Podcasts about Sharp

Rush Hour – Morning Episode Sponsored by Wayfair. Get organized, refreshed, and back on track this new year for WAY less. Shop all things home at Wayfair.com Go to rushhourwithdave.com for tickets to my upcoming Asheville NC, Stamford CT and Boston shows! • The escalating war with Iran — what triggered the latest moves, who benefits, and how this could spiral into something much bigger • The conservative divide over foreign intervention — is this America First… or another endless war? • Why old Charlie Kirk videos are suddenly going viral — clips of him warning against regime change and questioning foreign entanglements • What Turning Point USA insiders and supporters believe he would be saying right now • The power vacuum question — who speaks for the anti-war wing of the movement today? • Candace Owens drops a bombshell claim that Kirk was "offed" over his anti-war stance — what she's alleging and why it's exploding online • The internal conservative civil war — loyalty, legacy, and whether this Iran conflict fractures the movement even further Sharp analysis, uncomfortable questions, and the stories everyone will be arguing about by lunchtime.

Many of us go through life unaware of how our histories influence the way we relate: to God, to ourselves, and to the people closest to us. Old patterns and unresolved pain often surface in subtle ways, shaping our reactions and the ways we show up in relationships. In this conversation, I'm joined by Pete Sharp, a family friend and missionary with over 20 years of experience in cross-cultural work and leadership. Pete shares openly about recognizing old self-strategies, stepping into real-time awareness, and letting the truth of the gospel meet the deepest parts of his story. We talk about how healing isn't just personal. it affects marriages, friendships, and the way we engage with the world. I hope you'll listen in. Thought-provoking quotes: "I just kept thinking, I need to try harder. I just need to stop doing that thing. It made me realize it's a lie to think I'm just stuck in this way of behaving and that I can't get out of it. There might actually be a different strategy than just trying harder to be different.” - Pete Sharp “Healing, for me, is bringing the truth of the gospel to bear on our stories and on our past experiences.” - Pete Sharp "We all have a false gospel that we believe — a way of surviving that we learned in childhood. It's usually something like, ‘I'm okay so long as…' and then you fill in the blank.” - Pete Sharp "When we engage in healing, it frees us up to have a broad range of responses. I feel now less stuck. It just feels like there are more options in the toolbox. I don't feel quite so trapped in always responding the same way." - Pete Sharp Get Faith & Feeling's weekly resource email Watch this episode on YouTube Grab a copy of my book Stop Saying I'm Fine Connect with me on my website Find me on Instagram @__taylorjoy__ Key words: spirituality, personal growth, healing, self-protection, gospel, faith, formation, identity, attachment, shame, insecurity, marriage, leadership, community, vulnerability, triggers, patterns, growth, freedom, discipleship, self-awareness, relationships

On today's episode, Joe, Prez and Art discuss today's sharp NBA, college basketball and NHL action, predictive market future bets, parlay of the day and more!00:00 INTRODUCTION00:21 HOW DID THE BOOKS DO LAST NIGHT?03:30 PREZ MAKES A BIG NHL FUTURES BET08:27 WHAT ARE THE SHARP BETTING TODAY IN NBA | CBB | NHL09:50 PARLAY OF THE DAY13:07 PREDICTIVE MARKETS: BITCOIN | NHL FUTURES | WBC FUTURES25:52 CBB RUNDOWN: MICHIGAN VS ILLINOIS28:11 NHL RUNDOWN30:11 NBA RUNDOWN32:26 MAILBAG! VIEWER COMMENTS | QUESTIONS

On this episode of One Nation Radio (2/26/26), Rich Latta is joined by the crew from Grapsody for a special crossover edition — and we're doing things a little different.We open the show with listener questions directed at Rich and the Grapsody team, covering everything from wrestling philosophy and media takes to behind-the-scenes perspectives and hot-button debates in the culture. With James Boyd out this week, the floor is wide open — and nothing is off limits.From there, we pivot into music and legacy talk with the brewing tension between 50 Cent and T.I.. Is this real smoke, strategic promo, or just two icons protecting their legacies? We break down the history, the subtext, and whether fans even want to see this play out further.On the wrestling side:The latest developments in All Elite Wrestling — booking decisions, momentum shifts, and what's standing out right now.Full preview and predictions for WWE Elimination Chamber — key matches, WrestleMania implications, and who has the most to gain (or lose).Sharp analysis. Strong opinions. No echo chamber.If you rock with layered wrestling discourse and real hip-hop talk, this is one you don't want to miss.Questions (3:50)50 Cent vs T.I (34:28)AJ Styles Retirement (47:42)AEW (1:01:31)Elimination Chamber/Punk vs Roman (1:23:21)

On this episode of One Nation Radio (2/26/26), Rich Latta is joined by the crew from Grapsody for a special crossover edition — and we're doing things a little different.We open the show with listener questions directed at Rich and the Grapsody team, covering everything from wrestling philosophy and media takes to behind-the-scenes perspectives and hot-button debates in the culture. With James Boyd out this week, the floor is wide open — and nothing is off limits.From there, we pivot into music and legacy talk with the brewing tension between 50 Cent and T.I.. Is this real smoke, strategic promo, or just two icons protecting their legacies? We break down the history, the subtext, and whether fans even want to see this play out further.On the wrestling side:The latest developments in All Elite Wrestling — booking decisions, momentum shifts, and what's standing out right now.Full preview and predictions for WWE Elimination Chamber — key matches, WrestleMania implications, and who has the most to gain (or lose).Sharp analysis. Strong opinions. No echo chamber.If you rock with layered wrestling discourse and real hip-hop talk, this is one you don't want to miss.Questions (3:50)50 Cent vs T.I (34:28)AJ Styles Retirement (47:42)AEW (1:01:31)Elimination Chamber/Punk vs Roman (1:23:21)

On this episode of On the Air with Florenza, I sit down with Shailee Thompson to talk about her bold and wildly entertaining novel How to Kill a Guy in Ten Dates—a darkly funny, high-stakes romantic comedy that proves modern dating might actually be hazardous to your health. We talk craft, tension, humor, and how to balance romance with just the right amount of danger.

A “non-update” in the Nancy Guthrie case—reports say the family may be getting her home back. What does that really signal? Joe Pags reads between the lines. JD Vance heads to Wisconsin to tout President Trump's economy—and in a jaw-dropper, Democrat Governor Gretchen Whitmer thanks Trump for Michigan's booming business climate. Yes, that happened. Then Will Chamberlain of the Article III Project joins Joe Pags for a rapid-fire legal breakdown: Does law enforcement need a judicial warrant to make an arrest? Can Republicans bring back the real talking filibuster? Will John Thune actually act? And what's next on Trump's tariffs—plus the buzz about a possible tariff refund? Sharp answers, big implications, and a fast-moving hour you don't want to miss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hillsdale College Radio General Manager and Radio Free Hillsdale Hour host Scot Bertram fills in for Jim on Thursday's 3 Martini Lunch. Join Scot and Greg as they break down Vice President JD Vance's forceful defense of the Trump administration's fraud investigations, a Midwest mayor claiming Americans should be embarrassed to own guns, and how California Gov. Gavin Newsom's press team demeaned and dismissed a serious reporter with tiresome vulgarity.First, they applaud Vice President Vance for standing firm behind the Trump administration's investigation into widespread government fraud, especially following revelations of massive fraud in Minnesota. Scot and Greg argue that fraud needs to be exposed rather than excused.Next, they highlight the radical comments on guns and dogs from Democrat Grand Rapids, Michigan, Mayor David LaGrand. The mayor says anyone who owns a gun should be ashamed. And he's also supportive of ending K-9 police units after a recent incident. It's not just the leftward lurch of a recently conservative part of the country. It reflects broader Democratic attitudes on gun rights, policing, and traditional American institutionsFinally, they criticize Gavin Newsom communications aide Izzy Gardon for refusing to provide details about Gov. Newsom's sudden admission of dyslexia and for responding to longtime reporter Susan Crabtree with vulgarity. Scot and Greg discuss what they see as significant disrespect for a well-established reporter and another chapter in the left's endless public profanity.Please visit our great sponsors:Take your personal data back with Incogni—use code 3ML for 60% off an annual plan at https://Incogni.com/3MLLive better, longer with BUBS Naturals. For a limited time, get 20% off your entire order with code 3ML at https://BubsNaturals.comHelp protect your home systems.  Plans start at just $4.99 a month.  Visit https://HomeServe.com to find the plan that's right for you. New episodes every weekday. 

Hillsdale College Radio General Manager and Radio Free Hillsdale Hour host Scot Bertram fills in for Jim on Thursday's 3 Martini Lunch. Join Scot and Greg as they break down Vice President JD Vance's forceful defense of the Trump administration's fraud investigations, a Midwest mayor claiming Americans should be embarrassed to own guns, and how […]

On today's episode, Joe, Prez and Art discuss today's sharp NBA, college basketball and NHL action, predictive market investments, parlay of the day and more!00:00 INTRODUCTION01:54 HOW DID THE BOOKS DO LAST NIGHT?06:08 WHAT ARE THE SHARP BETTING TODAY IN NBA | CBB | NHL08:42 PARLAY OF THE DAY11:14 PREDICTIVE MARKETS: BITCOIN | ALIEN MARKETS | MOVIE OF THE YEAR21:58 CBB RUNDOWN22:59 CBB BEST BET: MICHIGAN ST VS PURDUE24:29 NHL RUNDOWN26:27 NBA RUNDOWN28:39 MAILBAG! VIEWER COMMENTS | QUESTIONS

Tuck into Thursday's batch of Batch Jokes.

In 2004, Wells Fargo's internal audit flagged a problem: employees felt they couldn't hit sales targets without gaming the system.The scandal broke 12 years later.Two million fake accounts.Thousands fired.Billions in fines.No one set out to commit fraud.They optimized for the metric.In this Sharp Cut, we break down Goodhart's Law — when a measure becomes a target, it ceases to be a good measure — and show how the same pattern is operating inside marketing departments right now.We examine:Why CTR has near-zero correlation with brand growth (Nielsen, LinkedIn, Tracksuit data)How short-term ROAS creates long-term decline (Binet & Field)Why agency compensation structures reward activity over effectivenessThe MQL trap in B2BThe “cheap CPM” illusion and the cost of dull mediaAnd then we offer a prescription:How to redesign your metrics so they can't be gamed.How to pair opposing indicators.How to measure mental vs physical availability.How to ensure your dashboard actually changes decisions.This is not a rant about bad marketers.It's a structural critique of broken incentive systems.Because marketing doesn't drift by accident.It drifts because incentives are misaligned.Episode 1 of a three part series.Key Takeaways:Incentives can lead to unintended consequences in marketing.Goodhart's Law highlights the dangers of misaligned metrics.Wells Fargo's scandal exemplifies the risks of poor incentive structures.Digital advertising metrics often fail to correlate with brand outcomes.Short-term ROAS focus can deplete future demand.Agency compensation models may incentivize spending over effectiveness.MQL culture can overwhelm sales with low-quality leads.Cheap impressions may not translate to real engagement.Marketers should audit metrics for potential gaming.Effective measurement requires aligning metrics with business goals.Chapters:00:00 - Introduction 02:47 - The Wells Fargo Scandal: A Case Study05:50 - Understanding Goodhart's Law09:00 - The Metrics Trap: Digital Advertising Insights12:01 - The Short-Term ROAS Trap14:54 - Agency Compensation and MQL Culture17:58 - The Importance of Metrics and Accountability20:59 - Recap and Final Thoughts

The UFO public had high hopes when Congress created AARO to investigate UFO/USO/UAP incidents and report findings to both Congress and the public. Years later, AARO is widely viewed as a complete failure. Its first report was riddled with factual errors and typos. Its first director revealed himself to be a thin-skinned, diehard UFO skeptic, hardly an impartial investigator. Witnesses and whistleblowers say AARO ignored or belittled their testimony. As for transparency, AARO has released very few findings, even fewer UAP images, and a second report, as required by law, is many months overdue. The idea that a small office inside the Pentagon could rigorously investigate its own parent organization - the Department of War - seems preposterous on its face. But has AARO found even a single UFO incident it's been unable to debunk? The answer is yes. British journalist Chris Sharp, editor and publisher of Liberation Times, has demonstrated a remarkable ability to break story after story about UFO matters in both the US and the UK. Now he's wrangled an exclusive interview with AARO's former Deputy Director, Tim Phillips. Sharp's full interview could be published in days. In this episode of WEAPONIZED, Jeremy and George hear what Chris picked up from his extremely candid conversation with Phillips. The revelations are stunning. Phillips admitted AARO identified 40-50 cases showing "utterly bizarre" capabilities the "best and brightest people in the world" couldn't explain - instantaneous acceleration, right-angle turns, maneuvers no human aircraft can achieve. They "conclusively proved" these weren't adversary or friendly tech, yet never released a single video to the public. For the first time, a former AARO official confirmed UAPs detected in space. Some demonstrated "signature management" - actively avoiding detection over sensitive military locations. Despite admitting impossible performance characteristics, Phillips refused to say they're non-human or extraterrestrial. Chris describes it as "describing a dog without calling it a dog." His responses felt scripted and performative. Jeremy coins a new term: "Project Blue Box" - information flows in, nothing comes out. Phillips confirmed AARO approached Glenn Gaffney, the CIA Director George named under oath as blocking transfer of a non-human spacecraft. Shockingly, Phillips claimed he wasn't aware James Clapper admitted on camera the Air Force ran a UAP program above Area 51. How did AARO manage to screw everything up? Has it been an honest arbiter of UFO facts? And is there a future for AARO in light of President Trump's directive to federal agencies to release any and all UFO related files? *Follow Chris Sharp & Liberations Times ⁠https://x.com/ChrisUKSharp⁠ & ⁠https://LiberationTimes.com⁠

It's a packed morning edition of The Rush Hour

On today's episode, Joe, Prez and Art discuss today's sharp NBA, college basketball and NHL action, predictive market investments, parlay of the day and more!00:00 INTRODUCTION01:38 HOW DID THE BOOKS DO LAST NIGHT?02:13 WHAT ARE THE SHARP BETTING TODAY IN NBA | CBB | NHL08:41 PARLAY OF THE DAY10:07 PREDICTIVE MARKETS: BITCOIN | CBB | MENTION MARKETS CRUSH!18:03 MLB: UPDATED SHARP FUTURE BETS24:57 CBB RUNDOWN27:08 NHL RUNDOWN29:11 NBA RUNDOWN31:22 MAILBAG! VIEWER COMMENTS | QUESTIONS

In Episode 99 of Andrew and Jerry Save The World, Andrew Langer and Jerry Rogers break down what they call one of the most politically consequential State of the Union addresses in modern history. From the President's unapologetic defense of border security and deportations to his strategic challenge to Democrats on prioritizing American citizens over illegal aliens, Andrew and Jerry dissect the speech's political theater, policy substance, and midterm implications.The hosts analyze the partisan response—particularly Virginia Governor Abigail Spanberger's rebuttal—and question whether Democrats are leaning fully into an anti-Trump strategy rather than offering a governing vision. They examine media double standards, the role of misinformation narratives, and what they see as the collapse of traditional journalistic guardrails.The conversation then widens to major policy battles ahead: voter ID and the SAVE Act, immigration enforcement, the filibuster fight, tariff authority, Chevron deference, regulatory reform, and the Supreme Court's impact on executive power. Andrew and Jerry debate where Republicans must stay disciplined—and where they risk undermining their own momentum through policy missteps like price controls or poorly framed legislation.With the 2026 midterms already looming, Episode 99 is both a post–State of the Union autopsy and a strategic roadmap. The message is clear: momentum matters, consistency matters, and if Republicans fail to capitalize on 80–20 issues like voter ID and border enforcement, the political tide could turn quickly.Sharp, spirited, and deeply policy-driven, this episode captures Andrew and Jerry at their most candid—frustrated, focused, and determined to “save the world,” one debate at a time.

AP correspondent Ed Donahue reports on questions by lawmakers to the surgeon general nominee.

How to keep your ND filter shots tack sharp with tips on clean filters, stable tripods, and proper focusing.   Full Transcript available at newyorkcityphotosafari.com

Penny & Midge discuss another formative piece of spooky media: A Series of Unfortunate Events by Lemony Snicket. This book series inspired a number of adaptations and sprinkled lots of goth breadcrumbs for young fans. Join the conversation on the Ghouls Night In discord! Shop Ghouls Night In merch! Follow the ghouls on instagram at @ghoulsnightinpod Cover art by Alex Zimdars

Dave Cover preaches from Acts 15:36-41 on how God uses disagreement to grow his kingdom. This sermon is part of our 2026 sermon series, "Acts 13-17: Revival & Resistance." Who is Jesus? What does he care about? How should his followers interact with the world around them? The book of Acts carries on the story of life with God, illustrating what it means to build his church and experience him through his people.  Want a refresher on Acts 1-12? Check out The Crossing's 2023 sermon series: "Acts: Belonging to a Mission". Interested in more content to help you experience God in 2026? Sign up for our weekly email newsletter. Every Friday, you'll get new resources to help you grow in your faith and a first look at what to expect on Sunday, delivered right to your inbox. Get connected at The Crossing! When you sign up for Crossing Update, you'll get a text message every Sunday morning with the new ways to get involved at the church. You can also find the latest information about events on The Crossing's website. 

Alf returns to answer the 5 Questions. We explore Spokeshaves, Ball & Claw Feet, Newport 9-shell Secretary, and more. Plus the Woodworking News. Check it Out!Alf Sharpalfredsharp.com@alfsharp on InstagramSutherland Welles Finishes - Use code "MWA25" for 10% off your first orderMWA Podcast - Patreon Page@mwa_podcast on InstagramHosts' Contact Info:Kyle Barton@barton.kyle & @bbcustomtools on Instagrambbcustomtools.comOn Youtube under BB Custom Tools & Kyle BartonKyle Barton on FacebookSean Wisniewski@Seanw78 on most social mediaBrian Obst@obstwoodworks on InstagramJeff Wyatt@copperjohn_woodworks on InstagramVideo - Windsor Chairmaking Basics with Jeff Wyatt

Welcome to Shooting Sharp with Mike Rossi, Episode 46 - the Final Stop Mike returns and recaps the last week of wrestling. From AEW Dynamite and Collision to WWE NXT, Raw and Smackdown.  From there Mike hits you with a Statistical Look at the 6 Men and Women entering the Elimination Chamber this weekend in Chicago. Then Mike previews the week ahead as always! Catch Shooting Sharp every Tuesday on the North South Connection Podcast Network!

What if Alzheimer's isn't inevitable – and your brain is far more changeable than you've been led to believe? World-renowned neurologist Dr. Majid Fotuhi shares groundbreaking research from his new book showing that cognitive decline can often be delayed, prevented, and even reversed – and how music uniquely strengthens the brain's memory, attention, and emotional networks. If you've ever wondered whether playing, singing, or even listening to music can truly keep you sharp as you age, this conversation will give you hope – and a practical path forward. Links and notes related to this episode can be found at https://mpetersonmusic.com/podcast/episode229 Connect with us: Newsletter: https://mpetersonmusic.com/subscribe Facebook: https://www.facebook.com/EnhanceLifeMusic/ Instagram: https://www.instagram.com/enhancelifemusic/ LinkedIn: https://www.linkedin.com/in/mpetersonpiano/ X: https://twitter.com/musicenhances YouTube: https://www.youtube.com/@enhancelifemusic Sponsorship information: https://mpetersonmusic.com/podcast/sponsor Leave us a review on Podchaser.com! https://www.podchaser.com/podcasts/enhance-life-with-music-909096 In-episode promo: MUD/WTR (https://mudwtr.com/ENHANCELIFE)

On today's show, we will be spending time with some old friends. First up, Kristen Sharp, President and CEO of the Oro Valley Chamber, then Scott Tilley of TRAK Therapeutic Ranch for Animals and Kids (TRAK).

#SpiritualAwakening #Intuition #StayAwakeRoots Revival

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What do your words reveal about your heart? In this ManUp Moment, Jay Cookingham teaches from Luke 6:45, reminding Christian men that speech flows from the heart. If you want to lead well, love well, and live with integrity, start by surrendering your heart to God.

We dig into why explant surgery often isn't the finish line, how biofilms and genetics drive lingering symptoms, and what a structured plan can do to restore energy, hormones, and peace of mind. We share the SHARP method, smarter detox, and faith-forward mindset shifts that help healing last.• defining breast implant illness and systemic symptoms• biofilms, oxidative stress, and oxylipin markers• sauna, leaching, and when “detox” backfires• why full capsulectomy matters for recovery• genetics of detox and the one‑third who struggle• testing for toxins, mold, glyphosate, and metals• gut health, food triggers, and mitochondrial support• fat transfer expectations, DEXA, and training choices• emotional and spiritual self‑work for lasting healing• resources: SHARP method programs and private community“Go to drrobertwhitfield.com or Dr Rob Solutions to join the community and access SHARP without surgery”If you're ready to stop trying harder and start healing smarter, your first step is Empowered by Faith — the 5-Day Reset.This self-paced experience will help you regulate your nervous system, stabilize your metabolism, and realign your identity in Christ through simple, faith-centered rhythms.This is where women begin.

This show has been flagged as Explicit by the host. Note: The following code `:(){ :|:& };:` was replaced with Fork Bomb in the title. Ever wanted to hear a middle age man waffle on incoherently for half an hour about how he went from BMX bum to BSD botherer (1) ???? Well then, you've come to the right place :-) Behold my banal FLOSS adventure of 15 very odd years in all it's hax & glory! You're got to give it away to keep it ;-) Weirdly there is a wonderful Scottish BMX brand called BSD... If you ever want some cool BSD stickers or T-Shirts they make some funky stuff... P.S. Apologies for the endless extravagant sharp intakes of breath... to be fair it's a better filler than "like" or "do you know what I mean"... :-/ Provide feedback on this episode.

The Phantom, Chief, and Five Names delve into all the big names from the first round of AFL practice matches in 2026. Is Lachlan McAndrew legit? Could Lachlan Blakiston save our defensive line? Is fading Tristan Xerri growing legs? Is Sam Flanders the greatest player in the history of the game? Plenty of questions need answering as we get our first proper taste of practice match action. Plus, Five Names breaks some news on a new cheapie from the Crows, The Phantom's new ruck setup, and The Chief botches his keeper league draft. Subscribe to the CODE Sports YouTube channel and help get us to our 23k target for an in-person Lair catchup at Gather Round! Join The Lair League: 128532 Make your team now: supercoach.com.au or via the SuperCoach app. More practice match intel by JordsFTTV: https://bit.ly/4tMVqY0 READ THE ROOKIE BIBLE: http://bit.ly/3NeM2eP?utm_campaign=EditorialSB&utm_source=supercoach&utm_medium=podcast&utm_content=rookiebible&utm_term=supercoach%2Cafl The Phantom's team reveal: https://bit.ly/4b9WQ8e CHAPTERS:Intro and keeper league recap (00:00)Practice match thoughts (04:00)The ruck situation: McAndrew, Blakiston (06:00)Coleman, Flanders, Roberts, Parish (16:00)Sharp, Farrow, Grlj, Uwland, Duursma, Jagga (21:00)Thilthorpe, Rachele, Visentini, Jones, Brodie (26:30)Kozzy Pickett, Steele, Phillipou, MacDonald (30:00)Will Ashcroft, Rowston, Oliver, Gulden (33:00)Nas, McCarthy, Maric, Robertson (39:30)More names! (42:45)Lair League (46:40) Hosts:The Phantom: @ThePhantomSC /X | @ThePhantomSC /IGDos: @HKDos /X | @dossySC /IGSimeon Thomas-Wilson: @Simeon_TW /X Produced by Haydn Kenny. Recorded on Monday, February 23, 2026. SuperCoach Plus: supercoach.com.au/sc-plus Follow SuperCoach AFL on Instagram. Follow SuperCoach AFL on TikTok. Follow SuperCoach AFL on X. Like SuperCoach AFL on Facebook. Subscribe on CODE Sports YouTube Channel. See omnystudio.com/listener for privacy information.

Over the coming months and through our study of the book of Hebrews, we aim to meditate frequently on the glory of Jesus Christ. May our souls be revived by a constant view of his glory - in this book which invites us to consider Christ Jesus, the exalted Savior of weary pilgrims like us. This week we conclude our study of Hebrews looking to Hebrews 13:20-25.Life Group Discussion Questions: lifechurchnc.com/hebrewsLife Church exists to glorify God by making disciples who treasure Christ, grow together, and live on mission. Salisbury, NCFollow us online:lifechurchnc.comFacebookInstagramYouTubeTwitter

Ethereal Encounters Welcomes Bart Sharp, Fellow UPRN Host of Becoming Quantum Conscious February 20th, 2026 Topic: Magical, Mystical France - From Magdalene to Isis To The Ancient About Our Guest: Bart Sharp is an intuitive and shamanistic practicioner helping people release their deepest repressed limitations. Bart has served others for twenty years combining psychological knowledge with an immense knowledge of how the energetic body works in relation to the human condition. Whether it is an abused childhood, interacting with shadow aspects of self, entity removal or various highly abnormal traumas, Bart has helped those with anything from normal to unusual issues. The desire to teach and facilitate a greater consciousness is Bart's driving passion, he does this in a variety ways from private sessions, classes, books such as “Magic Speaks”, audio downloads, intuiive tour guide to sacred sites in SW France, and as a radio show host of “Becoming Quantum Conscious” on United Public Radio Network and UFO Paranormal Radio Network. Home is Austin, Texas and SW France. WEBSITES: marymagdalenefrancetours.com bartsharp.com

On today's episode, Prez and Art discuss today's biggest prop moves, sharp basketball action, parlay of the day and more!00:00 Introduction01:30 Prez Recaps Men's Olympic Hockey02:50 What Kind of Action on Men's Oly Hockey?03:55 NBA Sharp Moves04:22 CBB Sharp Moves04:58 Lakers vs Clippers05:58 OKC Worth the Big Number?07:15 In-Game Betting Olympic Hockey08:03 UFC Houston Sharp Action09:00 Does Boxing Move the Needle Anymore?09:40 Prez's 5% Play Locked and Loaded!10:37 Parlay of the Day11:53 NBA Rundown14:00 Bucks Auto Fade?16:35 Mailbag!

We are called to follow Jesus. Following Jesus is not just learning about Jesus, but it is a call to action to dedicate our lives to following his example.

Lent begins with Ash Wednesday.Ash Wednesday begins with confession of sin. In confessing our sin, we realize how deeply and desperately we nee a Savior. Jesus is our Savior who set his face to Jerusalem, enduring the punishment and death our sin rightfully deserves. We gathered this Ash Wednesday in sorrow and celebration as we began the Lenten season around Luke 9:51-62.“The aim of Ash Wednesday… is threefold: to meditate on our mortality, sinfulness, and need for a savior; to renew our commitment to daily repentance in the Lenten season and in all of life; and to remember with confidence and gratitude that Christ defeated death and sin.” - The Worship Sourcebooklifechurchnc.com/lentLife Church exists to glorify God by making disciples who treasure Christ, grow together, and live on mission. Salisbury, NCFollow us online:lifechurchnc.comFacebookInstagramYouTubeTwitter

Preseason testing isn't just about lap times, it's about intrigues, politics and throwing other teams under the bus!In this episode of Inside the Piranha Club, Ben and Bec welcome F1 business insider, Mark Mann-Bryans to the team, as they expose the politics shaping the 2026 Formula 1 grid: sandbagging secrets, technical loopholes, and the quiet power plays between Red Bull Racing, Ferrari, and the FIA. Who's really fast? Who's playing games? And who's already winning the political war before lights out?Sharp analysis. No PR spin. Just pure F1 paddock politics.

My guests this week are two absolute legends, Jackie Sharp and Jill Hoffman-Kowal of the punk rock video team Target Video (who documented hundreds of incredible live performances by Iggy Pop, The Screamers, Black Flag, Throbbing Gristle, minutemen, The Cramps, Hüsker Dü, Survival Research Laboratories, Bauhaus, Dead Kennedys, Lydia Lunch, and Young Marble Giants to name just a few). They are lifelong friends to this day… so get ready for jaw-dropping stories galore!We discuss Target Video's origin story & meeting head honcho Joe Rees, how they got their first old-school video camera at the time, Joe's unusual approach to documenting bands, the origin story of The Mutants, their initial cable TV show, how their first color shoot was filming the iconic performance of The Screamers, how they shot The Cramps at the Napa State Mental Hospital, Glenn O'Brien's TV Party, Jello Biafra staying in fancy hotel rooms in the UK, crashing on the floor of The Members, The Stray Cats playing the UK for the first time, how Jackie and Jill gained the trust of bands to film them in an era when bands were suspicious of being filmed, how the SF punk scene changed when Circle Jerks first came up from LA to play there, using fake addresses to keep the cops away from the Target headquarters, having eight-hour viewing parties in Paris, touring Europe with Dead Kennedys, the powerful footage of Throbbing Gristle playing a basketball court, CRIME playing San Quentin, Black Flag being nerds in the studio and making comedy videos with Target, shooting the TV PARTY music video, Target documenting rarely seen tours by Devo and Iggy Pop, being P.I.L.'s tour guides in NYC, Target video reunion shows, hooking up your VHS player to your stereo and more!So let's fly the Target flag high and play this episode loud on this week's episode of Revolutions Per Movie!TARGET VIDEO: targetvideo.blogspot.com/REVOLUTIONS PER MOVIE:Host Chris Slusarenko (Eyelids, Guided By Voices, owner of Clinton Street Video rental store) is joined by actors, musicians, comedians, writers & directors who each week pick out their favorite music documentary, musical, music-themed fiction film or music videos to discuss. Fun, weird, and insightful, Revolutions Per Movie is your deep dive into our life-long obsessions where music and film collide.Revolutions Per Movie releases new episodes every Thursday on any podcast app, and additional, exclusive bonus episodes every Sunday on our Patreon. If you like the show, please consider subscribing, rating, and reviewing it on your favorite podcast app. Thanks!PATREON:The show is also a completely independent affair, so the best way to support it and keep it going is through our Patreon at patreon.com/revolutionspermovie. By joining, you can get weekly bonus episodes, physical goods such as Flexidiscs, and other exclusive goods. It helps the show to keep going and is greatly appreciated!TIP JAR:ko-fi.com/revolutionspermovieSOCIALS:@revolutionspermovieBlueSky: @revpermovieTHEME by Eyelids 'My Caved In Mind'www.musicofeyelids.bandcamp.com ARTWORK by Jeff T. Owenshttps://linktr.ee/mymetalhand Hosted on Acast. See acast.com/privacy for more information.

Veronique Flayol Mary Magdalene Ancestral, Histories From Maximin La Saint Baume

With Essendon's first practice match a day away, we bring in the best training watcher in the business, Rick Edwards, to break down everything we've learned from the 2026 pre-season. From role changes and standout performers to new recruits and Round 1 prospects, this is your most comprehensive look yet at how the Bombers are shaping up. We cover: How this pre-season compares to 2025 The evolving game plan Xavier Duursma's shift to half forward Archie Roberts' midfield exposure Brayden Fiorini's leadership impact Updates on Robey, Farrow, Sharp, Kondogiannis & El-Achkar Concerns, question marks and what still needs work And yes… the latest nomination for the Damian Barrett Lifetime Achievement Award (#DBLAA) Balanced. Informed. No fluff. If you want to know what's actually happening at The Hangar, this is the episode.

A heartbreaking case out of Rhode Island sparks a blunt conversation about mental health in America, and Joe Pags doesn't hold back—calling for real solutions instead of culture-war slogans. Then the gloves come off: while the Trump administration talks about cutting costs, Congress appears to be barreling ahead anyway—and Pags says even Republicans are part of the problem. If you're frustrated about rising prices and empty campaign promises, this hour hits home. Breanna Morello returns for part two, breaking down why Elise Stefanik dropped out, what's really happening with Mamdani in NYC, and the fallout from Munich that has global headlines swirling. Sharp, direct, and no sugarcoating—classic Pags. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode, Joe, Prez and Art discuss today's college basketball action, sharp MLB futures, how to bet predictive markets and more!00:00 INTRODUCTION00:47 HOW DID THE BOOKS DO LAST WEEKEND?01:36 HOW CAN YOU TELL WHAT THE PRO'S ARE BETTING IN NICHE SPORTS LIKE MMA/PGA/NASCAR?06:27 WHAT'S THE ACTION LIKE IN COLLEGE BASEBALL OR SOCCER AT THE BOOK?09:57 SHARP BETS TODAY IN CBB12:46 SHARP MLB FUTURE BETS13:32 OLYMPIC HOCKEY PICKS17:30 PREDICTIVE MARKETS: OLYMPICS | BITCOIN25:33 PARLAY OF THE DAY29:10 TODAY'S BEST BETS31:36 CBB RUNDOWN: VA TECH VS MIAMI | NEBRASKA VS IOWA35:54 MAILBAG! VIEWER QUESTIONS: HOW TO NAVIGATE A WAGERTALK FLEX PASS ON 5% PLAYS

We are delighted to have Alf Sharp as our guest. Alf specializes in crafting museum-quality custom furniture inspired by 18th- and 19th-century American and European designs.  He is a Cartouche Award winner from The Society of American Period Furniture Makers. So join us for a fascinating look into the career of master furniture maker. Alf Sharpalfredsharp.com@alfsharp on InstagramSutherland Welles Finishes - Use code "MWA25" for 10% off your first orderLathe Tenoning Tool - Anthony ToolsMWA Podcast - Patreon Page@mwa_podcast on InstagramHosts' Contact Info:Kyle Barton@barton.kyle & @bbcustomtools on Instagrambbcustomtools.comOn Youtube under BB Custom Tools & Kyle BartonKyle Barton on FacebookSean Wisniewski@Seanw78 on most social mediaBrian Obst@obstwoodworks on InstagramJeff Wyatt@copperjohn_woodworks on InstagramVideo - Windsor Chairmaking Basics with Jeff Wyatt

Welcome to Shooting Sharp with Mike Rossi, Episode 45 - Grand Slammin to Chicago Mike returns and recaps the last week of wrestling. From AEW Dynamite and Grand Slam Australia to WWE NXT, Raw and Smackdown.  From there we also get caught up on TNA for their weekly TV and their No Surrender PPV.  Then Mike previews the week ahead as always! Catch Shooting Sharp every Tuesday on the North South Connection Podcast Network!

Precious metals should remain a key part of your portfolio, according to today's panel. Steven Orrell notes the recent cooldown in price action as a buying opportunity, calling the yellow metal a way to protect yourself against rising U.S. debt. Axel Merk believes there is a resurgence of speculation entering the trade, something he sees as historically normal for the asset. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Awareness about treatment options for depression, anxiety and other mental health concerns is increasing across Rural America, but awareness about the options to treat brain health issues such as concussions, brain fog, dementia or Alzheimer's Disease aren't as prevalent. Tiffany Hoeft is a speech-language pathologist, board certified neurofeedback specialist, certified brain injury specialist and owner of Minds Matter in Aberdeen. In this episode, she talks with DRG Media Group, Pierre, News and Farm Director Jody Heemstra about being able to prevent damage caused by dementia if you start early enough. Hoeft received the “Healthy Rising Star Award” from South Dakota First Lady Sandy Rhoden during an awards luncheon in January 2026. You can find more information about the work done by Tiffany Hoeft and her team by calling 605-725-2828 or going to www.mindsmatter.life.

Britain has reached a strange new milestone in the cost of living crisis: even doing the laundry is becoming unaffordable. In this episode of Mark and Pete, we look at the growing reality of laundry poverty in the UK, where rising energy bills, detergent prices, and laundrette costs are pushing more people to wash less, dry less, and quietly compromise on basic hygiene.At first glance it sounds like a minor inconvenience, even a slightly comic headline. But beneath the surface it reveals something far more serious: a nation where ordinary life is becoming harder, more stressful, and increasingly stripped of dignity. When families can't afford to run the washing machine or tumble dryer, it doesn't just mean wearing yesterday's shirt. It means damp clothes hanging indoors, mould creeping into flats, asthma and respiratory problems worsening, and children turning up to school embarrassed, anxious, and vulnerable to bullying.We explore how energy policy, inflation, housing conditions, and low wages are colliding to create a new kind of hidden hardship. This isn't Victorian poverty with chimneys and soot. It's modern poverty with smart meters, condensation, and the constant low-grade fear of the next bill. Many people are now relying on cold washes, skipping bedding loads, re-wearing clothes longer, and using deodorant as an economic strategy.Mark brings his poetic take on Britain's damp decline, while Pete offers the deeper Christian perspective: why dignity matters, why the ordinary needs of daily life are not trivial, and why a society that cannot keep its people warm and clean is a society in serious moral and spiritual trouble. We also touch on the biblical principle that compassion must be practical, not theoretical, and ask what role the church should play in noticing these quieter forms of suffering.Sharp analysis, British humour, and uncomfortable truth—welcome to the UK, where cleanliness is becoming a luxury.z

Over the coming months and through our study of the book of Hebrews, we aim to meditate frequently on the glory of Jesus Christ. May our souls be revived by a constant view of his glory - in this book which invites us to consider Christ Jesus, the exalted Savior of weary pilgrims like us. This week we look to Hebrews 13:7-16.Life Group Discussion Questions: lifechurchnc.com/hebrewsLife Church exists to glorify God by making disciples who treasure Christ, grow together, and live on mission. Salisbury, NCFollow us online:lifechurchnc.comFacebookInstagramYouTubeTwitter

On today's episode, Joe, Prez and Art discuss today's sharpest action, MLB futures and win totals, olympic hockey, college basketball and more!00:00 INTRODUCTION01:48 MARKET MOVES: MLB WIN TOTALS | FUTURES07:24 WHAT HAPPENS IN THE SUMMER TO THIS SHOW?08:42 BETTING SPRING TRAINING MLB GAMES12:34 SHARP PLAYS TODAY IN CBB13:33 PREZ VOTES ON HIS HAIR15:49 PARLAY OF THE DAY20:40 PREDICTIVE MARKETS: BITCOIN-OLYMPIC HOCKEY MEDALS29:28 TODAY'S BEST BETS37:32 CBB RUNDOWN

For most of my career, I've been focused on two things: Operating businesses and Multifamily real estate. The strategy has been pretty simple. Take money generated from higher-risk, active businesses… and move it into more stable, long-term assets like apartment buildings. That shift—from risk to stability—is how I've tried to build durability over time. Now, to be fair, the sharp rise in interest rates a few years ago put a dent in that model. But zooming out, it's still worked well for me overall. So I'm sticking with it. That said, there are other ways to think about real estate. In some cases, the real opportunity is when you combine real estate with an operating business. We've done that before in the Wealth Formula Investor Club with self-storage, and the results were excellent. Storage is operationally simple, relatively boring—and that's exactly why it works. But there's another category that sits at the opposite end of the spectrum. Hotels. They're sexier.They're more volatile.And yes—they're riskier. But the upside can be dramatically higher. One of my closest friends here in Montecito has quietly built a fortune doing boutique hotels over the past few years. He started with a no-frills hotel in Texas serving the oil drilling industry. Over time, he combined his operational experience with his talent as a designer—and eventually created some of the highest-rated boutique hotels in the world. He's absolutely crushing it. Of course, most of us aren't world-class designers or architects. I'm certainly not. Still, his success made me curious. Hotels have been on my radar for a while now—not because I understand the business, but because I don't. When I asked him how he learned the hotel industry, his answer was honest: “I figured it out on the fly—starting with my first acquisition and a great broker.” That's usually how real learning happens. So this week on the Wealth Formula Podcast, I brought on an expert in hospitality investing to educate both of us. We cover the basics: How hotel investing actually worksWhere the real risks are (and where they aren't)How returns differ from multifamilyAnd what someone should understand before ever touching their first hotel deal If you've ever thought about buying or investing in hotels—but didn't know where to start—welcome to the club. You don't have to jump in tomorrow. But you do have to start somewhere. This episode is a good starting point. Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/545-should-you-invest-in-hotels/id718416620?i=1000748759003 Listen on Spotify: https://open.spotify.com/episode/5Lx5Rp4x704lWRazWLqDOK Watch on YouTube: https://youtu.be/GMFf6-g8w_0 Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast coming to you from Montecito, California. Before we begin today, I wanna remind you, if you’ve not done so and you are an accredited investor, go to wealthformula.com, sign up for our investor club. Uh, the opportunity there is really to see private deal flow that you wouldn’t otherwise see because it can’t be advertised. And, uh, only available to those people who are deemed accredited. And then what does accredited mean as a reminder? Well, if you’re married, you make $300,000 per year combined for at least two years with a reasonable expectation, continue to do so, or you have a net worth of a million dollars outside of your personal residence. Or if you’re single like me, $200,000 per year or a million dollars net worth. Anyway, that’s probably, uh, most of you. So all you gotta do is go to wealth formula.com, sign up for investor club because hey, who doesn’t wanna be part of a club? And, uh, by the way, it’s a great price. It’s free. So join it. Just get onboarded and all you gotta do is just wait for deal flow. What a deal. Now let’s talk about different kinds of things to invest in. For most of my career, I, I have really focused on two things I’ve focused on. Either operating businesses, uh, in my case, those operating businesses largely have been medical and multifamily real estate. Uh, the strategy itself, theoretically the way I think about it, take money from sort of these active businesses, a higher risk, move them into more stable long-term assets like apartment buildings. Okay? The idea is that’s how you build some durability over time. Now, to be fair, okay, to be fair. Sharp rise in interest rates a few years ago. Put a little bit of a dent in that model. But here’s the thing is that you can’t throw out the, uh, baby with the bath water. ’cause when I zoom out, still worked well for me overall. So I’m sticking with it and, uh, that’s my story. I’m sticking with it. That said, there are always other ways to think about real estate, right? Real estate is not just multifamily. Um, in some cases, the real opportunity is when you combine real estate and operating businesses. So. We’ve actually done that before in our wealth formula investor club. Um, and we’ve done that through self-storage, for example, and the results were really good. Storage is operationally, generally pretty simple. Probably not that simple, but you know, but more so than other things, relatively boring. Boring is good, and that’s exactly why it works. There’s another category that sits at the opposite end of the spectrum of boring, and it’s sexier and it’s more volatile and it’s riskier. And uh, that is the area of hotels, right, like leisure, that kind of thing. But the upside in those things can be dramatically higher. You know, one of my closest friends here. Montecito, I talk about him all the time. He’s a, he is a little bit of an inspiration to me, although I wouldn’t tell that to in space. He’s built a fortune doing boutique hotels over the past few years and the way he started, you know, and I think it was only about a decade ago because he bought like this no frills hotel in Texas that was serving the oil industry. There was a bunch of guys, you know, drilling needed a place to say, and you know, he had this and he actually. I don’t know that I would recommend this, but he, he told me he bought it sight unseen just based on the numbers. Ah, man, I gotta tell you, I don’t think I’m that lucky. If I bought something sight unseen, it would not work great for me, but it did work great for him. But over time, what he did is he, he combined his operational experience with his talent as he’s like a designer, like designs, homes, an architect, uh, of sorts, although more than that. Um, and he, he used to build houses for like famous people in Hollywood. Anyway, he took that skill and so he combined it with hotels and he created some of the highest rated boutique hotels in the world. And he’s absolutely crushing it. Just crushing it. Of course, the reality is that most of us aren’t world-class designers or architects. I’m certainly not. I’m not artistic at all. Still, um, you know, the fact that he’s had so much success in this space and that he loves hotels. What got me curious? So, hotels have been on my radar for a while, not because I understand the business, but actually because I don’t. And when I asked him how he learned, uh, about the hotel industry, he just said, you know, I figured out on the fly and, uh, you know, started with my first acquisition, had a great broker who taught me everything I, you know, needed to know at the beginning and. That’s a great story. I mean, and ideally that’s how things happen. As you can tell, this guy is, uh, seems to just hit on everything. So good for him. So this week on Wealth Formula Podcast, I wanted to get a little bit of a hotel investing 1 0 1. So I brought on an expert in hospitality investing that could educate both you and me. So we’re gonna cover some of the basics, how hotel actually works, you know, what are the risks returns. Like, what should people do if they even consider, you know, buying their first hotel or investing in one? So if you’ve ever thought about investing, uh, in hotels, or maybe that’s the first time you’re hearing about it and you’re curious, uh, welcome to the club and uh, we will have a great interview for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Farm I podcast is, uh, John O’Neill. He’s a, a professor of hospitality management and director of the Hospitality Real Estate Strategy Group at Pennsylvania State University. Uh, he spent decades studying hotel valuation performance, Cabo flows and economic cycles in in the lodging industry. John, thanks for, uh, joining us. You’re welcome. So, you know, we’re talking offline. You’ve been in the hotel business for a long time. We’re trying to figure out how to frame this thing because you know, I mean there are, I know there are certainly people in. Uh, who in, in my group and my listeners, my community who are in the hotel space, but a lot of ’em aren’t. And you know, they’ve been thinking about, well, you know, we do a lot of apartment buildings, that kind of thing. Um, you know, what else should we be thinking about? And so, you know, when we hear, uh, hotel, um, they’re thinking of hospitality. But from an investor’s perspective, I guess the first question ask is what kind of real estate asset is a hotel? And, and may, may maybe just sort of fundamentally how different it is. From apartments office or retail? Yeah, that’s a great question because hotels are fundamentally different. But what I’ve seen over the past few years as well is hotels have increasingly been considered to be a component of commercial real estate. So we’ve always thought about office and retail and residential and industrial as being components of commercial real estate, but increasingly. Investors are thinking about hotels that way as well, because some of the high risk aspects of hotels have been moderated a little bit. So they are still considered to be a high risk and potentially high reward category, but they’re much more cyclical than those other types of businesses. So if we look at apartment leases, maybe being a year or two. Office leases may be being three to five years and retail leases could be five or 10 years. The leases in hotels are one or two nights, so there’s upside, but there’s risk involved in that as well. So when there’s pressure in a market to increase rates, like here where I am in University Park, Pennsylvania, when we have a home football game. We can see hotels with average daily rates of maybe a hundred to $200 a night charging seven, eight, $900 per night, and filling up on those rates. You can’t do that in an office building or in a retail center. And so there’s great opportunity when demand increases to push up rates and to greatly benefit from that. The flip side of courses on Sunday night when all those guests leave. You might be back to a hundred dollars a night and running 20 or 30% occupancy. Do hotels kind of follow the rest of real estate in terms of market cycles though? Yeah, it depends. I, I would say in many cases they’re actually leaders, which again, double-edged sword there. So for, yeah, when we plummeted in 2020 because of COVID hotels were probably the first category really to see it. Demand dried up overnight, and you go back to September 11th, 2001 on September 12th, 2001, a lot of hotels were empty and that wasn’t the case with office buildings and retail centers. The flip side, of course, is when the economy started improving, hotel operators could start pushing their rates very quickly. And so other categories of commercial real estate didn’t receive those benefits. Yeah, I mean, obviously there’s certainly gonna be. Real estate that’s often used that that’s often using debt and, you know, probably has the same sort of, uh, issues with regard to cap rate compression or decompression based on interest rates as well. Right, right. So, um, where are we? Right? What would you say right now, like, I mean, we know that. Our, we’ve been following very closely on the multifamily side. You know, prices are depressed. I mean, from 2022, we’re looking at probably 30% to 40%. Most, most, uh, large apartment complexes are not moving because people don’t wanna sell into a down market. But when they are, they’re being sold at 30, 40% discounts compared to 2022. Where is the, where is the hotel? Market at right now? It it, it’s challenged because right now we’re seeing discrepancies between where buyers wanna buy and sellers wanna sell. We’ve started to see some movement because some sellers have come down a bit in pricing because of what we’ve seen in 2025, the market really did soften as far as the hotel business is concerned. So in 2025. We really saw no increase in occupancy and in many markets we saw some decreases in occupancy. We are still seeing average daily rates going up a little bit, so yeah. Might be worth maybe a quick step backward that the two key indicators in terms of hotel lodging performance would be occupancy and average daily rate. With occupancy being the extent to which the guest rooms are occupied and average daily rate being the average price somebody is paying. We can talk about the mathematics of those, but, um, just I think conceptually, hopefully that makes sense. But, so, you know, at this point what we’re seeing is average daily rates are still going up a little bit, and the forecasts for 2026 are. Pretty much more of the same, where we’re not expected to see great occupancy increases, but we are anticipating that the average daily rates might go up a little bit. Uh, and, and in fact we might see occupancies decline slightly. And, uh, we might see, uh, average daily rates still possibly going up a little bit. That’s usually an indicator of being late in the cycle, you know, being somewhere near the peak and, and, you know, if the trough was 2020. Which was a pretty deep trough. 2021, we started seeing improvements and we saw great improvements in 22, 23, and 24, and so it’s looking like the end of a cycle. The thing we don’t really know for sure is, is there some reason that we’re going to really go into a substantial down period or are we actually in a situation where we’re going to have another upcycle? Yeah. You know, the other thing I was curious about too, like when you talk about these cycles for hotels, even within hotels, there are certainly, you know, different types of hotels. You know, there’s the boutiquey ones that are pe really pure tourism versus the ones that, okay, well maybe they are, you know, good for football games or. There’s others that are people use for, for, for work frequently, right? They’re, they’re just passing through for, for work trips. Do you, is there, um, is that difficult to extricate those types of different economies running at the same time? It’s not, I, I don’t know that it’s that difficult, you know, just to give you a little bit about my background, I’ve been a professor for some time, but prior to being a professor I worked for. Three of the four major hospitality organizations, namely Marriott, IHG, and Hyatt. Uh, and so going back into the 1980s when I was doing feasibility studies for proposed Marriott hotels, we, in most markets, analyzed three markets segments. And, and you essentially said what they are commercial business, which are your business travelers, leisure business, which are your pleasure travelers, and then groups, which includes conventions and, and those are still the three major market segments in most markets. In, in some markets. For example, if you’re approximate to a major international airport, there’s usually a fourth segment, which is that fourth segment is airline crew business, which is, is very different than the other three because. Whereas the other three go up and down throughout, not just the year, but throughout the week. Airline crew business tends to be stable throughout the year, so it, it, it’s in your hotel 365 nights outta the year. So it’s, it’s a very low risk, but also a very low rated market segment. So it, I don’t know if that’s that complicated, but it just needs to be broken out as you delineated it, which is that there’s. Three or four market segments in any market. And in terms of studying a hotel for development or for investment, it’s necessary to understand not just what’s going on on the supply side, in other words what’s going on in the hotels, but what’s going on in the demand side as well. So give you an example. I recently did a feasibility study in a market, which is a big pharmaceutical market. So I actually spent time with major pharmaceutical people talking about, where are you staying now? Why are you staying there? Are you a member of the Frequent traveler program? How does your business vary throughout the year? What rates are you paying? What facilities and amenities are you seeking? And things like that. So to really understand the demand because that demand segment. So important in that market. So it is ultimately a street corner business and what’s going on in a specific market in terms of the mix of commercial, leisure and group business and possibly other market segments. Really is something that we have to study in depth when we conduct a feasibility study or an appraisal for hotel. I, I don’t know if I mentioned, I’m a licensed real estate appraiser too, and although my licenses allow me to appraise any type of property, I only appraise hotels. Got it. Businesses fundamentally changed pre COVID and post COVID. I would assume that there’s probably less travel. Are you seeing impact? On those types of hotels from that kind of, you know, less travel, more zoom type activity. Yeah. And, and that’s a great, that’s a great follow up because with those market segments, although the segments are the same. The demand from each of those segments really has different, and, and as you said, it really changed substantially in COVID. It, it, it’s fascinating how once we were forced to use Zoom and, and other, you know, Microsoft teams and other technology like that, you know, we, we kind of did a kicking and screaming. But once we figured it out, we realized we didn’t get a lot done. Uh, now I spent last week in Los Angeles at America’s Lodging Investment Summit, and I go to this. Function every year, because I see many of the same people year after year, and the business cards might change, but it’s the same people involved in the hotel business, whether they’re brokers or investors or asset managers or consultants or appraisers. But in between. Each year I do a lot on Zoom with these people and you know, we can keep those relationships going. So it hasn’t eliminated, you know, in my personal case, my need to travel, but it has substantially reduced it. And I think a lot of other business people have seen the same thing. So if we look at the recovery since COVID, it was fascinating because the first market segment that recovered and recovered really strongly was leisure business and people, people see it as their right. To have a vacation and, and people were paying high rates, particularly in, in, in mountain locations and in beach locations. And so those rates came up really quickly. And then the group business followed. If people do wanna go to group functions like I did last week in la what has not recovered to the level of 2019 though is the business travel. Right. Interesting. So I, that’s probably a, uh, you know, and he, I can’t really see a particularly promising future for that Subsect either. Right. I think, in fact, bill Gates said it’s never going to be back to the, you know, he, he’s an investor in Four Seasons hotels, and he said it’ll never be back to the way it was in 2019. I don’t know if he’s right. I mean, because I, I still feel like we get a lot of things done. Face-to-face, person to person that we really can’t do in Zoom. I don’t think Zoom is great for establishing relationships. I, I still think that we need face-to-face, uh, personal contact. But, you know, that might be just my perspective because I’ve been working in hotels since I was a teenager and I’m really far from being a teenager now. And, you know, I, I’ve been indoctrinated in this philosophy of the importance of face-to-face contact. But yeah, you know, that might be generational. You with a younger generation. Yeah. Yeah, absolutely. Um, you know, just kind of going back to the difference differences, uh, with compared to other real estate hotels, ultimately the, one of the big differences, they’re operating businesses, right? I mean, they’re not that large. Apartment buildings aren’t, but they’re is I think, a specific sort of operational execution that matters a lot in hotels. So, you know, in invest, when investors are kinda looking at that, I mean, they, they should probably be not looking at it as nearly as passive as other real estate investments. Is that fair? I, I think that’s very fair because I think, you know, it, it shows what’s happened in terms of the market with real estate investment trust. Because I’ve sold my entire position in hotel real estate investment trust and, and as you probably know, if we look at real estate investment trust. Different categories in, in commercial real estate, hotels lag, which is fascinating because everything else we’ve been talking about explains why hotel returns tend to outperform other classes of commercial real estate. More volatility, but higher returns on average. If you can withstand the long period, uh, that you need to be an investor. On real estate investment trust, it’s the opposite. Hotels actually lag and, and I think it really is because of exactly what you’re talking about, which is that they really are like an operating business where there’s also real estate as opposed to a real estate play where it’s almost like there’s an annuity of rent that is very easily projected, uh, in hotels. You know, we, we. Project all the time how they’re going to perform. But you know, you know, I hope my projections are very good, but there’s always things that can COVID. For example, you know, now there’s a virus in, in India that you know might be coming and, you know, we don’t know, will this be substantial or will it be really minor in the Americas? We really don’t know. Uh, that won’t have a big effect on, on other classes of real estate investment trust, but. It could have a big effect in hotels, so, so the unknowns in hotels are very high. And then when you combine that with the fact that they are an operating business, which are very labor intensive and wage rates are going up. So the cost structure and the management of that cost structure becomes. Very important and the expertise of the hotel managers becomes very important. And so, yeah, like you say, other classes of commercial real estate or, or institutional real estate investments have an operational component. It’s much greater when it comes to hotels. So I actually have a friend who’s an, um, owns, uh, a few boutique hotels here in, in California, and he was telling me one of the things that he’s kind of worried about is, um, you know, they, they’re, they have some, um. Some mandates coming up with regard to, you know, minimum wage and, and all these things that, uh, hotel workers have to get, uh, give you just outta curiosity. I mean, most of my audience is not in California. I am, but have you heard about this? Can you tell us a little bit about those pressures? Yeah, I have heard about it. And there’s, there’s forces on the other side as well, namely the American Hotel and Lodging Association, which represents hotel owners, managers, and franchisers. And so they have a voice in these things as well. But the, the, the forest, particularly in places like California and, and in the west coast in general, we’ve seen it in Seattle as well. Um, you know, in, in terms of increasing minimum wages to rates that, that are shocking to me. Um, you know, that’s, that’s a big issue. You know, you don’t see it as much in the middle of the country, but you do see it on the coast and particularly in the, on the West Coast. So, you know, if we’re looking at projections, say into 2026 and, and perhaps beyond, we expect in many cases to be seeing higher growth in wage expenses than we expect to see growth in RevPAR, which is room revenue, preoccupied room, which is just occupancy times average daily rate. So the, the overall revenue is expected, at least in the short term, to grow more slowly. Than expenses and, and wages are really driving a lot of it. And then anything that’s affected by wages, so insurance, for example, property taxes, other expenses are really growing at this stage more than what we’ve seen in terms of revenue growth. So that’s, that’s a challenge right now. The, the question I think really then is how much will AI affect that and to what extent will guests become more comfortable with checking in? On an iPad type of a situation as opposed to seeing a person face to face, and there’s probably generational differences there. What it is forcing hotel operators to do is the same kinds of things that restaurant operators have been forced to do, which is find ways to use technology and actually have the guests face the technology and get the guests comfortable with that. In terms of things like check in and check out, you know, but still in hotels the rooms have to be cleaned and, and although there’s robots that. You know, they’re nowhere near what, where they need to be to actually clean Hotel guestroom jet, at least in any sort of economically viable way. But, you know, the long-term question is to what extent will the industry be adopting AI and other technology in order to address that issue? Because that’s what’s going to happen. It’s, it’s, you know, it’s not just going to be a situation where. The operators will accept paying higher wages and have the same number of employees in each hotel. Right. Um, branding, you know, sort of confusing to a lot of people. Not in the space, but you know, what role do hotel brands actually kind of play in, in protecting revenue and value? Um, and I guess when does a brand help an owner versus become a constraint? Yeah. You know, brands have been very important and, and I, I forget if I mentioned but of the, the big brand companies I’ve worked for three of them and, um. You know, they, they, they typically started as management companies. So originally companies like Hilton and Marriott primarily generated revenue through management fees. And so they own some of the real estate, although they’ve become asset light over the years and own very little, if any, anymore. Uh, but they do still manage hotels. So one thing that the brand companies do have is expertise in terms of management. That’s one of the fees that a branded hotel and a non-branded hotel would have as well, would be a management fee, which is usually expressed as a percentage of revenue. And sometimes there’s an incentive structure in there as well. But then there’s a franchise fee, which is just paying for the brand, and, and that’s usually as a percentage of total revenue, higher than the management fee. But what it does is it, it, it. Puts the property in a global distribution system, so the global distribution systems that brands like Marriott and Hilton and IHG and, and HIA have, uh, they. Generate heads and beds. You know, that’s, that’s the term we always, when I worked at Hyatt and Merritt, we always talked about heads and beds. Every night you’re trying to, trying to get people in the rooms. The brands do a lot to put heads and beds, you know, in a typical hotel with a good brand affiliation. Somewhere between probably a third and two thirds of the occupy rooms actually came in through the brand global distribution system, which historically was a toll free reservation system. And although the, you know, those still exist now, it’s really more of a focus on the online system and, and, and sometimes toll-free reservations and direct reservations. But, but that’s what the brand does. It, it, it ultimately is a generator of. So kind of just focusing on somebody who’s potentially thinking about hotels as an investment. So far, what I gleaned from you, and, and correct me if I’m wrong, is that timing probably isn’t perfect right now. We’re probably, you know, we’re probably in a, you know, a peak and you generally not a great idea to buy in peaks. Um. I personally, from what I understand, would stay outta California. You know, uh, you know, like my friend was saying that it was gonna make it very difficult for a lot of hotels to have their, you know, hotel restaurants even. And so he foresees like a lot of them having to close those down. Um, and then the, the next thing I think is, gosh, you really have to be cognizant of the, of the fact that, you know, work patterns are changing. And so maybe that’s not a good. Way to go, either. What other, what are some other big picture things that you think people ought to be thinking about as they evaluate the space? Yeah. Well, I think there’s a couple of things. One of which is. That is a street corner business. So it really depends on what street corner you’re in. Uh, I’ve done some research just on how hotels perform in university towns versus other locations because, for example, there are brands now called graduate hotels, which eventually was acquired by Hilton, uh, and, uh, scholar Hotels and, and these properties are university town hotels. They’re doing okay. You know, they’re, they’re doing okay. If you look at how universities operate, we’ve seen some Ivy League schools pay 60, $80 million or more just to make sure they keep that billion dollars a year coming in from the federal government that they, they get for research grants and, and we’ve seen, you know, look at what’s going on with NIL now in terms of, of university sports. Universities clearly are willing to. You gen willing to spend a lot of money to keep doing what they do, which is, you know, they, they generate a lot of research and I’m talking about. Big universities now, uh, you know, a lot of research and, and there’s a sporting business aspect to universities as well. So university towns are okay, and, and what I ultimately found in my research is they’re much less cyclical than the average. So, you know, we talk about the risk of hotels as things go up and things go down and things go up and down. That doesn’t happen as much in university towns. You know, big universities don’t close and, and don’t even substantially change their business model. So it really depends on, on where you’re located. And then there’s certain cities as well, you know, people, you know, I, I don’t have to go into detail about my last visit to San Francisco and how weird it was, and I was with students and, and told my female students don’t go out at night alone. I mean, it was, it was, it was really freaky, but. San Francisco now might be a place to invest. Now San Francisco probably has bottomed out. Uh, and the same might be true with New York. So, you know, it really depends on where you’re going. I, I think in general, yeah, you know, there’s, there’s concerns, but even so, you know, I think it’s still might be a good time to invest in. Good quality hotel companies, just, you know, in terms of the stock market and, and equity in, in businesses like Marriott and, and Hilton because their franchise fees and their management fees are a percentage of total revenue. So hotels that are not profitable, that are a member of those brand affiliations are still paying. Into those systems and you know, hopefully the goal is that these properties become profitable, but even while they’re not profitable, they owe franchise fees and in some cases management fees as well. So I think there are a lot of ways to still invest in the hotel business. It’s just what vehicles are being used and where. So, you know, it sounds a little overwhelming, um, for someone who, again, who’s new to the space. Any suggestions on how somebody might just learn more about this ecosystem and, you know, start to go down this path of potentially becoming, you know, a hotel investor? Yeah. Well, first thing is, you know, we talked about ai. AI is pretty good for helping people to learn. So if you wanna learn about the hotel business, you can go and have a really good conversation with chat GPT about what makes it click and where could the opportunities lie today. Uh, you know, I’ve gone over the past year from essentially not using AI at all to using it essentially every day. And so that’s a great way because that’ll access a lot of, there, there’s trade journals, for example, but it’ll access those things. Uh, the conference, like I went to last week, the America’s Lodging Investment Summit, which is in LA every year is a. Is a great place to learn as well. There’s, there’s wonderful sessions and that conference is attended by everybody from Anthony Capano, who’s the CEO of Marriott, down to people involved in real estate and investments in the hotels and, and who essentially make their living. Off of those as brokers, appraisers, consultants, asset managers and things like that. So, so there’s ways online to do it and there’s ways to do it actually by attending conferences as well. Yeah. A good broker as well. Right. I mean, you know, going back to my, my friend who, who’s become a very successful hotelier, the first one he bought, he threw a broker and he said he learned everything about hotels that he knows from that guy. Um. So that’s probably, it probably tells you something as well. Yeah. And, and there are some excellent hotel brokers. There’s some who are national in scope and some who are local in scope. So again, it depends on where you’re thinking you might wanna be investing. Uh, but, but there’s some great local brokers, but then there’s national firms like JLL and CBRE and Hunter, uh, that, you know, they have really good people who are very knowledgeable about the hotel business. Yeah. John, thanks so much for, uh, joining us here on Wealth Formula Podcast and giving us sort of an overview of the, uh, um, hotel, uh, real estate, uh, uh, asset class. You bet you make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed and again, uh, hey hotels. Think about it. I guess. Uh, I continue. I will continue to do so, uh, especially given my buddy’s success in this space. Um. Although, I will tell you, I probably am not a boutique hotel guy. Um, you know, I don’t, I don’t know that I could make it super fancy, you know? And then on the other hand, you hear about these, uh, hotels that are. For the people traveling through and they’re not doing this so great. So maybe wait till that we hit that, um, that trough that he was talking about, he said we’re kind of at a peak right now. Anyway, that’s it for me. Uh, this week on Wealth Formula Podcast. This is Buck Joffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.