit megaphone.fm/adchoices
Walter Sterling dives into some of America's biggest unsolved mysteries and conspiracy theories, including the JonBenét Ramsey case, the JFK assassination, and reports of JFK files being taken from Tulsi Gabbard's office. Walter takes listener calls on psychics, fortune-telling, crime, judges, and vigilante justice, while also breaking down theories surrounding Savannah Guthrie's mother, Jeffrey Epstein, Bitcoin, and organized crime. The episode also features Edward Jones discussing President Trump's meeting with President Xi, China's push for global power, Taiwan, rare earth minerals, fentanyl, Iran, and what a successful U.S.-China meeting could look like. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
With Ricky Smith—Founder & Managing Partner, Inspired Wealth Planning Overview Jason Diamond speaks with Ricky Smith of Inspired Wealth Planning about leaving Edward Jones after 30 years, evaluating 12 firms, and building an independent business that grew to $1.25B in assets under care in less than three years. Listen in… > Download a transcript of this episode… NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. Watch… https://youtu.be/cobAfEl0_To About this episode… What happens when you stop thinking like a renter and start thinking like an owner? Not just in theory, but in how you run your business, make decisions, and show up for clients. For Ricky Smith, that question didn't come at the beginning of his career. It came 30 years later, after building a highly successful practice at Edward Jones and beginning to see the business through a different lens. Today, Ricky is the founder and managing partner of Inspired Wealth Planning, the independent firm he built with Kestra Private Wealth Services. Since launching in March 2023, the firm has grown to over $1.25B in assets under its care across seven locations. What makes this story interesting isn't just the move—it's how intentional it was. Ricky didn't rush into independence. He spent a year evaluating 12 different firms and paths, clarifying what mattered most, and ultimately making a decision based on people and alignment, not just economics. Ricky shares his journey with Jason Diamond, including: His approach to due diligence—and why he dove deeper into the weeds before he was satisfied with his next steps. Reconsidering the wirehouse model—and why he felt independence was the best path forward. The “ownership mindset”—and how that drives his values and processes. The early phase of independence—and why it's less about growth and more about getting the structure right. Growing by 50%—and what “breakthroughs” he had in less than three years. Ricky offers the perspective that making the leap to independence may be “short-term hard,” but you're working toward building a business that's designed to be “long-term easy.” And there's another broader idea worth paying attention to: Most advisors don't lack options; they hesitate to act on them. Listen in for sage advice from an advisor who has lived in the wirehouse world and is now independent—and has realized the value of ownership. Want to learn more about where, why, and how advisors like you are moving? Click to contact us or call 908-879-1002. Related Resources Diamond Consultants Edward Jones Advisor Transition Report 2025This “firm-focused report” seeks to look under the hood at movement to and from Edward Jones from January to June of 2025. The Cost of Clarity: What Advisors Stand to Gain and Lose When Their Firm Shows Its HandWhen firms become explicit about who and what they value, it's time for advisors to read those signals and respond. The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between – Part 2Jason and Mindy Diamond revisit the transition playbook, this time focused on how advisor priorities are shifting. From AI and enterprise value to stability and flexibility, they unpack what's changing in due diligence and what it means for advisors evaluating their next move. Ricky SmithManaging Partner Ricky Smith is the founder and Managing Partner of Inspired Wealth Planning. Inspired Wealth Planning is group of like minded veteran financial advisors who serve their clients and local communities across Georgia and now even Ohio. Before founding Inspired, Ricky worked as a financial advisor for 39 years. Primarily as an employee of a nationwide financial firm. Wanting to have more control over the outcomes for clients, his team and his own career, he left the employee model to join an independent firm – Kestra Private Wealth Services. After opening the Kestra based office, other advisors inquired about joining Inspired. Within the first 36 months, Inspired grew to 7 locations, 10 advisors, 14 support staff and over $1.2 billion in assets under care. In February 2026, Inspired was selected as the Outstanding Business of the Year for Kestra Financial (the parent company of Kestra Private Wealth). This was the first time that any firm from Kestra Private Wealth had ever been selected for that award. In early April the firm was on the cover of Advisor Hub magazine and in mid-April, Ricky was selected for the Forbes/Shook Best in State Wealth Advisors for the state of Georgia. An Honor that he has received 3 times in the past 5 years. Ricky lives in Cordele Georgia with his wife, Patti and their tuxedo cat Oreo. They have a daughter, Brooke, who lives in Maryland. Ricky has been a loyal member and participant with the local Chamber of Commerce for 42 years, serving as chairman in 1999. He and Patti are long-time members of Cordele First Church and supporters of the local chapter of Celebrate Recovery.
AI, Nutrition, Longevity and the Future of Health — this edition of Late Night Health delivers two fascinating conversations that challenge conventional thinking about wellness and technology.In the first half of the program, Mark Alyn sits down with nutrition expert Edward Jones, founder and publisher of Nutrition World, for a passionate discussion about aging, muscle health, protein intake, supplements and why so many Americans are struggling with chronic health issues. Jones shares his own surprising health journey, including how a hidden dietary issue may have contributed to needing double hip replacement surgery despite decades of healthy living and exercise.The conversation dives into everything from the dangers of processed foods and inflammation to the importance of strength training as we age. Jones explains why muscle may be the “organ of longevity,” discusses his controversial views on red meat and protein, and offers practical ways people can take greater control of their health. His enthusiasm for wellness, discipline and lifelong learning makes this an engaging and thought-provoking interview for anyone interested in aging well and staying active. Check Edward out at: https://www.theholisticnavigator.com https://nutritionw.com/In the second half of the show, the focus shifts to artificial intelligence and healthcare with Dr. Omi Ogbru, founder and CEO of AI Engines. Dr. Ogbru explains how AI is being used to help doctors, pharmaceutical companies and researchers process enormous amounts of medical information faster and more efficiently. The discussion explores whether AI should frighten people, how it may assist — but not replace — healthcare professionals, and why human judgment still matters.Mark and Dr. Ogbru also tackle larger questions surrounding the future of AI, self-driving technology, medicine and how rapidly changing technology may reshape everyday life. The conversation is informative, accessible and filled with real-world examples that help listeners understand where AI stands today — and where it may be heading tomorrow.From nutrition and fitness to AI and healthcare innovation, this episode of Late Night Health is packed with insights, energy and ideas that could change the way you think about your health and your future.Check AINgens out at:https://aingens.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/late-night-health-radio--2804369/support.
Walter Sterling bypasses official spokespeople to get the real scoop on the Iran ceasefire from Marine veteran and rare Manhattan ham radio operator, Edward Jones. They unpack the complex geopolitics of the Middle East, discussing the strategic rebranding of "Epic Fury" to "Operation Freedom" to stall War Powers Act maneuvers, the critical importance of keeping international shipping lanes open, and how back-channel diplomacy is preventing further escalation. Tune in for a blunt critique of the mainstream media's annoying demand for conflict "end dates," a breakdown of the messages being sent to China, and a surprising detour into the exclusive, three-person world of New York City ham operators. Learn more about your ad choices. Visit megaphone.fm/adchoices
Most advisors say they want to exit. What they actually want is to stop doing the parts they hate. Scott Danner has had this conversation more times than he can count. The advisor says they want to sell. Then the deal falls apart. Not because the numbers were wrong but because nobody asked the right question at the start. Scott is the Executive Vice President and Head of Legacy at Steward Partners. He founded Freedom Street Partners in 2016, built it to nearly $3.5 billion in AUM, and sold it to Steward Partners in late 2023. He started at Edward Jones with zero clients and cold called his way into the industry. That background gives him a credibility in this conversation that most people talking about M&A simply do not have. In this episode, Frank and Scott break down what is actually happening inside succession deals when they collapse, why M&A is the mechanism quietly solving the industry's age and talent problem and how the sell, stay and grow model gives advisors a way to monetize without disappearing. Scott also shares how Freedom Street Partners built a career ladder that next generation advisors could actually follow, what independence with infrastructure means at Steward Partners and why he believes advisors who dismiss a W2 model immediately are thinking too small. Questions answered in this episode include: Why do sell and exit deals keep failing? What does M&A actually do for the long-term health of the financial advisory industry? What is the sell, stay and grow model and how does it work? How do you build a career ladder that next generation advisors will actually believe in? What does independence with infrastructure mean at Steward Partners? How can an advisor keep their brand and their clients while still monetizing their practice? Why should advisors think twice before ruling out a W2 model? Chapters: 00:00 Intro and Scott Danner Background 02:53 Building From Scratch at Edward Jones 07:19 Why M&A is Saving the Industry 09:29 The Sell Stay and Grow Model 13:55 Building a Ladder for Next Gen Advisors 17:22 Independence With Infrastructure 26:11 Rethinking the W2 Model Learn more about Elite and our resources: Elite Consulting Partners | Financial Advisor Transitions https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers and Acquisitions https://eliteadvisorsuccessions.com JEDI Database Solutions | Technology Solutions for Advisors https://jedidatabasesolutions.com Elite Wealth Management Insights Report https://eliteconsultingpartners.com/insight-report Listen to more Advisor Talk episodes https://eliteconsultingpartners.com/podcasts/
Tune in to the eccentric and unpredictable world of late-night talk radio with Walter Sterling on "The Other Side of Midnight". This episode delivers a wild mix of topics, starting with military veteran and intelligence expert Edward Jones unpacking Secret Service security blunders, the White House Correspondents' Dinner "nerd prom," and international affairs. Next, psychologist Dr. Deborah Mandel joins to debate Walter's controversial theories on why half of all marriages fail, tackling everything from Walter's belief that husbands have no say in their own homes to the disastrous effects of pre-wedding strippers. Cap it off with a gritty true-crime tale from retired NYPD detective Vic Ferrari about a juvenile robbery with a tragic ending, and Walter's candid, humorous reflections on parenting his 21-year-old daughter during "lesbian acceptance week". If you want late-night complaining and mansplaining, your dial is set to the perfect place. Learn more about your ad choices. Visit megaphone.fm/adchoices
Join host Walter Sterling as he sits down with Marine Corps combat veteran and intelligence expert Edward Jones to unpack the shocking, yet surprisingly absurd, security breach at the recent Washington Correspondents' Dinner. They dissect how an armed would-be assassin casually commuted via an Amtrak train to the event, exploiting a shockingly lax ticketing system where unverified JPEG images were simply swapped for nameless paper tickets. Amidst the serious security analysis, Sterling and Jones share hilarious behind-the-scenes observations from the chaos—including elite guests refusing to abandon their free salads and a Ukrainian ambassador famously swiping a bottle of champagne on her way out. To wrap up, Jones delivers a rapid-fire intelligence update on the current geopolitical standstill in Iran. Learn more about your ad choices. Visit megaphone.fm/adchoices
Join host Walter Sterling as he sits down with security and international affairs expert Edward Jones to break down the week's most intense domestic and global events. In this episode, Edward provides a gripping professional assessment of the shocking shooting attempt by a "copycat" at a Washington D.C. press dinner. He analyzes the Secret Service's 14-second "elegant security ballet" that successfully evacuated the President, Melania, and JD Vance, including the quick actions of agents jumping over tables to provide cover. The conversation then pivots to the Middle East, unpacking the current political confusion within Iran's IRGC, their new foreign minister's scramble to Moscow regarding uranium, and Trump's bold negotiating tactics. It's a high-stakes episode translating complex security situations into plain English. Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode of The Other Side of Midnight, host Walter Sterling and expert Edward Jones break down the chaotic leadership void currently plaguing Iran. Did this show actually scoop the New York Times? Walter certainly thinks so. Edward provides an inside look into the recent assassinations of top Iranian diplomatic officials, the mounting paranoia and infiltration fears within the Islamic Revolutionary Guard Corps (IRGC), and how a thinned-out regime is struggling to communicate with the outside world. Plus, they touch on Trump's extended ceasefire and the reality of Hezbollah's missing paychecks. Tune in for a fast-paced geopolitical update on a regime just trying to survive. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, military expert Edward Jones breaks down the complex geopolitical realities of the Strait of Hormuz with host Walter Sterling. They explore the surprising strategic role of Larak, a tiny island acting as a mere channel marker for ships navigating the Gulf. Edward untangles the web of Iranian leadership, explaining how the extremist IRGC and its Quds Force are truly pulling the strings behind regional proxy groups like Hamas, Hezbollah, and the Houthis. Finally, they dive into why Iran's grand ambitions for Middle Eastern dominance are rapidly crumbling due to US blockades, halted oil production, and a severe lack of funds, leaving the regime with perhaps only "two months" to survive. Learn more about your ad choices. Visit megaphone.fm/adchoices
Annuities promise peace of mind—but often at a steep and poorly understood cost. Don and Tom break down when (rarely) annuities might make sense, why most—including fixed indexed annuities and QLACs—tilt heavily in favor of the insurance company, and how investors can replicate “guaranteed income” with a disciplined portfolio instead. They also take on a listener question about escaping high fees at Edward Jones (spoiler: yes, run) and dismantle a pitch for a Bitcoin-backed “bond alternative,” explaining why high yields usually signal high risk—and why crypto still fails the basic test of having a rational investment purpose.0:11 Questionable motives behind much of today's investing advice0:50 Why annuities appeal—turning savings into a “personal pension”2:09 The illusion of annuity “returns” vs. reality of payouts4:08 Where annuity decisions get complicated—and costly5:21 Why using IRA money for annuities often makes little sense5:50 QLACs explained—and the uncomfortable truth about dying early7:37 The only annuity worth considering: SPIA (and its trade-offs)8:38 QLAC math vs. simple investing—who really wins10:33 The hidden downsides: illiquidity, opacity, and insurer risk11:16 Where (and how) to actually shop for annuities safely14:05 Why indexed annuities dominate—and why that's a red flag15:42 The myth of “market returns without risk”16:45 Building your own income stream without annuities18:47 Listener: escaping high fees at Edward Jones20:09 Simple, low-cost portfolio solutions for a 30-year-old23:08 Listener: Bitcoin-backed “bond replacement” pitch25:11 Why high yields (11%+) scream risk, not safety27:06 The danger of replacing bonds with speculative assets28:59 Final blunt take: crypto as an investment “has no there there”Questions? Comments? Click!