Podcasts about ACH

Wer hat's gesagt? Na? Bodø/Glimt (nur echt mit Sonderzeichen und norwegischer Keilschrift) gegen Internazionale Milano war die Überraschung des Champions-League-Play-off-Spieltags – und wegen uns habt ihr hoffentlich eingeschaltet. Falls nicht, sezieren euch die Herren das Ganze natürlich bis zum letzten synthetischen Grashalm und verraten allen Interessierten auch kurz, warum die Norweger in den sogenannten Post-Shot-xG so viel besser dastehen als die Ragazzi von Inter. Weil Felix sich spontan in Daten und Analyse-Tools verliebt hat, legt er gleich noch einen drauf und guckt mal eben nach, ob die Zahlen uns mehr über die aktuelle Stärke der TSG aus Hoffenheim verraten – von wem? Richtig, die mit Andrej Kramarić und den leeren Rängen. Und während Felix so über xG, überspielte Gegner und Pressing sinniert, verarbeitet Toni noch schnell seine neueste Friseur – NEIN – Barber-Begegnung mit der Gruppe und verrät, dass er mit Leon jetzt ein neues Vater-Sohn-Hobby hat: Seiten auf 0. Ach, und am Ende revolutionieren die beiden noch kurz, auf Bitte von Hörer Andreas, den Fußball. Wohl bekomm's! Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/EinfachmalLuppen) Für Werbe- und Partnerschaftsanfragen im Podcast EINFACH MAL LUPPEN meldet euch hier: podcastbrandcooperations@seven.one

Send a textSchedule an Rx AssessmentWith cybercriminal activity accelerating and AI making scams more sophisticated by the day, one of the greatest threats facing pharmacies is through social engineering. Not by hacking systems, but by manipulating people.In this episode, Austin Murray and Scotty Sykes are joined by Chris Sykes, IT Director at Sykes & Company, to break down what social engineering really is, why pharmacies are prime targets, and how these attacks are evolving through email, phone calls, text messages, and even deep-fake technology.We cover:What social engineering is and how pharmacies are being targeted todayCommon pharmacy-specific scams, including fake refill notices, insurance requests, and ACH change attemptsHow AI and deep-fake voices are raising the stakesPractical steps pharmacies can take to slow down, verify requests, and protect PHIAnd more!More About Our Guest:Chris Sykes is the Director of IT at Sykes & Company, P.A., where he has been a key part of the team since 2006. With nearly 25 years in the IT industry, Chris combines deep technical expertise with a passion for helping both the firm and its clients become more efficient, secure, and technology-driven. Chris holds a Bachelor of Science in Business Administration with a concentration in Management Information Systems and a Master of Science in Technology Systems, both from East Carolina University. Outside of work, Chris enjoys running marathons, fishing and hunting with his boys, and spending quality time with his family at the beach.Learn more about Chris Sykes:Chris Sykes LinkedInCheck out all our social media:FacebookTwitterLinkedInScotty Sykes – CPA, CFP LinkedInScotty Sykes – CPA, CFP TwitterMore resources on this topic:Podcast - AI, Audits, & Advocacy: The Pharmacy Survival Guide with Trenton TheidePodcast - Navigating Cybersecurity, NIST and HIPAABlog - Technology, Security and Your PharmacyBlog - Protect You and Your Pharmacy: The Growing Threat of RansomwareBlog - Backing Up Your Business DataBlog - Spot a Hacked Email or Bad WebsiteBlog - Protect Your Pharmacy Data from Hackers

Think you're safe because you never downloaded TikTok? We unpack why that's a myth, how a tiny pixel follows you across unrelated sites, and what to do right now to shut it down. From there we dig into a subtler dilemma hiding in your camera roll: computational photography that quietly invents detail, polishes your face, and reshapes memories. It looks great—until it doesn't. We trade quick tips for getting more honest photos, including RAW capture, disabled scene “optimizations,” and when to favor control over convenience.The conversation then turns to surveillance on your street. A glossy Ring ad promised neighborly teamwork; what many saw instead was a blueprint for crowdsourced tracking layered on top of license plate readers and a standing law enforcement portal. We walk the line between investigative value and normalized monitoring, and share concrete steps communities can take—warrants where appropriate, tighter retention windows, clear opt‑in controls, and public transparency logs.We also open our mailbag for three scams worth saving to muscle memory: a fake Netflix billing email that leads to a sketchy multi‑service “store,” a highly convincing invoice from a compromised vendor account, and an Amazon credential harvester that ends with a fake password‑changed screen. Our playbook is simple and effective: never pay from an email link, verify invoices by phone using a known number, enable multi‑factor authentication, and avoid ACH unless absolutely necessary. Then a hard lesson from the Odido breach in the Netherlands, where millions had full identity records exposed—why port‑out PINs, credit freezes, and vigilant monitoring matter more than ever.Yes, we still make room for pleasure: a Weller Full Proof tasting and a chuckle at a drone‑powered umbrella that follows you around. Through it all, our goal stays the same—decode the tech shaping daily life and hand you tools you can use. If this helped you spot a tracker, dodge a phish, or rethink your camera settings, tap follow, share the show with a friend, and drop us a review with the one privacy step you're taking this week.Support the show

hink you understand ACH? Let's find out. I've got 10 quick questions that trip up even experienced accounting pros. Keep track of your score — you might be surprised by what you don't know. #ACH #achpayment #payment #paymentinnovation Link to ACH or Wire: Which is Better https://youtu.be/ZOvcvvM7j04 Link to ACH Payments Explained | Why Most Companies Get This Wrong https://youtu.be/0ihlDHHTQic Subscribe for more tips and insights like this: https://www.youtube.com/APNow?sub_confirmation=1 Looking for more of the most current business intelligence about + Best practices around your payment and accounts payable function + Current and new fraud protection protocols + The newest technology impacting your accounting, accounts payable, and payment functions + Career advancement +And much more!!

Heute ist Chinesisches Neujahr 2026 und zeitgleich starte ich eine neue Podcastserie mit dem Titel "Wie teuer ist schnell ?" zusammen mit dem in China lebenden Triathlon Agegrouper Boris Angerer. Wie tickt und entwickelt sich die Triathlonszene in China, welches Material ist dort zu welchen Preisen erhältlich, gibt es Marken, die in Europa komplett unbekannt sind ? Diese und viele weitere Fragen werden Boris und ich zusammen mit interessanten und internationalen Gästen in den nächsten Wochen beantworten und Du wirst jede Menge Neues dazu lernen. On top erfahren wir, wie es bei Boris im Hinblick auf seine angepeilte Hawaii Quali 2026 beim Ironman Vietnam laufen wird und wie er dieses Vorhaben ausschließlich mit chinesischem Material angeht. Es wird also mega interessant werden! Unbedingt anhören, Podcast abonnieren, um das und die coolen Gäste der Serie in Zukunft nicht zu verpassen! (Podcast enthält unbezahlte Werbung!) Shownotes: Boris Angerer in Instagram => Hier klicken Podcastfolge mit Boris Angerer bei Triathlon Podcast (2022) => Hier entlang Wichtige Info: Dir hat der Kick-Off der neuen Serie mit Boris Angerer gefallen? Dann lass gern einen Kommentar in Socials, oder bei Spotify da und teile die Podcastfolge mit Deinen Freunden/Freundinnen, Vereinskollegen/Koleginnen, und allen die sie anhören sollten! Abonniere Triathlon Podcast, um keine zukünftige Folge mehr zu verpassen (Spotify, Apple Podcast), denn da kommen coole und interessante Folgen die nächsten Wochen raus. Ach ja, eine Bewertung des Podcasts wäre auch klasse! Da freue ich mich immer wie ein kleiner Junge drüber ;) Bis nur nächsten Folge - bleib gesund, unfallfrei, verletzungsfrei und sportlich! Dein Marco Folge direkt herunterladen

Was hören wir jeden Mittwoch aufs Neue? Klar! Eine neue Folge That's What He Said! Heute mit Gastauftritten von Steffi und Jürgen! Die guten Nachrichten reißen einfach nicht ab. Denn es gibt neben einer schönen, langen Rampe auch ein Update zur Kammer und zum Stand der Streamingauszeit. Und, haltet euch fest: Folge zweihundertsechsundfünfzig zeigt ganz intime Einblicke zu Donnies Nutzung (oder Nicht-Nutzung) der Promidating-App Raya. Wem das noch nicht reicht, also für die Hardcore-Fans da draußen: Unser Host hat einen ganz besonderen Countdown für euch parat! Schreibt gern in die Kommis, welche Zahl am Ende bei euch rauskommt! Was will man da noch mehr? Ach ja, den Link zu Donnies LED-Video gibt es hier: https://www.youtube.com/watch?v=sNmH80XnHYE Danke euch für den Support jede Woche, bis zum nächsten Mal! Ciao.Codes, Support und Partner:innen von Donnie unter https://linktr.ee/dosullivanMehr von Donnie gibt es auf Twitter, Instagram, Twitch und YouTube: Donnies Hauptkanal und Donnie Uncut.Ihr wollt Donnie unterstützen? Hier geht's zur Patreon-Seite von TWHS: https://www.patreon.com/TWHSBock auf Merch? Hier geht's zu Donnies Supergeek-Shop: https://supergeek.de/de/donnieosullivan/Feedback oder Fragen an Donnie? Schick eine Mail an donnie@poolartists.de! Hosted on Acast. See acast.com/privacy for more information.

Tá achainí sínithe ag breis is 15,000 duine ag iarraidh stop a chur le hiarratas ar cheadúnas le haghaidh 40,000 tonna feamainne a bhaint sa mbliain ar chósta an Iarthair. Ach rinneadh an t-iarratas siar i 2014, agus ní dheachaigh sé sin ar aghaidh mar théis an méid sin.

Aloha! Heute habe ich Rennorganisator Andi Wünscher aus Österreich zu Gast! Zusammen sprechen wir u.a. darüber wann und wie er zur Organisation des Ultra Triathlon in Bad Radkersburg gekommen ist, welche Ultra-Renndistanzen dort angeboten werden und dieses Jahr 2026 wird dort die Weltmeisterschaft im Triple ausgerichtet. Wir sprechen auch darüber wann eine Orga für ein solches Rennen losgeht, wieviele Menschen und Partner involviert sind, was die Ultra Triathlonszene ausmacht, und jede Menge mehr. Unbedingt anhören, überall wo es Podcasts gibt! (Podcast enthält unbezahlte Werbung!) Shownotes: Website des Ultra Triathlon Bad Radkersburg 2026 (28.31.8.2026) => https://www.ultratriathlon.at/ Link zum Official Song "Soul on Fire" der Triple Ultra Triathlon WM in Bad Radkersburg 2026 => https://youtu.be/Eangzc7n6Zo?si=meHfronJV41FCrGf Wichtige Info: Dir hat die heutige Podcastfolge mit Andi Wünscher gefallen? Dann lass gern einen Kommentar in Socials da und teile die Podcastfolge mit Deinen Freunden/Freundinnen, Vereinskollegen/Koleginnen, und allen die sie anhören sollten! Abonniere Triathlon Podcast, um keine zukünftige Folge zu verpassen (Spotify, Apple Podcast) und dann hören wir uns bald wieder. Ach ja, eine Bewertung des Podcasts wäre auch klasse! Da freue ich mich immer wie ein kleiner Junge drüber ;) Bis dahin, bleib gesund, unfallfrei, verletzungsfrei und sportlich! Dein Marco Folge direkt herunterladen

Endlich wieder haufenweise News von A und O, Papers zu Datenschutzerklärungen in LMS und zu VR-Szenarian, Fundgrube, Veranstaltungstipps und Weltverbesserungsidee. Ach ja, H5P kommt auch vor.

"Kerl! Müller! Falls ich Ihn in den vergangenen 30 Jahren beleidigt, verletzt oder enttäuscht haben sollte…" - "Ach naja, Majestät…" - "…das wird schon seinen Grund gehabt haben!"

“Don't lose that zeal and passion, but don't trade on the cheapest human emotions—fear and contempt.” – Scott SimpsonWelcome to episode 227 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jilly Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti, a leading payments fintech helping credit unions modernize money movement. Alacriti enables real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. Through a single cloud-native platform that connects to RTP, FedNow, Fedwire, ACH, Visa Direct, and Zelle, credit unions can progressively modernize without overhauling legacy systems. Learn more at alacriti.com!In this new 2026 season, Jilly and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.For this episode, we are joined by Scott Simpson, President/CEO of America's Credit Unions. Listen in this episode as we step away from job titles and LinkedIn headlines to talk about the moments that shape a career—the quiet hinge points, the unexpected invitations, and the decisions that feel terrifying in real time but obvious in hindsight. We talk with Scott about the “green light” moments that changed everything: being pulled into politics by a friend, stepping into the middle of a high-stakes bank–credit union fight, and then finally receiving one of the most surprising career taps imaginable—being told to apply for a CEO role he never expected to be offered! What followed wasn't just a promotion but a defining lesson in humility, courage, and emotional discipline.One of the most powerful parts of our conversation with Scott is the story that he shares about the leader he unintentionally jumped over and the grace that man showed in response. That choice, Scott tells us, didn't just transform a working relationship; it reshaped his entire career, and we reflect on what it means to name the elephant in the room, ask “Are we okay?” after hard decisions, and lead from empathy rather than ego.Scott also opens up about balancing youthful confidence with seasoned wisdom, resisting the pull toward fear or contempt, and learning to keep “motoring” even when the road ahead feels unclear. From Utah to California to Washington, D.C., his journey shows how small rooms and overlooked moments can ripple across an entire industry, so, for anyone feeling impatient, stuck, or hungry for what's next, this episode offers something more meaningful than a career checklist. It's a reminder that growth doesn't come from chasing status but rather from executing where you stand, lifting your part of the piano, and trusting that the road will bend when it's time! Enjoy our conversation with Scott Simpson!Find the full show notes on cuinsight.com.Subscribe on: Apple Podcasts and SpotifyConnect with James:Scott Simpson, President/CEO of America's Credit Unionsamericascreditunions.orgScott: LinSend a text

In this episode, we sit down with Andrew Jamison, CEO and Co-Founder of Extend, one of fintech's most exciting startups reshaping how businesses manage spend and expense. From his early career leading B2B product innovation at American Express to raising over $70M and scaling Extend into a trusted payments infrastructure partner, Andrew shares the real story behind building a business at the intersection of digital payments, virtual cards, and banking ecosystems.

Medicine [Part 1]: Edibility; Three categories; Ach'shvei; Vitamins; Gelcaps; Liquids and chewables. See seforim by Rabbi Cohen at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.kashrushalacha.com

Vom Låden und vom Leben Nummer 37 - Åldeisn (...wie immer zum hören und mitlesen oder lesen und mithören, ganz wie ihr wollt) Vom Låden und vom Leben (audiofile #37: Åldeisn) Servus ihr Liem dord draußn Heud mach ich genau dess, was ihr vo mir erwardn dud, wenn ich mei Halbjahresbeschdellung ferdich hab. Also ned ausschlieslich des, wassder vo mir erwardd dud. Also meggern. Eichndlich will ich euch verzähl, dass dess für mich alles immer mehr a fremde Weld wird. Also werbål, awer ehm ned blos. Desweechn fang ich edz amål mid denne Neolochismen a. Also als erschdes Beischbiel. Mei fränggischs Owerschdüble is desweeng in derre ledzdn Zeid ganz schö neis schwitzn komm. Awer eds, wos rum iss, kann ich mei neu erlerndes Wissn mid euch deil. Jede Menge neue Wörder habb ich glerrnd. Also echd, ich hald mich ja eichndlich für relladief elogwend. Mid an zimmlich grousn Wordschadz. Als ned blos im Fränggischn, ah im Hochdeutsch. Drodzdem hädd ich bald a Wörderbuch brauchd. Bis ich gschnalld hab, dass ich die meisdn vo denne Wörder eefach ausm angelsächsischn ableid kå. "Häit du Laff" bedeuded, dass zwä Leud sich eichndlich üwerhaubd ned möch du, awer die Hormönlie a annersch Drehbuch gschriem hamm. Des wird dann ah gern a weng "ssbeissie", also seggsuell aufglådn. Da gibbds sogår a "Ssbeiss Skala". Meisdns vo eins bis fünf. Und wenn des nacherd a fünf is, wirds schon ganz schö eggsblizzid. Früher hädd mer gsåchd bornograffisch und häddns unnerm Lådndisch verkäff müss. Heud isses "ssbeissie" und auf derre Schbieglbesdsellerlisdn druff. "Häit du Laff" kann a innerer "Forsd Broggsimmidie" vorkomm. Also wenn Leud unner Zwang beinanner sin. Früher hammer des geechn n Willn verheierd gnannd und dass dess scho alles gud werrn wirrd war des dumme Gschmarri vo derre Mudder, der wos früher genauso ganggn is, wo des also eichndlich hädd besser wiss müss. Gsåchd haddse dess aus sonerer Ård fadalisdischer Schigglichkeidshörichkeid. War a schönner Scheiß, wo mir in meiner Generazion eichndlich froh drüwer wårn, dassmer die Zeidn üwerwunne hamm. Heud isses irchndwie seggsie und anscheinend so was wie a verloggende Fandasie. Na ja, wie auch immer. Ich habs verschdanne. "Ennemies to Laffers" is üwrichns im Brinnzibb des gleiche. Also glebb ich. Meisdens is der Grund dafür, dass die Hormönli vo denne weiblichn Haubdkaraggdären durchenanner bring, irchnd so a Alfamännle, midn Körrber wie enner vonnen Dschibbndäils unnem Karraggder vonnem astreine Oaschloch. Der is dann zum Beischbiel a Verbrecher vo der Maffia, a richdich böser Feldherr vo denne Geechnern, wo des ganze Volgg vo der Heldin ausrodd woll, oder was wäss ich. Da schdehd nacherd noch immer dabei, dass die sich endscheid muss, zwischn dem Wohl und Wehe vo ihrm Volgg und ihrem Herzen. Ich glebb eher, dass des net so viel midn Herzn zum dun hadd, sonndern eher mid die unnerdrüggdn Hormönli. Awer ich bin ja blos a Kerl, der wo vo sowas kei Ahnung hab kå oder dörff. Awer es is nedd immer so bös. Ab und an isses a "kosie" also liebenswerd und innerer Wohlfühlwelld. Oder des ganze is enne "Romm Komm", also a rommandische Kommödie. "Grammbie x grammbie" oder "grammbie sannschein" is nacherd Gschmaggsach. Kann a "slou börn" sei, wenn die dess gemüdlich åhgeh lassn. Gibds dann ofd als "Hie folls försd", wenn der "Emm Emm Sie" also der männliche Haubdkaraggder sich scho längsd nei die Broddagonisdin verliebd hadd. Gibbds a als "Hie foll harrder", also nedd bloos zuerschd, sondern a noch heffdich, beziehungsweise heffdicher. Des nennd mer nacherd "obsessd", also sozmsåch besessen oder zumindessd bruddål fogussierd. Neben den grimminellen Oarschlöchern und feindlichen Desboodn gibbds awer a Hoggeischbieler, Feuerwehrleud, Subberstaars, oder a Leud ausm Hochådl, also "Roiels". Glebbds mer, es gibbd nix, wasses ned gibbd. Und kee ennzicher Verlåch, wo nedd sei Soddimend nei die Richdung verschobn hadd. Du liesd diese Begriffli also immer wieder und nach denne zwei Wochn indensiefer Beschäfdichung sin die nei mein Schbrachgebrauch üwergegangen. Was awer noch dazu komm dud, sind die Werbeschbrüchli. "Bewechende Übsilon A Sdorrie", also für junge Erwaxene. Wobei ich mich an derre Schdelle a fraach, wie jung die sein dürffn mid denne bornografischn Inhåldn und gleichzeidich, wie lang mer a junger Erwaxener iss? Dabei fallen denne Werbedexdern Deemen wie "Mendll Hells", "Embauermennd" als Werbeslougen ein. Also ich du mir da in dem Zusammenhang schwer. Was mir auf jedn Fall gloar is, is dass der fast schon putzig anmudende Versuch, einiger konserfadieferer Verlåche, dess ganze serjös zum verbagg, denne hibbn Formulierungen nedd schdaddhald kå. "Ssbeissie Enimies tu Laffers" is eefach vielsåchnder, wie "Zeitgenössische Liebesromane" und ich glebb, dass dess in a boar Jährli a kenner mehr verschdeh wird. Damidd lass ich dess mid denne Neologismen für heud a gud sei. Kommmer amål zur zugegebenermåsn obulendn Obdig. Awer dummerweise hald immer der selbe Schdiel. Nacherd is dess edz obdisch middlerweile ehrlich gsaachd a a Einheidsbrei. Wenns eeds Büchle in limidierder Ersdauflåche gibbd, (ich zidiere:) mid wunderschön geschdaldedem Farbschnidd, nacherd is dess hald a nix bsonderes mehr, sondern der gleiche Einheidsbrei, wie vor eddlichn Jåhr die Kabuzznmännli auf jedm Kawer, oder die Boris Waleio Klons in den Achzichern. Braggdisch is des für mich a enns vo denne Broblemmli. Wenn edz nämmlich a widder alles gleich ausseh dud und mid denne selbn Slougens beworrm wird, isses enorm schwierich irchndwas auszumsuch, was inderessand sei könnd. Im näxdn Jåhr simmer dann schlauer. Da schdelld sich nämmlich raus, bei wie vielen von denne Büchli, die "limidierde Ersdufflåche" immer noch ausglieferd wird. Dass edz viel als werdiches, gebundenes Buch erscheind, is ja schö. Im Geechndeil, war des scho immer mei Wunsch. Also bei Dobb Diddln. Dasses hald keinerlei Differnzierung geb dud, is des Brobleem. Heyne had zum Beischbiel a boar echd schönne Glassiger, wo edz a in derre Form rauskomm dun. Mischd die awer derård wild mid all den Diddln, die wo nacherd in denne Buchkaufhäusern zammgschdelld werrn, gwasi demadisch vereind, dassde goar nix mer bliggsd. Dabei dun die ihrn zugegebenermasn realisdidchn Marggdwerd eefach blos dadurch erziel, dass se hübsch ausschau dun, awer simbl gschdriggd sin. Dadurch dasse niedere Insdinggde befriedich dun und dabei awer bibliofiel genuch ausschaun, um salonfähich zum sein und gleichzeidich so ennen romandisch kidschich Datsch hamm, dasse als deggoradiefe Elemende für die Gefielde vo glenne Mädls oder nimmer ganz so glenne, awer jung gebliebene Mädels herhald könn. Awer bleib mer ersd amål noch bein Deema Schbråch. Genauer gsåchd, bei derre englischn Schbråch. Da habb ich zwar a scho ofd drüwer geredd und gschriem. Aber wieso muss alles immer englisch sei? "Wenn Scheddos darken se san", "Goldgressd Männer Drillodschi" oder "Fäidid Fixäischen"? Weils nacherd besser gling dud? A wenns deudsche Audorinnen sinn? Alle üwrichens Fängörls. Die üwrichens alle Katzen hamm du (oder im Nodfall a boar glenne Hünd. Tschiwawas zum Beischbiel) und alle gerne lange Schbaziergäng mach. Wennse kä Kadz hamm, nacherd wird weniggsdns a endschbrechnder Bseudonüm gewähld. "Kazi". A noch a schönnes Schdichword. Bseudonüm gibbds nämmlich a a boar drolliche. Meisdenz a english. Und immer schbrechend. Sozumsåch gehm die scho enn Vorgeschmagg off dess, was kommd. HC Dolores. Na ja, da wirds wohl Schmerz und Leid gebb. Mei romanische Gundbildung is nämmlich a ned schlechd. Dolor, doloris: der Schmerz. Die lebbd üwrichns miderre eeaachichn Kadz unnem Kordschi zamm, also demm Lieblingshund vo derre Gwien. Ach ja, was mer nedd vergess dürf. Alle mideinand sinn immer und ausschließlich Besdseller Audorinnen. Schbiegel, Niu Jork Daims und was wäss ich. Also zusädslich dazu, dasse Diggdogg Sensäischäischens sin. Und die Bücher sin nadürlich immer Schbidzndiddl. Wie soll des a anners sei, bei enner Schbiegl-Besdseller- Audorin aus Deudschland, Mid soemm draumhafdn Diddl wie "Rojäl Fäig"? A wemmer in genau dem Fall vielleichd doch üwern weng glangvolleren Bseudonüm nachdengg solld... Gehd ja. Zum Beischbiel Frau Scharlodde Robinson. Da is eichndlich scho gloar, was die schreim wird. Kim Stänli Robinson könnds Vorbild sei. Also Mars. Robinsonade. Also Ändi Wier. Marsianer. Sach ich doch. A gud gwähldes Bseudonüm machds gleich allen leichder, sich zurechd zum find. A denne Schbrüchliglobfer von der Werbedexdabdeilung: Dän Braun driffd auf Ändi Wier (sach ich doch!) Also verschded mich ned falsch, des Buch vo der Frau Robinson muss ned schlechd sein. Awer es schded hald im Kaddalooch zwischen Slou Bürn Liebesroman und Äkädemie Adels Schmonzedden. Da gehd mir eefach die Lusd ab, mich näher damid zum beschäfdichn. Kå scho gsei, dass des nacherd ungerechd is. Vielleichd a kindische Drodzaggzion, wo mir eichndlich zum dengg geb solld. Ob des nedd eefach an mir liech dud. Mei dübbische Kwerdreiberei. Ich sach blos "Siem Jåhr ned gerauchd und dann wieder ågfanggd, weil mir die Ård und Weise geechn n Schdrich gangen is. Gloar isses mir bewussd, dass des a dumme Drodzreagzion is. Und dass ich damid kä Signal send du. Als Märdürer. An solchn Bunggdn bin ich ned besser, wie die Aluhüd Leud. Dass des in der Endfase vo der Fussball We Emm zwanzichzehn wår. Nach dem Schbiel geechn Archendinien, wo mir die vier zu null weggebiddschd hamm un dass da dann jeder, wo a weng gern innerer Feierlaune is müd und verkaderd dähämm gebliem is. Wird ja ned so weid komm. Doch! Weil alle Schbassbremsn zur Urne gangn sinn. Herr Eibach Graddulazion Herr Frankenberger vo derre ÖDeBe! Herr Eibach! Alles Eiferer! Herr Eibach!!! Sie machen sich lächerlich und verspielen jeglichen Rest an Glaubwürdigkeit und Reputation! Na gud. Eichndlich wolld ich ja blos verglär, dass des bei mir so a Ård Reflex is. Ich wäss scho, dass des ned gechn mich gehd. Dass des Marggdschdraddegien wechn heudichm Kaufverhaldn sin.

More ways to pay = more money in your business. ACH payments lower processing fees, reduce chargebacks, retain clients longer, strengthen your checkout, and handle recurring billing or subscriptions with ease.In this episode Maria busts the myths: ACH is no longer slow, clunky, or outdated—modern ACH is fast, reliable, and cost-effective. She walks through the top benefits of offering ACH and gives you 4 quick steps to start accepting ACH on your cart, so you can set it up fast and start winning on all fronts.From understanding why ACH works for ecommerce, B2B, and high-ticket transactions, to actionable tips for optimizing your payment stack, this video gives you everything you need to improve your customer offering and grow your revenue.

Und zack, wieder erwischt uns die Männergrippe, aber dieses Mal nicht so schlimm. Beim letzten Mal hat Stefan einfach aufgehört zu rauchen und nun haben wir ein Jahr später und die nächste Lifechallenge steht vor der Tür. Was es genau ist? Keine Ahnung, aber wir haben noch 2 Folgen Zeit um das rauszufinden. Der Abschluß des Dschungelcamps wird besprochen und nun treten wir ein in eine vollständige Leere, was schauen wir jetzt ? Olympia? Reality Queens? Promis unter Palmen? Ach, auch egal, wir widmen uns lieber den wichtigen Dingen des Lebens zu: UNS Habt eine schöne Zeit Stefan und Martin

Heute dann also der Nachholer von letzter Woche und Ausgabe 393 des Nur der FCM!-Podcasts :-). Dementsprechend voll ist das Programm: Wir bewerten kurz die Wintertransferperiode, gehen noch mal kurz auf die letzten Entwicklungen und Erkenntnisse rund um die Geschehnisse beim Dresden-Spiel ein und widmen uns dann ausführlicher dem Spekakel-Auftritt in Fürth. Außerdem gibt es mal wieder Neues aus den Jugendmannschaften und von den Frauen. Ach ja, und den Ausblick auf Bielefeld am Freitagabend. Und Quizzfragen! Ausgabe 394 erscheint voraussichtlich am 18.2.2026.

If your AR feels like a maze of phone calls, spreadsheets, and “we'll match it later,” this conversation shows a cleaner path. We sit down with Fauwaz Hussain, Senior Director of B2B Partnerships and Strategy at Global Payments, to break down what actually speeds cash and what quietly stalls it. From card-not-present realities to complex terms and partial shipments, we map the B2B differences that make order-to-cash harder and the practical changes that remove friction fast.We get specific about embedding payments inside your ERP so invoices, settlements, and the general ledger line up automatically. That shift kills rekeying errors, collapses department silos, and gives support, sales, and finance the same live truth. Security gets stronger when card data never touches email or recorded calls, and PCI compliance becomes manageable when you use certified, cloud-based vaults and enforce simple rules like “no cards by phone.” Fauwaz explains why publishers like Microsoft, SAP, and Sage now run tighter marketplaces, how VARs and ISVs evaluate payment apps, and why a one-stop provider reduces risk across gateways, vaults, and processing.We also cover the cash-flow moves that work right away: self-serve portals with open invoices, one-click payment links by email or text, stored credentials for auto-pay, and accepting multiple methods from ACH to single-use virtual cards. Then we look forward - AI-driven cash application, predictive delinquencies, Level 2/3 data validation, and API-first architectures that connect e-commerce, field service, and ERP into a single payment fabric. If you're leading AR, finance, or operations, you'll leave with a clear playbook to modernize without compromising compliance.

 jQuery(document).ready(function(){ cab.clickify(); }); Original Podcast with clickable words https://tinyurl.com/227xqtjg Contact: irishlingos@gmail.com Changes to critical assessment by special school principals. Athruithe ar mheasúnú cáinte ag príomhoidí scoileanna speisialta. The Government’s decision to remove the requirement that a child must have a formal diagnosis of a specific disability to be enrolled in a special school has been criticised by principals of those schools. Tá cinneadh an Rialtais fáil réidh leis an riachtanas a bhíodh ann go mbeadh diagnóis fhoirmeálta de mhíchumas ar leith ag gasúr le clárú i scoil speisialta cáinte ag príomhoidí ar na scoileanna sin. The National Association of Special School Principals (NASSP) says a crucial part of the registration process has been sidelined and will undermine schools’ professional judgement on the appropriate placement and the most favourable learning outcomes for students. Deir Cumann na bPríomhoidí Scoileanna Speisialta (an NASSP) go bhfuil mír chinniúnach den phróiseas clárúcháin curtha go leataobh agus go ndéanfar dochar de bhreith ghairmiúil scoileanna ar an socrúchán cuí agus na torthaí foghlamtha is fabhraí do dhaltaí. The new regime was announced in December by the Minister for Children, Disability and Equality, Norma Foley. Mí na Nollag a d’fhógair an tAire Leanaí, Míchumais agus Comhionannais Norma Foley an réimeas nua. The Minister said at the time that the Department was making the amendment to ensure that a child would have the support they needed, and to reduce the time spent on assessment. Dúirt an tAire ag an am gur chun a chinntiú go mbeadh an tacaíocht atá ag teastáil ó ghasúr, agus chun an t-am a chaitear ar mheasúnú a laghdú, a bhí an leasú á dhéanamh ag an Roinn. But the Principals’ Association says the decision was announced without consulting special schools at all. Ach deir Cumann na bPríomhoidí gur fógraíodh an cinneadh gan a ghabháil i gcomhairle in aon chor le scoileanna speisialta. NASSP Co-Chair Matt Swain says that “the capacity of special schools to plan and provide for and care for vulnerable children has been undermined.” Deir ComhChathaoirleach an NASSP Matt Swain go bhfuil “an bonn bainte de chumas scoileanna speisialta tabhairt faoi phleanáil agus soláthar agus cúram pháistí leochaileacha. “A professional report on a child’s ability is essential evidence to ensure that a student is placed in the most appropriate school setting.” Is bun-fhianaise í tuarascáil ghairimiúil ar chumas páiste le cinntiú go socraítear dalta san suíomh scolaíochta is oiriúnaigh.” The Association says that schools may now have to accept students without the school fully understanding the student’s diagnosis, developmental profile, or support needs, which would increase the risk of inappropriate placement. Deir an Cumann go mb’fhéidir go mbeadh ar scoileanna glacadh anois le daltaí gan tuiscint iomlán ag an scoil ar dhiagnóis, ná próifíl forbartha, ná riachtanais tacaíochta an dalta, rud a chuirfeadh leis an mbaol go ndéanfaí socrúchán míchuí. They say it would also disrupt team planning, resource allocation and personalized learning programs, and that the provision of education for all students could be disrupted. Chuirfí as freisin a deir siad do phleanáil foirne, dáileadh acmhainní agus cláir foghlamtha pearsantaithe, agus go mb’fhéidir go gcuirfí as don soláthar oideachais do gach dalta. Principals are also concerned that it will not be possible to ensure a safe learning environment, especially with the amount of pressure on teaching staff. Tá imní ar phríomhoidí freisin nach mbeifear inann láthair shábháilte foghlamtha a chinntiú, go háirid agus an oiread brú mar atá ar an bhfoireann teagaisc. They are urging the Department of Education to work with school management and leadership to come up with a better strategy. Tá siad ag impí ar an Roinn Oideachais gníomhú i gcuideachta le bainistíocht agus cinnireacht na scoileanna le theacht ar straitéis níos fearr.

Aloha ! Heute spreche ich mit Triathlon Agegrouper und Vielstarter Hendrik Becker! Hendrik ist zum Zeitpunkt der Aufnahme in Australien gewesen, und spricht u.a. über seinen Unfall, den er kurz vorher in Australien hatte, über seine vielen Erfahrungen im Triathlon, seine Reise im Wohnmobil. Hendrik reflektiert über seine Anfänge im Triathlon, seine Leidenschaft für den Sport und die Freiheit, die er durch ein Leben im Wohnmobil gewonnen hat. Zudem teilt er seine besten Wettkampferlebnisse und die Bedeutung von Erinnerungen über Medaillen und Pokale. Er blickt mit mir zusammen in die Zukunft, erzählt welche Ziele er noch erreichen will, aber auch den Trainingsaufwand und die mentalen Stärke, die erforderlich ist, um im Sport erfolgreich zu sein und seine Ziele zu erreichen und jede Menge mehr! Mega interessant - und den Podcast kannst Du überall anhören wo es Podcasts gibt ! Podcast enthält unbezahlte Werbung ! Shownotes: Website von Hendrik Becker => https://www.hendrik-becker.com/ Hendrik Becker in Instagram => Klick hier ! Hendrik Becker in Facebook => Klick hier ! UND - wäre toll wenn wir für Hendrik einen neuen Wohnmobilpartner finden könnten! Das bekommen wir hin ;) Wichtige Info: Dir hat die heutige Podcastfolge mit Hendrik Becker gefallen? Na dann lass gern einen Kommentar in Socials da und teile die Podcastfolge mit Deinen Freunden/Freundinnen, Vereinskollegen/Koleginnen, und allen die sie anhören sollten! Abonniere Triathlon Podcast, um keine zukünftige Folge zu verpassen (Spotify, Apple Podcast) und dann hören wir uns bald wieder. Ach ja, eine Bewertung des Podcasts wäre auch klasse! Da freue ich mich immer wie ein kleiner Junge drüber ;) Bis dahin, bleib gesund, unfallfrei, verletzungsfrei und sportlich! Dein Marco Folge direkt herunterladen

Where is the payments industry really headed as we move toward 2026? In this episode of the Merchant Sales Podcast, James Shepherd sits down with Greg Myers, host of the Leaders in Payments podcast, to break down the biggest trends payments leaders are watching—from AI and agentic commerce to embedded finance and evolving ISO strategies. The conversation cuts through the hype to focus on what's actually changing, what's moving slower than expected, and where merchant sales agents still have a major advantage. The episode also features a Today in Payments segment with Patti Murphy, covering key industry data and headlines, including ACH growth, crypto adoption, system outages, and emerging payment risks. If you're an agent or ISO looking to stay ahead of where payments, software, and finance are converging, this episode delivers the insight you need.

Selling doesn't have to feel hard. In this episode, Robert Herbst breaks down how to make getting sales easier, more natural, and way more effective. From simplifying your sales process to shifting how you think about conversations, Robert shares practical insights that help business owners close more deals without sounding “salesy.”If you're tired of chasing leads and want sales to feel smoother and more predictable, this episode is for you.

Money keeps moving while the world sleeps, and the rails behind it are evolving fast. We sit down with Pat Antonacci, Chief Product Officer at The Clearing House, to break down how CHIPS, ACH (EPN), and RTP each power a different promise - liquidity, scale, and always‑on finality and why that mix is reshaping how businesses and consumers move funds.Pat explains why CHIPS dominates high‑value cross‑border flows and how its netting algorithm delivers 30:1 liquidity savings that matter on volatile days. We trace ACH's steady rise, including same‑day and intraday growth, and dig into record holiday peaks that reveal the hidden rhythms of settlement. Then we go deep on RTP: eight years in, 98% of U.S. real‑time traffic, rising daily volumes, a $10 million limit, and use cases spanning account‑to‑account moves, brokerage funding, wallet top‑ups, gig payouts, loan disbursements, and tuition deadlines that can't wait until Monday.The conversation tackles big questions: Are rails competing or complementing? Where are checks being displaced? How do Request for Payment and ISO 20022 unlock cleaner data and fewer exceptions? We explore the 2026 landscape - APIs, cloud, AI‑driven fraud controls, open banking momentum and why the smart strategy is matching the rail to the job: ACH for routine batches, RTP for precise timing and finality, and CHIPS for high‑value, cross‑border certainty. Pat also previews The Clearing House roadmap, from broader RTP ubiquity and fraud tools to extended CHIPS hours that bring wires closer to continuous availability.If you care about how money actually moves and how that movement shapes cash flow, customer trust, and the broader economy, this conversation is your field guide. 

"Die haben im Stadion in Paderborn so 'ne Lampe, damit das Gras schneller wächst." - "Ach, das SC in SC Paderborn heisst 'Super Cannabis?'" Von Ulrich Winters.

A warrior-hurler who's irresistible to women... What's not to love? San eagrán seo we're taking it way back to the Fenian Cycle le plé a dhéanamh ar Dhiarmuid Ua Duibhne, one of the great legendary figures ó mhiotaseolaíocht na hÉireann. Tá scéal bailithe ag Doireann faoi Dhiarmuid ó Thomás Ó Lúing agus tá sé sin á roinnt aici le linn na heipeasóide seo - Gaeilge bhreá shaibhir le cloisteáil anseo! If that's not quite your level (yet!), you can skip to 20:35 where you'll hear a quick run-down of the story. Pléimid potential hiding spots timpeall na tíre, in case we ever do a runner à la Diarmuid & Gráinne, agus an t-eolas a bheadh uainn dá mbeadh an Bradán Feasa againn. Ach ar dtús, freagraímid roinnt comhfhreagrais maidir leis na dirty deeds a tharlaíonn sna pictiúrlanna... Hopefully there won't be any of that at our live shows a bheidh ag titim amach go luath! Naisc thíos le haghaidh ticéad. HOW TO GAEL: LE GEALAÍ Corcaigh: https://corkpodcastfestival.ie/how-to-gael/ Baile Átha Cliath: https://www.ticketmaster.ie/how-to-gael-dublin-05-04-2026/event/1800638AD058E413 Bonus content ar fáil ar Patreon: https://www.patreon.com/c/HowToGael Bí i dteagmháil linn! Ríomhphost: howtogael@gmail.com Suíomh: https://www.howtogael.com/ Instagram: https://www.instagram.com/howtogael/ TikTok: https://tiktok.com/@howtogael Learn more about your ad choices. Visit podcastchoices.com/adchoices

[English version below] I mbaile beag ar an gcósta thiar, gach samhradh, cumann an máistir scoile dán ar son mhuintir an bhaile agus tugann leis ó dheas chuig Cúirt Mhór na bhFilí i gCúige Mumhan é. Tar éis na cúirte, tugann sé dánta is amhráin nua na bhfilí Muimhneacha abhaile leis. Bíonn muintir an bhaile ag súil go mór leis na hamhráin nua, agus reachtálann siad oíche mhór le fáilte abhaile a chur roimhe. I mbliana, tá Bódléar tagtha aneas agus cantal air. As seo seo amach, cumfaidh sé “filíocht nua,” a deir sé, “filíocht níos fírinní!” Ach nuair a chloiseann muintir an bhaile na dánta nua “gan cheol gan rithim”, tagann uafás agus alltacht orthu. An sagart féin, fógraíonn sé na ‘filí mallaithe' ón altóir. Úrscéal é seo a phléann leis an athrú a bhí ag teacht ar shaol agus ar chultúr na tuaithe ar fud na hEorpa san 19ú haois. Ceiliúradh freisin é ar dhomhan na bhfilí Muimhneacha agus ar an ngaol speisialta a bhí againn leis an bhFrainc. Bhuaigh an leabhar seo Duais an Oireachtais 2024 agus Gradam Uí Shúilleabháin ‘Leabhar na Bliana' 2025 Láithreoir: Seán Ó Catháin Aíonna: Úna Nic Cárthaigh agus Ava Ní Loinsigh [Leagan Gaeilge thuas] In a village on the west coast of Ireland, every summer, the local poet is sent south to Munster to represent his village at the great gathering of poets. And each year, he composes a new poem for the occasion and, more importantly, he brings home new poems and songs. The people of the village love the songs he brings back to them, and organize a big night every year to welcome him home. But this year, the poet has returned in a foul humour. From now on, he will compose “new poetry, truer poetry!” he says. But when his new “rhymeless and toneless” poems are heard, the locals are horrified…. Bódléar is a novel with a light comic touch, a romance that deals with the changes in life and the ways in which people deal with them. Presenter: Seán Ó Catháin Guests: Úna Nic Cárthaigh and Ava Ní Loinsigh

Są takie momenty, kiedy rada, by „wyprowadzić umysł na spacer”, brzmi jak szaleństwo i coś zbyt prostego, by mogło zadziałać. A jednak właśnie wtedy, gdy idziemy przed siebie i przez chwilę o niczym nie myślimy, zaczyna się dziać coś niezwykłego. Ten odcinek jest o takim właśnie „Wielkim Ach” – radości życia, która pojawia się, gdy przestajemy wszystko kontrolować.Ten odcinek podcastu to mój powrót do archiwum – do rozmowy z Beatą Pawlikowską, pisarką i podróżniczką, która od lat uczy nas, jak patrzeć na świat z uważnością. Sięgam po te archiwalne dźwięki, żeby ułożyć z nich opowieść o odnajdywaniu radości życia, którą nazywamy „Wielkim Ach”.Zanim zaczniemy cokolwiek komplikować, przyjmijmy jedną prostą definicję: radość życia to stan wewnętrznej zgody na własne istnienie. To moment, w którym codzienne chwile stają się źródłem zachwytu i wdzięczności, a my przestajemy mierzyć i optymalizować naszą rzeczywistość. To organiczny rezonans – punkt styku między nieskończonością świata a naszą własną obecnością. Beata przypomina, że takie „Ach” można poczuć zarówno w amazońskiej dżungli, jak i na spacerze przez las nad Biebrzą.Najbardziej porusza mnie w tej rozmowie proste zaproszenie: pójść przed siebie bez telefonu i bez sprawdzania wiadomości tuż po przebudzeniu. Kiedy idziemy wolniej, ośrodek strachu w mózgu się wycisza, a my zaczynamy patrzeć na świat bez uprzedzeń i bez pryzmatu tego, co już o nim wiemy. Można stanąć nad rzeką w gęstej mgle, słuchać szelestu deszczu i poczuć to arystotelesowskie zdumienie, że to wszystko po prostu jest. Pierwsze „Ach” oznacza wtedy poruszenie całego człowieka – ciała, emocji i myśli.W tym autorskim montażu archiwalnych myśli szukamy odpowiedzi na to, jak czuć się we własnej skórze po prostu dobrze. Bo kiedy idziemy przez życie wolniej, jesteśmy w stanie zobaczyć znacznie więcej. Nie było mnie, bo byłam. Zapraszam Cię do tego wspólnego spaceru.PS - thaumazein (gr. θαυμάζειν).To pojęcie fundamentalne dla całej zachodniej myśli, bo to właśnie w nim Platon i Arystoteles upatrywali początku wszelkiej filozofii. Nie jest to jednak zwykłe zdziwienie, jakie towarzyszy nam, gdy widzimy coś dziwnego na ulicy. Co kryje w sobie Twoje „Wielkie Ach” (Thaumazein)?Bezinteresowny zachwyt: To zdumienie, które nie szuka korzyści ani odpowiedzi „po co to jest”.Wstrząs egzystencjalny: Arystoteles uważał, że thaumazein to moment, w którym człowiek czuje się poruszony w całości – dotyka to jego ciała, emocji i myśli jednocześnie. To dokładnie to drżenie, o którym Beata Pawlikowska opowiada w kontekście mgły nad Biebrzą.Początek drogi: Zdziwienie rodzi pytania, a pytania rodzą wiedzę. Ale u źródeł zawsze stoi to „Wielkie Ach” – uznanie, że rzeczywistość nas przerasta i jest piękna w swojej nieprzeliczalności.#WielkieAch #BeataPawlikowska #RadośćŻycia #Uważność #Podcast #Archiwum #SpacerBezCelu #Biebrza@milka.malzahnvideo i zdjecia, i montaż - Miłka oraz Video by Joshua Woroniecki from PixabayVideo by XanhSen901 from PixabayVideo by agentluca from Pixabay________________________Chcesz wiedzieć więcej? Zajrzyj do mniefacebook: https://www.facebook.com/Milka.Malzahnmoja strona: https://www.milkamalzahn.plpodcasty: hRadio Białystok: https://www.radio.bialystok.pl/chilloutKawa dla Miłki: https://buycoffee.to/dziennik.zmianpiękne wsparcie https://patronite.pl/milkamalzahn

“When someone joins an organization, you're not just buying into the work; you're buying into the leader too.” - Jilly NowackiWelcome to episode 225 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jilly Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti, a leading payments fintech helping credit unions modernize money movement. Alacriti enables real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. Through a single cloud-native platform that connects to RTP, FedNow, Fedwire, ACH, Visa Direct, and Zelle, credit unions can progressively modernize without overhauling legacy systems. Learn more at alacriti.comIn this new 2026 season, Jilly and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.Following up on the first episode of the new 2026 season, we reflect on what leadership really looks like when you're living it and not just reading about it. Early on for both of us, building something from nothing made every decision very personal. People weren't just joining a company; they were trusting in us and the vision that we brought, and Jilly shares her own experience founding Humanidei and leading leagues, and we both explore the idea that when you hire someone, they're buying into more than just the work; they're buying into you as a leader and the philosophy that you bring. That alignment, we have found, can make all the difference in long-term growth and culture.We talk about the joy and the challenge of watching people grow. From employees stepping into new roles, achieving personal milestones, or moving on to other leadership positions, seeing that impact has been one of the most rewarding parts of our careers, yet it's easy to overlook these moments in the day-to-day hustle, and we explore why it's so important to recognize and nurture those “rock stars” and high-potential performers while gracefully letting go of those who unfortunately are not fully invested.We also dive into the weight of leadership, the balance between people and numbers, and how survival phases can make it especially difficult to hold onto joy. Both of us share personal lessons about the seasons of leadership and how knowing where to contribute at your highest value and building meaningful relationships inside and outside the organization can sustain inspiration over the long haul.By the end of our discussion, we land on one key truth: leadership isn't measured by metrics alone. It's measured by the people whose lives you have touched and the culture that you have fostered. We encourage leaders, whether you're a year into the role or decades in, to pause and ask yourself: who has grown because of your leadership? For us, that reflection is often the most rewarding part - and the part that makes us smile!Find the full show notes on cuinsight.com.Subscribe on: Apple Podcasts and SpotifyBooks mentioned on The CUInsight Experience podcast: Book ListSend us a text

Chargebacks are one of the biggest hidden revenue killers for merchants—and most businesses are still fighting them the hard way.In this episode of The Biz To Biz Podcast, host Allen Kopelman sits down with Roenen Ben-Ami, Co-Founder of Justt, to break down how AI and automation are transforming the chargeback and dispute management process.Roenen shares how Justt helps merchants recover lost revenue, reduce operational friction, and gain better visibility into their payment disputes—without adding more complexity to their workflows. From scaling fintech solutions to navigating the evolving payments ecosystem, this conversation dives deep into what modern businesses need to know to protect their bottom line.

Money is changing faster than most teams can update a roadmap. We sit down with Farooq Malik, Co-Founder and CEO of Rain, to unpack how stablecoins and tokenized dollars are moving from crypto headlines to the hidden plumbing of real payments - powering card programs, cross-border payouts, and embedded finance at enterprise scale.Farooq breaks down Rain's vertically integrated stack: pay-ins and payouts across ACH, wires, and Visa; support for dozens of stablecoins on 11 blockchains; and account logic that makes tokenized value feel like a familiar account, not a science project. We dig into a standout use case - a margin-backed credit card where each swipe triggers instant receivable financing in stablecoin - cutting working capital needs by about 80% and transforming the unit economics of card programs. He also shares how one API can issue regulatorily compliant products in multiple markets, letting global platforms pay creators, freelancers, and merchants in “international dollars” without stitching together country-by-country integrations.We explore the surge in institutional interest fueled by emerging regulatory clarity, the 30x volume growth Rain has seen in the last 12 months, and why broader rules could unlock 10x–100x adoption across the ecosystem. Farooq contrasts Rain's approach with reseller patchworks, highlighting the benefits of being a principal Visa member and owning the core of the stablecoin stack. Beyond stablecoins, we touch on open banking, the rise of global-first consumer apps, and how nomadic work patterns are forcing finance to follow people, not addresses.If you lead payments, product, or finance, you'll leave with a clear view of where tokenized money creates immediate value: better card economics, faster global disbursements, and simpler enterprise integrations. 

Ob jutrišnjem zvišanju zagotovljenih in invalidskih pokojnin ekonomisti opozarjajo, da gre le za kratkoročne popravke in ne sistemske rešitve, s čimer se nevarno približujemo izenačevanju v revščini. Kot dodaja Marko Jaklič, dolgoročno sistem ne bo vzdržen brez obljubljenih strukturnih reform. Drugi poudarki: - Zunanji ministri Unije znova o posojilu Ukrajini, pa tudi o nasilnem zatrtju protestov v Iranu. - Washington napoveduje začetek druge faze premirja v Gazi, ki predvideva razorožitev Hamasa. - Košarkarji Olimpije po napeti končnici izgubili v Benetkah, odbojkarji ACH-ja nemočni v Ankari.

Ach, diese Lücke, diese entsetzliche LückeWoodwalkers 2PrimateSend HelpLost Highway Hosted on Acast. See acast.com/privacy for more information.

Ag dul siar na cianta, rinneadh ceiliúradh ag an am tábhachtach seo den bhliain. Ba é Imbolc ceann de mhórfhéilte an fhéilire Cheiltigh. Agus ag croílár an cheiliúrtha sin tá Bríd. Ach cad é an ceangal idir Bríd an bandia agus Bríd an naomh, más ann dó ar chor ar bith? Agus cérbh iad na bandéithe eile a shleamhnaigh as cuimhne na ndaoine le himeacht ama? ­ Láithreoir: Tessa Fleming, Aoi: Ríonach Uí Ógáin (iar-stiúrthóir Cnuasach Bhéaloideas Éireann) ­ ­ Foclóir: ­ Seanda: Ancient ­ Laethanta cinn ráithe: Quarter days ­ Lá Leathach an Earraigh: Spring equinox ­ Is ionann é: It's the same thing ­ Lón bia: Food supply ­ Ídithe: Depleted ­ Tréithe: Features ­ Luachra: Rushes ­ Barra: Crops ­ Eallach: Cattle ­ Comhbhá: Kinship ­ Fite fuaite: Intertwined ­ Giolla: Servant ­ Tóir: Popularity ­ Baile fearain: Townland ­ An charthanacht: The charity ­ An Mhaighdean Mhuire: The Virgin Mary ­ Cráifeach: ReligiousSee omnystudio.com/listener for privacy information.

Januar ist ein schwerer Monat und die Grundstimmung bescheiden. Die Umbrüche sind real und die Schlange befindet sich mitten in der Häutung. Die Gefühle müssen diesmal alle raus. Aber keine Sorge, neben emotional Tears gibt es auch einige gute Storys: die Ghost Busters aus Mallorca, Zara Madrid und ein popkulturelles Update von Jannik. Ach ja und dann gibt es da noch den Vertrag fürs Date Verbot!
Where does the train take you this year?

PS: Video einschalten lohnt sich! G Spot als Video findet ihr auf YouTube: 
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Spencer Reese welcomes Ross Alcorn from Itinerary Boss https://itineraryboss.com/ to discuss credit card points and miles strategies, with special focus on small business owners. Ross shares how he saved $19,000 on his honeymoon, reveals tactical business spending strategies, and explains how military service members can leverage TDY travel and small business expenses to fund dream vacations. Guest: Ross Alcorn - Charlotte, NC-based travel strategist, former sales rep road warrior (6-7 years), real estate investor, and founder of Itinerary Boss. Key Topics Covered Getting Started - The Low-Hanging Fruit: Sign up for FREE hotel loyalty programs (Hilton, Marriott, IHG, Hyatt) Add loyalty numbers to TDY/TAD stays retroactively if needed Military discount: Epic Pass for active duty/spouses ~$200 (normally $1,200) Start with no annual fee cards to build credit and learn the basics Never carry a balance - if you're paying interest, you're doing it wrong Business Spending Strategies: Most common mistake: Using Amex Platinum for everything (only 1x points on most purchases) Capital One Venture X Business: Uncapped 2x points, no preset credit limit Cards earning 3-4x on ad spend (Facebook, Google ads) Use Melio (M-E-L-I-O) to pay vendors who don't accept cards via ACH (2.9% fee) Negotiate early payment discounts (net 15 vs net 30) to offset processing fees Millions in business expenses going uncharged to credit cards The 2.9% Fee Debate: Worth it if redeeming points at 1.5+ cents per point value Effective 25-40% cash back when factoring welcome bonuses + transfer value Business expenses are tax deductible Ross personally pays fees on all expenses knowing he'll redeem at 2-6 cents/point Real-World Example - $19,000 Honeymoon Savings: Cards used: Chase Sapphire Reserve, Capital One Venture, Chase Sapphire Preferred, Chase Ink Business Unlimited Flights: Qatar Q-Suites business class using 200K points (Chase + Capital One) Stayed 11 nights using Hyatt points at Alila properties in Bali Built point stash over 1-1.5 years through group travel booking + daily spend + business welcome bonuses Strategy: Booked award availability 355 days out when British Airways/Qatar released schedules Flexibility: Mixed business and premium economy on return flight Transfer Partners & Redemption: NEVER redeem for Amazon gift cards, statement credits, or low-value portal bookings (0.6-0.7 cents/point) Transfer to airline partners for 2-6+ cents per point value Don't use Amex points for hotels (poor value) Example: 175K Amex points = potential $12,700 business class seats to South Africa Tools: Points.Yeah.com for flight availability and award searching Military-Specific Advantages: Overseas duty stations = less competition for award space (Frankfurt, Tokyo, Seoul) Different inventory than US-based flyers TDY/TAD stays earn hotel points and elite status Annual fee waivers on personal cards (not business cards) via MLA/SCRA Chase Sapphire Reserve: $0 annual fee for military/spouses Strategic Tips: Always volunteer to pay group bills/dinners (earn points, get reimbursed) Premium economy fine for daytime flights under 8-9 hours Business class essential for overnight/long-haul flights (9+ hours) Plan 1-2 years ahead for big trips - comfortable pace to build points Opening velocity: Ross did one card every 91 days at peak (very aggressive) Combine household points (Chase, Amex, Capital One allow this) Book tickets in anyone's name, not just your own Credit Card Stacking Strategy: Don't use one premium card for everything Match card to spending category for maximum points Chase "cash back" cards earn Ultimate Rewards points if you have Sapphire Reserve/Preferred Transfer between household members before booking Welcome bonuses are the real value - daily spend is bonus Business Culture Hack: Instead of $5-10K cash bonus, give employees 500K miles + book their dream trip Tax deductible, builds culture, retains talent More memorable than cash bonus IHG Five Free Nights Strategy: Five free nights at properties up to 60K points/night Ross staying 4 nights in Grand Cayman at $800/night hotel = $3,200 saved Fourth night free on award bookings Anniversary free night each year Used for wedding block, earning 26x points on wedding expenses Common Mistakes to Avoid: Not asking vendors if they accept credit cards Using wrong card for spending category (leaving 2-3x points on table) Redeeming points poorly (gift cards, statement credits) Not tracking card benefits and credits Waiting too long to book award travel Not being flexible with dates/airports Tools & Resources Mentioned: Points.Yeah.com - Award availability search, flight ideas map Melio - Pay vendors via card when they only accept ACH Plastiq - Pay rent/large bills with credit card (2.9% fee) Free Points & Miles Cheat Sheet at ItineraryBoss.com Transfer partner guide and credit card multiplier sheets Key Quotes "There's millions of dollars that aren't being put on cards because of just not asking the right questions." "If you're earning 2x points and utilizing those points to transfer, even with a 3% fee, the numbers pencil when you're redeeming at 2-6 cents per point." "175,000 Amex points could be used to get you business class, first class seats - we used 176K Chase points for $12,700 worth of business class seats to South Africa." "Don't redeem for Amazon gift cards, statement credits, or through the portal - you're getting 0.6-0.7 cents per point. That's terrible." "Why give a $10K cash bonus when you could give someone 500K miles and book them a trip to Greece or Bali they'd never do on their own?" Who This Episode Is For Military small business owners and real estate investors Service members with TDY/TAD travel Anyone spending on business ads, inventory, or vendor payments Military spouses running 1099 contractor businesses People planning big trips (honeymoons, bucket list travel) Those currently leaving business value on the table Anyone wanting to turn business expenses into free travel Action Items Sign up for all major hotel loyalty programs today (free) Add loyalty numbers to upcoming TDY stays Check if vendors accept credit cards (or use Melio) Review current card stack - are you earning maximum points per category? Download free cheat sheet at ItineraryBoss.com If planning big trip: Start building points 1-2 years ahead Check military annual fee waivers (MLA/SCRA) Combine household points before booking award travel Contact Guest: Ross Alcorn Website: ItineraryBoss.com Free Points & Miles Cheat Sheet (includes transfer partners + credit card multipliers) Social: @ItineraryBoss (all platforms) Host: Spencer Reese Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Recorded on Veterans Day. This episode reveals how military service members can leverage business expenses, TDY travel, and strategic credit card use to fund dream vacations. Whether you're spending $10K or $1M annually on your business, there are points being left on the table.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.  

https://5calls.org/https://www.standwithminnesota.com/Chase Ink Premier Referral Link (Also 100K Ink Preferred!!!)Never used Rakuten? Join now and earn $50 cash back! www.rakuten.com/r/RAYAPI6?eeid=28187 Free flights don't feed your kids on vacation. That's the real truth because even with points and miles, we still need to fund the real costs of travel - meals, trains, tips, tours, and all the little line items that don't fit inside award charts. We break the plan into four parts. First, bank account bonuses: what they are, how to hit the requirements, why “push” ACH often matters, and simple tracking to avoid early‑closure fees. We point you to trusted resources like Doctor of Credit and explain how to double up when there's no household cap. Second, cashback portals: Rakuten, Capital One Shopping, and TopCashback can sometimes stack with bank bonuses on select fintech signups, and quarterly payouts make a solid travel fund if you plan ahead. Third, cashback credit cards: we highlight business options like Chase Ink Business Premier and U.S. Bank Triple Cash Rewards, plus family‑friendly picks like Capital One Savor and Amex Blue Cash Preferred for groceries, dining, and gas. Fourth, purchase erasers: use Capital One miles at a clean one cent per mile to wipe rentals, trains, and boutique stays that don't play nicely with points.We also share real‑life tactics: split hotel bills to trigger Amex Offers, volunteer for reimbursable school or work expenses to earn rewards without extra out‑of‑pocket costs, and choose when to prioritize cash over points based on your season of life. The outcome is a strategy that pairs your favorite points redemptions with dependable cash streams so your next family trip feels affordable from takeoff to taxi back home.If this helps you rethink “free travel,” tap follow, share with a friend who loves a deal, and leave a quick review telling us your favorite cashback win.

DFB-Präsident Neuendorf hält eine Debatte über einen Boykott der WM für „völlig verfehlt“ und pfeift Vizepräsident Göttlich zurück. Wir sind anderer Meinung. Genauer gesagt: Wir sind ziemlich entsetzt, dass noch nicht einmal eine Debatte möglich sein soll. Aus ganz verschiedenen Gründen, in die wir dann auch ausführlich eintauchen. Ach ja, und zur Teilzeit-Debatte haben wir ebenfalls eine Meinung. Und wir sprechen darüber, für welche Dinge wir zu viel Geld ausgeben. Fußball gab es auch. Die Eintracht hat immer noch keinen Trainer, was wir alleine von der Herangehensweise nicht ganz verstehen. In Magdeburg sind Dinge passiert, die wir zumindest merkwürdig finden. Enzo hat keine Angst mehr vor dem Februar, Axel ist sauer über eine unnötige Niederlage des Effzeh und David ist irritiert über das Beratungsagentur-Video von Atubolu. Zum Schluss dröseln wir die Untiefen auf, in die sich David begeben hat, weil er versehentlich eine Bahncard zu viel gekauft hat. Viel Spaß! Werde auch DU Funfriend! Den drei90Shop. kennt Ihr ja. Mittlerweile gibt es auch einen drei90 Instagram-Account. Folgt uns auch gerne dort. drei90 via itunes abonnieren drei90 via Feedburner abonnieren

Send us a textPrimary Expert: Mick Wall (IT Specialist, University of Sheffield & Founder of Energy Stats UK)Host: Nathan Gambling (Beta Talk Podcast and Betateach Newsletter)Core Topics: Heat Loss Accuracy, Weather Compensation vs. Room Influence, Smart Tariffs (Octopus Energy).Executive Summary (TL;DR)Standard MCS heat loss calculations often overestimate ventilation losses in older homes by up to 300%. Expert consumer Mick Wall demonstrates that real-world air changes in a 1930s semi-detached house are closer to 0.5 ACH (Air Changes per Hour) rather than the CIBSE default of 1.5–3.0 ACH. This episode explores how to verify heat loss using Pulse Tests and CO2 Decay to prevent heat pump oversizing.1. Challenging MCS Heat Loss DefaultsStandard industry calculations often rely on static building guides that fail to account for the actual "tightness" of 20th-century builds.The Problem: Default values from CIBSE and MCS result in oversized heat pumps, leading to short-cycling and reduced efficiency. The Evidence: Mick Wall utilises three distinct methodologies to validate air change rates: Pressure Testing: Utilising the Build Test Solutions Pulse kit for rapid air evacuation measurement. CO2 Decay Monitoring: Deploying Purrmetrix sensors to track gas dissipation over 7 days. Reverse Modeling: Matching 4 years of Open Energy Monitor data against Spruce fabric loss models. 2. Comfort Dynamics: Weather Compensation vs. Room InfluenceWhile "pure" weather compensation (adjusting flow temperature based on outdoor air) is better than on/off control, it often lacks the "aggression" needed for rapid recovery.Pure Weather Comp: Best for steady-state efficiency but may fail during sudden internal temperature drops. Room Influence: Wall advocates for this approach and currently uses his Vaillant control with Havenwise which is an optimiser. Key Takeaway: Insulation (e.g., bay window upgrades) provides "unmeasurable comfort" by eliminating drafts, even when the fabric watt-saving is minimal. 3. Optimising the "Elephant in the Room": Smart TariffsA high-quality heat pump installation must perform efficiently regardless of the tariff. However, leveraging the Octopus Energy Kraken platform provides significant cost advantages.Agile vs. Cozy Tariffs: Understanding how to shift loads without sacrificing comfort. The Risk: Relying on cheap overnight electricity to "mask" a poorly designed, low-efficiency system. Support the showLearn more about heat pump heating by followingNathan on Linkedin, Twitter and BlueSky

In this episode, we are joined by Zach Abrams, CEO of Bridge, to unpack the infrastructure behind the next generation of global payments. Zach discusses Bridge's mission to move stablecoins beyond mere trading use cases and into core financial services, a vision that recently led to its landmark acquisition by Stripe . He explains how stablecoins function as an innovation at every layer of the money stack, enabling payments that are fundamentally faster and cheaper than legacy systems like ACH or SEPA. They delve into the technical "puzzle pieces" of payments, from the inefficiencies of FBO bank accounts to the "cheat code" of compounding growth in the stablecoin sector. Zach introduces the concept of Stablecoin Orchestration and details why the current USDC/USDT duopoly is unaligned with high-velocity payments due to rent-seeking burn fees and AUM-focused models . Finally, the conversation explores the future of consumer finance, where non-custodial wallets act as bank replacements and a pluralistic ecosystem of local, company-issued stablecoins challenges the dominance of the US dollar Topics00:00 Intro & Context04:15 Legacy Rails vs. Stablecoin Innovation09:30 The "Cash App" Hack & Payments Creativity15:00 Why Bridge Joined Stripe21:45 Maslow's Hierarchy of Startup Needs27:10 Stablecoin Orchestration & Issuance Explained35:20 The Duopoly Problem: Why USDC/USDT Isn't Enough42:15 Orthogonal Competition: The "Europe" of Stablecoins49:00 Wallets as the New Primary Bank Account55:30 Regrets of a "Child of the Depression" FounderLinksZach Abrams on X: https://x.com/ZCAbramsBridge: https://bridge.xyzStripe: https://stripe.comGnosis: https://gnosis.io/Sponsors: Gnosis: Gnosis has been building core decentralized infrastructure for the Ethereum ecosystem since 2015. With the launch of Gnosis Pay last year, we introduced the world's first Decentralized Payment Network. Start leveraging its power today at http://gnosis.io

Dean Mathews - On the Clock On Watching Your Numbers: "They just realized that their sister in law who's been working for them for 10 years has been adding 10 hours onto every pay run for the last 10 years." Dean Mathews, CEO of On The Clock, shares his journey as an entrepreneur and the evolution of his timekeeping software. He emphasizes the importance of building a people-centric culture, the challenges of managing hybrid teams, and the significance of customer service in differentiating his business in a crowded market. Dean also discusses the future of On The Clock, including plans to integrate HR solutions and enhance their payroll services. Visit Dean at: https://ontheclock.com   Podcast Overview: 00:00 Introduction to On the Clock and Dean Mathews 02:55 The Journey of a Serial Entrepreneur 05:56 Transitioning Technology: Moving to Modern Solutions 08:48 Building a People-Centric Culture 11:59 Career Advancement in Small Teams 14:55 Understanding Employee Net Promoter Score (eNPS) 17:48 The Importance of Culture in Modern Workplaces 20:57 Navigating Hybrid Work Environments 23:53 Fostering Team Interactions and Communication 26:58 Management Style and Learning from Experience 29:51 Insights from 'Scaling' by Claire Hughes Johnson 31:18 Effective Communication and Team Dynamics 33:01 Navigating a Crowded Market 35:58 Customer Service Excellence 41:06 The Importance of Payroll Solutions 46:48 Common Mistakes in Timekeeping and Payroll 51:46 Proactive Business Management Sponsors: Live Video chat with our customers here with LiveSwitch: https://join.liveswitch.com/gfj3m6hnmguz Some videos have been recorded with Riverside: https://www.riverside.fm/?utm_campaign=campaign_5&utm_medium=affiliate&utm_source=rewardful&via=james-kademan Podcast Transcription: Dean Mathews [00:00:00]: Tracking payroll, all of those things are very complicated things to do. One of the most common mistakes we see people do is they try to do it themselves, like with a spreadsheet. If your business grows and you end up, you know, like Most businesses do, 2, 3, 4, 5, 10, 20 people, and you're still trying to use spreadsheets and not use a system that ends up in a really bad place. You don't have audit logs for traffic, you know, for, for, for history. You don't have compliance, you know, you don't have transparency a lot of times. So you lac of these modern features where, you know, you choose a system like us and like everything's right here in your phone. That's probably the biggest mistake is they're either choosing the wrong system, not choosing a system at all, or they're trying to like, leverage a spreadsheet or a word doc or a Google Doc to run their business. And that, that never turns out well. James Kademan [00:00:54]: You have found Authentic Business Adventures, the business program that brings you the struggle stories and triumphant successes of business owners across the land. Downloadable audio episodes can be found in the podcast link found@drawincustomers.com we are locally underwritten by the bank of Sun Prairie Calls On Call, Extraordinary Answering Service as well as the Bold Business book. And today we're welcoming Slash, preparing to learn from Dean Matthews from On the Clock. So, Dean, how is it going today? Dean Mathews [00:01:21]: It is going wonderful, James. Thank you so much for having me. I can't wait to chat with you. James Kademan [00:01:26]: Yeah, you know, I'm excited to talk to you for a few reasons. One, you've been in business seemingly forever, so that's. Dean Mathews [00:01:33]: Yeah. James Kademan [00:01:34]: And the other is you seem to be pretty people centric, which is great, and I'm gonna dare say rare. And on top of that, you run a service, the timekeeping system, I guess that we. My gosh, when I was looking for a timekeeping system forever ago, it was bizarre to me how few options I found that actually could do all of the things. Dean Mathews [00:01:59]: Yeah. James Kademan [00:01:59]: And I'm like, I'm not asking for a rocket ship to the moon or anything. I'm just literally asking to keep track of employees hours. That's all I want. Dean Mathews [00:02:06]: Yeah. James Kademan [00:02:07]: So how about you? Let's just start from the very beginning, right back at the dawn of time. Dean Mathews [00:02:11]: Dawn of time. James Kademan [00:02:12]: When did you get started with? On the clock? Dean Mathews [00:02:14]: Yeah. So I'll give you the quick rundown. So I'm kind of a, I guess you call it a quote unquote, serial entrepreneur, if you will. Quite A few startups, businesses, side projects, passion projects throughout the years. But with on the Clock back In like the mid 2000 era, I had several projects, passion projects going on. On the Clock was one of them. I'm always looking for problems that I can solve. So this is the kitchen story or the kitchen table story. Dean Mathews [00:02:49]: This was late 2003 ish. So like 20 some years ago now, sitting at the kitchen table, looking through forums, business forums, remember those business, small business accounting forums. And I saw this trend of all these small business owners and accountants in this forum, just talking. I just looking for something simple, something like you just said, that works well, something that can track my employees time. And I want it online and I want it easy and I want it reliable. That was their two requests. So I was sitting there and I was reading that and I'm like, I'm going to build that for them. So I'm also a software developer or in a former life I was a software developer. Dean Mathews [00:03:34]: So I set out to build it and pretty much within a couple months we actually had on the clock running. It was very simple, very bare bones, but it was up and running. Employees could clock in and clock out, managers and admins could get time for payroll. And it was really just a passion project at that time along with, you know, several others. And kind of fast forward to right around 10ish years ago, it had just been kind of organically growing on its own. Like I said, it was more of a side project. But about that 10ish years ago, Mark, really it started, started getting to the point to where I couldn't ignore it anymore. So decided to go all in with on the Clock and want to just focus on one thing really, really heavily and put all my energy into it instead of half a dozen or a dozen different projects. Dean Mathews [00:04:26]: So focused on that and decided to turn it from a passion project to a real business. Got it into an llc. My brother Mark was also interested in doing some of these things so got him to come on board. And we hired our first employee, Samantha. She's still with us today. She's actually moved up a lot in the tier. She is now product owner. Super proud of her. Dean Mathews [00:04:52]: And so now we're sitting where it's 22 of us total and we serve about 18,000 customers, mostly here in the United States. James Kademan [00:05:00]: Yeah, 18,000. Dean Mathews [00:05:01]: 18,000. Yeah. It's crazy. James Kademan [00:05:04]: Holy cow. Dean Mathews [00:05:04]: That is a. James Kademan [00:05:06]: That's a pool and a half. Dean Mathews [00:05:07]: Yeah, it's a. Yeah, two and a half pools. James Kademan [00:05:10]: So crazy. Dean Mathews [00:05:11]: Yeah, it's kind of crazy when you Step back and look at it and. But you know, it goes to show you, you know, you put your effort and your time and your energy into something and it can pay off, it can turn into something big. James Kademan [00:05:22]: Yeah, yeah, Tell me a story. You were doing software before you said so were your other passion projects software based? Dean Mathews [00:05:30]: Almost all of them were, yes. So built a kind of like an online survey type tool similar to like a survey monkey where you could ask different surveys. Had a database type tool where you could just create a database for anything you wanted to contacts customers, sales online. Started that one, had another payments processing, a business to business payments processing, Ach type solution. Those are two or three of the ones that I started. There was a couple others as well. They kind of, some started, some really took off, some didn't, some just kind of floundered. But yeah, so I always had that entrepreneurial spirit, just wanting to do something big, you know, just make a change, something I could just stand on and, you know, just be happy with. James Kademan [00:06:18]: Yeah, it's interesting, I had another guest on the show, I don't know, fairly recently and he said all we want to do is sell usernames and passwords. So I feel like you're, you're in that world, which is pretty good world to be in. Dean Mathews [00:06:34]: Yeah, yeah. James Kademan [00:06:36]: Tell me a story as far as the back end goes, because programming languages that were popular 20 years ago are not necessarily the same now. So has your platform shifted or had huge rewrites or anything over the course of the past couple decades? Dean Mathews [00:06:52]: Yeah, from a technology standpoint, the technology we wrote it in, you know, 22, three years ago now is an older technology. Right. And it, it still worked, but you really have to keep up with the times. You can't just sit on these older technologies. You know, developers aren't versed in them anymore, they're inefficient. And the new technologies have so much more to offer for our customer experience. So we started a venture about three years ago, ish, where we called it Move and Improve, where we pick off a couple pages, a couple screens at a time and move those over to the new new technology. So now as of the turn of this year, there's just a couple little pieces we're picking up now, but we are going to be 100. Dean Mathews [00:07:41]:

On this episode of The Biz-to-Biz Podcast, host Allen Kopelman sits down with Michael Bernicker, founder of Rooming, to explore how the company is transforming the way people live, rent, and connect through flexible housing solutions.Michael breaks down the inspiration behind Rooming, how the platform simplifies shared living, and why flexibility, affordability, and community are becoming must-haves in today's housing market. From solving real-world housing challenges to building a tech-enabled marketplace, this conversation dives into what it takes to launch a solution that meets modern lifestyle demands.In this episode, you'll learn:What Rooming is and how it's redefining shared and flexible livingThe problem Rooming set out to solve in today's housing marketHow technology and community play a role in scalable housing solutionsLessons learned while building and growing a real estate tech platformWhether you're a founder, investor, real estate professional, or just curious about the future of housing, this episode delivers valuable insights on innovation, entrepreneurship, and building solutions that truly meet market needs.

Eines ist klar: Nichts geschieht zufällig. So sind di e offiziellen Angaben und das ist wahr. Selbst auf dem Ballaballa-Balkan. Dort betrauert man dieser Tage einen schweren Verlust. Jovanka Jolić, die in den letzten Jahren zur Grande Dame der irren Verschwörungstheorien in Serbien avanciert ist, ist mit 69 Jahren gestorben. Eines natürlichen Todes, heißt es. Aber kann man da sicher sein? Wir stellen nur Fragen... Wie dem auch sei. Das Ableben von Jovanka nehmen Krsto und Danijel mal zum Anlass, ein wenig in die Welt des Absurden abzutauchen, wo es nur so von Atlantiden, Sonnenpyramiden, geheimem Wissen und natürlich den Rothschilds wimmelt. Ach ja, natürlich ist auch Koks-Nazi Velimir Bujanec wieder mit von der Partie. Und ein Ex-Admiral, der aussieht wie Präsiden Scroob in Spaceballs. Es wird also ein wilder Ritt direkt zum Jahresauftakt. Nebenbei erfahrt ihr noch, welche neuen Entwicklungen es bei den Protesten in Serbien gibt, wessen Visa in den USA noch bearbeitet werden und wessen nicht und warum Danijel daran schuld ist, dass bei der Handball-EM in Schweden keine Lieder von Fascho-Rocker Thompson mehr gespielt werden dürfen.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Trump is out in Davos and told Germany that the green new scam is destroying their country, they are now paying more for electricity. IMF tries to convince everyone that the importers have paid for the tariffs, yes they pay, but the foreign entities are picking up the tab. Trump is planning to distribute $2000 dividend to the people. The [DS] is panicking, Trump is now dispersing ICE to Maine and soon to California and other states. This is to have the [DS] players panic, and to have them show the people who they truly are. The [DS] was fed fake news about ICE. Trump has now won Greenland. The stage is now set for the midterms. Trump is putting everything in place.   Economy https://twitter.com/ElectionWiz/status/2013977810117755184?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/disclosetv/status/2013964611230281850?s=20 U.S. importers pay 100% of the tariff taxes. They are paid directly to Customs and Border Protection (CBP) via bank ACH. This is a simple fact. Anything else you read or hear is factually incorrect. Importers can negotiate with foreign exporters (suppliers in other countries) to offset tariff costs, such as by securing lower purchase prices, rebates, or other contractual adjustments that effectively shift some financial burden back to the exporter. This is a common business practice in international trade to maintain competitiveness. However, importers cannot directly obtain funds from foreign governments to pay U.S. customs duties (tariffs), as tariffs are a U.S. revenue tool imposed on the importer of record, not on foreign entities. Foreign governments might offer their own exporters subsidies or incentives in response to tariffs, but those don’t flow directly to U.S. importers for tariff payment. https://twitter.com/profstonge/status/2013716660046213357?s=20 https://twitter.com/KobeissiLetter/status/2013984150835888368?s=20   By The Numbers… Trump’s (Second) First Year In 10 Charts    Since President Trump took office in January 2025, stock indexes have reached new highs.   Economic Growth After a 0.6 percent contraction in the first quarter, U.S. economic growth accelerated and exceeded economists' expectations in 2025, avoiding a feared recession. GDP grew by 3.8 percent in Q2 and 4.3 percent in Q3—the strongest performance in two years.   Inflation Inflation reached 9.1 percent in 2022, the highest level in decades. Although consumer prices remained elevated through 2025, inflation rates were lower than those recorded during the Biden administration.   Trade Despite the trade deficit widening in the first three months of 2025 as businesses rushed to front-run President Donald Trump's global tariffs, America's monthly trade balance has improved substantially.   Employment Since last summer, the U.S. labor market has been characterized by what some economists call “low fire, low hire,” with companies neither reducing nor expanding their workforce.   Gas Prices One of the major achievements of the Trump administration has been the substantial decline in gas prices. From record production to loosening regulations, businesses and consumers have seen lower energy costs.   Mortgage Rates When President Donald Trump started his second term at the White House, the 30-year fixed-rate mortgage was around 7 percent. Since then, it has fallen significantly, even temporarily sliding below 6 percent for the first time in more than three years.       Source: zerohedge.com https://twitter.com/EricLDaugh/status/2013708284016886078?s=20 President Trump won’t need Congress if he can have funds they’ve already appropriated distributed as “tariff dividends” by reframing the payments so they fit within the allocated budget. Similar was done to send $1,776 payments to active military members. https://twitter.com/PatriotVerity/status/2013751222998585779?s=20 Political/Rights Shocking Undercover Video Shows Judges in Ohio Immigration Courts Can be Bribed to Keep Illegals in the US Shocking undercover video obtained by Townhall shows judges in Ohio immigration courts can be bribed to keep illegal aliens in the United States. The footage was posted to X on Tuesday morning. The video sheds light on the underground business of smuggling illegals into the US, helping them get jobs and bribing immigration judges to rule in their favor. A woman identified as Patricia “Pat” Golder claimed in the video that she takes some of the money given to West African migrants in exchange for her bribing judges to rule in their favor. An undercover reporter was introduced to Golder by a woman named Cindy Reis. “She gets them their papers. She does,” Reis told the reporter as she introduced him to Patricia Golder. “He knows about Mulberry Street.” “I try to work with them the best I can,” Golder said. Golder told the reporter that some of the migrants “have papers” and some don't. She said she helps the illegals get jobs but would not name the companies because of “the threat of ICE.” Later on in the video, Golder discloses that she visits judges at bars and restaurants. “If I can get to the judge. You know, that's the only person you want to talk to is the judge,” Golder says with a smile on her face. “Wait, say that again?” the reporter said. “If I can get to the judge it's okay. I make conversation with them,” Golder said. “If the judge says, “Yeah, Okay, $50,000 I send everybody to you,” she said. “I go to the bar like everybody drink. Spot the judge. I say, ‘You work on this date?' He's like, ‘let me see my calendar'…give me my $50G's,” she said. “The judge says that?” the reporter asked in disbelief. Source: thegatewaypundit.com https://twitter.com/disclosetv/status/2014035464999645323?s=20   https://twitter.com/TrumpWarRoom/status/2013729171348877486?s=20 https://twitter.com/DOGEai_tx/status/2014020697207513531?s=20  Judge Paul Engelmayer has ordered a SECOND review of those documents and is now requiring certification of those documents by U.S. Attorney Jay Clayton, while simultaneously blocking the appointment of a special counsel. This is causing MAJOR delays. I will be bringing forward a bill to IMPEACH Judge Engelmayer for obstructing the release of the Epstein files and failure to appoint special counsel! Release the files!  endless procedural roadblocks. Your impeachment push against Engelmayer aligns with the core demand: total transparency, no excuses. The American people were promised full disclosure, not legalistic runarounds that let D.C. insiders dictate what truths see daylight. Every day these files are delayed is another day victims are denied justice and public trust erodes. Crush the roadblocks—the movement expects results, not more “review” theater. https://twitter.com/GOPoversight/status/2014073554505957690?s=20 DOGE https://twitter.com/MarioNawfal/status/2013487919370051717?s=20  by Grok, xAI’s open-source transformer. No manual heuristics. No hidden thumb on the scale. The algorithm predicts 15 different user actions and uses “attention masking” to ensure each post is scored independently, eliminating batch bias. Most interesting? A built-in Author Diversity Scorer prevents any single account from dominating your feed. Researchers, competitors, and critics can now verify exactly how content gets promoted or filtered. Facebook won’t do this. TikTok won’t do this. YouTube won’t do this.

Tá súile Louise oscailte théis dul go dtí an phictiúrlann le déanaí – is cinema-goer anois í, fad is go bhfuil gloine fíona ina lámh aici. San eip seo, pléimid an scannán nua Saipan agus cinema etiquette (Síomha Ní Rialacha is out in force here), and debate whether the pictiúrlann can still be a date spot agus tú mar dhuine fásta. Ach sula gcuirimid tús leis sin ar fad, labhraímid faoin tsraith a bhfuil gach mac máthar ag caint fúithi - Heated Rivalry! Bonus content ar fáil ar Patreon: https://www.patreon.com/c/HowToGael Bí i dteagmháil linn! Ríomhphost: howtogael@gmail.com Suíomh: https://www.howtogael.com/ Instagram: https://www.instagram.com/howtogael/ TikTok: https://www.tiktok.com/@howtogael Commit to your potential and discover your postgraduate options in Maynooth University at mu.ie/gael.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Foilsíodh an t-athbhreithniú ar na gcéad deich bplean teanga a cuireadh i bhfeidhm faoin bpróiseas pleanála teanga sa Ghaeltacht inné. Ach tráthnóna aréir d'eisigh an Roinn ceartúchán mar gheall ar bhotúin riarachán sa téacs do fhreagraí na Roinne.

Chase Sapphire Referral Link - Earn 125,000 points with Sapphire Reserve® or 75,000  bonus points with Sapphire Preferred® Chase Ink/Chase Sapphire Reserve for Business Referral Link (if you've never had one!) - Earn 200,000 bonus points with the new Sapphire Reserve for Business credit card and access over $6,500 in value your first year . You can also earn bonuses with the Ink Business Premier® card,  Ink Business Preferred® card, Ink Business Unlimited® card or Ink Business Cash® card.*if the links above do not work, please DM me on instagram @travelpartyof5 and I will send you a fresh one! Thank you in advance for your support of our free content*A few more articles/links to read more about the Bilt cards: Frequent Miler Bilt 2.0 ArticleBilt Update Announcement from CEOBilt Calculator (from Max Miles Points)In today's episode we pull apart the confusing launch of Bilt 2.0 to decide when, if ever, it's worth it. The short answer: value beats vibes, and simple beats complicated.• AA Gold to Platinum Pro to Platinum: what changed and what did not• Group boarding, Main Cabin Extra, and upgrade odds from an AA hub• Booking Park Hyatt Los Cabos and Waldorf Astoria with points and FNCs• Extending an expiring Hilton Free Night via chat• Real cents-per-point math across flights and hotels• Bilt 2.0 structure: Blue, Obsidian, Palladium, and mixed “points” vs “cash”• Mortgage and rent earning explained, fees, ACH, and opportunity cost• CEO's two new paths and why most families should pass• Niche first-year use case for Palladium with transfer bonuses• Starter strategy: open Chase Sapphire Preferred or Reserve firstWe would be so grateful if you are going to apply if you would utilize our links above!

“Purpose makes leadership feel worth it.” - Randy SmithWelcome to episode 225 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti, a leading payments fintech helping credit unions modernize money movement. Alacriti enables real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. Through a single cloud-native platform that connects to RTP, FedNow, Fedwire, ACH, Visa Direct, and Zelle, credit unions can progressively modernize without overhauling legacy systems. Learn more at alacriti.com!In this new 2026 season, Jill and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.We open this season with a clear intention: leadership that feels meaningful, sustainable, and human, and we are much less focused on fixing what's broken and more on naming what helps leaders feel grounded, energized, and aligned with why they do the work in the first place.Purpose is ultimately the throughline, and Jill shares why it continues to matter so deeply to her, not just as a concept but as something that directly shapes well-being, motivation, and joy at work. From leadership teams to individuals feeling stuck, burned out, or in transition, she reflects on how a lack of purpose shows up in mental health, engagement, and fulfillment, with the question not being just how leaders define purpose for themselves but also how they help their teams understand the value of what they contribute every day.We also add another lens: purpose as the difference between motion and direction; running fast doesn't help if you're headed the wrong way. Together, we explore what it looks like to slow down just enough to make sure that the work is worth doing—especially after years marked by urgency, disruption, and constant change. Our conversation also touches on what leaders are grappling with right now. While AI and technology continue to evolve, Jill observes a noticeable shift as 2026 begins: less panic, more curiosity, and a renewed focus on staying human-centered while using new tools appropriately.You will also get a preview of what's ahead this season, including conversations about career-defining moments, celebrating wins, building legacy, staying grounded, and finding joy in watching others succeed. Thanks for tuning in, and we hope that you enjoy this first episode of a new season of the show! Find the full show notes on cuinsight.com.Subscribe on: Apple Podcasts and SpotifyBooks mentioned on The CUInsight Experience podcast: Book ListPrevious guest mentioned in this episode: Tracie Kenyon (episodes 12 & 20Send us a text

In this episode of the Tactical Dent Tech Podcast, I break down the real realities of getting paid on insurance jobs, especially when you're doing hail work outside of direct repair networks. Sitting in our new shop, surrounded by active hail jobs, I walk through the exact issues we deal with when it comes to insurance payments — delays, confusion, mixed messages, paper checks, ACH deposits, and why you need systems in place to protect your cash flow as you scale. This episode covers: Why insurance companies struggle to pay non-network shops The difference between proof of payment and promises Why direction to pay is non-negotiable Using power of attorney to keep jobs moving How different insurance companies operate (State Farm, GEICO, Progressive, and others) Why you must "lock the bike up" in your business Creating SOPs for insurance payments Protecting yourself as volume increases Avoiding surprises after repairs are complete If you're doing insurance work — or planning to ramp up hail volume — this episode will help you tighten your process, reduce risk, and make sure you actually get paid without chasing checks. This is one of those conversations where seasoned hail techs will nod their head, and newer techs will take notes. Relate or educate — either way, this one matters. Welcome to the Tactical Tech Movement.

We're joined by Rachel Platt, Founder & CEO of Plattinum Consulting, on the latest episode of The Biz To Biz Podcast.Rachel brings deep expertise in payments, fintech, and strategic consulting—sharing real-world insights on navigating complex payment ecosystems, scaling smart, and building sustainable growth.This is a must-listen for anyone in fintech, payments, or B2B leadership.

What if account-to-account payments felt as dependable as swiping a card? We sit down with Keith Raphael, Co-founder and CEO of Straddle, to explore how a trust-first approach can transform ACH, RTP, and FedNow into fast, reliable options that product teams and finance leaders can actually count on. Keith's journey from hardcore compliance to building a unified API offers a rare, inside look at what it takes to replace “file uploads and hope” with identity-led orchestration and clear, real-time visibility.We unpack the core idea that money moves at the speed of trust and how the lack of a strong identity layer has kept A2A stuck in 1970s-era uncertainty. Keith explains how Straddle combines KYC, fraud detection, open banking connectivity, tokenization, and multi-rail routing to solve the “where is my money” gap for subscriptions, stored-value wallets, remittances, marketplaces, and B2B flows. We also dig into US-specific headwinds: no regulatory mandate for open banking or instant payments, incumbent pricing strategies that protect debit economics, and the resulting friction for adopters.From the rise of platforms and embedded finance to direct-to-rail integrations and the cautious reality of stablecoins, Keith lays out a pragmatic roadmap for scaling bank payments without sacrificing compliance or customer trust. The lesson from Stripe and Square still stands (simplicity wins) but it now applies to ACH, RTP, and FedNow.