Podcasts about beneficiaries

John Maytham chats to Urban and Regional Economist Dr Ivan Turok on the new housing beneficiary verification drive, and how it aims to make access to housing for those who need it, easier. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

You've done it—you hit your retirement number.

The largest wealth transfer in history is happening right now, as baby boomers pass on trillions of dollars in retirement assets. But if you inherit an IRA, the rules aren't as simple as many think, with recent legislation making them even more complex. The team explains the new landscape of inherited IRAs under the Secure Act 1.0 and 2.0. They cover the differences between spouse and non-spouse inheritance, how the 10-year withdrawal rule works, and the major tax consequences you need to prepare for. From required minimum distributions (RMDs) to special exceptions for minors, disabled individuals, and trusts, we show what beneficiaries must know to avoid costly mistakes. Plus, Jeremiah and Nic share planning strategies to reduce the tax hit, like coordinating withdrawals with your income or leveraging Roth accounts for long-term growth.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Nic Daniels

This week, Todd Lutsky breaks down how to limit your beneficiaries exposure to estate taxes, where assets go after a spouse dies with a irrevocable trust, and changing the owner of an account in a trust.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Cathedral Giving by Design is thrilled to announce the 2026 beneficiary - Global Village Project - and welcome them to Sunday school this morning. Global Village Project (GVP) is the only middle school in the U.S. dedicated entirely to refugee girls. Through an innovative and trauma-informed academic model, GVP reactivates the interrupted education of girls who have fled war, violence, and displacement — and offers them the chance to not just catch up, but to succeed. It can be overwhelming for these young girls, but having once had their education denied from them, these students are dedicated, eager, curious, and relentless.For 16 years, GVP has operated in a converted church building, serving around 45 students each year. Every year, they turn away nearly half of all applicants due to space limitations. The need for GVP's model continues to grow — while the current facility has reached its limit.In response, GVP secured a new three-building, 26,000-square-foot school campus in Clarkston, Georgia through a capital campaign. Upon completion of renovations in the fall of 2026, the school will expand its capacity to serve up to 100 students annually, thereby more than doubling its impact.Event proceeds from Cathedral Giving By Design will help furnish the future — by outfitting the new campus of Global Village Project with three vital, healing spaces: an auditorium, library, and cafeteria. These spaces will become places where girls grow in confidence, creativity, and community.Cathedral Giving By Design takes place January 23–24, 2026. 

This week, Todd Lutsky explains why you should name your estate an IRA beneficiary, how that impacts planning for long-term care, and spending requirements for an inherited 401(k).

As we work and accumulate super throughout our careers, we hope to build a tidy nest egg for our retirement. But if you pass away before accessing the money, who receives it? 

Featured on WGN Radio's Home Sweet Home Chicago on 08/30/25: Dave Schlueter of the Law Offices of David R. Schlueter joins Wendy Snyder, in for David Hochberg, to discuss Transfer on Death Instrument and quick claim deeds. To learn more about what Dave Schlueter can help you with, go to schlueterlawoffice.com or call 1-630-285-5300.

Have you heard of required minimum distributions (RMDs) but aren't sure how they impact your retirement plan? In this episode of Coffee with Your Retirement Coach, Nic and I unpack everything you need to know about RMD rules, retirement income planning, and tax-smart strategies to avoid costly mistakes.   We'll explain what RMDs are, when they start, how they're calculated, and the tax implications you need to prepare for. Plus, we share real stories of retirees who were blindsided by RMD requirements—and how the right planning can help you reduce taxes, stay in control of your money, and enjoy retirement with confidence. Whether you're approaching age 73 or just getting started with retirement planning, this episode will help you build a smarter strategy for your future. --- ⏰ Episode Timeline - [1:00] - Why **required minimum distributions** (RMDs) are a critical part of retirement income planning - [2:20] - Which retirement accounts are subject to RMD rules (and why Roth IRAs are an exception) - [3:37] - A powerful story: an engineer nearing retirement who had no idea about RMDs - [5:42] - How RMDs are calculated using your year-end balance and the IRS life expectancy tables - [7:33] - Flexibility in choosing which retirement account to withdraw from—and key caveats to know - [9:11] - The truth about how RMDs are taxed as ordinary income, and one costly mistake to avoid - [11:12] - Why you need an **RMD strategy** before age 73: Roth conversions, charitable giving, and more - [12:36] - How market growth and IRS rules can push you into higher tax brackets over time - [14:24] - A client story showing why even some CPAs misunderstand required minimum distributions - [16:20] - Free resource: our **one-page RMD worksheet** to prepare for conversations with your CPA or advisor ---

The South African Social Security Agency (SASSA) is undergoing some significant changes come September 1st. The agency has announced that it will be introducing a Beneficiary Biometric Enrollment system in all its offices across the country. According to the agency, the new biometric enrolment is expected to detect potential fraudulent activities in the SASSA's grant system, among others. Sakina Kamwendo spoke to Director General of the Social Development Development Peter Netshipale…

OxFest is not just a music festival; it's a celebration of community, giving, and the joy of coming together to support a good cause. In this episode, we sit down with the charismatic Ken Boland, who has been the emcee of OxFest since its inception. The episode takes you on a journey through the festival's history, starting from its birth around a campfire to its current status as a beloved annual event that features a lineup of fantastic bands. Ken recounts the stories of his cousins who inspired the festival, highlighting their struggles and how their memories fuel the mission behind OxFest. Listeners will learn about the various charities (see below) that benefit from the festival, including programs for at-risk youth and those affected by diabetes. It's a heartwarming reminder that while we enjoy great music, we're also making a difference in our community. Tune in for some laughs, insightful discussions, and a heartfelt appreciation for the power of music and charity![00:00] Introduction and Welcome[00:44] Hair Talk and Sponsor Shoutout[01:36] Thought to Ponder[02:07] Ox Fest Origins[02:30] Meet the MC: Ken Boland[03:10] Festival Details and Lineup[07:18] Main Stage Highlights[10:12] Blues Stage and Food[13:35] Family Fun and Parking[14:59] Beneficiaries and Volunteering[24:03] Property Deeds and Legal Issues[24:24] Ox Fest Overview[24:41] Mortgage Advertisement[25:26] Welcome Core Initiative[26:19] Ox Fest Details and Logistics[28:15] Ken Boland's Background and Involvement[31:17] Ox Fest Food and Beverages[33:34] Ox Fest Growth and Charities[36:59] National Days and Fun Facts[43:41] Concluding Remarks and CreditsTakeaways: Saturday, September 20. Washington, MO Fairgrounds. Gates open at 11:30 am Tickets available at Eventbrite OxFest started from a simple barbecue idea and blossomed into a major music festival, showcasing community spirit. The festival is not just about music, but also about supporting local charities and creating awareness for important causes. With nine bands scheduled, attendees can enjoy a full day of music and fun while helping the community by participating in OxFest. The event takes place on September 20th, with gates opening at 11:30 AM, so mark your calendars and don't miss out! OxFest is all about community vibes, bringing people together for a great time while raising funds for local charities. It's a family-friendly event with activities for kids, so bring the whole crew and enjoy a day of music and fun! 2025 Band Schedule for Main StageShooting StarPink Houses USAThe Mighty PinesKlose Kuarters (Mark Klose from K-SHE)The FREEZEOUT BandThe OxFest Blues StageTony CampanellaJeremiah JohnsonBag Lunch...

Bongani Bingwa speaks with Brenton van Vrede, Executive Manager for Grants Administration at SASSA, about the introduction of mandatory biometrics for social grant beneficiaries, how the agency plans to manage potential system failures, and the reasons behind its decision not to renew the Master Service Agreement (MSA) with Postbank. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Strategy | A strong EUR triggers aluminum price rally - reiterate long EGAL positionHealthcare & pharma | Beneficiaries of a potential policy rate cutCICH | Earnings momentum builds; Market mispricing persists

Strategy | A strong EUR triggers aluminum price rally - reiterate long EGAL positionHealthcare & pharma | Beneficiaries of a potential policy rate cutCICH | Earnings momentum builds; Market mispricing persists

Potential topics: Topics to include: Blaze Credit Union and Osaic Deal, Empower's Schlichter Law Suit, Justin Bieber's New Album, Tax Credit Failures, Technology for Small Plans, Beneficiaries and our New FinTok Segment

Ahmed Riesgo sees healthcare and financials being the two sectors to benefit the most in the coming months. He expects healthcare to benefit from evolving technology while financials will grow once the Fed kicks its rate cutting cycle back into motion. Even if tech takes a back seat, Ahmed still expects A.I. to be a "generational shift" that barely began despite "froth" forming in related stocks.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

The Friday Five for August 22, 2025: Field Notes on OBBBA, Spotify, and TikTok D. Power Medicare Advantage Member Satisfaction Survey Sonder Health Plans Inc. Termination Short-Term Medical Plan Regulation Update Judge Vacates HHS MA Commissions Lawsuit   Get Connected:

Photronics (PLAB) is a legacy tech company that David Trainer says has gone completely unnoticed by Wall Street for what he considers as a key role in the A.I. space. He points out its photomask development as critical to building chips. As for its financials, David adds that it continues to post solid growth and trades at a cheap P/E compared to peers. While he considers the company an "under the radar" leader, he notes competition as a headwind Photonics will face.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Sam Tsemberis came up with Housing First — permanent housing with supportive services. He explains the root causes of homelessness and why Trump’s executive order paints a false reality.  When Amber Mariah Metzinger entered a Housing First program, she stopped using meth, and started working toward a career in drug and alcohol counseling.  After 15 years off air, “King of the Hill” returns with new laughs, old neighbors, and storylines that echo today’s political and social divide.  Dan Tana, 90, died of cancer on Saturday in his native Serbia — far from the city where his name welcomed diners and scenesters for decades.

In this episode, Tim asks the question many pilots hear in the cockpit: Is your 401(k) a scam? He walks through why 401(k)s exist, how they replaced pensions, and what today's airline plans actually offer: contribution mechanics, investment menus, legal protections, and employer contributions specific to the majors. Tim also shares a listener email requesting a cargo-carrier disability deep-dive and invites other cargo pilots to weigh in.What You'll Learn from This EpisodePensions vs. 401(k)s: Why pensions faded (PBGC oversight, funding issues)and how 401(k)s became the primary retirement tool.How Airline 401(k)s Work: Salary deferrals: pre-tax and Roth, after-taxcontributions, investment menus, brokerage window.Contribution Limits & Employer Money: What “up to $70,000 per year”includes: deferral, after-tax non-Roth, NEC; why big plans mean lower-costfunds.Ownership & Vesting: Immediate vesting when dollars hit your account: what it means if you stay or leave.Legal Protections & Risks: 401(k)s protected from creditors, suits, bankruptcy; IRA and Roth IRA bankruptcy protection to ~$1.7M through 2028; civil-suit rules vary by state; QDROs in divorce are the exception.Beneficiaries that Bypass Probate: Keep beneficiaries current to speeddistributions and reduce taxes.What Might Be Coming Next: In August order asks DOL to review alternativesin 401(k)s: private equity, private credit, crypto, real estate, digital assetsResources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.

Welcome to episode 445, where we discuss helping out Em's mortal enemies... fish. On the paranormal side of things, Em takes us to Old Melbourne Gaol (jail spelled the fun way). Then Christine covers the wild, conflicting case of Jade Janks and Tom Merriman. And can we revisit the idea of Em's psychic abilities? ...and that's why we drink! Photo Links:The Melbourne GaolThe Kelly ArmourNed Kelly Head to http://DailyLook.com to take your style quiz and use code DRINK for 50% off your first order. That's http://helixsleep.com/drink for 27% Off Sitewide. Exclusive for listeners of And That's Why We Drink. Make sure you enter our show name after checkout so they know we sent you! Grab an Angry Orchard Cider today. Don't Get Angry. Get Orchard. Please Drink Responsibly. Get this new customer offer and your 3-month Unlimited wireless plan for just $15 a month at http://mintmobile.com/ATWWD Learn more about your ad choices. Visit podcastchoices.com/adchoices

Progress Report: Deceased Medicaid Beneficiaries: Data Analytics Manager Chris Magee recaps a new LLA report that analyzes the progress made by the Louisiana Department of Health with its processes to identify and remove Medicaid coverage for beneficiaries who are deceased and therefore no longer qualify for the state's Medicaid program. | https://LLA.La.gov/go/podcast

The first batch of beneficiaries for the National Apprenticeship Programme will be matriculated on August 12, with 1,410 youth from the Ashanti Region - George Opare-Addo, Minister for Youth Development and Empowerment.

This week's "Investing Simplified" radio show addressed a variety of financial topics. The show offered support by providing strategies that could save money and emphasized the need for evaluating retirement plans, such as 401k rollovers, particularly for those transitioning into new employment or entering retirement. The hosts also prompted listeners to consider scheduling consultations for personalized financial advice.Additionally, the hosts delved into the economic implications of tariffs and inflation. They highlighted how recent tariffs could lead to increased consumer prices and potentially affect market stability, expressing concerns about the long-term financial impact on ordinary consumers, especially retirees on fixed incomes. The discussion also touched upon estate planning, emphasizing privacy and flexibility offered by trusts compared to wills, and the necessity of proper financial titling and beneficiary designations.Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation

In episode 142, Val dives deep into the complexities of inheriting retirement accounts, specifically comparing the Thrift Savings Plan (TSP) and Inherited IRAs when the beneficiary is not a spouse. If you've recently inherited a retirement account—or you're planning your estate—this episode is essential listening. https://www.fedsmith.com/2025/07/23/tsp-inheritance-vs-inherited-ira-rules-for-non-spouse-beneficiaries/ Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange: American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.See omnystudio.com/listener for privacy information.

Dive into the intricate world of the Uniform Commercial Code (UCC) with our latest episode. Designed for law students and professionals alike, this episode unpacks the UCC's foundational principles, focusing on its role in simplifying and modernizing commercial transactions. Explore key articles, from sales and secured transactions to negotiable instruments, and understand how the UCC fosters uniformity and flexibility in the ever-evolving landscape of commerce. Whether you're preparing for exams or seeking practical insights, this episode is your essential guide to mastering the UCC.Purpose of the UCC: The UCC aims to simplify, clarify, and modernize the law governing commercial transactions. It also seeks to permit the continued expansion of commercial practices through custom, usage, and agreement, and to make the law uniform among various jurisdictions.Variation by Agreement: The effect of UCC provisions can be varied by agreement, unless otherwise specified. However, the obligations of good faith, diligence, reasonableness, and care cannot be disclaimed by agreement, though parties may determine the standards for performance if those standards are not manifestly unreasonable.Definition of "Agreement" vs. "Contract": "Agreement" refers to the actual bargain of the parties as found in their language or implied from circumstances like course of dealing or usage of trade. "Contract" is the total legal obligation that results from the parties' agreement as affected by the UCC and other applicable rules of law.Good Faith Obligation: Every contract or duty within Subtitle I imposes an obligation of good faith in its performance or enforcement. This means parties must act with honesty in fact and, in the case of a merchant, observe reasonable commercial standards of fair dealing.Formation of a Sales Contract: A contract for the sale of goods can be made in any manner sufficient to show agreement, including conduct by both parties. Even if one or more terms are left open, a contract does not fail for indefiniteness if the parties intended to make one and there is a reasonably certain basis for an appropriate remedy.Statute of Frauds for Sales: A contract for the sale of personal property is generally not enforceable beyond $5,000 in amount or value unless there is a writing indicating a contract for sale, stating a price, reasonably identifying the subject matter, and signed by the party against whom enforcement is sought. This specific rule does not apply to contracts for the sale of goods covered by Article 2.Merchantability Warranty: If the seller is a merchant with respect to goods of the kind, an implied warranty of merchantability is given, meaning the goods must be fit for the ordinary purposes for which such goods are used, among other requirements. This includes the serving of food or drink for value.Holder in Due Course Requirements: To be a holder in due course, a person must take the instrument for value, in good faith, and without notice that it is overdue, has been dishonored, or has any defense against or claim to it on the part of any person. These elements ensure the holder is a legitimate and unsuspecting party.Security Interest Definition: A "security interest" is defined as an interest in personal property or fixtures that secures payment or performance of an obligation. A seller's retention or reservation of title to goods after shipment or delivery to the buyer is limited in effect to a reservation of a security interest.Scope of Article 9 (Secured Transactions): Article 9 applies to any transaction intended to create a security interest in personal property or fixtures (including goods, documents, instruments, accounts, contract rights, chattel paper, general intangibles) and to any sale of accounts, contract rights, or chattel paper. It broadly covers various forms of security agreements.

Every Monday, Jon Hansen is joined by a specialist from Mesirow to discuss a different topic surrounding finances. In this episode, Tiffany Irving, Senior Vice President and Wealth Advisor at Mesirow, joins Your Money Matters to talk about the importance of estate planning and working it out now rather than later. For more information, visit www.mesirow.com or call 877 […]

Inheriting a Home Shouldn't Be This Hard…In this episode, Dr. Preston Cherry breaks down why so many families run into legal trouble when passing down their home—and how a Transfer on Death Deed (TODD) can make things much easier.Takeaways:• Avoid probate delays• Keep control while alive• Name your home's heir• Protect emotional legacy• Pair with a trust00:00 Intro00:58 The Importance of Transfer on Death Deeds01:25 Steps to Implement a TOD Deed03:01 Limitations and Considerations04:29 Final ThoughtsGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

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The Social Development Minister says more jobs are coming to address the number of people on the benefit rising. Ministry of Social Development statistics show almost eight thousand more people were receiving a main benefit in June compared to March. As well, close to 81 thousand beneficiaries have moved into work in the last financial year. Louise Upston told Heather du Plessis Allan the Budget included multiple incentives to create more jobs. She says apart from the infrastructure pipeline, they're also giving businesses the confidence to take on more staff. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The former Work and Income boss says the Government getting 81 thousand people off the benefit is a big achievement, despite the overall number going up. Ministry of Social Development statistics show almost eight thousand more people were receiving a main benefit in June compared to March. It follows the coalition putting new requirements and sanctions in place for beneficiaries. Christine Rankin told Heather du Plessis Allan the increase is inevitable with the current economy, but the tougher conditions are the right move. She says until Louise Upston came along as Minister, there were no expectations for beneficiaries to do anything. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Private Equity in Youth Sports, Canada's impact on the Buffalo Bills, issues with Tesla, and when to take RMDs. Plus a competitor to FICO may help with that house purchase, even though new buyers are disappearing. Plus plus fallout from a nursing home bankruptcy and a lawsuit over beneficiary designations.

Last week, I shared how not having a plan can create chaos throughout the whole family when long term care is needed. This week, I used the same need and family but added LTC insurance as a tool to help pay for care expenses. Listen and learn how helpful even a small plan can work to make life a little less difficult during a very difficult time. Then schedule some time with me to design your plan See current and projected costs of care (use 5% COLA to project Learn what your state's Medicaid program let's you keep and qualify for help

The Government's reluctant to give work opportunities to beneficiaries outside of emergencies. It's activated a beneficiary task force in Tasman and Marlborough, with beneficiaries able to get paid for helping clean up debris and slush. Social Development Minister Louise Upston says the initiative is just for Civil Defence emergencies at this stage. But Upston told Heather du Plessis-Allan she's open to suggestions about how to reduce the number of people on the Jobseeker benefit. She says this takes a significant amount of funding, and the Government's coffers aren't a bottomless pit. Upston told du Plessis-Allan it's estimated 30 people are needed for the work. She says there'll be three clean-up crews, and understands there were 10 people interested within a few hours of putting the message out. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Here's a situation most people don't really think about: what happens if one of your beneficiaries dies before you do? It's not just a legal formality, it's a scenario that can create confusion, delay, and unintended consequences for your estate plan. If your plan doesn't account for this possibility, state law might decide where the money goes, and the results could be far from what you intended. In this episode, Nick breaks down what actually happens in these cases and why your estate documents need clear, thoughtful instructions for life's unexpected turns. Here's some of what we discuss in this episode: ⚠️ What happens when your plan doesn't have a backup

Are you the primary beneficiary of your own genius? In this episode of "The Magic is You," host Michelle dives into the idea of reclaiming your energy, inspiration, and best self—first for you, and then for the world. Michelle explores how societal expectations can lead us to give our best to others—jobs, companies, or paradigms—while neglecting our own fulfillment and creativity. She challenges listeners to flip the script: what if you gave yourself your best energy, ideas, and effort? Drawing inspiration from icons like Freddie Mercury, Michelle reminds us that honoring your authentic genius isn't just self-care, it's the most powerful way to serve others. Tune in for empowering insights and practical reflections to help you become the hero of your own life.Join the newsletter: https://www.secretowlsociety.org/newsletter

Welcome back to the Law School Toolbox podcast! This is the second episode of a two-part discussion of third-party rights in contracts. Last time we covered assignments and delegations, and today we focus on third-party beneficiaries. In this episode we discuss: A recap of assignment and delegation of contractual rights and obligations Intended and incidental third-party beneficiaries Illustrative examples of third-party beneficiaries Resources: "Listen and Learn" series (https://lawschooltoolbox.com/law-school-toolbox-podcast-substantive-law-topics/#listen-learn) Podcast Episode 508: Listen and Learn – Third-Party Rights in Contracts (Part 1) (https://lawschooltoolbox.com/podcast-episode-508-listen-and-learn-third-party-rights-in-contracts-part-1-rules/) Download the Transcript  (https://lawschooltoolbox.com/episode-509-listen-and-learn-third-party-rights-in-contracts-part-2/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the complexities of Inherited IRAs with special guest Taylor Wolverton, a Certified Financial Planner and Enrolled Agent. They break down what beneficiaries need to know about inherited retirement accounts, including crucial updates introduced under the Secure Act. Whether you're a spouse, non-spouse, or special exception beneficiary, this episode helps you understand how to navigate the rules and avoid costly mistakes when it comes to inherited IRA distributions.Listen in to learn about the different rules based on whether the account was inherited before or after 2020, how the 10-year rule inherited IRA provision works, and how it contrasts with the old Stretch IRA rules. They also explain IRA beneficiary rules for both Roth inherited IRA and traditional IRAs, helping you determine the most tax-efficient strategy for your situation. With insights on Inherited IRA RMD rules, Secure Act IRA changes, and options for non-spouse IRA beneficiaries, this is a must-listen episode for anyone dealing with an IRA inheritance.In this episode, find out:What the 10-year rule inherited IRA really means for beneficiaries.How IRA rules for beneficiaries differ for pre- and post-2020 inheritances.The difference between spousal vs non-spouse IRA beneficiary strategies.How to handle Inherited IRA RMD rules and avoid tax penalties.Why Roth inherited IRA strategies may involve waiting until year 10.Tweetable Quotes:“Just because you're not required to take a distribution every year doesn't mean it's the best strategy for your taxes.” – Murs Tariq“Understanding whether you're a spouse or non-spouse IRA beneficiary changes everything about how you manage the account.” – Taylor WolvertonResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In Israel-US War Against Iran, Pakistan and China Are the Biggest Losers | India a Beneficiary

Susan Slusser joins Papa & Silver to project the biggest beneficiaries of the Rafael Devers trade and recap her time catching up with Farhan Zaidi at Dodger Stadium this past weekendSee omnystudio.com/listener for privacy information.

Learn how to take control of your retirement - https://directedira.com/In this episode, Mat and Mark dive into one of the most overlooked yet critical aspects of retirement and estate planning—who should be the beneficiary of your IRA? Should it be your spouse? Your kids? Or your trust? They break down the tax implications, legal requirements, and best practices to ensure your wealth is passed on efficiently and securely. With real-life stories and clear action steps, this episode is a must-listen for anyone with a retirement account. 00:00 – Welcome & Why This Topic Matters00:25 – The Common Mistake Most People Make01:02 – Why Trusts Often Get Left Out01:58 – The Life Insurance Horror Story03:19 – Why Beneficiary Designations Rule All04:04 – Tips for Married Couples: Spouse First, Trust Second05:08 – Why a Trust Helps with Minor or At-Risk Children06:08 – Asset Protection & Special Needs Planning06:50 – What Is a See-Through Trust?08:06 – The IRS Rules & Structural Requirements09:40 – Action Items: Audit, Update, Organize11:00 – Wrapping Up: The Power of Being OrganizedTo get a comprehensive tax and legal plan get to my law firm KKOS Lawyers, https://kkoslawyers.com. Learn how to take control of your retirement - https://directedira.com/Shop my products - https://shop.matsorensen.com/ Blog & Articles - https://matsorensen.com/blog/Connect with Mat online:Instagram: https://www.instagram.com/matsorensen/Facebook: https://www.facebook.com/mat.sorensen.1LinkedIn: https://www.linkedin.com/in/matsorensen/TikTok: https://www.tiktok.com/@sorensenmat YouTube: https://www.youtube.com/@MatSorensenWebsites:https://directedira.comhttps://matsorensen.comhttps://kkoslawyers.comhttps://mainstreetbusiness.com

Stephen and Zac discuss the innovative intersection of Bitcoin and life insurance. They explore how Bitcoin can disrupt traditional life insurance markets, the recent funding successes of Meanwhile, and the unique benefits of Bitcoin-denominated policies. The conversation dives into the mechanics of these policies, the yield generation strategies employed by Meanwhile, and the tax advantages that make them appealing to customers. The episode concludes with insights into the customer experience and the future of Bitcoin in the insurance industry. Takeaways

In the final installment of our 3-part estate planning series, we dive into one of the most overlooked—but critically important—aspects of planning: protecting your heirs' inheritance. It's not enough to simply leave assets to your loved ones. Without proper planning, those assets could be exposed to divorce, lawsuits, creditors, or mismanagement. We'll explore how using trusts can provide long-term protection and flexibility, and why leaving assets outright may be a costly mistake. You'll learn how to: Safeguard inheritances from a beneficiary's divorce or personal liabilities Provide for special needs or disabled heirs without jeopardizing government benefits Handle contingency planning, including what happens if a beneficiary predeceases you Protect minor children using trusts instead of relying on court-supervised guardianships We also highlight common mistakes—like failing to update your estate plan after major life events—and share practical steps to avoid them. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.