Podcasts about Straight

✅Check out my #bowthoughts on a previous video on "Straight, Gay, or Trans... Black Men Hate Black women | Funky Dineva" https://youtube.com/live/KIpjdvTh2yE

Brace yourself and get ready to welcome the audacious and vivacious Sam Picco! Straight from the breathtaking landscapes of Conception Bay South, Newfoundland, Sam's story is one of resilience, creativity, and the sheer audacity to dream big. We're taking you on a thrilling journey as she bares her soul about grappling with ADHD, hustling in high school to start her own business, and stepping into the limelight way before the term 'Influencer' was coined. This is a tale of an unflinching spirit that shines bright, regardless of the adversities.Sam's vibrant journey whisked her into the dazzling world of reality television, from Big Brother to Bachelor in Paradise Canada. But here's the twist - amidst the chaos and glamour, Sam found her entrepreneurial spark. We'll be peeling back the layers of her journey as she divulged the nitty-gritty of launching her personal makeup brand, and the roller-coaster ride of stepping into the realm of reality TV. From the nerve-wracking auditions to the mental turmoil, the highs, and lows - Sam spills it all.But what happens when the cameras stop rolling and the lights fade away? To round off our fascinating chat, we plunge into Sam's life after reality TV and her transition back to the real world. She emphasizes the power of personal branding and how her roots in Newfoundland keep her grounded. Stay tuned till the end as Sam unveils her new product line, the iconic lipsticks, and how she keeps pushing boundaries. This episode isn't just about Sam's success story, it's about the audacity to defy conventions, the courage to believe in oneself, and the beautiful bond Sam shares with us. Join us and let the magic of Sam's journey inspire you to step off the beaten path and shine your own light.Connect with Sam:IG: @samanthapiccoWeb: https://sambrand.ca/Thank you for listening to Self(ish) Confidence! If you enjoyed this episode, please share it with a friend or on your social media and tag me @jess.clerke so I can personally thank you for helping spread some confidence + love! Check out my website at: www.jessclerke.com If you're on instagram, come say hi!!

Unlike our normal show, Straight Real Estate is 100% about well... real estate. In this value-packed episode learn all about Sam's first apartment complex property. The challenges, hidden problems, and biggest wins are all discussed in this episode. ⁠⁠⁠www.fasterfreedom.com/resources⁠

Relax and fall asleep fast to this Bible meditation for deep sleep with relaxing meditation music. Narrated by Melissa Disney. Let your body sleep and your mind rest as your taken to a city with a rich history and tremendous beauty in the heart of the Odenwald Mountains where you will remember that if you trust in the Lord, He will make your paths straight. Unlock the premium ad-free Christian Bible sleep meditation experience in the Abide app:https://abide.co/awesomeDiscover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us

Matt Dery and the legendary Peter Bukowski go toe to toe in the Thursday Crossover brought to you by PrizePicks. What is the biggest storyline in this game on Thursday for both teams? What matchups should we keep an eye on? Peter discusses how the GB offense has rally improved and we look at the healthy bodies coming back for the Lions. #firstlisten Support Us By Supporting Our Sponsors! Harry's Get your best shave ever this summer with Harry's razors and skin care products. Get a $13 Starter Set for just $3 at harrys.com/NFL. Nutrafol Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to Nutrafol.com/men and enter the promo code LOCKEDONMLB. DoorDash Get fifty percent off your first DoorDash order up to a twenty-dollar value when you use code lockedonnfl at checkout. Limited time offer, terms apply. Jase Medical Save more than $360 by getting these lifesaving antibiotics with Jase Medical plus an additional $20 off by using code LOCKEDON at checkout on jasemedical.com. PrizePicks Go to PrizePicks.com/lockedonnfl and use code lockedonnfl for a first deposit match up to $100! Gametime Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Last minute tickets. Lowest Price. Guaranteed. eBay Motors For parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit at eBayMotos.com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply. LinkedIn LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply. FanDuel Make Every Moment More. Right now, NEW customers can bet FIVE DOLLARS and get TWO HUNDRED in BONUS BETS – GUARANTEED. Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Follow & Subscribe on all Podcast platforms…

Three-time Stanley Cup champion and new Wild winger Pat Maroon is Russo's guest on this week's Straight from the Source, and colleague Joe Smith joins Russo to dissect every facet of the Wild's training camp thus far. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tyler Rowland from Locked On Titans joins Jake and James to break down the state of the Tennessee Titans, who may be in the "late Andy Dalton" phase of the the NFL team building cycle as we dive into a first look at the Cincinnati Bengals 2023 annual road trip to Tennessee. Former teammates Kristian Fulton and Ja'Marr Chase get another chance to go at it, and the Bengals' interior offensive line will be tested by Jeffrey Simmons and Denico Autry. Meanwhile, Trey Hendrickson has another tantalizing matchup against a shaky left tackle after taking over the game on Monday Night Football in Week 3. Join the Locked On Bengals Subtext Community! https://joinsubtext.com/lockedonbengals Find and follow Locked On Bengals on your favorite podcast platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/locked-on-bengals-daily-podcast-on-the-cincinnati-bengals/id1159723162 Spotify: https://open.spotify.com/show/7AObc0lh0WmQl5fJVgtajs Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vbG9ja2Vkb25iZW5nYWxz?sa=X&ved=0CAYQrrcFahcKEwio_sXtj8nuAhUAAAAAHQAAAAAQAg Stitcher: https://www.stitcher.com/show/locked-on-bengals James Rapien and Jake Liscow take you inside the Bengals with the latest news, unique analysis, and insight on your favorite team, every day on Locked On Bengals. Part of the Locked On Podcast Network. Your team. Every Day. And follow Jake and James on Twitter, where they'll be sharing the latest news about the Cincinnati Bengals and talking with fans. Jake Liscow: https://twitter.com/JakeLiscow James Rapien: https://twitter.com/JamesRapien Podcast: https://twitter.com/lockedonbengals Support Us By Supporting Our Sponsors! Harry's Get your best shave ever this summer with Harry's razors and skin care products. Get a $13 Starter Set for just $3 at harrys.com/NFL.    Nutrafol Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to Nutrafol.com/men and enter the promo code LOCKEDONMLB.  DoorDash Get fifty percent off your first DoorDash order up to a twenty-dollar value when you use code lockedonnfl at checkout. Limited time offer, terms apply. Jase Medical Save more than $360 by getting these lifesaving antibiotics with Jase Medical plus an additional $20 off by using code LOCKEDON at checkout on jasemedical.com. PrizePicks Go to PrizePicks.com/lockedonnfl and use code lockedonnfl for a first deposit match up to $100! Gametime Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Last minute tickets. Lowest Price. Guaranteed. eBay Motors For parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit at eBayMotos.com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply. LinkedIn LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply. FanDuel Make Every Moment More. Right now, NEW customers can bet FIVE DOLLARS and get TWO HUNDRED in BONUS BETS – GUARANTEED. Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this week's episode we discuss the interesting dynamic between Straight and Gay Men with guest @Chef_Blacc --- Subscribe to Sofrito Speaks to unlock extra content this season! https://anchor.fm/sofritospeaks/subscribe --- Check all our platforms out!: https://linktr.ee/sofritospeaks --- Share, Like or Comment for free! Thank You for tuning in. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sofritospeaks/message

On this week's episode we discuss the interesting dynamic between Straight and Gay Men with guest @Chef_Blacc --- Subscribe to Sofrito Speaks to unlock extra content this season! https://anchor.fm/sofritospeaks/subscribe --- Check all our platforms out!: https://linktr.ee/sofritospeaks --- Share, Like or Comment for free! Thank You for tuning in. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sofritospeaks/message

The Farzy Show presented by MyBookie Promo: No-strings-attached cash bonus up to $200 Promo Codes: FARZY https://mybookie.website/joinwithFARZY Follow the show: Subscribe to the channel: / farzyshow Subscribe to the podcast on Apple: https://podcasts.apple.com/us/podcast... Subscribe to the podcast on Spotify: https://open.spotify.com/show/6cHilqG... Subscribe to Twitch: https://www.twitch.tv/farzyshow Visit the website: https://www.FarzyShow.com Make sure to follow on all platforms: https://linktr.ee/farzyshow Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5602674/advertisement

The Kentucky Wildcats are attempting to accomplish something they haven't achieved since 1951: beating Florida in three consecutive games. A victory over Florida would be significant as it would be the first time in UK's history that they have won three straight games against UF since a four-game streak from 1948-1951. In this preview of the Kentucky Wildcats, David Waters is joined by Kevin McGuffy from Last Word on College Football. Kevin discusses the undefeated 4-0 Wildcats, the adjustment of transfer quarterback Devin Leary, and how their defense is creating turnovers and stopping the run. JOIN Gators Breakdown Plus: https://gatorsbreakdown.supportingcast.fm/ Get Florida Gators merch at Fanatics: https://fanatics.93n6tx.net/DVYxja Get Gators Breakdown merch: https://gatorsbreakdownmerch.com Questions or comments? Send them to gatorsbreakdown@gmail.com College programs must be competitive in Name, Image, and Likeness. Florida Victorious provides valuable NIL opportunities for Gator student-athletes thanks to fans who support UF athletics. Florida Victorious is the lead NIL entity for Gator Nation, donors, and partners and you can become part of the team by joining today. Your support allows the Gators to be competitive in NIL. To learn more, strengthen Gator Athletics, and join in helping make the orange and blue victorious, https://floridavictorious.com/join-now/ SAVE 20% on your first month using promo code: GATORSBD Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, The Annuity Man discussed:  What is an income rider?  Buying based on your goal  Addressing inflation with DIAs and Income Riders   Key Takeaways:  An income rider is an attachment to a policy; you can't buy a standalone income rider. The only number that you have to focus on when you're pitched an income rider is the contractually guaranteed payout number.  When it comes to annuities, one is never better than another. They all have a benefit depending on what your personal goal is. You should shop for both Income Riders and DIAs if your goal is income in the future.  Both income riders and DIAs do not address inflation properly. You can attach a cost of living adjustment increase to a deferred income annuity, but the annuity company severely lowers the payment to make up for that cost of living adjustment increase.    "Income riders versus DIAs… they both do the same thing. They both get to income later, contractually, they just take two different contractual paths to get there, but they're both great strategies, but not one is better than the other." —  Stan The Annuity Man.    Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! 

Kathy Griffin floated a possible uncomfortable truth about Kanye West and Bianca Censori, Russell Brand returned to social media with a video on X, JustPearlyThingz fought with Matt Walsh, Alissa Walsh, and Jordan Peterson, Joe Fatone channeled James Charles on Hot Ones, and women fight for the Blue Collared Men. Get our after show, "The Afters," listen to the show a day early, and receive bonus episodes with other pop culture deep dives. Your support means everything! LINKS! CGA ‘Christian Girl Autumn' influencer Caitlin Covington announces she is going to Vermont in October to take her annual Fall photos.

Unlike our normal show, Straight Real Estate is 100% about well... real estate. In this value-packed episode learn all about Sam's first real estate property. The challenges, hidden problems, and biggest wins are all discussed in this episode. ⁠⁠www.fasterfreedom.com/resources⁠

Maggie Johnson and Tucker Franklin recap the Missouri Tigers' 37-24 win over the Memphis Tigers, moving to 4-0 on the season. Later, they talk about the vibes in St. Louis and preview the matchup with Vanderbilt. — Find the best Mizzou looks for this season at Homefield Apparel. Check out their entire Tiger collection here: https://www.homefieldapparel.com/collections/vintage-mizzou-apparel-store — The best Kansas City sports coverage in one place. Download our app now! Apple: https://apps.apple.com/us/app/kcsn/id6443568374 Google Play: https://play.google.com/store/apps/details?id=com.kcsn&hl=en — Download the DraftKings Sportsbook App NOW and sign up with promo code KCSN! https://apps.apple.com/us/app/draftkings-sportsbook-casino/id1375031369 — Subscribe to the KCSN Daily substack for film reviews, exclusive podcasts, KC Draft guide, discounts and access, giveaways, merch drops and more at https://kcsn.substack.com/subscribe FOLLOW US ON: Facebook - https://www.facebook.com/KCSportsNetwork Instagram - https://www.instagram.com/kcsports.network/ Twitter - https://twitter.com/KCSportsNetwork Substack - https://kcsn.substack.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

We've arrived at the end of our journey. The final film in the John WIck franchise. (or is it?). Matt and I discuss the all great and wonderful John WIck chapter 4 from earlier this year. We also end our tasting of the Blantons bourbon lineup with one I've been anticipating for a long time. The uncut and unfiltered Blantons Straight from the Barrel. Proofs vary but the one we tasted on this episode comes out at 125.1 proof. Since the movies crescendoed to a gret climax I figured the whiskey oughta do the same.

Tim and Zach react immediately after Robert Saleh's Monday news conference that had both media and fans bewildered. The Jets head coach doubles down on his support of Zach Wilson and says there are no problems in the Jets locker room. He refused to comment on whether or not they would add a veteran quarterback to the roster after yet another loss to the Patriots. Follow Zack on Twitter: @ZackBlatt Follow Tim on Twitter: @TimMMcMaster Join our picks pool: https://gridirongames.com/join-existing-pool/?Pool=25631&Password=C@ntW@it Check out our YouTube page: youtube.com/@CantWaitJetsPod Learn more about your ad choices. Visit megaphone.fm/adchoices

Mac and Bone open another depressing Panthers Monday by discussing what went wrong in the loss to the Seahawks that drops them to 0-3, recapping a loaded weekend in college football and reacting to the sounds of the weekend.See omnystudio.com/listener for privacy information.

In the third hour, Mike Mulligan and David Haugh were joined by Bears receiver DJ Moore to break down his team's ugly 41-10 loss to the Chiefs on Sunday. Moore also discussed the team's state of mind following a turbulent week that ended with the Bears dropping to 0-3. Later, Mully and Haugh took calls from Score listeners who reacted to the Bears' embarrassing loss.

Host Justin Dunk is joined by former NFL tight end Clay Harbor. It's Tell The Truth Week 3 post-game edition. We're dissecting Jacksonville's 37-17 loss to the Houston Texans, rookie QB C.J. Stroud outplaying Trevor Lawrence, Calvin Ridley dropping balls and taking penalties, little-known Andrew Beck making NFL history against the Jags and more.

Talk Art special episode with WePresent! We meet Durk Dehner to discuss TOM OF FINLAND as the 40th anniversary of the ToF Foundation approaches. Since first meeting Tom in 1978, Durk worked closely with the artist, serving from time to time as Tom's muse which continued until Tom's death in 1991. We also chat with Richard Villiani, the foundation's Creative Director.In 1984, the nonprofit Tom of Finland Foundation (ToFF) was established by Durk and Touko Laaksonen a.k.a. Tom of Finland (b.1920, Kaarina). As Tom had established worldwide recognition as the master of homoerotic art, the Foundation's original purpose was to preserve his vast catalog of work. Several years later the scope was widened to offer a safe haven for all erotic art in response to rampant discrimination against art that portrayed sexual behavior or generated a sexual response. Today ToFF continues in its efforts of educating the public as to the cultural merits of erotic art and in promoting healthier, more tolerant attitudes about sexuality. Unlike many artists, Tom of Finland's work has always been appreciated by a grass-roots audience as his work was first seen in commercial settings such as magazine illustration, posters and advertising. From the perspective of art historians, Tom's work had an effect on global culture unmatched by that of virtually any other artist. Tom's work had a defining impact on the way Gay men throughout the world were perceived and more importantly, how they perceived themselves. Tom's work has, therefore, had a ripple effect throughout Gay and Straight culture, influencing lifestyle, political tolerance, design, fashion and art.Follow @TomOfFinlandFoundation & support ToFF by donating, shopping or getting involved via their official website: www.TomOfFinland.orgJoin the global community of ToF! It really is a loving, creative, safe space for all.Russell Tovey is WeTransfer's third Guest Curator across 2023 where he spotlights LGBTQIA+ artists that have inspired him. The selected artists of the Guest Curatorship have been given a platform on WePresent, the arts arm of WeTransfer, and on these TalkArt episodes. As part of this collaboration, WePresent will also launch Russell Tovey's documentary Life is Excellent and present a tour of four performances of BLUE NOW, a live version of Derek Jarman's film BLUE directed by Neil Bartlett and performed by Russell Tovey alongside three other performers. As a certified B Corporation™, WeTransfer has long been a champion of using business as a force for good. Since its founding in 2009, WeTransfer has donated up to 30% of its advertising space to support artists and social causes, and commissioned original projects for its Oscar-winning arts platform WePresent. Last year, WeTransfer also launched its Supporting Act Foundation to support emerging creative talent through arts education, grants, and an annual prize.Follow @WePresent on Instagram and visit https://wepresent.wetransfer.com/ to stay up to date on Russell Tovey's Guest Curatorship on WePresent. Hosted on Acast. See acast.com/privacy for more information.

Episode 202 Oh The Pain Podcast with Joe Benigno Unhappy 70th. Breaking down the Jets 15th straight loss to the Patriots. Thoughts on week 3. --- Support this podcast: https://podcasters.spotify.com/pod/show/ohthepainpodcast/support

Planning for equitable accelerated learning is analogous to preparing a meal. Similar to a chef selecting the menu, gathering ingredients, and planning the occasion, educators choose aligned curricula to prioritize learning to help students internalize instruction. Straight from their new book Serving Educational Equity, Sonya Murray and Gwendolyn Turner  share with listeners how to distinguish acceleration from remediation, establish effective foundational instruction, expand student engagement for all students, and use student excellence as the driver for full equity. 

Support us on Patreon! Patrons have access to the NOTLP Discord Server, weekly virtual meetups with the hosts, ad free episodes and tons of other great content. Hispanic Heritage Month 2023 continues! This week's Main Attraction was selected by Louis Fowler. It's the contemporary classic Santa Sangre. Andy reviews Elevator Game for Straight-to-Video Russian Roulette. This podcast is brought to you by the Legion of Demons at patreon.com/notlp. Our Beelzebub tier producers are: Alise Kombrinck Ernest Perez Jeremy, Cassie & Gamora Burmeister Jeff L Iona Goodwin Branan & Emily Intravia-Whitehead Bill Chandler Blayne Turner Monica Martinson Paul Gauthier Brian Krause Alyssa Boehm Dave Siebert Joe Juvland Dustin Chisam “Monster Movies (with My Friends)” was written and performed by Kelley Kombrinck. It was recorded and mixed by Freddy Morris. Night of the Living Podcast's chief contributors are:  Andy Hung Kelley Kombrinck  Amy Morris Freddy Morris The podcast is produced and engineered by Amy & Freddy Morris.  Night of the Living Podcast Social Media:      facebook.com/notlp twitter.com/notlp instagram.com/nightofthelivingpodcast youtube.com/notlpcrew Connect with other listeners in the Facebook Group or on Reddit: https://www.facebook.com/groups/notlp https://www.reddit.com/r/NOTLPodcast

Connie's motivational quote for today is by – Albert Einstein, “The world as we have created it is a process of our thinking. It cannot be changed without changing our thinking.” Reflecting on my life and business, I have learned that All progress requires change. That is one of the reasons I started recording this show over a decade ago.  I know I have needed help with changing my behaviors to support my ongoing success with other business owners and colleagues.  We can't do it alone!    So, if you ever felt stuck, uncertain, frustrated with problems, poor performance, or challenging opportunities – trust that you can create a clear path forward, accelerate your progress, achieve your goals, and help others to do the same.   YouTube: https://youtu.be/tzOs0SL5tGk   About Tim Rhode: I'm excited to share this week's guest, Tim Rhode.  Straight out of his new book, Changing Lanes for Business, Tim and I will discuss his simple, proven, 4-step approach to leading successful change - with confidence - for the rest of your career.    Tim is a successful business consultant, author, speaker, and leadership coach with over 35 years of entrepreneurial experience. He has launched and led multiple 7 and 8-figure high-service-level businesses, helping thousands of customers and hundreds of team members to transform their lives, personally and professionally, with positive change… Coaching leaders and teams in dozens of industries to overcome challenges and get from where they are now - to where they want to be.   How to Get In Touch with Tim Rhode: Email: Tim@ChangingLanesApproach.com Website:   https://ChangingLanesApproach.com Free Gift: https://bit.ly/Resistance-to-Change-Guide   Stalk me online! LinkTree: https://linktr.ee/conniewhitman Download Free Communication Style Assessment: www.whitmanassoc.com/csa All-Star Community:  https://changingthesalesgame.mykajabi.com/All-Star-Community Enlightenment of Change Facebook group: tinyurl.com/EOCFacebookGroup Subscribe to the Enlightenment of Change podcast on your favorite podcast streaming service or YouTube.  New episodes post every week - listen to Connie dive into new sales and business topics or problems you may have in your business.  

With skyrocketing property insurance costs, more homeowners are skipping insurance altogether. That proportion is estimated at 12% per the WSJ. Single-family rents are up 6.5% annually. Next, we discuss what might be America's best cash flowing real estate market. Home prices are up this year for four main reasons: large Millennial demand, scarce supply, mostly healthy economy, interest rate levels that are actually normal. As we discuss one of America's best cash flowing markets, it's in a state that has strong legal protections for landlords. The cost of living there is 17% below the national average. Unemployment is 2%, according to the provider. Single-family rents are $1,200 to $1,500; prices are $115,000 to $140,000.  You can own a freshly renovated property, complete with granite countertops. Average tenant duration is 3-4 years. With higher interest rates, more buyers in this market are paying all-cash or making a larger down payment. Contact your GRE Investment Coach, a free service, if you consider purchasing property in this investor-advantaged market. Timestamps: National home prices and insurance costs [00:00:01] Discussion on the increase in national home prices and the impact of rising insurance costs on homeowners. Rise in single-family rent growth [00:04:04] Exploration of the increase in single-family rent growth and its implications for the rental housing market. America's best cash flow real estate market [00:07:54] Introduction to an area with low property prices and potential for cash flow, including its job growth and investor advantages. The lost luggage incident [00:11:27] Keith shares his memory of his luggage arriving late during a trip to Little Rock and going for a run in street shoes. Little Rock's recognition as a top place for young professionals [00:13:15] Forbes Advisor ranks Little Rock, North Little Rock, and Conway as top ten places for young professionals to live, highlighting employment opportunities and affordability. Growth and economic drivers in central Arkansas [00:15:20] Discussion on population growth, job creation, and economic drivers in central Arkansas, including the presence of distribution hubs, major retailers, tech companies, and government and medical sectors. The demand for single family rentals [00:20:40] The speaker discusses the shift in multifamily housing, the increase in demand for single family rentals, and the lack of new construction in this sector. Arkansas as a landlord-friendly state [00:21:42] The speaker explains that Arkansas has landlord-friendly laws and a simple eviction process, with evictions typically taking 30 days or less and costing less than $1000. Criteria for properties in the investor market [00:24:59] The speaker talks about the areas and property types that fit their buy box, focusing on working-class tenants and B-class properties in the Little Rock metro area. The availability of properties in Little Rock [00:30:51] The speaker discusses the current tight inventory in the Little Rock market and how it affects both homeowners and tenants. Demand is high, but there are fewer places to rent or buy. Interest rates and cash buyers [00:31:52] The speaker talks about the impact of higher interest rates on investors and the increase in cash buyers. Some investors are willing to pay all cash now with the intention of refinancing later when interest rates come down. Advantages of investing in Little Rock [00:33:48] Resources mentioned: Show Notes: www.GetRichEducation.com/468 Get access to Little Rock properties: GREmarketplace.com/LittleRock If you'd like help with one of  GRE's Investment Coaches (free), start here: GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Speaker 1 (00:00:01) - Welcome to. I'm your host, Keith Weinhold. National home prices continue to increase for at least four big reasons. There's also a hindrance that's getting so bad that it could keep more price growth in check. We look at why single-family rent growth is increasing. Then we focus on one particular metro area that could be America's best cash flow real estate market and why today on Get Rich education.   Speaker 2 (00:00:30) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education.   Speaker 1 (00:00:53) - Walking from Whitney Island to Mt. Whitney, California, and across 188 nations worldwide. I'm your host, Keith Weinhold. And this is Get Rich. Education, National home prices continue to increase and no one knows what mortgage rates are going to do. There's one factor that could slow the home price growth party down. It could be impeded a little by these rising insurance costs. Now, in years past, do you know how many American homeowners decided that they were just going to skip insurance and not buy it so that they don't have to pay the premium? Any idea what percent? Well, the longer term norm is that 5 to 8% of homeowners skipped insurance.   Speaker 1 (00:01:38) - They just said we'll handle any risk and not buy it. Hm. Maybe that's sort of like not using a case for your phone, perhaps, which I don't actually. I never use a case for my phone, but I do have insurance on all of my properties. Well, The Wall Street Journal was just reporting that the number of homeowners that have decided to forego insurance has increased. Okay. The longer term historic number is 5 to 8%. That decided to skip insurance. And now amidst insurance premiums that in a lot of places have risen faster than inflation, that proportion of those that skip homeowners insurance is now from 5 to 8%, up to 12%. Yeah, 12% of homeowners electing to skip insurance. And they're going to be those people that are free and clear of a mortgage. And if you have a mortgage, you must have property insurance. The Wall Street Journal also found that it's mostly lower income people that forgo it, lower income people that skip the insurance. Now, of course, homeowner borrowers, you have to eat that premium increase if you're a homeowner, borrower, they have to eat that.   Speaker 1 (00:02:53) - You're going to remember that just seven episodes ago on Episode 461, I went into a lot of detail on the areas of the nation that do have skyrocketing insurance premiums. And if you're a landlord in any of those markets, you can pass along the hot potato because you can raise your rents in order to offset that. But primary residence homeowners, they cannot do that. They cannot pass along the hot potato. Homeowners have to eat the hot potato. And sometimes that hot potato can burn the roof of your mouth. That's why the proportion of those that skip insurance has about doubled. And also some areas have become uninsurable. If you want a new policy, think of some of the forest fire prone areas out west and you know, the eastern half of the nation, they can get forest fires, too, of course, But east of the Mississippi, it stays more humid and you get more rain. That's why it's just not as much of a problem in the eastern half of the US. Well, you've taken my guidance to heart and you sure are passing along the insurance hot potato, raising the rent on your tenants.   Speaker 1 (00:04:04) - Here's some evidence because John Burns, real estate and consulting shows us that in the latest stats, single family rents are up 6.5% year over year. Yeah, single family rentals are also seeing higher occupancy and lower vacancy, and that's 6.5% annual growth rate in single family. So that's worth watching if you forecast inflation because of course that does make up part of the CPI like Rick and I recently discussed. Now single family rentals. They are roughly one quarter of America's rental housing stock. And this differs, by the way, from the rent growth on larger apartment buildings. Apartment building rent growth is slow due to so much new construction of larger apartment buildings where they're just still not building enough single family rentals in so many markets. So with this low, really just awful affordability for wannabe homeowners, what's happening in this area is that single families, they're attracting quality tenants. As this affordability worsens, the quality of the single family tenant is therefore increasing. The Fred charts tell us that the median sales price of the new build home is now $437,000 for 37.   Speaker 1 (00:05:31) - Note that that's for a new build, not existing. And home prices are up, up, up for four big reasons. It's really for major reasons that home prices are up. There is high home demand from the large millennial generation, this astoundingly scarce supply. Thirdly, there is a still pretty strong economy and. And then fourthly, believe it or not, if you're new to real estate, fourthly is, yes, historically normal mortgage interest rate levels. All these things are supporting these higher and higher prices and this scarce housing supply. That is a genuine American problem that we have here. Now, President Biden, he's tried to address it with a five year plan that he announced last year. And in just two days, Republican presidential candidates are going to take the stage in California for the second GOP primary debate. And the presidential candidates, they should be asked, what would you do about the housing shortage? That question was not asked in the first presidential debate. If I could ask them one question, yeah, it would be about housing and our next president matters whether Biden wins reelection or whether it's someone else.   Speaker 1 (00:06:44) - But my gosh, America spends too much time wrapped up in all this debate posturing and all this media hype over the positioning of the candidates. I mean, this is already been going on for months and months. Trump, Haley Pence, Ramaswamy DeSantis. Yes, the primaries are sooner, but the presidential election is still more than a full year into the future, even from this point. And this has already been going on for this long. I mean, virtually no other nation in the world drags it out for this long. It's almost a two year cycle of vetting these presidential candidates with two years. That's half of a presidential term right there. My goodness. Next week, as I'll be leaning on my team for a makeshift studio, I'll be joining you from Chicago, Illinois. And I will be checking out the sites and also the real estate opportunities there and those still in Chicago land. It's typically on the Indiana side of the Illinois Indiana line, where you'll tend to find the better real estate deals and the lower taxes is back to this week's show.   Speaker 1 (00:07:54) - We're not talking about Chicago today. Straight ahead, is this America's best cash flow real estate market? It's an area that has population and job growth, but it's slow growth. You'll be surprised with how low the property prices are. I mean, they're often below replacement cost, which is remarkable. But what that means is with today's high materials and labor and regulatory costs, it would pay more to build a new home on that site than what you can buy that completed existing for home today that was built decades ago. And I've walked these very neighborhoods. A lot of them are nice. They're not in war zone areas. The city has a great base of distribution jobs. It says sector where it's hard to outsource distribution jobs over to a less developed nations because those jobs need to be fixed right there where you need to move the goods. So in this city, they are building fulfillment centers. That's warehousing in this highly investor advantaged place is also a state capital. So they have another base of government jobs that are not going away.   Speaker 1 (00:08:58) - I'm talking to an experienced principal in this market that offers freshly renovated property to out of market investors like you. That's next. I'm Keith Windell you're listening to Get Rich Education. Jerry listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They have provided our tribe with more loans than anyone there truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four plex. 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And this isn't a solicitation If you want to invest where I do, just go ahead and text family to 66866. This is Perrin Life's Patrick Donahoe. Listen to Get Rich Education with Keith Wayne Mold. And don't quit your day dream. Hey, well, I'd like to welcome in one of our marketplace providers in such in Investor advantage geography, that is in Little Rock, Arkansas. Brian, we're going to be listening to one of the voices of Marketplace today. Hey, thanks so much for being here. Hey, thank you, Keith. Appreciate being here for the second time. This is great. Great catching up with you.   Speaker 1 (00:11:27) - Well, that's right. Now, it's been a few years since you and I got together in person in Little Rock, Arkansas, and we toured the market. If we walked the number of properties. But I think the thing that stands out most to me with that trip to Little Rock, where I spent the day with you, is that my baggage arrived late. Now, we had good accommodations at the Capitol Hotel, kind of the stately nice hotel right in the center of downtown. But my luggage to Little Rock arrived about 20 hours late. I've had really good luck with luggage all my life, but didn't this time. And my most enduring memory maybe, is that I had to go running in street shoes. And I still remember near the end of my run, I was running over the bridge that spans the Arkansas River between North Little Rock and Little Rock. Looking down while I was running at these slightly dressy black shoes on my feet, thinking, My gosh, it's a miracle that my feet don't hurt me.   Speaker 1 (00:12:24) - Yeah, that's exactly what I remember, Keith. I remember piecing it together. So you didn't come right out and just tell me you'd mention your bag had been lost. And then you mentioned that you went for a run that morning and thought, What did you run? So, yeah, you described basically running in your loafers from the day before. So I was like, This guy's a real machine from the north, the Great North down here. So I was impressed. Yes. And you're probably also wondering, did you really have to go running it? Right? That's the other thing. Well, right. Hey, you and I were just discussing this great media clip that we watched there from the local news there in Little Rock. This tells us quite a bit about the economic drivers in Little Rock as well as the low median home price there in the Little Rock area. Let's listen to this together. This is about two minutes in length and then we'll come back to comment.   Speaker 3 (00:13:15) - We turn now to the national recognition that three communities in central Arkansas are receiving.   Speaker 3 (00:13:20) - Little Rock North, Little Rock and Conway ranked in the top ten places for young professionals to live by for.   Speaker 1 (00:13:27) - Some great news channel. Seven's Brenda Lipinski is on your side tonight. She joins us now live in our studio. Brenda, tell us a little bit about these rankings.   Speaker 3 (00:13:34) - Yes, Chris. So Forbes advisor analyzed 99 of 100 largest cities and found that Little Rock North, Little Rock and Conway had great opportunities for young people. Little Rock North, Little Rock and Conway named Top ten Best Places for Young Professionals to Live by Forbes Advisor. And some agree. I think that there's no no doubt here in Arkansas, central Arkansas that we foster some of the greatest minds in talent. The criteria for the ranking included employment and pay, housing affordability, lifestyle and cost of living. North Little Rock Chamber of Commerce saying investment in young people is crucial for the area.   Speaker 1 (00:14:11) - They're the next leaders. So we need to make sure that we can continue to recruit them and develop them because they're going to be the next people on our board of directors are going to be the next city council members.   Speaker 3 (00:14:19) - Mayor Frank Scott Junior, who's a millennial, says good public education and jobs are a must.   Speaker 1 (00:14:25) - We've seen historic job growth for close to 10,000 new jobs.   Speaker 3 (00:14:28) - Young professionals saying there's a ton of reasons why they like the area, the community affordability.   Speaker 1 (00:14:34) - Every single time I connect with someone and I'm I'm able to find a new opportunity, whether it be inside of work and with my career or outside of work with just having fun.   Speaker 3 (00:14:44) - And for the future. So I'm hoping the state will create policy that will continue to attract more young people and think about the ways that we can continue to attract diverse professionals and how policy can impact people's image of the state and of the area specifically. Now, Forbes advisor also says that the areas are evolving into an entrepreneurial and innovation hub, which may also attract young professionals on your side. I'm Brenda Lipinski.   Speaker 1 (00:15:09) - Okay, Brenda, thanks so much. Forbes also likes the cost of living in central Arkansas, where the median home price is about $200,000. Right. So that's what the media is reporting.   Speaker 1 (00:15:20) - But you're right there, you're the boots on the ground. So tell us more about population growth and job creation and just overall the market vibe in the drivers there in central Arkansas. We have continued to see growth here. You know, I think it was mentioned that over 10,000 jobs created in just the last five years. One of the things that stands out here, too, is really driving that growth is that we're kind of known as a distribution hub or an upcoming distribution hub. A lot of that has to do with our geography and where we're located very centrally in the United States. And we're at the crossroads of two major interstates, I-40 and I-30. And so we've seen in just the last five years a very large Amazon facility put in actually three different fulfillment centers put in. So that's said to have brought in around 2000 jobs just right there. Then we've seen other big retailers come in like Lowe's and Ace Hardware and Dollar General, and they've all built distribution fulfillment centers here as well. And then even still we seeing growth with manufacturing moving into our river port here.   Speaker 1 (00:16:26) - It was just announced this year that a big Trex facility, they manufacture decking materials and from environmentally friendly sources and they're putting a major operation here. And they were drawn here for the location in proximity to the interstate. So those things really are driving us right now. A lot of our growth is accelerated by this sort of fulfillment warehousing distribution space. We have other drivers, too, and just the last few years, very diverse in the economy here. But we have a large tech company here called Apta. G. They were created right here in Little Rock and have really accelerated their growth. I believe they're said to get up to around 800 jobs. And those are all young professionals that could be working in Silicon Valley if they wanted to. Very diverse. We have aerospace here with Disso Falcon Jet, and then we have lots of government jobs here. We are the state capital. So we have all of our state government here. We're also a major medical center. So all of our medical professionals train here.   Speaker 1 (00:17:24) - Our medical school for the state is here in Little Rock. So all of our large hospitals there's on that note, things that we have coming now, they're announced they're building a new dental school here in Little Rock. So there's not a dental school in Arkansas currently. Also building a veterinarian school here in Little Rock. These are both going to be attached to another college that's here in Arkansas. So starting on a good foundation for those two schools. But that's another exciting move for Little Rock. So all these things are driving the workforce and bringing in younger workers, generating out workers from the medical school, for example, putting them out into the marketplace here. So we have a lot of young professionals, and I think that's why Forbes ranked us in the top ten of places for young professionals to live being the state capital there. Yes, you have that base of government jobs, some of the private sector jobs you mentioned you mentioned the expansion of medical. You know, these are two areas, government and medical that rarely contract very much, especially with the medical often growing and then with the government jobs, with the state capital being there in Little Rock, those just aren't the type of jobs that are going to be outsourced.   Speaker 1 (00:18:32) - And they're also not going to move the capital from little Rock to Pine Bluff, Arkansas, anytime soon either. So you do have that base there. And Brian, you and I were looking at different media articles recently and studying more statistics. No one area has it all. Little Rock has a lot of advantageous drivers, especially a high ratio of rent income to purchase price for investors. And we'll get into that later. But really with one of the statistics that we were consuming together, basically, if you think of it as gradients in an area's population growth and job growth, maybe let's think of five of them. There's high growth, there's slower growth, there's no change, there's slow decline or there's fast decline. And of those five, it seemed to be pointing to that second one, slow growth for the area. Yes, I mean, we're a very linear market here. Our growth is consistent. We haven't had a major increase or a major dip. We're just very consistent in linear in our growth.   Speaker 1 (00:19:32) - But it is continuous. We've seen that happen with even with housing, we've seen a lot of permits increase in the last few years, more multifamily permits even than single family permits. And it kind of tells you that the demand that's there for housing that rises along with the growth we are in that category, I would say, yeah, that's right. When we think about slow population growth, obviously those people need to be housed somewhere. And in the past decade you touched on it. To your point, both Little Rock and North Little Rock have had more multifamily built than they've had single family homes built. And nationally we are just so undersupplied depending on what numbers you look at. Were millions of housing units undersupplied nationally? How does that translate to the local picture there in central Arkansas, including Little Rock as far as being oversupplied, adequately supplied or undersupplied with housing? Well, I think we're undersupplied with single family housing first, and there's a real demand there. And there has been an increase in multifamily and most of that multifamily increase is at the top of the market.   Speaker 1 (00:20:40) - So there's been a real shift in multifamily. And what maybe used to be an A-class multifamily building is now A, B or a C because new A-class has been built to replace it. So we've seen some shift there. But where the majority of the housing stock is coming from is the multifamily sector and that puts more demand on the single family rentals. I mean, that is still a very desirable place. I think most anyone who lives in an apartment or has lived in apartment aspire to eventually have their own home or be within their own four walls in a yard that, you know, they belong to them or they control or rent or whatever else and have their own piece. So their demand stays there for single family rental, but there's not as much being built. So we've really seen an increase in our single family rental rates. I know there's been increases across the country in rental rates, but usually it's linear here. But you know, we've with not a great big jump, but we've really experienced a significant jump over the last few years.   Speaker 1 (00:21:42) - And I think a lot of it is driven with the demand for the single family and there's just only so much of it Now. We think about investors. Of course, most of the investors that you provide product for come from out of state. They live in areas that aren't nearly as investor advantaged as Littlerock is, but that's about more than the numbers. Oftentimes it's about that local landlord tenant law. I've got to say, it's been a while since I've consumed any material about this, but I remember in the past reading for years that oftentimes Arkansas comes in as one of the most landlord friendly states. That's correct. And it's been that way for a long time here. Our process is very simple and it's very much in favor of the landlord. But here an average eviction, if you get to that point of having to evict, typically it takes 30 days or less to actually get the tenant that's fast and less than $1,000 and that's hiring an attorney. So you're hiring an attorney? We have several that specialize here in the Little Rock area, for example.   Speaker 1 (00:22:45) - They can turn this thing around in about 30 days. And the process is it goes to an unlawful detainer if you filed for eviction and the tenant hasn't followed the eviction process and hasn't followed the proper notices and the proper days to get out, then the legally you can follow a unlawful detainer. And once that process gets moving and it moves pretty fast, a writ of possession is issued. And so at that point, the tenant is actually served by a police officer and they don't it's not a harsh dragging out with handcuffs, but they show up and generally escort them out of the place. It's pretty quick process overall and it's backed up by law enforcement. So but in no means is it a bullying or a brutal process or anything like that. And most residents here in Little Rock in Arkansas in general, that's the way it's been forever. They understand it. And usually when you serve an eviction notice, it means business. And most tenants know it means business and they just abide by it. So really, we don't have to enforce all that many evictions all the way through other than that, we serve, so we serve evictions and they generally just get out.   Speaker 1 (00:23:51) - That's sort of the process in Arkansas is known as to being one of the most landlord friendly states, and it's been that way for quite a long time. Of course, we're highly interested in that long history of the law reinforcing landlord interests more so than tenant interests, since we are interested in being long term investors. And when we talk about a metro area there in and around Little Rock, including their MSA, which includes North Little Rock and Conway, and we sometimes want to think about, all right, now, what parts of town would fit ones by box? Because even in an investor advantaged place, you probably don't want class A+, single family homes because of those higher price points. Rents don't keep up proportionally. And then we also typically want to avoid class areas. Those properties are shabby. They can't attract a rent paying tenant and properties don't typically appreciate very well on those low end class properties. So tell us about those areas in the criteria that fit your buy box that you know that investors want to put in their portfolio? Yeah, that's correct.   Speaker 1 (00:24:59) - I mean, we really stick a lot into the space. We're looking for kind of that working class tenant. They've got a good job. They are, you know, blue collar. They're hardworking people. Generally it's a family. Those are the areas where we're focused on and we're not exclusively in Little Rock. As you mentioned, the metro area is about a 55 mile radius. There's about a million people within that radius, the metro area. And that encompasses other areas around us other than Little Rock. So the city of Little Rock. There's the city of North Little Rock, which is actually not just the north side of Little Rock. It's a separate city from Little Rock and the other side of the Sherwood, Cabot, Jacksonville, Conway, Benton, Bryant. All of these are communities, cities around us enjoying Little Rock. We find rentals in those areas, too. We target specific areas within those different cities where really that B-class property in that B-class tenant is looking to live. And so we're not just in Little Rock.   Speaker 1 (00:25:56) - We do venture out into some of these other areas and we're talking about the Little Rock, Arkansas, and the investor market there and its growth story. However, a slow growth story, perhaps it's not growing as fast as some Floridian counties are, where you have a lot of foreign in-migration, you're going to have less foreign in-migration, for example, in Little Rock as compared to a lot of other places. We think about where the tenant income stream is going to come from. We've talked about that. All of those market drivers there, we start to think about, all right, what are the properties like in the prices in the rents? So can you tell us about the property types and then get into some of the important numbers for investors, Brian, And tell us about the quality of the renovation you do to get that property ready and make it effectively turnkey for investors. Tell us about the properties, the prices in the rents. We try to target mostly single family and we do come across and dabble in some multifamily as well, and it's mostly smaller multifamily.   Speaker 1 (00:26:58) - So you know, anywhere from a duplex up to maybe a 20 or 30 unit complex and fits within our box. But mostly we're focused on single family rentals. Our criteria is a three bedroom. Obviously it's going to have a bath, but three bedroom, two bath is what we like. We do come across a lot of three bedroom, one and a half baths. A lot of these homes were built in the 1960s, 1970s. Those homes are going to have some of the more modern things, sheetrock versus plaster wire versus knob and tube. So, you know, those are reasons why we want to focus on those 1960s, 1970s homes. Again, most of them are three bedroom, one into two baths. Most of them are around 1200 square feet. And we do a fairly extensive remodel. We have a lot of boxes to check. But I would say our average home ends up with a new roof, new Hvac, new hot water heater, almost all new flooring. We always put in granite countertops.   Speaker 1 (00:27:53) - It's a staple in Little Rock. We find that that just is a little bit of a wow factor compared to some other competitors out there and what they're offering as a result. So we pay attention to the finishes. We want all the hardware to match, we want all the light kits to match. We want everything to feel uniform. And our whole philosophy is we're trying to attract best quality tenants we can, but we want this to be it. Hope this is the best rental property they've ever had as well. We want them to really fall in love with the property and our number one goal is to retain tenants for as long as possible because one of our biggest killers is turnover cost. So, you know, if you lose a tenant, you've got to get that thing rent ready and put it back out on the market. And you've got to go through the whole process of finding a new tenant. So what we find is by providing a better product, it equals longevity of the tenant and then staying with us for a long time.   Speaker 1 (00:28:46) - And we typically start with an 18 month lease with escalators there with rent increases built in. But we find that we keep tenants for three and four years. Really good success with that. And think a lot of it is due to the areas we pick and then the product that we put out in the market. That's an excellent tenancy duration between 3 and 4 years with what you just laid out and describe there with these fresh rehabs and even granite countertops in your single family homes, it kind of feels like your own. So therefore you want to be a tenant longer. And I think that tenant duration, as long as mortgage interest rates stay high, really is set up to lengthen because it's that much more difficult for a renter to go out and be a first time homebuyer. So therefore, if you put them in a rental that they're really happy in and get that right right from the beginning that you guys do, it's unlikely that they're going to move into another rental because it's hard to do better than that.   Speaker 1 (00:29:40) - And it's also difficult for them to buy their own home due to this affordability constraint with the higher mortgage rates and higher prices. And when it comes to property prices, we listen to that media piece earlier where it was stated that the average or median home price, whatever it was, is about 200 K. So tell us about what rent we would see with what price for one of your typical properties there that you prepare for investors? Long var properties once they'd gone through the full turnkey renovation process and have been rented, they fall somewhere in a price range of 115 to say $140,000. Maybe our average sweet spot there. And those rents range anywhere from 1200 to $1500 a month, just sort of depending again on the location where it is and that sort of thing. So that medium may be up there in the 200 range. But again, we're sort of focusing on the B-class areas. And so that's where our price points tend to fall, that sort of like 120 to 140 price range. And if you're new to the show and you're a listener in Brooklyn, New York or Burbank, California, we're not talking about the 20% down payment amount here.   Speaker 1 (00:30:51) - We're talking about the complete purchase price amount with what we've discussed there. Tell us about your availability just in general over time. The inventory here, not unlike a lot of places around the country, is very tight right now. I mean, a lot of people are staying in homes and real estate just isn't moving like it was. So we're still finding opportunities, but not like we were. And that goes all the way down to home owner occupants. They're having a hard time finding places to buy because the sellers aren't selling. And that I think, trickles down to tenants as well. They're just fewer places to rent. That's what we're seeing. There is less supply than demand. And when something is coming on the market, I mean, it's getting gobbled up pretty quick, be it a rental or a property to buy. So the demand is still very strong and inventory is low. No, I'm curious, with prices that low, 150 K or less now that mortgage interest rates are higher, I think you know that I'm a leverage fan and we have ratios like that.   Speaker 1 (00:31:52) - You might be able to pay a higher interest rate yet still have cash flow but with higher interest rates. Brian Have you seen it where anyone is interested in making an all cash payment, a greater proportion of those people than there used to be? Yeah, absolutely. I mean, we're seeing people bring more money to the table for the down payment. We've seen quite a few cash buyers that we didn't normally see before. So yeah, people are just, you know, using their resources to write some of these things out or there's understanding to that this interest rate level is probably short term. And so they're like, you know, hey, let me go ahead and get this great property and hold on to it. Now, put a little bit more money into it. I'll refinance it later. So we are seeing a lot of people think more with that type of strategy in mind. I guess one approach is paying all cash now and then mortgage rates come down to a level where an investor is comfortable.   Speaker 1 (00:32:40) - They could maybe do an 80% cash out refinance. In my experience. What I've found, though, is that usually when someone pays for a property, all cash, no matter what mortgage rates do, they don't go back and get a mortgage on it. They just leave it paid all cash. That's what I always tend to see happen. Absolutely. And that's not a wrong way to go at all. I'll tell you what. And with appreciation built in and then, you know, all the other benefit tax write off benefits and those types of things. I mean, it ends up being a great place to put your cash if you had your cash, if you look at the full picture of the return. So to your point, people who go there temporarily end up staying there, right? Yeah, it goes from temporary to permanent and keep that paid off condition, even though it probably doesn't make a lot of financial sense. But it can depend on what situation. Well, in conclusion here, is there just anything else that an investor should know in general about the Little Rock market or Little Rock property or the particular renovations that you make to the property there? One thing just to point out kind of from an earlier part of our conversation about why, you know, the city is great for young professionals and had that Forbes ranking.   Speaker 1 (00:33:48) - And, you know, our cost of living here in Little Rock is 17% below the national average. So your money just goes further here. I believe. And I think that translates out right. And you know, at our unemployment is around 2%. So it's a very low unemployment rate. So the cost of living is lower your dollars go farther. Your tenants here tend to be more stable. There's job opportunities for them. So I think all of that builds into why Little Rock is a great investment market and why we see tenants stay in units for longer than their lease periods. As far as availability and quality of renovations, I mean, we certainly have availability. We have deals popping up all the time. I mean, we're known for our renovations and being at the top end of our renovations and a lot of our tenants come to us almost word of mouth. They've been in one of our rentals before with a friend or neighbor, and a lot of times they are knocking on our doors as we're renovating, asking when is this going to be available for rent? So a lot of it is reputation of product out there, even among the tenant population, not just the buyers out there.   Speaker 1 (00:34:53) - So I think those are some of the things we have going for us here. We continue on our our journey here. We've been investing in Little Rock since 1997, so we've got a great track record here and a lot of great experience. Yeah, Your volume of repeat investors that want to keep buying there is really a testimony to what you're doing. Well, thank you so much for sharing this. It's really an opportunity a lot of people don't know about or a lot of people don't think about. It's hard to find a more investor advantaged place than Little Rock, Arkansas, and surrounding central Arkansas. There for you, the listener from Marketplace, you'll see our little rock provider there or contact your investment coach If you don't have an investment coach yet, you can visit Marketplace com slash coach and pick your coach It's been great chatting about Little Rock. Oh yeah, a great chat about Little Rock. You know, one of the things that I visited while in Little Rock, it was the Clinton Presidential Library.   Speaker 1 (00:35:56) - It's worth checking out. But, you know, the one thing that I did not see, despite all the memorabilia and historic tributes to Bill Clinton there, there was not one mention, nothing about Monica Lewinsky. I could not find one in the whole place. I guess it's his library and he'll be remembered how he wants to be. But yeah, these numbers really work for investors 1200 to $1500 rent renovations like what we discussed in purchase prices of 115 to 140 K, So you can start with one of those properties or get a pack of these smaller sized single family rentals and then they can manage them all for you long term. They seek tenants for life there, quote unquote. So we're talking about working class, stable families now here in central Arkansas that should not be confused with higher priced areas out in northwest Arkansas. Okay. The provider and I were talking off air about a story that's emblematic of that area, Northwest Arkansas, a schoolteacher priced out of Bentonville. She couldn't find housing there. So she lives in a Fayetteville rental and commutes into Bentonville.   Speaker 1 (00:37:12) - Okay. Those are both northwest Arkansas cities. Of course, Bentonville is famously known as the Walmart headquarters. So we're not talking about northwest Arkansas here, which is an area that just doesn't work as well for long term rentals as Little Rock, central Arkansas. Forbes Even highlighting that Little Rock ranks as one of the top ten places for young professionals to live in, pointing out those super low house prices, Little Rock should be considered to see if it fits into your portfolio as a stable place with some of America's very best cash flows, which you can do is from Marketplace. You'll see our little rock provider there. If you want to connect with the provider yourself, you can also go directly to Marketplace slash Little Rock or if you prefer, contact your investment coach. It is free and Jerry marketplace slash coach until next week when I'll be back to help you build real estate wealth. I'm your host, Keith Winfield. Don't quit your day dream.   Speaker 4 (00:38:16) - Nothing on this show should be considered specific, personal or professional advice.   Speaker 4 (00:38:20) - Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Speaker 1 (00:38:44) - The preceding program was brought to you by your home for wealth building. Get rich education.  

Darwin Nunez scored a spectacular goal against West Ham at Anfield this afternoon! Dan and Errol where in the studio to speak through his performance as it went from zero to hero!To watch or listen to the full show head to redmenplus.com now: https://theredmentv.com/liverpool-3-1-west-ham-instant-match-reaction/Buy Redmen T-Shirts: http://www.redmenmerch.comSUBSCRIBE TO OUR LFC STREAMING SERVICE: http://www.redmenplus.com- Buy Our Merch: https://www.redmenmerch.com/- Award winning Independent Liverpool FC fan channel.- Click the link to get in touch

God can be trusted to speak truth and keep his promises. We know this because of the Bible and the person of Jesus Christ. As diligently stay faithful to both we can stand firm against the tide of our times.

It's the same old story for the Patriots against the Jets. Correspondent Mike Mancuso reports.

Billy Embody breaks down SMU's 34-17 loss to TCU in the Battle for the Iron Skillet. For your postgame meal, check out Shug's Bagels in Mockingbird Plaza with their After Hours menu. Order a ShugsBagels.com. Use promo code PONY for FREE SHIPPING on your order from EpochWines.com! Check out the Pony Express case at EpochWines.com/Pony. Head to EpochWines.com to join the Epoch Wine Club, a customizable club for those eager to automatically access new releases of Epoch wines two times a year. If the club isn't for you, buy individual bottles online! Get custom engraving, gift packaging, bundles and more! Thanks to our partner Gametime. Download the Gametime app HERE, create an account, and use code PONY for $20 off your first purchase! Forget planning months in advance. Gametime has deals on tickets right up to the day of the event. Get exclusive flash deals on tickets for football, basketball, baseball, concerts, comedy, theater, and more. The Gametime Guarantee means you'll always get the best price. If you find tickets in the same section and row for less, Gametime will credit you 110% of the difference. Download Gametime today. Last minute tickets. Lowest Price. Guaranteed. More info including how to download the app at Gametime.co! Terms apply. Go to birddogs.com/PONY or enter promo code PONY for a free birddogs hydro flask style water bottle with your order. That's birddogs.com/PONY or promo code PONY for a free birddogs hydro flask style water bottle. You won't want to take your birddogs off we promise you. Birddogs stretch khaki shorts are designed to fit slimmer through the thigh and leg giving you a truly sculpted look. Birddogs shorts do the exact same thing as Lululemon but fit way better. They fit way better than regular shorts that are made of a stiff, restricting cotton. Birddogs fixed this issue by inventing cloud knit fabric that looks just like khaki but stretches so you get a way slimmer fit without having to sacrifice movement. Birddogs uses anti-stink-sweat wicking fabric that keeps you cool and dry all day long. Want to buy the official game ball of SMU Football? Check out BigGameUSA.com or click HERE to see the official game ball for Preston Stone and the Mustangs! Use promo code "BEON3" for 10% off your order + FREE shipping! Use the code on SMU balls or any available ball on BigGameUSA.com! SUBSCRIBE to On The Pony Express YouTube by clicking HERE! Want more coverage of SMU Basketball and SMU Football, including the inside scoop on the team and recruiting? Subscribe to On The Pony Express by going here for a 7-day trial: https://www.on3.com/teams/smu-mustangs/join/  Follow our social media channels: Instagram: https://www.instagram.com/on3smu/ Twitter: https://twitter.com/smuon3 Facebook: https://www.facebook.com/OnThePonyExpress Learn more about your ad choices. Visit megaphone.fm/adchoices

Straight bussin

Purdue fell to 1-3 and lost again to generational bugaboo, Wisconsin, yesterday. Here's the wrap-up:

The Keys of the Kingdom with Brother Gregory as host. Straight talk on Keys Of The Kingdom about the keys to liberty under God. Offering a unique perspective to the ancient texts, hidden histories which sets the captive free. The Bible is the book for a voluntary "government of, for, and by the people."  His Holy Church was instituted so that you might be free. How were people able to escape the bondage of Egypt, Rome and the "World"? The secrets of liberty under God is here for those who will hear and see the whole truth! Broadcasts and videos at: http://www.preparingyou.com/wiki/Audio-Video

An excellent Friday crossword - not particularly difficult, but filled with some delightful clues. For example, 38A, Country described in "One can't impose unity out of the blue on a country that has 265 different kinds of cheese", France (delicious!); or 10D, Givers of priceless gifts, ORGANDONORS (in retrospect, of course!); and 41A, Bear necessities, DENS (

The 49ers stretch their length regular-season winning streak. AP correspondent Dave Ferry reports.

Writers Guild members are scheduled to meet with producers again today. The state is suing some companies that advertise "abortion pill reversal" treatments as safe and effective. Beverly Hills City Council votes to ban silly string and shaving cream on Halloween. Support The L.A. Report by donating now at LAist.com/join and by visiting https://laist.com.Support the show: https://laist.com

Adam Wicker will covering the connection between the spring and fall Holy Days and what does it mean to be cut off. cutoffHN

Welcome to this week's exciting episode of The Matthew Mania Podcast!    In this episode Matthew and Neil the Heel are thrilled to be joined by Nicole Layog, a private chef and yacht chef.  Fresh off a remarkable 33-day stint in Bermuda, Nicole brings a wealth of experiences and tales from her culinary escapades.   Nicole also shares her exhilarating stint on Big Brother 24, giving us a peek behind the scenes and into the world of reality television. With her dynamic personality and culinary expertise, Nicole has certainly made her mark in the culinary and reality television world.   You can meet Nicole in December as she raises money for Give Kids the World Village https://give.gktw.org/fundraiser/4504514  an 89-acre, whimsical nonprofit resort that provides critically ill children and their families with weeklong wish vacations at no cost.    Thanks for joining us on the Matthew Mania Podcast!  And check out our other Podcasts: www.matthewmania.com/podcasts   (Join us in Boca Raton on October 10, 2023 for the 100th Episode of the Real Estate Finder Podcast)   Shop Matthew Mania:   www.prowrestlingtees.com/matthewmania     Save the Dates for our next shows:   November 5th, 2023 Birthday Bash in Mizner Park   January 25th, 2024 Cruisn' for a Bruisin' at the Pullman Hotel Blue Lagoon at the Miami Airport   March 6th, 2024 at the YMCA (tentative)   May 18th, 2024  (tentative)   More information at:  www.BocaRatonWrestling.com       Brought to you by:   Matthew H. Maschler, Esq. Real Estate Broker (561) 208-3334 Matt@RealEstateFinder.com www.RealEstateFinder.com 8177 Glades Rd, Suite 6 Boca Raton, FL 33434   Member of the Palm Beach Board of REALTORS®, the Miami Association of REALTORS®, the Naples Areas Board of REALTORS®, Orlando Regional REALTOR® Association and R-World Broward, Palm Beaches, and St Lucie REALTORS®.   Help Israel Now! All support goes Straight to Israel's Soldiers www.yasharlachayal.org   Learn how to support our efforts to provide housing in Haiti http://www.frank-mckinney.com/caring-house-project   Ask about joining the Signature team!    Learn more about the Signature Real Estate Companies and why you should join South Florida's real estate industry leaders, Ranked #1 in Boca Raton, #25 in Florida and #336 in the Nation. www.SignatureRecruiter.com   Offices in Boca Raton, Delray Beach, Coral Springs / Parkland, Ft Lauderdale, Miami, Naples, Palm Beach, Orlando and throughout Florida.   And be sure to check out www.BocaRatonWrestling.com     We finally did it!  We found a venue for our Boca Raton Championship Wrestling show the night before the 5th voyage of Chris Jericho's Rock 'N' Wrestling Rager at Sea: Five Alive!   Cruisin' for a Bruisin' II will take place Thursday January 25th, 2024 at the Pullman Miami Airport Hotel at Blue Lagoon.  Doors will open at 6 and the show will start at 7.  And the after party starts at 10.  Stay at the hotel and take the shuttle to the cruise port!!!! Discount code "jericho" makes the tickets $25 tickets.holdmyticket.com Room block is https://tinyurl.com/59jjj6sr       Upcoming Events:     Sept. 23, 2023 Boca's Ballroom Battle https://www.ballroombattle.com   September 28, 2023 Red Meat Lover's Club www.rmlclub.com/events   October 10, 2023 Real Estate Finder Podcast  100th Episode  7:00   November 5, 2023 Boca Raton Championship Wrestling www.bocaratonwrestling.com   Saturday, November 11th, 2023 Boca Raton Wine & Food Festival www.bocaratonwineandfoodfestival.com   December 9, 2023 15th Annual Hearts of Reality for Give Kids the World Village https://www.gktw.org/heartsofreality/   January 25, 2024 Boca Raton Championship Wrestling in MIAMI www.bocaratonwrestling.com   Discount code "jericho" makes the tickets $25 tickets.holdmyticket.com   Room block is https://tinyurl.com/59jjj6sr   Red Meat Kosher Club February 22, 2024 More Info Coming

In our last episode (EP 161), your favorite personal stylist HOLLY KATZ shared the latest fashion news STRAIGHT from the front row of the runways at NEW YORK FASHION WEEK. (Please go back and enjoy that episode if you missed it.)   This week, she gives us a VERY QUICK rundown of the fashion trends you need to know.    LISTEN HERE NOW!   Can you wear them all? NO.    Can you try bits and pieces that work for you, to get you out of your comfort zone? YES!   Listen and learn about the key style elements you may want to add to your wardrobe this Fall, to be on-trend and in-style…. In the most age-appropriate way:   Creative, painted and embellished denim. Including denim-on-denim! Metallics. This can actually be a ‘neutral' color!  Gold. Not just for jewelry and accessories. Sequins. Not just for evening wear anymore! Sheer dressing. Great for any age as long as you wear layering pieces underneath. #FashionOver40 Big, big, oversized pants, also known at palazzo pants. Tie-Dye – still going strong! (Go back and listen to Episode 76) FRINGE!! Holly's favorite! Leather. Look for it in every way: tops, bottoms, jackets, accessories, bags, etc.  Painted fabrics, artistic fabrics.  Prints of all sorts for guys and girls. Shirting. Shirts as dresses, shirts as shirts, shirts for everything.  The Color Yellow. The Color Red Cargo Everything: pants, skirts, etc.    If you really want to get the full picture of the fashions coming your way, please see Holly's PINTEREST BOARD OF THE WEEK!   As with every Fashion Week wrap-up, Holly suggests you add ELEMENTS of what's new to your wardrobe and personal style. Not everything is for you or your age. But a little pop of fringe or color or metallic will elevate your style, and make you look on-trend in a very sophisticated way.    In other news….  Have you joined HOLLY'S BOOK CLUB?  Please run to Amazon right now for your copy of “STOP MAKING THESE FASHION MISTAKES.”   Everyone needs this style guide in their lives....and your friends need this too! Be someone's fashion hero. It's an easy read that you can have in your life forever, for whenever you need it.  It also makes the best gift ever!   It is still a BEST SELLER on Amazon, and available now for only $7.99 on Amazon.    Buy it here now.  And as always, please listen to the podcast wherever you like to listen and recommend us to your friends and family. If you sign up for our newsletter, you get all this free fashion content, delivered straight to your inbox. Every. Single. Week. Don't know how your day can get any better!     Thank you for being our Fashion Besties!     Xoxo –      Holly Katz  Your Favorite Personal Stylist, the Hostess with the Mostest AND the only Holly you need to know!  www.fashioncrimespodcast.com 

GDP Script/ Top Stories for Sept 22nd Publish Date:  Sept 21st From the Henssler Financial Studio Welcome to the Gwinnett Daily Post Podcast Today is Friday, September 22nd, and happy heavenly birthday to MLB HOF Tommy Lasorda. ****LASORDA**** I'm Bruce Jenkins and here are your top stories presented by Peggy Slappey Properties. Georgia Gwinnett College ranked most diverse Southern college for 10th straight year Grayson High grad supports versatile missions while serving at U.S. Navy Helicopter Squadron Snellville will hold liquor store license lottery on Sept. 25 All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe!    Break 1 : M.O.G.          Story 1: Georgia Gwinnett College ranked most diverse Southern college for 10th straight year   Georgia Gwinnett College (GGC) has been ranked as the most ethnically diverse Southern regional college by U.S. News and World Report for the 10th consecutive year. In the latest rankings, GGC secured the top spot for diversity in the Southern region and ranked fourth nationally for ethnic diversity among regional colleges. The rankings are based on data from the fall 2022 semester, with GGC's student body comprising 32% Black/African American, 27% Hispanic, 24% white, 12% Asian, and 4% multi-ethnic students. GGC also earned high marks in other categories, including undergraduate teaching, public schools, least debt, and international student representation.…..read more at gwinnettdailypost.com STORY 2: Grayson High grad supports versatile missions while serving at U.S. Navy Helicopter Squadron   Petty Officer 1st Class Johnny Rosario, originally from Grayson, serves as an aviation electronics mate at Helicopter Sea Combat Squadron 3. Rosario joined the Navy seven years ago for educational benefits, having attended Grayson High School and college. He credits his hometown's culture of staying calm and focused in fast-paced environments for helping him succeed in the Navy. HSC 3 conducts various missions, including search and rescue, air assaults, and medical evacuations. Rosario takes pride in being part of the Navy, contributing to national defense, and appreciates the guidance of mentors like Senior Chief Ronnie Mendoza and Chief Sean Fagan.   STORY 3: Snellville will hold liquor store license lottery on Sept. 25 Snellville officials are using a lottery to decide which business owner will be granted a liquor store license to operate a package store in the city. Five groups have submitted proposals, and the lottery, scheduled for September 25th at City Hall, will determine the recipient. This decision follows voter approval last November for the issuance of liquor store licenses. Initially, three proposals were approved for the lottery, but two more groups successfully appealed their denial, making a total of five eligible proposals. The lottery includes proposed sites near Main Street, McDonald's, Autobell Car Wash, Hampton Inn & Suites, and QuikTrip on U.S. Highway 78. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We'll be right back   Break 2:   Slappey - Tom Wages - Obits – Cumming Fair             STORY 4: The new Elizabeth H. Williams library in Snellville merges literacy with entrepreneurship   The new Elizabeth H. Williams Branch in Snellville is unlike any other Gwinnett County library. It shares a building with business entrepreneurs, offering a sprawling library on the ground floor and a Thrive Coworking space for small businesses on the second floor. The facility, costing $10.2 million in special purpose local option sales tax funds, is twice the size of the old Snellville branch and is unique for being the first library in the county to incorporate co-working spaces. Snellville's Mayor, Barbara Bender, sees it as an opportunity to support local entrepreneurs in a city known for its business community.   STORY 5: 4-H Farm Friends exhibit continues to connect people with animals at Gwinnett County Fair   The Gwinnett County 4-H Farm Friends exhibit at the Gwinnett County Fair continues to provide visitors with the opportunity to interact with farm animals. The exhibit, now in its 32nd year, features cows, a donkey, goats, sheep, newly hatched chicks, and ducklings. Visitors pay $1 per person to see the animals, and the funds raised serve as a significant fundraiser for the Gwinnett County 4-H group, covering expenses for various activities throughout the year. It also offers suburban children the chance to experience farm animals up close and learn about their care.   We'll be back in a moment   Break 3:  ESOG – Ingles 9   STORY 6: Four from Gwinnett Heat up for ASPIRE Awards   Four individuals affiliated with the Gwinnett Heat have been nominated for the Fifth Annual ASPIRE Awards presented by the American Association of Adapted Sports Programs. These awards recognize outstanding contributions to support student-athletes with physical disabilities. Ed Shaddix, recently retired athletic director for GCPS, is nominated for the Eli Wolff Award for Advocacy. Jeff Jones of the Gwinnett Heat is a nominee for the Gail Hendrick Award for Volunteerism. Additionally, two Heat coaches, Len Boudreaux and Lynette Swanson, are nominated for Junior Varsity Coach of the Year. The awards banquet will take place on October 22nd in Atlanta.   STORY 7: Rebecca Miranda breaks Brookwood career assists record in win over Parkview   Brookwood's volleyball team celebrated Senior Night as they defeated Parkview with a score of 25-18, 25-10, 25-23. Rebecca Miranda achieved a career milestone by breaking the program record for career assists with a total of 1,253 assists, surpassing the previous record set in 2019. The win ties Brookwood with Grayson for first place in Region 4-AAAAAAA, both holding 3-0 records. Kate Phelan, Sarah Sanders, and Rayne Williams also made significant contributions to the team's success.   We'll have final thoughts after this.   Break 4: Henssler 60 Thanks again for hanging out with us on today's Gwinnett Daily Post podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, the Community Podcast for Rockdale Newton and Morgan Counties, or the Paulding County News Podcast. Read more about all our stories, and get other great content at Gwinnettdailypost.com. Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. www.wagesfuneralhome.com  www.psponline.com  www.mallofgeorgiachryslerdodgejeep.com  www.esogrepair.com  www.henssler.com  www.ingles-markets.com  www.downtownlawrencevillega.com  www.gcpsk12.org  www.cummingfair.net www.disneyonice.comSee omnystudio.com/listener for privacy information.

Craig Elsten and Chris Reed are joined live by Padres Hot Tub patrons on the Post Game Show stage on Discord to discuss a come-from-behind 3-2 win over Colorado, capping a three-game sweep while extending a season-long winning streak to seven games. What *actually* would have to happen for the Padres to sneak into the playoffs? We break it down and take listener questions live on air!

Ben, Woods, and Paul are here for you on a Thursday morning! We start with some foreplay as Woodsy tells us about his stolen valor this morning before we get a Daily Ditty from Ben. Then we bring you our Padres Wrap-Up and talk about the Padres winning their 7th straight game! It sure feels like it's too late in the season, but when do we as fans get our playoff hopes back up? Listen here!

Where is the sharp action this week in football, for both College Football and the NFL this week? Who should you be looking at for your survivor picks? We head to Vegas to SuperBook Sports and check in with bookmaker John Murray for the bookmaker's perspective! Get your fix for NFL picks for Week 3 and College Football Week 4 predictions on the latest episode of the "Kelly and Murray" Show."Kelly and Murray" is a Las Vegas-based sports betting podcast with industry experts Kelly Stewart and John Murray. Straight from the best gambling city in the world, it's the only podcast that combines a sports bettor with a bookmaker -- and they've been friends for over a decade.#NFLPicks #collegefootballpicks #footballpicksTime stamps:0:00 - 1:23 Intro1:24 - 6:30 Weekend recap6:31 - 8:50 Survivor8:51 - 9:53 NFL Landing 19:54 - 13:26 Refunds?13:27 - 20:18 CFB Week 420:19 - 27:39 NFL Week 327:40 - 39:06 Mailbag

Unlike our normal show, Straight Real Estate is 100% about well... real estate. In this value-packed episode learn all about how to use leverage to build wealth. Sam goes into the main four pillars of leverage and how to use them. ⁠www.fasterfreedom.com/resources⁠

Is Producer Rebecca's friendship with her straight bestie scaring the hoes?! She'll break down her new queer observation. + Producer K Lee is at WAR with his wife and his work nieces! Why? His naturally occurring gaseous emissions! Who's wrong and who's right?! Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it time for the Jets to beat the Patriots? When will the Giants see an impact from Thibodeaux? Is Thibodeaux too thin skinned? Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 2110 - Missing F 35 supposedly found? Why