Podcasts about spokane

Four Gonzaga Bulldogs, Andrew Nembhard, Julian Strawther, Drew Timme, and Chet Holmgren, were invited to participate in the NBA Draft combine next week. Noticeably absent is Rasir Bolton - could the transfer guard return to Spokane for one more year under Mark Few? Today's episode discusses what the draft combine means for our Zags, and we also take a full look around the WCC and the transfer additions, including two huge newcomers for Steve Lavin and the San Diego Toreros - Jaiden Delaire from Stanford and Eric Williams from Oregon - while also looking at BYU and USF's recent additions. Finally, a quick look at the GU baseball program ahead of their weekend series against Santa Clara, and we end the week sharing a lovely story of friendship and Pryzemek Karnowski for Fan Story Friday: https://linktr.ee/LockedOnZags. Locked on Zags - Part of the Locked on Podcast Network. Support Us By Supporting Our Sponsors! Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline BetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts! Rock Auto Amazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you. StatHero StatHero is reshaping the way the way you play fantasy sports. Dozens of house based games to play daily. No sharks, no funky props, just your skill vs the lineups you choose. Sign-up today at StatHero.com/LockedOn Athletic Greens Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/COLLEGE. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Rick Hastings owner of Liberty Ciderworks is our guest for this episode.Rick started making cider because some family members were having challenges with Gluten. What started as a hobby quickly became an urban cidery.Liberty specializes in making cider from Apples grown in the area that thrive in the area.  Thanks for tuning into this episode of the Exploring Washington State Podcast! If the information in our conversations and interviews are enjoyable and valuable to you, please head over to iTunes, subscribe to the show, and leave us an honest review.Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing listeners just like you!If you want to read about some of the many amazing places to explore in Washington State, you should just pack your bags and go! Explore Washington State is the perfect place for inspiration.    Check it out today.  Support the show

By Paul Moody in Clearwater Valley, ID, Kennewick, WA, Kettle Falls, WA, Spokane, WA - May 7, 2022 - All of creation teaches us about God. Various animals have important traits from which we can learn and emulate while other animals can achieve amazing feats with training. The care God takes of the animals also proves His care for us and shows the greatness of our Awesome God.

SKATCAST presents: The Dave and Angus Show episode 18! The boys give you a tour of their city, introduce the heart of Spokane (it sucks in the best of ways), the boys play a massive theater and there is some fishing involved. Visit us for more episodes of SKATCAST and other shows like SKATCAST presents The Dave & Angus Show plus BONUS material at https://www.skatcast.com Watch select shows and shorts on YouTube: bit.ly/34kxCneJoin the conversation on Discord! https://discord.gg/YmDG4gF8agFor all show related questions: info@skatcast.comPlease rate and subscribe on iTunes and elsewhere and follow SKATCAST on social media!! Instagram: @theescriptkeeper Facebook: https://www.facebook.com/scriptkeepersATWanna become a Patron? Click here: https://www.patreon.com/SkatcastSign up through Patreon and you'll get Exclusive Content, Behind The Scenes video, special downloads and more! Prefer to make a donation instead? You can do that through our PayPal: https://paypal.me/skatcastpodcast Get bonus content on Patreon See acast.com/privacy for privacy and opt-out information.

Tonight's show takes us from Bogatá, Columbia to Spokane, Washington! First, we're talking with Paralympian Juan Humberto F Perdomo about his dream of making it to the World Championship in Canada on August 4th with a special tribute to his mother who he loves dearly. After that, we're having a conversation with 41-year-old John Strickland about his need for a liver donor and, with his own battle with cancer, the importance of colorectal screenings. I hope you will listen & share.

Sam and Emma break down the biggest headlines of the week! They begin with the response from Democratic leadership to this mass stripping of rights, as they immediately step in… to expand police details for Supreme Court justices, before diving into non-Roe news from Biden once again putting domestic COVID aid on the back burner, Russian continued strikes in Odessa and along weapons supply lines, and the upcoming decisions by Finland and Sweden on joining NATO. Then, Emma and Sam dive back to the 1970s as they tackle the last fifty years of reproductive rights, with the GOP assimilating anti-choice policy into their platform as early as 1976 in an attempt to win over the apolitical evangelical wing, before becoming a foundational value as the Republican party shifted into the Reagan years. Next, they look to the Democratic Leadership's apparently ahistorical view of party politics, as Nancy Pelosi continues to push the absolute fetishization of her opposition, pining for a strong Republican party, one that loves a woman's right to choose and environmental activism, while reality continues to see more and more right-wing fundamentalist policy pass, before Emma dives into Pelosi's belief that the GOP must look at their base like she looks at hers, taking it back from these “extremists,” rather than using their popularity to get your agenda passed. Next, Chuck Schumer assumes his riveting monotone delivery as he exemplifies the Democrats' fecklessness on the Senate floor, and Joe Scarborough dives into Alito's takedown of the 14th Amendment, walking through the myriad other rights that it puts on weak footing, and pushing the Democrats to please compromise, maybe taking like 60% of a right? Like half of a right to interracial marriage or something. They also wrap up the first half by diving into updates on the leak, the right's continued insistence that a FELONIOUS liberal clerk leaked this decision… to hold the conservative justices to their anti-choice decision. And in the Fun Half: Sam and Emma cover DeSantis' new school of propaganda, as he announces a mandatory education on “Victims of Communism Day,” and dive into his CRT-related banning of… a math textbook. They also dive into Alabama advancing a bill to criminalize all trans people under the age of 19, bolstering the already sky-high rates of depression and suicidal intent in genderqueer teens, and lending credence to the abuse and harassment that causes it. Notorious ally Jimmy Dore then rants on this mass swath of trans activists (it's one tweet) and their violent nature, before Sam and Emma dive into the culmination of Hillary Clinton's “use the invasion of Ukraine to weaken Russia” talking points after Russia's invasion, as Dem consultants discuss our role in the “conflict” as “fundamentally at war by proxy.” Kev from Quincy discusses the relationship between abortion and child poverty, Julian from Spokane discusses the devastating emotion of this week, and what avenues to protect abortion exist, and Sam and Emma dive into the myth of student debt relief being an elitist policy. Plus, your calls and IMs! Purchase tickets for the live show in Boston on May 15th HERE:   https://majorityreportradio.com/live-show-schedule Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Subscribe to the AMQuickie newsletter here:  https://madmimi.com/signups/170390/join Join the Majority Report Discord! http://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Check out today's sponsors: Aura: Protect yourself from America's fastest-growing crime. Try Aura for 14 days for free: https://aura.com/majority Stamps.com: Taking trips to the Post Office is probably not how you want to spend your time. – that's why you should mail and ship online at Stamps dot com., the place where you get the services of the Post Office and UPS all in one place. There's NO risk - and with my promo code, MAJORITYREPORT, you get a special offer that includes a 4-week trial PLUS free postage and a digital scale. Just go to https://www.stamps.com/, click on the Microphone at the TOP of the homepage and type in MAJORITYREPORT - that's https://www.stamps.com/, promo code MAJORITYREPORT. Stamps.com - never go to the post office again. 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Sharing food is a powerful way to bring people together. Feast World Kitchen enables refugees and immigrants to serve their traditional recipes to local residents, who get to learn about—and enjoy—authentic, international cuisine without leaving town. This food business incubator is building bridges between cultures and knitting its local community together. Executive Director Ross Carper is partly responsible for making this idea a reality in Spokane, Washington. Listen to Ross' story and how God has uniquely called him to welcome the foreigner among us.

The Gonzaga Bulldogs aren't done updating their roster for the 22-23 season, even after adding LSU big man Efton Reid. Iowa State's Tyrese Hunter and Texas Tech's Kevin McCullar are both priority targets for Mark Few and his staff, and the team could do even more depending on the future of Rasir Bolton, Drew Timme, and Julian Strawther. Joining Locked on Zags today is Connor Hope, Connor is a Zag grad and CBB analyst for HeatCheckCBB. Connor and I discuss Reid's fit with the Zags, whether he would play well alongside Drew Timme, and his defensive chops in the first segment. Then we dig in to 2023 recruit Dusty Stromer and who his game reminds us of - and why he fits well in Spokane. The pair also discusses both Hunter and McCullar, how they would fit at Gonzaga, and Connor offers who he thinks is the better (and more likely) candidate to end up in the blue and white next year. Finally, the show ends with some discussion about the latest Bracket Busters proposal, how it would impact the Zags, and which types of opponents Gonzaga will hopefully run into if this proposal comes to fruition. Danny Evans GoFundMe: https://www.gofundme.com/f/support-coach-danny-evans-his-children Jeremy Eaton GoFundMe: https://www.gofundme.com/f/r8yj3-jeremys-cancer-fund https://linktr.ee/LockedOnZags Locked on Zags - Part of the Locked on Podcast Network. Support Us By Supporting Our Sponsors! Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline AG There is only 1 place that has you covered and 1 place we trust. Betonline.ag! Sign up today for a free account at betonline.ag and use that promocode: LOCKEDON for your 50% welcome bonus. PrizePicks Don't hesitate, check out PrizePicks.com and use promo code: “LOCKEDON” or go to your app store and download the app today. PrizePicks is daily fantasy made easy! NetSuite Over twenty-seven thousand businesses already use NetSuite and RIGHT NOW through the end of the year NetSuite is offering a one-of-a-kind financing program to those ready to upgrade at NetSuite.com/LOCKEDONNCAA.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Title: Supernatural Mothers Perpetua & Felicity Series: The Interrupters Speaker: Darren Stott Date: May 8, 2022 CCLI Church Copyright License #2271707 Darren Stott is a Pastor, Author, Podcaster, Radio Host, and Founder of Supernaturalist Ministries. Darren was awarded the Dennis Yarnell Inspiration Award for outstanding contribution to the City of Newcastle in 2016 and has been featured in several prominent publications including The Seattle Times, King 5 News, NPR, Charisma Magazine, Renton Reporter, The Religion News Service, and Evening Magazine. Darren began to flex his ministerial muscles at the age of 27 when he became the Lead Pastor at Seattle Revival Center on Easter of 2009. In 2016 his first book was released, Pattern Interrupt: Dismantle Defeat, Overcome Ordinary, and become a Rumbler. Today, he has helped hundreds of thousands with spiritual and practical guidance through pastoring, public speaking, conferences, consulting, and mentoring. In 2021 Darren released his second book in 2021, Carve: How to Steward and Sustain a Move of God. Darren holds a Bachelor of Arts specializing in Bible & Theology from Global University. By blending his education and many experiences, he has the aptness to help people deconstruct their incorrect framework of God. He engages people in reconstructing a healthy theology and opportunity for divine encounters that lead to personal and spiritual growth. Darren consults with two neighboring cities, and serves on multiple boards for churches, non-profits, and schools. On May 8th, 2021, Darren Stott was installed as President of the global ministry network now known as Renaissance Coalition, an organization established by John G. Lake in South Africa (International Faith Congress) and then incorporated in Spokane, Washington in 1947 by his daughter and son-in-law, Wilford and Gertrude Reidt. The organization exist to birth Kingdom Realities on the Earth through relationships, gatherings, equipping, and empowerment. Darren's greatest joy is his lovely wife, Andrea, and four beautiful kids: Abigail, Peter, Sophia, and Victoria. His call is to catalyze joy in the lives of others. Connect with Darren at www.darrenstott.com or on social media @theDarrenStott.

Title: The Origin of Motherhood Series: ORIGIN Speaker: Darren Stott Date: May 8, 2022 CCLI Church Copyright License #2271707 Darren Stott is a Pastor, Author, Podcaster, Radio Host, and Founder of Supernaturalist Ministries. Darren was awarded the Dennis Yarnell Inspiration Award for outstanding contribution to the City of Newcastle in 2016 and has been featured in several prominent publications including The Seattle Times, King 5 News, NPR, Charisma Magazine, Renton Reporter, The Religion News Service, and Evening Magazine. Darren began to flex his ministerial muscles at the age of 27 when he became the Lead Pastor at Seattle Revival Center on Easter of 2009. In 2016 his first book was released, Pattern Interrupt: Dismantle Defeat, Overcome Ordinary, and become a Rumbler. Today, he has helped hundreds of thousands with spiritual and practical guidance through pastoring, public speaking, conferences, consulting, and mentoring. In 2021 Darren released his second book in 2021, Carve: How to Steward and Sustain a Move of God. Darren holds a Bachelor of Arts specializing in Bible & Theology from Global University. By blending his education and many experiences, he has the aptness to help people deconstruct their incorrect framework of God. He engages people in reconstructing a healthy theology and opportunity for divine encounters that lead to personal and spiritual growth. Darren consults with two neighboring cities, and serves on multiple boards for churches, non-profits, and schools. On May 8th, 2021, Darren Stott was installed as President of the global ministry network now known as Renaissance Coalition, an organization established by John G. Lake in South Africa (International Faith Congress) and then incorporated in Spokane, Washington in 1947 by his daughter and son-in-law, Wilford and Gertrude Reidt. The organization exist to birth Kingdom Realities on the Earth through relationships, gatherings, equipping, and empowerment. Darren's greatest joy is his lovely wife, Andrea, and four beautiful kids: Abigail, Peter, Sophia, and Victoria. His call is to catalyze joy in the lives of others. Connect with Darren at www.darrenstott.com or on social media @theDarrenStott.

Last week, Lead Pastor Grant Bruscoe shared about the vision, mission statement, and values of Summit Church. In Part two of a two-part miniseries, Pastor Grant dives more into our vision statement to be "In The City For The City," and discusses what it means to be planted in Spokane, but aimed at Heaven. We'd love to connect with you! Fill out our online connect card here: https://summitspokane.churchcenter.com Visit https://summitchurchnw.com/kids-online for our Sunday Kids experience! For more resources and info on upcoming events visit our website, https://summitchurchnw.com

In this week's "Clinging to God & Guns" show Lloyd and Pastor Bennett look at some recent news stories and how they relate to the gun rights debate: Elon Musk buying Twitter, Ghost Guns, and news that SCOTUS is poised to overturn Row v. Wade. Segments [00:00] - Blooper [00:39] - Opening and welcome [01:42] - Thanks to our Members [02:56] - Elon Musk Buys Twitter [18:23] - Ghost Guns [33:09] - SCOTUS set to Overturn Roe v. Wade [54:34] - Wrapping Up [56:28] - Show Close Armed Lutheran Radio is a listener-supported podcast. If you value the information and entertainment we provide, consider supporting the show by joining our membership site, The Reformation Gun Club! http://gunclub.armedlutheran.us A full-length version of this episode is available to members, with over 20 minutes of additional content. Thank You to this Week's Members! Daniel from Indian Trail, NC Kevin from Fairfax, MO Kaleiokalani from Boronn, CA John from Spokane, WA Frank from Lake City, MI Vincent from Tulare, CA Eric from Buckeye, OH Tony from Little Elm, TX Kevin from Marion, IA The Latest Armed Lutheran Book "Duty to Defend" is now available! In Paperback: http://www.armedlutheran.us/duty/ For Kindle: http://www.armedlutheran.us/kindle Prayer of the Week Almighty and everlasting God, the heavenly Father who shows the light of truth to those who are in error so that they may return into the way of righteousness, cause all who are admitted into the fellowship of Christ's Church to avoid those things that are contrary to their profession and to follow all such things that are agreeable thereto; through the same Jesus Christ, Your Son, our Lord, who lives and reigns with You and the Holy Spirit, one God, now and forever. Amen. Use these Links to Support Armed Lutheran Radio Armed Lutheran Radio is a listener-supported podcast. If you value the information and entertainment we provide, consider supporting the show by joining our membership site, or shopping at your favorite online stores using the links below. Join the Reformation Gun Club! - http://gunclub.armedlutheran.us Check out the other Great Armed Lutheran Books - http://www.ArmedLutheran.us/Books Shop at Amazon* - http://www.armedlutheran.us/amazon Shop at GunMagWarehouse* - http://www.armedlutheran.us/mags Get Regular Refills Coffee Subscriptions at Dunkin' Donuts* - www.ArmedLutheran.us/Coffee Get in Touch Visit our Feedback Page - http://www.armedlutheran.us/feedback Please tell your friends about us, leave an iTunes review, and like us on Facebook Join our Facebook group - http://www.armedlutheran.us/facebook Subscribe to us and follow us on Youtube - http://www.armedlutheran.us/youtube Check Out More at our Website- http://www.armedlutheran.us Disclaimer The links above which are indicated with an asterisk (*) are affiliate links, which means that if you choose to make a purchase, I will earn a commission. This commission comes at no additional cost to you. Please understand that I have experience with all of these items, and I recommend them because they are helpful and useful, not because of the small commissions I make if you decide to buy something. Please do not spend any money on these products unless you feel you need them or that they will help you. Keep Shooting, Keep Praying, We'll Talk to you Next time!

In (bonus!) episode 41 we are joined by Sena Hughes Lauer and talking with her about the harm of Mother's Day in the church. We'll also talk gender roles, God as Mother, and how we can create spaces where elevation women is an integral part of church life. Show Notes Sena's Instagram Nicole's Instagram Shannon's Post on Instagram About Joseph and Nicole are living as bi-vocational pastors and leaders in Spokane, Washington. To find more about our story, visit www.thepetersons.cc. Patreon | Instagram | Email

Welcome to the weekly podcast of Sozo Church in Spokane, Washington with sermons by Mark Blair and the pastoral staff. To learn more, visit www.sozospokane.org

Join us for the next episode of the Our Daily Magic Podcast (LIVE from the Facebook Group) as "I am Magickai" aka Kaí and Dell Henderson aka The True Essence Connector will be interviewing John Pogachar.  John was persistently doing the inner work and a question emerged: "wouldn't it be amazing to buy a billboard without it needing to sell or promote anything except for love?" The idea quickly gained momentum and multiplied from one billboard to five all around Spokane, Washington, and is now opening to a worldwide audience to join in the vision of having messages of truth all around us. The episode started with Dell asking about John's journey and what led him to put love on every billboard (4:59).  He then opens up about a video of John letting go of all his things to travel the world in return (18:40) where John details his adventures while living in his car. Dell follows with a question being curious on what led to this decision (20:55).  They then talk about John's book, and the story on how it was created (29:45). Kai asks for the most impactful quote from the book (35:21). His answer, which is listening to children on what they got to say got tears on Dell's eyes. Dell then asks on how to have fun in allowing everything to flow through us (43:17) where John shares his recommendations.  John was asked if everything in life is a manifestation (47:42) where he readily agrees. Dell then quotes Neale Donald Walsch about getting the opposite of what we wish for (48:13) where John answered with an Abraham Hicks quote saying hate is there to point us to love. They closed the conversation with John sharing his message to the listeners (59:51).  Be with us as our hosts talk about John's journey, and the book John wrote: Mom and Dad - 10 Things I Want You to Know by the Time I'm 1 Week Old.  Stay Magical! 

By Paul Moody in Clearwater Valley, ID, Kennewick, WA, Kettle Falls, WA, Spokane, WA - April 30, 2022 - The Psalms are a "go to" when people need encouragement in times of trial. There is also much instruction for how to live this Christian life, historical information, how to pray, and praise God. Additionally, the Psalms contain many prophetic passages as well as scriptures that provide the basis for our understanding of doctrine. There are passages that point to our ultimate victory in the Kingdom of God. This book provides much to study and consider.

We really enjoyed talking to Kayla and finding out about her experience and what led her to the MAC, The Museum of Arts and Culture in the historic Brown's Addition in Spokane. What does it take to plan and manage exhibits and lead the team of curators. Kayla has an MA in Arts Administration from Indiana University, and a BA in Arts History and English Writing from DePauw University. We are so lucky to have her here in the northwest! For more information about what's happening at the MAC, visit northwestmuseum.org.

Gonzaga Bulldogs stars Chet Holmgren and Drew Timme are both potentially departing Spokane to participate in the 2022 NBA Draft, leaving Mark Few and his staff looking for a new front court head of the 22-23 season. Even with Efton Reid now in the picture, the Zags could really use a breakout year from sophomore Ben Gregg to help them reach their full potential. Here at Locked on Zags, our season-in-review series is underway, and the eleventh episode in the series is all about Gregg. We take a look at his contributions as a reserve last season, which was his first full year after playing a little bit in 20-21. We also review his best and worst case scenarios and discuss his future in Spokane and whether he will crack the rotation next year. More here: https://linktr.ee/LockedOnZags Locked on Zags - Part of the Locked on Podcast Network. Support Us By Supporting Our Sponsors! Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline BetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts! Rock Auto Amazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you. StatHero StatHero is reshaping the way the way you play fantasy sports. Dozens of house based games to play daily. No sharks, no funky props, just your skill vs the lineups you choose. Sign-up today at StatHero.com/LockedOn Athletic Greens Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/COLLEGE. Learn more about your ad choices. Visit podcastchoices.com/adchoices

An unidentified, mostly noncommunicative man in a Minnesota mental hospital, known as J.C.R., was the plaintiff in a case to prove his identity as a North Dakota rancher's son.  Who was J.C.R.?  Will we ever know? Twitter: https://twitter.com/PodcastDarkness Instagram: https://www.instagram.com/agable_fd/ Part of the Straight Up Strange Network: https://www.straightupstrange.com/ Opening music from https://filmmusic.io. "Dark Child" by Kevin MacLeod (https://incompetech.com). License: CC BY (http://creativecommons.org/licenses/by/4.0/) Closing music by Soma. SOURCES “Accused of Writing Bogus Checks.” Washington Post, January 7, 1905. “Aphasia Victim May Be Naval Officer.” New York Tribune, May 26, 1913. “Are Positive of Identity.” Long Beach Telegram (California), May 23, 1913. “Bullets Write New Chapter in 'J.C.R.' Mystery.” Leavenworth Times (Kansas), May 4, 1917. “Caldwell Will Case Postponed.” Grand Forks Herald (North Dakota), August 27, 1917. “Dorothy Harris Claims to be Daughter of 'J.C.R.' and Heir to a Large Fortune.” Minneapolis Star-Tribune, November 16, 1919. “Famous Identity Case Concluded Late Last Week.” Dickinson Press (North Dakota), January 20, 1917. “Found Paralyzed.” La Crosse Tribune (Wisconsin), July 13, 1907. “Four Others Identify 'Aye-Hee' as Ramsey.” Oregon Daily Journal, May 23, 1913. “Girl, 18, Claims 'J.C.R.' Mystery man as Father.” Maurice Times (Iowa), December 11, 1919. “Hopes of Fortune Depend on Flute.” Spokane Daily Chronicle, November 17, 1919. “Insane Prisoner Attacks Sheriff.” Billings Gazette (Montana), August 10, 1917. “Is He? Or Is He Not? Week of Court Serves to Deepen Mystery of 'J.C.R.'.” Dickinson Press (North Dakota), January 6, 1917. “'J.C.R. Again in Our City.” Dickinson Press (North Dakota), July 31, 1915. “'J.C.R.' Face to Face With Lost Identity.” Chicago Inter Ocean, January 17, 1914. “J.C.R. Identified as James Harris Now Making Home with Former Wife.” Ward County Independent (Minnesota), August 26, 1920. “'J.C.R.' in Visit to Dickinson.” Bismarck Tribune, November 14, 1921. “'J.C.R.' on Co. Wants to Let Go.” Dickinson Press (North Dakota), April 10, 1915. “'J.C.R.,' the Man of Mystery, Declared Seen in Spokane.” Spokane Chronicle (Washington), January 24, 1920. “'J.C.R.' Walks to Dickinson.” Williston Graphic (North Dakota), August 5, 1915. “Man of Mystery Found.” Seattle Star, January 27, 1920. “Mrs. Pitkin Has an Unenviable Record.” Fargo Forum and Daily Republican (North Dakota), December 14, 1914. “Mysterious 'J.C.R.' Identified as Man Missing since 1906.” St. Louis Star and Times (Missouri), November 19, 1914. “Mystery Man for 13 Years is Brought Home.” Minneapolis Morning Tribune, August 18, 1920. “Mystery Man of Stark is Paralyzed.” Bismarck Tribune, January 31, 1921. “Noted Murder Case in North Dakota.” Rapid City Journal (North Carolina), June 19, 1917. “Says She is Wrong.” Long Beach Telegram (California), May 22, 1913. “'Silent Man' an Oklahoman?” Oklahoma Weekly Leader, May 29, 1913. “Slayer of Two Caldwells Held Insane by Jury.” August 14, 1917. “State News and Comment.” Bismarck Daily Tribune (North Dakota), April 10, 1915. “Strange Case of 'J.C.R.' the Man of Mystery Who Has Apparently Lost All Track of Himself.” Asheville Citizen-Times (North Carolina), November 9, 1913. “Trial of Mike Chumack Likely to be Postponed.” Hope Pioneer (North Dakota), June 14, 1917. “Wife Looks for Jas. P. Harris.” Tampa Times, January 13, 1920. Burnett, W. Fulton. “The Case of the Mysterious J.C.R.” North Dakota Law Review, volume 25, number 4 (1949). Callahan, Edward W. List of Officers of the Navy of the United States and of the Marine Corps, from 1775 to 1900. New York: L.R. Hamersly & Co., 1901. James H. Caldwell - Facts (ancestry.com) Waseca County Minnesota Railroad Stations (west2k.com) Strange Company: Who Was J.C.R.?

Guest host Dr. Fumiko Chino, a radiation oncologist at Memorial Sloan Kettering Cancer Center, leads a discussion on how the continual improper aggregation of Asian American (AA) and Native Hawaiian and other Pacific Islander (NHPI) populations downplays cancer disparities with Dr. Scarlett Lin Gomez, a professor in the Department of Epidemiology and Biostats at UCSF Helen Diller Family Comprehensive Cancer Center, and Dr. Kekoa Taparra, a radiation oncology resident at Stanford University.   Transcript Dr. Fumiko Chino: Hello, I'm Dr. Fumiko Chino, a radiation oncologist and Health Equity researcher at Memorial Sloan Kettering Cancer Center, and the guest host of the ASCO Daily News Podcast today.  In today's episode, we'll explore the unequal burden of cancer across diverse communities, specifically looking at how the continual improper aggregation of Asian American, Native Hawaiian, and other Pacific Islander populations mask cancer disparities.  Joining me for this discussion are Dr. Scarlett Lin Gomez, a professor in the Department of Epidemiology and Biostats at the UCSF, Helen Diller Family Comprehensive Cancer Center, and Dr. Kekoa Taparra, a radiation oncology resident at Stanford University.  My guest and I have no conflicts related to our topic today. Our full disclosures are available in the show notes and disclosures for all guests on the podcast can be found on our transcripts at ASCO.orgpodcasts. We've all agreed to go by our first names. Scarlett and Kekoa, it's great to have you on the podcast today.  Dr. Scarlett Lin Gomez: Thank you so much. Great to be here.  Dr. Kekoa Taparra: Thank you.  Dr. Fumiko Chino: I'm so excited to start. My first question is just really general, which is can you describe your background, how you got into this research and why it's really meaningful for you and your community.  I can start just a little bit with myself. I'm Japanese American, my grandfather came to the United States before World War II and was actually excluded from coming into the United States under the Asian Exclusion Act.  He managed to come into the country walking up from Chile, ultimately started a farm in the United States, but was interned during World War II under Executive Order Act 9066. And he and my father and the family suffered some hardships from that but managed to rebuild.  I think kind of overall, I've been interested in how Asian communities and groups within Asian America and other race and ethnicity groups have had differing experiences within the American history and within American health, and specifically within cancer. Scarlett, can you go ahead and tell me just a little bit about yourself?  Dr. Scarlett Lin Gomez: Absolutely. I think that we find amongst ourselves who identify as Asian-American, Native Hawaiian Pacific Islander, that many of our unique experiences, life experiences, do have an impact on the cancer research that we do today.  I am a first-generation Taiwanese American. My family came over after the repeal of the Asian Exclusion Act in the early-mid-70s. Like many Asian American families, we settled where we already had some family here in the United States, and so that happened for us to be in central Washington state.  I grew up in central Washington, a very largely rural homogeneously non-Hispanic White population, and went to school largely in Spokane, Washington. So, eastern Washington.  During my time growing up there, I certainly, and my family had experiences with structural racism. I definitely saw firsthand among my family and our social networks cancer as a very strong cultural stigma.  For example, my grandmother's colorectal cancer diagnosis was actually never disclosed to her. In fact, this is very common among many Asian cultural populations. I also observed firsthand the relevance of our neighborhoods, our neighborhood environments, our social environments, and the structural context within which we live, work, and play, and how that really has a strong impact, not only on our access to health care but health behaviors and degree of social connections.  I then moved to the San Francisco Bay Area. You can certainly imagine the vastly different cultural and structural and neighborhood environments of that in the Bay Area compared to growing up in central and eastern Washington.  This is in fact—little to my knowledge—actually largely shaped the area of research that I chose to go into. In my doctoral dissertation, I had the opportunity to be introduced to and become involved with working with cancer registry data.  I was actually surprised to learn that in fact, within Cancer Registry data, there were some several dozen codes for distinct Asian American, Native Hawaiian, [and] Pacific Islander ethnic groups, yet for me, it was surprising: why don't we see any statistics by these specific ethnic codes?  In fact, we continue to see statistics for the Asian American population, Asian American Pacific Islander population aggregated as a whole. So, I set out for my dissertation to understand a very non-sexy doctoral dissertation topic to understand the quality of that data and how can we get the data to a point where we could start to report on statistics for disaggregated populations. That has really become a whole research program for my group today.  Dr. Fumiko Chino: It's so nice to hear the history of how you got into that and even just if you had happened to end up in New York City, maybe your research could have gone a different direction. Kekoa, can you tell me a little bit about your history and what brought you to do the research that you do today?  Dr. Kekoa Taparra: Yeah, absolutely. I am part Native Hawaiian from both my mom's and my dad's side. And just as a note, when we say Native Hawaiian, it's not the same as saying, native Californian or native Texan. That's not what I'm talking about. I'm indigenous Native Hawaiian, from both my mom's and my dad's side.  I actually had the good fortune to attend the Kamehameha schools. That's a school for indigenous Native Hawaiian youth in Hawaii.  And so, I grew up learning a lot about our history or culture throughout the Pacific, from Melanesia to Micronesia, and Polynesia. And so, with that kind of sense of identity, I really got a grasp of our community and our community's needs. And within my own family, I've had 10 family members, all of whom were Native Hawaiian, all die from cancer.  That was something that I grew up with just thinking that cancer was just something that people couldn't overcome. It wasn't really until college that I got really interested in research, and that led to my eventual attending of Johns Hopkins. I was in the lab of Dr. Phuoc Tran, who was an MD, PhD, radiation oncologist, and he was really the first to bring me into the clinic and I'll never forget, the first time he ever told the patient, “Let's cure your cancer.”  That was just something that I'd never heard before, given all my family members really struggled with different types of cancer diagnoses, none of them had the same thing. And so, really, from that point on, that's what inspired me to go to medical school. And towards the end of my medical school years, when I was actually applying for radiation oncology, I was a true bench scientist, and I'm a lab rat—that's where I've always belonged and felt like I belonged. But towards the end of medical school, when I was interviewing for radiation oncology, I met one of my mentors, Dr. Curtiland Deville Jr., at [Johns] Hopkins.  He was really the first to, at least through my application, recognize the kind of cultural and historical context of what I've been through, what my family and my community in Hawaii, we call lāhui, what our lāhui has gone through. And so, he really encouraged me to write about it.  That's kind of how I've ended up in this niche of speaking on Pacific Islander health. Again, just full disclosure, as a part Native Hawaiian, I can't even speak for the whole lāhui. I'll speak for myself and what I know.  Again, the Native Hawaiian lāhui is very different from the rest of the Pacific Islands. But overall, I do research Pacific Islander health.    Dr. Fumiko Chino: I love having both of you on this podcast because I feel your voices are so unique, but again, you also represent sort of different ends of the spectrum in terms of your research career, someone who's a little bit more senior and someone who's more junior.  I think that really gives us a well-rounded perspective. Scarlett, can you tell me just a little bit about the history of Asian American, Native Hawaiian, and Pacific Islander aggregation and why it might be a problem?  Dr. Scarlett Lin Gomez: I honestly don't know why the data are aggregated for. We're talking about people who come from 30 different countries and speak more than 100 different languages.  My guess is that historically, we have tended to aggregate because of convenience, but potentially also just lack of knowledge about the vast heterogeneity among these populations.  And so, I think for us who do research in this field, our hope is that by continually putting out the data that we can start to educate folks about why it is harmful, in fact, to aggregate.  Why is this a problem? I think that we hide disparities. In fact, if you look, I think part of the reason why the practice of aggregation has continued is because when you look at the aggregated statistics, with regards to cancer, it actually paints a very rosy picture for the most part, for most cancer statistics that we look at.  That's because the data are largely based on the largest groups, statistically the largest groups of those who potentially have been here the longest, but in fact, when we disaggregate, we know dramatic heterogeneity, as we would expect, because we know socio-demographically and based on immigration patterns and language patterns, these populations are really different.  So, we would expect, in fact, we do see that translate into differences in cancer outcomes. I will give a direct answer to your question about why this is a problem. I like to note the very poignant story of Susan Shinagawa, who is a Japanese American woman who was diagnosed with breast cancer. She's also my friend and colleague, and she was one of the first advocates who really inspired me in doing this research.  And so, her story is that she had to go to 3 different surgical oncologists to finally have her very prominent breast lump biopsied and looked at. She will recall that the reasons why she had to go to all these different surgeons was because they continuously told her, “You can't have breast cancer. You're Asian, and you're too young. Asian women don't get breast cancer." Her story isn't unusual.  I think the other harm in aggregation is that the community then thinks that our risks of cancer are low and that this doesn't affect us, and in some of the first publications we put out, there was a paper where we documented both high survival rates among Asian immigrant women, as well as high rates among young Asian American women for breast cancer. This was published in the American Journal of Public Health in 2011.  I actually received personally several emails from Asian women out in the community saying, because we had received quite a bit of press, this was reported out in the media, and they noted to me that they themselves were shocked when they were diagnosed with the disease because they thought that this was a “white old woman disease.” But in fact, it's not.  I have a strong family history of breast cancer, as many of us do, and other cancer sites. And so, I think that perpetuates not only the model minority myth but the cultural stigma of cancer as a disease.  Dr. Fumiko Chino: I can't wait until those oncologists that passed her by find out about the history of lung cancer in young Asian American women.  Scarlett, can you talk a little bit and I know you had mentioned this before, in terms of when you first started digging into some of the data, how challenging this research can be in terms of, for example, do every databases have granular data in terms of the Asian races and countries of origin, ethnicities?  Dr. Scarlett Lin Gomez: I think it's incredibly challenging and as an epidemiologist, we need the data. That's if we don't have the data, we don't even have a place to start. I think we've been fortunate to some extent within the cancer space in that the major databases that we really rely on to report the burden of cancer among our various groups do, in fact, have a fairly good capture of detailed Asian American, Native Hawaiian, and Pacific Islander codes, yet there is much that can be improved. The information on place of birth, for example, is really incomplete.  Also, our group has really started working with data from electronic health records. And that is highly variable in terms of data capture availability, the granularity of codes, and the availability of the relevant variables like birthplace and language across the different groups.  So, I do firmly believe, and I would call to action that I think we need to make a concerted effort to improve the granularity of data that are being collected.  I think the other challenge that has really come about is the small data problem. I think that our epidemiologic and clinical toolbox is very limited in terms of what we can do, analytically with small populations. But I would put forth that just because a population is small in numbers doesn't mean that they're any less important.  And so, I think that we need to do better in terms of developing better methodological and statistical approaches to being able to not only quantify but understand the burden of cancer in all of our populations.    We also need better approaches to begin to study the intersectionality of multiple marginalized social determinants, statuses, language, and ensure language inclusion in terms of really being able to adequately study and incorporate and include these populations.  Dr. Fumiko Chino: Can you talk specifically about some of the disparities that you've actually uncovered with your research? What are we talking about when we say that aggregation masks disparities? If I just say, Asian Americans are doing great from a cancer standpoint, what am I missing?  Dr. Scarlett Lin Gomez: One particular disparity I can certainly highlight is the high burden that we recently documented in a publication last year in the Journal of National Cancer Institute that documented the high rates of lung cancer among certain groups of Asian-American, Native Hawaiian, and Pacific Islander females who have no history of smoking.  Ours was the first study to actually show what the rates of lung cancer are in these particular groups. And it's particularly high—1.5 to 2 times higher among some of the Asian American, Native Hawaiian, and Pacific Islander groups compared to non-Hispanic White female never smokers.  When we look across the Asian American, Native Hawaiian, and Pacific Islander ethnic groups, we note that there are differences in that risk. One example is that among Chinese American females 80% who have been diagnosed with lung cancer have no history of smoking, the vast majority, 80% have never smoked, in contrast to smaller percentages among, for example, Native Hawaiian and some Pacific Islander groups.  Another pattern in terms of heterogeneity is that we actually did not notice the higher rates of lung cancer among Japanese American female never smokers. And this is an interesting observation, we actually note similar patterns for Japanese American women for breast cancer as an example, and this is something that definitely needs further follow-up.  In fact, we're conducting a study right now called “FANS: Female Patient Never Smokers,” which is the first study to try to identify genetic and epidemiological risk factors for lung cancer among Asian-American females who have never smoked.  Dr. Fumiko Chino: Kekoa, can you speak about what your research has shown?  Dr. Kekoa Taparra: Yeah, definitely. From the perspective of a recent paper that we published in the JAMA Network Open, we looked specifically at the Hawaii Tumor Registry looking at patients in Hawaii, who were treated for premalignancy, the DCIS (ductal carcinoma in situ).  What we found were the patients who ended up developing a second breast cancer after being treated for that first DCIS [that] the rates of the second malignancies both from ipsilateral and contralateral breast cancer were primarily seen in Native Hawaiians. Also, to some extent, Filipinos as well compared to other Asian ethnic groups.  I think that there are definitely some trends that we continue to see in terms of who might potentially be at higher risk, but in other work that we have presented at [2021] ASCO Quality Care Symposium (Abstract 80) with yourself, we found that in terms of it in things like overall survival, there are potential differences in terms of Native Hawaiian and other Pacific Islanders as well as even Southeast and East Asian groups.  And so, I think there's a lot of work to be done in terms of what are the kind of implications for disaggregation? What are appropriate techniques for data disaggregation? What is too much to disaggregate because we can disaggregate for a Native Hawaiian female who is from a specific zip code and who never smoked, and like, is that kind of the data disaggregation that we end up wanting, or is there something a little bit broader, that still tells us the same story of who should we be paying attention to?  And so, I think there are a lot of unanswered questions. I think that Scarlett is doing amazing, amazing work that I continually follow. So, I think there's a lot to be done still.  Dr. Fumiko Chino: So, I guess that leads to my next question, which is the concluding question, which is, what is the next step? So, how do we either: get better data or how do we actually intervene?  So, Scarlett, I know you had talked a little bit about the FANS study. Can you talk a little bit about your breast cancer cohort study in terms of really thinking about getting together diverse data sets and making sure that it's powerful enough to actually draw some conclusions?  Dr. Scarlett Lin Gomez: Absolutely. Breast cancer is actually a really interesting disease that I think we are in the midst of seeing a very interesting and dynamic pattern of breast cancer.  We actually noted recently, in a small study in the Bay Area, that we may be seeing a reversal of higher rates among Asian American immigrant women compared to those who were born here. I think actually, this makes sense.  If we think about, especially in the San Francisco Bay Area, who were the immigrants over the past 10, 20, and 30 years. And in fact, we are seeing very high, rapidly increasing rates of breast cancer within many of the East Asian countries.  And so, I think we are really undertaking work to try to understand what some of these patterns are, but I think we are really well-positioned to invest in cancer research among Asian Americans, Native Hawaiian, and Pacific Islanders, because of these dynamic patterns, and the vast heterogeneity that we know exist within these groups.  I think that investing in research among these groups can really tell us a lot in terms of the discovery of novel risk factors. My last final thought would be to the funders out there to really think about what we can learn by focusing on these populations, but also being able to study the disparities that really have gone ignored for a long time.  Dr. Fumiko Chino: Kekoa, can you talk about some research that you have coming up that may or may not have recently been funded?  Dr. Kekoa Taparra: Absolutely. One of the things I definitely have to appreciate from ASCO is having the opportunity to kind of publish our work in JCO Oncology Practice on a paper with the historical context of Native Hawaiian and other Pacific Islanders with cancer.  Actually, a recent project that I have had, and I've been working on for the past year, really came about from a physician out actually in Micronesia, who read the paper and then contacted me, and this is a project specifically on betel nut induced oral cavity cancer.  Betel nut is something that is consumed throughout the Pacific Islands as well as Southeast Asia, but something specific to islands in Micronesia is that according to the WHO (World Health Organization), they have the highest rates of elementary and middle school students who consume betel nuts.  So, they had a very, very concerning epidemic right now of betel nut-induced oral cavity cancer. And so, one of the projects that I've been working on is a clinical trial, which we're calling NEO-CORAL. But the trial is specifically looking at a neoadjuvant immunotherapy approach to local or regionally advanced betel nut-induced oral cavity cancer.  We're really excited to be working with teams from Guam, which is in Micronesia, as well as Queen's Medical Center in Hawaii, where I'm from, and at Stanford as well. And this tri-site approach we're hoping to kind of conduct a culturally careful and culturally aware clinical trial so that we can really try and make a difference in these patients' lives because the biology and just the aggressiveness are nothing like we've ever seen with tobacco-induced oral cavity cancer alone.  I'm really grateful for certain funders that we've had recently who have funded this grant. I think it really just goes to show the kind of excitement around really helping a very marginalized community.  Dr. Fumiko Chino: I think that that study and I think putting in the context of what Scarlett just said in terms of, we need this data, we need granular data, we need funding so that we can actually design interventions that are really tailored to unique, vulnerable communities to really provide the resources, education, and culturally competent care that actually gets people the best outcome so that there are not haves and have-nots in terms of health care, and that's really again everyone's goal.  I'm wrapping up now. I really like to thank Dr. Scarlett Gomez and Dr. Kekoa Taparra for sharing your really valuable insights with us today and for your dedication to addressing the unequal burden of cancer across diverse communities.  Dr. Kekoa Taparra: Thank you.  Dr. Scarlett Lin Gomez: Thank you.  Dr. Fumiko Chino: Thanks to our listeners for your time today; you will find links to all of the studies and presentations discussed today in the transcript of this episode. And, if you're enjoying the content of the ASCO Daily News podcast, please take a moment to rate, review, and subscribe.    Disclosures:  Dr. Fumiko Chino: None disclosed.  Dr. Scarlett Lin Gomez:  Employment: Bioinspire (Immediate Family Member), Valentia Bioanalytics (Immediate Family Member)  Stock and Other Ownership Interests: Amgen (Immediate Family Member), Bioinspire (Immediate Family Member)  Consulting or Advisory Role: GRAIL  Page Break  Dr. Kekoa Taparra: None disclosed.  Disclaimers: The purpose of this podcast is to educate and to inform. This is not a substitute for professional medical care and is not intended for use in the diagnosis or treatment of individual conditions.  Guests on this podcast express their own opinions, experience, and conclusions. Guest statements on the podcast do not express the opinions of ASCO. The mention of any product service organization, activity or therapy should not be construed as an ASCO endorsement.   

Hey everybody. In this episode, I have a fascinating conversation with Heather Dreves who shares some secrets on how to get returns from your real estate without being an expert. Grant Everybody, this is Grant, Welcome to another episode of Financial Investing Radio in the house with me today is Heather Dreves of Secured Investment Corp. Now someone reached out to me and said, Hey, have you taken a look at Heather's profile. And when I reviewed it, I started to realize, hey, there's some things that she's talking about that I've been able to dip my toe in, in the real estate space. And when I saw what she was doing, I thought, oh gosh, this would be really fun for us to hear more about the unique solution that they're bringing to clients. So let me take a breath and say welcome, Heather. Heather Well, thank you for having me. I'm excited to be here. Grant Very good to have you here. And you know, when we were talking before we got started, I think you probably live in one of the most beautiful places on the planet, which is awesome. So thanks for coming out of the cocoon of beauty where you guys live, talking with the rest of us. Okay, so first things first. Tell me a little bit about how your dreams and what got you going into this business area in real estate? Heather Yeah, well, I think everybody has a story, right? Like, a lot of us started with something else. And then was led down a path that was probably a better calling, per se. I went to college to be a teacher and decided I really liked my children but wasn't really interested in spending all day with everybody else's kids. That's it. Grant That's good to find out.  Heather Yeah, yeah. Well, my kids gonna test it out. They're like, You were terrible at helping us with homework. But anyway, so stayed home with our kids for a long time, we were kind of entrepreneurs and my husband was running an indoor soccer center facility. But I had a very good friend of mine that was in the private money industry. So when our youngest son was in school full time, I decided to go back out into the adult world. And he's like, you know, come to work for me. I said, I have no idea what you do I have a mortgage, is it the same thing? He's like, No, come down to my office. So long story short, 20 years ago, walked in there and just, it blew my mind. I had no idea that one, if you were a real estate investor, you could get funding outside of a bank and traditional sources. And two, I had no idea that you could invest money that way. I thought everybody went to a financial advisor, everybody, you know, stocks, bonds, mutual funds, like I just I was, my eyes were wide open. Grant I mean, that's such an uncommon knowledge just right there. Even some of our listeners will be like, wait a minute backup, say that phrase again, you can do what say that one more time. Heather So you can buy real estate, and get funding for real estate transactions outside of a bank. So you can acquire what we would call private money lending to buy real estate, a lot less restrictive than a bank, you know, they typically private lenders will look at what we call an after repair value, which banks don't do, you know, they want to know what's that property worth as it sits, and that's the most they're gonna lend on it. private lenders are much more creative. And they can look at a property and say, hey, I can see the value you're going to add, and I can see your vision. Absolutely will end on that. And so, that was mind blowing to me first. And then I started started with working with investors that said, you know, I've got money in the stock market, but I also want to invest in real estate. But here's the deal. I don't want to own the real estate. I don't want to rehab the house. I don't want to deal with a tenant and toilet but I want to reap the benefits of that. Grant So intended for more passive participation. Is that the idea? Heather Absolutely. Yep. So I'll huge majority of my clients, you know, have been active real estate investors in the past. They like real estate as an asset class. Again, they don't want to do it themselves, but they want To be the lender per se, and so there was this opportunity to match active real estate investors with people that are looking for a more passive Path to Wealth and and match the two and it benefits everybody. Right? Grant So what's the what's the typical profile of someone coming to service like this? Heather I would say on the borrower's the active investor side, you know, there there are people fixing and flipping, and they're everything from the guy that has a full time job that's doing it on the weekend to the very active clients that are for like 100 houses, really now they don't want to deal with a bank. There's too many restrictions. You know, we obviously have a very clearly defined guideline process and underwriting process, but it's much different than a thing. We're we're focusing on the asset, and then also focusing our attention on the borrower, we're making sure that they have the financial wherewithal to actually finish the deal. Can they make the payments, you know, all those things, we look at credit. But then on the on the passive side, the clients I mostly deal with there, you know, one of the niches I've really gotten involved with is high net worth dentist right now. Grant Did you say dentists? Heather Dentists. Grant Okay, I did not expect you to say dentists. Heather Well, here's the thing. They have tons of capital, right? Yeah, they have no time to manage their money invested, you know, and a lot of times their biggest asset is their business, they'll sell their practice, when they retire. Now, they have this influx of massive capital. Oh, interesting. A lot of them are very educated with real estate, but they don't have the time to do it. And so I would say that the profile for my passive people are people that have started to create some wealth for themselves, and they want to either create cash flow, so maybe they're retiring. And they don't want to tap into what they've saved, but they want to live off their earnings. Got it, or a new niche I've really I'm pretty excited about is our growth minded clients. So you know, I don't know how much you know, about a real estate fund. But for a long time, you had to be a high net worth accredited investor to even ever think of investing in these types of funds that we're talking about REITs. Yeah, well, we are similar to a REIT. But we are a privately managed real estate. Oh, interesting. Okay, got it. Well, we're privately managed, but the model is the same. It's real estate assets, throwing off profit. And that's how people make money as off their earnings. But 10 years ago, you could only open that type of fund up, if you were what's called an accredited investor. That's the only people that could invest. So you had to have a million dollars in assets over income of $200,000 a year 300. As a couple. We feel really passionate, we think everybody should have the opportunity create wealth. So four years ago, we actually have the ability to open up what's called a Regulation A fund, and anybody can invest in it. We started our minimum at $1,000. And it's open to anybody, and we pride ourselves on this, it took a long time to get approved for this spot. Grant That's fascinating. Okay, that's the first I've heard of something like that. How many organizations do that?  Heather I mean, I haven't heard of anyone, not many that are a real estate fund. Most of the time, they're a crowdfunding platform. So you're, you know, you're investing in a platform, that's an angel investor, or they, they provide business loans. There are only a few real estate funds in the United States that were approved for that. So it's pretty uncommon. Grant That is, wow, that's very interesting. Okay, that must have taken a lot of effort to get that I mean, so that's feels like that's such an untapped market too. Huge market. Heather What we cater to is we work with a lot of clients that have 401k Is that they didn't move from a previous employer have small Ira balances, you know, they funded it with six grand and, and then they never did anything with it. This is a great opportunity for those kinds of funds. You can roll those accounts over to self directed custodians. So they're still tax deferred, you're not, you're not taking a distribution on it, okay? You're just, you're just now deciding where you want to invest it instead of having a financial advisor or a money manager, and I'm not here to tell you to people to pull all their money out from their financial advisor, really, it's just a way to diversify. And it gives people the ability with small dollars to invest in real estate because a lot of people think, well, I've got to have, you know, a couple 100 grand to buy real estate, no, you don't, you could invest in a fund that's investing in real estate and you reap the benefits of it and you have zero headaches.  Grant That's, that's awesome. So let me say back to you because it sounds almost too good to be true. Okay. You're telling me that someone could take their four When k or whatever other capital they have, there's not a bar, a minimum bar, they can roll that into this investment fund investment fund is going to be making the investment decisions, as well as managing the properties. And these people then just participate that investment participate in sort of a passive, passive return is that you said? Heather Yep, yep. Grant That's really awesome.  Heather Average yields are eight to 9%. We've managed funds for 10 years. So we have a really good track record. They are very regulated by the SEC. So there is a another set of eyes overseeing it. And they're fully audited funds. Grant Okay. Okay. Then what's the risk side? Heather Well, the risk side is, you know, not any different than any other investment, right risk is the market shift values decrease, I will tell you that our funds are a little bit different than most in the sense that we focus around residential real estate, okay. And we were not what people would call a syndication where we're investing in apartment complexes, we focus our investments around single family up to four units, all in the affordable housing market space. So we do two things with the funds. So part of the fund, we lend the money out. So real estate investors that are wanting to fix and flip we'll lend them money, we take a first lien against their property. So worst case scenario, they don't pay, we foreclose on the house. And now we own a house with 30% equity in it because we don't lend more than 70% of the the other portion of the fund we buy real estate, specifically in Coeur d'Alene, Idaho, and Spokane, Washington. So we invest in projects locally. We don't preach people trying to manage a rehab five states over and we don't do it either. So that's our model. Grant So are all of your properties in that area, then? Heather Yes, all the hard assets that we buy are only local, we went out is nationwide. Grant Because I've worked with I've worked with some groups that will take the approach of the look for places in the US where the volatility of the real estate market is small. The intent is to create a cash flow through sort of this renter model, if you get appreciation on the property great, but it's not about that it's more about sort of that rental cashflow. How different are you from from something like that?  Heather Well, we look at all of that. And that's another reason that we stay in the affordable housing market space. Because let's let's say that, you know, our exit is to rehab a house and flip it and the profits flow back into the fund and the market shifts. When you're in that affordable housing market space, you have a huge opportunity to cash flow that property in the event that you need to write out, you know, values decreasing. So we're much like that. And I think you'll have to be as a fund manager, you have to be nimble, you have to have multiple strategies. If you start relying on one stream of income for that fund, you're in big trouble when things change. And so we're much like that I you know, in the past, we've done very well, fixing and flipping, and our clients have done very well fixing and flipping, we're right now educating our clients that hey, some markets are turning like in an inflationary time, real estate's a great place to be. But it's also a great place to be for rental market. And so we're seeing a ton of opportunity for cash flowing properties. And so we're starting to add that to our to our portfolio. Grant So a couple minutes ago, you were talking about another class of investor that sort of a high growth or high high growth minded and then I think I may have entered interrupted you on that. What is it about them that you find interesting? Heather Well, the nice thing about our funds is when people make a decision to deploy capital through our funds, they can set their accounts up however they want. So what I mean by that is, they can either set their accounts up to reinvest their earnings. So earnings are paid out monthly. So we pay out all profit, which is really different than most real estate funds. Because if you're investing in a fund that's buying an apartment complex, for example, typically your returns are realized five years down the road, you get the benefit of depreciation, which is great, but you don't typically see your high yields till they sell that property. Right, right. Are our funds cash flowing? So we're lending on loans or paying off or buying properties? We're selling them. So all those earnings or profit are paid out every month? So you can either reinvest your earnings and roll them back into your equity membership, which is yeah, if you're working with self directed IRAs, that is an awesome option because you don't have these dollars going back. All right, and then they sit there and deploy until you have enough so you can reinvest for more growth minded clients, or for my guys that are looking for cash flow, you know, retired sold their practice trying to replace their income. They liked the monthly model because they're getting, you know, the earnings. Yeah. Grant So on the property, so sorry, Heather, quick question on the property itself when it's purchased, is it the fund that is on the property that owns the property? Or is it you know, allocated to the individual? Heather No, the fund owns the prop. Yep. Any loans that we originate? The fund is the lien holder. And that that's another thing is these are tangible assets. So risk is, at the end of the day, the markets go haywire, we just start liquidating assets and paying people off would be worst case. Right? Grant And that's how that's very interesting. Because, you know, I, currently, my wife and I, we invest in properties, but we do it where we're the first in other words, it's, it's, it's on us, right? So we have property managers that certainly take care of it, because we really like that, you know, cash flow kind of idea, right? And you want to be sort of passive with it, for sure. But at the end of the day, it's it's my name on it, right. And I think that's a unique thing about what you're describing there. I'm listening to a gun, though, that would distribute the risk, right, and spread it around there a little bit as as the individual investor. Heather Very cool, right. And that's what you know, a lot of people like, I have a large percentage of my clients have done real estate in the past, they've owned rentals they've owned, they've funded notes, they've fixed and flip, they, you know, developed and they're kind of at the point where they've, they've got capital now, and they don't want they want to retire. They, they want to, they want to golf, and they, they don't want to hear from a tenant that their toilets plugged in the middle of the night, you know, even though you're using a property manager at the end of the day, it's still you paying for it. That's right. That's right. You know, that's where I think there's benefit there. And then also for our clients that have smaller dollars that, you know, our husband and wife both working full time with kids, they don't have time to be rehabbing a house, this is a way that they can start to put that money to work for them. And it's shocking how quick it grows, especially your tax deferred accounts, self directed IRAs, and self directed 401. K's are like, people don't talk about it enough. It's, you know, you can do traditional, you can do Roth, if you're not working currently, for the employer that provided the 401, you can roll that over and start deploying that capital. So there's just so many other options out there that I just don't think people are aware of. Grant What's your take on potential impact to this model with, you know, interest rates slowly nicking up there from the feds and such any any concerns there? Heather We do. We talk about it. We meet multiple times a week, there's three fund managers to include myself, I think what we're already seeing, I mean, our market is a little different. It's still very hot, but we're starting to see it take longer for houses to sell. I think prices are going to stabilize. I don't know that we're going to see a I don't think we're going to see a downturn like 2008. I don't think that's going to happen. banks aren't lending at 120% of value. But at some point, I would I think homeownership is going to be affected and there's going to be a huge opportunity in the rental market. Grant I think it'd be a soft landing, right? Heather Yeah, yeah. Well, there has to be right. Yeah. You you can't have interest rates as low as they were in values increasing at the pace that they were. Grant No, it's crazy, right. Especially what the last. I think you're saying before we started chatting wasn't like you've seen it just in the market year and 40% valuation increase just in the last two years. Is that right? Heather Yep. Grant Yeah, boy, that's in the Wall Street. Yeah, that's better than this. Heather We bought a little house close to my office down here. My our younger son was going to call it there's actually a small junior college here. And three and a half years ago, we bought it for 200. And I was sweating bullets. I thought, oh my god, we're just overpaying for this house. The house next to it just sold for 450. I was like, Why didn't we buy like five of five of these? Yeah, I was thinking but you know, it's but but again, that shows you that a lot of locals in this market are selling because it's a huge opportunity, right? They'll never make as much money but now they're displaced. And that's why as a as a fund management team, we're saying hey, multifamily, small multifamily. We have several duplex projects going and for plexes because people have to have somewhere to live and at the prices that have increased here, you know, most of the locals can't afford it. And so they're going to be you know, looking for housing. So we think that that the housing market right now, is it the opportunities in rentals? Grant Yeah, that makes sense. Quick question about your clients in terms of preparing them. So given that some of these models are new to a certain group of people, what do you guys do in terms of getting people up to speed or educating them? Is that some of the things that your organization does? Heather Yeah. So the interesting thing about our company is we actually are an education company. First and foremost, we put on so it's interesting, we used to put on live events, like maybe at most for a month, usually two to three will COVID hit. And as everybody else in the education space that did live events, quickly, you're either closing down or you're pivoting saying how do we still pull this off? So what's really cool about that is we went live with all these these events, webinars, podcasts, online live events, and now we put on anywhere from three to four a week. So yeah, so and they're everything. They're from a grant, you want to buy a piece of real estate, we're going to teach you how to rehab it too. Hey, Grant, you want to be a loan broker? We'll teach you how to do that. I am mostly involved with a lot of webinars where I just did one last week, and it was all about how to buy a note how to educate people about how to buy a mortgage, or what some people call a first lien. How do you do your due diligence, what do you look for? And so we just, we really believe in helping our clients be the most educated they can to make the best decision, you know, and and so a lot of webinars, we have one tonight, we do every first Monday of the month, called our CEO, fireside. And that's all going to be focused about around the rental market. So education, just tons of online, tons of education. Grant Perfect. And where would someone go to find those webinars? Heather So they if they're want to learn more about the passive investing side of things, I would send them to our main website, which is at secured investment Corp, no plural in their secured investment Corp. There they're going to learn there's tons of webinars, different podcasts I've been on. And that's more your education about passive investing. If they are a more active real estate investor, they want to go find the deals they want to make offers, they should visit our website at Lee Arnold System of real estate. Grant Sorry. Did you say Lee Arnold? Heather System of real estate system real estate? Got it? Okay. All right. Yeah, that's awesome. Kind of two different paths, it kind of just depends on what they're really trying to accomplish. I mean, that's what I talk with my clients is like, what are you trying to accomplish? How much time do you have? And how much capital do you have to actually commit to that? And then that typically dictates what path they're going to take? Grant Is it pretty evenly split? Or do you see more people going passive? What's What do you observe? And Heather I'd say it's pretty evenly split. Honestly, you know, I think for a long time, it was heavier on the, you know, everybody, you know, you got HGTV, and they make rehabbing look like it's I've I've rehabbed and I never looked like anybody on HGTV, and my husband and I almost divorced each other. So I said, I thought we were going to be like, Chip and Joanna, like, this was a thing. I was like, Oh, it was good. Like, that was a big buyer, you know, through COVID, you know, you couldn't get into buy houses, you couldn't get the county out there. Now you're having supply chain issues, you can't get materials. So I think it has started to shift a little a lot of people have left employers through COVID. And now they've got these 401k sitting there. And they're going What am I going to do with this? So I think that's created a lot of opportunity and interest in the passive side of it. So I think it's right now it's probably 5050 5050 Grant Awesome. Okay, while Heather, you've just been incredible sharing these, these experiences that your organization's had and the value that you're bringing, I have a quick question. Are you still doing CrossFit? Heather I am I'm getting back into it. I kind of fell off the CrossFit wagon. Last year we moved we were, you know, again, developing five acres like it was going to be the big glamorous thing. So yeah, I not as much as I was but I'm getting back to it regularly. Grant That's awesome. I love your story and what it is you're doing for the market and for people changing lives and given them a livelihood to build on all the like you said all the nest eggs they've developed in a way that's got a sounds like a lot of risk taken out for the people. So that's amazing. Heather We're here To educate people and give them a pathway to create, you know, generational wealth for themselves. And we just strongly don't agree with the fact that you have to be a high net worth individual to take advantage of this. So we pride ourselves on the fact that we we have a real estate fund with people with as little as $1,000 can invest in. Yeah, people have to start somewhere, they really do.  Grant Well, and you may have a free, you may use the phrase there that I love, which is around generational wealth. And sometimes that gets in the popular culture that's not talked about much. But for people that are being intentional with what they're trying to do for their families, those kinds of strategies mean a lot. So the fact you've made it accessible to the masses, and you're helping them solve that generational wealth problem. That's that's really awesome vision that you guys have any last comments that you'd like to share? Heather No, I mean, I guess I what I would like to share is if you have any interest, or you want to become more educated about self directed IRAs, and 401, K's just for clarification, we are not an IRA custodian. I'm not a tax professional. But I know a lot about those accounts. And I would encourage anybody, if you even have a small interest in it, get a hold of me and my team, you can get a hold of me at our website at security investment corp.com. And we'd love to give you some references for you know how you can set those types of accounts up if there's one thing people take away from this this presentation is that there is opportunity for investment through tax deferred accounts. Grant Very cool. Wow, what a great, great service you guys are providing Heather, thank you for taking the time with me here today. I appreciate that. All right, everybody. Thanks for listening to another episode of Financial investing radio and until next time, go check out Secured Investment Corp. Thank you for joining Grant on Financial Investing Radio. Don't forget to subscribe and leave feedback.  

Hey everybody. In this episode, I have a fascinating conversation with Heather Dreves who shares some secrets on how to get returns from your real estate without being an expert. Grant Everybody, this is Grant, Welcome to another episode of Financial Investing Radio in the house with me today is Heather Dreves of Secured Investment Corp. Now someone reached out to me and said, Hey, have you taken a look at Heather's profile. And when I reviewed it, I started to realize, hey, there's some things that she's talking about that I've been able to dip my toe in, in the real estate space. And when I saw what she was doing, I thought, oh gosh, this would be really fun for us to hear more about the unique solution that they're bringing to clients. So let me take a breath and say welcome, Heather. Heather Well, thank you for having me. I'm excited to be here. Grant Very good to have you here. And you know, when we were talking before we got started, I think you probably live in one of the most beautiful places on the planet, which is awesome. So thanks for coming out of the cocoon of beauty where you guys live, talking with the rest of us. Okay, so first things first. Tell me a little bit about how your dreams and what got you going into this business area in real estate? Heather Yeah, well, I think everybody has a story, right? Like, a lot of us started with something else. And then was led down a path that was probably a better calling, per se. I went to college to be a teacher and decided I really liked my children but wasn't really interested in spending all day with everybody else's kids. That's it. Grant That's good to find out.  Heather Yeah, yeah. Well, my kids gonna test it out. They're like, You were terrible at helping us with homework. But anyway, so stayed home with our kids for a long time, we were kind of entrepreneurs and my husband was running an indoor soccer center facility. But I had a very good friend of mine that was in the private money industry. So when our youngest son was in school full time, I decided to go back out into the adult world. And he's like, you know, come to work for me. I said, I have no idea what you do I have a mortgage, is it the same thing? He's like, No, come down to my office. So long story short, 20 years ago, walked in there and just, it blew my mind. I had no idea that one, if you were a real estate investor, you could get funding outside of a bank and traditional sources. And two, I had no idea that you could invest money that way. I thought everybody went to a financial advisor, everybody, you know, stocks, bonds, mutual funds, like I just I was, my eyes were wide open. Grant I mean, that's such an uncommon knowledge just right there. Even some of our listeners will be like, wait a minute backup, say that phrase again, you can do what say that one more time. Heather So you can buy real estate, and get funding for real estate transactions outside of a bank. So you can acquire what we would call private money lending to buy real estate, a lot less restrictive than a bank, you know, they typically private lenders will look at what we call an after repair value, which banks don't do, you know, they want to know what's that property worth as it sits, and that's the most they're gonna lend on it. private lenders are much more creative. And they can look at a property and say, hey, I can see the value you're going to add, and I can see your vision. Absolutely will end on that. And so, that was mind blowing to me first. And then I started started with working with investors that said, you know, I've got money in the stock market, but I also want to invest in real estate. But here's the deal. I don't want to own the real estate. I don't want to rehab the house. I don't want to deal with a tenant and toilet but I want to reap the benefits of that. Grant So intended for more passive participation. Is that the idea? Heather Absolutely. Yep. So I'll huge majority of my clients, you know, have been active real estate investors in the past. They like real estate as an asset class. Again, they don't want to do it themselves, but they want To be the lender per se, and so there was this opportunity to match active real estate investors with people that are looking for a more passive Path to Wealth and and match the two and it benefits everybody. Right? Grant So what's the what's the typical profile of someone coming to service like this? Heather I would say on the borrower's the active investor side, you know, there there are people fixing and flipping, and they're everything from the guy that has a full time job that's doing it on the weekend to the very active clients that are for like 100 houses, really now they don't want to deal with a bank. There's too many restrictions. You know, we obviously have a very clearly defined guideline process and underwriting process, but it's much different than a thing. We're we're focusing on the asset, and then also focusing our attention on the borrower, we're making sure that they have the financial wherewithal to actually finish the deal. Can they make the payments, you know, all those things, we look at credit. But then on the on the passive side, the clients I mostly deal with there, you know, one of the niches I've really gotten involved with is high net worth dentist right now. Grant Did you say dentists? Heather Dentists. Grant Okay, I did not expect you to say dentists. Heather Well, here's the thing. They have tons of capital, right? Yeah, they have no time to manage their money invested, you know, and a lot of times their biggest asset is their business, they'll sell their practice, when they retire. Now, they have this influx of massive capital. Oh, interesting. A lot of them are very educated with real estate, but they don't have the time to do it. And so I would say that the profile for my passive people are people that have started to create some wealth for themselves, and they want to either create cash flow, so maybe they're retiring. And they don't want to tap into what they've saved, but they want to live off their earnings. Got it, or a new niche I've really I'm pretty excited about is our growth minded clients. So you know, I don't know how much you know, about a real estate fund. But for a long time, you had to be a high net worth accredited investor to even ever think of investing in these types of funds that we're talking about REITs. Yeah, well, we are similar to a REIT. But we are a privately managed real estate. Oh, interesting. Okay, got it. Well, we're privately managed, but the model is the same. It's real estate assets, throwing off profit. And that's how people make money as off their earnings. But 10 years ago, you could only open that type of fund up, if you were what's called an accredited investor. That's the only people that could invest. So you had to have a million dollars in assets over income of $200,000 a year 300. As a couple. We feel really passionate, we think everybody should have the opportunity create wealth. So four years ago, we actually have the ability to open up what's called a Regulation A fund, and anybody can invest in it. We started our minimum at $1,000. And it's open to anybody, and we pride ourselves on this, it took a long time to get approved for this spot. Grant That's fascinating. Okay, that's the first I've heard of something like that. How many organizations do that?  Heather I mean, I haven't heard of anyone, not many that are a real estate fund. Most of the time, they're a crowdfunding platform. So you're, you know, you're investing in a platform, that's an angel investor, or they, they provide business loans. There are only a few real estate funds in the United States that were approved for that. So it's pretty uncommon. Grant That is, wow, that's very interesting. Okay, that must have taken a lot of effort to get that I mean, so that's feels like that's such an untapped market too. Huge market. Heather What we cater to is we work with a lot of clients that have 401k Is that they didn't move from a previous employer have small Ira balances, you know, they funded it with six grand and, and then they never did anything with it. This is a great opportunity for those kinds of funds. You can roll those accounts over to self directed custodians. So they're still tax deferred, you're not, you're not taking a distribution on it, okay? You're just, you're just now deciding where you want to invest it instead of having a financial advisor or a money manager, and I'm not here to tell you to people to pull all their money out from their financial advisor, really, it's just a way to diversify. And it gives people the ability with small dollars to invest in real estate because a lot of people think, well, I've got to have, you know, a couple 100 grand to buy real estate, no, you don't, you could invest in a fund that's investing in real estate and you reap the benefits of it and you have zero headaches.  Grant That's, that's awesome. So let me say back to you because it sounds almost too good to be true. Okay. You're telling me that someone could take their four When k or whatever other capital they have, there's not a bar, a minimum bar, they can roll that into this investment fund investment fund is going to be making the investment decisions, as well as managing the properties. And these people then just participate that investment participate in sort of a passive, passive return is that you said? Heather Yep, yep. Grant That's really awesome.  Heather Average yields are eight to 9%. We've managed funds for 10 years. So we have a really good track record. They are very regulated by the SEC. So there is a another set of eyes overseeing it. And they're fully audited funds. Grant Okay. Okay. Then what's the risk side? Heather Well, the risk side is, you know, not any different than any other investment, right risk is the market shift values decrease, I will tell you that our funds are a little bit different than most in the sense that we focus around residential real estate, okay. And we were not what people would call a syndication where we're investing in apartment complexes, we focus our investments around single family up to four units, all in the affordable housing market space. So we do two things with the funds. So part of the fund, we lend the money out. So real estate investors that are wanting to fix and flip we'll lend them money, we take a first lien against their property. So worst case scenario, they don't pay, we foreclose on the house. And now we own a house with 30% equity in it because we don't lend more than 70% of the the other portion of the fund we buy real estate, specifically in Coeur d'Alene, Idaho, and Spokane, Washington. So we invest in projects locally. We don't preach people trying to manage a rehab five states over and we don't do it either. So that's our model. Grant So are all of your properties in that area, then? Heather Yes, all the hard assets that we buy are only local, we went out is nationwide. Grant Because I've worked with I've worked with some groups that will take the approach of the look for places in the US where the volatility of the real estate market is small. The intent is to create a cash flow through sort of this renter model, if you get appreciation on the property great, but it's not about that it's more about sort of that rental cashflow. How different are you from from something like that?  Heather Well, we look at all of that. And that's another reason that we stay in the affordable housing market space. Because let's let's say that, you know, our exit is to rehab a house and flip it and the profits flow back into the fund and the market shifts. When you're in that affordable housing market space, you have a huge opportunity to cash flow that property in the event that you need to write out, you know, values decreasing. So we're much like that. And I think you'll have to be as a fund manager, you have to be nimble, you have to have multiple strategies. If you start relying on one stream of income for that fund, you're in big trouble when things change. And so we're much like that I you know, in the past, we've done very well, fixing and flipping, and our clients have done very well fixing and flipping, we're right now educating our clients that hey, some markets are turning like in an inflationary time, real estate's a great place to be. But it's also a great place to be for rental market. And so we're seeing a ton of opportunity for cash flowing properties. And so we're starting to add that to our to our portfolio. Grant So a couple minutes ago, you were talking about another class of investor that sort of a high growth or high high growth minded and then I think I may have entered interrupted you on that. What is it about them that you find interesting? Heather Well, the nice thing about our funds is when people make a decision to deploy capital through our funds, they can set their accounts up however they want. So what I mean by that is, they can either set their accounts up to reinvest their earnings. So earnings are paid out monthly. So we pay out all profit, which is really different than most real estate funds. Because if you're investing in a fund that's buying an apartment complex, for example, typically your returns are realized five years down the road, you get the benefit of depreciation, which is great, but you don't typically see your high yields till they sell that property. Right, right. Are our funds cash flowing? So we're lending on loans or paying off or buying properties? We're selling them. So all those earnings or profit are paid out every month? So you can either reinvest your earnings and roll them back into your equity membership, which is yeah, if you're working with self directed IRAs, that is an awesome option because you don't have these dollars going back. All right, and then they sit there and deploy until you have enough so you can reinvest for more growth minded clients, or for my guys that are looking for cash flow, you know, retired sold their practice trying to replace their income. They liked the monthly model because they're getting, you know, the earnings. Yeah. Grant So on the property, so sorry, Heather, quick question on the property itself when it's purchased, is it the fund that is on the property that owns the property? Or is it you know, allocated to the individual? Heather No, the fund owns the prop. Yep. Any loans that we originate? The fund is the lien holder. And that that's another thing is these are tangible assets. So risk is, at the end of the day, the markets go haywire, we just start liquidating assets and paying people off would be worst case. Right? Grant And that's how that's very interesting. Because, you know, I, currently, my wife and I, we invest in properties, but we do it where we're the first in other words, it's, it's, it's on us, right? So we have property managers that certainly take care of it, because we really like that, you know, cash flow kind of idea, right? And you want to be sort of passive with it, for sure. But at the end of the day, it's it's my name on it, right. And I think that's a unique thing about what you're describing there. I'm listening to a gun, though, that would distribute the risk, right, and spread it around there a little bit as as the individual investor. Heather Very cool, right. And that's what you know, a lot of people like, I have a large percentage of my clients have done real estate in the past, they've owned rentals they've owned, they've funded notes, they've fixed and flip, they, you know, developed and they're kind of at the point where they've, they've got capital now, and they don't want they want to retire. They, they want to, they want to golf, and they, they don't want to hear from a tenant that their toilets plugged in the middle of the night, you know, even though you're using a property manager at the end of the day, it's still you paying for it. That's right. That's right. You know, that's where I think there's benefit there. And then also for our clients that have smaller dollars that, you know, our husband and wife both working full time with kids, they don't have time to be rehabbing a house, this is a way that they can start to put that money to work for them. And it's shocking how quick it grows, especially your tax deferred accounts, self directed IRAs, and self directed 401. K's are like, people don't talk about it enough. It's, you know, you can do traditional, you can do Roth, if you're not working currently, for the employer that provided the 401, you can roll that over and start deploying that capital. So there's just so many other options out there that I just don't think people are aware of. Grant What's your take on potential impact to this model with, you know, interest rates slowly nicking up there from the feds and such any any concerns there? Heather We do. We talk about it. We meet multiple times a week, there's three fund managers to include myself, I think what we're already seeing, I mean, our market is a little different. It's still very hot, but we're starting to see it take longer for houses to sell. I think prices are going to stabilize. I don't know that we're going to see a I don't think we're going to see a downturn like 2008. I don't think that's going to happen. banks aren't lending at 120% of value. But at some point, I would I think homeownership is going to be affected and there's going to be a huge opportunity in the rental market. Grant I think it'd be a soft landing, right? Heather Yeah, yeah. Well, there has to be right. Yeah. You you can't have interest rates as low as they were in values increasing at the pace that they were. Grant No, it's crazy, right. Especially what the last. I think you're saying before we started chatting wasn't like you've seen it just in the market year and 40% valuation increase just in the last two years. Is that right? Heather Yep. Grant Yeah, boy, that's in the Wall Street. Yeah, that's better than this. Heather We bought a little house close to my office down here. My our younger son was going to call it there's actually a small junior college here. And three and a half years ago, we bought it for 200. And I was sweating bullets. I thought, oh my god, we're just overpaying for this house. The house next to it just sold for 450. I was like, Why didn't we buy like five of five of these? Yeah, I was thinking but you know, it's but but again, that shows you that a lot of locals in this market are selling because it's a huge opportunity, right? They'll never make as much money but now they're displaced. And that's why as a as a fund management team, we're saying hey, multifamily, small multifamily. We have several duplex projects going and for plexes because people have to have somewhere to live and at the prices that have increased here, you know, most of the locals can't afford it. And so they're going to be you know, looking for housing. So we think that that the housing market right now, is it the opportunities in rentals? Grant Yeah, that makes sense. Quick question about your clients in terms of preparing them. So given that some of these models are new to a certain group of people, what do you guys do in terms of getting people up to speed or educating them? Is that some of the things that your organization does? Heather Yeah. So the interesting thing about our company is we actually are an education company. First and foremost, we put on so it's interesting, we used to put on live events, like maybe at most for a month, usually two to three will COVID hit. And as everybody else in the education space that did live events, quickly, you're either closing down or you're pivoting saying how do we still pull this off? So what's really cool about that is we went live with all these these events, webinars, podcasts, online live events, and now we put on anywhere from three to four a week. So yeah, so and they're everything. They're from a grant, you want to buy a piece of real estate, we're going to teach you how to rehab it too. Hey, Grant, you want to be a loan broker? We'll teach you how to do that. I am mostly involved with a lot of webinars where I just did one last week, and it was all about how to buy a note how to educate people about how to buy a mortgage, or what some people call a first lien. How do you do your due diligence, what do you look for? And so we just, we really believe in helping our clients be the most educated they can to make the best decision, you know, and and so a lot of webinars, we have one tonight, we do every first Monday of the month, called our CEO, fireside. And that's all going to be focused about around the rental market. So education, just tons of online, tons of education. Grant Perfect. And where would someone go to find those webinars? Heather So they if they're want to learn more about the passive investing side of things, I would send them to our main website, which is at secured investment Corp, no plural in their secured investment Corp. There they're going to learn there's tons of webinars, different podcasts I've been on. And that's more your education about passive investing. If they are a more active real estate investor, they want to go find the deals they want to make offers, they should visit our website at Lee Arnold System of real estate. Grant Sorry. Did you say Lee Arnold? Heather System of real estate system real estate? Got it? Okay. All right. Yeah, that's awesome. Kind of two different paths, it kind of just depends on what they're really trying to accomplish. I mean, that's what I talk with my clients is like, what are you trying to accomplish? How much time do you have? And how much capital do you have to actually commit to that? And then that typically dictates what path they're going to take? Grant Is it pretty evenly split? Or do you see more people going passive? What's What do you observe? And Heather I'd say it's pretty evenly split. Honestly, you know, I think for a long time, it was heavier on the, you know, everybody, you know, you got HGTV, and they make rehabbing look like it's I've I've rehabbed and I never looked like anybody on HGTV, and my husband and I almost divorced each other. So I said, I thought we were going to be like, Chip and Joanna, like, this was a thing. I was like, Oh, it was good. Like, that was a big buyer, you know, through COVID, you know, you couldn't get into buy houses, you couldn't get the county out there. Now you're having supply chain issues, you can't get materials. So I think it has started to shift a little a lot of people have left employers through COVID. And now they've got these 401k sitting there. And they're going What am I going to do with this? So I think that's created a lot of opportunity and interest in the passive side of it. So I think it's right now it's probably 5050 5050 Grant Awesome. Okay, while Heather, you've just been incredible sharing these, these experiences that your organization's had and the value that you're bringing, I have a quick question. Are you still doing CrossFit? Heather I am I'm getting back into it. I kind of fell off the CrossFit wagon. Last year we moved we were, you know, again, developing five acres like it was going to be the big glamorous thing. So yeah, I not as much as I was but I'm getting back to it regularly. Grant That's awesome. I love your story and what it is you're doing for the market and for people changing lives and given them a livelihood to build on all the like you said all the nest eggs they've developed in a way that's got a sounds like a lot of risk taken out for the people. So that's amazing. Heather We're here To educate people and give them a pathway to create, you know, generational wealth for themselves. And we just strongly don't agree with the fact that you have to be a high net worth individual to take advantage of this. So we pride ourselves on the fact that we we have a real estate fund with people with as little as $1,000 can invest in. Yeah, people have to start somewhere, they really do.  Grant Well, and you may have a free, you may use the phrase there that I love, which is around generational wealth. And sometimes that gets in the popular culture that's not talked about much. But for people that are being intentional with what they're trying to do for their families, those kinds of strategies mean a lot. So the fact you've made it accessible to the masses, and you're helping them solve that generational wealth problem. That's that's really awesome vision that you guys have any last comments that you'd like to share? Heather No, I mean, I guess I what I would like to share is if you have any interest, or you want to become more educated about self directed IRAs, and 401, K's just for clarification, we are not an IRA custodian. I'm not a tax professional. But I know a lot about those accounts. And I would encourage anybody, if you even have a small interest in it, get a hold of me and my team, you can get a hold of me at our website at security investment corp.com. And we'd love to give you some references for you know how you can set those types of accounts up if there's one thing people take away from this this presentation is that there is opportunity for investment through tax deferred accounts. Grant Very cool. Wow, what a great, great service you guys are providing Heather, thank you for taking the time with me here today. I appreciate that. All right, everybody. Thanks for listening to another episode of Financial investing radio and until next time, go check out Secured Investment Corp. Thank you for joining Grant on Financial Investing Radio. Don't forget to subscribe and leave feedback.  

In episode 40, we are joined by Nick Laparra, and talking with him about why and how he left evangelicalism. We'll also talk about his podcast Let's Give a Damn, Calvinist theology, smoking cigars, living in New York City, making people mad on social media, and what it looks like for us to be a damn-givers who care about seeing the world become a better place. Show Notes Nick's Instagram Nick's Twitter Let's Give A Damn Instagram Let's Give A Damn Twitter Let's Give A Damn Website About Joseph and Nicole are living as bi-vocational pastors and leaders in Spokane, Washington. To find more about our story, visit www.thepetersons.cc. Patreon | Instagram | Email

Hello to you listening in Spokane, Washington!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Wednesdays on Whidbeys and your host, Diane Wyzga.Perhaps like me you have walked a long road to find out how to use your voice to shine a light into the world that would be vastly incomplete without you. Perhaps you might still feel self-conscious about using the power of your voice.Hear me when I say this: it's your time! You did not come to Earth to be quiet. Set aside your limiting beliefs. They are of no use to you. The world needs what you have to give. If what you have to give is a cup of water would you deny it to a world that is thirsty? Of course not!The more you get to the heart of your message and the message of your heart the more likely it is that you will speak your truth, live your truth, and the world will be less thirsty.You can always read another book; but how much more fun, engaging and memorable would it be if you and I could chat about how you can get to the heart of your voice and use that same true voice to advance your business, practice, cause, or story. Check out my Linked In profile [linkedin.com/in/diane-f-wyzga-78403919a]. If what you read answers your need then DM me for a free Discovery Chat to see if there's a fit. Or, email me at: diane@quartermoonstoryarts.net.         You're invited: “Come for the stories - stay for the magic!” Speaking of magic, I hope you'll subscribe, share a nice shout out on your social media or podcast channel of choice, and join us next time! Remember to stop by the website, check out the Services, arrange a Discovery Call, and Opt In to stay current with Diane and Quarter Moon Story Arts and on  Linked In [linkedin.com/in/diane-f-wyzga-78403919a]Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicAll content and image © 2019 to Present: for credit & attribution Quarter Moon Story Arts

MaxFunDrive 2022!Hosts Jo Firestone & Manolo Moreno play listener-created games with callers!Games played:  Dr. Press Cowfrence submitted by Sarah Martin from Roeland Park, Kansas, Dr. Kvetch-Phrase! submitted by Roxanne Harvey from Louisville, Kentucky, and Well Wishes submitted by JJ van der Put from Spokane, WashingtonCallers: Reyna from Santa Clara, California; Mary from Minneapolis, Minnesota; Grace, Carey, Theresa, and Trouty from Spokane, Washington;  Brian & baby from Pittsburgh, Pennsylvania; Sean & Hannah from Richmond, Virginia; Victoria & Max (in a car) from Chatham, New YorkOutro theme by Brady Brown from Stillwater, OklahomaIf you'd like to support this show by becoming a MaxFun member or upgrading  your membership, go to maximumfun.org/join!We've got bonus content for MaxFun High-Fivers and a gift embroidered patch for Friends of the Family-level members!

This week on the Millionaire Car Salesman Podcast,  Sean V. Bradley, CSP talks about Facebook marketing and how to monetize your page. Additionally, he discusses engagement and communication using the Facebook platform.  Joining Sean this week is Toni Cornell, a salesperson at CAL Cars in Spokane, Washington. Toni is a beast at Facebook marketing and knows how to use it to her advantage. She talks about how she began monetizing her Facebook business page. On average, she makes $125-$130 a day JUST from Facebook marketing. That's approximately $3,000 a month from Facebook!  Be more like Toni! To monetize a page, use original content and increase engagement. Consider what is being posted and what the caption will be. Toni invites people to congratulate the new vehicle owner and reaches out to others in need of a new vehicle in the same post.  Additionally, build up relationships on social media. By interacting with her audience, Toni is creating a network of prospective buyers and repeat customers. Customers will go to CAL Cars specifically to meet with Toni based on what they found on her Facebook page.    About Toni Cornell Toni Cornell was born and raised in Lakewood, Washington. She is a fan of the Millionaire Car Salesman podcast and has been listening for the last five years. Toni has been in the automotive industry for the last 18 years. In the BDC department, Toni and her three-person team sold 1,486 cars in one year followed by 3,476 cars in the second year. Additionally, in one month Toni brought 51 units to the store and closed out 31 of the deals herself. She uses Facebook as a way to connect with her customers and bring in new customers.    About CAL Cars Spokane CAL Cars is a privately owned, family-run business that has been serving the inland northwest for 19 years! CAL has sold over 42,000 vehicles in that time. CAL is the largest independent dealer in the region with 3 locations: Airway Heights, Spokane & Coeur d'Alene. CAL also has the best selection of vehicles in the region with over 300 vehicles in stock. CAL is an independent dealer, so they carry every make and model available. CALs core values of honesty, transparency, and diligence is why they are blessed to still be in business after so many years in our community. Their customers know that their vehicle prices are negotiable, but satisfaction is not. CAL's goal is to build a relationship with you to earn your business and become your car dealer for life!   Resources Dealer Synergy & Bradley On Demand: The automotive industry's #1 training, tracking, testing, and certification platform and consulting & accountability firm. The Millionaire Car Salesman Podcast: is the #1 resource for automotive sales professionals, managers, and owners.  Also, join The Millionaire Car Salesman Facebook Group today! The Against All Odds Radio Show: Hosting guests that have started from the bottom and rose to the top.  Also, join The Against All Odds Radio Show Guests & Listeners Facebook Group for the podcasted episodes. For more interactivity, join The Millionaire Car Salesman Club on Clubhouse. Win the Game of Googleopoly: Unlocking the secret strategy of search engines.   The Millionaire Car Salesman Podcast is Proudly Sponsored By:  AutoWeb: Visit AutoWeb.com/dealers for help in revolutionizing your business to help you sell more cars.

Title: Faith Vs. Knowledge Clement Of Alexandria Series: The Interrupters Speaker: Darren Stott Date: May 1, 2022 CCLI Church Copyright License #2271707 Darren Stott is a Pastor, Author, Podcaster, Radio Host, and Founder of Supernaturalist Ministries. Darren was awarded the Dennis Yarnell Inspiration Award for outstanding contribution to the City of Newcastle in 2016 and has been featured in several prominent publications including The Seattle Times, King 5 News, NPR, Charisma Magazine, Renton Reporter, The Religion News Service, and Evening Magazine. Darren began to flex his ministerial muscles at the age of 27 when he became the Lead Pastor at Seattle Revival Center on Easter of 2009. In 2016 his first book was released, Pattern Interrupt: Dismantle Defeat, Overcome Ordinary, and become a Rumbler. Today, he has helped hundreds of thousands with spiritual and practical guidance through pastoring, public speaking, conferences, consulting, and mentoring. In 2021 Darren released his second book in 2021, Carve: How to Steward and Sustain a Move of God. Darren holds a Bachelor of Arts specializing in Bible & Theology from Global University. By blending his education and many experiences, he has the aptness to help people deconstruct their incorrect framework of God. He engages people in reconstructing a healthy theology and opportunity for divine encounters that lead to personal and spiritual growth. Darren consults with two neighboring cities, and serves on multiple boards for churches, non-profits, and schools. On May 8th, 2021, Darren Stott was installed as President of the global ministry network now known as Renaissance Coalition, an organization established by John G. Lake in South Africa (International Faith Congress) and then incorporated in Spokane, Washington in 1947 by his daughter and son-in-law, Wilford and Gertrude Reidt. The organization exist to birth Kingdom Realities on the Earth through relationships, gatherings, equipping, and empowerment. Darren's greatest joy is his lovely wife, Andrea, and four beautiful kids: Abigail, Peter, Sophia, and Victoria. His call is to catalyze joy in the lives of others. Connect with Darren at www.darrenstott.com or on social media @theDarrenStott.

Title: Sin and Consequences Series: ORIGIN Speaker: Darren Stott Date: May 1, 2022 CCLI Church Copyright License #2271707 Darren Stott is a Pastor, Author, Podcaster, Radio Host, and Founder of Supernaturalist Ministries. Darren was awarded the Dennis Yarnell Inspiration Award for outstanding contribution to the City of Newcastle in 2016 and has been featured in several prominent publications including The Seattle Times, King 5 News, NPR, Charisma Magazine, Renton Reporter, The Religion News Service, and Evening Magazine. Darren began to flex his ministerial muscles at the age of 27 when he became the Lead Pastor at Seattle Revival Center on Easter of 2009. In 2016 his first book was released, Pattern Interrupt: Dismantle Defeat, Overcome Ordinary, and become a Rumbler. Today, he has helped hundreds of thousands with spiritual and practical guidance through pastoring, public speaking, conferences, consulting, and mentoring. In 2021 Darren released his second book in 2021, Carve: How to Steward and Sustain a Move of God. Darren holds a Bachelor of Arts specializing in Bible & Theology from Global University. By blending his education and many experiences, he has the aptness to help people deconstruct their incorrect framework of God. He engages people in reconstructing a healthy theology and opportunity for divine encounters that lead to personal and spiritual growth. Darren consults with two neighboring cities, and serves on multiple boards for churches, non-profits, and schools. On May 8th, 2021, Darren Stott was installed as President of the global ministry network now known as Renaissance Coalition, an organization established by John G. Lake in South Africa (International Faith Congress) and then incorporated in Spokane, Washington in 1947 by his daughter and son-in-law, Wilford and Gertrude Reidt. The organization exist to birth Kingdom Realities on the Earth through relationships, gatherings, equipping, and empowerment. Darren's greatest joy is his lovely wife, Andrea, and four beautiful kids: Abigail, Peter, Sophia, and Victoria. His call is to catalyze joy in the lives of others. Connect with Darren at www.darrenstott.com or on social media @theDarrenStott.

Welcome to the weekly podcast of Sozo Church in Spokane, Washington with sermons by Mark Blair and the pastoral staff. To learn more, visit www.sozospokane.org

at 6am on Inspirational Women: LaRae Wiley is a founding member of the 'Salish School of Spokane' which began just 11 years ago. The school offers free Salish language classes for parents and community members while the children experience immersion school. The elders have provided recordings of the language so students can hear and learn pronunciation. Without this the language, the foundation of a culture fades away, and we all are less because of that. www.salishschoolofspokane.org

By Paul Moody in Clearwater Valley, ID, Kennewick, WA, Kettle Falls, WA, Spokane, WA - April 22, 2022 - God gives all whom He calls what they need to fulfill their calling. We're called to success, we must move in the right direction. "Back" to sin, slavery, and Egypt, is a terrible option. Our past sins are buried in baptism, we must move forward, forgiven, following the cloud and fire, together, looking to Christ's example.

Bobby Valentine visits BaseballBiz - Valentine's WayBobby V speaks on LeadershipTransition from Player to ManagerRoving instructor in Minor Leagues to coaching 3rd base on NY MetsTexas Rangers bringing in AnalyticsBringing in Tom Howe as Strength & Conditioning coach for RangersIntroducing Pitch Count as a tool to Extend Nolan Ryan's career Goose Gossage from Plant CityWorking with Steve Buechele & Tom GrieveBobby V works to build a new stadium for TexasTeams needing a new stadium used Tampa as a tease to where they may move1st non-Japanese person to manage a team in Japan w/ Chiba Lotte MarinesManaged the New York Mets for 7 yearsNow advising the GM for the LA Angels seeing Mike Trout & Shohei Ohtani everydayLeft Japan for Mets offer. The offer was not as initially advertisedBobby's journeys with Mentor & Friend, Tommy Lasorda with travels from Ogden Utah, Spokane, Dominican Republic, Santa Domingo, Venezuela & CaracasTommy Lasorda joins Bobby V at the All-Star game & avoids collision with the bat of Vladimer Guerrero Sr. Giants Defensive End & Hall of Famer, Andrew Robustelli introduces Bobby to Tom Landry“Make sure your coaches speak your language” - advice from Tom Landry to keep your lines of communication open with your coaching staff. Japan ritual after winning - hoist manager into the air 3x as symbol of trust and being together.100 Fenway - Boston brought in to weed out the weak, clean up the mess, chicken & beer & dissension. Director of Athletics at Sacred Heart UniversityNow active with the Los Angeles AngelsPassion is what you want to follow - What you are good as it what you should pursue.Baseball sports book,  Valentine's Way by Bobby Valentine is available in hardback & Kindle formatsBaseballBiz is also on iheartradio, Stitcher, Apple, Spotify & Google podcastsYou can reach Mark @TheBaseballBiz & Brandon @SportsBlitzPod on Twitter Special thanks to XTaKeRuX for the music "Rocking Forward"

Coming off of their coldest encounter yet with the memory of a wish in their heads, the Mörk Boys find themselves right in the middle of Spokane. Looking like there's been trouble around recently, a heavy pile of silver inspires the lads to give the town a helping hand. What they encounter proves not only to be enormous and unexpected, but deadly. Kurl brings a bad omen, Soup slips free, and Mel gets plugged up, this week on The Rolled Standard. Check out our various socials and whatnot at: https://linktr.ee/therolledstandard We have a Patreon. Check it out here: https://www.patreon.com/therolledstandard The Rolled Standard is: Jake Vaughn as Kurl @vaughnhaus Levi Brusacoram as Soup Nate Seibert as Melville Hugo Lesterborne @TheRolledNate And Christopher Heinrich as the Game Master @7CannibalChris7 Cold and Deathless was written by Christopher Heinrich with collaborative efforts from Levi Brusacoram, Nate Seibert, and Jake Vaughn. Episode edited by Jake Vaughn and Nate Seibert. Cover art by Rugose Kohn @RugoseKohn Theme music courtesy of PoweredByGDK. Isbjörn comes courtesy of Philipp Teich (@bin_nebenan) and is the winner of the Most Northern category in our Cold and Deathless Northern Darkness Jam. --- Support this podcast: https://anchor.fm/therolledstandard/support

Have you ever wanted something so badly it hurt? Wanted it so badly it consumes all your thoughts throughout the day as you picture what it would look like over and over in your mind - so that you don't even notice or appreciate where you are? Well, I learned that's where I spent a lot of my energy in my life with my son, Rylan, and I hadn't realized it. Let me share a story with you. I remember when Rylan led me with closed eyes to his bedroom door. He threw the door wide open so I could see as he said. "Surprise, Mommy! You can look now!" "Wow, Rylan!" I exclaimed with utter amazement, I'm feeling slightly stunned here, you've cleaned and organized your bedroom completely by yourself, AND, you are super happy about it! This is a delightful surprise!" "You know," I paused to look into his eyes, "I want to acknowledge right here, right now, just how big it is that you cleaned and organized your room today independently. As a matter of fact," I continued, "I have been noticing several ways you have been taking the initiative to show up around here: feeding and watering the animals, taking out the garbage, cleaning up after meals, reading books in your room. Something's way different around here! I feel a little in awe taking it all in, Rylan. It means so very much to me to see you engaging in life this way. I'm curious, are you noticing differences in your body?" Pausing a moment to reflect, he answered with a grin, "I am happy now!" This is a moment, for me, which stands still in time forever. After witnessing his struggle for years to engage in the simplest things, like putting on socks and shoes, brushing teeth, combing hair, or running errands. I dreamt of finding a way to support his ability to feel good in his own body, to feel calm and happy when needing to transition from one activity to the next, and for his friendship circle to grow. I truly believed this dream could become a reality. My vision was focused and fine-tuned, and I envisioned myself as his biggest advocate. What I didn't notice were the limiting beliefs narrowing my perspective or the subtle pressures I put on my son to change, to be different than he was. I was helped in beginning to understand this after we moved to the Spokane area and we had more resources and support for our family, especially for Rylan. I remember feeling thrilled meeting new contacts and agencies that really "got" what it's like to have lived in isolation from a sense of community. The experience of being out in the world brought me new realizations. I remember the first time I took Rylan to what I hoped would be our new Spiritual family (unconsciously bubbling over inside with expectations of "coming home" and belonging.”) As the service began with music being played by a band at the front, Rylan and I stood up with everyone else to sing. Suddenly, Rylan jerked away from my side and sat down abruptly, hunching down. With his head on his lap and his hands over his ears, he trembled in sensory overload. I remember moving to hold him, feeling my heart sink, and hearing my own despairing thought, "I just want to belong to a warm caring community! It's just not going to work no matter where we go." As I sat, consciously holding myself with care, giving myself empathy and support for my disappointment and tapping into my body sensations, the next moment was like a kaleidoscope of stored images of my son passing through my awareness. As time stood still for me, I saw my son's heart, experiencing life right where he was, right here, right now, in sensory overload, needing support and to know he matters in the world. And this heart of mine expanded to a new depth of love where possibility flowers and I was able to see, hear, and feel things from a new and more expansive perspective. I saw the courage it takes, being willing to show up in the world as vulnerable as you truly are, with no pretense, no illusions, or hidden agendas. What my son modeled for me on that day

Welcome back for Course 2 at Gander and Ryegrass where make ridiculous bets with our guest Chef CJ Callahan and talk pasta shapes, why spite is better than ambition, blame Ninja Turtles for all the anchovy hate, the mental health balance of the industry, and discuss how we can make fine dining more approachable for Spokane. --- Send in a voice message: https://anchor.fm/talkingwithyourmouthfull/message

In episode 39 we are joined by the amazing Kat Armas and talking with her about the unnamed and overlooked theologians of our faith. We'll also talk about her book Abuelita Faith, hermeneutics, women in the Scripture, growing up in conversation church spaces, and what it looks like for us to center and learn from abuelita theologians and discover what liberation for all of us looks like. Show Notes Kat's Instagram Kat's Twitter Kat's Facebook Abuelita Faith The Protagonistas Podcast Kat Armas Website About Joseph and Nicole are living as bi-vocational pastors and leaders in Spokane, Washington. To find more about our story, visit www.thepetersons.cc. Patreon | Twitter | Instagram | Email

MaxFunDrive 2022!Hosts Jo Firestone & Manolo Moreno play listener-created games with callers!Games played: Manolo Math submitted by Ploki Sarken from Louisville, Kentucky, Well Wishes submitted by JJ van der Put from Spokane, Washington, and Dr. Chill Chill with rules by Erin Kisner from West Seattle, WashingtonCallers: Marty from Queens, New York; Micah from Columbus, Ohio; Mikal from Chicago, Illinois; Mike from Burlington, North Carolina; Michael (aka Max from MaxFunDrive aka MaxFunStore.com) from La Grange, Texas; Marissa from Cambridge, MassachusettsOutro theme by Dot Levine from Philadelphia, PennsylvaniaIf you'd like to support this show by becoming a MaxFun member or upgrading  your membership, go to maximumfun.org/join!We've got bonus content for MaxFun High-Fivers and a gift embroidered patch for Friends of the Family-level members!