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Today, on Karl and Crew, we continued our weekly theme, "Under Pressure," which explores how pressure exposes God's power, and we focused on 2 Corinthians 4:7–18. Rob West joined us to talk about financial pressure, trusting God as a provider, and practicing faithful stewardship when money feels tight. Host of the nationally syndicated radio program Faith & Finance Live, is CEO of Kingdom Advisors, and wrote “Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship.” Steve Norman joined us to help us understand when to carry our own load, when to ask for help, and how to support loved ones without trying to carry what only God can. Steve is a pastor, speaker, corporate wellness coach for Winning At Home, and the host of “The New Norm with Steve Norman.” He wrote the book called “The Preacher as Sermon: How Who You Are Shapes What They Hear.” We then opened up the phone lines to hear from our listeners. We posed the question, “What is the great stuff in your life you have not thanked God for, but you would like to now?” You can hear the highlights of today’s program on the Karl and Crew Showcast. If you're looking to hear a particular segment from the show, look at the following time stamps:Rob West [ 22:45 ]Steve Norman [ 37:37 ]Caller Question [ 17:21 ]Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.
Today, on Karl and Crew, we continued our weekly theme, "Under Pressure," which explores how pressure exposes God's power, and we focused on 2 Corinthians 4:7–18. Rob West joined us to talk about financial pressure, trusting God as a provider, and practicing faithful stewardship when money feels tight. Host of the nationally syndicated radio program Faith & Finance Live, is CEO of Kingdom Advisors, and wrote “Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship.” Steve Norman joined us to help us understand when to carry our own load, when to ask for help, and how to support loved ones without trying to carry what only God can. Steve is a pastor, speaker, corporate wellness coach for Winning At Home, and the host of “The New Norm with Steve Norman.” He wrote the book called “The Preacher as Sermon: How Who You Are Shapes What They Hear.” We then opened up the phone lines to hear from our listeners. We posed the question, “What is the great stuff in your life you have not thanked God for, but you would like to now?” You can hear the highlights of today’s program on the Karl and Crew Showcast. If you're looking to hear a particular segment from the show, look at the following time stamps:Rob West [ 22:45 ]Steve Norman [ 37:37 ]Caller Question [ 17:21 ]Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.
Today, on Karl and Crew, we continued our weekly theme, "Under Pressure," which explores how pressure exposes God's power, and we focused on 2 Corinthians 4:7–18. Rob West joined us to talk about financial pressure, trusting God as a provider, and practicing faithful stewardship when money feels tight. Host of the nationally syndicated radio program Faith & Finance Live, is CEO of Kingdom Advisors, and wrote “Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship.” Steve Norman joined us to help us understand when to carry our own load, when to ask for help, and how to support loved ones without trying to carry what only God can. Steve is a pastor, speaker, corporate wellness coach for Winning At Home, and the host of “The New Norm with Steve Norman.” He wrote the book called “The Preacher as Sermon: How Who You Are Shapes What They Hear.” We then opened up the phone lines to hear from our listeners. We posed the question, “What is the great stuff in your life you have not thanked God for, but you would like to now?” You can hear the highlights of today’s program on the Karl and Crew Showcast. If you're looking to hear a particular segment from the show, look at the following time stamps:Rob West [ 22:45 ]Steve Norman [ 37:37 ]Caller Question [ 17:21 ]Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.
Today, on Karl and Crew, we continued our weekly theme, "Under Pressure," which explores how pressure exposes God's power, and we focused on 2 Corinthians 4:7–18. Rob West joined us to talk about financial pressure, trusting God as a provider, and practicing faithful stewardship when money feels tight. Host of the nationally syndicated radio program Faith & Finance Live, is CEO of Kingdom Advisors, and wrote “Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship.” Steve Norman joined us to help us understand when to carry our own load, when to ask for help, and how to support loved ones without trying to carry what only God can. Steve is a pastor, speaker, corporate wellness coach for Winning At Home, and the host of “The New Norm with Steve Norman.” He wrote the book called “The Preacher as Sermon: How Who You Are Shapes What They Hear.” We then opened up the phone lines to hear from our listeners. We posed the question, “What is the great stuff in your life you have not thanked God for, but you would like to now?” You can hear the highlights of today’s program on the Karl and Crew Showcast. If you're looking to hear a particular segment from the show, look at the following time stamps:Rob West [ 22:45 ]Steve Norman [ 37:37 ]Caller Question [ 17:21 ]Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.
What does it really mean to store up treasure in heaven? On the next Faith & Finance Live, Rob West explores eternal rewards. Discover how understanding God’s heavenly riches can reshape how we steward our time, money, and influence. Then, it’s on to your questions on different financial topics. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Imagine if a quarter of our country suddenly had to flee—unsure what tomorrow might bring. That’s the kind of hardship many families in Lebanon face. As Lebanon encounters another humanitarian crisis, innocent families are caught in the middle. On the next Faith & Finance Live, Camille Melki of Heart for Lebanon joins Rob West with a boots-on-the-ground report and a powerful opportunity to respond. Then, it’s your calls. That’s Faith & Finance Live— biblical wisdom for your financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Randy Alcorn says, “Abundance isn’t God’s provision for me to live in luxury. It’s his provision for me to help others live.” When God entrusts us with more, the question isn’t simply, “How much can I keep?” but “How much can I use for His purposes?” On the next Faith & Finance Live, Cody Hobelmann joins Rob West to share how this concept changed his own view of money. Then, it’s your calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
If you're drowning in debt and someone offers a lifeline, make sure it's not really an anchor. You have a few different choices for paying off debt, but they're definitely not all equal. Options include debt settlement, debt consolidation, and debt management. On the next Faith & Finance Live, Rob West and Neile Simon explain the difference. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
When life moves quickly, it’s easy to make financial decisions on the fly and lose sight of the habits that build long-term faithfulness. God, however, calls us not to hurried living but wise stewardship. On the next Faith & Finance Live, Rob West talks about how to stay financially faithful even in a full and demanding season of life. Then, it’s on to your calls. That’s Faith & Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Well, summertime is here—and while the kids are counting down the days until school’s out, parents and grandparents might be counting something else . . . the cost. But keeping kids entertained during the summer doesn’t have to break the bank. On the next Faith & Finance Live, Rob West shares 10 fun, free things the family can do this summer—activities that build memories, rather than debt. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Global investing has long been dominated by the U.S.—but what if that era is starting to give way? As the global economy evolves, investors may need to think beyond domestic borders to steward their portfolios wisely. On the next Faith & Finance Live, Rob West and Mark Biller talk about international investing. Then, it’s on to your calls. That’s Faith & Finance Live, biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
What are the biggest financial questions people ask? The money-related questions with which we grapple often reveal our fears, our hopes, and what we believe about God’s provision. On the next Faith & Finance Live, Rob West and Sharon Epps share the questions financial advisors hear most often. Explore how a biblical perspective can help us address them wisely. Then, it’s on to questions. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Retirement isn’t the end of your purpose—it can be the beginning of a new expression of it. For years, retirement has been framed as the time to finally stop working, but what if that idea is incomplete? What if this season is for something more enduring than leisure alone? On the next Faith & Finance Live, Rob West and Mitch Anthony discuss how to live a purpose-driven retirement. Then, it’s on to your calls. That’s Faith and Finance Live— biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
An emergency fund can be the difference between a financial setback and a financial crisis—but only if it’s built the right way. Many people know they should have an emergency fund, but they’re unsure how much to save—or where that money should actually be kept. On the next Faith & Finance Live, Rob West talks about developing an emergency fund, so the reserves are available when you need them most. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
How can you make great family memories without breaking the budget? That’s always the challenge and since summer is not that far, the kids are already thinking “vacation.” What can you do to be ready? On the next Faith & Finance Live, Rob West and Crystal Paine share some great tips for a budget-friendly family vacation. Then, it’s on to your questions on different financial topics. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
What do you do when the cost of staying healthy starts straining the family budget? For many households, rising healthcare expenses have become one of the biggest financial pressures they face. But even when traditional coverage feels out of reach, you have options. On the next Faith & Finance Live, Rob West and Lauren Gajdek discuss medical cost sharing, how it works, and why more families are taking a closer look. Then, it’s on to your calls. That’s Faith & Finance Live— biblical wisdom for your financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
A growing number of Christians are asking not just how to invest, but whether their investments reflect what they believe. For many, investing has been treated as a purely financial activity. But can it also be deeply connected to our calling? On the next Faith & Finance Live, Rob West and Luke Bolton discuss faith-based investing. Explore why it may be more about theology than strategy. Then, it’s on to your calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
What if investing could be about more than performance—what if it could also be about purpose? More believers are asking whether their portfolios reflect their convictions, and new tools are making that easier than ever. On the next Faith & Finance Live, Rob West and Mike Schnackenberg talk about ETFs, stewardship, and how to invest in ways that honor God and serve the common good. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Unexpected wealth can feel like a blessing—but without wisdom, it can quickly become a burden. A sudden financial gain—a large inheritance, a life insurance payout, even the sale of a business—can change your circumstances overnight. But what you do next matters far more than what you receive. On the next Faith & Finance Live, Rob West talks about the implications, options, and emotions. Then, it’s on to your calls. That’s Faith & Finance Live, biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
2 Timothy 1:5 states, “I am reminded of your sincere faith, which first lived in your grandmother Lois and in your mother Eunice and, I am persuaded, now lives in you also.” This verse highlights how deeply a mother's faith can shape generations. Moms quietly cultivate our hearts, our values, and even our view of God. On the next Faith & Finance Live, Rob West celebrates the impact of faithful mothers. Then, it’s your calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Is it possible to help your adult children in a way that actually stunts their growth? It’s not an easy question—but it’s an important one because the way we offer support can shape not just their circumstances, but their character. On the next Faith & Finance Live, Rob West explores how to empower adult children. Then, it’s on to your calls. That’s Faith & Finance Live, biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Economic headlines may shake our confidence, but God’s wisdom provides a firm foundation. When uncertainty emerges, fear often follows. Making financial decisions based on that worry can lead to regret. On the next Faith & Finance Live, Rob West and Ron Blue share how we can fortify our finances for uncertain times while continually trusting the Lord. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
We’re continually tempted to want more, upgrade faster, and pursue the next big purchase—but what if all this activity actually costs us our freedom? On the next Faith & Finance Live, Rob West and Bob Lotich explain why wanting less may be one of the most powerful financial decisions you can make. Discover how making this shift can reshape your life. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Billy Graham once said that a checkbook is a theological document; it tells you who and what you worship. Each day, we make financial decisions—often without much thought. It is wise, however, to slow down and look deeper because how we spend may reveal more about our hearts than we realize. On the next Faith & Finance Live, Rob West explores how our typical purchases reflect what we truly value. Then, it’s on to calls. That’s Faith and Finance Live . . . biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Ecclesiastes 3:1 begins, “For everything there is a season . . .”. God has designed life to unfold in seasons. With each one comes new challenges, opportunities, and, sometimes, new finish lines. On the next Faith & Finance Live, Rob West and Cody Hobelmann discuss why it’s not only okay to adjust your financial finish line—it’s often the wise and faithful thing to do. Then, it’s on to calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Could a reverse mortgage strengthen your financial plan? It may depend on whether it’s part of the plan at all. For many retirees, home equity is their largest asset; however, in most financial plans, it’s treated as if it doesn’t exist. On the next Faith & Finance Live, Rob West and Harlan Accola explore how bringing your home into the plan can change everything. Then, it’s on to your calls. That’s Faith & Finance Live, biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
How much is enough, and why does sufficiency frequently seem just out of reach? We often think the answer is a number—a financial target that will bring peace. But what if “enough” isn’t something you reach, but something you define? On the next Faith & Finance Live, Rob West explores how that question is reframed biblically and why it matters for your contentment, your decisions, and your generosity. Then, it’s your questions. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
You may own shares in major companies, but who’s speaking on your behalf when big decisions are made? As investors, we often think about what we own—but not how that ownership can be used to influence companies for good. On the next Faith & Finance Live, Rob West and Chris Meyer talk about corporate engagement—and what it looks like in practice. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
“Many are the plans in the mind of a man, but it is the purpose of the Lord that will stand.” - Proverbs 19:21 We're often told to plan for the future. Build a budget. Set retirement goals. Create a roadmap for success. And those things can be wise and helpful. But what happens when the future doesn't follow the plan? That's a tension many people experience but rarely talk about: the paradox of planning. Scripture teaches that planning matters—but it also reminds us that even our best plans are never the final word. Planning Is a Biblical Practice Whether it's a financial roadmap, a retirement timeline, or a weekly budget, planning helps us prepare for what lies ahead. And the Bible affirms that kind of wisdom. In Proverbs 6, we're told to consider the ant. Without anyone directing her, she gathers food in the proper season and prepares for what's ahead (Proverbs 6:6–8). The lesson is clear: be diligent, think ahead, and use today wisely to prepare for tomorrow. Planning itself is not the problem. In fact, planning can be an act of stewardship. It reflects responsibility, foresight, and wise management of the resources God has entrusted to us. When Planning Becomes Self-Reliance But planning carries a subtle danger. What begins as wisdom can slowly drift into self-reliance. Once we build a plan, it can be easy to believe we control the outcome. We may not say it out loud, but deep down, we start thinking, I've got this figured out. That's why James offers a strong warning: “Come now, you who say, ‘Today or tomorrow we will go into such and such a town and spend a year there and trade and make a profit'—yet you do not know what tomorrow will bring.” (James 4:13–14) James is not condemning planning. He is confronting presumption—planning that assumes we are in control and forgets our dependence on God. This is the paradox we must learn to embrace: Plan wisely. Trust deeply. Prepare diligently. Surrender completely. Our plans should never replace our dependence on God. They should reflect it. Paul's Redirected Plan The apostle Paul gives us a powerful example of this in Acts 16. Paul and his companions had a clear strategy. They intended to preach in Asia. It was thoughtful, strategic, and mission-driven. But the Holy Spirit prevented them from going there. They tried another route toward Bithynia, but again they were redirected. Then Paul received a vision of a man from Macedonia saying, “Come over and help us.” That moment changed the course of Christian history. Instead of continuing east, the gospel crossed into Europe for the first time. Paul had a plan—but God had a greater one. What looked like an interruption was actually divine guidance. When Life Doesn't Go According to Plan The same can be true for us. A job opportunity falls through. An investment underperforms. A door closes unexpectedly. A timeline shifts. Our instinct is often to assume something has gone wrong. But what if those moments are invitations? Invitations to trust Invitations to listen Invitations to let God lead Sometimes what feels like a setback is actually a redirection toward something better than we imagined. Hold Your Plans With Open Hands Faithful planning doesn't mean gripping our plans with a clenched fist. It means holding them with open hands. The late pastor and author Tim Keller once said, “You can make plans, but you cannot make outcomes.” That captures the heart of biblical planning. We are called to think ahead, act wisely, and steward well. But outcomes never ultimately rest in our hands. As Proverbs 16:9 reminds us: “The heart of man plans his way, but the Lord establishes his steps.” Where Real Peace Is Found When we understand this, something beautiful happens. Our peace no longer depends on whether everything unfolds according to our timeline. Instead, our peace rests in the One who holds the future. Budgets, goals, strategies, and financial plans are useful tools—but they are not our security. God alone is. So make plans. Work diligently. Think wisely. But hold every plan loosely enough that God can redirect it. Because sometimes His detours become our greatest blessings. Want to Explore This More Deeply? If this idea resonates with you, Rob West explores it further in Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship. The devotional is designed to help you see every part of your financial life—saving, giving, planning, and investing—through the lens of Scripture and the joy of trusting God with all He has entrusted to you. You can order your copy or place a bulk order for your church or small group at FaithFi.com/Shop. On Today's Program, Rob Answers Listener Questions: My family is struggling to make ends meet in ministry. Should I cash out a taxable investment account to pay off our low-rate mortgage and create more monthly margin? My emergency fund is in a government money market fund at Fidelity, but it's not FDIC-insured. Should I move it to a bank account or leave it there? We're raising four granddaughters and paying about $1,000 a month for whole life policies with cash value. Should we cash them out and invest the money instead? My 92-year-old mother wants her Connecticut home to go directly to my wife, avoid probate, and reduce the chance of challenges. What's the best way to transfer it? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) TreasuryDirect.gov Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
We’re told to plan for the future—but what happens when the future doesn’t follow the plan? We are reminded in Scripture that even our best plans are not the final word. On the next Faith & Finance Live, Rob West explores a tension many of us experience but rarely talk about—the Paradox of Planning. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
We are told clearly in Scripture that God owns everything, and we are merely stewards of what He has entrusted to us for a season. Part of good stewardship is knowing when you have enough. On the next Faith & Finance Live, Rob West and Cody Hobelmann discuss how you can establish your first financial finish line. Then, it’s your questions. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
A humanitarian crisis is unfolding—and for hundreds of thousands of families, survival is now a daily question. Lebanon is once again facing a devastating conflict, and the impact on families—especially women and children—is overwhelming. On the next Faith & Finance Live, May-Lee Melki from Heart for Lebanon joins Rob West to share what’s happening and explain how we can help bring lasting hope. Then, it’s your calls. That’s Faith & Finance Live, biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
What if the most important factor in choosing a financial advisor isn’t performance—but alignment? New research shows that when your financial advice aligns with your values, it doesn’t just impact your portfolio—it reshapes how you think about money altogether. On the next Faith & Finance Live, Rob West and Sharon Epps unpack what that means for you. Then, it’s your questions. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
How much can you safely spend in retirement without running out of money? It’s one of the biggest questions retirees face—and for years, many have looked to the “4% rule.” But what if that rule isn’t as simple as it seems? On the next Faith & Finance Live, Rob West and Mark Biller revisit this widely used guideline and explore a more flexible, thoughtful approach to retirement withdrawals. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
What if investing isn’t just about returns—but about redemption? For many, investing can feel impersonal—something tied to markets and retirement, rather than spiritual formation. In Scripture, however, we are called to something deeper—using what we have to serve others and reflect God’s purposes. On the next Faith & Finance Live, Rob West explores how investing can become an act of worship. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Money conversations often focus on numbers and strategies, but underneath them are deeper questions about identity and worth. For many women, financial confidence is closely tied to how they see themselves and their role in God’s story. On the next Faith & Finance Live, Rob West and Bethany Frymire talk about that connection. Then, it’s on to your calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
What if your everyday banking could help fuel ministry—without changing how you manage your money? Most of us think of banking as purely transactional—but what if it could become a tool for Kingdom impact? On the next Faith & Finance Live, Rob West and Aaron Caid share how a unique approach to banking helps support churches, families, and ministries around the world. Then, it’s on to your calls. That’s Faith & Finance Live, biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
What if debt isn't just a financial issue—but a discipleship one? We often view borrowing through a practical lens: interest rates, monthly payments, and payoff timelines. But Scripture invites us to look deeper. Debt doesn't just affect our wallets—it can shape our freedom, influence our generosity, and impact our ability to respond when God calls. Understanding debt through a biblical perspective helps us see why it matters far beyond the numbers. The Weight Debt Carries Borrowing is common in modern life. Credit cards, student loans, mortgages, and business financing are often seen as normal—even necessary. And while Scripture doesn't call debt a sin, it does consistently warn us about its burden. Proverbs 22:7 reminds us, “The borrower is the slave of the lender.” In the ancient world, that was sometimes literal. Today, while we aren't entering servitude, the principle still applies. Debt creates obligations. It ties up future income. It can limit flexibility and shape decisions in ways we don't always anticipate. In many ways, debt mortgages the future—affecting not just our finances, but our availability. When Debt Becomes a Discipleship Issue Debt becomes a spiritual concern when it limits our ability to follow God freely. Imagine feeling led to give generously, help someone in need, or step into a ministry opportunity—but being unable to respond because your income is already committed. That's where debt intersects with discipleship. Romans 13:8 says, “Let no debt remain outstanding, except the continuing debt to love one another.” While Paul is primarily speaking about relational obligations, the principle carries weight: financial commitments should never overshadow our greater calling to love and serve others. So the better question isn't simply, “Am I allowed to take on this debt?” It's, “Will this decision increase or limit my ability to love, give, and respond to God?” Wisdom Over Permission Scripture consistently calls us beyond what's permissible to what's wise. In 1 Corinthians 10:23, Paul writes, “‘I have the right to do anything,' you say—but not everything is beneficial. Not everything builds up.” Some debt may be appropriate—a modest mortgage or a thoughtfully planned business loan, for example. But much of the debt we carry isn't driven by necessity. It often comes from impatience, comparison, or cultural pressure. When we continually borrow from the future, we may miss opportunities God places before us today. Grace for the Journey If you're already carrying debt, the response isn't shame—it's grace. The gospel begins with a powerful truth: our greatest debt has already been paid. When Jesus declared “It is finished” (John 19:30), the Greek word tetelestai was often written on receipts to indicate a debt paid in full. We owed a debt we could never repay, and Christ paid it completely. That truth reshapes how we approach financial debt. We pursue repayment not out of guilt, but out of gratitude—and a desire to walk in the freedom Christ has secured for us. The goal isn't perfection—it's faithfulness. Start by taking an honest look at your current obligations. Not just the numbers, but how they affect your ability to live out God's calling. From there, consider practical steps: Build or refine a budget Create a clear repayment plan Align your spending with your priorities Psalm 37:21 says, “The wicked borrows but does not pay back, but the righteous is generous and gives.” Faithful stewardship isn't just about getting out of debt—it's about growing in generosity and readiness. Freedom Leads to Availability Charles Spurgeon once warned that debt “is a small beginning, but a giant's ending.” What starts as convenience can become a chain that limits where God is leading. But freedom from debt isn't about legalism—it's about availability. It's about being ready, like Isaiah, to say, “Here I am. Send me” (Isaiah 6:8). That's the invitation: take one step. Seek wisdom. Build margin. Walk in grace. Because when God calls, the goal isn't to say, “Maybe someday”—it's to say, “Yes, Lord. I'm ready.” A Resource to Go Deeper If you want to explore this idea further, Rob West's new devotional, Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship, walks through what it means to see God—not money—as our ultimate treasure. It's available now at FaithFi.com/Shop, and if you'd like to go through it with your church or small group, discounted bulk pricing is available. On Today's Program, Rob Answers Listener Questions: We're both over 70 and earn about $185,000 combined. Would it be better to file taxes jointly or separately to maximize benefits? I have $300,000 in CDs and want to explore slightly higher-return options. What conservative alternatives should I consider? My tax return was rejected for missing a 1095-A, but I don't have marketplace insurance. How can I fix this? I'm 65, retired, and receiving Social Security while pastoring part-time. Can I still contribute to a Roth IRA or other retirement account? Is the Social Security late enrollment penalty really permanent, or can it ever be removed? I mistakenly filed ‘married filing separately' and already got my refund. Can I amend it to ‘married filing jointly,' and how? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Community Credit Union | AdelFi TreasuryDirect.gov Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
What if debt isn’t just a financial issue—but a discipleship one? We often view borrowing through a financial lens—rates, payments, and timelines; however, in Scripture, we are invited to see the spiritual implications, too. Debt can shape our freedom, generosity, and ability to respond when God calls. On the next Faith & Finance Live, Rob West explores a more biblical perspective on borrowing. Then, it’s your questions. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Does following Christ guarantee health, wealth, and success—or something deeper? Many believers grapple with that tension, especially when life doesn’t go as expected. On the next Faith & Finance Live, Rob West and John Cortines discuss how the prosperity gospel distorts biblical truth, and how, through Scripture, we are called to trust God in both abundance and hardship. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
What if the question, “How much is enough?” isn’t really about money at all? Many of us wrestle with this subject, especially in a world that always pushes us toward more. On the next Faith & Finance Live, Rob West and Taylor Standridge explore why “enough” is less about numbers and more about the heart. Discover how that realization changes everything from contentment to generosity. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Don’t you LOVE filling out your taxes? The forms are so fun. And paying up is a sheer pleasure, right? Wrong! But the pain of paying taxes is something people understood in Jesus’ day, as well. What’s the biblical viewpoint on taxes—especially those that pay for things Christians find sinful? Taxes in Scripture: that’s our conversation this week on The Land and the Book. You’re gonna love it!Donate to Moody Radio: http://moodyradio.org/donateto/landandthebookSee omnystudio.com/listener for privacy information.
Jonathan Edwards once said, “True legacy consists not of what we leave behind, but of what we instill in others.” We often think about bequeathing money and assets, but, in Scripture, we are called to also pass on wisdom, character, and a legacy of faithfulness. On the next Faith & Finance Live, Rob West explains how to prepare the next steward. Learn why it’s crucial to intentionally give wisdom before wealth. Then, it’s your calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
With more than 2,300 verses on money and possessions, the Bible contains powerful financial teaching that can change your life. Are you using that wisdom to help you manage your finances? On the next Faith & Finance Live, Rob West and Sharon Epps share some powerful financial tips from God’s Word. Then, it’s on to your calls. That’s Faith & Finance Live, biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
What if true joy doesn’t come from gaining more, but from gratefully receiving what God has already provided? On Faith & Finance Live, Rob West and John Cortines explore what is called the Cycle of Grateful Living. Explore how it transforms our approach to money and contentment. Then, Rob tackles your financial questions. Listen for the next Faith & Finance Live, where biblical wisdom meets today’s finances, weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here. See omnystudio.com/listener for privacy information.
When it comes to generosity, many of us struggle with where to give, how much to give, and whether it really makes a difference. On the next Faith & Finance Live, Rob West explores why intentional giving isn’t just another financial habit—it’s an act of discipleship that connects our resources to God’s redemptive work in the world. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Faith-based investing has been around for decades, but many still wonder—does aligning investments with values mean sacrificing performance or diversification? On the next Faith & Finance Live, Rob West and Brian Mumbert clear up some common misconceptions about faith-based investing. They share tips to help us confidently steward our money to reflect our convictions. Then, it’s on to calls. That’s Faith and Finance Live . . . biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Good Friday is the day we set aside to reflect on the crucifixion of Christ and what truly happened on that cross over 2,000 years ago. On the next Faith & Finance Live, Rob West considers the greatest act of grace in human history and all that Christ accomplished on Calvary. Then, he addresses your questions on different financial topics. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Reverse mortgages often trigger strong reactions in Christian circles. But are those reactions rooted in biblical wisdom—or in outdated information? On the next Faith & Finance Live, Rob West and Harlan Accola shed light on this often-misunderstood topic as they discuss debt and home equity. Then, it’s on to your calls. That’s Faith & Finance Live— biblical wisdom for your financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
At one time, finding someone who shared your Christian values and could give you expert financial guidance was quite a challenge. Now, however, a nationwide network of Christian financial professionals fills that void. On the next Faith & Finance Live, Rob West welcomes Sharon Epps to explain, “What is a CKA?” Then, Rob addresses some questions on various financial topics. That’s Faith & Finance Live—where biblical wisdom meets today’s finances, weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here. See omnystudio.com/listener for privacy information.