Podcasts about faith based

What if mentoring wasn't just one person investing in a kid—but an entire circle of caring adults surrounding them with encouragement, accountability, and faith? That's exactly what Ben Bevis, Executive Director of Encircled, is doing. In this episode, host Zach Garza talks with Ben about how “mentor circles” are transforming the way we support young people from hard places.On this episode, we will chat about:The Vision Behind Encircled: Ben shares how thirty years of youth ministry, therapy, and family coaching led him to launch Encircled—a nonprofit helping parents, mentors, and communities form intentional “circles” around youth.The Power of Many Mentors: Research shows that youth with multiple trusted adults are more resilient, more likely to thrive, and less likely to fall through the cracks. Ben explains why one mentor is good—but five can be life-changing.How the Encircled App Works: Using free resources and a simple app, mentors (or “guides”) help kids discover their God-given identity, gifts, and vision, then invite key people into a mentoring circle that walks with them for the long haul.Stories that Inspire: From the heartbreaking loss of a former mentee to the redemption story of “Bill,” whose circle helped him rediscover his love for music and faith, Ben illustrates the beauty and impact of shared mentorship.“This next generation wasn't meant to do life on their own, but in community.” — Ben BevisMentors don't have to do it alone. Surround yourself—and your mentee—with others who will show up, pray, encourage, and share the load.Learn more about Ben Bevis and Encircled at encircled.org.--If this podcast has encouraged or equipped you, would you take 30 seconds to leave a 5-star rating? On Apple Podcasts, scroll to the bottom of the You Can Mentor page and click “Write a Review.” On Spotify, go to our page, click the three dots next to the settings wheel, and hit “Rate Show.” It helps us reach more mentors like you.Want to go deeper?• Join our Learning Lab for mentoring resources and community• Sign up for our newsletter to stay in the loop• Come to our annual You Can Mentor GatheringYou can find everything at www.youcanmentor.com or follow us on instagram @youcanmentor

What if we stopped investing like bystanders and started investing like owners and “neighbors” in the story of our finances?When you invest like an owner, our portfolios can reflect faithful stewardship and create real-world impact. Robin John joins us today to share practical ways to move from passive investing to purposeful ownership.Robin John is co-founder and Chief Executive Officer at Eventide Asset Management, an underwriter of Faith & Finance. He's also the author of the book, The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World.Investing vs. SpeculatingMany people confuse investing with speculating. Speculating—like day trading—is often no different than gambling. It's focused on short-term gains, trying to predict what the market will do tomorrow. But investing is about ownership. When you buy a stock, you're buying a piece of a company. You become a co-owner.That means your money is participating in real work—serving customers, employing people, and creating products that impact lives. As Christians, we should invest in companies we believe are doing good for the world, not just generating profits.Speculation is reactive and anxious. Investing, when done faithfully, allows us to rest in the knowledge that our capital is working toward purposes aligned with God's design for flourishing.The Responsibility of OwnershipOwnership changes everything. It confers ethical responsibility.If you owned a neighborhood store, you'd care deeply about how it serves your community, treats employees, and impacts the environment. In the same way, being a shareholder means you share in both the profits and the moral implications of what that company does.That's why Eventide Asset Management believes that Christians must think like owners, not traders. Ownership means engaging thoughtfully with the companies we invest in—voting proxies, engaging in dialogue with management, and ensuring that our capital is stewarded with integrity. Our investing isn't just about earning; it's about embodying our faith in the marketplace.Why Passive Investing Deserves a Closer LookIn recent years, many investors have turned to index funds or “passive” strategies. While these offer simplicity and diversification, I believe we should pause and ask: What are we actually owning?As Christians, we can't do anything passively—not even investing. Romans 12:2 calls us to avoid conforming to the patterns of this world, to renew our minds, and to discern what is good. That means we can't blindly invest in every company just because it's part of a market index.Do we really want to profit from industries like pornography, abortion, gambling, or tobacco? Our calling is to pursue good profits—profits that come from serving others and honoring God.To meet that need, Eventide has created systematic ETFs—investment funds that provide broad market exposure while intentionally excluding harmful industries. They're designed for believers who want to participate in the market without compromising biblical conviction.The Neighbor Map: Loving People Through InvestingIn his book, The Good Investor, Robin shares something he calls the Neighbor Map—a framework that helps us see all the “neighbors” affected by a business.God's command to “love your neighbor as yourself” (Leviticus 19) isn't abstract. It applies to the business world. At Eventide, they have identified six key neighbors every company should serve:Customers – Are the company's products truly good for those who use them?Employees – Are they treated with dignity, fairness, and care?Suppliers – Are business relationships ethical and respectful?Communities – Does the company create meaningful jobs and contribute positively to local life?The Environment – Is creation being stewarded well? Caring for creation is one of the most direct ways to love the poor, because it's the poor who suffer most from pollution and neglect.Society – Is the company contributing to the flourishing of the broader culture?Faithful investing isn't only about avoiding harm—it's also about embracing good. When we invest in companies that love their neighbors well, we participate in God's ongoing work of restoration.As investors, we're not distant spectators. We're partners. At Eventide, they engage directly with the companies we invest in—raising concerns, asking hard questions, and encouraging leadership to act with wisdom and compassion.Their goal isn't confrontation—it's collaboration. Whether it's addressing supply chain ethics, employee safety, or corporate philanthropy, we approach these conversations as co-owners who want to see good companies become even better.Clarity for Every Christian InvestorMany believers are unaware of what their money supports. That's why the team at Eventide created GoodInvestor.com—a free tool that allows you to screen your portfolio and see exactly what you're investing in. You can also connect with advisors who understand faith-based investing and can help you align your portfolio with your convictions.We hope that Christians everywhere would invest with joy, clarity, and confidence—knowing that their capital is serving God's purposes in the world. When we invest, we're not just moving money—we're shaping the world. Every dollar we deploy carries moral and spiritual weight.Our prayer is that more believers would see investing as a form of worship—a way to love God and neighbor through the stewardship of capital. Together, we can build a world that rejoices, where profits are good, people are valued, and creation is honored.On Today's Program, Rob Answers Listener Questions:Back in 2010, my parents set up a life estate warranty deed for their home, adding my siblings and me to the deed. My mom passed away eight years ago, and my dad passed in December 2024. We're preparing to sell the house now, but I keep hearing that we need to use a “life expectancy table” to calculate the home's value for capital gains or losses. Can you explain how that works and what steps we'll need to take for the taxes?I've saved up three months' worth of income—about $2,300 in total—and I still owe around $500 on a HELOC and another $500 on a credit card with interest rates of about 7% and 8.9%. My question is: Should I treat my savings separately from my three-month emergency fund? For example, if something unexpected happens—like a car repair—I don't want to touch my emergency fund. Is there a certain percentage or guideline for how much should be in an emergency fund versus regular savings?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World by Robin C. JohnEventide Asset ManagementGoodInvestor.com (Investment Screening Tool and Advisor Search)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The most generous people give something money can't buy—their time, their presence, and their love.Generosity reaches far beyond finances. It shapes hearts, strengthens families, and builds communities of grace. Today, Sharon Epps joins us to talk about the long-term impact of generous living.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.A Simple Question That Changes EverythingIf you've ever wondered what true generosity looks like, it's often simpler—and closer to home—than we think. Generosity isn't measured by dollar amounts or estate plans; it's written on the faces and in the actions of people who live with open hearts.In fact, if you ask someone a simple question like this, you will move their hearts more than you know:“Think about the most generous person you know. What do they look like? What's their countenance? Their posture?”Take a moment to picture them. Chances are, their face lights up your mind's eye. They're probably joyful, peaceful, genuine—and not necessarily wealthy. That's because generosity is about heart, not income. It's about presence, not possessions.When we make generosity personal, it changes us. We stop thinking in abstract ideas and start remembering real people who gave freely of themselves—and in doing so, reflected the heart of Christ.When this question is asked, the answers are often the same: a grandparent, an aunt, an uncle—someone who gave of themselves through love, laughter, and listening. These aren't people who built foundations or donated millions. They modeled generosity through steady love and consistency.That's what long-term generosity looks like. It starts at home and grows outward.Redefining Long-Term ImpactWhen we hear “long-term impact,” our minds often jump to wills, trusts, or endowments. Those are important tools, but they're not the whole story. True long-term impact happens when we invest our lives, not just our assets.Every day, we have the chance to sow generosity through acts of service, hospitality, and encouragement. These simple seeds—when planted faithfully—bear fruit that outlasts any financial gift because they grow in people's hearts.If you long to leave a legacy of generosity, start small.Serve one person this week. Ask God to show you where you can listen, encourage, or help.Be steady and intentional. Generosity grows through daily habits, not grand gestures.Practice generosity with time and words. The way you invest relationally today can change someone's tomorrow.Over time, those small acts of faithfulness will shape the kind of life others remember as generous.Generosity is most powerful when it's shared. Families that give together cultivate hearts that reflect God's heart. Take your children with you when you serve at a food pantry. Let them see generosity in action. Talk about giving not as an obligation but as a joyful response to God's grace.A Practical Tool for GivingOne practical way to make giving intentional is through a donor-advised fund—or what our friends at the National Christian Foundation call a Giving Fund. It's like a charitable checking account where you can deposit money now and prayerfully decide later how to distribute it.Opening one is quick and easy, and it's a great way to involve your children or grandchildren in deciding where to give. You can learn more or start one in under five minutes at FaithFi.com/NCF.Generosity Flows Toward PeopleIn the end, generosity isn't about how much we give—it's about who we're becoming. It's not just an act; it's a lifestyle. When our generosity flows toward people instead of possessions, we participate in God's ongoing story of redemption.That's the kind of impact that lasts far beyond our lifetime.On Today's Program, Rob Answers Listener Questions:I really want to honor God with my giving. I've been thinking about donating to St. Jude Children's Research Hospital and to my local church. Should I split my giving between the two, or focus everything on my church?I called about Qualified Charitable Distributions before, and your explanation helped—but I'm still not sure I understand them. At age 70, it seems like you lose out on any interest or growth from that money, and you can't take a tax deduction. So why would anyone do a QCD at that age? Would it ever make sense to take money from a Roth IRA instead? And are there income levels where a QCD just doesn't make sense?How can I strike the right balance between managing my money wisely and living with radical generosity?I have about $100,000 invested across the S&P 500, NASDAQ, and Dow, but I'm wondering if that's too risky. Would it be safer to put everything into the S&P 500, or is there a better approach? At 76, should I shift more into bonds—and if so, what kind would you recommend?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)Redeeming Money: How God Reveals and Reorients Our Hearts by Paul David TrippWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this conversation, introduced by James Amadon, Forrest Inslee is a guest on the Holy Wild podcast, where he discusses his journey of transitioning from a traditional evangelical perspective to a more inclusive understanding of creation care. He emphasizes the importance of recognizing the interconnectedness of all creation and the need for a shift in the church's approach to environmental issues. The dialogue explores themes of ecological discipleship, the significance of listening to the land, and the role of spirituality in fostering a deeper connection with nature.Forrest and Victoria share their personal reflections on their experiences, and on the transformative power of community engagement in environmental stewardship. TakeawaysForrest's transition reflects a broader shift in understanding creation care.The church's focus has historically been on human needs, neglecting the environment.Listening to the land is crucial for effective ecological restoration.Copowerment emphasizes mutual reliance rather than top-down empowerment.Spirituality plays a significant role in fostering a connection with nature.The journey of ecological discipleship involves leaving behind outdated beliefs.Community engagement is essential for meaningful environmental action.Personal experiences with nature can lead to deeper spiritual insights.The interconnectedness of all beings is foundational to ecological care.Transformation requires patience and a willingness to embrace the unknown.Keywords spirituality, creation care, ecological discipleship, community development, environmental justice, church transformation, interdependence, listening to the land, co-powerment, nature connection Find us on our website: Earthkeepers Support the Earthkeepers podcast Check out the Ecological Disciple

Living simply isn't about deprivation—it's about freedom. And that freedom can unleash extraordinary generosity.God calls us to live with eternity in mind—not clinging to possessions but using what we have for His Kingdom. Randy Alcorn joins us today to talk about how we can loosen our grip on earthly things to open our hands to eternal impact.Randy Alcorn is the founder and director of Eternal Perspective Ministries (EPM) and the New York Times Bestselling author of more than 60 books, including Heaven, Money, Possessions, and Eternity, The Treasure Principle, and Giving Is the Good Life. His books have been translated into over 70 languages and have sold more than 10 million copies.Simplicity That Leads to GenerosityYou've likely heard the phrase, “Live simply, that others may simply live.” It's a short sentence with a world of meaning behind it—and one that feels increasingly relevant today.Everywhere we look, we see need. It's been that way ever since sin entered the world, but now the sheer scale is staggering—billions of people living in poverty, lacking food, clean water, or access to opportunity. When we consider this, it should be shocking to see how much of a difference it would make if those of us who follow Jesus simply chose to live on less—so that we could give more.This isn't about rejecting good gifts or living in asceticism. It's about reordering our priorities so that what God provides doesn't end with us. Living simply creates margin. And that margin can fuel generosity that transforms lives, both now and for eternity.Some people hear “simplicity” and think of minimalism for its own sake—going off the grid, cutting out every comfort, or proudly living with as little as possible. But simplicity by itself accomplishes very little.You could live the simplest life imaginable, and still not help anyone. The goal isn't simplicity—it's purposeful simplicity that opens the door to generous living.If God blesses you with wealth, there's no shame in that. In fact, that's a great opportunity. The question isn't how much do you have?—but what are you doing with what you have? Go ahead and earn well, but then invest it in God's Kingdom. Use what He's entrusted to you to love Him and to love others.That's where simplicity finds its true purpose—in freeing you to give more boldly, more joyfully, and more eternally.Seeing Life Through the Lens of EternityWhen Jesus said, “Store up for yourselves treasures in heaven,” He wasn't speaking in riddles. He was revealing a reality that reshapes everything we own. But if we have no concept of Heaven—if we're not eager for the life to come—then treasures in Heaven won't mean much to us.Scripture promises that God will one day bring Heaven down to Earth—the new Earth, a renewed creation where righteousness dwells. That's our forever home. That's the world we were made for.When we live in light of that eternal perspective, it changes how we view possessions today. Why cling to what's temporary when you can invest in what lasts forever? The things of this world fade—but what's given to God's purposes endures.For many of us, money and possessions have enormous mass. But when we give generously, we shift our center of gravity from earth to eternity. We begin to orbit around God's Kingdom rather than our own comfort. That's freedom.Becoming God's Delivery SystemEverything we have comes from God—and it's meant to flow through us, not stop with us. I like to say we're not buckets, we're pipelines. God's resources are meant to move through our lives to accomplish His purposes.If the FedEx driver delivered a package to himself instead of the intended recipient, we'd say he misunderstood his job. And yet, that's what many of us do with God's provision. We assume it's all for us when in reality, we're the delivery system for His grace.The Bible says, “Now it is required that those who have been given a trust must prove faithful.” (1 Corinthians 4:2) Faithful stewards don't hoard. They pass along what belongs to the true Owner.We've all heard the phrase, “God owns it all.” But do we live like it's true? If we really believe that everything we have belongs to Him, then generosity isn't a burden—it's obedience.That changes how we think about earning, saving, and spending. It means asking, “Lord, what do You want us to do with Your money?” That's stewardship in its purest form—managing God's resources for God's glory.Living for the Kingdom, Not the DreamThe Bible doesn't pit generosity against joy. In fact, they belong together. Paul writes in 1 Timothy 6 that God gives us all things richly to enjoy, even as he warns us about materialism.God delights in our joy. He gives good gifts. But He also invites us to hold them loosely. Take that vacation. Enjoy a good meal. But let gratitude and generosity flow together.Living simply doesn't mean rejecting enjoyment. It means finding joy in what pleases God most—seeing our resources advance His Kingdom and bless others in His name.It's easy to justify excess when someone else always seems to have more. But if we're not careful, we can baptize greed in the name of the American dream.God calls us to something far richer—a life rooted in gratitude, freedom, and Kingdom purpose. Living simply and giving generously keeps our hearts anchored in eternity and our hands open to bless others.That's not loss. That's joy. That's freedom. That's treasure that lasts forever.On Today's Program, Rob Answers Listener Questions:I'm 72 years old, still teaching at a state school, and I'd like to resume making payments on my student loans. They've been in deferment, so I haven't been able to make my regular $100-a-month payments. Is there any way I can make those payments? I've been told my loans won't qualify for forgiveness until I start paying on them.My husband and I are 55 and 56, and we own a business along with several rental properties. We have about $500,000 we'd like to invest, and we're considering a hybrid life insurance policy with a benefit access rider for long-term care. We'd put in about $155,000 for a guaranteed $250,000 death benefit each, for a total of $500,000, plus any growth. What do you think about that kind of approach?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Heaven: A Comprehensive Guide to Everything the Bible Says About Our Eternal Home (Clear Answers to 44 Real Questions About the Afterlife, Angels, Resurrection, and the Kingdom of God) by Randy AlcornMoney, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy AlcornEternal Perspective Ministries (EPM)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have a question? Click here. This conversation between Shaela Daughtery and I focuses on introducing The Stronger Collective, a faith-based fitness community designed for women who have completed the Strong and Vibrant at Home course or are looking for a supportive workout environment. With the Lord's guidance on what to focus on each month, you can have the freedom to customize workouts to match your season of life, calling, and capabilities.About Shaela:Shaela is a Christian Fitness Coach and founder of The Stronger Collective Workout App for Christian Women, known for helping women build sustainable health rhythms through strength training, whole foods, and faith. With a background in functional fitness, corrective exercise, and habit-based coaching, she's here to help guide women toward real-life results, starting small, building consistency, and honoring the body as a vessel for God's calling.Main Points Discussed:1.  About The Stronger Collective  (Mission & Philosophy)2. Program Structure (Seven different trainers!)3. Key Features 4. Non-Workout Programs (Nutrition & Rest)5. Info For Strong and Vibrant at Home Graduates LinksJoin The Stronger CollectiveStrong and Vibrant at HomeListen to Shaela's Podcast: Simple Fitness HabitsMy latest recommended ways to nourish and move your body, mind and spirit: Nourished Notes Bi-Weekly Newsletter 30+ Non-Gym Ways to Improve Your Health (free download)Connect with Amy: GracedHealth.com Instagram: @GracedHealthYouTube: @AmyConnell

Leadership under pressure can look a lot like control. In this real, faith-informed conversation, Kerri and her husband Terry (USMC veteran & entrepreneur) unpack why trust beats micromanagement, how devotion without discernment derails good leaders, and the simple practices that help you hear the Holy Spirit, set healthy boundaries, and steward your people, brand, and resources well. You'll walk away with a practical self-audit for trust, a 60-second focus exercise to cut distraction, and a framework for bringing values that never waver into everyday decisions - at work and at home. What you'll learnThe leadership shift from command & control to trust & inspireHow to tell if you're controlling or actually leadingThe difference between devotion and discernment (and how both can coexist)A 60-second Holy Spirit focus practice you can use anywhereWhat stewardship looks like in business: money, brand, reputation, and cultureMarriage & leadership: building implied trust, shared boundaries, and aligned rhythms Resources mentionedThe Speed of Trust & Trust & Inspire — Stephen M.R. Covey https://amzn.to/4nOyHYfThe Screwtape Letters — C.S. Lewis (on distraction as a spiritual tactic) https://amzn.to/4q6ueBGJesus Calling — Sarah Young (daily devotional; verify Scripture in the Word) https://amzn.to/4q8Nvm3Main Street Summit (Columbia, MO) — faith + business conference Try this this weekSelf-audit for trust: Do I extend trust proactively? Do I narrate reality without panic? Do I manage outcomes or micromanage process?60-second focus: 5 things you see, 4 you hear, 3 you can touch, 2 you can smell, 1 you can taste. Breathe. Listen. For small business owners Want HR that's values-aligned and effective? Explore HR in a Box - our practical, faith-informed HR foundation for small businesses. https://www.saltandlightadvisors.com/hrinaboxPlus, Kerri's book The HR Easy Button helps you lead with clarity and courage. https://www.saltandlightadvisors.com/bookone About the showDon't Waste the Chaos with Kerri M. Roberts is a faith-informed masterclass on leadership, work, wellness, and marriage—rooted in values that never waver. New episodes weekly. https://kerrimroberts.com/dontwastethechaos Connect & subscribeSubscribe on YouTube, Apple, and Spotify (new episodes every week)Visit: saltandlightadvisors.com for resources & consultingLearn more about Kerri M. Roberts or book her for your next company retreat kerrimroberts.com Navigating leadership can feel like chaos - but the work is worth it. So don't waste the chaos, embrace it. 'Til next time.Support the show

When you buy something, it's a simple transaction—money goes out, and something tangible comes back in. But giving is different. Scripture tells us that when we give, we also receive—but not always in the way we expect. The return God promises isn't measured in bank balances or possessions. It's measured in freedom, joy, and purpose.Many people hear the phrase “give to receive” and imagine a divine transaction: give to God or others, and blessings—perhaps even financial—will return. But biblically, generosity is never a get-rich scheme. It's an invitation to live the kind of life God designed for us—a life marked by open hands and open hearts.God's Kingdom Is Not a Vending MachineSome interpret verses like Luke 6:38 (“Give, and it will be given to you”) as a spiritual formula: “If I give, God owes me something.” But this is a distortion of Jesus' teaching. God isn't running a cosmic vending machine where our dollars purchase His favor.Instead, He invites us to live differently—to find life not in what we keep but in what we release. If money itself were the ultimate reward, God would be reinforcing the very idol He seeks to break in our hearts. Jesus reminds us in Luke 12:15, “One's life does not consist in the abundance of possessions.” That truth echoes through every page of Scripture: generosity is not about loss—it's about liberation.What We Actually Receive When We GiveSo, if giving isn't transactional, what does Scripture say we receive in return? The Bible highlights three beautiful gifts that generosity brings.1. We Receive FreedomMoney has a unique power to capture our hearts. Jesus warned, “You cannot serve God and money” (Matthew 6:24). Every act of generosity is a declaration of allegiance: we are not owned by our wealth. Giving loosens money's grip and frees us to serve a greater Master.2. We Receive JoyIn Acts 20:35, Paul quotes Jesus saying, “It is more blessed to give than to receive.” True joy doesn't come from what we accumulate—it comes from participating in God's generosity. John Bunyan put it this way: “You have not lived today until you have done something for someone who can never repay you.”3. We Receive PurposeWhen we give, we join God's mission in the world. Paul writes in 2 Corinthians 9:11, “You will be enriched in every way to be generous in every way.” The goal isn't self-enrichment—it's being a conduit of blessing. Generosity connects our story to God's story, reminding us that every resource we have is meant to reflect His generous heart.Giving Flows from GraceIf we're honest, our motives for giving can become mixed. We might give to feel good, earn approval, or to gain favor with God. But the gospel frees us from all of that. Ephesians 2:8–10 makes it clear: we're saved by grace, not by works. Our generosity is not a means of earning God's love—it's a response to already having it.Once we understand that truth, giving transforms from obligation into worship. We don't give to get something back. We give because we've already received everything in Christ.At the center of our faith stands Jesus—the One who gave everything. Paul captures it beautifully in 2 Corinthians 8:9:“For you know the grace of our Lord Jesus Christ, that though He was rich, yet for your sake He became poor, so that you by His poverty might become rich.”Jesus didn't give to gain something for Himself. He gave because of love. Through His sacrifice, we received reconciliation with God and eternal life in His Kingdom—riches far beyond material wealth.When our giving mirrors His, our motivation becomes love, not return. And in that kind of giving, we experience the true riches of life in Christ.Living With Open HandsEven when generosity brings blessing, the return is never shallow or predictable. We don't give to multiply our possessions—we give to multiply love, freedom, and trust.Every act of giving draws us deeper into God's life—freeing us from greed, filling us with joy, anchoring us in purpose, and reminding us that He is our ultimate treasure.The world says, “Give so you can get.” The gospel says, “Give because you've already been given everything.”When we live with open hands, we discover that the richest life is the one fully surrendered to God.On Today's Program, Rob Answers Listener Questions:My wife had student loans before we got married, and the balance has now grown to about $65,000. I didn't realize how much debt she had until recently, and it's been hard to manage on our income—especially since her payments are currently set to $0 through an income-based repayment plan. How should we approach this situation, and what can we do to manage or reduce this debt given our financial limitations?I've been giving to my church using funds from my Required Minimum Distribution, even though I'm still working. Someone recently asked why I'm taking RMDs if I'm not yet required to. Do I have to take RMDs from my retirement plan while I'm still employed, or do the rules only apply to my IRA?I have both a Roth IRA and a brokerage account that I'd like to transfer to a new investment firm. The accounts have been open for more than five years. If I move my Roth IRA, does that five-year clock restart, or does the time I've already had it stay intact?I recently received an inheritance of about $200,000 after my father's passing. My mortgage balance is around $175,000. I don't have any other debt, but I do have five kids at different stages of life, including some in college, and I haven't saved much for retirement. Should I use the inheritance to pay off the mortgage and invest the remaining amount, or keep the mortgage and invest the entire amount for the future? What's the best move for my family right now?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Did you know that over the next two decades, trillions of dollars will pass from one generation to the next?The question is—what kind of legacy will that transfer leave behind? Today, Boyd Bailey joins us to talk about how generosity is about more than dollars—it's about discipleship, financial literacy, and passing on wisdom along with wealth.Boyd Bailey is the President of the National Christian Foundation (NCF) in Georgia, an underwriter of Faith and Finance. He is also the author of several books, including his latest, The Power of Generosity: Experiencing God's Amazing Abundance – How to Change the World Through Acts of Kindness.What Makes NCF UniqueFounded in 1982 by Larry Burkett, Ron Blue, and Terry Parker, the National Christian Foundation (NCF) has helped mobilize over $21 billion for more than 90,000 charities and ministries worldwide.From the beginning, NCF has understood that when you carry Christian in your name, you also carry a sacred responsibility. Their mission is to walk alongside believers—to help them make the most of what God has entrusted to them—and they always start with the heart.Before discussing strategy, NCF encourages donors to discern God's call on their generosity through prayerful consideration. Only after that heart work do they explore practical tools—how to give wisely, save on taxes, and maximize Kingdom impact.One of NCF's most effective tools is the Giving Fund, a type of donor-advised fund that functions like a “charitable checking account.” Even with limited tech experience, you can open a Giving Fund online in less than a minute. It makes giving spontaneous and simple—whether you're inspired at a church service or a fundraising dinner.But convenience isn't the goal—discipleship is. Many families establish Giving Funds for their children, helping them embark on their own journey of generosity. And NCF encourages creative giving, too—through appreciated stock, real estate, or even a business interest—allowing donors to give more while paying less in taxes.Generosity and Wise StewardshipStewardship and generosity aren't opposites—they're two sides of the same coin. Stewardship manages what God provides; generosity releases it for His purposes. Without generosity, stewardship is incomplete.As Paul writes in 1 Timothy 6:17–18, believers are to “put their hope in God, who richly provides,” and to “be rich in good deeds.” Generosity, then, isn't just about giving—it's about protecting our hearts from the idols of wealth and security that compete for our devotion.For those struggling to give during uncertain times, it helps to broaden the definition of generosity. It's not limited to money—it also includes time, attention, and hospitality.Still, fear and busyness often prevent families from discussing giving or wealth transfer. The best approach? Plan early. Invite everyone. Don't go it alone. Bring in a trusted advisor or friend to help facilitate the conversation. Why wait until after you're gone for your kids to experience the joy of giving? Use your influence now to model Kingdom-minded generosity.A Simple Way to StartAs year-end approaches, consider whether an NCF Giving Fund could help you take your next faithful step in generosity. It's simple to set up, easy to use, and profoundly impactful for both you and those you bless.To learn more—or to open your own Giving Fund—visit FaithFi.com/NCF.On Today's Program, Rob Answers Listener Questions:My husband and I are helping our young adult son build credit. I've heard you discuss secured credit cards, but I'm also curious about whether utility bills can serve a similar purpose. You mentioned something about reporting—where does that information actually go when utilities are reported? Also, my husband and I have been debt-free for years—not even a mortgage. We share one credit card, and he was listed on it with me. We thought that would help both of our credit scores, but recently discovered that his credit disappeared. Do we need to specifically list him as an “authorized user” for it to be counted toward his credit history? I'm not sure what went wrong.I'm considering changing financial advisors and would like to understand the key concerns to keep in mind—whether it's switching to a new advisor within the same company or transferring my investments to a different institution. How does that process work?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)The Power of Generosity: Experiencing God's Amazing Abundance – How to Change the World Through Acts of Kindness by Boyd BaileyExperian BoostWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Did you know your financial advisor can actually help you invest in ways that reflect your faith?Advisors do more than just help you hit financial targets—they can also guide you in making a lasting impact with your investments. Today, Josh Bean joins us to share how to start the conversation about faith-based investing.Josh Bean is the National Sales Manager for Praxis Investment Management, an underwriter of Faith & Finance.25 Years of Change in Faith-Based InvestingAbout 25 years ago, Praxis conducted its first major study on faith-based investing. This year, they decided to revisit that research and see how investor attitudes have evolved.Partnering with Bellomy Market Research, the Praxis team surveyed over 1,000 individual investors and 400 financial advisors to explore the motivations, opportunities, and concerns surrounding faith-aligned portfolios.The exciting part is that the results confirmed what they've believed all along: people genuinely want to align their investments with what matters most to them. You can explore the full report at PraxisInvests.com/FaithBasedInvesting.According to the study, nearly half of all investors—48%—have already aligned their portfolios with their faith or are interested in doing so. What's striking is that this number encompasses all investors, not just those with a religious background.People see investing as more than performance—it's about purpose. They want their portfolios to reflect their convictions.The Advisor Gap: 78% Want Guidance, But Only 9% Are AskedPerhaps the most surprising finding is the communication gap between clients and advisors.78% of investors said it's important for their advisor to discuss faith-aligned options, but only 9% of advisors say they actually bring it up.That gap is one of the biggest barriers to growth. Investors are eager. Advisors often just don't know how to start the conversation. That's where firms like Praxis can help bridge the gap.One reason some advisors hesitate? The lingering myth that values-driven investing means sacrificing returns.That's just not the case anymore. At Praxis, they aim for benchmark-like returns through diversified, optimized portfolios. They screen out approximately 15% of companies that don't align with their values and incorporate positive impact strategies—all while closely tracking performance.This approach isn't just about numbers—it's about stewardship. In the Parable of the Talents, Jesus commends the faithful servants who wisely managed what they were given. That's our model—faithful stewardship with Kingdom impact.An Expanding Landscape of Faith-Based OptionsFaith-based investing has come a long way. What once seemed niche now includes mutual funds, ETFs, and multi-fund portfolios that reflect a range of Christian values and causes.Investors today can build diversified, competitive portfolios entirely within the faith-based space. There are more options—and better tools—than ever before.Among those tools are screening systems that allow investors to exclude companies that conflict with biblical values or to include those that make a positive social or environmental impact.Taking the First Step: Talk With Your AdvisorFor those new to this space, start the conversation. Ask your advisor, Can my faith be reflected in my investment strategy? That one question could open the door to an entirely new way of stewarding your money.To help, Praxis has created a free Faith-Based Investing brochure, available at PraxisInvests.com/FaithBasedInvesting. It provides practical guidance on initiating faith-aligned conversations with your financial advisor.And if you'd like to find a Certified Kingdom Advisor who specializes in Faith-Based Investing, you can visit FindACKA.com. On Today's Program, Rob Answers Listener Questions:I'm 82 years old and recently got a cold call from someone asking if I'd like to sell my house for cash. I don't owe anything on it—just pay for homeowners' insurance and utilities. Since God has blessed me to live mortgage-free, should I even consider their offer?I'm considering taking out a $20,000 loan, but I'd rather not use a home equity loan, even though my credit is good. I was thinking of a personal loan through Bank of America instead. My husband is retired, and I'm the only one working—so which option would be more cost-effective for us?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Praxis Investment ManagementReport on Faith-Based Investing from PraxisWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Did you know your financial advisor can actually help you invest in ways that reflect your faith? Advisors do more than just help you hit financial targets—they can also guide you in making a lasting impact with your investments. On the next Faith & Finance Live, Rob West and Josh Bean share how to start the conversation about faith-based investing. Then, it’s on to your calls. That’s Faith & Finance Live—biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

In this episode of the Build the Church podcast, host Josh Roberie speaks with Brian Ayers from Gloo about the transformative role of artificial intelligence in ministry. They explore the intersection of AI and human flourishing, discussing research on AI's impact on spiritual growth and the development of tools like Church.tech and Glue AI Chat, designed to empower pastors and enhance their outreach efforts. The conversation emphasizes the importance of aligning AI with Christian values and the potential for technology to support meaningful connections within the church.https://church.tech/https://chat.gloo.com/api/auth/authorize-anonymous-user?redirect=/https://gloo.com/resources/blog/introducing-the-flourishing-ai-benchmarkSupport the show

School Safety Today podcast, presented by Raptor Technologies.In this episode of School Safety Today, host Dr. Amy Grosso speaks with Adam Coughran, founder of Safe Kids, Inc., about how private and faith-based schools can strengthen safety practices despite limited resources.KEY POINTS:Physical systems, community engagement, and knowledge must work together for effective protectionSafety starts with everyday awareness, clear communication, and shared responsibility—not fear-based tacticsPrivate schools benefit from identifying knowledgeable partners, simplifying resources, and reframing safety as student wellnessAdam Coughran is an industry leader in safety and security training for schools, businesses, and organizations. Adam is a veteran of Southern California law enforcement who utilized his expertise to found Safe Kids Inc. in 2016. He's been recognized as one of the “Go-To” experts for national media outlets, appearing on NBC's Today Show, ABC's Good Morning America, FOX's Nancy Grace, HLN's MichaeLA, CBS This Morning, and numerous live interviews in addition to being a contributing author to Newsweek Magazine.

Can one truly forgive, even the unforgivable? Discover how faith leads to freedom through forgiveness, inspired by an incredible act. It's powerful! 

Money and marriage—two things God designed to bless us, but they can also be two of the greatest sources of stress. What if we turned financial conflict into connection?Dr. Shane Enete joins us today to share six creative ways couples can build stronger relationships by having intentional financial conversations—what he calls “money dates.”Dr. Shane Enete is an Associate Professor of Finance at Biola University and founded the Biola Center for Financial Planning. He is also the author of the book Whole Heart Finances: A Jesus-Centered Guide to Managing Your Money with Joy.Why You Need to Talk About Money—IntentionallyMany couples avoid conversations about money out of fear. A study of 2,000 couples found that half of them were uncomfortable discussing money because they worried it would lead to conflict. The irony is that by avoiding those talks, the conflict only deepens.On average, couples argue about money 58 times a year. But what if, instead of waiting for issues to flare up, you set aside regular time to talk about your finances together—proactively and prayerfully?That's the heart behind the idea of money dates. You might have to rip off the bandage at first, but we want to help couples make these conversations not just necessary—but enjoyable.Turning Financial Talks Into DatesThese aren't meant for finger-pointing but for course correction—a time to realign your financial goals with your values.But also, why not make it a date? Dating can be a lot of fun if you're intentional. So why not combine something enjoyable with something that's often uncomfortable? When you connect in a fun environment, even money talk becomes more meaningful.The key is consistency. Whether it's over dinner, coffee, or a quiet walk, having a regular rhythm of financial connection helps you stay on the same page as a couple—and deepens your trust.Money Date #1: Share Your Money StoryEvery person brings a financial backstory into marriage—habits, fears, and attitudes shaped by family and early experiences.Think of it as your money autobiography. Reflect on what you learned about money growing up, what messages you received from your parents, and how those experiences influence your decisions today.Take your spouse out for dinner and share those stories. You'll gain empathy and understanding for each other's perspectives. When you know your partner's money story, their spending or saving habits make a lot more sense.Try this: Ask each other, “What's your earliest memory of money?” The answers may surprise you—and bring you closer.Money Date #2: Give TogetherGenerosity is one of the most unifying acts a couple can experience. Here are a few ways to make generosity a shared journey:Set a giving goal. Track your progress as a family and celebrate milestones together.Join a giving circle. Partner with friends or your small group to pool resources for a cause you all care about.Create a stretch goal. As your income grows, commit to increasing your giving percentage over time.These conversations shift the focus from money as a source of stress to money as a means of Kingdom impact.Money Date #3: Cook the BooksThis one's both literal and figurative! Instead of going out, stay home and cook a meal together—or grab takeout for a picnic. Use the relaxed environment to talk about your budget rhythm:Who tracks expenses?What budgeting tools or apps will you use?How often will you review spending?The FaithFi app can help simplify this process. It lets couples track giving, spending, and saving all in one place—while keeping biblical wisdom at the center.Money Date #4: Check Your Credit (at the Spa!)Debt can carry emotional weight, so create a peaceful setting for this conversation. A spa day is perfect. It's relaxing—and you can often find affordable day passes.While you unwind, discuss:How much debt do you currently carry?How did your family handle debt growing up?What boundaries would you like to establish regarding credit use?This isn't about blame. It's about caring for each other and agreeing on a plan that both of you believe in.Money Date #5: Number Your DaysThis one takes its inspiration from Psalm 90:12: “Teach us to number our days, that we may gain a heart of wisdom.”Couples should view estate planning as an act of love. When you prepare a will, name a guardian, or establish a power of attorney, you're doing something deeply selfless—caring for others even after you're gone.Spend a date identifying:Who will serve as executor or guardian for your children?How do you want your assets used to bless others?What legacy of faith and generosity do you want to leave behind?Growing Together Through Financial StewardshipMoney dates are about far more than numbers. They're about connection, empathy, and shared purpose. When couples talk about money in ways that honor God and each other, they grow in wisdom—and unity.When you come together around money with openness and grace, you draw closer not just to each other, but to the heart of God.———————————————————————————————————————Dr. Enete's full article, “Six Great Money Dates,” appears in the latest issue of Faithful Steward magazine—available to all FaithFi Partners.When you become a FaithFi Partner with a monthly gift of $35 (or $400 annually), you'll receive Faithful Steward magazine and other exclusive resources to help you grow as a faithful steward. Visit FaithFi.com/Partner to learn more.On Today's Program, Rob Answers Listener Questions:I'm a single mom, 31 years old, raising my 5-year-old son without any child support. I've managed to save about $42,000 in a separate account, but now I'd like to start investing that money for his future. I want something safe and low-risk—something that will be there for him when he needs it. What would you recommend?My 27-year-old daughter has a traditional 401(k) from her previous job here in the U.S., but she's now working overseas. She's planning to roll her 401(k) into an IRA with Fidelity. Since she's still young and making this move, would this be a good time to consider one of those backdoor Roth conversions you've discussed before?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textJoin us as we talk with Tamara Jackson about leading with wisdom in a world that rewards speed. She shares the GRASP method for better decision making, how to avoid regret, rework, and relational fallout, and why self-leadership and faith-filled integrity create durable results.• costs of speed culture and why urgency misleads• the three Rs: regret, rework, relational fallout• the GRASP method for confident decisions• 90-day planning and weekly measurement• learning loops that turn failure into insight• spotting burnout and building rest into schedules• modeling self-care as a leadership signal• living faith at work without compartmentalizing• mentors and advisors as leverage for growth• Beaconship and Lead Reviver resourcesVisit Tamara's websites at beaconship.co and https://leadreviver.pro/ or on Facebook @ https://www.facebook.com/thebeaconshipSupport the showBelemLeaders–Your organization's trusted partner for leader and team development. Visit our website to connect: belemleaders.org or book a discovery call today! belem.as.me/discoveryUntil next time, keep doing great things!

In this episode, Brooke shares the heart behind the Live Out Loud network and what truly sets it apart from other communities. Brooke explains how the network was inspired by Psalm 15:2-5 and built for women of faith seeking an unshakable sisterhood where faith, integrity, and wholehearted passion are at the center. She walks listeners through the foundational principles that define the community, including trustworthiness, rising above gossip and comparison, unwavering commitments, and uncompromising values. With a focus on supporting women in both business and life, Brooke invites those looking for genuine connection and growth to consider joining the Live Out Loud network—a place where women are encouraged to lead boldly, honor their calling, and celebrate each other's wins.   Timestamps: 

In this episode of the You Can Mentor podcast, Zachary Garza reunites with Stephen Murray to discuss their journey in mentorship, the importance of balancing work and family, and the impact of building relationships with mentees. Stephen shares personal insights on fatherhood, the challenges of fundraising for their organization, and the significance of being present in both family and mentoring roles. The conversation emphasizes the transformative power of mentorship and the need to impart values to the next generation.Give it a listen and share it with your mentoring friends!Connect with Stephen @forerunnerementoring.--If this podcast has encouraged or equipped you, would you take 30 seconds to leave a 5-star rating? On Apple Podcasts, scroll to the bottom of the You Can Mentor page and click “Write a Review.” On Spotify, go to our page, click the three dots next to the settings wheel, and hit “Rate Show.” It helps us reach more mentors like you.Want to go deeper?• Join our Learning Lab for mentoring resources and community• Sign up for our newsletter to stay in the loop• Come to our annual You Can Mentor GatheringYou can find everything at www.youcanmentor.com or follow us on instagram @youcanmentor

Are your thoughts helping you live fully in God's purpose—or holding you back?In this empowering episode of Faith Fueled Woman, Kristin Fitch talks with faith-based coach Titi Jones about how to break free from negative thought patterns, renew your mind, and create intentional spaces that foster clarity and growth. Together, they explore how your mindset and your environment work hand in hand to shape your future, and how prayer and reflection can help you align with God's promises.Whether you're feeling stuck, overwhelmed, or simply ready for a reset, this conversation will give you practical strategies and biblical encouragement to shift your mindset, rediscover your desires, and step boldly into your God-given purpose.✅ Key TakeawaysYour mindset matters: the way you think can either keep you stuck or propel you into growth.Intentional spaces—physical and mental—help you invite clarity and align with God's potential for you.Visualization works: like elite athletes, imagining success helps you move toward it.Your environment reflects your heart—decluttering internally and externally brings renewal.Through prayer and reflection, you can replace negative thoughts with God's truth.You are a dream home for the Holy Spirit, designed for God's presence and abundance.Connect with Titi at Website: www.thehomeworks.net or on instagram at: https://www.instagram.com/the_homeworks/Download My Free Joyful Living Devotional: https://kristinfitch.com/devotionalReady to take your first step towards a more joyful, faith-filled life? Download our Reignite Your Passion Workbook and start living with purpose today!What to feel more energized in midlife? Grab my 5 Day Energy Reset Jump Start Guide here.Ready to work with Kristin to make a shift in your life? Click here to get started.Christian women mindset, renew your mind Bible, faith and purpose podcast, clarity and vision Christian women, faith-based life coaching, overcoming negative thoughts Christian, God's promises for women, biblical encouragement for mindset, faith and personal growth, clarity and purpose through faith, decluttering for spiritual clarity, Christian women transformation, spiritual growth podcast for women

Investing isn't just about returns—it's about reflecting what we truly value.Our faith is meant to guide every area of life, including how we invest. When our hearts are set on God, our investing reflects His priorities—caring for creation, serving our neighbor, and letting what we treasure shape how we steward His resources. Tim Macready joins us today to talk about a “theology of investing.”Tim Macready is Head of Global Advisory at BrightLight, a division of EverSource Wealth Advisors. A Theology of Investing: Bringing Faith to Financial DecisionsMost people view investing as a financial act—an attempt to grow wealth, manage risk, or secure a comfortable future. Yet Scripture invites us to see investing as something much deeper: a spiritual act rooted in stewardship, love, and worship.A theology of investing reimagines financial activity not as separate from faith but as an expression of it. It calls believers to bring their heart, head, and hands together, transforming investing from a pursuit of profit into a practice of discipleship.Theology simply means the study of God and how what we learn about Him shapes the way we live. Applied to investing, it means aligning financial decisions with biblical truths about creation, stewardship, and love for neighbor.Faith is not only a matter of belief—it's a matter of lived action. When we view investing through this lens, we begin to see it as part of our calling to manage God's resources wisely and to use them in ways that bring about human flourishing and reflect His goodness.The Creation Mandate and the Purpose of InvestingThe story begins in Genesis 1–2. Out of His divine goodness, God creates a world filled with potential and beauty, then entrusts humanity with the task of cultivating and developing what He made.Investing participates in that same creation mandate. It takes the resources God has provided and reallocates them so that they become productive—fueling innovation, creating jobs, and contributing to the flourishing of communities. Financial returns become a byproduct of faithful stewardship rather than the sole objective.Through investing, believers join God in bringing order, beauty, and abundance to His creation.Some assume investing is little more than glorified gambling, but the two could not be more different. Gambling is speculation—a zero-sum pursuit driven by chance. Investing, on the other hand, is a form of stewardship. It seeks to grow what God has entrusted by putting resources to work productively in the service of others.Faithful investing recognizes that capital is not an end in itself but a tool for participating in God's creative and redemptive work in the world.Loving God and Neighbor Through InvestmentWhen Jesus summarized the law, He tied together two inseparable commands: love God and love your neighbor (Matthew 22:37–39). Investing offers a tangible way to live out both.By directing capital toward enterprises that meet real needs, create employment, and improve lives, investors can participate in the biblical call to love their neighbor. Investing becomes a form of generosity—an intentional choice to place capital at risk so that others may benefit and communities may thrive.When guided by love, investing ceases to be a self-focused pursuit and becomes a practice of service and shared flourishing.In Matthew 6, Jesus teaches that “where your treasure is, there your heart will be also.” That truth reveals not only that our spending reflects what we love, but also that our hearts are shaped by where we invest.Our financial choices form us. Every investment helps build something—industries, technologies, and cultures. Those choices shape what we value and the kind of world we participate in creating.If the heart is anchored in Christ, investing becomes a means to align one's desires with discipleship, ensuring that financial growth serves God's purposes and the good of others.In modern markets, investing often feels impersonal. Index funds and digital platforms can make financial activity seem detached from real lives. Yet every investment still represents a relationship—people on both sides working, creating, and depending on one another.Recovering this relational awareness reminds believers that investing is not merely an economic transaction. It's a moral and spiritual act that affects individuals and communities made in God's image.From Portfolio to WorshipScripture consistently warns of wealth's dangers—not because money itself is evil, but because it so easily tempts us to trust it instead of God. As C.S. Lewis observed, the comforts wealth provides can dull our sense of dependence on the Lord.Greed, the Bible says, is a form of idolatry (Colossians 3:5). When money becomes our source of security, it quietly replaces the Provider Himself. Biblical investing begins with the opposite conviction: everything belongs to God, and we remain utterly dependent on Him for every good gift.A single strategy or product does not define faithful investing. It is marked by intent—by the desire to align financial decisions with God's purposes.That may mean avoiding investments that exploit others or harm creation, or seeking out opportunities that promote dignity, justice, and flourishing. Sometimes it might even mean accepting lower returns for the sake of love.Ultimately, profit is more than numbers on a page—it represents the fruit of faithful stewardship in a mutually beneficial exchange that honors God and blesses others.When believers see investing as part of their discipleship, it transforms the act itself. No longer about accumulation, it becomes about participation—joining God's ongoing work of renewal in the world.Faithful investing asks deeper questions:How does this investment serve my neighbor?How does it reflect the beauty and justice of God's Kingdom?How does it shape my heart toward or away from Christ?When those questions guide our portfolios, investing becomes more than a financial decision—it becomes an act of worship.On Today's Program, Rob Answers Listener Questions:I'm looking to tap into my home's equity to cover some needed repairs. My roof is nearly 20 years old, and the house also needs painting. I owe approximately $167,000, and the home is valued at around $375,000. I found a company that offers a credit card tied to home equity—no upfront cost —and they claim approval takes only 15 minutes. What do you think about this option?I have two kids in their early and mid-20s, and I'm encouraging them to start investing in a Roth IRA, even if it's just a small amount. Where can they open one without high fees eating into their contributions? We're not very experienced investors, and I've heard you mention Sound Mind Investing—would that be a good place to begin?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Schwab's Intelligent Portfolios | Betterment | FidelityWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This is The Energy to Heal, your resource for all things Splankna — the faith-based inner healing modality that helps you achieve emotional freedom.   In this episode, Laura Milliken and Mason Milliken explore the profound and life-changing power of surrender. This is a part 2 to their prior episode covering surrender. This concept of letting God truly be in charge has been absolutely life-changing for this couple. Together, they discuss how surrendering to Christ alone leads to true freedom, relief, and authenticity, releasing the burden of control and striving. Through personal stories and biblical insights, Laura and Mason reveal that surrender is not about weakness — it's about aligning with God's design and trusting His plan completely. Listeners will learn how facing pain, letting go, and trusting God through uncertainty can unlock peace and restoration. This episode offers practical steps for walking out surrender daily and finding your original design in Christ.   ✨ Key Takeaways: Surrendering brings instant relief from overwhelm. Trusting in Christ alone leads to authenticity and peace. True freedom exists in the realm of Christ alone. Letting go of control opens the door to personal and spiritual growth. Facing pain is necessary for healing and transformation. Surrender is an ongoing journey, not a one-time act. Mistakes are opportunities for grace and growth in faith. Surrendering restores your original God-given design and purpose. The fulcrum of life is found in surrender. Surrender helps you recognize Christ in every part of your life.   RETREAT INFO: -------> To Find out More About the upcoming Splankna Themed Retreat for CLIENTS, click below. Please note that this retreat is not put on by the Splankna Institute but by individual Splankna Practitioners.  Splankna Themed Retreat: Click here for Details and Info  Registrition Link: click here  

Ohio is in the middle of a high-stakes redistricting battle that will shape political power through 2032 and gerrymandering is once again threatening fair representation. In episode 144, we're joined by members of the Equal Districts Coalition to break down what's happening, why it matters, and how Ohioans can demand fair maps.Meet the Panelists: Grace Metz is a second-year Computer and Information Science student at Ohio State University. She's a recipient of the Morrill Scholarship and is deeply involved in her campus community. She currently serves as the Advocacy Chair for Ohio State's chapter of the Ohio Student Association, a grassroots organizing group dedicated to improving the lives of all Ohio students.Deidra Reese is an advocate for building power and community. She has more than thirty years in the public policy and advocacy arena. She was the Executive director of two major organizations, the lobbyist of one of the largest Ohio labor unions and even started her own consulting firm to teach her E philosophy — Education + Engagement + Empowerment. Currently she is on the executive team of the Ohio Organizing Collaborative where she leads both the Statewide Voter Engagement program, and the Faith Based engagement and empowerment programs through the Amos Project.Reese is a member of Second Baptist Church and a proud member of Delta Sigma Theta Sorority, Inc. and she serves on Delta's National Social Action Commission. Deidra serves on several statewide and national committees and boards that focus on people power and advocacy. She resides in Columbus with her fiancé Paul.Gabriel Mann has been the Communications Director for Abortion Forward (formerly Pro-Choice Ohio) since 2015, following six years with Planned Parenthood Advocates of Ohio. In 2023, he served as the Communications Director for Ohioans United for Reproductive Rights, the successful campaign to pass Issue 1 and enshrine the right to abortion in Ohio's state constitution. A graduate of The Ohio State University, Gabriel's career has included being a legislative aide in the Ohio Senate and labor organizing with SEIU District 1199 WV/OH/KY.Resources:* Equal DistrictsConnect with USS:* Substack* Instagram* TikTok* ThreadsThis episode was edited by Kevin Tanner. Learn more about him and his services here:* Website* Instagram Get full access to United SHE Stands at www.unitedshestands.com/subscribe

Have a question you want me to answer on the podcast? Ask Here!In this inspiring episode of the UncommonTEEN Podcast, host Jamie Kirschner interviews filmmakers Joseph Stam and David Alford to talk about faith-based filmmaking, authenticity, and the power of storytelling.Hear how their journeys through the challenges of the COVID pandemic shaped their creativity and strengthened their faith. Together, they dive deep into what it means to create films that resonate with both Christian and secular audiences—showing how empathy, honesty, and real-life stories can point people to Jesus.

What does Scripture really say about tithing—and does it still apply to Christians today?For some, the tithe feels like a doorway to trusting God's provision. For others, it's a source of guilt, confusion, or even division in the church. John Cortines joins us today to help us take a fresh, biblical look at this ancient practice.John Cortines is the Director of Grantmaking at The Maclellan Foundation. He is the author of our new study on the book of Ecclesiastes, Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money, as well as the co-author of God and Money: How We Discovered True Riches at Harvard Business School and True Riches: What Jesus Really Said About Money and Your Heart.When Giving Becomes a Math ProblemWhat starts as a simple question—“How much should I give?”—can easily become a spiritual trap. When our focus shifts to calculating the exact percentage, we risk turning generosity into a math problem instead of an act of worship. The joy of giving fades when we treat it like a transaction rather than a response of gratitude.For some believers, tithing has been a beautiful first step toward trusting God with their finances. But for others, it's become a burden—tied to fear, guilt, or even manipulative teaching. Some have been told that unless they give precisely ten percent, they'll miss out on God's blessing or fall under His curse. That kind of legalism replaces grace with anxiety.True biblical giving isn't about hitting the right number—it's about having the right heart. When we give freely and joyfully, we reflect the generosity of the God who first gave everything to us.Tithing in the Old TestamentEven before the law, Abraham gave a tenth to Melchizedek as an act of honor to God's priesthood. Jacob vowed to give a tenth as well, though his promise was conditional—“If You do this, God, then I'll do that.”Under the Mosaic law, the tithe became more formalized. In fact, there were three tithes in ancient Israel:The Levitical Tithe – to support priests and temple service.The Festival Tithe – to fund feasts and communal worship.The Charity Tithe – to support the poor and vulnerable.When combined, these amounted to roughly 23% annually, far more than the simple 10% most people imagine. A clear-cut 10% tithe wasn't exactly what it looked like in Scripture.What About the New Testament?Here's where things get interesting. The tithe is central in modern Christian stewardship, but in the New Testament, Jesus and the apostles never use it as a framework for giving.The word tithe does appear four times—but only incidentally. Jesus even rebukes those who tithe meticulously while neglecting “justice and mercy and faithfulness” (Matthew 23:23).Instead, the New Testament presents a new model: gospel generosity. Giving becomes voluntary, sacrificial, joyful, and regularly practiced—not a legalistic percentage, but a reflection of the heart transformed by grace.Five Timeless Principles From the TitheAlthough Old Testament tithing laws don't bind Christians today, there are five beautiful principles we can carry forward:Give to Christ as Priest and King. Just as Abraham honored Melchizedek, we honor Christ by offering our first and best to Him.Give faithfully to the local church. Supporting the ministry and those who shepherd us reflects the heart behind the Levitical tithe.Celebrate God's goodness. The festival tithe reminds us to set aside resources for joyful remembrance—not funded by debt, but by gratitude.Care for the poor. The charity tithe points us toward compassion and generosity for those in need.Use 10% as an ancient benchmark—not a rigid rule. Ten percent may not be a legal requirement, but it remains a helpful starting point for generosity. It's simple math, and maybe that's why God made it easy to remember.The Heart of True GenerosityHere is a striking contrast between two real-life givers.Jack tithes confidently, convinced that God guarantees material blessing in return. “My income will never go down,” he insists.Cindy, meanwhile, gives 9% and feels guilty for “falling short.” Yet her home is open to foster children, and she serves faithfully at church.If Jesus were in the conversation, it's clear who He'd affirm. The heart of giving isn't about a perfectly calculated percentage—it's about love, humility, and faithfulness.Ultimately, tithing isn't about meeting a quota but recognizing that everything belongs to God. The Old Testament giving system was complex, and if anyone claims you'll be ‘blessed or cursed' based on a fixed percentage, be cautious—that leans toward prosperity teaching.Instead, New Testament passages such as 2 Corinthians 8–9 and 1 Timothy 6, as well as Jesus' own words in Matthew 23 and Luke 11, emphasize grace, humility, and joy in giving.The truth is that every dollar belongs to God. We don't give to get a blessing—we give because we've already received the greatest one: salvation and adoption into God's family. That's the essence of biblical stewardship. It's not about meeting a percentage—it's about meeting the Person who gave everything for us.On Today's Program, Rob Answers Listener Questions:I'm 56 and hoping to retire in about four years. I have a 401(k) worth approximately $150,000, around $50,000–$60,000 in savings, and one rental property that generates a small monthly income. My home and vehicles are paid off, and most of my income now goes into savings. I want to make smart financial decisions for the next few years—especially when it comes to investing for retirement. I don't want to work forever and miss out on enjoying life. What steps should I take to prepare for this?I would like to follow up on the question the last caller had. My relatives typically live into their mid-70s or 80s. Given that, do I really need to build up a large IRA to have a comfortable retirement?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When two faith-based credit unions unite, it's not just about growing bigger—it's about multiplying Kingdom impact. We're talking about something that's a lot more than just a merger— it's about expanding services and supporting ministries worldwide. Aaron Caid joins us today to talk about the exciting merger of Christian Community Credit Union (CCCU) and AdelFi Credit Union.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union (CCCU), an underwriter of Faith & Finance. A New Season for Christian Community Credit UnionWhen it comes to money, the conversation always goes deeper than numbers. For Christian Community Credit Union (CCCU), finances are a matter of faith, stewardship, and Kingdom impact. That's why the announcement of a merger between CCCU and AdelFi marks such a significant and exciting new chapter.This merger wasn't a quick decision. It was the culmination of nearly two years of prayer, discernment, and thoughtful consideration by both boards. Both organizations share a Christ-centered mission, with AdelFi carrying a 60-year history of faith-aligned banking and a strong commitment to supporting Christian ministries. The merger is designed to create a stronger credit union, expand reach, and multiply Kingdom impact.What Members Can ExpectFor CCCU and AdelFi members, the transition will be seamless. Accounts and services will remain uninterrupted. At the same time, members can look forward to enhanced digital tools, stronger security, expanded member support, and greater lending capacity. That means more opportunities to serve individuals, churches, ministries, and faith-based businesses with tailored financial solutions.The heart of this merger is ministry. By combining resources, CCCU will be able to give more generously to global partners such as Samaritan's Purse, the Tim Tebow Foundation, and Mission Aviation Fellowship. Together, the new institution will support churches, mission-sending agencies, and faith-based organizations with greater financial strength. At the end of the day, it's not just banking, it's stewarding resources for eternal impact.With the merger complete, CCCU will become the largest Christian banking institution in the United States—holding more than $1.5 billion in assets. Beyond size, the partnership brings specialized expertise. AdelFi's strength in serving Christian-owned businesses complements CCCU's established ministry partnerships, while AdelFi's connection to over 4,000 missionaries deepens the reach to those serving around the world.The Path AheadThe merger is officially effective December 1, and members don't need to take any action. Services will continue seamlessly, with every account insured up to $250,000. CCCU is committed to keeping members updated through email and the merger hubs on their websites.This partnership represents more than financial growth—it's about multiplying impact for the Kingdom. Together, CCCU and AdelFi are equipping God's people and ministries with financial tools that advance the Gospel and care for others in Jesus' name.To learn more about this new chapter in Christian banking, visit FaithFi.com/Banking.On Today's Program, Rob Answers Listener Questions:I have approximately $630,000 in savings and would like guidance on how to invest it, pay off around $20,000 in debt, and purchase a home within the next year. I'm 35, and my wife and I expect to work another 15–20 years. How should we best allocate our money?The parable of the talents has inspired me to start investing. I have less than $10,000 and have been watching YouTube videos to learn. Can you recommend trustworthy resources—such as websites or books—that can help me develop financial wisdom?I'm getting ready to apply for Social Security. Is it better to apply online, over the phone, or in person at the office?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)AdelFi Credit UnionSound Mind Investing (SMI)The Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark BillerSocial Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When it comes to money, the issue isn't just budgets or bank accounts—it's identity and ownership.In Christ, we're a new creation and God's dwelling place, which means money is something we manage for the Owner. Today, we'll explore what it looks like to live as God's stewards with Dr. Derwin Gray.Dr. Derwin L. Gray is a former NFL player turned pastor, author, and speaker. He co-founded Transformation Church in South Carolina and is the author of multiple books on faith, discipleship, race, and gospel-centered unity.From Ownership to StewardshipOne of the most significant shifts we can make as followers of Christ is to stop thinking like owners and start thinking like stewards. Scripture makes the point that: “You are not your own, for you were bought with a price” (1 Corinthians 6:19–20).God doesn't want something from us—He wants something for us. He longs for us to share His generous heart, free from the grip of idolatry. When Jesus said in Matthew 6:24, “You cannot serve both God and money,” He drew a line we cannot straddle. Money is a tool to serve God's purposes, not a master to rule our lives.A powerful illustration of this danger can be found in The Lord of the Rings. Smeagol, once a hobbit, discovered a ring of dark power and quickly became consumed by it. Calling it “my precious,” he was slowly deformed—body and soul—by his obsession.Money can do the same thing when it takes God's place in our lives. Instead of being a tool to serve God, it becomes a master that warps our hearts and dehumanizes us. But when grace reshapes our perspective, we see money for what it truly is: not a god to worship, but a resource to manage for God's glory.Generosity Flows from the GospelThe Apostle Paul wrote in 2 Corinthians 8:9, “You know the grace of our Lord Jesus Christ, that though He was rich, yet for your sake He became poor, so that you by His poverty might become rich.”Generosity is not our idea—it is God's nature. Giving is worship, an overflow of gratitude to the One who gave Himself for us. When we give our first and best to God, we not only honor Him but also discover peace, freedom, and deeper trust.This isn't only about giving. Stewardship encompasses saving, investing, and living debt-free. But generosity is foundational. When we trust God with our finances, we learn to trust Him with every other area of our lives. Our High CallingWe are not owners. We are managers of what the King of kings has placed in our hands. Every dollar entrusted to us is an opportunity to worship Him, serve others, and reflect His generous heart.When we embrace this calling, stewardship stops being a burden and becomes a beautiful privilege. How might God be inviting you to live more fully as His steward today?On Today's Program, Rob Answers Listener Questions:I had to retire early because of health issues for both me and my wife. As a custodian, I wasn't able to save much, and now we're living on about $2,400 a month from Social Security. What's the best way to wisely manage these limited resources?I'm 80 years old and have been taking required minimum distributions from my IRA for about ten years, giving some of those funds to charity each year. When I pass away, my children will inherit the IRA. Will they need to continue taking required minimum distributions?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Transformation Church | I Am A Steward (Sermon by Dr. Derwin Gray)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When we think about financial threats, inflation, taxes, and debt are often the first that come to mind. But Scripture tells us there's a deeper, more dangerous threat—covetousness. Left unchecked, it poisons our joy, drives us to make poor financial choices, and blinds us to God's generosity.Covetousness is more than wanting what we don't have. It's a disordered desire that whispers: “I must have that to be happy, safe, or fulfilled.” Paul warns in Colossians 3:5, calling covetousness “idolatry.” Why? Because it dethrones God and places possessions on the throne of our hearts.In our finances, covetousness often manifests subtly—comparing our homes to those of our neighbors, upgrading cars that are still running well, or chasing investments out of envy. These patterns reveal misplaced worship.The Antidote: Contentment in ChristThe opposite of covetousness isn't deprivation—it's contentment. In Philippians 4:11–13, Paul testifies that he has learned contentment in every circumstance through Christ's strength.Contentment doesn't come naturally—it's cultivated. And when we trust in God's abundance, we no longer grasp at what others have. Instead, we rest in His provision. Think of Jesus feeding the 5,000: what looked like scarcity became abundance in His hands.Social media magnifies our envy, turning vacations, houses, and life stages into comparison traps. The tenth commandment—“You shall not covet”—goes straight to the heart, reminding us that God cares not just about our actions but about our desires.If you feel this struggle, take heart—you're not alone. The Spirit empowers us to shift from envy to gratitude, from restless striving to restful trust.Practical Steps to Combat CovetousnessFighting covetousness is not about self-shame—it's about redirecting our worship. Here are three practices rooted in Scripture:Practice Gratitude—1 Thessalonians 5:18 calls us to give thanks in all circumstances. Keeping a daily gratitude list shifts focus from what's missing to what God has given. Budget as Worship—A budget isn't just restrictive—it's a discipleship tool. By directing money toward giving, saving, and wise spending, we declare, “Lord, I want You to guide my resources.” Give Generously—Paul urges believers to “be rich in good works, generous and ready to share” (1 Tim. 6:18). Every gift declares that our identity is not in what we own but in who owns us.Redirecting Desire Toward ChristJesus warns in Luke 12:15: “Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of possessions.” The rich fool who built bigger barns illustrates the danger of letting wealth replace intimacy with God.Covetousness dies when Christ becomes enough. Hebrews 13:5 reminds us: “Keep your life free from love of money, and be content with what you have, for He has said, ‘I will never leave you nor forsake you.'”At its root, covetousness is a worship issue. We long for what others have because our hearts are restless for the only One who satisfies. St. Augustine put it well: “You have made us for Yourself, O Lord, and our heart is restless until it rests in You.”The cure isn't less desire but rightly directed desire—desire fulfilled in Christ. When we practice gratitude, budget as worship, and live generously, we shift our gaze from possessions that perish to a Savior who is more than enough.On Today's Program, Rob Answers Listener Questions:We sold our house after some delays, but in the meantime, I withdrew funds from my IRA, intending to pay them back within 60 days. Since the sale took longer, are there any IRS rules or options to reduce the taxes on that withdrawal?I'm turning 59½ and retiring early. I have a TSP and the option to roll it into a fixed index annuity with a bonus from Allianz. What's your perspective on this type of annuity?We sold a property through owner financing after owning it for 15 years, though it wasn't our primary residence. When should I report the taxes, and is it treated as a long-term capital gain? Is there any tax benefit to having held it long-term?My sister has money sitting in a savings account that earns very little interest, and my name is also on it. Since she doesn't use email, could I open a joint high-yield online savings account with my email, transfer the funds there, and earn more interest?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You want to declutter and organize your home and your life but your days feel rushed, your schedule overstuffed, and you're constantly saying “I don't have time". It's time to pause and take inventory. This week, I am inviting you to slow down and redeem your time — not by doing more, but by examining how you're spending the hours God has already given you. Building on last week's Mind Mapping exercise, you'll learn how to conduct a Faith-Based Time Audit that reveals hidden time drains, clarifies your true priorities, and helps you realign your schedule with your purpose. This isn't hustle. This is holy stewardship — a practical and prayerful approach to managing your minutes so your days reflect what truly matters. ✨ In This Episode, You'll Discover How to complete a simple Time Audit that uncovers where your day is really going. How to categorize your activities. The faith-centered filter question that brings instant clarity. How to prayerfully decide what to delegate, simplify, or surrender - although more on that next week.  

“I think one really important thing thatdrives my work is that it's really critical that we try to scale up our evidence-based programs to reach larger numbers and to try to change organizational practices. It's probably the only way we're going to get public health or population-level change.” Sara Wilcox On this episode of The HPP Podcast, Sara Wilcox shares information about the development, implementation, and evaluation of the Faith, Activity, and Nutrition (FAN)program, which targets church practices in the article, “Church Committee Engagement in and Evaluation of an Online Faith-Based Training in a National Implementation Study.”   Implemented at the organizational level acrossmultiple denominations, Dr. Wilcox provides the context for the program, shares stories of interactions with the congregations and the study's personnel, and communicatesopportunities for future versions of the program.To read the full article, visit:  https://journals.sagepub.com/doi/full/10.1177/15248399251362162.

“For God gave us a spirit not of fear but of power and love and self-control.” - 2 Timothy 1:7When it comes to investing, wisdom means keeping emotions in check. Fear, greed, overconfidence, and regret can all derail sound decisions. Dr. Art Rainer joins us today to share four ways emotions ruin smart investing—and how you can avoid those traps.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.Don't Let Emotions Derail Your InvestmentsWhen it comes to investing, emotions can be your worst enemy. Allowing emotions to guide your investment decisions will most likely lead you to buy high and sell low. That's the opposite of building a solid retirement fund.So how can investors avoid the emotional traps that derail wise investing? Here are four common ways emotions can ruin sound investment strategies.1. Focusing on the Present Instead of the FutureThe stock market fluctuates daily, sometimes even hourly. Many investors get caught in the drama of short-term swings. But we must remind ourselves that we're not investing for today, we're investing for the future.Keeping your eyes fixed on long-term goals helps put temporary volatility in perspective. The market may dip, but over time, patience and consistency are what build wealth.2. Letting Fear Take ControlFear often shows up during a market downturn. In 2008, as markets plummeted, many investors panicked and withdrew their money. Later, most admitted that the decision was a mistake.In fact, steady contributions during down markets actually allow for the purchase of more shares at lower prices—a benefit to long-term investors. This is a process called “dollar-cost averaging”.  Dollar-cost averaging is an investing strategy where you contribute a fixed amount of money at regular intervals, regardless of market conditions. Over time, this helps reduce the impact of market volatility by buying more shares when prices are low and fewer when prices are high.Fear may feel protective, but it usually leads to missed opportunities.3. Becoming Overconfident in a Rising MarketJust as fear hurts during downturns, overconfidence can be just as dangerous when markets rise. We saw this during the dot-com bubble in 2000 and again in 2020.As stock prices climb, inexperienced investors often rush in, assuming the market is “easy money.” They may chase riskier investments without understanding the dangers, setting themselves up for painful losses when the bubble bursts.4. Dwelling on RegretRegret over past decisions is natural, but it can tempt us to overcorrect. For example, selling too soon because of a bad memory from the last downturn—or holding too long trying to “make up” for past mistakes.Instead of being trapped by regret, let past experiences guide wiser choices without driving reactionary ones.The Bible tells us that saving is wise, but it also cautions against letting fear or greed rule our hearts. Wise investing requires patience, discipline, and trust in God's provision—not reactionary emotions.Get Help From a Certified Christian Financial CounselorFor those struggling with debt, budgeting, or saving for the future, Dr. Rainer recommends connecting with a Certified Christian Financial Counselor (CertCFC). These professionals are trained to help individuals and couples align their finances with biblical principles.You can search for a counselor in your area at ChristianFinancialHealth.com.On Today's Program, Rob Answers Listener Questions:I'm trying to help someone who has three credit card debts that have gone to collections. What type of documentation should we request to confirm that the debt collector is legally entitled to collect the debt, especially since different agencies continue to contact us?I'm retired and have recently purchased a property with mold in the crawl space, which is impacting my health. Given my financial situation, would it be wise to borrow money to resolve the mold problem?My husband is about to turn 73, and we've placed all of our IRA funds into an annuity. How do we calculate the required minimum distribution once he reaches 73, and does that amount change each year? We'd like to withdraw only the minimum necessary.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Institute for Christian Financial HealthChristian Money SolutionsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This is The Energy to Heal, your resource for all things Splankna — the faith-based inner healing modality that helps you achieve emotional freedom. In this heartfelt episode, host Laura Milliken sits down with Shayla Huber to explore the powerful intersection of parenting, therapy, and healing from trauma. Together, they discuss the emotional journey of raising a child who struggles deeply with behavioral and emotional regulation, and how therapy brought transformation to their family. Shayla shares her vulnerable story about her son Leroy's healing process — from despair and frustration to breakthrough moments of connection, empathy, and joy. This episode highlights how faith, therapy, and understanding child development can bring new life to family dynamics, creating deeper connection, communication, and emotional growth. It's a story of hope for every parent who has ever felt defeated or unsure — reminding us that love and surrender can lead to transformation. ✨ Key Takeaways: Parenting can often be filled with guilt, shame, and exhaustion. Therapy provides tools, hope, and perspective when parenting feels overwhelming. Emotional struggles in children often have roots in trauma and disconnection. Connection and communication are key to lasting change. Faith and emotional regulation work hand in hand in the healing process. Art, writing, and creativity can be therapeutic outlets for children. Understanding trauma helps parents respond with compassion rather than control. True transformation begins when we learn to see our children the way God sees them. Healing impacts not just the child — but the entire family dynamic. “Jesus changed everything.”

Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are traditional gender roles really protecting women or quietly putting them at risk?In this episode, Heather Quick unpacks the overlap between Christian beliefs and the rising Manosphere ideology, showing how women can unintentionally lose financial independence and legal protection in relationships. If you're navigating marriage, divorce, or simply planning for your future, these insights directly impact your security and autonomy.Discover why prenups and legal awareness are critical, even in faith-based communities.Learn how to balance faith, partnership, and independence without losing your identity.Gain strategies to safeguard your long-term financial and personal security.Press play to uncover how you can protect your independence and thrive in relationships without giving up your values.Join us on our podcast as we navigate the complexities of marriage, divorce, separation, and all related legal and emotional aspects, including adultery, alimony, child support, spousal support, timesharing, custody battles, and the financial impact of dissolution of marriage.Interested in working with us? Fill out this form here to get started. Not quite ready? Interact with us on socials! Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.

In today's episode, we explore the power of Christ-centered mentoring and the impact of walking alongside others in faith. In this episode, Ron shares wisdom, stories, and practical insights that equip mentors and mentees alike to grow spiritually, build stronger relationships, and live out their God-given purpose. Whether you're new to mentoring or a seasoned guide, you'll be encouraged and inspired to invest in the next generation through the love of Jesus. If this podcast has encouraged or equipped you, would you take 30 seconds to leave a 5-star rating? On Apple Podcasts, scroll to the bottom of the You Can Mentor page and click “Write a Review.” On Spotify, go to our page, click the three dots next to the settings wheel, and hit “Rate Show.” It helps us reach more mentors like you.Want to go deeper?• Join our Learning Lab for mentoring resources and community• Sign up for our newsletter to stay in the loop• Come to our annual You Can Mentor GatheringYou can find everything at www.youcanmentor.com or follow us on instagram @youcanmentor

Have you or someone you know struggled with whether to reach out for therapy because you wondered if it showed a lack of faith?  Today, Michelle calls out some hope and comfort to dispel the stigmas of mental health therapy for Christian believers.   If you are looking for therapeutic support and live in Pennsylvania or are willing to travel to Pennsylvania for a few day, let's connect and see if we would be a good fit to work together.  I offer weekly sessions and intensive sessions (multiple back-to-back therapy sessions over the course of one to three days) to help Christian women get unstuck and move forward in their healing.    Let's connect through a free 15 minute consultation call.  You can book it here:  www.mentalhealthforchristianwomen.com  or www.abundantfreedomcounseling.com. You don't have to struggle alone.

Send us a textJoin 5-Minute Parenting Host, Karen Ferguson and special guest, Debbie Simmons on the topic of Next Best Steps in Faith-Based Parenting. Parenting is a work in progress, filled with many unknowns and "Why, Lord?" questions along the way. The good news is you don't have to be perfect, or find the "perfect" next step in parenting (or life), to have a positive impact and create a legacy of faith and love.In this episode, Debbie shares her heart as she breaks down the topic of 'next best steps' into real-life examples that will help you in the happy and in the hard seasons of parenting. Debbie is the parent of nine adopted children and has a wealth of expertise and life experience to help families. Be sure to check out her website, books, and resources below!Debbie Simmons is a visionary leader, international speaker, and best-sellingauthor dedicated to transforming lives through faith-driven leadership and service. As the Founder and CEO of Anchor Point, she has pioneered a movement that provides holistic support to families, empowering them to embrace life with courage, faith, and purpose. Her latest endeavor, Debbie Simmons LLC, showcases her commitment to inspiring others through speaking engagements, workshops, and personal development resources. Through this platform, Debbie offers tailored coaching sessions and dynamic presentations that empower individuals and organizations to lead with faith and purpose. Her book, The Heart of Legacy: Living a Focused, Faithful, and Fearless Life, has inspired countless individuals to step into their God-given callings, lead with boldness, and build a legacy that outlives them. Debbie's expertise in leadership, faith-based entrepreneurship, and nonprofit management makes her a sought-after speaker on both national and international stages.Visit her website and check out Debbie's books and the Pathway to Hope annual camp for families: Personal Website: https://thedebbiesimmons.com/Anchor Point Website: https://anchorpoint.us/ The Heart of Legacy Book: https://www.amazon.com/Heart-Legacy-Focused-Faithful-Fearless/dp/1964334071Pathway to Hope Camp: https://anchorpoint.us/pathway-to-hop Book 3 in the Questions for Kids picture book series is now available! Check out Guess Why God Made the Rainbow on Amazon or your favorite book retailer!

Women control more wealth than ever—so how do you find an advisor who listens, explains clearly, and shares your values? According to McKinsey & Company, by 2030, women are expected to control nearly two-thirds of U.S. assets—around $30 trillion. With that kind of stewardship comes both opportunity and responsibility. Today, Sharon Epps joins us to share five simple practices that women should expect from their financial advisors.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.Key Practices Every Client Should Look ForWhen it comes to choosing a financial advisor, women don't need a different standard—they simply need the right standard done well. At Kingdom Advisors, we train Certified Kingdom Advisors (CKAs®) to integrate biblical wisdom into their practices while also serving clients with excellence and care.If you're interviewing an advisor, here are five practices to watch for. These principles will help you find someone who not only understands finances but also values clarity, empathy, and shared purpose.1. Clear TerminologyFinancial jargon can be overwhelming. Terms like RIA or CFP® often make sense only to industry insiders. A good advisor should be able to pause, explain concepts in everyday language, and use analogies that make complex ideas easier to understand. Look for someone who welcomes your questions and ensures you truly understand the path forward.2. A Warm and Welcoming EnvironmentWe often say to “light a candle”—not literally, but figuratively. The goal is to create a space that feels safe and welcoming, rather than intimidating. Just like hotels offer warm cookies to make guests feel at home, a thoughtful advisor will create an environment where you feel respected and comfortable.3. Transparency in All ThingsAn advisor has a fiduciary responsibility to be transparent—but the best ones go beyond compliance. They openly share how they are compensated, outline every fee on paper, and invite accountability. As a client, don't hesitate to ask where you can see these details clearly documented.4. Interest in More Than MoneyWe teach advisors to “use a magnifying glass”—to look beyond the numbers. Money is simply a tool to help you fulfill God's calling on your life. A trusted advisor should ask about your values, dreams, and purposes—not just your portfolio. That's why the CKA® designation is so important: it connects you with advisors who share your values and can integrate them into financial decisions.5. Developing God's Heart for the Whole PersonThe most important practice is what we call whole-person care. Advisors aren't just money managers—they're disciple-makers. They should walk alongside you and your family in prayer, through significant life transitions, and in building unity between spouses. Women's voices should be heard and respected just as much as men's in every financial conversation.Our prayer is that these five practices give you confidence as you search for the right advisor. You deserve clarity, empathy, and values that align with your faith. If you'd like to find a Certified Kingdom Advisor in your area, visit FindaCKA.com.On Today's Program, Rob Answers Listener Questions:Back in 2018, my home insurance company agreed to replace my roof. In 2020, contractors found I also needed new decking, and an insurance employee told me they'd cover it once the work was finished. Now the company is threatening not to renew my policy unless I replace the roof at my own expense. How can I get them to honor their commitment?My dad passed away over a year ago, and my mom is trying to qualify for Social Security benefits. The issue is that my dad didn't have 40 credits, and neither does she. Is there any way their credits can be combined so she can meet the requirement?I heard about a provision in a new bill that allows accounts to be set up for children. Is it true that the government will put money into accounts for kids born in the next few years? If so, how would I participate?I'd like to encourage my two adult children to start investing in Roth IRAs. Where can they open accounts with low fees, especially since they'll only be making small contributions at first?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D.Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is your marriage running on autopilot, or do you have a game plan for building a thriving relationship? In this episode of Faith Fueled Woman, Kristin Fitch talks with relationship coach and licensed counselor Tondra Gregory, co-author of The Marriage Game Plan, about how couples can create a shared vision for their marriage.We explore practical, faith-based strategies for improving communication, resolving conflict, and prioritizing connection, even in the busiest seasons of life. From understanding how your past influences your relationship to making intentional time for date nights, this conversation will inspire you to stop coasting and start cultivating a stronger, more joy-filled marriage.Whether you're newlyweds or decades in, this episode will give you actionable tools to strengthen your bond, align your goals, and keep God at the center of your marriage.✅ Key TakeawaysEvery marriage needs a game plan to navigate challenges with grace, communication, and teamwork.Understanding your spouse's background fosters empathy and helps address recurring conflicts.Building intentional rhythms—like date nights and quality time—is essential for intimacy and connection.Conflict resolution styles differ; finding strategies that work for both partners is key.Placing God at the center of your marriage brings clarity, purpose, and long-term strength.The Marriage Game Plan provides couples with a practical framework to personalize their path to a thriving marriage.Connect with Tondra at https://journeyforlifenow.org/Listen to The Marriage Game Plan Podcast here.Download My Free Joyful Living Devotional: https://kristinfitch.com/devotionalReady to take your first step towards a more joyful, faith-filled life? Download our Reignite Your Passion Workbook and start living with purpose today!What to feel more energized in midlife? Grab my 5 Day Energy Reset Jump Start Guide here.Ready to work with Kristin to make a shift in your life? Click here to get started.Christian marriage advice, biblical marriage principles, marriage game plan, communication in marriage, conflict resolution for couples, marriage advice for Christian women, faith-based marriage resources, building intimacy in marriage, Christian couples podcast, intentional marriage planning, how to strengthen your marriage, Christian women marriage encouragement, healthy marriage habits, God-centered marriage, Christian relationship advice, marriage and faith, strategies for a strong marriage, Christian women podcast marriage

What if your past didn't have the power to define your future? In this bold and hope-filled conversation, I sit down with Harriet M. Harris, trauma-informed life and business coach, author, speaker, and founder of You Are Not Your Trauma® Inc. Harriet's story is a living testimony of how God can take deep pain and transform it into purpose.Together, we dive into:✨ Why trauma doesn't have the final say in your identity.✨ Harriet's powerful turning point of laying her pain down at God's feet.✨ What it means to walk in peace, joy, and confidence after years of hurt.✨ How to choose healing, even when it feels hard.✨ The ripple effect of saying YES to God's call on your life.Harriet's mission is clear: to help people stop performing for the world and start healing for themselves, so they can live like the best version of themselves is no longer just a dream, but a decision.This episode will remind you that you are not what you've been through, you are who God created you to be.Connect with Harriet and her resources: www.harrietmharris.com

If you have a 401(k) or an IRA, you may not realize that proxy voting gives you a voice in the companies you own—and it can be a way to live out your faith.As stewards, we're called to reflect our Christian values, even in how our investments influence the marketplace. But what does that look like in practice? Will Lofland joins us today to explain.Will Loftland is the Managing Director of Investments Distribution at GuideStone Funds, an underwriter of Faith & Finance. He also oversees GuideStone's shareholder advocacy strategy and represents the firm as a participant in the Interfaith Center on Corporate Responsibility.What Is Proxy Voting?Proxy voting is the right shareholders have to vote on important issues within the companies they partially own. This could include leadership changes, corporate policies, or shareholder proposals. While many individual investors never think about it, proxy voting represents a significant opportunity to shape corporate behavior.However, if your money is invested in mutual funds or retirement accounts—as is the case for most Americans—you don't vote directly. Instead, the fund company you invest with casts those votes on your behalf. That makes it critical to understand how your fund manager approaches these issues.GuideStone's Approach: A Biblical WorldviewIn 2023, GuideStone made the decision to bring proxy voting in-house. By managing votes internally, GuideStone applies a biblical worldview when exercising shareholder influence. This means promoting policies that align with Scripture while resisting agendas that undermine a Christian ethic.As a shareholder, GuideStone joined a coalition of investors to pressure these banks to change their policies. The result? Both institutions strengthened protections, ensuring that Christian organizations would not be denied access to essential financial services because of their convictions.Why Your Vote MattersDoes proxy voting really make a difference? Absolutely. The world can be transformed through Christian investing, and one way to achieve this is by utilizing all available tools as an investor to promote your Christian worldview.By engaging with faith-based investment firms like GuideStone, believers can ensure their investments not only grow financially but also advance Kingdom values in the marketplace.As Christians, we're called to shine God's light in every area of life—including the boardroom. Proxy voting is one of the practical ways we can do that.To learn more about how GuideStone integrates faith into investment practices, visit GuideStoneFunds.com/Faith.On Today's Program, Rob Answers Listener Questions:Could you explain what an irrevocable trust is and how it works?I'm 64, still working full-time, and I'm wondering: Do my HSA contributions affect my future Social Security benefits? I'm also concerned about how my earnings are being reported.I'd like to know if a Roth IRA is the best investment tool to set my children up for the future.After my mom passed away, my sister and I inherited her house. I'm living in it now, but recently lost my job, and I'm trying to decide if I should buy out my sister's share or sell the property altogether.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)GuideStone FundsBuckner Shoes for Orphan SoulsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have a question? Click here. In this episode, we explore the science behind habit formation and personal transformation with clinical psychologist Silvia Subirana. As Head of Content Development at MyDry30, an innovative app designed to help users take control of their relationship with alcohol, Silvia brings unique insights into how we can discover greater meaning, happiness, and fulfillment in our lives to become healthier versions of ourselves.What We DiscussThe science behind habit formation and behavior changeHow hypnotherapy creates new neural pathwaysWhy understanding your "why" is crucial for lasting changePractical tools for intentional living (whether you use the app or not)Moving beyond alcohol moderation to discover deeper meaning and purposeThe psychology of becoming a healthier version of yourselfTarget AudienceThis conversation is intended for those in the "gray area" of alcohol use - people who are sober curious or looking to moderate their drinking.Important NoteIf you suspect you may have a physical dependence on alcohol, please consult with a medical professional before making changes, as stopping suddenly can be dangerous.About MyDry30MyDry30 is more than just an alcohol moderation app - it's designed to help people discover greater meaning, happiness, and fulfillment in their lives while taking control of their relationship with alcohol.Get the Unconscious Moderation App from the Apple StoreLearn More:https://www.UM.appInstagram: @um_app_Nourished Notes Bi-Weekly Newsletter 30+ Non-Gym Ways to Improve Your Health (free download)Connect with Amy: GracedHealth.com Instagram: @GracedHealthYouTube: @AmyConnell

In this conversation, G'Ade and Felisha McCaskill discuss the Empower Her framework, emphasizing the importance of faith-based leadership for women. Felisha shares her personal journey, the challenges faced by faith-driven women in leadership roles, and the significance of mentorship and community. They explore how to anchor leadership in scripture while maintaining influence in secular spaces and the legacy that faith-driven women can leave for future generations.To connect with Felisha:https://www.felishamccaskill.com/https://iambecominghernow.com/To connect with G'Ade:https://linktr.ee/theunfilteredbygade

The world's most respected neuroscientist just admitted something that shocked everyone: prayer saved his mental health. After decades of relying purely on science, Andrew Huberman discovered that faith-based practices don't just feel good—they literally restructure your brain for better health, clearer thinking, and deeper peace. But here's what makes this conversation revolutionary: he doesn't stop at spirituality. Huberman reveals the exact protocols he uses to hack his nervous system, from morning cortisol optimization to evening wind-down routines that guarantee better sleep. He exposes cynicism as the ultimate brain killer and shows you how curiosity becomes your superpower for lifelong learning. You'll walk away with a complete system for transforming your mind, backed by both cutting-edge science and ancient wisdom.Pre-order Dr. Huberman's book Protocols: An Operating Manual for the Human BodyHuberman Lab podcastHuberman Lab websiteIn this episode you will:Discover why prayer and faith-based practices create measurable health benefits that pure meditation cannot matchTransform cynicism into curiosity using the exact neuroscience principles that unlock lifelong brain plasticityMaster the cortisol rhythm protocol that optimizes your energy, focus, and sleep quality every single dayLearn the revolutionary "activation" technique that replaces traditional meditation with targeted brain state changesBreak through learning plateaus using the self-testing method that prevents forgetting and locks in new skillsFor more information go to https://lewishowes.com/1830For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you'll love:Dr. Kevin Tracey – greatness.lnk.to/1812SCSadhguru  – greatness.lnk.to/1800SCDr. Caroline Leaf – greatness.lnk.to/1785SC Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Your money soundtrack—what plays on repeat in your head—will either help or hinder your financial decisions. We all know the power of overthinking—but the good news is, you can change the tune of those money soundtracks playing in your mind. Jon Acuff joins us today to show you how.Jon Acuff is a New York Times bestselling author, speaker, and podcaster who helps people overcome overthinking, change their mindsets, and achieve goals. He's written 10 books, including Soundtracks: The Surprising Solution to Overthinking.What Are “Soundtracks”?Soundtracks are the repeated thoughts that play in our minds—like music on loop. They can be helpful or harmful, but either way, they shape our lives.If you'd like to change the soundtracks that you have been listening to, this framework is simple yet profound:Retire the broken soundtracks that hold you back.Replace them with healthier, truthful ones.Repeat them until they become second nature.It's not enough to get rid of the old. You have to replace it with the new.Retiring Broken SoundtracksThe first step is to identify what's holding you back. Write down a financial goal—such as paying off debt, buying a home, or supporting missionaries—and then pay attention to your immediate thoughts.Are they encouraging or discouraging? Many people quickly hear internal voices saying things like:“Who are you to think you could do that?”“You'll never make more than your parents.”“Money isn't for people like you.”These are broken soundtracks—thoughts that undermine God's best for your life. Sometimes, they're inherited.Here are several unhealthy financial soundtracks that many people believe:“Mo Money, Mo Problems.” Popularized by a hip-hop song, this belief ties success to stress. But lacking money doesn't eliminate problems either—it often magnifies them. “I'll give when I'm successful.” Many delay generosity until they feel financially “ready.” But giving is a practice best learned in small amounts now, so it grows with you over time. “I'm not a money person.” Labeling yourself this way shuts the door on growth. Money management is a skill, not a fixed identity.These soundtracks don't just affect finances; they limit your potential. In one survey that Jon conducted with 3,000 people, a staggering 96% reported not living up to their full potential—often due to limiting beliefs.Replacing Soundtracks with TruthOnce you identify the lies, it's time to replace them. That can mean flipping the negative thought on its head, seeking wisdom in Scripture, or learning from mentors.Some examples of healthier money soundtracks include:“I can do amazing things with money.”“I can make more than my parents, and that's okay.”“I am my own biggest venture capitalist—my day job is funding my dream.”But what if you feel stuck? We encourage you to start small. Too often, people believe they must overhaul their entire lives overnight. Instead, try carving out 15 minutes a day to take one positive step forward. Over time, those mustard-seed-sized efforts compound into meaningful change.The truth is that the thoughts you repeat about money directly influence how you use it. Broken soundtracks can sabotage generosity, stunt growth, and even cause you to reject God's gifts. However, by retiring lies and replacing them with truth, and repeating them faithfully, you can align your mindset with God's wisdom.If you change the thought, you'll change the actions, and then the results will follow.On Today's Program, Rob Answers Listener Questions:I'm looking at Medicare Advantage plans. They seem cheaper upfront, but I'm concerned about high out-of-pocket costs if something serious were to happen. My wife is just starting Medicare, and we want to know the best option.I'm nearly two years into my job and haven't yet started contributing to the company's 401(k). My concern is making sure my investments align with my Christian values.What's the difference between a living trust and a will, and which one is better for estate planning?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Soundtracks: The Surprising Solution to Overthinking by Jon AcuffJon AcuffList of Faith-Based Investment FundsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Subscribe today for access to our full catalog of bonus episodes, including 2+ new episodes every month! www.patreon.com/boysbiblestudy In 2020, a time of deep uncertainty for film releases as quarantine disrupted theatrical schedules, a certain comedy arrived lampooning the kinds of films we love here at Boys' Bible Study, and out of fear of being owned by its cutting satire we only decided to watch it now in 2025. FAITH BASED is a slacker comedy evoking the post-2000s wave of comedies such as ANCHORMAN and GET SMART, both of which co-star veteran comic actor David Koechner, who also makes a cameo in FAITH BASED. The real stars are Luke Barnett and Tanner Thomason, playing underachieving roommates in Reseda, Los Angeles, desperate for money and relevance. They discover how much certain Christian films make, referencing (in the film's fictional world) actual titles we've covered on Boys' Bible Study such as GOD'S NOT DEAD and WAR ROOM. Kevin Sorbo is singled out as a “D-list actor” whose attachment to low-budget Christian movies helps them reach a sheep-like audience eager for anything with a godly message. Armed with a perfect scam, Luke and Tanner set out to make a movie despite zero experience, immersing themselves in Luke's father's church to seem more legit. The plan unravels when Tanner falls for a hot Christian woman and begins embracing religion to impress her, threatening their bromance. Trouble also brews when aging exploitation star Butch Savage (Koechner) never responds to their casting offer, putting the project at risk. FAITH BASED sounds like a premise rich enough to mine for comedy, but we found the filmmakers' shallow research into Christian cinema leaves many joke opportunities on the table. The script leans on obvious critiques and swings wildly in tone, making it hard to tell whether the film aims to be cutting or heartwarming. We invite any future filmmakers critiquing Christian movies to hire Boys' Bible Study to “punch up” your scripts for a very modest consulting fee, most of which we promise to tithe! View our full episode list and subscribe to any of our public feeds: http://boysbiblestudy.com Unlock 2+ bonus episodes per month: http://patreon.com/boysbiblestudy Subscribe to our Twitch for livestreams: http://twitch.tv/boysbiblestudy Follow us on Instagram: http://instagram.com/boysbiblestudy Follow us on Twitter: http://twitter.com/boysbiblestudy

Have you ever noticed how so-called “unexpected expenses” always seem to show up at the worst time? The truth is, most of these costs aren't surprises at all—we know cars will break down, homes will need repairs, and Christmas comes every year. The key is not to panic when they arrive but to prepare ahead of time. One simple tool for this is the sinking fund.Scripture has much to say about preparation. Proverbs 21:20 tells us, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.” In other words, wisdom means setting aside resources now instead of consuming everything immediately.We also see this principle in Genesis 41, where Joseph, warned of famine, stored one-fifth of Egypt's grain during the years of plenty. His preparation wasn't random—it was steady and systematic. That's exactly how sinking funds work: consistent contributions toward expenses we know will eventually arise.What Is a Sinking Fund?A sinking fund is money you intentionally set aside for a specific future expense. Instead of panicking at a $1,200 Christmas bill, you save $100 per month all year. Instead of reaching for a credit card when your car needs new tires, you draw from the fund you've been building.This steady, disciplined approach provides freedom from debt and peace of mind when expenses come due. It's not glamorous, but it works.Proverbs 6:6–8 points us to the ant as an example of diligence: “Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest.” The ant doesn't wait until the snow falls to collect food—she steadily prepares in advance.Trusting God doesn't mean ignoring preparation. Noah trusted God, yet he still built the ark. Farmers trusted God, yet they sowed seed. Joseph trusted God, yet he stored grain. Faith and stewardship go hand in hand.Where to StartIf you're new to sinking funds, begin with one category. Break down the expense into monthly contributions:Car repairs & replacement—Tires, brakes, or even a future vehicle.Home maintenance—Roofs, furnaces, and appliances all wear out.Medical costs—Co-pays, deductibles, or out-of-pocket expenses.Gifts & holidays—Birthdays and Christmas come every year.Insurance premiums & taxes—Annual or quarterly payments made manageable.Even small amounts—like $25 per month—add up to create margin. Over time, your “storehouses” will be ready when needs arise.In 1 Corinthians 16:2, Paul urged believers to set aside money regularly in proportion to their income to meet the church's needs. This is essentially a spiritual sinking fund—planned, systematic stewardship for Kingdom purposes.The goal isn't to hoard resources. Jesus warns in Luke 12:16–21 against stockpiling for ourselves. Instead, sinking funds free us to live responsibly and bless others without fear.Faith Expressed Through StewardshipChoose one sinking fund today. Maybe start with Christmas: divide your expected costs into monthly pieces and begin saving now. Once you've built the habit, add another fund. Before long, you'll have a system that turns stress into confidence and panic into peace.Creating sinking funds is more than a budgeting trick—it's a spiritual discipline. Each small deposit is an act of faith, demonstrating that you trust God by stewarding His provision wisely. Preparation doesn't replace faith—it reflects it.So start planning today. Build sinking funds for tomorrow. Trust God with the outcome. And remember: faith isn't just believing God will provide when the bill arrives—it's also honoring Him by preparing with the resources He has already placed in your hands.On Today's Program, Rob Answers Listener Questions:I'm retired but still working a few days a week. Social Security is still being deducted from my paycheck—what happens to that money? Will I ever get it back?I'm 66 and planning to retire in 10 months. My wife is also retiring soon. Together we earn about $180,000 a year. How can we best manage our retirement resources to maintain our current lifestyle?I didn't have financial training growing up, and now I see my kids struggling with unexpected expenses and poor money habits. Are there any books that can help shift our family's attitude toward money?I've looked into faith-based investment options, but they seem to have higher fees and less diversification compared to Vanguard or Schwab. What's your perspective on that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Your Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What do you do when the plan… completely unravels? In this powerful and faith-filled deep dive, Mitch Matthews shares a message that will help… especially in those times when your plan seems to fall apart.  Whether you're feeling stuck, overwhelmed, or like you're the only one without a clear path… this episode is for you. Mitch unpacks one of his all-time favorite stories from the Bible - buried deep in the Old Testament - to explore what happens when things don't go the way we expected. And more importantly, what we can do next.  You'll hear real talk about plans falling through, giants (both real and imagined), and how to choose faith over fear… so you can move into YOUR next chapter boldly! READ THE FULL SHOW NOTES HERE: https://mitchmatthews.com/432

Faith-based guidance for overwhelmed moms navigating motherhood struggles, life transitions, and the longing to be more present. If you've ever felt torn between chasing your God-given dreams and staying present with your kids, this episode will encourage your heart.

Israel is often in the headlines for conflict—but there's another story you need to hear.Beyond the headlines, Israel has emerged as a global innovation hub and a rising player in international markets. Today, Brian Mumbert joins us to share why investing in Israel could be a strategic opportunity worth considering.Brian Mumbert is Vice President and Regional Sales Executive at Timothy Plan, an underwriter of Faith & Finance.Why Invest in Israel?At first glance, investing in a nation experiencing conflict may seem counterintuitive. But economies often demonstrate resilience in times of war. Israel is no exception. With robust defense spending, a thriving entrepreneurial spirit, and a deeply ingrained culture of saving and financial discipline, the nation continues to grow.In fact, one of Israel's largest banks gave out piggy banks to families nationwide to encourage saving—a small example of the country's ingrained culture of stewardship and fiscal responsibility.For those wondering about safety, Israel offers a surprisingly secure environment for investment. The Tel Aviv 125 Index, which tracks the nation's 125 largest companies, operates much like the U.S. stock exchanges. Israel has transitioned from an emerging to a developed economy, putting it in the same global category as many European nations. Its GDP is forecasted to grow by 3.3% in 2025 and 4.6% in 2026, with inflation targeted at a steady 2%—numbers comparable to the U.S. outlook.The “Startup Nation” AdvantageIsrael's reputation as a hub of innovation is well-earned. In 2024 alone, U.S. giants invested billions in Israeli startups. Google acquired cloud security firm Wiz for $32 billion, while Palo Alto Networks purchased CyberArk, an identity management leader, for $25 billion. Everyday technologies like Apple's Face ID and SodaStream also trace their roots back to Israel.Large U.S. companies buying small Israeli firms is common since it's part of the fabric of their economy.While technology dominates headlines, Israel's economy is diverse. Financials, industrials, and defense sectors have also posted strong returns. In fact, nearly every sector reported double-digit growth in 2025. The Israeli shekel has also appreciated, further boosting investor confidence.International ties enhance Israel's economic opportunities. The Abraham Accords have opened new trade relationships across the Middle East, while defense partnerships with Europe have surged amid global conflicts. Recent agreements, such as a $35 billion natural gas export deal with Egypt, demonstrate the nation's expanding role in global energy markets.The Timothy Plan Israel Common Values FundFor investors who want exposure to Israel's growth while remaining true to their faith, Timothy Plan offers the Israel Common Values Fund. This actively managed fund holds 58 companies, giving broad diversification within the Israeli market.True to Timothy Plan's mission, the fund excludes companies that profit from abortion, pornography, or other activities inconsistent with biblical values. Even in Israel, they carefully screen companies to ensure they align with Christian principles.Faith-based investors increasingly want their portfolios to reflect their values. Advances in technology have made it easier to screen companies for alignment, though Timothy Plan has been doing it faithfully since 1994. They're not just avoiding harmful investments, they're enabling believers to steward their resources in ways that honor God.”Practical Advice for InvestorsIf you've never seen faith-based options in your portfolio, start by talking to your advisor. Share what you're passionate about—your church involvement, your giving priorities, your desire for biblical stewardship. When advisors know your values, they can help you align your investments with them.The Timothy Plan Israel Common Values Fund provides a practical way to support Israel and benefit from its dynamic economy—all while investing according to biblical principles. To explore this opportunity, visit TimothyPlan.com.On Today's Program, Rob Answers Listener Questions:I'd like some biblical insight on the power of tithing. I've even heard of people practicing ‘reverse tithing,' living on 10% and giving away 90%. What benefits might there be if we increased our giving to 15% or even 20%?My grandfather has invested in a commemorative coin collection for years. He's asked me and my aunt to handle it before he passes—determine the value and then sell it. Where can I turn to find out what it's worth and get the best price for his investment?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Timothy PlanTimothy Plan's Israel Common Values FundWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When you board a plane, you trust the pilot to get you safely to your destination. Shouldn't you be just as careful about who advises you on your financial future? Financial guidance isn't just about numbers—it's about trust, worldview, and values. The right advisor can help you make decisions that align with your faith and priorities.Every advisor brings a worldview to the table. Too often, cultural definitions of success revolve around accumulation alone. But biblical stewardship points higher—toward faithfulness, contentment, and generosity. That's why this choice is not only financial—it's spiritual. You're entrusting someone with influence over how you manage God's money, and that requires discernment.Clarify What You NeedBefore beginning your search, determine what type of help you're looking for. Do you need comprehensive planning—covering retirement, insurance, taxes, estate planning, and generosity—or just investment management? Do you want a one-time plan or an ongoing relationship? The clearer your goals, the easier it will be to evaluate fit.One of the most important questions to ask is whether your advisor is a fiduciary, legally obligated to put your interests first. Compensation models vary:Commission-based advisors earn by selling products, which may create conflicts of interest.Fee-based advisors charge fees but may also receive commissions.Fee-only advisors are paid solely by clients, helping ensure objectivity.No matter the model, insist on full transparency about fees and expenses.Credentials and CharacterCredentials demonstrate an advisor's training and licensing, but character matters just as much. Evaluate potential advisors in three areas:Values – Do they share your biblical worldview?Competence – Do they have the training and experience to serve families like yours?Process – Can they explain how they build a financial plan and how they are compensated?A Practical Process for Finding the Right AdvisorBuild a shortlist – Ask trusted friends, family, or church leaders for recommendations. Explore advisors who share biblical values, like Certified Kingdom Advisors® at FindaCKA.com.Do a background check – Verify licenses, review disclosure documents, and check for disciplinary history.Interview at least three advisors – Treat this like a job interview. You're hiring for a critical role.Request a written scope and fee schedule – Get clarity in writing.Pray and take your time – Don't let anyone pressure you into quick decisions.When meeting with potential advisors, ask:“How are you compensated? Please outline every fee and expense.”“What role does faith play in your financial advice, and how do you define success?”“What's your process for creating a financial plan or investment strategy?”Proverbs 11:14 reminds us: “Where there is no guidance, a people falls, but in an abundance of counselors there is safety.”Red Flags and Green LightsBe alert for warning signs such as:Promises of unrealistic performanceVague answers about feesPressure to move assets quicklyLook instead for encouraging signs:Transparent communicationA listening-first approachAdvice that integrates faith and family prioritiesThe right advisor depends on your season of life. Young families may need guidance on budgeting, insurance, and college savings, while retirees often seek tax-efficient withdrawals, income strategies, and estate planning. Ask potential advisors about their typical clients to see if their expertise aligns with your needs.Keeping Faith at the CenterA trusted advisor can help you avoid mistakes, manage taxes, stay disciplined during market swings, and design a generosity plan that reflects your calling. Most importantly, the right advisor will keep your focus on faithfulness, not just finances—helping you honor God with every decision.If you're ready to seek biblically wise financial advice, consider working with a Certified Kingdom Advisor®. CKAs meet rigorous standards of character, competence, and biblical training. You can start your search today at FindaCKA.com.On Today's Program, Rob Answers Listener Questions:I'm considering a reverse mortgage. I have some credit card debt, a second mortgage, and I'd like to make home modifications for my husband, who is in a wheelchair. How exactly does a reverse mortgage work, and will it affect my credit?I'm a single mom with a limited income. What steps can I take to improve my credit score?We received a disaster loan from the Small Business Administration at 1.5% interest. My wife thinks we should invest the money instead of paying off the loan. What's your advice?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistAnnualCreditReport.comChristian Credit CounselorsMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.