Podcasts about sir steve webb

Major banks are tweaking their rules to allow borrowers to get bigger mortgages, while a new upstart lender is offering seven times salary home loans. Is this a welcome easing of the too tight rules to suit people's needs or the start of a recipe for financial disaster? On this week's podcast, Georgie Frost, Lee Boyce and Simon Lambert dive into the world of mortgages and look at whether lenders are coming up with a solution or creating more problems. Is this a repeat of the heady days before the financial crisis, have stress tests helped borrowers avoid the stress of rising rates, and would you even want a seven times income mortgage? Plus, is the Bank of England about to aggressively cut interest rates in the wake of Donald Trump's tariff chaos. Also on this episode, why our retirement expert Sir Steve Webb is loving his new solar panels and how to work out what kind of investor you are and how much risk you should take. And finally, a definitive list of the 50 best British cars of all time has been released, do you agree with it?

It's ten years since George Osborne introduced his landmark private pension reforms, known as the ‘pension freedoms'. In this AJ Bell Money and Markets Deep Dive, we explore whether the pension freedoms have been a success and how you can make the most of them with your pension.   (05:26) Tom Selby and Rachel Vahey from AJ Bell will be joining Laith Khalaf to discuss what the pension freedoms were, and how people have been using them over the last decade. We'll also be running through the tax treatment of pension withdrawals and the chancellor's plans to levy inheritance tax on pensions.   (23:55) One of the architects of the pension freedoms, Sir Steve Webb, the Pension Minister in the coalition government of 2010 to 2015, talks to Laith about why the reforms took place and whether they've been a success.   (45:20) The team talk through the differences between drawdown and annuity and ask what a sustainable income is. We also discuss investment strategies in retirement, and ask whether annuities might be due a comeback. Finally we run through the resources that can help you decide how to take your retirement income.

People with gaps in their state pension records have just one more month to take advantage of a special offer to buy missing years going as far back as 2006. As long as you get your payment or a callback request in by 5 April you can still benefit from the deal, but after that you will only be able to fill gaps from the past six years. And many are facing a backlog with payments in limbo – so what's going on? This week pension gurus Sir Steve Webb and Tanya Jefferies join Lee Boyce and Georgie Frost to talk all things retirement. How can people save sufficiently to provide an income in retirement which they cannot even earn in salary? Steve replies to this tricky question. The state pension is going up in a month, with the headline rate at 4.1 per cent thanks to the triple lock. But Tanya reveals that elements of it are only going up 1.7 per cent... and does Sir Steve think the triple lock will survive? We're on the precipice of Billmageddon with council tax, water bills, train fares, car tax, telecoms and even stamp duty rising – can you dodge the worst of the rises? And Lee has five top tips for bidding at online auctions to pick up genuine bargains… but just remember the fees, no tweed required. 

The This is Money podcast recently welcomed Sir Steve Webb for a special episode where he answered listeners' questions on everything you need to know about pensions. In this excerpt, Steve and Simon Lambert discuss whether you should invest in a work pension or Sipp - and how to make the most of them. > Listen back to the full Steve Webb pensions episode

Sir Steve Webb has been This is Money's pensions agony uncle for the past eight years - and this week he celebrated an astonishing 400 columns. Every week, Steve, in partnership with This is Money's pensions and investing editor Tanya Jefferies, answers readers' questions about retirement. On this special episode of the This is Money podcast, Steve joins Georgie Frost and Simon Lambert to answer your questions about pensions. From how to invest for retirement, to the state pension and tax , this show highlights what you need to know about pensions. Plus, with the Budget on the way and speculation at fever pitch, Steve, Simon and Georgie debate what might happen - and share their views on what should happen. Don't miss this essential podcast that could set you up for a richer retirement.

The Bank of England held interest rates again this week as inflation dropped once more. So, are we out of the woods yet? Will inflation keep coming back down towards target and the Bank of England soon seamlessly switch back to cutting rates? Or will central bankers be keen to hold onto higher rates, even if we get hit by a bout of disinflation? On this week's podcast, Georgie Frost, Lee Boyce and Simon Lambert look at what next for inflation and interest rates and what it means for your money. Also on the episode, should the Waspi women who saw their state pension age rise rapidly be compensated for the poor communication and how much of a victory was this week's Parliamentary Ombudsman Waspi report a victory for them? As that happened, more news emerged on underpaid state pensions – as exposed by our Tanya Jefferies and pension columnist Sir Steve Webb, and the team update us on that. Plus, what's going on with the chaos at HMRC and who is to blame for the failure to keep up with our increasingly tricky tax system. And finally, meet the Scambaiters – we find out what they do and why.

The debacle over widespread errors in the state pension that This is Money and Sir Steve Webb uncovered, continues. As of the end of October last year, DWP had paid out just under half a billion pounds to more than 80,000 people who've been underpaid. But what about those who have died? This week, Tanya Jefferies, Lee Boyce, Angharad Carrick and Georgie Frost reveal the case where a letter was sent to the daughter of an 100 year-old man three years after he passed away, stating he had been unpaid state pension for two decades. Yet, despite the letter – months later, she was left hanging on what the DWP was actually going to do about it.  And still on the state pension front, people continue to complain of top-ups chaos as the Government gets ready to launch a new online service next month. Sir Steve is calling on DWP and HMRC to get in more staff.    You don't need HMRC to have more staff to answer your call, oh no! You just need to be a VIP. Apparently there is a helpline, also known as Public Department 1 (PD1) which answers calls nine times quicker. We explain more.  On the savings front, the FCA is launching a campaign to encourage savers to shop around – and if you rushed to sign up for a one-year fixed-rate cash Isa this time in 2023, Lee explains why you must act. Optional and mandatory service charges at hospitality venues – Georgie, Ang and Lee give their verdict.  And finally the price of bitcoin jumped beyond $60,000 this week. What's behind the latest cryptocurrency surge? 

In this episode of V-FM, Darren and Nico chat to Sir Steve Webb about politics, pensions and his time leading the pensions charge during his time as pensions minister.   Steve was in post for 5 years and broke the mould of having a new pensions minister every nine months or so. He was instrumental in reviewing and helping to deliver the auto enrolment reforms and in the introduction of the single tier pension. He also had his finger prints on the pensions triple lock; the Lib Dem manifesto commitment that made its way into the Coalition Agreement. He certainly made the most of his time in the pensions hot seat!   We talk PLSA retirement living standards, tax relief and the LTA, triple lock and the state pension, pensions freedom and choice, small pots consolidation and pot for life, and a whole lot more! We also find out what value for money means to Steve.

This week we're joined for a special episode of Investment Uncut, by Sir Steve Webb and Steve Hodder, to discuss the DB pensions aspects of the Mansion House speech on Monday 10 July. Steve & Steve take us through what was announced, why it matters and provide detail on our idea for the future of DB pensions.

The government has just extended the deadline to April 2025 for people to top up their National Insurance contributions. For many people approaching retirement, especially women, it offers a fantastic opportunity for them to increase their state pension by thousands of pounds by paying in only a few extra hundred. As you can imagine, the demand is huge, and has jammed the government pensions hotline. Money Clinic host Claer Barrett speaks to Sir Steve Webb, the former pensions minister and now a partner at consultancy Lane Clark & Peacock. He fields questions from FT readers and listeners about who should apply (and who should not), how to apply, and what kind of a deal to expect.The episode features a clip from the Martin Lewis Podcast on BBC Radio 5 Live.Want more?Deadline to plug UK state pension gap extended until April 2025Find out more about voluntary National Insurance contributionsSee your State Pension forecast and find any gaps in your National Insurance recordCheck your State Pension ageIf you live or plan to retire abroad, click here for the the UK's International Pension CentreIf you would like to talk to Claer on a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help. Say hello on social media: you can follow Claer on Twitter and Instagram @Claerb, and Claer's guest Sir Steve Webb is @stevewebb1Presented by Claer Barrett. Produced by Laurence Knight. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Podcast: Former pensions minister Guy Opperman can boast a number of achievements from his time in office. But he was too easily sidetracked away from the bigger issues, such as under-saving in defined contribution schemes, and towards trivialities such as the statements season. LCP partner Sir Steve Webb gives his view on Opperman's time as minister, and discusses under-saving in DC and a local council investment scandal. Hosted on Acast. See acast.com/privacy for more information.

Back in Episode 18, UK Pensions Minister Guy Opperman challenged our listeners to let us know what they would if they were the pensions minister. We were lucky to have some great contributions come in from our listeners, so in this episode Adam and I listen along with you and give our opinions on what we're hearing. This was great fun, particularly as we were able to record it in the room together over a cuppa. Rory Sullivan goes back to Irelend with his book of the week, which is very much part book review, part therapy session https://www.google.co.uk/books/edition/We_Don_t_Know_Ourselves/cKWKDwAAQBAJ?hl=en Please feel free to connect with any of our contributors or hosts: Dan Mikulskis: https://www.linkedin.com/in/danmikulskis/ Sandra Dailidyte (voice of our mystery contributor): https://www.linkedin.com/in/sandra-dailidyte-aba64179/ Maria Nazarova-Doyle: https://www.linkedin.com/in/maria-nazarova-doyle-cfa/ Francesco Curto: https://www.linkedin.com/in/francesco-curto-a9174bab/ Mike Clark: https://www.linkedin.com/in/mike-clark-696100136/ Sir Steve Webb: https://www.linkedin.com/in/steve-webb-1714b54/ Sarah Wilson: https://www.linkedin.com/in/jsarahwilson/ Guy Opperman: https://members.parliament.uk/member/4142/contact Rory Sullivan: https://www.linkedin.com/in/rory-sullivan-73188418/ Adam Matthews: https://www.linkedin.com/in/adam-matthews-84926b31/ David Hickey: https://www.linkedin.com/in/david-hickey-cfa-05633526/

Did the Bank of England bottle raising interest rates or should a rate rise have never been on the cards in the first place? Inflation is mounting but hiking the base rate will do little to tame soaring energy prices, an oil price spike or the supply crunch. On the other hand, the emergency 0.1 per cent base rate arrived at the start of the coronavirus crisis and the economy looks far better now than was expected then. So where should rates be? And did the Bank of England make the wrong decision for the right reason? On this week's podcast, Georgie Frost, Tanya Jefferies and Simon Lambert dissect the Steady Eddie move that got the Bank of England labelled an ‘unreliable boyfriend' again. Plus, our pension agony uncle Sir Steve Webb joins the podcast to discuss state pension delays and what has happened since he and Tanya Jefferies exposed the situation. And finally, it's time for some council tax rants… just why is the tax so seemingly crazy and in terms of fixing it, should we be careful what we wish for?

Much has been made of the need to start saving as early as possible and to keep this habit going as long as possible. But when it comes to pension provision, are the current products available suitable for all generations? Is the current advice or perceived wisdom around pension planning as appropriate for someone aged 20 as it might be for someone in their 40s or 50s? And why should it matter how old someone is when it comes to having a proper conversation about long-term retirement provision?Joining Simoney Kyriakou, senior editor of FTAdviser, on this podcast to discuss all these issues and more, are Saksha Menezes, intern for FTAdviser; Sir Steve Webb, partner at LCP; and Robert Cochran, senior corporate pensions specialist for Scottish Widows. See acast.com/privacy for privacy and opt-out information.

Yet more people caught up in the underpaid state pension scandal have been unearthed by This is Money – and tragically, in the two cases we highlight this week, they weren't alive to see justice. Two bereaved daughters received sums of £42,000 and £71,000 because their mothers were underpaid state pension for more than a decade before dying in their 90s. The payouts are all thanks to the intrepid work of investment and pensions editor Tanya Jefferies and our pensions agony uncle Sir Steve Webb. They join deputy editor Lee Boyce and Georgie Frost to talk about these latest cases, and what it means in terms of inheritance tax and care fees – could you, a family member or friend have been caught up in the scandal? We also talk about pensions in more details – do you know what yours is invested in and what it's worth? It will matter even more than usual if the Chancellor gets his way and taps into our retirement pots and parcel it out to fast-growing businesses, transport projects, real estate and carbon-friendly investments. We also discuss the new green savings bonds from NS&I: how long is the term, what's the rate and just how green are they? There's a chink of light for easy-access accounts and if you leave Georgie and Lee to organise the podcast, they will inevitably add a section in about sport - we talk about this booming trend during Euro 2020.

Tim Farron speaks to former MP and Lib Dem minister Sir Steve Webb about the Coalition government and working with Christians of different political persuasions. Steve worked with Iain Duncan Smith in the Department for Work and Pensions - a department jokingly called the 'department for worship and prayer' as there were so many Christians. What was it like working alongside Conservative Christians he disagreed with politically? And how does he feel about the coalition now - will the Lib Dems reap their reward in heaven but not at the ballot box? To get your question answered by Tim in the next episode, write it in an email to farron@premier.org.uk or add this number to your phone and send a message on WhatsApp: 07711 701133

More than 200 pensioners responded to a request to tell us how much their state pension was. They were nearly all different amounts. Next week the basic pension is rising to £137.60 a week and the new state pension paid to younger pensioners to £179.60. But those are amounts that hardly anyone actually gets. So why are pensions - the old and the new - so complicated? Who better to answer that than two former pensions ministers. Sir Steve Webb had that job throughout the years of the coalition government and Baroness Ros Altmann for just over a year under David Cameron. Pockit is not a bank. But it does offer what it calls a current account. In fact that is a pre-paid card which customers load money onto and then can spend it almost as if it was a bank account. But some users have told Moneybox that their accounts have been locked and they they have struggled to get through to Pockit to find out what's going on. Paul talks to Martyn James, consumer rights expert at Resolver. It is now more than 90 days since the UK left the ambit of the EU at the end of the transition period. And more than one million UK people living in EU countries must adapt to the laws that apply to foreign residents. And if you have thought that maybe one day you would like to go to work or retire to an EU country what are the rules you will now have to follow? This week we look at Spain which is home to more people from the UK than any other EU country. Barry Davys is a partner in Spectrum International Financial Adviser group based in Catalunya. Researcher: Sowda Ali Producer: Ben Carter Editor: Richard Vadon

The role of pensions minister tends to change hands regularly but since his appointment in 2017 Guy Opperman has become the second-longest serving person in that position - second to Sir Steve Webb.Earlier this year he guided the Pensions Act into law, which included long-awaited rules around pension dashboards, collective defined contribution schemes, and new powers for The Pensions Regulator.This week FTAdviser's pensions reporter Amy Austin has a chat with Opperman about the plans to reassess the pensions advice allowance, the dwindling supply of defined benefit pension transfer advice and his work cracking down on scams.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.

Earlier this week the Government announced that economic abuse will be a criminal offence under the Domestic Abuse Bill. The law previously only recognised abuse that took place within a relationship, not after separation. We hear one survivor's shocking tale - she was left with nearly half a million pounds of debt - and hear her reaction to the law change. Paul Lewis talks to barrister Dr Charlotte Proudman. On Wednesday the DWP revealed that 200,000 women could be in line for payouts averaging £13,500 to compensate them for the underpayment of their state pensions going back decades. The DWP estimate the bill to be about £2.7bn. Paul talks to Sir Steve Webb, former Pensions Minister and current partner at Lane Clarke & Peacock who explains why some pensioners lost out and who is likely to benefit now. The calculator Steve Webb mentions during the interview is available here - https://www.lcp.uk.com/is-your-state-pension-being-underpaid/ In the Budget the Chancellor confirmed that newly self-employed people who completed a tax return for 2019 to 2020 are now eligible for financial help. The group, which includes more than 600,000 people who became self-employed last year, were unable to access the first three instalments but they can now apply for the fourth Self-Employment Income Support Scheme grant. Paul talks through the changes with Andy Chamberlain, Director of Policy at IPSE. NatWest has become the latest high street bank/building society to launch a lottery-style savings account. With interest rates so low, is this the future? Rachel Springall, finance expert at moneyfacts.co.uk, explains Presenter: Paul Lewis Reporter: Dan Whitworth Researchers: Sowda Ali and Jonelle Awomoyi Producer: Ben Carter Editor: Rosamund Jones

Pensions royalty with Sir Steve Webb and Rachael Hall discussing, Why the government introduced  the Tapered Annual allowance that has resulted in punitive tax bills for so many doctors? Did the government foresee the impact of the Tapered Annual allowance on the hard working staff of the NHS? How earning £5,000 cost one Consultant £13,500 ie PAYING to go to work. Whether the AA compensation scheme introduced for the 19/20 tax year should be extended to 20/21 to prevent those of us working long hours on the front line of the pandemic from receiving a pensions tax charge. What is auto enrolment, pensions freedoms and if your Mum drew her state pension prior to 2016 here's is some important information for her Contact Rachael here https://www.medicsmoney.co.uk/accountant/sandringham-medical/ Use LCP Pension calculator here www.lcp.uk.com/underpaid  

Steve appeared in episode 87 back in July to discuss State Pensions in general and more specifically his recent report that explores whether thousands of older women are being short-changed on their State Pension. You can listen to that episode here.  If you're not familiar with the name, Steve served as Pensions Minister in the coalition government of David Cameron for 5 years. In this second episode, Steve and I discuss some of the major pension reforms he oversaw during his time with the DWP, including: -       the success story that is auto enrolment -       what's worked about pension freedoms legislation introduced in 2015 Steve also shares the changes around pension legislation he would love to see coming next and what his retirement might look like in a few years' time.

Sir Steve Webb is a renowned pensions commentator who served for 18 years as a Member of Parliament between 1997 and 2015, during which time he was Pensions Minister in the coalition government of David Cameron for 5 years. During his time at DWP he oversaw the successful implementation of automatic enrolment, helped design and legislate for the new State Pension and played a key role in the ‘pension freedoms' introduced in 2015. Steve joins me to talk about all things pensions and in this episode we hone in on the history of the State Pension, changes implemented by Steve whilst in government, the challenges we all face when getting information about our State Pensions and Steve's recent report that explores whether thousands of older women being short-changed on their State Pension. Steve explains who may be affected and what you can do if you think you are being short-changed. It's a highly informative conversation, so why not listen here on episode 087 of The Retirement Café Podcast.

We sit down with Sir Steve Webb, former pensions minister and explore insights into government in a time of crisis and more.

Long term savings like your pension are one of those things that we know are important, but which many of us haven’t even begun to think about. Well, that’s hopefully going to change after you hear this. Bea talks to Sir Steve Webb, a former government minister for pensions and current Head of Policy at Royal London. He really knows the ins and outs of later life savings, and so takes us through what they are and how we can get some, including explaining auto enrolment pensions. Elemi Atagolo is the CEO and founder of Finley AI, a voice activated financial planning app. He takes us through interest and why it’s so important for our later life savings. Bea also chats to Nick, who is 27 but already is already light years ahead with his later life planning. He explains how he got a grip on things even at such a young age. For help, details of organisations offering information and support with issues discussed, are available at bbc.co.uk/actionline. You can join the conversation with the hashtag #Money101Pod. Kalpana is on Twitter @KalpanaFitz, Steve is @SteveWebb1 and Bea is @beaduncan_. Nick can be found on Instagram @moneymedics. The host is Bea Duncan. The producer is Renay Richardson. The assistant producers are Bea Duncan and Rez Marino. This is a Broccoli Production for BBC Sounds.

CP19/25 proposes significant changes to pension transfer regulations. Sir Steve Webb & Justin Corliss consider the implications for advisers involved in this market and any advisers who have clients with DB pensions.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Alastair Rush, principal at Echelon Wealthcare, who has been involved in helping steelworkers who were mis-sold in transferring out their pensions, spoke about how more cases will continue to surface. He was joined by Sir Steve Webb, former pensions minister and director of policy at Royal London, who also discussed the regulators role in the debacle, and the effect of the case on financial advisers. See acast.com/privacy for privacy and opt-out information.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Sir Steve Webb, former pensions minister and director of policy at Royal London, joins us along with Al Rush, principal at Echelon Wealthcare, to discuss the ups and downs of four years of pension freedoms and their side effects. See acast.com/privacy for privacy and opt-out information.

Last month, chief executive of the Pensions Regulator Lesley Titcomb said she would be leaving the watchdog at the end of her contract in February 2019. The announcement came only a few months after the release of the government's defined benefit white paper, which outlined a vision for a stronger regulator with new powers. Sir Steve Webb, director of policy at pension and investment provider Royal London, and Janet Brown, partner at law firm Sackers, discuss Titcomb's legacy and the future of the regulator. See acast.com/privacy for privacy and opt-out information.

Earlier this week I spent two days hosting Festival Radio at the Personal Finance Society Festival of Financial Planning. The event at Birmingham NEC was the largest financial planning conference ever in the UK, with 3,300 delegates, 75 speakers and 100 exhibitors. In this special episode of Informed Choice Radio, I share highlights from some of the the 39 interviews we recorded at the Festival, including conversations with Sir Vince Cable about Brexit, Baroness Ros Altmann on state pension inequality for 1950s born women, and Sir Steve Webb on pension freedom success.

Martin chats to Baroness Ros Altmann about pension freedom progress, pension scams and the plight of 1950s born women having to wait longer for their State pension. Ros Altmann is an expert on later life issues – particularly pensions and retirement policy, investment, savings, annuities and social care funding. She is an economist by training and worked in fund management in the City for many years. She has advised Governments, regulators, industry bodies, corporates, finance firms, trustees and consumer groups and was Director-General of over 50s’ specialist Saga Group from 2010 to 2013. Ros was recently appointed a CBE for services to pensioners and pension provision and is the UK Government’s Business Champion for Older Workers. She is a frequent media commentator on pension issues and regularly writes articles and speaks at conferences on pension reform. She has won numerous industry awards and honours including Pensions Personality of the Year (twice), Industry Guru of the Year, Women in Public Life Award, The Times ‘Business Bigshot’ and was one of the UKs top 50 Most Influential People in Pensions in 2013 according to Pensions Insight. She is well-known as an independent voice who understands both customer and provider viewpoints. Ros has a first class honours degree in Economics from University College London, a Ph.D. degree in Economics from London School of Economics and was a Kennedy Scholar at Harvard. She was awarded an honorary Doctorate from University of Westminster. She is a Governor of LSE, having also been a non-executive director and Chaired its Investment Committee for many years. She is also a Governor of the Pensions Policy Institute, and Chairs the Lord Chancellor’s Strategic Investment Board for the Ministry of Justice. She is a Fellow of the Royal Society of Arts, as well as being an adviser to the International Longevity Centre and was recently appointed as a Non-Executive Director of the Independent Press Standards Organisation. @rosaltmann Tuesday 14:30 - 15:30 Reflections from the pensions strategy hot seat Former Pension Ministers, Baroness Ros Altmann and Sir Steve Webb will dive under the bonnet of the next phase in the UK’s pensions revolution.

Former pensions minister Sir Steve Webb of Royal London talks to Martin about pension freedoms and some of the issues surrounding defined benefit pension transfers. Steve Webb was Minister of State for Pensions between 2010 and 2015, the longest-serving holder of the post. During that time he implemented major reforms to the state pension system, oversaw the successful introduction of automatic enrolment and played a key role in the new pension freedoms implemented in April 2015. Steve was a Liberal Democrat MP from 1997 to 2015. Before this he was professor of social policy at Bath University for two years, having previously worked for nine years as an economist at the Institute for Fiscal Studies. Steve graduated with a first class honours degree in PPE from Oxford University in 1986. @stevewebb1