MoneyTalk Radio

Today on the show - when does it makes sense to take tax-free cash from your pension? And which method of taking it will be best for you? Jemma Slingo is here to explain this often misunderstood part of the pension system. Ed Monk is joined by Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - we are in a brand new financial year, so it’s a great time to run the rule over your finances and make sure you are on track to meet your long-term savings goals. We’ve got 5 essential checks to help you do it. Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: Shares give back some of last week’s gains as peace talks stall and the US threatens to blockade the Straits of Hormuz. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - we’re answering your questions, and there’s really only one topic dominating investors thoughts right now. Can investors protect themselves from the fall-out of the ongoing Middle East conflict? What are the safe havens to turn to, and is it too late to act? Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - how do seasoned investors harness the power of investment trusts to pay themselves a reliable - and inflation-beating - income. Ed Monk is joined by Richard Evans to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: investors hold their breath as the deadline for a deal between Iran and the US approaches. Fidelity’s Jemma Slingo reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - how much money would someone who retired back in 2015 have left if they had been living from their pot all that time? We’ve been analysing how the markets have treated the first cohort to retire under pension freedoms - and the results are surprising. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - how much money do you need to earn before the tax system regards you as ‘rich’? The level at which UK workers begin to pay higher rates of tax has been falling relative to the overall level of wages - we’ll examine how much that’s taking from pay-packets. Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: 2022 revisited - a bad month for balanced portfolios. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - we explain the sudden turnaround for interest rates and what that means for households. Are we really about to see three interest rates rises in 2026? Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - what lessons do you need to teach your children to give them the knowledge they need to manage their own finances later in life? Finance guru Claer Barrett is here to share her wisdom on the good - and bad - habits we can pass on to our kids. Ed Monk is joined by Claer Barrett to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: investors welcome US de-escalation after a shaky start to the market week. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - if we were making our first investment in 2026 - how would we do it? Leading investment journalist Holly Mead joins us to answer that question. Ed Monk is joined by Holly Mead to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: central banks are in focus as conflict in the Gulf shines a renewed light on inflation; the rotation out of the US goes into reverse; fears mount behind the scenes in private credit; but investors stick to their conviction that the Middle East crisis will be short-lived. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - Jemma Slingo joins Ed Monk to discuss what each of them are putting in their ISAs this year. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - how will seasoned investors be handling the current bout of turbulence in the markets? Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: equities and bonds fall after a historic surge in the oil price as the Middle East conflict enters its second week. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - what plans do you need to have in place a decade from retirement? Then five years out, and finally two years from the point you quit work for good? Marianna Hunt joins us to discuss. Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - does it make sense to invest a whole lump sum into investments, or to phase your money over time? The method you chose can make a big difference to your returns overall - we’re breaking down the numbers. Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: Investors react to conflict in the Middle East and the UK awaits the government's Spring Statement. Fidelity’s Jemma Slingo reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - what are the funds to buy now and hold on to about for 10 years? Tom Stevenson is here to tell us the set-and-forget funds he’s picked for the next decade. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - why are so many concerned about Student Loans and the latest changes to them? Does it make sense for parents to pay their children’s university costs - or keep their money invested instead? Ed Monk is joined by Andrew Oxlade to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: Tariffs are in the spotlight again after the US Supreme Court wades into the year-old trade war; the rotation out of US stocks accelerates; earnings season draws to a close; all against a backdrop of heightened political uncertainty. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - how do Premium Bonds compare to other potential homes for your savings? When do they make sense, and when don’t they make sense? That’s our focus today. Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - why have UK investors been fleeing their home market? Last year was the tenth in a row that UK funds saw significant net outflows - so whatever happened to ‘home bias’ in investing? Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: The AI story turns from positive productivity gains to negative disruption of business models; inflation eases on both sides of the Atlantic; while the market broadening softens the impact of the tech sell-off. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - there’s been an explosion of cash saving in the UK but has it delivered for savers? Have cash returns held up against inflation and could investments be a better choice? Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - is a half a million pound retirement fund enough to give you the retirement you want? What are the different routes to generating an income from a pot of that size - and what do they each generate? We’ve run the numbers. Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor. See omnystudio.com/listener for privacy information.

This week in the markets: Japanese stocks soar after a Takaichi landslide in Sunday’s election; US tech stocks bounce back from last week’s AI-focused retreat; and precious metals stabilise. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - what can those receiving the State Pension expect in 2026/27? And how much will the Triple Lock be worth in the future? Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor. See omnystudio.com/listener for privacy information.

Today on the show - Tom Stevenson is here to tell us how he’s planning on using his pension in retirement to generate an income. The assets he’s buying, the amounts he’s taking and the risks to his plan going wrong. We’ll cover it all. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor. See omnystudio.com/listener for privacy information.

This week in the markets: gold and silver fall further as investors assess America’s new central bank chief; the UK and Europe press pause on interest rates; and Japan heads towards a snap election. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - why are so many investors turning to metals to strengthen their portfolios? Gold, silver, and now copper are enjoying huge winning streaks - is there still time to get on board? Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Marianna is here to talk us through the mistakes that can befall you in your 20s. Rising wages and access to easy credit can be exciting additions in early adulthood - but there are pitfalls to avoid as well. Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: Gold and Korean shares soar to new record levels; Japanese shares slide after central bank intervention boosts the yen; and the US braces for the first interest-rate decision of the year. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

This week - trade and the threat of tariffs have remerged to spook markets early in 2026. What does the experience of last year tell us about the likely course of events from here - and what should investors do? Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: geo-politics casts a shadow over the ongoing bull market; while precious metals continue to offer a safe haven for nervous investors. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

This week - we’re talking to one of the UK’s most prominent investors. As manager of Fidelity Special Situations, Alex Wright is more qualified than anyone to talk about the UK stock market. What’s been driving its winning run - and can it continue on 2026? Ed Monk is joined by Alex Wright to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Today on the show - how will the markets treat those looking to retire in 2026? How will current levels for shares, cash, annuities and the State Pension shape the fortunes of retirees now and in the future? Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: the year end melt-up continues into 2026 as investors shrug off geo-political upheavals; and gold hits a new record on worries about Fed independence. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - Tom Stevenson is here to tell us the three funds he’s adding to his portfolio this year. We’ll hear why he’s made these choices and how he’s using them in his portfolio. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week - we’re answering your questions as we start a brand new investing year. Will the AI bubble pop? How will politics impact our financial lines in 2026, and can winning investments like gold continue to shine? We’ll attempt to answer all of it. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: The FTSE 100 finally hits 10,000; the US intervenes in Venezuela; and retailers report on Christmas trading. Fidelity’s Jemma Slingo reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - building a pension pot of a quarter of a million pounds is a realistic aim for many people - but how much does it really get you in retirement? We run through the numbers. Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

What will 2026 hold for investors? Will AI continue to drive returns for another year - or will the bubble burst? What do the fundamentals tell us and where might opportunities lie elsewhere? That’s our focus today. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

If you’ve got a bit of extra cash each month, what’s the smartest thing to do with it? Should you overpay your mortgage, invest in an ISA or pay more into your pension? It sounds simple, but making the wrong choice could leave you tens of thousands of pounds worse off over the long term. We’ve crunched the numbers and uncovered which option could leave you significantly better off. This week Andrew Oxlade is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week - as one of the UK leading financial journalists, including as the head of the Financial Times’ Lex column, Jonathan Guthrie has seen the world of investment - the good the bad and the ugly - up close for years. Now he’s passing on what he’s learned to investors, and we’re delighted to welcome him to the podcast this week. You can purchase Jonathan’s new book The Truth About Investing here. Host Ed Monk is joined by Jonathan Guthrie to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: The final interest rate decisions of 2025 will hog the headlines; as jobs data in the US and UK paint a picture of a modestly slowing economy; and investors assess a third year of rising stock markets. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.

Today on the show - cash ISAs are changing following a much-anticipated reform announced in the Budget. What does it mean for savers, and where else might they have to turn to get the steady cash-like returns they’re seeking? Host Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

This week in the markets: the Fed weighs up a third rate cut, the chancellor fields questions about her Budget, and predictions flood in for the year ahead. Fidelity’s Jemma Slingo reviews the stories moving markets.See omnystudio.com/listener for privacy information.

This week in the markets: November breaks a seven-month winning streak for shares; we assess the odds of another Santa Rally; and the case for quality and diversification. Fidelity’s Tom Stevenson reviews the stories moving markets.See omnystudio.com/listener for privacy information.