15-2 Describe the effects of the Bankruptcy Reform Act of 1978 and the Federal Tax Lien Act of 1966 on the ability of creditors to enforce claims against life insurance policy cash values and maturity proceeds.
14-3 Explain the effects that absolute and collateral assignments have on a beneficiary's rights and on the ownership rights in a life insurance policy.
14-4 Explain the insurance company's role in the assignment process with respect to notice of an assignment, payment of proceeds when there are multiple assignees and other types of conflicting claims, and responsibility for the validity of an assignment.
13-1 Describe the problems commonly encountered in attempting to carry out the policyowner's wishes through the use of beneficiary designations and the steps that can be taken to avoid or minimize such problems.
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