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Ever feel like nothing you do is enough, or your true self is not showing up in your day-to-day life? My guest, Panache Desai, says there is a kinder, more intentional way to live. By unpacking the beliefs that hold you back, you can spot the false stories that fuel hustle and shame, then find your way back to who you are.He's here to guide us on how to release pressure, build self-trust, and live with more ease. Panache Desai is an internationally acclaimed Mentor, Speaker, and Bestselling Author dedicated to unlocking human potential and fostering personal empowerment. brings over three decades of experience as a transformational thought leader, inspiring individuals worldwide to achieve greater connection, authenticity, and peace. Featured on Oprah Winfrey's Emmy award-winning Super Soul Sunday and the host of the widely followed ‘Call to Calm' meditations, Panache seamlessly blends ancient wisdom with a modern, relatable approach. In this interview, Panache and I will talk about feeling hard emotions without getting swept away, and what it means to live from wholeness while still growing. You'll hear simple practices you can use today. Expect clarity, calm, and practical steps you can use the moment the episode ends, for you.
View the Show Notes Page for This Episode Become a Member to Receive Exclusive Content Sign Up to Receive Peter's Weekly Newsletter In this special episode of The Drive, Peter presents a curated "best of" conversation with bestselling author and previous guest Arthur Brooks, organized around four core themes: happiness itself, the forces that undermine it, the tools and practices that help cultivate it, and the courage required to live and love well. The episode brings together the most meaningful moments from two past interviews into a single, focused discussion that distills Brooks' most insightful ideas and offers practical takeaways for building a life that's both successful and deeply happy. We discuss: Happiness vs. happy feelings, and how happiness and unhappiness can coexist [2:15]; The six fundamental emotions [5:30]; The three main "macronutrients" of happiness [15:00]; Enjoyment: one of the three macronutrients of happiness [22:45]; Satisfaction: one of the three macronutrients of happiness [30:45]; Sense of purpose: one of the three macronutrients of happiness [38:45]; Fame: one of the traps that hijack our happiness [46:30]; Success addiction, workaholism, and their detriment to happiness [49:15]; The reverse bucket list: one of Arthur's tools and practices he recommends for moving past the traps that hijack our happiness [59:15]; Metacognition: one of Arthur's tools and practices he recommends for moving past the traps that hijack our happiness [1:01:00]; Taking charge of your happiness: discipline, transcendent experiences, and other deliberate actions for "happier-ness" [1:11:30]; Tracking happiness: the biomarkers and micronutrients behind the macronutrients of happiness [1:22:45]; The value of minimizing the self and looking outward [1:30:45]; How Arthur surprised himself with his ability to improve his happiness [1:34:45]; and More. Connect With Peter on Twitter, Instagram, Facebook and YouTube
Quietmind Astrology — Learn Vedic Astrology with Jeremy Devens
Take the Mindful New Year Workshop at https://www.mindfulnewyear.comThe Winter Solstice is one of the most powerful pause points of the year. In this episode, I reflect on the solstice as a sandhi, a sacred junction point in the Vedic tradition where one cycle ends and another begins. Whether you are in the Northern or Southern Hemisphere, this moment invites stillness, reflection, and honest self-inquiry.I share how expansion and contraction show up in nature, in our bodies, and in our lives, and how understanding these rhythms can help you stop forcing change and start aligning with what is naturally unfolding. We explore how dashas reflect long-term phases of inward or outward focus, why chasing goals for future happiness often leads to dissatisfaction, and how cultivating the feeling you desire now can shift everything.This episode is a gentle invitation to pause the “game,” reassess what is truly working, and reconnect with your deeper sense of purpose as we approach a new year. Perfect listening for solstice week, end-of-year reflection, and anyone feeling the call to slow down and realign.Key ideas and quotes• “The solstice is a sandhi, a junction point where the Sun appears to stand still and invites us to pause.”• “There are times for expansion and times for contraction, and neither is wrong.”• “The shortest distance between where you are and where you want to be isn't a line, it's a point.”• “When you condition happiness on a future outcome, the finish line keeps moving.”• “Cultivate the feeling you think the goal will give you, and let action follow from that state.”
In this message, Pastor Adrian Rogers discusses the husband's servant role in the marriage. To support this ministry financially, visit: https://www.oneplace.com/donate/135/29?v=20251111
An episode from Love Worth Finding Ministries with Dr. Adrian Rogers. Pastor, Teacher, and Author Adrian Rogers has introduced people all over the world to the love of Jesus Christ and has made an impact on untold numbers of lives by presenting profound Biblical Truth. Love Worth Finding was started in 1987 as the broadcast ministry of Adrian Rogers and remains the exclusive provider of his comprehensive teachings today.By connecting others with his plainspoken and timeless Biblical wisdom through resources like books, video and audio recordings, digital content, and other media, we seek to not only reach non-Christians with the hope of Jesus, but strengthen and encourage everyday Christians in their faith as well.“When the messenger is gone, the message must continue.” – Adrian Rogers More information about Love Worth Finding (LWF) can be found by visiting their website at https://lwf.org/ You may write LWF at:Love Worth FindingPO Box 38300Memphis, TN 38183 Copyright ©2024 Love Worth Finding Ministries, Inc. All rights reserved. Used by permission. Original material available at https://lwf.org The KJV Bible Preaching Churches Podcast is directly supported by Doss Metrics LLC | Ministry Services based out of Cleveland Texas. If you have any questions regarding this podcast, or the churches and ministries hosted on the podcast, please reach out to us directly at dossmetrics@gmail.com or write to us at: Doss Metrics | KJV Bible Preaching Churches Podcast1451 McBride Rd.Cleveland, TX 77328 God Bless#KJV #BaptistChurches #BiblePreaching #KJVPreaching #KingJamesBible #ChurchSermons #ChristianPodcasts #BibilicalTeaching #AdrianRogers #LoveWorthFinding
What if growth isn't about grinding harder, but carrying less? In this episode, we explore Joseph's surprising blueprint for success: first, name your pain to release its hold, then build from a place of freedom. By examining why Menashe ("God made me forget") precedes Ephraim ("God made me fruitful"), we uncover a timeless principle that turns spiritual insight into daily strategy.We bridge this ancient narrative with lived experience. The Sforno interprets "forgetting" as the ultimate release from past troubles—a capacity we all possess but seldom use. Rambam takes this further, describing repentance (teshuvah) as the act of becoming "a different person," breaking the cycle that keeps us tethered to yesterday's failures. We'll apply this to real-world scenarios: the difficult client you still resent, the project that imploded, the habit you can't seem to break. The aim isn't amnesia; it's the disciplined choice to stop letting the past dictate your next move.You will leave with a clear, actionable approach: hold onto your principles, but drop the baggage. Cultivate a short memory where it serves you, like an athlete who takes the eleventh shot with the same confidence as the first, despite missing the previous ten. Crowd out rumination with forward-pulling goals and redirect your focus to where it truly belongs—the work that bears fruit. Detachment precedes growth, not because the pain wasn't real, but because your future cannot flourish while the past occupies center stage.Ready to travel lighter and build stronger? Listen now, subscribe for more practical Torah wisdom, and share with us: What are you choosing to set down today?Support the showJoin The Motivation Congregation WhatsApp community for daily motivational Torah content!------------------Check out our other Torah Podcasts and content! SUBSCRIBE to The Motivation Congregation Podcast for daily motivational Mussar! Listen on Spotify or 24six! Find all Torah talks and listen to featured episodes on our website, themotivationcongregation.org Questions or Comments? Please email me @ michaelbrooke97@gmail.com
Joy at Christmas can feel distant, but Luke 2:10 reminds us that God brings “good news of great joy for all people”—a promise still alive and powerful today. This devotional explores how joy is expressed, shared, lived, and cultivated so believers can reflect the hope and goodness of Jesus throughout the Christmas season. Whether joy comes naturally or feels a bit rusty, Scripture offers practical ways to embrace God’s presence and spread joy in everyday moments. Highlights Why joy is central to the Christmas message Four practical ways to express, share, live, and cultivate joy How joy becomes contagious through words, actions, and attitudes The connection between God’s presence and lasting joy Scriptures that anchor a joyful mindset (Luke 2:10, Psalm 21:6, Psalm 16:11, John 15:11–12, Galatians 5:22) Simple ways to nurture joy in others A reminder that joy is our inheritance in Christ Gift Inspiration: Crosswalk's Holiday Gift Guide Looking for a meaningful way to celebrate the season? Check out our Holiday Gift Guide—from beautifully illustrated Bibles and devotionals to novels, greeting cards, and picture books, there’s something for everyone on your list. Wrap up stories for loved ones, tuck a book into your own nightstand, and join us in celebrating the wonder of giving this Christmas! Full Transcript Below: Spreading Joy Throughout the Christmas Season By Lynette Kittle Bible Reading: “But the angel said to them, “Do not be afraid. I bring you good news that will cause great joy for all the people.” - Luke 2:10 Great joy for all the people! What truly remarkable, good news for all of us down through the ages: an announcement thousands of years ago, still relevant today. Yet, how many millions of people around the world are missing out on experiencing this great joy, not just at Christmas, but their entire lives? How do we, like the angels, proclaim and spread this great joy throughout the Christmas season and all year round? What can we do to express it, share it, live it, and cultivate it in others’ lives, too? Expressing, Sharing, Living, and Cultivating Joy Because God calls us to joy, the following are four ways we can spread it while experiencing it for ourselves. Express our joy. How do individuals express joy? Many smile, some laugh, others clap, and there are those who jump for joy. Sadly, some Christians hold their joy in, perhaps feeling it on the inside, but it doesn’t make its way outward, causing some of the Christian sayings and critiques, such as “the frozen chosen.” As a child, I loved singing the kids’ song, “I’ve got the joy, joy, joy,” over and over again. We would sing “I’ve got the joy, joy, joy, joy down in my heart!” Then we would follow it by shouting “where” and then respond by singing in reply “Down in my heart.” Just singing it brought joy to us and those listening. However we express joy, we want to make sure to let it out, so others might experience it too, and also to share the joyous message of Christmas that can be their own for a lifetime. Share our joy. Many of us don’t realize that joy is spreadable - it’s contagious and easily passed from one person to another. Just as we can sing songs that get stuck in others’ heads when they hear us singing, so too can joy be shared with one another. We can share joy simply by the way we look at the world, our situations, and those around us, letting the joy that comes from knowing God guide our words and actions. As Psalm 21:6 describes, “Surely you have granted him unending blessings and made him glad with the joy of Your presence.” Live our joy. We can wake up in the morning with joy, even before anything has happened in our day yet. Before we even lift our heads from the pillows each morning, we can experience joy daily in our lives because the source of it is not ourselves, but God. As Psalm 16:11 reminds us, “You make known to me the path of life; You will fill me with joy in Your presence, with eternal pleasures at Your right hand.” A way to live in God’s joy is described in John 15:11-12, “If you keep my commands, you will remain in My love, just as I have kept my Father’s commands and remain in His love. I have told you this so that my joy may be in you and that your joy may be complete.” Cultivate joy in others. If we ask, God will lead us to cultivate joy in the lives of those around us. We may not know how to nurture it in others, but God can show us how, because He knows what it takes to help it grow in those around us. As Galatians 5:22 describes, “But the fruit of the Spirit is love, joy, peace, forbearance, kindness, goodness, faithfulness, gentleness and self-control. Against such things there is no law.” Just the way we speak and interact with others gives us opportunities to cultivate joy in their lives by expressing, sharing, and living it out in our own. Intersecting Faith & Life: Are you known for your joy? If not, take stock and ask God why not? See what’s holding you back from enjoying the great joy that is ours through Jesus Christ. Further Reading:Counting It All Joy Even Through the Hard Stuff Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
My partner doesn't feel loved—Dr. Alexandra Stockwell explores why this happens and how to help him feel emotionally seen and cared for without losing yourself in the process. Dr. Alexandra offers a calm, grounded path toward rebuilding desire, understanding, and connection. Give your marriage the gift of deeper connection this holiday season.
Roger Knecht is joined by Marie Torossian, founder of The Profit Lab, to discuss strategies for accounting professionals to grow successful businesses on the latest episode of Building the Premier Accounting Firm. They cover topics from differentiating services like CFO advisory and coaching to attracting high-value clients with strong growth mindsets, emphasizing the importance of clear communication and accountability. In This Episode: 00:00 Introduction and Torossian's Background 02:08 Path to Entrepreneurship 05:30 Profit Lab's Genesis and Separation 09:14 Coaching, Advisory, and Consulting Defined 14:29 Setting Clear Client Expectations 19:43 Attracting High-Value Clients and KPIs 25:35 Building Credibility and Explaining Value 31:00 Uncovering Client Blind Spots and Personal Impact 38:16 Applying Financial Insights and Entrepreneurial Freedom 43:19 Gratitude, Resources, and Call to Action 49:03 Becoming a Profit and Growth Expert Key Takeaways: Differentiate accounting services (bookkeeping, tax, CFO, advisory, coaching) to set clear client expectations. Attract high-value clients by seeking those with a growth mindset who see value in financial insights. Implement 10X strategies and sales processes to improve client onboarding and reduce confusion. Leverage non-financial KPIs, such as leads and marketing channels, to provide holistic business guidance. Cultivate omnipresence through consistent content and testimonials to build trust and credibility. Featured Quotes: "I didn't know accounting was actually a class." — Marie Torossian "Our industry needs all of this information. I want to be a coach and I want to bring all of the 10X strategies, money mindset, all the marketing, sales, and really help our community of accountants, bookkeepers, and CPAs." — Marie Torossian "Coaching brings the accountability." — Roger Knecht Behind the Story: Marie's background began with practical experience in her father's businesses, leading her to discover accounting as a profession. Her career evolved from audit and corporate CFO roles to launching her accounting firm and eventually The Profit Lab, a coaching business. She emphasizes the importance of clear service definitions, strategic marketing, and understanding client psychology for sustained growth and personal fulfillment. Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here. Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth. Offers: Get a complete assessment and a 30min review of the assessment of your money mindset, marketing and sales skillset: profitlab.biz/10xassessment Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable. These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: "Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds" – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. "in the BLACK, nine principles to make your business profitable" – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. "Your Strategic Accountant" - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. "Your Profit & Growth Expert" - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals. This is the proven process to start and build the premier accounting firm in your area. After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share. Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve. GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients. Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center. It's here you can become a: Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE Next, join a group of like-minded professionals within the accounting community. Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business. The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value. For Additional FREE Resources for accounting professionals check out this collection HERE! Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss. Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe. Also, let us know what you think of the podcast and please share any suggestions you may have. We look forward to your input: Podcast Feedback For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777
My partner doesn't feel loved—Dr. Alexandra Stockwell explores why this happens and how to help him feel emotionally seen and cared for without losing yourself in the process. Dr. Alexandra offers a calm, grounded path toward rebuilding desire, understanding, and connection. Give your marriage the gift of deeper connection this holiday season.
Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://greatness.lnk.to/1435Javier "Chicharito" Hernández begins by discussing the importance of self-belief and how it has played a significant role in his own journey. He shares personal stories of overcoming challenges, setbacks, and self-doubt, emphasizing the power of maintaining a positive mindset and unwavering confidence in the face of adversity.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Joseph A. Milan, Ph.D., about the core philosophy or mindset for risk managers, the definition of acceptable risk, and how acceptable risk changes, depending on the organization's culture, strategy, or industry. Joseph shares his view on common mistakes and how biases can lead to gut decisions that are the least effective solutions. Justin and Joseph discuss Joseph's upcoming two-day virtual seminar, "Facilitating Risk-Based Decision Making", on March 4th and 5th, and how participants should prepare for it. Finally, Joseph shares closing thoughts for those in one-person risk departments. Listen for thoughts on how to keep the gut reaction out of decision-making. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is Joseph Milan, Ph.D. You know him from the RIMS CRMP Insights Series. [:40] As one of our virtual instructors, he's here to discuss his own risk philosophies ahead of the RIMS Virtual Workshop on March 4th and 5th. He'll be leading "Facilitating Risk-Based Decision Making". But first… [:54] RIMS-CRMP and Some Exam Prep Courses. The next virtual prep course will be held on January 14th and 15th, 2026. These are virtual courses. Links to these courses can be found through the Certification page of RIMS.org and through this episode's show notes. [1:12] RIMS Virtual Workshops are coming up. On January 21st and 22nd, Chris Hansen returns to deliver the course, "Managing Worker Compensation, Employer's Liability and Employment Practices in the US". [1:26] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:38] RIMS members always enjoy deep discounts on the virtual workshops. [1:48] The RIMS-CRO Certificate Program in Advanced Enterprise Risk Management is hosted by the famous James Lam. This is a live virtual program that helps elevate your expertise and career in ERM. [2:00] You can enroll now for the next cohort, which will be held over 12 weeks from January to March of 2026. Registration closes on January 5th. Or Spring ahead and register for the cohort that will be held from April to June, 2026. Registration closes on April 6th. [2:20] Links to registration and enrollment are in this episode's show notes. [2:25] On with the show! Today, we will discuss facilitating risk-based decision-making with our friend Joseph Milan, Ph.D. He is the Principal at J.A. Milan & Associates and is also an Adjunct Professor at the University of Colorado. [2:43] He is a RIMS CRMP Commissioner. You get a lot of his insights from the RIMS CRMP Insights Series. A link is in this episode's show notes. In this dialog, we will get a preview of his upcoming workshop, "Facilitating Risk-Based Decision Making", on March 4th and 5th. [3:02] But we're really going to get into Joe's risk philosophies, which are the sorts of things the RIMScast audience can use as they develop their careers and as they move into higher positions, ascend the corporate ladder, or become a department of one. [3:20] Interview! I've known him for years, and I'm so glad to finally be saying… [3:22] Joseph Milan, welcome to RIMScast! [3:41] Justin notes that he and Joseph have recorded so many things through the years, but not RIMScast. Joseph says it's great to be back with Justin, and on this medium, and he looks forward to sharing more information with Justin and all the RIMS members. [4:21] Joseph shares his RIMS history. It started in the olden times of 2005 when he got involved in a committee Carol Fox set up, called at the time the ERM Development Committee, now known as the RIMS Strategic and Enterprise Risk Management Council. [4:46] Then Joseph started helping with curriculum development and in-person professional development, before COVID. [4:58] After COVID, Joseph has been involved not only in delivering seminars but, as a commission member for the RIMS-CRMP, helped develop that curriculum and governance structure. Joseph has been involved with RIMS in different ways over the years. [5:12] There's a good chance that someone listening to this podcast will think, Hey, I know that guy! I recognize that voice! [5:26] Joseph is an Adjunct Professor at the University of Colorado, Denver. He's been active in the Risk Consulting Space since 2008, doing projects that range from simple commercial insurance placements to complex ERM implementations. He brings a unique perspective. [6:02] Joseph teaches at the University of Colorado Business School. He helped develop a course on Enterprise Risk Management. ERM is truly becoming a mature discipline. Joseph thinks RIMS is establishing a global presence for ERM. Justin credits Joseph, in part, for that. [7:05] When Justin saw that Joseph was going to host a two-day workshop, March 5th and 6th, "Facilitating Risk-Based Decision Making", he said, Let's get Joe on the show and end 2025 with a great interview with him. [7:38] Joseph says the course is, in many ways, the pinnacle of risk management as a discipline. If we think about the domains and components of the RIMS-CRMP, the fifth domain within the CRMP is about supporting risk-based decision-making. [8:06] This is a two-day seminar that takes a deep dive into that space. Joseph says it's the most fun, advanced, and interactive. It's the task that requires the best blend between the technical and the so-called soft skills. It's really exciting. Joseph is looking forward to it. [8:28] Joseph hopes a lot of the audience listening to this podcast will take enough of an interest to spend the 14 or 15 hours — it seems like a lot, but it goes fast! There are breaks. [8:52] When Joseph leads a course, he takes questions live. His approach is dynamic and flexible in terms of making sure that people get what they expect from the seminar. [9:05] Joseph says crunching numbers is super important. The assumption for this seminar is that these are advanced practitioners who can do number crunching or hire somebody to do it. The number crunching is important because it sets the foundation for control limits. [9:23] Number crunching sets the foundation for being able to answer questions about risk philosophy. [9:34] Core philosophy is risk philosophy. Risk philosophy comes from definitions of risk appetite and risk tolerance, and being able to operationalize those definitions in simple statements, in plain language, tied to the control limits that come from the number crunching. [10:00] With a good amount of work, within any organization, a risk professional and a team of people dedicated to risk and ERM should be able to put those definitions into action. [10:31] In the context of an advanced risk management or ERM seminar, when we talk about risk, it's always also about opportunity. [10:46] The simplest definition of acceptable risk is that which fits within the risk philosophy of the organization, within risk appetite and risk tolerance, and supports the organization in terms of its pursuit of objectives. [11:04] It's almost always about higher profitability, more money in for-profit companies. Non-profit companies describe it differently. Maybe it's focusing on providing more service, which is a proxy for getting more money. [11:19] It's about remaining a going concern and achieving goals. That's the simple definition: fitting within risk appetite and risk tolerance. [11:52] Joseph says it's constantly about finding balance. It's not just about the most influential senior leader, the risk leader, or the ERM leader. [12:05] It's also about the risk owners within the organization and how they fit into the strategic direction of the organization: growth vs. stability. Maybe it's an organization in distress and is focusing on retrenchment and building up a balance sheet to be able to redirect itself. [12:27] It's in that space that a lot of times, there is an unintentional lack of organizational risk competency. That can contribute to not just conflict, but also misunderstandings about what's acceptable, in terms of taking on risk in pursuit of objectives. [12:49] Communication is something we focus on in the seminar "Facilitating Risk-Based Decision Making" quite a bit. [12:58] It is in the soft space of actively listening and identifying triggers in terms of perception of risk that have a huge impact on the decisions that an organization takes in risk and opportunity. It is challenging and time-consuming, but done correctly, it's super worthwhile! [13:27] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. Booth sales are open now! [13:49] General registration and speaker registration are also open right now! Marketplace and Hospitality badges will be available starting on March 3rd. Links are in this episode's show notes. [14:04] Let's Return to Our Interview with Joseph Milan! [14:14] Joseph Milan will be hosting a workshop, "Facilitating Risk-Based Decision Making", on March 4th and 5th. Registration closes March 3rd. Justin says there is nobody better than Joseph to host this RIMS workshop. Joseph has a wide range of experience. [15:14] A risk practitioner may focus more on the traditional space, insurance. Joseph says ERM will not supersede traditional risk management. [16:06] A common mistake is that risk practitioners tend to get distracted by what they think are big numbers, but which pale in comparison to the big picture on the balance sheet. [16:36] A good solution to that mistake is to find influential people in the organization who are plugged into financial planning, analysis, and budgeting, with a long connection to the organization, to help put things in perspective and answer questions about acceptable risk. [17:09] Does it fit within the organization's risk appetite and tolerance? Answering those questions quantitatively can be fairly easy in terms of doing analysis and providing conclusions about expected total losses, frequency, and severity. [17:33] The more important question is, is that acceptable, and does it fit within what executive leadership expects in terms of the stability of the financial performance of the company? [17:44] The mistake is in overemphasizing or overestimating the importance of certain quantitative components of a risk program that oftentimes might not be that important. Conversely, there might be something much less visible that needs more attention. [18:12] You have to know your audience, and you need to know what their emotions are, what motivates them, and what might trigger them. It's a bad idea to follow your gut, but it happens all the time. One of the main reasons it happens is because of emotion. [18:44] If you see weird, irrational things happening, often, it ties back to a personal experience that the President, CEO, or CFO had many years ago. You might have an operator who went through Hurricane Katrina and is super sensitive to that type of hazard risk. [19:11] Justin shares the impact Hurricane Sandy had on his home and on his parents' home, which was destroyed. The flooding gutted the area. Looking back, Justin will always have NatCat insurance. Justin is still traumatized by it. [19:53] Joseph emphasizes communication and knowing your audience. An organization may want to do ERM or take its insurance program to the next level. Some spaces trigger reactions and emotions. [20:31] It takes time to figure out an unwritten organizational culture. [21:18] Strategy impacts the perception of risk, what's acceptable in terms of risk, and what the upper and lower control limits are. Where does strategy come from? Joseph says strategy comes from vision, mission, and execution. [21:42] Strategy comes from various places. It could be external market forces. It could be the result of a merger or an acquisition, or a series of mergers and acquisitions. The executive leadership team may have to look around and ask themselves, Who are we? What are we doing? [22:08] The first company that hired Justin, in 20 years, has been acquired twice, and people who had been lifers are being shown the door. [22:46] Joseph says, In M&A, there is a huge impact on morale. Without a clear communication plan, backed up by action, things can get inefficient and expensive very quickly. [23:17] A Final Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [23:36] Spencer awards undergraduate, graduate, Ph.D., and Pre-Instructor of Practice Scholarships to students enrolled at an accredited college or university in the U.S. and Canada, and physically studying in either location. No remote coursework eligibility from other locations. [23:53] Including part-time, graduate scholarships to risk management and insurance professionals continuing their education. [23:58] Since 1980, Spencer has invested more than $11.1 million in the scholarship program with awards to over 1,700 students. More than 85% of Spencer's scholarship recipients remain in the industry to this day. [24:15] They've got undergraduate scholarships, full-time Master's scholarships, part-time Master's scholarships, pre-dissertation Ph.D. candidates, doctoral candidates, and pre-instructor of practice scholarships all open now. The application deadline is January 31st, 2026. [24:36] Visit SpencerEd.org/scholarships. You'll find the different application buttons. See the link in this episode's show notes for more information, giving you some extra homework to do over the holiday break, if you are taking a holiday break!. [24:53] Let's Return to the Conclusion of My Interview with Joseph Milan! [25:01] Justin had Jim Swanke as a guest on International Podcast Day, from the University of Wisconsin, Madison's Wisconsin School of Business. He mentioned he has a real passion for being an educator for risk management students. [25:25] Jim Swanke encourages students to lean into technology and AI as a proofreader and a time-saving tool, to help go through contracts, claims, and things like that. That was on the captive insurance side. [25:50] Justin asks Joseph for his take on AI. Joseph encourages students to go all in on it. It's the future. It is not going away. [26:04] Joseph's clients are asking him about AI because they're looking for opportunities to increase efficiency. Is there a way we can reduce the time it takes to do "fill in the blank"? [26:17] When you look at the top risk management information systems, the first and second place, Origami and Riskonnect, are spending a lot of time and money looking for any opportunity to leverage AI to make the broader risk management process more efficient. [26:42] Joseph gives the example of analytics. It takes a couple of seconds to do a multiple linear regression analysis. The hard part is collecting the data to support the analysis. If you can leverage AI to collect, clean, and organize data, that is something you should do, with caution. [27:09] We know that large language models tend to occasionally hallucinate. To have a non-sentient black box to have a hallucination as it's cleaning your data for analysis is a little bit of a scary thing. Fortunately, we humans are still around to check these machines. [27:33] Joseph says the shortest answer is that AI is not going away. It needs to be embraced carefully. The process fundamentals that we have been thinking about, doing, and teaching about for years are the same. They will not change. [28:03] Joseph will be leading the "Facilitating Risk-Based Decision Making" virtual workshop for RIMS on March 4th and 5th. It's a two-day course with six or more hours each day. [28:32] Joseph says it's a seminar that focuses on the advanced implementation of risk solutions. We will not be doing calculations, analytics, or analysis. [28:50] We're assuming that everyone is showing up with a deep and broad understanding of not only definitions of potential risk and opportunity, but also a solid foundation in the analytical space. [29:02] This is more about thinking about how bias influences individual, group, and social perceptions and recommendations, in terms of risk. [29:17] Participants should bring an open mind and an understanding of the importance of soft skills in the space of supporting risk-based decisions. [29:31] Some of the listeners may already have read this book, but Joseph recommends it again, Thinking, Fast and Slow, by Daniel Kahneman. It is the foundation for the seminar. [29:43] Joseph says, the book takes a deep dive into the "caveman" forces that influence intuitive, gut-reaction decisions, and how gut reactions can be a very unhelpful approach for the systematic, slower decisions that need to be made regarding complex risk. [30:09] Joseph recommends reading the book. He says it will provide you with a much better foundation for the seminar, and it's a book you will keep going back to throughout your career. [30:23] Justin says, It's been such a pleasure to see you again. I've got links to the RIMS-CRMP Insights Series that you did for us. There is plenty of Joseph Milan content here on RIMS.org. [30:50] Joseph's last words for listeners: The first message is to be committed to the hard work that goes into cleaning, organizing, and setting the stage. It's part of being a good risk manager. [31:52] Beyond that, a lot of what we talk about in the ERM space has to do with leveraging existing resources and breaking down silos. Find influential, knowledgeable people in your organization who can help with different cultural components and a lot of the tactical things. [32:14] They might be able to help you find shortcuts as you take on different implementations and initiatives within the risk space within your company. [32:30] Justin says, I look forward to seeing you again, in 2026, virtually, and/or in person. Thank you so much for all your time and for being so generous with your knowledge. [32:46] Special thanks again to Joseph Milan for joining us here on RIMScast. His virtual workshop is "Facilitating Risk-Based Decision Making". Enrollment closes on March 3rd for the two-day course, which will be held on March 4th and 5th. A link is in this episode's show notes. [33:07] Joseph will also lead the Pre-RISKWORLD two-day workshop, "Captives as an Alternate Risk Financing Technique," on-site in Philadelphia on May 2nd and 3rd, 2026. We will provide a registration link when it's available. Mark your calendar and learn from one of the best! [33:28] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [33:56] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [34:13] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [34:30] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [34:46] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:00] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [35:11] Practice good risk management, stay safe, and thank you again for your continuous support! Links: "Facilitating Risk-Based Decision Making" | Virtual Workshop | March 4‒5, 2026 RIMS-CRO Certificate Program in Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Series Featuring Joe Milan! RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now Spencer Educational Foundation Scholarships | Submission Deadline Jan. 31, 2026 RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam PrepJanuary 14‒15, 2026, 9:00 am‒4:00 pm EST, Virtual Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops "Managing Worker Compensation, Employer's Liability and Employment Practices in the US" | Jan. 21‒22, 2026 Upcoming RIMS Webinars: RIMS.org/Webinars Related RIMScast Episodes: "James Lam on ERM, Strategy, and the Modern CRO" "The Evolving Role of the Risk Analyst" "Presilience and Cognitive Biases with Dr. Gav Schneider and Shreen Williams" "Risk Rotation with Lori Flaherty and Bill Coller of Paychex" "Risk Quantification Through Value-Based Frameworks" Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Joseph A. Milan, Ph.D. Production and engineering provided by Podfly.
Checkout this great episode with the guys from Cultivate LV
Pastor Ian continues our teaching series, Advent.
one day you're watching barbie movies and stealing your mum's make up, and then one day you look in the mirror and there's a woman staring back at you… what kind of woman are you choosing to be? today I am talking the rituals I incorporate into my routine to ground into my feminine energy and what practices have helped me navigate the transition from girlhood to womanhood with grace. moving from naivety and innocence, to quiet confidence, depth and softness embodied with strength.
Those of us who played organized sports in school may remember a time when the race or game was not going well, and we just wanted to give up. For many of us, it was the shouts from the sidelines that kept us going. We could hear the coach shouting, “Keep going—you can do it!” In the same way the coach keeps the team going, Christ keeps us going and guides us home. We just have to learn to turn everything in our lives over to Him. In this message, Jill explains how we can learn to let God “coach” us and find contentment in every circumstance. To support this ministry financially, visit: https://www.oneplace.com/donate/508/29?v=20251111
It is everyone's favorite time it is a "hardsell" podcast week as we break down the idea behind "Cultivate" this Friday night and the implications it can have on AIW going forward.
Send us a textIn this episode, Marketing Coordinator Cassie Johnson sits down with Loan Officers Ben VanHook and Olivia Randolph to explore the programs Ag Credit offers to Young, Beginning, and Small producers across Central Kentucky. They dive into resources like AgStart, Cultivate, Annie's Project, and AgBizInfo.com—each designed to support producers in strengthening their financial knowledge, understanding insurance options, planning farm transitions, caring for their well-being, and much more. Tune in to learn how these programs can help set the next generation of agricultural leaders up for success.Central Kentucky Ag CreditAgStartAnnie's ProjectCultivateAgBiz Info
Those of us who played organized sports in school may remember a time when the race or game was not going well, and we just wanted to give up. For many of us, it was the shouts from the sidelines that kept us going. We could hear the coach shouting, “Keep going—you can do it!” In the same way the coach keeps the team going, Christ keeps us going and guides us home. We just have to learn to turn everything in our lives over to Him. In this message, Jill explains how we can learn to let God “coach” us and find contentment in every circumstance. To support this ministry financially, visit: https://www.oneplace.com/donate/508/29?v=20251111
The January divorce spike shows how disconnected couples can feel during and after the holidays, but it doesn't have to be that way! In this episode, you'll learn how clear expectations, thoughtful communication, and shared intentions will keep your marriage steady, loving, and deeply connected—despite holiday stressors. Give your marriage the gift of deeper connection this holiday season.
What does it take to build a life that withstands the storms? This exploration of Proverbs 14 takes us deep into the architecture of a godly life, revealing that everything begins with the foundation we lay. Just as a construction crew wouldn't dream of placing a building on unstable ground, we cannot expect our lives to flourish without first establishing ourselves on four critical foundations: reverence, wisdom, stability, and character. The opening verse presents us with the image of a wise woman building her house—a powerful metaphor for how we construct our entire existence. When we fear the Lord with deep respect and reverence, we're not cowering in terror but standing in awe of His majesty, much like children who have a healthy respect for loving parents. This fear becomes the bedrock upon which everything else is built. The message challenges us to move beyond impulsive living toward discernment, to establish consistent rhythms in our spiritual lives rather than chasing perfection, and to recognize that our character—how we treat the McDonald's employee during a frustrating wait or how we speak to our neighbor—matters eternally. The truth is, more is caught than taught. Our lives become living testimonies, and when we root ourselves deeply in God's Word, we create a foundation that cannot be shaken, even when the winds blow and the floods come.**Sermon Notes: Building a Foundation (Proverbs 14)****Detailed Notes:**1. **Introduction to Proverbs 14:** - The speaker notes a shift in Proverbs' structure and approach to this chapter. - A thematic exploration of Proverbs 14, focusing on building a foundation.2. **Four Foundations:** - **Reverence:** - Defined as a deep respect/fear of the Lord. - Wisdom and reverence set as crucial for a strong spiritual foundation. - Proverbs 14:1-2 discusses the wise woman building her house with reverence. - Verses 26-27 highlight the benefits of revering God (confidence and refuge). - **Wisdom:** - Emphasizes discernment over impulses. - Wisdom involves prudent decision-making (Proverbs 14:8, 15). - A caution against following worldly wisdom rather than God's wisdom. - **Stability:** - Importance of a stable foundation likened to Matthew 7's parable of building on a rock. - Proverbs 14:11 contrasts the house of the wicked with the tent of the upright. - Encourage development of healthy rhythms and consistency in spiritual practices. - **Character:** - Focus on speech, compassion, and peacefulness (Proverbs 14:3, 21, 30). - Character impacts how we treat others and respond to life situations.3. **Summary of Proverbs 14:** - A reader's perspective after detailed examination: listen through the lens of building a strong foundation. - Establishing life on God's word forms a foundation that influences personal life and those around you.**Practical Applications:**1. **Reverence:** - Cultivate a daily practice of reflecting on God's greatness to foster a respectful fear and deepen your spiritual foundation.2. **Wisdom:** - Practice discerning choices by consulting scripture and seeking godly counsel before making significant decisions.3. **Stability:** - Establish consistent spiritual habits, such as daily devotionals or attending church, to create a stable foundation.4. **Character:** - Be intentional about speaking truthfully and acting compassionately, reflecting Christ-like behavior in your daily interactions.**Discussion Questions:**1. **Reflection on Reverence:** - How do you currently demonstrate a fear of the Lord in your daily life? In what areas can this be deepened?2. **Gaining Wisdom:** - Can you share an instance where discernment triumphed over impulse in your life? What was the outcome?3. **Building Stability:** - What are some spiritual rhythms you have established or plan to establish to ensure stability in your faith?4. **Character Development:** - In what ways can you improve how you represent your character at work, home, or community, ensuring it aligns with your faith?This structured approach (detailed notes, practical applications, and discussion questions) keeps the message focused while encouraging reflection and action.
The Power of Awakening by Dr. Wayne W. Dyer, beloved spiritual teacher who used to say, "This is not about self-help. It's about self-realization, which is way beyond self-help." offers spiritual tools to transcend your current circumstances and old patterns in order to reach true fulfillment. Wayne will help you understand what an illusion much of life is, so you can see the big picture and spark deep transformation (that is, "the ability to go beyond your form"), resulting in peace and harmony in all areas of your life. Mindfulness Practices and Spiritual Tools to Transform Your Life0:00 Intro1:14 WELCOME, in this video we...2:23 Waking and Dreaming levels of consciousness3:48 The Highest form of Intelligence you can get to is5:00 The PATH to understanding the BIG PICTURE is8:14 As you become more forgiving...8:54 KEY 1 - Banish the Doubt10:28 KEY 2 - Cultivate the Witness11:45 KEY 3 - Shut Down the Inner Dialog13:23 KEY 4 Tame the ego16:03 How do we get to World Peace?17:36 An interesting Visualization Study19:30 How do you use your present moment?19:55 As you go into the Meditative State you...20:48 This is more then "self-help"!22:18 AND..."The Power of Awakening" by Dr. Wayne W. Dyer - Book PReviewBook of the Week - BOTW - Season 8 Book 49Buy the book on Amazon https://amzn.to/3KsfXzsGET IT. READ :)#spirituality #awakening #enlightenment FIND OUT which HUMAN NEED is driving all of your behaviorhttp://6-human-needs.sfwalker.com/Human Needs Psychology + Emotional Intelligence + Universal Laws of Nature = MASTER OF LIFE AWARENESShttps://www.sfwalker.com/master-life-awareness
This question is a great one for both reflection and planning if you are up to that at this time of the year.It's supportive when looking at the big picture view - whose kind of world does my business cultivate. And when looking at smaller day to day decisions - whose kind of world does it cultivate if I say yes/no?The world we have, the culture we are swimming in, doesn't just happen 'over there' or 'by them'. How you show up matters. Yes, at the bigger picture view AND also in your day to day life. How you show up is exactly what cultivates that life.So, whose world (or life) are you cultivating?Let's dive in.Show notes, links, mentions & transcripts dietitianvalues.com/podcastContinue the conversation on Instagram @dietitianvalues
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Andréia Stephenson, BSc SIRM, Enterprise Risk Analyst at London Metal Exchange, about her shift from a Bachelor of Science in biology to a risk analyst and risk professional. Andréia speaks of her passion for data and the importance of communicating at all levels of your organization. She regards working for different organizations with good leaders as a way to learn risk frameworks and gain foundational knowledge. She shares views on how risk analysts can influence risk culture. She also tells how she uses AI as an assistant. Listen for thoughts on building a risk-aware culture by asking leaders the right questions. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest today is Andréia Stephenson, BSc SIRM, Enterprise Risk Analyst at London Metal Exchange. She will discuss her career and the evolving role of the Risk Analyst. But first… [:43] RIMS-CRMP and Some Exam Prep Courses. From December 15 through the 18th, CBCP and RIMS will present the RIMS-CRMP Exam Prep Boot Camp. [:53] Another virtual course will be held on January 14th and 15th, 2026. These are virtual courses. Links to these courses can be found through the Certification page of RIMS.org and through this episode's show notes. [1:07] During the interview with Andréia, you will hear her reference the RIMS CRO Certificate Program in Advanced Enterprise Risk Management, which is hosted by the famous James Lam. Andréia is an alum of the program. [1:23] You can enroll now for the next cohort, which will be held over 12 weeks, from January through March of 2026. Registration closes on January 5th. Or Spring ahead and register for the cohort held from April through June of 2026. Registration closes on April 6th. [1:39] Links to registration and enrollment are in this episode's show notes. [1:46] Justin shares that RIMS suffered a tremendous loss in December. Chief Membership Experience Officer, Leslie Whittet, with RIMS for almost three years, tragically passed away due to injuries she sustained in an accident. She was walking her dog when she was struck by a truck. [2:18] Some of the RIMS staff, including CEO Gary LaBranche, knew Leslie from years prior. We are all shocked and saddened. Leslie was a remarkable association leader with 30 years of experience. [2:33] Gary LaBranche had the privilege of working alongside Leslie Whittet at the Association for Corporate Growth for nine years. For the last three years, Justin has had the pleasure of working with her at various RIMS events and seeing her weekly on our remote calls. [2:50] Leslie was always a source of positivity, inspiration, and creativity. She was just a wonderful person who will be deeply missed. Her memory is certainly a blessing. [3:03] RIMS will celebrate her memory at the Chapter Leadership Forum in Orlando in January. If you have any questions, please contact Josh Salter, jsalter@RIMS.org. Tributes are pouring in on LinkedIn and various networking groups. [3:22] If you have memories and photos you'd like to share, we encourage you to do so to honor her memory. [3:29] It wasn't easy to speak these words or read them, so I want to take a brief moment of silence to honor Leslie before we go any further. [3:44] On with the show! Our guest today is Andréia Stephenson. She comes to us all the way from London, where she's an Enterprise Risk Analyst for the London Metal Exchange. [3:57] You may know her a little bit from some promotional videos we've done on social media, promoting the James Lam CRO Certificate Course. In getting to know her, I was struck by how enthusiastic she was about her role as a Risk Analyst for years. [4:14] Many risk professionals begin as risk analysts; others, like Andréia, can make a thriving career of it. She's here to share some tips on how to do that, where ERM fits into the mix, and where she believes the role of the risk analyst will be going in the near future. Let's get started… [4:36] Interview! Andréia Stephenson, welcome to RIMScast! [4:47] Andréia may sound familiar to you because she did a testimonial on LinkedIn for RIMS for the James Lam CRO Certificate course. Justin says she was great to work with. That's how she and Justin met, and that's why she's here. [5:19] Justin notes that his voice is lower from "shouting" during the ERM Conference. Andréia looks forward to the RIMS ERM Conference 2026. [6:09] Andréia shares an overview of her career. She started at O.R.X., an operational risk data exchange association, where she learned all the principles of risk management. It gave her a strong background in operational risk. [6:36] From there, she went to London to go into a second-line risk management function as an analyst at a wealth management investment firm, then she went to a small investment bank, then to another wealth management firm, and now, to the London Metal Exchange. [7:00] They were all analyst roles, primarily operational risk, but also enterprise risk management. Risk has been part of her life for the last 10 years. The foundation was set by O.R.X. She holds the company close to her heart. [7:28] Andréia loves data. It's incredibly important for driving analysis. She says any analyst who doesn't love data is not an analyst! Data structure and data quality are very important for risk analysis, or any analysis. You need to love data to be able to do good risk management. [8:13] Andréia says that working in different organizations is important for risk management. It helps you connect the dots between the components of a risk management framework. [8:28] When Andréia started at O.R.X., she understood all the components, but she didn't join the dots until she went into the industry, hands-on, in the deep end, trying to figure out an RCSA, a KRI, or a KPI. Then, all the components of risk management started to make a bit more sense. [8:53] Andréia has always been fortunate to have worked with several exceptional leaders, each of whom had a kind of superpower in risk management that influenced her approach and understanding of risk. [9:07] Andréia's first manager at O.R.X. was tough and meticulous. She had a deep understanding of corporate governance and the boundaries between the risk types: strategic, financial, and non-financial. [9:22] At the time, Andréia didn't really appreciate how valuable the discipline was. She didn't understand yet. In hindsight, it gave her a strong foundation. Another CRO she worked with taught her the importance of communication in risk. [9:46] Aside from his technical ability, he understood stakeholder management at every level of the organization and how to translate the risk concepts for different audiences and build alignment. [10:00] Then she had a head of risk who was incredible with data, with an exceptional ability to quantify risk using analytics and evidence. Having a science degree, numbers were not Andréia's strongest area, but working with someone who pushed her helped her to become stronger. [10:25] Andréia thinks that working in risk in different organizations can help you build those thoughts. [10:32] Andréia has a Bachelor of Science degree in biology from the University of Bath in England. She's happy she decided not to pursue biology and took the risk road, instead. [10:55] Justin tells of recently having Kellee Ann Richards-St. Clair on the show. She's on the RIMS Strategic and Enterprise Risk Management Council. Kellee Ann started in Chemistry.l She moved into Energy and Power and became the de facto ERM Manager for her organization. [11:15] Kellee Ann and Andréia channelled other areas of knowledge to apply them to risk. For Andréia, the statistical side of biology has been helpful in risk management. James Lam states in his CRO Certificate program that risk is probability and statistics. Risk management isn't easy. [12:19] Andréia believes that legacy tools and practices fall short when they are disconnected from the organization's purpose, vision, mission, and strategic objectives. GRC systems have different modules: an RCSA module, a budding issue module, and an incident module. [12:49] Andréia hasn't seen a system that can connect the dots well. Risk practitioners don't always know how to connect the dots, either. An RCSA becomes isolated from the risk itself because people don't understand the context of those risks. [13:17] Working with business senior leaders to understand the context of your organization will help you to provide more valuable use of those tools and practices. [13:32] Andréia explains RCSA. It stands for Risk and Control Self-Assessment. It's a thought process. You sit down to understand what's most important to you, how much you care about it, and what you have in place to protect what's most important to you. [13:55] Andréia says the way we try to document that thought process is quite heavy. The industry requires that process to be complicated. Andréia recommends simplifying it. [14:20] To simplify it, have a process that's more sensible. The industry requires you to do assessments for inherent risk and residual risk. First, determine if a risk is important to you. If it's not important, why are you assessing it? [15:09] Andréia thinks the industry makes it difficult by requiring organizations to assess risks in a certain way, when it doesn't actually make sense. Managers have to have the courage to say it doesn't make sense for the organization, let's try a simpler approach. [15:34] Andréia uses screens, but sometimes pen and paper will do. Having that brainstorming session with the business really helps in trying to understand the purpose of what you do for your organization and where you fit in the strategic purpose of the firm. [15:51] What is most important to you, as opposed to thinking of everything that could go wrong? Risk is not only about negative outcomes but also about opportunities. [16:09] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. Booth sales are open now! [16:31] General registration and speaker registration are also open right now! Marketplace and Hospitality badges will be available starting on March 3rd. Links are in this episode's show notes. [16:44] Let's conclude our Interview with Andréia Stephenson! [17:14] Beyond documenting risk, Andréia thinks a risk analyst can shape an organization's risk-aware culture by asking questions. The quality of the questions they ask helps drive culture. [17:31] When an analyst consistently probes assumptions, highlights all the inconsistencies they find, or asks what this means in practice, that behavior encourages others to think more critically about risk and about what they are doing. [17:50] Good questions change behaviors. They prompt people to pause and reflect rather than to operate in autopilot, which we all sometimes do. [18:04] Andréia says analysts can contribute by making risk information simpler, clearer, and more accessible, looking for ways to simplify their reports and focusing on the most important things, day-to-day, for their objectives, and having a less bureaucratic process. [18:41] Andréia suggests having the courage to speak up when processes don't make sense in the second line of defense to help as much as possible the first line. [18:51] Risk analysts can influence and change behavior by building truthful and meaningful relationships with people, caring about the business, listening to the business units, taking their feedback to heart, and helping them to change the difficulties they encounter in risk. [19:19] Andréia works in the second line of defense. She works with a lot of first-line business units. For them, it's a burden when the risk team, the CRO, or the processes change. The risk analyst needs to help them minimize that burden. It's important to be conscious of that. [19:57] Andréia says when she goes into a new organization, the first thing she does is to understand the current state. What risk practices do they have? How do they operate? After a month, she has figured out how the organization is and how they make decisions. [20:17] When she has a suggestion, Andréia puts herself on the line for it. More often than not, it has worked out positively because she had good managers who could listen to her ideas for improvement. [20:41] If something doesn't make sense, you have to be true to yourself and say this process is lengthy, or this document is enormous; let's try to simplify it. Never be afraid of providing views for improvements, so long as you have one and have thought about it. [21:16] Andréia believes in passion for what you do. You need to be passionate, and if you're not, find your passion. For Andréia, it has always been to be a professional analyst and risk professional. That passion, in turn, drives your curiosity. [21:40] Look for ways to improve and learn. Working hard is really important, even with AI. Working hard drives good results. Data literacy is very important. Understand the basic principles of data and the basic tools that allow you to do data analysis. [22:04] Think, pause, and reflect. What does that data mean? What do those patterns mean? [22:10] Andréia stresses communication. She says she's still working on her communication skills. She is very direct at work. Sometimes that directness can seem abrupt. If something doesn't make any sense, she will put her hand up and say, This doesn't make any sense! [22:41] Having the soft skill to be able to communicate at all levels of the organization is important. That will set an analyst apart. [23:33] Andréia says AI is everywhere. She uses AI all the time for work and for her personal life. In her experience, AI is most powerful as a sounding board, a thought partner, and a colleague. It helps you explore ideas, structure problems, and challenge assumptions. [24:07] The analyst is the one who provides context and judgment. AI can help you generate lots of possibilities, but it can't decide what makes sense for your organization or for you. A critical mindset is very important. [24:25] Analysts need to treat AI as an extension of their thinking process, not as a replacement for it. You are the Quality Control. You are always the one accountable for the output. AI doesn't understand your business, your culture, or your strategic priorities, but you do. [24:48] There's always the risk that if you rely on AI without applying your own insight, the output will sound sort of right but not add any value. It may be technically correct, but contextually useless. [25:12] If analysts don't know how to extract, refine, and apply what the tool gives them, it won't move the needle in a meaningful way. [25:21] Analysts should work in different places, understand what a good framework is, get certifications, work with risk professionals, work to think about problems you haven't come across before, use critical thinking, and use AI to help perform the mechanical parts of your job. [25:51] Always rely on your judgment, your relationships, and your understanding of the business you are in. [26:04] Justin shares that philosophy. He uses AI as a sounding board, to help him if he's stuck on an idea, to help him expand it. If he likes it, he'll go with it. He takes the output as a template and refines it. [26:31] Andréia says it's almost like having an assistant. If it gives you something different than what you asked for, you can restate your question. [26:41] Justin's daughter is getting into advanced math in middle school. He doesn't remember a lot of it. He's asked ChatGPT to help him come up with math questions for his daughter. It has been invaluable for that. [27:20] Andréia uses it for formulas in Excel. She says, You still have to know what you want. You can prompt it to help you remember how to do something. Justin says you need the foundational knowledge. [27:45] Andréia says foundational knowledge is what will set people apart in their profession, whatever profession it is. She would much rather know what she knows than have AI do something and not feel comfortable with it. The foundation is really important. [28:08] Special thanks again to Andréia Stephenson for joining us here on RIMScast! Keep an eye out for her on LinkedIn in those super cool CRO Certificate Program promotional videos. [28:21] Remember, we have two more cohorts coming up, one in January and one in April. Links are in this episode's show notes. [28:29] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [28:57] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [29:15] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [29:33] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [29:49] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [30:03] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [30:15] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RIMS-Certified Risk Management Professional (RIMS-CRMP) RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS ERM Special Edition 2025 RIMS Now RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 Statement on the passing of RIMS Chief Membership Experience Officer Leslie Whittet Upcoming RIMS-CRMP Prep Virtual Workshops: "CBCP & RIMS-CRMP Exam Prep Bootcamp: Business Continuity & Risk Management" December 15‒18, 2025, 8:30 am‒5:00 pm EST, Virtual RIMS-CRMP Exam PrepJanuary 14‒15, 2026, 9:00 am‒4:00 pm EST, Virtual Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops Upcoming RIMS Webinars: RIMS.org/Webinars Related RIMScast Episodes: "James Lam on ERM, Strategy, and the Modern CRO" "RIMS ERM Global Award of Distinction 2025 Winner Sadig Hajiyev — Recorded live from the RIMS ERM Conference in Seattle!" "Presilience and Cognitive Biases with Dr. Gav Schneider and Shreen Williams" "Risk Rotation with Lori Flaherty and Bill Coller of Paychex" "Energizing ERM with Kellee Ann Richards-St. Clair" "Talking ERM: From Geopolitical Whiplash to Leadership Buy-In" with Chrystina Howard of Hub "Tom Brandt on Growing Your Career and Organization with ERM" "Risk Quantification Through Value-Based Frameworks" Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Andréia Stephenson, BSc SIRM, Enterprise Risk Analyst, London Metal Exchange Production and engineering provided by Podfly.
Today's guest is Jaclyn Johnson, a serial entrepreneur, investor, and the founder of Cherub, a new platform reimagining how early-stage founders and investors connect. Before Cherub, Jaclyn built and exited Create & Cultivate, leading her to over $25M of exits and cementing her as one of the most influential builders in modern women's business culture.In this conversation, we get into the real stuff behind the highlight reel, from navigating divorce and dating in the middle of a very public career, to the unsexy realities of selling a company, starting again, and figuring out what you really want your life to look like on the other side. We also talk about how she thinks about modern entrepreneurship, where the creator and founder worlds are colliding, and why building a brand that actually means something has never been more important.
Laura King specializes in personalized coaching programs that combine hypnosis, NLP (Neuro-Linguistic Programming), and proven cognitive techniques to help clients to: Enhance mental resilience, focus, and confidence Overcome performance anxiety, fears, and self-doubt Improve habits, health, and overall well-being Strengthen motivation and consistency for long-term success , and Cultivate a positive mindset that drives personal and professional growth. Laura brings over 25 years of experience to the #OntheMark podcast and shares her 6 Keys to Awesome Golf. Moving Your Physical State from Tense to Relaxed Changing Inner Monologue from Negative to Empowering Moving Focus from Scattered to Optimal Changing Emotions from Apprehensive to Assured Improving Mentally from Terrified to Intrepid, and Changing Expectations from Awful to Awesome. This podcast is sure to change your thought-life and mindset to set you on a path to better, more consistent golf. Download or watch it on YouTube - search and subscribe to Mark Immelman.
• Do you ever feel so burdened, overwhelmed, or stressed that hope feels out of reach? And do you wonder how to help your teens hold onto hope when life feels heavy—for them and for you? Summary Paragraph: In this inspiring conversation, psychologist, author, and speaker Dr. Julia Garcia shares why hope isn't something you passively wait for—it's something you practice, one emotional habit at a time. Drawing from behavioral science, storytelling, and her own lived experience, Dr. Garcia reveals the five habits that help us navigate difficult emotions, interrupt cycles of overwhelm, and reconnect with a grounded sense of worth and possibility. She speaks directly to the silent struggles so many moms carry—the shame, pressure, worry, and emotional load that can eclipse hope—and offers a compassionate, practical roadmap for finding your way back to yourself. This episode will help you cultivate hope in your own life and model it for your teens, young adults, and entire family. Dr. Julia Garcia is a psychologist, author, and internationally recognized speaker dedicated to empowering people through the science of mental health and emotional wellbeing. For nearly twenty years, she has helped educators, students, business leaders, families, and individuals navigate fear, doubt, burnout, and hopelessness by building sustainable habits of healing. Her book, The Five Habits of Hope, blends neuroscience, emotional practice, and real-life stories from people around the world to show that hope is not merely a feeling—it's a daily discipline. Whether through her TEDx talks, interactive workshops, or national presentations, Dr. Garcia's mission is to make the tools of hope accessible for everyone. Three Takeaways for Moms of Teens and Young Adults 1. Hope is a Practice, Not a Personality Trait You don't have to feel hopeful to begin cultivating hope. Each of the five habits—reflection, risk-taking, release, receiving, and repurposing—creates a pathway back to emotional regulation, self-worth, and grounded optimism. 2. Your Feelings Don't Make You Weak—They Make You Real Emotions leads to overwhelm, burnout, and disconnection. Naming what you're struggling with, taking emotional risks, and receiving support strengthens your resilience and helps your teen see that emotional honesty is part of wellbeing. 3. Your Kids Need to See Who You Are, Not Just What You Do When your teens witness you engaging in passion, joy, creativity, rest, advocacy, and purpose—not just managing logistics and meeting expectations. Repurposing your emotions into something meaningful teaches them that hard things can lead to beautiful outcomes. Learn More at: https://www.drjuliagarcia.com/habitsofhope/ Follow on Instagram: https://www.instagram.com/drjuliagarcia/ Learn more about your ad choices. Visit megaphone.fm/adchoices
A Dafa practitioner in Heilongjiang Province shares his thoughts and observations of how young practitioners are doing in their cultivation in this critical time. Some have strayed from the rich cultivation environment they had when they were younger, others are demonstrating a deep understanding of the {{Fa}} and a commitment to the responsibilities of {{Fa}} rectification Dafa disciples. This and other experience-sharing from the Minghui website.Original Articles:1. Young Dafa Practitioners — Cherish the Opportunity of Cultivation2. Introducing Falun Dafa on a Cruise3. I Finally Learned How to Cultivate and Eliminate My Attachments To provide feedback on this podcast, please email us at feedback@minghuiradio.org
Cultivate a deeper sense of compassion with Brad Yates' EFT tapping podcast, supporting you in embodying kindness toward yourself and others with greater ease and authenticity.
In this episode, we use gratitude-focused affirmations to reframe daily experiences. In this episode, we highlight how appreciation creates more emotional abundance.https://selfpause.com/app/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
2025-12-06 | DAILY UPDATES #072 | We continue our analysis of the National Security Strategy of the Trump regime, a document that claims to defend the West, by turning its guns on Europe. It's a malign document, that fleshes out Vance's speech at the 2025 Munich Security Forum. In that speech, Vance argued that Europe's principal danger came from erosion of democratic norms — especially censorship, suppression of dissent, and exclusion, widely interpreted as an attack on the structure of the European Union and its institutions. This NSS goes further and effectively declares that Europe's systems of governance are antithetical to America's interests. It's a mandate for malign interference, leans in to overtly support the far right and extremist groups, libertarian absolutists, oligarchical interests and is a mandate for regime change. ----------SOURCES: National Security Strategy of the United States of America, White House, December 2025 (PDF).https://www.whitehouse.gov/wp-content/uploads/2025/12/NSS-2025.pdfMichelle L. Price, “Trump's security strategy slams European allies and asserts US power in Western Hemisphere,” AP News / WFTV, 5 Dec 2025.https://apnews.com/article/trump-security-strategy-europe-russia-america-first-068488ca7e6d1c92ccaddd1649958218James Mackenzie, “US strategy document says Europe risks ‘civilisational erasure',” Reuters, 5 Dec 2025.https://www.reuters.com/business/finance/us-strategy-document-says-europe-risks-civilisational-erasure-2025-12-05/Gram Slattery & Humeyra Pamuk, “Exclusive: US sets 2027 deadline for Europe-led NATO defense, officials say,” Reuters, 5 Dec 2025.https://www.reuters.com/business/aerospace-defense/us-sets-2027-deadline-europe-led-nato-defense-officials-say-2025-12-05/Martin Fornusek, “New US strategy document takes hard line on Europe's ‘trajectory,' NATO enlargement,” Kyiv Independent, 5 Dec 2025.https://kyivindependent.com/new-us-strategy-document-takes-hard-line-on-europes-trajectory-nato-expansion/Jon Henley, “‘Cultivate resistance': policy paper lays bare Trump support for Europe's far right,” The Guardian, 5 Dec 2025.https://www.theguardian.com/us-news/2025/dec/05/civilisational-erasure-us-strategy-document-appears-to-echo-far-right-conspiracy-theories-about-europe----------SILICON CURTAIN FILM FUNDRAISERA project to make a documentary film in Ukraine, to raise awareness of Ukraine's struggle and in supporting a team running aid convoys to Ukraine's front-line towns.https://buymeacoffee.com/siliconcurtain/extras----------SILICON CURTAIN LIVE EVENTS - FUNDRAISER CAMPAIGN Events in 2025 - Advocacy for a Ukrainian victory with Silicon Curtainhttps://buymeacoffee.com/siliconcurtain/extrasOur events of the first half of the year in Lviv, Kyiv and Odesa were a huge success. Now we need to maintain this momentum, and change the tide towards a Ukrainian victory. The Silicon Curtain Roadshow is an ambitious campaign to run a minimum of 12 events in 2025, and potentially many more. Any support you can provide for the fundraising campaign would be gratefully appreciated. https://buymeacoffee.com/siliconcurtain/extras----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtain----------
End the struggle with food. This session helps you reprogram your mind for mindful eating, fostering an awareness of your body's needs and promoting a healthy relationship where food is nourishment, not a source of stress. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app: Apple Podcasts: https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129 Spotify: https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE And start your morning with Optimal Living Daily! Apple Podcasts: https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314 Spotify: https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4 Learn more about your ad choices. Visit megaphone.fm/adchoices
End the struggle with food. This session helps you reprogram your mind for mindful eating, fostering an awareness of your body's needs and promoting a healthy relationship where food is nourishment, not a source of stress. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app: Apple Podcasts: https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129 Spotify: https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE And start your morning with Optimal Living Daily! Apple Podcasts: https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314 Spotify: https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4 Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome to this episode where we explore "Vagabonding: An Uncommon Guide to the Art of Long-Term World Travel" by Rolf Potts. This groundbreaking book challenges conventional notions of travel and work, offering a philosophy for extended international adventure that doesn't require wealth—just a shift in mindset and priorities. Free Audiobook / PDF & Infographic / Show notes /
Pre-order my new book: https://amzn.to/4oZUgpa Some men complain to me about their women: “she takes and takes.” However, the real problem in the relationship is that he gives and gives. This is why he feels used. In this episode, I discuss how poor boundaries, emotional discomfort, and scarcity mentality all conspire to make men complicit in their own relational resentment. Cultivate abundance – and the optionality it passively generates – and you'll watch many of these issues disappear. Join my community: https://the-captains-quarters.mn.co Buy my book, "The Value of Others" Ebook: https://amzn.to/460uGrA Audiobook: https://amzn.to/3YfFwbx Paperback: https://amzn.to/3xQuIFK Book a paid consultation: https://oriontarabanpsyd.com/consultations Subscribe to my newsletter: https://oriontarabanpsyd.com Social Media TikTok: https://www.tiktok.com/@oriontaraban Facebook: https://facebook.com/profile.php?id=100090053889622 LinkedIn: https://www.linkedin.com/in/orion-taraban-070b45168/ Instagram: https://instagram.com/psyc.hacks Twitter: https://twitter.com/oriontaraban Website: https://oriontarabanpsyd.com Orion's Theme: https://www.youtube.com/watch?v=WrXBzQ2HDEQ Thinking of going to grad school? Check out STELLAR, my top-rated GRE self-study program based on the world's only empirically-validated test prep system. Use the code "PSYCH" for 10% off all membership plans: https://stellargre.com. Become a Stellar affiliate and earn a 10% commission for every membership purchased by a new student you conduct into the program: https://stellargre.tapfiliate.com. GRE Bites: https://www.youtube.com/@grebites4993 Become a Psychonaut and join PsycHack's member community: https://www.youtube.com/channel/UCSduXBjCHkLoo_y9ss2xzXw/join Sound mixing/editing by: valntinomusic.com Presented by Orion Taraban, Psy.D. PsycHacks provides viewers with a brief, thought-provoking video several days a week on a variety of psychological topics, inspired by his clinical practice. The intention is for the core idea contained within each video to inspire viewers to see something about themselves or their world in a slightly different light. The ultimate mission of the channel is to reduce the amount of unnecessary suffering in the world. #psychology #relationship #women
Hello my friend, and welcome to this powerful 10-minute grounding meditation designed to help you feel strong, build your inner confidence, and calm overthinking anxiety!In today's episode of Calming Anxiety, we will take a focused journey to connect you deeply with your foundation and core strength.This is your essential, non-negotiable time to let go of whatever you were just doing and settle into this moment.If you find your mind starting to race with worry or overthinking, this quick grounding technique will teach you how to simply notice those thoughts and gently, firmly bring your full attention back to your anchor point and the visualization of your deep, solid roots extending all the way to the core of the earth.You'll be guided to:Find a quiet place, either seated or lying down, where your back can be tall yet relaxed.Use your breath to release tension, worry, or restless energy down into the earth to be neutralized.Cultivate feelings of strength and resilience by internalizing affirmations like, "I am safe and grounded in this moment," and "I am confident in my ability to handle challenges".Use the stability of the earth to quiet the noise above, reinforcing the truth that you are stronger than your anxiety.Take this feeling of grounded strength with you as you move through the rest of the day. You are not just calm—you are powerful! This anchor is always here; you can return to it anytime, anywhere, in just a few mindful breaths.⏱️ Chapter Times00:00 - Welcome and Episode Intention00:19 - Finding Your Comfortable Anchor Position00:44 - Deep Cleansing Breaths to Let Go01:33 - Connecting with Your Physical Anchor Point02:06 - Visualizing Your Deep, Solid Roots to the Earth's Core03:29 - Breathing in Nourishing Energy, Releasing Worry04:27 - Mindful Observation and Labeling of Overthinking Anxiety05:46 - Connecting with Your Core Strength, Courage, and Wisdom06:08 - Affirmations for Inner Strength and Confidence08:13 - Integrating the Feeling of Power and Grounded Peace09:42 - Gently Returning to Your DayThank you for meditating with me. If this 10-minute anxiety relief session helped you build inner confidence, please share it with a friend who might need a quick confidence boost or a guided meditation for overthinking!Subscribe to Calming Anxiety and make this part of your routine.As always, BE KIND.Support the Show:Ad-Free Listening: Enjoy Calming Anxiety without ads at https://www.spreaker.com/podcast/calming-anxiety--4110266/supportBuy Me a Coffee: Support hosting costs at https://www.buymeacoffee.com/calminganxietyRate & Review: Leave a 5-star review on Spotify or Apple Podcasts to help us reach more listeners!Resources & Courses:Book Hypnotherapy: Schedule a one-on-one session with Martin at https://calendar.app.google/rXHMt8sRYft5iWma8 Pain & Anxiety Course:Manage negative thoughts and pain with The Physio Crew's course at https://offers.thephysiocrew.co.uk/home-painBreathing Challenge: Try our relaxing breathing challenge at https://www.martinhewlett.co.uk/breathing-challenge/Gift a Subscription: Share Calming Anxiety with loved ones at https://www.martinhewlett.co.uk/shop/calming-anxiety-gift-subscription/Get the App:iOS: Download Calming Anxiety at https://apps.apple.com/gb/app/calming-anxiety/id1576159331 Android:Get it on Google Play at https://play.google.com/store/apps/details?id=digital.waterfront.calming.anxiety&hl=en-GBConnect With Us:Email: Share feedback or requests at calminganxiety@martinhewlett.co.ukYouTube: Watch all episodes at https://www.youtube.com/c/calminganxiety?sub_confirmation=1 Social Media Support: For younger listeners struggling with social media stress, visit https://www.icanhelp.net/Backing Music: Chris Collins===================Affiliate links to the gear I use the items that give me a more tranquil life.Rode Podmic - https://amzn.to/3LN1JEdZoom Livetrak L8 - https://amzn.to/36UCIbySony ZV 1 - https://amzn.to/3JvDUPTGoPro Hero 8 Black - https://amzn.to/372rzFlDJI Mini 2 - https://amzn.to/3NQfMdY=============================Items I use for a more relaxed way of life :)Organic Pure Hemp CBD Capsules - https://amzn.to/3Ready for More Calm?Thank you for listening to the Calming Anxiety Podcast, featuring guided meditation, mindfulness, and sleep hypnosis sessions with Martin Hewlett. Our mission is to provide you with proven tools for anxiety relief, stress reduction, and a path toward deep relaxation. Use this episode anytime you need to calm your mind and feel more at ease.
Nice Guy Syndrome influences your relationship more than you may realize, and in this conversation Dr. Robert Glover joins Dr. Alexandra Stockwell to break down why it kills attraction and what men can do to show up with authenticity, confidence, and real connection. If you want a relationship that feels alive, honest, and deeply intimate, this episode gives you the tools to shift old patterns and create the partnership you want. About Dr. Glover: Dr. Robert Glover has over 40 years of professional experience as a relationship therapist and men's coach. He specializes in helping men build community and level up to the best version of themselves. He has authored four books, including the bestselling No More Mr. Nice Guy. He founded Integration Nation, an international community for men in 2023. Instagram: https://www.instagram.com/drgloverofficial Check out his courses: https://drglover.com/ Books mentioned during the episode: The Way of the Superior Man https://amzn.to/47Ccvd3 Passionate Marriage https://amzn.to/3JH5dwA Mating in Captivity https://amzn.to/47CqkIp Subscribe To The Intimate Marriage Podcast: Apple Podcast | YouTube | Spotify Connect With Alexandra Stockwell, MD: Website | Linkedin | Instagram Get your copy of "Uncompromising Intimacy" by Dr. Alexandra Stockwell here: https://amzn.to/2ymI3Hl Download the first chapter of Dr Alexandra's bestselling book, "Uncompromising Intimacy," here: https://www.alexandrastockwell.com/book Cultivate your intimacy skills (without compromise) in Aligned & Hot Marriage, Dr. Alexandra's proven method for smart couples ready to love more fully: www.alignedhotmarriage.com Join Dr. Alexandra's email list to stay connected. She shares inspiring stories, her latest insights and opportunities to learn with her: https://www.alexandrastockwell.com/subscribe This Podcast Is Produced, Engineered & Edited By: Simplified Impact
One thing that many alumni and students will say upon reflecting on the merits of their Veritas education is: "I learned how to carry on a good conversation."It's true that the art of conversing may be dwindling in our culture. Being able to relate to others well in a variety of situations - and engage on a breath of topics - is a skill that is deeply appreciated by others, and beneficial for ourselves, too.Especially now, coming into the holidays when we find ourselves in an array of social settings with family, friends, and even strangers, being equipped with the mindset and skills for good conversation will make Christmas gatherings all the more pleasant for everyone.Our host, Head of School Ty Fischer, is joined in this episode of Veritas alumni Jesse Brooks and Dean of Students and Omnibus/Rhetoric teacher Graham Dennis to talk about what makes for a good conversation, and how we can help cultivate in ourselves and our children the desire and skill to carry on good conversation.After all, that a big part of what we're doing at Veritas – fostering students who can listen well and speak thoughtfully on topics that truly matter, and who excel at relating with one another in Christ because they've been trained regularly in talking around the table.This season of Cultivate is sponsored by Hershey Financial Advisers, a wealth management firm located at North Pointe Blvd. in Lancaster, PA, leading people to make better financial decisions and empowering them to fulfill a vision beyond themselves.
You pray on Sunday. You hustle on Monday. But they never talk to each other. The Sons of Issachar had one skill — they understood the times and knew what to do. David surrounded himself with these men. That's one reason he prospered. But here's the problem: you can't develop that skill if you're fragmented. Here's what hit me: → Fragmentation creates noise — you can't hear God over your own chaos → Your business decisions are disconnected from your spiritual discernment → Integrated leaders don't hustle — they discern, wait, and move with God David didn't miss moments. He could read the times because he was whole. His worship informed his warfare. His private relationship with God shaped his public decisions. The question is: Are you seeing the times clearly, or are you so fragmented that you're missing what's right in front of you? — — —⏱️ TIMESTAMPS: 0:00 - The one skill that made David prosper 2:25 - David could read God's timing 4:00 - Why fragmented leaders can't see clearly 5:30 - You pray on Sunday, hustle on Monday 7:00 - Fragmentation creates fear-based decisions 9:00 - Cultivate intimacy with God in private 11:00 - Bring your whole self to every situation 13:00 - Process your fragmentation through worship 15:00 - The Integration Gap Assessment — — —
Crystal Rivers | Kingdom Mysteries | Dec 3, 2025 Step into this season by deliberately dedicating yourself, your time, and your inner life to the Lord, knowing that nothing done in the flesh can produce the fruit heaven desires. Yield fully to the Holy Spirit, who alone empowers true prayer, lifts you beyond distraction, and aligns your heart with the purposes of God. Approach Him with the awareness that small moments of surrender often become the ignition points of great spiritual acceleration—tiny sacrifices that open the way to extraordinary encounters. Let the Spirit make your heavenly seat tangible to you; as you pray, allow the truth of Zion—your place among angels, the righteous perfected, and the blood that speaks better things—to reshape how you see yourself and your authority in the Spirit. Recognize your identity as one born from above, privileged with divine access, wealth, inheritance, and nearness to God Himself. Delight in the Word of God until meditation becomes both instinctive and irresistible. Affection gives meditation its strength, so cultivate joy in Scripture by immersing yourself repeatedly until your soul erupts with hunger and revelation. Refuse spiritual superficiality—do not settle for leaves without roots. Instead, push beyond inspiration into transformation, crossing the threshold where encounter becomes explosion and the seed of God produces fruit after His kind. Plant yourself deeply in the rivers of living water, allowing the continual flow of the Spirit to renew your mind, stabilize your emotions, and empower consistent obedience. Embrace the discipline that binds the sacrifice to the altar—structure your life, guard your atmosphere, silence distractions, and create rhythms that keep your soul anchored in devotion. Offer yourself without reserve, trusting that the consuming fire of God refines, purifies, and reshapes you into His likeness. Let your worship become identity: become the sacrifice, become the offering, become the fragrance that rises continually before Him. As you do, His Spirit works within you, removing blemishes, uprooting rebellion, burning away resistance, and imprinting the realities of Christ upon your soul. Expect peace, clarity, instruction, and stirring as you dwell in His presence. Expect joy in the house of the Lord. Expect cravings for communion to rise within you like holy instincts. Stand in watchfulness and priestly responsibility, lifting intercession for believers in dangerous regions or under persecution. Call forth divine intervention, angelic deliverance, supernatural warnings, and miraculous protection. Pray that their strength is renewed, their spiritual senses sharpened, and their lives preserved by the mercy of God. Even for those who may face martyrdom, pray that their journey aligns only with the perfect will of the Lord and that heaven's purpose is upheld without fear or interruption. Stay sensitive to spiritual signals—those warnings sent repeatedly by the Spirit—not treating them lightly but responding with urgency, discernment, and readiness. Ask for ears that hear clearly, hearts that respond quickly, and minds that understand heaven's timing. Reject dullness. Reject delay. Embrace spiritual intelligence, alertness, and obedience so that the purposes of God are not hindered by distraction or slothfulness. Live every moment anchored in your heavenly identity, rooted in the Word, bound to the altar, empowered by the Spirit, and devoted to the purposes of God. Allow consecration to shape your decisions, hunger to shape your habits, revelation to shape your worldview, and worship to shape your posture. Walk as one who knows their place in Zion, who moves with authority and tenderness, who intercedes with power and compassion, and who steps boldly into every day as a living sacrifice saturated with the presence, wisdom, and fire of God. Zoom every weekday : http://www.caveadullam.org/zoom
...With Prof. Neil Mercer Neil Mercer is Emeritus Professor of Education at the University of Cambridge and a psychologist and in this episode we discuss the pivotal role of spoken language and oracy in education. We explored how classroom dialogue, reasoned discussion, and public speaking can be systematically taught to enhance students' thinking and communication skills. Neil shared insights on the impact of the pandemic on language development, practical strategies for fostering effective dialogue, and the importance of classroom culture and listening. We also discussed the value of public speaking for all students and highlighted resources for teachers to support spoken language development. The discussion in bullet points: Importance of spoken language in education. Development of children's language and thinking skills. Role of reasoned discussion and dialogue in classrooms. Influence of educational theorists like Vygotsky on language development. Impact of the COVID-19 pandemic on children's language skills. Practical strategies for teaching reasoned discussion. Challenges teachers face in fostering effective dialogue. Benefits of group work and whole-class discussions for student engagement. The significance of classroom culture in promoting open discussion. The necessity of public speaking skills in education and its role in democratic participation. Links: Find out more about Neil's work: https://oracycambridge.org/ Blog: https://oracycambridge.org/blog/ Neil's Book - Oracy: The Transformative Power of Finding Your Voice https://www.penguin.co.uk/books/467731/oracy-by-mercer-neil/9781847928566 BPS Psychologist Article on Oracy 'Is it only words' https://www.bps.org.uk/psychologist/it-only-words I'll be sharing some older episodes that link to this about speech and language over the break so please do sign up to my newsletter: https://changingstatesofmind.com/contact-me
Have you ever thought of the kitchen as a place of calm, clarity, and connection? I'm thrilled to sit down with my friend and chef, Naina Bhedwar, next week on the Eating at a Meeting Podcast to talk about her new program, "Feed Your Peace." Naina has always been my go-to when it comes to Indian cuisine (I met her years ago at The Cook's Warehouse in Atlanta where I worked her classes). But now, she's blending her background in psychology, counseling, and cooking to create something truly powerful: a way to bring mindfulness into one of the most ordinary—and essential—parts of our lives, the kitchen. "Feed Your Peace" isn't just about recipes. It's about using cooking as a tool to:
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews two guests who presented at the RIMS ERM Conference 2025 in Seattle, Washington. First, Dr. Gav Schneider, Group CEO Risk 2 Solution Group and Founder, Institute of Presilience Risk 2 Solution, and second, Shreen Williams, Founder & CEO, Risky Business SW, LLC, and a member of the RIMS Rising Risk Professional Advisory Group. Dr. Schneider explained the meaning of Presilience and risk intelligence in ERM. Shreen Williams discussed the cognitive biases that can be mitigated through the six stages of an ERM Framework. Listen for insights into implementing an ERM Framework in your organization. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our interviews were recorded live on site at the RIMS ERM Conference 2025 in Seattle. Our guests are Dr. Gav Schneider and Shreen Williams. We're going to have fun in this episode! But first… [:48] The next Virtual RIMS-CRMP Exam Prep will be held on December 9th and 10th. From December 15 through the 18th CBCP and RIMS will present the RIMS-CRMP Exam Prep Boot Camp. [1:05] Another virtual course will be held on January 14th and 15th, 2026. These are virtual courses. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:18] RIMS Virtual Workshops! "Managing Data for ERM" will be led again by Pat Saporito. That session will start on December 11th. Registration closes on December 10th. RIMS members always enjoy deep discounts on the virtual workshops. [1:37] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:48] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is hosted by the famous James Lam. This is a live, virtual program that helps elevate your expertise and career in ERM. [2:01] You can enroll now for the next cohort, which will be held over 12 weeks from January through March of 2026. Registration closes on January 5th. Or Spring ahead and register for the cohort held from April through June of 2026. Registration closes on April 6th. [2:21] Links to registration and enrollment are in this episode's show notes. [2:25] This episode was recorded at the RIMS ERM Conference 2025. We've covered a lot of ERM ground in the last few episodes, and for those who want to catch up, I've included a link to the RIMS ERM Special Digital Edition of Risk Management magazine in this episode's notes. [2:49] RIMScast ERM coverage is linked as well. Enhance your ERM knowledge with RIMS. [2:54] On with the show! We are following up last week's episode with ERM Global Award of Distinction winner Sadig Hajiyev by featuring interviews with two of the presenters who appeared at the RIMS ERM Conference, Dr. Gav Schneider and Shreen Williams. [3:12] Long-time RIMScast listeners may remember Dr. Gav Schneider from an episode in November of 2023. We were delighted that he made the trip all the way from Australia to join us at the ERM Conference in Seattle. [3:27] Dr. Gav is the Group CEO at Risk2Solution Group and the Founder of the Institute of Presilience. The title of his session on November 17th was "Embedding Presilience and Risk Intelligence into ERM." This harkens back to his prior episode about wicked problems. [3:45] We're going to start there and discuss how presilience takes that thinking to the next level for ERM leaders, and we're going to get some of his risk philosophies and have a great time. Let's get to it! [3:56] Interview! Dr. Gav Schneider, welcome back to RIMScast! [4:24] Dr. Schneider is here at the RIMS ERM Conference for the first time. It's the second-highest-attended ERM Conference in RIMS history. His session, later today, is called "Embedding Presilience and Risk Intelligence into ERM." [4:54] On Dr. Schneider's last visit to RIMScast, he talked about wicked problems. How does presilience take that mindset and thinking to the next level for ERM? [5:08] Dr. Schneider says the core idea of ERM is about getting scalable decision-making, recording, and outcomes, in terms of risk, for your organization. More and more, our organizations are facing these wicked problems. [5:25] We can't function anymore in a world of absolutes. When we plug risk intelligence into the way we think, act, and plan, we become adaptive. We also become opportunity-centric. [5:37] A wicked problem is not easily solved. When you implement a solution, it often leads to more problems. You have to be able to learn. If you can't learn, you can't adapt. [6:17] What are the core components of the Presilience Framework? Dr. Schneider says, simplistically, we think about tackling risk at three levels: the self, the team, and the organization. Then we overlay that with people and process, connected through leadership. [6:34] To make that work, we have to develop a set of core attributes: situational awareness, critical thinking, enhanced decision-making, effective and directive coms, the ability to act and enact, and the ability to learn and grow. [6:46] When you can plug that into your architecture, leveraging insight, hindsight, and foresight, you then can make the right calls about whether or not to do something. It becomes an overlay model for most ERM-type structures, where we can plug the human piece into the system. [7:15] Dr. Schneider says the core aim of ERM turns risk management into a team sport, with everyone across an organization reporting, collaborating, and understanding to make great decisions about where the organization is and where it's going, not where we think it is. [7:32] To do that, we need to plug certain things into the ecosystem of the organization, some of which are policies, procedures, and tech. Most ERM experts do that. The piece that we've ignored is the human part, because it's hard. [7:49] Dr. Schneider has compiled The Organizational Risk Culture Standard. It took about nine months of work. It was a thorough process. Five experts wrote it, 15 peers reviewed it, and 11 organizations have approved it, endorsed it, and are supporting it. [8:09] For years, Dr. Schneider had heard that organizations would not focus on human-centricities that they couldn't measure. [8:17] Dr. Schneider's framework has 10 domains with a maturity model that aligns beautifully with RIMS's ERM Model. It's built to encapsulate and incorporate ISO 31000 and COSO. Dr. Schnieider has just released it, free to download. [8:39] Dr. Schneider is excited about presenting his session in a couple of hours. Everyone tells him that the RIMS ERM Conference is the sharp end of the spear, with the smartest risk people. The session is "Embedding Presilience and Risk Intelligence into ERM." [9:10] Session attendees will learn about risk intelligence. Dr. Schneider's definition is an applied attribute or living skill that enables you to seize upside opportunities while you manage potential negative outcomes. [9:44] When you speak of risk intelligence as a living skill and applied attribute, it becomes an ability to scale great decision-making. You want risk-intelligent people, working in risk-intelligent teams, empowered and structured into a risk-intelligent organization. [10:18] Dr. Schneider says if we can't get those three layers to integrate and work together, you get frustrated stakeholders. Get your ERM team working to get everyone to understand the basics of risk reporting, using the metrics, and sharing information. [10:33] Justin compares it to the gears in a watch. Dr. Schneider agrees; there's not one moving piece, it's a complex ecosystem in most organizations because humans are complex. We're relying on tech and on variables we don't control. [10:46] Dr. Schneider says, in the conference, everyone's accepted how disruptive the current climate is, how difficult it is to forecast, and how uncertainty and volatility are dominating. [10:59] With that in mind, we've got to think of it differently. You can't force people to adopt a system and think it will work. If you want to get a high-performance culture, ERM is an incredibly useful tool, but only if people want it, like it, want to use it, and understand the benefit it adds. [11:17] Dr. Schneider thinks ERM is going to take a massive leap forward because of generative AI and because we've done well in process-based risk management. There are models, standards, and tools we can reference on how to do this. [11:32] Why most organizations fail is that people don't understand people and the drivers people have. The one thing that Dr. Schneider would love people to take away from his session is that "I have to start with me." [11:43] Dr. Schneider continues. If I'm trying to get people to do something, I need to understand the voice in my head, what's coming out of my mouth, and what my actions are. If I can't control that, what makes me think I'm going to change organizational culture? [11:54] It starts with me. Then I can move to us, and we can get this high-performing risk team. If I can get a high-performing risk team, now we are ready to take it through the organization. We can be the real value-add. [12:06] The risk departments of the future are not going to be what they were or what they are now. They're not going to be compliance departments anymore. [12:14] Risk departments of the future are going to be insight, hindsight, and foresight departments. They're going to create understanding of what's happened, what's happening, and what we need to do to capitalize on opportunity, while we manage downside. [12:34] Dr. Schneider points out that if we're looking at the same thing, we see something different. That's great for managing bias, but terrible if we can't align because we'll each think we're right, and pull apart. [12:47] One of the missions is to develop adaptable, high-performing humans who can leverage tach, collaborate, and solve problems. That's the future of risk management. [13:05] Dr. Gav Schneider, I look forward to popping into your session today. It is called "Embedding Presilience and Risk Intelligence into ERM." [13:19] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. Booth sales are open now! [13:42] Registration is open for RIMS members. General registration and speaker registration will open on December 3rd. Marketplace and Hospitality badges will be available starting on March 3rd. Links are in this episode's show notes. [13:55] Let's Bring out Our Next Guest, the Founder and CEO of Risky Business SW LLC, Shreen Williams! [14:05] If you are a regular reader of RIMS Risk Management magazine, you may recognize her name from the byline of a recent article, "How to Overcome Cognitive Biases in Risk Management." [14:19] Shreen is also a member of the Rising Risk Professional Advisory Group here at RIMS. She presented at the ERM Conference a session in the Foundational Level, called "Beating the Bias: Exposing and Combating Cognitive Biases in ERM." [14:35] Justin sat in on this session, and he had some follow-ups about cognitive biases and how they relate to ERM and risk management, generally. If you missed the session or have not yet read the article, this will give you a taste of what you missed or what you're going to read. [14:53] We're going to have a lot of fun! Let's get to it! [14:56] Interview! Shreen Williams, welcome to RIMScast! [15:05] Justin sat in on Shreen's session, "Beating the Bias: Exposing and Combating Cognitive Biases in ERM." Shreen explains that there are more than 150 biases from the standpoint of the psychology of human behavior. [15:29] Shreen focuses on the ones that are relevant to the ERM process. There are more than enough. In her presentation, Shreen focused on seven biases. The lifecycle for the ERM process has six stages. Five stages cover one bias each; the Risk Assessment stage covers two biases. [16:00] Justin mentions that for anyone who attended, the handout is available through the RIMS Events App. Shreen says she also put a QR code on the deck, so if you got the deck, you have that code, as well. [16:27] Shreen has an audio-visual platform she uses to get her thought leadership content out about what she loves most. She calls herself a risk nerd. She likes talking about the discipline in a way that's accessible and digestible to the end user. [16:43] Shreen says most of the time, you'll see the term ERM delivered in such a complex and jargon-filled way that it turns folks off who are not in this sector. That leads to confusion, overwhelm, and killing their engagement. [16:54] Shreen loves doing interviews to talk about the discipline in a way that is approachable, accessible, and digestible to the end user without any academic discipline. [17:05] In her session, Shreen said that cognitive biases often embed themselves in ERM processes without detection. Shreen describes a bias in the first stage of the ERM process life cycle, Identification. The bias that creeps in is Complexity Bias. [17:33] Shreen says that Complexity Bias is when organizations or people believe that the more complex something is, the more superior it is. It's not always true, and it's the worst posture to have in ERM. [17:48] Shreen gives a Complexity Bias example. A company hires a consultant to create an ERM Program and gets a 200-page framework to give to employees. The executives feel smart. The front-line employees are overwhelmed. It's too complex. It can't be operationalized. [18:13] You don't have consistent risk participation because the people don't know how to do it. [18:17] Shreen explains her technique to handle Complexity Bias. If you can't explain something in two minutes or less, go back to the table and try again. The more digestible you make the lingo, the more it will stick. [18:39] Shreen is a visual learner. She sees things clearly if you show them in an infographic. Different generations may learn differently. Shreen is very close to Gen Z. They keep her young! They also give her fresh perspectives on the discipline. [19:09] Ten years ago, most of the college curriculum for risk management was highly insurance-centric: actuary, underwriting, claims adjudication. [19:21] Shreen started in the banking sector, where ERM is prevalent and mature. Other industries didn't see the need for it. There were no regulatory requirements for it. [19:30] From the young people she coaches and mentors, Shreen has seen that universities are now teaching not only the insurance side but also ERM, and are framing the discipline as Risk Resilience. [19:51] Shreen says young people are graduating with a broader perspective of the discipline, which opens opportunities for them. [20:00] Shreen has said she was the sober adult in the room while the leadership doused itself in champagne. She embraced that role when she joined the tech sector. Before then, Shreen worked for companies in heavily regulated industries: finance, transportation, and government. [20:18] Shreen says tech is completely night and day different from those industries. She says it's a hyper-close space. You have to get to things quickly and tell leaders what you are going to do immediately. You have about three minutes in front of the board. You have to be quick. [20:31] You have to be highly visual. You don't need 50 bullet points on the screen to make your point. You should be the expert. The visual just makes it more accessible to the people. [20:46] Shreen explains Premortem Analysis. We all talk about postmortems and after-actions. This makes ERM practitioners cringe. [21:05] Everything that happened was something you told the people was something on the table, and no one took you seriously, so now you're reactive and resolving whatever risk materialized. [21:16] Premortems are a favorite of Shreen's because you get to work through whatever that scenario is or that initiative is and flesh it out, from end to end. Then you reverse-engineer it and go back for each opportunity or risk you identify, good or bad, and you get to the best response. [21:30] If the initiative gets approved, you've already flushed out everything that could go wrong. [21:51] Shreen told a joke during the session that if you want your initiative to die, take it to ERM, and they'll tell you no. Shreen says, No, take it to ERM to get a clear and confident Yes. [22:14] Justin tells Shreen, You left us yesterday with a great sentiment that bias is not the enemy, blindness is. That hearkens back to everything in a premortem analysis. [22:27] Shreen's final words to the audience: "For those who are new to the discipline, do not be turned away or feel like you're not enough or something's wrong with you because you don't understand it. It's not you. It's likely the person or textbook you're getting information from. [22:40] "Most of the things that teach about ERM are highly theoretical. If you can find someone to align with, someone who's a mentor to you, see what they do, and how they go about it, highs and lows, you'll learn a lot more about the discipline hands-on than from any book. [22:55] Blindness and blind spots you cannot see. Sometimes you're focused like a racehorse with blinders on. With blinders on, you cannot avoid bias. Humans are a big part of the process. With humans come human biases. [23:21] The mitigant for bias is to have an awareness of it and have your little toolbox of those leading biases that you can go around to mitigate. [23:31] Justin says, Shreen, it's been such a pleasure. [23:36] Special thanks once again to Dr. Gav Schneider and Shreen Williams for joining us here on RIMScast. They were fantastic speakers. I've got links to Dr. Schneider's prior episode and Shreen's RIMS Risk Management magazine article in this episode's show notes. [23:54] Be sure to check out last week's episode with Sadig Hajiyev, one of the two winners of the RIMS ERM Global Award of Distinction. For more ERM Conference coverage, check out the RIMS LinkedIn page for all sorts of photos, videos, and coverage of this fantastic event. [24:11] We had a great time, and we look forward to seeing you next year in Washington, D.C. for the RIMS ERM Conference 2026. [24:19] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [24:47] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [25:04] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [25:22] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [25:38] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [25:52] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [26:04] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RIMS-Certified Risk Management Professional (RIMS-CRMP) RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS ERM Special Edition 2025 RIMS Newsroom: "Two Dynamic ERM Programs Win Top Honor at RIMS ERM Conference 2025" RIMS Risk Management Magazine: "How to Overcome Cognitive Biases in Risk Management" RIMS Now RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 Upcoming RIMS Webinars: RIMS.org/Webinars Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep December 9‒10, 2025, 9:00 am‒4:00 pm EST, Virtual CBCP & RIMS-CRMP Exam Prep Bootcamp: Business Continuity & Risk Management December 15‒18, 2025, 8:30 am‒5:00 pm EST, Virtual Full RIMS-CRMP Prep Course Schedule "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: "RIMS ERM Global Award of Distinction 2025 Winner Sadig Hajiyev — Recorded live from the RIMS ERM Conference in Seattle!" "Risk Rotation with Lori Flaherty and Bill Coller of Paychex" "Energizing ERM with Kellee Ann Richards-St. Clair" "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Talking ERM: From Geopolitical Whiplash to Leadership Buy-In" with Chrystina Howard of Hub "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "Risk Quantification Through Value-Based Frameworks" "Solving Wicked Problems with Dr. Gav Schneider" (2023) Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025' | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guests: Dr. Gav Schneider, Group CEO Risk 2 Solution Group / Founder Institute of Presilience Risk 2 Solution Shreen Williams, Founder & CEO, Risky Business SW, LLC Also a member of the RIMS Rising Risk Professional Advisory Group Production and engineering provided by Podfly.
Welcome! I'm Julianne, a Holistic Transformation Coach.I help people break free from toxic relationship patterns, rebuild self-trust, and reconnect with their body and true self after trauma.On this channel, you'll find practical tools, nervous system support, and honest, faith-aligned insights to help you:Recover from the effects of trauma and toxic relationshipsBreak free from narcissistic abuse cyclesRebuild your identity and strengthen healthy boundariesRelease people-pleasing and self-sabotaging patternsCreate nervous system safety and emotional stabilityReconnect with your body, your voice, and your true selfI post new videos regularly to support your healing journey and help you come home to yourself. Subscribe and turn on notifications to get updated.Survivor to Thriver 80% OFF - https://www.rawmotivations.com/survivorFollow me on Instagram: @rawmotivationsFollow me on TikTok: @rawmotivationsQuestions? Reach out: support@rawmotivations.comStart healing today with my free 5-Day Boundaries Reboot Challenge: https://www.rawmotivationscoaching.com/boundaries
Leverage Your Incredible Factor Business Podcast with Darnyelle Jervey Harmon, MBA
This episode is powered by The Move to Millions Ascension Archetype Quiz , your first step in uncovering how to leverage your divine wiring to lead with alignment as you stop sabotaging your next level of success. Discover your divine wiring and uncover what's REALLY keeping YOU from millions. The MTM Minute is a quick dose of inspiration with a powerful affirmation based on our weekly full-length episode. And beginning this season, the MTM Minute will include a prayer of the week for 7 figure CEOs and 7 figure CEOs in the making. That's right, you don't have to choose – you can love God AND make millions. This week's MTM Minute is a REWIND from an episode that ran earlier this season. This week's 7 Figure CEO Affirmation is "Something big is about to happen in my life and business, and I am ready to receive it with open arms. I trust that the universe is aligning the perfect opportunities, people, and circumstances to elevate me to new heights. I am prepared, capable, and worthy of the breakthroughs coming my way. Every step I've taken has led me to this moment, and I confidently step into the abundance and success that is unfolding. I am excited for what's next, knowing that this shift will bring growth, impact, and prosperity in ways I've never imagined." Here are three tips to anchor in the affirmation: Practice Daily Visualization: Set aside a few minutes each day to visualize the "big thing" happening in your life or business. Picture yourself experiencing this breakthrough—how it feels, looks, and how it impacts your life. Engaging in this practice will help you stay open to receiving it and increase your belief that it's on its way. Cultivate a Mindset of Expectancy: Begin each day with the belief that something big is already in motion for you. Throughout your day, look for signs and opportunities that align with this belief. Remind yourself that you're worthy of massive success and that it's only a matter of time before it arrives. Take Inspired Action: Stay proactive by taking small steps that align with your vision for the big shift. Whether it's working on new strategies, connecting with new opportunities, or pushing past any comfort zones, taking consistent action will help solidify your readiness for the breakthrough that's about to come. Affirm with me: "Something big is about to happen in my life and business, and I am ready to receive it with open arms. I trust that the universe is aligning the perfect opportunities, people, and circumstances to elevate me to new heights. I am prepared, capable, and worthy of the breakthroughs coming my way. Every step I've taken has led me to this moment, and I confidently step into the abundance and success that is unfolding. I am excited for what's next, knowing that this shift will bring growth, impact, and prosperity in ways I've never imagined." Here are three journal prompts based on the affirmation: "I am open to receiving something big in my life, and I am preparing for it by..." "The breakthrough I am about to experience will transform my life in the following ways..." "I am ready for this shift because I have already shown myself that I am capable of..." I know these three journal prompts will enhance how you finish this week. Want more of Darnyelle? Personal Brand Website: https://www.drdarnyelle.com Company Website: https://www.incredibleoneenterprises.com Move to Millions Website: https://www.movetomillions.com Social Media Links: Instagram: http://www.instagram.com/darnyellejerveyharmon Facebook: http://www.facebook.com/darnyellejerveyharmon Twitter/X: http://www.twitter.com/darnyellejervey LinkedIn: http://www.linkedin.com/in/darnyellejerveyharmon Links Mentioned in the Episode: Movetomillions.com MovetoMillionsGroup.com HausofMillions.com Move to Millions Continuum Episode Move to Millions Live 2025 Subscribe to the Move to Millions Podcast: Listen on iTunes Listen on Google Play Listen on Stitcher Listen on iHeartRadio Listen on Pandora Leave us a review Are you subscribed to my podcast? If you're not, I want to encourage you to do that today. I don't want you to miss an episode. I'm adding a bunch of bonus episodes to the mix and if you're not subscribed there's a good chance you'll miss out on those. Now if you're feeling extra loving, I would be really grateful if you left me a review over on iTunes, too. Those reviews help other people find my podcast and they're also fun for me to go in and read. Just click here to review, select “Ratings and Reviews” and “Write a Review” and let me know what your favorite part of the podcast is. Thank you!
Clutter in marriage can spark conflict–it's much more impactful than most people realize. In this episode, Dr. Alexandra Stockwell describes how to clear emotional and physical clutter, improve communication, and bring more ease, teamwork, and intimacy into your day-to-day life. Download the Intimate Connection app by Dr. Alexandra Stockwell and start building a more fulfilling, intimate marriage today.
10 Minute Guided Meditation to Stop Overthinking and Heal Anxiety: The Mental StreamAre you ready to finally stop the spiral of overthinking? This gentle 10 minute guided meditation is your essential tool for anxiety relief and instant emotional regulation.Designed by clinical hypnotherapist Martin and created for the busy modern woman, this practice uses the powerful Mental Stream visualization to teach you how to calmly detach from relentless worries and plans.We focus on healing anxiety at its source by promoting deep relaxation through kind, empathetic instruction.In just 10 minutes, you will:Learn the Breathing Anchor technique to immediately soothe your central nervous system.Practice mindfulness for beginners by observing thoughts without judgment.Cultivate self-calm by using gentle, positive affirmations to reinforce your inner worth.Find a quick, effective mental health boost for when you're overwhelmed with stress and anxiety.This is more than a quick fix; it's a foundational self-care ritual to help you stop overthinking and step back into your present moment. Press play whenever you need to quiet your mind—whether it's before a stressful workday or right before bed.⏱️ Chapter TimestampsUse these chapters to navigate your practice and repeat the most helpful segments:00:00 | Introduction & Setting Your Intention00:48 | The Breathing Anchor & Mindful Relaxation04:49 | Visualization: The Mental Stream & Positive Affirmations07:45 | Closing, Deep Self-Kindness & Final Anchor09:28 | Farewell & Sharing is Caring
Thankfulness isn’t just a seasonal tradition—it’s a spiritual posture rooted deep in Scripture and woven through history. Psalm 100:4 calls us to enter God’s presence with gratitude, a theme that began long before American holidays and continues to shape the way believers respond to God’s goodness today. From Old Testament thank offerings to the Pilgrims’ courageous faith, we’re reminded that gratitude grows strongest in hearts that remember God’s faithfulness through every circumstance. Highlights Biblical thanksgiving began with offerings of gratitude long before modern celebrations. Leviticus and 2 Chronicles reveal how God invited His people to display thankfulness through worship. America’s Thanksgiving tradition is deeply influenced by the Pilgrims’ commitment to biblical truth. Despite tremendous suffering, the Pilgrims lived out 1 Thessalonians 5:18 by giving thanks in all circumstances. Historical accounts show how miraculous their survival truly was—only a fraction lived to see the first feast. The Pilgrims’ perseverance helped lay the foundation for a national day dedicated to thanking God. Leaders like Washington and Lincoln carried forward the tradition of national gratitude to the Lord. Gift Inspiration: Crosswalk's Holiday Gift Guide Looking for a meaningful way to celebrate the season? Check out our Holiday Gift Guide—from beautifully illustrated Bibles and devotionals to novels, greeting cards, and picture books, there’s something for everyone on your list. Wrap up stories for loved ones, tuck a book into your own nightstand, and join us in celebrating the wonder of giving this Christmas! Full Transcript Below: Cultivating a Heart Full of Thanksgiving By Lynette Kittle Bible Reading: “Enter His gates with thanksgiving and His courts with praise; give thanks to Him and praise His name”—Psalm 100:4 Offering thanksgiving didn’t begin in America; it began in the Bible, taught to humankind by a loving and gracious God who is deserving and worthy of our gratitude, and to receive thankfulness that comes from hearts truly grateful for all He has done and is still doing in our lives and in our nation. Thanksgiving to God, often associated with food offerings, began in the Bible. As early as Leviticus 7:12, we read how God instructed, “If they offer it as an expression of thankfulness, then along with this thank offering they are to offer thick loaves made without yeast and with olive oil mixed in, thin loaves made without yeast and brushed with oil, and thick loaves of the finest flour well-kneaded and with oil mixed in.” Again, in 2 Chronicles 29:31, the King calls for the people to give thanks. “Then Hezekiah said, ‘You have now dedicated yourselves to the Lord. Come and bring sacrifices and thank offerings to the temple of the Lord.’ So the assembly brought sacrifices and thank offerings, and all whose hearts were willing brought burnt offerings.” America’s Thankfulness Rooted in Biblical Truth Remarkably, Thanksgiving Day in America is rooted in the biblical faith brought and carried to our land through the Pilgrims who courageously escaped Europe’s tightly held religious control to pursue freedom to worship God. Creator and Executive Producer of The Pilgrims documentary, Dr. Jerry Newcombe, follows the Pilgrims from Europe to the New World, documenting their faith and journey to America. The Pilgrims, even in the suffering they endured in Europe and after arriving in America, believed what 1 Thessalonians 5:18 urges, “Give thanks in all circumstances; for this is God’s will for you in Christ Jesus.” Newcombe describes the harsh winter leading up to the first 1621 Thanksgiving, marked by illness, cold, and starvation. Of the eighteen women aboard the Mayflower, only four survived. As well, half the married men and ten of the twenty-nine unmarried men died. Children survived better than the adults, with seventeen of the twenty surviving the brutal conditions. Still, very few Pilgrims survived the devastating “starving times” and sickness to participate in the first Thanksgiving, enduring what 2 Corinthians 4:8 describes. “We are hard pressed on every side, but not crushed; perplexed, but not in despair; persecuted, but not abandoned; struck down but not destroyed.” As well, historian and author of The Treacherous World of the 16th Century & How the Pilgrims Escaped It: The Prequel to America's Freedom, William J. Federer, discusses facts that some may overlook, such as how miraculous it was for the Pilgrims to escape Europe and birth America. “Of the 102 Pilgrims, only 47 survived till spring,” writes Federer, “At one point, only a half dozen were healthy enough to care for the rest.” The Pilgrims Laid the Groundwork for Thanksgiving “Without the Pilgrims, Thanksgiving Day, set aside to thank God,” states Federer, “it may not have ever been established. They laid the groundwork and foundation for America to set aside a holiday to thank God.” Although not officially called Thanksgiving Day at the time, the Pilgrims were able to kick off America’s tradition of giving thanks to God with a three-day feast with the Native Americans. Devoted to a purity of the Gospel, the Pilgrims recognized the importance of thankfulness, even in the most difficult of times, understanding it as a sacrifice to God. As Psalm 116:17 directs, “I will sacrifice a thank offering to You and call on the name of the Lord. “ “Because of them,” writes Newcombe, “we have had 400 years of Thanksgiving in America, and thanks to Presidents Washington (who declared the first national day of Thanksgiving) and Lincoln (who made it a yearly event), we even celebrate it as an annual holiday.” Newcombe, who also serves as Executive Director of Providence Forum, an outreach of Coral Ridge Ministries, shares President George Washington’s declaration for a national day of Thanksgiving, “[I]t is the duty of all nations to acknowledge the Providence of Almighty God, to obey His will, to be grateful for His benefits, and humbly to implore His protection and favor.” Intersecting Faith & Life: Ask God to lead you in cultivating a heart full of thanksgiving. Begin by studying His word, spending time in prayer thanking Him for His faithfulness, and telling others of all He has done in your life. Further Reading:Entering His Gates with Thanksgiving: 5 Ways to Cultivate a Grateful Heart Towards God Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
Gratitude isn't just a feel-good practice it can be a game-changer for your career and overall well-being. For many of us, gratitude doesn't come naturally, especially when we're navigating job uncertainty or workplace stress.In this episode, we're moving beyond the gratitude journal to explore practical ways to build appreciation into your daily life. We'll cover:Why gratitude matters for your career success and mental healthThe real reasons gratitude might not be your default settingSimple, actionable tools to cultivate gratitude, even when you're not feeling itIf you're ready to shift your mindset and tap into the benefits of appreciation, this episode is for you.Support the showJill Griffin, host of The Career Refresh, delivers expert guidance on workplace challenges and career transitions. Jill leverages her experience working for the world's top brands like Coca-Cola, Microsoft, Hilton Hotels, and Martha Stewart to address leadership, burnout, team dynamics, and the 4Ps (perfectionism, people-pleasing, procrastination, and personalities). Visit JillGriffinCoaching.com for more details on: Book a 1:1 Career Strategy and Executive Coaching HERE Build a Leadership Identity That Earns Trust and Delivers Results. Gallup CliftonStrengths Corporate Workshops to build a strengths-based culture Team Dynamics training to increase retention, communication, goal setting, and effective decision-making Keynote Speaking Grab a personal Resume Refresh with Jill Griffin HERE Follow @JillGriffinOffical on Instagram for daily inspiration Connect with and follow Jill on LinkedIn