Tell me it's Friday

In this week's episode of Tell Me It's Friday, we're sitting down with the City Opera House to celebrate our exciting new partnership for the 2025/2026 season! Tune in to hear all about the collaboration, what it means for the community, and how we're joining forces to bring the arts to life in new and inspiring ways.

It's time to help you plan for tomorrow or maybe even today! Learn how to budget for your future with smart, simple tips that set you up for long-term success in this week's episode of Tell me it's Friday. Tune in for expert advice, easy strategies, and a dose of fun to make your financial goals a reality!

On this week's episode of Tell me it's Friday, Nate Peterson is back to break down budgeting basics in a fun, easy-to-digest way! Whether you're just starting or looking to fine-tune your finances, Nate makes managing money simple and stress-free. Tune in for quick tips, practical advice, and a little humor to help you take control of your cash!

Get ready to level up your credit knowledge in this episode, of Dollars & Sense with Nate. Join Nate as he unveils a treasure trove of tools and tips to help you navigate the credit landscape at 4Front, like a pro. From apps that track your score to websites that offer invaluable advice, Nate's got all the insider secrets to keep your credit game strong.

In this episode, we're putting on our detective hats and diving into the murky waters of job and marketplace scams! Join us for a fun and insightful chat as we uncover the red flags you need to watch out for. From sketchy job postings to too-good-to-be-true offers, we'll equip you with the savvy skills to spot the fakes and protect your hard-earned cash.

In this episode, we're diving into the world of credit with a splash of savvy! Join Nate Peterson, 4Front VP of Lending, as he breaks down the best behaviors to repair bad credit—what to do, what NOT to do, and how to keep your financial game strong once you've turned things around. Whether you're on a quest to fix your score or just looking to maintain that shiny new status, Nate's got the tips and tricks to help you navigate the credit maze. Tune in for some money wisdom that'll have you saying, “Is it Friday yet?”

Get ready to dive into the wild world of loan scams in this eye-opening episode of "Risk(y) Business"! Join us as we chat with experts from the 4Front Credit Union Risk Department to uncover the latest trends in sneaky scams that could leave your wallet feeling a little lighter. We'll share some stories about the lengths scammers will go to, along with essential tips to help you spot the red flags before it's too late.

In this quick and lively episode of "Dollars & Sense," Nate is here to dish out the best behaviors for building credit without putting you to sleep! In just 10 minutes or less, we'll cover the do's and don'ts of credit management, from magical payments to the art of not maxing out your cards (spoiler: it's a real credit killer!). Get ready for some fun anecdotes and a dash of humor as Nate makes credit-building feel less like a chore and more like a savvy game. Tune in and learn how to turn those credit scores into a badge of honor!

Join us for a gobbling good time on this episode of Tell me it's Friday! We're chatting with the lively crew from the Up North Media Traverse City Turkey Trot, including everyone's favorite mascot, Butterball! Discover what makes this year's race special and hear why 4Front Credit Union proudly supports this community tradition year after year. Get ready to run, laugh, and celebrate the spirit of the season!

In this exciting episode of "Tell Me It's Friday," we celebrate a new partnership between 4Front Credit Union and Muskegon Community College! Join us as we chat about how this collaboration is set to empower young people with the financial knowledge they need to thrive. We'll share fun tips, engaging stories, and practical advice to help you kickstart your money journey and make smart financial choices. Tune in and get ready to take charge of your finances!

Welcome to our first episode of Dollars & Sense with Nate! Join 4Front VP of Lending, Nate Peterson, for a quick, fun chat on this episode of Dollars & Sense, where we tackle the big question: What the heck is a credit score? In just 10 minutes or less, Nate breaks it down in a way that makes sense—no fancy jargon here! We'll cover what a credit score is, why it matters, and how it can affect things like getting a loan or renting your next apartment. Perfect for anyone looking to get a handle on their finances without feeling overwhelmed. Tune in and get ready to boost your financial know-how!

Tune in as we dive into the world of marketing with our brand-new dynamo, Rob Marsh! In this episode of Tell me it's Friday, we'll uncover Rob's creative vision, discover the exciting strategies he's bringing to the 4Front Credit Union marketing team, and get to know the person behind the plan.

On today's episode of Tell me it's Friday, we're exploring the heartwarming tradition of 4Front purchasing 4-H animals from kids at the fair and how it impacts the broader community. Join us as we chat about the benefits of supporting these future entrepreneurs.

Not all heroes wear capes! Meet the members of our risk department who are fighting back against the scammers trying to trick you more than ever before! Don't miss this episode that breaks down the latest tools scammers are using, and what you can do to not fall victim.

Ever been curious about a home equity line of credit, but had an overwhelming amount of questions about it? We've got you! Tune in to this week's episode as we sit down with our lending team to ask ALL the burning questions! *Equal Opportunity Lender*

He likes to golf, boat, and says his name is easier said then spelled! Get to know our new VP of Treasury Management and hear what he's bringing to the financial table for Michigan businesses, big and small!

It's going to be an evening you won't want to miss! Hosted by 106 KHQ's Ashley Z, The 4Front Foundation's Evening on the Diamond event is back! Listen now to hear more about our night under the lights at Turtle Creek Stadium and how you can help to support Michigan nonprofits, all in the name of fun! Get your tickets before they're gone: https://4frontfoundation.org/

It's all about balance on this week's episode of Tell me it's Friday! Join us as we learn about ways to maintain that YOLO lifestyle while also planning for your future! *Insured by NCUA*

It's graduation season and for some parents, that might also soon mean your child is off to their next adventure and out of the house! So what does that mean for you and your finances? Our team members who have been down this road already, are here to answer your questions! Tune in now!

We're a day late this week but do you know what that means?! We're one day closer to Friday! Tune in this week to Tell me it's Friday and learn about 4Front's new marketing intern, Sophia Poteet, and what she hopes to gain from her experience with 4Front this summer! Plus, a little quiz to test her credit union knowledge now, to compare at the end of the summer!

We're diving deep into the world of loan approvals. Join us on this week's episode of Tell me it's Friday as we explore how artificial intelligence is reshaping the traditional credit decisioning process, making it faster, fairer, and more efficient for credit unions and their members.

You aced the interview, rocked the first day, and scored your first solid paycheck, but now what? From mastering the art of budgeting to having a little bit of fun, we've got your back! Tune in as we sprinkle some financial wisdom, seasoned with real-life anecdotes and expert advise to help you navigate that thing they call, adulting!

On this week's episode of Tell me it's Friday, we're exploring the art of saving, even when your pockets feel emptier than a Monday morning coffee pot. Tune in and hear about some helpful tools to prepare for your future, without that treasure chest of gold coins.

Happy April Fool's Day! But hey, we promise this isn't a prank -- it's the real deal! We're unveiling our brand-new Credit Builder program designed to sweeten your financial future by helping you to establish and boost your credit score. We're also talking favorite "sleeper pick" candies so you can satisfy your sweet tooth AND your financial goals, simultaneously. What a deal! Don't miss this week's episode of Tell me it's Friday! *APR = Annual Percentage Rate. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments on this and other loans by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. 6-month and 12-month loan with a $87 monthly payment. $44 bonus awarded after completion of both phases of the program. *

Get ready for a fun-filled journey through the heart of financial innovation! On this week's episode of Tell me it's Friday, get to know our newest non-human team member, Penny, 4Front's cutting-edge virtual assistant, as well as one of our fabulous HUMAN team members who works with our VideoTellers! We'll explore how you can work with both of them to enhance your banking experience!

It's not a fun subject to talk about but with the help of 4Front's Chief Financial Officer, Karl Pagel, and Alicia Bradley from McQueen Financial Advisors, we're sure going to try to make it fun! Tune in to learn what exactly a recession means and how you can prepare. PLUS, how to keep avocados from going bad so you're not buying as many and in return helping your budget! No, we're not kidding. And your host can confirm that since the time this episode was recorded, the results of the experiment worked and her avocados lasted for weeks!

Hold on to your wallets, folks! 4Front Credit Union just slid into Aquinas College's DMs, and they've got big plans together! Join us on this special episode of Tell me it's Friday as we spill the tea on our new "partnership" that blends finance with education in a cocktail shaker of fun!

The Women's Resource Center was one of several nonprofits that benefited from the 4Front Foundation's 2023 Grant Cycle. Hear about the project they're using that money for, and how you can help!

Attention young people! If you're near the end or done with high school, if you're in college/trade school/or just "starting out" in life, we're talking to YOU! Don't sleep on building up your credit BEFORE you need it! It's important to plan ahead. Tune in to find out why and how to make it happen! *Equal Opportunity Lender*

Happy New Year! We're starting 2024 off right by busting some of the most common myths about credit unions! *4.08% annual percentage yield (APY) paid monthly on a balance of $0.01 to $15,000. Rate effective 10/17/2022. Rate subject to change. Membership required with $1 deposit to open a Prime Share. Some requirements apply. APY = annual percentage yield, or the effective rate of return taking into account the effect of compounding interest. Fees may reduce earnings. **Preauthorized ACH credits received by 4Front Credit Union may be credited to accounts as soon as two business days prior to the scheduled posting date. If the ACH originator does not submit the information ahead of time, 4Front will be unable to deposit funds early. In this case your deposit will be posted on the scheduled posting day. 4Front is not responsible for fees or penalties resulting from transactions in advance of an early ACH credit posting. Insured by NCUA

On this week's episode of Tell me it's Friday, we're sitting down with members of our DEI committee! Hear about what team members and members have access to and what more the committee is working toward for the future.

Social media can be a great way to connect with people but it does come with lot of responsibility. For our next episode in our fraud series, we're sitting down with our risk department specialists to learn more about social media fraud and what parents should be on the lookout for to keep their kids safe.

Welcome aboard to our newest 4Front members above the bridge! Tune in to hear what new and current members can expect, where to turn for questions, and what the future holds!

School is in session! We quizzed a group of college students from Aquinas College, on some everyday financial questions, then let some of our 4Front executives weigh in on their answers! Then, we turned we turned the tables around and asked our executives to answer some questions about phrases that today's college-aged students may feel are useful. Tune in for some laughs and lessons! ** Straight 4ward Rewards Checking: 4.08% annual percentage yield (APY) paid monthly on a balance of $0.01 to $15,000. Rate effective 10/17/2022. Rate subject to change. Membership required with $1 deposit to open a Prime Share. Some requirements apply. APY = annual percentage yield, or the effective rate of return taking into account the effect of compounding interest. Fees may reduce earnings. Insured by NCUA   Non-deposit investment products (401K, IRA) and services are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. **

We're checking back in with the risk management team for a much needed refresher course in all things fraud. Learn about fraud on social media, emails, romance scams, and much more!

They're real people who live, eat, sleep, breathe and work in our local communities! And yes, they have feelings too! We're sitting down with some of the fantastic team members you'll meet when using one of our VideoTeller machines. Hear how they can help, some fun stories, and the answers to your burning questions!

Go big or go home! Check out 4Front's latest CD Rate, today! Listen now to find out more! *5.12% APY (Annual Percentage Yield) is the annual rate of return, taking into account compounding interest. Term is 12-months. Rate effective as of 8/24/2023. Minimum balance $1,000. For balances $100,000 or greater, APY is 5.64%. Membership required with a $1 deposit to open a Prime Share. Penalty applies for early withdrawal. If you do not make a selection of a new certificate prior to the expiration of your 12-month certificate term, you will be automatically rolled into a certificate of the next highest term length. Fees may reduce earnings. Insured by NCUA.*

The chamber of commerce; what is it, what does it do, and why do we need it?! The president of the Charlevoix Chamber of Commerce joins us on this week's episode of Tell me it's Friday to answer those questions and more about staying relevant with our ever-changing community and business needs!

Joining us on today's episode of Tell me it's Friday is Maria Moore, Advocacy Engagement Officer for the Michigan Credit Union League. She and many others have long served as a booming voice for Michigan credit unions through advocacy efforts in both Lansing and Washington D.C.. But, what exactly are they shouting about? Tune in for the answer and learn more about how members can help support them.

It's summer. Everyone is outside enjoying the nice weather, which is why spending time indoors doing things like donating blood may be the last thing on anyone's mind! But did you know that every two seconds, someone is in need of blood? Or that giving blood about 45 minutes, and one donation round can save up to three lives!? Did you also know that you can burn calories when you donate blood?! That's all according to Heidi Robinson, who joins us from Versiti Blood Center of Michigan, for this week's episode of Tell me it's Friday! Listen now for more on how you can get involved to donate or host your own blood drive in your community!

You've heard of a Bonsai tree but have you heard of the Banzai financial literacy program? 4Front has been working with Banzai to bring their unique and engaging online-based program to northern and western Michigan high schools since 2018. Hear how it's helping students to build skills around their future financial wellbeing, and how you can utilize it for yourself and your family today!

First of all, we're sorry for the brief pause of Tell me it's Friday. Your host will explain more on what's been keeping her busy the last few weeks! But, we're back and we have a lot of exciting news to share about everything that went down at the first annual 4Front Foundation Evening on the Diamond Gala! If you couldn't join us this year, you'll certainly want to make sure you do next year. Hear what was raised, where the money is going, how you or your organization/business can get involved, and MUCH MORE, in this week's episode! *This episode was recorded on 6/6/23 and therefor some topics discussed at the time of recording, including that of the Grayling Michigan wildfires, may have updated facts as of this posting.*

In business, you need people you can count on, especially when it comes to your financial institution. Russell Springsteen, owner of Right Brain Brewery, and Brian Rohlen, owner of Deluxe Self Storage, say that 4Front's commercial lending team is one they've both come to know and trust. But don't take our word for it. Listen in and get the full scoop on why they say their businesses are flourishing and how 4Front's VP of Commercial Lending, Geoff Streit, has helped in both their entrepreneurial journeys.

There's been some recent chatter about the makeovers that some of our 4Front branches are receiving as we move to equip them with VideoTellers! We get it. Change is hard! But we're here to help! So to help members better understand what VideoTellers can do and what all they can expect, we're doing some roleplaying on this week's episode of Tell me it's Friday! Host, Meghan McDonald, will play the role of the member, as she takes real questions and concerns gathered over the last couple of weeks, and puts them in front of VP of Operations, Abbie Hart and Chief Innovation Officer, Jack Martin, for some answers! Tune in!

This week on Tell me it's Friday, we're joined by the "fun guy" for one of our longtime community partners, the Traverse City Pit Spitters. No...it's not Monty. It's Sam Connell! Sam is the assistant general manager and the director of sales and promotions out at Turtle Creek Stadium and is hear to explain what's on the agenda for the 2023 baseball season! Not only are we in for another exciting Pit Spitters baseball season, there's also some very exciting outside events coming to the stadium this summer, including one hosted by the 4Front Foundation! Listen in to hear how Sam and his team are keeping the magic alive all season long for baseball and non-baseball fans alike, and how you can get in on the action!

On this week's episode of Tell me it's Friday, we're joined by members of the executive team, including CEO Andy Kempf, to tell us all about the expansion plan that is taking 4Front to the other side of the bridge! Tune in to hear what upper peninsula communities will first be getting to know what 4Front is all about, what new products and services folks can expect to gain with being a 4Front member, and maybe just a small glimpse at what's next on the horizon for the credit union! Insured by NCUA Equal Opportunity Lender

Members of the 4Front lending team join us on this week's episode of Tell me it's Friday, to give us an inside scoop on the auto market! Is now a good time to buy a car or should you hold off? What if you can't hold off? What's 4Front doing to help members? What's the magic eight ball saying about the future of rates? What movie did Peter just go see? Tune in for the answers to these burning questions, and much more! Insured by NCUA. Equal Opportunity Lender.

On today's episode of Tell me it's Friday, we're joined by representatives from two wonderful community partners; Andrew Kohlmann, owner of Image360 and Eric Lingaur, Director of Communications & Development for Bay Area Transportation Authority! So why are we putting these two together on the podcast? Because, these organizations are teaming up with a new project this year where they are donating bus wraps to select local non-profits whose missions are to protect one of our area's greatest features, our natural resources! Hear how they came up with the concept, how they hope to help these non-profits, and how they're looking to expand the project to do even more good for what they hope is many more years to come!

What do you get when you put a boss, a guy with a sore back, a new girl, an introvert, and a podcast host in a room together? Answer: The 4Front marketing team! From social media and radio ads, to billboards and community investment efforts, we all bring a little something to the table that helps to keep the 4Front image going! And as you can probably tell by this podcast episode, we don't have any fun at all while doing it! Get to know a little bit about the people behind all those whacky ads you see, in this week's episode of Tell me it's Friday!

It's another episode from our Day in the Life of series. This week we're featuring three guys you may have been lucky enough to spot in one of our branches. Catching a glimpse of a member of the 4Front facilities team can be rare and it's almost always short lived because with so much to do, they have to be fast on their feet! From changing lightbulbs and removing tube socks from toilets, to managing new builds for 4Front's expansion in new communities, these guys are everywhere and their jobs are RARELY dull.

It's the final episode in our scammer series! This week we're covering the thing you want to avoid most when it comes to dealing with the many types of scams that exist. That thing we're talking about, is called identity theft. The risk team is back to tell us all about what signs to watch for when your identity has been stolen, and what you can do if it happens to you.