Podcasts about Distinction

"It isn't complexity or technical challenge or some mysterious forces that are keeping us from fixing American healthcare… It's fear"The most talented individuals in high-stakes fields often reach a tipping point. They spend years honing technical skills, yet eventually realize that their expertise alone cannot solve systemic failures.Dr. Larry Moss spent 25 years in operating rooms, holding children's lives in his hands, before realising that the American healthcare system itself was failing the patients it aimed to serve. We discuss his journey from surgical precision to executive strategy and his mission to create healthier futures for the next generation.Leadership is about moving away from the “heroic” surgeon model where one person controls every decision. In a large health system like the one Larry leads, success depends on leveraging the ideas and insights of thousands of employees. This is a difficult shift for someone wired for speed and precision. He admits that he is naturally impatient, yet he has learned that complex organizational change often moves at a pace that feels uncomfortable for those used to the immediate feedback of surgery.Systems thinking requires a different definition of success. If a leader owns all the decisions, the system becomes a bottleneck. This distinction between having a profound impact for very few people and having a significant impact for a huge number of people = complexity vs. volume, and is key in leveraging the momentum for transformation.Resilience is a concept often applied to individuals, but systems also possess a form of resilience. In the context of healthcare, this resilience can be a double-edged sword. When a system is doing the right thing, its persistence is an asset. When it is failing, that same persistence makes it incredibly resistant to reform. Breaking down these negative feedback loops requires leaders who are willing to act as change agents from within. They need to identify the leverage points in their own systems and use their agency to act on them.When you want to change a system, look at the incentives. If your team is struggling to innovate, ask yourself: Are you rewarding them for the outcomes you actually want, or for the volume of activity you've always tracked?The main insights you'll get from this episode are :Ensuring children's health is safeguarding the health of the entire country, economy and future.The transition from surgeon to CEO involves opposing core traits; decisiveness, individual mastery and control vs. the collective in leadership.Surgical procedures require a good decision at the time instead of a better decision over a longer time.Leaders must leverage collective intelligence with patience and fortitude to see it through.Distinction between having a profound impact for very few people and having a significant impact for a huge number of people = complexity vs. volume.It is only possible to make a difference inside a system; childhood is the best lever to bring about change in health (which is not medical care) and society.Trust, close collaboration and partnerships are essential to bring all factors together to create health and have an enormous impact on a life trajectory.The massive changes desired by society start in childhood (birth to age 5) and small interventions early on have an almost immeasurable impact 50 years later.Complicated and untenable problems in complicated and untenable systems require (economic) incentives to solve them, and a different model to do so.Solutions are obvious if everyone has the same goal, but they generally fall foul of a lack of will and courage to do the right thing.The privilege of a key leadership role provides a platform to show what it possible and issue a challenge to others.Unifying values and basic principles must remain the same against the backdrop of a collective vision (why) with different ways to get there (what and how).Systems are inherently very resilient and tend to continue in their modus operandi; fine line between changing them and having a positive infrastructure.Children's healthcare requires a core mindset shift to being stewards of child health and taking accountability for it.Scaling holistic change would improve things for millions of people in radical service of humanity.Human happiness is being an agent to make somebody/something better; senior leaders should not be afraid of complexity, technical challenges or doing things differently.Find out more about Larry and his work here :larrymossmd.comhttps://www.linkedin.com/in/r-lawrence-moss/https://www.nemours.org/For more information on this episode please visit www.transformforvalue.com/podcastTo carry on developing your leadership and building a relevant & high performing team, connect with me here : https://calendly.com/transformforvalue/connect

Leadership is built through conversations, trust, and the willingness to learn from failure. In this episode, author Gregory Archbold discusses the lessons behind his book, Fail, Fight, Finish. From the power of listening first to creating buy-in during change, he shares practical leadership strategies that every manager, mentor, and learning professional can put into practice. Show Notes:Author Gregory Archbold discusses trust, mentorship, communication, and leading through change. His key points include:Leadership begins with listening. Great leaders ask questions, create space for others to contribute, and speak last to build trust and develop future leaders.Mentorship is earned, not assigned. Strong mentoring relationships grow over time through curiosity, consistency, and a genuine commitment to learning.Create shared ownership during change. Leaders gain buy-in by involving people in developing solutions rather than presenting fully formed decisions.Challenge processes that no longer serve a purpose. Don't continue doing something simply because "we've always done it that way." Regularly evaluate whether processes still create value.Never become "content lazy." Leadership growth requires continuous learning through reading, mentoring, reflection, and seeking feedback—especially after receiving a promotion. Learn more about Gregory Archbold's book, Fail, Fight, Finish: Leadership Lessons You Don't Learn in the Classroom.Powered by Learning earned Awards of Distinction in the Podcast/Audio and Business Podcast categories from The Communicator Awards and a Gold and Silver Davey Award. The podcast is also named to Feedspot's Top 40 L&D podcasts and Training Industry's Ultimate L&D Podcast Guide. Learn more about d'Vinci at www.dvinci.com. Follow us on LinkedInLike us on Facebook

Kilian Korth joined the show to have a discussion around ultrarunning's growing professionalization without sophisticated regulated drug testing, the limits and trade-offs of WADA/USADA-style regimes, and why "doping" as a blanket term obscures intent and severity. We unpack gray areas such as THC thresholds, TUE complexity for common medications, transparency vs backlash, influencer incentives, and the future pressure regenerative medicine and technology (e.g., super shoes) may place on sport rules. Kilian: IG: @runtoughmindset | Substack: https://substack.com/@runtoughmindset Sponsors: LMNT: https://drinkLMNT.com/HPO (free sample pack with purchase) deltaG: https://deltagketones.com Code: BITTER20 (20% Off) True Nutrition: https://truenutrition.com/hpo Code: HPO (20% Off) Episode Summary & Notes: Zach Bitter & Kilian Korth on PEDs, incentives, and doping in ultrarunning Context & framing Conversation is the third appearance by Kilian on Zach's podcast; shifts from traditional training/racing episodes toward current events in running. Sparked by recent doping-related controversies (Cam Hanes / Sage Canaday online conflict, Mike McKnight's discussion of BPC-157 use on Hanes' podcast). Both emphasize moving beyond narrow focus on specific peptides/cases to broader structural issues. Activism, incentives & tribalism Skepticism of modern activism: good causes often get distorted by perverse incentives (attention, platform growth, organizational self-preservation/mission creep). Online environments (especially short-form social media) reward polarization over curiosity or truth-seeking. Parallel drawn to low-carb diet advocacy: movement shifted from exploration of pros/cons toward dietary supremacy and identity attachment. Both hosts value changing one's mind with new evidence and prefer evolving conversations over tribal "debates" aimed at winning. Core problem in ultrarunning Rapid professionalization and financial incentives exist, but sophisticated testing (especially out-of-competition) is essentially absent. Honor-code system + high rewards creates conditions in which some athletes near the top are likely to use PEDs. Contrast with Olympic sports (e.g., swimming) where positives occur even with lower financial stakes. "Doping" is an unhelpful blanket term that equates intentional, high-impact cheating (e.g., EPO) with gray-area or accidental cases. BPC-157 and gray areas BPC-157 is an experimental peptide with very limited human data (one small study of 12 people among 36 total studies reviewed). Anecdotally has been used for tendon/muscle healing; on the WADA banned list at all times (no TUE pathway currently). Gray areas exist in WADA criteria themselves (performance enhancement potential, health risk, "spirit of the sport"). THC example: banned in-competition with a relatively high threshold; removed alcohol from the list is an example of changes over time. Distinction between letter of the rules vs. moral/cosmic fairness; between intentional advantage-seeking and medical/recovery use. Testing realities & practical challenges Full USADA/WADA-style regimes require whereabouts reporting, out-of-competition testing, and significant lifestyle constraints (conflicts with the free-spirited, remote nature of trail/ultrarunning). Even gold-standard systems have loopholes (missed whereabouts, remote camps, short-acting substances timed around sleep windows). Half-measures are expensive, burdensome, and unlikely to deter determined cheaters. Middle-of-pack and age-group athletes face different calculus; many use legitimate medications (inhalers, etc.) that may or may not require TUEs depending on type and dose/threshold. Possible paths forward discussed Transparency and honesty should be encouraged rather than punished (both hosts respect that Hanes and McKnight disclosed BPC-157 use). Practical ideas: Optional "non-competitive / open" checkbox so athletes using regulated substances can still participate without affecting results/records. Tested vs. non-tested divisions (bodybuilding-style model). More education needed around legitimate medical use (TUEs, Global DRO checks). Focus should prioritize the small professional/elite tier where financial and competitive incentives are highest over age-group minutiae. Future regenerative medicine and longevity interventions will force further adaptation; sport has already accepted large performance gains from technology (super shoes) more readily than internal/medical ones. Influencers & broader culture Influencer economy adds complexity: financial incentives to promote products or share experimental practices; difference between sharing personal experience vs. recommending use. Transparency with clear caveats is preferred; pure anecdote-driven advice remains problematic. Societal issues (tribalism, algorithmic incentives, low scientific literacy) make clean solutions difficult inside a small niche like ultrarunning. Closing notes Both stress nuance over black-and-white absolutism Conversation aims to push the sport toward honest discussion of incentive structures rather than endless case-by-case outrage. Kilian's Substack article ("The Run Tough Mindset") and upcoming documentary Forged in Failure are referenced as related material.  

Executive editor Jack O'Brien first met Wendy Lund, an honoree from our Pinnacle Awards and Women of Distinction program, in September of 2022. Lund had just left her position as CEO of Agency 100 honoree GCI Health to serve as chief client officer for health and wellness at WPP. Now in her new post as CEO of Stagwell-owned agency Allison, Lund joins this week's podcast for an in-person interview with reporter Bella Czajkowski. Lund dives into a recent HarrisX–Allison Worldwide study on how GLP-1s are reshaping attitudes toward weight loss and care.  The report was released late last month and chief among its numerous findings was the observation that GLP-1s have moved firmly into the mainstream, though the public conversation around them remains split between medical breakthrough and moral judgment. As Wendy told Bella, “culture is shaping health, but health is also shaping culture.” And for our Trends segment, O'Brien and Czajkowski are joined by editor-at-large Steve Madden for a conversation on all that went down during the FDA's recent two-day advisory panel focused on peptides.  Check us out at: mmm-online.com Follow us: YouTube: @MMM-onlineTikTok: @MMMnewsInstagram: @MMMnewsonlineTwitter/X: @MMMnewsLinkedIn: MM+M To read more of the most timely, balanced and original reporting in medical marketing, subscribe here.Music: “Deep Reflection” by DP and Triple Scoop Music. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Aujourd'hui, dans "Le Journal Imprévisible", Augustin Lefebvre consacre sa chronique aux personnalités qui ont refusé, ont rendu ou ont perdu leur Légion d'honneur. C'est le cas de la romancière Agnès Ledig, qui a annoncé rendre sa distinction pour protester contre la loi d'urgence agricole. Un peu plus tôt, c'était l'actrice Rachida Brakni qui la refusait pour des raisons politiques, rejoignant d'autres personnalités de gauche comme le dessinateur Jacques Tardi ou le philosophe Jean-Paul Sartre. Certains refusent la Légion d'honneur par humilité, comme Bernard Pivot, ou par conviction, comme Philippe Séguin qui ne voulait pas recevoir une décoration que son père, tué par les nazis, n'avait pas eue. Des personnalités peuvent également perdre leur Légion d'honneur, comme le dictateur syrien Bachar el-Assad, l'ancien cycliste Lance Armstrong ou encore l'ancien président Nicolas Sarkozy. Des réformes ont été mises en place pour tenter de réduire le nombre de décorations attribuées chaque année, passant de près de 280 000 légionnaires à un objectif de 125 000. Depuis 2008, il est possible pour les citoyens de proposer eux-mêmes des candidats à la Légion d'honneur, dans le but de mieux représenter l'ensemble du territoire français.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

"The long-term drivers for the commodity cycle are intact. The rally that we've seen over the last 24 months, it's just like a teaser of what's coming when you look at broad sort of like landscape ideas in terms of like the exposure of global markets to mining and metals and to energy as well, it's less than 1% in some cases. If that only gets back to long-term averages of 5 to 10%, we're looking at trillions of dollars that are going to roll into our space. We live in a world where companies have trillion-dollar valuations. Why can't our companies [miners] have trillion-dollar valuations?" explains Resource Fund Manager Samuel Pelaez in this MSE episode. Samuel Pelaez is the President, CEO and CIO of Olive Resource Capital Inc. He has dedicated the past decade to financing natural resource projects while serving as Chief Investment Officer and Portfolio Manager at Galileo Global Equity Advisors, and as an analyst at US Global Investors. Mr. Pelaez has been an early investor in numerous resource discoveries and has been an active participant in Canadian resource corporate transactions. Samuel graduated from the Schulich School of Business with Distinction. He also holds a Masters in Finance degree from The University of Cambridge. He was a scholar of the Financial Leaders of Tomorrow Program at the PBOC Graduate School at Tsinghua University in Beijing. Samuel is a CFA charter holder and member of the Toronto CFA Society where he resides. Sam's website: https://olive-resource.com/ 00:00 Intro 00:47 Market Outlook and Fed 02:41 Gold Pullback Opportunity 04:12 Liquidity Spreads to Commodities 07:04 Whales Media and Charts 08:29 Copper Capex and Juniors 13:54 Project Quality and Water 17:13 M&A Drivers Permitting 19:46 Fast 41 and Policy Tailwinds 21:50 Portfolio Construction Focus 24:21 Position Sizing Concentration 28:37 Benchmarking and Learning 34:10 Top Picks to Watch 36:45 Olive Resource Capital Thesis 39:23 Cost of Living Philosophy Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 This interview was not sponsored. Mining Stock Education offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Join Andrew, Marianne, and me as we review Chapter 11 of An Ecological Approach to Visual Perception, the discovery of the occluding edge, and how it completely changes the distinction between perception and memory. My Research Gate Page (pdfs of my articles) My ASU Web page Podcast Facebook page (videos, pics, etc)   Subscribe in iOS/Apple Subscribe in Anroid/Google   Support the podcast and receive bonus content   Credits: The Flamin' Groovies – ShakeSome Action Mark Lanegan - Saint Louis Elegy via freemusicarchive.org and jamendo.com

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Colette Cummins, Chief Risk Officer of Inland Fisheries Ireland and a RIMS-CRMP Commissioner, on what it's like to be a CRO in an organization whose mission is protecting a national natural resource. Justin invites Colette to share her career journey, and she tells how she developed in credit risk management, audit, and enterprise risk management, and how she landed in the public sector, protecting the environment while guiding Inland Fisheries Ireland toward building a solid risk framework. Colette speaks of the surprises she found in the public sector, and the impressive risk mindset and commitment she finds at IFI.   Listen for principles of building out risk registers and a risk framework, whether in the private sector or a public sector agency.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest today is Collete Cummins. She is the Chief Risk Officer for Inland Fisheries Ireland and a RIMS-CRMP Commissioner. We're going to have a great dialog. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:12] On the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:28] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:41] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:51] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:08] On with the Show! Our guest today is Colette Cummins. She is the Chief Risk Officer for Inland Fisheries Ireland. The IFI is the dedicated state agency for protecting, managing, and conserving Ireland's inland fisheries and sea angling resources. [2:26] Colette is the agency's first CRO, but she's not new to risk management. We're going to hear about her career journey and why she feels that this position was custom-made for her, combining her love for environmental awareness with her risk management knowledge. [2:42] Colette is also a RIMS-CRMP Commissioner, and on September 24th, you can hear from her directly, along with Elliott Long, another RIMS-CRMP Commissioner, in the informational session, "A Conversation with RIMS-CRMP Commissioners Who Hold the Credential." [2:58] That's a free informational session. Visit RIMS.org/CertificationWeek for more information. A link is in this episode's show notes. But we're here to talk with Colette about her fascinating career and risk philosophies. Let's get to it! [3:13] Interview! Colette Cummins, Welcome to RIMScast! [3:28] Colette was told once that she is excessively optimistic. She's very positive. She took it as a compliment. [4:18] Colette started fresh out of university in credit analysis and credit risk management. She worked in a few financial services organizations. It gave her a taste for risk management at a high level. It was around portfolio analysis and the credit history of customers. [4:51] The role Colette was in wound down, and she was looking to move into a different area in the company, Hewlett Packard Enterprise, in the financial services subsidiary. An opportunity came up to work in internal audit. She decided to try it for a year. She stayed in it for 15 years. [5:32] In the middle of those 15 years, Colette had an interim stint in Operational Risk Management for a year and a half, and she loved it. [5:47] Colette says, in Operational Risk, you're seeing down at a tactical level how to manage and monitor risk. It was very much around risk monitoring. [6:01] Colette explains why she stayed in internal audit for 15 years. Ten years were spent in various internal audit management roles in the financial services subsidiary. It was a tough time for HPE in terms of meeting the new regulatory challenges in Ireland and Europe for financial services. [6:41] Colette was asked to take on the Head of Internal Audit role. She did that for five years. She went into Internal Audit for one year in 2008. In 2015, she worked in Operational Risk. In 2017, she was asked to come back to take over as Head of Internal Audit. [7:11] It was a challenging situation because new EU regulations were coming in for banks and financial services businesses. It was a lot of pressure to meet these. There was a lot of scrutiny from Irish regulators. It was a challenging environment for Internal Audit. [7:53] When Colette moved in as Head of Internal Audit, it was a pivotal role in terms of steering the organization through that regulatory time. It was a great learning experience and very helpful now that she's in a public sector role. [8:09] Colette says, the whole time she was Head of Internal Audit, she was thinking, "How do I get back to Risk? How do I get out of here?" She loved Operational Risk. [8:27] Colette networked heavily within the organization. She got the opportunity to move out of Financial Services up into the global HPE organization as an Enterprise Risk Manager. She got that role through networking. She enjoyed that ERM role and did it for about five years. [9:26] Colette says it was a strategic role. She was working with the heads of each business unit, reviewing their risks. It had a very heavy emphasis on reporting to the audit committee and the board on what was happening in risk management in the business units. [9:58] Colette didn't feel as if she was effecting change or driving new strategies within the organization, but she learned a huge amount about negotiating with senior management and a lot about the fundamentals of risk management. [10:18] For the last year or two of her role, Colette wondered what she was doing there. She had a sense of wanting to stay in risk management but wanting to do something different, maybe something more value-add and less commercially driven. [10:39] Colette says towards the end of 2025, HPE announced it was cutting resources and implementing cost-cutting initiatives. As part of that, her role was made redundant. At first, it was a big upheaval and quite a shock after 22 years with the organization. [11:03] Colette says that upheaval turned into a great opportunity. It was the push she needed to ask herself where she wanted to go and what she wanted to do. It was an opportunity to try something completely different. [11:28] Colette says she didn't know anybody in the public sector. She had no contacts. But in Ireland, you cannot in any way canvass for jobs in the public sector. Everything is heavily regulated with very strict anti-corruption regulations. [11:54] Colette says she had no knowledge of the organization. She had no intention of applying for a role for at least six months. But she started looking at what was out there. She was going to put some time into development and building out her CV and getting some qualifications. [12:33] Colette says she had been thinking she would like to do something in the public sector; something more meaningful and less commercially-driven. She wanted to do something with more autonomy, more impact, and more control over risk at the organisation. [12:54] Colette says, one Wednesday afternoon, she was looking, and she saw this job that had just come up. It's in exactly the right location, it's public sector, and it's IFI, an environmental body. Colette said, "Wow! This is it!" Forgetting her six months off, she had to go for it. [13:19] Colette interviewed for the job when she hadn't yet finished her old role at HPE. She was hugely busy, trying to wrap up her role and interviewing. The interview process for the public sector in Ireland is extremely rigorous and tough. She was successful in the role. [13:43] Colette says she just had a couple of weeks off and then went straight into it in March of 2026. She has been CRO at Inland Fisheries Ireland for four months now. [14:06] Colette says IFI is the state organization that is responsible for protecting the fish stock in Ireland. Ireland is a country with a lot of waterways. IFI is responsible for protecting the fish in 45,000 miles of rivers, 128,000 hectares of lakes, and 3,500 miles of shoreline. [14:43] It's doing everything to protect and restore the fish stock in those areas. Historically, the organization was very much about protection, preventing fishermen from overfishing and from fishing illegally, especially protected species. IFI has a substantial staff who patrol the rivers. [15:17] Now IFI is working on pollution, reacting to any pollution episodes and ensuring that they're investigated and stopped. Colette says that prevention measures sit with a different state body. The Environmental Protection Agency works on the prevention of pollution.  [15:41] Colette says because the IFI has staff on the ground, it will see pollution coming in, react to it, and get in touch with the EPA to say, We've seen something coming into this river at this location. We need your team out here to source and stop it. [16:08] The IFI staff on the ground takes samples of the water and has them ready for when the EPA team comes to look at it. Another huge element of what the IFI does is restoring the habitat and creating the perfect environment for the fish. They research how the stock is developing. [16:35] The IFI research teams go out and do things like electrofishing, where they stun the fish for a few seconds to take a scale from the fish, test it, and work out the genetic trail of the fish and where they've come from. There's a huge amount of information they take from that. [16:58] The IFI works on the rivers, as well. Salmon, in particular, always go back to where they spawned. You need to keep that route open for them. If a barrier, like a dam, has been built, the IFI team works with construction companies to remove those. [17:19] The IFI has a wide series of activities: patrolling, protection, pollution, habitat restoration, and research. Colette is sure risk professionals hearing this are saying, That's a lot of risks! [17:37] Justin points out that the IFI covers thousands of miles. It's not just the particulars of the job but also the volume and area it has to cover. [18:03] Colette says the other element is that fishing or angling is part of Ireland's tourist industry. The IFI promotes fishing, without overfishing, obviously, and supports and partners with the local fishing organizations. [18:28] A Quick Break! Many fantastic RIMS events are coming up in 2026. You can register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. [18:44] Visit RIMS.org/Events for registration information. The hotel cutoff date was July 10th. Reservations may still be made after the hotel cutoff date, subject to availability; however, the negotiated group rate is no longer guaranteed, so reserve now. [19:00] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [19:11] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [19:28] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [19:44] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [19:59] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [20:08] An announcement seeking nominations for the RIMS Global ERM Award of Distinction will be made public in July. Visit RIMS.org/ERM2026. [20:19] We're already looking to RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st! The call for session proposals is now live and will stay active through August 21st. [20:34] RIMS members can exclusively register by September 4th for the best rate. And get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [20:54] Let's Return to Our Interview with Inland Fisheries CRO and RIMS-CRMP Commissioner Colette Cummins! [21:05] Justin comments that fish is a critical food source, so IFI has to make sure that they're clean, healthy, and they keep repopulating. Colette agrees but says that it's less about food and more about environmental protection. [21:23] Colette says some species have been reduced a huge amount in the last number of years because of things like pollution, habitat destruction, etc. It's really about environmental protection, restoring that stock, and bringing it back to where it should be for a natural balance. [21:42] Colette says her CRO role is new at IFI. That's what made it even more exciting for her. She says, when she came in, it was basically a blank sheet. IFI had dealt with risk by using a third party to give them a risk management model and some training. [22:10] Colette says the IFI was trying to work with that in-house, without any risk management expertise. It brought in a bit of a risk mindset, but essentially, Colette had a clean sheet to start with. She came in in March, and now she's building out the risk register. [22:36] Colette's first task was to design the risk framework. Colette loves risk management and has done lots of various elements of it, but she's never had complete autonomy, where she was driving change in the organization. [22:55] By full autonomy, Colette means she owns everything. Anything that happens to do with risk comes to her. [23:01] Up until now, Colette's role has been designing the framework: establishing how the organization is going to manage risk, building that out, getting people on board with that framework. It's split into six departments within the organization. [23:29] Each head of that department, or ELT member, will own their risk register, or their list of risks. Colette is working closely with them to ensure they have all their risks listed within that register and that they fully understand them. [23:48] Colette is looking at their controls and helping them devise new controls, looking at how the risk matches the risk appetite of the organization, and working with the next level of management beneath them to help them develop their risk registers to report up to the ELT. [24:40] Colette says IFI had been trying to recruit a CRO for some time. She wishes she had known! She would have applied last year. She just happened to see it. The existing model wasn't working. There was a real need. [25:00] The audit committee and board were saying they weren't happy. They said they needed to see risk management alive in the organization. Colette had to dive straight in, hit the ground running, and start building it out straightaway. It was exactly the challenge she was looking for. [25:18] Colette says it's so good to have that autonomy and responsibility, but also accountability. She is completely accountable for everything that happens with risk. Colette gets each member of the ELT to develop their risk register and report that up to the audit committee. [25:45] If anybody is doing anything where they want to think about risk, they talk to Colette. It's not complicated. They don't go to somebody else. Everybody knows, if it's got the word "risk," they come to Colette. Colette says the full visibility of everything is great. [26:19] Colette says she's starting with a very simplistic model to build the registers. She says it's drawn more from ISO, but it's a very simplistic model to get the organization started. Colette moved from a private-sector global IT company to the public sector. [26:56] The one thing that is challenging is that things move much slower in government. It moves much slower, and that's probably even more so in Ireland than in Europe and maybe than in the U.S. [27:16] You could come in and see this is the change that is needed, and think you could go ahead and effect that change within a couple of weeks? Oh, no you don't! You need to take everything slowly and get the right approvals and authorizations, etc.  [27:29] Colette says she is starting with a really simplistic model: set out your risks, set out your controls, set out your mitigating actions, and then, we're going to get the organization working on that with that framework. [27:43] Colette hopes to do it within six months, but knowing the public sector, it could be a year. Then start building in other elements to it to make it a more mature and sophisticated framework. [28:19] Every change has to be approved by the Audit and Risk Committee (ARC). If Colette wants to make a small tweak in the existing framework, it goes back to the Audit and Risk Committee, which meets every three months. [28:51] Colette presented to the ARC in June. She presented how she wanted to move forward. There was no question. She knew they were going to approve it. She couldn't just go ahead and put the framework in place. [29:08] It needs to go through the protocols and have the conversation with the ARC and just take it nice and slow to effect any change. That is one challenge that's different for Colette. But otherwise, she can bring all of her experience from different areas and use every bit of it. [29:37] One More Quick Break! RIMS has launched RIMS, The Foundation for Risk ManagementTM. The Foundation is dedicated to shaping the future of the profession. Contribute to strengthen the global risk management community and invest in the future of the industry. [29:57] The Foundation also supports the Spencer Educational Foundation but has a different mission. The Foundation focuses on providing opportunities for those professionals who have already decided to enter risk management and are just getting started. [30:11] You can learn more about the Foundation by visiting RIMS.org/FRM.  While you're there, be sure to check out information about the Susan Meltzer Scholarship Fund, which was established to honor Ms. Meltzer, who was RIMS President in 1999 and 2000. [30:30] Susan Meltzer was a cherished RIMS President and contributed so much to RIMS and the greater risk community. Learn more at RIMS.org/FRM.  [30:39] Let's Return to Our Interview with Colette Cummins!  [30:53] Colette Cummins is speaking with us today from County Kildare, about 30 miles outside Dublin, Ireland. The IFI offices are on the edge of Dublin, the capital of Ireland. Colette says the land is actually greener and more beautiful than the travel brochures could describe. [31:30] Colette says Ireland is full of rich waterways, which keeps her in a job. She lives near Dublin but is originally from the Southwest of Ireland, which is by far the most beautiful. The coastline is stunning. It's where most Irish go on holidays. It's gorgeous. [32:00] Colette says the accent in the Southwest of Ireland is different. Colette's husband from the middle of Ireland requests subtitles when he visits her family in the Southwest. Colette describes the difference between the accents in the South and North of Ireland. [33:05] Colette says the IFI Corporate Risk Register has generic risks around AI, cyber, training, and resources. [33:33] One of their biggest risks is health and safety. Staff are going out and patrolling rivers. They will sometimes come across fishermen who are happily overfishing and not keen to meet a patrolling officer who tells them they shouldn't be taking all this fish and depleting the stocks. [34:08] There is a health and safety risk with the patrolling officer being out on a river on boats. There is a health and safety risk in meeting an acrimonious and adversarial fisherman. [34:28] Because IFI does research, they have staff in labs, using high-tech equipment, with a health and safety risk. They have engineers looking at the rivers and habitats and maybe some constructions in the rivers that need to be removed. They have a health and safety risk. [34:37] These are new risks and things for Colette to get her head around. How do we do this? How do we manage that? And the other side is regulation. There are a lot of different regulations that impact IFI. [35:22] Colette says, In the public sector, your reputation is critically important, because you're the face of the state. Reputation is an impact factor you need to build into every risk. If IFI does something wrong, it could end up in the national media the day after. IFI uses taxpayers' money. [36:15] Colette says another huge category of risk for IFI is procurement, ensuring they are using taxpayers' money in the right way and not misusing it. [36:50] Colette says that prioritizing risks comes back to the goals. In procurement, there is the risk of spending money in a way that's not compliant. There is also the risk that there are too many procurement controls and the business can't move fast enough or do what it needs to do. [37:24] Colette says it comes to the organizational goals. What is the impact on the organizational goals? Which risk is going to have a greater detrimental impact on the organization's mission? One caveat: the health and well-being of the staff override everything. [37:55] Health and safety risk trumps everything. IFI would be completely averse to any risk that will impact the health and safety of the staff. Health and safety trumps every other risk. [38:16] Justin says he and Colette met recently for the RIMS-CRMP series where everyone can see her on September 24th. Justin says Colette is very positive and upbeat and speaks about her role with a lot of enthusiasm and joviality. [38:39] Colette says there are 330 people in IFI. It's not commercially driven, so a lot of people are at IFI because they love the work. For some people Colette works with, it's a vocation. They would nearly do the same job without being paid because they have such passion for it. [39:11] Colette met with the research team on site at the rivers to get a better understanding and just to see the passion they have for the job. Using her risk knowledge to help them do their jobs better and to help them protect themselves from risks was rewarding and enjoyable to Colette. [39:45] Colette says being able to use her experience across the organization is just fantastic. Colette has a lot of different experience, and to bring it all together and use it every day when she is challenged with a new task is fantastic and very rewarding. [40:27] Colette says this is the field staff's very busy time because this is when all the fishing is happening, this is when pollution is more likely to happen, and when the temperatures go up, the fish are under pressure, so you have to try and protect the waters. [40:42] Colette says the research staff was delighted to hear that someone was coming down from the head office to go out and make the time to really understand the organization. They were very anxious to show her everything. There is such pride in the organization. [41:!5] Justin says a lot of the risk professionals listening are in the private sector, and he asks Colette what would most surprise them about risk management in a public environmental organization. [41:40] Colette says a lot of the differences in the public sector are what you would expect: things move slower, and the protocols. [41:49] What surprised Colette the most is what a strong risk mindset they have. There's a good understanding of risk already, even through the layers of management. They can look at what's going on, the processes, and the activities and ask, "What are the risks here?" [42:16] There is also a commitment to risk that Colette was not expecting. She was expecting to meet a research manager who wanted to research and leave risks to Colette. She hasn't had that anywhere. They all ask her to talk with them about their risks. "Am I managing them right?" [42:39] Colette says there is knowledge and commitment, and that has been the biggest surprise for her. It obviously makes her job a lot easier. [42:48] Justin says this is excellent. It has been such a pleasure to meet you these last couple of days. We're going to see you during RIMS Certification week on September 24th. [42:57] Justin says, You will be co-hosting the informational session, "A Conversation with RIMS-CRMP Commissioners Who Hold the Credential." You're such a breath of fresh air. We really appreciate your contributions, and I learned a lot speaking with you today and yesterday. [41:12] Justin says, You have a fascinating job, and I hope that you have a chance to attend a RIMS event, maybe lead a session, and connect with our live audiences, as well. Colette says she would love to at some stage in the future. [43:32] Special thanks again to Colette Cummins of Inland Fisheries Ireland for joining us here on RIMScast. [43:38] You can hear Colette again on September 24th during RIMS Certification Week for the special informational session, "A Conversation with RIMS-CRMP Commissioners Who Hold the Credential." [43:49] That session will be held at 10:00 a.m. Eastern. Visit RIMS.org/CertificationWeek. The link is also in this episode's show notes. We've got sessions on the 22nd, 23rd, and 24th of September. We look forward to seeing you there. [44:05] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:22] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:39] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [44:52] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [43:05] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS Certification Week: Sept. 21‒24 | Complimentary For All RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 | Education Content Submission ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026 RIMS, the Foundation for Risk Management Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Sponsor RIMScast — Sales@RIMS.org Fisheriesireland.ie/ Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: "Reputation and Defense with Jeff McKissack" "Choosing the Challenge with Johnell Holly" "Supply Chain Integrity and Sustainability with Nicole Sherwin of EcoVadis"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenge" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Colette Cummins, Chief Risk Officer, Inland Fisheries Ireland RIMS-CRMP Commissioner   Production and engineering provided by Podfly.

Jodie Schillinger, executive vice president at Maple Ridge Farms and Counselor's 2026 Woman of Distinction. joins this week's episode of Promo Insiders to discuss mentorship, meaningful leadership and why creating a sense of belonging can transform workplaces, careers and communities.

Multi-year guarantee annuities (MYGAs) might be the most overlooked "bond alternative" in your retirement plan. In this episode, you'll hear a Wall Street bond veteran break down why MYGAs behave like annuity bonds, how he personally uses them, and why guarantees—not hope—should be paying your bills.    In this episode, The Annuity Man discussed:  Background in Wall Street bond management What MYGAs are and how they compare to CDs and bonds Personal portfolio strategy using MYGAs as "annuity bonds" Tax deferral, rollovers, and legacy considerations with MYGAs Why guarantees matter more than categories in retirement planning Distinction between MYGAs and indexed/variable annuities   Key Takeaways:  Multi-year guarantee annuities function like the annuity industry's version of CDs, offering a fixed rate for a specific term with no fluctuation in account value. Treating MYGAs as "annuity bonds" can provide bond-like coupons and high-quality guarantees without market volatility. Tax-deferred growth and non-taxable rollovers between MYGAs allow interest to compound over long periods, creating a powerful accumulation engine. Investment decisions should focus less on product labels and more on the strength of contractual guarantees and the financial quality of the issuing company. Indexed and variable annuities do not qualify as "annuity bonds" because their returns are not guaranteed and rely on hypothetical or projected performance.   "Stop with obsessing over the category. Obsess over the guarantees." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator

"Parallel Universe" When I was working in college radio it seemed like Hypnolovewheel was putting out a record every year. And it felt that way because they pretty much were. Although they'd put out two records in the eighties, in the '90s the Long Island outfit released a trilogy of albums in an indie rock whirlwind: there was 1991's Space Mountain, 1992's Angel Food and 1993's Altered States. An EP followed and--well, that was pretty much it. More on that in a second. Over the course of their seven-year career, Hypnolovewheel toured with Kitchens of Distinction and King Missle, opened for fIREHOSE, the Jesus Lizard and the Fleshtones, got played on 120 Minutes and got rave reviews from The New York Times and were featured in Spider-Man comics. The band's compositions were loaded with clever lyrics, sneaky rhythms and hooks galore and each song jangled away with grinding, catchy beauty. Falling somewhere between R.E.M. and Lotion, Hypnolovewheel are one of those bands that may have been overlooked simply because college radio was a crowded and competitive field, but their new compilation Parallel Universe is a perfect sampler of what you might have missed, were you one of the folks who missed these guys the first time around. Drummer Peter Walsh passed away in 2021, but the remaining members are active in the reissue campaign of their back catalog and there's a lot of music to hear. https://hypnolovewheel1.bandcamp.com/album/parallel-universe https://www.instagram.com/hypnolovewheel/ www.bombshellradio.com (http://www.bombshellradio.com) www.stereoembersmagazine.com (http://www.stereoembersmagazine.com) www.alexgreenbooks.com (http://www.alexgreenbooks.com) Stereo Embers: Threads + IG + BLUESKY: @emberspodcast Email: editor@stereoembersmagazine.com

PSR Podcast is a listener supported outreach of Be Broken Ministries. Partner with us through giving at BeBroken.org/donate. Thank you for your support!----------In this episode, I welcome back Andrea Rogers, a Board Certified Life Coach specializing in intimate partner betrayal trauma. Andrea shares her powerful personal story of discovering her husband's double life after 14 years of marriage, which eventually led her into coaching work. We explore what intimate partner betrayal truly means, its devastating emotional and physical impacts—including PTSD-like symptoms—and why it's so isolating. Andrea also shares about the Intimate Partner Betrayal Awareness Day, observed annually on August 4th. This is a growing movement to bring visibility and community to those affected. To learn more about Andrea and her resources, visit FullyAliveCoachingLLC.com and IPBAwareness.org. Topics Covered in this Episode:Personal experience with intimate partner betrayal and its impact on relationships.Definition and understanding of intimate partner betrayal and betrayal trauma.Emotional and psychological effects of betrayal trauma, including symptoms similar to PTSD.The isolating nature of betrayal and societal misconceptions surrounding it.The establishment and significance of Intimate Partner Betrayal Awareness Day.Misconceptions about preventing betrayal and the need for specialized support.The importance of community and support systems for healing from betrayal trauma.Distinction between betrayal trauma and other forms of relational conflict.Strategies for healing and first steps for those experiencing betrayal.The role of friends and family in supporting individuals dealing with betrayal trauma.More Resources:An Ember of Light by Andrea AminahWives Care Groups (Online)40 Days of Healing for Wives (online course)Related Podcasts: Is There Hope After Divorce Due to Sexual Betrayal? Online Care Groups for Wives Facing Betrayal TraumaHealing from Sexual Trauma and Coercive Control in Relationships----------Please rate and review our podcast: Apple and SpotifyFollow us on our Vimeo Channel.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Jerome Mayne about his experiences and his upcoming RIMS Texas Regional Conference 2026 keynote, "Choices and Consequences: The Human Side of Risk." In his keynote, Jerome will speak about his experiences and the human factors in decisions. He shares part of the story from his keynote and his book Diary of a White Collar Criminal. Justin and Jerome discuss how fraud develops. Most fraud comes after a series of bad decisions. Jerome says, looking back, you may not understand why you made those decisions. His keynote will address, through storytelling, how fraud happens. Jerome uses humor to tell very serious stories. Jerome speaks of an organizational culture in which it is safe to discuss with leaders bad decisions you may have made. If there is an atmosphere of fear, you will not have these discussions.   Listen for the value of connecting and giving your audience takeaways they will remember.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be joined by Jerome Mayne, opening keynote speaker for the RIMS Texas Regional Conference 2026. We will talk about choices and consequences. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. The next virtual RIMS-CRMP Exam Prep courses will be held on July 28th and 29th. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:19] On the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:34] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:48] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:57] Live Events! The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration will open in July. Look out for the call for nominations for the RIMS ERM Global Award of Distinction. Visit RIMS.org/ERM2026 in July for that announcement. [2:19] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:38] On with the Show! Our guest today is Jerome Mayne. He is an Ethics and Humorous Keynote Speaker. He will be kicking off the RIMS Texas Regional Conference 2026. [2:48] Jerome is the author of Diary of a White Collar Criminal, the first-hand account of his career in comedy and his 21-month Federal prison sentence for white-collar conspiracy. Learn more at JeromeMayne.com. [3:03] Jerome will provide a unique blend of ethical insights and humor at the RIMS Texas Regional Conference 2026 in San Antonio on Tuesday, August 11th, with his session, "Choices and Consequences: The Human Side of Risk." [3:20] We're going to get a preview of that session, and also get his perspective on ethical decision-making and how risk managers can avoid certain temptations. We're going to have a lot of fun! Let's get to it! [3:33] Interview! Jerome Mayne, Welcome to RIMScast! [3:38] Jerome was recommended by a RIMS member to be a great person to "kick off" the conference. Jerome says word of mouth is the best marketing. [4:28] Jerome says people don't like to think they're going to an ethics conference. That could be a real "sleeper." [4:50] Jerome says his whole perspective is from the human side. He speaks about decisions. He doesn't speak about financial transactions. He's not doing bullet points. He's not a scholar in ethics. He knows about decisions. [5:12] Policies and checklists are important, but there's still a human being making the decision, especially with technology. [5:30] Jerome says his experience and story have to do with decision-making. It doesn't matter what industry it is; it's all the same. It's human. That's what he talks about, and he says he's fortunate because he gets to tell a story. [5:50] One of the things Jerome hears most is that he connected with the group because he's a regular guy, like everybody else in the office. He wasn't a Bernie Madoff. He didn't plan something. It was decisions. [6:23] Jerome says that in real estate finance, you've got a lot of things that have to happen. There are Fannie Mae guidelines, and underwriters that make sure the transactions are right. They didn't call it risk management. It was your manager who kept an eye on it. [6:47] With real estate finance, you have underwriters, but they can't catch everything, and there was less technology. It was a lot about the human factor. Then when you sell all these loans in a pool, and it goes to Wall Street, there are audits, and that's where they can find stuff. [7:12] There were some red flags before it went to auditing, but that's the risk. [7:28] Jerome thinks risk management has evolved since his time in real estate. In Jerome's time, humans made the decisions to get the customer involved. There were human decisions to make sure that financial transactions went through. Now there are more computers to flag stuff. [8:04] Jerome says, ultimately, today, risk managers are looking for fraud and for specific risks they have identified that indicate there is a problem. It starts with the organization's culture. If you're not comfortable thinking about decisions you've made, that can be a red flag. [8:45] Fraud isn't the first thing that happens. It's usually a decision, a mistake, or a justification. It kind of rolls from there. Justification is really easy. Fraud is the last thing that happens. [9:28] Jerome says people call it the slippery slope. Jerome calls it your gut instinct. Instinct is like muscle memory. If something doesn't look right, you know what to do. You feel it right away. [9:53] And then, maybe there's a reason that you don't do it. You want this transaction to go through, or you like the customer and you think it's not a big deal. It's not like they told you they were going to commit fraud. [10:24] And then, you keep working with that customer, and you realize, more and more, you're just making decisions to make it through the transactions. Jerome will share a story like this in the session. It didn't start with one thing, and they never asked Jerome to do anything for them. [11:01] It was never part of the deal that Jerome was going to make money at it. His biggest worry was that he was going to get fired, maybe. [11:15] A Quick Break! There are many fantastic RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [11:33] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. Visit RIMS.org/Events for registration information. [11:51] The hotel cutoff date was July 10th. Reservations may still be made after the hotel cutoff date, subject to availability; however, the negotiated group rate is no longer guaranteed, so reserve now. [12:03] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [12:14] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [12:31] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [12:47] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [13:03] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [13:12] Be on the lookout for an announcement about submissions for the RIMS Global ERM Award of Distinction. Visit RIMS.org/ERM2026.  [13:22] Let's Return to Our Interview with RIMS Texas Regional Conference 2026 Keynote, Jerome Mayne! [13:32] Justin and Jerome have standup comedy in common. Justin did standup in New York from 2006 to 2007. He says it takes a certain calling to want to get up and do that. [14:11] Jerome had done improv and started doing standup. He had always been a performer and a musician, performing on stage. He started improv, "smoking stage," and standup because his life was swimming along just great. [14:36] Then, Boom! Jerome was indicted. He was going through pre-trial. He didn't have a job anymore; he didn't know what to do, and he didn't know what was going to happen to him. His life wasn't happy, and being in a club every night of the week, you can develop some bad habits. [15:33] Jerome says there was some great stuff about some of the people he met, especially after he pled guilty. It took a while from that point until he had to go to prison. So he had several months, and he didn't know what to expect in prison. He was scared. Then he just embraced it. [16:06] A lot of his standup material was about his indictment and preparing for prison. Jerome says in standup you have to give the audience permission to laugh about serious subjects. [16:45] Jerome developed cancer in prison. After he got out, he used it. He finds comedy all over the place, even in serious, nightmare stuff. He had some funny stuff that happened during the cancer. That material didn't work. The audience never felt comfortable for him to joke about it. [17:47] The audience gets the story, not the bullet points. He's not telling a story about fraud. He's telling a story about life. It's not a story about Jerome; it's a story about the audience. Not that they're going to do it, or have done it, but everybody is eligible to make a bad decision. [18:16] Jerome says, you can be a great father; you can be the CEO; you're eligible. It's whether or not you do, and you recognize that the decisions you make are going to have consequences. [18:28] Jerome tries to connect with the audience. He has found a lot of people to be receptive to some really serious stuff. People need to feel comfortable listening. They're not learning textbook information. They're learning from a story. [18:55] They can reflect on what they see: situations that they've been in. Jerome has found that comedy helps loosen people up so they can listen, and they're not saying, Wow, that's a felon! Jerome doesn't look like a felon. Felons don't look a certain way. That's important, too. [19:31] Justin says we have so many listeners who are CROs and risk leaders, and their job is to help make better decisions. Some of them may blur the lines out of an act of desperation. They may be thinking through the lens of parents of students in college or approaching college. [19:51] Jerome has found that doing standup prepared him to be a speaker. You get beat up as a standup. You have to connect with the group to convey your story. That's what comedy is. Jerome found that comedy worked, and he got something out of it. He feels good about it. [20:36] Jerome never thought that standup was part of what he was going to do or that he would feel fulfilled providing entertainment, and for people to walk away saying, "I'm never going to forget that." When he hears that, he knows he did something right. It mattered. [21:13] Justin talks about being in a band in high school. Jerome was a piano player and singer. He formed an Elton John tribute band after his time in prison; he played Elton. You can find his Elton John tribute band on the internet. [21:47] Justin played bass. He wanted to be Flea from the Red Hot Chili Peppers. When you're on stage, you have an instrument to rely on. When you're a comedian, you have nothing else to rely on. Jerome really likes sharing his story, and he found that people get something out of it. [22:21] Jerome says he has to be fulfilled also, or he wouldn't do this anymore. That does help. He likes to connect with the group. As a speaker, just like a standup, Jerome needs to connect, read the audience, see where they're going in real time, and change it. [22:46] Jerome says you could be the smartest guy in the state, and people will walk out of there, and they got nothing. Jerome would like to think that he can connect. He's been doing this for over 20 years. He'd better have found where the pause needs to be, and it changes. [23:21] Sponsorships! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. RIMScast is proud of its longstanding relationships with AXA XL, Global Risk Consultants, Alliant, Zurich, and more. [23:41] Links to many of these episodes are in the show notes. RIMScast sponsorships can be bundled with whitepapers and webinar sponsorships. [23:49] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! [24:03] Reach out to Ted Donovan at  TDonovan@RIMS.org or reach out to Sales at Sales@RIMS.org. Let's find the best opportunity for you and your organization. [24:15] Let's Conclude Our Dialog with RIMS Texas Regional Conference 2026 Keynote Jerome Mayne! [24:45] Jerome says he doesn't know trends more than the average consumer. Some people are thought leaders. Jerome is a storyteller. He wouldn't do it if people weren't getting something out of it. He wouldn't be on conference stages if somebody hadn't heard he might be a good fit. [25:40] Jerome says, it's not because he kept up on that industry. It's not that he doesn't understand risk, fraud, and ethics; he does. He understands them more, however, in the way humans might make decisions or how they might avoid making decisions. [26:18] Jerome says good leaders setting the tone are all over the place. There are good people everywhere. Most people are good. Good leaders and good cultures are all over the place. [26:43] Jerome suggests doing a check-in on your organization and people to make sure they're comfortable saying, "I think I made a bad decision. Can we talk about that?" If people are scared to do that, they're not going to make the right decision, and they don't feel supported. [28:00] Jerome says that what he learned from his experience is that sometimes you can make decisions and choices, and then look back and question why you would ever have made those decisions. It didn't make sense. [28:43] Jerome says, when people look back, it just doesn't look the same as it did when you were in it. You didn't see the forest for the trees. It doesn't look the same when you are looking back at it. [28:58] Jerome says, when I think about risk and financial danger, I think of people and how they have to make decisions. It's about trusting yourself that you are going to make a good decision. If you have support from the organization, you're going to feel comfortable talking about it. [29:32] It's important to make sure there's no silence and fear in your organization about discussing decisions. [29:42] Justin says, This has been a standout RIMScast episode. We don't get too many people with your resume. I look forward to having you keynote the RIMS Texas Regional Conference 2026 in San Antonio, on August 11th, at the San Antonio River Walk. Thank you, Jerome! [30:42] Special thanks again to Jerome Mayne for joining us here on RIMScast. Check out his site, JeromeMayne.com, for more information. [30:51] We look forward to his keynote at the RIMS Texas Regional Conference 2026 on the morning of Tuesday, August 11th, at the Grand Hyatt on the San Antonio River Walk. Be sure to follow up with him in the hallways afterward and let him know you heard him here on RIMScast. [31:11] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [31:28] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [31:45] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [31:58] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [32:10] Practice good risk management, stay safe, and thank you again for your continued support!   Links: Sponsor RIMScast — Sales@RIMS.org RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available www.jeromemayne.com Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep | July 28‒29 RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: "Reputation and Defense with Jeff McKissack" (TX Regional Session Leader) "Mid-Year Risk Roundup 2026 with Morgan O'Rourke and Hilary Tuttle" "Live From Texas 2025!" "Leadership Lessons with Major General (Ret.) Robert F. Whittle Jr., RIMS Texas 2025 Keynote" "Risk and Clarity with Huw Edwards, RIMS Texas 2025 Keynote"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Jerome Mayne, Ethics and Humorous Keynote Speaker Author of Diary of a White Collar Criminal RIMS Texas Regional Conference 2026 Keynote Speaker (Aug 11)   Production and engineering provided by Podfly.

If you have ever felt fear in your body and then immediately made that fear mean something bad about you, this episode is for you. Vanessa explores fear not as something to conquer, transcend, or shame, but as something ancient, intelligent, protective, and deeply human. Through polyvagal theory, Buddhist psychology, the teaching of the first and second arrow, RAIN practice, and self-compassion, we look at what changes when we stop treating fear like the enemy. Healing is not becoming fearless; it is becoming less afraid of fear itself, so you can stay with yourself when it arrives.Reference Links:Stephen Porges — Polyvagal TheoryUse for: Polyvagal theory, autonomic regulation, and the nervous system's safety/danger responses.Link: https://www.stephenporges.com/Note: Stephen Porges developed polyvagal theory, which is referenced in the episode to explain why fear often arises before conscious thought can intervene.Polyvagal Institute — What Is Polyvagal Theory?Use for: Accessible overview of polyvagal theory and autonomic regulation.Link: https://www.polyvagalinstitute.org/whatispolyvagaltheoryNote: Helpful general explainer for producers/listeners who want a basic overview.Neuroception — Stephen Porges / Polyvagal TheoryUse for: Neuroception as the nervous system's subconscious detection of safety and threat.Link: https://www.stephenporges.com/Note: Use alongside Porges's work. If referencing neuroception specifically, describe it as the nervous system's below-conscious scanning for cues of safety or danger.Buddhist Teaching — The First and Second ArrowUse for: The teaching that pain may be unavoidable, but the suffering we add on top of pain can compound it.Link: https://blog.tarabrach.com/2017/08/the-wisdom-of-its-not-my-fault-finding.htmlNote: Tara Brach explains the first and second arrow in accessible language. In this episode, fear is the first arrow; shame about fear is often the second.Tara Brach — RAIN PracticeUse for: RAIN: Recognize, Allow, Investigate, Nurture.Link: https://www.tarabrach.com/rain/Note: Tara Brach describes RAIN as a mindfulness and compassion practice for working with difficult emotions.Jon Kabat-Zinn — MindfulnessUse for: Mindfulness as present-moment, nonjudgmental awareness.Link: https://www.mindful.org/jon-kabat-zinn-defining-mindfulness/Note: Kabat-Zinn defines mindfulness as awareness that arises through paying attention, on purpose, in the present moment, nonjudgmentally.Jon Kabat-Zinn — Mindfulness-Based Stress Reduction (MBSR)Use for: MBSR as an 8-week mindfulness-based program developed by Jon Kabat-Zinn.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC3336928/Note: This source identifies MBSR as developed by Jon Kabat-Zinn in 1979 and describes its use of mindfulness meditation to alleviate suffering.Mindfulness-Based Cognitive Therapy (MBCT)Use for: MBCT as a mindfulness-based approach developed for relapse prevention in recurrent depression.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC2834575/Note: This article discusses MBCT and its evidence base, including reduced relapse rates in recurrent depression.MBCT — Segal, Williams, and TeasdaleUse for: MBCT's development by Zindel Segal, Mark Williams, and John Teasdale.Link: https://www.rcpsych.ac.uk/docs/default-source/members/sigs/spirituality-spsig/resources/spirituality-special-interest-group-publications-mark-williams-mindfulness-based-cognitive-therapy.pdfNote: This PDF discusses MBCT's development and its use in preventing relapse and recurrence of depression.Rollo May — The Meaning of AnxietyUse for: Distinction between fear and anxiety; anxiety as a threat to something essential to the self.Link: https://open.baypath.edu/psy321book/chapter/c25p2/Note: This source quotes May's definition of anxiety as apprehension triggered by a threat to a value the individual holds essential to their existence as a personality.Dan Siegel — Window of ToleranceUse for: Window of tolerance as the zone where a person can process experience without becoming overwhelmed or shut down.Link: https://www.nicabm.com/trauma-how-to-help-your-clients-understand-their-window-of-tolerance/Note: This is a practical clinical explainer of Siegel's window of tolerance concept.Affect Labeling — Naming Emotions and Amygdala ActivityUse for: Research on how naming an emotion can reduce emotional reactivity.Link: https://pubmed.ncbi.nlm.nih.gov/17576282/Note: Lieberman et al. found that affect labeling may diminish emotional reactivity through prefrontal-amygdala pathways.Affect Labeling and ReappraisalUse for: Additional research support that affect labeling is associated with decreased amygdala activity and reduced self-reported distress.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC3970015/Note: Useful follow-up source for the episode's point that naming fear can help interrupt total identification with fear.Jack Kornfield — Turning Toward Fear with CompassionUse for: Buddhist psychology, compassion, and turning toward difficult experience rather than abandoning ourselves.Link: https://jackkornfield.com/fear/Note: Use for the episode's discussion of meeting fear with presence and compassion rather than exile.Bodhisattva VowUse for: “All beings” as a compassion frame, including the frightened parts of ourselves.Link: https://tricycle.org/magazine/bodhisattva-vow/Note: Use gently and broadly. This supports the episode's point that compassion includes the frightened one inside us, not just others.Kristin Neff — Self-CompassionUse for: Self-compassion as self-kindness, common humanity, and mindfulness.Link: https://self-compassion.org/what-is-self-compassion/Note: Supports the episode's discussion of bringing fear back into the circle of care rather than shaming it.Kristin Neff — Fierce Self-CompassionUse for: Fierce self-compassion as a boundary-setting, protective form of compassion.Link: https://self-compassion.org/blog/what-is-fierce-self-compassion/Note: Supports the distinction between tender self-compassion and fierce self-compassion.For educational purposes only. This isn't therapy.If you want to go deeper, check out the written companion on Substack and explore community + training at https://www.vanessaBennett.com.Additional ResourcesExplore: VanessaBennett.comBook: The Motherhood MythCommunity: Inner Compass CollectiveTraining: Inner Compass AcademyConnect with Inner CompassFollow on InstagramConnect with Vanessa Bennett:Follow on InstagramFollow on TikTokLearn more on SubstackConnect with Vanessa Bennett on LinkedInSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What happens when AI makes creating learning content easier than ever? According to 7taps co-founder Ezra Charm, that's when the real work of learning and development begins. In this episode, Ezra joins the Powered by Learning team to discuss why the future of L&D is about more than creating content—it's about driving engagement, improving performance, and measuring impact.Show Notes:From the rise of the "LMS-less learner" to the role of AI in modern learning strategies, 7tap's Ezra Charm shares why learning professionals have an opportunity to become more valuable than ever. Here are some of Ezra's top takeaways.AI is shifting L&D's role from content creation to performance improvement. As authoring becomes easier, learning professionals can focus on driving behavior change and demonstrating business value. Organizations don't have a content problem—they have an engagement problem. Success depends on delivering learning when and where employees need it, not simply creating more courses. Learning should meet employees where they work. Today's "LMS-less learner" expects learning to be accessible on any device, in the flow of work, rather than requiring a trip back into the LMS. Microlearning works because it's grounded in learning science. By respecting cognitive load, spaced repetition, and mobile-first behaviors, organizations can improve retention and application. The future of L&D is measuring impact. Learning teams that can connect training to business outcomes will move from being viewed as cost centers to strategic business partners.Learn more about 7tapsRead more about d'Vinci's partnership with 7tapsAbout Ezra Charm:Ezra Charm is Co-Founder and COO of 7taps, where he's spent years building the brand and go-to-market engine for the microlearning platform. A marketing leader with deep startup experience, he's known for challenging conventional L&D thinking and pushing teams to focus on business outcomes over completion metrics.Powered by Learning earned Awards of Distinction in the Podcast/Audio and Business Podcast categories from The Communicator Awards and a Gold and Silver Davey Award. The podcast is also named to Feedspot's Top 40 L&D podcasts and Training Industry's Ultimate L&D Podcast Guide. Learn more about d'Vinci at www.dvinci.com. Follow us on LinkedInLike us on Facebook

Show Title: Motivation Deep Dive with Katie PowellOutline and Show NotesYou've likely heard me talk about The Motivation Equation being value divide by effort. My guest today helps us dig beyond the formula to consider the two sides of the equation in more detail.Sponsor Spot 1:I'd like to thank Kaleidoscope Adventures for sponsoring today's show. Lots of companies can help you organize class trips, but Kaleidoscope helps you organize adventures – because isn't that what student trips should be? Kaleidscope is a full-service tour company offering a range of adventure opportunities and they excel at customizing trips based on your unique context, needs, and goals. Kaleidoscope offers exceptional travel experiences for students (and their group leaders). Thinking about student travel? Reach out to Kaleidoscope using the link in the show notes.Show IntroGuest Bio:Katie Powell is the Director for Middle Level Programs for AMLE and a former middle school special education, Title 1, and ELA teacher. Passionate about reclaiming the wonder and curiosity of learning, Katie is author of the books Boredom Busters: Transform Worksheets, Lectures, and Grading into Engaging, Meaningful Learning Experiences and Frustration Busters: Unpacking and Responding to Classroom Management Challenges. As part of her role with AMLE, Katie works closely with schools, districts, and affiliate organizations through the Successful Middle School book study, assessment, and Schools of Distinction programs as well as providing professional development and coaching on a variety of middle grades topics.Warmup questions:We always like to start with a celebration. What are you celebrating today?Is there a story that will help listeners understand why you are doing what you do?Questions/Topics/PromptsMotivation is one of those concepts that is both prevalent and ill-defined. Different disciplines have different definitions and people use the term to mean many different things, so let's begin by defining what we mean when we talk about motivation.One of the reasons I'm excited to have you on is because you pull back the curtain on motivation by citing some of the science behind it. Let's dig into it…Not sure where we will go from here – maybe motivation and students then motivation and teachers?Sponsor Spot 2:I want to thank IXL for sponsoring this podcast…Everyone talks about the power of data-driven instruction. But what does that actually look like? Look no further than IXL, the ultimate online learning and teaching platform for K to 12. IXL gives you meaningful insights that drive real progress, and research can prove it. Studies across 45 states show that schools who use IXL outperform other schools on state tests. Educators who use IXL love that they can easily see how their school is performing in real-time to make better instructional decisions. And IXL doesn't stop at just data. IXL also brings an entire ecosystem of resources for your teachers, with a complete curriculum, personalized learning plans, and so much more. It's no wonder that IXL is used in 95 of the top 100 school districts. Ready to join them? Visit ixl.com/assistant to get started.Closing questions:What part of your own leadership are you still trying to get better at?If listeners could take just one thing away from today's podcast, what would it be?Before we go, is there anything else that you'd like to share with our listeners?Where can people learn more about you and your work…Summary/wrap upCapacity is critical and most people don't have much excess“Ability is under-considered”Creating systems where everything points to usSpecial thanks to the amazing Ranford Almond for the great music on the show. Please support Ranford and the show by checking out his music!Ranford's homepage: https://ranfordalmond.comRanford's music on streaming services: https://streamlink.to/ranfordalmond-oldsoulInstagram: https://www.instagram.com/ranfordalmond/Facebook: https://www.facebook.com/ranfordalmond/Sponsor Links:IXL: http://ixl.com/assistant Kaleidoscope Adventures: https://www.kaleidoscopeadventures.com/the-assistant-principal-podcast-kaleidoscope-adventures/CloseLeadership is a journey and thank you for choosing to walk some of this magical path with me.You can find links to all sorts of stuff in the show notes, including my website https://www.frederickbuskey.com/I love hearing from you. If you have comments or questions, or are interested in having me speak at your school or conference, email me at frederick@frederickbuskey.com or connect with me on LinkedIn.If you are tired of spending time putting out fires and would rather invest time supporting and growing teachers, consider reading my book, A School Leader's Guide to Reclaiming Purpose. The book is available on Amazon. You can find links to it, as well as free book study materials on my website at https://www.frederickbuskey.com/reclaiming-purpose.html Please remember to subscribe, rate, and review the podcast.Remember the secret to good leadership:Be intentional in choosing how you will show up for othersBe fully presentAsk reflective questionsAnd then just listenDon't overcomplicate it, the value is in the listening.Have a great rest of the week!Cheers!Guest Links:Twitter @beyond_the_deskInstagram @teach_beyond_the_deskTik Tok @Teach_Beyond_the_Deskkpowell@amle.orgTeachBeyondTheDesk.comFrederick's Links:Email: frederick@frederickbuskey.comWebsite:

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Spencer Funding Their Future Honoree, Sierra Signorelli, about her background in environmental science, what drew her into insurance, and what convinced her that this profession was where she wanted to build a career. They discuss her career path from environmental consulting to environmental insurance underwriting to leading a global team and to currently serving as CEO of U.S. and Commercial Insurance at Zurich, and the pivotal moments that changed the trajectory of her career. They discuss her passion for helping women make their way in the industry, and her activities to bring new talent into insurance careers. Justin and Sierra discuss the Spencer Educational Foundation and how Zurich's interest in nurturing new talent aligns with Spencer's work.   Listen for Sierra's passion about the dynamic state of the insurance industry and how it can bring new risk solutions to companies.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest is Sierra Signorelli, CEO of U.S. and Commercial Insurance at Zurich and one of this year's Spencer Funding Their Future Gala Honorees. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Registration links are in this episode's notes. [1:14] We have a summertime webinar. On July 16th, Zurich will present "Too Hot to Ignore: Heat-Related Injuries and Workers' Compensation." Register at RIMS.org/webinars and via the link in this episode's show notes. [1:29] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:44] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:58] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [2:07] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration will open in July. Be on the lookout for the call for nominations for the RIMS ERM Global Award of Distinction. Visit RIMS.org/ERM2026 in July for that announcement. [2:29] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:48] On with the Show! Our guest today is one of the modern trailblazers of risk and insurance. She is Sierra Signorelli, the CEO of U.S. and Commercial Insurance at Zurich. She is also one of this year's Spencer Educational Foundation's Funding Their Future honorees. [3:08] Sierra will receive her honor at the Waldorf Astoria in New York City on September 17th at the Spencer Funding Their Future Gala. [3:16] Sierra is here today to discuss her career development, her career journey, how it evolved into a global leadership role, and some words of wisdom for the next generation of risk and insurance talent. She has a lot of great insight and takeaways for us all. Let's get to it! [3:37] Interview! Sierra Signorelli, Welcome to RIMScast! [3:47] Justin and Sierra discuss longtime mutual friend Marya Propis. Sierra says their paths crossed early in their careers at AIG. They got to know each other through the Women's Executive Leadership Initiative Program. [4:09] Sierra says quite a few exceptional women in important roles in our industry came out of that program cohort. It's fantastic to come back together with Marya for this event. [4:37] Sierra studied environmental science. She tries to live and work with a sense of purpose. In university, she wanted to make the world a better place with environmental science. [4:58] Sierra says there are areas of overlap between insurance and environmental science. Her initial work out of school was about understanding changing weather patterns, flooding, epidemiology, chemistry, liability, and toxic tort. She leans on what she studied. [5:33] Sierra says that in school, they studied Earth Systems Science. Much of the modeling they did in school is the same modeling that Cat modelers do at Zurich. [6:04] Sierra first worked at an environmental engineering consulting firm. A colleague left to join a new company. He called her to come and interview. It hadn't been on her mind, but on his recommendation, she interviewed. Meeting the people, Sierra was intrigued. [7:08] Sierra says once she joined, she never looked back. She joined as an underwriter doing environmental insurance, so it tied to her background. It felt like it was her own little business. It was her responsibility to build a portfolio of business and build relationships with brokers. [7:37] Sierra says it was fascinating. The industry gives lots of training, both industry-led and within companies. The opportunity to learn was fun. Sierra felt it was a great place to start to build a career. [8:20] Sierra has had a few meaningful career pivots. As an underwriter, transitioning to her first manager role was a big step. It taught her that you have to have sponsorship or support within an organization to get the next roles. [8:47] Sierra says it was a big step from being an individual contributor to leading a much larger team. Having somebody willing to put that on her was really important. She will be forever grateful for that first step. [9:12] Sierra says the next meaningful step was from running a business in a region to being a CUO for one of the businesses globally. The organization restructured and put Sierra across lines of business she had no expertise in. That was a huge shift for her. [9:40] Sierra was no longer the deep expert, but she had to lead a team of experts and be credible with those individuals. Most of them had 30 or 40 years of experience. Sierra was in her early 40s. It was a fantastic opportunity that somebody was brave enough to give her. [10:09] Shortly after, Sierra moved from New York to Asia. It was quite a difference. She took that step because she was in a global role. She says, even though she traveled a lot and she's curious about people and cultures, it's not until you sit somewhere that you really experience it. [10:39] Moving overseas and being on the receiving end of New York gave Sierra an appreciation for sitting in the market. At that company, all brilliant things came from New York, and the rest of them had to figure out how they added value. The time difference was a challenge. [11:24] Sierra says the time difference has a huge impact on your life. The company wanted to become more global and had placed executives all over the world in different hubs. When you have 3,000 people in one area, everything is time-zone-centric to them. [12:01] As a global leader, in another time zone, you have to be comfortable not participating in everything and having people who represent you on your behalf, knowing when you really need to engage. You need to know to move the time if you won't be coherent at 3:00 a.m. [12:24] Sierra went back and forth once a month from Asia to New York to do Business Unit Reviews. It takes a lot out of you. The world has changed, and she does many more video meetings. Global travel has an impact on quality of life. [13:00] During those years, Sierra was raising children. They started pre-school and kindergarten in Asia. Sierra says she couldn't possibly do it unless her husband was on board; he had a career that was more flexible, and he was willing to step up. That's a family discussion to have. [14:03] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [14:22] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. Visit RIMS.org/Events for registration information. [14:36] The hotel cutoff date was July 10th. Reservations may still be made after the hotel cutoff date, subject to availability; however, the negotiated group rate is no longer guaranteed, so reserve now. [14:48] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [15:00] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [15:16] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [15:33] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [15:47] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration opens in July. [15:58] Be on the lookout for an announcement about submissions for the RIMS Global ERM Award of Distinction. Visit RIMS.org/ERM2026.  [16:08] Folks, we're already looking toward RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st. RIMS members can exclusively register by September 4th for the best rate. [16:22] Get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [16:35] Let's Return to Our Interview with Spencer Educational Foundation's Funding Their Future Gala Honoree Sierra Signorelli! [17:01] Sierra says when she was in Asia, she had a global role. It highlighted how you speak, how you engage, and how you listen in different cultures is hugely important. You can't assume. It's always good to listen and then ask, and then replay back. [17:23] Sierra learned some painful lessons just thinking that silence and people nodding along means that they agree. She says she often talks about the importance of listening to colleagues, customers, and broker partners. [17:45] It's important not to make quick assumptions but to listen first and ask questions so that you have a good understanding of the colleagues you are working with and their needs. [18:00] Justin says a keynote at RISKWORLD 2019 said that when she spoke in Asian nations and asked a question of the audience, she learned that she had to wait and make eye contact with the audience to know if it was alright to move on to the next point or get them to speak up. [18:30] This speaker had learned that there is somewhat of a cultural reluctance in Asia to say what's on your mind. Sierra says that may be true, but you often don't get questions, so you have to think about what questions people might have and make sure that you raise them. [18:53] Sierra shares an example. They were rolling out global pricing tools. The U.S. would raise their hand that they don't like this or that. The same with the UK. Maybe Germany doesn't adopt it. Asia was seamless. They just rolled it out. No questions. Then a broker revealed a big issue. [19:31] Sierra realized she had to go back and talk with her team, so they could march forward. Having that understanding and making sure you're engaging appropriately with the culture is critical to having a successful business and being successful with the teams locally. [20:03] Justin asks that as Sierra ascended to that leadership role, did she find that she was one of the few women in executive leadership roles along the way? [20:23] Sierra says that early in her career, she was quite fortunate that there were quite a number of women leaders. In the group she worked with when she was in New York, there were several women running businesses. She worked for a woman. [20:43] Many of the women had families. Sierra had just started to have a family. Seeing them able to run these businesses, have a family, and not seem like all the wheels were coming off, seeming very normal and successful in her view, kept Sierra going. [21:01] Sierra says having role models and seeing other women do it is absolutely critical. It feels like you can do it when you see somebody else doing it. Having other people to talk to about how you navigate it is very important. [21:17] Sierra says, That being said, you have these groups, but overall, she finds that she's often the only woman in the room in meetings, and more broadly, in Asia. If she looks at the executive committee at Zurich, there are 12 executives, six male and six female. [21:42] Sierra says there are bright spots. We're making progress, but in some of the mid-level management roles, you don't see the same split. You see women falling off at a certain level. [22:19] Sierra says we have a Women's Innovation Network that she sponsors for her group. She has always tried to be a great support to women in our industry. She has given support to women along the way and helped them navigate to get to where they are. [23:00] Sierra says if you want to be authentic, you have to make difficult decisions. It goes hand in hand. If you just take every easy decision, it would be very difficult to be authentic. She would encourage you not to shy away from challenging decisions and not to put them off. [23:26] That's easier said than done. When Sierra looks at her to-do list in the morning, if there's something on that list she really doesn't want to do, she does it first. Otherwise, it just falls further down the list, and then goes to the list for tomorrow. [23:47] Those difficult conversations are never as bad as you work them up in your head to be. Just do it and get past it. If you make that a habit, then you tend not to shy away from having the right discussions. It's never as difficult as you can make it out to be in your head. [24:09] Sierra says one of her colleagues at Zurich in the U.S. often says, "Be kind, not nice." Being nice does not serve anyone well. If you don't give people feedback, or don't give them the full story because you want to be nice, it doesn't make sense. [24:32] If you're going to give feedback or make a change, be kind. That purpose helps people move forward and take action. Inaction is the bigger risk than taking action, jumping in, and adapting anywhere you need to adapt, as you go. [25:02] Justin cites a friend of Sierra's, and recent RIMScast guest, Johnell Holly, who said he chooses the hard challenges first and tries to knock them off the list. [25:24] Justin restates Sierra: your authentic self is shown when you make those difficult decisions. That's a great takeaway for the RIMScast audience. Sierra adds that it's important to take positions so that people understand what you stand for as a leader or an individual. [25:53] Sierra says in an organization, people are always going to decide what you stand for. If you don't make it clear, it creates a vacuum, and they'll make assumptions. Sometimes people are tentative or worried about taking a stand. [26:06] Sierra says it's far less risky to take that stand and make it clear what you stand for, because people are going to make an assumption anyway, and they're more likely to get it wrong if you leave it to them to sort out. [26:31] Sierra says she spends a lot of time meeting with customers and brokers. She gets energy from it. It grounds her in reality, which is important if the company wants to add value. They need to understand how things are landing, and what problems they are solving for. [26:53] One of the things that keeps Sierra in this industry, and what she loves about what they do, is that they have the opportunity to help solve some of the world's most complex challenges. [27:06] To do that, they have to get out and talk to people who are facing the challenges, and understand what it means for their business. [27:14] Sierra says, it's also important to spend time with your people. Sierra is in the Chicago office, and when she walks around the floor, she can meet the teams. She loves when they come up and tell her about a big win or something they're building on in the market. [27:39] Another Quick Break! The Spencer Educational Foundation's Funding Their Future Gala 2026 will be held on September 17th in New York City at the Waldorf Astoria. This year, Spencer will honor Sierra Signorelli of Zurich and our recent guest, Marya Propis of RT Specialty. [28:01] A link to the Gala is in this episode's show notes. Sponsorship opportunities are still available. [28:14] We have reached the deadline for the Spencer Educational Foundation's Risk Manager on Campus submissions. Grant awardees, colleges, and universities are typically notified in September. [28:22] General Grants are open, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [28:33] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [28:42] Let's Conclude Our Interview with Spencer Educational Foundation's Funding Their Future Gala Honoree Sierra Signorelli! [28:57] Justin congratulates Sierra once again on being honored at the Spencer Educational Foundation's Funding Their Future Gala, which will be on September 17th at the world-famous Waldorf Astoria. [29:07] Sierra says she is looking forward to the event. She has been very fortunate to have amazing people who have helped, either giving her great advice through her career, or who have sponsored her, supported her, or advocated for her as she took the next steps in her career. [29:43] Sierra says, it's great to be recognized. As she is recognized, it should be recognition for all of those people who were bold enough to support her, especially early in her career. [30:02] Sierra says Zurich has a long history of engaging with the Spencer Educational Foundation. Zurich's beliefs align with what Spencer is trying to achieve. Zurich believes in bringing a diverse group of people into our industry, and more young people into our industry. [30:23] Sierra says we need to continue to bring new people in. As we look at some of the changes we have as an industry, becoming more digital, leaning more on insights, and reshaping how we show up as an industry, it's a great time for young people to join our industry. [30:47] Sierra says she thinks the industry is undersold. It's a fantastic industry to build a career. She says most people who come into the industry don't leave. It's just convincing them from the beginning.   [31:02] Sierra says, from a Zurich perspective, we have a really robust apprenticeship program that we sponsor to bring youth into and help them gain experience: both on-the-job experience and instructional experience through a two-year program. [31:26] Sierra says that for Zurich, supporting programs such as the Spencer Educational Foundation is a natural fit in continuing to help bring talent into our industry. [31:38] The other 2026 Honoree, Marya Propis, was recently on the show and was one of the first 50 RIMScast guests. Sierra says she and Marya worked together years ago. They also were part of a fantastic sponsored women's program, the Women's Executive Leadership Initiative. [32:14] Sierra says several women who are in key roles in our industry came through that program. It's fantastic to see the success of some of those women, including Marya, and to be honored together in 2026. [32:44] Sierra says it should be a good evening and really nice to reconnect with Marya after having been overseas for quite some time. [33:00] Sierra is also a board member of the St. John's University School of Risk Management and is deeply involved in developing future talent. [33:16] Sierra says it's a really exciting time for our industry. The world of risk is very dynamic now. [33:31] Our capabilities to harness insights and data to streamline what we do to be more efficient to work with, all coming together at the same time, is a huge opportunity to raise the bar to add greater value to companies as they think about how they manage this risk landscape. [34:00] For Sierra, it's an exciting time to bring new perspectives in and entice young people to look at a career in insurance. Sierra repeats that most people who come into our industry don't leave. People leave companies, but they tend to take other insurance roles. [34:30] Sierra says, we just need to get more people interested in what we do and to bring new perspectives and new skillsets into what we do. I know that people will stay once they're here. [35:00] Speaking of knowledge transfer, Sierra says that there are lots of people with many years of experience who want to invest the time with younger people to pass that knowledge on. They don't want it to be lost. [35:19] For people who are curious and want to come in and build a career, it's an amazing opportunity to be able to work with some of the people who have this experience, as well as working with new technologies and capabilities. [35:35] The Waldorf Astoria in New York City has been newly renovated. When people gather at the Waldorf for the Spencer Gala on September 17th to celebrate leaders like Sierra and Marya, they're also investing in the future of the profession. [36:06] Sierra says, first and foremost, she feels fortunate that she's had great support from individuals and also from working for a great company that allows her to do what she does at such a large scale. [36:44] Sierra says the people who sit on the team at Zurich are the shining stars who give us the brand that we have and the capabilities that we have. She would hope that she leaves a legacy that shows that she's helped to improve and raise the bar for what we do as an industry. [37:19] Sierra says that's what she's most passionate about. She thinks that as an industry we can do more. [37:26] We're on the cusp of something great with all of these different dynamics, whether they're the factors of risk that are becoming far greater, or the capabilities we can bring to the table to help the world and companies solve problems. [37:45] Sierra says, if I leave a legacy that I helped some of the building blocks to get us there, I would feel quite good about that, in addition to helping to build talent in our industry, which is something that I'm particularly passionate about. [38:03] Justin says it is a well-deserved honor, and I'm so happy for you. I'm very happy for Marya, as well. You both bring so much to risk management and insurance that it's only fitting that you are honored in the same year. You're both doing great work. [38:21] You're very inspiring for our listeners and, of course, anyone who is involved with Spencer, whether they are staff or beneficiaries of the foundation. You are a shining example of what we hope this profession can continue to be like. [38:40] I want to thank you so much for your time, and I look forward to seeing you in New York City on September 17th, when you accept your award. [38:53] Special thanks again to Sierra Signorelli of Zurich for joining us here on RIMScast. We congratulate her on being named an honoree at this year's Spencer Funding Their Future Gala, which will be held on September 17th in Manhattan at the fabulous Waldorf Astoria. [39:14] Visit SpencerEd.org for more information and be sure to check out recent RIMScast episodes with another honoree from this year, Marya Propis, and Spencer Board Chair, Johnell Holly. Links are in this episode's show notes. [39:30] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [39:47] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [40:04] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [40:17] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [40:30] Practice good risk management, stay safe, and thank you again for your continued support!   Links: Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Opens in July! | www.rims.org/ERM2026 Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA — Virtual — July 21‒22, 2026 RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "Too Hot To Ignore: Heat-Related Injuries and Workers' Compensation" | July 16 | Presented by Zurich "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: Spencer Honoree "Marya Propis: From Industry Leader to Talent Champion" "Choosing the Challenge with Johnell Holly, Spencer Educational Foundation Board Chair" "Risk Management Momentum with Tim Ryan" (2025 Spencer Honoree) "The Strengths of DE&I Initiatives with Lilian Vanvieldt-Gray of Alliant Insurance Services" (2024 Spencer Honoree)   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Sierra Signorelli, CEO of U.S. and Commercial Insurance at Zurich Spencer Educational Foundation's Funding Their Future 2026 Honoree   Production and engineering provided by Podfly.

In this solo episode of Where Work Meets Life™, Dr. Laura explores the emotional impact of rejection in today's difficult job market and shares strategies for staying resilient through career setbacks. Drawing from her experience as a psychologist, entrepreneur, and professional speaker, Dr. Laura speaks candidly about how rejection can hurt our confidence, motivation, and self-esteem. She encourages us to process difficult emotions rather than suppress them, and explains how working through reflection and self-compassion shifts our mindset, which is essential to moving forward after disappointment. Dr. Laura also discusses the importance of networking and human connection during uncertain times. She shares how putting yourself out into the community and building relationships can create opportunities that online applications cannot. From journaling emotions to learning from rejection without dwelling on it, this episode offers grounded advice for navigating setbacks with resilience and hope. Dr. Laura reminds us that rejection may ultimately become preparation for an opportunity that's a better fit. “Rejection is often preparation. Rejection can be protection as well. Protection against an opportunity that may not have been good for you.” - Dr. Laura About Dr. Laura: Dr. Laura Hambley Lovett is a work and career psychologist and thought leader on the evolution of work. She has always been fascinated by how work intersects with life and loves to use her expertise to improve organizations and help people thrive. Her passion for taking creative ideas and launching them into successful business strategies led her to start three counselling psychology practices (Calgary Career Counselling, Canada Career Counselling, and Synthesis Psychology), as well as six different business brands offering organizational assessment and consulting services. Dr. Laura is honoured to have been selected as a Woman of Distinction in Canada in 2014 and received a Canadian Woman of Inspiration Award as a Global Influencer in 2018. Her new book, I Wish I'd Quit Sooner: Practical Strategies for Navigating and Escaping a Toxic Boss, is available for purchase on Amazon now. Resources: “I Wish I'd Quit Sooner: Practical Strategies for Navigating and Escaping a Toxic Boss” by Dr. Laura Hambley Lovett Dr. Laura on LinkedIn Where Work Meets Life™ on YouTube Learn more about Dr. Laura on her website: https://drlaura.live For more resources, look into Dr. Laura's organizations:  Canada Career Counselling Synthesis Psychology Order Dr. Laura's new book today: I Wish I'd Quit Sooner: Practical Strategies for Navigating a Toxic Boss Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Chris Stewart is the President and Co-founder of IntelliMass Technologies Inc., a road-intelligence company based in British Columbia. A strategic and ethically-centeredbusiness leader, Chris has spent his career guiding cross-functional teams, developingcommercialization pathways, and transforming innovative technical concepts intomarket-ready products.Driven by the reality that unpaved terrain presents unique, dynamic liabilities duringemergencies, Chris leads the commercialization of an emerging platform designed tomap and monitor remote infrastructure for the mining, forestry, and rural sectors. Hisexpertise includes navigating unpaved performance technologies, drivingorganizational growth, and establishing operational systems that allow public andprivate stakeholders to accurately analyze terrain risks.Previously, Chris served as President and General Manager of KXI Wildertec—asubsidiary of a public transportation tech company—where he directed thecommercialization of mechatronic technologies engineered specifically for unpavedterrain performance. He holds a Bachelor of Business Administration in MarketingManagement with Distinction from the University of British Columbia, where his award-winning  thesis work harnessed early-generation AI for business optimization. Chrisand his wife own and operate a small production farm in the Okanagan Valley of BC.Please visit our sponsors!L3Harris Technologies' BeOn PPT App. Learn more about this amazing product here: www.l3harris.com Visit The Readiness Lab and learn about our Next Level Emergency Management training! https://www.thereadinesslab.com/Impulse: Bleeding Control Kits by professionals for professionals: www.dobermanemg.com/impulseDoberman Emergency Management Group provides subject matter experts in planning and training: www.dobermanemg.comCheck out how you can use digital twins in your training, exercising, and planning using RSET https://rset.com/ For sponsorship requests, check out our Sponsorship Portfolio here or email us at contact@thereadinesslab.com

We previously considered 7 major Divine Covenants, 5 necessary and 3 incidental aspects. We now consider their function and relationships, very briefly from 8 perspectives: A basic distinction, grace or works. The parties to Abraham's covenant. The delay in establishing or ratifying in the first 3. Shadow vs substance in the first 6. The same covenant may be seen in different perspectives. Covenants allude to a federal arrangement. Distinction and relationship between covenant and testament. Priesthood is founded on covenant and mediated it. Moses mediation of a failed covenant failed, to teach us how to look for better. How the Messiah is the New Covenant and fulfils all 8 aspects, especially as Surety and Priest. Food for spiritual growth.

Today, Pastor Jack teaches that real success isn't wealth or achievement, but a life fully sold out to the kingdom of God. When we let the Lord put a handle on our back, He can pick us up and use everything we have for His glory.

Against persistent fear of death, mortality avoidance, and the vices that emerge from terror management, this episode offers a personal testimony of a Christian experience of dying. With scientific precision, disarming honesty, and immense gratitude for life, biologist Jeff Schloss offers an intimate, firsthand account of his recent diagnosis of an extremely rare terminal neurological disease: multiple system atrophy (MSA). His doctors put the prognosis plainly: "It is terminal, it is incurable, and it's rapidly progressive." A longtime and beloved Westmont College biology professor and senior scholar at BioLogos, Schloss offers speaks directly to the experience of dying—as he encounters each new week of this rapidly progressive disease. He reconsiders the meaning of a "good death": increased gratitude and awareness of gift, the reality of pain, the loss of surfing and guitar-playing, the sacredness of family, and the surprising nearness of Christ as everything else falls away. A profound witness to Christian attitudes about life and death, Schloss seeks not a hero's death, but a daily, humble life-giving commerce with Christ. Schloss revisits a life that began in a nonreligious Jewish refugee family and pivoted through a dramatic conversion as a college-dropout surf bum in Hawaii. He traces what has changed, and what hasn't, now that death is no longer an abstraction but a daily fact in his body. With pastoral care and hope, Mark Labberton explores with Schloss what it means to experience dying rather than simply anticipate it, the grief of losing fifty years of surfing and guitar-playing to pain and paralysis, the gift of Simone Weil's writing on suffering, the Heidelberg Catechism's opening words on "our only comfort in life and in death," and the difference between the thrill of surfing and the sacredness of family and commerce with Christ. Episode Highlights I knew from the second grade that I wanted to be a scientist. I was out collecting butterflies and dragonflies and looking through microscopes at all sorts of things that I couldn't believe were there. As we were talking, it just occurred to me ... he either had what I wanted, or he was clinically crazy. It is terminal, it is incurable, and it's rapidly progressive ... the process of dying I find it fascinating ... It's not fun, but it is fascinating. She wasn't sad just for herself, I'm gonna lose you. And she wasn't sad empathetically just for me, so sorry for you. It was a joint sadness that the life we had hoped to share together, we are not gonna have. The things that are most life giving are out of reach ... I've come to see it's actually not true. The things that have been delightful are out of reach ... the thing that is most life giving, and that is commerce with Christ. I think it was the single most thrilling day of my entire life ... I said, no, those weren't thrilling, those were sacred. I don't want to market this season. I'm not looking for a hero's death, or any kind of publicly attended death. I would have never guessed that in this home stretch, my son and wife could carry me up the slopes of Yosemite Valley. About Jeff Schloss Jeff Schloss has spent four decades at the intersection of evolutionary biology and Christian theology. Now retired as Distinguished Professor of Biology at Westmont College, he continues as senior scholar at BioLogos, working alongside Francis Collins for more than fifteen years. He co-edited "The Believing Primate: Scientific, Philosophical, and Theological Reflections on the Origin of Religion" and "Evolution and Ethics: Human Morality in Biological and Religious Perspective," a Templeton Science-Religion Book of Distinction winner. He has lectured at Cambridge, Oxford, and Harvard. Helpful Links and Resources Jeff Schloss's page at BioLogos, where he serves as senior scholar: https://biologos.org/people/jeffrey-schloss Finding Faith: An Evolutionary Biologist Shares His Story, Schloss's own video testimony for BioLogos: https://biologos.org/resources/finding-faith-an-evolutionary-biologist-shares-his-story Tackling the Divide Between Science and Faith, Westmont Magazine's profile of Schloss's career: https://www.westmont.edu/magazine/spring-2025/tackling-divide-between-science-and-faith The Believing Primate: Scientific, Philosophical, and Theological Reflections on the Origin of Religion, Schloss's co-edited volume: https://global.oup.com/academic/product/the-believing-primate-9780199597086 Evolution and Ethics: Human Morality in Biological and Religious Perspective, Schloss's Templeton Award-winning co-edited volume: https://www.eerdmans.com/9780802826954/evolution-and-ethics/ Alvin Plantinga, Where the Conflict Really Lies: Science, Religion, and Naturalism, source of the Augustinian science concept Schloss references: https://global.oup.com/academic/product/where-the-conflict-really-lies-9780199812097 Heidelberg Catechism, Lord's Day 1, the confession Labberton reads to close the episode: https://www.heidelberg-catechism.com/en/lords-days/1.html Multiple System Atrophy overview, National Institute of Neurological Disorders and Stroke: https://www.ninds.nih.gov/health-information/disorders/multiple-system-atrophy Show Notes Childhood in a nonreligious German Jewish refugee family Grandfather taken by the Gestapo, relatives lost in the Holocaust Early love of butterflies, dragonflies, and microscopes A sixth-grade encounter with Confucius sparks a love of philosophy College philosophy major searching for purpose and for God Dropping out, becoming a surf bum in Hawaii A stranger's dinner invitation becomes a turning point A late-night prayer of surrender met by an unmistakable presence Grad school pairing biology, philosophy, and the study of altruism Alvin Plantinga's Augustinian science and reading creation with a map Decades as senior scholar at BioLogos alongside Francis Collins Why church and science drifted apart over vaccines and politics Science as a reliable path to facts, not truth itself A new diagnosis: rare, terminal, rapidly progressive neurological disease—multiple systems atrophy (MSA) Doctors estimate an average of three years, with wide variation The difference between studying death as a biologist versus the real-time experience of dying A spouse's grief for a shared future that will not happen Losing surfing and guitar-playing as an unplanned kind of fasting Pain described as systemic, exhausting, disorienting Cognitive decline and dark humor about it Distinguishing what is thrilling from what is truly sacred The ache of no longer being able to research and create A flicker of despair met by a choice not to despair Wanting a real death, not a hero's death A wish to thank former students and colleagues before the end Not wanting to become a burden to family Giving God all of one's heart, without earning salvation by it Bonhoeffer's costly grace versus cheap grace Gratitude over entitlement as the ground of faith Simone Weil on suffering as a place grace can work A closing blessing and the Heidelberg Catechism's opening words Carried up the slopes of Yosemite by a son and a wife #ConversingPodcast #MarkLabberton #JeffSchloss #FaithAndScience #BioLogos #MultipleSystemAtrophy #Mortality #ChristianFaith #Westmont #Gratitude Production Credits Conversing is produced and distributed in partnership with Comment Magazine and Fuller Seminary.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Jeff McKissack about participating and speaking at RIMS events, and his upcoming RIMS Texas Regional Conference session on August 11th in San Antonio, on the increasing overlap between reputation management and risk management. Jeff shares the critical impact of reputation risk and the growing threat of AI-generated content. He explains how even executives have caused reputational damage to their organizations, and he reveals a practical step that risk managers can take immediately to reduce the likelihood of reputation-related incidents and subsequent litigation. Justin and Jeff discuss the RIMS Texas Regional Conference, and how you can connect with Jeff after his presentation.   Listen for ways to implement reputation management strategies in your organization.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be joined by Jeff McKissack of Defense by Design to talk all about reputation risk management. But first… [:39] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [:59] RIMS-CRMP Virtual Workshops. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Registration links are in this episode's notes. [1:11] We have a summertime webinar. On July 16th, Zurich will present "Too Hot to Ignore: Heat-Related Injuries and Workers' Compensation." Register at RIMS.org/webinars and via the link in this episode's show notes. [1:25] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:41] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:55] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [2:04] You can enroll now in the Virtual RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. ET. The registration link is in the show notes. [2:28] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration will open in July. Be on the lookout for the call for nominations for the RIMS ERM Global Award of Distinction. Visit RIMS.org/ERM2026 in July for that announcement. [2:49] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [3:08] On with the Show! Our guest today is the Founder of Defense by Design, Jeff McKissack, a noted authority in the fields of threat assessment and the prevention of violent crime, with over 35 years of experience. [3:22] Jeff provides continuing education seminars for those in the educational, medical, legal, financial, real estate, human resources, and risk management sectors. He is one of the favorite speakers in the RIMS Texas Chapters. [3:36] You can find him at the RIMS Texas Regional Conference 2026 on August 11th at 1:45, when he will present "How Reputation Management is Impacting Risk Management." [3:46] As you will hear in this interview, his session at the RIMS Texas Regional will dovetail with the Risks of Physical Harm and Violence. He's here to provide a preview of his session. [3:55] We talk about the Risk Management impact of social media, AI, and deepfake technologies on operations and profits, and how employee activity online and off the clock can ripple through staffing, operations, morale, productivity, profits, and brand image.  [4:10] This episode is a year in the making. Let's get to it! [4:12] Interview! Jeff McKissack, Welcome to RIMScast! [4:29] Jeff has a strong history with RIMS and the RIMS Texas Chapters. He has spoken at DFW RIMS on several occasions. Jeff Strege brought Jeff down to speak at Houston RIMS. He spoke at a couple of conferences co-hosted by South Texas RIMS. [4:59] Last year, Jeff was at the Inaugural Texas Regional RIMS Conference in San Antonio. He's there again this year. [5:15] Jeff loves RIMS, in general, because he doesn't have to explain himself. When he speaks to HR or risk management, his two favorite positions, even above the C-Suite, risk managers and HR directors totally get what he does and why.  [5:34] Jeff says the common response he typically gets is they've never met anybody who does what he does or speaks the language he speaks. He's heard it for 39 years. He loves speaking to people in risk and insurance companies because he speaks the language of liability. [5:54] Jeff does a lot of work with attorneys, as well, on both sides. He tells folks he's trilingual because of all these different industries. He's multifaceted. [6:06] Jeff talks about years of working with risk professionals and feeling their pain points. He reverse-engineers many of those scenarios. He asks, Where are the points where this could have been prevented, or at the bare minimum, mitigated? [6:43] A president of an association of independent electrical contractors called him for help. He asked, You have people working hours, in isolated locations, with expensive equipment on their trucks? What could go wrong? Without much of a push, he's able to jump in and help. [7:20] Jeff says there are only three types of businesses: businesses that have internal employees, businesses that have external employees, and businesses that have both. The risks for those three categories are very different from each other. [7:40] Jeff explains some of the differences in risks between having internal employees operating equipment and external employees in trucks on the road with equipment. There are different security concerns, risk concerns, and liability concerns. Address all the concerns. [8:16] Jeff recently saw a police video of a dump truck plowing through an intersection, with its brakes out, into a ravine. Fortunately, no one was killed. Why did the brakes give out? Who was responsible for checking them? They dodged a major bullet by nobody being injured or killed. [9:11] Jeff says he has three wheelhouses: physical risk, data risk, and reputational risk. He doesn't do active shooter training. He deals with factors that can lead to an active shooter before the shooting happens. He deals in prevention, not in reaction. [9:42] Jeff doesn't deal in cybersecurity but in data. He doesn't talk about people who hack your computers; he talks about people who hack your people. That bleeds over into reputation management. [9:57] Reputation management, with the internet and social media, has taken on a different dynamic. [10:07] Either your employees go online and self-incriminate themselves by putting something out there to the world that reflects upon your company, or they do something off the clock that can still have an impact on your company and its reputation. [10:22] Jeff mentions two courtrooms that we want to avoid: an actual courtroom, and the court of popular opinion. [11:01] Jeff says some things before social media still ended up being headline stories in the traditional media that reflected negatively upon employers. Social media has massively amplified that dynamic. [11:31] Jeff's talk is about how reputation management is impacting risk management. It will be held on August 11th at 1:45 p.m. during the RIMS Texas Regional Conference 2026. It examines how reputation management and risk management increasingly overlap. [11:53] Jeff says risk management and HR management often think that whatever happens off the clock is not on them — until it is. There was an Assistant District Attorney some months ago who walked out of a bar "two out of three sheets to the wind." [12:17] The cops wanted her to get an Uber and go home. She made a huge scene about it, captured on the bodycams. She ended up being arrested. "You don't know who I am. You can't do this to me!" The next day, not only was she fired, she lost her license. [12:33] There are YouTube channels devoted to police bodycams. People and companies suffer the reputational consequences of those videos. Once they're on YouTube, they go viral. [12:54] A lot of channels have hundreds of thousands to millions of views, reflecting on a company's public image, even though it was one of their employees off the clock. [13:40] Jeff says the biggest thing is education and training. We think people know what we know and the way we think. No, they don't. Jeff compares it to schools teaching social ills. As risk managers, you need to teach employees responsibility if you want to change their behavior. [14:40] Jeff says, Do not expect what you do not inspect. [14:50] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [15:09] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. Visit RIMS.org/Events for registration information. [15:26] The hotel cutoff date is July 10th. Reservations may still be made after the cutoff date subject to availability; however, the negotiated group rate is no longer guaranteed past July 10th, so reserve now. [15:40] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [15:51] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [16:08] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [16:24] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [16:39] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration opens in July. [16:49] Be on the lookout for an announcement about submissions for the RIMS Global ERM Award of Distinction. Visit RIMS.org/ERM2026.  [17:00] Let's Return to Our Interview with Jeff McKissack! [17:07] Jeff says some of these reputational concerns have been C-Suite executives. Jeff just taught about a mayor arrested in Kentucky for shoplifting a $70 pair of shorts at a department store. Jeff guesses the mayor felt he was owed those shorts. [17:32] Last week, Jeff was talking about a city manager in Texas who felt it was a good idea, when she took her employees to a conference, to take them to a local strip club that night. After a few drinks, she got up on stage and started dancing around the pole. [17:46] Somebody recorded that and put it on social media, and the city manager got fired. City managers aren't easy to come by. In risk management, we have to understand that when these types of things occur, they impact multiple areas, both immediately and simultaneously. [18:05] These incidents affect staffing, operations, morale, productivity, profits, and public image. Every one of those six areas has associated dollar figures. This is why reputation management now must be taken into consideration under risk management. [18:50] Jeff says if I get an employee compromised in a controversial, scandalous, or criminal situation, whether I capture them on camera, or if I create the environment for said compromise to occur, and I set them up to be on camera, do I have them in the palm of my hand? [19:25] Reputational concerns, if they're not addressed and talked about before, and an employee gets caught in something that happens or was made to happen, it can be used as blackmail to have them do things internally because they have access that outside parties want. [20:08] About a year ago, Jeff says a case made national news of a high school principal who was facing the wrath of his community because of a racial rant he was supposedly caught saying as the principal of a school with minority students. [20:27] It came out that the athletic director had taken a digital sample of the principal's voice, maybe from a voicemail, and created an entire verbal tirade from scratch. That was proven through forensics. [20:47] Meanwhile, the principal had almost lost his job and career and was facing physical threats to his family from the public over something that had never happened. That showed Jeff we were entering a new atmosphere. [21:03] Jeff says, Sora 2, one of the newer AI video platforms,  has already been called out for causing problems for police because people are creating videos of real people committing not-so-real crimes. With AI, it looks real. [21:19] Jeff describes a hypothetical situation where an AI video would be used to charge an employee of a crime, leading to an arrest and a record. Think of the liabilities you and your company would face. None of those are cheap. [22:02] Justin asks about verifying the legitimacy of a video. Jeff says there is software out there that does a pretty good job of figuring out if this video is AI-generated. [22:32] What camera captured the action? Was it an internal, company-owned camera, or something someone supposedly captured on a phone camera? One of those is more susceptible to manipulation. [22:53] Now, you have to be a little bit skeptical. Never has there been a more important time in our history to live by the adage, "Innocent until proven guilty." Jeff says a healthy dose of skepticism is called awareness. [23:50] Everybody has vulnerabilities. The first step in preventing a lot of these things from occurring is recognizing your own vulnerabilities, stereotypes, and false premises. Jeff says stereotyping is judging based on appearances; profiling is judging based on behaviors. [24:26] Jeff says you almost have to go into this blind, deaf, and dumb to do a true, analytical, unbiased evaluation. [24:34] Sponsorships! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. RIMScast is proud of its longstanding relationships with AXA XL, Global Risk Consultants, Alliant, Zurich, and more. [24:57] Links to many of these episodes are in the show notes. RIMScast sponsorships can be bundled with whitepapers and webinar sponsorships. [25:04] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! [25:18] Reach out to Ted Donovan at  TDonovan@RIMS.org or Sales@RIMS.org. Let's find the best opportunity for you and your organization. [25:30] Let's Conclude Our Interview with Jeff McKissack! [25:54] You can't do anything about the various AI generation platforms out there. People, for the most part, are using them for all the right reasons. The thing you have to be concerned about is if it's used to accuse someone of something. [26:10] Jeff describes speaking to the Society of Government Meeting Professionals. They are meeting planners for all the alphabet agencies, the Department of War, FAA, CDC, and more. Jeff has spoken at their annual conference for years. [26:26] Jeff told them, you're bringing all these people here for an annual conference at one place, at one time, under one roof. Who do you think might want to compromise someone there, so that by the time they return home, they've been puppeteered? [26:44] Jeff is getting these meeting planners to start thinking about security in a different way, and educating the people. [26:50] "Hey, we love having you here, but when you go out to bars and restaurants, here are some things you need to think of, because some people here may know who you are and what you represent by way of access." [26:38] Jeff says, if something happens, and they get lured back to a hotel room, for various things, and they get slipped a Mickey and pass out, and a couple of weeks later they get a video by text or email, they don't even know if it's a deep fake or not because they were blacked out. [27:27] These are things we all have to understand how easy it is. Jeff constantly admonishes employees, when he speaks at that level, to remember it's not about them. They may not have wealth, but they absolutely represent access to things that people want. [27:48] You have to understand that you may have a target on your back you don't realize you have. When people approach you, ask yourself, does everything that happens in Vegas stay in Vegas? Or does it stay on social media and YouTube? YouTube remembers. [28:50] Jeff shares something from his presentation. The first step is not the stopping point. The first step is "Do you have a social media agreement in writing that your employees have signed?" If not, you, HR, and your General Counsel need to get together and word-smith it, ASAP. [29:18] Jeff says he talked to a VP of a company with over 8,000 employees. When the VP was hired as a VP, he was paid to sign two documents. He was paid $50 to sign the NDA, so he wouldn't take the sales list if he left. He was paid $100 to sign their social media agreement. [29:39] The company was more concerned about him doing something that impacted its public image than about taking the client list. First step is to wordsmith that agreement and how you incorporate it into a Code of Conduct as far as the off-the-clock expectations. [30:08] Jeff shares a case from New York City where a young sitting judge had an OnlyFans page. He was fired for it and tried to fight it. He lost because the verbiage in the City Manual for his position said: "extra-judicial activities … do not detract from the dignity of judicial office." [31:02] Jeff spoke at a risk management conference. He showed three lawsuits that were settled in the last two weeks: $125K, $225K, $485K for employees at state and government universities, entities, and institutions over the Charlie Kirk assassination. They had been fired.  [31:20] They came back and sued for wrongful termination and got settlements because there was nothing written that dictated employee behaviors online. [31:45] You've got to have the paper trail or digital trail. If it's not in the Employee Handbook, add it as an addendum they sign, and put it in their file. [31:57] Next year, when new hires come on board, have it as part of the Employee Handbook, whether it's the social media agreement and/or your expectations/code of conduct. At the bare minimum, have those things in order. That's your starting point. [32:40] Jeff says when you hire someone, treat the Handbook like the Apple Agreement. Going into detail about the policy is best addressed in education and training. [32:59] Jeff talks not only to executives but also to employees. The biggest thing he is trying to get HR, Risk Management, and the C-Suite to understand is that if you're going to alter the behaviors, you've got to teach them what to do otherwise. [33:30] You're not going to get your employees to go cold-turkey on social media, but you can teach them to apply critical thinking skills so that they police themselves and you don't have to. [33:45] You have to do it in a way that tells them what's in it for them. People expect them to come home with a paycheck. Tell them all their plans can be interrupted if they do something foolish now. [34:39] Sometimes, Jeff does not have time in the session to take questions from the audience. He always tells folks he'll be around in the hallways because they may have questions they don't want to ask in front of everybody else there. Or, reach out to him on LinkedIn, or call him. [35:22] In this arena, a lot of people don't want to put out their concerns. Justin says Jeff is very approachable. He wears a hat, and it has become a branding point for him. Justin asked him for a headshot with the hat, to make him more recognizable, because people know him in Texas. [36:58] Justin asks about other cases involving social media outside of work. Jeff refers to the city manager who was let go because of a pole dance that showed up on YouTube, and the shoplifting mayor, also on YouTube. The judge had a side gig that was questionable behavior. [37:35] Jeff says some teachers have been fired over video where they had their kids in the background in the classroom while they were twerking, or dancing with kids. One teacher had his students give him a haircut in the classroom. [37:51] Jeff recalls the wording cited from the City Handbook about the dignity of the office. That covers a lot. Things like that are subjective, but most people know it when they see it. [38:15] Justin asks if we're in a society where you have to live your life assuming that everything is going to be broadcast? Jeff wouldn't say broadcast, but at least captured on camera. [38:25] When Jeff is doing employee training, he goes through cameras that are on the market. You're only thinking of the cameras you see. You are not thinking of cameras that could be out there, recording you. The ATM captures you and looks across the street. [38:52] When Jeff parks in maybe a questionable area, he always tries to find a Tesla. On average, there are seven or eight cameras around that Tesla. He'll take a picture of the license plate of the Tesla next to him, so if anything happens, he can give the picture to the cops. [39:38] Jeff says he relays to people, executives and employees alike, strategies, critical thinking. How do you use technology to your favor instead of having it used against you? [39:51] Jeff McKissack, thank you so much for joining us here on RIMScast. Jeff says he is looking forward to seeing you all in August! [39:58] Special thanks again to Jeff McKissack of Defense by Design. Be sure to attend his session at the RIMS Texas Regional Conference in San Antonio at the Grand Hyatt on the San Antonio River Walk on August 11th. [40:13] Jeff McKissack will deliver the presentation, "How Reputation Management is Impacting Risk Management," at 1:45 p.m. Be sure to follow up with him in the hallways afterwards and let him know that you heard him here on RIMScast. [40:27] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [40:44] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:00] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [41:14] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [41:26] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available RIMScast on YouTube! 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RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy Defense by Design Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA — Virtual — July 21‒22, 2026 RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "Too Hot To Ignore: Heat-Related Injuries and Workers' Compensation" | July 16 | Presented by Zurich "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: "Strategy and Change with Ward Ching and Aaron Olson" "Mid-Year Risk Roundup 2026 with Morgan O'Rourke and Hilary Tuttle" "Live From Texas 2025!" "Leadership Lessons with Major General (Ret.) Robert F. Whittle Jr., RIMS Texas 2025 Keynote" "Risk and Clarity with Huw Edwards, RIMS Texas 2025 Keynote"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Jeff McKissack, President, Defense By Design   Production and engineering provided by Podfly.  

Send us Fan MailA life can look ordinary from the outside, right up until you hear the moments that quietly changed everything. I'm joined by Sue Garrett, a retired nurse, mother, grandmother, baker, music lover, and devoted wife, for a Legacy Life Reflections conversation that moves between laughter and real, lived tenderness. We start where Sue feels most clear headed: her garden near Leeds Castle, a personal “clearing” filled with books, soundtracks, and the kind of busyness that soothes rather than drains.Sue traces how sailing arrived as an unexpected rescue after a painful divorce, sparked by driving her son to a YMCA club and being asked to update their medical certification. From there we widen into the people and patterns that shape a life: strict, loving parents; a powerful bond with her brother; and the long aftershocks of betrayal when the past remains close by at family events. Along the way, we pick up vivid details that make Sue's story feel tangible: the “gaggle” of grandchildren, international babysitting, the joy of planning celebration cakes, and even a tightly run local gin club.At the heart of our chat is rare dementia caregiving. Sue speaks with unvarnished honesty about Andy's frontotemporal dementia, what it means to love someone when so much changes, and how she keeps showing up with music, coffee, chocolate, and presence. We end with the values Sue wants to leave behind and her determination to support rare dementia research so other families do not have to walk the same path in the dark. If Sue's story resonates, please subscribe, share with someone who needs it, and leave a review wherever you get your podcasts.Tune in next week for more stories of 'Distinction & Genius' from The Good Listening To Show 'Clearing'.  If you would like to be my Guest too then you can find out HOW via the different 'series strands' at 'The Good Listening To Show' website.Show Website: https://www.thegoodlisteningtoshow.comYou can email  me about the Show: chris@secondcurve.ukTwitter thatchrisgrimesLinkedIn https://www.linkedin.com/in/chris-grimes-actor-broadcaster-facilitator-coach/FaceBook Group: https://www.facebook.com/groups/842056403204860Don't forget to SUBSCRIBE & REVIEW wherever you get your Podcasts :)Thanks for listening! 

Today, Pastor Jack teaches that recognition and fame can be a dangerous gift if we forget where it comes from. We were lost sinners saved by grace, and there's only One who deserves the glory — and that's Jesus.

Today, Pastor Jack teaches that whatever we hold in our hands belongs to God, whether it's a dollar or a fortune. True distinction isn't gathering blessings for ourselves, but becoming a conduit God can use to reach others for Christ.

Theme: Preparing for Life's Storms (personal, relational, spiritual)Hosts introduce the Moral Support Podcast live session and explain it's a conversation between two friends that airs on streaming platforms (Spotify, Apple) — listeners can find episodes there. The central lesson: storms (external crises, personal struggles, grief, loss) are inevitable for everyone, so the question is not “will a storm come?” but “am I built and prepared for the storm?” Practical metaphor: prepare for storms the way you prepare for weather (umbrellas, supplies) and the way lighthouses are built during calm seas so they withstand storms — build stability before crisis hits. Distinction of storm types: external storms (events around you), internal storms (fear, anxiety, intrusive thoughts), spiritual storms, and storms that arise from our own choices/neglect; each can overlap and affect mind, body, emotions, and relationships. Key takeaways: Expect difficulty rather than be surprised by it; anticipatory preparation (stress inoculation) helps you handle hardship better. Preparation includes memorizing Scripture, regular prayer, grounding in truth, and spiritual practices so you can access truth quickly when intrusive or fearful thoughts arise. Mental techniques: observe your thoughts (create cognitive distance), ask “Is this helping me or hurting me?” and replace unhelpful thoughts with truth (word replacement therapy). Specific coping tools and why they workScripture memorization as “storm prep”: having Scripture readily available allows immediate replacement of fearful thoughts, rather than searching for a verse in crisis. Whole Armor metaphor: put on truth, righteousness, the helmet of salvation, shield of faith, sword of the Spirit so you have both defensive and offensive spiritual resources while maintaining feet shod with peace. Cognitive distancing: label a thought (“this is a thought I'm having”), step outside the “jar” so you can see the thought's origin (memory, stress response) and decide whether to water or starve it. Grounding techniques in sensory awareness (notice sounds, chair under you, clock) to re-anchor in the present when overwhelmed; this pulls you out of catastrophic imagining. Gratitude practice (journaling/regular thankful observation) reshapes attention: training your brain to look for positives increases detection of good things and counters the reticular activation system that amplifies negatives. Research and experiential claims were both invoked in the talk. Mental health and therapyHosts affirm therapy (pro-therapy), note prior stigma, and recommend therapy as an available help that doesn't replace spiritual practices — “get a therapist, but don't see a therapist before you see God” summarizes the integration of supports. Holistic view: struggles show up across physical, mental, spiritual, and emotional domains; a problem beginning in one domain commonly bleeds into the others, so fight on multiple fronts. Decision-making in stormsPrinciple: emotions are high and judgment is often low during storms; therefore pre-decide key responses where possible — determine ahead of time how you will act so you don't make irreversible choices in a highly emotional state. The “decision to not decide” is itself a decision; the remedy is preparing choices in advance and practicing responses so you can act wisely when pressured. Recovery and resilience after stormsSurviving can be simple persistence: sometimes resilience is sustained holding on — continued prayer, Scripture, and faith practice rather than dramatic accomplishments. Testimonies referenced holding on through miscarriage and grief by clinging to trust in God. Rebuild stronger: post-storm assessment reveals vulnerabilities; when rebuilding, reinforce the weak points so you don't repeat the same failures (build back stronger and wiser). Practical, actionable steps (daily habits to prepare)Memorize and rehearse Scripture lines that counter fear (examples referenced: “God has not given me the spirit of fear…” and “No weapon formed against me shall prosper”) so you can quote them quickly in crisis. Daily spiritual disciplines: read the Word, pray, put on spiritual “armor” each day so you're habitually prepared rather than reactive. Cognitive practice: when a negative thought appears, ask “Is this helping me or hurting me?” and “Is this true or a lie?” — then either replace it or let it go. Practice pausing and creating distance from the thought. Sensory grounding: name five things you can hear, feel, or see to return to present reality when anxiety spikes. Gratitude journaling: write daily simple thanks (start small) to rewire attention toward positives. Get support: form a “moral support partner,” bring a notebook to church, highlight and personalize scriptures, and consider therapy when needed (therapy + spiritual practice). Warnings and important distinctionsNot every negative moment is demonic or spiritual — some storms are natural, some are consequences of neglect or poor choices, and some are intentionally allowed by God for reasons beyond present understanding; discernment matters. Avoid making life-altering decisions in the heat of crisis; instead rely on pre-made decisions or wait for clarity when possible. Stigma around counseling is decreasing; therapy is framed as a helpful, legitimate avenue of care that complements spiritual practice. Mindset shifts emphasizedYou are not your thoughts; you are the thinker — adopt the posture of gatekeeper, not captive, of your mental life. Mortality awareness (Memento Mori) gives perspective: recognizing life's brevity helps prioritize what truly matters and avoid wasting energy on small battles. Weakness can qualify you for God's strength — vulnerability does not disqualify you from being helped or chosen for endurance. Short checklist to “be built for the storm”Daily: Scripture reading + memorize at least one fighting verse; prayer and putting on spiritual armor. Weekly: practice gratitude journaling; review decisions you may face and pre-decide responses to likely triggers. As needed: use grounding (name senses) during acute anxiety; reach out for a moral-support partner; consider therapy when struggles exceed personal coping. Encouragement and closing convictionsYou are not alone in storms — maintain the posture that Jesus (the speakers' anchor) is “in the boat” and present with you; stay connected to anchors (truth, community, practices) and hold on. Storms refine and form character; surviving them and rebuilding intentionally yields greater strength and wisdom for future storms. Final exhortation from the session: you can make it through your storm — hold on, do what you know to do, prepare in advance, and build back stronger. Follow us on IG at MoralSupportPodcast or our personal social media accounts.https://www.facebook.com/ginger.labathttps://www.facebook.com/sharamckee/

The science on women's health is still brand new. Women have up to twice the rate of side effects from drugs compared to men, but were only federally required to be included in clinical research in 1993. On the policy front, there's a 30% lower reimbursement rate for female patients. And only 8 to 10% of the NIH's funding budget goes to women's health research, despite women making up half of the population. MM+M's 2026 Women of Distinction keynote touched on all of these issues – the emerging science on women's health, the disparities and gaps that still remain, and how this signals a massive opportunity for investment, drug innovation and marketers. This week, we're bringing the full audio of the keynote to you, featuring Jessica Federer, managing director of the Women's Health Fund and former Bayer Chief Digital Officer, as well as Liz Powell, founder of G2G Consulting and Women's Health Advocates. They delve into the ways healthcare and pharma marketers have a pivotal role to play in changing the statistics and paving a new road forward for women's health. Check us out at: mmm-online.com Follow us: YouTube: @MMM-onlineTikTok: @MMMnewsInstagram: @MMMnewsonlineTwitter/X: @MMMnewsLinkedIn: MM+M To read more of the most timely, balanced and original reporting in medical marketing, subscribe here.Music: “Deep Reflection” by DP and Triple Scoop Music. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dr. Alia Bojilova is a registered psychologist with a focus on resilience. She grew up in Eastern Europe during some of the most tumultuous times in recent history before immigrating to New Zealand at age 17. During her service with the New Zealand Defense Force, she worked as the Lead Psychologist and an Officer with the SAS. While serving as a UN military observer in Syria, Alia and her team were taken hostage, and she negotiated the release of herself and her team. She holds a PhD from the University of Waikato and studied the link between curiosity and resilience in special operations forces. Since leaving the military, Alia has served as coach and advisor to leaders and teams around the world, and across a wide range of sectors, including government, venture capital, elite-level sports, corporate services, and creative industries.She's the author of The Resilience Toolkit, available on Amazon.More about Alia:LinkedIn - https://www.linkedin.com/in/alexandrina-alia-bojilova/Resilience Toolkit - https://amzn.to/4fa9DZHTimestamps:00:22  Introduction to Alia Bojilova01:21 Lead Psychologist for New Zealand SAS05:35 The Link Between Curiosity and Resilience07:51 Resilience in Special Operators12:38 Time of Service and Involvement in SAS14:51 What Does "Military Observer" Mean?17:04 Assessing for Curiosity in Training19:22 Curiosity's Distinction from Openness31:40 Common Signifiers of a Resilient, Curious Mindset35:40 Olympic Athletes and Special Operators37:13 The Phenomenal Gift of Being Taken Captive in Syria54:01 One or Two Books Everyone Should Read55:18 Best and Worst Advice Ever Received56:31 OutroSend us a message

Send us Fan MailKatrina Sanders, RDH, BSDH, M.Ed, RF—known throughout the profession as the “Dental WINEgenist™”—is a clinical dental hygienist, international speaker, author, educator, sommelier, and entrepreneur dedicated to elevating the dental profession through education, innovation, and empowerment.She serves as Clinical Liaison for Hygiene Excellence and Innovation at AZPerio, the country's largest periodontal practice, where she works alongside Diplomates of the American Board of Periodontology. She is also the founder and CEO of Sanders Board Preparatory and has been published in numerous industry publications, including RDH Magazine and Today's RDH.Through her clinical work, writing, and education, Katrina is passionate about empowering dental professionals to better understand the evolving role of dentistry and patient care. She has been recognized with honors including the University of Minnesota Distinguished Alumni Award and the 2024 Sunstar Award of Distinction.In this episode, we discuss the perio-systemic link, dental hygiene workforce issues, and the changing responsibilities within dental hygiene and assisting roles. Katrina shares insights from her clinical and educational experience to help dental professionals better understand the challenges and opportunities shaping modern dentistry.✨Connect with Katrina Sanders: Instagram: https://www.instagram.com/thedentalwinegenist/ Website: https://www.katrinasanders.com/

Artificial intelligence has made translation faster and more accessible than ever, but it isn't the right solution for every learning project. Interpro Translation Solutions' Nicholas Strozza, CEO, and Beshar Bahjat, Chief Technology Officer discuss how AI is changing translation, where human expertise remains essential, and what L&D leaders should consider when creating equitable learning experiences for multilingual audiences.Show Notes:Nicholas Strozza and Beshar Bahjat of Interpro Translation Solutions discuss the evolving role of AI in translation, the difference between translation and localization, and how organizations can balance speed, cost, quality, and learner experience when delivering training across languages. Key points include:Translation and localization are not the same thing. Translation converts content from one language to another, while localization adapts the entire learner experience—including language variations, imagery, audio, cultural references, and regional preferences.AI is a powerful starting point, not always a finished product. For many projects, AI can accelerate translation, but human review remains critical when accuracy, brand reputation, compliance, or learner safety are at stake.The right approach depends on your goals. Organizations should evaluate audience, content type, language, risk level, and long-term translation needs before deciding how much AI or human involvement is appropriate.Learning equity matters. Learners who speak another language deserve the same high-quality experience as English-speaking learners. Poor translations can negatively impact comprehension, engagement, accessibility, and training outcomes.Human expertise remains essential in the age of AI. Professional linguists increasingly serve as reviewers, editors, and quality experts who ensure translated content reflects local language, culture, terminology, and organizational standards.Learn more about Interpro Translation SolutionsPowered by Learning earned Awards of Distinction in the Podcast/Audio and Business Podcast categories from The Communicator Awards and a Gold and Silver Davey Award. The podcast is also named to Feedspot's Top 40 L&D podcasts and Training Industry's Ultimate L&D Podcast Guide. Learn more about d'Vinci at www.dvinci.com. Follow us on LinkedInLike us on Facebook

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews RIMS Vice President of Content & Publications, Morgan O'Rourke, and RIMS Risk Management Magazine Managing Editor, Hilary Tuttle, on the Q2 digital edition online now. The discussion starts with Hilary's Hurricane prediction and the risks associated with storms. They discussed the risks of applying AI in the risk industry, and how using it for the simple tasks means your remaining tasks are the hard ones. To get the best results, be polite to your AI! Justin asks about Red Teaming, its purpose, and how it operates. Human behavior is an important consideration in risk management.   Listen for pointers on what to do as a risk manager for the rest of 2026, and some things to avoid.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. This is our mid-year risk review, and we will be rejoined by Morgan O'Rourke and Hilary Tuttle. They are here to discuss the major trends shaping the risk landscape; what's happened so far in 2026, and what we can look forward to. But first… [:47] RIMS Virtual Workshops. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Registration links are in this episode's notes. [:58] We have a summertime webinar. On July 16th, Zurich will present "Too Hot to Ignore: Heat-Related Injuries and Workers' Compensation." Register at RIMS.org/webinars and via the link in this episode's show notes. [1:13] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:29] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:42] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:52] You can enroll now in the RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. Eastern Time. The registration link is in the show notes. [2:16] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration will open in July. Be on the lookout for the call for nominations for the RIMS ERM Global Award of Distinction. Visit RIMS.org/ERM2026 in July for that announcement. [2:37] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:55] On with the Show! We are in the middle of the year, and that means that it's time for our mid-year risk review with two of my favorite people, Morgan O'Rourke, RIMS Vice President of Content & Publications, and Hilary Tuttle, Managing Editor of RIMS Risk Management Magazine.  [3:14] Morgan and Hilary are joining us today to discuss some of the highlights of the Q2 Edition of RIMS Risk Management Magazine, which is available now. [3:21] We're going to talk about hurricane preparedness, reputation, red-teaming, AI, and other emerging trends that risk professionals should be aware of, avoiding, and embracing. We're going to have a lot of fun! Let's get to it! [3:35] Interview! Morgan O'Rourke and Hilary Tuttle, Welcome Back to RIMScast! [3:42] Justin mentions that the Publications Department is a team of five. After nine years, Justin is still the second-newest person. [4:29] Morgan says Risk Management Magazine has articles going up every week. Every quarter, they have a digital issue, reminiscent of a physical magazine, with pages and a table of contents. When this episode is released, the Q2 digital issue was published a week ago. [4:54] RIMS Risk Management Magazine has occasional special issues, on ERM and the Special RISKWORLD Awards Issue. Hilary says the Editor's Picks are articles you may have missed on the website. Morgan says it's sometimes new stuff, or archival stuff that's still relevant. [5:30] Morgan says they try to publish in a frequency and format that everybody can appreciate. Morgan and Hilary miss the physical print magazine. Justin thinks they've maintained the essence of the print magazine. Morgan says that's what the digital magazines are meant to do. [6:22] Morgan says print is not necessarily the way that everybody consumes things nowadays, so you've got to be where everybody's attention is, and that's what we're trying to do. [6:40] The Marquee article in the Q2 digital edition is Hilary's coverage of the 2026 hurricane season outlook. Hilary is well-versed in hurricane preparedness and seasonal outlooks. Hilary says this year, a lot of the forecasts are calling for a below-average season. [7:26] This year, Hilary focused on factors that will make the season different. She focused on macroeconomic volatility, geopolitical instability, and U.S. Federal budget cuts as some of the biggest complications this year that are making a fragile and challenging recovery landscape. [8:03] Hilary says we talk about increased prices in disaster materials, preparation materials, supply problems, and a Federal support system characterized by defunding or dysfunction, and what that means for risk managers tasked with hurricane preparation or recovery. [8:43] Hilary says, looking beyond the forecast, it's important to assess how your resilience strategy is going to hold up in practice. Even a single landfall is going to be more expensive, potentially. The cost may be higher than ever. Response materials are 40% more expensive. [9:28] Justin says we had a risk engineer from Global Risk Consultants on the show recently, talking about the physical preparations, 48 hours, 36 hours, and 24 hours before an impact. [9:56] Hilary says, between materials shortages and price increases, the supply chain is potentially going to be a huge problem for disaster preparation and responses. Getting things is difficult with the Strait of Hormuz closed. People are seeing it across industries and materials. [10:22] Some response materials are also going to be more expensive because of the increased cost of oil. Hilary found that interesting when reporting the piece. Generator fuel is drastically more expensive than it has been. [10:43] It's a best practice to have 72 hours' worth per generator on site, if you're in a high-risk area. [11:55] Materials that require petrochemical input include plywood and structural lumber. Boarding your windows is going to be more expensive, if you can get it. Transport costs are going to be drastically higher. [11:11] Heavy-duty plastic sheeting is a petrochemical-related product. Some products also use by-products of the crude oil production: polymers, petroleum derivatives, and plastics, like rubber seals. All of those will be more expensive as crude oil fluctuates. [11:40] Morgan says you have to prepare for increased costs. You may be underinsured for the costs of materials you may have insured for in the beginning. Be aware of increased costs and do what you can to prepare, whether by increasing coverage or buying more in bulk. [12:10] If you're going to face increased costs, the more you do beforehand to offset those costs is probably for the better. Hilary says she put together 10 detailed and useful tips. One thing that she bumped up the list is to revisit your insurance values and policy limits. [12:40] Hilary thinks the risk of underinsurance is worth underscoring this year. It is going to be drastically more expensive to rebuild. Make sure you have the coverage you need to cover those expenses and the expenses of potentially needing to relocate when things are closed. [12:56] Car parts are drastically more expensive, so if you operate fleets, it's worth noting that those metals are delayed and pricier because of tariffs and supply chain problems. [13:11] Hilary says it's also worth noting that we had Tropical Storm Arthur last week. It never reached hurricane strength, but it still managed to do four to six billion dollars in damage, according to initial estimates from AccuWeather. [13:27] Tropical Storm Arthur hit the Gulf Coast and did a lot of damage in terms of business interruption, delayed flights, and extended power outages. In terms of business continuity, it doesn't need to be a hurricane to do a tremendous amount of damage. [13:47] AccuWeather says the hurricane classification system is solely based on wind speed. Wind does not do as much damage as water. Storm surge, inland flooding, and water damage are not reflected in hurricane classification. We shouldn't just be concerned about hurricanes. [14:21] The peril and the need for preparation are just as dramatic for other storms. [14:28] Morgan notes that the storm season started on June 1st, and we had a billion-dollar potential damage storm within a week or so. Hilary says it's one of the earliest we've seen. [14:46] Morgan says they're usually more in the fall. In some years, we've seen tropical storms before the season. Storms are not necessarily confined to the Atlantic Coast. There are Pacific storms to take into account. [15:18] Morgan learned about Pacific storms from Hilary. In between Hilary's article drafts, there were three Pacific hurricanes that formed, so she had to update the story. The Super El Niño is the climate pattern that creates these storms in the Eastern Pacific.  [15:47] With the Super El Niño, you get more activity in the Eastern Pacific and less in the Atlantic because of warmer waters in the Pacific and more Trade Winds in the Atlantic that act to break up storm formation. [16:05] Parts of Central America, Mexico, and the West Coast are going to be at increased risk. Hawaii, as well. Morgan says one of the more impactful storms on the Pacific was named Hilary in 2023. Hilary was a billion-dollar storm that killed three people. [17:21] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [17:40] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through 12th at the Grand Hyatt on the San Antonio River Walk. [17:51] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [18:01] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [18:18] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [18:35] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [18:50] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration opens in July. [19:01] Be on the lookout for an announcement about submissions for the RIMS Global ERM Award of Distinction. Visit RIMS.org/ERM2026.  [19:12] Let's Return to Our Interview with RIMS Risk Management Magazine's Hilary Tuttle and Morgan O'Rourke! [19:31] Justin says artificial intelligence is on people's minds. It's evolved into a data governance and operational risk challenge. [19:52] Morgan's first reaction concerning AI is, "What else can we say about this?" There is a little bit of burnout about AI. Hilary says we get so many articles. Morgan says there does need to be attention paid. What are your AI use policies? Are your employees introducing risk with AI?  [20:42] Morgan says there was a cybersecurity survey cited in the issue. The biggest risks they are seeing are misinformation and disinformation. IT people don't consider themselves or their companies prepared to identify those risks across the board. Justin quotes that ISACA poll. [21:45] Hilary says you're seeing a lot of shadowy AI use; a lot of unlicensed and unsanctioned use. If your company allows you to use Copilot, but you're using ChatGPT and Gemini, that's unsanctioned use. [22:15] Morgan says dropping an entire report in that might be proprietary information, to distill that into a public environment; not just opening the program, but what you're putting into it, may be stuff that no one would want out. [22:31] Hilary says a recent study showed that 90% of organizations have employees who regularly use personal AI tools at work. Forty percent of companies have bought official subscriptions to AI services because they get different privacy protections than free versions. [22:51] Fifty percent of companies are running on shadow AI. They're either letting employees foot the bill by using personal subscriptions or using a free mode, and that's a disaster. One of the things a lot of organizations aren't thinking about is the cost of subscriptions and tokens. [23:10] A lot of companies that are starting to adopt AI at a large scale and are footing that bill are running into astoundingly large bills for these services and not factoring in that it is not free computing power. It is not a free tool. [23:28] Now that some of these companies are going IPO, if tools are free, they're not going to stay free. Morgan says, it's one of those things that, although it's not necessarily something you want to hear for the fifteenth time, it doesn't mean you shouldn't be doing something about it. [24:03] Hilary adds that hidden costs are a big thing people aren't thinking about. People are thinking about governance, which is incredibly important. The market for that is also booming. People have an interest in making you afraid of it, as well as selling it to you in the first place. [24:22] Hilary says, the governance market is going from $200+ million two years ago to an estimated three or four billion dollars by 2037. It's a huge industry to make you dependent on AI and to charge you to govern it or make it safer. [24:43] Hillary says we're seeing studies that companies have made huge investments in AI, and are not seeing an ROI. A recent study showed that 5% of organizations have had transformative ROIs. The other 95% said there is zero measurable impact on Profit & Loss, if not a net negative. [25:10] Hilary says one CEO said that unless it's for coding specifically, we're not going to get monetary value whatsoever out of AI. A lot of companies that have fired people are starting to reverse course really quickly. [25:24] Hilary says companies that make AI are walking back a lot of their claims about how transformative it's going to be. They had said there would be a job apocalypse because widespread job automation would be so easy. They're walking that claim back. [25:47] The COO of Uber said that gains in productivity were absolutely nothing compared to the increased AI-related expenses they are experiencing. They're walking back a lot of their investment. [25:58] The former Chief of AI at Microsoft said that employees default to automating tasks that they dislike, rather than ones that create value. Morgan says it speaks to being practical about what you're going to get out of it, as opposed to it being a magic button to press. [26:28] Morgan says that in the early going of anything, there's a spike of promise and then reality kicks in. AI is not going to be tossed aside. Hilary says there's a hype bubble around AI, that AI is for everything, and that AI would replace everyone. Companies are laying off. [26:59] Hilary says last year, 125,000 tech workers lost their jobs. In 2026 through June, already 120,000 tech workers have lost jobs. We are seeing an overinflated promise of what AI is going to be. People are slowly beginning to realize AI is to augment employees, not replace them. [27:25] Morgan says there's a push for "the human in the loop." People have come to recognize that we can't leave people out of this, if only to check the accuracy of results. You can't replace workers because there's stuff that the AI can't do. [27:42] Morgan says AI is always going to tell you what you want to hear. It's going to give you stuff that's already out there. It's not giving you new information; it's just distilling it differently. [27:55] Hilary says there's an important core competency people need to be developing now. Taking a quick look at a thing and saying it makes sense is not an adequate amount of oversight to provide for things you're using AI for, particularly as you start using it more and more. [28:14] AI is structured to give you things it thinks you want, or to predict what you would do. The results may seem well-written, but you must pay attention to what's in it and whether it makes sense. [28:33] Hilary says some people submit stories to RIMS Risk Management Magazine that simply restate things; they don't explore ideas. With AI, don't just look to approve it; look to assess it and analyze what it is doing before you put it forward. [29:14] Hilary says, to be very clear, RIMS Risk Management Magazine does not accept articles that are written by AI. When it comes to articles about AI, they've seen just about everything. [30:11] Morgan says he would probably be interested in practical use cases that are not promotional, if somebody found some success using AI, that fellow risk professionals could benefit from, as well, and not something so proprietary that it only works for their company. [30:26] Morgan says it should be something like where AI might be able to help risk managers in general. A lot of people are using AI for different things. It's not about the only best practice, but helping the magazine establish a list of best practices for AI in the risk process. [30:50] Hilary says it's also helpful to get articles that have practical guidance on what people are using that is useful in terms of governance. How are they crafting effective policies? [31:01] How are they working to train their workforce on best practices so they're using AI responsibly and getting the most out of it? How are they exploring the ideas of customization, if that is something their company is doing in-house? Practical articles. [31:17] Hilary says she is seeing a lot of articles on legal exposure and how that is shaping up since all of the case law is so nascent. What are the exposures? What are the liabilities other organizations are learning in real time that you can start guarding against? [31:35] Morgan says there are a lot of cases working through without a lot of precedent. Some of these cases will become precedents. Four years ago, everyone was talking about basic, general risks. Now we are talking about specific risks of real applications. [32:04] Hilary says there is interest in the costs of AI. That's underexplored and would be interesting to read about. Are companies seeing that it's having impacts they haven't anticipated? Every prompt you give to ChatGPT, even 'thank you," is a payment to OpenAI. [32:54] Hilary says a study showed that 80% of people are saying "please" and "thank you" to the AI because they don't want to make it angry; 18% are doing it because they say it's just the right thing to do. Hilary puts "thank you" at the end of a prompt, so it's not an extra prompt. [33:22] Hilary says, some AI platforms perform better when you talk to them politely. ChatGPT will give you more coherent, nicer, and polished answers if your input is polite. Morgan refers to the Terminator movies. Hilary says, You want to be polite, but you don't want to be empowering. [34:02] Hilary says, in a video from the American Psychological Association, a professor from Michigan State talked about the underappreciated problem with AI, that if you automate the easy parts of your job, then 100% of your job is the hard parts, a guaranteed ticket to burnout. [34:39] You've made the easy wins and the low-level stuff that your brain needs to recover, a part of your job that you don't get to do. You don't get those bits. Everything is complicated, difficult, and exhausting. That's not how the brain is designed to function. [35:00] Morgan says, We don't want AI to do the fun or easy stuff. Hilary says, Think of a call center. If it's a simple thing, like "What time do you open?", or "Do I have a warranty?", AI can close them easily. That leaves you with a furious customer yelling at you for 20 minutes. [35:25] If that's all you do, all day, every day, what is your life going to be like? Then you start putting things on hold because you need a second. If your goal was efficiency, you're not making it more efficient; you're adding more buffer time because you can't handle that all the time. [35:59] Another Quick Break! The Spencer Educational Foundation's Funding Their Future Gala 2026 will be held on September 17th in New York City at the Waldorf Astoria. This year, Spencer will honor Sierra Signorelli of Zurich and our recent guest, Marya Propis of RT Specialty. [36:19] A link to the Gala is in this episode's show notes. [36:21] We have reached the deadline for the Spencer Educational Foundation's Risk Manager on Campus submissions. Grant awardees, colleges, and universities are typically notified in September. [36:37] General Grants are open, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [36:48] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [36:56] Let's Conclude Our Interview with Morgan O'Rourke and Hilary Tuttle of RIMS Sisk Management Magazine! [37:09] Morgan and Hilary have released the Q2 Digital Issue of RIMS Risk Management Magazine. There's an article about red teaming. Morgan says Red teaming is conducting a crisis simulation. You have a team that is the adversary, challenging your assumptions and plans. [38:04] Hilary says they are immersive exercises that involve some form of offense and defense. It's basically wargaming. [39:10] The feature on reputation red teaming suggests that organizations need to prepare for the first 48 hours. In a crisis, it's the first 48 hours of the crisis as much as the crisis itself. [39:40] Morgan says social media is going to amplify the impact of a crisis immediately. Consider the knee-jerk reactions you see online to anything that's happening. If your company loses control of the narrative, people are telling a story that isn't your story and isn't accurate.  [39:55] Morgan says there was a story that Jeff Bezos had said that we should be using water for AI purposes rather than human consumption because AI will solve more problems. But Jeff Bezos never said that. Social media amplifies something before people question its validity. [40:37] Morgan says we're in an environment where "crazy," more often than not, sounds possible. Hilary says social media is a force multiplier for a lot, particularly when there are zero content moderation controls, leading to misinformation, disinformation, and hate speech. [41:04] Morgan points out that even with moderation, something can be put up and seen before it's moderated. The Bezos story is on Snopes that it's not true, but how many people follow up a story like that after they see the headline? They might not know where they saw it. [41:34] The point of throwing these reputation red teaming exercises together is to acknowledge the fact that not only do you need a plan, but the plan has to be in place to be able to move quickly. [41:44] When it comes to a crisis that happens within your organization, one of the biggest parts of it is the reputation elements. People run with it, "Not only is this a bad thing an organization did, or a questionable thing, but they're terrible for it and irredeemable." [42:04] If you can't put out a statement in the first 12 hours after something happens, because you weren't ready for it, that means you entirely miss out on any opportunity to correct that misinformation and be a part of the narrative that actually steers the conversation. [42:30] Morgan speaks about attention spans. People see a headline and then move on to the next headline. Your first impression may be their only impression. Act quickly. Have the people in place and the plans in place. The exercise is for people to poke holes in your plan. [42:59] Justin says it's a good article, and the author, Ted Skinner, gives you actionable takeaways. Morgan likes the article but had not heard of red teaming. [44:05] Hilary says red teaming is very common in cybersecurity. This is the first time they have run across it in other applications. [44:48] Justin brings up human behavior. It's in the Q2 issue. It permeates every risk. You can't just let AI do your job for you; you have to put a human perspective and input into it. Human behavior impacts employee misconduct. There was an article on it in the RIMS Weekend Read. [45:17] Employee misconduct is on the minds of risk professionals and executives. [45:27] Morgan says culture is a good stopgap measure to have. A risk manager can't be everywhere at once. If your organization has a risk-aware culture, it can stand in for you when you're not around. If everyone's aware of risk, you don't have to be the only person watching. [46:02] Hilary says culture is your sunscreen. It's your everyday, it's your automatic. It's the thing that you need to do to prevent the majority of photoaging and skin cancer. Some of the more subject-specific areas are your serums to spot treat your hyperpigmentation and redness. [46:21] It depends on what your specific skin is like. Are you focusing on wrinkles? Are you adding antioxidants? The sunscreen is the thing you need every day, as it covers the vast majority of problems. [47:05] Morgan says the human element is always necessary to interweave into all of this because it's one of the things you can control. You can't control geopolitical events or storms, but you can control whether or not you put the sunscreen on. [47:25] You can control whether or not you have plans in place for any disaster. That's what allows you to sleep at night. You can do something in an environment where it feels like nothing can be done. That can get overwhelming. [47:42] Hilary says part of overcoming that overwhelm is the empowerment that comes with educating yourself and doing the work. You can't control geopolitical risk. What does that mean for your organization? What does that mean for your cost of materials? [48:06] It takes time, and it's not glamorous to look up how much asphalt we use in a year. The stuff that keeps all the gravel together in asphalt is a by-product of oil production, and drastically increases in price. What does it mean if your supply chain is going to be drastically delayed? [48:33] Those are the ways you can empower yourself and make a difference within your organization with some of these big, ephemeral risks. You need to think, What does this mean for us? [48:49] Hilary says one of the things we evaluate with our goals and the single most common edit note that I give on submitted articles, is "So, what? Yes, that is a risk. What does it mean for you? What do you do about it? What consequence does this have for your organization?" [49:20] Those questions are the distinctions between an article I read and an article I publish. Those are the distinctions between a risk manager who is informed and a risk manager who is empowered. [49:55] Justin asks, based on the Q2 issue of RIMS Risk Management Magazine, and on what they heard and saw at RISKWORLD 2026, what actions should risk managers take before the end of 2026? [50:12] Morgan says it depends on where you come from and understanding where risks exist, for you, and breaking it down to the things you can control, looking at where all these big-picture things intersect your business. [50:33] That comes down to strengthening your fundamental risk management practices to make sure you don't lose sight of the basics. [50:47] There is some talk of the property insurance market softening. That may give you more funds to invest in training or in infrastructure improvements. At least, reassess your policy's terms and conditions and see if you might take advantage of pricing. [51:12] Those are the fundamentals of risk management. In a time when everything is crazy, when it's a polycrisis environment, those are the things you're going to have to do; otherwise, it will get too crazy to look at all the big stuff. [51:34] Hilary agrees. Focus on localized impacts, whether it's the impact of the supply chain disruption on your business, or a storm, or inflation, and also, work on your skill set, learning to have a critical eye when it comes to how and if you're using AI, and what it's being used for. [52:00] Hilary says there's a 56% wage premium for workers with AI skills, according to PWC. A lot of self-improvement and educational things are critical to doing your job well now, but they also set you up to be more prepared career-wise. [52:16] Hillary touches on thinking about what some of these impacts do to your workforce. AI is a tremendously stressful and confusing one for your workforce, so redirecting some money into training programs is a great option. You'll have a better workforce, and they'll feel better. [52:41] Studies show that the more training you offer, the less resistance you get when it comes to tool integration, and the better outcomes. [52:51] When it comes to storm season, you're dealing with a standing inflation, but so are your workers. If they can't afford plywood to board up their houses, that's also a problem. If they are displaced, you have a displaced workforce, and that means business interruption. [53:07] What can you do to assist? Is that ordering things in bulk, so you have some purchasing power to help them obtain supplies? Is that providing emergency kits so they are prepared at home, and you have a more prepared workforce that comes back to work sooner? [53:28] Think small when the big stuff is a little too big. [53:41] Morgan says, the other side of the coin is to avoid getting distracted by headlines that maybe don't have as much relevance. Educate yourself to know what technology works for you. If you just take things on faith, that may not be fit for purpose for you. [54:14] Hilary says a wait-and-see approach with a lot of emerging technology is proven to be the best course of action, and Hilary recommends it. Focus on augmenting employees, not replacing them. [54:36] According to Gartner, 50% of AI layoffs are going to be reversed by 2027. A lot of people who acted fast and cut people because they overestimated the impact of AI are going to be hiring those people back, and probably for more money, not to mention retraining costs. [55:02] Some people are calling it a layoff boomerang. It's coming back. Those who were not overly hasty are the ones who will fare better in the long run. That's an important lesson to keep in mind when it comes to making some of these decisions, going forward. [55:28] Morgan says, nobody would have said we're going to have a war that's going to dominate all the headlines. Hilary says, if you told me there was going to be a war, Iran wouldn't have been my first guess. [55:42] Morgan says, We're starting storm season. We're anticipating it being a mellow storm season. It doesn't mean it will be. It's the nature of the game that there are a lot of unanticipated things. [55:57] Hilary says a dry hurricane season comes with increased dryness, which means increased wildfire risk. It's always something. It's either flooding or it's burning. Which you prefer is largely subjective. [56:24] Morgan says it's one of those years where it's tough to predict anything, because every day it's something new, which is what keeps risk management interesting. Hilary agrees. Morgan says he's still interested. [56:49] Justin says, It's been great to have you rejoin us. It's always fun! These are some of my favorite episodes to produce. Everyone, go to RMMagazine.com. RIMS members get access to the "turn the page" edition, but anyone can view a lot of the articles online. [57:11] The Awards issue is also at RMMagazine.com and RIMS.org/Awards. There's a listing of the folks who won, as well as links to the issue itself, where you can read more about those individuals. Learn editorial guidelines for contributing articles at RMMagazine.com/Contribute. [57:39] Hilary says There are also our Topics pages, if you want any subject-specific coverage. It's a great way to navigate within the website. Natural disaster things don't vary that wildly, year to year, when it comes to preparation best practices. [57:58] In submitting article pitches, keep in mind that Hilary will ask, "So what?" If you're submitting something, ask yourself that. So what? Why should somebody care to read this? [58:29] Justin says, Look at her Hurricane Outlook, and the Red Teaming article for good examples of what we're looking for. The Hurricane Outlook is far more in-depth than what we're expecting from the typical outside contributor, but it should give you a good starting point. [58:46] I'd like to congratulate you on another wonderful quarterly edition of RIMS Risk Management Magazine. I look forward to seeing you at upcoming RIMS events, and thank you so much for joining us. [59:00] Special thanks again to Morgan O'Rourke and Hilary Tuttle for joining us here on RIMScast again. The Q2 Edition of RIMS Risk Management Magazine is now available on RMMagazine.com. [59:12] If you want to contribute, check out RMMagazine.com/Contribute for the editorial guidelines. You can reach out to Morgan O'Rourke and Hilary Tuttle. And our Editor, Jennifer Post there, as well. [59:23] We're certainly going to have them back for our Year in Review episode of RIMScast, but if and when major news happens, or I run out of guests, they just may come back and rejoin us here on RIMScast.  [59:36] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [1:00:04] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [1:00:22] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [1:00:40] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [1:00:56] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [1:01:10] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [1:01:22] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available RIMScast on YouTube! RIMS-CRO Certificate Program in Advanced Enterprise Risk Management | July – Sept. 2026 Cohort | Led by James Lam | Register Now! 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! 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On today's Bible Answer Man broadcast (06/29/26), Hank responds to a question he received: “How would you justify the doctrine of the Energy/Essence distinction?”Hank also answers the following questions:Since God is omniscient, how can He say in Genesis 18:20-21 that He will go to Sodom to see if the things reported to be occurring there are in fact true? Sally - Calgary, AB (15:11)Is there a technology that implants messages directly in the minds of specific people? Could it be used to imitate a word from the Lord? Loni - Port Angeles, WA (18:32)

On June 14th, 2026, Kris shared a powerful message on Bethel's apostolic distinctions and the values that have shaped the culture of the church for decades. What happens when believers move beyond attending church and embrace their calling as a royal priesthood? Are we called to simply gather, or are we called to be equipped and sent? In this message, Kris unpacks key themes including worship as a lifestyle, living from your identity as a new creation, the role of the fivefold ministry, and the call to bring the Kingdom of God into every sphere of society. Connect with Kris Vallotton: Website: https://www.krisvallotton.com/ Facebook: https://www.facebook.com/kvministries/ Instagram: https://www.instagram.com/kvministries/ Twitter: https://twitter.com/kvministries Additional Resources by Kris Vallotton: https://shop.bethel.com/collections/kris-vallotton-ministries/Book About Kris Vallotton: Kris Vallotton is the Senior Associate Leader of Bethel Church, Redding, and is the Co-Founder of Bethel School of Supernatural Ministry (BSSM) and Spiritual Intelligence Institute. He is also the Founder and President of Moral Revolution and a sought-after international conference speaker. Kris and his wife, Kathy, have trained, developed, and pastored prophetic teams and supernatural schools all over the world.

On May 31st, 2026 Kris shared a foundational message about Bethel's apostolic distinctions and what it means to live as a royal priesthood. In this sermon, he unpacks the core values that shape Bethel's culture and challenges us to move beyond simply attending church into embracing our God-given identity and purpose. Recounting lessons from the past season, Kris shares who we are as Bethel Church. Are you living as a sinner trying not to fail, or as a saint empowered to transform the world around you? Are you viewing ministry as something that happens inside the church, or recognizing that every believer is called to bring heaven into every sphere of society? Connect with Kris Vallotton: Website: https://www.krisvallotton.com/ Facebook: https://www.facebook.com/kvministries/ Instagram: https://www.instagram.com/kvministries/ Twitter: https://twitter.com/kvministries Additional Resources by Kris Vallotton: https://shop.bethel.com/collections/kris-vallotton-ministries/Book About Kris Vallotton: Kris Vallotton is the Senior Associate Leader of Bethel Church, Redding, and is the Co-Founder of Bethel School of Supernatural Ministry (BSSM) and Spiritual Intelligence Institute. He is also the Founder and President of Moral Revolution and a sought-after international conference speaker. Kris and his wife, Kathy, have trained, developed, and pastored prophetic teams and supernatural schools all over the world.

Tax Notes reporter Kennedy Wahrmund discusses how states are increasingly turning to tax policy to address the high costs of raising children. For more, read Wahrmund's article in Tax Notes, "Tax Policy Becoming a Key Tool in States' Pro-Family Strategies."**CreditsHost: David D. StewartExecutive Producers: Jeanne Rauch-Zender, Paige JonesProducer: Jordan ParrishAudio Editor: Laura Kondourajian***Nominate someone for the Tax Analysts Award of Distinction in U.S. State and Local Taxation! For more information, visit awards.taxanalysts.org. The submissions period for the Tax Notes Student Writing Competition closes on June 30th! For more information or to submit, visit taxnotes.com/students.

Father Ramil Fajardo joins Deacon Patrick Conley to discuss Marriage and Divorce: Building up and mending the Church Why is Marriage important for the Church? (12:31) what happens to marriages that don’t work? (16:58) Bai - I run an organization that helps people with marriage after divorce. We teach divorce is a great offense. What about no-fault divorce? Distinction between way state views it vs church. Seems to be a silence about this in the public arena. John - I'm married 60 years this October. Quality in and quality out. Until you find that quality person, you're probably not ready for marriage. Negative comments...cutting remarks...when we do that, it hurts them and not a good way to start a marriage. Build each other up not down. (25:07) Break 1 (27:10) Michelle - My husband an I celebrating 40 years. His family thought it wouldn't last. Love (caritas) change a couple of letters and it becomes charity. Be forgiving, gratitude, establish traditions, patience. Laughter...it can be witty, silly, between the 2 of you. Look for the positives. There will be challenges. (30:42) Patrick - Vocations crisis. Any thought if there's a parallel between that and divorce rate in broken families? Divorce rate equals vocations crisis. John Farrell on X - How can *any* divorce be natural? (39:02) Break 2 Can separation ever be a good idea among Married Couples? (44:03) Olga -My parents divorce when I was 18. We moved to the US. After I got married, having trouble coping with this divorce. How can I overcome what my parents did? I'm trying to keep my marriage alive.

As Ollie's Bargain Outlet continues its rapid expansion across the United States, learning and development plays a critical role in preparing leaders at every level to succeed. In this episode of Powered by Learning, Navia Lee, Senior Manager of Training at Ollie's Bargain Outlet shares how her team supports more than 670 stores through leadership development, scalable training programs, and a growing culture of learning. Show Notes:  Navia Lee from Ollie's Bargain Outlet share how their leaders build capabilities in team members. Her insights include these key points.  Leadership development happens in everyday moments. One of Ollie's key leadership messages is "Build riders, not dependents." The focus is on helping leaders move beyond simply providing answers and instead develop critical thinking, judgment, and capability in others.Training must be practical, scalable, and immediately applicable. With hundreds of stores and rapid growth, Ollie's prioritizes learning experiences that can be used right away. Content is intentionally concise, focused, and designed for real-world retail environments.Ollie's University is creating consistency across the organization. The company's new learning management system provides foundational training, role-based learning pathways, reporting capabilities, and sustainment tools that reinforce learning long after formal training events conclude.The most effective leadership programs prioritize application over presentation. Programs like Rising Stars have evolved from presentation-heavy sessions to blended learning experiences that combine self-paced learning, real-world assignments, peer discussions, and facilitated debriefs.AI is helping a lean L&D team move faster and smarter. Navia's team uses AI to streamline course development, create engaging content featuring Ollie's brand characters, analyze survey feedback, and increase efficiency—all while maintaining responsible governance and data security. Learn more about Ollie's Bargain OutletPowered by Learning earned Awards of Distinction in the Podcast/Audio and Business Podcast categories from The Communicator Awards and a Gold and Silver Davey Award. The podcast is also named to Feedspot's Top 40 L&D podcasts and Training Industry's Ultimate L&D Podcast Guide. Learn more about d'Vinci at www.dvinci.com. Follow us on LinkedInLike us on Facebook

The Harold family has farmed and ranched along the Kansas-Colorado border for over a century.  Their homestead may appear to be much like many others...

Dr. Everett Worthington spent thirty years building the most rigorously tested forgiveness program in psychological science — and the day he turned in his first book on the subject was the day his mother was murdered in a home invasion. Three years later, his brother, who had discovered her body, took his own life, after Everett — a psychotherapist, a big brother — had failed to talk him into counseling. So this is not abstract research. The man giving us the REACH model, the distinction between decisional and emotional forgiveness, the six-step protocol for responsible self-forgiveness, and a vision of forgiveness scaling from heart to home to homeland is the man who has had to apply every move he teaches to the people he loved most. We spent the hour on the science, the tools, and at the end, on why the algorithmic version of America is currently training us to become exactly the kind of community in which forgiveness will not happen. Dr. Everett L. Worthington Jr. is Commonwealth Professor Emeritus in the Department of Psychology at Virginia Commonwealth University, where he taught for more than forty years before formally retiring in 2017 and remaining affiliated with the department. A licensed clinical psychologist and past president of the American Psychological Association's Society for the Psychology of Religion and Spirituality, he has published more than thirty-eight books and four hundred scholarly articles across forgiveness, humility, positive psychology, and marriage and family. His REACH forgiveness program has been validated by more than thirty randomized control trials worldwide. Explore the Science of Forgiveness — Greater Good Science Center The GGSC forgiveness hub brings together research, practices, and essays for anyone thinking seriously about forgiveness — theologically, pastorally, or personally. Join our online class – THE FUTURE OF RELIGION⁠⁠⁠⁠⁠⁠⁠⁠ Tripp and Ilia Delio are teaming up for a brand-new four-week online class, ⁠⁠⁠⁠⁠⁠⁠⁠The Future of Religion ⁠⁠⁠⁠⁠⁠⁠⁠— for everyone who's read the books, asked the questions, and realized the faith they inherited doesn't quite fit anymore. Together they'll trace religion's evolutionary arc and map what's emerging on the other side. Includes 4 video lectures, 4 live Q&As (replays available), and a community of fellow travelers. Donation-based, pay what you're able (including $0). Live sessions start this month — register at ⁠⁠⁠⁠⁠⁠⁠⁠www.thefutureofreligion.com⁠⁠⁠⁠⁠ This podcast is a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Homebrewed Christianity ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠production. Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠the Homebrewed Christianity⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Theology Nerd Throwdown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rise of Bonhoeffer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ podcasts for more theological goodness for your earbuds. Join over 75,000 other people by joining our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Substack - Process This!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get instant access to over 50 classes at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.TheologyClass.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the podcast, drop a review⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, send ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠feedback/questions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or become a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠member of the HBC Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan Mail“Nobody's perfect” can sound like humility, but we've seen how it often works like a mask. We open Romans 3 by following Paul's relentless logic: whether you're Jew or Gentile, privileged or overlooked, religious or irreligious, the ground is level when it comes to righteousness before God. “All are under sin” is not a mild comment about bad habits, it is a verdict on the human condition and a shutdown of every excuse we use to boast, compare, or hide.Then we sit with one of the most confronting lines in Scripture: “There is none righteous, no, not one.” We talk about what Paul is actually saying, why the statement is absolute, and why it reaches deeper than outward behavior into what God requires. That is where the conversation turns practical: when someone says “none of us are perfect” after they've lied, harmed, or acted selfishly, it can shift attention away from the offense and away from repentance. Romans 3 does not allow universal sin to become an escape hatch from personal responsibility.We also talk about mercy and grace, and why the law's role is to condemn us before a holy God so we finally stop pretending we can fix ourselves. The group reflections land on a simple, steady truth: we need a Savior, and gratitude grows when we tell the truth about our guilt. If you want a clear, Scripture-driven look at sin, accountability, and why the gospel is actually good news, press play.Subscribe for more, share this with a friend who loves Bible study, and leave a review to help others find the show. What's one phrase you've heard that people use to avoid owning their sin?Support the showBE PROVOKED AND BE PERSUADED!

Send us Fan MailRomans 3 doesn't let any of us keep our favorite loophole. When Paul says “there is none righteous, no, not one,” and “none seeks after God,” he isn't being dramatic, he's being precise. We sit with that precision and ask the uncomfortable questions it raises: if no one seeks God, what exactly are we claiming when we say we found Him on our own? And if no one understands, what does “just accept Jesus” even mean without God first doing something in us? We work through Romans 3:10–13 and trace the argument where Paul places Jew and Gentile under the same indictment. From there, we tackle the free will debate by separating two ideas people often confuse: having choices versus having spiritual ability. Using everyday analogies and straight Bible reasoning, we talk about why fallen human nature doesn't drift toward God, why the new birth matters, and why regeneration precedes faith. We also discuss the difference between outward religious moments and inward conversion, including a candid critique of altar calls and decision-based Christianity. Along the way, you'll hear personal testimonies of God's mercy that breaks pride and brings real repentance, plus biblical snapshots like Jonah and the parable of the sower that highlight God's sovereignty in salvation. We close by stepping into Romans 3:13 to show how depravity reaches all the way to our words, our motives, and what our mouths reveal about our hearts. If you want a clear, Scripture-first look at total depravity, salvation by grace, and what it means to call Jesus “Lord,” hit play, then subscribe, share this with a friend, and leave a review so more people can find the show.Support the showBE PROVOKED AND BE PERSUADED!

Send us Fan MailWords can sound holy and still be deadly. We sit with Romans 3 and let Paul's diagnosis land where it hurts most: our speech. He doesn't treat lying, cursing, and bitterness as random “bad moments.” He traces a straight line from inner corruption to the throat, tongue, lips, and mouth, calling it what it is: spiritual death spilling outward. If you've ever wondered why online “discernment,” spiritual hot takes, and smooth religious talk can wreck people so quickly, this passage explains the mechanics.From there, we press into a hard comparison: the serpent in Eden. Satan's temptation isn't always loud or obvious, it's often gentle, logical, and motivating. We talk about how modern self-help Christianity can mirror that same pattern by teaching people to trust themselves, believe in themselves, and look inward for strength. Then we draw a bright line back to the gospel: Jesus doesn't point us to the self. Scripture keeps pointing us to Christ, the only One who heals, saves, and crushes the serpent.We also widen the lens from speech to conduct as Paul moves to “feet swift to shed blood,” destruction and misery, and the world's failure to find real peace. That includes a sober word about politics, a courtroom picture of human guilt before God, and the root issue underneath it all: no fear of God before their eyes. If you want a clear, Scripture-driven episode on total depravity, repentance, and why peace is impossible without reverence for God, press play. Subscribe, share this with a friend, and leave a review with your biggest takeaway.Support the showBE PROVOKED AND BE PERSUADED!

Send us Fan MailIf you've ever leaned on “I'm a good person” in the back of your mind, Romans 3 walks into the room like a courtroom verdict. We take our time with Paul's line that whatever the law says, it speaks to those under the law, and yet it still ends up doing something universal: it stops every mouth. Not just the obvious sinner's mouth. The religious mouth. The defensive mouth. The mouth that wants one more excuse. From there we work through the core gospel tension: the law was never given to justify anyone before God. It exposes sin, names guilt, and shows us what God's holiness actually demands. “By the law is the knowledge of sin” is not a throwaway phrase. It explains why information, morality, and even sincere effort cannot manufacture righteousness. If God is the judge, it is God's sight that matters, not our own, not our friends', not even our church crowd's. We also confront a modern trap: claiming salvation by grace while insisting we must stay saved by keeping a law. That mindset quietly turns the Christian life into self-representation, as if we can argue our case with improved behavior. Paul's logic cuts it down to size and prepares us for the only hope that can hold up in court: a righteousness given by God, not earned by human obedience. We close with heartfelt final words from the group on head, heart, and hands, the law as a mirror, repentance as a gift, and the humility that grows when God shows us what we really were. If this helped you, subscribe, share it with a friend, and leave a review with the line that hit you hardest. What excuse do you most want to let go of?Support the showBE PROVOKED AND BE PERSUADED!

Chris and Elecia talk about pushing out of their comfort zone, networking advice, adding STARs and action verbs to resumes, using rust, thermo forming plastics, soldering together audio gear, and winning awards.  If you are looking for an update to your resume or are interviewing for a new job and you haven't heard of the STAR method (Situation, Task, Action, Result), it is a good way to formulate what you've done in a way that helps people see your impact. The Rutgers College Career Development Center has a STAR description that includes how to take your current, boring "did the task" resume bullet point and move it into STAR format and then into resume format to say "got great things done". There are lots of examples of STAR in practice (ex 1, ex 2). We mainly talked about resumes but it is very useful for having coherent stories during interviews. (Search "STAR resume", "STAR interview", "STAR engineering" to find a presentation that works for you. The college career sites are probably the best ones I've found.) On the topic of resumes, if you don't know about resume action verbs, let us share some lists that will make writing your resume 25% less painful. Again, college career development centers have the best ones (Harvard Business School's action verb list is good for managers, Penn State has a nice set of verbs for engineering or see University of Houston's verb list for engineering.) And on the topic of interviewing and networking, do you have an elevator pitch for yourself? A short introduction of who you are? It is really handy to have that for conferences as well. Princeton has a short write up on putting one together; UPenn has a long write up (ironic given the topic but still useful). Will Chris be adding the Rust language to his resume? Too early to tell. He's been learning with Rust for Embedded C Programmers - OpenTitan Documentation.  Elecia has been playing with origami molded fabrics, as learned on Instructable Paper Mold Origami Fabrics 3.  The term on Instagram seems to be #plissage and it is covered in (super famous origami guy) Paul Jackson's encyclopedic Complete Pleats.  Chris has built a Colour Duo 2-Channel Colour Channel Strip Kit (a preamp with modifiable analog processing). This kit is from DIY Recording Equipment. He's enjoying working with it while recording music.  After Elecia's New Year's Resolution to apply for awards, we won a Communicator Award for Individual Episodes-Science & Technology, Distinction 2026 for an episode about engineering the landscape of fear and conservation technology in the wild: 501: Inside the Armpit of a Giraffe. This was quite the honor but after some consideration, we are even more honored to be nominated by listeners for the IEEE Educational Activities Board (EAB) Meritorious Achievement Award in Outreach and Informal Education. This award "recognizes IEEE members who volunteer their time and effort to improve the informal education community, helping to promote engineering to students, parents, and the general public." Having fulfilled the objective and gone beyond, Elecia is still planning to apply for the AAAS Kavli Science Journalism Awards where we'll need to find one or two episodes from July 2025 to July 2026 that show off "scientific accuracy, initiative, originality, clarity of interpretation, and value in fostering a better public understanding of science and its impact." Transcript

Welcome to The Daily Wrap Up, an in-depth investigatory show dedicated to bringing you the most relevant independent news, as we see it, from the last 24 hours (6/11/26). As always, take the information discussed in the video below and research it for yourself, and come to your own conclusions. Anyone telling you what the truth is, or claiming they have the answer, is likely leading you astray, for one reason or another. Stay Vigilant. !function(r,u,m,b,l,e){r._Rumble=b,r[b]||(r[b]=function(){(r[b]._=r[b]._||[]).push(arguments);if(r[b]._.length==1){l=u.createElement(m),e=u.getElementsByTagName(m)[0],l.async=1,l.src="https://rumble.com/embedJS/u2q643"+(arguments[1].video?'.'+arguments[1].video:'')+"/?url="+encodeURIComponent(location.href)+"&args="+encodeURIComponent(JSON.stringify([].slice.apply(arguments))),e.parentNode.insertBefore(l,e)}})}(window, document, "script", "Rumble");   Rumble("play", {"video":"v78yzmk","div":"rumble_v78yzmk"}); Source Links (In Chronological Order): How Iran's Counter-Strikes On Israeli Bases Are Reshaping The Middle East TheLastAmericanVagabond TheLastAmericanVagabondChannel 06/01 12pm ET | The Fein Print - The Truth Is In The Fein Print How Iran's Counter-Strikes On Israeli Bases Are Reshaping The Middle East New Tab Exclusive: Political pressure threatens to undercut EPA science evaluating chemical safety for consumers, sources say | CNN Politics Exclusive: Political pressure threatens to undercut EPA science evaluating chemical safety for consumers, sources say | CNN Politics MAHA Bait and Switch? Trump's EPA Calls for Review of Fluoride Science While Ignoring Historic Ruling on Fluoride Federal Court Overturns Historic Fluoride Ruling as Trump Admin Fights to Keep Fluoride in the Water New Tab (9) Thomas Massie on X: "Hopefully, @TPUSA is still opposed to warrantless spying. A vote to extend the unconstitutional FISA 702 program *without warrants* will likely happen today in the House. I'll vote No." / X (9) Justin Amash on X: "“FISA is a critical tool that allows the U.S. government to spy on American citizens without a warrant in violation of the Fourth Amendment.” —Scott Bessent, translated" / X (9) Justin Amash on X: "There are so many things to criticize Democrats over, but here you are slamming them for blocking unconstitutional spying on Americans. You absolutely suck at this." / X (9) Derrick Evans on X: "I no longer care that the left is stealing elections. I care about the fact that Republicans have done NOTHING about the left stealing elections. Zero consequences for their actions. We are at the point of having to ask, are the Republicans in on it? https://t.co/aZoUHpQhHC" / X (9) Acyn on X: "Trump: They rigged the election. It's been proven. We have things that you won't believe. When we release the full files, you're not going to believe how crooked election was. https://t.co/0eWtQgBYNs" / X New Tab (9) Drop Site on X: "The Defense Intelligence Agency has reportedly raised its counterintelligence threat assessment for Israel to “critical” — its highest level, now placing the U.S. ally above some adversarial nations. American personnel in Israel discovered spyware on their phones. Targets of the https://t.co/B6GGSJrg4d" / X (9) Ron Paul on X: "Just days after news broke that the National Defense Authorization Act for next year would virtually merge the US and Israeli militaries, we now are hearing that the Intelligence Authorization Act is doing the same thing with the US Intelligence Community! Introduced by Sen." / X Text - S.4615 - 119th Congress (2025-2026): Intelligence Authorization Act for Fiscal Year 2027 | Congress.gov | Library of Congress New NDAA (Further) Integrates US and Israeli Militaries & The Ongoing Axios/Iran War Deception (12) Ben Freeman on X: "Key provision buried at the very end of the just released House Defense funding bill

Alvarado-Paz v. Blanche, No. 25-1119 (4th Cir. June 1, 2026)nexus; BIA missing particular social groups; Salvadoran women; substantial evidence review; CAT assessment; asserting correct particular social groups before IJ Uddin v. Blanche, No. 24-1067 (4th Cir. June 5, 2026)crime of child abuse; INA § 237(a)(2)(E)(i); sexual images of children on filing sharing platform; N.J. Stat. Ann. § 2C:24-4(b)(5)(a)(iii); review of criminal elements at time of actions and not conviction Matter of N-A-G-C-, 29 I&N Dec 662 (BIA 2026)mandatory detention; SIJ; Hurtado Matter of Mills, 29 I&N Dec. 668 (BIA 2026)LPR cancellation of removal; discretionary balancing of factors; criminal history; longtime residence; crimes against persons; going behind record of conviction  Matter of J-O-A-, 29 I&N Dec 672 (BIA 2026)particularly serious crime and fraud or deceit; health care fraud in violation of 18 U.S.C. § 1347; N-A-M- analysis; kidnapping CAT; Nigeria Matter of S-E-M-Z-, 29 I&N Dec 680 (BIA 2026)nationwide social distinction; family-based particular social group; gang recruitment; but-for nexus standard Perez-Castillo v. Blanche, No. 25-1988 (7th Cir. June 1, 2026)AI use in legal briefs; sanctioning attorneys; contract attorneys; ghost writing fake citations; battery in violation of 720 ILCS 5/12-3(a)(1); crime of domestic violence; hardship; waiving  dispositive argument Lnu, et al. v. Blanche, No. 24-4790 (9th Cir. June 3, 2026)AI use in legal briefs; sanctioning attorneys; contract attorneys; ghost writing fake citations; candor to the court Bonilla-Espinoza v. Blanche, No. 25-9552 (10th Cir. June 1, 2026)untimely motion to reopen; equitable tolling; diligence; new evidence in affidavit; extraordinary circumstances; BIA reasoned decision making requirement  Muchiri v. Blanche, No. 25-1340 (1st Cir. June 3, 2026)BIA failure to consider arguments; ethnicity; family-status claims; Mungiki; KenyaKurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.eimmigration"Immigration law software you'll love to use."get.eimmigration.com/IRP Gonzales & Gonzales Immigration BondsP: (833) 409-9200immigrationbond.com Stafi"Remote staffing solutions for businesses of all sizes"Click me!Want to become a patron?Click here to check out our Patreon Page!CONTACT INFORMATION:Email: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerSupport the show

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Have you ever hired your way into a problem? Have you promoted your best people into management roles and watched them struggle, not because they lacked talent, but because nobody asked whether that was actually the job they wanted? Today's featured guest grew her agency team to nearly 200 people before making the deliberate decision to scale back to around 75. She did it not because the business was failing, but because she had learned the hard way that headcount is not leverage. In this episode, she walks through what each stage of that growth actually cost, how she thinks about the difference between a manager and an executive, and why going all in on one service in 2017 was the scariest and most important decision she made for her agency. Hope Horner is the co-founder and CEO of Lemonlight, a video content agency based in California that produces commercials and primarily works with enterprise clients. She started the company in 2014 in her bedroom with two co-founders, betting that affordable, accessible video content would become essential for brands who had been priced out of the market. She was right. Lemonlight grew to nearly 200 employees before a deliberate rightsizing brought the team to around 75. In this episode, we'll discuss: The difference that going all in on one niche made The mistake fast-growing agencies make Distinction between manager and executive Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. Why Going All In on One Thing Was the Decision That Changed Everything In 2017, Lemonlight was doing what a lot of agencies do: offering paid advertising, web design, social media, and video production, because saying yes to everything felt safer than narrowing down. Hope and her co-founders made the call to turn all of that off almost overnight and go all in on video. This decision cost hundreds of thousands of dollars in revenue at the time. It also removed every piece of ambiguity about what the agency was, what it was building toward, and who it should be talking to. The downstream effects of that decision compounded over years. As the agency focused exclusively on video, the quality of the work got sharper. The quality of the work attracted better clients. Better clients required more sophisticated production. More sophisticated production required higher-end talent and systems. By the time COVID hit and enterprise clients started investing heavily in video, Lemonlight had the positioning, the craft, and the infrastructure to capture that demand at a level a generalist agency never could have. The decision that felt like contraction was the one that made real scale possible. What 200 Employees Actually Taught Her About Headcount The path to nearly 200 people was not a strategic choice. It was a response to demand. When clients flooded in during 2021 and 2022, they did what fast-growing agencies do: they threw bodies at the problem. The result was a team where tasks were fragmented across too many people, ownership was unclear, and productivity per person was low precisely because the work was so divided. It looked like growth, but operationally, it was expensive redundancy. The rightsizing that followed was a correction with a clear-eyed read on what actually produces leverage. Technology replaced a significant portion of the work that had been distributed across dozens of roles. Many employees who had been promoted into management discovered they preferred the individual contributor track and, given the option to step back, they performed better in it. Some of what felt like a painful downturn was actually the agency becoming the shape it should have been earlier. As Hope says: not better, just different. The problems at 75 people are real. They are just different problems than the ones at 200. The Manager Versus Executive Distinction Most Founders Miss Until Too Late Hope has a framework for telling a manager apart from an executive. A manager is built for evolution: improving existing processes incrementally, guiding people through what already works, making the current system run better. An executive is built for revolution: seeing where a fundamentally different process or product line needs to exist and building the case for it before anyone else has named the problem. Most founders who hire senior people for the first time discover, sometimes expensively, that a great manager at a large company is not the same as an executive who can function in a resource-constrained environment. The person who ran a function at a hundred-million-dollar company and wants a team of fifteen behind them to make them look good is not the same as the resourceful operator a growing agency actually needs. Recognizing the difference before the hire, not six months after, is the thing that separates founders who build strong leadership teams from founders who cycle through senior hires and wonder why nothing sticks. The Support Group Nobody Told You That You Needed Every agency owner knows that the loneliness of building an agency is real, it is underreported, and most founders make it worse by surrounding themselves with other founders who are performing confidence rather than telling the truth. The bravado of how many employees, how much revenue, how many awards is not just useless. It actively misleads founders into thinking their own internal chaos is unique to them when it is almost universally shared. What actually helps is a room where the performance stops. Where a founder who is eight figures and structurally broken can say that out loud and find that everyone in the room recognizes the pattern. That kind of peer truth-telling is not therapy. It is the fastest way to close the gap between where a founder is and where they need to be, because the person across the table has already lived through the version of the problem that is still invisible to the person describing it. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Today's poem is about the strange whys and ways of trying to endure in this world. Happy reading. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit dailypoempod.substack.com/subscribe

Once upon a time not so very long ago, artificial intelligence (AI) was a product of speculative science fiction, especially in films from Metropolis to Blade Runner.Today, AI has so infiltrated our daily lives, the thought of not having access to Google or other AI-driven apps on our mobile phones and computers scares the crap out of a lot of people. Paul continues his investigation into AI with able assistance from author, Silicon Valley survivor and depth psychologist Elizabeth Nelson who explores the wide gulf between human and machine this week on Spirit Gym.Check out Elizabeth's essays and individual coaching groups, watch her video presentations and read her essays on her website.Timestamps7:54 Defining technology and machines.12:05 Artificial intelligence, large language models (LLMs) or large language machines?19:12 “Technology is not neutral.”23:48 Confusing data and information with real knowledge.29:50 The intrusion of machine language into our humanity.37:45 The danger of LLMs emulating humans.51:23 Exploring the gulf between human and cyborg/machine in books and films like Blade Runner.57:23 When describing what AI does, calling it making crap up or AI slop is better than hallucinating.1:08:26 Are we turning an it like AI into a being?1:14:15 The irony of some people celebrating the end times while others turn to transhumanism.1:38:18 Can you leave your tech toys at home for a week without feeling anxiety?1:49:48 Why is it so important for humanity to understand very clearly what reality is?ResourcesDepth Psychology, Myth and Artificial Intelligence: Soul and the Machine, edited by Jason Batt and Jonathan EricksonThe Art of Jungian Couples Therapy: An Introduction by Elizabeth Nelson and Anthony DelmedicoThe Art of Inquiry: A Depth Psychology Perspective by Elizabeth Nelson and Joseph CoppinPsyche's Knife: Archetypal Explorations of Love and Power by Elizabeth NelsonJournal of Jungian Scholarly StudiesUnderstanding Media: The Extension of Man by Marshall McLuhan and Lewis Lapham Elizabeth's Psyche, Soma, Cyborg course at the Pacifica Graduate InstituteThe Ship of Theseus (Theseus's Paradox)Do Androids Dream of Electric Sheep by Philip K. DickExteroceptionElysiumThe work of James Hillman and Edward EdingerPaul's podcast conversation with B. EarlDNA: Pirates of the Sacred Spiral by Leonard HorowitzFrankenstein: Or the Modern Prometheus by Mary ShelleyThe Forgotten Truth: The Common Vision of the World's Religions by Huston SmithThe Social Dilemma on NetflixElizabeth's presentation during the recent Soul and the Machine webinar on the International Society of Mythology websiteFind more resources for this episode on our website.Music Credit: Meet Your Heroes (444Hz), Composed, mixed, mastered and produced by Michael RB Schwartz of Brave Bear MusicThanks to our awesome sponsors:PaleovalleyBIOptimizers US and BIOptimizers UK PAUL15Organifi CHEK20Wild PasturesPique LifeCHEK InstituteWe may earn commissions from qualifying purchases using affiliate links.