Black Parents Aging Podcast

Minors can be beneficiaries, but they can't legally own their property until they come of age. What happens when you leave an inheritance to a beneficiary who is still a minor?   The truth is, the process of knowing how to distribute your assets is overwhelming, and we are here to help you think through it! In this episode, Nicola talks about what is involved when leaving funds to minors, the steps involved, and some of the alternatives you might want to consider. Tune in with a pen and paper, as there's so much to take away!   Check out the SR Law group:   Website: https://www.srlawgrp.com/

Medicaid is the safety net when everything falls apart. When your frail mother has been caring for your Dad at home alone for five years and she can't do it any longer. When 24 hour a day home care is too expensive, and still not enough to keep your dad safe. And, then when his nursing home care quickly depletes their savings.   Despite it being so important, there are many misconceptions among caregivers. And this is why in today's episode,we speak to Todd Whatley, a certified elder law attorney. Todd demystifies some of the misconceptions surrounding and highlights reasons why you need the help of a certified elder law attorney when trying to figure out your way around medicaid. Tune in with a pen and paper as he spills it all!   Connect with Todd:   Podcast: Elder Law in a Box Website: www.toddwhatleypa.com   Check out the SR Law group:   Website: https://www.srlawgrp.com/

Today's episode is a continuation of last week's episode. We are joined by Veronica McClendon, also known as the Family Land Lawyer. Veronica is an attorney who helps families put the proper legal documents in place so that they can enjoy the full benefits of property ownership and leave an inheritance for their descendants.  She has a passion for strengthening families, restoring communities, and helping people to build legacies through her firm, McClendon Law and Consulting. Connect with Veronica McClendon: Website: www.mcclendonlawoffice.com Facebook: McClendon Law and Consulting   Check out the SR Law group:   Website: https://www.srlawgrp.com/

You might be owning property that you don't even know exists! Over time, many heirs discover ownership when a relative dies and their death presents problems that no one knows how to solve. These problems result from the passage of decades when a parent, grandparent and great-grandparent simply “passed” down a property to their children, grandchildren and their descendants…so forth and so on. In today's episode, we are joined by Veronica McClendon, also known as the Family Land Lawyer. Veronica is an attorney who helps families put the proper legal documents in place so that they can enjoy the full benefits of property ownership and leave an inheritance for their descendants.  She has a passion for strengthening families, restoring communities, and helping people to build legacies through her firm, McClendon Law and Consulting. Tune in to learn more about: How Veronica got into doing the type of work she does. How to get out of complications associated with heirs' property. Finding a profitable use for heirs property. Why you should involve professionals when dealing with heirs property issues. … and so much more! Connect with Veronica McClendon: Website: www.mcclendonlawoffice.com Facebook: McClendon Law and Consulting   Check out the SR Law group:   Website: https://www.srlawgrp.com/

Caregiving is a 24/7 job and sometimes that's on top of your existing 9-5. Not only is being a caregiver a huge time commitment, but it's also emotionally demanding. That being said, caregiving is also incredibly rewarding and truly makes a difference in the lives of so many people. But, how do you provide care to someone else and manage your daily life without sacrificing your own health and well-being?   In this episode, Nicola shares tips on how caregivers can lead a balanced life without sacrificing any aspect of it.    In a nutshell, she speaks about:   Organizing your day to create time for rest. Cutting down some of those errands that you normally do. Caring for yourself and taking breaks. Asking for help from neighbors and relatives. The importance of support groups.   Connect with Nicola:   LinkedIn: Nicola Robinson   Check out the SR Law group:   Website: https://www.srlawgrp.com/  

Caregivers tend to be under so much stress that it affects their mental and physical health. This is why we want to make sure that caregivers are taking good care of themselves, and that they are in a good mental health space. By doing so, caregivers will show up as their best selves and support aging loved ones in the best way possible.    In this episode, Nicola talks about some of the emotions that go along with being a caregiver, why it's important to find a support group and so much more.  Tune in to hear how to care for the caregiver.   Connect with Nicola:   LinkedIn: Nicola Robinson   Check out the SR Law group:   Website: https://www.srlawgrp.com/

Being a caregiver is a stressful and demanding job. There is usually no way to prepare for a new caregiving situation. The well-being of you the caregiver requires priority consideration.   In today's episode, Nicola shares some pieces of advice that will come in handy for most caregivers. So often, caregivers are so preoccupied with the job of being a caregiver that they often burn out.   In a nutshell, she speaks about:   Setting and sticking to your boundaries as a caregiver. Getting other family members involved as asking for help. Some of the tasks that can be outsourced to lighten caregivers' responsibilities. …. and so much more!   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson   Check out the SR Law group:   Website: https://www.srlawgrp.com/  

In today's episode, Nicola will discuss one of the best-kept secrets - VA Aid and Attendance.  This is a pension program that was put in place by the VA in order to provide veterans with funds that they can use towards health, lodging and other services. She highlights some of the benefits that some of her clients have been able to take advantage of and use towards their care. If you are looking to move a family member into an assisted living facility, and they are a veteran, this is a resource you definitely want to learn more about.   In a nutshell, Nicola talks about:   An overview of the VA pension program. The impact that VA benefits can have on your aging parents' lives.   Some of the complications associated with VA benefits.  The three levels to levels to VA pension.   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson   Check out the SR Law group:   Website: https://www.srlawgrp.com/

For family and caregivers, it can be hard to watch a loved one battle the challenges of loneliness as they age. But there are many ways to help seniors overcome social isolation and instill a sense of companionship and emotional connection. One proven way to battle the blues is through interaction with animals. It's no secret that pets can provide unconditional love – they also help seniors maintain a happy, balanced life. Typically, pets are a source of joy, meaning, and purpose - especially for older adults.    In today's episode, Nicola talks about how to make sure that pets belonging to older adults are well taken care of should something happen to the individual. In today's episode, she discusses pet trust.    In a nutshell, she talks about: How pet ownership is linked to estate planning. Why you should have a conversation with your parents about the pets they own. Pet trusts and why they are important. … and so much more!   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson Check out the SR Law group:   Website: https://www.srlawgrp.com/  

The debate surrounding gun ownership has been raging for decades, and this doesn't necessarily mean that seniors and guns are a “bad” combination by default. Advancing age, by itself, should not preclude anyone from leading an independent life and enjoying their rights and privileges.    While many family caregivers are familiar with the dreaded process of addressing unsafe driving with aging loved ones, conversations about firearms haven't been easy. This episode will address aging parents and their firearms.  We will discuss a gun trust and why you should consider one.   In a nutshell, Nicola talks about:   Why you should have a conversation about firearms with your aging parents.  Legal solutions for disposing of firearms. How a gun trust works and why it is important. …. and so much more!   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson   Check out the SR Law group:   Website: https://www.srlawgrp.com/

Nicola joins us in the podcast today to talk about a topic that comes up a lot in estate planning - adding adult children to your parents' bank accounts and assets. While this may be well-meaning, there are a lot of reasons why you shouldn't.  So if you are thinking about putting your name on mom or dad's bank accounts, or if your siblings are thinking about doing that, this episode is for you!   Nicola talks about: Why you should consult an attorney before adding your name to your parents' bank accounts Six reasons why adding adult children's names to their parents' accounts isn't a good idea. Alternatives to joint account ownership. … and so much more!   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson Check out the SR Law group:   Website: https://www.srlawgrp.com/

In today's episode, Nicola speaks to two of her very good friends, Michelle and Kimberly. As you probably know by now, the goal of this show is to help you navigate situations that may arise with your aging parents. Michelle and Kimberly share their experiences and some of the tips that worked for them when their mom became sick.   In a nutshell, they talk about: Their back story, and what happened when their mom got sick. Some of the changes that Michelle started to observe in their mom before she got sick. How they deal with the financials and medication after their mom got sick. The role shift that happened and how they dealt with that. Some of the groups and organizations that supported the two sisters. The roles that other siblings played during this period. … and so much more!   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson Check out the SR Law group:   Website: https://www.srlawgrp.com/  

One of the most important decisions older adults make is their choice of housing. Their future contentment, comfort, and even safety may depend on careful consideration of all the housing options available to them. Fortunately, an array of housing options and living arrangements can meet the needs of those who are aging. Understanding what the options are and the needs they fill is the first step in making a wise choice. In today's episode, Nicola talks about housing options for aging adults.    Tune in to learn more about: Safety features to consider when choosing a housing option for your loved one. Long-term care arrangements and the options available. Why you should purchasing Long Term Care Insurance. Senior apartments, personal care homes, and nursing homes as housing options for older adults. … and so much more!   Let's continue the conversation in our Free Facebook group!:  Black Parents Aging   Connect with Nicola: LinkedIn: Nicola Robinson   Connect with Olivia: Facebook: Olivia Smith Instagram: @ocsmith960   Check out the SR Law group: Website: https://www.srlawgrp.com/

In today's episode, Olivia speaks with Samantha Brown, a seasoned realtor that loves working with the underrepresented and first-time homebuyers. Samantha hand-holds buyers through the entire process to ensure that critical aspects are not left out. She talks about some of the questions to ask yourself before prompting your aging parents to downsize, what to look for in the house you are about to buy, and why you might find it difficult to convince your aging parents to let go of their homes.   In a nutshell, we discuss:   Taking the proactive rather than reactive approach towards downsizing. Being in charge of your parents' decluttering and organizing process. Some of the things you can do to make the house safer for your aging loved one. Some tips to make sure that you get the most of the best offer for your parents' house. Whether it is harder or easier for older people to get loans. Things to put into consideration when looking for a new home. … and so much more!   Connect with Samantha:   Cell phone #: 4042369046 Instagram: @beyondrealtywithsam   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson   Connect with Olivia:   Facebook: Olivia Smith Instagram: @ocsmith960  

People who inherit wealth have a significant financial advantage over those who do not. They likely have the ability to avoid student loans as well as other types of costly debt. Instead, their inheritance can be used towards income-generating investments, assets that appreciate in value, or even purchasing their first home. This is the main reason why it is important to be able to pass assets on to the next generation.   In today's episode, Olivia speaks with Morgan Summers, a financial planner who is on a mission to help young professionals create generational wealth. She talks about why she became a financial planner, lessons she learned from her parents on creating wealth and how to achieve those financial goals we set for ourselves.   In a nutshell, Olivia and Morgan discuss:   How to create a mindset that is conscious about creating generational wealth. Why being intentional about creating generational wealth should be at the core of your decisions. Tips for creating a strategy around finances and ignoring the shame and guilt associated with finances.  … and so much more!   Connect with Morgan:   Website: https://www.raymondjames.com/morgansummers Email: morgan.summers@raymondjames.com   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson   Connect with Olivia:   Facebook: Olivia Smith Instagram: @ocsmith960  

Dr. Frances Adomako has always been an observer. Originally from Ghana, West Africa, her family migrated to Bridgeport, Connecticut when she was 10 years old. Being someone who's very observant, she started noticing how folks who looked different were treated differently. It was not until she went to college to study psychology that she understood the social construction of race.    Adomako's work explores race-based stress and trauma through the lens of social activism; emphasizing the use of digital media in Black activism and psychological well-being. Her work also engages with community organizations, research, and public policy with a commitment to bridging the divide between the academy and the community.   In today's episode, Dr. Adomako talks about her experience being black in a foreign country, what race-related stress is, and how to identify its symptoms.    Tune in to learn more about    Dr. Adomako's work around stress that's related to being African American  How race-related stress affects who we are and how we conduct ourselves. The role played by social media in creating awareness as far as race-related stress is concerned.  How older adults deal with race-related stress and lessons we can draw from that.  Why having your older parents talk about their past trauma is a good idea.  The collective healing strategy that Dr. Adomako recommends.  … and so much more!   List of resources for African American Older Adults: Black Mental Wellness: https://www.blackmentalwellness.com/ Black Emotional and Mental Health (BEAM): https://www.beam.community/ Therapy for Black Girls: https://therapyforblackgirls.com/ The American Psychological Association: https://www.apa.org/pi/aging/resources/newsletter/2018/12/racism-related-stress Black Aging Matters Webinar: https://youtu.be/DqvF_7O0lSY African American Older Adults and COVID 19: https://youtu.be/1-qVFttDf_w Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson   Connect with Olivia:   Facebook: Olivia Smith Instagram: @ocsmith960  

Now that the world is opening up, long-term care facilities are also opening their doors to visitors. Of course, there are a few modifications to the visits, such as speaking to your loved ones through a window and maintaining social distance. Over time, I am sure things will get better. This is why today's episode addresses some of the questions you should be asking if your aging parents are in a long-term care facility.    Today's episode highlights;   Some of the safety measures that nursing facilities are putting in place to safeguard our aging parents.  Questions to ask yourself before making plans to go visit your family members in nursing facilities.  What to do if you feel a given nursing home is not following the COVID restrictions. Being an advocate for your family and friends that are in nursing home facilities. ...and so much more!   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson   Connect with Olivia:   Facebook: Olivia Smith Instagram: @ocsmith960

As our parents age, our roles often reverse. We take on the role of parent, making sure they take their medications and get to doctors' appointments. Our parents often hiding health care information from us, or forget to tell us they have not been paying their bills. When you start noticing such, it's time to have someone appointed by the court to take care of their business.    In today's episode, Olivia speaks about the power of guardianship/conservatorship and why we should file for one. By the end of the episode, you will realize that filing for a guardianship/conservatorship is acting in the best interests of your loved one, hence the need to do it sooner.    In a nutshell, she speaks about: The difference between guardianship and conservatorship. When you might need to file a conservatorship or guardianship. Good resources and tools to help people who have been appointed as a guardianship or conservator. Alternatives to conservatorships and guardianships. ...and so much more   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging

You want the best for your parents, especially as they reach their senior years. Many health issues can arise with age, and sometimes, pharmaceuticals just don't cut it.    For decades, marijuana, even for medical uses, was demonized or questioned. However, in the recent past, it has been observed that marijuana use among the elderly has been on a steady increase. This is why in this episode, Nicola takes a moment to talk about marijuana use by our aging parents.   In a nutshell, she covers:    Whether or not marijuana can be beneficial to your aging parents. Some of the side effects of marijuana Why using marijuana without medical guidance is very dangerous. ...and so much more!   Have you had a talk with your parent's doctor about marijuana? We'd love to know what their input was!   Connect with Nicola:   LinkedIn: Nicola Robinson   Connect with Olivia: Facebook: Olivia Smith Instagram: @ocsmith960   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging  

Under the Older Americans Act, all states must have a nursing home ombudsman program. This ensures that nursing home residents across America can get help if they need it. By collecting data on nursing home neglect and abuse, complaints can be organized based on frequency and severity. They'll also highlight aspects of care that need improvement. In today's episode, Nicola speaks about: What is the ombudsman program The importance of ombudsmen in any nursing home facility Why you should conduct a thorough investigation before signing up your aging parents at a nursing home facility. ...and so much more! Connect with Nicola: LinkedIn: Nicola Robinson Connect with Olivia: Facebook: Olivia Smith Instagram: @ocsmith960 Check out the SR Law Group: Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp Let's continue the conversation in our Free Facebook group!:  Black Parents Aging  

Our aging parents might be aware that they need some extra help but may still resist the extra attention you give to their needs. Having tough conversations with your parents about their future health and well-being can be difficult for you and frustrating for them. In today's episode, Oliva shares some of the tips that will help make such conversations manageable. These tips can help you avoid the confrontation that may come with you trying to strike a conversation around their needs and getting help.  Use these general strategies to ease those hard conversations and change them into productive meetings that leave everyone feeling heard. In a nutshell, she talks about: The 3 hot topics surrounding critical conversations with our aging loved ones Some of the factors you need to consider before bringing up such conversations Why you should have difficult conversations when imminent decisions aren't required How saying something you will have to apologize for later can ruin the conversation ...and so much more! Olivia revisits the idea of having those critical conversations with our aging parents because it is so important.  Connect with Olivia: Facebook: Olivia Smith Instagram: @ocsmith960 Connect with Nicola: LinkedIn: Nicola Robinson Check out the SR Law Group: Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp Let's continue the conversation in our Free Facebook group!:  Black Parents Aging  

As days go by, you probably will get to a point where you realize that your aging parents need help. There are usually warning signs: difficulty with daily activities; memory problems; trouble with banking and finances; multiple falls; problems with driving; forgetting medications. Sometimes an elderly or ill loved one needs more than occasional assistance -  they need full-time care.   But who will provide that care? A caregiver can really be anyone. It can be a family member or a professional. And so a lot of times when people bring in professionals, thay enter into some type of agreement. This is where the caregiver agreement plays its role.    In today's episode, Nicola dives deep into the details of a caregiver agreement. She shares why it's crucial to have one in place, and the peace of mind that such agreements bring.    In a nutshell, she covers:   The three basic requirements of a caregiver agreement How a caregiver agreement will cut down on disappointment, conflicts, and even legal disagreements Issues you may run into should your caregiver agreement be inappropriately drafted The pros and cons of a caregiver agreement ...and so much more!   A caregiver agreement offers the aging parents' family security that they will not suffer undue financial consequences. At the same time, it also offers your loved one peace of mind that she or he has a caring advocate to manage their care needs.   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation on our Free Facebook group!:    Black Parents Aging   Connect with Nicola:   LinkedIn: Nicola Robinson  

In today's episode, Olivia speaks to two seasoned financial planners, Derrick Murray and Adrian Davis, on things we should know as children of aging parents. Adrian is a CPA and a financial advisor. She works with Northwestern Mutual Goodwin in Atlanta, Georgia and has been in the financial industry for about 10 years now. Derrick is a certified financial planner who has had his practice with Northwestern Mutual for eight years.   In nutshell, they talk about:   Who financial planners are, and what they do Reasons why someone would need a financial planner The kind of conversations children with aging parents should have in regards to their finances and assets Tips and tricks on how to start the estate planning conversation with our aging parents  What long term financial planning looks like  ...and so much more!   Connect with Olivia:   Facebook: Olivia Smith Instagram: @ocsmith960   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging

Everyone experiences an occasional restless night, but if your aging parent regularly has trouble falling or staying asleep, they're not alone. Insomnia is one of the most common sleep disorders in seniors. Whether they've been waking during the night, finding it hard to fall asleep, or experiencing bad dreams, there are many ways our parent's sleep can be disturbed and its quality diminished.   In today's episode, Nicola talks about insomnia in our aging parents and how to deal with it.    In a nutshell, she shares about:   What insomnia is  Signs that show your parents could be suffering from insomnia Why insomnia is a problem among the elderly How lack of sleep can be associated to the health issues your aging parents are experiencing Why you need to encourage your parents to maintain a regular eating, sleeping, and exercising schedule and so much more!   Connect with Nicola:   LinkedIn: Nicola Robinson   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging

You can still remember the days when you and your siblings were young kids. Didn't it seem like those times would last forever? Now, though, you're all adults with older parents. Your brother or sister may be in denial about your parent's state but now you need them to step in with caregiving or expenses.    How do you begin to talk to your siblings about your aging parents?   The perfect time to hold a family meeting is when you start seeing signs of your parents either slowing down or looking like they'll need help. When setting your family meeting, it should come from a place of love, and the earlier you start having these conversations, the better.    In this episode, Nicola talks about:   Some of the topics that can be discussed during such meetings. How to fairly assign responsibilities to your siblings as far as your aging parents' welfare is concerned. And so much more!   Connect with Nicola:   LinkedIn: Nicola Robinson  

No matter what age you are, there are benefits when it comes to preparing for your funeral now rather than late, including relieving family from the stress of planning a funeral while grieving over your loss and saving family from the expensive burden of funeral costs.   In this episode, Nicola chats with Zenia Allie Murray McCray, the funeral director of Murray Brothers Funeral Home in Atlanta, Georgia. Zenia shares how she grew up at the funeral home and how to prepare for something we all have to face eventually.    In this episode, we discuss:   pre-planning with your family and your funeral. thr budget you will need. The importance of an insurance policy. How to properly choose your beneficiaries.  Connect with Zenia:   LinkedIn: Zenia Mccray Facebook: Murray Brothers Funeral Home Cascade Chapel   Connect with Olivia:   Facebook: Olivia Smith Instagram: @ocsmith960   Connect with Nicola:   LinkedIn: Nicola Robinson

In today's episode, Olivia talks about race-related stress and how it affects African American older adults.   Currently, there are more than 4 million African Americans over the age of 65, with a projected growth of about 12 million by 2060. African American older adults experience significant health related challenges, such as lower life expectancies and an increased risk of chronic health conditions. If you are looking to understand more on how stress, anxiety and racism affects the older African American adult, tune in! In this episode, Olivia talks about: The things that cause stress and anxiety Race-Related Stress and how it impacts older African American Adults The impact of cumulative stressors on the physical and mental health of African American Adults. Being mindful of triggers. Understanding the impact of racism and why it's important to listen with empathy and so much more! Links mentioned:   African American Older Adults and Race-Related Stress   Give us some feedback we love hearing from you, send us a message or you can connect with us to these social media platforms   Facebook: Black Parents Aging Website: srlawgrp.com   Connect with Olivia: Facebook: Olivia Smith Instagram: @ocsmith960

Unsafe senior driving is a serious issue. When you see warning signs that your parent is no longer safe behind the wheel, it's time to get them to stop driving. But some older adults stubbornly refuse to give up the keys, no matter what. You might have already done everything you can think of, but don't give up just yet. In today's episode, Nicola shares how you can get your elderly parents to stop driving when it has been deemed unsafe for them. Tune in to learn how to approach such situations tactfully without making your parents feel disrespected. In this episode, Nicola discuss The kind of physical changes you should keep an eye out for How to tell whether it is time to take your parents off the road The red flag that it's time to take the keys Alternative methods to use in order to take your parents off the road If you have any additional questions, send us a message and connect with us Facebook: Black Parents Aging Website: srlawgrp.com Connect with Nicola: LinkedIn: Nicola Robinson Access the Request for Driver Review For HERE

Our guest on this episode is Ebony Ruffin. Ebony owns Ruffin Consulting Services, a company that is changing the narrative about life insurance from a death benefit to a wealth benefit. Ruffin Consulting Services shows everyone that there is a lot more to life insurance.    Ebony believes that when it comes to insurance it is not about how much you make but what you do with the money you have. This is why her services are tailored to meet her clients' specific needs. In this episode, they discuss The importance of Life Insurance The two primary types of Life Insurance Life Insurance Policies Estate State Planning  Connect with Ebony: Instagram: ruffinconsultingservices Facebook: Ruffin Consulting Services Website: Ruffin Consulting Services Connect with Nicola: LinkedIn: Nicola Robinson

No matter how large or how modest, everyone has an estate and something in common—you cannot take it with you when you die. To ensure that your wishes are carried out, you need to provide instructions stating whom you want to receive something of yours, what you want them to receive, and when they are to receive it. In this episode, we talk about how famous people such as Paul Walker, Princess Diana, Michael Jackson, and Frank Sinatra who got it right! They did proper estate planning!  Tune in to learn more about: Proper estate planning How popular people handle their estate planning and so much more! Connect with Nicola:  LinkedIn: Nicola Robinson Connect with Olivia: LinkedIn: Olivia Smith Let's continue the conversation in our Free Facebook group:  Black Parents Aging Check out more of our podcast episodes: Black Parents Aging Podcast  

Losing a loved one can be a highly charged and very traumatic time. Though coping with loss can be a deeply personal experience, there are a few basic and universal steps to the bereavement and grief process. Knowing these steps can help you to work through your grief over the loss of a loved one. In this episode, we are with Dr. Oliver, a life transitions educator and grief counselor. Death is a huge thing and we have to address it one way or the other.  Tune in to learn more about: Dr. Oliver's book, “Final Wishes” Preparing for the emotional conversations of grief Talking about things that matter before they matter Serious discussions about death Becoming authentic and living the life Community and fellowship in funerals Life insurances Having no advance directives Learn more about Dr. Lisa Oliver: Facebook: Dr. Lisa Oliver Website: drlisaoliver.com Let's continue the conversation in our Free Facebook group:  Black Parents Aging Connect with Nicola:  LinkedIn: Nicola Robinson  

In this episode, we talk about Alzheimer's disease and Dementia. Some of the early dementia symptoms include challenges with problem-solving, short-term memory, judgment, mood, and behavior. Suffering from Dementia does not automatically mean you are suffering from Alzheimer's disease. On the other hand, if you have Alzheimer's disease, you definitely have Dementia.    High blood pressure and high cholesterol increase the chances of someone suffering from Vascular Dementia. In today's episode, Mia Chester, who has been working at the Alzheimer's Association for the last 14 years, shares how you can help reduce the chances of suffering from Dementia and other diseases related to it. Tune in to learn more! In this episode, you will learn: What are Alzheimer's disease and Dementia  Who is prone to these two diseases  The science part and research part of Dementia.  Things to do to prevent the risk of getting Dementia. How Dementia affects you and your community.  Connect with Mia:  LinkedIn: Mia Chester Facebook: Mia Chester Connect with Nicola:  LinkedIn: Nicola Robinson Let's continue the conversation in our Free Facebook group:  Black Parents Aging Check out more of our podcast episodes: Black Parents Aging Podcast  

Proper estate planning will save you and your family the emotional labor and financial strain that years in court hearings can bring about. In this episode, Nicola and Olivia continue to talk about some of the mistakes made by black celebrities as far as their estate planning was concerned. We can all learn from these mistakes and make estate planning a priority in order to protect our belongings and more importantly those we love. Tune in to learn more about: Late Gary Coleman's divorce and amendments with his last will and testament Late Florence Griffith Joyner's lost last will and testament Late Tony Hsieh's absence of last will and testament Lessons one can draw from celebrity estate planning mistakes Let's continue the conversation in our Free Facebook group:  Black Parents Aging Check out more of our podcast episodes: Black Parents Aging Podcast Connect with Nicola:  LinkedIn: Nicola Robinson Connect with Olivia: LinkedIn: Olivia Smith  

  People plan on having a good day, a good year, a good retirement and a good life. But why stop there? Why not plan for a good end of life, too? Estate planning is about getting plans in place to manage risks at the end of your life and beyond. And while it might be uncomfortable to discuss or plan for the end, everyone knows that no one will live forever.   In this episode, Nicola and Olivia talk about celebrity estate planning mistakes. They stressed on the importance of updating one's will and testament if you are looking to save your family from extensive court hearings, financial strain and emotional labor.    Tune in to learn more about: Late Whitney Houston's will and testament Late Michael Jackson's will and testament Late Marvin Gaye, Bob Marley and Jimmy Hendrix's absence of will and testament How to avoid  lengthy court procedures The appropriate distribution of assets How to critically take a look at your family dynamics Let's continue the conversation in our Free Facebook group:    Black Parents Aging   Check out more of our podcast episodes:   Black Parents Aging Podcast   Connect with Nicola:    LinkedIn: Nicola Robinson   Connect with Olivia:   LinkedIn: Olivia Smith

In this episode, we talked about exercise and its benefits to our aging parents. According to CDC, exercising reduces the risk of various types of cancer, diabetes and other lifestyle-related diseases. Exercising is much more than the physical, it also has something to do with the attitude and mindset to push through and do more day after day.    Tune in to learn more about:   How our aging parents can maintain mobility and strength  Attitude and beliefs around exercise among the African-American community Social opportunities through exercise sessions among the elderly How to encourage and motivate our aging parents to exercise   Favorite Quote:   “Start out small but encourage your parents to work on increasing their routine and the amount of exercise they get.”   “Exercising is an opportunity to bond with your parents.”   - Nicola Robinson Let's continue the conversation in our Free Facebook group:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson

As promised, we have Dr. Fayron Epps back on the show! We just couldn't have enough of her during our previous interview, and so we just had to bring her back. If you haven't listened to Part 1, you definitely should.   In this episode, she talks about:   Role of the church in supporting the caregivers to people with dementia  How the church can help the congregation understand the needs of people with dementia How to keep our aging parents still connected to church and community Developing dementia friendly communities and programs  and so much more!   Connect with Dr. Fayron:   Facebook: Faith Village Connections LinkedIn: Fayron Epps PhD, RN Twitter: Fayron Epps,PhD,RN Phone #: 678 723 81 88   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson

All of us would like to pass on a little something to our children or other loved ones. We save and save to make life a little easier for the people we care about. The last thing anyone wants is to give a large portion of their hard-earned money to the government in the form of court fees. Nor do we want our loved ones, especially our spouses and children waiting months, even years to receive a penny.   In this episode, Olivia shares how easy it is to avoid the delays and costs of probate court, as well as why you should consider doing a trust instead or a will. If you are looking for a way to  keep more of your estate and money in the hands of the people who matter most, this episode is for you!   You'll learn:   The downside of having a will Whether it is possible to avoid probate and how to go about it Why a trust would be the best gift to your loved ones and so much more!   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson   Connect with Olivia:   LinkedIn: Olivia Smith  

Caring for an aging parent is a complex task. When dementia care is part of the picture, it becomes a lot more difficult. . Cognitive and behavioral changes from dementia can occur unpredictably, and parents may resist care.   If you are a caregiver for an aging parent with dementia, the first step is to understand the disease and some of the changes it causes. This is why in today's episode, Nicola speaks to Dr. Fayron Epps, a nurse who has found her mission to educate African Americans on dementia and empower their church families who support them. Join Nicola and Dr. Epps as they speak about how to better equip ourselves with the knowledge of dementia, the importance of early detection, and how that helps improve the quality of life of anyone living with dementia.    Tune in to learn:   The difference between Alzheimer's disease and dementia How to tell whether the forgetfulness of your aging parents is due to aging or dementia How to creatively bring up the conversations about this sensitive topic with your parents How to ease our own fear of finding out that a parent has dementia  and so much more!   Connect with Dr. Fayron:   Facebook: Faith Village Connections LinkedIn: Fayron Epps PhD, RN Twitter: Fayron Epps,PhD,RN Phone #: 678 723 81 88   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson

Your aging parents need help in keeping important documents in order. These documents should be easily accessible if they need to move, have a medical emergency or should they need to file for state, federal, or veterans benefits. Having these documents in order will save you from making mistakes that could cost you time and money.   In today's episode, Olivia and Nicola share a list of some of the important documents your parents should have and tips on how and why you need to get them in order. Tune in to learn more!   In a nutshell, you'll learn:   How to  tactfully find out what financial records exist  Why it's important to know where your parents' legal and financial documents are stored and so much more!   Links Mentioned:   Treasurydirect.gov   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson   Connect with Olivia:   LinkedIn: Olivia Smith  

Human beings are meant to be social. Our biological, psychological, and social systems have evolved to thrive in collaborative networks of people. However, as people grow older, their social networks tend to thin leading in many cases to isolation and loneliness which have become a major source of public health concerns.   In today's episode, Nicola and Olivia address loneliness and social isolation. They review evidence that social isolation affects health and mortality, whether or not the isolation is accompanied by subjective loneliness.   In a nutshell, you'll learn:   The correlation between loneliness and social isolation. The mental and physical consequences of loneliness How to use  the ‘Name it to Tame It' strategy when approaching the conversation about loneliness and  social isolation and so much more!   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group!:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson   Connect with Olivia:   LinkedIn: Olivia Smith  

Most people, especially aging parents, hoard because they have an extreme sentimental attachment to their possessions, or they believe they might need items later.  Hoarding can also be a sign that an older person is depressed or showing early symptoms of dementia. Some of the problems associated with hoarding include tripping, falling and breaking a bone; overlooking bills and missing medications that are hidden in the clutter; and suffering from the environmental effects of mold, mildew and dust, and even living among insects and rodents.   In today's episode, Nicola talks about how to approach the hoarding subject if your parents are hoarders. She also shares how you can help your parents get rid of things they no longer need, and why this is extremely important especially if they wish to remain at home as they age.    In this episode, you'll learn:   How hoarding can be a cause of  conflict in the home  Why hoarding is a security issue to your aging  How to identify if your parents are starting to be hoarders  What to do if you identify that your parents are hoarders and so much more!   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation on our Free Facebook group!:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson

Elder Law and Estate Planning are often used interchangeably, with people mistakenly referring to both terms as the exact same thing. While the two often go hand-in-hand, they have a number of distinctions that are worth taking note of. Depending on the specifics of your life, you may need an estate planning attorney, an elder law attorney, or attorneys that specialize in both, such as Olivia and Nicola.    In today's episode, Olivia and Nicola share more about elder law and estate planning. If you are helping your aging parents, it's important that you work with an attorney who understands your parents' specific needs. Tune in to learn more!    In this episode, you'll learn:   The difference between elder law and estate planning  Why you should get an elder law or estate planning attorney early What to consider when looking for an elder law attorney  and so much more!   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group   Let's continue the conversation in our Free Facebook group:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson   Connect with Olivia:   LinkedIn: Olivia Smith

We are living in a technology age and it's important our aging parents pay attention to the changes or risk being left behind. The internet has opened up so many doors for people of all ages, making it easier for everyone to shop, work, and learn online. While most younger people find it easy to use today's technology, aging adults are less inclined to share in its use. The benefits that come with embracing technology are massive, hence the need for us to introduce our parents to it   In today's episode, Olivia shares how technology can improve our parents' lives, how it can be introduced to them, and why we need to ensure they are safe while navigating their way in the online space. If you are looking to buy a gift for your parents this holiday season, you probably should consider getting them a smartphone!  Today's episode will tell you why.   In a nutshell, Olivia shares:   How to introduce your parents to technology in order  to make life easier and more enjoyable The various examples of technology that will come in handy whenever your aging parents need attention. Safety tips for your loved ones when using technology Some of the free resources that will help your parents navigate the online space and so much more!   Free Resources Mentioned:   GCFLearnFree.org TechBoomers.com   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group   Let's continue the conversation in our Free Facebook group:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson   Connect with Olivia:   LinkedIn: Olivia Smith

You want your family to be able to make the right decision should you experience a catastrophic accident or illness that leaves you unconscious or unable to communicate, right? But how do you make your wishes known? How do you communicate your choices in case of emergency treatments that will keep you alive? An Advanced Directive is the answer. By planning in advance, you get the medical care you desire while relieving your loved ones of the burden of making major medical decisions. Advanced Directives reduce the confusion and disagreements that that may come up during moments of grief and crisis.    In today's episode, Nicola talks in detail about Advanced Directives. She highlights why everyone needs one regardless of age, what to look for when naming your agent, and the nature of decisions that your agent can make. She also tackles some of the frequently asked questions. If you don't have an Advanced Healthcare Directive for yourself or your aging parents, this episode is for you!   You'll learn:   The purpose of a Healthcare Directive and why you should have one. The difference between the Advanced Healthcare Directive and the HIPAA release form. The advantages and disadvantages of a  healthcare directive. and so much more!   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation in our Free Facebook group:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson   Connect with Olivia:   LinkedIn: Olivia Smith

The importance of Medicare boils down to this: your aging loved ones are able to access medical care when they otherwise will probably not be able to. During open enrollment, your parents can switch to a Medicare plan that's more beneficial to them. Your guidance will be highly beneficial during this time. As we are approaching the festive season, this is a perfect time to review your parents'  plans, make sure they are getting everything they need, and not leaving money on the table by switching plans.    In today's episode, you'll learn:   What Medicare is and a summary of what each of the parts cover.  Reasons why you should switch from one part to the other in order to reap maximum benefits. Areas to pay attention to when choosing a given Medicare part. and so much more!   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation on our Free Facebook group!:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson

As our loved ones grow older, it gets to a point where some adjustments need to be made to their living spaces. Not only will their safety be guaranteed, but also their changing needs met. If your aging loved ones intend to stay where they currently are staying for as long as possible,  then these adjustments will be necessary to enhance their ability to care for themselves and also prevent any accidents from occurring.    In today's episode, Olivia discusses the nitty-gritty that one needs to pay attention to. From the floor, to the stairs, to the kitchen, and even the people they interact with! You'd be surprised that some of the things you took lightly can make your aging loved ones' living space unsafe! By adding just a few inexpensive items and removing the unnecessary ones, the home becomes a safe space regardless of the age of its inhabitants.   In a nutshell, she covers:   How to prevent the fall and fire risk in the home of your aging loved one(s). Why you should protect your loved ones from people that may want to take advantage of them. How to communicate and engage with your loved ones to get an idea of what their safety concerns are. and so much more!   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation on our Free Facebook group!:    Black Parents Aging   Connect with Olivia:   LinkedIn: Olivia Smith  

Having “the talk” with aging parents is not always easy. It usually feels like the roles have been reversed, and the elderly may find it a hard pill to swallow. Most of them want to remain in control for as long as they possibly can, and such conversations feel like an intrusion into their privacy. Critical conversations with your aging parents shouldn't be that tough.   In today's episode, Nicola and Olivia help you understand your parents' needs before a crisis occurs. They share tips that will help you take on the “parental role” without feeling overwhelmed or making your aging parents feel patronized. If you aren't sure whether this is the right time to have that conversation, or have thought about it but don't know where to start from, this episode is for you!   In a nutshell, you will learn:   How early you should introduce the conversation. Tips on how to ease into the conversation to avoid any resistance. How to prioritize on the important stuff without overwhelming your parents. Why you should compromise and still be firm with your message.  and so much more!   Check out the SR Law Group:   Website: www.srlawgrp.com LinkedIn: SR Law Group Instagram: @srlawgrp Facebook: SR Law Group Tweeter: @srlawgrp   Let's continue the conversation on our Free Facebook group!:    Black Parents Aging   Connect with Nicola:    LinkedIn: Nicola Robinson   Connect with Olivia:   LinkedIn: Olivia Smith

This is a podcast for busy black women who are navigating the changing parent/child dynamic with their aging parents or grandparents.  Now you are the one worrying about your parents.  This show will provide weekly tips and advice about how to have hard conversations with your parents, what you need to know about their finances, health and overall wellbeing.  All coupled with a healthy dose of comical relief and coco butter (no one will be ill-prepared and ashy on our watch!)