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While his nine-year-old son was fighting stage three cancer, Nick Stevens was driving around buying up scrap tungsten carbide just to keep food on the table. It worked well enough that one day, sitting in the hospital room, his son said to him: “Dad, why don’t you just start your own business and be your own boss?” Today Nick and his cousin Joey run JC Metals, going around the country paying cash on the spot for the carbide piling up in shops. And they refuse to sell a pound of it overseas even when buyers offer them more money to do it. Listen on your favorite podcast app using pod.link. . View the podcast at the bottom of this post or on our YouTube Channel. Follow us on Social and never miss an update! Facebook: https://www.facebook.com/swarfcast Instagram: https://www.instagram.com/swarfcast/ LinkedIn: https://www.linkedin.com/company/todays-machining-world X: https://twitter.com/tmwswarfblog ************* Link to Graff-Pinkert's Acquisitions and Sales promotion! Main Points While You Wait, the Price Moves Carbide tooling has gotten expensive. Between the tariffs and China restricting exports, prices have been swinging all over the place. Every machine shop has scrap carbide sitting around, worn inserts and chipped end mills that are useless for precision work but still worth real money as raw material. A lot of shops don’t realize how much. Nick says he walks into places with piles of carbide they’re practically throwing away, not knowing it’s worth $40,000 or $50,000. JC Metals buys it and sells it to a private US processor, one that recently received what Nick describes as an $11 million government grant to buy up as much domestic carbide as possible and keep it in American manufacturing. The major toolmakers all have their own buyback programs too. Kennametal, Sandvik, Seco. They work, but the model is the same: ship your material out and wait on a check for 15 to 30 days. With prices moving the way they are, the number you agreed to when you shipped is not the same number when the check clears. JC Metals shows up with their own scales, weighs everything in front of you, and pays you that day. Cash, wire, Zelle, ACH, whatever you want. The Geopolitics of Scrap China controls about 85 percent of the world’s tungsten carbide supply and has been cutting off exports. Foreign buyers have been approaching American shops directly, offering 30 to 40 percent more per pound to ship the material back overseas. Nick says he outbid one of those buyers last month, knowing he would lose money doing it, because he didn’t want the material leaving the country. Tungsten carbide is a core component of armor-piercing ammunition, from rifle rounds to tank rounds. It’s also used in nuclear weapons casing. Until this interview I knew tungsten carbide was a big deal for manufacturers. I had no idea about the national security ramifications. Changing the Scrapper Stigma My great grandfather was in the scrap metal business. One reason my grandfather went into used machinery instead was that he found the scrap business unsavory, manipulating scales, shady deals. When we had a warehouse it wasn’t uncommon for scrappers to pull up in a truck and steal from Graff-Pinkert. Nick and Joey bring their own scales so there’s no question about the weight. The company name, JC Metals, stands for Jesus Christ Metals, a nod to the faith that carried them through Jack’s illness. Jack Stevens, Nick’s son, is ten months cancer free. Question: What do you do with your scrap carbide?
Mailing checks to pay off a credit card in 2026 sounds like a joke, but it is still a real debt consolidation workflow at scale. Greg Myers sits down with Jose Bethancourt, Co-Founder and CEO of Method, to unpack why liability payments are uniquely messy and what it takes to make them feel as seamless as modern fintech promises.Jose shares his path from growing up in South Texas near the Mexico border to building products at UT Austin, then turning a personal problem into a company. GradJoy started as a way to help new graduates understand student loan debt, interest rates, and payoff strategies, but it quickly revealed a deeper issue: people often cannot even locate their liabilities, and credential-based financial data access is brittle. Method tackles that with an identity-based financial connectivity API that, with consent, can find student loans, credit cards, mortgages, auto loans, and personal loans, then enable two-way flows that support both reading data and sending payments to creditors.We also get into what this unlocks for underwriting, personalization, and better customer outcomes, plus how it can reduce errors and fraud compared to manual PAN entry and back-office check operations. Jose lays out a forward-looking view of AI in payments, agentic payments, and a world where an AI agent can securely analyze your debt, shop for a better APR, and execute payoffs. Finally, we step back to discuss consumer demand for speed, why ACH still shapes reality, and how RTP and FedNow may push expectations even further.
Hey Team, geht's euch gut? Ach man, ich sag's euch, ich liebe das doch hier. Alle team members sind so besonders und toll und offen und ehrlich. Es macht mir jedes Mal aufs Neue SO Viel Spaß alle kennenzulernen. So auch heute wieder. Unser neues Team Member und ich sind Kolleginnen. Sie ist Sportjournalistin durch und durch. Ich selber habe Sachen erfahren, die ich nicht wusste und die auch nicht selbstverständlich sind mit der Öffentlichkeit zu teilen. Wir sprechen darüber, wie (schwer) es ist, in die Sportbranche reinzukommen, dass Umwege auch Gutes haben können, was Fußball schon seit Kindestagen für sie bedeutet hat und es gibt einen Einwurf, den wir noch nie hatten und der ganz wichtig ist. Also, folgt ihr, folgt uns und erzählt allen euren Freunden von diesem Podcast. Hier ist für euch: Lisa de Ruiter **Schnitt und Postproduktion: Andy Aksen** https://www.aksenmedia.de/ https://www.linkedin.com/in/andyaksen/
Kurz vor der Beginn der Eurobike (sehen wir euch?) noch ein Update der zwei Brüder. Heute ganz schwarz/weiß (müsst ihr im Video nachschauen). Nach einer sehr kurzen Einführung – inklusive Ohrwurmwitz – arbeiten sie konzentriert die Themenliste ab. Ehrlich. Es geht um Bosch-Nabenmotoren und Rivian-Fahrräder, die eigentlich Also heißen. Hans hat eines gefahren. Dazu berichtet Hans von der Micromobility Europe in Berlin: mit selbstfahrenden Scootern, Mobilitätsarmut und City-Vergleichsindex. Ach ja: Thomas kauft sich endlich ein E-MTB.
Hallo und hääää?? Was ist denn hier los? Wer sind diese zwei Gestalten die ich in meinem Endgerät beobachten kann. Ach das sind ja Manu und Michel auf Amadeus und Zabrina! Zur hundertsten Folge nach den Kapiteln haben sich die beiden Halunken aus der Hütte etwas besonderes überlegt. Schauts mal selber rein obs ihrs entdeckts! Geredet wird aber natürlich wie immer, und dieses Mal geht es schlauerweise darum, wie die Filme das innere Kopfbild von Charakteren und Orten prägen. Ganz viel Spaß!
Can crypto payments, rent rewards, and real estate technology create a new path toward homeownership? In this episode of Grownlearn, host Zorina Dimitrova speaks with Zach Ipour, Co-founder of MegPrime Pay and owner of Megatel Group, about Meg PrimePay, a blockchain-based payment platform designed to let users pay rent and mortgage payments while earning rewards. Zach explains how Meg PrimePay works, how users can pay through the platform, how landlords and payment recipients can receive funds through ACH, and how Make Prime tokens may be used for rewards, cash conversion, crypto conversion, or future home purchases. The conversation explores the housing affordability challenge in the United States, the role of fintech in real estate, and how Megatel Group's background as a home builder and developer shaped the idea behind Meg PrimePay. Zach also discusses the company's SEC non-action relief, the official launch of the platform, U.S. availability, reward mechanics, apartment search support, landlord partnerships, and how renters may accumulate rewards that could later support a home purchase. This episode is for listeners interested in fintech, Web3 payments, crypto adoption, real estate innovation, blockchain payments, housing affordability, rent rewards, mortgage payments, and the future of homeownership. Topics include Meg PrimePay, Zach Ipour, Make Prime token, crypto rent payments, mortgage payments with crypto, real estate fintech, Web3 payments, blockchain technology, homeownership rewards, rent rewards, housing affordability, digital currency, USDC, ACH payments, and fintech innovation.
Perser gegen Griechen: Anfang des 5. Jahrhunderts v. Chr. beginnt ein historischer Machtkampf. Aus einem regionalen Aufstand entsteht ein jahrzehntelanger Konflikt, der mit Xerxes' Feldzug und der Schlacht von Salamis seinen Höhepunkt erreicht.**********Ihr hört in dieser Folge "Eine Stunde History":4:54 - Deutschandfunk-Nova-Reporterin Luisa Filips athmosphärischer Beitrag spürt der Schlacht von Salamis von 480 v. Chr. nach10:11 - Althistoriker Hilmar Klinkott beschreibt den persischen König Xerxes I.23:11 - Historiker Julian Degen erläutert Struktur und Funktionsweisen des Reichs der Achämeniden35:14 - Althistorikerin Susanne Froehlich spricht über Herodot, den "Vater der Geschichtsschreibung"**********Mehr zum Thema bei Deutschlandfunk Nova:Griechische Antike: Die Reformen des Kleisthenes und die attische DemokratieUrsprung der Demokratie: Die Reformen des SolonKunstraub und Kolonialzeit: Das Prachtboot aus dem Pazifik**********Den Artikel zum Stück findet ihr hier.**********Ihr könnt uns auch auf diesen Kanälen folgen: TikTok und Instagram .**********In dieser Folge mit: Moderation: Steffi Orbach Gesprächspartner: Matthias von Hellfeld, Deutschlandfunk-Nova-Geschichtsexperte
In this episode of B2B Vault: The Biz To Biz Podcast, host Allen Kopelman sits down with Jaki Kackert, a seasoned marketing consultant with experience working for industry leaders, including Disney, Fiserv, and Intuit.Jackie shares her journey through fintech and payments marketing while discussing how marketing has evolved from traditional advertising to today's AI-driven digital landscape. The conversation explores the power of storytelling, personal branding, customer engagement, and why businesses must adapt to changing technology without losing the human connection.You'll also learn practical marketing strategies for small businesses, how AI can enhance productivity, and why consistency in communication is key to customer retention and long-term growth.Key Topics: ✅ Marketing strategies for small businesses ✅ AI's role in modern marketing ✅ Personal branding and LinkedIn growth ✅ Customer retention and engagement ✅ Fintech and payments industry trends ✅ Building trust through storytelling ✅ Marketing tools every business should considerPowered by Nationwide Payment Systems.
Ach, lebten wir nur in friedlicheren Zeiten. Dann wäre Johann Wadephul nur eine weitere Geschmacklosigkeit, und seine eigenartige Weltsicht hätte keine Folgen für das Leben echter Menschen. Aber leider zahlen Dritte den Preis für seine Ideen. Von Dagmar Henn
Neste episódio da temporada especial Portugal Manual × Lisbon Design Week, gravada ao vivo no Bica do Sapato, reunimos Sam Baron, Joana Teixeira, Sebastian Filgueiras e Tiago Ferreira para uma conversa sobre identidade, património, direção criativa e construção de narrativas de marca.Num momento em que tantas marcas procuram equilibrar tradição, contemporaneidade e posicionamento internacional, refletimos sobre aquilo que permite a uma marca permanecer relevante ao longo do tempo sem perder autenticidade.Ao longo da conversa atravessamos universos muito distintos, do design à curadoria, do chá à indústria conserveira, para perceber como se constrói uma linguagem coerente, emocional e duradoura, muito para além do produto.Falamos também sobre alguns dos projetos apresentados nesta edição da Lisbon Design Week, incluindo a instalação SENTIR O TEMPO para a Ach. Brito, a intervenção na Companhia Portugueza do Chá e a colaboração da Conserveira de Lisboa com designers contemporâneos.Uma conversa sobre memória, experiência, cultura material e sobre a forma como as marcas portuguesas continuam a reinventar-se sem perder identidade.Apresentação e entrevista: Filipa BeloProdução: Portugal ManualParceria: Lisbon Design WeekPatrocínio: De La EspadaCaptação de som: Stéphanie MonicaPós-produção: João RodriguesMúsica original: Tiago Serras RodriguesDesign gráfico: Lisbon Design WeekFotografias: Pedro Sadio
Send us Fan MailPhase 2 of the Nacha Fraud Monitoring Rule for ACH initiators is here and now everyone has to comply. What are the requirements and are you ready?Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources: Nacha: RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 2)Free Nacha Compliance Webinar: 3 Ways To Meet Nacha's ACH Fraud Monitoring Rule - Same Day Compliance! Confirmation Call / But Better: Vendor Callback Confirmation ToolkitTM Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-sessionFree Download: Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-downloadVendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training: https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up: https://www.debrarrichardson.com/cleanupYouTube Channel: https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas? Email me at debra@debrarrichardson.com Music Credit: www.purple-planet.com
Die WM ist fast 'ne Woche alt, es gab merkwürdige Spiele, aber auch schon erste Highlights, es gab Traumtore und allgemein so ein Gefühl: Achja, Fußball-WM, eigentlich ganz geil. Axel ist zurück aus Italien und erzählt ein bisschen. z.B. wie er einem erzürnten Barbesitzer gut zureden musste, dass Luxemburg gar nicht so schlecht im Calcio ist (Selbstschutz). Wir sprechen natürlich über die gespielten Spiele, fragen uns ob wir von Deutschland überzeugt sind und schauen auf die kommenden Tage. Da wartet ja einiges auf uns. Bei der WM wird es hier übrigens komplett Freestyle zugehen, wir lassen da mal die Kategorien weg. Ach, und ja, ganz vergessen. Der Podcast funktioniert wieder. Hurra.
What if the way your business accepts payments is quietly hurting your cash flow?In this episode of B2B Vault, Alan Kopelman sits down with a payments expert to discuss the hidden costs of B2B payment terms, why many businesses unknowingly act as lenders to their customers, and how smarter payment strategies can improve profitability.Learn how payment automation, virtual cards, ACH, rules-based payment acceptance, and modern invoicing tools are helping businesses get paid faster, reduce processing costs, and improve working capital. Whether you're a business owner, CFO, controller, or finance professional, this conversation offers practical insights you can implement immediately.Tune in to discover how a well-defined payment policy can strengthen cash flow, reduce risk, and create a better payment experience for both buyers and suppliers.#B2BPayments #CashFlowManagement #PaymentAutomation #VirtualCards #BusinessFinance #AccountsReceivable #Fintech #B2BVault #NationwidePaymentSystems #WorkingCapital #BusinessGrowth #PaymentStrategyThanks for watching! Go ahead and like, comment, subscribe, and turn on post notifications!
Bäm! Badautz! Bumm! Batsch! Wenn Harry Potter ein Comic wäre, würden die Seiten dieser Folge wohl so klingen. Denn Hagrid ist am Ragen und teilt zum ersten Mal seit fünf Jahren richtig aus. Umbridges Versuch, ihn gefangen zu nehmen (warum auch immer), geht damit gründlich daneben. Die Hilfe von Professor McGonagall, die aus dem Schlossportal geeilt kommt, ist leider wenig hilfreich: Sie wird nämlich von vier Schockzaubern getroffen, noch bevor sie überhaupt ihren Zauberstab ziehen kann.Ach so, und was passiert nebenbei noch? Prüfungen! Die Astronomieprüfung läuft während dieses Verbrechens nämlich einfach weiter. Egal was in Hogwarts passiert – die Prüfungen müssen weitergehen. Das gilt auch für die Prüfung am nächsten Morgen. Wie Harry diese Prüfung meistert und was Liechtenstein mit alldem zu tun hat, erfahrt ihr in der nächsten Folge.Und jetzt viel Spaß beim Zuhören!Hier geht's zu unserem Whatsapp-Kanal: https://whatsapp.com/channel/0029VbB8C00CRs1obJUivo2ZWir haben auch eine Patreon-Seite!Schaut doch mal vorbei, es gibt Bonus-Episoden, Sticker und andere aufregende Dinge! Besucht uns auf den sozialen Netzwerken, unserer Webseite und erzählt euren Freunden von uns! Vielleicht haben die ja auch Lust auf einen Harry-Potter-Podcast!Patreon: www.patreon.com/happypotterDiscord: discord.gg/QpJfFSXY73Facebook: www.facebook.com/happypotterpodcastInstagram: @happypotterpodUnd wir haben jetzt auch Playlists mit unseren Lieblingssongs:Martins Playlist:https://open.spotify.com/playlist/2IBxDsPVm1UdNBiW2QkgEJ?si=rU6HLkoFQfGGjvab8g8yEQ&pi=e-bKuIHap7RWCuSophias Playlist:https://open.spotify.com/playlist/0kuOP0TujMhrqOWzLwUH1O?si=9LIZkc2nQTOajHPaqpP_RA&pi=e-tc6w0NgQRo-WAragog empfiehlt diesen Podcast! (Angeblich.)Wer das liest, ist bezaubernd.
Getting Wyld - Der Outdoor- und Travel-Podcast mit Andi und Ralle
Es könnte alles so einfach sein. Fußball-WM, TV an, glotzen, egal welches Spiel läuft. Hochgefühl. Doch so easy gestaltet sich das Thema nicht mehr. Die Boyz, einst einig verklärt in purer Fußballromantik, müssen feststellen: Diese Zeiten sind vorbei. Während Andi sich vollumfänglich der WM hingibt, rast Ralle lieber über menschenleere Autobahnen. Positive Vibes? Nun, unfassbar gechillt wie so mancher Nationalspieler vor Turnierbeginn surfen die beiden Rasenschachlegastheniker nicht durch die aufgewühlte See der aktuellen Themenweltlage. Trumpeske Gladiatorenspiele gepaart mit infantilen Friedenspreisen – Größenwahnsinn treibt so seine Blüten. Inmitten eines immer grotesker werdenden Politik- und Funktionärsgehabes gilt es, dringende Fragen zu klären: Wer verdammt noch mal hatte die Idee, Kerner als Moderator zurückzuholen? Wie gut, dass es Sarkasmus gibt. Sich seiner bedienen zu können – ein dankbares Geschenk in diesen Zeiten. Ach ja, Deutschland wird natürlich Weltmeister. Das ist klar. Bleibt chillig und stabil. Eure Boyz
A $400,000 B2B card payment sounds simple until a processor flags it, the finance team cannot reconcile it, and the invoice sits open while DSO creeps up. That gap between delivering product and collecting cash is where B2B payments either become a growth engine or a constant operational headache.I sits down with Thomas Cecil, Co-Founder of PAYRA, to unpack how modern accounts receivable automation actually works when you have real scale like thousands of invoices per month and customers paying by card, ACH, wire, or check. We talk through PAYRA's approach to the invoice-to-cash cycle, why deep ERP integrations matter more than glossy dashboards, and how automated payment reconciliation into the general ledger eliminates the manual posting that blocks adoption. Thomas also explains the practical details finance teams care about, like handling surcharging and posting to multiple GL entries without breaking the books.We also zoom out to where B2B payments is headed: partnering with ISOs instead of trying to replace them, using AI agents to pull invoice metadata from legacy ERPs with limited APIs, and the growing opportunity in cross-border receivables. Thomas shares why stablecoins may reduce correspondent banking friction and why workflows and value-added services are becoming the real business model behind payments.
+++ Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/ZeiglerundKoester +++ So hoch wie sonst nur gegen Brasilien gewann das deutsche Team auch gegen Curacao. Und dass obwohl die Mannschaft kurz vor der Trinkpause kurz stolperte. Dann aber brillierte Musiala, traf Deniz Undav und war die Laune allgemein prächtig. Zumal sich auch noch Jürgen Klopp wortreich entschuldigt hatte, für was auch immer. All das wird von den beiden Hosts eloquent und in gebotener Präzision abgeräumt. Ach ja, und Philipp hat in New York Almuth Schult getroffen und war ganz kurz davor, einen LKW zu besteigen und die nächste Folge aufzunehmen. Kann ja noch werden. Jetzt aber erstmal in die neue Folge reinhören, damit ihr nicht durcheinanderkommt. Das Turnier ist ja noch lang. Ihr habt Fragen oder Anregungen? Dann schreibt uns gern an podcast@11freunde.de Werbepartner Saily ➼ Erhaltet einen exklusiven 15% Rabatt auf Saily Datenpakete! Nutzt den Code zeiglerkoester beim Checkout vor eurer Reise. Downloadet jetzt die Saily App oder geht zu https://saily.com/zeiglerkoester ⛵ EXKLUSIVES NordVPN-Angebot ➼ Unter nordvpn.com/zeiglerkoester gibt es einen Mega-Rabatt und 4 Extra-Monate auf die 2-Jahrespakete Testet es jetzt risikofrei mit einer 30-Tage-Geld-zurück-Garantie! Eine Produktion im Auftrag von RTL+ +++ Hosts: Arnd Zeigler und Philipp Köster Redakteur: Tim Pommerenke Audioproduzentin und Sprecherin: Henni Koch Sounddesign: Ekki Maas Dieser Podcast wird vermarktet von Julep Media: sales@julep.de +++ Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, melden Sie sich hier: datenschutz@julep.de
With rising credit card fees, explore whether they are fueling a comeback of writing checks or using cash. Join radio hosts Rebecca Wanner aka ‘BEC' and Jeff ‘Tigger' Erhardt (Tigger & BEC) with the latest in Outdoors & Western Lifestyle News! Small businesses are increasingly scrutinizing credit card processing fees, which can significantly impact profits. While checks and cash haven't made a full comeback, many business owners are looking for ways to reduce payment costs. How Much Do Credit Card Fees Cost? Most merchants pay between 1.5% and 3.5% per credit card transaction. Example: Auto Body Shop An auto body shop processing $214,000 annually in credit card payments at a 3.5% processing rate would pay approximately $7,500 per year in credit card fees. That's $7,500 that could otherwise be used for employee wages, equipment upgrades, marketing, or business growth. Are Checks Making a Comeback? In some industries, yes. Businesses that handle large invoices—such as contractors, auto repair shops, property managers, and professional service firms—are increasingly encouraging customers to pay by check or bank transfer to avoid processing fees. Checks can save businesses hundreds of dollars on large transactions, though they require more manual processing and can take longer to clear. What About Cash? Cash remains attractive because there are no credit card processing fees and funds are received immediately. However, cash also comes with challenges: Security risks Additional accounting and handling time Customer preference for card payments Many consumers now expect the convenience of paying with a card or mobile wallet. The Real Trend: Lower-Cost Electronic Payments Rather than returning to paper checks, many businesses are encouraging: ACH bank transfers Debit card payments Bank-to-bank payment apps Real-time payment systems These options often cost significantly less than traditional credit card transactions. Passing the Fee to Customers Some businesses are choosing to pass credit card processing fees directly to customers through a surcharge. For example, if a customer pays a $1,000 auto repair bill with a credit card and the processing fee is 3.5%, the customer may see an additional $35 surcharge on the invoice. This allows the business to recover its payment processing costs rather than absorbing them. Financial Literacy The set of skills needed to handle money wisely, invest effectively, and plan for a comfortable future is known as Financial Literacy. Did you know that these concepts can be introduced as early as ages 3 to 5, while foundational money habits are largely set by age 7. Financial education is life long, so start now! OUTDOORS FIELD REPORTS & COMMENTS We want to hear from you! If you have any questions, comments, or stories to share about bighorn sheep, outdoor adventures, or wildlife conservation, don't hesitate to reach out. Call or text us at 305-900-BEND (305-900-2363), or send an email to BendRadioShow@gmail.com. Stay connected by following us on social media at Facebook/Instagram @thebendshow or by subscribing to The Bend Show on YouTube. Visit our website at TheBendShow.com for more exciting content and updates! https://thebendshow.com/ https://www.facebook.com/thebendshow WESTERN LIFESTYLE & THE OUTDOORS Jeff ‘Tigger' Erhardt & Rebecca ‘BEC' Wanner are passionate news broadcasters who represent the working ranch world, rodeo, and the Western way of life. They are also staunch advocates for the outdoors and wildlife conservation. As outdoorsmen themselves, Tigger and BEC provide valuable insight and education to hunters, adventurers, ranchers, and anyone interested in agriculture and conservation. With a shared love for the outdoors, Tigger & BEC are committed to bringing high-quality beef and wild game from the field to your table. They understand the importance of sharing meals with family, cooking the fruits of your labor, and making memories in the great outdoors. Through their work, they aim to educate and inspire those who appreciate God's Country and life on the land. United by a common mission, Tigger & BEC offer a glimpse into life beyond the beaten path and down dirt roads. They're here to share knowledge, answer your questions, and join you in your own success story. Adventure awaits around the bend. With The Outdoors, the Western Heritage, Rural America, and Wildlife Conservation at the forefront, Tigger and BEC live this lifestyle every day. To learn more about Tigger & BEC's journey and their passion for the outdoors, visit TiggerandBEC.com.
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Envíanos tus comentarios por Fan Mail.Entre los aportes más significativos de la Orquesta Aragón a la música cubana, como ninguna otra charanga cubana, esta institución musical desarrolló un estilo singular dentro de nuestra bolerística. La hermosa historia escrita por la Orquesta Aragón, con su repertorio de boleros, merece, más que el reconocimiento popular, un estudio capaz de mostrar, a las nuevas generaciones, cómo se defiende nuestra identidad musical, sin considerar época o supuesta antigüedad. Los más de cien boleros que atesora el repertorio de esta institución musical cubana demuestran que no fue casual su entrega a este género tan nuestro. Esta es sólo una de las razones por las que en pleno siglo veintiuno, como ninguna otra agrupación musical cubana, la Orquesta Aragón se mantiene vigente.En el acostumbrado Calendario Musical de Cuba, recordamos a Julio Valdés; a La Pequeña Aché, Merceditas Valdés, y al maestro Gonzalo Roig.· Fuentes y archivos:Textos de Zenovio Hernández Pavón (Compositores cubanos), Alicia Valdés Cantero (Diccionario de mujeres notables en la música cubana), Cristóbal Díaz Ayala (Enciclopedia discográfica de la música cubana) y Gaspar Marrero (La Reina de las Charangas).Colección fonográfica de Fernando Agüeros. Haz clic en el enlace de abajo para enviarnos tus comentarios o anécdotas a través de nuestro Fan Mail.
Zum Start der Fußball-Weltmeisterschaft kracht es noch mal gewaltig. Zum einen berichtet Herr Körber über die "Pressekonferenz" mit Joko & Klaas auf ProSieben und wieso alles anders lief, als ursprünglich gedacht. Dann stürzen sich die Rinderhälften auf alle bisher bekannten Infos zur neuen ZDF-Show mit Kurt Krömer, betrachten mit Schrecken die finanziellen Bilanzen zu Sport1 und unternehmen dann doch noch einen Mini-Ausflug in die Medien-Randthemen der WM. So setzt RTLzwei eine KI-Krake als Orakel ein, der Streamer DAZN startet eine Late-Night-Show zum guten Kick. Ach ja, dann läuft da aktuell auch noch die Petition, Hape Kerkeling zur Wahl des Bundespräsidenten aufstellen zu lassen. Und ganz am Ende rauschen sogar noch zwei News auf die Weide, die nicht unerwähnt bleiben dürfen. So verliert die Produktionsfirma Seapoint die RTL-Erfolgsshow "Let's Dance" und ProSiebenSat.1 stellt sich ohne klassische Senderchefs neu auf. ERNSEHEN 00:02:27 | Herr Körber und die Joko-und-Klaas-Pressekonferenz 00:21:05 | Kurt Krömer kehrt mit eigener ZDF-Show zurück 00:27:10 | Firmenwert am Boden: Sport1 oder doch Sport0? 00:33:42 | RTLzwei setzt KI-Krake Paul zur WM ein 00:36:57 | DAZN mit Late-Night-Show zur Fußball-WM 00:40:40 | Lecker Mittagessen? Kann Hape Kerkeling Bundespräsident werden? WEIDENGEFLÜSTER 00:45:43 | Viehdback zu Folge 528 01:11:24 | Danke für Euren Support und Hinweis Affiliate FILM 01:13:45 | Kino-Charts & -Starts 01:18:14 | Heimkino 01:29:59 | "Star Wars”-News der Woche FERNSEHEN (AGAIN, WEIL BREAKING NEWS) 01:33:10 | Bitter für Seapoint: "Let's Dance" wechselt die Produktionsfirma 01:37:54 | Crossplattform: ProSiebenSat.1 mit neuer Struktur ohne Senderchefs QUOTENTIPP 01:39:54 | Letztes Mal: "sportstudio live – FIFA WM 2026" (Donnerstag, 11. Juni 2026, 21:00 Uhr, ZDF) 01:43:56 | Dieses Mal: "Joey Kelly und Familie – Roadtrip Panamericana" (Mittwoch, 17. Juni 2026, 22:20 Uhr, RTLzwei) Alle Wortbeiträge dieser Folge sind eigene Meinungen – teils satirisch – oder Kommentare.
What if the way your business accepts payments is quietly hurting your cash flow?In this episode of B2B Vault, Alan Kopelman sits down with a payments expert to discuss the hidden costs of B2B payment terms, why many businesses unknowingly act as lenders to their customers, and how smarter payment strategies can improve profitability.Learn how payment automation, virtual cards, ACH, rules-based payment acceptance, and modern invoicing tools are helping businesses get paid faster, reduce processing costs, and improve working capital. Whether you're a business owner, CFO, controller, or finance professional, this conversation offers practical insights you can implement immediately.Tune in to discover how a well-defined payment policy can strengthen cash flow, reduce risk, and create a better payment experience for both buyers and suppliers.#B2BPayments #CashFlowManagement #PaymentAutomation #VirtualCards #BusinessFinance #AccountsReceivable #Fintech #B2BVault #NationwidePaymentSystems #WorkingCapital #BusinessGrowth #PaymentStrategy
EPISODE DESCRIPTION I sat down with Firas Isa, the founder of Crypto Dispenser, a bootstrapped and profitable company that has been quietly building Bitcoin on-ramp infrastructure since 2017. Firas started with a single Bitcoin ATM, partnered with GreenDot Bank to place cash deposit points across 100,000 retail stores like CVS and Walmart, and has grown to over 100,000 registered users , all without taking a penny of outside investment. In this conversation, we dig into why cash is still the purest way to buy Bitcoin, the brutal reality of getting bank accounts shut down repeatedly, and why Firas believes Bitcoin is the world's most peaceful revolution against currency debasement. If you have ever wondered how to buy Bitcoin without going through a big exchange, or you are a founder trying to understand what it actually takes to survive a decade in the crypto space on a bootstrap budget, this episode is for you. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT Crypto Dispenser Website:https://www.cryptodispensers.com/Crypto Dispenser Twitter/X: https://x.com/cryptodispenserFiras Isa LinkedIn: https://www.linkedin.com/in/firas-isa/Web3 with Sam Kamani Podcast: https://www.web3pod.xyz KEY POINTS WITH TIMESTAMPS • [00:01] Sam introduces Firas Isa and Crypto Dispenser , a bootstrapped, profitable Bitcoin on-ramp with 100K+ users• [01:43] Firas explains how Crypto Dispenser started in 2017 with one Bitcoin ATM and has since pivoted to an online platform supporting debit, credit, ACH, wire, and PayPal• [02:32] Firas shares his origin story , studying political science at Loyola University and learning about money printing, the petrodollar, and empire collapse• [05:30] Discussion on the US gold standard, the Federal Reserve, and Voltaire's warning that fiat currency eventually goes to zero• [10:19] How Bitcoin Pop (Bitcoin Point of Payment) works , generating a barcode inside the Crypto Dispenser account and loading cash at CVS, Walmart, or Walgreens• [12:19] Why Crypto Dispenser is non-custodial and why that matters , users own their Bitcoin the same day they buy it• [13:43] Why cash remains the only true way to buy Bitcoin without relying on the traditional banking system• [20:34] The brutal reality of maintaining bank accounts as a crypto startup , banks shutting them down every six to eight months• [23:23] The rise of neo-banks like OneSafe (backed by Coinbase) and how they have helped but still face the same de-risking pattern• [26:13] How Crypto Dispenser differentiates through hands-on customer support against giants like Coinbase and Strike• [30:56] Trends Firas is watching , prediction markets like Polymarket and Kalshi, and what they say about younger generations seeking financial freedom• [37:46] Firas's vision for the next two to three years , scaling the business, potentially bringing on VC capital, and continuing to grow organically• [39:15] North Star metrics , 100K registered users, approximately 2,000 monthly paying users• [41:45] Firas's ask , give Bitcoin a chance, and reach out if you are a developer or investor who wants to help scale
Nacha Phase 2 hits every company that originates ACH payments — even small Accounts Payable teams that previously had zero monitoring requirements in their accounting and accounts payable process. The impact is operational, technical, and compliance driven. We should all be talking about this – but sadly, I am once again marching to the beat of my own drummer – by myself … although at least this time I am not completely alone. Nandan Avanganti, founder of Vantirs, is joining me today to talk about a new initiative that will create more work for your accounts payable teams – but is a necessity, if you want to continue making ACH payments. #achpayment #Bachaphase2 #fraudfalsepretense Watch next: Accounts Payable Policy and Procedures Manual FAST! https://youtu.be/8qKncMoHF4w Subscribe for more tips and insights like this: https://www.youtube.com/APNow?sub_confirmation=1 Looking for more of the most current business intelligence about + Best practices around your payment and accounts payable function + Current and new fraud protection protocols + The newest technology impacting your accounting, accounts payable, and payment functions + Career advancement +And much more!! +++++++++++++++++++++++ See most recent videos at: https://www.youtube.com/@APNow/videos See all short tips at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-He5ELp9TP3wqQdHIbfIcFAB Learn more about AP Best Practices; Playlist at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-HcvMSJTdNs0BCQJ0Ivb4l9V Learn more about Internal Controls in AP; Playlist https://www.youtube.com/playlist?list=PLtL6rWSXZ-HdV9JIterJ-bf6TwMset_z_ Looking for Automation insights: Playlist at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-Hf_cZwQOcDZrYV4dA0oDVby New ACH payment requirements are impacting how businesses originate transactions. Watch this update to ensure your team maintains compliance and operational readiness. This breakdown covers the critical shifts in ACH origination procedures that affect companies of all sizes. If you work in finance or manage an accounts payable team, these updates are essential to avoid processing errors and maintain smooth payment operations. We focus on the specific technical and compliance hurdles that organizations must navigate immediately to align with the latest industry standards. Understanding these ACH payment requirements is vital for anyone responsible for handling electronic funds transfers. By implementing these adjustments now, you can mitigate the risk of payment rejection and operational disruption. We break down the practical steps needed to update your internal workflows and stay ahead of the latest ACH rules. Subscribe for weekly payment operations breakdowns, and comment below on which compliance topic you want covered next.
JA heute wird über Kreuzfahrten geredet. Ach ja und es ist evtl die Japanische Marine Links: https://www.youtube.com/watch?v=iisSvFrPF8M https://www.youtube.com/watch?v=QTZKsaNWZ9o https://en.wikipedia.org/wiki/Friend_of_Dorothy https://www.vanillaswingers.com/swinger-signs-if-you-see-pineapples-get-ready-for-fun/ https://swingerkreuzfahrten.com/europa/ https://www.erotravel.de/veranstaltung/desire-mittelmeer-kreuzfahrt-04-11-05-2024/ https://www.erotravel.de/veranstaltung/llv-donau-flusskreuzfahrt/ https://www.meinschiff.com/de/eventreisen/rainbow-cruise https://www.gaytrotter.de/spartacus-cruise-2027/ https://www.olivia.com/ https://www.rightofcenterevents.com/events-2 https://www.reddit.com/r/thebulwark/comments/1t3hghf/i_was_on_the_innauguaral_lgbt_conservative_cruise/ https://www.youtube.com/watch?v=2ibvx-OQROU
Send us Fan MailI sat down with Victor Cardenas, Co-Founder and CEO of Slash, one of the fastest growing fintechs in America that went from $10M to $300M in annualized revenue in 24 months And just crossed a $1.4 billion valuation after a $100M Series C led by Ribbit Capital, Khosla Ventures and Goodwater Capital. The company powers over $30Bn in annualized payment volume across wires, ACH, stablecoin, and card for over 5,000 businesses. Victor is a Venezuelan immigrant, Stanford dropout, and Thiel Fellow. He started Slash at 19 serving sneaker resellers, lost 60% of his revenue almost overnight, and rebuilt the company into a rocketship by betting on vertical banking. Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary? Check out the Fintech Leaders newsletter and join ~85,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: https://bit.ly/3jWIpqp
What happens when healthcare leaders, innovators, and technology experts gather around a single mission: keeping patients at the center of every decision?At the Patient at the Center Symposium, hosted under the Straight Outta Health IT program, Christopher Kunney guided a series of conversations with healthcare leaders, innovators, and executives focused on redefining patient-centered care. The event featured Eugene Greyfer, founder and CEO of Advocaid and Chief Operating Officer at Veritas Health Services, who shared how his work in Texas Medicaid exposed a critical gap in access to diabetic supplies. He explained how Advocaid combines connected hardware and software, including a dual blood pressure and glucose monitoring device with built-in cellular connectivity, to help underserved patients transmit real-time health data to providers, fully covered through Texas's remote patient monitoring (RPM) program.The symposium then expanded into broader system-level innovation with Jeffrey Heenan-Jalil, founder and CEO of hunterAI, who entered healthcare innovation after losing his brother to cancer and now focuses on healthcare financial transparency through AI-driven spend analytics. He described how his platform analyzes millions of transactions across hospital systems to identify inefficiencies, duplicate payments, and misaligned supplier contracts, with the goal of returning value back into hospital systems for reinvestment in patient care. Mitali Paul, Administrator for the Department of Surgery at Houston Methodist and board member of the Southeast Texas chapter of ACH, emphasized that patient-centered care is not a philosophy but an operational standard, reflected in her organization's nationally recognized outcomes and commitment to quality, compassion, and culturally competent care.Additional perspectives came from Ini Ekiko Thomas, Vice President at Memorial Hermann Health System and leader of its Innovation Hub, who highlighted the challenges startups face when working with large health systems, particularly around compliance, cybersecurity, vendor vetting, and aligning technology to real clinical or operational problems rather than “shiny object” solutions. Finally, event organizers Brittany Jones and Verndon Samuel of Gozio Health, alongside Josh Sol of FTI Consulting, explained that the symposium's purpose was to bridge the gap between providers, IT leaders, and innovators in a local setting where real collaboration could occur beyond large national conferences.Tune in to hear how today's healthcare leaders are turning innovation into real-world impact by putting patients at the center of everything they do! ResourcesConnect with Jeffrey Heenan-Jalil on LinkedIn here.Follow hunterAI on LinkedIn here and visit their website here.Connect with Mitali Paul on LinkedIn here.Follow Houston Methodist on LinkedIn here and visit their website here.Connect with Ini Ekiko Thomas on LinkedIn here.Follow Memorial Hermann on LinkedIn here and visit their website here.Connect with Brittany Jones on LinkedIn here.Follow Gozio Health on LinkedIn here and visit their website here.Connect with Josh Sol on LinkedIn here.Follow FTI Consulting on LinkedIn here and visit their website here.
Karl der Kampf-KnarlKinder, diese Folge müsst ihr hören! Editing Josh gibt alles! Aber der Reihe nach: Harry und seine Schulkameraden sind weiterhin mitten in den ZAG-Prüfungen. Die nächste Prüfung ist Zaubertränke. Und zu Harrys Überraschung ist das gar nicht so schlimm – wenn Snape ihm nicht die ganze Zeit das Leben zur Hölle macht.Dann kommt die mit Abstand beste Prüfung: Pflege magischer Geschöpfe. Hier treffen wir auf ein sehr misstrauisches Wesen: den Knarl. Der ist so misstrauisch gegenüber Milch, dass er komplett ausrastet und Harry eine reinhaut. So stellen wir uns das zumindest vor.Darauf folgt die theoretische Astronomie-Prüfung. Und hier ist ein krasser Fehler im Text. Ein Glück für uns, denn das bringt uns die erste Folge „Editing Josh“. Sehr spannend!Passiert sonst noch was? Ach ja, Wahrsagen ist noch und die praktische Astronomie-Prüfung. Doch während der Prüfung in der Nacht auf dem Turm wird Harry Zeuge eines entsetzlichen Geschehens.Was das ist? Da müsst ihr wohl die neue Folge hören.Und jetzt viel Spaß beim Zuhören!Hier geht's zu unserem Whatsapp-Kanal: https://whatsapp.com/channel/0029VbB8C00CRs1obJUivo2ZWir haben auch eine Patreon-Seite!Schaut doch mal vorbei, es gibt Bonus-Episoden, Sticker und andere aufregende Dinge! Besucht uns auf den sozialen Netzwerken, unserer Webseite und erzählt euren Freunden von uns! Vielleicht haben die ja auch Lust auf einen Harry-Potter-Podcast!Patreon: www.patreon.com/happypotterDiscord: discord.gg/QpJfFSXY73Facebook: www.facebook.com/happypotterpodcastInstagram: @happypotterpodUnd wir haben jetzt auch Playlists mit unseren Lieblingssongs:Martins Playlist:https://open.spotify.com/playlist/2IBxDsPVm1UdNBiW2QkgEJ?si=rU6HLkoFQfGGjvab8g8yEQ&pi=e-bKuIHap7RWCuSophias Playlist:https://open.spotify.com/playlist/0kuOP0TujMhrqOWzLwUH1O?si=9LIZkc2nQTOajHPaqpP_RA&pi=e-tc6w0NgQRo-WFilius Flitwick empfiehlt diesen Podcast! (Angeblich.)Wer das liest, ist bezaubernd.
Der Platzwart trifft den Tiete, dieses Mal außer der Reihe in einer Garderobe des GOP. Wir wundern uns, dass bei Hannover so wenig passiert – außer im Trainerteam. Chef-Coach hatte sich zum Abschluss der vorigen Saison über mangelnden Zusammenhalt im Trainerteam beschwert, jetzt werden Fakten geschaffen. Der kritische Lars Barlemann wird neuer U23-Trainer. Kommt also Titz nicht mehr in die Quere. Der erst 27-jährige Clemens Döring wird neuer Co-Trainer von Titz. Neuer Athletiktrainer wird Jannik Kirchenkamp, den Titz aus Magdeburger Zeiten kennt. Dazu der erste echte Neuzugang, Jean Hugonet. Auch aus Magdeburg. Droht Hannover 96 die Magdeburgisierung? Droht eine Ja-Sager-Mentalität bei Hannover 96? Ach ja, ein paar Neuzugänge gibt es dann doch – genau genommen sind es 40.000, gemeint sind die neuen Sitzplätze im Stadion. Gibt's auch echte Neuzugänge? Podwart hören!
In this episode of B2B Vault, Alan Kopelman sits down with Adam Spector, a four-time founder, investor in 200+ companies, and founder of HireChore.com.Discover why payroll, HR, compliance, bookkeeping, and other back-office tasks are silently slowing down business growth. Adam explains how outsourcing and AI are transforming entrepreneurship, helping founders reclaim their time, reduce risk, and focus on what truly drives revenue.If you're a startup founder, small business owner, or entrepreneur looking to scale smarter, this episode is packed with actionable insights.#Entrepreneurship #SmallBusiness #StartupGrowth #Outsourcing #AI #BusinessOwner #Leadership #B2BVault
Nachdem die Hughes-Brüder Albert und Allen mit Menace II Society (1993) einen Hit inszeniert hatten, der sowohl Publikum als auch Kritikerschaft begeisterte, wurden sie ausgerechnet von Disney bzw. dessen Konzerntochter Hollywood Pictures mit Geld beschmissen, um ihren ambitionierten Coming-of-Age-Schrägstrich-Kriegsdrama-Schrägstrich-Actionthriller Dead Presidents (1995) auf die Leinwand zu bringen. Und obwohl der wüste Genremix nicht nicht in jeder Minute dramaturgisch überzeugen kann, hat er doch so viele irre Ideen, grandiose Bilder und ein Ensemble zum Niederknien, um Patrick und Franz auch Jahrzehnte nach dem ersten Videothekenkontakt zu begeistern. Ach ja, und für die Gorebauern (50 Prozent der heutigen Podcastbesetzung mitgedacht) gibt's auch noch explodierende Körper und abbe Köppe galore!
Körper und Psyche beeinflussen sich gegenseitig — oft stärker, als wir denken. Ab dem 10. Juni sprechen wir in der neuen Staffel von „Ach, Mensch!“ mit Forschenden über Stress, Resilienz, neue Therapieansätze und die Frage, was Menschen gesund hält. „Ach, Mensch!“ ist eine Kooperation mit der Max-Planck-Gesellschaft. detektor.fm-Redakteurin Jessica Hughes spricht im Podcast regelmäßig mit verschiedenen Forscherinnen und Forschern – über ihre Geschichte und über ihre Arbeit, über das, was sie wissen, und das, was sie (noch) nicht wissen. ➡️ Artikel zum Nachlesen: https://detektor.fm/wissen/ach-mensch-koerper-psyche
John Kairys is the Executive Director of the Automotive Aftermarket Charitable Foundation (AACF), a position he has held for the past two and a half years. Before stepping into the role, he served on the AACF board, giving him deep organizational context from both a governance and operational standpoint.Kairys brings more than 40 years of experience in the automotive aftermarket to the foundation. He is a consistent presence at industry conventions, trade shows, and annual meetings; including Auto Care Connect and the APSG, working to raise awareness of the AACF across every segment of the aftermarket.In this episode…Most shop owners know their employees by name. They know who just had a baby, who's been with the shop for fifteen years, who's holding things together and who's quietly struggling. What they don't always know is what happens to that person when a car accident totals their vehicle, a house fire displaces their family, or routine back surgery leaves them unable to walk.The automotive aftermarket has a safety net built specifically for those moments. It isn't workers' comp. It isn't a GoFundMe. It's a 501(c)3 nonprofit with a 29-person volunteer board, a mid-90s approval rate, and a five-day window from application to ACH deposit. The people it helps aren't just technicians and counter staff; they're marketing managers, warehouse drivers, and executives. Anyone employed in the aftermarket qualifies, whether the hardship is work-related or not.John Kairys runs that organization. He's spent two and a half years as Executive Director making sure shop owners and their employees know it exists because awareness is still the AACF's biggest obstacle.Here's a glimpse of what you'll learn: [01:01] Meet John Kairys, Executive Director of the AACF[02:15] Who qualifies and what hardships the AACF covers[06:01] The annual Classic Car Sweepstakes: How to donate and enter[07:54] Stories of hope: A routine surgery that changed everything[12:42] Stories of hope: A totaled vehicle, then a house fire two weeks later[15:39] Corporate giving, sponsorships, and the annual SEMA fundraiser[19:28] Two paid staff, a 29-member board, and how to connect[22:14] The Aftermarket Hearts Giving Circle: Recurring giving for industry insidersResources mentioned in this episode:Automotive Aftermarket Charitable Foundation WebsiteJohn Kairys on LinkedInTread PartnersGain Traction Podcast on YouTubeGain Traction Podcast WebsiteMike Edge on LinkedInQuotable Moments:"We like to say we take care of our own.""Our biggest challenge is awareness, and that is getting people to know who we are and what we do.""The AACF is the on-ramp to the freeway of recovery.""After losing so much so quickly, the AACF gave me hope and a way to start over." — AACF recipient, shared by John Kairys"God forbid, if ever you need that help, the AACF will be there for you."Action Steps:Share the AACF with your team this week. Send an internal message or post a one-pager in your break room with the link to aftermarketcharity.org. Make a corporate donation or explore sponsorship. The automotive aftermarket charitable foundation is a 501(c)3, meaning contributions are tax-deductible. Sign up for the Aftermarket Hearts Giving Circle. Recurring donations start at $5 a month.Add AACF to your employee onboarding materials. The application is at aftermarketcharity.org, reviewed within 24 hours, and results in a direct ACH deposit within five days.Attend the SEMA events if you're in Las Vegas. Reach out to John Kairys directly through the leadership page at aftermarketcharity.org to get involved.
Ár gcéad aoi ón Astráil! Ghlac David The Medium sos óna chamchuairt le bualadh isteach linne agus insint dúinn faoina chuid oibre mar psychic medium - how he started, how it feels to read a spirit who has crossed over, and the wild events he has predicted. Ach ba bhreá linn cloisteáil uaibh féin ar an ábhar seo! Are you a sceptic, a believer, on the fence? An bhfuil aon taithí agaibh ar bheith ag freastal ar mediums, nó an bhfuil medium eile i bhur measc? Bígí i dteagmháil. Sponsored by Fáilte Ireland. Déan plean dod' shaoire ghearr ag DiscoverIreland.ie. HOW TO GAEL: LE GEALAÍ Baile Átha Cliath: https://www.ticketmaster.ie/how-to-gael-dublin-05-04-2026/event/1800638AD058E413 Bí i dteagmháil linn! Ríomhphost: howtogael@gmail.com Suíomh: https://www.howtogael.com/ Instagram: https://www.instagram.com/howtogael/ TikTok: https://www.tiktok.com/@howtogael Learn more about your ad choices. Visit podcastchoices.com/adchoices
This episode explores how modern payment infrastructure powers fintech companies, utilities, banks, governments, and enterprise brands behind the scenes.Seth Farbman and Louis Hoch discuss how Usio, Inc. evolved from a dot-com era electronic billing company into a diversified payments infrastructure business processing billions of dollars across ACH, card issuing, embedded payments, and disbursements.If you're building a company in this ever-changing market environment this conversation is for you.Seth's CompaniesVstock Transfer – https://www.vstocktransfer.com/Share Media – https://www.sharemedia.co/Listen to the ShowApple Podcasts – https://podcasts.apple.com/us/podcast/seth-farbman-on-podcast-from-startup-to-stock-exchange/id1356667808Spotify – https://open.spotify.com/show/54i7xkWaAALAFrUvk4WZcNConnect with SethLinkedIn – https://www.linkedin.com/in/sethfarbman/Instagram – https://www.instagram.com/sethfarbmanstockTikTok – https://www.tiktok.com/@sethfarbmanTwitter (X) – https://x.com/sethfarbman1About the ShowFrom Startup to Stock Exchange, hosted by entrepreneur and investor Seth Farbman, spotlights the journey of founders and CEOs as they scale their companies from early ideas to public markets. Each episode features candid conversations with leaders across industries, offering insights on growth, fundraising, branding, and the mindset it takes to build a company that lasts.Connect with Seth LinkedIn – https://www.linkedin.com/in/sethfarbman/ Instagram – https://www.instagram.com/sethfarbmanstock TikTok – https://www.tiktok.com/@sethfarbman Twitter (X) – https://x.com/sethfarbman1
Send us Fan MailI don't know if you've noticed, but writing checks is almost a thing of the past. Most people write very few, if any, checks anymore. The digital transfer of money has become quicker and easier with the advent of multiple options for cash transfers, such as ACH, debit cards, Zelle, and Venmo. But, are electronic money transfers safer?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share
Nach einem holprigen Start mit der US-europäischen Co-Produktion FLESH + BLOOD (1985) fasste Paul Verhoeven mit seinem englischsprachigen Zweitling ROBOCOP (1987) so richtig Fuß in Hollywood – und im Rest der Welt. Nicht nur ließ die actionreiche SciFi-Satire die Kinokassen klingeln, auch die Kritikerschaft zeigte sich begeistert und machte den umtriebigen Niederländer zum gefeierten wie begehrten Regisseur für starbesetzte Filmprojekte. Und größer als eine Zusammenarbeit mit Arnold Schwarzenegger konnte es in Hollywood anno 1990 kaum werden, weswegen sich auch die Philip K. Dick-Verfilmung TOTAL RECALL: DIE TOTALE ERINNERUNG (1990) wenig überraschend zum dicken Blockbuster mauserte. Das Verhoeven nicht nur großes Effektkino und kontroverse Satire perfekt beherrscht, sondern auch ganze Karrieren wie die von Rutger Hauer auf den richtigen Weg bringen kann, bewies er wiederum mit BASIC INSTINCT (1992). Dessen Erfolg wurde nicht für einige Jahre zum Maßstab für erotische Thriller und ebnete ganz nebenbei Newcomerin Sharon Stone den Weg zum Superstar-Status. Aber ihr mörderischer und grandios inszeniertes Koitus mit Michael Douglas war auch für einen mittelgroßen Skandal gut. Ach, Paul!
Er legt sich lieber mit Investoren an, statt Leute zu entlassen – und hat gemeinsam mit der Luxusmarke Audemars Piguet den wohl größten Hype der Uhren-Geschichte kreiert. Doch bevor Nick Hayek im OMR Podcast dazu kommt, zündet er erstmal genüsslich eine Zigarre an. Dann spricht der Swatch-Group-Chef über… ... die Royal-Pop-Kollaboration von Swatch und Audemars Piguet, Prügeleien vor den Stores und einen besorgten Anruf vom französischen Innenminister ... Konkurrenten von Rolex bis Apple – und warum er weder vor der Schweizer Luxusmarke noch vor der Smartwatch aus Cupertino Angst hat. ... seinen Knallhart-Kurs bei Promi-Geschenken: Ja, sogar VIPs müssen in den Swatch-Shop, wenn sie eine Uhr kaufen wollen ... Ach ja, eine eigene KI hat sein Unternehmen natürlich auch ausgetüftelt und der Chef von Marken wie Swatch, Omega und Tissot findet: Klappt besser als mit ChatGPT. Und falls du dich jetzt fragst: Hat der sie noch alle? Hör selbst…
Jaja. Ich weiß. Die Kuchen-, Torten- und überhaupt: Dessert- und Backfans warten immer auch mal sehnsüchtig auf längere Passagen in den Toast Hawaii-Begegnungen. Da hätten wir dieses Mal etwas anzubieten, einen großartigen Gast. Konditor, hochdekorierter Sternekoch, mehrfach ausgezeichnet als Patissier und Desserteur des Jahres, Juror bei „Das große Backen“, Christian Hümbs. In Oberhausen kam er zur Welt, vielleicht blinzelte er gleich ins warme Licht einer Dunstabzugshaubenleuchte, jedenfalls war früh klar, dass es sich bei einer Küche um sein natürliches Habitat handeln würde. In dieser Episode sprechen wir über Pi mal Daumen und seine Grenzen, Franzbrötchen, Gorgonzola und Hefe, Brüder, Großväter, Spaghettieis und Backöfen, Johann Lafer, das richtige Timing und natürlich über das Essen seiner Kindheit. Ach ja, und davon, wie gut Mangos und Erbsen zueinander passen. Wer hätte das gedacht? *** WERBUNG Toast Hawaii wird unterstützt von dmBio, die Bio-Lebensmittelmarke von dm-drogerie markt. Ganz nach dem Motto „Natürlich lecker erleben“ bietet dmBio mit mehr als 550 Produkten eine vielfältige Auswahl – von leckeren Snacks für zwischendurch bis hin zu original italienischen Tomatensaucen. Haben auch Sie eine dmBio-Geschichte, die im Podcast erzählt werden soll? Dann schreiben Sie uns gerne unter rustberlin@icloud.com ÖKO-Kontrollstelle: DE-ÖKO-007
Global payouts are evolving faster than ever.
Eip éagsúil an tseachtain seo agus muid thall i Londain dár seó san Ambasáid ag an deireadh seachtaine, so what better time to discuss how to have a London weekend? Ach ar an chéad dul síos, we have important matters to address maidir lenár n-eip deireanach, especially Matthew McConaughey's actual height. We may have done him a disservice agus muid ag rá go bhfuil sé tiny... Sponsored by Fáilte Ireland. Déan plean dod' shaoire ghearr ag DiscoverIreland.ie. Absolute Lilt - P Stands for Paddy https://youtu.be/fwkrlode1Ig?si=4LJMoWx7tD85NYeY HOW TO GAEL: LE GEALAÍ Baile Átha Cliath: https://www.ticketmaster.ie/how-to-gael-dublin-05-04-2026/event/1800638AD058E413 Bí i dteagmháil linn! Ríomhphost: howtogael@gmail.com Suíomh: https://www.howtogael.com/ Instagram: https://www.instagram.com/howtogael/ TikTok: https://www.tiktok.com/@howtogael Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the Finovate Podcast, host Greg Palmer sits down with Jensen Coonradt (CEO) and Simmi Sen (Chief Product Officer), the co-founders of Crebit, fresh off their Best of Show win at FinovateSpring 2026 in San Diego. Jensen and Simmi share their remarkable journey from high school friends meeting at a Bank of America scholarship program to leaving college to pursue Crebit full-time. Jensen brings his impressive background as a top 50 hacker globally and FX trading competition winner, while Simmi contributes her expertise in design and mobile app development, including an Apple WWDC award-winning app. Their complementary skills and shared passion for solving real-world financial problems have positioned Crebit as an innovative force in the cross-border payments space.Crebit is revolutionizing international money transfers by leveraging stablecoin technology to make sending money across borders as simple as sending a text message. The platform operates on a "stablecoin sandwich" method, allowing users to on-ramp funds using local payment methods (like PIX in Brazil, ACH in the US, or BRIBI in Colombia) to USDC stablecoin, which then settles to virtually any currency worldwide within 15 minutes. What sets Crebit apart is their behind-the-scenes approach—users experience seamless fiat-in, fiat-out transactions without needing to be crypto-native, while benefiting from up to 90% cost savings and dramatically faster settlement times compared to traditional cross-border payments. Additionally, Crebit offers innovative rate-locking features through forwards and options for emerging market currencies in LATAM, Africa, and Southeast Asia, where traditional banks struggle to provide such services due to illiquidity.The co-founders discuss their strategic focus on credit unions, a partnership opportunity that emerged from their attendance at FinovateFall 2025, where they connected with institutions like the University of Michigan Credit Union. They recognized that credit unions' member-focused philosophy aligns perfectly with Crebit's mission to serve international students and immigrants who need to convert currency for tuition payments and other expenses. With the recent passage of the Genius Act—the first federal law recognizing stablecoins as regulated money—Crebit is well-positioned to help credit unions and other financial institutions develop their stablecoin strategies. The company is currently piloting solutions with multiple credit unions and expanding their currency coverage while also maintaining their direct-to-consumer platform that originally helped international students with tuition and rent payments.More info:Crebit: https://www.crebitpay.com/; https://www.linkedin.com/company/crebit-pay/Jensen Coonradt: https://www.linkedin.com/in/jcoonradt/Simmi Sen: https://www.linkedin.com/in/simmi-sen/Greg Palmer: https://www.linkedin.com/in/gregbpalmer/Finovate: https://www.finovate.com; https://www.linkedin.com/company/finovate-conference-series/FinovateSpring: https://informaconnect.com/finovatespring/#Finovate #FinovateSpring #Banking #banks #creditunions #FX #remittance #stablecoins #payments #cx #digitaladoption #podcast #fintechpodcast #financialservices #innovation #digitraltransformation #fintech #finserv #modernization
In this episode of B2B Vault, we sit down with two inspiring high school students and founders of the AI Literacy Project to discuss the future of AI, education, deepfakes, online scams, and ethical technology.From teaching students and senior citizens about AI safety to helping people understand how AI is changing schools, jobs, and everyday life, these young leaders are making a real impact in the AI space.We discuss:• AI literacy and why it matters• Deepfakes and AI-generated scams• The dangers of misinformation• Why schools should teach AI instead of banning it• AI ethics and internet safety• The future of jobs and AI in the workforce• How students can use AI responsiblyThis episode is a must-watch for parents, students, educators, business owners, and anyone curious about the future of artificial intelligence.
What's up, fraud fighters, and welcome back to Fraud Forward!I wanted to do something different for our 100th episode. I didn't want a victory lap. I wanted an honest conversation about payment fraud prevention, where our systems feel fragile, and whether we are building financial infrastructure worthy of public trust.I brought together Karisse Hendrick, Becky Reed, David Maimon, and Jeff Taylor to talk about what fraud fighters are seeing across banking, payments, e-commerce, digital assets, and fraud research. Fraud is moving fast. Payments are moving faster. AI fraud detection and AI fraud prevention are becoming more important every day. Institutions are trying to balance innovation, regulation, speed, and protection all at once.This conversation is not just about payment fraud detection or payment risk management. Behind every account takeover fraud event, business email compromise attack, wire fraud case, ACH fraud prevention gap, or social engineering fraud scheme is a real person, a real business, and a real loss of trust.What you'll hear in this episode:How faster payments are changing real-time payment fraud preventionWhy payment fraud detection must move beyond isolated incidentsHow AI fraud prevention, AI fraud detection, behavioral biometrics, and device intelligence are changing fraud strategyWhy business email compromise, check fraud, wire fraud prevention, ACH fraud prevention, and account takeover fraud remain major concernsHow digital payment fraud is evolving across banks, merchants, marketplaces, and digital asset railsWhy social engineering fraud continues to exploit trust, emotion, and human behaviorWhat collaboration, fraud education, and payment risk management need to look like moving forwardWho should listen:Fraud fighters across banking, fintech, payments, and e-commerceFinancial institution leaders and fraud professionalsRisk, compliance, cybersecurity, and payment operations teamsTeams focused on real-time payment fraud preventionProfessionals working on ACH fraud prevention, wire fraud prevention, and account takeover fraudLeaders evaluating AI fraud prevention, behavioral biometrics, device intelligence, and fraud orchestrationAnyone who cares about protecting trust in financial services
Die Koalition ist bei den Wählern unten durch und der Bundeskanzler so unbeliebt wie noch kein BRD-Regierungschef vor ihm. Aber Merz hat die Lösung: Er muss einfach nur „besser erklären“, was er mit seiner Kahlschlagspolitik bezweckt. Dann kommt das Vertrauen der Menschen wie von selbst zurück. Ach was!? Ein Kommentar von Ralf Wurzbacher.Dieser Beitrag istWeiterlesen
"Everyone wants a village, but nobody wants to be a villager." Seo a ndeirtear faoi dhaoine sa lá atá inniu ann - we all want that community who will support us in uair na práinne, but are we bothered inconveniencing ourselves to support someone else? San eip seo, we discuss how to be a villager - showing up for friends instead of cancelling (yes, fiú má tá tú beagáinín tuirseach!), inviting people to tag along for errands, agus roinnt eile. Ach ar dtús, tá catch-up againn a bhí ana-overdue. Insíonn Louise dúinn faoin celeb a chonaic sí san Iodáil, agus déanann Doireann reenactment ar an drunk dial a fuair sí ó Louise i ndiaidh di an iomarca Aperol Spritzes a ól. Easily done... Sponsored by Fáilte Ireland. Déan plean dod' shaoire ghearr ag DiscoverIreland.ie. HOW TO GAEL: LE GEALAÍ Baile Átha Cliath: https://www.ticketmaster.ie/how-to-gael-dublin-05-04-2026/event/1800638AD058E413 Bí i dteagmháil linn! Ríomhphost: howtogael@gmail.com Suíomh: https://www.howtogael.com/ Instagram: https://www.instagram.com/howtogael/ TikTok: https://www.tiktok.com/@howtogael Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the HVAC Know It All Podcast, host Gary McCreadie is joined by Gord Cooke, President at Building Knowledge Canada, and Ian Walker, Sales & Marketing Manager at Aeroseal, to talk about air sealing technology and how it improves building performance. They explain how AeroBarrier works to reduce air leakage and why airtight homes need proper mechanical ventilation. The conversation covers common concerns about sealing homes too tightly, the role of HVAC systems in fresh air control, and how ventilation systems like ERVs help maintain comfort. Gary, Gord, and Ian also share real job site examples, costs, and how better air sealing can improve energy efficiency and system sizing. In this conversation, Gord and Ian explain how AeroBarrier is used to seal air leaks in homes and improve building performance. They describe how the system uses pressure and a misted sealant to find and close gaps, while stressing the need for proper ventilation to maintain air quality. Gord, Ian, and Gary discuss common concerns about making homes too tight and explain why controlled ventilation is important. They also cover real job site examples, costs, and how reducing air leakage can improve comfort, energy use, and HVAC system sizing. Expect to Learn: How AeroBarrier works to seal air leaks using pressure and a misted sealant. How building science and HVAC systems work together in modern homes. How proper ventilation keeps air quality safe in airtight homes. How ERV systems and exhaust fans help control fresh air and moisture. How reducing air leakage can improve comfort, energy use, and system sizing. Episode Highlights: [00:00] - Sponsor Ad: Factory Direct Filters [00:42] - Intro to Gord Cooke and Ian Walker in Part 1 [02:20] - Introducing Aero Barrier technology and on-site demo [03:40] - Ian explains how Aero Barrier works (blower door, positive pressure, sealant mist) [05:17] - Debunking "sealing too tight" myth - build tight, ventilate right [09:32] - Summary: Tight homes are fine if mechanical ventilation is present [12:35] - Cost range = 0.80 – 1.50 per square foot [14:14] - Recommendation of ERV + source control for best ventilation [16:46] - Ventilation controls (CO₂, humidity) [19:37] - Real-world results: 14 ACH down to ~4 ACH, 55–60% leakage reduction This Episode is Kindly Sponsored by: Cintas: https://www.cintas.com/hvacknowitall Cool Air Products: https://www.coolairproducts.net/ Factory Direct Filters: https://www.factorydirectfilters.com/ SupplyHouse: https://www.supplyhouse.com/tm Use promo code HKIA5 to get 5% off your first order at Supplyhouse! Follow the Guests Gord Cooke and Ian Walker on: LinkedIn - Gord Cooke: https://www.linkedin.com/in/gord-cooke-4b9b3433 LinkedIn - Ian Walker: https://www.linkedin.com/in/ian-walker-930954101/ LinkedIn - Building Knowledge Canada: https://www.linkedin.com/company/building-knowledge-canada-inc./ LinkedIn - Ian Walker: https://www.linkedin.com/company/aeroseal-llc/ Follow the Host on: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/ LinkedIn - HVAC Know It All Inc.: https://www.linkedin.com/company/hvac-know-it-all-inc Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/ Instagram: https://www.instagram.com/hvacknowitall1/ Follow the Podcast on: YouTube: https://www.youtube.com/@HVACKnowItAll Spotify: https://open.spotify.com/show/6LCBJGw0EHG03rdWHxUMce Apple Podcast: https://podcasts.apple.com/us/podcast/hvac-know-it-all-podcast/id1359253455
What happens when a fintech leader decides that serving the association community means doing far more than processing payments? And in an environment where associations are under pressure to deliver more value with limited resources, how can they create learning and connections that truly help members thrive?In this episode of Associations Thrive, host Joanna Pineda interviews Wade Tetsuka, President of U.S. Transactions Corporation (UST) and UST Education. Wade discusses:How UST helps associations accept credit card and ACH payments through AMS, LMS, and event platforms, while also helping reduce fees and improve service.Why payment processing becomes an especially important decision point when associations are changing AMS platforms.How UST Education began as simple peer-to-peer lunch roundtables for association IT directors and grew into a major educational platform.How the pandemic accelerated UST Education's virtual programming and enabled it to serve association professionals across the country.Why Wade believes companies should connect with the communities they serve in a more meaningful way, and how education became that “sweet spot” for him.Why education is the common thread across Wade's work, board service, and leadership philosophy, and why he sees it as “the great equalizer in society.”What the AANHPI association community means to Wade, and why representation and visibility matter for future Asian American leaders.References:UST Website
Home service companies are leaving serious money on the table when it comes to referrals. In this episode, John Wilson sits down with Murphy Nadauld from ReferPro to break down how top HVAC, plumbing, electrical, and roofing companies are building scalable referral engines through lifecycle marketing, automation, and AI.In this episode, you'll learn: • Why referrals are underutilized in home services • How lifecycle marketing drives repeat revenue • Why referral incentives increase conversion rates • How contractors are using referrals to recruit technicians • The role AI and automation play in customer retention • How affiliate partnerships create new lead opportunitiesHost: John WilsonGuest: Murphy Nadauld (ReferPro)ReferPro
How Bad Pricing Cost This Business $300K with Heide Olson Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com Make more, work less video: https://youtu.be/ A business owner doubled his revenue, kept working hard, and still lost $300,000 in a single year — and had no idea it was happening. That is not a rare story. That is what happens when your pricing falls behind your costs and your financials are not current enough to warn you. If you are growing but not keeping more of what you make, this episode is required listening. In This Episode: Why most entrepreneurs focus on revenue over profit early on and when the painful reality finally hits The pricing mistake that cost one concrete company $300,000 in a single year Why accurate financials mean nothing without timely financials and how to close that gap How to use budget vs. actual analysis to instantly see what is off track in your business Why your balance sheet tells the story your P&L will never show you How requiring ACH or credit card payment from every client cleaned up 500 accounts overnight The escalating threat of wire fraud and what All-In-One Accounting does to stop it in 15 minutes or less Key Takeaways: A 10% price increase on a 10% profit margin doubles your profit. Raise prices every year without apology. Budget vs. actual is one of the most powerful financial tools available to any business owner and almost no one uses it in the first few years. Your balance sheet is where the cash actually disappears. Review it monthly and demand your financial person explain every line. If you are constantly managing cash, you have a profitability problem. Fix the root cause instead of the symptom. Accounting is not an expense. It is an investment that should return tenfold through profitable growth, protected assets, and strategic clarity. The Money Lesson: Heidi's core message is one that every business owner needs to hear more than once: accounting is not a cost of doing business. It is the mechanism through which your business either builds wealth or quietly leaks it. The businesses that thrive are not necessarily the ones with the most revenue or the most customers — they are the ones where someone is consistently asking what the numbers mean, what changed, and what to do next. Profit does not happen by accident. It is engineered through accurate, timely financials, disciplined pricing, and the strategic clarity that only comes when someone is actually reading the reports and acting on what they find. Heidi built All-In-One Accounting on that belief, and after 23 years and nearly 500 clients, the evidence is hard to argue with. Why This Conversation Matters: Most financial conversations aimed at business owners are either too theoretical to act on or too basic to be useful. This one is neither. Heidi Olson has sat inside hundreds of businesses across nearly 23 years and watched the same preventable patterns destroy margins, lock up cash, and leave owners working harder than they should for results that never seem to match the effort. What she shares in this episode is not textbook accounting — it is field-tested reality from someone who has seen what the numbers look like when nobody is paying attention, and what is possible when someone finally does. If you have ever felt like your business should be further ahead than it is, this conversation will show you exactly why that gap exists and what to do about it. About Heide Olson: Inspired by her love of small business and drive to serve, Heide has spent the last 22 years committed to guiding entrepreneurs and nonprofit leaders from financial chaos to clarity and strategic insight, enabling them to scale their operations efficiently. As founder and CEO, Heide firmly believes that entrepreneurs are the backbone of our economy, driving growth through ingenuity, boldness, and willingness to take risks. At the same time, nonprofits have a crucial impact on the communities they serve and the greater good. Founded in 2004, the All In One Accounting team offers comprehensive services spanning general accounting, bookkeeping, controller, and CFO needs to thousands of clients. They advise entrepreneurs on profitable growth and help nonprofit leaders amplify their impact. Yet, Heide's vision extends far beyond mere financial management; she and her team play a crucial role in increasing value, fueling innovation, and solving real-world problems, making a substantial impact on society and the economy. Heide has mastered the art of financial connections. Her passionate pursuit of long-term relationships drive the customized, hands-on implementation planning she is known for and that clients rely on. Every mission partner gets the highest level of service from a trusted adviser who knows precisely what it takes to give any company or nonprofit the financial lift they need. Links: Website: https://allinoneaccounting.com/ LinkedIn: https://www.linkedin.com/in/heide-olson/ https://www.linkedin.com/company/allinoneaccounting/ Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.