Podcast appearances and mentions of sean merron

In this episode, the hosts reflect on their chat with entrepreneur Michael Buckbee, exploring his unique concepts, such as 'Project Mike' and 'Stacking the Bricks'. They discuss B2B vs B2C enterprises and touch on the different types of services offered by businesses—Do It Yourself (DIY), Done For You (DFY), and Done With You (DWY). They also look at seeking out agencies to learn their processes. Toward the end, they share their thoughts on transitioning from a consumer to a business mindset.Join our Discord at https://mti.to/discordCreators & Guests Kevin Griffin - Host Chad Carter - Guest Sean Merron - Guest

Join us in this podcast episode of the Multithreaded Income Podcast, where Kevin leads the discussion on the personal brand and its significance in one's professional journey. Kevin and Sean share their insights into the importance of LinkedIn in building your brand and how adjusting your narrative can significantly influence your image in the corporate and entrepreneurial world. The conversation then delves into transitioning to paid public speaking, highlighting various factors contributing to success. Tune in for a fascinating look into these topics and much more!Join our upcoming challenge at https://mti.to/challengeCreators & Guests Kevin Griffin - Host Sean Merron - Guest Chad Carter - Guest

How to Get Clients for Your Software Company | Multithreaded Income Episode 11How do you actually get paid for a new venture you're starting? There are ways to provide value for free to prospects that could lead to paid gigs. Listen to our examples of getting new clients and the strategies you can use to start earning extra money from your skills.Join our upcoming challenge at https://multithreadedincome.com/Creators & Guests Kevin Griffin - Host Chad Carter - Guest Sean Merron - Guest

Digital Etsy Store | Multithreaded Income Episode 9What digital products have you already made and could sell online through a marketplace like Etsy? We discuss them as value add-ons and the little upsell you can do to increase income.Join our upcoming challenge at https://multithreadedincome.com/challengeCreators & Guests Kevin Griffin - Host Chad Carter - Guest Sean Merron - Guest

Picking a Side Gig | Multithreaded Income Episode 7.There are many side hustles you can choose from as a software engineer, so how do you pick the right one? There are lots of things to consider in making sure that the job you take on is worth the squeeze. Hear from our experience in picking clients and side projects so you pick the right one!Join our upcoming challenge at https://multithreadedincome.com/Creators & Guests Kevin Griffin - Host Chad Carter - Guest Sean Merron - Guest

Talent Marketplaces | Multithreaded Income Episode 5Are you offering your services on a job marketplace where potential clients can find you? There are lots of software engineering jobs waiting out there for someone to help complete them. Sometimes, they are a great way to get your first client and get referrals.Join our upcoming challenge at https://mti.to/challengeCreators & Guests Kevin Griffin - Host Chad Carter - Guest Sean Merron - Guest

How to make extra money as a software developer. Multithreaded Income Episode 1. There are many ways to generate additional income as a software engineer. Chad, Kevin, and Sean have seen it all with decades of experience in the industry while running multiple side hustles along the way.Join our upcoming challenge at https://multithreadedincome.com/

Planning for Retirement | Multithreaded Income Episode 3.Are you thinking about retiring as a software engineer? Or, better yet, early retirement? On top of the standard 401K or a pension, you have the skills as a software developer to generate additional threads of income to speed up retirement.Join our upcoming challenge at https://multithreadedincome.com/

Panel: Charles Max Wood Aaron Frost Shai Reznik    Divya Sasidharan Joe Eames Lucas Reis Special Guest: Sean Merron In this episode, The panelist of View on Vue, Adventure In Angular, React Round-Up, Ruby Rogues, and JavaScript Jabber speaks with Sean Merron about Mastermind Groups of Startups and much more. Sean is the founder of today's topic and product “Mastermind Hunt.” This product is design to skillfully find a mastermind to take your business and skills to the next level. Show Topics: 0:00 – Advertisement: AngularBootCamp.Com 3:00 – Webinar announcement January 3rd, 2p EST. 4:10 - Sean talks about the importance of a Mastermind and his evolvement in Mastermind groups. Sean breakdowns what exactly what a mastermind is about. 6:10 - Charles ask the panelist if they have engaged in Masterminds. Shai talks about his experience and seeing one-sidedness in Masterminds. Sean talks about how to avoid this issue and staying on track. Sean shares on how to keep the meeting moving forward and meet accountability tasks. 10:10 - Joe asks about examples of chatting on topics with co-workers and how is this different from masterminds. And how to keep topics on track. Sean provides using the round robin method to give each person a chance to bring their needs to the table. Sean talks about how developers share advice and topics in Masterminds. 14:43 -  Charles shares about how this works in using exercise workbooks as a group and who the rotation works for the hot seat. Sean explains that this is used to find others at your same level to help one another. 16:50 - Shai ask about the benefits of mastermind, but how can we integrate higher level issues among a group. Sean shares a story about meeting and benefits of networking in Masterminds. Sean and Chuck continue with the power of networking among these types of groups. 22:00 -  Charles talks about the complexity of personal issues. Shai asks about how to build a mastermind. Sean gives examples of formats and schedule, number of people, and how to conduct successfully. Sean gives examples of technologies to use to help conduct masterminds, like Facebook groups, Skype, Zoom.  Sean explains how this led to building  mastermindhunt.com 27:00 – Advertisement: Get A Coder Job! 27:00 -  Charles talks about how he did a lunch meetup as a mastermind. Lucas gives examples of guilds in his job. Lucas explains the guilds and how this works among the software development team. Lucas shares about presenting in a guild. Lucas says this is great for accountability and success. 30:00 -  Sean asks about the size or how many people are in the guild. Lucas mentions that if you do not understand something, bring it to the guild. Sean mentions how this could help shy people and build trust. Sean talks about “Friend D A” 34:00 -  Charles again talks about that BrownBag lunch mastermind. Charles talks about how to keep masterminds on track and not a chatfest. Joe asks about the accountability goals. Sean talks about how this works in Mastermind Hunt.  Sean gives an example of how to keep people accountable in fun ways. 37:00 -  Shai talks about having to shave his head when he was not meeting accountability goals.  Sean continues about respecting people’s time and keeping on topic with hot seat questions. 39:00 -  Shai asks about how to approach people who are not meeting goals and take-up to much time. Sean says the person with the best relationship should approach the person before they have to bump them out of the mastermind spot. 42:00 - Charles tells talks about EntreProgrammers as a mastermind and the freeform style of the format. Charles talks about leaving the group if it is not meeting your value needs. 44:00 - Sean talks about the introduction and application programs to enter into a mastermind. Lucas talks about diminishing quality of a mastermind, and how he up the quality of engaging in a way that heightens the program. Sean shares more about the initial attitude of the person who starts the meeting. 49:00 -  Divya ask about those who are not hitting their goals, but how do you keep them engaged without leaving the group. Sean mentions breaking down the goals or creates achievable goals. Sean talks about figuring out the organization and finding out where the issues are at, that might be the problem to hitting goals. 51:00 - Divya ask about how enthusiasm can diminish about how to keep that from happening in Masterminds. Sean says you have to be consistent with your goals and make it fun. 55:00 - Shai gives a quick recap of masterminds. Shai asks about how to rotate the hot seat. Sean gives a webinar link for mastermindhunt.com/devchat on January 3rd, 2 pm EST. 57:30 – Advertisement – Fresh Books! 30-day free trial! END – Advertisement – Cache Fly! Links: Sean’s Twitter 2frugaldudes  podcast Sean’s LinkedIn mastermindhunt.com mastermindhunt.com/devchat Sponsors: Angular Boot Camp Fresh Books Get a Coder Job Course Cache Fly Picks: Shai Bob Proctor Joe  Coolstuffinc luxor NG Conf Minified Lucas Radical Candor Divya Alan Watts Framework Summit Videos Several Short Sentence about Writing Charles CES - devchat.tv/events Modern Medicine Sean (757) Area Code

Panel: Charles Max Wood Aaron Frost Shai Reznik    Divya Sasidharan Joe Eames Lucas Reis Special Guest: Sean Merron In this episode, The panelist of View on Vue, Adventure In Angular, React Round-Up, Ruby Rogues, and JavaScript Jabber speaks with Sean Merron about Mastermind Groups of Startups and much more. Sean is the founder of today's topic and product “Mastermind Hunt.” This product is design to skillfully find a mastermind to take your business and skills to the next level. Show Topics: 0:00 – Advertisement: AngularBootCamp.Com 3:00 – Webinar announcement January 3rd, 2p EST. 4:10 - Sean talks about the importance of a Mastermind and his evolvement in Mastermind groups. Sean breakdowns what exactly what a mastermind is about. 6:10 - Charles ask the panelist if they have engaged in Masterminds. Shai talks about his experience and seeing one-sidedness in Masterminds. Sean talks about how to avoid this issue and staying on track. Sean shares on how to keep the meeting moving forward and meet accountability tasks. 10:10 - Joe asks about examples of chatting on topics with co-workers and how is this different from masterminds. And how to keep topics on track. Sean provides using the round robin method to give each person a chance to bring their needs to the table. Sean talks about how developers share advice and topics in Masterminds. 14:43 -  Charles shares about how this works in using exercise workbooks as a group and who the rotation works for the hot seat. Sean explains that this is used to find others at your same level to help one another. 16:50 - Shai ask about the benefits of mastermind, but how can we integrate higher level issues among a group. Sean shares a story about meeting and benefits of networking in Masterminds. Sean and Chuck continue with the power of networking among these types of groups. 22:00 -  Charles talks about the complexity of personal issues. Shai asks about how to build a mastermind. Sean gives examples of formats and schedule, number of people, and how to conduct successfully. Sean gives examples of technologies to use to help conduct masterminds, like Facebook groups, Skype, Zoom.  Sean explains how this led to building  mastermindhunt.com 27:00 – Advertisement: Get A Coder Job! 27:00 -  Charles talks about how he did a lunch meetup as a mastermind. Lucas gives examples of guilds in his job. Lucas explains the guilds and how this works among the software development team. Lucas shares about presenting in a guild. Lucas says this is great for accountability and success. 30:00 -  Sean asks about the size or how many people are in the guild. Lucas mentions that if you do not understand something, bring it to the guild. Sean mentions how this could help shy people and build trust. Sean talks about “Friend D A” 34:00 -  Charles again talks about that BrownBag lunch mastermind. Charles talks about how to keep masterminds on track and not a chatfest. Joe asks about the accountability goals. Sean talks about how this works in Mastermind Hunt.  Sean gives an example of how to keep people accountable in fun ways. 37:00 -  Shai talks about having to shave his head when he was not meeting accountability goals.  Sean continues about respecting people’s time and keeping on topic with hot seat questions. 39:00 -  Shai asks about how to approach people who are not meeting goals and take-up to much time. Sean says the person with the best relationship should approach the person before they have to bump them out of the mastermind spot. 42:00 - Charles tells talks about EntreProgrammers as a mastermind and the freeform style of the format. Charles talks about leaving the group if it is not meeting your value needs. 44:00 - Sean talks about the introduction and application programs to enter into a mastermind. Lucas talks about diminishing quality of a mastermind, and how he up the quality of engaging in a way that heightens the program. Sean shares more about the initial attitude of the person who starts the meeting. 49:00 -  Divya ask about those who are not hitting their goals, but how do you keep them engaged without leaving the group. Sean mentions breaking down the goals or creates achievable goals. Sean talks about figuring out the organization and finding out where the issues are at, that might be the problem to hitting goals. 51:00 - Divya ask about how enthusiasm can diminish about how to keep that from happening in Masterminds. Sean says you have to be consistent with your goals and make it fun. 55:00 - Shai gives a quick recap of masterminds. Shai asks about how to rotate the hot seat. Sean gives a webinar link for mastermindhunt.com/devchat on January 3rd, 2 pm EST. 57:30 – Advertisement – Fresh Books! 30-day free trial! END – Advertisement – Cache Fly! Links: Sean’s Twitter 2frugaldudes  podcast Sean’s LinkedIn mastermindhunt.com mastermindhunt.com/devchat Sponsors: Angular Boot Camp Fresh Books Get a Coder Job Course Cache Fly Picks: Shai Bob Proctor Joe  Coolstuffinc luxor NG Conf Minified Lucas Radical Candor Divya Alan Watts Framework Summit Videos Several Short Sentence about Writing Charles CES - devchat.tv/events Modern Medicine Sean (757) Area Code

Panel: Charles Max Wood Aaron Frost Shai Reznik    Divya Sasidharan Joe Eames Lucas Reis Special Guest: Sean Merron In this episode, The panelist of React Round-Up, View on Vue, Adventures in Angular, Ruby Rogues, and JavaScript Jabber speak with Sean Merron about Mastermind Groups of Startups and much more. Sean is the founder of today's topic and product “Mastermind Hunt.” This product is design to skillfully find a mastermind to take your business and skills to the next level. Show Topics: 0:00 – Advertisement: AngularBootCamp.Com 3:00 – Webinar announcement January 3rd, 2p EST. 4:10 - Sean talks about the importance of a Mastermind and his evolvement in mastermind groups. Sean breakdowns what exactly what a mastermind is about. 6:10 - Charles ask the panelist if they have engaged in Masterminds. Shai talks about his experience and seeing one-sidedness in Masterminds. Sean talks about how to avoid this issue and staying on track. Sean shares on how to keep the meeting moving forward and meet accountability tasks. 10:10 - Joe asks about examples of chatting on topics with co-workers and how is this different from masterminds. And how to keep topics on track. Sean provides using the round robin method to give each person a chance to bring their needs to the table. Sean talks about how developers share advice and topics in Masterminds. 14:43 -  Charles shares about how this works in using exercise workbooks as a group and who the rotation works for the hot seat. Sean explains that this is used to find others at your same level to help one another. 16:50 - Shai ask about the benefits of mastermind, but how can we integrate higher level issues among a group. Sean shares a story about meeting and benefits of networking in Masterminds. Sean and Chuck continue with the power of networking among these types of groups. 22:00 -  Charles talks about the complexity of personal issues. Shai asks about how to build a mastermind. Sean gives examples of formats and schedule, number of people, and how to conduct successfully. Sean gives examples of technologies to use to help conduct masterminds, like Facebook groups, Skype, Zoom.  Sean explains how this led to building  mastermindhunt.com 27:00 – Advertisement: Get A Coder Job! 27:00 -  Charles talks about how he did a lunch meetup as a mastermind. Lucas gives examples of guilds in his job. Lucas explains the guilds and how this works among the software development team. Lucas shares about presenting in a guild. Lucas says this is great for accountability and success. 30:00 -  Sean asks about the size or how many people are in the guild. Lucas mentions that if you do not understand something, bring it to the guild. Sean mentions how this could help shy people and build trust. Sean talks about “Friend D A” 34:00 -  Charles again talks about that BrownBag lunch mastermind. Charles talks about how to keep masterminds on track and not a chatfest. Joe asks about the accountability goals. Sean talks about how this works in Mastermind Hunt.  Sean gives examples of how to keep people accountable in fun ways. 37:00 -  Shai talks about having to shave his head when he was not meeting accountability goals.  Sean continues about respecting people’s time and keeping on topic with hot seat questions. 39:00 -  Shai asks about how to approach people who are not meeting goals and take-up to much time. Sean says the person with the best relationship should approach the person before they have to bump them out of the mastermind spot. 42:00 - Charles talks about EntreProgrammers as a mastermind and the freeform style of the format. Charles talks about leaving the group if it is not meeting your value needs. 44:00 - Sean talks about the introduction and application programs to enter into a mastermind. Lucas talks about diminishing quality of a mastermind, and how he raised the quality of engaging in a way that heightens the program. Sean shares more aobuu the initial attitude of the person who starts the meeting. 49:00 -  Divya ask about those who are not hitting their goals, but how do you keep them engaged without leaving the group. Sean mentions breaking down the goals or create achievable goals. Sean talks about figuring out the organization and finding where the issues are at that might be the problem to hitting goals. 51:00 - Divya ask about how enthusiasm can diminish about how to keep that from happening in masterminds. Sean says you have to be consistent with your goals and make it fun. 55:00 - Shai gives a quick recap of masterminds. Shai ask about how to rotate the hot seat. Sean give a webinar link for mastermindhunt.com/devchat on January 3rd, 2pm EST. 57:30 – Advertisement – Fresh Books! 30-day free trial! END – Advertisement – Cache Fly! Links: Sean’s Twitter 2frugaldudes  podcast Sean’s LinkedIn mastermindhunt.com mastermindhunt.com/devchat Sponsors: Angular Boot Camp Fresh Books Get a Coder Job Course Cache Fly Picks: Shai Bob Proctor Joe  Coolstuffinc luxor NG Conf Minified Lucas Radical Candor Divya Alan Watts Framework Summit Videos Several Short Sentence about Writing Charles CES - devchat.tv/events Modern Medicine Sean (757) Area Code RevolutionConf.com

Panel: Charles Max Wood Aaron Frost Shai Reznik    Divya Sasidharan Joe Eames Lucas Reis Special Guest: Sean Merron In this episode, The panelist of React Round-Up, View on Vue, Adventures in Angular, Ruby Rogues, and JavaScript Jabber speak with Sean Merron about Mastermind Groups of Startups and much more. Sean is the founder of today's topic and product “Mastermind Hunt.” This product is design to skillfully find a mastermind to take your business and skills to the next level. Show Topics: 0:00 – Advertisement: AngularBootCamp.Com 3:00 – Webinar announcement January 3rd, 2p EST. 4:10 - Sean talks about the importance of a Mastermind and his evolvement in mastermind groups. Sean breakdowns what exactly what a mastermind is about. 6:10 - Charles ask the panelist if they have engaged in Masterminds. Shai talks about his experience and seeing one-sidedness in Masterminds. Sean talks about how to avoid this issue and staying on track. Sean shares on how to keep the meeting moving forward and meet accountability tasks. 10:10 - Joe asks about examples of chatting on topics with co-workers and how is this different from masterminds. And how to keep topics on track. Sean provides using the round robin method to give each person a chance to bring their needs to the table. Sean talks about how developers share advice and topics in Masterminds. 14:43 -  Charles shares about how this works in using exercise workbooks as a group and who the rotation works for the hot seat. Sean explains that this is used to find others at your same level to help one another. 16:50 - Shai ask about the benefits of mastermind, but how can we integrate higher level issues among a group. Sean shares a story about meeting and benefits of networking in Masterminds. Sean and Chuck continue with the power of networking among these types of groups. 22:00 -  Charles talks about the complexity of personal issues. Shai asks about how to build a mastermind. Sean gives examples of formats and schedule, number of people, and how to conduct successfully. Sean gives examples of technologies to use to help conduct masterminds, like Facebook groups, Skype, Zoom.  Sean explains how this led to building  mastermindhunt.com 27:00 – Advertisement: Get A Coder Job! 27:00 -  Charles talks about how he did a lunch meetup as a mastermind. Lucas gives examples of guilds in his job. Lucas explains the guilds and how this works among the software development team. Lucas shares about presenting in a guild. Lucas says this is great for accountability and success. 30:00 -  Sean asks about the size or how many people are in the guild. Lucas mentions that if you do not understand something, bring it to the guild. Sean mentions how this could help shy people and build trust. Sean talks about “Friend D A” 34:00 -  Charles again talks about that BrownBag lunch mastermind. Charles talks about how to keep masterminds on track and not a chatfest. Joe asks about the accountability goals. Sean talks about how this works in Mastermind Hunt.  Sean gives examples of how to keep people accountable in fun ways. 37:00 -  Shai talks about having to shave his head when he was not meeting accountability goals.  Sean continues about respecting people’s time and keeping on topic with hot seat questions. 39:00 -  Shai asks about how to approach people who are not meeting goals and take-up to much time. Sean says the person with the best relationship should approach the person before they have to bump them out of the mastermind spot. 42:00 - Charles talks about EntreProgrammers as a mastermind and the freeform style of the format. Charles talks about leaving the group if it is not meeting your value needs. 44:00 - Sean talks about the introduction and application programs to enter into a mastermind. Lucas talks about diminishing quality of a mastermind, and how he raised the quality of engaging in a way that heightens the program. Sean shares more aobuu the initial attitude of the person who starts the meeting. 49:00 -  Divya ask about those who are not hitting their goals, but how do you keep them engaged without leaving the group. Sean mentions breaking down the goals or create achievable goals. Sean talks about figuring out the organization and finding where the issues are at that might be the problem to hitting goals. 51:00 - Divya ask about how enthusiasm can diminish about how to keep that from happening in masterminds. Sean says you have to be consistent with your goals and make it fun. 55:00 - Shai gives a quick recap of masterminds. Shai ask about how to rotate the hot seat. Sean give a webinar link for mastermindhunt.com/devchat on January 3rd, 2pm EST. 57:30 – Advertisement – Fresh Books! 30-day free trial! END – Advertisement – Cache Fly! Links: Sean’s Twitter 2frugaldudes  podcast Sean’s LinkedIn mastermindhunt.com mastermindhunt.com/devchat Sponsors: Angular Boot Camp Fresh Books Get a Coder Job Course Cache Fly Picks: Shai Bob Proctor Joe  Coolstuffinc luxor NG Conf Minified Lucas Radical Candor Divya Alan Watts Framework Summit Videos Several Short Sentence about Writing Charles CES - devchat.tv/events Modern Medicine Sean (757) Area Code RevolutionConf.com

Thank you for reading this article, which comes to you originally from Personal Profitability.Hey profiteers! This week Sean Merron is back for his last episode of the month. We're diving into mastermind groups and we'll talk about our history with them. Masterminds have been a huge part of my online success and why I'm able to make six-figures while working from home. Listen to this episode to find […] The post PPP129: How We Structure Our Masterminds With Sean Merron appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability. Hey profiteers! This week Sean Merron is back for his last episode of the month. We're diving into mastermind groups and we'll talk about our history with them. Masterminds have been a huge part of my online success and why I'm able to make six-figures while working from home. Listen to this episode to find […] The post PPP129: How We Structure Our Masterminds With Sean Merron appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability.Hey profiteers! This week Sean Merron is back for his last episode of the month. We're diving into mastermind groups and we'll talk about our history with them. Masterminds have been a huge part of my online success and why I'm able to make six-figures while working from home. Listen to this episode to find […] The post PPP129: How We Structure Our Masterminds With Sean Merron appeared first on Personal Profitability.

Panel: Charles Max Wood Aaron Frost Shai Reznik    Divya Sasidharan Joe Eames Lucas Reis Special Guest: Sean Merron In this episode, The panelist of Adventure In Angular, View on Vue, React Round-Up, and Ruby Rogues and JavaScript Jabber speak with Sean Merron about Mastermind Groups of Startups and much more. Sean is the founder of today's topic and product “Mastermind Hunt.” This product is design to skillfully find a mastermind to take your business and skills to the next level. Show Topics: 0:00 – Advertisement: AngularBootCamp.Com 3:00 – Webinar announcement January 3rd, 2p EST. 4:10 - Sean talks about the importance of a Mastermind and his evolvement in mastermind groups. Sean breakdowns what exactly what a mastermind is about. 6:10 - Charles ask the panelist if they have engaged in Masterminds. Shai talks about his experience and seeing one-sidedness in Masterminds. Sean talks about how to avoid this issue and staying on track. Sean shares on how to keep the meeting moving forward and meet accountability tasks. 10:10 - Joe asks about examples of chatting on topics with co-workers and how is this different from masterminds. And how to keep topics on track. Sean provides using the round robin method to give each person a chance to bring their needs to the table. Sean talks about how developers share advice and topics in Masterminds. 14:43 -  Charles shares about how this works in using exercise workbooks as a group and who the rotation works for the hot seat. Sean explains that this is used to find others at your same level to help one another. 16:50 - Shai ask about the benefits of mastermind, but how can we integrate higher level issues among a group. Sean shares a story about meeting and benefits of networking in Masterminds. Sean and Chuck continue with the power of networking among these types of groups. 22:00 -  Charles talks about the complexity of personal issues. Shai asks about how to build a mastermind. Sean gives examples of formats and schedule, number of people, and how to conduct successfully. Sean gives examples of technologies to use to help conduct masterminds, like Facebook groups, Skype, Zoom.  Sean explains how this led to building  mastermindhunt.com 27:00 – Advertisement: Get A Coder Job! 27:00 -  Charles talks about how he did a lunch meetup as a mastermind. Lucas gives examples of guilds in his job. Lucas explains the guilds and how this works among the software development team. Lucas shares about presenting in a guild. Lucas says this is great for accountability and success. 30:00 -  Sean asks about the size or how many people are in the guild. Lucas mentions that if you do not understand something, bring it to the guild. Sean mentions how this could help shy people and build trust. Sean talks about “Friend D A” 34:00 -  Charles again talks about that BrownBag lunch mastermind. Charles talks about how to keep masterminds on track and not a chatfest. Joe asks about the accountability goals. Sean talks about how this works in Mastermind Hunt.  Sean gives examples of how to keep people accountable in fun ways. 37:00 -  Shai talks about having to shave his head when he was not meeting accountability goals.  Sean continues about respecting people’s time and keeping on topic with hot seat questions. 39:00 -  Shai asks about how to approach people who are not meeting goals and take-up to much time. Sean says the person with the best relationship should approach the person before they have to bump them out of the mastermind spot. 42:00 - Charles talks about EntreProgrammers as a mastermind and the freeform style of the format. Charles talks about leaving the group if it is not meeting your value needs. 44:00 - Sean talks about the introduction and application programs to enter into a mastermind. Lucas talks about diminishing quality of a mastermind, and how he raised the quality of engaging in a way that heightens the program. Sean shares more aobuu the initial attitude of the person who starts the meeting. 49:00 -  Divya ask about those who are not hitting their goals, but how do you keep them engaged without leaving the group. Sean mentions breaking down the goals or create achievable goals. Sean talks about figuring out the organization and finding where the issues are at that might be the problem to hitting goals. 51:00 - Divya ask about how enthusiasm can diminish about how to keep that from happening in masterminds. Sean says you have to be consistent with your goals and make it fun. 55:00 - Shai gives a quick recap of masterminds. Shai ask about how to rotate the hot seat. Sean give a webinar link for mastermindhunt.com/devchat on January 3rd, 2pm EST. 57:30 – Advertisement – Fresh Books! 30-day free trial! END – Advertisement – Cache Fly! Links: Sean’s Twitter 2frugaldudes  podcast Sean’s LinkedIn mastermindhunt.com mastermindhunt.com/devchat Sponsors: Angular Boot Camp Fresh Books Get a Coder Job Course Cache Fly Picks: Shai Bob Proctor Joe  Coolstuffinc luxor NG Conf Minified Lucas Radical Candor Divya Alan Watts Framework Summit Videos Several Short Sentence about Writing Charles CES - devchat.tv/events Modern Medicine Sean (757) Area Code RevolutionConf.com

Panel: Charles Max Wood Aaron Frost Shai Reznik    Divya Sasidharan Joe Eames Lucas Reis Special Guest: Sean Merron In this episode, The panelist of Adventure In Angular, View on Vue, React Round-Up, and Ruby Rogues and JavaScript Jabber speak with Sean Merron about Mastermind Groups of Startups and much more. Sean is the founder of today's topic and product “Mastermind Hunt.” This product is design to skillfully find a mastermind to take your business and skills to the next level. Show Topics: 0:00 – Advertisement: AngularBootCamp.Com 3:00 – Webinar announcement January 3rd, 2p EST. 4:10 - Sean talks about the importance of a Mastermind and his evolvement in mastermind groups. Sean breakdowns what exactly what a mastermind is about. 6:10 - Charles ask the panelist if they have engaged in Masterminds. Shai talks about his experience and seeing one-sidedness in Masterminds. Sean talks about how to avoid this issue and staying on track. Sean shares on how to keep the meeting moving forward and meet accountability tasks. 10:10 - Joe asks about examples of chatting on topics with co-workers and how is this different from masterminds. And how to keep topics on track. Sean provides using the round robin method to give each person a chance to bring their needs to the table. Sean talks about how developers share advice and topics in Masterminds. 14:43 -  Charles shares about how this works in using exercise workbooks as a group and who the rotation works for the hot seat. Sean explains that this is used to find others at your same level to help one another. 16:50 - Shai ask about the benefits of mastermind, but how can we integrate higher level issues among a group. Sean shares a story about meeting and benefits of networking in Masterminds. Sean and Chuck continue with the power of networking among these types of groups. 22:00 -  Charles talks about the complexity of personal issues. Shai asks about how to build a mastermind. Sean gives examples of formats and schedule, number of people, and how to conduct successfully. Sean gives examples of technologies to use to help conduct masterminds, like Facebook groups, Skype, Zoom.  Sean explains how this led to building  mastermindhunt.com 27:00 – Advertisement: Get A Coder Job! 27:00 -  Charles talks about how he did a lunch meetup as a mastermind. Lucas gives examples of guilds in his job. Lucas explains the guilds and how this works among the software development team. Lucas shares about presenting in a guild. Lucas says this is great for accountability and success. 30:00 -  Sean asks about the size or how many people are in the guild. Lucas mentions that if you do not understand something, bring it to the guild. Sean mentions how this could help shy people and build trust. Sean talks about “Friend D A” 34:00 -  Charles again talks about that BrownBag lunch mastermind. Charles talks about how to keep masterminds on track and not a chatfest. Joe asks about the accountability goals. Sean talks about how this works in Mastermind Hunt.  Sean gives examples of how to keep people accountable in fun ways. 37:00 -  Shai talks about having to shave his head when he was not meeting accountability goals.  Sean continues about respecting people’s time and keeping on topic with hot seat questions. 39:00 -  Shai asks about how to approach people who are not meeting goals and take-up to much time. Sean says the person with the best relationship should approach the person before they have to bump them out of the mastermind spot. 42:00 - Charles talks about EntreProgrammers as a mastermind and the freeform style of the format. Charles talks about leaving the group if it is not meeting your value needs. 44:00 - Sean talks about the introduction and application programs to enter into a mastermind. Lucas talks about diminishing quality of a mastermind, and how he raised the quality of engaging in a way that heightens the program. Sean shares more aobuu the initial attitude of the person who starts the meeting. 49:00 -  Divya ask about those who are not hitting their goals, but how do you keep them engaged without leaving the group. Sean mentions breaking down the goals or create achievable goals. Sean talks about figuring out the organization and finding where the issues are at that might be the problem to hitting goals. 51:00 - Divya ask about how enthusiasm can diminish about how to keep that from happening in masterminds. Sean says you have to be consistent with your goals and make it fun. 55:00 - Shai gives a quick recap of masterminds. Shai ask about how to rotate the hot seat. Sean give a webinar link for mastermindhunt.com/devchat on January 3rd, 2pm EST. 57:30 – Advertisement – Fresh Books! 30-day free trial! END – Advertisement – Cache Fly! Links: Sean’s Twitter 2frugaldudes  podcast Sean’s LinkedIn mastermindhunt.com mastermindhunt.com/devchat Sponsors: Angular Boot Camp Fresh Books Get a Coder Job Course Cache Fly Picks: Shai Bob Proctor Joe  Coolstuffinc luxor NG Conf Minified Lucas Radical Candor Divya Alan Watts Framework Summit Videos Several Short Sentence about Writing Charles CES - devchat.tv/events Modern Medicine Sean (757) Area Code RevolutionConf.com

Panel: Charles Max Wood Aaron Frost Shai Reznik    Divya Sasidharan Joe Eames Lucas Reis Special Guest: Sean Merron In this episode, The panelist of Adventure In Angular, View on Vue, React Round-Up, and Ruby Rogues and JavaScript Jabber speak with Sean Merron about Mastermind Groups of Startups and much more. Sean is the founder of today's topic and product “Mastermind Hunt.” This product is design to skillfully find a mastermind to take your business and skills to the next level. Show Topics: 0:00 – Advertisement: AngularBootCamp.Com 3:00 – Webinar announcement January 3rd, 2p EST. 4:10 - Sean talks about the importance of a Mastermind and his evolvement in mastermind groups. Sean breakdowns what exactly what a mastermind is about. 6:10 - Charles ask the panelist if they have engaged in Masterminds. Shai talks about his experience and seeing one-sidedness in Masterminds. Sean talks about how to avoid this issue and staying on track. Sean shares on how to keep the meeting moving forward and meet accountability tasks. 10:10 - Joe asks about examples of chatting on topics with co-workers and how is this different from masterminds. And how to keep topics on track. Sean provides using the round robin method to give each person a chance to bring their needs to the table. Sean talks about how developers share advice and topics in Masterminds. 14:43 -  Charles shares about how this works in using exercise workbooks as a group and who the rotation works for the hot seat. Sean explains that this is used to find others at your same level to help one another. 16:50 - Shai ask about the benefits of mastermind, but how can we integrate higher level issues among a group. Sean shares a story about meeting and benefits of networking in Masterminds. Sean and Chuck continue with the power of networking among these types of groups. 22:00 -  Charles talks about the complexity of personal issues. Shai asks about how to build a mastermind. Sean gives examples of formats and schedule, number of people, and how to conduct successfully. Sean gives examples of technologies to use to help conduct masterminds, like Facebook groups, Skype, Zoom.  Sean explains how this led to building  mastermindhunt.com 27:00 – Advertisement: Get A Coder Job! 27:00 -  Charles talks about how he did a lunch meetup as a mastermind. Lucas gives examples of guilds in his job. Lucas explains the guilds and how this works among the software development team. Lucas shares about presenting in a guild. Lucas says this is great for accountability and success. 30:00 -  Sean asks about the size or how many people are in the guild. Lucas mentions that if you do not understand something, bring it to the guild. Sean mentions how this could help shy people and build trust. Sean talks about “Friend D A” 34:00 -  Charles again talks about that BrownBag lunch mastermind. Charles talks about how to keep masterminds on track and not a chatfest. Joe asks about the accountability goals. Sean talks about how this works in Mastermind Hunt.  Sean gives examples of how to keep people accountable in fun ways. 37:00 -  Shai talks about having to shave his head when he was not meeting accountability goals.  Sean continues about respecting people’s time and keeping on topic with hot seat questions. 39:00 -  Shai asks about how to approach people who are not meeting goals and take-up to much time. Sean says the person with the best relationship should approach the person before they have to bump them out of the mastermind spot. 42:00 - Charles talks about EntreProgrammers as a mastermind and the freeform style of the format. Charles talks about leaving the group if it is not meeting your value needs. 44:00 - Sean talks about the introduction and application programs to enter into a mastermind. Lucas talks about diminishing quality of a mastermind, and how he raised the quality of engaging in a way that heightens the program. Sean shares more aobuu the initial attitude of the person who starts the meeting. 49:00 -  Divya ask about those who are not hitting their goals, but how do you keep them engaged without leaving the group. Sean mentions breaking down the goals or create achievable goals. Sean talks about figuring out the organization and finding where the issues are at that might be the problem to hitting goals. 51:00 - Divya ask about how enthusiasm can diminish about how to keep that from happening in masterminds. Sean says you have to be consistent with your goals and make it fun. 55:00 - Shai gives a quick recap of masterminds. Shai ask about how to rotate the hot seat. Sean give a webinar link for mastermindhunt.com/devchat on January 3rd, 2pm EST. 57:30 – Advertisement – Fresh Books! 30-day free trial! END – Advertisement – Cache Fly! Links: Sean’s Twitter 2frugaldudes  podcast Sean’s LinkedIn mastermindhunt.com mastermindhunt.com/devchat Sponsors: Angular Boot Camp Fresh Books Get a Coder Job Course Cache Fly Picks: Shai Bob Proctor Joe  Coolstuffinc luxor NG Conf Minified Lucas Radical Candor Divya Alan Watts Framework Summit Videos Several Short Sentence about Writing Charles CES - devchat.tv/events Modern Medicine Sean (757) Area Code RevolutionConf.com

Thank you for reading this article, which comes to you originally from Personal Profitability.Hey profiteers, in this episode we're back for week 3 with my Mastermind Hunt co-founder, Sean Merron. Today we're here to talk about FIRE, or financial independence and retiring early. We touched upon this two weeks ago, so if you haven't checked out that episode, go ahead and listen to that first. We'll talk about […] The post PPP128: 3 Steps to Get Started on Your FIRE Plan appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability.Hey profiteers, in this episode we're back for week 3 with my Mastermind Hunt co-founder, Sean Merron. Today we’re here to talk about FIRE, or financial independence and retiring early. We touched upon this two weeks ago, so if you haven’t checked out that episode, go ahead and listen to that first. We'll talk about […] The post PPP128: 3 Steps to Get Started on Your FIRE Plan appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability. Hey profiteers, in this episode we're back for week 3 with my Mastermind Hunt co-founder, Sean Merron. Today we’re here to talk about FIRE, or financial independence and retiring early. We touched upon this two weeks ago, so if you haven’t checked out that episode, go ahead and listen to that first. We'll talk about […] The post PPP128: 3 Steps to Get Started on Your FIRE Plan appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability.Hey profiteers, we're back with Sean Merron, co-founder of Mastermind Hunt. That's the app we co-founded together to help people find mastermind groups to join. If you missed the last episode with Sean, make sure you go back and listen to that first. Then come back here to listen to this podcast! This podcast will be […] The post PPP127: 5 Ways Mastermind Groups Can Help Your Money appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability.Hey profiteers, today we're back with Sean Merron, co-founder of Mastermind Hunt. That's the app we co-founded together to help people find mastermind groups to join. If you missed last week's episode with Sean, make sure you go back and listen to that first. Then come back here to listen to this week's podcast! This podcast […] The post PPP127: 5 Ways Mastermind Groups Can Help Your Money appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability. Hey profiteers, today we're back with Sean Merron, co-founder of Mastermind Hunt. That's the app we co-founded together to help people find mastermind groups to join. If you missed last week's episode with Sean, make sure you go back and listen to that first. Then come back here to listen to this week's podcast! This podcast […] The post PPP127: 5 Ways Mastermind Groups Can Help Your Money appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability.Please welcome this month's guest, Sean Merron! Sean is not only a friend of mine, but we actually co-founded a company together called Mastermind Hunt. You may have heard me talking about Mastermind Hunt before, which is a platform that connects people together to run mastermind groups. Please check it out, and listen to this […] The post PPP126: Mastermind Groups and F.I.R.E. With Sean Merron appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability.Please welcome this month's guest, Sean Merron! Sean is not only a friend of mine, but we actually co-founded a company together called Mastermind Hunt. You may have heard me talking about Mastermind Hunt before, which is a platform that connects people together to run mastermind groups. Please check it out, and listen to this […] The post PPP126: Mastermind Groups and F.I.R.E. With Sean Merron appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability. Please welcome this month's guest, Sean Merron! Sean is not only a friend of mine, but we actually co-founded a company together called Mastermind Hunt. You may have heard me talking about Mastermind Hunt before, which is a platform that connects people together to run mastermind groups. Please check it out, and listen to this […] The post PPP126: Mastermind Groups and F.I.R.E. With Sean Merron appeared first on Personal Profitability.

Panel: Charles Max Wood Guest: Sean Merron This week on My JavaScript Story, Charles speaks with Sean Merron. Sean is currently in Austin, Texas and is originally from Virginia Beach, Virginia. He is a full-time software engineer, and has been for a little over 15 years now, and runs a podcast called 2 Frugal Dudes. He first got into programming when he was in high school and went to a trade school for computer networking. This trade school really gave him a leg up with his certifications and led him to his first job where he did tech support for an office. Sean urges new programmers to always have a project and to never be afraid to learn something new. In particular, we dive pretty deep on: 2 Frugal Dudes How did you get into programming? CCNA and A+ certification Frist experience learning programming AP Computer Science C++ and Java How did you get into JavaScript? Gaming led to him wanting to build websites GeoCities HTML files HTML application Any advice for new programmers? Scripting Life-long learning What have your contributed to the programming community? Teaching, meetups, and conferences How did 2 Frugal Dudes come about? The importance of learning about finances The goal of podcasts His podcast audience demographics They discuss finances in layman’s terms What are you working on now and what are your future plans? And much, much more! Links:  Linode 2 Frugal Dudes EarlyRetirementRoadmap.com @SeanMerron Picks Charles React and View Podcast coming up PodWrench.com Sean Mr. Money Mustache BogleHeads The Little Book of Common Sense Investing by John Bogle

Panel: Charles Max Wood Guest: Sean Merron This week on My JavaScript Story, Charles speaks with Sean Merron. Sean is currently in Austin, Texas and is originally from Virginia Beach, Virginia. He is a full-time software engineer, and has been for a little over 15 years now, and runs a podcast called 2 Frugal Dudes. He first got into programming when he was in high school and went to a trade school for computer networking. This trade school really gave him a leg up with his certifications and led him to his first job where he did tech support for an office. Sean urges new programmers to always have a project and to never be afraid to learn something new. In particular, we dive pretty deep on: 2 Frugal Dudes How did you get into programming? CCNA and A+ certification Frist experience learning programming AP Computer Science C++ and Java How did you get into JavaScript? Gaming led to him wanting to build websites GeoCities HTML files HTML application Any advice for new programmers? Scripting Life-long learning What have your contributed to the programming community? Teaching, meetups, and conferences How did 2 Frugal Dudes come about? The importance of learning about finances The goal of podcasts His podcast audience demographics They discuss finances in layman’s terms What are you working on now and what are your future plans? And much, much more! Links:  Linode 2 Frugal Dudes EarlyRetirementRoadmap.com @SeanMerron Picks Charles React and View Podcast coming up PodWrench.com Sean Mr. Money Mustache BogleHeads The Little Book of Common Sense Investing by John Bogle

Panel: Charles Max Wood Guest: Sean Merron This week on My JavaScript Story, Charles speaks with Sean Merron. Sean is currently in Austin, Texas and is originally from Virginia Beach, Virginia. He is a full-time software engineer, and has been for a little over 15 years now, and runs a podcast called 2 Frugal Dudes. He first got into programming when he was in high school and went to a trade school for computer networking. This trade school really gave him a leg up with his certifications and led him to his first job where he did tech support for an office. Sean urges new programmers to always have a project and to never be afraid to learn something new. In particular, we dive pretty deep on: 2 Frugal Dudes How did you get into programming? CCNA and A+ certification Frist experience learning programming AP Computer Science C++ and Java How did you get into JavaScript? Gaming led to him wanting to build websites GeoCities HTML files HTML application Any advice for new programmers? Scripting Life-long learning What have your contributed to the programming community? Teaching, meetups, and conferences How did 2 Frugal Dudes come about? The importance of learning about finances The goal of podcasts His podcast audience demographics They discuss finances in layman’s terms What are you working on now and what are your future plans? And much, much more! Links:  Linode 2 Frugal Dudes EarlyRetirementRoadmap.com @SeanMerron Picks Charles React and View Podcast coming up PodWrench.com Sean Mr. Money Mustache BogleHeads The Little Book of Common Sense Investing by John Bogle

So what are you majoring in? This question is such a great conversation starter in college but Sean Merron may never know. Sean skipped college by landing a $40k/yr job at 17 and is on schedule to retire at age 35. In Episode 18 listen to Sean describe his early challenges with personal finance and how he recently reinvented / downsized his family's lifestyle on their path to early retirement.  And now that he's mastered personal finance for himself, he's sharing his knowledge by building a PF community with the 2 Frugal Dudes podcast.    http://2frugaldudes.com/ @2frugaldudes http://earlyretirementroadmap.com/ http://fireagecalc.com/ http://rootofgood.com/ https://en.wikipedia.org/wiki/Maslow%27s_hierarchy_of_needs 04:23s Detoxing from FinCon (2017) 07:30s Taking a chance with sending a selfie video in an email blast 12:01s Trying a different career path starting in high school 13:32s Landing a $40k a year job at 17 and skipping college 16:01s Buying a $50,000 BMW at 19 while living in your parents house 19:10s Approaching 30yrs old with big house, pool, 2 kids and pets and having no time 21:30s Discovering concept of early retirement and re-designing your lifestyle 24:00s The basics for calculating retirement age www.fireagecalc.com 29:03s Paying off debt and deciding to downsize 35:10s On schedule to retire at 35 years old 38:35s Maslow’s hierarchy of needs 42:10s Sean’s entrepreneurial experience and doing a 180 on creating an audience first 50:36s Investment risk when you’re close to retirement 52:43s Understanding regulation and privacy concerns 57:13s Embracing change “Don’t quit, change” Enjoy this episode? Share it with friends! Click Subscribe in Itunes!

Frugal Dude Sean Merron and his wife found themselves over $80,000 in debt, caught in a cycle of spending the money they were making as quickly as they could on things and smothered by the overwhelming complexity of their lives. They went from that point a few years ago to adopting a frugal lifestyle and now being just 5 years away from retiring early. Listen on Apple Podcasts Sean is 30 years old, he’s married has two kids and is on track to retire by the time he is 35. They have transformed their lives into being frugal and setting up the rest of their lives so they do not miss anymore unforgettable experiences with their kids and they are doing this while moving from city to city every 2 years. He provides his frugal lifestyle strategies down to the simple things. Cell phone plans, cutting cable out of your house, retirement accounts and even making tacos. “Credit gives the opportunity for people to make mistakes.” They now save 65% of their monthly income, it goes straight into savings. Here is how a normal middle class family has combined location independence and living frugally to be able to retire in their 30s. “Know where you want to be and accept where you are at.” In this episode we discuss... Sean making $40,000 by the time he was 17 years old. His excessive decisions like buying a $50,000 BMW with an $800 monthly payment. Having a wife, 2 kids and a house with a pool in his 20s. Digging his way out of $80,000 in debt. Being forced with the reality that they were missing the unforgettable experiences with their kids. His top 3 steps to take when adopting a frugal lifestyle to early retirement. The tools that he's created and implemented into his own life. His evolution to being a frugal dude. Show Notes Sean's book The Early Retirement Roadmap 2FrugalDudes podcast with host Kevin Griffin Dave Ramsey at Financial Peace University Google Project Fi for cell phones. Mint.com budgeting tool FireAgeCalc.com HD TV Antenna,Skyfind Indoor HDTV Antennas 50 Mile Range with Detachable Signal Booster and 10FT High Performance Coax Cable - Black Sponsors PrintDirtCheap.com – Rockstars in printing with over 30 categories of printing products doing it FAST and doing it CHEAP. Use promo code ‘LIFEHUNTER’ for $10 off of your print job or request a free sample of their work. Check out clickplacement.com to design your search engine marketing strategies and launch an epic PPC campaign. Support the Go Hunt Life show by making a donation to help keep the life hunter stories coming at Patreon.com/gohuntlife Equipment used in this episode: Mic: Audio-Technica ATR2100-USB Cardioid Dynamic USB/XLR Microphone Check out all of the podcast episodes: Go Hunt Life on iTunes

JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin This episode of JavaScript Jabber features panelists Aimee Knight, Cory House, and Charles Max Wood. Special guests Sean Merron and Kevin Griffin discuss how to live frugally. Tune in to hear their advice! [00:02:14] Introduction to Sean and Kevin Sean and Kevin are the hosts of the 2 Frugal Dudes Podcast. They are middle class software engineers. Sean works a 9 to 5 job, while Kevin owns a small business called Swift Kick. Swift Kick is a company that focuses on independent consulting, software development, and training companies for software development. [00:05:50] Different Types of Financial Advisors There is no legal reason that financial advisors have to work in your best interest. On the 2 Frugal Dudes Podcast, Sean and Kevin advise people to use fiduciary advisors. These types of advisors are not legally allowed to accept kickbacks from different funds. This means that they are more likely to help you to the best of their ability. They get paid for their services. Laws are currently changing so that everyone has to be a fiduciary advisor unless clients sign a specific form. [00:10:00] What do I do with money left over at the end of the month that I can’t put into a 401K and Roth IRA? They suggest that you put only the amount of money in your 401K that your company will match. Then, put the rest into a Roth IRA and max that out. Before you decide to do what next, you need to decide why you are saving money. When will you need the money? What will you need it for? Once you know the answer to these questions, you will be able to assess what your money will best be placed. For example, if you are saving to buy a house you need to put your money in a safe investment. A Roth IRA can be used as a savings vehicle or as an emergency fund. Sean believes that a Bank CD is the safest return you can get. [00:14:30] Best Way to Save  For those who are self-employed, it is a good idea to have two emergency funds – a personal and a business fund. Business emergency funds should have five months of personal salary. Kevin built his up over two or three years and uses it as self-insurance. Sean says that the employee world is different. For him, he only keeps the minimum amount in his emergency fund. He knows that he is in a field where his job is in high demand, so feels comfortable with being able to get a job quickly. For others, this may not be the case. Have to evaluate how much to save based on how long you think you may need the money.  [00:18:50] What is the first thing people should be doing for their own financial well being? Kevin follows Dave Ramsey’s advice. Basic emergency fund. He uses $1,000. Most emergencies fall under that amount of money. Get rid of all consumer debt. This includes car payments, credit cards, and student loans. Mortgage is not consumer debt. Grow an emergency fund to three or six months of expenses. Investments. Setting up retirement funds, paying for college, or mortgages. Sean values early retirement so he focuses on that. What does retirement mean to me? What does rich mean? You should always track your money through a budget. Then you can funnel money towards emergency funds and tackling debt. Self-insurance means that you don’t have to worry about funds. It helps lower your stress knowing that you have your finances in order. It is a peaceful place to be and opens up opportunities for you. If someone has stressors in their life – for example, their car breaks down – and they have no money to fix it, they now have car and money problems. This stress can then potentially lead to other problems such as marriage problems. If the money to fix the broken car would have been there, it would alleviate stress. [00:28:23] Difference between 401k, IRA, and Roth IRAs A 401k is an employer provided, long-term retirement savings account. This is where you put in money before it is taxed. With this plan you are limited with the funds you can choose from to invest in. IRAs are long-term retirement plans as well. The first type of IRA is a Traditional IRA, which is similar to a 401k. You get tax reduction for the money you put in the account. You pay taxes once you withdraw money. A Roth IRA is where you already pay taxes on money that you are putting in, but don’t have to pay taxes when withdrawing money. You can withdraw contributions at anytime without being penalized, you just can’t take out any earnings. Another thing that is potentially good for early retirement is a Roth IRA conversion ladder. This is where you take money from a 401k and convert it into a Roth IRA and use it before 60 years old to fund early retirement. Traditional IRAs are good for business owners looking for tax deductions now. An HSA (Health Savings Account) can also be used as a retirement device. It goes towards medical expenses if needed. [00:34:20] Are there tools or algorithms I can use to figure this stuff out? There are some. Portfolio Visualizer allows you to choose different portfolio mixes and put different amounts of money in each one. Portfolio Charts is similar to Portfolio Visualizer but gives nice graphics. Sean created a JavaScript website to help people use to figure out early retirement. The hardest part is calculating return because you have to estimate what your return will be each year. [00:39:00] Put Your Money Somewhere The only bad investment is not making an investment. Even making a bad investment is better than not having any at all. Inflation eats away at money that is just sitting. [00:42:05] If you get one of these advisors what advice should you be looking for? Need someone that tries to understand your particular situation. “It depends” is very true and your advisor should know that. No two people will have the same financial goals. They should want to help reach your goals in the least costly way possible. Other things they should be able to do is be honest and help you control your emotions during upswings and downswings.  [00:47:08] Why index funds? As an investor, you can buy an index fund cheaper than buying the whole index. A mutual fund will try to buy and sell the stocks in that index in order to follow the index's performance. As an investor, you have the opportunity to buy into a mutual fund that handles it for you. You don’t have to independently invest in companies either. You can invest in an index instead that will look at, for example, top performing technology companies. It is usually a better value. [00:53:33] How much do I invest in my business verses putting money into a Roth IRA or 401k? Sean thinks it comes down to retirement goals. At some point you will want money to come in passively and retire in the future. If you can passively put X amount of dollars into your company then it can be looked at as a form of investment. Kevin evaluates his business goals every quarter. He creates a business budget based off of those goals. Picks Cory Random Walk Down Wall Street by Burton Malkiel  Rich Dad, Poor Dad by Robert Kiyosaki  Ego is the Enemy by Ryan Holiday Aimee Hacker News Thread – How to Not Bring Emotions Home With You Phantogram  Charles Money Master the Game by Tony Robbins  ELPs (Endorsed Local Providers) Dave Ramsey Sean The Little Book of Common Sense Investing by John Bogle Mr. Money Mustache Blog  www.mint.com Kevin Unshakable by Tony Robbins YNABS  The Millionaire Next Door by Thomas Stanley Links 2 Frugal Dudes Twitter Sean's Twitter Kevin's Twitter www.swiftkick.in www.kevgriffin.com http://earlyretirementroadmap.com/ 2 Frugal Dudes Podcast

JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin This episode of JavaScript Jabber features panelists Aimee Knight, Cory House, and Charles Max Wood. Special guests Sean Merron and Kevin Griffin discuss how to live frugally. Tune in to hear their advice! [00:02:14] Introduction to Sean and Kevin Sean and Kevin are the hosts of the 2 Frugal Dudes Podcast. They are middle class software engineers. Sean works a 9 to 5 job, while Kevin owns a small business called Swift Kick. Swift Kick is a company that focuses on independent consulting, software development, and training companies for software development. [00:05:50] Different Types of Financial Advisors There is no legal reason that financial advisors have to work in your best interest. On the 2 Frugal Dudes Podcast, Sean and Kevin advise people to use fiduciary advisors. These types of advisors are not legally allowed to accept kickbacks from different funds. This means that they are more likely to help you to the best of their ability. They get paid for their services. Laws are currently changing so that everyone has to be a fiduciary advisor unless clients sign a specific form. [00:10:00] What do I do with money left over at the end of the month that I can’t put into a 401K and Roth IRA? They suggest that you put only the amount of money in your 401K that your company will match. Then, put the rest into a Roth IRA and max that out. Before you decide to do what next, you need to decide why you are saving money. When will you need the money? What will you need it for? Once you know the answer to these questions, you will be able to assess what your money will best be placed. For example, if you are saving to buy a house you need to put your money in a safe investment. A Roth IRA can be used as a savings vehicle or as an emergency fund. Sean believes that a Bank CD is the safest return you can get. [00:14:30] Best Way to Save  For those who are self-employed, it is a good idea to have two emergency funds – a personal and a business fund. Business emergency funds should have five months of personal salary. Kevin built his up over two or three years and uses it as self-insurance. Sean says that the employee world is different. For him, he only keeps the minimum amount in his emergency fund. He knows that he is in a field where his job is in high demand, so feels comfortable with being able to get a job quickly. For others, this may not be the case. Have to evaluate how much to save based on how long you think you may need the money.  [00:18:50] What is the first thing people should be doing for their own financial well being? Kevin follows Dave Ramsey’s advice. Basic emergency fund. He uses $1,000. Most emergencies fall under that amount of money. Get rid of all consumer debt. This includes car payments, credit cards, and student loans. Mortgage is not consumer debt. Grow an emergency fund to three or six months of expenses. Investments. Setting up retirement funds, paying for college, or mortgages. Sean values early retirement so he focuses on that. What does retirement mean to me? What does rich mean? You should always track your money through a budget. Then you can funnel money towards emergency funds and tackling debt. Self-insurance means that you don’t have to worry about funds. It helps lower your stress knowing that you have your finances in order. It is a peaceful place to be and opens up opportunities for you. If someone has stressors in their life – for example, their car breaks down – and they have no money to fix it, they now have car and money problems. This stress can then potentially lead to other problems such as marriage problems. If the money to fix the broken car would have been there, it would alleviate stress. [00:28:23] Difference between 401k, IRA, and Roth IRAs A 401k is an employer provided, long-term retirement savings account. This is where you put in money before it is taxed. With this plan you are limited with the funds you can choose from to invest in. IRAs are long-term retirement plans as well. The first type of IRA is a Traditional IRA, which is similar to a 401k. You get tax reduction for the money you put in the account. You pay taxes once you withdraw money. A Roth IRA is where you already pay taxes on money that you are putting in, but don’t have to pay taxes when withdrawing money. You can withdraw contributions at anytime without being penalized, you just can’t take out any earnings. Another thing that is potentially good for early retirement is a Roth IRA conversion ladder. This is where you take money from a 401k and convert it into a Roth IRA and use it before 60 years old to fund early retirement. Traditional IRAs are good for business owners looking for tax deductions now. An HSA (Health Savings Account) can also be used as a retirement device. It goes towards medical expenses if needed. [00:34:20] Are there tools or algorithms I can use to figure this stuff out? There are some. Portfolio Visualizer allows you to choose different portfolio mixes and put different amounts of money in each one. Portfolio Charts is similar to Portfolio Visualizer but gives nice graphics. Sean created a JavaScript website to help people use to figure out early retirement. The hardest part is calculating return because you have to estimate what your return will be each year. [00:39:00] Put Your Money Somewhere The only bad investment is not making an investment. Even making a bad investment is better than not having any at all. Inflation eats away at money that is just sitting. [00:42:05] If you get one of these advisors what advice should you be looking for? Need someone that tries to understand your particular situation. “It depends” is very true and your advisor should know that. No two people will have the same financial goals. They should want to help reach your goals in the least costly way possible. Other things they should be able to do is be honest and help you control your emotions during upswings and downswings.  [00:47:08] Why index funds? As an investor, you can buy an index fund cheaper than buying the whole index. A mutual fund will try to buy and sell the stocks in that index in order to follow the index's performance. As an investor, you have the opportunity to buy into a mutual fund that handles it for you. You don’t have to independently invest in companies either. You can invest in an index instead that will look at, for example, top performing technology companies. It is usually a better value. [00:53:33] How much do I invest in my business verses putting money into a Roth IRA or 401k? Sean thinks it comes down to retirement goals. At some point you will want money to come in passively and retire in the future. If you can passively put X amount of dollars into your company then it can be looked at as a form of investment. Kevin evaluates his business goals every quarter. He creates a business budget based off of those goals. Picks Cory Random Walk Down Wall Street by Burton Malkiel  Rich Dad, Poor Dad by Robert Kiyosaki  Ego is the Enemy by Ryan Holiday Aimee Hacker News Thread – How to Not Bring Emotions Home With You Phantogram  Charles Money Master the Game by Tony Robbins  ELPs (Endorsed Local Providers) Dave Ramsey Sean The Little Book of Common Sense Investing by John Bogle Mr. Money Mustache Blog  www.mint.com Kevin Unshakable by Tony Robbins YNABS  The Millionaire Next Door by Thomas Stanley Links 2 Frugal Dudes Twitter Sean's Twitter Kevin's Twitter www.swiftkick.in www.kevgriffin.com http://earlyretirementroadmap.com/ 2 Frugal Dudes Podcast

JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin This episode of JavaScript Jabber features panelists Aimee Knight, Cory House, and Charles Max Wood. Special guests Sean Merron and Kevin Griffin discuss how to live frugally. Tune in to hear their advice! [00:02:14] Introduction to Sean and Kevin Sean and Kevin are the hosts of the 2 Frugal Dudes Podcast. They are middle class software engineers. Sean works a 9 to 5 job, while Kevin owns a small business called Swift Kick. Swift Kick is a company that focuses on independent consulting, software development, and training companies for software development. [00:05:50] Different Types of Financial Advisors There is no legal reason that financial advisors have to work in your best interest. On the 2 Frugal Dudes Podcast, Sean and Kevin advise people to use fiduciary advisors. These types of advisors are not legally allowed to accept kickbacks from different funds. This means that they are more likely to help you to the best of their ability. They get paid for their services. Laws are currently changing so that everyone has to be a fiduciary advisor unless clients sign a specific form. [00:10:00] What do I do with money left over at the end of the month that I can’t put into a 401K and Roth IRA? They suggest that you put only the amount of money in your 401K that your company will match. Then, put the rest into a Roth IRA and max that out. Before you decide to do what next, you need to decide why you are saving money. When will you need the money? What will you need it for? Once you know the answer to these questions, you will be able to assess what your money will best be placed. For example, if you are saving to buy a house you need to put your money in a safe investment. A Roth IRA can be used as a savings vehicle or as an emergency fund. Sean believes that a Bank CD is the safest return you can get. [00:14:30] Best Way to Save  For those who are self-employed, it is a good idea to have two emergency funds – a personal and a business fund. Business emergency funds should have five months of personal salary. Kevin built his up over two or three years and uses it as self-insurance. Sean says that the employee world is different. For him, he only keeps the minimum amount in his emergency fund. He knows that he is in a field where his job is in high demand, so feels comfortable with being able to get a job quickly. For others, this may not be the case. Have to evaluate how much to save based on how long you think you may need the money.  [00:18:50] What is the first thing people should be doing for their own financial well being? Kevin follows Dave Ramsey’s advice. Basic emergency fund. He uses $1,000. Most emergencies fall under that amount of money. Get rid of all consumer debt. This includes car payments, credit cards, and student loans. Mortgage is not consumer debt. Grow an emergency fund to three or six months of expenses. Investments. Setting up retirement funds, paying for college, or mortgages. Sean values early retirement so he focuses on that. What does retirement mean to me? What does rich mean? You should always track your money through a budget. Then you can funnel money towards emergency funds and tackling debt. Self-insurance means that you don’t have to worry about funds. It helps lower your stress knowing that you have your finances in order. It is a peaceful place to be and opens up opportunities for you. If someone has stressors in their life – for example, their car breaks down – and they have no money to fix it, they now have car and money problems. This stress can then potentially lead to other problems such as marriage problems. If the money to fix the broken car would have been there, it would alleviate stress. [00:28:23] Difference between 401k, IRA, and Roth IRAs A 401k is an employer provided, long-term retirement savings account. This is where you put in money before it is taxed. With this plan you are limited with the funds you can choose from to invest in. IRAs are long-term retirement plans as well. The first type of IRA is a Traditional IRA, which is similar to a 401k. You get tax reduction for the money you put in the account. You pay taxes once you withdraw money. A Roth IRA is where you already pay taxes on money that you are putting in, but don’t have to pay taxes when withdrawing money. You can withdraw contributions at anytime without being penalized, you just can’t take out any earnings. Another thing that is potentially good for early retirement is a Roth IRA conversion ladder. This is where you take money from a 401k and convert it into a Roth IRA and use it before 60 years old to fund early retirement. Traditional IRAs are good for business owners looking for tax deductions now. An HSA (Health Savings Account) can also be used as a retirement device. It goes towards medical expenses if needed. [00:34:20] Are there tools or algorithms I can use to figure this stuff out? There are some. Portfolio Visualizer allows you to choose different portfolio mixes and put different amounts of money in each one. Portfolio Charts is similar to Portfolio Visualizer but gives nice graphics. Sean created a JavaScript website to help people use to figure out early retirement. The hardest part is calculating return because you have to estimate what your return will be each year. [00:39:00] Put Your Money Somewhere The only bad investment is not making an investment. Even making a bad investment is better than not having any at all. Inflation eats away at money that is just sitting. [00:42:05] If you get one of these advisors what advice should you be looking for? Need someone that tries to understand your particular situation. “It depends” is very true and your advisor should know that. No two people will have the same financial goals. They should want to help reach your goals in the least costly way possible. Other things they should be able to do is be honest and help you control your emotions during upswings and downswings.  [00:47:08] Why index funds? As an investor, you can buy an index fund cheaper than buying the whole index. A mutual fund will try to buy and sell the stocks in that index in order to follow the index's performance. As an investor, you have the opportunity to buy into a mutual fund that handles it for you. You don’t have to independently invest in companies either. You can invest in an index instead that will look at, for example, top performing technology companies. It is usually a better value. [00:53:33] How much do I invest in my business verses putting money into a Roth IRA or 401k? Sean thinks it comes down to retirement goals. At some point you will want money to come in passively and retire in the future. If you can passively put X amount of dollars into your company then it can be looked at as a form of investment. Kevin evaluates his business goals every quarter. He creates a business budget based off of those goals. Picks Cory Random Walk Down Wall Street by Burton Malkiel  Rich Dad, Poor Dad by Robert Kiyosaki  Ego is the Enemy by Ryan Holiday Aimee Hacker News Thread – How to Not Bring Emotions Home With You Phantogram  Charles Money Master the Game by Tony Robbins  ELPs (Endorsed Local Providers) Dave Ramsey Sean The Little Book of Common Sense Investing by John Bogle Mr. Money Mustache Blog  www.mint.com Kevin Unshakable by Tony Robbins YNABS  The Millionaire Next Door by Thomas Stanley Links 2 Frugal Dudes Twitter Sean's Twitter Kevin's Twitter www.swiftkick.in www.kevgriffin.com http://earlyretirementroadmap.com/ 2 Frugal Dudes Podcast

The Early Retirement Roadmap http://earlyretirementroadmap.com/ is over 25,000 words of priceless knowledge to get your life on autopilot towards retirement, faster. Sean Merron, the creator of FIREAgeCalc.com http://fireagecalc.com/ and co-host of The 2 Frugal Dudes Podcast http://2frugaldudes.com/ shares everything he's learned from his research and life mistakes so you can get on track. You'll learn how to figure out what retirement means to you and the benefits of having early retirement as a passive income backup plan to give you the freedom to do what you love, when you love doing it. This jam packed book will teach you how to track your money, tackle debt and invest to use the power of compound interest. The longer you wait to make the changes in your life, the longer you'll have to work. Let's get started! http://earlyretirementroadmap.com/ In this episode you will learn: What steps you need to take to retire early How to minimize startup costs The Hack: Cash Stache How to make your money grow