Podcasts about NatWest

Who is Nigel Farage inspired by when it comes to Reform's plans for the economy? What does Starmer's reshuffle mean for business, skills and employment law? And which minister refused to move? Robert and Steph discuss the aftermath of reshuffles and defections. No other British bank has helped more businesses get started than NatWest. Whatever your idea, it doesn't have to be perfect, just start! Search ‘NatWest Business Accounts'. Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠restismoney@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@RestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://⁠⁠⁠goalhanger.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Assistant Producer: India Dunkley, Alice Horrell Producer: Ross Buchanan Head of Content: Tom Whiter Exec Producers: Tony Pastor + Jack Davenport Learn more about your ad choices. Visit podcastchoices.com/adchoices

How much is Reeves to blame for surging government borrowing costs? Has she made another error by maximising uncertainty with the long wait to the budget? How could she mend public finances? Robert and Steph discuss why this coming budget could be the most important of the parliament. No other British bank has helped more businesses get started than NatWest. Whatever your idea, it doesn't have to be perfect, just start! Search ‘NatWest Business Accounts'. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up to our newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get more stories from the world of business and finance. Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠restismoney@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@RestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://⁠⁠⁠goalhanger.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Assistant Producer: India Dunkley, Alice Horrell Producer: Ross Buchanan Head of Content: Tom Whiter Exec Producers: Tony Pastor + Jack Davenport Learn more about your ad choices. Visit podcastchoices.com/adchoices

Alex Udermann and Mark Gutierrez, farmers at the Minnesota Soil Health Coalition, join Ian Welsh to share how they and their colleagues across the state are restoring soil, cutting input costs and building resilience. They discuss the power of peer-to-peer mentorship, practical tools for soil health, and why profitability and sustainability can go hand in hand.   This interview was recorded at the recent future of food and beverage forum in Minneapolis. We'll be continuing the conversation on farmer collaboration and climate resilience at thesustainable commodities and landscapes forum in Amsterdam on 21-22 October. Join the likes of Henkel, Mars, Danone, Coca-Cola Europacific Partners, Diageo, Nestlé, HSBC, NatWest, Standard Chartered, Ferrero, Asahi and many more. Click here for information on how to get involved.

Wielu z nas pracuje w strukturach dużych organizacji. Zdarza się tak, że decyzje dotyczące naszego oddziału zapadają gdzieś indziej. Dziś rozmawiamy właśnie o takiej sytuacji, kiedy zagraniczna, znajdująca się w innym kraju centrala, podjęła decyzję brzemienną w skutkach dla tego, co się dzieje u nas nad Wisłą. Gościem odcinka jest Andrzej Pacek.Czego dowiesz się z tego odcinka:jak wyglądał proces zamknięcia oddziału NatWest w Polsce i jak wpłynął na 1600 osób,dlaczego transparentna komunikacja była kluczowa w tym trudnym momencie,jak lider może przeprowadzić swój zespół przez kryzys i utrzymać zaufanie,czym jest krzywa zmiany i jak różni ludzie przechodzą ją w innym tempie,jak ważne są detale w komunikowaniu trudnych decyzji,jakie lekcje z przywództwa można wyciągnąć z tej transformacji.Wpis blogowy do tego odcinka znajdziesz na stronie: www.okrokdoprzodu.pl/109Gdy będziesz słuchać tego odcinka, pomyśl o osobie, która też wysłuchałaby go z korzyścią dla siebie lub swojego zespołu i podziel się linkiem do nagrania.Przyjemności ze słuchania życzy Monika Chutnik.Chcesz być na bieżąco? Zapisz się do newslettera: www.okrokdoprzodu.pl/newsletter

Is economic policy or economic messaging more important? What single “mission” should energise the whole government? How does Trump cut taxes for the super rich and keep the support of the low-income earners? Steph and Robert discuss with Professor Mariana Mazzucato, author of Mission Economy: A Moonshot Guide to Changing Capitalism. No other British bank has helped more businesses get started than NatWest. Whatever your idea, it doesn't have to be perfect, just start! Search ‘NatWest Business Accounts'. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up to our newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get more stories from the world of business and finance. Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠restismoney@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@RestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://⁠⁠⁠goalhanger.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Assistant Producer: India Dunkley, Alice Horrell Producer: Ross Buchanan Head of Content: Tom Whiter Exec Producers: Tony Pastor + Jack Davenport Learn more about your ad choices. Visit podcastchoices.com/adchoices

rWotD Episode 3039: 2002 NatWest Series Welcome to random Wiki of the Day, your journey through Wikipedia's vast and varied content, one random article at a time.The random article for Friday, 29 August 2025, is 2002 NatWest Series.The 2002 NatWest Series was a One Day International cricket tri-series sponsored by the National Westminster Bank that took place in England between 27 June and 13 July 2002. The series involved the national teams of England, India and Sri Lanka. Ten matches were played in total, with each team playing one another thrice during the group stage. The teams which finished in the top two positions following the group stages qualified for the final, which India won by defeating England at Lord's on 13 July by 2 wickets. Preceding the series, England played Sri Lanka in a three Test series, while following the series, India played England in a four Test series.This recording reflects the Wikipedia text as of 01:12 UTC on Friday, 29 August 2025.For the full current version of the article, see 2002 NatWest Series on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm neural Brian.

Significant Risk Transfers or SRTs have been a crucial part of balance sheet management for banks and an attractive investment class within private credit for credit investors looking for alternatives to public credit markets. Demystifying SRTs and understanding the process and evaluation of these assets is crucial for credit investors. In this episode of the Credit Crunch podcast, Mahesh Bhimalingam, Global Head of Credit Strategy at Bloomberg Intelligence hosts an investor, Matthew Moniot, Head of Credit Risk Sharing at ManGroup and a seller, James Plunkett, Head of Capital and Risk Distribution at Natwest along with Lento Tang, Senior Bank Analyst who has published a survey on SRTs, in a highly informative podcast. The Credit Crunch podcast is part of BI's FICC Focus series. Listen on Apple Podcasts and Spotify

A man has been injured following reports of a serious attack in Herne Bay.Police, paramedics and an air ambulance were called to Hampton Pier Avenue yesterday evening.Also in today's podcast, footage has been released of a traffic warden being attacked in Gravesend, as staff speak out about the abuse they are facing.An investigation by KentOnline has found enforcement officers are putting up with daily threats, assaults and racism.People living in a village near Dartford fear it could be split in two if plans to reform local councils in Kent are given the go ahead.Bosses in Medway have revealed how they think devolution could look in future - with a map showing Wilmington falling into two different unitary authority areas.A Kent MP says he wants to challenge the perception that we live in an unsafe society as crime rates are actually falling.Tris Osborne says it might not seem the case as more visible offences like shoplifting and anti-social behaviour are increasing.The owners of a café and bar in Tonbridge are hoping to convert an old bank vault inside into a new nightlife space.The Market House opened in the former NatWest on the High Street last August.Gillingham have extended their unbeaten run under manager Gareth Ainsworth to 17 games.They beat top of the table Crewe Alexandra 1-nil at Priestfield on Saturday.

 Matt Brown | Recognising opportunity: Supporting the next generation of intermediariesIn this episode of Just Covered, we meet Matt Brown – HL Partnership's new Propositions Director. Already a respected figure in the mortgage sector, Matt has 20 years' experience working at firms like PRIMIS Mortgage Network, eConveyancer and NatWest. We were delighted to discuss his career so far, as well as the challenges and opportunities he currently sees in the intermediary space. We also heard about HLP's success at our BQA awards. And, we got to uncover some of his key tips for new advisers and intermediaries, especially around training and embracing emerging technologies.  This episode also covers:· Balancing risk and customer needs when developing propositions.· The importance maintaining a balance between work and personal life and the role of discipline in achieving this. · The role of new technology, including AI, in enhancing adviser efficiency and customer interaction, as well as supporting personalised advice.

While Aastha and Scott are on their much-deserved summer breaks, Tim Phillips speaks to Naresh Aggarwal (Associate Director Policy & Technical at the Association of Corporate Treasurers) and Rowan Austin (Head of Trade Finance Origination & Advisory at NatWest) in this special episode. Both treasury and trade finance functions are on the front line of balancing risk management and growth. Get it wrong and you're facing funding shortfalls, regulatory breaches, delayed shipments and unexpected losses. So, how do we get it right? And what risks should we be looking ahead to in the near to medium-term.Our guests share their views, as well as make some predictions for what businesses might be overlooking. Please check out and subscribe to our channels on: Apple: https://podcasts.apple.com/id/podcast/natwest-trade-links/id1819914204Spotify: https://open.spotify.com/show/22tvckJbiWWRbqcCnyFsICThis episode was recorded on 31 July 2025. 

The UK Investor Magazine was thrilled to welcome Iain Pyle, Fund Manager at Shires Income, for a comprehensive discussion about the investment trust that currently provides investors with a 5.3% yield.This is a podcast for UK equity enthusiasts.We start by exploring the Shires Income approach to achieving a market-beating yield for investors, touching on the portfolio's composition and key objectives.Find out more about Shires Income here.Shires Income is one of the few UK equity income trusts to trade at a premium recently – we ask Iain what he believes the driving factor behind this is.Iain naturally moves on to the trust's screening and the types of stocks the managers seek out for inclusion in the portfolio. We discuss balancing an attractive yield with growth and the key attributes Shires require in their portfolio companies.Shires Income has a notable weighting to fixed income assets, such as preference shares, and we dedicate a segment to the benefits of holding these assets.Iain provides a deeply insightful breakdown of a selection of Shire's portfolio companies, really lifting the lid on their investment thesis and what the team likes about the companies.Companies covered include Greggs, NatWest, Morgan Sindall and Midwich.Iain finishes by outlining what excites him the most about the year ahead. Hosted on Acast. See acast.com/privacy for more information.

US President Trump said he spoke with Fed Chair Powell on rates and the meeting was productive, while he noted that there was no tension and he repeated several times that he believes Powell will do the right thing.US Treasury Secretary Bessent said the US is in a pretty good place with China on trade, and he will talk to China about them buying sanctioned oil from Russia and Iran.Thailand's acting PM said escalation and progression of military exchanges with Cambodia is moving towards war.APAC stocks were lower after the mixed performance in the US; European equity futures indicate a flat cash market open with Euro Stoxx 50 futures unchanged after the cash market finished with gains of 0.2% on Thursday.Looking ahead, highlights include UK Retail Sales, German Ifo, US Durable Goods, Atlanta Fed GDPNow, ECB Survey of Professional Forecasters, Earnings from SGS, Rightmove, NatWest, Volkswagen, Eni, Centene, AutoNation & AON.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

BNP Paribas ya no espera que el BCE reduzca los tipos de interés este año frente a su previsión anterior de otro recorte más en septiembre. Mientras el responsable de política económica del BCE, Olli Rehn, cree que la autoridad monetaria no debería esperar a que se aclare la cuestión de los aranceles de EEUU y en septiembre debería tener información suficiente para decidir sobre los tipos. El Instituto IFO ha publicado sus datos de confianza empresarial.. el índice ha pasado de los 88,4 puntos a los 88,6 puntos cuando los analistas esperaban que se situara en los 90,7. En clave empresarial, hoy han presentado resultados Volkswagen, LVMH, Natwest, Eni y Puma anuncia un profit warning. Los temas de la actualidad los debatiremos en la Tertulia de Cierre de Mercados con Pedro Fernández, abogado y profesor, y Carlos Puente, analista político.

Bango PLC (AIM:BGO, OTCQX:BGOPF) CEO Paul Larbey talked with Proactive's Stephen Gunnion about the company's first-half 2025 trading update and a series of strategic moves aimed at strengthening financial performance and market reach. Larbey highlighted a 21% increase in ARR to £15.6 million and adjusted EBITDA growth of over 60%. Adjusted for one-off income in the previous period, it was even higher. He attributed the rise in net debt to working capital movements and noted that recent financing steps—including an extended shareholder loan with NHN Corporation and a revolving credit facility with NatWest—were enabling greater flexibility and cost efficiencies. In the transactional business, Larbey acknowledged flat reported figures but clarified that underlying core growth stood at 10%, masked by volatility in a few high-revenue, high-cost routes inherited from the Docomo Digital acquisition. On the DVM and subscription bundling side, revenue rose 15%, with license revenue up 21% and net revenue retention hitting 108%. A new KPI—active subscriptions—doubled year-on-year, pointing to solid momentum. Bango secured seven new contracts in the first half, including key deals in Korea, Japan, the US, and Western Europe. “We've done on average nine deals annually over the last two years, so this is clearly an acceleration,” Larbey said. He also addressed the gap between operational progress and share price performance, citing analyst coverage suggesting undervaluation. The company appointed Canaccord as its new broker, aiming to deepen US investor engagement and refresh its shareholder base. For more interviews and updates, visit Proactive's YouTube channel. Don't forget to like, subscribe, and turn on notifications. #BangoPLC #EBITDAGrowth #SubscriptionEconomy #DigitalPayments #DVM #InvestorUpdate #FintechUK #TechStocks #USInvestors #CapitalMarkets #Canaccord

This week, we're bringing you inside REG Connect 2025 - a game-changing event that shook up the Manchester business scene in all the right ways. I'm joined by Ngozi Weller and Wayne Bennett, the powerhouses behind it, to talk about how they pulled it off, why it matters, and what needs to happen next if we're serious about racial equity in business. It's honest, energetic and full of the kind of chat that gets people thinking (and doing).Highlights:(07:40) Why this event couldn't afford to fail(19:15) From 50 to 200 – they showed up(32:58) Ngozi confronts award show's lack of diversity(01:03:00) We don't have a pipeline problem(01:10:30) Don't DIY racial equity - here's where to startFeatured Resources & Connections:View the full event details here: REG Connect 2025 – Event PageProfessor Monder Ram, Director of the Centre for Research in Ethnic Minority Entrepreneurship (CREME) at Aston Business School, co-authored the NatWest-backed report: “Time To Change: A Blueprint for Advancing the UK's Ethnic Minority Businesses”.Wayne Bennett, Director of Made4Tech Global, specialises in recruiting diverse professionals across Technology, Business Change, and Transformation roles. Contact Wayne to learn more or connect directly.Ngozi Weller, Director at Aurora Inc., helps organisations embed meaningful diversity, equity, inclusion, and belonging into their culture and strategy. Reach out to Ngozi for tailored DEI support.Download the recent Aurora Whitepaper ‘Breaking The Brown Glass Ceiling – Unlocking Racial Diversity in Business Leadership' by Ngozi Weller Official REG Connect 2025 Photos - The watermarked event photos are now live:

As economic conditions deteriorate, fears of redundancy and anxiety regarding the cost of living once again grip the UK. Financial wellbeing is a key pillar of wider health and wellbeing. Sadly, it's often overlooked by employers striving to tick the box of colleague wellbeing in the most efficient way possible. Having struggled with debt through his twenties and thirties, Peter Komolafe is today a qualified financial advisor. He has harnessed his personal experience to help ordinary people create financial security through positive financial habits. In 2020, he founded Conversation of Money (a YouTube Channel and weekly Podcast) to have conversations he wished someone had had with him when he was younger. Following his delivery of a compelling session at the IoIC festival in 2023, in this conversation, Jen, Dom and Cat chat with Peter about the link between financial wellbeing and engagement and explore how internal communicators can help alleviate monetary worries.   About Peter Komolafe Peter Komolafe is a best-selling author, award-winning content creator, financial expert, and TV presenter with 18 years' experience in the financial services industry. He's worked across retail banking, corporate banking, and wealth management with some of the UK's top institutions, including NatWest, MetLife, St. James's Place, and Investec. In 2020, Peter launched Conversation of Money, a platform that's helped tens of thousands of people make smarter financial decisions through engaging videos and podcasts. His YouTube channel has over 60,000 subscribers, more than 4 million views, and he's become a trusted voice in the media, regularly appearing on shows like Lorraine, Steph's Packed Lunch, and Channel 4's Secret Spender, as well as Sky News and major national papers.   Find Peter on LinkedIn: https://www.linkedin.com/in/peterkomolafe/ Peter's website: https://peterkomolafe.com/ Peter's YouTube channel: https://www.youtube.com/c/conversationofmoney Peter's podcast: https://open.spotify.com/show/4cry36NzOhlsg7R2uuhDAp    

Welcome back to Truth, Lies & Work, the award-winning podcast where behavioural science meets workplace culture — brought to you by the HubSpot Podcast Network, the audio destination for business professionals. Hosted by Chartered Occupational Psychologist Leanne Elliott and business owner Al Elliott, this is your Tuesday news round-up, workplace surgery, and expert take — all in one.

✈️ Emma Henderson MBE is a transformative speaker, award-winning CEO, and one of fewer than 500 female airline captains worldwide.With over 30 years of aviation experience, she brings powerful, real-world lessons on resilient leadership, high-stakes decision-making, and leading teams through turbulence—both literal and figurative.From flying aircraft at 37,000 feet to founding the celebrated Project Wingman during the pandemic, Emma has become a trusted voice in developing authentic, human-centric leadership cultures. Her "captain's mindset" equips leaders to make fast, confident decisions, build trust, and adapt in high-pressure environments.Her bestselling book GROUNDED distills these lessons into a practical framework for success in business and life. As an Aviation Ambassador and MBE honouree for services to charity, she's inspired top organisations like NatWest, EDF, Boeing, and the NHS.

The AI gold rush is here and it's changing banking forever. Artificial Intelligence isn't just a buzzword anymore — it's reshaping the future of banking. In this episode, we explore how AI, especially generative AI, is driving a new era of customer experience, operational efficiency, and service personalisation across the financial sector.Through real-world examples from global institutions such as JPMorgan Chase, Bank of America, and NatWest, we explore how banks are leveraging AI for proactive engagement, self-service solutions, enhanced fraud detection, and improved accessibility. Find out:Key shifts in AI strategy and adoption in financial servicesBenefits and real challenges of implementing AI across banking functionsHow AI is redefining customer expectations and transforming CX worldwideRead the full article on UXDA's blog: https://www.theuxda.com/blog/ai-gold-rush-21-digital-banking-ai-case-studies-cx-transformation* AI podcast on UXDA article powered by Google NotebookLM

"Fundamentally, I'd like to hit the reset button on how we break down silos within organisations so that we can work collaboratively to solve for brilliant customer journeys and brilliant customer experiences." - Claire Moyles, Marketing Director at Sainsbury's Bank

In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including:  July savings update - including best rates Up to £175 on offer with NatWest switch 3 savers, 50k in premium bonds: 1 year update And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:00 Latest poll results 02:00 NatWest switch offer 08:57 July savings update 22:17 3 savers, 50K premium bonds update  ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

We have a new short podcast series, in partnership with Echo Research - "What After Woke: Are we witnessing a great reset in corporate activism, DEI, and ESG – or just a glitch?"The first interviewee is Sir Howard Davies, who has just stepped down as Chairman of NatWest after a gruelling nine-year stint. He founded the FSA, was director general at the CBI (a gig he hated), was deputy governor of the Bank of England and a board member of both the Pru and Morgan Stanley. He's smart, serious and doesn't duck difficult questions. In our interview, he talks about culture wars, the grim fate of ESG and diversity initiatives, Trump, Nigel Farage and how the Reform leader manipulated the Coutts bank account scandal which took the scalp of the NatWest CEO. Jericho Conversations is one of a number of initiatives that spontaneously emerged during the first COVID lockdown – part of a determination to use moments of crisis to pivot towards a better, fairer, more equitable and sustainable future for all. By popular demand, we have reignited the series to help find surprising and refreshing solutions and insights into a world in constant flux. Each conversation – led by an expert speaker – is designed to keep Jericho communities engaged and thinking about “what comes next?” for business and society.

The Royal Bank of Scotland was once the biggest bank in the world. Then, hubris got the best of it. During the financial crisis the UK government spent £46bn to bail out the bank. Seventeen years and a rebrand to NatWest Group later, the government just sold its last shares in it and officially ended the country's “bailout era”. The FT's Akila Quinio analyses what this means for the economy and for NatWest. Clips from ABC News, BBC, NBC - - - - - - - - - - - - - - - - - - - - - - - - - - For further reading:The RBS story: how the world's biggest bank was nationalised and then rebornNatWest's freedom dividend has already been cashedNatWest must not forget its chequered past- - - - - - - - - - - - - - - - - - - - - - - - - - Follow Akila Quinio on X (@akilazoe). Michela Tindera is on X (@mtindera07) and Bluesky (@mtindera.ft.com), or follow her on LinkedIn for updates about the show and more.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Sabine VdL talks to Lou Smith, a true trailblazer in the world of financial services and insurance. In today's episode, we'll dive into Lou's incredible journey, explore the vision behind Neuron, and discuss the key takeaways from the latest report that insurance providers need to consider.    KEY TAKEAWAYS We all have moments in life where the last thing we want to look at is out credit rating and history, but those things can affect how you access financial services in the future. Lou was part of the team that delivered the first end-to-end mortgage renewal online, started to break down investments and getting it to the hands of the many rather than the few. Everybody says insurance is behind the rest of the financial services industry, and it's a funny statement. It doesn't matter. What I'm seeing in insurance in the last 5-6 years is that this conversation has circled around about what do we do? But in the last 12-18 months I've seen a passion for how do now think about using digital, distribution models, digital, analytics and AI and thinking of all of those things together and deliver distribution models that start to move industry forward. The challenge is always in leadership, culture and change adoption. This is because it's really difficult to step into an unknown and think it's going to be better than what you're doing today. You want to power people with the data and capabilities so they can do what they're brilliant at, which is focusing on the best product and position for their client. Neuron and others enable brokers to do that. You also want to attract a new generation into the brokering sector, but rather than have them focus on the admin of that sector, they should be having great conversations with clients. All the work we're doing enables brokers to do that.   BEST MOMENTS ‘When starting my career I had a real passion for how to make the services we were offering more successful for clients and customers.'‘We care about the customer and making financial data accessible to you through the narratives we use.'‘I'd love to say this was all planned out, we didn't call it anything or know what it looked like, we just started to bring data and technologies together to build ‘workflow' and that's now become cool.'‘We want to be the easiest, most predictable and consistent broker to work with.'   ABOUT THE GUEST Louise (or Lou) Smith is a trailblazer in the financial services and insurance industries, with a career spanning leadership roles across digital transformation, data, product innovation, distribution, technology, and operations.  Her journey has been marked by groundbreaking achievements, including delivering the UK's first steps into digital distribution at Barclays, leading the digital transformation of the Royal Bank of Scotland (including NatWest) during its turnaround to profitability, and becoming the first-ever Chief Digital Officer at Lloyd's of London.  Currently, Louise is at the helm of Neuron, a transformative initiative aimed at redefining the insurance and financial services landscape. Through Neuron, she is driving innovation, collaboration, and growth, focusing on creating a more connected and customer-centric industry. WTWCO LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

AI, fraud, compliance, and the future of fintech take centre stage in this special crossover episode of the c-suite podcast and Sumsub's 'What The Fraud?' recorded live at Money20/20 Europe in Amsterdam. We hand over hosting duties to 'What the Fraud?' presenter, Thomas Taraniuk, who was joined by the following guests: 1/ Mitch Trehan, Chief Compliance Officer, Allica Bank 2/ Daniele Tonella, Chief Technology Officer, ING 3/ Katherine Yeung, Chief Risk & Compliance Officer, 10x Banking 4/ David McHenry, Managing Director, Head of Global Treasury & Payments Advisory - UK, HSBC Innovation Banking 5/ Lee McNabb, Head of Group Payment Strategy, NatWest

Tim Phillips returns with regular NatWest guests Aastha Gupta and Scott Livingstone to talk trade. This time, they focus on the super big questions: how is the very nature of trade evolving and whether the era of globalisation is nearing an end?They also discuss:• Trade Patterns: Trade volumes, particularly in services and digital trade, are still increasing, but supply chains are becoming more regional and complex.• Regional trade blocs: How the world is shifting from a single regime to a multi-polar, bloc-based system influenced by political alignment and strategic interests.• Security concerns and the weather in Helsinki.• Plus, what wrong-footed them last-time: the free trade agreement signed between the UK and India.To read Aastha's latest Trade Tracker, click here: https://www.natwest.com/corporates/insights/finance/trade-tracker-uk-trade-deals-in-focus.html This episode was recorded on 2 June 2025All details correct at time of recording.For any terms used please refer to this glossary https://www.natwest.com/corporates/insights/markets/glossary.htmlPlease view our full disclaimer here: https://www.natwest.com/corporates/disclaimer.html

Morse code transcription: vvv vvv British woman accused of drug offences appears in Sri Lanka court Trump accuses China of violating tariff truce Trump US to doubles steel import tariffs to 50 King Charles gifted Rolls Royce for coronation, official register reveals M A S H actress Loretta Swit dies aged 87 Paul Doyle in court over Liverpool FC parade crash Trump says Elon Musk not really leaving in Oval Office farewell Taylor Swift buys back the rights to her master recordings Wynne Evans to leave BBC radio show after Strictly controversy Treasury sells final NatWest shares 17 years after bailout

Morse code transcription: vvv vvv King Charles gifted Rolls Royce for coronation, official register reveals British woman accused of drug offences appears in Sri Lanka court Taylor Swift buys back the rights to her master recordings Trump says Elon Musk not really leaving in Oval Office farewell Trump accuses China of violating tariff truce Paul Doyle in court over Liverpool FC parade crash Treasury sells final NatWest shares 17 years after bailout Trump US to doubles steel import tariffs to 50 Wynne Evans to leave BBC radio show after Strictly controversy M A S H actress Loretta Swit dies aged 87

Morse code transcription: vvv vvv Paul Doyle in court over Liverpool FC parade crash Taylor Swift buys back the rights to her master recordings Trump US to doubles steel import tariffs to 50 Trump accuses China of violating tariff truce British woman accused of drug offences appears in Sri Lanka court Wynne Evans to leave BBC radio show after Strictly controversy Treasury sells final NatWest shares 17 years after bailout Trump says Elon Musk not really leaving in Oval Office farewell King Charles gifted Rolls Royce for coronation, official register reveals M A S H actress Loretta Swit dies aged 87

Morse code transcription: vvv vvv Wynne Evans to leave BBC radio show after Strictly controversy Paul Doyle in court over Liverpool FC parade crash Trump US to doubles steel import tariffs to 50 M A S H actress Loretta Swit dies aged 87 Trump accuses China of violating tariff truce Taylor Swift buys back the rights to her master recordings British woman accused of drug offences appears in Sri Lanka court Trump says Elon Musk not really leaving in Oval Office farewell King Charles gifted Rolls Royce for coronation, official register reveals Treasury sells final NatWest shares 17 years after bailout

Get Noticed! Send a text.Charlie Taylor shares the story of KASK Wines, a Bristol wine bar focused on natural, organic wines that emerged from his own allergic reactions to commercial alcohol products containing numerous toxins.• Walking away from a corporate career in Dubai to pursue entrepreneurial dreams• The shock of learning that commercial wines can contain 60-70 different toxins• Pivoting during COVID lockdown by delivering wine samples and hosting virtual tastings• Creating a pub-like atmosphere where wine happens to be the main product• Navigating the mental health challenges of entrepreneurship• Joining the NatWest Accelerator to regain focus and develop growth strategies*Disclaimer: Please note that the views and information have not been endorsed, issued or approved by NatWest. Any views expressed in this podcast are not necessarily those of NatWest.NatWest Accelerators Grow Your BusinessNatWest Accelerators: Connections, locations, and guidance to inspire you to grow your business.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showSubscribe to my free newsletter https://www.theunnoticedentrepreneur.com/

Get Noticed! Send a text.How did an unnoticed and under-appreciated magazine editor in Wales overcome the challenges of building a multi million pound content agency  serving major shopping centres across the UK?In this episode:How Charlotte Laing transitioned from a freelancer to leading a team of over 50 people.The importance of storytelling in marketing and how to create engaging content that resonates with audiences.Strategies for scaling a business, including the challenges of recruitment, cash flow management, and maintaining quality as the team grows.Insights on navigating the competitive landscape of the agency world and how to stand out against larger firms.The role of AI in content creation and how to leverage technology while keeping the human touch in storytelling.Charlotte also discusses her experience with the NatWest Accelerator program and the value of community support for entrepreneurs. *Disclaimer: Please note that the views and information have not been endorsed, issued or approved by NatWest. Any views expressed in this podcast are not necessarily those of NatWest.Sponsored by NatWest Accelerator.Build a path to growth as unique as your business.NatWest Accelerators Grow Your BusinessNatWest Accelerators: Connections, locations, and guidance to inspire you to grow your business.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showSubscribe to my free newsletter https://www.theunnoticedentrepreneur.com/

Why Your Bank Might Be Funding Climate Chaos – And What You Can Do About It In this eye-opening detour from our usual plant-powered chat, I'm diving into a topic that affects every one of us: where our money sleeps at night. Spoiler alert – if it's with a major UK bank, it might be financing the very fossil fuel projects threatening to blow our climate goals to smithereens. I'll share my own journey from Morgan Chase to a more ethical option, and break down some jaw-dropping figures from a Guardian investigation. We're talking £75 billion in dirty investments, greenwashing galore, and carbon bombs so big they could derail the global effort to stay below 1.5°C of warming. This isn't about guilt-tripping. It's about waking up to the power in our pockets. If you're already cutting carbs and counting macros for the planet, this is your next step. Your bank might be doing more environmental damage than your diet ever could.  

Interview with Erim Kaur:Erim Kaur is the founder of the hair and beard care brand ByErim and a beauty influencer. Erim's career did not start in the haircare industry. Early in her professional life, Erim worked as a social media consultant for various companies. It wasn't until she founded ByErim that her professional work with hair started. Erim lost her mother at just eight years old to cancer. This life experience and the absence of such a prominent figure in Erim's life is what perpetuated her love for hair. Since then, Erim has looked at hair as a way of preserving the beauty and significance of her mother's hair while holding family traditions close to her heart. Her mother was not the only female figure in her life who cared about hair. Erim's journey began with her Dhadi or grandmother. She was a woman of tradition, with a treasure trove of magical remedies passed down through generations. Erim's relationship with her grandmother is where she learned to create the formulas that would soon be used in her own hair products. It took Erim fifteen years to create the perfect formula but today she is the owner of this luxury hair care brand built on the foundation of love, loss, and a deeply personal journey. ByErim features a variety of hair and beard products, including oils, scrubs, and accessories. On top of her successful business, Erim also uses her social media pages to form online connections. She views herself as an older sister for those who grew up without a mum or sisters. Erim's career has taken off both on social media and behind the scenes. In 2022 she won the Natwest & Telegraph's #1 Female Entrepreneur to Watch award. Links:https://www.byerim.comhttps://www.linkedin.com/in/erimkaur/ https://www.instagram.com/erim/ News from TheTease.com: https://www.thetease.com/celebrity-hairstylist-matt-benns-shares-how-he-styled-charli-xcxs-dreamy-gothic-waves-for-the-2025-met-gala/ https://www.thetease.com/heres-how-celebrity-hairstylist-randy-stodghill-styled-angela-bassetts-curls-for-her-met-gala-debut/ Rate The Look:Coco Jones Gabrielle Union Ego NwodimMegan Thee StallionMore from TheTease.com:Instagram: https://www.instagram.com/readthetease/ (readthetease)Instagram: https://www.instagram.com/volumeupbythetease/ (volumeupbythetease)Instagram:

US Treasury Secretary Bessent told a closed-door investor summit that the tariff standoff with China is unsustainable and expects the situation to de-escalate.US President Trump said the Fed should lower interest rates; has no intention of firing the Fed chair and wants Powell to be more active on rates.APAC stocks rallied amid tailwinds from the US owing to trade deal hopes and after US President Trump softened his rhetoric on Fed Chair Powell.European equity futures indicate a higher cash market open with EuroStoxx 50 futures up 1.7% after the cash market finished with gains of 0.5% on Tuesday.USD has pulled back a touch from yesterday's advances, EUR/USD is back below 1.14, USD/JPY has pulled back from 143+ levels.US President Trump's "final offer" for peace requires Ukraine to accept Russian occupation, according to Axios.Looking ahead, highlights include EZ, UK & US PMIs, BoE's Bailey & Breeden, ECB's Lane & Cipollone, Fed's Goolsbee, Musalem & Hammack, RBA's Bullock, Supply from Germany & US.Earnings from Akzo Nobel, BE Semiconductor, Volvo AB, Boliden, Danone, Kering, EssilorLuxottica, Reckitt, NatWest, Saipem, Boeing, AT&T, Vertiv, Phillip Morris, GE Vernova, IBM, Chipotle, Texas Instruments.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

► Get a free share!This show is sponsored by Trading 212! To get free fractional shares worth up to 100 EUR / GBP, you can open an account with Trading 212 through this link https://www.trading212.com/Jdsfj/FTSE. Terms apply.When investing, your capital is at risk and you may get back less than invested.Past performance doesn't guarantee future results.► Get 15% OFF Finchat.io:Huge thanks to our sponsor, FinChat.io, the best investing toolkit we've discovered! Get 15% off your subscription with code below and unlock powerful tools to analyze stocks, discover hidden gems, and build income streams. Check them out at FinChat.io!https://finchat.io/playingftse/?lmref=iQl2VQ► Episode Notes:Who's picked the wrong week to go on holiday from a podcasting perspective? Find out in this week's PlayingFTSE Show!This show was recorded on March 30th. Fortunately, not much happened in the last week or so…It's time to look back at what we've bought over the last three months and how our portfolios have fared. Steve D's up first.There are some obvious discounts in some of the REITs Steve owns and Amazon is looking like it's come down a lot. So is the plan to go buying on the latest dip?Steve W has been diving into AIM stocks in the last three months. So far, that hasn't been a success, but it's still early days for those particular investments.New positions in Celebrus and Tristel stand out alongside some other less imaginative investments. But what's the plan for the next three months?Steve D has been busy on the selling side as well. Pfizer and Diageo have gone entirely and Progyny and Disney have been reduced after some well-timed buys.It's surprising how much some big and well-established firms have been struggling lately. But Rightmove has also made its way out of Steve D's portfolio for a different reason.Unimaginatively, Steve W has made three sales in the last three months. One was Citigroup (which looks brilliant) and another was Dowlais, which looks… ok.The other one was Primary Health Properties and that looks like a mistake. The stock is about where it was when Steve sold it, but he's made a bit of a mess of his calculations… Around three months ago, we started a portfolio of UK stocks and a portfolio of European shares. And the European investments have made a decent start. There have been some outstanding performances, especially from the likes of Carl Zeiss Meditec. But which of the Steves has been contributing more?With the UK shares portfolio, there's a familiar theme. Barclays, NatWest, and Admiral lead the way after a strong first quarter for financials stocks. Bringing up the rear is Greggs – obviously – which has had a terrible 2025 to date. But what else has been faltering along with the FTSE 100 food chain?Only on this week's PlayingFTSE Podcast! ► Support the show:Appreciate the show and want to offer your support? You could always buy us a coffee at: https://ko-fi.com/playingftseThere are many ways to help support the show, liking, commenting and sharing our episodes with friends! You can also check out our clothing merch store: https://playingftse.teemill.com/We get a small cut of anything you buy which will be reinvested back into the show...► Timestamps:0:00 INTRO & OUR WEEKS5:03 STEVE D BUYS21:30 STEVE W BUYS34:00 STEVE D SELLS44:00 STEVE W SELLS56:10 EUROBOX & BRITBOX UPDATES► Show Notes:What's been going on in the financial world and why should anyone care? Find out as we dive into the latest news and try to figure out what any of it means. We talk about stocks, markets, politics, and loads of other things in a way that's accessible, light-hearted and (we hope) entertaining. For the people who know nothing, by the people who know even less. Enjoy► Disclaimer: This information is for entertainment purposes only and does not constitute financial advice. Always consult with a qualified financial professional before making any investment decisions.

In this episode, we dive deep into how NatWest uses generative AI to reshape customer service at scale, with Mark Worden, Strategy & Innovation Lead for Cora at NatWest.We explore how one of the UK's biggest banks is building AI-driven customer journeys that are smarter, faster, and more efficient. From traditional NLU-based bots to cutting-edge Retrieval Augmented Generation (RAG) pipelines, Mark shares how Cora Plus achieves up to 99% accuracy and drastically reduces handoffs to human agents.Mark takes us inside NatWest's pilot process - from narrowing 500 web pages down to a curated 120-item knowledge base to running internal tests, red-teaming for hallucinations, and prioritising customer consent and governance at every step. We also discover how NatWest's summarisation tool transforms the agent experience by reducing transcript review time and saving over 50,000 minutes weekly in both agent and customer wait time. With 1.2 million conversations a month and counting, this is a masterclass in scaling AI responsibly within a highly regulated industry.Subscribe to VUX World.Subscribe to The AI Ultimatum Substack. Hosted on Acast. See acast.com/privacy for more information.

BUY GOLD HERE: https://firstnationalbullion.com/schedule-consult/ Avoid CBDCs and work with Mark Gonzales! HELP SUPPORT US AS WE DOCUMENT HISTORY HERE: https://gogetfunding.com/help-wam-cover-history/ GET NON-MRNA FREEZE DRIED MEAT HERE: https://wambeef.com/ Use code WAMBEEF to save 20%! GET HEIRLOOM SEEDS & NON GMO SURVIVAL FOOD HERE: https://heavensharvest.com/ USE Code WAM to save 5% plus free shipping! Get local, healthy, pasture raised meat delivered to your door here: https://wildpastures.com/promos/save-20-for-life/bonus15?oid=6&affid=321 USE THE LINK & get 20% off for life and $15 off your first box! GET YOUR APRICOT SEEDS at the life-saving Richardson Nutritional Center HERE: https://rncstore.com/r?id=bg8qc1 Josh Sigurdson talks with Mark Gonzales about the many recent instances of people being restricted from accessing their money in the bank. A viral video has recently shown a man trying to access his money and being turned down by the bank because he won't tell them what he's spending the money on. This has been happening a lot recently. Remember, if your money's in the bank, it's NOT your money! This recent video correlates a lot as well with the many banks shutting people down for their political views as Nigel Farage settles his banking dispute out of court with Natwest after they closed his account for his views. Nigel Farage has the money and power to fight back. The average person doesn't. And even with that, it took him 2 years to get a settlement. Bank Of America has also announced that they will be closing all inactive accounts. So, those who simply hold money in a savings account could lose their money. Again, this is further evidence that your money isn't safe in the bank. From Basel III being imposed and bringing in bail-ins in 63 countries to the already existing banking crisis and the incoming digital system, this is incredibly dangerous. Simultaneously there is possibly a very large short squeeze on silver coming soon as it hits record highs and on March 31st, an international "Buy Silver Day" is planned. The system is shifting and it's imperative that people step out of the way of the blast zone. Prepare yourselves. Stay tuned for more from WAM! DITCH YOUR DOCTOR! https://www.livelongerformula.com/wam Get a natural health practitioner and work with Christian Yordanov! Mention WAM and get a FREE masterclass! SIGN UP FOR HOMESTEADING COURSES NOW: https://freedomfarmers.com/link/17150/ Get Prepared & Start The Move Towards Real Independence With Curtis Stone's Courses! GET YOUR WAV WATCH HERE: https://buy.wavwatch.com/WAM Use Code WAM to save $100 and purchase amazing healing frequency technology! GET ORGANIC CHAGA MUSHROOMS HERE: https://alaskachaga.com/wam Use code WAM to save money! See shop for a wide range of products! GET AMAZING MEAT STICKS HERE: https://4db671-1e.myshopify.com/discount/WAM?rfsn=8425577.918561&utm_source=refersion&utm_medium=affiliate&utm_campaign=8425577.918561 USE CODE WAM TO SAVE MONEY! GET YOUR FREEDOM KELLY KETTLE KIT HERE: https://patriotprepared.com/shop/freedom-kettle/ Use Code WAM and enjoy many solutions for the outdoors in the face of the impending reset! PayPal: ancientwonderstelevision@gmail.com FIND OUR CoinTree page here: https://cointr.ee/joshsigurdson JOIN US on SubscribeStar here: https://www.subscribestar.com/world-alternative-media For subscriber only content! Pledge here! Just a dollar a month can help us alive! https://www.patreon.com/user?u=2652072&ty=h&u=2652072 BITCOIN ADDRESS: 18d1WEnYYhBRgZVbeyLr6UfiJhrQygcgNU World Alternative Media 2025

Sustainable-debt issuance reached $1.63 trillion in 2024, and though regulation has been critical to driving the growth of sustainable-finance markets, it risks being a distraction if it’s too onerous. The key will be focusing on the 20% of metrics that drive 80% of the impact on our investment decisions, says Dr. Arthur Krebbers, managing director and head of Corporate Climate and ESG Capital Markets at NatWest. In this episode of ESG Currents, Bloomberg Intelligence director of ESG research Eric Kane and ESG analyst Grace Osborne are joined by Dr. Krebbers to discuss the evolving sustainable-finance landscape. The discussion ranges from the role of labeled debt to environmental alpha and the quest for measurable impact as transition finance comes into focus and new products emerge to shape the future of the industry. This episode was recorded on Mar. 5.See omnystudio.com/listener for privacy information.

In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including:  Everything you need to do to prepare for the end of the financial year An AI scammer is imitating Andy £150 on offer for the latest NatWest bank switch For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

Andrew joined QBE as Group Chief Executive Officer in September 2021. With a strong focus on bringing the enterprise together, Andrew has driven performance consistency and progress towards QBE's vision to become the most consistent and innovative risk partner. He was previously the CEO, and before that the Finance Director, of Beazley Group, a specialist international insurer based in the United Kingdom. Prior to this, he held various senior finance roles in ING, NatWest and Lloyds Bank. Andrew's career in insurance and banking spans more than 30 years and he has extensive experience across international markets. Highlights from the Show Sustainable Profitable Growth Andrew emphasizes the importance of sustainable growth in the insurance industry, highlighting the need for a balanced approach to risk and pricing models. He discusses the pitfalls of rapid growth without considering long-term consequences, stressing that growth should be managed sensibly. Innovation and Client Focus The conversation touches on the necessity for the insurance industry to listen to clients and innovate based on their needs. Andrew mentions QBE's commitment to integrating innovation within the company, ensuring that all teams are aligned with customer needs. Mitigation Strategies Andrew discusses the need for the insurance industry to adapt to new normals, particularly in the context of natural disasters【4:2†source】. He advocates for building back better after catastrophic events, rather than simply restoring properties to their previous state. Market Viability and Affordability The episode explores the challenges of maintaining market viability amidst rising costs and the need for affordable insurance. Andrew reflects on the balance between providing coverage and ensuring that it remains accessible to clients. Diversification and Growth Opportunities Andrew discusses the importance of diversification in insurance offerings, particularly in niche markets. He highlights QBE's strategy of exploring smaller, specialized markets that can contribute to overall growth. Overall Takeaways Balance is Key: Sustainable growth in insurance requires a careful balance of risk management and innovation. Client-Centric Approach: Listening to clients and adapting to their needs is crucial for long-term success in the insurance industry. Proactive Mitigation: The industry must focus on proactive strategies to mitigate risks associated with natural disasters and changing environments. Affordability Matters: Ensuring that insurance remains affordable is essential for maintaining market viability. Embrace Diversification: Exploring niche markets and diversifying offerings can lead to meaningful growth opportunities. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Holding company solutions are on the rise, particularly for large clients whose spend is in the £100 millions. Publicis Flame is the latest to ignite, created after Santander appointed Publicis Groupe to its global creative and media business. Ongoing pitches include Natwest which is also looking for a single holding company to take on its media and creative business.Holding companies have been expanding their offerings across creative, media, tech and data to service client needs, but do these solutions really work? And what becomes of the individual agency brands when amalgamated into one solution? Campaign's journalists gather in the studio to discuss.This episode features editor-in-chief Gideon Spanier, creativity and culture editor Alessandra Scotto di Santolo and media editor Beau Jackson. It is hosted by tech editor Lucy Shelley.Further reading:Santander on its shift to one global agency, why it picked Publicis and how ‘data is key'Will more agencies move to a holding company solution for their biggest clients?Pfizer moves creative from IPG to Publicis after just 10 monthsWPP's Mark Read on client demand for AI and fewer agency partnersWPP triumphs over Publicis Groupe to win Centrica's integrated reviewBritish Gas turns up the heat with media, creative and below-the-line reviewBritish Gas appoints media and creative agenciesWPP wins majority of $4 billion Coca-Cola businessThe $100m question for agencies Hosted on Acast. See acast.com/privacy for more information.

In this episode, we demystify one of the biggest embedded finance deals in the UK! We sit down with Andy Ellis, CEO of NatWest Boxed, to explore its groundbreaking partnership with the AA, one of the country's most trusted brands. This strategic collaboration is set to revolutionise how financial services are embedded within everyday journeys, making banking and insurance seamless for millions of AA members. Andy shares insider insights on what makes this partnership unique, the challenges of embedding financial products, and how this signals a significant shift in the industry. We also discuss: > How embedded finance is redefining customer experiences > Why partnerships like this are shaping the future of fintech > The evolution of financial services beyond traditional banking If you're interested in the future of finance, embedded, and digital transformation, this episode is a must-listen. Tune in now and discover how embedded finance is driving (ho ho) innovation like never before!

President Donald Trump has announced he is launching reciprocal tariffs against all U.S. trading partners which would be calculated on a country-by-country basis and would take both tariff and non-tariff barriers into account. U.S. markets have so far shrugged off the latest tariff threats while wholesale inflation shows signs of slowing. Europe's largest lender, HSBC, is due to announce a new round of global job cuts which could amount to $1.5bn. Meanwhile, Santander denies reports of a potential sale of its UK retail arm to Natwest. And Italian luxury brand Moncler posts a robust top and bottom line quarterly beat, driven by strong demand in China.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

US President Trump signed a memorandum to introduce a reciprocal tariff plan; delayed implementation provided optimism regarding negotiations.APAC stocks were mostly higher following the positive handover from Wall St; S&P 500 and Nasdaq closed with gains of over 1%.European equity futures indicate a negative cash market open with Euro Stoxx 50 future down 0.4% after the cash market closed with gains of 1.8% on Thursday.USD is steady after yesterday's heavy selling. EUR/USD trades around 1.0450 and Cable sits above 1.2550.Looking ahead, highlights include Germany Wholesale Price Index, EZ Employment, US Import/Export Prices, Retail Sales, Industrial Production, Capacity Utilisation & Manufacturing Output, BoC SLOOS, Speakers including ECB's Panetta & Fed's Logan, Earnings from Moderna, Hermes, Safran, Segro & NatWest.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

This month, Lord Lee and Alex are joined by Member of Youth Parliament, Cameron Holt. At just 16 years old, Cameron's goal is to get the government to recognise it is failing children with financial literacy. He believes, that through incorporating it into the curriculum, children will increase their confidence in a post-education world, and be more wary of the dangers of online fraud and debt. In the episode, the trio unpack the issues facing children and young people. From ways schools, parents and grandparents can increase young people's interest in finances, to a petition Cameron has started which he hopes will make financial education statutory in secondary schools across the UK.The podcast rounds up with an update from Lord Lee's portfolio, including news on holdings Town Centre Securities (TOWN), Concurrent Technologies (CNC) and PZ Cussons (PZC), plus his take on how Donald Trump will affect the UK. Click here to sign Cameron's petition to make financial lessons statutory in schools. If you have any questions you want to pose to Lord Lee and Alex, write to alex.newman@ft.comRead Cameron's article for the Investors' Chronicle hereTimestamps1:16 Cameron Holt 5:04 What needs to change with financial education 6:03 Lord Lee's experience of learning about finance 9:59 Cameron's study12:55 NatWest shares14:24 Do schools offer financial advice on university 16:14 How to bridge the gap in financial literacy among children 21:35 Cameron's petition 24:51 Updates on Lord Lee's portfolio 27:45 Town Centre Securities29:42 Supermarket Income Reit30:41 Concurrent Technologies31:47 PZ CussonsClaim your first 12 weeks of Investors' Chronicle Print + Digital for just £12. You will get instant access to our website and app, plus the magazine delivered to your door every week. To start your trial, visit www.investorschronicle.co.uk/podcasttrial *After your 12-week trial you will pay just £62 every 13 weeks by direct debit. If you're not entirely satisfied, you can cancel up to 5 business days before your renewal date and only pay the £12 already debited. This offer is for UK subscribers only. Hosted on Acast. See acast.com/privacy for more information.

In the latest episode of the pod Amelia is joined by Sarah Coles, Head of Personal Finance at Hargreaves Lansdown. They'll be discussing the month's big stories in money, and how they'll affect you and your money. Including: Lloyds and Natwest to close more branches Some press critical of influencers highlighting Access to Work Benefits Financial resilience and the pension savings gap And more! For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

How do you feel about joint bank accounts? And more importantly, did you have the Nat West Piggy Banks when you were a child? Plus have we found the ultimate low calorie snack? Hosted on Acast. See acast.com/privacy for more information.

Unlocking Innovation: Kratix and Platform Engineering at NatWest In this episode of the FINOS podcast, Grizz Griswold interviews Chris Plank from NatWest Bank and Derik Evangelisa from Syntasso. They delve into the evolution of platform engineering, open-source technologies, and how NatWest uses cloud-native tools to deliver platforms as a product. Learn about the innovative Kratix framework, its role in enabling developers, and how open-source principles are being adopted in financial services. Whether you're a technical enthusiast or on the business side, this discussion provides valuable insights into modernizing IT practices and fostering innovation. 00:00 The Evolution of Team Collaboration 00:38 Introduction to the Guests 01:08 Overview of the Talk and Key Topics 02:00 Chris Plank's Background and Role 03:14 Defining Platform Engineering 05:52 Derik Evangelista's Background and Role 06:24 Understanding Kratix 10:41 The Journey of Platform Engineering at NatWest 16:54 Building with Kratix: A Technical Insight 19:35 Exploring FINOS Projects and Kratix Integration 20:01 Deep Dive into Kratix and Its Technical Aspects 22:31 The Concept of Golden Paths in Kratix 24:07 Real-World Applications and Industry Impact 29:50 Challenges and Lessons in Change Management 32:51 How to Contribute to Kratix and Future Prospects 37:26 Final Thoughts and Reflections Kratix: https://www.kratix.io/ Chris Plank: https://www.linkedin.com/in/chrisplank/ NatWest: https://www.natwestgroup.com/ Derik Evangelista: https://www.linkedin.com/in/derikevangelista/ Syntasso: https://www.syntasso.io/ Grizz Griswold: https://www.linkedin.com/in/aarongriswold/ Find more info about FINOS: On the web: https://www.finos.org/ Open Source in Finance Forum (OSFF Conference): https://www.finos.org/osff-2025 2024 State of Open Source in Financial Services Download: ⁠https://www.finos.org/state-of-open-source-in-financial-services-2024⁠ FINOS Current Newsletter Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.finos.org/newsletter LinkedIn: https://www.linkedin.com/company/finosfoundation/ Twitter: https://twitter.com/FINOSFoundation About FINOS FINOS (The Fintech Open Source Foundation) is a nonprofit whose mission is to foster the adoption of open source, open standards, and collaborative software development practices in financial services. It is the center for open source developers and the financial services industry to build new technology projects that have a lasting impact on business operations. As a regulatory compliant platform, the foundation enables developers from these competing organizations to collaborate on projects with a strong propensity for mutualization. It has enabled codebase contributions from both the buy- and sell-side firms and counts over 50 major financial institutions, fintechs and technology consultancies as part of its membership. FINOS is also part of the Linux Foundation, the largest shared technology organization in the world. Get involved and join FINOS as a Member.

In 2022, Portland residents voted to drastically change the city’s form of government. That includes using ranked choice voting to expand the city council from five seats to 12. Another change is the creation of four geographic districts, with voters in each district electing three candidates to represent them on the new council. District 2 covers most of North and Northeast Portland, including neighborhoods such as Irvington, St. John’s, Kenton and Cully. On Oct. 17, “Think Out Loud” convened a District 2 candidates forum at Oakshire Beer Hall. Candidates were invited to participate based on the number of individual donors that contributed to their campaign. They include: Marnie Glickman, Mariah Hudson, Sameer Kanal, Debbie Kitchin, Mike Marshall, Tiffani Penson, Elana Pirtle-Guiney, Dan Ryan, Jonathan Tasini, Nat West and Nabil Zaghloul.