Podcasts about life insurance policy

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Best podcasts about life insurance policy

Latest podcast episodes about life insurance policy

Better Wealth with Caleb Guilliams
How To Level Up To Infinite Banking 3.0 (Majority Are Stuck at Level 1)

Better Wealth with Caleb Guilliams

Play Episode Listen Later Feb 10, 2026 67:10


Learn how to uplevel your infinite banking from 1.0 to 3.0. Caleb Guilliams sits down with Barry Brooksy, a financial advisor from @InsuranceandEstates , and the author of Live Rich, Die Rich. They walk through the correct type of life insurance policy needed for infinite banking and the exact reasons you should utilize your whole life insurance as a private bank, not only for building wealth while you're alive but leaving generational wealth for years to come. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Read Barry's Book: https://a.co/d/0209kpOi ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Debt Expert Critically Examines Dave Ramsey's 7 Baby Steps

Better Wealth with Caleb Guilliams

Play Episode Listen Later Feb 3, 2026 20:05


Debt expert, Chris Miles, critically examines Dave Ramsey's 7 Baby Steps and explains why paying off your home early can backfire on your wealth, especially when it comes to liquidity, flexibility, and long-term risk. Drawing from real-world experience, past recessions, and opportunity cost, we explain how this step can trap cash, increase vulnerability, limit future options, and sabotage your wealth, even for disciplined savers who “did everything right.” Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Watch the Full Interview: How to Use Infinite Banking to Build a Real Estate Empire | Chris Miles https://youtu.be/P2hCKhL1M_k 00:00 Introduction 00:08 Baby Step 1: $1,000 Emergency Fund 00:33 Baby Step 2: Pay Off Debt (Snowball Method) 01:11 Cash Flow Index Method and High-Yield Savings 03:09 Baby Step 3: Save 3 to 6 Months of Expenses 04:11 Modified Steps 2 and 3 05:00 Baby Step 4: Invest 15% of Household Income 06:52 Baby Step 5: Save for Children's College 09:18 Baby Step 6: Pay Off Your Mortgage 09:57 Experience with Home Equity 11:02 Trapped Money and Penalties 12:11 Baby Step 7: Build Wealth and Give 14:14 Dave Ramsey's Net Worth and Investment Strategy 18:32 Investing in Your Greatest Asset ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Patrick Bet-David's Protégé Addresses IUL & PHP Controversy | Matt Sapuala

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 30, 2026 52:52


In this interview, Matt Sapuala (Patrick Bet-David's protégé and a long-time insurance leader) sits down to address the biggest flashpoints in the life insurance world, IUL vs. whole life, MLM controversies, Kyle Busch's “scam” headline, and what actually matters for how policies are designed. They go deep into living benefits, and the importance of protecting income from future disasters. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
How To Turn EVERY Business Expense Into First Class Flights & Luxury Hotels | Eli Facenda

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 27, 2026 57:37


Credit Card Expert Eli Facenda shows how entrepreneurs can turn everyday business expenses into first class flights and luxury hotels using these credit card point hacks. He breaks down how to unlock 700,000-points with a special 400,000 bonus and also covers how paying payroll, rent, life insurance premiums, and potentially mortgages with these credits cards, can become a tax-efficient way to fund unforgettable travel experiences. Access All of Eli's Free Resources - https://www.freedomtravelsystems.com/betterwealth Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 Introduction 01:04 Eli Facenda | CEO at Freedom Travel Systems 01:34 New Credit Card Strategy 02:20 Getting $30,000 in Value in 60 Seconds 02:42 Four Buckets of "Points People" 06:04 How to Achieve the $30,000 Return with the Capital One Venture X Business Card 08:25 Analyzing Fees for Using Credit Cards for Payroll and Mortgage 10:49 Tax Benefit of Credit Card Points 17:40 Points Arbitrage Without International Travel 19:38 Other Recommended Cards and 2026 Bonuses 24:45 The Hilton Black Market Points Story 28:33 Gifting Points to Employees and Friends 31:00 Thoughts on the Built Card for Rent and Mortgage Payments 37:16 Script for Hacking Hotel Upgrades 42:02 Purpose of Experiential Wealth and Five Regrets of the Dying 48:00 Experiential Millionaire Framework 52:08 Final Thoughts ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Infinite Banking with Mass Mutual (Complete Company Review)

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 23, 2026 49:21


Is infinite banking with Mass Mutual a good company for infinite banking? In this video, Caleb Guilliams and Alden Armstrong review Mass Mutual Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more! Want the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
What's the Best Way to Design Infinite Banking Policies? | 40/60 Vs 80/20

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 21, 2026 56:32


What's the best way to design an infinite banking policy? In this video, Brent Kesler, founder of The Money Multiplier, joins Caleb Guilliams to break down whole life insurance designs for infinite banking, specifically comparing 40/60 vs 80/20 policy structures and Nelson Nash's original intentions. The discussion also includes a debate on term riders, when they help, when they hurt, and how they affect infinite banking strategies over time. Watch the First Interview with Brent where he explains how he paid off $1M in debt in 2 years - https://youtu.be/cHTmpSU-nzQ Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 Introduction 01:50 Infinite Banking and Debt Payoff Strategy 02:07 Changes to Infinite Banking 03:30 The "Nelson Plan" (40/60) 04:12 Policy Design Philosophy: Base, PUA, and Term Riders 05:01 Long-Term Efficiency and Base Premium 05:57 MEC Limit and Term Riders 06:59 Base, PUA, and Term Riders Definitions 12:00 Higher Base vs. More PUA 18:25 Flexibility in PUA Riders 19:19 Starting Additional Policies 20:40 Rule of Maximizing Current Policies 23:07 Adjusting Premiums on Multiple Policies 27:19 Minimum Premium and Income Ratio 28:34 The "10 Times Your Age" Rule 29:27 Tax Liability 35:46 Death Benefit, Rate of Return, and Financial Mindset 38:03 Internal Rate of Return (3.5% to 5%) 39:45 Actual Rate of Return vs. Average Rate of Return 42:28 The Value of Convertible Term Insurance 43:36 Human Life Value vs. Starting Small Whole Life Policy 47:14 Life Insurance as the Only Guaranteed Payout Insurance 48:53 Buying Cars and Using Other People's Money 49:18 Separating Policy Growth 51:54 Using Bank's Money for Investments 54:34 Danger of Using Banks if Undisciplined ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
This Infinite Banking Debate Turned Intense | Buying Cars with IBC Refuted

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 19, 2026 22:25


Chris Naugle ( @TheChrisNaugle ) & Caleb Guilliams go head-to-head debating whether you should borrow against your whole life insurance policy to purchase cars and other liabilities. They disagree over the math and opportunity cost, as well as comparing their philosophies behind their positions. Watch the full interview: https://youtu.be/m2goBXyB27M Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 - Introduction 00:18 - Why Use IBC for Cars? 01:35 - Calculating the Cost of Financing vs. IBC 02:24 - Negotiating a Car Price While Using IBC 03:35 - Dealerships Making Money on Financing 04:20 - IBC is a Process 06:06 - Volume vs. Rate 06:34 - The 4% Loan vs. 6% Policy Loan Scenario 07:38 - Chris Disagrees and Explains the APR 09:35 - Modeling the Math (Chris vs. Caleb) 10:48 - Paying Back the Policy at the Bank's Rate 12:33 - Loan Repayment vs. New Premium 13:28 - Opportunity Cost and Capital 15:07 - Disagreement on the Logic 16:24 - Personal Preference for Moving Capital 18:57 - An Alternative Strategy (Leasing and Reinvesting) 20:24 - Consistency in Teaching Money Concepts ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
How to Pay Off Serious Debt with Whole Life Insurance | Denzel Rodriguez

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 16, 2026 59:20


Can you use whole life insurance to pay off debt? In this real case study, Caleb Guilliams and Denzel Rodriguez ( @DenzelNapoleonRodriguez break down how a properly structured whole life insurance policy was used to pay down $140,000 in student loan debt. We walk through real numbers, cash value, policy loans, interest rates, and when this strategy actually makes sense and when it doesn't. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 Whole Life Insurance Case Study: Paying Off Debt 01:46 Life Insurance to Pay Off Debt 03:55 Pre-policy Parameters 06:53 Rules for Borrowing Against a Policy 08:28 Debt Repayment vs. Starting a Permanent Policy 10:37 Convertible Term Insurance and Debt Snowballing 13:01 High-Interest Debt and Whole Life 16:28 Denzel's Case Study: 22-Year-Old Female with Student Loans 19:26 Student Loans in Forbearance and Interest Capitalization 24:50 When Using Whole Life to Pay Off Debt Makes Sense (and When It Doesn't) 27:03 Comparing Debt Payoff Strategies 31:07 Leveraging Whole Life to Pay Off Debt 34:25 Cash Flow and Debt Repayment 38:52 Leveraging Borrowed Money to Fund Whole Life Insurance 50:45 Importance of Personal Growth and Certainty 55:50 Final Thoughts ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
This Calculator Exposes the Real Value of Whole Life Insurance | with Chris Naugle

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 9, 2026 53:35


Caleb Guilliams & Chris Naugle ( @TheChrisNaugle ) showcase a brand new calculator that demonstrates the true value of whole life insurance compared to other assets. They then debate the true math behind buying cars using the infinite banking concept. 00:00 Introduction and Whole Life Insurance Misconceptions 01:17 Defining Infinite Banking Concept (IBC) 02:12 The Role of Whole Life Insurance in IBC 04:26 Insuring Your Greatest Asset (Ability to Earn) 06:08 Societal Shift and Lack of Selfless Thinking 09:31 Keys to Financial Success 11:11 Whole Life Insurance as an Efficient Asset 15:39 The Stigma of Whole Life Insurance 16:30 Whole Life Insurance is Not an Investment 17:39 Uninterrupted Compounding Interest 19:30 Competitive Growth and the Tax Advantage 30:45 Why Chris Naugle Uses IBC for Cars 37:05 Mathematical Debate on Loans and Savings 47:29 Personal Preference and Capital Movement 49:57 Alternative Strategies (Leasing) and Conclusion Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
How Your Health Rating Impacts Your Life Insurance Policy

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 7, 2026 6:37


Learn exactly what all of the life insurance health ratings are and how they will impact your policy performance. Want Whole Life Insurance? Click Here To Meet Our Team: https://bttr.ly/aa-yt-clarity Want Free Life Insurance Education & Resources? Unlock the Vault: https://bttr.ly/yt-aa-vault Learn More About the And Asset: https://bttr.ly/andasset ====================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
The Complete Guide to Backdoor Roth's in 2026 | with Justin Gartman

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 7, 2026 24:06


Everything you need to know about Backdoor Roth Conversions in 2026. In this detailed presentation, Caleb Guilliams and Justin Gartman walk through the beginners guide to Backdoor Roth's as well as answering exactly what you need to know in order to start this strategy for yourself. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault 00:00 Introduction to Roth IRAs and Limitations 00:51 Roth IRA Contribution Limits 02:49 Why does the Government Limit Roth IRA Contributions? 04:37 Perspective on Government-Sponsored Plans 05:49 Backdoor Roth IRA Strategy 06:23 Steps for a Backdoor Roth IRA 08:41 Common Mistake: The Pro-Rata Rule 12:06 Filing Requirement for Non-Deductible Contribution 13:06 Mega Backdoor Roth Strategy 15:17 Example of Mega Backdoor Roth Contribution 16:47 Mega Backdoor Roth Conversion Options 18:17 Eligibility Requirements for Mega Backdoor Roth 19:20 Solo 401k for Business Owners 20:28 Summary and Final Thoughts on Backdoor Roths _________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
How to Structure a Family Banking System with Infinite Banking | Jayson Lowe

Better Wealth with Caleb Guilliams

Play Episode Listen Later Dec 31, 2025 42:37


Learn how Infinite Banking expert, Jayson Lowe ( ⁨@BankersVault⁩ ) structures his family banking system and the frameworks he uses with his own family to teach the process and create a legacy. Watch Part 1: How to Create a Family Banking System Using Life Insurance - https://youtu.be/O_E-y2n2fzQ Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Business Halacha Daily
How is a Life Insurance Policy Divided According to the Laws of Yerusha?

Business Halacha Daily

Play Episode Listen Later Dec 25, 2025 2:48


Questions? Comments? We love feedback! Email us at info@baishavaad.org 

Better Wealth with Caleb Guilliams
How to Use Infinite Banking to Build a Real Estate Empire | Chris Miles

Better Wealth with Caleb Guilliams

Play Episode Listen Later Dec 18, 2025 79:55


Learn how to use Infinite Banking to build a real estate empire step-by-step. In this full breakdown, we walk through exactly how to start using your policy, how to analyze deals, how to know which opportunities are worth investing in, and when it's the right time to borrow. We also break down real case studies with actual numbers on the whiteboard and reveal the exact frameworks Chris Miles ( @moneyrippleswithchrismiles ) uses to grow his real estate portfolio using Infinite Banking.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewGet your tickets to the life insurance summit 2026 - https://thewholelifesummit.com/00:00 - Introduction00:25 - Real Estate Investing01:11 - Tax Write-Offs for Interest01:20 -Who Is Chris Miles?03:07 - New Book and Writing Experience06:05 - The Work Optional Blueprint06:56 - Get Lean07:18 - Get Liquid07:52 - Get Out08:08 - Vetting Investments and the Role of the Operator10:05 - Red Flags in Investments13:44 - Risk vs. Return Philosophy15:15 - Importance of Liquidity and Emergency Funds24:52 - Warren Buffet's Money30:43 - 6% Tax Free36:08 - Investment Flow: Lending Fund43:54 - When Infinite Banking Doesn't Make Sense49:03 - How do People Determine What They Say Yes and No?59:55 - Where Do You Put Their Money?01:03:09 - How You View Your Life Insurance and How You Invest?01:14:37 - Why do You Say Avalanche is the Way of Paying Debt?______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Watch This Before Using Guardian for Infinite Banking in 2026 (Full Company Review)

Better Wealth with Caleb Guilliams

Play Episode Listen Later Dec 17, 2025 33:07


Is IBC with Guardian a good choice? In this videos, Caleb Guilliams and Alden Armstrong review Guardian Life Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more! Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Should You Use Lafayette Life for Infinite Banking in 2026? (Full Company Review)

Better Wealth with Caleb Guilliams

Play Episode Listen Later Dec 2, 2025 32:22


Is IBC with Lafayette a good choice? In this videos, Caleb Guilliams and Alden Armstrong review Lafayette Life Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more! Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide 00:00 Introduction 01:06 Lafayette Life Company Overview (History, Structure, and Financials) 02:14 Key Financial Metrics 06:00 Lafayette Life and Infinite Banking (IBC) Positioning 07:21 Lafayette Life's Product and Design Strategy 08:44 Cash Flow Design 13:24 Front-Load Design 16:30 How Loans Work with Lafayette Life 18:30 Paid-Up Additions (PUA) Flexibility 21:34 Summary of Lafayette Life (Advantages and Disadvantages) 26:22 Agent Perspective and Conclusion ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
The Augusta Rule Disaster: The MOST Misunderstood Tax Strategy in America | Nethaniel Ealy

Better Wealth with Caleb Guilliams

Play Episode Listen Later Dec 1, 2025 60:48


This is why 99% of business owners and entrepreneurs are doing the Augusta Rule Wrong. The Augusta rule is one of the most popular tax strategies on the internet with endless amounts of financial gurus and entrepreneurs teaching about it. But so much of what is being shared is wrong and dangerous. In this 60 minute masterclass, Nethaniel Ealy, an Augusta Rule Expert who has been helping people do this properly for 8 years, breaks down the dos and don'ts of this strategy, and gives the industry insights into how to maximize the most money out of this powerful tax deduction. 00:00 Understanding the Augusta Rule02:52 Challenges in Implementing the Augusta Rule05:56 Key Components of the Augusta Rule09:09 Documentation and Compliance Essentials12:06 Historical Context of the Augusta Rule14:56 Practical Steps for Business Owners18:05 Common Mistakes and Misconceptions21:00 Best Practices for Meetings and Documentation24:09 Final Thoughts and Encouragement33:20 Understanding the Augusta Rule and Its Implications39:55 Real-Life Applications and Case Studies45:28 Optimizing the Augusta Rule for Maximum Benefit51:40 Navigating Complexities of the Augusta Rule57:31 The Future of Tax Strategies and Business GrowthLearn More About The Augusta Rule Team: https://theaugustarule.com/Join the Waitlist for the Tax and Assets Community: https://taxandassets.comWant Us to Review Your Current Tax Strategy Before the End of the Year? Click Here: https://betterwealth.com/taxQuestions and Answers from the Podcast: Question: Can multiple unrelated business owners each rent the same property during the year, each personally stay there for 14+ days, and each legitimately use the Augusta Rule?Answer: Yes, technically they can. Each person can establish the property as their own “dwelling unit” for the required days. But doing this can likely be an audit magnet.Q2 (Reverse Augusta with a family member's home)Question: If a family member owns a home, can a business owner use that home for a business purpose and structure it so they receive the rental income instead of the family member, essentially a “reverse Augusta”?Answer: Yes, a reverse Augusta structure is possible, but it must be for a legitimate, defensible business purpose. Proper documentation is essential.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Answering the Internet's HARDEST Infinite Banking Questions (The End Gets Ugly) | Mr. Brrrr

Better Wealth with Caleb Guilliams

Play Episode Listen Later Nov 26, 2025 81:17


Caleb Guilliams and Devin Burr (@Mr_Brrrr) return to tackle the internet's toughest questions about Infinite Banking. The good, the skeptical, and the ugly. From people asking how soon they can access cash value, to critics calling Infinite Banking a scam, nothing is off-limits. 00:00 Introduction to Infinite Banking and Skepticism02:32 Starting a Policy: Amounts and Strategies04:57 Age Considerations in Infinite Banking08:35 Trusts and Legacy Planning11:56 Tax Implications and Loan Structures20:01 Comparing Whole Life and IULs30:11 Understanding Policy Loans and Insurance Company Profitability42:18 Understanding Investment vs. Savings45:00 The Role of Life Insurance as an Asset46:01 The Value of Life Insurance in Financial Planning50:02 Critique of 401(k) Plans55:25 The Debate on 401(k) Matches58:19 Infinite Banking: Concept vs. Scam01:06:04 Ethics of Lending and Interest Rates01:11:36 Intentional Living and Business ValuesWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

The KVJ Show
KVJ Cuts- Make Up or Break Up (11-20-25)

The KVJ Show

Play Episode Listen Later Nov 20, 2025 8:08


She took out a Life Insurance Policy and now he is worried he will be murdered...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dana Cortez Show Podcast
S3 Ep354: CCOP: Parents Cut Him Off. He Goes After Their Life Insurance Policy.

Dana Cortez Show Podcast

Play Episode Listen Later Nov 19, 2025 20:26


In today's "Crazy Crime of Passion" DCS tells us the story of Joel Guy Jr. and what he did to his parents to go after their life insurance money. Plus DCS talks Britney Spears hanging with the Kardashians, Six9's scary home invasion and  DCS plays "Who's Lying" with a listener. 

Better Wealth with Caleb Guilliams
Why Rate of Return Is Killing the Infinite Banking Industry | Logan Hertz (@HazeltineLLC)

Better Wealth with Caleb Guilliams

Play Episode Listen Later Nov 12, 2025 49:11


The Infinite Banking industry can be obsessed with rate of return, and it's ruining the message. In this powerful conversation, Caleb Guilliams and Logan Hertz unpack how focusing on ROI has blinded people to the real value of life insurance: liquidity, guarantees, and human life value. They challenge advisors, clients, and industry leaders alike to rethink what wealth efficiency really means and bring to light the deeper issues impacting the life insurance industry. Logan Hertz also reveals what went on behind the scenes at the Nelson Nash Institute, leading to him being removed. Caleb & him dialogue about the state of the industry and what needs to change in order for it to truly thrive. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

The Manila Times Podcasts
DEAR PAO: Person who secures life insurance policy on his/her own life may designate anyone as beneficiary | Nov. 8, 2025

The Manila Times Podcasts

Play Episode Listen Later Nov 7, 2025 3:32


DEAR PAO: Person who secures life insurance policy on his/her own life may designate anyone as beneficiary | Nov. 8, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Better Wealth with Caleb Guilliams
The Hidden World of Bourbon Investing | Chuck Morton

Better Wealth with Caleb Guilliams

Play Episode Listen Later Nov 5, 2025 28:08


Discover the fascinating world of bourbon barrel investing — where whiskey meets wealth. In this episode, Caleb Guilliams sits down with Chuck Morton, a seasoned bourbon investor, to unpack how individuals are earning returns of 25%+ in a market completely uncorrelated to Wall Street.Learn how bourbon barrels become lucrative alternative assets, why every barrel is fully insured, and how to evaluate the risks, storage costs, and cash flow timelines before getting involved.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Debate: Should You Buy Cars with Infinite Banking? | Mr. BRRRR

Better Wealth with Caleb Guilliams

Play Episode Listen Later Nov 2, 2025 78:57


Should you buy cars using Infinite Banking? Caleb Guilliams and @Mr_brrrr debate one of the most controversial questions in the life insurance world, whether using a whole life insurance policy to purchase vehicles is a smart wealth strategy or a financial mistake.We break down the math, the mindset, and the real pros and cons of using Infinite Banking for cars, exploring how policy loans, cash value, and opportunity cost play out in real life.0:00 - Introduction2:30 - What is Infinite Banking?8:00 - The Car Purchase Scenario15:00 - Debate: Is a Car a Good Asset for This Strategy?22:00 - Real-World Numbers & Examples30:00 - Common Mistakes & Misconceptions37:00 - When It Makes Sense & When It Doesn't44:00 - Q&A About Strategies and Insurance49:00 - Final TakeawaysWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Was I Wrong for Putting My Life Insurance in a Trust?

Better Wealth with Caleb Guilliams

Play Episode Listen Later Oct 22, 2025 8:58


Should you put your life insurance into a trust or is it a mistake that overcomplicates your financial legacy planning? Get 'What Would The Rockefellers Do?' Book for FREE! Click Here: https://www.betterwealth.com/wwrd-book Watch the original video: https://youtu.be/eguqNGausk8?si=0Ig5cAZ9CIInhc4v Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
How To Pay For College Using Your Life Insurance Policy | Brock Jolly

Better Wealth with Caleb Guilliams

Play Episode Listen Later Oct 18, 2025 26:33


Learn the hidden strategy being used by parents to pay for college without a 529 plan, avoiding fees and market risk. Want a College Planning Life Insurance Policy? Go Here: https://bttr.ly/college-planningLearn More & Connect with Brock Jolly: https://www.thecollegefundingcoach.org______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
He Quit Selling IULs After This One Realization | Kyle Fuller

Better Wealth with Caleb Guilliams

Play Episode Listen Later Oct 8, 2025 33:33


Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
How to Create a Family Banking System Using Life Insurance | with Jayson Lowe

Better Wealth with Caleb Guilliams

Play Episode Listen Later Sep 25, 2025 65:47


Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review00:00 - Introduction 02:19 - Ascendant Financial Business Model Overview05:50 - Financial Mindset: The Key to Long-Term Control and Success10:23 - What Most People Get Wrong About Infinite Banking12:23 - Why Clarity Matters in Financial Education14:40 - Life Insurance as a Tool for Wealth Building17:23 - How the Family Banking System Works22:50 - Spotting the Right Financial Opportunities23:53 - Teaching Financial Responsibility to the Next Generation27:30 - Understanding the "Be Your Own Banker" Strategy30:41 - Investing vs. Lending33:13 - Jason's Analogy for money flow36:27 - Liquidity and Opportunity Cost39:12 - How Cash Value Loans Work45:20 - Generational Wealth vs. Generational Values47:00 - Estate Planning and Protecting the Legacy51:00 - Golden Rules of Infinite Banking For the Next Generation55:00 - How Family Lawyers Manage and Monitor Transactions______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Stop Saying This About Infinite Banking...

Better Wealth with Caleb Guilliams

Play Episode Listen Later Sep 16, 2025 23:19


Reacting to Toby Mathis' video on '3 Ways to Be Your Own Bank', in particular, his presentation on infinite banking. Caleb Guilliams go through what he got right and what he got wrong as well as filling in the gaps for the areas his missed.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault0:00 - Intro 1:07 - Reaction begins3:21 - Tax free growth is wrong 5:32 - High commissions 8:56 - Grows at 10%? 13:14 - The death and living benefits of whole life insurance ______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Wealth Warehouse
Episode 188: Infinite Banking: How Flexible Are Premiums In A Life Insurance Policy?

Wealth Warehouse

Play Episode Listen Later Sep 15, 2025 31:00


Visit our website:https://www.thewealthwarehousepodcast.com/This week, Dave and Paul bust a big myth about whole life: that premiums are rigid forever.They break down base (required) vs. PUA, Paid-Up Additions (flexible), why both buy death benefit, and how to use a floor-and-ceiling model to fund smart in tight months or boom years.You'll hear how dividends typically route to PUA, how to check extra LPUA room without triggering MEC, why loans don't “increase” growth, and how convertible term preserves future capacity as your income rises.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Teaser & open3:06 - Premium flexibility myth6:19 - Base vs. PUA9:40 - Cash value = ownership10:59 - Dividends → PUA15:10 - Floor & ceiling funding16:37 - Year-two: pay base, drip PUA20:00 - Extra PUA + MEC check23:50 - Convertible term runway30:38 - Sign-offABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

Better Wealth with Caleb Guilliams
How Reverse Mortgages Can Create Lifetime Retirement Income | with Harlan Accola

Better Wealth with Caleb Guilliams

Play Episode Listen Later Sep 12, 2025 54:45


Learn how reverse mortgages can create lifetime retirement income by unlocking home equity for cash flow, tax benefits, and financial security. In this video, Caleb Guilliams and Harlan Accola break down the myths, strategies, and real-life benefits of using reverse mortgages as a powerful retirement and wealth building tool. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
How To Use Non-Profits To Reduce Taxes Like the Ultra Wealthy | with Antomius Wise

Better Wealth with Caleb Guilliams

Play Episode Listen Later Sep 6, 2025 64:37


Ex NFL player and current criminal investigator, Antomius Wise, breaks down how he has utilized his Non-profit to create massive tax returns for him and his clients.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
I Left Wall Street to Build Real Wealth | What I Discovered Changed Everything…

Better Wealth with Caleb Guilliams

Play Episode Listen Later Sep 4, 2025 26:22


Interview with Russ Morgan, the co-founder of Wealth Without Wall Street. Russ explains why he abandoned Wall Street in pursuit of financial freedom and how he discovered the infinite banking process through Nelson Nash. Russ now makes $50k a month in passive income, utilizing the tools and lessons he's learned ever since leaving the rat race.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
This Viral Infinite Banking Video is Completely Wrong!

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 30, 2025 28:51


Caleb Guilliams reacts to a viral infinite banking video from Ben Oberg that describes how he uses high early cash value life insurance to invest, pay zero taxes, and receive 10% interest from his policy alone. Caleb breaks down all the false information in this video and shows how these policies actually perform. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
What Whole Life Insurance Does That No Other Asset Can | with Vince D'Addona

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 28, 2025 26:40


Legendary life insurance advisor Vince D'Addona shares his biggest insights from decades in estate planning, pensions, and working with top 1% clients. He reveals how permanent life insurance really works, why most people misunderstand its purpose, and how wealthy individuals use it completely differently than the average consumer.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Are These Insurance Products a Waste of Money? Agent Reacts

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 26, 2025 21:48


Insurance Agent Reacts to George Kamel's “Agents Will Hate This Video”. Caleb Guilliams breaks down which ones are a waste of money and which one's are actually beneficial for your financial strategy.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
How Whole Life Insurance Quietly Outperformed Bonds Over 20 Years | with Tom Wall

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 23, 2025 13:51


This exclusive presentation from Tom Wall, PhD in Retirement Income Planning, was filmed at the Life Insurance Summit hosted by BetterWealth. In it, Tom explains how whole life insurance quietly outperformed bonds over the past 20 years—offering stable, tax-advantaged returns with virtually no volatility.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Whole Life Insurance Is Actually a Scam? Response to Rich on Money's Harsh Critique

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 22, 2025 34:45


Are life insurance agents misleading you about whole life insurance? Caleb Guilliams reacts to Rich on Money's latest video critiquing whole life insurance and the agents who sell it.Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity The And Asset Channel - @AndAsset ______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Andrei Jikh Pushes Back on Dave Ramsey about Bitcoin | Is He Changing His Mind?

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 21, 2025 15:35


Financial YouTuber Andrei Jikh confronts Dave Ramsey over Bitcoin, and investing vs speculation.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
The Right Time to Buy: Mortgages Stuck at 7%, Will the Fed Cut Rates in 2026?

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 16, 2025 50:57


Mortgage Expert, Tim Chermak explains if it's a good time to buy a house at the current 7% interest rates, what the true roll of the Fed is, and if we can expect housing rates to be cut in 2026. John Galt Mortgage Company: https://www.johngaltmortgage.com/ Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Did Mr. Brrrr Really Make $177K Buying a Car with Infinite Banking?

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 11, 2025 37:30


Mr. Brrrr claims he made $177,000 using Infinite Banking to buy a car — but is that actually true? Caleb Guilliams breaks down the math, challenges the language, and shows a clearer framework for using life insurance the smart way. Mr Brrrr's Original Video: https://youtu.be/h92Lh7MaHBo?si=-nuxgiO5fXXhXS5e Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Robert Kiyosaki Wants to Debate Dave Ramsey on Our Channel… Let's Make It Happen!

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 9, 2025 17:55


I met Robert Kiyosaki and he told me he wants to debate Dave Ramsey, right here on the BetterWealth channel! In this video, I share the full behind-the-scenes story, what Robert said, and how we can make this happen!Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
How Entrepreneurs Build Tax-Free Wealth Using Life Insurance | with Tom Wheelwright

Better Wealth with Caleb Guilliams

Play Episode Listen Later Aug 8, 2025 28:40


Learn how to utilize whole life insurance to not only build tax free wealth but protect and grow your businesses without using the banks. Caleb Guilliams presents at Tom Wheelwright's ( @TomWheelwrightCPA ) inner circle franchise group, teaching them the step-by-step framework behind "becoming your own banker" or "infinite banking" and why life insurance is one of the most underrated assets in a entrepreneurs financial strategy.Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Chapters: 0:00 - Overview 2:26 - How to "Become your own Banker" with Whole Life Insurance 5:38 - Borrowing Against your Life Insurance Policy 8:00 - Removing Longterm Debt with Life Insurance 10:31 - Do You Have to Pay Back the Policy Loan? 13:06 - How Whole Life Insurance Enhances Retirement16:13 - Withdrawing From the Policy 17:30 - Volatility Buffer19:41 - How Does Withdrawing Impact Your Policy? Do they Losel Your Cash Value?23:13 - Three Major Benefits of Life Insurance______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Rover's Morning Glory
FRI PT 2: Krystle's mom has a life insurance policy on her

Rover's Morning Glory

Play Episode Listen Later Aug 1, 2025 43:23


There is video of the man who was wearing a chain walking into an MRI in progress. Krystle's mom has a life insurance policy on her. NBA's Marcus Morris is accused of stealing over $250,000 from two different casinos in Las Vegas. A former NBA player, Gilbert Arenas, was arrested for running an illegal gambling business. 

Rover's Morning Glory
FRI PT 2: Krystle's mom has a life insurance policy on her

Rover's Morning Glory

Play Episode Listen Later Aug 1, 2025 41:17


There is video of the man who was wearing a chain walking into an MRI in progress. Krystle's mom has a life insurance policy on her. NBA's Marcus Morris is accused of stealing over $250,000 from two different casinos in Las Vegas. A former NBA player, Gilbert Arenas, was arrested for running an illegal gambling business. See omnystudio.com/listener for privacy information.

Better Wealth with Caleb Guilliams
Forget the Math? This Is Why Life Insurance Actually Matters | Todd Langford

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jul 29, 2025 18:20


Caleb Guilliams and Todd Langford from Truth Concepts ( @TruthConcepts ) discuss the real reasons why whole life insurance is so valuable outside of the rate of return. They walk through a dozen underrated life insurance benefits as well as a brand new concept that could change the way agents help their clients.Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Todd's Links: Whole Life Insurance Benefits List: https://bit.ly/TCWLBenefits Learn More about Truth Concepts: https://truthconcepts.com/Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
The 3 Biggest Flaws in Suze Orman's Life Insurance Advice

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jul 18, 2025 20:49


Caleb Guilliams reacts to Suze Orman's ( @SuzeOrman ) life insurance framework and breaks down 3 flaws in her perspective. Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
This Infinite Banking Debate Went Off the Rails!

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jul 12, 2025 34:33


Reacting to a debate on JT Pocket Watchers where he challenges people to change his mind about infinite banking being a scam. A life insurance agent calls and the debate goes off the rails fast. @PocketWatcherJT 00:00 Introduction 00:46 Understanding Infinite Banking Concept3:00 Uncovering Bias in Financial Guidance4:50 Clash of Technical Accuracy & Practical Conversations8:09 Importance of Intentional Living in Finance13:36 Breaking Down Life Insurance as an Investment15:47 Misunderstanding About Infinite Banking 18:23 What Are You Trying To Accomplish in Infinite Banking?20:05 Future Cashflow Planning22:04 Life Insurance Could Be The Better Bond Alternative?24:33 Free Policy Insurance25:45 Comparing Life Insurance To High-Yields Savings Account28:25 Benefits Of Life Insurance PoliciesWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
The Worst TikTok Tax Advice That Could Get You Audited | Real CPA Reacts

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jul 10, 2025 49:32


Real CPA with 20+ Years of Experience, Chase Insogna, reacts to some of the worst tax advice on tiktok.Learn More About BetterWealth: https://betterwealth.com Learn More about Chase and his Team: https://insognacpa.com/ 00:00 Introduction to Tax Strategies02:52 The Impact of Social Media on Tax Advice06:22 Why IRA's Suck?11:26 How Backdoor ROTH Works?13:22 Tax Strategies for High-Income Earners20:31 Why All The Rich People Drive G-Wagons?28:00 Augusta Rule31:30 How Do The Wealthy Legally Pay Zero Taxes?37:48 How To Legally Avoid Property Tax42:16 Free Property Taxes44:11 Final ThoughtsWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Better Wealth with Caleb Guilliams
Ramit Sethi Just Ended the Renting vs Homeownership Debate | Calculating the REAL Cost

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jul 8, 2025 24:36


Did Ramit Sethi just destroy the biggest renting vs owning myth on the Diary of a CEO podcast? Caleb compares the costs of renting & owning a home to show which one is actually cheaper in the long run! 00:00 Introduction00:45 Renting Vs Owning04:50 Caleb Thoughts on Owning vs Renting05:25 Monthly Cost to Live?05:45 How Much Money Do You Need?06:16 What is the Alternative Investment Return?08:15 Pros and Cons of Owning and Renting a Property17:07 Calculator.net (Rent vs Buy)Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.