Podcasts about commercial lending

#78: In this episode of The Lenders Playbook, we sit down with Jerry Wilson founder of Commercial Servicing and one of the few brokers in the game who actually specializes in ground-up construction and land development deals.While most brokers avoid these complex projects, Jerry has built a thriving business over 30 years around them, leveraging experience, speed, and creative structuring to fund deals others wouldn't touch.We dive into:Why ground-up and land deals are often misunderstood—and how to do them rightWhat makes a borrower actually fundable in today's marketRed flags you should never ignoreThe tech tools and trends that are changing the private lending gameAnd the one type of financing that's being completely overlooked right nowWhether you're a lender, broker, or investor, this episode gives you a real-world look into how to win in a part of the industry few dare to touch.Join us live at the American Lending Conference, Sept 3–4 in Las Vegas. Details at AmericanLendingConference.com

Chris and Mark go deep on what it is like to make the jump to your own attorney practice and small business. What's it like to work full-time and build a real estate portfolio? Credit unions around the country can connect with Chris at riceparklaw.com. IN THIS EPISODE:(00:00) Intro: Meet Chris Rice(01:49) Chris Rice's professional background journey(07:25) Chris shares his experience working with credit unions and what it was like starting Rice Park Law firm(13:02) The differences between commercial and consumer collections(16:51) Do not delay on a default notice(22:06) Chris advises on selecting an attorney and he gives his outlook on the futureKEY TAKEAWAYS: Attorney Chris Rice has launched Rice Park Law, focusing on credit union representation. His extensive background in real estate and restaurant ownership gives him unique insights into business operations and challenges.Commercial and consumer collections differ: Commercial loan collections are often more straightforward due to tools like the "confession of judgment" and the use of secured assets. Consumer collections, however, are more complex due to regulations and typically involve unsecured debt.Early legal intervention in loan defaults is key. Don't delay sending default notices and involve legal counsel early in commercial loan defaults. This helps avoid "lender liability claims" and allows for effective workout solutions like forbearance agreements, saving time and money.RESOURCE LINKSMark Ritter - WebsiteMark Ritter - LinkedInRice Park Law - WebsiteChris Rice - LinkedInBIOGRAPHY:Chris Rice is the founder of Rice Park Law. For the past twenty years, Chris has helped numerous credit unions with contractual, regulatory, loan closing, and workout issues. Chris is an entrepreneur who lives and practices out of Carlisle, PA.KEYWORDS: Credit Unions, Chris Rice, Rice Park Law, Commercial Collections, Consumer Collections, Small Business, Real Estate Portfolio, Business Lending, Commercial Lending, Real Estate, Renovation Projects, Restaurant Ownership, Carlisle Community, Lending Institutions

In this episode, the host, Talia Mashiach, converses with Bluma Broner, the managing director and head of healthcare at CIBC Bank, USA. They delve into Bluma's dynamic career in banking, discussing its lucrative and flexible nature. Bluma, who is also deeply involved in community service through mentoring and board memberships, offers insights on leading a fulfilling career, staying true to one's principles, and managing societal expectations. She shares personal stories from her life in Israel, transitioning to her banking career, the challenges of being a working Orthodox Jewish woman, and the evolution of women's roles in professional and community settings. Bluma emphasizes the importance of doing what is right, building a supportive family structure, and finding fulfillment in one's work. The conversation also touches on the significance of women's representation on boards and mentoring future generations.     00:00 Introduction to Inspire to Lead Podcast 00:29 Meet Bluma Broner: Career and Community 01:27 Bluma's Early Life and Family Background 03:06 Challenges and Triumphs in Israeli Education 07:06 Navigating Career and Family in Israel 12:18 Transition to Banking and Gender Challenges 15:34 Balancing Career and Family in the U.S. 18:00 Insights on Commercial Lending and Healthcare 23:15 Support Systems and Outsourcing for Success 26:00 Corporate America: Balancing Faith and Career 27:26 Team Size and Structure 27:42 Career Trajectory and Job Satisfaction 29:45 Volunteer Work and Board Memberships 30:36 Women on Boards: Challenges and Progress 31:58 Balancing Career and Community 33:28 The Importance of Representation and Mentorship 36:01 Career Advice and Personal Reflections 50:59 Final Thoughts and Messages       About Our Guest: Bluma Broner, Managing Director at CIBC,  is responsible for client relationships and new business origination nationwide. She heads one of the bank's health care groups focused on providers of skilled nursing and senior housing. Broner has more than 22 years of banking experience and has spent the past 15 years as a lender to the health care industry. Before joining CIBC in 2007, she was vice president in health care at LaSalle Bank. She started her banking career in 1995 at Bank Leumi in Israel and has held a variety of positions, with a focus on middle-market entrepreneurial businesses. Broner holds a bachelor's degree in economics from Hebrew University in Jerusalem. She is a Leadership Greater Chicago 2019 fellow. Community leadership: Broner is a board member of Shalva, Associated Talmud Torahs of Chicago and NCSY, an Orthodox Jewish youth group. She also serves on the Community Building & Jewish Continuity Commission of the Jewish Federation in Chicago.   Powered By Roth & Co The JWE For guest suggestions, please email Talia: podcast@thejwe.org

Ben Galles V.P. at CBRE gives us an update on multi-family unit sales in Nevada and highlights a few properties. Jerry Murphy from Murphy Commercial Capital tells us about the differences SBA and USDA commercial financing. He also talks about Sexy Trees and Ruby Mountain Heli Ski. Ben Galles: https://www.cbre.com/people/ben-galles Jerry Murphy: www.MurphyCommercialCapital.com Peter Padilla: 800-254-5779

In this episode of the Real Estate Pros podcast, host Dylan Silver interviews George Otel, an entrepreneur with over a decade of experience in real estate and commercial lending. George shares his journey from the trucking industry to real estate, discussing the importance of networking, the intricacies of the lending process, and the impact of technology on the industry. He emphasizes the significance of relationships in securing deals and offers valuable insights for newcomers in the real estate space. The conversation also touches on future trends in commercial real estate and the role of AI in shaping the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

This week I'm discussing a major problem area for first time commercial property investors... lending.I discuss the difference between market value and vacant possession value. How to work out what vacant possession value is (roughly) and what to expect when getting commercial lending for the first time!

Paul Mueller Jr., Vice President of Commercial Lending at ABOC, joined the America's Work Force Union Podcast to discuss the intricacies of construction lending for unions, the importance of early lender involvement, the unique aspects of union construction lending and the steps in financing union construction projects. Jessica Martinez, Executive Director of the National Council for Occupational Safety and Health (National COSH), joined the America's Work Force Union Podcast to discuss the statistics of workplace injuries and fatalities, the annual release of the 2025 Dirty Dozen report highlighting negligent employers and the greater challenges faced by immigrant workers in hazardous industries.

In this conversation, Brett McCollum and Kevin Martin explore the intersection of real estate and technology. Kevin shares his journey from marketing to becoming a tech entrepreneur in the real estate sector, emphasizing the importance of innovation and user feedback in developing solutions for real estate professionals. They discuss the lucrative potential of midterm rentals, the challenges of sales in real estate, and the significance of building relationships in commercial lending. Kevin also highlights the features of his platform, Deal Connect, which aims to simplify the investment process for users.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Joe Cody, principal digital solutions strategist at Q2, joins the podcast to talk about three important focus areas for winning and keeping commercial business in the current financial landscape. Related Links [Webinar] The Commercial Banking War Room: Tactics That Win [Survey] The Purposeful Banker listener survey

Investing in real estate orexpanding your business portfolio? In this episode of Money Donuts, the hostsare joined by Royal Commercial Loan Officer Scott to explore how commerciallending can help Members take the next big step with investing. Learn howfinancing works, what lenders look for, and how smart borrowing strategies canset you up for long-term success.

In this episode of the AFSA Extra Credit Podcast, host Dan Bucherer chats with Brian Koprowski, CEO of DataScan, which works with finance companies on wholesale financing and inventory risk management across the entire loan lifecycle. See that title? Kind of right in the wheelhouse. Brian and Dan touch on how the commercial lending landscape has evolved, some of the challenges associated traditional lending models and the value that integrated systems can provide. They also talk briefly about the role of AI, proactive risk management with predictive analytics and how to strengthen dealer relationships alongside those of the consumer. Speaker Brian Koprowski, CEO, DataScan Host Dan Bucherer, Sr. Dr. Member Services & Engagement, AFSA   ------------------------------ Don't forget to follow AFSA on Twitter @AFSA_DC and @AFSA_SGA and on Linkedin. The blog at afsaonline.org is also a great resource for the most up-to-date news. If you've got questions or you'd like to suggest a guest, please shoot us an email at membership@afsamail.org or tweet at us. Click to listen or find the AFSA Extra Credit Podcast anywhere you get your podcasts.

How can commercial lenders build and maintain trust with their clients in the face of an uncertain global economic outlook? For financial services CEOs, it starts with refining work processes, managing risk, and maximizing the value of data generated by business and IT ecosystems. In this episode, we delve into the journey of one leading CEO who has mastered the art of creating relentless customer experience excellence and shareholder value through trust-building.Featured expertsRick Bare, CEO and President, Automated Financial Systems Inc. (AFS)Dr. Elena Huff, Director, Consult Partner, KyndrylTom Yezzi, Customer Partner, Kyndryl

Commercial Lending: Smart Borrowing for Business Growth | The Mills Knows Bills Podcast Episode 39, Season 5 Link to video podcast episode: https://youtu.be/ptRt4SipoPE Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills welcomes guest Brett Childers, an expert with over 24 years of experience in commercial lending. Brett discusses his transition into consulting for credit unions and small banks to enhance their commercial and small business sectors. The podcast delves into the most common types of business loans, the importance of pairing with the right consultant, and the pitfalls business owners face in securing financing. Brett shares insights on overcoming lending challenges and offers advice on ensuring sustainable business growth. This episode is a must-watch for variable income earners and business owners looking to master their financial strategies by borrowing wisely! To connect with Brett: 321.356.3860 Do you have your own burning financial question for Mills or the MKB team? Email: info@MillsKnowsBills.com Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills 00:00 Introduction to Mills Knows Bills 00:53 Meet Our Guest: Brett Childers 01:29 Brett's Journey in Commercial Lending 02:53 Understanding Business Loans 06:52 The Importance of Debt Service 08:39 Real-Life Lending Stories 20:14 Navigating Business Credit 27:58 Environmental Considerations in Lending 30:34 Final Advice and Contact Information #financialpodcast #millsknowsbills #podcast #businessinsurance #entrepreneurfinances #variableincome #businessfinances #commerciallending #businessloans

In this episode of The Purposeful Banker, Jim Young and Anna-Fay Lohn, Q2 senior strategic business advisor and co-author of the 2025 State of Commercial Banking report, preview some of the takeaways in this year's report, which is based primarily on the proprietary pricing data in Q2 PrecisionLender. [Webinar] 2025 State of Commercial Banking

In this episode, we explore how generative AI is revolutionizing the world of commercial lending. Drawing insights from the article Generative AI is Reshaping Commercial Lending: Key Opportunities for Banks Now, we discuss how AI is transforming key processes like underwriting, loan servicing, and product innovation. With real-world examples and actionable insights, this deep dive will equip you with an understanding of AI's potential to boost efficiency, reduce risks, and deliver a more personalized banking experience.What You'll Learn in This Episode:The Rise of Generative AI in Lending:Definition and capabilities of generative AI in banking.Why the time for AI adoption in commercial lending is now.Transforming Loan Origination and Underwriting:Leveraging AI for deep analysis of unstructured data like social media and industry reports.Identifying hidden risks and predicting borrower trends with unprecedented accuracy.AI-Powered Loan Servicing and Customer Engagement:Automating customer service with instant access to loan histories and contract details.Enhancing borrower relationships through proactive and personalized solutions.Innovation Through AI-Driven Product Development:Using AI insights to create new lending solutions tailored to emerging market needs.Examples of AI-driven innovations like financing solutions for EV fleet transitions.Challenges and Implementation Roadmap:Overcoming hurdles like data quality issues and the talent gap.Importance of leadership buy-in and strategic data preparation.Real-world steps for banks to integrate AI responsibly and effectively.Future Trends in AI for Banking:The rise of explainable AI for transparency and trust.AI-driven fraud detection and the role of industry collaboration in innovation.Subscribe to our podcast for more insights into how AI and technology are transforming industries. For in-depth articles and resources, visit The Future of Commerce.

This week Jay has a special friend and sponsor in the studio Christian Pence from Way Point Bank helping him to discuss a subject rarely talked about "Residential Lending vs Commercial Lending".

This week Jay has a special friend and sponsor in the studio Christian Pence from Way Point Bank helping him to discuss a subject rarely talked about "Residential Lending vs Commercial Lending".

Zahir Rajani is the visionary entrepreneur behind The Sartorial Shop, a rapidly growing men's luxury garment brand. The Sartorial Shop, originally a family-owned business that first opened in 1984 in New Westminster, British Columbia, has been transformed under Zahir's leadership. After the store closed in 2010, Zahir re-opened it last year, with a fresh new direction and modern approach, in New Westminster's historic downtown. In June of this year, Zahir rebranded the business to The Sartorial Shop, relocating the flagship atelier to Vancouver's vibrant downtown. Under Zahir's guidance, the brand has quickly expanded from a local presence in Vancouver to a North American powerhouse. The Sartorial Shop has also secured partnerships with some of the most prestigious fabric mills in the UK and EU. Notably, it is the only Canadian company offering the Florentine Cut, an exceptional suit style made exclusively in Florence, Italy. Prior to founding The Sartorial Shop, Zahir spent over two decades in senior executive roles. As Senior Vice President of Commercial Lending at the Onni Group, he was responsible for driving over $200 million in annual revenue. He has also held high-level positions at Redstone, showcasing his expertise in financial strategy and leadership. Today, Zahir is passionate about sharing his entrepreneurial journey and inspiring others to pursue their passions. Through his story, he hopes to motivate others to take bold steps toward their dreams, just as he did when he made the leap from a corporate career to revive his family's legacy in the world of men's fashion. Join Our Community of Canadian Entrepreneurs! Entrepreneurs are the driving force behind Canada's economy, and we're here to support them every step of the way. For exclusive insights, tips, and success stories from Canada's top business leaders, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn, and Twitter. Want to stay ahead with the latest #entrepreneur podcasts, business strategies, and news? Don't miss out—subscribe to our bi-weekly newsletter for updates delivered straight to your inbox! Join thousands of Canadian entrepreneurs who rely on us for the resources they need to succeed.

#36: Welcome back to the Lenders Playbook Podcast, your source for knowledge, wisdom, and inspiration in private lending, real estate, and entrepreneurship. Today, we have Tim Stamps and Craig Gaudio from CopperRiver Funding. Listen to how they started CopperRiver, some of the values they hold true in business practices, and how they operated a successful commercial lending company as a team. This is very informative, as always, and it is a pleasure to speak with these gents.

Billy Brown is based in Nashville Tennessee where he works as a commercial mortgage broker. On today's show we are talking about the types of deals that are getting done, and where deals are struggling. To connect with Billy, visit billybrown.me --------------- **Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

The Triumph Together Challenge⁠⁠ is in full force 

In this episode of Banking Transformed, we're excited to dive into the revolutionary world of generative AI and its potential to transform the banking industry. Our guest is Chris Gufford, Executive Director of Commercial Lending at nCino, who discusses an innovative solution that harnesses the power of generative AI to augment the banker experience, streamline processes, and deliver intelligence at the moments of the customer journey. Chris shares the challenges, surprises and the future of generative AI solutions for the banking industry and the importance of integrating generative AI solutions within banking now as opposed to assuming the role of a 'fast follower'. This episode of Banking Transformed Solutions is sponsored by nCino nCino is the worldwide leader in cloud banking. Through its single software-as-a-service platform, nCino helps financial institutions serving corporate and commercial, small business, consumer, and mortgage customers modernize and more effectively onboard clients, make loans, manage the loan lifecycle, and open accounts. Transforming how financial institutions operate through innovation, reputation and speed, nCino is partnered with more than 1,800 financial services providers globally. Visit www.ncino.com for more information.

Join host Mike Affuso as he discusses the increased role women are playing, and the impact they're making, in the banking industry, with our special guest Natalie Bartholomew, founder of The Girl Banker.

Rates are sky high and qualifying for a mortgage is as challenging as ever. But does this inevitably mean a market slowdown?In the commercial market, it depends. Impact Commercial's Founding Partner, Alan Haigh, joins Matt & Adam this week to discuss the commercial lending landscape in Sping 2024 and - spoiler alert - it's not easy out there. How do commercial mortgages differ from residential mortgages? Which commercial asset classes are still strong? And where are the opportunities?Listen up and level up. 

There is around $2 trillion of commercial real estate loans coming due in the next two years, and there's an anticipated $1 trillion of losses when those loans renew, thanks to the terrible performance of office and retail properties. And most of this financial catastrophe will fall upon regional banks that may well fail and send the entire banking industry into a freefall, similar to what happened in the Texas Savings & Loan crash of 1987. In this Self-Storage University podcast we're going to explore what the “commercial lending apocalypse” is all about and how to insulate yourself from the potential impact.

Today, we're taking you behind the scenes of the commercial loan and credit process - something that's absolutely critical for any business owner seeking financing to grow their company. We have two phenomenal guests joining us who will share their insights from the frontlines: Penn Community Bank Commercial Loan Administration Manager April Hepler and Credit Officer Janina Bobak. During this episode, we'll cover what business owners need to know about business lending, how you can best prepare to get the financing you need and want, and the important role community banks play in supporting the local business economy. Whether you're an entrepreneur just getting started or an established business looking to take that next leap forward, this is an episode you won't want to miss. April and Janina are going to share invaluable tips that could make or break your ability to secure vital funding. So, get ready to take notes! --- About the Podcast: Mutual Growth is the official podcast of Penn Community Bank, providing valuable insights and discussions on various financial topics. Produced for the benefit of current and prospective customers and partner organizations, this program offers educational and entertaining content. Join us as we explore topics relevant to community-first banking. --- Connect with Us: Don't miss out on future episodes! Subscribe and leave a rating if you enjoyed today's conversation. Stay updated with the latest from Penn Community Bank by following us on social media: Facebook | Instagram | LinkedIn. For more information about this podcast, links to past episodes, or to learn more about community-first banking, visit PennCommunityBank.com/podcast. --- Disclaimer: Mutual Growth is the official podcast of Penn Community Bank - member FDIC. Equal Housing Lender. This program is provided for educational and entertainment purposes. The information expressed represents the views of the producer and is subject to change without notice. For inquiries regarding booking or repurposing, please email marketing@penncommunitybank.com.

Matt Litty, VP, Director of Commercial Lending Today we talk to one of our bankers about how to get more loans. The difference between the big banks and a community bank. If you want to know who do you have to be & what you have to do to get more loans faster, this is the show for you! www.ssbonline.com 330-878-5555 

Join us on The Freedom Achievers Podcast for an insightful discussion with special guest Yves Cham as we delve into the intriguing topic: "Where is Lending Going??" In this episode, we explore the evolving landscape of lending, from traditional banks to emerging fintech platforms. Yves Cham, a seasoned expert in the finance industry, shares his expertise and forecasts on the future of lending, discussing trends, challenges, and opportunities that lie ahead. Whether you're a borrower, investor, or simply curious about the direction of financial markets, this episode promises valuable insights and thought-provoking discussions. Tune in to gain a deeper understanding of the ever-changing world of lending and its implications for financial freedom and success. GET A COPY OF MY NEW BOOK: THE TRUTH ABOUT FAILURE AND LEARN HOW TO GET FREE ACCESS TO THE TRAINING:  https://www.truthaboutfailure.com/ JOIN MY COACHING ACADEMY: https://freedomachieveracademy.com/join

In a real estate environment where things are uncertain and challenging, we're bringing Brandi Shotwell to the show to share her expertise in guiding commercial investors seeking suitable financing options and loan strategies.Brandi will definitely provide value in this episode as she discusses why she transitioned to the commercial side of real estate lending, things you must know when acquiring commercial loans, and her high-level tips for preserving investors' capital. There's more to this conversation than you think, so tune in to discover!Key Points & Relevant TopicsBrandi's background in mortgage, real estate financing, and her transition from single-family to commercial financingAdvantages of financing commercial properties over single-family from a mortgage broker's perspectiveThe limitation in financing single-family properties or deals“Bad boy” clauses in commercial lending and their effect on loan agreementTypical DSCR (Debt Service Coverage Ratio) and LTV (Loan-to-Value) lenders are looking for The role of government loan programs in commercial real estateBrandi's advice for investors doing floating-rate debt or loans and her loan recommendations for commercial and retail investorsThe importance of relationship and communication with the lender in avoiding default loan, foreclosure, and losing investors' capitalThe biggest challenge lenders are facing in commercial or multifamily financing in today's marketBrandi's point of view on 2024's interest rate, financing, and real estate Resources & LinksApartment Syndication Due Diligence Checklist for Passive InvestorAbout Brandi ShotwellBrandi Shotwell is a Principal at Reno Capital Management in Dallas, Texas concentrating on debt and equity. With over 20 years of experience in finance and real estate, Brandi has had leadership involvement in over $1.5 billion in real estate projects ranging from commercial acquisitions to commercial development. She has organized funding acquisitions and development opportunities for multifamily investors, high-net-worth individuals, municipal growth areas, and manufacturing clients. Prior to joining RCM, Brandi was Vice President at Edge Capital Markets in Dallas, Texas. Preceding Edge, she was Vice President of Coronado Bay Capital where she was a top-producing originator of the company. Previously, she was a founding partner of Global Mortgage USA. Brandi attended Purdue University Northwest where she studied business and marketing. Get in Touch with BrandiWebsite: https://www.renocm.com/ Facebook: Reno Capital ManagementLinkedIn: BRANDI SHOTWELLInstagram: @iammrsshotwellTo Connect With UsPlease visit our website www.bonavestcapital.com and click here to leave a rating and written review!

Jared Goldfarb is the Senior Vice President of Commercial Lending at BancFirst, a financial institution with over 100 locations across 60 communities in Oklahoma. BancFirst offers a range of personal and commercial products, including trusts, insurance, and investment services.  Directly after graduation, Jared began his career in the banking industry selling annuities, mutual funds, and home equity lines of credit. After working at a few banks, his interest in commercial lending grew, and once he received an offer from BancFirst, he found it to be a perfect fit. He enjoys the community-focused atmosphere and the emphasis on relationship-based customer service and has played a pivotal role in shaping the financial landscape of numerous businesses. In this episode… Is it possible for a large bank to offer a range of products while maintaining a personal touch? Achieving this balance can be challenging but it's not impossible. Jared Goldfarb, a seasoned banking professional with two decades of experience, strongly believes in the importance of mutual respect and loyalty in building robust customer relationships. Large banks offer a broad range of products, but Jared prioritizes understanding his clients' needs and tailoring his services accordingly. Providing personalized service and quick response times is critical to maintaining the relationship. Highly selective when assessing potential clients, Jared prefers to establish long-term banking relationships with people rather than facilitating one-off transactions. Valuing conversations with clients to understand their vision will preserve a firm connection in the future. By focusing on building trust and providing exceptional customer service with a small-town feel, clients eventually become advocates and help grow the business through networking.  On today's episode of The Same Day Podcast, Yoni Schmidt joins Jared Goldfarb, the Senior Vice President of Commercial Lending at BancFirst, to discuss how a large bank can offer the service and benefits of a small one. Jared shares why he believes building people-focused relationships is essential, how a bank can differentiate itself in a sea of competition, and some common misconceptions in the commercial lending space.

He wants to change the world. And he's changing the commercial lending world for sure. Amazing online tools and the lowest fees in the industry. That's coming right up. Ira Zlotowitz is the founder of a company called Gparency. The GP stands for General Partner and the “parency” is an allusion to transparency.

Malcolm Turner is a highly respected and accomplished business executive. In 2007, he co-founded Castle Commercial Capital LLC, a national commercial mortgage banker and brokerage, specializing exclusively in commercial lending. With over 25 years of experience in the financial industry, Malcolm has developed a deep understanding of commercial lending, capital markets, and investment strategies. Throughout his career, Malcolm has worked with clients across a wide range of industries, including real estate, healthcare, manufacturing, and hospitality, among others. Malcolm is known for his strategic thinking, innovative approach to problem-solving, and exceptional communication skills. He is a results-driven leader who is committed to helping his clients achieve their financial goals. His ability to develop and execute innovative investment strategies has earned him a reputation as a trusted advisor and thought leader in the commercial investor community. In his current role as CEO & President of Castle Commercial Capital, Malcolm is responsible for overseeing the company's operations, developing and executing its growth strategy, and ensuring the delivery of exceptional service to its clients. Under his leadership, Castle Commercial Capital has achieved significant growth and expanded its reach to serve clients across the United States. He is the author of the new book “Financing The Unbankable Deal: How to Buy Commercial Real Estate with the Bridge Loan Investor Success Strategy”. Malcolm is a sought-after speaker and has delivered talks on commercial lending at numerous industry events and podcasts. In addition to listening to the episode, you can watch a video of their discussion on our YouTube Channel.  And be sure to subscribe to support the podcast! For general information about the podcast, send an email to info@beinhakerlaw.com or visit https://mitchbeinhaker.com/podcast. To follow Mitch and the podcast, go to linktr.ee/beinhakerlaw. You can subscribe and listen to episodes on Apple Podcasts, Google Podcasts, Amazon Music, Spotify and most other directories. Please review us whenever possible and thanks for your continued support! Sponsorships and paid guest appearances are available. Connect with us by email or on social media. Be sure to purchase Mitch's book, 10 Ways to Get Sued by Anyone & Everyone: A Small Business Owner's Guide to Staying Out of Court, in either paperback (https://a.co/d/7FmMTuN). The Accidental Entrepreneur is brought to you with the help of our sponsor, AWeber - the world's leading small business email marketing and automation service provider. Since 1998, AWeber has helped more than 1 million small businesses, entrepreneurs through its suite of web-based email marketing, automation tools and education. AWeber – the best option when it comes to marketing your business. Visit http://bit.ly/3HK3DVB for more information and to sign up for a trial account. We are also brought to you by TAB. Since 1989, The Alternative Board (or TAB) has been one of the leading peer advisory and business coaching organizations for independent business owners and CEOs across the world. By facilitating peer advisory boards, private 1-on-1 coaching and strategic planning services, TAB helps business owners improve their businesses in ways that change their lives. https://www.thealternativeboard.com/jersey-shore-north Also brought to you by Beinhaker Law, a boutique business & estates legal practice in Clark, NJ. To learn about shared outside general counsel services and how to better protect your business, visit https://beinhakerlaw.com/fractional-gen-counsel/ Opening music written and performed by Howie Moscovitch and Made to Order Music. For more information about Howie and his music services, visit https://howiemoscovitch.com/made-to-order-music/ Connect with our affiliate sponsor (https://gsmcasestudy.com/gsm-program?am_id=mitchell305) GSM Growth Agency - your reliable partner in overcoming these business challenges! Feel the impact of collaborating with a team dedicated not only to short-term goals but also to building long-term partnerships and achieving sustained success. Embark on an exciting journey to redefine the possibilities of e-commerce, and let's create a legacy of unparalleled excellence! Take decisive action now! Follow their link to receive a complimentary audit of your Shopify store conducted by a GSM expert. Propel your e-commerce game to new heights with GSM Growth Agency! Also, support the show and get your own podcast merch! (https://mitchbeinhaker.com/podcast) Be sure to scroll down the page. The Accidental Entrepreneur is a trademark of Mitchell C. Beinhaker. Copyright 2018-2024. All rights reserved.

Credit Union Conversations: The Role of MBFS in Strengthening Credit Unions and Business LendingIn this episode of with flying colors, host Mark Treichel speaks with Mark Ritter, CEO of Member Business Financial Services (MBFS). Ritter sheds light on his journey in the industry, starting from establishing a business lending program at a Central Pennsylvania Credit Union, which grew into one of the top ten in the nation. He shares the challenges and learning incidents related to commercial lending from his extensive experience. MBFS has made a significant impact by helping countless credit union members get the financing they need for business and investment. Ritter underscores the importance of relationship-building, focusing on diverse portfolio strategies, and the advantages of collaboration in the industry. He also encourages credit unions to leverage programs like the SBA lending for their growth.00:00 Introduction and Guest Background03:13 The Journey of Commercial Loans in Credit Unions18:32 The Role of QSOs in Credit Unions20:38 Future of Commercial Lending in Credit Unions24:43 Closing Remarks and Contact Informationhttps://www.mbfs.org/strategic-partners.phphttps://markritter.com/podcasts/

Welcome back to our 22nd episode for Season 3! We are excited to share with you this podcast episode that we did for Bigger Pockets On the Market Podcast. We have dropped gold nuggets here that can help you with the current mortgage issues that you have. Highlights: 02:09 Introduction with Dave Myers of Bigger Pockets 09:26 Commercial Lending in 2024 15:40 San Diego is the best place to house hack! 21:10 Mortgage rates and the 10-year treasury 28:40 Where's CRE going this year? Follow us on Instagram @kennybsimpson @krystlersimpson ----- SPONSORS: * Prime Corporate Services: Whether you're new to owning a business or owning property or you're an experienced business owner, Prime Corporate Services will help you and make the process so much easier. So, if you book a call the first thing they are going to do for you is help you understand what your business structure should look like, your corporate structure, tax planning, estate planning, and all of that. Maybe you're saying, I'm brand new to starting a business and all of this sounds foreign and complicated. Remember, this company helps new people just get started every day. They will help you form the entity that's best for you and walk you through the process. Visit https://primepartner.info/gitcg to schedule a free call! * Cost Segregation Services: We have been working with Tim Looney at CSSI for a few years now and he has saved our clients and our hundreds of thousands, if not millions of dollars, in taxes doing Cost Segregation Studies. Let me give you a few examples. We bought a property in 2019, if we had just used straight-line depreciation, we would have saved about $18,750. Because we did a cost seg we saved $258,000 – that's $239,350 more than standard straight-line depreciation in the first year! Call Tim Looney at (318) 469-9861 to schedule a complimentary property analysis, and tell him Krystle and Kenny sent you! #realestate #podcast #realestateinvesting #housingmarket #inventory #sandiego #networking #raisingmoney #sandiegorealestate #realestateinvestor #success #commissionlawsuit #successmindset #mortgageofficers #loanofficers #socialmedia #socialmediamarketing #socialmediastars #realestate #realestateinvesting #investing #investingtips #investing101 #investingforbeginners #realestateagent #realestatetips #realestateinvestor #realestatelife#investor #realestatepodcast #podcast #podcasts #kennysimpson --- Support this podcast: https://podcasters.spotify.com/pod/show/getinthecashflowgame/support

Join us in this compelling episode of our podcast, where we explore the dynamic world of commercial lending with the seasoned expert, W. Karl Baker, CPA. With over 30 years of diverse experience in serving various businesses, Karl brings a wealth of knowledge in commercial loan advisory, CFO services, strategic planning, and more. In this episode, we dive deep into the nuances of commercial lending and uncover valuable insights for businesses at every scale. Karl, the host of a forthcoming podcast on commercial real estate investing and a successful real estate investor himself, will shed light on the complex responsibilities of a commercial lending advisor. He'll explain how commercial lenders assist businesses beyond what traditional banks offer and discuss the unique nature of his lending services at Infinity Commercial Capital. We'll navigate through topics like mastering cash flow management, decoding the 4 C's of lending, and exploring diverse financial and capital options available to businesses. Karl will also discuss his approach to competing with banks in the commercial lending sphere and the unique advantages that financing advisors provide. Prepare to have your understanding of commercial lending transformed as Karl shares his expertise and tips on positioning businesses for successful financing. This is an episode filled with actionable advice for business owners, entrepreneurs, and anyone interested in the intricate world of finance and lending. Don't miss out on these invaluable insights from a leading expert in the field! To connect with Karl, visit his website: https://www.infinitycommcapital.com/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow the podcast on Spotify: ⁠https://podcasters.spotify.com/pod/show/christopher-loo⁠ Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our email newsletter: ⁠https://financial-freedom-for-physicians.ck.page/b4622e816d⁠ Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Join our Patreon Community: https://www.patreon.com/user?u=87512799 Join our Spotify Community: ⁠https://podcasters.spotify.com/pod/show/christopher-loo/subscribe⁠ Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2024

Commercial lending is a mess. Interest rates are up, deals aren't getting done, and banks are becoming very selective with who they lend money to. And whether you're a beginner or a veteran investor, you're feeling the sting of struggling to find the money to make your next deal happen. But what if we told you it wasn't impossible to find funding even in 2024's tough real estate market? What if you knew exactly what a bank wanted BEFORE you brought them your deal? How easy would funding be then? In today's show, we brought on Vice President of Capital Markets at Cedar Creek Capital, Ben Benditson, to share what investors NEED to know about today's interest rates, predictions for 2024, and how to get a loan on your next self storage deal, even when everyone else is telling you it's impossible. What you'll learn in today's show: - How rising interest rates destroyed demand and occupancy for many self storage operators - “Semi-black swan” events that changed the real estate market forever - What lenders want to see from you NOW to lend on your next deal - DSCR explained, and the one metric banks NEED to see - Alternative commercial lending products that'll help you get a deal done WITHOUT the banks Make self storage management easier than EVER with our podcast sponsor Tenant Inc. - https://www.tenantinc.com/ Ready to buy storage? Have your deals personally evaluated by AJ and our team! https://www.selfstorageincome.com/feasibility Take advantage of today's market conditions and invest with us: https://cedar.cc/invest

Two words tell the focus of AVANA CUSO - commercial lending.You probably like the sound of that and that's because just about all credit unions want to do more commercial lending but, as many have discovered, this is a niche that demands focused skills to succeed.  AVANA CUSO has been at this work for decades and it works with hundreds of credit unions who are able to participate in loans, thus reducing risk on any one loan.On the show is Shivan Perrera, a senior vice president, who tells what AVANA CUSO can do for credit unions. He discusses in detail how AVANA”s process works and -importantly - says that although a few very big credit unions work with AVANA, most are under $1 billion.He also talks about AVANA's expansion from a focus on commercial real estate lending to an embrace of a range of commercial loan products.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

The stock market can be great for long-term appreciation, but it's unpredictable and doesn't generate as much passive income as alternative investments like Real Estate, Oil and Gas, Commercial Lending, and others. With alternative investments, you can generate greater than 10% returns on your money paid monthly or quarterly and pave a path to a comfortable retirement. Chris Miles, the anti-Financial Advisor and cash flow expert, consults with clients on how to invest their money in order to earn enough passive income to retire from the 9-5 grind.

They say your net worth is in your network...today's guest proves it. Imagine this: It's the day before you start your new job at Wells Fargo as the branch manger. You call your new boss to tell him you need a higher starting pay...and he says to kick rocks. What now?   This show is brought to you by SmartCookie Media where we provide end-to-end podcast production and VIP Day marketing services. Book a complimentary content session and ask for our free podcast checklist here.   Meet Jermane Cheathem. He is the founder of Creators Learn and the entrepreneur mentioned above. While working at a sales job making over 300 cold calls a day, one sentence from a phone call would change the way he finds leads in the commercial lending space. Instead of calling the people who need financed, he partnered with the companies that sell the equipment. Now, after $50+ million in sales, he helps other sales professionals & entrepreneurs use his mindset, models, and strategy to create financial, time, and location freedom in their life.   Get Weekly Tools to Build Your Business (for free!): The Entrepreneur's Toolkit Connect with Nicole: Nicole Schmied Linkedin; @Nicole Schmied Get Your Data-Driven Marketing Strategy: SmartCookie Media FREE: Content Strategy Session Visit: Creators Learn Connect on Facebook: Jermane Cheathem Connect on LinkedIn: Jermane Cheathem Episode Mentioned: How This SaaS Startup is Capturing More Sales with Human Touch, with Alex Levin of Regal.io Have a story to tell? Signup here: www.serialentrepreneurshow.com

“Often, economic change occurs at this level of the economy,” says Umpqua Bank EVP Richard Cabrera about the middle market of the commercial sector. “While economic concerns still linger, there's tremendous optimism.” The latest episode of the ABA Banking Journal Podcast — sponsored by Intrafi — continues a series of conversations on the business outlook, following last week's episode on the perspectives of CFOs at large corporates and the upper end of the middle market. In this episode, Cabrera discusses: What Umpqua Bank's latest Business Barometer survey says about optimism and growth plans among small businesses and the middle market, which represents 45 million jobs and one-third of U.S. GDP. How banks can work effectively with small and middle market clients, including advising on cybersecurity. Why small and middle market businesses in the western U.S. are more optimistic than their counterparts in other regions. The growing trend of onshoring and nearshoring in middle market supply chains — and what that means for their commercial real estate needs. The continued strength of industrial and warehouse real estate.

www.financingtheunbankabledeal.com 210-972-1842 text "course" to learn how to make 6 figures on one land deal, Text "Hive" to learn more about the hivemind. Text "apple" to schedule a 1-on-1 call with Anthony & Daniel. Text "land" to join The Million Dollar Land Mastermind Sign up at hivemindcrm.io Need Inbound Real Estate Leads. www.hiveleads.io Follow Us On YouTube https://www.youtube.com/channel/UCbulcrC4WbOy5Fzu0eWzNVQ/?sub_confirmation=1 Follow Us On Instagram https://www.instagram.com/hivemindcrm/ Follow Us On TikTok https://www.tiktok.com/@hivemindcrm?lang=en Join The FB Group https://www.facebook.com/groups/137799891494707 Help support the show https://anchor.fm/hivemindcrm/support --- Support this podcast: https://podcasters.spotify.com/pod/show/hivemindcrm/support

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Paul Noris is Chairman of the Board and Chief Executive Officer of the Bank of Central Florida. In this episode, Paul visits the studio to discuss the impacts of rising interest rates and how historically-low rates, which are not the norm, are not a sustainable business model for banks. He also raises awareness about the modern-day bank fraud method of phishing emails while explaining how AI is helping prevent these fraudulent activities.Paul also shares why you should be working with a community bank for commercial real estate lending.Learn more at SVNsaunders.com and bankofcentralflorida.com.

Starting and running a small business is an exciting but often intimidating venture. If you're gearing up to start your own small business, it's important to make sure you have the right business professionals on your team, especially when it comes to your money.  Links:  Resources and tools from the SBA Learn more about Triangle's Business banking products and services Follow our Facebook, Instagram and Twitter pages! Learn more about Triangle Credit Union Transcript:  Welcome to Money Tip Tuesday from the Making Money Personal podcast  Launching your new business can be quite a challenge. Determining your product offer, doing market research, and building a brand are all important hurdles to jump. And of course, there's the funding part. Determining whether you'll bankroll it yourself or take out a loan is an important question you'll face when starting a business.   Fortunately, having the right business team on your side will make a huge difference when it comes to funding.   If you're a new small business owner, you may not know where to begin when it comes to getting a loan for your business.   There are many financial institutions to choose from but what should you consider when choosing a financial institution for your business?   Look for an institution that has a relationship with the Small Business Administration or the SBA. This reflects the credibility of the financial institution and opens doors to all kinds of additional resources and lending tools they'll be able to assist with.   Also, when it comes to business funding, look especially for affordable rates and low fees, both of which credit unions have a strong reputation of offering.   The next thing to look for in building your business relationship is the convenience and responsiveness of your lender.   Every business is unique. For some business owners, this may be as simple as easy access to a retail branch, but for others it may be more important to secure that trusted relationship with a financial partner and loan officer.    The right financial partner for you will offer the best products and services for your business while also being approachable and responsive. Smaller financial institutions, like Triangle Credit Union, are perfect for business owners who prefer a local, full-service commercial loan department to take care of all their needs.    Another thing to look for when building your business relationship is to have a dedicated loan officer that will be right by your side while your business grows.   Loan officers will take the time to get to know you and your business goals while also providing suggestions for products and services that will provide the most benefit for your business.  They also bring a large amount of business experience and can connect you with other professionals that can provide business services beyond financial needs like business exit planning, accounting, and legal services.   If you're excited to launch your new venture and are ready to move forward building your business relationship here are a few simple things you can do to prepare for that first business meeting.  If you're looking for financial backing, the first step is to contact the Commercial Loan Department at Triangle Credit Union or your chosen financial institution. You'll be connected with a Commercial Loan Officer who will conduct a discovery interview to understand what your needs are.    During this interview, you will be asked about the history of your business, the current financial trends, the current ownership structure, and what the financial needs are for your company.    Depending on the loan products that you're looking for, you will typically need to provide at least 2 years of federal business taxes and personal taxes as well as a set of recent financial statements.    If your business is brand new, there will not be any financial history to examine. Therefore, the lending decision will rely heavily on personal collateral, personal credit history, a strong business plan, and how much cash you are willing to put into your business (ideally 10% of the loan you're looking for).   A strong business plan will tell the story of your business. It should include the vision of your company and explain why you believe you will be successful.    A thorough business plan should also include a competitive analysis, pricing breakdown, staffing needs, and long-term planning that includes economic downshifts and upswings. This allows the Commercial Lending team to understand how you would be able to pay back your loan if something were to happen.    If you don't have your business plan in writing just yet, our Commerical Lending department at Triangle Credit Union will provide you with a blank form to fill out with all this information.   If you have a vision for your business, working with a financial institution like Triangle Credit Union can help you on your journey to success. In addition to commercial loans, we also offer business cash management, payroll, and merchant services.    If there are any other tips or topics, you'd like us to cover, let us know at tcupodcast@trianglecu.org.  Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and be sure to check out our other tips and episodes on the Making Money Personal podcast.   Have a great day! 

James Eng is the national director of Old Capital, a commercial mortgage broker. In this episode, James discusses the landscape of commercial lending, especially why many investors transitioned from bridge loans to fixed-rate loans over the past few years. He also shares the true purpose of a bridge loan and shares strategies for how investors can approach the refinance process on a bridge loan in 2023.   James Eng | Real Estate Background National director of Old Capital Portfolio: GP and LP positions in over 20 multifamily properties in Texas totaling over 10,000 units Based in: Dallas, TX Say hi to him at:  Linktree Best Ever Book: The Most Important Thing by Howard Marks Greatest Lesson: Make sure you look at the demographics of a market in comparison to the rents you are projecting.    Click here to learn more about our sponsors: CASKX Techvestor Innago BAM Capital

Timothy Swanson is the President & CEO of Inherent L3C, a Chicago-based low profit LLC focused on enabling and empowering long term affordable homeownership and generational wealth creation through modular housing development, workforce platform and a smart home marketplace for future homeowners.

Once a year we get together with some of our amazing listeners and an incredible faculty in a beautiful location to get away from the daily grind, take a step back, and take a look at the big picture … As usual, we saved some room in our suitcases to bring back a few highlights to share with you!  In this energetic episode, we sit down with a few of our big brained friends and a live studio audience to discuss key takeaways from the 2023 Investor Summit on Sand. Tune in to discover what's happening, how it affects you, and what investors can do to capitalize on opportunity and mitigate risk. Visit our Special Reports Library under Resources at RealEstateGuysRadio.com.

On this episode of Passive Income Pilots, Tait & Ryan interview Charles Krawitz.Charles has over 30 years of experience in the financing industry. He has held leadership positions at esteemed financial institutions like ABN AMRO, KeyBank, and Fifth Third Bank. He is the  Senior Vice President, Chief Capital Markets Officer, and Head of Commercial Lending at Alliant Credit Union. Charles' expertise encompasses loan trading operations, fintech partnerships, and co-branded employee benefits. He has received various accolades, including the Director of the Year award and induction into the Midwest Commercial Real Estate Hall of Fame. Charles holds finance and regional/urban planning degrees and earned an Executive Scholar designation from Northwestern University's Kellogg School of Management.Charles talks about the advantages of working with credit unions and why it might be the right choice for your financing needs. He touches on yield maintenance and how it impacts your financial strategy. He touches on the health of commercial real estate, market conditions, trends, and potential risks to a business. He also discusses the benefits of working with a commercial mortgage broker and their role in securing the best terms and rates for your financing needs. Enjoy the show!Show notes:[4:57] A brief history of the credit union and Charles' backstory[10:39] What's the difference between a bank and a credit union?[12:19] Why should you bank with a credit union?[17:44] Thomas' background[19:10] How Thomas figures in facilitating Spartan loans[22:01] Yield maintenance and the debt landscape[25:18] The advantage of working with a credit union[28:15] Transactional activities[29:40] The health of the commercial real estate[32:15] Alliant's due diligence criteria and process [39:25] Working with commercial mortgage brokers[47:56] Benefits of exclusivity [49:05] How does a borrower qualify for a loan?[52:26] What are the objections, and how do you overcome those? How do you negotiate with lenders?[55:55] How much negotiation can you do?[57:11] Levers you can pull when negotiating for a loan[58:23] Loan docs and when you know the loan is final[1:06:04] How to connect with Charles[1:07:20] OutroLegal DisclaimerThe content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group.The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.The hosts, Tait Duryea and Ryan Gibson, do not necessarily endorse the views of the guests featured on the podcast, nor have the guests been comprehensively vetted by the hosts.Under no circumstances should any material presented in this podcast be used or considered as an offer to sell, or a solicitation of any offer to buy, an interest in any investment. Any potential offer or solicitation will be made exclusively through a Confidential Private Offering Memorandum related to the specific investment. Access to detailed information about the investments discussed is restricted to individuals who qualify as accredited investors under the Securities Act of 1933, as amended.Listeners are responsible for their own investment decisions and are encouraged to seek professional advice before investing....

Kevin Greer joins us to break down Community Banks, Commercial Lending, and the State of the Lending Market! Kevin explains the differences between Regional Banks and Community Banks. You'll learn how you can build and leverage a relationship with your local Community Bank. He also shares how his investor mindset and strategy have changed throughout his years of investing. Then, Kevin tells us his outlook on the lending market and how investors should prepare! If you enjoy today's episode, please leave us a review and share with someone who may also find value in this content! Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Guest: Kevin Greer, Bank Financial Link: Mark@securechoice.biz (Mark Wilczak - Secure Choice Property Inspector) Link: BISNOW Article Sponsors: NEGC Remodeling and Essex Realty Group ----------------- Guest Questions 03:02 Housing Provider Tip: Monitor the temperature on boiler buildings as the weather warms up! 05:32 Intro to our guest, Kevin Greer! 08:15 Kevin discusses the state of the lending market! 10:04 Ins and outs of a Community Bank. 14:15 How to build a relationship with a Community Bank? 21:32 How do banks stay afloat when business slows? 22:43 How has Kevin's investing mindset changed over the years? 26:32 Where in Chicago is Kevin seeing the most real estate activity? 32:18 DSCR and commercial loan underwriting! 41:32 Kevin's outlook on the lending market. 45:45 What is Kevin's competitive advantage? 46:08 One piece of advice for new investors. 46:35 What do you do for fun? 47:01 Good book, podcast, or self-development activity that you would recommend? 48:14 Local Network Recommendation? 49:05 How can the listeners learn more about you and provide value to you? ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2023.

Daniel Dorfman is the Co-founder at Roots, an Atlanta-based company aiming to help 1 million people create wealth through residential real estate investing and their innovative ''Rent it like you own it'' program.