Podcasts about Distinction

What does it take to build a national surgical education apparatus from scratch? In this episode, we sit down with Dr. Ajit Sachdeva, the former Senior Vice President for Education at the American College of Surgeons—a role he held for 24 years before passing the torch in fall 2025. When Dr. Sachdeva arrived at the ACS in 2001, there was no division, no script, and almost no structure. Over the course of his tenure, he created an ecosystem that now touches surgeons at every stage of their careers, from the first year of medical school to the last year of practice.Dr. Sachdeva reflects on competence, excellence, and the value of surgical educators. He discusses the structural shifts that have shaped modern surgical training, including simulation standards, competency-based curricula, the ACS Accredited Education Institutes, and the Academy of Master Surgeon Educators. He also shares his thoughts on the challenges that remain: resource constraints, the tension between clinical productivity and educational investment, and the gap between national standard-setting and local implementation.Join hosts Pooja Varman, MD, Judith French, PhD, and Jeremy Lipman, MD, MHPE to reflect on Dr. Sachdeva's impact on surgical education.Learning ObjectivesBy the end of this episode, listeners will be able to 1.     Distinguish between competence, proficiency, expertise, and mastery in the context of surgical training and career development.2.     Identify key structural initiatives from the ACS Division of Education and describe their impact on surgical education at the national level.3.     Discuss the challenges of sustaining and funding surgical education infrastructure and articulate strategies for aligning educational goals with institutional priorities.  References1.     ACS Accredited Education Institutes: https://www.facs.org/for-medical-professionals/education/programs/accredited-education-institutes/ 2.     Dr. Ajit Sachdeva Describes a Career of Distinction in Practice and Surgical Education | ACS. Accessed March 27, 2026. https://www.facs.org/for-medical-professionals/news-publications/news-and-articles/acs-brief/october-21-2025-issue/dr-ajit-sachdeva-describes-a-career-of-distinction-in-practice-and-surgical-education/ Please visit https://behindtheknife.org to access other high-yield surgical education podcasts, videos and more.  If you liked this episode, check out our recent episodes here: https://behindtheknife.org/listenBehind the Knife Premium: https://behindtheknife.org/premiumOral Board Review: https://behindtheknife.org/oral-boardOral Board Simulator: https://behindtheknife.org/oral-board/simulatorGeneral Surgery Oral Board Review Course: https://behindtheknife.org/premium/general-surgery-oral-board-reviewTrauma Surgery Video Atlas: https://behindtheknife.org/premium/trauma-surgery-video-atlasDominate Surgery: A High-Yield Guide to Your Surgery Clerkship: https://behindtheknife.org/premium/dominate-surgery-a-high-yield-guide-to-your-surgery-clerkshipDominate Surgery for APPs: A High-Yield Guide to Your Surgery Rotation: https://behindtheknife.org/premium/dominate-surgery-for-apps-a-high-yield-guide-to-your-surgery-rotationVascular Surgery Oral Board Review Course: https://behindtheknife.org/premium/vascular-surgery-oral-board-reviewColorectal Surgery Oral Board Review Course: https://behindtheknife.org/premium/colorectal-surgery-oral-board-reviewSurgical Oncology Oral Board Review Course: https://behindtheknife.org/premium/surgical-oncology-oral-board-reviewCardiothoracic Oral Board Review Course: https://behindtheknife.org/premium/cardiothoracic-surgery-oral-board-reviewOBGYN Oral Board Review Coures: https://behindtheknife.org/course/obgyn-oral-board-reviewEPA Playbook: https://behindtheknife.org/course/epa-playbookSurgical Instrument Flashcards: https://behindtheknife.org/course/surgical-instrument-flashcardsABSITE Review: https://behindtheknife.org/course/absite-2026-exam-reviewDownload our App:Apple App Store: https://apps.apple.com/us/app/behind-the-knife/id1672420049Android/Google Play: https://play.google.com/store/apps/details?id=com.btk.app&hl=en_US

What does it truly mean to make an impact? A women's basketball coach at Texas A&M offered a simple but powerful distinction: success is what happens to you, while impact is what happens because of you. Numbers 8, set against the backdrop of the Israelites preparing to journey through the wilderness, gives us four clear attributes of a person who makes a lasting difference. God was literally at the center of the Israelite camp, and that arrangement was intentional. When He is at the center of our lives, everything else finds its proper place.The four attributes are ears that hear the Lord, hands that build a team, a heart that loves the presence of God, and a soul that shines while dented. Hearing God means opening His Word with genuine expectancy, not just asking Him to bless our existing plans but actually listening for His. Building a team means delegating real trust and responsibility to others, whether in ministry, marriage, or family life. Loving His presence means creating space to actually be with God, not just attending church or reading a verse occasionally, but slowing down enough to connect deeply. And shining while dented means allowing the painful, hammered seasons of life to shape us into purposeful instruments rather than broken ones.Jesus modeled all four of these attributes perfectly. He listened constantly to His Father, built a team of disciples, withdrew regularly to pray, and shined most brilliantly while suffering on the cross. Because of it, He became the most impactful person who ever walked the earth. Impact is not reserved for pastors or missionaries or people with large platforms. It belongs to anyone willing to live with ears open, hands extended, a heart pursuing His presence, and a soul that keeps shining even when life has left its marks.

In this sermon, Kris continues his series on Bethel's family distinctions by unpacking how what we believe about the end times shapes how we live today. Are we waiting for the world to fall apart, or are we called to help rebuild it? Are we preparing to escape, or are we taking responsibility for the cities and nations God has placed around us? Kris challenges us to rethink an end-times theology rooted in fear and instead embrace a Kingdom perspective filled with hope, responsibility, and purpose. From Abraham's call to father nations to Jesus' command to disciple nations, discover why believers are called to bring light into darkness, rebuild broken places, and carry the hope of Jesus into every sphere of society. Connect with Kris Vallotton: Website: https://www.krisvallotton.com/ Facebook: https://www.facebook.com/kvministries/ Instagram: https://www.instagram.com/kvministries/ Twitter: https://twitter.com/kvministries Additional Resources by Kris Vallotton: https://shop.bethel.com/collections/kris-vallotton-ministries/Book About Kris Vallotton: Kris Vallotton is the Senior Associate Leader of Bethel Church, Redding, and is the Co-Founder of Bethel School of Supernatural Ministry (BSSM) and Spiritual Intelligence Institute. He is also the Founder and President of Moral Revolution and a sought-after international conference speaker. Kris and his wife, Kathy, have trained, developed, and pastored prophetic teams and supernatural schools all over the world.

You've taken the quizzes. You've saved 400 pins. You still don't know what your home is supposed to look like — and it's not because you lack taste. In this episode, I'm naming the real reason you feel stuck in your home (hint: it's not motivation, and it's not you). We're breaking down the three things quietly sabotaging every decision you try to make — decision fatigue from endless online options, the lingering fear from a past decorating mistake, and generic advice that was never built for your actual life. Then I'm teaching you the distinction that changes everything: aesthetic vs. design style. Design style labels — farmhouse, coastal, transitional — are generic categories assigned by big box stores and algorithms. They tell you what to buy. Your aesthetic is different: it's personal, specific, and it accounts for how you actually live. Once you know the difference, you stop shopping for a label and start designing for your life. In this episode: Why "more options" online is making home decor decisions harder, not easier The hidden cost of a past decorating mistake (and why it's silently running your choices) Why design style quizzes give you a category, not a plan The real difference between aesthetic and design style — and how to start identifying yours Why the right filter makes decisions easier, not because you have more information, but because you finally know what to say no to If you've ever stood in a half-decorated room wondering where to even start, this episode will show you why — and what actually needs to shift. Next week: what it actually looks like on the other side of stuck.   ✨✨THE COZY HOME WORKSHOP ✨✨ 3 Steps to Creating a Home you Can't Wait to Come Home To September 9 - 11th 9:00am PST | 10:00am MST | 11:00am CST | 12:00pm EST  Register for The Cozy Home Workshop   // Other Important Links : // Become a Design Bestie by joining the newsletter: https://bit.ly/designbestie Email: https://figandfarmathome.com Instagram: https://www.instagram.com/figandfarm/ FREE Facebook Community: https://www.bit.ly/design101group      

Nosipho Radebe speaks to Nomaswazi Phumo, Head of Strategy of Leagas Delaney South AfricaSee omnystudio.com/listener for privacy information.

Sometimes a single data point tells a story that cries out for our attention, reflection and action. In California, 35,000 people, two thirds of whom are Black and Brown, are serving life sentences in the state's prison system. Nationally, 200,000 men and women are serving life sentences, one of every 6 prisoners overall. And while the criminal justice system is long overdue for structural reform, we also need to examine, name and repair both the public systems, from housing to healthcare, that fail to meet basic needs and our societal failure to intervene when young people are struggling and showing signs of distress. It is the life's work of Keith Wattley, my guest on this episode of Power Station, to provide prisoners who have served decades behind bars with the legal and therapeutic interventions they did not receive earlier in life. Doing so uncovers that the violence and trauma they experienced led them to perpetrate violence on others. Uncommon Law, the game changing nonprofit organization that he founded 20 years ago makes navigating California's parole process and a pathway home possible. Imagine, as Keith says, if we all had the right to heal.

The fear of losing the faith to another culture is producing the very thing it fears. Dr. James Spencer and Dr. Ashish Varma open a series on three forces pressing on the church, beginning with assimilation, and Varma's argument is that syncretism functions mostly as a fear discourse. The word gets aimed outward, at newer expressions of Christian faith in other places, by people whose own expression is so culturally saturated that they have stopped noticing it. He points out that "essence," the thing we say we are protecting, is a Greek philosophical category rather than a biblical one. His illustration is an apple. American students arriving in Germany recognize the fruit and still find it strange, because the apple in their heads is large, waxed, and unblemished, and a German student had the same reaction in reverse. The dandelion has a flower and we call it a weed. Every category came from somewhere. Spencer supplies the Old Testament counterweight: what scholars call syncretism there is specific and it is always about Yahweh. Israel does not swap gods so much as limit the one they have, keeping him for agriculture and hiring another for war, and the distortion becomes a denial. That distinction lets the conversation move without collapsing. Acts 2 puts the gospel into every dialect at once, and Acts 15 declines to make Gentiles into Jews. Varma, whose family is Indian, describes a mission history in which merchant, soldier, and missionary arrived together and in which becoming Christian meant becoming less Indian. He asks what an Indian Christian should do with Diwali, a festival about light overcoming darkness in which a god enters a demon's kingdom to rescue his bride, and offers the reception of Christmas in the Roman world as his analogy. His word for the move is not conform but transfigure. Spencer's is relocation under a different authority. Both insist on a constraint: Jesus the Jewish Messiah, which they argue is what makes the openness possible rather than what limits it. Chapters 0:00 Three forces on the church 1:33 Syncretism as a fear discourse 4:26 A German breakfast 6:09 What an apple looks like 7:51 Where the image came from 8:48 Why is that a weed? 9:43 Essence is not a biblical word 10:40 Syncretism in the Old Testament 13:04 Naming it in someone else 16:10 Acts 2 and every dialect 18:11 What was actually at stake 20:00 Mission history in India 21:42 Diwali and light over darkness 22:41 How Christmas landed on the 25th 24:14 Distortion becomes denial 26:11 Relocated under Christ 29:58 Transfigured, not conformed 30:12 Distinction through proximity 34:28 Were Israel's laws more just? 38:13 What actually made Israel different 42:18 Assimilation as the result of fear 45:03 The Jerusalem council 46:31 Glitter and what we miss 51:04 The litmus test 55:22 Constraints that enable Resources Download the Study Guide at https://www.thinkingchristian.org/about/framework Varma's essays on Diwali and Indian Christian identity: Substack The Society for Post-Supersessionist Theology Passages referenced: Deuteronomy 4 and 6, Daniel 1, Acts 2 and 7 and 15, Philippians 1 Follow and subscribe Subscribe to Thinking Christian: https://episodes.thinkingchristian.org Website: www.thinkingchristian.org Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Learning leaders are often asked to solve performance challenges with more training but that may not be the answer. Kathryn Murrow, Director of Leadership Development and eLearning at the restaurant chain Bojangles, explains why the most effective learning organizations spend more time asking questions than building courses. She shares lessons on collaboration, leadership development, AI, and creating learning experiences that people truly own.Show Notes:Kathryn Murrow of Bojangles talks about the importance of co-creation with learners, diagnosing root causes, and using AI to elevate the role of L&D. Her key takeaways include: Start with the root cause—not the training request. Before building another course, learning leaders should ask what behavior needs to change, why the problem exists, and whether training is actually the right solution.Build learning with your audience, not for them. Involving leaders and frontline employees in designing learning experiences creates stronger buy-in, better content, and more sustainable adoption.Learning succeeds when the conditions are right. Organizations need alignment, clear expectations, leadership support, and the right performance environment before learning initiatives can drive meaningful change.An LMS should be more than a compliance checklist. Kathryn shares how Bojangles is transforming its LMS into a personalized learning hub that connects development opportunities with business outcomes and measurable ROI.AI should create space for more human work. Rather than replacing people, AI can automate administrative tasks so learning professionals can spend more time on coaching, strategy, performance consulting, and measuring impact.Powered by Learning earned Awards of Distinction in the Podcast/Audio and Business Podcast categories from The Communicator Awards and a Gold and Silver Davey Award. The podcast is also named to Feedspot's Top 40 L&D podcasts and Training Industry's Ultimate L&D Podcast Guide. Learn more about d'Vinci at www.dvinci.com. Follow us on LinkedInLike us on Facebook

The following article of the Entrepreneurs industry is: “SEO vs. Brand Content: The Distinction That Drives Traffic” by Orlando Osorio. Growth Marketing Advisor, Meaningful.

Check out Calvary-St. George's, NYC, where Jacob serves as Rector.

Josh opens the show by discussing Rep. Alexandria Ocasio-Cortez's growing influence within the Democratic Party and what her long-term political aspirations may be. He examines the challenges Democrats face heading into the midterm elections as more DSA-backed candidates emerge and where AOC fits into the movement's future. Josh also discusses Tucker Carlson's latest interview with Hunter Biden, revisiting the controversy surrounding the Hunter Biden laptop story and Carlson's role in the coverage leading up to the 2020 election. Ike Brannon, President of Capital Policy Analytics, joins Josh to discuss another often-overlooked factor in the inflation debate: tort lawsuits and the hidden costs they pass along to consumers. The two examine how litigation impacts businesses, prices, and the broader economy.See omnystudio.com/listener for privacy information.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews RIMS SERMC Member Eric Lobser about his career path at Spire Inc. They discuss his start in Budget Analysis at Laclede Gas, which eventually became Spire Inc. He moved into Operations, Treasury, and then Strategic Planning, including Acquisitions. He continued his career as VP of Enterprise Risk Management. Eric shares how he grew into that position, using knowledge he had gained from all the departments he had worked with. He tells about his early presentations to the Board. Eric explains what ERM means to him, and how ERM helps companies manage risks, including reputation, engage in opportunities, and make the resource allocation decisions that lead to success and mitigate failures.   Listen for Eric's idea to improve the ERM acronym.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest is Eric Lobser. He was a practitioner in the natural gas sector for 35 years. We're going to get his ERM philosophies today. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:13] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:28] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:41] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:51] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:10] On with the Show! We will take a deep dive into Enterprise Risk Management with Eric Lobser. Eric recently retired from a 35-year career in the natural gas sector. He remained with one company that eventually became Spire Energy. [2:26] Eric is also a member of the RIMS Strategic and Enterprise Risk Management Council. [2:32] We will discuss his career journey, how one role led to the next before settling on Enterprise Risk Management, and his philosophies on what makes ERM truly valuable and why the acronym could use an upgrade. Let's get to it! [2:52] Interview! Eric Lobser, Welcome to RIMScast! [3:17] Justin and Eric met last year during a webinar. Eric has a fascinating career. His entire career was at Spire. Originally, it was Laclede Gas Company. Then it became The Laclede Group, and then Spire. Eric's career was 35 years and some months long. [3:53] Justin says that shows our audience that you can have a risk career at one company. You don't need to jump around. If you're doing well, if you're comfortable, if the company's treating you right, and you're doing a good job. [4:10] Eric says the risk career came later in his life. It was the culmination of a lot of other things he did. He had a varied set of positions at Spire. Over time, it was multiple types of companies. As you go through CEOs, things change. [4:31] Eric says he was there for about five CEOs and got to see many different sides of how business operates. [4:49] Eric says he graduated from Boston College in 1990. It was a tough job market. He wanted a job on the East Coast, but it was an expensive place not to have a job. He went back home. [5:08] His stepfather had a contact at the Laclede Gas Company. He interviewed, and they offered him a position, which he took. Within two weeks, he thought he would be crazy to stay at that company more than a couple of years. He thought it was odd they had a few computers. [5:29] Eric came from a school with a library full of computers. You had to sign up to use them. It taught him to use his mind, and it instilled patience. Those elements have been valuable to Eric's career. [6:06] Eric started as a budget analyst and did that for about a year and a half, in the corporate office in downtown St. Louis. [6:33] Then he was fortunate to move to Operations to do the same sort of work with all the department heads to help them with their budgeting, to translate things from Operations into financial terms and get better relationships with the people who ran the business. [6:53] Eric says he got to understand the business better from the view of the boots on the street. [7:04] Justin asks if risk management and ERM came onto Eric's radar in August 2001, when he became the Managing Director for Strategic Planning and Corporate Development. [7:18] Eric says that he had also worked with property insurance in Treasury. There's a big commodity risk at a natural gas company. There are also market risks and credit risks. [7:33] Eric says Strategic Planning was new to The Laclede Group, taking the budget period and extending it out three years, rolling in strategy and planning. [7:49] Eric helped them to develop software for business planning, custom-made from Access, to help support the Balance Scorecard they rolled out. It included something for Initiatives for making improvements, which were tied to Metrics.  [8:11] There were Action Items. There was a section where you laid out your different risks and what you were doing to mitigate them. The Action Items often required support from other areas. The software would put that into their business plan so they could see it and collaborate. [8:33] Eric says risk management and collaboration are hand-in-hand. [9:09] Eric speaks of a change in leadership, where they went from mostly looking at operational excellence and continual improvement to a more external look at other businesses, at ways to diversify within the gas industry: storage, pipeline, E&P, and more. [9:40] That was the beginning of the thought processes Eric would go through, looking at different businesses; what can go right with them, and what can go wrong. [9:57] Part of modeling acquisitions is taking a look at those scenarios and looking for the probability of a downside, what that downside looks like, and what will drive it. What has to go right to have the best case? What does the base case look like? What are those probabilities? [10:20] Eric says that was the beginning of understanding how risk and business go hand-in-hand. They can't have opportunity without risk. There's no reward without risk. Understanding that was an element of that job. [10:39] Eric was fortunate to have a tremendous boss during that time who helped him gain critical thinking about how things operate. [10:58] Eric says when they were looking at how other companies operate, they were companies within the gas industry, to stay within their knowledge base, and simplify their business, within the natural gas value chain, from wellhead to burner tip. [11:30] They were looking at exploration & production, gathering & processing, pipelines, underground storage, down to uses for it, including compressed natural gas for vehicles and local distribution utilities.  [11:58] Justin suggests that the 13-year period when Eric was in Strategic Planning and Corporate Development, holding several positions, was a key time in his career. Eric says yes, and it was his favorite period. He had gone to school for investment banking and acquisitions. [12:42] Eric says, at the same time, it was a tremendous amount of work. He thought maybe it wasn't the best place to spend his lifetime because of the level of work and stress involved. [13:04] Eric was married and raising a family, and that had to come into play, as well. He says while his wife was extremely patient with him during all those times, sometimes working around the clock, he felt it wasn't the right long-term opportunity for him. [13:20] Eric says one of the things he learned when he was doing acquisitions was developing models for how utilities make money. Eric worked with people who did rate cases at the company, to understand what drove cash flow. [13:47] In doing that, Eric learned how regulations work and how tariffs work. That led to asking himself, if this isn't the right career for me, taking a look at something next to it, which was regulatory and government affairs. [14:27] Eric had already started to learn about it. Once he was in charge, he based it on Missouri regulations. The first acquisition was a company in Kansas City, Missouri. [15:05] The second acquisition was Alagasco in Alabama, and that was a completely different type of ratemaking approach that was annual. They had a formal department. Eric was asked to develop something more formal for the entire company. [15:21] Eric says then they acquired Energy South, which brought them into Mobile and also Mississippi, a third rate jurisdiction. There was a mountain of information to climb. His drive and thirst for knowledge helped him up the curve pretty quickly. [15:53] Eric says relationships and the stuff between the lines are just as important as what you can read about and study. [16:12] Eric says, pulling from his enterprise risk career, one of the impacts is not just financial, but reputation. Reputation is a huge element of rate setting. Your reputation precedes you to the commission that oversees rate case litigation and the parties to the case. [16:47] The parties that are involved include industrials, AARP, low-income groups, an energy efficiency group, and other parties. [17:01] Understanding where they're coming from, and what they're trying to achieve, and working towards something that gives all parties some of what they want, is a key element. [17:18] If you were a bad operator; if you had a significant incident that showed you weren't a safe operator, or you weren't treating your customers well, then going into the rate case, people had their minds set that they wanted to give you not a rate increase but a rate reduction. [17:40] The value of the relationships and the reputation, the stuff that is gray and in between the lines, is not just about what the numbers are but who you are as a business. [17:56] A Quick Break! Many fantastic RIMS events are coming up in 2026. The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [18:12] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [18:29] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [18:45] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [19:00] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [19:10] Through August 21st, you can nominate a program for the RIMS ERM Global Award of Distinction. If you know of an ERM Program that is award-worthy, we want to hear about it. A link to the nomination form is in this episode's show notes. Visit RIMS.org/ERM2026. [19:29] We're already looking to RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st! The call for session proposals is now live and will stay active through August 21st. [19:44] RIMS members can exclusively register by September 4th for the best rate. And get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [20:04] Let's Return to Our Interview with Eric Lobser! [20:31] Justin asks about compliance at a natural gas company. Eric says his career at a critical infrastructure utility delivering a relatively volatile product to people's homes was very safety-oriented with a lot of rules, regulations, and areas of compliance. [21:04] The whole industry faced a need to replace some of its aging infrastructure. That started when Eric was in Treasury and trying to think about how they would afford all the replacements they were going through. [21:22] It came again when Eric was in Regulatory, trying to understand the balance between safety and rates and what's best for the business and what's best for the customer. [21:53] Compliance is not something you can decide to do a little bit or a lot. You have to meet at least the minimum standards. Spire was always at that point but also found the benefit of going beyond that, to deal with it a little bit more strategically. [22:14] Spire was generally a group that looked at opportunities to do replacement in a way that overall was more cost-effective, exceeding requirements on their compliance. Compliance was an enterprise risk. [22:34] Eric says it was not just making sure they were in compliance, but also what the cost of compliance is and what if people change their minds and all of a sudden want us to do this or that? [22:53] Being a regulated utility, your rates are dependent on somebody deciding you deserve to have this. [23:02] Compliance was more often not physical replacement but putting in another pipe beside the old pipe and terminating the old cast iron pipe that had degraded and become a safety issue. [23:26] Spire always paid attention to where they were getting leaks or water potentially getting into the system and areas of geography that had similar types of risk. [23:39] Spire took a strategic approach to look at the information they were getting and figure out where to go and do wholesale changes rather than responding to risks as they popped up. [23:54] Eric says that was the approach where they took compliance and said if we do more, it probably can be better for us and better for the customer to take a better strategic approach. [24:19] Eric says it's inconvenient and sometimes problematic for people when there are workers in the street. Part of Eric's career was dealing with claims and issues that can happen with construction. The construction was necessary to make sure the system was safe. [24:53] Eric says the most prevalent claims were when they were doing excavation and hit something unmapped, like an underground dog fence or sprinkler system. To be cost-effective, they used reliable outside partners to replace these. [26:44] Eric says that every year, when he was in Strategic Planning, he would help put on a two-day conference for the Board to review company strategy and present new ideas. [27:01] Any time they found an acquisition opportunity that met the muster of the executives, they presented that to the Board. [27:!3] Eric says the Board is extremely interested in rate cases, which are the heart and soul of a utility's business. [27:28] Something Eric found helpful later in his career, doing regulatory work, was to pull together parties without overlapping interests, such as the Board and the Public Service Commission, to help them find agreement on why something was beneficial for the customers. [28:58] Eric says, for the first time or two, presenting to the Board was frightening. He was fortunate enough not to be leading the presentations. He reported to officers who helped develop the business planning and strategy. They helped Eric work his way into bigger roles. [29:32] Eric says when he became more involved in doing the modeling, one time he was called by the CEO to speak to the Board while he was on a family vacation. His wife reminds him of this. The Board was very interested in the upside case and downside case of a model scenario. [30:31] Eric says in that phone call he had to give the Board a rigorous view of why they should spend $1.1 billion on this acquisition. While exciting, Eric says presenting to the Board was a very stressful part of the job. They're relying on things that he's saying to them. [31:12] Eric says acquisitions have their own timeline and they develop however they want to. It's not like going to the grocery store to pick up something. When something pops, it pops, and it's all hands on deck. You don't stop until the job is done. [31:35] One more Quick Break! RIMS, The Foundation for Risk ManagementTM, is dedicated to shaping the future of the profession. By making a contribution, you are strengthening the global risk management community and investing in the future of the industry. [31:55] The Foundation also supports the Spencer Educational Foundation but has a different mission. The Foundation focuses on providing opportunities for those professionals who have already decided to enter risk management and are just getting started. [32:09] You can learn more about the Foundation by visiting www.RIMS.org/FRM.  While you're there, be sure to check out information about the Susan Meltzer Scholarship Fund, which was established to honor Ms. Meltzer, who was RIMS President in 1999 and 2000. [32:28] Susan Meltzer was a cherished RIMS President and contributed so much to RIMS and the greater risk community. Learn more at RIMS.org/FRM.  [32:36] Let's Return to Our Interview with Eric Lobser! [32:52] Eric says that it seems to him that if people viewed Enterprise Risk Management more as Enterprise Value Management, they would better understand that it's more about what you need to do to improve the value of your company. [33:19] In Eric's Strategic Planning days in Corporate Acquisitions, he learned that Expected Value is about changing probabilities, not just the impact of those probabilities. [33:32] Eric says Enterprise Risk Management does a great job of addressing both the likelihood and the impact of things going wrong and things going right. What you're building with ERM is value. You're adding to the value of the company. [33:46] Eric thinks more people would engage. It would resonate with a lot of the corporate cultures to look at ERM as a way to build value for the company. [34:08] Justin says that for almost eight years, Eric was the Spire VP of ERM. Justin asks if Eric was able to hit the ground running, going from Regulatory and Government Affairs into ERM. [34:32] Eric says the position started with Insurance, and then Commodity Risk Management, other elements of the business that helped him up the learning curve. From Acquisitions, Regulatory, Operations, and Customer Service, Eric understood a lot about the business. [34:55] Eric says having a couple of years when he was in charge of Spire's Insurance program, including Captive Management, where you retain risk instead of transferring it, was a great transition to eventually getting Enterprise Risk. [35:31] Eric says he read every book he could get his hands on in the time he had. He noticed some of the things they were doing were based on ISO 31000. Eric read through ISO and COSO. COSO felt very intricate and detailed. [36:10] Eric asked himself what the potential was that we were going to adopt something. The culture of the business manages the risk. ERM oversees how the business manages risk. Eric wanted to pick a framework that fit more with Spire's corporate culture. [36:39] Eric says ISO 31000 is adjustable. He felt like it was a good fit. It was more about strategy and enterprise than Spire's focus had been. It was not just about what could go wrong and what they should be concerned about happening, but what must go right. [37:22] Eric says that looped in what he learned in Strategy, what they have to do to be successful, and what could derail them from that. Spire transitioned a little bit less away from risks and more to strategic imperatives and what they had to do to achieve their strategic vision. [38:02] Justin asks about ERM conferences and what makes a great ERM session. Eric says it's a practitioner who has lived through it with real-world experience on what works, what doesn't work, and why it didn't work. [38:18] Eric says everything's specific to the company, so what works for one may not work for another. An experienced practitioner brings a level of credibility that is important. Eric wants a presenter who focuses on what helps a company be more successful in executing its strategy. [38:41] Eric says a lot of presentations go into risk registers and software, but in the end, risk management is change management, with very complex systems. The presenter should speak to engaging the business, getting different areas to collaborate, and making better decisions. [39:31] Eric says those decisions are about how you allocate resources. Resources are limited. You can't do everything, so you prioritize. [39:41] ERM helps you to prioritize better, using a process of identification and assessment, to help you understand how important a risk is in relation to other risks, how soon it needs to be dealt with, and what level of mitigation and controls you already have in place. [40:13] Eric says, ERM helps you determine if this risk is extremely well-managed and there are resources you can take away from it to put toward a risk that's less well-mitigated. [40:22] Eric says a good ERM session presenter talks about how ERM helps a corporation make better decisions and effectuate those resource allocations that then help that company to be more successful. That's what ERM is about, and when somebody talks about that, it resonates. [41:02] Eric says when he hears a concept that really resonates with him, he tries to pull those concepts together. He has used principles from the Enterprise Risk Oversight Committee. [41:44] Justin says the Global ERM Award of Distinction call for submissions is open. You can send in those nominations now. RIMS Global ERM Award of Distinction nominations are open through Aug. 21! [41:57] Justin asks Eric what makes an Enterprise Risk Management program award-worthy. Eric says some of it is going to be based on the eye of the beholder. Enterprise Risk should be customized to the culture. People are going to view what makes a great program differently. [42:28] Eric says that the SERMC is looking for, with the diverse perspectives of the members, a program that is well-integrated into Strategic Planning, helps the business make decisions, and most importantly, helps it be more successful, with fewer downturns, than their competitors. [43:09] Eric says the business manages risk. ERM can help oversee what they're looking at and turn its attention to important things, and help determine the best ways to mitigate or treat risk, or support what they are doing, so the strategy prevents threats from derailing the company. [43:33] Eric says, in the end, a company that is consistently successful is probably the mark of a good Enterprise Risk Management program. [43:51] Justin says, we're going to see you again on November 19th and 20th in Columbus, Ohio at the RIMS ERM Conference. You can get your nominations in now for the RIMS Global ERM Award of Distinction. We'll have a special awards ceremony, like we do every year. [44:07] Eric, it has been such a pleasure to have you on RIMScast! I look forward to seeing you in Columbus. [44:19] Special thanks again to Eric Lobser for joining us here on RIMScast. We appreciate him and all the great work he does for the RIMS SERMC. The call for nominations for the RIMS Global ERM Award of Distinction is open; a link is in this episode's show notes. [44:36] There are specific attributes that will make a nomination truly award-worthy. Submit your nominations today! [44:42] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [45:00] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [45:16] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:29] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:41] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026 | RIMS ERM Global Award of Distinction nominations open through Aug. 21! RIMS Certification Week: Sept. 21‒24 | Complimentary For All Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 | Education Content Submission Through Aug. 21. ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available The Strategic and Enterprise Risk Center RIMS, the Foundation for Risk Management Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Sponsor RIMScast — Sales@RIMS.org Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9 RIMS Certification Week: Sept. 22‒24 | Complimentary For All   Related RIMScast Episodes: "Board Reporting and ERM in 2026 with Trisha Sqrow and Suzanne Christensen" "The Future of Strategic Risk Management" with John Button "Mid-Year Risk Roundup 2026 with Morgan O'Rourke and Hilary Tuttle" "Emerging Risks and AMRAE's RMIS Panorama 2026 with François Beaume" "Strategy and Change with Ward Ching and Aaron Olson"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Eric Lobser, SERMC Member   Production and engineering provided by Podfly.

Do you ever wish you were more confident? Like, if you were, you'd have access to more opportunities, right? You'd speak up more, be more at ease with yourself and trust your instincts more. But there's a line that's often crossed with people who think they're being confident (especially when they don't actually feel that way). It pulls them into a dynamic that can ultimately be destructive and can cause them to drop in their resonance. Which means that they have to use more of their will, try to bully or control others, to get their way, and their options actually narrow. Rather than staying in true confidence, which is when possibilities, synchronicities and quantum magic can open to you. In this episode of Mastering Your World Through Frequencies we're discussing the fine line between true Confidence and Arrogance and how to access more of the former. The Group Frequency Calibration® (GFC) I created specifically to accompany this episode will help you begin to release the distortion patterns that keep you from being at ease with who you are, as you are, right now. Without clearing these layers of distortion patterns, you can easily start to limit yourself because you're judging who you are and holding yourself back! If you would like an opportunity to ask me questions in real-time, join me when I go live on YouTube. Subscribe to the Spherical Luminosity YouTube channel and click the reminder bell to be notified when I am live: bit.ly/SL-YTSubscribe For the latest news about upcoming events and to be notified when sessions with me are released, subscribe to our newsletter: bit.ly/SphericalLuminositynewsletter

As we continue our series through St. Paul's Epistle to the Romans, Reverend Jacob articulates St. Paul's important distinction between the righteousness according to the law, and the righteous according to faith. The distinction is often overlooked, but is the key to understanding the uniqueness of Christianity.

Elecia and Christopher celebrate winning the IEEE Educational Activities Board Meritorious Achievement Award in Outreach and Informal Education! A huge thank you to Mark Omo and the wonderful listeners who submitted nomination letters. Chris and Elecia talk about learning Hungarian to qualify Chris for an EU passport. They also cover Cory Doctorow's new book The Reverse Centaur's Guide to Life After AI, smart ways to hand off codebases, and the most valuable skills they've relied on through their engineering careers. DISCUSSION RESOURCES & LINKS AWARDS & MILESTONES: IEEE Educational Activities Board Meritorious Achievement Award in Outreach and Informal Education "For creating and sustaining Embedded.fm, a long-running technical engineering podcast that bridges academic theory and industry practice, champions underrepresented groups in STEM, addresses professional ethics, and provides informal technical mentorship to a global audience." Huge thanks to Mark Omo for submitting the nomination and to the other nominators for advocating for our work. To the 450+ guests—artists, makers, educators, entrepreneurs, and traditional engineers—who have generously shared their time and deep expertise with us: this award belongs to you too. And to our incredible global listener community: thank you for tuning in, sharing episodes with your colleagues, and keeping the STEM pipeline strong. If Embedded.fm has ever helped you solve a tricky bug, navigate a career transition, or stay inspired in hardware/software design, we'd love for you to celebrate with us by sharing your favorite episode with an early-career engineer or student this week! Embedded episode 501: Inside the Armpit of a Giraffe, an interview with biologist Meredith Palmer and engineer Akiba, won a Communicator Award for an Individual Episodes-Science & Technology, Distinction 2026. BOOKS & READING LIST: The Reverse Centaur's Guide to Life After AI by Cory Doctorow Programmers at Work: Interviews With 19 Developers Who Shaped the Computer Industry by Susan Lammers (1986) Embedded AI: Intelligence at the Deep End by David Such (No Starch Press, Early Access) TECHNICAL & LANGUAGE MENTIONS: The Hungarian phrase "Boldog vagyok" ("I am happy"). Elecia's Duolingo page Zephyr RTOS and embedding Rust libraries into Zephyr environments Memfault observability, CSV data extractions, and battery performance analytics AI models escaping sandboxes (The OpenAI and Anthropic benchmark incidents) Transcript

Interview with Stephen Hunking of Hypnolovewheel ! Hypnolovewheel was founded in 1986 in New York City by guitarists Dave Ramirez and Stephen Hunking and bassist Dan Cuddy, already old-time friends and veterans of Long Island garage-rock prodigies Plastic Device. They were quickly joined by Peter Walsh, a Connecticut garage-rock prodigy and the sole respondent to an esoteric “Wanted Drummers” flyer that sought a percussionist in the mold of: 1. Moe Tucker 2. Chris Partridge 3. Micky Dolenz 4. Molty (hope I Spelled That Right) [NB: He did not.] 5. Jughead 6. Charlie Watts 7. Simon (Alvin's Brother)”   A perplexed Walsh mistook the plural “Drummers” as an indication that he was enlisting in some sort of drum corps, but the situation was quickly clarified, and with that magic connection made, the quirky quartet were off to the races, playing at CBGB in the midnight Sunday slot and at the Lismar Lounge way too many times. In 1987, the band released a 4-track, 7-inch EP on their own Snatch-O-Matic imprint and contributed a theme song to Pat Bishow's psychotronic film classic Soultangler.   A debut album, Turn! Turn! Burn! (produced by Albert Garzon) followed the next year on the boutique Fabian Aural Products label to high-profile accolades: It was a “real gem,” per David Browne in the New York Daily News. In The Village Voice, R. J. Smith praised “the heel-in-amp feedback fuzz, the raga goo-goo gaga . . . they want to howl, and this record makes you listen.” And it was onward and upward from there, with local shows, regional tours, and a follow-up album, Candy Mantra, released in 1989. By this auspicious point, the group was garnering attention from underground tastemakers Conflict and 18 Wheeler, not to mention the lofty likes of The New York Times. (According to the Grey Lady, Hypnolovewheel played “slightly cockeyed, 1960's-style pop-rock, layered with 1980's fuzz, noise, and irony.”)   All the critical hubbub and CMJ chart success attracted the interest of larger labels, and Hypnolovewheel signed with California's Alias Records for a trilogy of acclaimed albums: Space Mountain (1991), Angel Food (1992), and Altered States (1993), all created in collaboration with producer/engineer Lou Giordano.   Hypnolovewheel's four songwriters and vocalists gave them an eclectic range that encompassed the driving noise rock of “I Dream of Jeannie” and jangling pop of “Bridget Because,” both college radio hits with videos directed by Walsh featured on MTV's 120 Minutes. That versatility may not have served them particularly well in the commercial realm, but it allowed them to successfully share stages with acts ranging from the Fleshtones to the Jesus Lizard to fIREHOSE to Widespread Panic. They toured the US with NYC smart-alecks King Missile, featuring Plastic Device colleague and Hypno coproducer Chris Xefos and Ramirez on drums. They toured some more with UK shoegazers Kitchens of Distinction and power-pop poohbahs The Posies. They toured a lotby themselves, and they rubbed elbows with iconic rock heroes Moe Tucker and Arthur Lee and indie all-stars Galaxie 500, Pavement, Bongwater, Unrest, Superchunk, Brainiac, and Scrawl, among many others. Thanks to Cuddy's day job, they were featured multiple times in Marvel's Spider-Man comics.   At a certain point they stopped playing and did a lot of other things. Then they got back together in 2001 for one of Yo La Tengo's inaugural Hanukkah shows at Maxwell's. Then they stopped again and did some more things, including such notable musical projects as Dew Claw, High Tunnels, The Special Pillow, Sleepyhead, Electostim, Grand Union, XL Kings, and the revivified, superannuated Plastic Device.   Peter Walsh died too young in 2021. Not all stories have happy endings. But not all stories are over when you think they are. Eventually, Hypnolovewheel got the rights to their music back, and it will all be streaming to you in the near future. Starting now!   https://open.spotify.com/artist/54TWW2ZcDuyn8KxnpwtUaf?si=HLp1f0U-QKaJecudDh6Gqw https://www.instagram.com/hypnolovewheel/

On today's Bible Answer Man broadcast (08/04/26), Hank comments on the question of whether there is a distinction between Israel and the Church.Hank also answers the following questions:How do modern Jews atone for sin without the temple? Cody - Kirksville, MO (6:58)What is the meaning of Psalm 90:3, which says: “Thou turnest man to destruction; and sayest, Return, ye children of men”? James - Vancouver, BC (15:14)Explain when, where, and how the fall of Satan took place? Samuel - Nashville, TN (18:03)What does partial preterism mean? Gary - Bismarck, ND (20:25)Is there literal fire in hell? Jason - Akron, OH (22:36)

There's a fine line between healthy competition and crossing the line, and it's a conversation our industry doesn't have often enough. Today, I'm unpacking the realities of poaching, prospecting, and what ethical business development really looks like in property management. Building a business should never come at the expense of your reputation, and the way we win clients says just as much about us as the results we achieve.I share my perspective on where prospecting becomes poaching, why relationships and integrity matter more than quick wins, and how businesses can grow sustainably without compromising their values. I also explore what to do if you lose a client to a competitor, how to respond professionally instead of emotionally, and why playing the long game almost always pays off.If you've ever questioned the right way to approach business development or wondered how to stand out in a competitive market without resorting to questionable tactics, this conversation will give you plenty to think about. My hope is that you walk away feeling more confident in building a business that attracts the right clients, earns trust, and creates long-term success the right way."The best protection against ever losing a client isn't a tighter contract or a better exit clause. It's the relationship... because nobody can poach loyalty." - Kylie WalkerWe cover:Discussion of client poaching in the property management industry.Distinction between unethical poaching and ethical client retention.Personal experiences of losing clients, including both ethical and unethical scenarios.Importance of nurturing client relationships to prevent loss.Ethical strategies for growing a property management business.The role of visibility and community involvement in attracting clients.Leveraging referral relationships for business growth.Utilizing existing databases for potential client outreach.Importance of responding effectively to inquiries and maintaining a strong reputation.Emphasis on building strong relationships as the best defense against client loss.A big shout-out to our amazing podcast partner Ailo.Ailo is an Australian property management software and app designed to streamline communication and payments between property managers, owners, and tenants. It offers in-app chat, real-time rent tracking, and maintenance management, aiming to modernise property management and improve transparency for all parties.Book an Ailo Demo and get your Mecca Gift Card:http://ailo.io/tpmFollow Ailo:https://www.instagram.com/ailohq/Kylie's Resources:The PM Accelerate Membership: https://courses.thatpropertymum.com.au/accelerateDigital Marketing and AI Academyhttps://courses.thatpropertymum.com.au/digitalmarketingyesProperty Management Growth School: https://courses.thatpropertymum.com.au/TPM-BDMSchoolThat Property Mum Courses: https://www.thatpropertymum.com.au/courses/Book a Strategy Call with Kylie: https://calendly.com/kylie-tpm/coaching-call Kolmeo: https://kolmeo.com/Find out about our Done for You Lead Generation - https://calendly.com/kylie-tpm/done-for-you-leads-discovery-call35 AI Prompts to help you Grow your Business on Social Media: https://courses.thatpropertymum.com.au/35-prompts-to-grow-your-property-management-business-on-social-mediahttps://courses.thatpropertymum.com.au/5-misktakes-replayConnect With Kylie:Follow Kylie Walker on Instagram- https://www.instagram.com/thatpropertymum_/Follow Kylie on Facebook - https://web.facebook.com/thatpropertymumConnect with Kylie on LinkedIn - https://www.linkedin.com/in/kylie-wal...Explore Kylie's Website - https://www.thatpropertymum.com.au/Watch Kylie on YouTube - https://www.youtube.com/@thatpropertymum

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews APIW President Dawnmarie Black about her role at Amwins and her journey to get there, starting with clerical work in her father's insurance agency. Dawnmarie speaks about the great training program she received early in her career, being mentored, joining an association board, and growing her career through being mentored, networking, connecting, building relationships, being mentored, and leadership. She emphasizes communication and transparency as the basis of relationships. Justin and Dawnmarie discuss upcoming trends in risk, recruiting talent, and retaining professionals with a culture of trust and development. Dawnmarie speaks of Amwins's innovative outreach to underrepresented children and HBCUs about the insurance industry. Finally, Dawnmarie focuses on her association work and the upcoming APIW 50th Anniversary Gala on November 3rd in NYC. Listen for themes of communication, connection, and relationship building.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be joined today by Dawnmarie Black of Amwins. She is also the President of the Association of Professional Insurance Women (APIW). But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:12] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:28] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:41] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:51] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:08] On with the Show! Our guest today is Dawnmarie Black. She is the Senior Vice President and Client Relationship Manager at Amwins, and she is the President of the Association of Professional Insurance Women (APIW). [2:26] We'll talk a bit about her career journey, what she believes it takes to attract and retain talent in insurance and risk management, and the interconnected risks that are on her radar. Let's get to it! [2:39] Interview! Dawnmarie Black, Welcome to RIMScast! [2:48] Justin says, you know Dawnmarie Black from Amwins, and she is also the President of the Association of Professional Insurance Women (APIW). Justin is wearing their pin. [3:21] Dawnmarie is a Client Relationship Manager at Amwins. She builds relationships with retail trading partners. It's a strategic national, corporate relationship across the U.S. [3:35] Dawnmarie works and collaborates with their market placement teams or carrier strategy teams and Amwins internal brokers. [3:44] There's a lot of collaboration to ensure that Amwins brokers are finding the opportunities and so the client and Amwins understand how Amwins fits into their strategic priorities, and to grow both businesses. [4:04] Dawnmarie says she and her team are there to support the retail brokers and also support Amwins's internal brokers in their growth initiatives. [4:13] Dawnmarie joined Amwins in September of 2025. [4:32] Dawnmarie's father owned an insurance agency in Pittsburgh, Pennsylvania. She worked at his agency from age 16. She went to Allegheny College in Meadville and worked at a local agency. She did a lot of mailroom, file room, cold calling, and CSR work. [4:59] Dawnmarie thought she would ultimately move up in her father's agency and someday be the succession plan. He sold it, and Dawnmarie went to work for Chubb in their training program. It was a phenomenal start into this industry. They had a great training program. [5:16] Dawnmarie says a lot of her group are still colleagues and friends today, which set the stage for her career. [5:21] Dawnmarie says she moved through underwriting and brokerage, she built and launched an IT system at Aon, and went back to underwriting for a while. Most recently, Dawnmarie was the head of market development for the Americas at Lloyd's of London. [5:54] Dawnmarie says it was an incredible role to understand what's happening in the global marketplace, at a 30,000-foot view, working with coders in the U.S. very closely. This is how she got to Amwins. She was promoting the Lloyd's market to the Amwins leadership team. [6:37] Justin finds it fascinating that Dawnmarie was not the successor to her father but made her own way in the insurance industry. She learned it from the ground up. She has touched every part of the industry except for claims. She has come full circle, working with retailers again. [7:04] Dawnmarie says it has been a very interesting and fulfilling journey. She feels like it has placed her well to be in a position like this, to be working with Amwins's retailers. [7:36] Dawnmarie says she establishes trust with people through communication and transparency. She tells it like it is. She also will go the extra mile, out of her way to make sure things get done. At Amwins, there is a service leadership culture. [8:01] Dawnmarie says she is there to help; to help direct, to help move things, or to help resolve things, at a very strategic, macro level. That fills her cup. She owns up to what she is promising.  [8:19] Dawnmarie says, if she tells you she is going to get something done, she will get it done, to the best of her ability, or there will be a very good reason why it hasn't been done. It's important to communicate that. [8:39] Dawnmarie says she thinks that the next generation of leaders exhibits these qualities. They are thoughtful and demanding and have high expectations. When Dawnmarie entered the industry, the culture required her to prove herself. There was a way to approach the business. [9:14] Dawnmarie says the Chubb training program was 12 weeks in their training center in Warren, New Jersey. You learned the policy forms, how to work with insureds, and understand needs. You understood risk. You learned underwriting and pricing. [9:36] The emphasis was understanding the business. Unfortunately for our young risk professionals, there are not as many programs like that available today. [9:49] Dawnmarie says you find companies that are putting training programs together. Amwins has an underwriter development program that is outstanding. A lot of the business produced in Amwins comes from those who have come through the UDP or a broker development program. [10:05] Dawnmarie says our industry has gotten away from the super-formalized training programs, probably to the detriment of our younger professionals, but we're all stepping in and finding ways to fill those gaps. [10:30] Justin concludes that Dawnmarie had an analog, hands-on, pen-and-paper training program. [11:06] Dawnmarie joined the APIW early in her career. She would go to two or three monthly luncheons a year. Then she left APIW for a few years. [11:26] About 10 years ago, while she was at Lloyd's, Dawnmarie was asked to join the board of APIW and get more involved. There, Dawnmarie held the roles of Co-head of Programming, then Treasurer, and ultimately, she was asked to step into the President position. [11:46] Dawnmarie says she has seen the incredible evolution of APIW, going from 500 members to 3,500 members in 11 chapters across the U.S. with 60 corporate sponsorships. APIW has grown since the first time Dawnmarie was involved. [12:20] Dawnmarie says that in her early 40s, she went to her first Women's Leadership Conference by the Insurance Industry Charitable Foundation (IICF). There weren't a lot of events like that then. Dawnmarie was struggling to figure out what she wanted in her career. [12:50] At this Women's Leadership Conference, a woman spoke on the importance of getting involved, joining boards, and growing your network. Dawnmarie had always done that organically, but she hadn't done it thoughtfully. It was client-driven. [13:08] Dawnmarie went back to management and said that IICF board positions go to sponsor companies. She asked if Lloyd's would sponsor IICF and could she be chosen as the board member? That's where she got her first board experience. [13:24] Dawnmarie moved up and ended up Co-chair of the Boston Chapter. She learned a lot, and it prepared her for APIW. [13:41] A Quick Break! Many fantastic RIMS events are coming up in 2026. This is a last call for registration for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. [13:58] Visit RIMS.org/Events for registration information. The hotel cutoff date was July 10th. Reservations may still be made after the hotel cutoff date, subject to availability; however, the negotiated group rate is no longer guaranteed, so reserve now. [14:14] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [14:25] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [14:41] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [14:58] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [15:13] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [15:22] Through August 21st, you can nominate a program for the RIMS ERM Global Award of Distinction. If you know of an ERM Program that is award-worthy, we want to hear about it. A link to the nomination form is in this episode's show notes. Visit RIMS.org/ERM2026. [15:41] We're already looking to RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st! The call for session proposals is now live and will stay active through August 21st. [15:56] RIMS members can exclusively register by September 4th for the best rate. And get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [16:16] Let's Return to Our Interview with APIW President Dawnmarie Black! [16:40] Dawnmarie says that the importance of building relationships with communication and transparency applies to risk managers as well. [16:49] Dawnmarie says that risk managers getting to know their brokers and underwriters, building relationships, telling their story, building trust, and understanding the insurance and why a specific carrier is being suggested goes a long way if there's a claim or wording issue. [17:47] Dawnmarie says with the relationships established, with the ability to pick up the phone and say, "We need to have a conversation," you've already set the stage. [18:11] Dawnmarie says emerging risks the insurance industry needs to pay attention to in the next three to five years include addressing AI. Will AI drive margins down? We need to leverage it to do our jobs better. We can't just decide that we're simply going to depend on it. [18:37] AI exists. It's there as a tool. We need to prepare our people to be able to assess it, analyze it, understand it, and program the prompts. The best prompt writers are getting the best results. [18:56] It doesn't mean it's a perfect result, so you need the ability to communicate, analyze, and explain why the output makes sense and how it applies. [19:20] Another emerging need is for more and more data and the ability to depend on that data, using AI to help understand it and being able to explain the data to the board why they can take a larger retention, or why we need more cover in this area. [19:54] Dawnmarie talks about weather-related events. Catastrophic events aren't going away; they're getting worse. Illinois has had more convective storms this year than any other state. It's unexpected and unprepared for. [20:16] The unexpected storm volume creates a shift for the underwriters, clients, and brokers, making sure they have the data to understand what's been exposed and what's been impacted.  [20:30] The models need to address these shifts. We need, as an industry, to be pushing for that: the stronger the models, the more differentiated the models we can have. [20:42] Maybe that's where AI plays a great role, helping us in the changing and adaptation. These are trends Dawnmarie watches. She is so impressed with the data that Amwins has to work with. [21:06] When you have that good data, the world opens up to capital and new strategies. It makes a big difference in where an organization will go strategically. That impacts everybody. [21:23] Sponsorships! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. RIMScast is proud of its longstanding relationships with AXA XL, Global Risk Consultants, Alliant, Zurich, and more. [21:44] Links to many of these episodes are in the show notes. RIMScast sponsorships can be bundled with whitepapers and webinar sponsorships. [21:52] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! [22:05] Reach out to Ted Donovan at  TDonovan@RIMS.org or reach out to Sales at Sales@RIMS.org. Let's find the best opportunity for you and your organization. [22:18] Let's Conclude Our Dialog with APIW President Dawnmarie Black! [22:54] To help make insurance careers more appealing to young professionals and career changers, Dawnmarie asks you to stop saying, "I just fell into insurance." We have a story to tell. [23:13] There is a reason someone came into this industry. It probably wasn't planned, but how they got started and why they stayed; we need to talk more about why people stay in insurance. Because they love it! It is a wonderful ecosystem for growth and travel. It's stable. [23:37] APIW just held Intern Days, one in New York, one in Chicago. This was their first year in Chicago, and about 20 people came. It was their second year in New York. About 50 came. [23:51] Dawnmarie says we do this out of our budget. There's no charge for it. We bring the interns together for four hours. They do a leadership panel, networking, and answering questions.  [24:04] Dawnmarie says a lot of other associations do this. She mentions RISE Professionals. They had a terrific Leadership Conference and Gala in Florida. [24:20] That's an opportunity for young professionals to come together with very good programming around leadership. Networking with their peers and colleagues. Dressing up and going to a gala and celebrating. Dawnmarie has heard only positive feedback about that. [24:38] APIW supports RISE. RISE supports the APIW Mentorship Program. You'll see a lot of interconnectivity among the insurance associations. They partner to share great programs rather than duplicating efforts. It helps both associations. [25:01] The market in Charlotte rallies around Community Matters. There was a week-long session two weeks ago bringing in young children from under-represented communities to learn and understand about insurance. [25:20] Dawnmarie says those kinds of programs where we're reaching out to talent, not only through traditional risk management schools, but looking at non-traditional avenues and non-traditional diversity avenues, and the HBCUs. The Black Sisterhood does incredible work. [26:05] Justin gives a shoutout to the Spencer Educational Foundation. Dawnmarie says they have done such an incredible job in rallying the industry. [26:22] At the Spencer dinner, when the young professionals get up to speak, they are inspirational in their careers and their appreciation for the opportunities to come into this industry. Justin doesn't know how they found time to sleep, doing all they did while in college. [26:57] Justin and Dawnmarie discuss some of the speakers. He says, you hear these young people and wonder if they partied at all in college or were they just working on their risk management career? Justin notes there is the monetary incentive of scholarships and grants. [27:41] Dawnmarie speaks of the incredible amount of work ethic she sees in the students who have come through the Spencer Educational Foundation program. Justin says they inspire him to work a little harder. [28:08] Justin asks how we can keep the newer professionals engaged and committed to a long career. Dawnmarie says what seems to be important to them is that sense of community. [28:24] We all come to work to work, but there's also the culture that you create, the culture of trust, and the idea that there are mentorship opportunities, and more senior people in the organization looking out for you, helping propel your career and answering your questions. [28:48] Dawnmarie says that is key when you've got the younger generation, and you've got an experienced generation. In our industry, we have four or five different generations rolling through, all who come at things slightly differently. [29:03] Dawnmarie says it's about understanding where people are coming from. She speaks of investing in talent development programs and professional programs, allowing talent the opportunity to become involved in outside associations, and encouraging networking. [29:40] Dawnmarie closes this thought with the Amwins program, RTTP. They have people on the retirement track, senior brokers with books of business, and they have young people who are coming through the Broker Development Program. [30:14] Two get matched up. There's a relationship formed. The client is taken care of because there's succession planning and consistency. The two are learning from each other. The books are passed off. [30:28] There's respect for the experience that the senior broker brings to the table, and there's respect for what that young person is learning. Dawnmarie hasn't seen a lot of that across the industry. One of the things that enticed her about Amwins is that approach to the generations. [30:54] Justin says kudos to Amwins. He has met some Amwins folks at Riskworld, and they're lovely. A Justin and Dawnmarie have in common is Liz King Kramer, a former APIW President. Liz gave Justin an APIW pin. [31:18] Dawnmarie says Liz is the best! She has been mentoring Dawnmarie for over four years. Liz was Treasurer before Dawnmarie, and President before Dawnmarie. Liz helped Dawnmarie learn in both roles. She's become a terrific friend and partner. [31:42] Munich Re just hosted a Golf Day for women. Dawnmarie was on a Panel with Liz King Kramer and Sabrina Hart, and then they did a golf clinic. Liz is an incredible leader for APIW. [31:59] Dawnmarie says an APIW President's term is two years. Dawnmarie is at two years; however, she is going to extend for one more year. Then Tracey Vasile, who is an Industry Liaison and First Vice President, is going to step in. They will transition together. [32:27] The APIW is having its 50th Anniversary Gala on Tuesday, Nov. 3, 2026, at the Edison Ballroom in Manhattan on 47th Street. Everyone's gearing up. They are working on a wonderful video. Dawnmarie says it's going to be a night to remember; everybody dress up and celebrate! [32:56] Dawnmarie says the women who are involved, chapter heads from the various cities, the 2026 Woman of the Year, 14 past Women of the Year, and Cecilia Norad, the Founder of APIW, are all coming for an incredible lineup of programming, a beautiful dinner, and a beautiful event [33:47] Dawnmarie says it's for making connections and strengthening those connections. [33:51] Dawnmarie has had the opportunity to sit as a founder on Women In Specialty and Excess (WISE), an amazing emerging organization, and it was simply too much for her between being President of APIW and being part of WISE, so she stepped back.   [34:07] Dawnmarie said what it made her realize is that the professionals in this industry, it could be any of the associations, step up, look outside of their sphere, and create these opportunities for other people to connect in these associations. [34:26] Dawnmarie says when she thinks about 50 years, she thinks about all the work that has gone into standing up WISE or what Amy Cooper did with RISE, and where she's taking it. Fifty years of doing it really says a lot. [34:40] Dawnmarie says it's a time to pause and think: where are we going for our next 50? Because we're going to be here and we're going to be delivering the program, the networking, the development, and the leadership. [34:52] Dawnmarie says that is what we're excited about. We're looking at the past, the current, the future, and bringing in the young professionals; the people who helped build it and the young professionals, bridging that divide. [35:36] Dawnmarie says she has a level of comfort on stage. During COVID, she learned that she struggles with virtual presentations. [35:47] Dawnmarie used to get nervous in front of people; now she gets excited because she feels the energy in the room, she's creating the conversation, and engaging people. It is such a different experience. In a way, she's grateful for the virtual experience. It's taken away the fear. [36:12] Justin says, Dawnmarie, it has been a pleasure to connect with you here on RIMScast. A quick reminder for everyone: The APIW's 50th Anniversary Gala will be on Tuesday, November 3, 2026, at the Edison Ballroom at 47th Street in Manhattan. [36:28] Justin says, Dawnmarie will be there. If you attend, please let her know that you heard this RIMScast interview, and that's what piqued your interest to get there. I look forward to seeing you at RIMS events and Spencer events, too. [36:41] Dawnmarie thanks Justin and RIMS and says, 350 of us at the Gala, maybe more. We look forward to seeing you there. [36:54] Special thanks again to Dawnmarie Black of Amwins and APIW for joining us here on RIMScast. APIW's 50th Anniversary Gala will be on November 3, 2026, at the Edison Ballroom in New York City. Visit APIW.org. [37:10] The countdown ticker for the Gala is on the page. Check it out and let them know you heard Dawnmarie on RIMSCast! [27:18] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [37:35] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [37:51] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [38:05] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [38:17] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Last call for registration! RIMS Certification Week: Sept. 21‒24 | Complimentary For All Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 | Education Content Submission Through Aug. 21. ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026 RIMS, the Foundation for Risk Management Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Sponsor RIMScast — Sales@RIMS.org www.APIW.org — 50th Anniversary Gala on Nov. 3 in NYC Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9 RIMS Certification Week: Sept. 22‒24 | Complimentary For All   Related RIMScast Episodes: "Taking on Global Leadership in Insurance with Sierra Signorelli, Spencer Funding Their Future Honoree" "Marya Propis: From Industry Leader to Talent Champion" "Giving Back with APIW President Liz Kramer" (2024)   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) 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RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Dawnmarie Black, Senior Vice President and Client Relationship Manager at Amwins President of the Association of Professional Insurance Women (APIW)   Production and engineering provided by Podfly.

Narcissism is usually imagined as arrogance, dominance, and the loudest person in the room, but it is not always that obvious. In this episode, Vanessa explores narcissism as a problem of selfhood: what happens when a person does not have a stable enough inner sense of Self to stay emotionally coherent without constant reflection from the outside. Through Kohut, Kernberg, the myth of Narcissus, vulnerable and grandiose narcissism, the false self, parental overvaluation, and the difference between traits and Narcissistic Personality Disorder, we look at why these dynamics can feel so confusing inside real relationships. The question is not only whether someone can be charming, wounded, or empathic when things are easy, but whether they can stay curious about your reality when it no longer mirrors back the version of themselves they need to see.For educational purposes only. This isn't therapy.Join Vanessa for the free Inner Compass Academy Summit, August 5–7, where we'll explore depth psychology, shadow, embodiment, and what real transformation asks of us. Register here: https://www.vanessabennett.com/ica-summitReference Links:Heinz Kohut — Self PsychologyUse for: Kohut's self psychology, narcissism, mirroring, and development of a cohesive sense of self.Link: https://www.sciencedirect.com/topics/nursing-and-health-professions/self-psychologyNote: ScienceDirect overview identifies Kohut as the theorist most associated with self psychology and describes his focus on the development of a cohesive and positive sense of self.Kohut's Self Psychology Model / NarcissismUse for: Kohut's view of narcissism, unmet selfobject needs, and narcissism as part of development rather than simple arrogance.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC2860525/Note: Useful accessible clinical article describing therapy through Kohut's self psychology model.SelfobjectUse for: Kohut's selfobject concept: another person experienced as part of the self's regulation and cohesion, rather than fully as a separate subject.Link: https://www.encyclopedia.com/psychology/dictionaries-thesauruses-pictures-and-press-releases/self-objectNote: Use for the episode's explanation of relationships organized around mirroring and self-regulation.Narcissus MythUse for: Narcissus as the mythic image of attachment to reflection/image rather than real mutual relationship.Link: https://www.britannica.com/topic/Narcissus-Greek-mythologyNote: Use as the basic myth reference. The episode's psychological interpretation is Vanessa's depth-oriented reading.Otto Kernberg — Pathological Narcissism / Grandiose SelfUse for: Kernberg's work on pathological narcissism, object relations, and the grandiose self.Link: https://pubmed.ncbi.nlm.nih.gov/2678027/Note: PubMed abstract summarizes Kernberg's theory and mentions treatment focused on the pathologic grandiose self.Otto Kernberg — Borderline Conditions and Pathological NarcissismUse for: Primary book reference for Kernberg's work on pathological narcissism.Link: https://www.bloomsbury.com/us/borderline-conditions-and-pathological-narcissism-9780876681770/Note: Book citation for producer if referencing Kernberg's broader theoretical framework.Grandiose and Vulnerable NarcissismUse for: Distinction between grandiose narcissism and vulnerable / hypersensitive narcissism.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC5601176/Note: Research article describing grandiose narcissism as overt superiority/entitlement and vulnerable narcissism as hypersensitivity and introversive self-absorption.Pathological Narcissism and Psychosocial FunctioningUse for: Grandiosity and vulnerability as two core themes of pathological narcissism.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC6710132/Note: Useful source for explaining that narcissism can have both grandiose and vulnerable expressions.Narcissistic Vulnerability / Pathological Narcissism InventoryUse for: Narcissistic vulnerability as fragile self-concept, limited self/affect regulation, shame/rage, and sensitivity to perceived threats to self-esteem.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC3354008/Note: Supports the episode's discussion of narcissistic injury, collapse, shame, and fragility.Winnicott — True Self / False SelfUse for: Winnicott's false self concept, compliance, performance, and protection of the more vulnerable self.Link: https://academic.oup.com/book/1192/chapter-abstract/140028848Note: Oxford Academic page for Winnicott's “Ego Distortion in Terms of True and False Self.”Parental Overvaluation and Narcissism — Eddie Brummelman et al.Use for: Research showing parental overvaluation predicts child narcissism, while parental warmth predicts healthy self-esteem.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC4378434/Note: PNAS article, “Origins of Narcissism in Children.”Parental Overvaluation and Narcissism — PubMedUse for: Quick PubMed reference for the Brummelman study.Link: https://pubmed.ncbi.nlm.nih.gov/25775577/Note: PubMed abstract states narcissism was predicted by parental overvaluation, not lack of parental warmth, while self-esteem was predicted by parental warmth.Narcissistic Personality Disorder — APA DictionaryUse for: Clinical definition of Narcissistic Personality Disorder and diagnostic features.Link: https://dictionary.apa.org/narcissistic-personality-disorderNote: APA Dictionary includes grandiose self-importance, need for attention/admiration, rage/humiliation/emptiness in response to criticism, entitlement, exploitation, and inability to empathize.Narcissistic Personality Disorder — MSD Manual ProfessionalUse for: DSM-5-TR-oriented overview of NPD as a pervasive pattern of grandiosity, need for admiration/adulation, and lack of empathy.Link: https://www.msdmanuals.com/professional/psychiatric-disorders/personality-disorders/narcissistic-personality-disorder-npdNote: Useful accessible clinical reference for the distinction between narcissistic traits and a diagnosable personality disorder.Love Bombing — Empirical StudyUse for: Love bombing as a relationship formation pattern associated with narcissism, insecure attachment, low self-esteem, and excessive communication early in relationships.Link: https://scholarworks.uark.edu/hdfsrsuht/1/Note: Undergraduate honors thesis / empirical study. Use lightly. Love bombing is not a formal clinical diagnosis, but this source provides research support for the term.Love Bombing — Research SummaryUse for: Additional accessible reference for love bombing as connected to narcissistic tendencies and early relationship intensity.Link: https://www.kristenjozkowski.com/publications/18156-love-bombing-a-narcissistic-approach-to-relationship-formationNote: Use as a secondary support source if needed; avoid overstating love bombing as a formally established diagnostic concept.Narcissistic Personality Disorder — Recent Research OverviewUse for: Current overview of NPD, grandiose and vulnerable presentations, diagnosis, and treatment complexity.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC10187400/Note: Helpful scholarly overview of recent progress in understanding and treating NPD.If you want to go deeper, check out the written companion on Substack and explore community + training at https://www.vanessaBennett.com.Additional ResourcesExplore: VanessaBennett.comBook: The Motherhood MythCommunity: Inner Compass CollectiveTraining: Inner Compass AcademyConnect with Inner CompassFollow on InstagramConnect with Vanessa Bennett:Follow on InstagramFollow on TikTokLearn more on SubstackConnect with Vanessa Bennett on LinkedInSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Pipeman welcomes Guillermo Miranda, guitarist, vocalist, and main songwriter of Dieth, to share his journey through the world of metal, from humble beginnings in Brazil to performing on legendary stages like Wacken and Rock in Rio. The conversation dives deep into the technicalities of death metal, the powerful energy of global festivals, and how academic experiences have shaped Guillermo Miranda's career and perspective as an artist.Main Topics CoveredGuillermo Miranda's musical journey and current projectsExperiences performing with iconic metal bands (Destruction, Dark Embrace, Metallica, Gojira)The technical complexity and artistry of death metalHow education and studying history have influenced Guillermo Miranda's musicianshipThe importance of embracing and being proud of cultural roots, especially the vibrancy of the Brazilian metal sceneUnique energies and experiences at famous festivals like Wacken and Rock in RioReflections on metal fandom and legendary bands like SlayerThe mindset behind career success and how to approach plans and contingenciesKey Discussions & StoriesStarting Out in MusicGuillermo Miranda never initially planned to be a professional musician. After studying history and teaching in Brazil, his musical career "just happened" without a defined plan 06:25.Formed Dieth with David Ellefson from Megadeth, marking a significant launch 00:49.Shares his experience filling in for the iconic thrash metal band Destruction, performing "Curse the Gods," a dream come true for his younger self 01:26.Musicianship and Death MetalDiscussion on the complexity and technical demands of death metal: "Playing death metal, it's like being a jazz musician" 04:03.Distinction between simply writing riffs versus constructing a full death metal song 04:44.Notable mention of Morbid Angel's "Altars of Madness" harmonies as a pinnacle of metal artistry 05:19.The Role of EducationGuillermo Miranda credits his college education and history studies for shaping his perspective and making him a more well-rounded musician and communicator 07:20.He notes that being able to articulate and present himself comes more from his educational background than technical guitar skill alone 07:59.Live Performances and Festival EnergyContrasts Wacken Open Air's unique "holy ground" energy with other major festivals, likening it to religious sacred sites 11:47.Describes playing Rock in Rio alongside Metallica and Gojira as an unforgettable experience 11:34.Emphasizes the global reputation and enthusiasm of Brazilian metal fans and the widespread dream among European bands to perform in Brazil 13:06.Personal Anecdotes and Metal FandomGuillermo Miranda and Pipeman share stories of their devotion to Slayer, including personal concert experiences and memorabilia 17:03.Guillermo Miranda recounts his first Slayer concert with Jeff Henneman and Dave Lombardo, fulfilling a lifelong dream 18:03.Mindset for SuccessGuillermo Miranda discusses the importance of not having a "Plan B"—his approach is to make "Plan A" work, with teaching history as a source of fulfillment should he ever step away from music 10:15.Pipeman relates this mindset to his own experience as a motivational speaker, emphasizing commitment for success 10:34.Notable Quotes"Playing death metal, it's like being a jazz musician." — Guillermo Miranda 04:03"No, the plan B is to make the plan A work." — Pipe Man 10:20"Wacken, there's an energy here that is different from anywhere in the world... there is a magnetic field for the metal that it's beautiful." — Guillermo Miranda 11:54"If I ever want to quit music or something... I'd go back to my country, to my hometown, and teach history, and I'll be super happy with that." — Guillermo Miranda 10:40"Slayer, man. Slayer." — Guillermo Miranda 17:55"What a pleasure, man. Thank you very much for having me." — Guillermo Miranda 19:16Resources & Links MentionedDieth: Find them on Instagram at "Typh Band"Guillermo Miranda: Instagram @GuilhermeMiranda.GuitarFestivals Discussed:Wacken Open AirRock in RioBangerz Open Air (Brazil)Bands Referenced:Megadeth, Destruction, Dark Embrace, Metallica, Gojira, Slayer, Morbid Angel, Possessed, The OffspringBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-adventures-of-pipeman--941822/support.Click Here to Subscribe for PERKS, BONUS Content & FREE GIVEWAYS!Follow @pipemanradio on all socials & Pipeman Radio Requests & Info at www.linktr.ee/pipemanradioStream The Adventures of Pipeman daily & live Mondays, Tuesdays, Wednesdays at 1PM ET on W4CY Radio & Talk 4 TV. Download, Rate & Review the Podcast at The Adventures of Pipeman, Pipeman Radio, Talk 4 Media, iHeartRadio, Apple Podcasts, YouTube & All Podcast Apps.

If we want democracy to survive, here's what we need to understand: Donald Trump is actually acting normal. Marc Elias, founder of Democracy Docket, explains the important distinction between abnormal and immoral, why the courts should do away with the presumption of regularity, and what Democrats need to do to create a better, moral “new normal.”

Leadership is built through conversations, trust, and the willingness to learn from failure. In this episode, author Gregory Archbold discusses the lessons behind his book, Fail, Fight, Finish. From the power of listening first to creating buy-in during change, he shares practical leadership strategies that every manager, mentor, and learning professional can put into practice. Show Notes:Author Gregory Archbold discusses trust, mentorship, communication, and leading through change. His key points include:Leadership begins with listening. Great leaders ask questions, create space for others to contribute, and speak last to build trust and develop future leaders.Mentorship is earned, not assigned. Strong mentoring relationships grow over time through curiosity, consistency, and a genuine commitment to learning.Create shared ownership during change. Leaders gain buy-in by involving people in developing solutions rather than presenting fully formed decisions.Challenge processes that no longer serve a purpose. Don't continue doing something simply because "we've always done it that way." Regularly evaluate whether processes still create value.Never become "content lazy." Leadership growth requires continuous learning through reading, mentoring, reflection, and seeking feedback—especially after receiving a promotion. Learn more about Gregory Archbold's book, Fail, Fight, Finish: Leadership Lessons You Don't Learn in the Classroom.Powered by Learning earned Awards of Distinction in the Podcast/Audio and Business Podcast categories from The Communicator Awards and a Gold and Silver Davey Award. The podcast is also named to Feedspot's Top 40 L&D podcasts and Training Industry's Ultimate L&D Podcast Guide. Learn more about d'Vinci at www.dvinci.com. Follow us on LinkedInLike us on Facebook

Kilian Korth joined the show to have a discussion around ultrarunning's growing professionalization without sophisticated regulated drug testing, the limits and trade-offs of WADA/USADA-style regimes, and why "doping" as a blanket term obscures intent and severity. We unpack gray areas such as THC thresholds, TUE complexity for common medications, transparency vs backlash, influencer incentives, and the future pressure regenerative medicine and technology (e.g., super shoes) may place on sport rules. Kilian: IG: @runtoughmindset | Substack: https://substack.com/@runtoughmindset Sponsors: LMNT: https://drinkLMNT.com/HPO (free sample pack with purchase) deltaG: https://deltagketones.com Code: BITTER20 (20% Off) True Nutrition: https://truenutrition.com/hpo Code: HPO (20% Off) Episode Summary & Notes: Zach Bitter & Kilian Korth on PEDs, incentives, and doping in ultrarunning Context & framing Conversation is the third appearance by Kilian on Zach's podcast; shifts from traditional training/racing episodes toward current events in running. Sparked by recent doping-related controversies (Cam Hanes / Sage Canaday online conflict, Mike McKnight's discussion of BPC-157 use on Hanes' podcast). Both emphasize moving beyond narrow focus on specific peptides/cases to broader structural issues. Activism, incentives & tribalism Skepticism of modern activism: good causes often get distorted by perverse incentives (attention, platform growth, organizational self-preservation/mission creep). Online environments (especially short-form social media) reward polarization over curiosity or truth-seeking. Parallel drawn to low-carb diet advocacy: movement shifted from exploration of pros/cons toward dietary supremacy and identity attachment. Both hosts value changing one's mind with new evidence and prefer evolving conversations over tribal "debates" aimed at winning. Core problem in ultrarunning Rapid professionalization and financial incentives exist, but sophisticated testing (especially out-of-competition) is essentially absent. Honor-code system + high rewards creates conditions in which some athletes near the top are likely to use PEDs. Contrast with Olympic sports (e.g., swimming) where positives occur even with lower financial stakes. "Doping" is an unhelpful blanket term that equates intentional, high-impact cheating (e.g., EPO) with gray-area or accidental cases. BPC-157 and gray areas BPC-157 is an experimental peptide with very limited human data (one small study of 12 people among 36 total studies reviewed). Anecdotally has been used for tendon/muscle healing; on the WADA banned list at all times (no TUE pathway currently). Gray areas exist in WADA criteria themselves (performance enhancement potential, health risk, "spirit of the sport"). THC example: banned in-competition with a relatively high threshold; removed alcohol from the list is an example of changes over time. Distinction between letter of the rules vs. moral/cosmic fairness; between intentional advantage-seeking and medical/recovery use. Testing realities & practical challenges Full USADA/WADA-style regimes require whereabouts reporting, out-of-competition testing, and significant lifestyle constraints (conflicts with the free-spirited, remote nature of trail/ultrarunning). Even gold-standard systems have loopholes (missed whereabouts, remote camps, short-acting substances timed around sleep windows). Half-measures are expensive, burdensome, and unlikely to deter determined cheaters. Middle-of-pack and age-group athletes face different calculus; many use legitimate medications (inhalers, etc.) that may or may not require TUEs depending on type and dose/threshold. Possible paths forward discussed Transparency and honesty should be encouraged rather than punished (both hosts respect that Hanes and McKnight disclosed BPC-157 use). Practical ideas: Optional "non-competitive / open" checkbox so athletes using regulated substances can still participate without affecting results/records. Tested vs. non-tested divisions (bodybuilding-style model). More education needed around legitimate medical use (TUEs, Global DRO checks). Focus should prioritize the small professional/elite tier where financial and competitive incentives are highest over age-group minutiae. Future regenerative medicine and longevity interventions will force further adaptation; sport has already accepted large performance gains from technology (super shoes) more readily than internal/medical ones. Influencers & broader culture Influencer economy adds complexity: financial incentives to promote products or share experimental practices; difference between sharing personal experience vs. recommending use. Transparency with clear caveats is preferred; pure anecdote-driven advice remains problematic. Societal issues (tribalism, algorithmic incentives, low scientific literacy) make clean solutions difficult inside a small niche like ultrarunning. Closing notes Both stress nuance over black-and-white absolutism Conversation aims to push the sport toward honest discussion of incentive structures rather than endless case-by-case outrage. Kilian's Substack article ("The Run Tough Mindset") and upcoming documentary Forged in Failure are referenced as related material.  

Executive editor Jack O'Brien first met Wendy Lund, an honoree from our Pinnacle Awards and Women of Distinction program, in September of 2022. Lund had just left her position as CEO of Agency 100 honoree GCI Health to serve as chief client officer for health and wellness at WPP. Now in her new post as CEO of Stagwell-owned agency Allison, Lund joins this week's podcast for an in-person interview with reporter Bella Czajkowski. Lund dives into a recent HarrisX–Allison Worldwide study on how GLP-1s are reshaping attitudes toward weight loss and care.  The report was released late last month and chief among its numerous findings was the observation that GLP-1s have moved firmly into the mainstream, though the public conversation around them remains split between medical breakthrough and moral judgment. As Wendy told Bella, “culture is shaping health, but health is also shaping culture.” And for our Trends segment, O'Brien and Czajkowski are joined by editor-at-large Steve Madden for a conversation on all that went down during the FDA's recent two-day advisory panel focused on peptides.  Check us out at: mmm-online.com Follow us: YouTube: @MMM-onlineTikTok: @MMMnewsInstagram: @MMMnewsonlineTwitter/X: @MMMnewsLinkedIn: MM+M To read more of the most timely, balanced and original reporting in medical marketing, subscribe here.Music: “Deep Reflection” by DP and Triple Scoop Music. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

"The long-term drivers for the commodity cycle are intact. The rally that we've seen over the last 24 months, it's just like a teaser of what's coming when you look at broad sort of like landscape ideas in terms of like the exposure of global markets to mining and metals and to energy as well, it's less than 1% in some cases. If that only gets back to long-term averages of 5 to 10%, we're looking at trillions of dollars that are going to roll into our space. We live in a world where companies have trillion-dollar valuations. Why can't our companies [miners] have trillion-dollar valuations?" explains Resource Fund Manager Samuel Pelaez in this MSE episode. Samuel Pelaez is the President, CEO and CIO of Olive Resource Capital Inc. He has dedicated the past decade to financing natural resource projects while serving as Chief Investment Officer and Portfolio Manager at Galileo Global Equity Advisors, and as an analyst at US Global Investors. Mr. Pelaez has been an early investor in numerous resource discoveries and has been an active participant in Canadian resource corporate transactions. Samuel graduated from the Schulich School of Business with Distinction. He also holds a Masters in Finance degree from The University of Cambridge. He was a scholar of the Financial Leaders of Tomorrow Program at the PBOC Graduate School at Tsinghua University in Beijing. Samuel is a CFA charter holder and member of the Toronto CFA Society where he resides. Sam's website: https://olive-resource.com/ 00:00 Intro 00:47 Market Outlook and Fed 02:41 Gold Pullback Opportunity 04:12 Liquidity Spreads to Commodities 07:04 Whales Media and Charts 08:29 Copper Capex and Juniors 13:54 Project Quality and Water 17:13 M&A Drivers Permitting 19:46 Fast 41 and Policy Tailwinds 21:50 Portfolio Construction Focus 24:21 Position Sizing Concentration 28:37 Benchmarking and Learning 34:10 Top Picks to Watch 36:45 Olive Resource Capital Thesis 39:23 Cost of Living Philosophy Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 This interview was not sponsored. Mining Stock Education offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Join Andrew, Marianne, and me as we review Chapter 11 of An Ecological Approach to Visual Perception, the discovery of the occluding edge, and how it completely changes the distinction between perception and memory. My Research Gate Page (pdfs of my articles) My ASU Web page Podcast Facebook page (videos, pics, etc)   Subscribe in iOS/Apple Subscribe in Anroid/Google   Support the podcast and receive bonus content   Credits: The Flamin' Groovies – ShakeSome Action Mark Lanegan - Saint Louis Elegy via freemusicarchive.org and jamendo.com

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Colette Cummins, Chief Risk Officer of Inland Fisheries Ireland and a RIMS-CRMP Commissioner, on what it's like to be a CRO in an organization whose mission is protecting a national natural resource. Justin invites Colette to share her career journey, and she tells how she developed in credit risk management, audit, and enterprise risk management, and how she landed in the public sector, protecting the environment while guiding Inland Fisheries Ireland toward building a solid risk framework. Colette speaks of the surprises she found in the public sector, and the impressive risk mindset and commitment she finds at IFI.   Listen for principles of building out risk registers and a risk framework, whether in the private sector or a public sector agency.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest today is Collete Cummins. She is the Chief Risk Officer for Inland Fisheries Ireland and a RIMS-CRMP Commissioner. We're going to have a great dialog. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:12] On the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:28] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:41] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:51] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:08] On with the Show! Our guest today is Colette Cummins. She is the Chief Risk Officer for Inland Fisheries Ireland. The IFI is the dedicated state agency for protecting, managing, and conserving Ireland's inland fisheries and sea angling resources. [2:26] Colette is the agency's first CRO, but she's not new to risk management. We're going to hear about her career journey and why she feels that this position was custom-made for her, combining her love for environmental awareness with her risk management knowledge. [2:42] Colette is also a RIMS-CRMP Commissioner, and on September 24th, you can hear from her directly, along with Elliott Long, another RIMS-CRMP Commissioner, in the informational session, "A Conversation with RIMS-CRMP Commissioners Who Hold the Credential." [2:58] That's a free informational session. Visit RIMS.org/CertificationWeek for more information. A link is in this episode's show notes. But we're here to talk with Colette about her fascinating career and risk philosophies. Let's get to it! [3:13] Interview! Colette Cummins, Welcome to RIMScast! [3:28] Colette was told once that she is excessively optimistic. She's very positive. She took it as a compliment. [4:18] Colette started fresh out of university in credit analysis and credit risk management. She worked in a few financial services organizations. It gave her a taste for risk management at a high level. It was around portfolio analysis and the credit history of customers. [4:51] The role Colette was in wound down, and she was looking to move into a different area in the company, Hewlett Packard Enterprise, in the financial services subsidiary. An opportunity came up to work in internal audit. She decided to try it for a year. She stayed in it for 15 years. [5:32] In the middle of those 15 years, Colette had an interim stint in Operational Risk Management for a year and a half, and she loved it. [5:47] Colette says, in Operational Risk, you're seeing down at a tactical level how to manage and monitor risk. It was very much around risk monitoring. [6:01] Colette explains why she stayed in internal audit for 15 years. Ten years were spent in various internal audit management roles in the financial services subsidiary. It was a tough time for HPE in terms of meeting the new regulatory challenges in Ireland and Europe for financial services. [6:41] Colette was asked to take on the Head of Internal Audit role. She did that for five years. She went into Internal Audit for one year in 2008. In 2015, she worked in Operational Risk. In 2017, she was asked to come back to take over as Head of Internal Audit. [7:11] It was a challenging situation because new EU regulations were coming in for banks and financial services businesses. It was a lot of pressure to meet these. There was a lot of scrutiny from Irish regulators. It was a challenging environment for Internal Audit. [7:53] When Colette moved in as Head of Internal Audit, it was a pivotal role in terms of steering the organization through that regulatory time. It was a great learning experience and very helpful now that she's in a public sector role. [8:09] Colette says, the whole time she was Head of Internal Audit, she was thinking, "How do I get back to Risk? How do I get out of here?" She loved Operational Risk. [8:27] Colette networked heavily within the organization. She got the opportunity to move out of Financial Services up into the global HPE organization as an Enterprise Risk Manager. She got that role through networking. She enjoyed that ERM role and did it for about five years. [9:26] Colette says it was a strategic role. She was working with the heads of each business unit, reviewing their risks. It had a very heavy emphasis on reporting to the audit committee and the board on what was happening in risk management in the business units. [9:58] Colette didn't feel as if she was effecting change or driving new strategies within the organization, but she learned a huge amount about negotiating with senior management and a lot about the fundamentals of risk management. [10:18] For the last year or two of her role, Colette wondered what she was doing there. She had a sense of wanting to stay in risk management but wanting to do something different, maybe something more value-add and less commercially driven. [10:39] Colette says towards the end of 2025, HPE announced it was cutting resources and implementing cost-cutting initiatives. As part of that, her role was made redundant. At first, it was a big upheaval and quite a shock after 22 years with the organization. [11:03] Colette says that upheaval turned into a great opportunity. It was the push she needed to ask herself where she wanted to go and what she wanted to do. It was an opportunity to try something completely different. [11:28] Colette says she didn't know anybody in the public sector. She had no contacts. But in Ireland, you cannot in any way canvass for jobs in the public sector. Everything is heavily regulated with very strict anti-corruption regulations. [11:54] Colette says she had no knowledge of the organization. She had no intention of applying for a role for at least six months. But she started looking at what was out there. She was going to put some time into development and building out her CV and getting some qualifications. [12:33] Colette says she had been thinking she would like to do something in the public sector; something more meaningful and less commercially-driven. She wanted to do something with more autonomy, more impact, and more control over risk at the organisation. [12:54] Colette says, one Wednesday afternoon, she was looking, and she saw this job that had just come up. It's in exactly the right location, it's public sector, and it's IFI, an environmental body. Colette said, "Wow! This is it!" Forgetting her six months off, she had to go for it. [13:19] Colette interviewed for the job when she hadn't yet finished her old role at HPE. She was hugely busy, trying to wrap up her role and interviewing. The interview process for the public sector in Ireland is extremely rigorous and tough. She was successful in the role. [13:43] Colette says she just had a couple of weeks off and then went straight into it in March of 2026. She has been CRO at Inland Fisheries Ireland for four months now. [14:06] Colette says IFI is the state organization that is responsible for protecting the fish stock in Ireland. Ireland is a country with a lot of waterways. IFI is responsible for protecting the fish in 45,000 miles of rivers, 128,000 hectares of lakes, and 3,500 miles of shoreline. [14:43] It's doing everything to protect and restore the fish stock in those areas. Historically, the organization was very much about protection, preventing fishermen from overfishing and from fishing illegally, especially protected species. IFI has a substantial staff who patrol the rivers. [15:17] Now IFI is working on pollution, reacting to any pollution episodes and ensuring that they're investigated and stopped. Colette says that prevention measures sit with a different state body. The Environmental Protection Agency works on the prevention of pollution.  [15:41] Colette says because the IFI has staff on the ground, it will see pollution coming in, react to it, and get in touch with the EPA to say, We've seen something coming into this river at this location. We need your team out here to source and stop it. [16:08] The IFI staff on the ground takes samples of the water and has them ready for when the EPA team comes to look at it. Another huge element of what the IFI does is restoring the habitat and creating the perfect environment for the fish. They research how the stock is developing. [16:35] The IFI research teams go out and do things like electrofishing, where they stun the fish for a few seconds to take a scale from the fish, test it, and work out the genetic trail of the fish and where they've come from. There's a huge amount of information they take from that. [16:58] The IFI works on the rivers, as well. Salmon, in particular, always go back to where they spawned. You need to keep that route open for them. If a barrier, like a dam, has been built, the IFI team works with construction companies to remove those. [17:19] The IFI has a wide series of activities: patrolling, protection, pollution, habitat restoration, and research. Colette is sure risk professionals hearing this are saying, That's a lot of risks! [17:37] Justin points out that the IFI covers thousands of miles. It's not just the particulars of the job but also the volume and area it has to cover. [18:03] Colette says the other element is that fishing or angling is part of Ireland's tourist industry. The IFI promotes fishing, without overfishing, obviously, and supports and partners with the local fishing organizations. [18:28] A Quick Break! Many fantastic RIMS events are coming up in 2026. You can register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. [18:44] Visit RIMS.org/Events for registration information. The hotel cutoff date was July 10th. Reservations may still be made after the hotel cutoff date, subject to availability; however, the negotiated group rate is no longer guaranteed, so reserve now. [19:00] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [19:11] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [19:28] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [19:44] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [19:59] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [20:08] An announcement seeking nominations for the RIMS Global ERM Award of Distinction will be made public in July. Visit RIMS.org/ERM2026. [20:19] We're already looking to RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st! The call for session proposals is now live and will stay active through August 21st. [20:34] RIMS members can exclusively register by September 4th for the best rate. And get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [20:54] Let's Return to Our Interview with Inland Fisheries CRO and RIMS-CRMP Commissioner Colette Cummins! [21:05] Justin comments that fish is a critical food source, so IFI has to make sure that they're clean, healthy, and they keep repopulating. Colette agrees but says that it's less about food and more about environmental protection. [21:23] Colette says some species have been reduced a huge amount in the last number of years because of things like pollution, habitat destruction, etc. It's really about environmental protection, restoring that stock, and bringing it back to where it should be for a natural balance. [21:42] Colette says her CRO role is new at IFI. That's what made it even more exciting for her. She says, when she came in, it was basically a blank sheet. IFI had dealt with risk by using a third party to give them a risk management model and some training. [22:10] Colette says the IFI was trying to work with that in-house, without any risk management expertise. It brought in a bit of a risk mindset, but essentially, Colette had a clean sheet to start with. She came in in March, and now she's building out the risk register. [22:36] Colette's first task was to design the risk framework. Colette loves risk management and has done lots of various elements of it, but she's never had complete autonomy, where she was driving change in the organization. [22:55] By full autonomy, Colette means she owns everything. Anything that happens to do with risk comes to her. [23:01] Up until now, Colette's role has been designing the framework: establishing how the organization is going to manage risk, building that out, getting people on board with that framework. It's split into six departments within the organization. [23:29] Each head of that department, or ELT member, will own their risk register, or their list of risks. Colette is working closely with them to ensure they have all their risks listed within that register and that they fully understand them. [23:48] Colette is looking at their controls and helping them devise new controls, looking at how the risk matches the risk appetite of the organization, and working with the next level of management beneath them to help them develop their risk registers to report up to the ELT. [24:40] Colette says IFI had been trying to recruit a CRO for some time. She wishes she had known! She would have applied last year. She just happened to see it. The existing model wasn't working. There was a real need. [25:00] The audit committee and board were saying they weren't happy. They said they needed to see risk management alive in the organization. Colette had to dive straight in, hit the ground running, and start building it out straightaway. It was exactly the challenge she was looking for. [25:18] Colette says it's so good to have that autonomy and responsibility, but also accountability. She is completely accountable for everything that happens with risk. Colette gets each member of the ELT to develop their risk register and report that up to the audit committee. [25:45] If anybody is doing anything where they want to think about risk, they talk to Colette. It's not complicated. They don't go to somebody else. Everybody knows, if it's got the word "risk," they come to Colette. Colette says the full visibility of everything is great. [26:19] Colette says she's starting with a very simplistic model to build the registers. She says it's drawn more from ISO, but it's a very simplistic model to get the organization started. Colette moved from a private-sector global IT company to the public sector. [26:56] The one thing that is challenging is that things move much slower in government. It moves much slower, and that's probably even more so in Ireland than in Europe and maybe than in the U.S. [27:16] You could come in and see this is the change that is needed, and think you could go ahead and effect that change within a couple of weeks? Oh, no you don't! You need to take everything slowly and get the right approvals and authorizations, etc.  [27:29] Colette says she is starting with a really simplistic model: set out your risks, set out your controls, set out your mitigating actions, and then, we're going to get the organization working on that with that framework. [27:43] Colette hopes to do it within six months, but knowing the public sector, it could be a year. Then start building in other elements to it to make it a more mature and sophisticated framework. [28:19] Every change has to be approved by the Audit and Risk Committee (ARC). If Colette wants to make a small tweak in the existing framework, it goes back to the Audit and Risk Committee, which meets every three months. [28:51] Colette presented to the ARC in June. She presented how she wanted to move forward. There was no question. She knew they were going to approve it. She couldn't just go ahead and put the framework in place. [29:08] It needs to go through the protocols and have the conversation with the ARC and just take it nice and slow to effect any change. That is one challenge that's different for Colette. But otherwise, she can bring all of her experience from different areas and use every bit of it. [29:37] One More Quick Break! RIMS has launched RIMS, The Foundation for Risk ManagementTM. The Foundation is dedicated to shaping the future of the profession. Contribute to strengthen the global risk management community and invest in the future of the industry. [29:57] The Foundation also supports the Spencer Educational Foundation but has a different mission. The Foundation focuses on providing opportunities for those professionals who have already decided to enter risk management and are just getting started. [30:11] You can learn more about the Foundation by visiting RIMS.org/FRM.  While you're there, be sure to check out information about the Susan Meltzer Scholarship Fund, which was established to honor Ms. Meltzer, who was RIMS President in 1999 and 2000. [30:30] Susan Meltzer was a cherished RIMS President and contributed so much to RIMS and the greater risk community. Learn more at RIMS.org/FRM.  [30:39] Let's Return to Our Interview with Colette Cummins!  [30:53] Colette Cummins is speaking with us today from County Kildare, about 30 miles outside Dublin, Ireland. The IFI offices are on the edge of Dublin, the capital of Ireland. Colette says the land is actually greener and more beautiful than the travel brochures could describe. [31:30] Colette says Ireland is full of rich waterways, which keeps her in a job. She lives near Dublin but is originally from the Southwest of Ireland, which is by far the most beautiful. The coastline is stunning. It's where most Irish go on holidays. It's gorgeous. [32:00] Colette says the accent in the Southwest of Ireland is different. Colette's husband from the middle of Ireland requests subtitles when he visits her family in the Southwest. Colette describes the difference between the accents in the South and North of Ireland. [33:05] Colette says the IFI Corporate Risk Register has generic risks around AI, cyber, training, and resources. [33:33] One of their biggest risks is health and safety. Staff are going out and patrolling rivers. They will sometimes come across fishermen who are happily overfishing and not keen to meet a patrolling officer who tells them they shouldn't be taking all this fish and depleting the stocks. [34:08] There is a health and safety risk with the patrolling officer being out on a river on boats. There is a health and safety risk in meeting an acrimonious and adversarial fisherman. [34:28] Because IFI does research, they have staff in labs, using high-tech equipment, with a health and safety risk. They have engineers looking at the rivers and habitats and maybe some constructions in the rivers that need to be removed. They have a health and safety risk. [34:37] These are new risks and things for Colette to get her head around. How do we do this? How do we manage that? And the other side is regulation. There are a lot of different regulations that impact IFI. [35:22] Colette says, In the public sector, your reputation is critically important, because you're the face of the state. Reputation is an impact factor you need to build into every risk. If IFI does something wrong, it could end up in the national media the day after. IFI uses taxpayers' money. [36:15] Colette says another huge category of risk for IFI is procurement, ensuring they are using taxpayers' money in the right way and not misusing it. [36:50] Colette says that prioritizing risks comes back to the goals. In procurement, there is the risk of spending money in a way that's not compliant. There is also the risk that there are too many procurement controls and the business can't move fast enough or do what it needs to do. [37:24] Colette says it comes to the organizational goals. What is the impact on the organizational goals? Which risk is going to have a greater detrimental impact on the organization's mission? One caveat: the health and well-being of the staff override everything. [37:55] Health and safety risk trumps everything. IFI would be completely averse to any risk that will impact the health and safety of the staff. Health and safety trumps every other risk. [38:16] Justin says he and Colette met recently for the RIMS-CRMP series where everyone can see her on September 24th. Justin says Colette is very positive and upbeat and speaks about her role with a lot of enthusiasm and joviality. [38:39] Colette says there are 330 people in IFI. It's not commercially driven, so a lot of people are at IFI because they love the work. For some people Colette works with, it's a vocation. They would nearly do the same job without being paid because they have such passion for it. [39:11] Colette met with the research team on site at the rivers to get a better understanding and just to see the passion they have for the job. Using her risk knowledge to help them do their jobs better and to help them protect themselves from risks was rewarding and enjoyable to Colette. [39:45] Colette says being able to use her experience across the organization is just fantastic. Colette has a lot of different experience, and to bring it all together and use it every day when she is challenged with a new task is fantastic and very rewarding. [40:27] Colette says this is the field staff's very busy time because this is when all the fishing is happening, this is when pollution is more likely to happen, and when the temperatures go up, the fish are under pressure, so you have to try and protect the waters. [40:42] Colette says the research staff was delighted to hear that someone was coming down from the head office to go out and make the time to really understand the organization. They were very anxious to show her everything. There is such pride in the organization. [41:!5] Justin says a lot of the risk professionals listening are in the private sector, and he asks Colette what would most surprise them about risk management in a public environmental organization. [41:40] Colette says a lot of the differences in the public sector are what you would expect: things move slower, and the protocols. [41:49] What surprised Colette the most is what a strong risk mindset they have. There's a good understanding of risk already, even through the layers of management. They can look at what's going on, the processes, and the activities and ask, "What are the risks here?" [42:16] There is also a commitment to risk that Colette was not expecting. She was expecting to meet a research manager who wanted to research and leave risks to Colette. She hasn't had that anywhere. They all ask her to talk with them about their risks. "Am I managing them right?" [42:39] Colette says there is knowledge and commitment, and that has been the biggest surprise for her. It obviously makes her job a lot easier. [42:48] Justin says this is excellent. It has been such a pleasure to meet you these last couple of days. We're going to see you during RIMS Certification week on September 24th. [42:57] Justin says, You will be co-hosting the informational session, "A Conversation with RIMS-CRMP Commissioners Who Hold the Credential." You're such a breath of fresh air. We really appreciate your contributions, and I learned a lot speaking with you today and yesterday. [41:12] Justin says, You have a fascinating job, and I hope that you have a chance to attend a RIMS event, maybe lead a session, and connect with our live audiences, as well. Colette says she would love to at some stage in the future. [43:32] Special thanks again to Colette Cummins of Inland Fisheries Ireland for joining us here on RIMScast. [43:38] You can hear Colette again on September 24th during RIMS Certification Week for the special informational session, "A Conversation with RIMS-CRMP Commissioners Who Hold the Credential." [43:49] That session will be held at 10:00 a.m. Eastern. Visit RIMS.org/CertificationWeek. The link is also in this episode's show notes. We've got sessions on the 22nd, 23rd, and 24th of September. We look forward to seeing you there. [44:05] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:22] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:39] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [44:52] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [43:05] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS Certification Week: Sept. 21‒24 | Complimentary For All RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 | Education Content Submission ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026 RIMS, the Foundation for Risk Management Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Sponsor RIMScast — Sales@RIMS.org Fisheriesireland.ie/ Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: "Reputation and Defense with Jeff McKissack" "Choosing the Challenge with Johnell Holly" "Supply Chain Integrity and Sustainability with Nicole Sherwin of EcoVadis"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenge" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Colette Cummins, Chief Risk Officer, Inland Fisheries Ireland RIMS-CRMP Commissioner   Production and engineering provided by Podfly.

Jodie Schillinger, executive vice president at Maple Ridge Farms and Counselor's 2026 Woman of Distinction. joins this week's episode of Promo Insiders to discuss mentorship, meaningful leadership and why creating a sense of belonging can transform workplaces, careers and communities.

Multi-year guarantee annuities (MYGAs) might be the most overlooked "bond alternative" in your retirement plan. In this episode, you'll hear a Wall Street bond veteran break down why MYGAs behave like annuity bonds, how he personally uses them, and why guarantees—not hope—should be paying your bills.    In this episode, The Annuity Man discussed:  Background in Wall Street bond management What MYGAs are and how they compare to CDs and bonds Personal portfolio strategy using MYGAs as "annuity bonds" Tax deferral, rollovers, and legacy considerations with MYGAs Why guarantees matter more than categories in retirement planning Distinction between MYGAs and indexed/variable annuities   Key Takeaways:  Multi-year guarantee annuities function like the annuity industry's version of CDs, offering a fixed rate for a specific term with no fluctuation in account value. Treating MYGAs as "annuity bonds" can provide bond-like coupons and high-quality guarantees without market volatility. Tax-deferred growth and non-taxable rollovers between MYGAs allow interest to compound over long periods, creating a powerful accumulation engine. Investment decisions should focus less on product labels and more on the strength of contractual guarantees and the financial quality of the issuing company. Indexed and variable annuities do not qualify as "annuity bonds" because their returns are not guaranteed and rely on hypothetical or projected performance.   "Stop with obsessing over the category. Obsess over the guarantees." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator

"Parallel Universe" When I was working in college radio it seemed like Hypnolovewheel was putting out a record every year. And it felt that way because they pretty much were. Although they'd put out two records in the eighties, in the '90s the Long Island outfit released a trilogy of albums in an indie rock whirlwind: there was 1991's Space Mountain, 1992's Angel Food and 1993's Altered States. An EP followed and--well, that was pretty much it. More on that in a second. Over the course of their seven-year career, Hypnolovewheel toured with Kitchens of Distinction and King Missle, opened for fIREHOSE, the Jesus Lizard and the Fleshtones, got played on 120 Minutes and got rave reviews from The New York Times and were featured in Spider-Man comics. The band's compositions were loaded with clever lyrics, sneaky rhythms and hooks galore and each song jangled away with grinding, catchy beauty. Falling somewhere between R.E.M. and Lotion, Hypnolovewheel are one of those bands that may have been overlooked simply because college radio was a crowded and competitive field, but their new compilation Parallel Universe is a perfect sampler of what you might have missed, were you one of the folks who missed these guys the first time around. Drummer Peter Walsh passed away in 2021, but the remaining members are active in the reissue campaign of their back catalog and there's a lot of music to hear. https://hypnolovewheel1.bandcamp.com/album/parallel-universe https://www.instagram.com/hypnolovewheel/ www.bombshellradio.com (http://www.bombshellradio.com) www.stereoembersmagazine.com (http://www.stereoembersmagazine.com) www.alexgreenbooks.com (http://www.alexgreenbooks.com) Stereo Embers: Threads + IG + BLUESKY: @emberspodcast Email: editor@stereoembersmagazine.com

PSR Podcast is a listener supported outreach of Be Broken Ministries. Partner with us through giving at BeBroken.org/donate. Thank you for your support!----------In this episode, I welcome back Andrea Rogers, a Board Certified Life Coach specializing in intimate partner betrayal trauma. Andrea shares her powerful personal story of discovering her husband's double life after 14 years of marriage, which eventually led her into coaching work. We explore what intimate partner betrayal truly means, its devastating emotional and physical impacts—including PTSD-like symptoms—and why it's so isolating. Andrea also shares about the Intimate Partner Betrayal Awareness Day, observed annually on August 4th. This is a growing movement to bring visibility and community to those affected. To learn more about Andrea and her resources, visit FullyAliveCoachingLLC.com and IPBAwareness.org. Topics Covered in this Episode:Personal experience with intimate partner betrayal and its impact on relationships.Definition and understanding of intimate partner betrayal and betrayal trauma.Emotional and psychological effects of betrayal trauma, including symptoms similar to PTSD.The isolating nature of betrayal and societal misconceptions surrounding it.The establishment and significance of Intimate Partner Betrayal Awareness Day.Misconceptions about preventing betrayal and the need for specialized support.The importance of community and support systems for healing from betrayal trauma.Distinction between betrayal trauma and other forms of relational conflict.Strategies for healing and first steps for those experiencing betrayal.The role of friends and family in supporting individuals dealing with betrayal trauma.More Resources:An Ember of Light by Andrea AminahWives Care Groups (Online)40 Days of Healing for Wives (online course)Related Podcasts: Is There Hope After Divorce Due to Sexual Betrayal? Online Care Groups for Wives Facing Betrayal TraumaHealing from Sexual Trauma and Coercive Control in Relationships----------Please rate and review our podcast: Apple and SpotifyFollow us on our Vimeo Channel.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Jerome Mayne about his experiences and his upcoming RIMS Texas Regional Conference 2026 keynote, "Choices and Consequences: The Human Side of Risk." In his keynote, Jerome will speak about his experiences and the human factors in decisions. He shares part of the story from his keynote and his book Diary of a White Collar Criminal. Justin and Jerome discuss how fraud develops. Most fraud comes after a series of bad decisions. Jerome says, looking back, you may not understand why you made those decisions. His keynote will address, through storytelling, how fraud happens. Jerome uses humor to tell very serious stories. Jerome speaks of an organizational culture in which it is safe to discuss with leaders bad decisions you may have made. If there is an atmosphere of fear, you will not have these discussions.   Listen for the value of connecting and giving your audience takeaways they will remember.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be joined by Jerome Mayne, opening keynote speaker for the RIMS Texas Regional Conference 2026. We will talk about choices and consequences. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. The next virtual RIMS-CRMP Exam Prep courses will be held on July 28th and 29th. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:19] On the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:34] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:48] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:57] Live Events! The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration will open in July. Look out for the call for nominations for the RIMS ERM Global Award of Distinction. Visit RIMS.org/ERM2026 in July for that announcement. [2:19] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:38] On with the Show! Our guest today is Jerome Mayne. He is an Ethics and Humorous Keynote Speaker. He will be kicking off the RIMS Texas Regional Conference 2026. [2:48] Jerome is the author of Diary of a White Collar Criminal, the first-hand account of his career in comedy and his 21-month Federal prison sentence for white-collar conspiracy. Learn more at JeromeMayne.com. [3:03] Jerome will provide a unique blend of ethical insights and humor at the RIMS Texas Regional Conference 2026 in San Antonio on Tuesday, August 11th, with his session, "Choices and Consequences: The Human Side of Risk." [3:20] We're going to get a preview of that session, and also get his perspective on ethical decision-making and how risk managers can avoid certain temptations. We're going to have a lot of fun! Let's get to it! [3:33] Interview! Jerome Mayne, Welcome to RIMScast! [3:38] Jerome was recommended by a RIMS member to be a great person to "kick off" the conference. Jerome says word of mouth is the best marketing. [4:28] Jerome says people don't like to think they're going to an ethics conference. That could be a real "sleeper." [4:50] Jerome says his whole perspective is from the human side. He speaks about decisions. He doesn't speak about financial transactions. He's not doing bullet points. He's not a scholar in ethics. He knows about decisions. [5:12] Policies and checklists are important, but there's still a human being making the decision, especially with technology. [5:30] Jerome says his experience and story have to do with decision-making. It doesn't matter what industry it is; it's all the same. It's human. That's what he talks about, and he says he's fortunate because he gets to tell a story. [5:50] One of the things Jerome hears most is that he connected with the group because he's a regular guy, like everybody else in the office. He wasn't a Bernie Madoff. He didn't plan something. It was decisions. [6:23] Jerome says that in real estate finance, you've got a lot of things that have to happen. There are Fannie Mae guidelines, and underwriters that make sure the transactions are right. They didn't call it risk management. It was your manager who kept an eye on it. [6:47] With real estate finance, you have underwriters, but they can't catch everything, and there was less technology. It was a lot about the human factor. Then when you sell all these loans in a pool, and it goes to Wall Street, there are audits, and that's where they can find stuff. [7:12] There were some red flags before it went to auditing, but that's the risk. [7:28] Jerome thinks risk management has evolved since his time in real estate. In Jerome's time, humans made the decisions to get the customer involved. There were human decisions to make sure that financial transactions went through. Now there are more computers to flag stuff. [8:04] Jerome says, ultimately, today, risk managers are looking for fraud and for specific risks they have identified that indicate there is a problem. It starts with the organization's culture. If you're not comfortable thinking about decisions you've made, that can be a red flag. [8:45] Fraud isn't the first thing that happens. It's usually a decision, a mistake, or a justification. It kind of rolls from there. Justification is really easy. Fraud is the last thing that happens. [9:28] Jerome says people call it the slippery slope. Jerome calls it your gut instinct. Instinct is like muscle memory. If something doesn't look right, you know what to do. You feel it right away. [9:53] And then, maybe there's a reason that you don't do it. You want this transaction to go through, or you like the customer and you think it's not a big deal. It's not like they told you they were going to commit fraud. [10:24] And then, you keep working with that customer, and you realize, more and more, you're just making decisions to make it through the transactions. Jerome will share a story like this in the session. It didn't start with one thing, and they never asked Jerome to do anything for them. [11:01] It was never part of the deal that Jerome was going to make money at it. His biggest worry was that he was going to get fired, maybe. [11:15] A Quick Break! There are many fantastic RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [11:33] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. Visit RIMS.org/Events for registration information. [11:51] The hotel cutoff date was July 10th. Reservations may still be made after the hotel cutoff date, subject to availability; however, the negotiated group rate is no longer guaranteed, so reserve now. [12:03] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [12:14] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [12:31] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [12:47] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [13:03] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [13:12] Be on the lookout for an announcement about submissions for the RIMS Global ERM Award of Distinction. Visit RIMS.org/ERM2026.  [13:22] Let's Return to Our Interview with RIMS Texas Regional Conference 2026 Keynote, Jerome Mayne! [13:32] Justin and Jerome have standup comedy in common. Justin did standup in New York from 2006 to 2007. He says it takes a certain calling to want to get up and do that. [14:11] Jerome had done improv and started doing standup. He had always been a performer and a musician, performing on stage. He started improv, "smoking stage," and standup because his life was swimming along just great. [14:36] Then, Boom! Jerome was indicted. He was going through pre-trial. He didn't have a job anymore; he didn't know what to do, and he didn't know what was going to happen to him. His life wasn't happy, and being in a club every night of the week, you can develop some bad habits. [15:33] Jerome says there was some great stuff about some of the people he met, especially after he pled guilty. It took a while from that point until he had to go to prison. So he had several months, and he didn't know what to expect in prison. He was scared. Then he just embraced it. [16:06] A lot of his standup material was about his indictment and preparing for prison. Jerome says in standup you have to give the audience permission to laugh about serious subjects. [16:45] Jerome developed cancer in prison. After he got out, he used it. He finds comedy all over the place, even in serious, nightmare stuff. He had some funny stuff that happened during the cancer. That material didn't work. The audience never felt comfortable for him to joke about it. [17:47] The audience gets the story, not the bullet points. He's not telling a story about fraud. He's telling a story about life. It's not a story about Jerome; it's a story about the audience. Not that they're going to do it, or have done it, but everybody is eligible to make a bad decision. [18:16] Jerome says, you can be a great father; you can be the CEO; you're eligible. It's whether or not you do, and you recognize that the decisions you make are going to have consequences. [18:28] Jerome tries to connect with the audience. He has found a lot of people to be receptive to some really serious stuff. People need to feel comfortable listening. They're not learning textbook information. They're learning from a story. [18:55] They can reflect on what they see: situations that they've been in. Jerome has found that comedy helps loosen people up so they can listen, and they're not saying, Wow, that's a felon! Jerome doesn't look like a felon. Felons don't look a certain way. That's important, too. [19:31] Justin says we have so many listeners who are CROs and risk leaders, and their job is to help make better decisions. Some of them may blur the lines out of an act of desperation. They may be thinking through the lens of parents of students in college or approaching college. [19:51] Jerome has found that doing standup prepared him to be a speaker. You get beat up as a standup. You have to connect with the group to convey your story. That's what comedy is. Jerome found that comedy worked, and he got something out of it. He feels good about it. [20:36] Jerome never thought that standup was part of what he was going to do or that he would feel fulfilled providing entertainment, and for people to walk away saying, "I'm never going to forget that." When he hears that, he knows he did something right. It mattered. [21:13] Justin talks about being in a band in high school. Jerome was a piano player and singer. He formed an Elton John tribute band after his time in prison; he played Elton. You can find his Elton John tribute band on the internet. [21:47] Justin played bass. He wanted to be Flea from the Red Hot Chili Peppers. When you're on stage, you have an instrument to rely on. When you're a comedian, you have nothing else to rely on. Jerome really likes sharing his story, and he found that people get something out of it. [22:21] Jerome says he has to be fulfilled also, or he wouldn't do this anymore. That does help. He likes to connect with the group. As a speaker, just like a standup, Jerome needs to connect, read the audience, see where they're going in real time, and change it. [22:46] Jerome says you could be the smartest guy in the state, and people will walk out of there, and they got nothing. Jerome would like to think that he can connect. He's been doing this for over 20 years. He'd better have found where the pause needs to be, and it changes. [23:21] Sponsorships! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. RIMScast is proud of its longstanding relationships with AXA XL, Global Risk Consultants, Alliant, Zurich, and more. [23:41] Links to many of these episodes are in the show notes. RIMScast sponsorships can be bundled with whitepapers and webinar sponsorships. [23:49] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! [24:03] Reach out to Ted Donovan at  TDonovan@RIMS.org or reach out to Sales at Sales@RIMS.org. Let's find the best opportunity for you and your organization. [24:15] Let's Conclude Our Dialog with RIMS Texas Regional Conference 2026 Keynote Jerome Mayne! [24:45] Jerome says he doesn't know trends more than the average consumer. Some people are thought leaders. Jerome is a storyteller. He wouldn't do it if people weren't getting something out of it. He wouldn't be on conference stages if somebody hadn't heard he might be a good fit. [25:40] Jerome says, it's not because he kept up on that industry. It's not that he doesn't understand risk, fraud, and ethics; he does. He understands them more, however, in the way humans might make decisions or how they might avoid making decisions. [26:18] Jerome says good leaders setting the tone are all over the place. There are good people everywhere. Most people are good. Good leaders and good cultures are all over the place. [26:43] Jerome suggests doing a check-in on your organization and people to make sure they're comfortable saying, "I think I made a bad decision. Can we talk about that?" If people are scared to do that, they're not going to make the right decision, and they don't feel supported. [28:00] Jerome says that what he learned from his experience is that sometimes you can make decisions and choices, and then look back and question why you would ever have made those decisions. It didn't make sense. [28:43] Jerome says, when people look back, it just doesn't look the same as it did when you were in it. You didn't see the forest for the trees. It doesn't look the same when you are looking back at it. [28:58] Jerome says, when I think about risk and financial danger, I think of people and how they have to make decisions. It's about trusting yourself that you are going to make a good decision. If you have support from the organization, you're going to feel comfortable talking about it. [29:32] It's important to make sure there's no silence and fear in your organization about discussing decisions. [29:42] Justin says, This has been a standout RIMScast episode. We don't get too many people with your resume. I look forward to having you keynote the RIMS Texas Regional Conference 2026 in San Antonio, on August 11th, at the San Antonio River Walk. Thank you, Jerome! [30:42] Special thanks again to Jerome Mayne for joining us here on RIMScast. Check out his site, JeromeMayne.com, for more information. [30:51] We look forward to his keynote at the RIMS Texas Regional Conference 2026 on the morning of Tuesday, August 11th, at the Grand Hyatt on the San Antonio River Walk. Be sure to follow up with him in the hallways afterward and let him know you heard him here on RIMScast. [31:11] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [31:28] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [31:45] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [31:58] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [32:10] Practice good risk management, stay safe, and thank you again for your continued support!   Links: Sponsor RIMScast — Sales@RIMS.org RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available www.jeromemayne.com Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep | July 28‒29 RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: "Reputation and Defense with Jeff McKissack" (TX Regional Session Leader) "Mid-Year Risk Roundup 2026 with Morgan O'Rourke and Hilary Tuttle" "Live From Texas 2025!" "Leadership Lessons with Major General (Ret.) Robert F. Whittle Jr., RIMS Texas 2025 Keynote" "Risk and Clarity with Huw Edwards, RIMS Texas 2025 Keynote"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Jerome Mayne, Ethics and Humorous Keynote Speaker Author of Diary of a White Collar Criminal RIMS Texas Regional Conference 2026 Keynote Speaker (Aug 11)   Production and engineering provided by Podfly.

If you have ever felt fear in your body and then immediately made that fear mean something bad about you, this episode is for you. Vanessa explores fear not as something to conquer, transcend, or shame, but as something ancient, intelligent, protective, and deeply human. Through polyvagal theory, Buddhist psychology, the teaching of the first and second arrow, RAIN practice, and self-compassion, we look at what changes when we stop treating fear like the enemy. Healing is not becoming fearless; it is becoming less afraid of fear itself, so you can stay with yourself when it arrives.Reference Links:Stephen Porges — Polyvagal TheoryUse for: Polyvagal theory, autonomic regulation, and the nervous system's safety/danger responses.Link: https://www.stephenporges.com/Note: Stephen Porges developed polyvagal theory, which is referenced in the episode to explain why fear often arises before conscious thought can intervene.Polyvagal Institute — What Is Polyvagal Theory?Use for: Accessible overview of polyvagal theory and autonomic regulation.Link: https://www.polyvagalinstitute.org/whatispolyvagaltheoryNote: Helpful general explainer for producers/listeners who want a basic overview.Neuroception — Stephen Porges / Polyvagal TheoryUse for: Neuroception as the nervous system's subconscious detection of safety and threat.Link: https://www.stephenporges.com/Note: Use alongside Porges's work. If referencing neuroception specifically, describe it as the nervous system's below-conscious scanning for cues of safety or danger.Buddhist Teaching — The First and Second ArrowUse for: The teaching that pain may be unavoidable, but the suffering we add on top of pain can compound it.Link: https://blog.tarabrach.com/2017/08/the-wisdom-of-its-not-my-fault-finding.htmlNote: Tara Brach explains the first and second arrow in accessible language. In this episode, fear is the first arrow; shame about fear is often the second.Tara Brach — RAIN PracticeUse for: RAIN: Recognize, Allow, Investigate, Nurture.Link: https://www.tarabrach.com/rain/Note: Tara Brach describes RAIN as a mindfulness and compassion practice for working with difficult emotions.Jon Kabat-Zinn — MindfulnessUse for: Mindfulness as present-moment, nonjudgmental awareness.Link: https://www.mindful.org/jon-kabat-zinn-defining-mindfulness/Note: Kabat-Zinn defines mindfulness as awareness that arises through paying attention, on purpose, in the present moment, nonjudgmentally.Jon Kabat-Zinn — Mindfulness-Based Stress Reduction (MBSR)Use for: MBSR as an 8-week mindfulness-based program developed by Jon Kabat-Zinn.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC3336928/Note: This source identifies MBSR as developed by Jon Kabat-Zinn in 1979 and describes its use of mindfulness meditation to alleviate suffering.Mindfulness-Based Cognitive Therapy (MBCT)Use for: MBCT as a mindfulness-based approach developed for relapse prevention in recurrent depression.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC2834575/Note: This article discusses MBCT and its evidence base, including reduced relapse rates in recurrent depression.MBCT — Segal, Williams, and TeasdaleUse for: MBCT's development by Zindel Segal, Mark Williams, and John Teasdale.Link: https://www.rcpsych.ac.uk/docs/default-source/members/sigs/spirituality-spsig/resources/spirituality-special-interest-group-publications-mark-williams-mindfulness-based-cognitive-therapy.pdfNote: This PDF discusses MBCT's development and its use in preventing relapse and recurrence of depression.Rollo May — The Meaning of AnxietyUse for: Distinction between fear and anxiety; anxiety as a threat to something essential to the self.Link: https://open.baypath.edu/psy321book/chapter/c25p2/Note: This source quotes May's definition of anxiety as apprehension triggered by a threat to a value the individual holds essential to their existence as a personality.Dan Siegel — Window of ToleranceUse for: Window of tolerance as the zone where a person can process experience without becoming overwhelmed or shut down.Link: https://www.nicabm.com/trauma-how-to-help-your-clients-understand-their-window-of-tolerance/Note: This is a practical clinical explainer of Siegel's window of tolerance concept.Affect Labeling — Naming Emotions and Amygdala ActivityUse for: Research on how naming an emotion can reduce emotional reactivity.Link: https://pubmed.ncbi.nlm.nih.gov/17576282/Note: Lieberman et al. found that affect labeling may diminish emotional reactivity through prefrontal-amygdala pathways.Affect Labeling and ReappraisalUse for: Additional research support that affect labeling is associated with decreased amygdala activity and reduced self-reported distress.Link: https://pmc.ncbi.nlm.nih.gov/articles/PMC3970015/Note: Useful follow-up source for the episode's point that naming fear can help interrupt total identification with fear.Jack Kornfield — Turning Toward Fear with CompassionUse for: Buddhist psychology, compassion, and turning toward difficult experience rather than abandoning ourselves.Link: https://jackkornfield.com/fear/Note: Use for the episode's discussion of meeting fear with presence and compassion rather than exile.Bodhisattva VowUse for: “All beings” as a compassion frame, including the frightened parts of ourselves.Link: https://tricycle.org/magazine/bodhisattva-vow/Note: Use gently and broadly. This supports the episode's point that compassion includes the frightened one inside us, not just others.Kristin Neff — Self-CompassionUse for: Self-compassion as self-kindness, common humanity, and mindfulness.Link: https://self-compassion.org/what-is-self-compassion/Note: Supports the episode's discussion of bringing fear back into the circle of care rather than shaming it.Kristin Neff — Fierce Self-CompassionUse for: Fierce self-compassion as a boundary-setting, protective form of compassion.Link: https://self-compassion.org/blog/what-is-fierce-self-compassion/Note: Supports the distinction between tender self-compassion and fierce self-compassion.For educational purposes only. This isn't therapy.If you want to go deeper, check out the written companion on Substack and explore community + training at https://www.vanessaBennett.com.Additional ResourcesExplore: VanessaBennett.comBook: The Motherhood MythCommunity: Inner Compass CollectiveTraining: Inner Compass AcademyConnect with Inner CompassFollow on InstagramConnect with Vanessa Bennett:Follow on InstagramFollow on TikTokLearn more on SubstackConnect with Vanessa Bennett on LinkedInSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week's episode is a well-overdue examination of Curry Barker's theatrical debut, Obsession, which reignites discussions from earlier this year about the potentially self-corrupting nature of wanting.We also briefly discuss:Her (2013) d. Spike JonzeLars and the Real Girl (2007) d. Craig GillespieContact UsEmail: contact@jimmybernasconi.com

What happens when AI makes creating learning content easier than ever? According to 7taps co-founder Ezra Charm, that's when the real work of learning and development begins. In this episode, Ezra joins the Powered by Learning team to discuss why the future of L&D is about more than creating content—it's about driving engagement, improving performance, and measuring impact.Show Notes:From the rise of the "LMS-less learner" to the role of AI in modern learning strategies, 7tap's Ezra Charm shares why learning professionals have an opportunity to become more valuable than ever. Here are some of Ezra's top takeaways.AI is shifting L&D's role from content creation to performance improvement. As authoring becomes easier, learning professionals can focus on driving behavior change and demonstrating business value. Organizations don't have a content problem—they have an engagement problem. Success depends on delivering learning when and where employees need it, not simply creating more courses. Learning should meet employees where they work. Today's "LMS-less learner" expects learning to be accessible on any device, in the flow of work, rather than requiring a trip back into the LMS. Microlearning works because it's grounded in learning science. By respecting cognitive load, spaced repetition, and mobile-first behaviors, organizations can improve retention and application. The future of L&D is measuring impact. Learning teams that can connect training to business outcomes will move from being viewed as cost centers to strategic business partners.Learn more about 7tapsRead more about d'Vinci's partnership with 7tapsAbout Ezra Charm:Ezra Charm is Co-Founder and COO of 7taps, where he's spent years building the brand and go-to-market engine for the microlearning platform. A marketing leader with deep startup experience, he's known for challenging conventional L&D thinking and pushing teams to focus on business outcomes over completion metrics.Powered by Learning earned Awards of Distinction in the Podcast/Audio and Business Podcast categories from The Communicator Awards and a Gold and Silver Davey Award. The podcast is also named to Feedspot's Top 40 L&D podcasts and Training Industry's Ultimate L&D Podcast Guide. Learn more about d'Vinci at www.dvinci.com. Follow us on LinkedInLike us on Facebook

Show Title: Motivation Deep Dive with Katie PowellOutline and Show NotesYou've likely heard me talk about The Motivation Equation being value divide by effort. My guest today helps us dig beyond the formula to consider the two sides of the equation in more detail.Sponsor Spot 1:I'd like to thank Kaleidoscope Adventures for sponsoring today's show. Lots of companies can help you organize class trips, but Kaleidoscope helps you organize adventures – because isn't that what student trips should be? Kaleidscope is a full-service tour company offering a range of adventure opportunities and they excel at customizing trips based on your unique context, needs, and goals. Kaleidoscope offers exceptional travel experiences for students (and their group leaders). Thinking about student travel? Reach out to Kaleidoscope using the link in the show notes.Show IntroGuest Bio:Katie Powell is the Director for Middle Level Programs for AMLE and a former middle school special education, Title 1, and ELA teacher. Passionate about reclaiming the wonder and curiosity of learning, Katie is author of the books Boredom Busters: Transform Worksheets, Lectures, and Grading into Engaging, Meaningful Learning Experiences and Frustration Busters: Unpacking and Responding to Classroom Management Challenges. As part of her role with AMLE, Katie works closely with schools, districts, and affiliate organizations through the Successful Middle School book study, assessment, and Schools of Distinction programs as well as providing professional development and coaching on a variety of middle grades topics.Warmup questions:We always like to start with a celebration. What are you celebrating today?Is there a story that will help listeners understand why you are doing what you do?Questions/Topics/PromptsMotivation is one of those concepts that is both prevalent and ill-defined. Different disciplines have different definitions and people use the term to mean many different things, so let's begin by defining what we mean when we talk about motivation.One of the reasons I'm excited to have you on is because you pull back the curtain on motivation by citing some of the science behind it. Let's dig into it…Not sure where we will go from here – maybe motivation and students then motivation and teachers?Sponsor Spot 2:I want to thank IXL for sponsoring this podcast…Everyone talks about the power of data-driven instruction. But what does that actually look like? Look no further than IXL, the ultimate online learning and teaching platform for K to 12. IXL gives you meaningful insights that drive real progress, and research can prove it. Studies across 45 states show that schools who use IXL outperform other schools on state tests. Educators who use IXL love that they can easily see how their school is performing in real-time to make better instructional decisions. And IXL doesn't stop at just data. IXL also brings an entire ecosystem of resources for your teachers, with a complete curriculum, personalized learning plans, and so much more. It's no wonder that IXL is used in 95 of the top 100 school districts. Ready to join them? Visit ixl.com/assistant to get started.Closing questions:What part of your own leadership are you still trying to get better at?If listeners could take just one thing away from today's podcast, what would it be?Before we go, is there anything else that you'd like to share with our listeners?Where can people learn more about you and your work…Summary/wrap upCapacity is critical and most people don't have much excess“Ability is under-considered”Creating systems where everything points to usSpecial thanks to the amazing Ranford Almond for the great music on the show. Please support Ranford and the show by checking out his music!Ranford's homepage: https://ranfordalmond.comRanford's music on streaming services: https://streamlink.to/ranfordalmond-oldsoulInstagram: https://www.instagram.com/ranfordalmond/Facebook: https://www.facebook.com/ranfordalmond/Sponsor Links:IXL: http://ixl.com/assistant Kaleidoscope Adventures: https://www.kaleidoscopeadventures.com/the-assistant-principal-podcast-kaleidoscope-adventures/CloseLeadership is a journey and thank you for choosing to walk some of this magical path with me.You can find links to all sorts of stuff in the show notes, including my website https://www.frederickbuskey.com/I love hearing from you. If you have comments or questions, or are interested in having me speak at your school or conference, email me at frederick@frederickbuskey.com or connect with me on LinkedIn.If you are tired of spending time putting out fires and would rather invest time supporting and growing teachers, consider reading my book, A School Leader's Guide to Reclaiming Purpose. The book is available on Amazon. You can find links to it, as well as free book study materials on my website at https://www.frederickbuskey.com/reclaiming-purpose.html Please remember to subscribe, rate, and review the podcast.Remember the secret to good leadership:Be intentional in choosing how you will show up for othersBe fully presentAsk reflective questionsAnd then just listenDon't overcomplicate it, the value is in the listening.Have a great rest of the week!Cheers!Guest Links:Twitter @beyond_the_deskInstagram @teach_beyond_the_deskTik Tok @Teach_Beyond_the_Deskkpowell@amle.orgTeachBeyondTheDesk.comFrederick's Links:Email: frederick@frederickbuskey.comWebsite:

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Spencer Funding Their Future Honoree, Sierra Signorelli, about her background in environmental science, what drew her into insurance, and what convinced her that this profession was where she wanted to build a career. They discuss her career path from environmental consulting to environmental insurance underwriting to leading a global team and to currently serving as CEO of U.S. and Commercial Insurance at Zurich, and the pivotal moments that changed the trajectory of her career. They discuss her passion for helping women make their way in the industry, and her activities to bring new talent into insurance careers. Justin and Sierra discuss the Spencer Educational Foundation and how Zurich's interest in nurturing new talent aligns with Spencer's work.   Listen for Sierra's passion about the dynamic state of the insurance industry and how it can bring new risk solutions to companies.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest is Sierra Signorelli, CEO of U.S. and Commercial Insurance at Zurich and one of this year's Spencer Funding Their Future Gala Honorees. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Registration links are in this episode's notes. [1:14] We have a summertime webinar. On July 16th, Zurich will present "Too Hot to Ignore: Heat-Related Injuries and Workers' Compensation." Register at RIMS.org/webinars and via the link in this episode's show notes. [1:29] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:44] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:58] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [2:07] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration will open in July. Be on the lookout for the call for nominations for the RIMS ERM Global Award of Distinction. Visit RIMS.org/ERM2026 in July for that announcement. [2:29] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:48] On with the Show! Our guest today is one of the modern trailblazers of risk and insurance. She is Sierra Signorelli, the CEO of U.S. and Commercial Insurance at Zurich. She is also one of this year's Spencer Educational Foundation's Funding Their Future honorees. [3:08] Sierra will receive her honor at the Waldorf Astoria in New York City on September 17th at the Spencer Funding Their Future Gala. [3:16] Sierra is here today to discuss her career development, her career journey, how it evolved into a global leadership role, and some words of wisdom for the next generation of risk and insurance talent. She has a lot of great insight and takeaways for us all. Let's get to it! [3:37] Interview! Sierra Signorelli, Welcome to RIMScast! [3:47] Justin and Sierra discuss longtime mutual friend Marya Propis. Sierra says their paths crossed early in their careers at AIG. They got to know each other through the Women's Executive Leadership Initiative Program. [4:09] Sierra says quite a few exceptional women in important roles in our industry came out of that program cohort. It's fantastic to come back together with Marya for this event. [4:37] Sierra studied environmental science. She tries to live and work with a sense of purpose. In university, she wanted to make the world a better place with environmental science. [4:58] Sierra says there are areas of overlap between insurance and environmental science. Her initial work out of school was about understanding changing weather patterns, flooding, epidemiology, chemistry, liability, and toxic tort. She leans on what she studied. [5:33] Sierra says that in school, they studied Earth Systems Science. Much of the modeling they did in school is the same modeling that Cat modelers do at Zurich. [6:04] Sierra first worked at an environmental engineering consulting firm. A colleague left to join a new company. He called her to come and interview. It hadn't been on her mind, but on his recommendation, she interviewed. Meeting the people, Sierra was intrigued. [7:08] Sierra says once she joined, she never looked back. She joined as an underwriter doing environmental insurance, so it tied to her background. It felt like it was her own little business. It was her responsibility to build a portfolio of business and build relationships with brokers. [7:37] Sierra says it was fascinating. The industry gives lots of training, both industry-led and within companies. The opportunity to learn was fun. Sierra felt it was a great place to start to build a career. [8:20] Sierra has had a few meaningful career pivots. As an underwriter, transitioning to her first manager role was a big step. It taught her that you have to have sponsorship or support within an organization to get the next roles. [8:47] Sierra says it was a big step from being an individual contributor to leading a much larger team. Having somebody willing to put that on her was really important. She will be forever grateful for that first step. [9:12] Sierra says the next meaningful step was from running a business in a region to being a CUO for one of the businesses globally. The organization restructured and put Sierra across lines of business she had no expertise in. That was a huge shift for her. [9:40] Sierra was no longer the deep expert, but she had to lead a team of experts and be credible with those individuals. Most of them had 30 or 40 years of experience. Sierra was in her early 40s. It was a fantastic opportunity that somebody was brave enough to give her. [10:09] Shortly after, Sierra moved from New York to Asia. It was quite a difference. She took that step because she was in a global role. She says, even though she traveled a lot and she's curious about people and cultures, it's not until you sit somewhere that you really experience it. [10:39] Moving overseas and being on the receiving end of New York gave Sierra an appreciation for sitting in the market. At that company, all brilliant things came from New York, and the rest of them had to figure out how they added value. The time difference was a challenge. [11:24] Sierra says the time difference has a huge impact on your life. The company wanted to become more global and had placed executives all over the world in different hubs. When you have 3,000 people in one area, everything is time-zone-centric to them. [12:01] As a global leader, in another time zone, you have to be comfortable not participating in everything and having people who represent you on your behalf, knowing when you really need to engage. You need to know to move the time if you won't be coherent at 3:00 a.m. [12:24] Sierra went back and forth once a month from Asia to New York to do Business Unit Reviews. It takes a lot out of you. The world has changed, and she does many more video meetings. Global travel has an impact on quality of life. [13:00] During those years, Sierra was raising children. They started pre-school and kindergarten in Asia. Sierra says she couldn't possibly do it unless her husband was on board; he had a career that was more flexible, and he was willing to step up. That's a family discussion to have. [14:03] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [14:22] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. Visit RIMS.org/Events for registration information. [14:36] The hotel cutoff date was July 10th. Reservations may still be made after the hotel cutoff date, subject to availability; however, the negotiated group rate is no longer guaranteed, so reserve now. [14:48] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [15:00] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [15:16] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [15:33] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [15:47] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration opens in July. [15:58] Be on the lookout for an announcement about submissions for the RIMS Global ERM Award of Distinction. Visit RIMS.org/ERM2026.  [16:08] Folks, we're already looking toward RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st. RIMS members can exclusively register by September 4th for the best rate. [16:22] Get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [16:35] Let's Return to Our Interview with Spencer Educational Foundation's Funding Their Future Gala Honoree Sierra Signorelli! [17:01] Sierra says when she was in Asia, she had a global role. It highlighted how you speak, how you engage, and how you listen in different cultures is hugely important. You can't assume. It's always good to listen and then ask, and then replay back. [17:23] Sierra learned some painful lessons just thinking that silence and people nodding along means that they agree. She says she often talks about the importance of listening to colleagues, customers, and broker partners. [17:45] It's important not to make quick assumptions but to listen first and ask questions so that you have a good understanding of the colleagues you are working with and their needs. [18:00] Justin says a keynote at RISKWORLD 2019 said that when she spoke in Asian nations and asked a question of the audience, she learned that she had to wait and make eye contact with the audience to know if it was alright to move on to the next point or get them to speak up. [18:30] This speaker had learned that there is somewhat of a cultural reluctance in Asia to say what's on your mind. Sierra says that may be true, but you often don't get questions, so you have to think about what questions people might have and make sure that you raise them. [18:53] Sierra shares an example. They were rolling out global pricing tools. The U.S. would raise their hand that they don't like this or that. The same with the UK. Maybe Germany doesn't adopt it. Asia was seamless. They just rolled it out. No questions. Then a broker revealed a big issue. [19:31] Sierra realized she had to go back and talk with her team, so they could march forward. Having that understanding and making sure you're engaging appropriately with the culture is critical to having a successful business and being successful with the teams locally. [20:03] Justin asks that as Sierra ascended to that leadership role, did she find that she was one of the few women in executive leadership roles along the way? [20:23] Sierra says that early in her career, she was quite fortunate that there were quite a number of women leaders. In the group she worked with when she was in New York, there were several women running businesses. She worked for a woman. [20:43] Many of the women had families. Sierra had just started to have a family. Seeing them able to run these businesses, have a family, and not seem like all the wheels were coming off, seeming very normal and successful in her view, kept Sierra going. [21:01] Sierra says having role models and seeing other women do it is absolutely critical. It feels like you can do it when you see somebody else doing it. Having other people to talk to about how you navigate it is very important. [21:17] Sierra says, That being said, you have these groups, but overall, she finds that she's often the only woman in the room in meetings, and more broadly, in Asia. If she looks at the executive committee at Zurich, there are 12 executives, six male and six female. [21:42] Sierra says there are bright spots. We're making progress, but in some of the mid-level management roles, you don't see the same split. You see women falling off at a certain level. [22:19] Sierra says we have a Women's Innovation Network that she sponsors for her group. She has always tried to be a great support to women in our industry. She has given support to women along the way and helped them navigate to get to where they are. [23:00] Sierra says if you want to be authentic, you have to make difficult decisions. It goes hand in hand. If you just take every easy decision, it would be very difficult to be authentic. She would encourage you not to shy away from challenging decisions and not to put them off. [23:26] That's easier said than done. When Sierra looks at her to-do list in the morning, if there's something on that list she really doesn't want to do, she does it first. Otherwise, it just falls further down the list, and then goes to the list for tomorrow. [23:47] Those difficult conversations are never as bad as you work them up in your head to be. Just do it and get past it. If you make that a habit, then you tend not to shy away from having the right discussions. It's never as difficult as you can make it out to be in your head. [24:09] Sierra says one of her colleagues at Zurich in the U.S. often says, "Be kind, not nice." Being nice does not serve anyone well. If you don't give people feedback, or don't give them the full story because you want to be nice, it doesn't make sense. [24:32] If you're going to give feedback or make a change, be kind. That purpose helps people move forward and take action. Inaction is the bigger risk than taking action, jumping in, and adapting anywhere you need to adapt, as you go. [25:02] Justin cites a friend of Sierra's, and recent RIMScast guest, Johnell Holly, who said he chooses the hard challenges first and tries to knock them off the list. [25:24] Justin restates Sierra: your authentic self is shown when you make those difficult decisions. That's a great takeaway for the RIMScast audience. Sierra adds that it's important to take positions so that people understand what you stand for as a leader or an individual. [25:53] Sierra says in an organization, people are always going to decide what you stand for. If you don't make it clear, it creates a vacuum, and they'll make assumptions. Sometimes people are tentative or worried about taking a stand. [26:06] Sierra says it's far less risky to take that stand and make it clear what you stand for, because people are going to make an assumption anyway, and they're more likely to get it wrong if you leave it to them to sort out. [26:31] Sierra says she spends a lot of time meeting with customers and brokers. She gets energy from it. It grounds her in reality, which is important if the company wants to add value. They need to understand how things are landing, and what problems they are solving for. [26:53] One of the things that keeps Sierra in this industry, and what she loves about what they do, is that they have the opportunity to help solve some of the world's most complex challenges. [27:06] To do that, they have to get out and talk to people who are facing the challenges, and understand what it means for their business. [27:14] Sierra says, it's also important to spend time with your people. Sierra is in the Chicago office, and when she walks around the floor, she can meet the teams. She loves when they come up and tell her about a big win or something they're building on in the market. [27:39] Another Quick Break! The Spencer Educational Foundation's Funding Their Future Gala 2026 will be held on September 17th in New York City at the Waldorf Astoria. This year, Spencer will honor Sierra Signorelli of Zurich and our recent guest, Marya Propis of RT Specialty. [28:01] A link to the Gala is in this episode's show notes. Sponsorship opportunities are still available. [28:14] We have reached the deadline for the Spencer Educational Foundation's Risk Manager on Campus submissions. Grant awardees, colleges, and universities are typically notified in September. [28:22] General Grants are open, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [28:33] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [28:42] Let's Conclude Our Interview with Spencer Educational Foundation's Funding Their Future Gala Honoree Sierra Signorelli! [28:57] Justin congratulates Sierra once again on being honored at the Spencer Educational Foundation's Funding Their Future Gala, which will be on September 17th at the world-famous Waldorf Astoria. [29:07] Sierra says she is looking forward to the event. She has been very fortunate to have amazing people who have helped, either giving her great advice through her career, or who have sponsored her, supported her, or advocated for her as she took the next steps in her career. [29:43] Sierra says, it's great to be recognized. As she is recognized, it should be recognition for all of those people who were bold enough to support her, especially early in her career. [30:02] Sierra says Zurich has a long history of engaging with the Spencer Educational Foundation. Zurich's beliefs align with what Spencer is trying to achieve. Zurich believes in bringing a diverse group of people into our industry, and more young people into our industry. [30:23] Sierra says we need to continue to bring new people in. As we look at some of the changes we have as an industry, becoming more digital, leaning more on insights, and reshaping how we show up as an industry, it's a great time for young people to join our industry. [30:47] Sierra says she thinks the industry is undersold. It's a fantastic industry to build a career. She says most people who come into the industry don't leave. It's just convincing them from the beginning.   [31:02] Sierra says, from a Zurich perspective, we have a really robust apprenticeship program that we sponsor to bring youth into and help them gain experience: both on-the-job experience and instructional experience through a two-year program. [31:26] Sierra says that for Zurich, supporting programs such as the Spencer Educational Foundation is a natural fit in continuing to help bring talent into our industry. [31:38] The other 2026 Honoree, Marya Propis, was recently on the show and was one of the first 50 RIMScast guests. Sierra says she and Marya worked together years ago. They also were part of a fantastic sponsored women's program, the Women's Executive Leadership Initiative. [32:14] Sierra says several women who are in key roles in our industry came through that program. It's fantastic to see the success of some of those women, including Marya, and to be honored together in 2026. [32:44] Sierra says it should be a good evening and really nice to reconnect with Marya after having been overseas for quite some time. [33:00] Sierra is also a board member of the St. John's University School of Risk Management and is deeply involved in developing future talent. [33:16] Sierra says it's a really exciting time for our industry. The world of risk is very dynamic now. [33:31] Our capabilities to harness insights and data to streamline what we do to be more efficient to work with, all coming together at the same time, is a huge opportunity to raise the bar to add greater value to companies as they think about how they manage this risk landscape. [34:00] For Sierra, it's an exciting time to bring new perspectives in and entice young people to look at a career in insurance. Sierra repeats that most people who come into our industry don't leave. People leave companies, but they tend to take other insurance roles. [34:30] Sierra says, we just need to get more people interested in what we do and to bring new perspectives and new skillsets into what we do. I know that people will stay once they're here. [35:00] Speaking of knowledge transfer, Sierra says that there are lots of people with many years of experience who want to invest the time with younger people to pass that knowledge on. They don't want it to be lost. [35:19] For people who are curious and want to come in and build a career, it's an amazing opportunity to be able to work with some of the people who have this experience, as well as working with new technologies and capabilities. [35:35] The Waldorf Astoria in New York City has been newly renovated. When people gather at the Waldorf for the Spencer Gala on September 17th to celebrate leaders like Sierra and Marya, they're also investing in the future of the profession. [36:06] Sierra says, first and foremost, she feels fortunate that she's had great support from individuals and also from working for a great company that allows her to do what she does at such a large scale. [36:44] Sierra says the people who sit on the team at Zurich are the shining stars who give us the brand that we have and the capabilities that we have. She would hope that she leaves a legacy that shows that she's helped to improve and raise the bar for what we do as an industry. [37:19] Sierra says that's what she's most passionate about. She thinks that as an industry we can do more. [37:26] We're on the cusp of something great with all of these different dynamics, whether they're the factors of risk that are becoming far greater, or the capabilities we can bring to the table to help the world and companies solve problems. [37:45] Sierra says, if I leave a legacy that I helped some of the building blocks to get us there, I would feel quite good about that, in addition to helping to build talent in our industry, which is something that I'm particularly passionate about. [38:03] Justin says it is a well-deserved honor, and I'm so happy for you. I'm very happy for Marya, as well. You both bring so much to risk management and insurance that it's only fitting that you are honored in the same year. You're both doing great work. [38:21] You're very inspiring for our listeners and, of course, anyone who is involved with Spencer, whether they are staff or beneficiaries of the foundation. You are a shining example of what we hope this profession can continue to be like. [38:40] I want to thank you so much for your time, and I look forward to seeing you in New York City on September 17th, when you accept your award. [38:53] Special thanks again to Sierra Signorelli of Zurich for joining us here on RIMScast. We congratulate her on being named an honoree at this year's Spencer Funding Their Future Gala, which will be held on September 17th in Manhattan at the fabulous Waldorf Astoria. [39:14] Visit SpencerEd.org for more information and be sure to check out recent RIMScast episodes with another honoree from this year, Marya Propis, and Spencer Board Chair, Johnell Holly. Links are in this episode's show notes. [39:30] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [39:47] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [40:04] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [40:17] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [40:30] Practice good risk management, stay safe, and thank you again for your continued support!   Links: Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Opens in July! | www.rims.org/ERM2026 Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA — Virtual — July 21‒22, 2026 RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "Too Hot To Ignore: Heat-Related Injuries and Workers' Compensation" | July 16 | Presented by Zurich "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: Spencer Honoree "Marya Propis: From Industry Leader to Talent Champion" "Choosing the Challenge with Johnell Holly, Spencer Educational Foundation Board Chair" "Risk Management Momentum with Tim Ryan" (2025 Spencer Honoree) "The Strengths of DE&I Initiatives with Lilian Vanvieldt-Gray of Alliant Insurance Services" (2024 Spencer Honoree)   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Sierra Signorelli, CEO of U.S. and Commercial Insurance at Zurich Spencer Educational Foundation's Funding Their Future 2026 Honoree   Production and engineering provided by Podfly.

Today, Pastor Jack teaches that real success isn't wealth or achievement, but a life fully sold out to the kingdom of God. When we let the Lord put a handle on our back, He can pick us up and use everything we have for His glory.

Against persistent fear of death, mortality avoidance, and the vices that emerge from terror management, this episode offers a personal testimony of a Christian experience of dying. With scientific precision, disarming honesty, and immense gratitude for life, biologist Jeff Schloss offers an intimate, firsthand account of his recent diagnosis of an extremely rare terminal neurological disease: multiple system atrophy (MSA). His doctors put the prognosis plainly: "It is terminal, it is incurable, and it's rapidly progressive." A longtime and beloved Westmont College biology professor and senior scholar at BioLogos, Schloss offers speaks directly to the experience of dying—as he encounters each new week of this rapidly progressive disease. He reconsiders the meaning of a "good death": increased gratitude and awareness of gift, the reality of pain, the loss of surfing and guitar-playing, the sacredness of family, and the surprising nearness of Christ as everything else falls away. A profound witness to Christian attitudes about life and death, Schloss seeks not a hero's death, but a daily, humble life-giving commerce with Christ. Schloss revisits a life that began in a nonreligious Jewish refugee family and pivoted through a dramatic conversion as a college-dropout surf bum in Hawaii. He traces what has changed, and what hasn't, now that death is no longer an abstraction but a daily fact in his body. With pastoral care and hope, Mark Labberton explores with Schloss what it means to experience dying rather than simply anticipate it, the grief of losing fifty years of surfing and guitar-playing to pain and paralysis, the gift of Simone Weil's writing on suffering, the Heidelberg Catechism's opening words on "our only comfort in life and in death," and the difference between the thrill of surfing and the sacredness of family and commerce with Christ. Episode Highlights I knew from the second grade that I wanted to be a scientist. I was out collecting butterflies and dragonflies and looking through microscopes at all sorts of things that I couldn't believe were there. As we were talking, it just occurred to me ... he either had what I wanted, or he was clinically crazy. It is terminal, it is incurable, and it's rapidly progressive ... the process of dying I find it fascinating ... It's not fun, but it is fascinating. She wasn't sad just for herself, I'm gonna lose you. And she wasn't sad empathetically just for me, so sorry for you. It was a joint sadness that the life we had hoped to share together, we are not gonna have. The things that are most life giving are out of reach ... I've come to see it's actually not true. The things that have been delightful are out of reach ... the thing that is most life giving, and that is commerce with Christ. I think it was the single most thrilling day of my entire life ... I said, no, those weren't thrilling, those were sacred. I don't want to market this season. I'm not looking for a hero's death, or any kind of publicly attended death. I would have never guessed that in this home stretch, my son and wife could carry me up the slopes of Yosemite Valley. About Jeff Schloss Jeff Schloss has spent four decades at the intersection of evolutionary biology and Christian theology. Now retired as Distinguished Professor of Biology at Westmont College, he continues as senior scholar at BioLogos, working alongside Francis Collins for more than fifteen years. He co-edited "The Believing Primate: Scientific, Philosophical, and Theological Reflections on the Origin of Religion" and "Evolution and Ethics: Human Morality in Biological and Religious Perspective," a Templeton Science-Religion Book of Distinction winner. He has lectured at Cambridge, Oxford, and Harvard. Helpful Links and Resources Jeff Schloss's page at BioLogos, where he serves as senior scholar: https://biologos.org/people/jeffrey-schloss Finding Faith: An Evolutionary Biologist Shares His Story, Schloss's own video testimony for BioLogos: https://biologos.org/resources/finding-faith-an-evolutionary-biologist-shares-his-story Tackling the Divide Between Science and Faith, Westmont Magazine's profile of Schloss's career: https://www.westmont.edu/magazine/spring-2025/tackling-divide-between-science-and-faith The Believing Primate: Scientific, Philosophical, and Theological Reflections on the Origin of Religion, Schloss's co-edited volume: https://global.oup.com/academic/product/the-believing-primate-9780199597086 Evolution and Ethics: Human Morality in Biological and Religious Perspective, Schloss's Templeton Award-winning co-edited volume: https://www.eerdmans.com/9780802826954/evolution-and-ethics/ Alvin Plantinga, Where the Conflict Really Lies: Science, Religion, and Naturalism, source of the Augustinian science concept Schloss references: https://global.oup.com/academic/product/where-the-conflict-really-lies-9780199812097 Heidelberg Catechism, Lord's Day 1, the confession Labberton reads to close the episode: https://www.heidelberg-catechism.com/en/lords-days/1.html Multiple System Atrophy overview, National Institute of Neurological Disorders and Stroke: https://www.ninds.nih.gov/health-information/disorders/multiple-system-atrophy Show Notes Childhood in a nonreligious German Jewish refugee family Grandfather taken by the Gestapo, relatives lost in the Holocaust Early love of butterflies, dragonflies, and microscopes A sixth-grade encounter with Confucius sparks a love of philosophy College philosophy major searching for purpose and for God Dropping out, becoming a surf bum in Hawaii A stranger's dinner invitation becomes a turning point A late-night prayer of surrender met by an unmistakable presence Grad school pairing biology, philosophy, and the study of altruism Alvin Plantinga's Augustinian science and reading creation with a map Decades as senior scholar at BioLogos alongside Francis Collins Why church and science drifted apart over vaccines and politics Science as a reliable path to facts, not truth itself A new diagnosis: rare, terminal, rapidly progressive neurological disease—multiple systems atrophy (MSA) Doctors estimate an average of three years, with wide variation The difference between studying death as a biologist versus the real-time experience of dying A spouse's grief for a shared future that will not happen Losing surfing and guitar-playing as an unplanned kind of fasting Pain described as systemic, exhausting, disorienting Cognitive decline and dark humor about it Distinguishing what is thrilling from what is truly sacred The ache of no longer being able to research and create A flicker of despair met by a choice not to despair Wanting a real death, not a hero's death A wish to thank former students and colleagues before the end Not wanting to become a burden to family Giving God all of one's heart, without earning salvation by it Bonhoeffer's costly grace versus cheap grace Gratitude over entitlement as the ground of faith Simone Weil on suffering as a place grace can work A closing blessing and the Heidelberg Catechism's opening words Carried up the slopes of Yosemite by a son and a wife #ConversingPodcast #MarkLabberton #JeffSchloss #FaithAndScience #BioLogos #MultipleSystemAtrophy #Mortality #ChristianFaith #Westmont #Gratitude Production Credits Conversing is produced and distributed in partnership with Comment Magazine and Fuller Seminary.

Today, Pastor Jack teaches that recognition and fame can be a dangerous gift if we forget where it comes from. We were lost sinners saved by grace, and there's only One who deserves the glory — and that's Jesus.

Today, Pastor Jack teaches that whatever we hold in our hands belongs to God, whether it's a dollar or a fortune. True distinction isn't gathering blessings for ourselves, but becoming a conduit God can use to reach others for Christ.

Theme: Preparing for Life's Storms (personal, relational, spiritual)Hosts introduce the Moral Support Podcast live session and explain it's a conversation between two friends that airs on streaming platforms (Spotify, Apple) — listeners can find episodes there. The central lesson: storms (external crises, personal struggles, grief, loss) are inevitable for everyone, so the question is not “will a storm come?” but “am I built and prepared for the storm?” Practical metaphor: prepare for storms the way you prepare for weather (umbrellas, supplies) and the way lighthouses are built during calm seas so they withstand storms — build stability before crisis hits. Distinction of storm types: external storms (events around you), internal storms (fear, anxiety, intrusive thoughts), spiritual storms, and storms that arise from our own choices/neglect; each can overlap and affect mind, body, emotions, and relationships. Key takeaways: Expect difficulty rather than be surprised by it; anticipatory preparation (stress inoculation) helps you handle hardship better. Preparation includes memorizing Scripture, regular prayer, grounding in truth, and spiritual practices so you can access truth quickly when intrusive or fearful thoughts arise. Mental techniques: observe your thoughts (create cognitive distance), ask “Is this helping me or hurting me?” and replace unhelpful thoughts with truth (word replacement therapy). Specific coping tools and why they workScripture memorization as “storm prep”: having Scripture readily available allows immediate replacement of fearful thoughts, rather than searching for a verse in crisis. Whole Armor metaphor: put on truth, righteousness, the helmet of salvation, shield of faith, sword of the Spirit so you have both defensive and offensive spiritual resources while maintaining feet shod with peace. Cognitive distancing: label a thought (“this is a thought I'm having”), step outside the “jar” so you can see the thought's origin (memory, stress response) and decide whether to water or starve it. Grounding techniques in sensory awareness (notice sounds, chair under you, clock) to re-anchor in the present when overwhelmed; this pulls you out of catastrophic imagining. Gratitude practice (journaling/regular thankful observation) reshapes attention: training your brain to look for positives increases detection of good things and counters the reticular activation system that amplifies negatives. Research and experiential claims were both invoked in the talk. Mental health and therapyHosts affirm therapy (pro-therapy), note prior stigma, and recommend therapy as an available help that doesn't replace spiritual practices — “get a therapist, but don't see a therapist before you see God” summarizes the integration of supports. Holistic view: struggles show up across physical, mental, spiritual, and emotional domains; a problem beginning in one domain commonly bleeds into the others, so fight on multiple fronts. Decision-making in stormsPrinciple: emotions are high and judgment is often low during storms; therefore pre-decide key responses where possible — determine ahead of time how you will act so you don't make irreversible choices in a highly emotional state. The “decision to not decide” is itself a decision; the remedy is preparing choices in advance and practicing responses so you can act wisely when pressured. Recovery and resilience after stormsSurviving can be simple persistence: sometimes resilience is sustained holding on — continued prayer, Scripture, and faith practice rather than dramatic accomplishments. Testimonies referenced holding on through miscarriage and grief by clinging to trust in God. Rebuild stronger: post-storm assessment reveals vulnerabilities; when rebuilding, reinforce the weak points so you don't repeat the same failures (build back stronger and wiser). Practical, actionable steps (daily habits to prepare)Memorize and rehearse Scripture lines that counter fear (examples referenced: “God has not given me the spirit of fear…” and “No weapon formed against me shall prosper”) so you can quote them quickly in crisis. Daily spiritual disciplines: read the Word, pray, put on spiritual “armor” each day so you're habitually prepared rather than reactive. Cognitive practice: when a negative thought appears, ask “Is this helping me or hurting me?” and “Is this true or a lie?” — then either replace it or let it go. Practice pausing and creating distance from the thought. Sensory grounding: name five things you can hear, feel, or see to return to present reality when anxiety spikes. Gratitude journaling: write daily simple thanks (start small) to rewire attention toward positives. Get support: form a “moral support partner,” bring a notebook to church, highlight and personalize scriptures, and consider therapy when needed (therapy + spiritual practice). Warnings and important distinctionsNot every negative moment is demonic or spiritual — some storms are natural, some are consequences of neglect or poor choices, and some are intentionally allowed by God for reasons beyond present understanding; discernment matters. Avoid making life-altering decisions in the heat of crisis; instead rely on pre-made decisions or wait for clarity when possible. Stigma around counseling is decreasing; therapy is framed as a helpful, legitimate avenue of care that complements spiritual practice. Mindset shifts emphasizedYou are not your thoughts; you are the thinker — adopt the posture of gatekeeper, not captive, of your mental life. Mortality awareness (Memento Mori) gives perspective: recognizing life's brevity helps prioritize what truly matters and avoid wasting energy on small battles. Weakness can qualify you for God's strength — vulnerability does not disqualify you from being helped or chosen for endurance. Short checklist to “be built for the storm”Daily: Scripture reading + memorize at least one fighting verse; prayer and putting on spiritual armor. Weekly: practice gratitude journaling; review decisions you may face and pre-decide responses to likely triggers. As needed: use grounding (name senses) during acute anxiety; reach out for a moral-support partner; consider therapy when struggles exceed personal coping. Encouragement and closing convictionsYou are not alone in storms — maintain the posture that Jesus (the speakers' anchor) is “in the boat” and present with you; stay connected to anchors (truth, community, practices) and hold on. Storms refine and form character; surviving them and rebuilding intentionally yields greater strength and wisdom for future storms. Final exhortation from the session: you can make it through your storm — hold on, do what you know to do, prepare in advance, and build back stronger. Follow us on IG at MoralSupportPodcast or our personal social media accounts.https://www.facebook.com/ginger.labathttps://www.facebook.com/sharamckee/

Dr. Alia Bojilova is a registered psychologist with a focus on resilience. She grew up in Eastern Europe during some of the most tumultuous times in recent history before immigrating to New Zealand at age 17. During her service with the New Zealand Defense Force, she worked as the Lead Psychologist and an Officer with the SAS. While serving as a UN military observer in Syria, Alia and her team were taken hostage, and she negotiated the release of herself and her team. She holds a PhD from the University of Waikato and studied the link between curiosity and resilience in special operations forces. Since leaving the military, Alia has served as coach and advisor to leaders and teams around the world, and across a wide range of sectors, including government, venture capital, elite-level sports, corporate services, and creative industries.She's the author of The Resilience Toolkit, available on Amazon.More about Alia:LinkedIn - https://www.linkedin.com/in/alexandrina-alia-bojilova/Resilience Toolkit - https://amzn.to/4fa9DZHTimestamps:00:22  Introduction to Alia Bojilova01:21 Lead Psychologist for New Zealand SAS05:35 The Link Between Curiosity and Resilience07:51 Resilience in Special Operators12:38 Time of Service and Involvement in SAS14:51 What Does "Military Observer" Mean?17:04 Assessing for Curiosity in Training19:22 Curiosity's Distinction from Openness31:40 Common Signifiers of a Resilient, Curious Mindset35:40 Olympic Athletes and Special Operators37:13 The Phenomenal Gift of Being Taken Captive in Syria54:01 One or Two Books Everyone Should Read55:18 Best and Worst Advice Ever Received56:31 OutroSend us a message

Artificial intelligence has made translation faster and more accessible than ever, but it isn't the right solution for every learning project. Interpro Translation Solutions' Nicholas Strozza, CEO, and Beshar Bahjat, Chief Technology Officer discuss how AI is changing translation, where human expertise remains essential, and what L&D leaders should consider when creating equitable learning experiences for multilingual audiences.Show Notes:Nicholas Strozza and Beshar Bahjat of Interpro Translation Solutions discuss the evolving role of AI in translation, the difference between translation and localization, and how organizations can balance speed, cost, quality, and learner experience when delivering training across languages. Key points include:Translation and localization are not the same thing. Translation converts content from one language to another, while localization adapts the entire learner experience—including language variations, imagery, audio, cultural references, and regional preferences.AI is a powerful starting point, not always a finished product. For many projects, AI can accelerate translation, but human review remains critical when accuracy, brand reputation, compliance, or learner safety are at stake.The right approach depends on your goals. Organizations should evaluate audience, content type, language, risk level, and long-term translation needs before deciding how much AI or human involvement is appropriate.Learning equity matters. Learners who speak another language deserve the same high-quality experience as English-speaking learners. Poor translations can negatively impact comprehension, engagement, accessibility, and training outcomes.Human expertise remains essential in the age of AI. Professional linguists increasingly serve as reviewers, editors, and quality experts who ensure translated content reflects local language, culture, terminology, and organizational standards.Learn more about Interpro Translation SolutionsPowered by Learning earned Awards of Distinction in the Podcast/Audio and Business Podcast categories from The Communicator Awards and a Gold and Silver Davey Award. The podcast is also named to Feedspot's Top 40 L&D podcasts and Training Industry's Ultimate L&D Podcast Guide. Learn more about d'Vinci at www.dvinci.com. Follow us on LinkedInLike us on Facebook

On today's Bible Answer Man broadcast (06/29/26), Hank responds to a question he received: “How would you justify the doctrine of the Energy/Essence distinction?”Hank also answers the following questions:Since God is omniscient, how can He say in Genesis 18:20-21 that He will go to Sodom to see if the things reported to be occurring there are in fact true? Sally - Calgary, AB (15:11)Is there a technology that implants messages directly in the minds of specific people? Could it be used to imitate a word from the Lord? Loni - Port Angeles, WA (18:32)

On June 14th, 2026, Kris shared a powerful message on Bethel's apostolic distinctions and the values that have shaped the culture of the church for decades. What happens when believers move beyond attending church and embrace their calling as a royal priesthood? Are we called to simply gather, or are we called to be equipped and sent? In this message, Kris unpacks key themes including worship as a lifestyle, living from your identity as a new creation, the role of the fivefold ministry, and the call to bring the Kingdom of God into every sphere of society. Connect with Kris Vallotton: Website: https://www.krisvallotton.com/ Facebook: https://www.facebook.com/kvministries/ Instagram: https://www.instagram.com/kvministries/ Twitter: https://twitter.com/kvministries Additional Resources by Kris Vallotton: https://shop.bethel.com/collections/kris-vallotton-ministries/Book About Kris Vallotton: Kris Vallotton is the Senior Associate Leader of Bethel Church, Redding, and is the Co-Founder of Bethel School of Supernatural Ministry (BSSM) and Spiritual Intelligence Institute. He is also the Founder and President of Moral Revolution and a sought-after international conference speaker. Kris and his wife, Kathy, have trained, developed, and pastored prophetic teams and supernatural schools all over the world.

On May 31st, 2026 Kris shared a foundational message about Bethel's apostolic distinctions and what it means to live as a royal priesthood. In this sermon, he unpacks the core values that shape Bethel's culture and challenges us to move beyond simply attending church into embracing our God-given identity and purpose. Recounting lessons from the past season, Kris shares who we are as Bethel Church. Are you living as a sinner trying not to fail, or as a saint empowered to transform the world around you? Are you viewing ministry as something that happens inside the church, or recognizing that every believer is called to bring heaven into every sphere of society? Connect with Kris Vallotton: Website: https://www.krisvallotton.com/ Facebook: https://www.facebook.com/kvministries/ Instagram: https://www.instagram.com/kvministries/ Twitter: https://twitter.com/kvministries Additional Resources by Kris Vallotton: https://shop.bethel.com/collections/kris-vallotton-ministries/Book About Kris Vallotton: Kris Vallotton is the Senior Associate Leader of Bethel Church, Redding, and is the Co-Founder of Bethel School of Supernatural Ministry (BSSM) and Spiritual Intelligence Institute. He is also the Founder and President of Moral Revolution and a sought-after international conference speaker. Kris and his wife, Kathy, have trained, developed, and pastored prophetic teams and supernatural schools all over the world.

Dr. Everett Worthington spent thirty years building the most rigorously tested forgiveness program in psychological science — and the day he turned in his first book on the subject was the day his mother was murdered in a home invasion. Three years later, his brother, who had discovered her body, took his own life, after Everett — a psychotherapist, a big brother — had failed to talk him into counseling. So this is not abstract research. The man giving us the REACH model, the distinction between decisional and emotional forgiveness, the six-step protocol for responsible self-forgiveness, and a vision of forgiveness scaling from heart to home to homeland is the man who has had to apply every move he teaches to the people he loved most. We spent the hour on the science, the tools, and at the end, on why the algorithmic version of America is currently training us to become exactly the kind of community in which forgiveness will not happen. Dr. Everett L. Worthington Jr. is Commonwealth Professor Emeritus in the Department of Psychology at Virginia Commonwealth University, where he taught for more than forty years before formally retiring in 2017 and remaining affiliated with the department. A licensed clinical psychologist and past president of the American Psychological Association's Society for the Psychology of Religion and Spirituality, he has published more than thirty-eight books and four hundred scholarly articles across forgiveness, humility, positive psychology, and marriage and family. His REACH forgiveness program has been validated by more than thirty randomized control trials worldwide. Explore the Science of Forgiveness — Greater Good Science Center The GGSC forgiveness hub brings together research, practices, and essays for anyone thinking seriously about forgiveness — theologically, pastorally, or personally. Join our online class – THE FUTURE OF RELIGION⁠⁠⁠⁠⁠⁠⁠⁠ Tripp and Ilia Delio are teaming up for a brand-new four-week online class, ⁠⁠⁠⁠⁠⁠⁠⁠The Future of Religion ⁠⁠⁠⁠⁠⁠⁠⁠— for everyone who's read the books, asked the questions, and realized the faith they inherited doesn't quite fit anymore. Together they'll trace religion's evolutionary arc and map what's emerging on the other side. Includes 4 video lectures, 4 live Q&As (replays available), and a community of fellow travelers. Donation-based, pay what you're able (including $0). Live sessions start this month — register at ⁠⁠⁠⁠⁠⁠⁠⁠www.thefutureofreligion.com⁠⁠⁠⁠⁠ This podcast is a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Homebrewed Christianity ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠production. Follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠the Homebrewed Christianity⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Theology Nerd Throwdown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rise of Bonhoeffer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ podcasts for more theological goodness for your earbuds. Join over 75,000 other people by joining our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Substack - Process This!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get instant access to over 50 classes at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.TheologyClass.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the podcast, drop a review⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, send ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠feedback/questions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or become a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠member of the HBC Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices