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In the latest episode of Scratch, Tracey-Lee gets into what it really takes to build trust in a controversial space, how she sells brand investment to a CFO who only speaks performance, and the Black Friday campaign where Payflex faked a data breach and somehow lived to tell the tale. The key takeaway: 1. Radical honesty is not a risk, it's a requirement In a controversial category, you have to be as loud with your rebuttals as your critics are with their attacks. Silence reads as guilt. 2. BNPL customers aren't who the headlines say they are Payflex users are not over-indebted people stretching to survive. They're actualizing. Identity-driven. The emotional need sits at the top of Maslow's hierarchy, not the bottom. 3. The two-year brand cliff is real Cut brand budget today, nothing happens for six months, maybe a year. Then sales tank. And to recover it, you spend two to three times what you cut. The lag is the weapon CMOs need to use in every CFO conversation. 4. Brief writing is a tattoo, not a tick box WATTW. What are we trying to achieve here. If you can't answer that before you brief, you shouldn't be briefing. 5. Marketing is an advocate for the market, not a go-to-market function Marketers need to be in the product room early, sometimes aggressively, because no product strategy survives contact with a customer insight that nobody bothered to bring in. 6. Learn the finances early The biggest unlock in Tracey-Lee's career was understanding what CFOs actually care about: customer equity, market share, lifetime value. Not ROAS. 7. Boldness needs justification, not just instinct The data breach campaign worked because it had a clear strategic logic behind it. Payflex is an innovator and Black Friday demands standout or silence. Watch the video version of this podcast on Youtube ▶️: https://youtu.be/fPIrrl9Qg3I Scratch is a production of Rival, a marketing innovation consultancy that develops strategies and capabilities that help businesses grow faster. Scratch is hosted by Viren Samani, and he's joined by Tracey-Lee Zürcher-Campbell of Payflex in this episode Find Rival online at www.wearerival.com, LinkedIn Find Viren on Linkedin Find Tracey-Lee on Linkedin Say hi at media@wearerival.com, we'd love to hear from you. Rival is a marketing consultancy for brands that want to challenge convention in their category. We're on a mission to understand what challenger brands do differently to grow in categories that are being disrupted, and use a challenger playbook to deliver outsized impact through an integrated, tech-enabled approach. Past guests include CMOs from Mastercard, GE, Shell, Hyperloop, Adobe, PepsiCo, and Papa Johns.If you're interested in learning more about marketing from successful CMOs, we compiled a list of the top 5 CMO podcasts to listen to in 2024; check it out here
Jevan Lenox, Chief People Officer at Writer, joined us on The Modern People Leader. We talked about why AI adoption alone is not enough, how companies can use “directed innovation” to drive real business outcomes with AI, and what high performance looks like in the AI era.---- Sponsor Links:
In this solo episode of Million Dollar Flip Flops, Rodric breaks down what he believes is the single biggest killer of business growth — and it's not the economy, interest rates, or competition.It's comfort.Not the early struggle. Not obvious failure.It's that quiet, sneaky place where:Revenue looks good on paperLife feels “manageable”Survival isn't on the line anymore…and growth stops being necessary, so it quietly becomes optional.Rodric shares:Why most builders don't stall because they fail — they stall because they succeed just enoughHow comfort kills ambition in the same way it killed empires (yes, including Rome)Why your why has to evolve from survival → stability → lifestyle → something biggerWhy “optional growth” will always lose to comfortHow all business problems are ultimately human problemsWhy he still coaches even after selling his last company (and how it ties directly to SASLA & impact)You'll also hear stories about the Roman Empire, Henry Ford, and the subtle way comfort erodes standards, responsibility, discipline — and eventually, your edge.This episode is a gut check for any builder or entrepreneur who's doing 2, 3, even 10 million a year… and feels like life looks good on paper, but something inside knows they're coasting.
Send us Fan MailWhat do traffic jams, poker strategy, and applicant tracking systems have in common? More than you'd think.In this episode, Vanessa unpacks decision-making under uncertainty—why the “fastest” route isn't always the best one, and how both life and job searches can punish us for not being able to predict the future. We talk GPS stress, Annie Duke's poker-based decision framework, nervous system regulation (Maslow before Bloom, always), and a real-world job search story that proves something important:Humans still hire humans—even when algorithms try to pretend otherwise.In This Episode, We CoverWhy GPS (and life) makes “best guesses,” not promises How teachers get stuck outcome-shaming themselves (“If it went badly, I must be wrong…”) What poker psychology teaches us about uncertainty and decision quality A Teacher Hack for protecting your nervous system: take the scenic route The truth about Applicant Tracking Systems (ATS) and why resumes vanish A behind-the-scenes story of navigating hiring systems by reintroducing human connection How to spot culture red flags before you accept the job Why “optimized” doesn't always mean “healthy” Links MentionedJack Palance “one-armed push-ups” clip (referenced in episode): https://www.youtube.com/watch?v=AGxL5AFzzMY Teachers in Transition podcast homepage: https://teachersintransition.buzzsprout.com Facebook: https://www.facebook.com/profile.php?id=61565671792885 Website: https://TeachersinTransition.com Optional: Support the Podcast
Why do some students quit after one day, while others become skiers for life? In this episode of First Chair, host George Thomas is joined by Sebastian Crain to explore the deep psychology behind snowsports instruction. Sebastian teaches at Aspen Snowmass and Eldora, but he also holds a Master's in the Social Psychology of Sport. He uses that expertise to explain why Self-Determination Theory (SDT) is the ultimate tool for modern instructors. Sebastian breaks down the three basic psychological needs—autonomy, competency, and relatedness—and explains how they lead to "intrinsic motivation." Learn how to move your guests away from just "trying it out" and toward a permanent identity as a snowpro. We also discuss how to deliver "informational" rather than "controlling" feedback to keep your students in the driver's seat. In this episode, we discuss: - How Self-Determination Theory improves on Maslow's Hierarchy. - The motivation spectrum: From ice cream rewards to flow state. - 9 statistically significant characteristics of effective feedback. - Shifting the focus from what you teach to how the guest feels.
You've worked on your messaging. You've used AI to help clean it up. You've rewritten your bio three times. And still, the right people aren't responding.Here's the problem Adam and Jess zero in on in this episode: most coaches are writing from where they are, not from where their people are. That gap is costing you conversations, clients, and trust.This is Part 3 of the Maslow Mountain series, and it's probably the one you've been waiting for. Parts 1 and 2 built the foundation of understanding your avatar and nailing your payoff. This episode is where it all lands, because if your messaging doesn't meet your person on the level of the mountain they're actually standing on, none of the rest of it matters.The conversation gets specific fast. Jess flags the "I help blank do blank" formula as the single most common messaging mistake coaches make, not because the structure is wrong but because the language is always too generic, too aspirational, and too far from where the person actually is right now. Adam pulls in the psychographic lens: what does your avatar think, feel, and need at this exact moment? Those are the three questions that need to drive every piece of messaging you put into the world.They also get honest about AI. It's a great thought partner. It's a lousy content creator unless you've done the foundational human work first. And in a world where people can now feel the difference between a real person's message and a generated one, leaning on AI without that foundation isn't just ineffective. It actively erodes trust.What you'll take away from this episode:Why "I help [avatar] achieve [outcome]" is killing your conversions and what to replace it withThe specific question you need to answer before writing a single word of messaging: where is your avatar on the mountain right now?Why aspirational language repels the very people you're trying to attractHow to remove ego from your messaging without removing yourself from itThe difference between specificity and complexity (and why your audience wants one, not both)What Taki Moore gets right that most coaches get completely wrong about authentic messagingWhy storytelling outperforms information dumping every single time, on social, on stage, and everywhere elseThe big idea:Your messaging has nothing to do with you. It has everything to do with them. The coaches who land clients consistently aren't the most credentialed or the most polished. They're the ones whose words make their ideal client think, "How did they know that's exactly where I am right now?" That feeling is trust. And trust is what closes.Notable quote:"Stop the peacocking and just really start being you. Even if you're a manatee." — Jess WebberResources Mentioned:Building a StoryBrand by Donald Miller (referenced: guide vs. hero positioning)Taki Moore — go watch his recent reels for a masterclass in authentic, avatar-first messagingILC Community: ilovecoachingco.comInstagram: @ilovecoachingco / @adamrroach / @thejesswebberYouTube: youtube.com/@ilovecoachingcoTimestamps:[00:00] Opening: Episode 3 of Maslow Mountain and the messaging problem[00:29] Why AI is a copilot, not a content creator[02:37] What happens when you rely solely on AI for messaging[04:10] The "I help blank do blank" trap[05:30] Think and feel: the two messaging filters that build trust[06:36] Why specificity is the trust builder (and it doesn't mean fancy language)[08:26] Push pause: your one action item from this episode[09:01] Active cringe face and why aspirational language misses the mark[11:00] Social media is not about you, full stop[12:53] The hero vs. guide shift (Donald Miller reference)[14:00] Jess's keynote story: what happened when she removed the info dump[15:50] Taki Moore as a case study in authentic positional messaging[18:28] Authenticity vs. ego: the distinction that changes everything[20:57] The peacocking problem and the permission to stop[22:43] Preview: Part 4 is coming, and it's about letting your message work without youJoin the Community:Ready to build a coaching business where the right people actually find you? The ILC community is where coaches stop guessing at their messaging and start building something that works. Head over to ilovecoachingco.com.
In this episode, Lisa continues her deep dive into intentional weight loss through a trauma‑informed, mind‑body‑spirit lens. Building on previous discussions about Maslow's hierarchy and conscious decision‑making, she explores what it truly means to approach weight loss from love, presence, and self‑leadership rather than fear, shame, or diet‑culture conditioning. Lisa reflects on a recent conversation from the Mind and Fitness podcast, where a listener experienced “effortless” weight loss after shifting his mindset. She explains that mindset alone doesn't change the scale—mindset changes behaviors, and behaviors change outcomes. Lisa emphasizes the necessity of waking up and becoming conscious, intentional, and present in your relationship with food, your body, and yourself. Weight loss cannot be passive or dissociated.Topics Include:Conscious Creation & Self‑EnergyLove vs. Fear as a MotivatorBringing All Parts of You Along[0:56] Lisa announces several upcoming opportunities for deeper community engagement, including the first live Patreon Q&A happening Thursday, May 22, 2026 at 6 PM EDT, ongoing Patreon membership tiers at $5, $10, and $25 per month offering behind‑the‑scenes content and live calls, and a five‑day in‑person Omega retreat from July 12–17, 2026.[5:28] Lisa explains that sustainable weight loss requires operating from a higher level of consciousness by taking full responsibility, waking up from “passenger seat” patterns, and stepping into true ownership of food decisions; she highlights Eddie Lindenstein's experience, where moving from self‑force to self‑worth naturally changed his eating behaviors and led to effortless weight loss, demonstrating how internal shifts must translate into physical action to create real results.[13:05] Lisa highlights that sustainable weight loss happens when it is driven by self‑love and safety rather than fear‑based control, noting that love sustains long‑term alignment while fear only fuels short bursts of effort; she also emphasizes the need to fully grieve and accept personal responsibility for every food‑related choice because many people stall until this responsibility truly lands. [28:28] Lisa explains that intentional weight loss requires pairing inner work by continually aligning mindset with nutrient‑dense, high‑volume, low‑calorie eating while observing outcomes and iterating an act of self‑love, liberation, and self‑actualization rather than self‑loathing allow the pursuit to become an embodied expression of growth and personal freedom.[47:17] Lisa underscores the importance of grounding intentional weight loss in safety by maintaining clear health boundaries while accessing capital‑S Self energy from IFS and spiritual frameworks (presence, perspective, patience, playfulness, persistence; calm, clarity, courage, curiosity, compassion, confidence, connection, creativity) so that behavior change arises from wholeness and self‑leadership rather than deficiency‑driven pursuit.. [54:16] Lisa teaches that readiness for intentional weight loss requires reliably meeting basic needs—eating when hungry, stopping when full, and trusting food consistency—because the same behaviors can be safe or unsafe depending on the energy behind them; she reminds listeners that they are spiritual beings who have bodies, not bodies who occasionally feel spiritual, and she emphasizes integrating and honoring all past selves rather than exiling them, modeling this through keeping old photos visible and her “302” tattoo as a way of carrying her history with love and sustaining long‑term change.Embody Peace With Food: A Revolutionary Holistic Approach - Omega Institute: July 12-17, 2026LISA IS NOW ACCEPTING: One-on-One Clients!Purchase the OOTC book of 50 Journal PromptsLeave Questions and Feedback for Lisa via OOTC Pod Feedback Form Email Lisa: lisa@lisaschlosberg.comOut of the Cave Merch - For 10% off use code SCHLOS10Lisa's Socials: Instagram Facebook YouTube
For the first time in 26 years of the Working Relations Index, every single North American OEM moved up the chart. Ford, Toyota, Stellantis, Honda, GM, and Nissan all scored higher than the year before. That has never happened. Not once.In this special episode, Jan sits down with Dr. Angela Johnson, principal at Plante Moran responsible for the WRI, along with Sig Huber, Chief Commercial Officer of Elm Analytics and former supplier risk leader at Toyota and Fiat Chrysler. Three sharp voices. One story the industry needs to hear.Tariffs. EV cost recovery. Permacrisis fatigue. Return-to-office mandates. Four undercurrents shaped this year's results, and they all point to the same place. When OEMs can't control the macro, they lean into what they can control. Communication. Accessibility. Buyer responsiveness. Taking the meeting. Listening. Acting. That's what moved the needle, and the suppliers noticed.Ford's 32-point jump is the second-largest gain in WRI history, and Liz Door led that charge from the top. Stellantis is showing the early signs of a real turnaround under Filosa. GM's still working through cultural inertia, but the relationship side keeps moving in the right direction. And Toyota and Honda aren't slowing down.Angela also unpacks her new 6C framework. It's the bridge between transactional and relational. Commercial fairness, consistency, clear expectations, communication, continuity, and collaboration. It's the structure the industry's been missing.But here's the harder truth. The next 18 to 24 months will test every relationship in this industry. Cost of goods sold is climbing. Supplier financial distress is creeping back. Cross-functional alignment inside the OEMs is slipping. The playbook's changing. The question isn't whether we can do this together. It's whether we will.Here's the link to the WRI 2026 StudyThemes Discussed in this EpisodeFirst-time-ever WRI result: all six OEMs scored upPermacrisis fatigue and the shift toward collaborationTariffs, EV cost recovery, and commercial fairnessThe 6C framework: bridging transactional and relationalFord's record-setting jump and Liz Door's leadershipStellantis's rebound under FilosaGM's ongoing culture changeTop 50 suppliers, organizational memory, and cultural inertiaReturn-to-office mandates and buyer performanceCross-functional decline inside the OEMsFrom cost reduction to resilience: the playbook is changing
In an era marked by remote work, digital convenience, and a documented 24% decline in everyday social interactions, many leaders are noticing a subtle but significant erosion of human connection — both in their personal lives and across their organizations. Our guest is Dr. Gillian Sandstrom, associate professor of psychology at the University of Sussex and author of the new book Once Upon a Stranger: The Science of How Small Talk Can Add Up To a Big Life. Sandstrom has spent 16 years researching the often-overlooked power of brief conversations with strangers — what she calls “micro-social interactions.” Her work reveals that these small moments are far from trivial. Talking to strangers can meaningfully improve mood, reduce anxiety, strengthen our sense of belonging, spark curiosity, and even lead to surprising insights or unexpected opportunities. Yet most people dramatically underestimate these benefits and overestimate the discomfort involved. For leaders, the implications extend well beyond personal well-being. In workplaces where belonging remains a fundamental human need — sitting near the top of Maslow's hierarchy after basic security — fostering even these tiny moments of genuine connection can elevate employee morale, combat isolation, and help create cultures where people feel truly seen and valued. The conversation explores practical ways leaders can apply these insights: from how they start meetings and interact with team members to the everyday environments they shape that make natural human exchange more likely. The discussion also examines the real psychological barriers that hold people back — including fear of rejection, which research shows is far rarer than we predict — and offers practical steps for building comfort over time. A memorable statistics class experiment involving simple greetings provides direct, actionable lessons for anyone in a leadership role. Sandstrom's research, recently featured in The New York Times, challenges the modern habit of moving through our days in relative silence. It invites a gentler, more connected way of showing up — both as individuals and as leaders. As the episode makes clear, meaningful improvements in well-being and organizational health often arise not from grand gestures, but from the cumulative power of many small interactions. Tune in to discover why reintroducing these everyday moments of connection may be one of the simplest yet most powerful levers available to leaders today — and how small talk (yes, small talk!) can add up to a bigger, richer life and a more humane workplace. It is a really cool and uncommonly insightful conversation! The post Gillian Sandstrom: How Talking to Strangers Boosts Well-Being and Leadership Impact appeared first on Mark C. Crowley.
You've got the credentials. You've built the thing. You know you can help people.So why does selling it still feel like pulling teeth?In part two of our Maslow's Mountain series, Jess and Adam go deep on the concept that separates coaches who consistently sign clients from the ones who are stuck explaining their offer over and over and still hearing crickets.That concept is payoff language.Not a list of deliverables. Not a menu of options. One clear sentence that tells your ideal client exactly what changes for them when they work with you.Here's what we cover in this episode:What payoff language actually is and why it is never a list of what your client gets (modules, PDFs, sessions, access to the GPT you built at 2am). People don't buy logistics. They buy the emotion on the other side of the logistics.Why imposter syndrome is a payoff language problem. If you feel like you don't know enough, aren't ready, or can't confidently talk about what you do, you don't have a credibility problem. You have a clarity problem. Fix the payoff, fix the confidence.Outcomes vs. deliverables and why coaches get this backward. Most coaches default to deliverables because they haven't identified a simple, low-Maslow language outcome yet. They're speaking from the summit of the mountain to someone still at base camp. And base camp doesn't speak summit.Why one offer beats six every single time. Confused people do nothing. Adam and Jess break down exactly why trying to solve for every scenario before you've nailed the first one is the fastest route to nobody buying anything.The First Chapter Framework. You don't need to teach the whole book. You just need to start at the beginning, deliver on the promise of chapter one, and let confirmation bias do the rest of the work for you.Speaking the language of where your avatar has been, not where you are. The coaches who get this right are the ones who can stop thinking about where they are going and start talking to the person they used to be. Rory Vaden calls it being most powerfully positioned to serve the person you used to be. This episode is the tactical breakdown of what that actually looks like in your marketing and your messaging.If you are building a coaching or consulting business and your sales conversations feel like convincing people instead of connecting with them, this episode will change how you think about positioning your offer.This is part two in an ongoing series on Maslow's Mountain and how understanding your avatar's hierarchy of needs is the foundation of a coaching business that actually works. If you missed part one, go back and listen there first.Ready to build your payoff and package it into an offer? Join our 3-day challenge at ilovecoachingco.com/challengeGet the free Get Paid to Coach PDF at ilovecoachingco.com/get-paid-to-coachFollow us @ilovecoachingcoKeywords: coaching business, coaching offer, payoff language, how to sell coaching, coaching marketing, imposter syndrome in coaching, coaching niche, how to sign coaching clients, deliverables vs outcomes, one offer strategy, coaching transformation, coaching business strategy, Maslow's hierarchy of needs coaching, how to price coaching, messaging for coaches, coaching for consultants, coaching business growth, life coach marketing, business coach offer, how to build a coaching business
What Fresh Hell: Laughing in the Face of Motherhood | Parenting Tips From Funny Moms
This Deep Dive series revisits some of our past episodes on discerning what we need as moms, and then asking for it confidently. Most of us know about Maslow's Hierarchy of Needs, the pyramid pattern through which human needs and motivations generally move upward. We can't worry about what's at the upper levels of the pyramid until and unless the more basic needs at the bottom of the pyramid– food, warmth, safety– are met first. Leslie Forde, founder of Mom's Hierarchy of Needs, has rethought that pyramid for the way we live our lives as mothers. There's a reason there's not enough bandwidth in our lives for fun and connection and self-actualization. Mom's Hierarchy of Needs provides moms with products, research and community to reclaim time from their never-done to-do lists. In this episode, Leslie explains: Why mom's hierarchy of needs is a little different than Maslow's When and why your hierarchy of needs might shift How to prioritize your career, healthy relationships, and self-care in your own hierarchy Leslie says that it's important to realize your health and wellbeing is equal in importance to your children's health and wellbeing, and once you internalize that, you can start to make room for your own needs without feeling guilty or frivolous. Here's where you can find Leslie: Facebook: @MOMSHIERARCHYOFNEEDS Twitter: @MOMSHIERARCHY IG: @MOMSHIERARCHYOF_NEEDS Leslie's TimeCheck app https://momshierarchyofneeds.com/ Our episode "Isn't This Supposed to Be More Fun?" Sign up for the What Fresh Hell newsletter! Once a month, you'll get our favorite recent episodes, plus links to other things to read and watch and listen to, and upcoming special events. What Fresh Hell is co-hosted by Amy Wilson and Margaret Ables. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: https://www.whatfreshhellpodcast.com/p/promo-codes/ Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode, Lisa talks about how safety, conscious input, and mind‑body awareness set the foundation for intentional weight loss. She shares new updates from “Bob,” whose real‑time shifts show how tools like safety visualization and breath awareness create real change. Lisa explains why movement only becomes therapeutic when your mindset and your body are working together, and she reframes stress through seasonality and bioindividuality—reminding us that our capacity changes across life seasons. She introduces Maslow's hierarchy to show why a steady, safe relationship with food must come first before any aesthetic goals. This episode sets the stage for the next phase of the Solo Series: a trauma‑informed, grounded approach to sustainable weight loss.Topics Include:Conscious InputEmbodied ShiftsSeasonal CapacityFoundational Safety[0:33] Lisa announces current community offerings: a free trauma‑informed restorative yoga class on May 14, a free one‑hour coaching session for anyone who registers for the Omega retreat by May 15, details for the in‑person Omega retreat happening July 12–17, and the launch of the Patreon community with bonus content and a monthly live Q&A.[20:01] Lisa expands on embodied safety as the starting point for any real change, showing how practices like the safety bubble help your body feel protected enough to grow. She uses Maslow's hierarchy to illustrate why stability with food and basic safety must come first, explaining that intentional weight loss sits higher on the pyramid as a growth‑based goal—something you can only pursue once your foundational needs are met and your system feels steady, supported, and resourced.[32:17] Lisa introduces the three‑level framework by explaining that intentional weight loss only becomes possible when you move through a clear progression. She frames the entire process as a trauma‑informed path from safety to connection to intentional change. [34:13] Lisa explains that Level 1 is about building emotional sobriety and food stability, where she teaches you to feed yourself regularly and predictably so your body learns it is safe, supported, and no longer in survival mode. Level 2 focuses on reconnecting with your body through interoception, breath, posture, and conscious input, helping you make choices from regulation instead of reactivity. Level 3 is where intentional weight loss becomes possible, because you are grounded, resourced, and able to make growth‑based adjustments with clarity, agency, and self‑trust rather than urgency or self‑rejection.[1:02:54] Lisa explains the difference between pursuing weight loss from deprivation versus growth, naming how her past survival‑driven attempts came from unmet needs while her current aesthetic goals only make sense because her foundation is stable. She shows that intentional change can only happen when radical acceptance, self‑compassion, and trauma‑informed awareness are woven into every level turning the pursuit of any goal into a gentle, shame‑free practice of reparenting rather than a return to urgency or self‑abandonment. [1:25:27] Lisa wraps up the episode by bringing the focus back to safety, readiness, and pacing, reminding listeners that intentional weight loss can only happen after the foundational work is in place. She emphasizes that the next episode will finally move into the “how‑to,” but only because the groundwork has now been fully laid. She closes by encouraging listeners to stay with the process that makes sustainable change possible.Embody Peace With Food: A Revolutionary Holistic Approach - Omega Institute: July 12-17, 2026LISA IS NOW ACCEPTING: One-on-One Clients!Purchase the OOTC book of 50 Journal PromptsLeave Questions and Feedback for Lisa via OOTC Pod Feedback Form Email Lisa: lisa@lisaschlosberg.comOut of the Cave Merch - For 10% off use code SCHLOS10Lisa's Socials: Instagram Facebook YouTube
Design Curious | Interior Design Podcast, Interior Design Career, Interior Design School, Coaching
Have you ever designed a space that looked beautiful… but somehow didn't feel right to live in?As interior designers, we're trained to focus on the visible—colors, materials, layouts, and architectural elements. But what if the real purpose of design goes deeper than aesthetics? What if the home isn't the final product—but the medium that shapes human happiness, relationship quality, and overall well-being?In this episode, I sit down with architect Talor Stewart to explore the powerful concept of conscious home design—a framework that goes beyond surface-level beauty and taps into scientific principles, human needs, and the emotional experience of living in a space. If you want to create homes that truly transform your clients' lives (and elevate your design process), this conversation will change how you approach every project moving forward.Featured GuestTalor Stewart is a licensed architect with over 25 years of experience, specializing in residential architecture and intentional communities. He is the author of Conscious Home Design, a #1 bestselling book in seven countries, and the creator of the Conscious Home Design certification program. His work bridges the gap between design and human well-being, helping architects and designers create homes that support happiness, health, and personal growth.What You'll Learn in This Episode✳️ Why homes are a medium, not an end result✳️ How design impacts human happiness and relationships✳️ Three relationship types every home should support✳️ Using Maslow's hierarchy in design decisions✳️ Scientific principles that improve home environmentsRead the Blog >>> 5 Principles for Healthier, Happier Home DesignNEXT STEPS:
Het wangedrag van chef-kok René Redzepi van het wereldberoemde Kopenhaagse restaurant Noma staat niet op zichzelf. Ook in Frankrijk komt fysiek en verbaal geweld in de keuken veel voor. „Er bestaat een straffeloosheid in deze sector die pretendeert het toonbeeld te zijn van l'excellence française.”Gast: Floor BoumaStem & Montage: Jan Paul de BondtRedactie: Rogier van ‘t HekCoördinatie: Ilse EshuisHeb je vragen, suggesties of ideeën over onze journalistiek? Mail dan naar onze redactie via podcast@nrc.nlZie het privacybeleid op https://art19.com/privacy en de privacyverklaring van Californië op https://art19.com/privacy#do-not-sell-my-info.
This Week in Machine Learning & Artificial Intelligence (AI) Podcast
In this episode, Scott Clark, co-founder and CEO of Distributional, joins us to explore how teams can reliably operate and improve complex LLM systems and agents in production. Scott introduces a Maslow's hierarchy of observability: telemetry for logging, monitoring for known signals, and post-production or online analytics to surface unknown unknowns. We dig into examples of real-world failures Scott's team has seen in production systems, such as “lazy” tool-use hallucinations that standard evals miss, and how mapping traces into vector fingerprints enables clustering and topic discovery to uncover emergent behaviors. Scott explains how analytics can feed the data flywheel by generating evals, guardrails, and training data, and why online, adaptive approaches are essential for non-stationary models. We also touch on practical how-to's such as instrumentation with OpenTelemetry, the GenAI semantic conventions, and the role of dedicated analytics tools. The complete show notes for this episode can be found at https://twimlai.com/go/767.
Most coaches stand at the top of the mountain and yell down to their clients to "reach their full potential." But if your client is struggling to pay their bills, they can't hear you. In this episode, Adam Roach and Jess Webber introduce a 7-part series on Maslow's Mountain, a framework that will change how you view your positioning, messaging, and client relationships. The 5 Levels of Maslow's Hierarchy of NeedsLevel 1: Physiological Needs – The base camp of survival including food, water, and basic shelter. Level 2: Safety Needs – Moving from simple survival to physical and emotional protection and the development of trust. Level 3: Love and Belonging – Shifting from self-protection to community, acceptance, and professional intimacy. Level 4: Esteem Needs – Developing respect, recognition, and confidence within the relationship and the community. Level 5: Self-Actualization – The summit where an individual reaches their full potential. The "Coach's Trap"The biggest mistake coaches make is standing at Level 5 (Self-Actualization) and trying to throw a rope down to someone at Base Camp. If your marketing speaks to "living your best life" while your avatar is worried about "keeping the lights on," you will lose their trust and their business. From Hero to SherpaTo truly succeed, you must stop trying to be the "Hero" who flew to the top and start being the Sherpa guide who walks arm-in-arm with the client from wherever they are. "It is truly the lens or the filter through which you should run everything in your business." — Jess Webber Resources Mentioned:Get Paid to Coach Guide: Ready to stop shouting from the peak and start guiding? Grab our free guide to help you transition from Hero to Sherpa.Website: ILoveCoachingCo.com
EFT tapping might be the most powerful business tool your competitors have never heard of — and Raeanne Lacatena has been quietly putting it to work with billionaires, burned-out founders, and entrepreneurs who've run out of runway on the grind-and-push model.Raeanne Lacatena — licensed clinical social worker, certified professional coach, reiki master, and five-time #1 bestselling author of The Integrated Entrepreneur — joins Fitz at ROC Vox to explain why burned-out entrepreneurs aren't failing because of bad strategy. They're failing because nobody ever taught them how to manage what's happening inside their own nervous system.In this episode: what EFT tapping is and why it works, how Raeanne gets skeptical clients — including billionaires — to try it, why stress literally shuts down your best thinking, the Maslow tier most people have never heard of, and what it cost Raeanne personally to put her full story into a book.CHAPTERS0:00 Cold Open: Tapping in Traffic1:17 Raeanne's Path: From Helper to Integrated Coach7:50 What Entrepreneurs Struggle With Most9:00 EFT Tapping: What It Is and Why It Works13:02 Raising Self-Regulating Kids With EFT15:26 The Lizard Brain: Why Stress Kills Clear Thinking19:37 EFT Meridian Points: Nausea, Anxiety, and Golf26:04 Writing the Book: Vulnerability and Bestseller28:55 Self-Transcendence: Mission Over Ego36:37 Pediatric Palliative Care: Where Reiki Began40:50 What Schools Don't Teach: Emotional IntelligenceCONNECTThe Integrated Entrepreneur → https://www.theintegratedentrepreneur.comROC Vox → https://rocvox.comNew episodes every Tuesday.#EFTTapping #EmotionalFreedomTechnique #Burnout #EntrepreneurMindset #NervousSystemRegulation #SelfTranscendence #PositiveBlatherings #ROCVox #PositivePodcast
What if your home is quietly shaping the way you think, decide, and move through your life?In this conversation, I speak with Kim Costa about the relationship between personal alignment and living environments. Through the Wheelhouse Method, they explore how homes can either support or misalign with the life someone is currently living, especially during periods of transition, uncertainty, or change.The discussion draws on Maslow's hierarchy of needs and real-world experience in real estate and human development to explore how emotional states, life decisions, and physical environments intersect. At its core, this episode is about clarity, timing, and learning to recognize when change is needed versus when reflection is missing.A grounded look at intentional living, burnout and modern life, and how mindfulness and awareness can be practiced not just internally, but through the spaces we inhabit.
- The human experience- what is lyrical poetry?- contemporary poetryThis episode explores the nature of human resilience by asking a core question: Is the human spirit built by the trauma and scarcity of the past, or is it innately built for the capacity to grow under pressure? We use Maslow's Hierarchy of Needs as a framework to track this journey from mere survival to profound growth.
SPONSORS: 1) PROTECT MY DATA: Go to https://protectmydata.com and use code JULIAN for 30% off all annual plans. 2) MCG TACTICAL: Grab your Stinger now before this deal disappears and visit https://mcgtac.com/Dorey 3) AMENTARA: Visit https://amentara.com/go/JULIAN and use code JD22 for 22% off your first order. JOIN PATREON FOR EARLY UNCENSORED EPISODE RELEASES: https://www.patreon.com/JulianDorey CLIPPERS DISCORD: https://discord.gg/8QmWEKJ3BT (***TIMESTAMPS in description below) ~ Dr. Julia Mossbridge is a neuroscience & psychology expert. She is one of the most respected scientists in the world regarding cognitive neuroscience and the science of perceptual learning. JULIA's LINKS: WEBSITE: https://juliamossbridge.com/ BOOK: https://tinyurl.com/4e8syryn FOLLOW JULIAN DOREY IG: https://www.instagram.com/julianddorey/ X: https://x.com/juliandorey JULIAN YT CHANNELS - SUBSCRIBE to Julian Dorey Clips YT: https://www.youtube.com/@juliandoreyclips - SUBSCRIBE to Julian Dorey Daily YT: https://www.youtube.com/@JulianDoreyDaily - SUBSCRIBE to Best of JDP: https://www.youtube.com/@bestofJDP ****TIMESTAMPS**** 0:00 - Julia's expertise, Neuroscience 10:01 - Sensory leakage, Brain hemispheres, Telepathy 21:09 - Julian's mind opened to telepathy potential, No Secrets 31:49 - Maslow's hierarchy, Military, Julia's Mom's family's Uranium Plant 41:18 - Strange Intel Agencies study Julia's Mom & her (STORY) 52:19 - Julia put into gifted program to be studied, “Men with suits,” The Weird “Pink Drink” 1:08:53 - Julia calls mom to ask what happened, Julia' strange 2023 dream, Psychic Abilities 1:19:39 - Structuring reality, Dream realities, Radiation Exposure 1:29:54 - Julia's father abuse (STORY) 1:43:24 - Working w/ Broken Minds, Disassociation, Freud, Creativity 1:53:10 - Playing a character in life, Future reception, Consciousness, God 2:06:24 - Universal Love, The Physics of Love 2:15:10 - Julian on the 2 types of love, Julia defines love, God & Love 2:29:13 - Julia is in Epstein Files, Releasing the Files 2:34:41 - The Contamination Narrative, Rick Rubin 2:43:45 - The Science of Time 2:50:49 - Remote Viewing, Julia's Experience w/ Remote Viewing, Project Stargate 3:00:31 - Most gifted Remote Viewers, Openness, Spiritual Sense 3:10:39 - CIA Compartmentalization, Powers that be predetermine future? 3:20:03 - Julia's Work CREDITS: - Host, Editor & Producer: Julian Dorey - COO, Producer & Editor: Alessi Allaman - https://www.youtube.com/@UCyLKzv5fKxGmVQg3cMJJzyQ - In-Studio Producer: Joey Deef - https://www.instagram.com/joeydeef/ Julian Dorey Podcast Episode 415 - Julia Mossbridge Learn more about your ad choices. Visit podcastchoices.com/adchoices
From understanding that savings alone is not enough to learning how to buy shares that can turn 10,000 cedis into 100,000 cedis in one year, and why the brutal truth about building wealth is that young people don't know the difference between shares and treasury bills when treasury bills are regulated by the government giving you fixed returns like water in a cup that's always there when you drink but shares are buying a part of a company like MTN or Gold or Ben's oil palm plantation where if the company does well your shares do well but you cannot determine when it's going to rise or fall, the financial literacy educator who breaks down Maslow's hierarchy explaining that self actualization is where people invest big time into shares that work for them and they do not necessarily have to do something else proving that even when Dr. McDonald says he's not where he wants to be we see him as self actualized but to him he is not showing the difference between social status and perception, the young woman teaching people through 30 Seats that in the typical Ghanaian environment if you die it is what is said about you after the death that matters because if you only had money to take care of yourself and your family and extended family but die right now they would say you didn't leave any property proving it is money it is money not just words, the reality that people comment in DMs asking why will I save my next of kin will come and chop the money when actually you need to work hard to change that perception and leave something behind, the process of buying shares starting with saving then taking a portion of that saving to investment using IC wealth app or Black Star app where you register get a CSD account buy the shares and move forward, the top three shares young people can invest in today being MTN shares which she personally invests in, Gold shares that went from 1,250 cedis last year to now being scarce, and Ben's oil palm plantation which is doing very well, the shocking revelation that one company appreciated by 1,000% meaning if you had saved 10,000 cedis last year now you're making 100,000 cedis from buying the shares proving the power of patient investment, the wisdom that nobody gets huge money in one minute and you can't just wake up and be the MP for Kasoa or expect that buying Tom Tom for somebody will make you successful because it's a process you need to go through, the discipline that shares teach you because if you're not disciplined you cannot grow money and you cannot keep money which is why young people need to cut down expenses like the NSS personnel who sees their boss buying 100 cedis jollof and wants to do the same when the boss has worked hard to be where he is, the confession from the host about working at 17 years old in London teaching a lady's son piano for 18 pounds an hour on Wednesdays doing three or four hours but never saving any money proving that the level of discipline required for a teenager to save money is something we don't speak about enough, the temptation of spending money on Mx90s trainers at 17 instead of saving showing how hard it is for young people to resist immediate gratification, the government money of 30 pounds a week just for going to school that was never saved or invested but probably sent back home for siblings proving that even when money comes easy without work it's hard to save unless you have a clear purpose and discipline. Host: Derrick Abaitey
From breaking down the psychology of money and savings to teaching young people how to escape the betting trap and start real businesses with just 496 cedis, and why the brutal truth about why most people stay poor is because they only focus on the physiological needs of food shelter and clothing asking why do I need more money won't I die and let my next of kin come and enjoy when actually the money you're using for betting could buy a sachet of pure water that you sell and make profit and thrive because there are no two ways about betting it is wrong and addictive with people sliding into DMs telling stories about what they're going through and how they cannot stop, the social entrepreneur running 30 Seats Challenge teaching people to save one cedi on January first then two cedis on January second adding one cedi each following day so by the end of January you have saved 496 cedis which is enough to start a business but people have the misconception that you save one cedi every day when that's not how you get to 66,000 cedis by the end of the year, the young educator who explains that 496 cedis can start a phone accessory business because one phone case goes between 40 to 80 cedis so you can buy five cases wholesale or retail depending on the price and trust because the price they give a different person is not the same price they give you if you are trustworthy and you can sell it with 30 cedis profit especially now that iPhone 16 Pro Max cases are trending and people even buy iPhone 16 Pro Max camera protectors to put on their iPhone 7 Plus to make it look like the latest phone, the problem with society being so full of itself tied to social abilities where people bet with money they don't have and the benefits they get from betting are wasted and it's so addictive they cannot stop which is why the platform educates people that for the sake of your life and your future and your generation stop betting save the money start something small, the savings strategy that teaches you to cut down certain expenses and save for your future knowing that savings is just for a particular time before you move to investing, the reality that before you move from physiological needs to safety needs to love and belongingness it might look like a little step but it's not in money because if you have 50 cedis to cater for food shelter and clothing that 50 cedis is not going to cater for your safety needs when illness strikes because no hospital charges 50 cedis and when you move to love and belongingness with a wife and children what's 50 cedis going to do for you, the breakdown of Maslow's hierarchy showing that people only start thinking about investment at the esteem level after they've catered for physiological needs safety needs and love and belongingness because now they have to take care of themselves and their future before reaching self actualization where they invest big time in shares that work for them and they do not necessarily have to do something else, the opportunity for young people even in SHS or university to start growing cash flow by learning selling skills whether using social media or apps or being able to convince and speak to people because the only thing you need to learn is how to sell. Host: Derrick Abaitey
DG Linton Gridley explores the challenges of removing yourself from unhealthy or unsafe relationships in order to achieve better mental, emotional, and physical health. Drawing on Maslow's Hierarchy of Needs, DG discusses why people sometimes remain in harmful situations, the complex signs that someone may be making you feel unsafe, and the practical steps needed to restore your sense of security—including seeking professional counseling and making tough decisions about separation. With personal anecdotes, scientific insights, and actionable advice, this episode provides compassionate guidance for anyone struggling to put their own well-being first.This is DG and I would love to hear from you!Connect with Aging With Grace®️ at agingwithgraceinfo.org
Continuing the theme of, "H is for horror, hell, and hospitals," with the underrated gem from the Slasher Flick era, 1981's "X-Ray aka Hospital Massacre" with special guest, Gringo Fantastico! The Mistress of the Menagerie and Gringo discuss female empowerment, Maslow's hierarchy of needs, and defense mechanisms. Come check it out!
Mary stands weeping at an empty tomb, convinced she's alone — until someone says her name. This week we explore what it means to be truly seen, and why that experience might be more essential to our survival than we've been taught. LINKS: Current Conversation | Connect | YouTube | Coming Up TRANSCRIPT: For the next several weeks, we're going to hold some of the Easter resurrection stories up to the light the way you hold a ViewMaster slide up to the light. You don't travel to those places. You hold the image up, and something in it travels into you. The depth, the color, the detail — it gets in you. And when you set it down, you're back in the room — but you've changed. You're carrying something you didn't have before. That's the invitation. We're not asking you to settle theological debates about what literally happened. We're asking: What do you see, when you really look? What wakes up in you? This series follows the thread we pulled on at Easter — "He is Woke Indeed." Woke, in its original 20th-century AAVE meaning: alert, awake, seeing clearly. These stories are about people who suddenly started seeing what they couldn't see before. That's what we're after. The Story: Mary at the Tomb (John 20:11–18) Read it… invite people to really take it in… "Mary stood outside near the tomb, crying." She's not praying. She's not worshipping. She's wrecked. She looks into the tomb and sees two angels, and even this doesn't pull her out of her grief. Wild. She turns and sees Jesus but doesn't recognize him. She thinks he's the gardener. Then: "Mary." One word of recognition: her name. And everything shifts. She wakes up to what's happening… Sit with that for a moment. What just happened? He didn't offer an explanation. He didn't prove anything. He simply said her name. And she woke up. This is the moment we're exploring today: the experience of being truly seen. Called by name. Recognized. The Lie We've Been Told: Connection Is a Luxury We live in a culture (and many of us carry a theology) that quietly teaches: survival first, connection later. Get the basics handled. Then, if there's time and you've earned it, relationship. This is, in fact, the story we absorbed from one of the most influential frameworks in modern Western thought: Maslow's Hierarchy of Needs. Food, water, shelter. Safety. Then belonging. Then esteem. Connection shows up only after your survival needs are met. But here's something worth knowing about where that model came from — and what it left out initially In 1938, Abraham Maslow visited the Blackfoot (Siksika) Nation in Alberta, Canada. He was stuck on his theory of human development and went to spend time with their community. (Grow Your WHY article) What he encountered there profoundly shaped his thinking — but when he built his famous hierarchy, he "borrowed generously" from the Blackfoot worldview and then made that source essentially invisible. And here's the deepest problem: he inverted what he found. In the Blackfoot model, which uses a tipi rather than a pyramid, self-actualization sits at the base — not the top. It is the starting point. Community actualization comes next, and the highest aspiration is called "cultural perpetuity" — the ongoing flourishing of the people across generations. In other words: you don't earn love or belonging after you've survived. Love and belonging is what makes survival possible in the first place. While in Maslow's model we find love and belonging only after attending to basic needs and safety, the Blackfoot model describes that our tribe or community is the very means through which we are fed, housed, clothed, and protected. (PACEsConnection) The pyramid we all learned? It's a Western, individualist distortion of an Indigenous communal wisdom that was never given credit. For the record, I think the same distortion has happened to the wisdom of Jesus and his people; it's been whitewashed to center the individual… What Science is Actually Catching Up To The Siksika/Blackfoot Nation understood something our public health system is only now naming as a crisis. In his 2023 report "Our Epidemic of Loneliness and Isolation," Surgeon General Vivek Murthy wrote that loneliness is associated with a greater risk of cardiovascular disease, dementia, stroke, depression, anxiety, and premature death. In fact, lacking connection can increase the risk for premature death as much as smoking up to 15 cigarettes a day. And social neuroscientist Matthew Lieberman's research shows that our brains react to social pain and pleasure in much the same way as they do to physical pain and pleasure. Social connection ensures infants' survival; their safety and physiological needs are dependent on it. Unmet social and psychological needs create pain that is just as real as physical pain. Connection isn't a reward for getting your life together. It is how we stay alive. Back to Mary So when Jesus says her name… this is not a small thing. This is not a warm gesture. This is an act of resurrection in itself… of coming back to life. She was invisible to herself in her grief. She couldn't see clearly. She was looking right at the one she was looking for and couldn't see him. And then: her name. And she sees. This is what being truly seen does. It wakes something up in us that grief, fear, and shame had put to sleep. We can't fully come alive alone. We come alive when we are recognized — when someone looks at us and says, in word or action: I see you. You are here. You matter. From a womanist theological perspective, this moment carries particular weight. Mary Magdalene — a woman, the first witness, the one the tradition has spent centuries trying to sideline or diminish — is the first person Jesus appears to. He doesn't appear to the disciples gathered in the upper room. He appears to her. By name. The people Empire tends to undervalue, or say they don't matter are often the first to see clearly. Invitation: What Does It Mean to See and Be Seen Here? Two movements: First, receiving: Is there a part of you that's still at the tomb — still in grief, still unable to recognize what or who might be right in front of you? What would it mean to let yourself be called by name? To let yourself be seen, not as you should be, but as you are? Second, offering: Who in your life needs you to say their name? Not fix them. Not explain things to them. Just see them. Call them by name. The Easter story suggests that is what resurrection looks like in everyday life. This week's practice: Say someone's name — really mean it. Or let yourself be known in one small way you normally hide. Notice what wakes up.
Today's conversation might change the way you think about your home. What if the spaces you live in are quietly shaping your energy, relationships, and sense of purpose—every single day? Whether you own or rent, this episode will show you how to put the mind–body–environment connection to work for you.”Talor Stewart is a licensed architect with more than 25 years of experience and the author of the #1 bestselling book Conscious Home Design, which has reached the top of the charts in seven countries. An award-winning architect, Talor specializes in single- and multi-family homes as well as intentional communities, working with clients across the United States and select international locations.Talor's Website@conscioushomedesign on InstagramTalor's Facebook pageLinkedIn: https://www.linkedin.com/in/talorstewart/Over the past two decades, Talor has developed the Conscious Home Design (CHD) philosophy and system—an approach that helps people understand how their homes can actively support wellbeing, relationships, and personal growth. In addition to his design practice, he teaches and certifies other designers and architects in the CHD method, empowering them to bring these life-changing principles to clients everywhere.Talor's work expands the familiar mind-body connection to include the built environment, helping people—whether they own or rent—make simple, meaningful changes that uplift daily life.1) What Really Makes a Good Life?Talor, you often reference long-term research on happiness. What does the research—especially the Harvard Study on Adult Happiness—tell us about what actually helps people thrive as they age, and how did that insight influence your approach to home design?2) Relationships, By DesignOne of the exercises in your workbook is about three different types of relationships that are essential to our wellbeing. Can you break those down for us—and explain how the bones of our homes can either support or undermine those relationships?3) From Maslow to the Floor PlanWhen you're thinking about what a home truly needs to provide, what framework do you use? How does Maslow's hierarchy of needs translate into your concept of the nine essential spaces, and why does that matter whether someone lives in a house or a small apartment?4) The “Sunny Window Effect”You've coined the term sunny window effect. What is it, and why does access to sunlight have such a powerful influence on motivation, mood, and daily behavior?5) Small Shifts, Big ImpactFor listeners who may not be building a new home—or who rent—what are a few small, practical changes they can make right now to shift their environment and, in turn, shift their life?If someone listening today wants to start living more intentionally—but feels overwhelmed—what's one simple step they can take this week to let their home support them more fully?What could we do to start making a “Creative Room: Express Yourself! Making Room for Creativity”?
There's a reason the same explanation keeps showing up in every staff meeting, every training, every conversation about struggling students.It feels good.Problem is- It wasn't built on evidence.Maslow's Hierarchy of Needs became one of the most widely accepted frameworks in education without ever being meaningfully tested the way we use it. In this episode, we go back to where the pyramid actually came from, walk through what the research has (and hasn't) found, and take a hard look at why it spread anyway.Because if the foundation isn't solid, it doesn't matter how good your intentions are.You're still building on it.Referred to in this episode:Ep. 106, "TPT's Dirty Truths & Why You Need an Evidence-Base"********Join our new Skool for School Counselors community ********Want support with real-world strategies that actually work on your campus? We're doing that every day in the School for School Counselors Mastermind. Come join us! ********All names, stories, and case studies in this episode are fictionalized composites drawn from real-world circumstances. Any resemblance to actual students, families, or school personnel is coincidental. Details have been altered to protect privacy.********Ready to spend a few days this summer with me, geeking out over school counseling and preparing for your best year ever? Grab your ticket here before this limited-seat event sells out! This work is part of the School for School Counselors body of work developed by Steph Johnson, LPC, CSC, which centers role authority over role drift, consultative practice over fix-it culture, adult-designed systems and environments as primary drivers of student behavior, clinical judgment over compliance, and school counselor identity as leadership within complex systems.
Reposted from Still Slaying: A Buffy-verse podcast which you can find at Still Slaying: a Buffy-verse podcast | Podcastica. Fun, in-depth talk about great TV.“Evil white folks really do have a Mecca.” Penny and Sam have a lot of laughs digging into this Lindsey-focused episode about the struggle between morals and the pursuit of power. Along the way the conversation ranges through computer tropes on tv, grooming, evil Sheldon Cooper, scarcity mind set, Maslow's hierarchy of needs, redemption versus escape, law firm culture, career tracks, Andor, and heist tropes. Next time, we'll be covering Angel season 1, episode 22, “To Shanshu in LA,” the finale. Keep Slaying! News Links/Referenced Links Original Trailer/WB Promo: Angel “Blind Date” Original Promo Maslow's hierarchy of needs - Wikipedia 'Buffy The Vampire Slayer' star Nicholas Brendon dead at 54 - ABC News Here's Why Hulu's 'Buffy the Vampire Slayer Revival' Was Cancelled What's On Tonight Podcast - YouTube The Pirate Corps Entertainment Podcast —---------------------------------------- Viewing Order Angel 1x22 - To Shanshu in LA BONUS - Blade Join the conversation! You can email or send a voice message to stillslayingfeedback@gmail.com, or join us at facebook.com/groups/podcastica and Still Slaying A Buffy-verse Podcast where we put up comment posts for each episode we cover. Join the Zedhead community - https://www.patreon.com/jasoncabassi Theme Music:℗ CC-BY 2020 Quesbe | Lucie G. MorillonGoopsy | Drum and Bass | Free CC-BY Music By Quesbe is licensed under a Creative Commons License. #buffythevampireslayer #stillslaying #podcastica #angel #slaythepatriarchy #christiankane #davidboreanaz #charismacarpenter #alexisdenisof #jaugustrichards Learn more about your ad choices. Visit megaphone.fm/adchoices
Bobby and Ray bring this episode to you while on a local retreat. What are we meant to do and how do we find purpose? B.L.A.C.K. Art label
Europe once treated energy as the foundation of civilization. After the oil shocks of the 1970s, it built nuclear at scale, opened the North Sea, and secured long term pipeline supply. That system produced resilience, surplus, and industrial strength. Today, the arithmetic has flipped. Europe consumes roughly 38 exajoules of hydrocarbons and produces about 6. This episode examines how that reversal happened, not as an accident, but as the result of political choices that prioritized higher order goals while eroding the physical base that supports them.This conversation connects that shift to a broader framework. Maslow's hierarchy applied to energy systems. When policy moves up the pyramid while the base weakens, fragility follows. We walk through the numbers behind Europe's dependence, compare the current crisis to the 1970s, and contrast Europe's trajectory with countries that optimized for resilience instead of efficiency. The result is a clear picture of what happens when an advanced economy loses sight of the molecules that keep it running.Listen to Decouple on:• Spotify: https://open.spotify.com/show/6PNr3ml8nEQotWWavE9kQz• Apple Podcasts: https://podcasts.apple.com/us/podcast/decouple/id1516526694?uo=4• Overcast: https://overcast.fm/itunes1516526694/decouple• Pocket Casts: https://pca.st/ehbfrn44• RSS: https://anchor.fm/s/23775178/podcast/rssWebsite: https://www.decouple.media
This episode explores the idea that the highest level of human development is not self actualization but self transcendence.Most people understand Maslow's hierarchy of needs as ending with becoming the best version of yourself. But Maslow later clarified that there is a level beyond that. Self transcendence. The point is not simply optimizing yourself. The point is using your gifts in service of something beyond yourself.Brandon reflects on how this idea shows up across psychology, philosophy, religion, and culture. From Viktor Frankl and Marcus Aurelius to the Parable of the Talents, Joseph Campbell, and Kendrick Lamar's To Pimp a Butterfly. Different traditions pointing to the same idea.Self improvement matters. But it is only meaningful when it becomes service.Key ideas discussedMaslow's hierarchy of needs is often misunderstood. Self actualization is not the final step.Maslow later described a higher level called self transcendence.Self transcendence means using your gifts in service of something beyond yourself.Viktor Frankl argued that meaning emerges when we dedicate ourselves to a cause outside ourselves.Marcus Aurelius reminds us that what benefits the hive benefits the bee.The Parable of the Talents frames life as stewardship of the gifts we have been given.Joseph Campbell's hero's journey ends when the hero returns with the boon to serve the community.Kendrick Lamar's To Pimp a Butterfly reflects the same arc of growth, humility, and returning to serve one's community.The goal is not simply becoming the best version of yourself. The goal is what you do with that version once you become it.Music credit: Slow Burn by Kevin Macleod
Continuing the theme of "One for the money, two for the scares," with the delightfully creepy and humorous, 2025's "The Monkey." The Mistress of the Menagerie discusses obsession, the human psyche, and Maslow's hierarchy of needs. Come check it out!
Send Jay comments via textYour house didn't suddenly get bigger; your life just got different. Transitioning to an empty nest can turn a lively home into a quiet space filled with big questions: Do we need all this room? Should we stay, go, or renovate? In this insightful episode, real estate agent and author Kim Costa joins us to explore how empty nesters can choose a home that fits their current identity, not the one from a decade ago.Kim shares her unique Wheelhouse Assessment, starting with the “Four Ms”—myself, mastery, mission, and mates—and expanding into the wheel of life: health, environment, fun, romance, career, finances, family, and spirituality. You'll learn how to separate essential needs from “nice to have” features using Maslow's hierarchy of needs.With practical strategies for repurposing rooms, avoiding new problems when solving old ones, and understanding the benefits of renting first, Kim demystifies the home transition process. The concept of “lock and leave” living is also explored for those desiring more freedom with less maintenance.Key Takeaways:Identify signs your home no longer fits your lifestyle.Use the Four Ms to clarify your identity and support system.Define your ideal lifestyle through the wheel of life.Start with a clear vision for your next phase.Renting first can test a new community before committing.Join us as Kim Costa highlights that this chapter isn't an ending—it's a chance to redefine, rediscover, and reignite your life. If today's episode resonates with you, take that first step and visit thisemptynestlife.com to start your journey.Support the showBECOME A VIP SUBSCRIBER (Join Today!)Bonus Content for Subscribers OnlyEpisode ShoutoutsThank You EmailsPrivate Meet & Greets via Zoom+ MoreENJOY THE SHOW?Don't miss an episode, subscribe via Apple Podcasts or follow on Spotify and many more.Review us on Love the Podcast, Apple Podcasts, or Spotify -- reviews and ratings help others find us and we'd appreciate your support greatly.LOVE THE SHOW?Get THIS EMPTY NEST LIFE swagCONNECT WITH JAYEmail, LinkedIn, Instagram, TikTok
In This Episode We’ve recently seen growth in many areas, but a disconnect always seems to exist between economic growth, especially capital market growth, and what people on the ground are experiencing. In short, the macro story is strong; the reality is more fragile if you look at households. According to Maslow’s Hierarchy of Needs, what is the first thing today’s consumer pays for every month? Mortgage/rent, health care, food? All good guesses, but no! The primary financial priority: the cell phone. In this episode, Robyn Burkinshaw, CEO of BlytzPay, and Jason Henrichs discuss the reality of financial health in the United States. With 30% of the population living at or below the poverty line and 25% considered unbanked or underbanked, the current system often widens the wealth gap. Jason and Robyn discuss redefining financial health through access, designing for real lives rather than ideal users, and using the system to create stability. And Robyn shares how BlytzPay is working to “break the box” by helping lenders and servicers meet subprime consumers where they are via text-to-pay and a flexible online payment system. The mission is increasingly vital as AI and new technologies can potentially bridge or widen the current wealth disparity. This episode is part of the Hot Takes series, powered by U.S. Bank, and was recorded live at the University of Utah’s FintechXchange Conference.
In this episode of the More Right Rudder podcast: More to the Story series, host Beth Stanton, NAFI's director of publications and editor, sits down with flight instructor and author Maclyn Stringers to discuss his Mentor magazine article Flight of Understanding. The conversation explores how Maslow's hierarchy of needs can reshape the way instructors approach flight training. Instead of focusing only on stick-and-rudder technique, Stringers suggests that great instruction begins with meeting a student's human needs: safety, belonging, confidence, and purpose. From hydration in the cockpit to building confidence in hesitant students, this episode dives into the psychology behind effective flight instruction and why understanding people may be just as important as understanding aerodynamics. Learn more about Stringers and his stories at his website: https://maclynstringer.com/ If you aren't already a NAFI member, join us today at https://nafimentor.org. Use code PODSAVE5 to save $5 on your NAFI membership.
Aubrey Masango host Duduzile Nhlabathi-Madonsela, Our Resident Love Expert to unpack how do men fall in love, explore the complexities of love, relationships, and everything in between. Tags: 702, Aubrey Masango show, Aubrey Masango, Bra Aubrey, Duduzile Nhlabathi-Madonsela, Relationship, Wife Material, Indoda must, Maslow's hierarchy of needs The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
***SOLO SERIES EPISODE #3***This week's episode is the third iteration of the new solo podcast series.I discuss an annual tradition at my high school, called Olympic Week, as well as role models, student government reelections, The Great Gatsby, and more.Please consider leaving a follow and a five-star review.
Our featured guest this month is CJ Cox, COO of Black Hills Information Security, interviewed by Frank Victory. News from City of Denver, Block, Zvelo, Lares, FusionAuth, RADICL, Ping Identity, Red Canary and a lot more! We often talk about cybersecurity as a series of technical hurdles, but CJ frames it through Maslow's Hierarchy of Needs. At the bottom? Paying the mortgage and surviving the 4th-quarter burnout. At the top? Self-actualization. Doing great work with cool people. But here's the kicker: CJ argues that real security doesn't come from the name on your badge or the company you work for. It comes from your internal capability to learn and adapt. We're experimenting with a new, long-form format on the podcast to explore these "human" elements of the industry—the leadership, the culture, and the "why" behind the "how."Check out the full episode where we discuss: Why BHIS says "No" to multi-million dollar buyouts. The "Borg" effect of corporate acquisitions. Why building a SOC is a three-year slog, not an "easy button." Come join us on the Colorado = Security Slack channel to meet old and new friends. Sign up for our mailing list on the main site to receive weekly updates - https://www.colorado-security.com/. If you have any questions or comments, or any organizations or events we should highlight, contact Alex and Robb at info@colorado-security.com This week's news: Colorado ranks 28th for family-friendly home buyers in national study Block cuts 61 Colorado jobs in AI-driven automation push Denver turns to AI to help fix permitting speed, consistency Denver set to pause data center development as mayor joins call for moratorium Colorado man, cybersecurity experts and BBB warn about AI deepfake scams Building the Future of Defense Tech Your Token Proves Who You Are, Not What You Own The Visibility Gap: 5 Purple Team Tests Your EDR is Probably Missing AI Model Drift Is Inevitable. Trusted Intelligence Requires Human Supervision. Breaking down a supply chain attack leveraging a malicious Google Workspace OAuth app Upcoming Events: Check out the full calendar ISSA COS - March Chapter Meeting -3/10 ISSA Denver - March Chapter Meeting - 3/11 IdentiBeer - 3/18 Denver OWASP - MCP LFI in 60 minutes (or your money back) - 3/18 ISACA Denver - March Chapter Meeting (virtual) - 3/19 ISC2 Pikes Peak - 3/25 ISACA Denver - CISA Spring Training Classes - 3/28 View our events page for a full list of upcoming events * Thanks to CJ Adams for our intro and exit! If you need any voiceover work, you can contact him here at carrrladams@gmail.com. Check out his other voice work here. * Intro and exit song: "The Language of Blame" by The Agrarians is licensed under CC BY 2.0
✅ Descubre Como Entender de Verdad Un Trastorno de Ansiedad y Tomar Acción En Nuestro Curso Gratuito El Mapa de La Ansiedad: https://escuelaansiedad.com/Cursos/el-mapa-de-la-ansiedad ¿Y si el gran error de muchas miradas psicológicas hubiera sido empezar por la pregunta equivocada? Durante décadas, la psicología se centró en detectar “fallos”: el psicoanálisis excavando en heridas del pasado, el conductismo reduciendo al ser humano a un conjunto de respuestas… hasta que una corriente se atrevió a decir: no eres un problema que arreglar, eres un potencial que desplegar. En este episodio de La Teoría de la Mente, dentro de nuestra serie de los jueves de historia de la psicología, viajamos al nacimiento de la Psicología Humanista, conocida como la Tercera Fuerza, para entender cómo cambió el foco: del “¿qué está roto en ti?” al “¿qué es lo mejor que puedes llegar a ser?” Abraham Maslow y la brújula de la motivación Maslow no solo diseñó una teoría: dibujó un mapa de las necesidades humanas. Exploramos su famosa pirámide y cómo su propia historia personal influyó en la forma en que entendía el crecimiento. Hablamos de la diferencia entre vivir persiguiendo placer y seguridad (hedoné) y vivir con sentido y expansión real (eudaimonía). Porque sí: incluso cuando hay cemento por encima, el impulso a crecer sigue ahí… como una planta que empuja hacia la luz. Carl Rogers y el terapeuta “jardinero” Rogers rompió con la idea del terapeuta “mecánico” que arregla piezas defectuosas. En su lugar propuso una relación que nutre, acompaña y permite que la persona florezca. En este episodio desgranamos sus tres condiciones esenciales para el cambio auténtico: ✅ Aceptación positiva incondicional ✅ Empatía precisa ✅ Autenticidad (congruencia) Un enfoque que no te empuja a ser “mejor” por obligación… sino a volver a ti. La trampa de la incongruencia ¿Por qué a veces, incluso “haciendo todo bien”, sentimos vacío? Porque puede que estés viviendo para sostener un personaje: el yo ideal (lo que haces para que te quieran) en lugar del yo real (lo que realmente eres y sientes). Esa distancia crea tensión, desgaste, ansiedad y una sensación de desconexión interna. Hoy te contamos cómo se forma esa brecha… y cómo empezar a cerrarla. Recuerda: tu potencial no se inventa, ya existe en ti. Como un roble entero que vive dentro de una semilla. Solo necesitas el contexto, la comprensión y el “abono psicológico” adecuado para crecer. RECURSOS IMPORTANTES (para seguir avanzando) Curso gratuito — El Mapa de la Ansiedad: https://escuelaansiedad.com/Cursos/el-mapa-de-la-ansiedad Nuestro nuevo libro: www.elmapadelaansiedad.com Nuestra escuela de ansiedad: www.escuelaansiedad.com Visita nuestra página web: http://www.amadag.com Facebook: https://www.facebook.com/Asociacion.Agorafobia/ Instagram: https://www.instagram.com/amadag.psico/ ▶️ YouTube AMADAG TV: https://www.youtube.com/channel/UC22fPGPhEhgiXCM7PGl68rw Si este episodio te ayudó, da el siguiente paso Si quieres entender de verdad cómo funciona la ansiedad (y qué hacer con ella), entra ahora al curso gratuito y empieza a ordenar el mapa mental que lo cambia todo: https://escuelaansiedad.com/Cursos/el-mapa-de-la-ansiedad Preguntas para reflexionar (y comentar) ¿Sientes que estás viviendo de forma auténtica… o intentando cumplir expectativas? ¿Cómo crees que influyó la infancia de Maslow en su pirámide? ¿En qué consiste realmente la terapia centrada en la persona? ¿Qué diferencia hay entre el yo real y el yo ideal en tu vida? Te leemos en comentarios ✨ Keywords (25) psicología humanista, Abraham Maslow, Carl Rogers, tercera fuerza, autorrealización, pirámide de Maslow, eudaimonía, hedoné, motivación humana, necesidades humanas, crecimiento personal, potencial humano, terapia centrada en la persona, aceptación positiva incondicional, empatía precisa, congruencia, incongruencia, yo ideal, yo real, autenticidad, historia de la psicología, psicoterapia humanista, desarrollo personal, sentido de vida, ansiedad #Hashtags (6) #PsicologiaHumanista,#Maslow,#CarlRogers,#CrecimientoPersonal,#TeoriaDeLaMente,#ElMapaDeLaAnsiedad
Kim Costa explains why 82% of homeowners regret their purchase — and how aligning your home with your identity changes everything.In this episode of RealDealChat, Kim Costa — author of Live in Your Wheelhouse and host on The American Dream TV — breaks down the psychology behind real estate decisions.Kim introduces her framework built around:The Four M's (Myself, Mastery, Mission, Mates)The Wheel of Life across 8 key areasWhy most buyers move without clarityThe statistic that 82% of homeowners report regretHow real estate agents can shorten buying cyclesHow AI tools like Claude and ChatGPT help scale contentWhy slowing down leads to better long-term decisionsWe also explore Kim's personal journey — from 27 years in accounting to design, authorship, and building a life aligned with her creativity.If you've ever felt misaligned in your home, career, or investment strategy, this episode will challenge how you think about real estate decisions.
Keith digs into what's really going on with apartments now that values in many markets have dropped 20–40%. You'll hear why larger multifamily properties have been hit so much harder than one-to-four unit rentals, and what that means for both current owners and new buyers. "The Apartment King," Brad Sumrok, joins the conversation to share how recent economic shifts, financing structures, and market forces have reshaped the apartment landscape—and why he believes we may be near a key turning point in the cycle. You'll also learn how investors are approaching deals differently today, what makes certain markets and property types more attractive right now. Resources: Learn more about Brad here. Episode Page: GetRichEducation.com/594 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 welcome to GRE. I'm your host. Keith Weinhold us. Apartment Building values have fallen 2030, even, 40% over the past few years. Investors lost millions. What are all the reasons that it happened? And when will apartments turn around? I'm joined by the apartment king today on get rich education. Corey Coates 0:26 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold, writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Keith Weinhold 1:09 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com you Corey Coates 1:40 you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:59 Welcome to GRE from Monterrey, California to Monterrey, Mexico and across 188 nations worldwide. America's favorite shaved mammal on a microphone has got his slack. John, act back on track for another wealth building week with you. I'm Keith Weinhold. This is get rich education, and I'm still not wearing a pair of Dockers. We all know that the one to four unit space single family homes, up to four plexes have held under their values despite soured affordability, but five plus unit apartment buildings are a drastically different story. We're going to talk about just how much value they've lost recently, and the reasons why it's about more than just the interest rates doubling and tripling that began in 2022 Today's guest is an apartment educator. His students have had both losses and wins over time. I'll ask about both, because adversity is where you get the lessons now today, you might buy an apartment building at a steep discount compared to what it sold for five years ago. And who might you buy an apartment from today, it might not be the type of seller that you're thinking about because of owners defaulting you might now be buying it from a bank that had to basically repossess it. Yeah, you might try to buy it from a lender at 60% of the loan amount. Well, a lender doesn't want to do a 40% write down, so they're going to try to get more and see. That's how this could practically look today for an apartment owner that survived the crisis and is still standing today. They're asking themselves, now, why would I sell at a discount if I don't have to? So they're probably going to try to hold on. And then, of course, the tenants in these apartments don't know that any of this is going on now. I own a lot of single family rental homes myself, also apartment buildings in the one to one and a half million dollar range is where I've played, and often that ends up being eight to 12 units, because in that space, I don't need partners to invest in assets of that size. One to $2 million is also small enough so that you're not competing with institutional money and other players. Today, I'll tell you what I did with some of those buildings myself when interest rates reset about four years ago, and before you and I wrap up the show today, I've got something to tell you about what's coming in future. GRE episodes here stuff that's really unexpected as the apartment King waits in the wings. One last thing to tell you about, like I mentioned to you recently, investors say that they want an opportunity, but what they really want is certainty. Once certainty arrives, the opportunity. Is gone. Keith Weinhold 5:01 Our GRE live event last Thursday was a success. It is about how central Florida is the most compelling housing market right now, with the builder offering rate buy downs as low as 3.75% and, you know, I just ran the numbers on something, and I can hardly believe this. All right, right. Now owner occupied mortgage rates are near 6% this means investment property rates are almost 7% with the rate by down to 4% here's how your cash flow looks with a 30 year fixed rate mortgage on a 300k loan with a 7% rate, your p and i payment is 1996 at a 4% rate. It's just 1432, this is a reduction of $564 per month, a whopping payment difference. That's really the difference between treading water and stacking cash flow on these brand new build properties that we're talking about here in Central Florida. So talking about opportunity and certainty, that is a big measure of both. Yeah, before I ran the numbers, I didn't realize that the spread was this wide. With high demand for these properties, the builder does have some more available, a long term fixed rate of around 4% it should be up for you now you can see the limited time replay of GRE, freshest live event at grewebinars.com, in case you want to look into This again, grewebinars.com let's discuss the apartment market. Foreign apartment building values have fallen at 20% 30% even 40% over the past few years, depending on the market that they're in today, we're going to learn how bad it is, why it happened, and if that actually creates an opportunity here in the late 2020s, decade, our guest is known as the apartment king. He is the number one nationally known educator and mentor for apartment investing. He started with a bang in 2002 by making his first ever real estate investment, not a four Plex like I did, but a 32 unit apartment building, and he's now owned and invested in over 11,000 units and over 1 billion in assets under management. He's received awards like the naa independent owner of the year, and he's the star of the massively popular in person events that he puts on, which you'll learn about soon. Hey, it's been several years. Welcome back to the show. Brad sumrock, Brad Sumrok 7:46 hey, Keith. It's really good to be on again. Nice to be here. Keith Weinhold 7:50 Brad and I were together in person last month, and we also talked physical fitness. Then Brad is one of the fittest guys you'll ever meet in person. He just looks fantastic. We want to hear about your apartment forecast shortly. Brad, let's talk about the hard stuff. First, you've endured adversity since we last had you here several years ago. Tell us about that. Brad Sumrok 8:14 Well, look, I mean, I think anyone that's been serious about investing in apartments over the last five years. And I'll also say it this way, anyone who did a deal and say 21 the middle of 21 till probably the end of 2022 it's very likely that that property is worth less today than than it was when we bought it. So that, in itself, has created, you know, adversity, because I got into the business in 2002 and the market went up until 2008 and we went through a downturn in 2008 nine and 10, as is, I'm sure you're aware. And then the market went up again until around 2021, mid year. And then, due to so many reasons, and I could go into those reasons, but let me just just cut to the chase. That you alluded to is we had another downturn, and so the downturn, you know, impacts property values, it impacts confidence, it impacts investor appetite to do deals. It impacts just about everything related to the business, on the investment side, and the other business that I'm in, which is the seminars, the events and the mentoring. So it's been a big downturn, and we could go into those, you know, into the reasons why, and I'm sure you'd like to know my take on that. But now is a great time, because things are recovering, and one of the things Tony Robbins teaches Keith is pattern recognition. It's like I've been through two downturns, and I could see the patterns, and it occurs to me that we're at or near the bottom of a cycle. So like it's also a good time to be gearing up. Keith Weinhold 9:50 Now, many realize but for those uninitiated on this, the one to four unit space really didn't feel much pain starting in 2022 so much of that is time. Two people get long term fixed interest rate debt on the one to four unit property, but it's shorter term debt on five plus unit apartment buildings. So when interest rates went up, people soon had to pay those higher rates. They were underwater. That's really the genesis of so much of the apartment building pain. Brad Sumrok 10:19 Well, and I would say, look, it was, I'm going to throw a bunch of things at you here. So we had the pandemic, right? And during the pandemic, people got paid to stay home from work, right? The government printed, what, $5 trillion worth of money, right? And so that kicked off what became a period of, like, very high inflation. And you know, the published number was 9% but I think a lot of people experience certain items that were a lot more than 9% like, for example, for sure, in 2022 when we bought a 286 unit property, you know, we were able to replace all the appliances inside of a unit in The kitchen, you know, for $1,800 and even today it's like $3,200 so that's a little bit more than 9% and so we had that. So we had the printing of money, we had inflation, we had variable rate debt. Why did people do variable rate debt? The first thing I'll say is there is a place for variable rate debt. But what happened in 2021 and 2022 is the fixed rate lenders, which are typically the government sponsored agencies Fannie and Freddie. They were still lending money, but because of their criteria for lending, if you would go with one of those loans, you would get like 50% leverage the shorter term lenders that would give you the three year loans, you can still get like 75 to 80% leverage. So the vast amount of people that were buying anything in 2021 and 2022 I mean, I'm not just talking about myself. I'm talking about people with 2030, 4050, 70,000 doors all over the country, they were buying with short term debt. And historically, short term debt performs at or better than long term debt. I mean, think about it, when you get a long term, 10 year fixed rate loan and multifamily you have prepayment penalties. You know, when the market's constantly going up like it did, from 2012 to 2022 you could get that fixed term loan. You could pay it off early, you could pay the seven figure prepayment penalty, and you could still make lots and lots of money, and that's what people were doing. So when you bake in the prepayment penalties on long term debt, you know short term debt is oftentimes the better option. Well, nobody saw the Fed raising rate 16 times in 12 months. And look, I don't care what anybody says, Nobody predicted it. If they had predicted it, they would be probably the richest person in the world right now, right nobody saw a comment like, there may have been some people that said, hey, yeah, this is going to happen, or this is going to happen. But what actually happened with the Fed rates over a very short period of time was unprecedented. Unprecedented means it never happened before. So it's not something you could anticipate or something anyone can model. Okay? And so what that did is most of us had what's called an interest rate cap, which is an insurance policy that if the rates go up too much, that yours is capped. But the problem with those rate caps is they're only good for like, two years, right? So we're buying these deals in 2021 and we're getting short term debt, which is a three year debt. And in two years, in 2023 the rate cap expires, and now the rates are 9% instead of 3% and when we bought the deal, the rate cap insurance was $40,000 and now it's a million dollars. And so you're in a very awkward, unfriendly financial situation. And it wasn't just that. So it wasn't just inflation, it wasn't just interest rates. And many of us sung belt markets, specifically Texas and Florida, which historically have been some of the best markets to invest in, because of migration and no taxes, and then landlord and business friendly environments. Well, these states also suffered a lot of named storms, with, you know, hurricanes and wind storms and hail storms and so in these markets, at the same time, we had rising rates. At the same time, we had massive inflation. Now we also have insurance rates doubling or even tripling in some occasions. And then the final thing was, during the pandemic, a lot of the multifamily projects that were in the middle of being built, these development projects, they all slowed down. People couldn't work. And so back in 2020, or after we're fully recovered from the pandemic, some of these markets, like Nashville and Austin and Dallas and Houston and Phoenix, they got deluged Keith with new supply coming on, like a disproportionate amount of new supply. So there's like five. Five things that contributed to multifamily being really tough in the last few years. And so it wasn't just people with short term debt that had challenges. It was probably just about anybody that bought a deal within an 18 month timeframe that I outlined before that just really experienced challenges, and some of those people are still in deals, right? And so let's just take a deal that's, you know, a $10 million deal with a $7 million loan. Well, that deal right now might be only worth 7 million, yeah, and that's the opportunity. So the owner that has that deal may get punched in the face, so to speak, you know, by the market, and they may lose their equity in that deal, but the borrower coming in, or the buyer coming in, like one of my mentees right now, had a deal that was listed at 11 million, and he's picking it up for seven, which is, like, at or below the current loan value. So one buyer group's loss is the new buyer group's opportunity, if that makes sense Keith Weinhold 16:03 right? 100% there's nothing unusual at all about the mortgage rate levels that began to go higher about four years ago. The unusual part, and Brad has touched on it, is the rate of increase, with mortgage rates doubling or tripling in a short period of time, within about a year or so, but yeah, it's a great point. It's about more than the mortgage rates. It's about increasing insurance costs and increasing expenses of all types, like you talked about with the appliances there, and then, even if you were able to weather all that as an apartment building owner, with all of the supply coming on to the market, when supply exceeds demand, we know what happens to price, and we also know that you can't raise rents very much with all of this supply coming on the market, but the supply of new apartment buildings, that inflow, that wave, is beginning to die down, because builders got the memo quite a while ago that they need to stop building at such a fast pace in places like Florida and Texas and you know, Brad, there are a lot of asset classes that have been beaten up lately. We can always point to a few. You can look at Bitcoin or nfts or even commercial office space. Now those assets might bounce back, but they don't have to, because no human needs those things. But I expect apartments to bounce back because having a place to live is a primordial Maslow and human need. It's almost inevitable. In fact, shelter is at the base of Maslow's hierarchy of needs. So a bounce back has almost got to happen. Yeah. Brad Sumrok 17:46 Look, it's becoming the big word right now in politics. Right is affordability. And so when you look at affordability, if you take a median priced home in this country of say, $400,000 I don't know if that's the actual median, but maybe it's around 400 420,000 100, $420,000 yes, to buy that home. And who's going to buy a $420,000 home? It's going to be a working class family making 60 to 70,000 a year, right? They could rent a median priced apartment unit for $1,800 a month, or they could pay a 20% or a 10% down payment on a $400,000 homes, and they need 40 to 80,000 down right, or maybe less, but they still need a down payment and that p i, t i, the principal, interest, tax and insurance is going to be around $3,100 okay, so there's a $1,300 per month gap, and that's a big, big gap for that working class family. And so where are they going to live? Like we're becoming more and more of a renter nation? Keith, and the statistics that I read say that only 27% of American families can even qualify to get a mortgage, yeah, on a $400,000 home. So we're becoming more and more and more of a nation of renters by necessity. And so the demographics like look, all markets are not equal. You got to know what's going on in your market. But there are markets, ie locations, geographies that have even a higher affordability gap. You know, some markets have a 2000 a month or a $2,500 a month affordability gap. So you're going to find more and more people renting in these markets. Keith Weinhold 19:37 Yes, there is a premium to ownership opening up that gap, and that's why we have this wave of renters that's really already begun. In about the last year, the American homeownership rate has fallen from 66% to 65% 1% doesn't sound like much, but that already means that we have 1.3 million new renters. We're going to talk to Brad some more, including about. His apartment market forecast you're listening to get rich education. Our guest is apartment King. Brad sumrock, more when we come back, I'm your host. Keith Weinhold, Keith Weinhold 20:09 flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/gre, Keith Weinhold 20:45 you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom. Coach, directly. Again. 1-937-795-8989, Hal Elrod 21:58 this is Hal Elrod, author of The Miracle Morning, and listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 22:13 Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking about a sector we have not talked about very much lately because it's been in rather moribund condition, but we are beginning to turn the corner where there are more opportunities in apartment building investing, because it's been beaten down an awful lot. And Brad, that plays right in to your apartment forecast. So tell us about some of the highlights of your apartment forecast. Brad Sumrok 22:38 Yeah, sure. And one of the things that I want to share with you, Keith, is that, you know, back in the peak of the market, the market peaked, say, at the end of 21 early 22 there were so many investors that were in multifamily or that wanted to be in multifamily. And the other thing that caused this so called, you know, downturn that I didn't mention before is, let's take this $10 million deal. If a property was listed at $10 million you'd literally have 30 to 40 buyer groups pursuing that deal, bidding up the price. Yeah. And so a $10 million Listing would sell for 11 and a half million Okay, now what I'm seeing is that same $10 million deal might sell for a seven to 8 million and you might be the only buyer going after the deal. Wow. And how do I know? Because you said, like, I run a an investor community and and I have active multifamily buyers, and I coach them, and I look at their deals, and this is what's happening. And the other reason I know is I sold two of my deals personally in 2025 and both of the deals that I sold, I bought in 2015 where we had 10 year fixed rate debt. So we didn't sell because we had a three year loan. We needed to sell because we had a 10 year loan due. And look, first thing I'll say is I made money, because over that 10 year period, values did go up. They peaked in 2022 and they came back down that because I bought it so long ago. That's the one lesson that I think people also want to understand, is over the long term, the values always tend to go up, but there are short term ups and downs that one would need to be aware of. But when I sold these two deals like I didn't have many buyers one deal in particular. I mean, I had eight buyers going after the deal, but only one was anywhere close to what I wanted. So I was negotiating with myself, you know, telling the buyer and his broker, hey, you know the other guys are here, and you got to come up on price and you got to come up on terms. But truthfully, I was bluffing, because I didn't have anybody that was coming up on price or coming up on terms. And so part of why I'm answering this way is when you look at the forecast, one thing that that I want people to know is that those. Of us that are in the business now and that have our pencils up, and we're underwriting deals, and we're making offers, like I used to teach Keith, don't make lowball offers, because you'll develop a reputation of being that guy or that borrower or that buyer that submits lowball offers, right? And word will get around in that market? Well, right now, like low ball offers are expected, and I would encourage people, let's just say you make an offer that whatever the deal pencils out to. So if you know how to underwrite deals correctly, and they're offering 10 million as a listing price, and you're coming up at seven or 7.5 don't be bashful to make the offer, and you may be the only buyer in the game. So that's one thing is like the competition that I'm seeing right now on the buyer side is not a lot of competition, and that's definitely shifted to a buyer's market. So people need to know that. The other thing I would say, on the macro level, is there's still a lot of uncertainty out there, and the uncertainty is kind of becoming like what I would call a new normal. You know? I'll speak for myself. When Trump was elected and at the end of 2024 I thought it was going to be amazingly well for all of us real estate investors, right? And there are some things that have been like the big, beautiful bill that restores 100% bonus depreciation like this is a really good thing, but you know, the tariffs, the immigration policies, some of the things that he's doing, you know, they have mixed impact for us and our in the economy and in real estate and in multifamily. And the thing is, when he first started doing that again, like lenders, they didn't know how to price debt, like, what's going to happen with tariffs, what's going to happen with ice what's going to happen with immigration, you know? But now that we're a year in to his second term, I can tell you a couple things. Debt is back. Lenders are lending. They're confident. Lenders are issuing debt like you can get 70 to 75% of your acquisition funded by a commercial lender. The government agencies are lending. Freddie Mac is lending. Fannie Mae is lending, and they have a mandate to lend 20% more money in 2026 than they did in 2025 so that bodes well for people that want to get, you know, affordable workforce housing, which is my specialty, also known as Class B and Class C housing. So the lenders are lending like, there's a lot of debt out there. One of the challenges is the equity. There's a lot of institutional equity. But if you're going to the retail investor who got into the business three to five years ago. They don't want to hear about your next deal right now, they're wondering about, hey, what about the deals that I'm in? Right? So one of the things that I'm doing, Keith is, and I think, you know, this is like, you know, I build up a huge investor community from 2012 to 2022 and I did it by traveling the country, speaking at conferences, sponsoring trade shows, talking about the benefits of investing in apartment buildings, how it changed my life, how it enabled me to retire from a six figure income in just three years, and how I've helped many, many other people Do the same, and also just sharing experience today, every asset class, every 10 to 15 years is going to go through a correction. And so where we're at now. And I wasn't the only one on the forecast. I brought in John Chang who is the senior intelligence officer at Marcus and millichep, one of the biggest commercial real estate firms in the country, and he presented about 20 or 30 slides that by and large were very bullish on where we're at in the market cycle. Why now is a great time to be looking at apartment buildings, a lot of the same things that I've been talking about. Prices are down. It's a buyer's market. We have a huge affordability issue. More and more people are becoming renters, and so what I'm committed to do, Keith and I don't know if I shared with you my travel schedule, like when we met each other last month, but I'm on the road every single week going to another city, talking about where I see us right now in the market, and why people should be looking at deals and making offers right now. Because to me, you know, Warren Buffett said it best. He's like, you want to be fearful when everybody else is being greedy, and you want to be greedy when everybody's being fearful. And right now, people are on the sidelines. They're waiting for some green light, like for the Wall Street Journal to come out and say, Hey, now's a good time, you know? I mean, look, Trump, just the point of the new Fed chair, right? And so we know interest rates are going to go down like that's one of his goals, and the guy that he appointed is going to lower rates. So we're looking at a future, a very near future, where we have lower rates, and lower rates is going to create more demand, again, for people that want to buy. I invest in apartments now, look, if you wait another year, I still think it's going to be a good time, but I think we have a better time right now. Keith Weinhold 30:10 I sold one apartment building in 2022 for about $1 million and I sold another one of my apartment buildings in 2023 for about $1 million I had bought those in 2013 with 10 year balloon loans, so I was enjoying that nice fixed rate as late and as long as I could, until 2022, nine years and 2023, 10 years before the rate went up on me. But of course, my new buyer had to pay that rate, so it limited the amount that they could offer for it. However, to your point about investing for a long time horizon, I still had profits on those nine and 10 year holds, but yeah, to your point, Brad about the looser lending, this is huge. I read a summary of the latest national Multifamily Housing Council meeting, and one of the biggest takeaways that came out of that meeting is that there is abundant debt available. It's in increasingly attractive terms. And a lot of people think about mortgages, and they just think about the rates, and you should that's certainly important, but they don't think as much about the propensity for others to lend. How loose, or how tight are those standards? They're loose, yeah. Brad Sumrok 31:25 And, I mean, look, the first deal I did in 2002 the interest rate was 6.35% the rates right now are less than that, you know, as of the date of this recording. So, you know, I always talk about a base case of a $10 million deal. It may seem large to you or to people listening, but like in my world of syndication, where we're not just looking at the real estate piece, but learning how to raise money to buy real estate so we could have a bigger property that's professionally managed and become a true business owner like Robert Kiyosaki talks about, do you want to be self employed? I tell my students, buy a six Plex. Do you want to own an apartment business by 60 units and hire a management company? So when I'm talking about this $10 million deal, you know, you can get a $7 million loan right now for probably in the mid 5% and it would be non recourse, and you could probably get three years of interest only, meaning for the first three years, you're going to have a higher cash flow. So like, this is a really good loan compared to 2021 when we could get 3% debt. It's not but remember that 3% loan was a short term loan. You know, it wasn't a 10 year fixed rate loan, it was a short term loan, and we all saw what happened with that when they raised rates so many times in such a short period. So the fixed rate debt is very competitive based on, like, the long term, 20 year average, and it's lower than it was when I started. Keith Weinhold 32:55 Well, we've been talking about elements of your apartment market forecast, and of course, that's going to inform your Buy Box. Brad, you mentor students constantly and oftentimes we think about a Buy Box. We think about then in terms of geographic market, but as we look for an opportunity, we also might think about some other things in your Buy Box, for example, new build versus vintage build. So with all of this traveling you do, and you're in the markets, and you're informing students, and you're looking at students prospective deals as well. But tell us more about what a good buy box is for the near term in apartment buildings. Brad Sumrok 33:36 Yeah. So look like what is in the buy box, right? So one is going to be your location. And so, you know, how do I select a good location? Just some tips and strategies around that is, I look for landlord and business friendly environments. In other words, if the tenant doesn't pay, do they get to stay or not, you know, so I like to be in market so that they don't pay, that we could legally, you know, not have them consume our product for a long period of time. So I also look at things like job growth and population growth, affordability gap. New supply is a percentage of inventory, you know, the new supply coming online in a diversified economy. So, like, you want to get your geographies nailed down. Like, where you buy matters, like, there's no substitute to I would rather pay more for a property in a location that meets that criteria than less for a property that doesn't. Yeah. So geography is important. You want to pick your property size, like, how many units, or what's the price point. Okay? And this is huge, because if you're gonna buy your own deal with your own money, which is another reason I prefer syndication. Let's say you have pick a number, 100,000 to invest. Like you can only buy a $300,000 property, two units somewhere, three units somewhere, you know. Or zero units somewhere, right, right? So if you have expanded your you know, your mind and your skill set to do a syndication 100,000 doesn't limit you to your own money, you know. And then I would say, Well, what is a great size for a first time syndicator is I would target somewhere around 60 to 80 units, and at 100,000 a unit, which is a ballpark price for maybe a nice B class property or high C Class property, and a market that meets the criteria that I outlined earlier. You know, you're looking at, say, a six to $8 million property. And so what you could do from there, Keith is, you could say, Okay, well, you know, this is why, like in my educational course, I use a $10 million property, because the numbers are easy. But even just say, Well, I'm going to do an $8 million property, you'd say, Okay, I need two to 3 million down, depending on the debt, right? And then I'm going to get a the balance in a loan, you know, because you could get a 70 to 75% loan. So then you ask, Well, where am I going to get to 2 million, right? If I have 100 I need $1.9 million and so then you got to start thinking about like, do I have access to people or work or in the neighborhood or at the community or at the church, you know, or do I go to masterminds and conferences and meetup groups like, where I saw you Keith last month, like, there's a lot of investors there with a lot of money, right? And some of them are looking to be passive investors. And so, you know, there's a whole nother conversation around, you know, raising capital. And if you can't raise capital, then you may want to bring in some people on your GP team that could help you raise capital, as long as you're following, like the SEC compliance and again, that's another discussion. That's the importance of having the buy box so you have your geography, your property size, your property class. You know, again, if you just want the new construction stuff. There's some people out there, like big name, famous people, that are highlighting their 800 unit a class deals that they're buying. And of course, like you or I that are just getting started, can't go buy that deal. And so why? You know the institutions are going after the large A class properties in the best areas. And so where I've made my niche Keith, and what I would recommend most people start is start with the older vintage properties, start with the 1970s properties, and then maybe work your way up to the 1980s and 1990s properties. And why is this is because the institutions don't want those properties, and they're still able to be professionally managed. Like, if you go and buy 100 unit C Class property, as long as it's not in a bad neighborhood with, like, high crime or whatever like that. Like, these are very honest, hard working, working class people that need a clean, safe and functional place to live, and you'll be able to get better returns on a C or A B class, also known as like the cap rate. And again, that's another discussion, but you'll be able to get a better return on an older vintage property than you would on a vintage property. And you're not competing with the institutions, but you're also not competing with the mom and pops, because the mom and pops are going to take that 100,000 they have and go buy a duplex. You know, they're not going to want to syndicate a deal. They're not going to want to have partners. They're not going to want to deal with the so called complexities of buying a company. And that's what buying an apartment community is, Keith, it's buying a company. You're buying a business that has an income stream already being generated those customers, they're called residents. They're called tenants, you know, but if you just go upstream from buying real estate or buying an apartment building, we're buying a cash flow producing business that's existing, that's in place, and then our job is to figure out how to run it better and more efficiently. You the Keith Weinhold 39:04 You the listener, you might have access to, say, 500k in equity that's sitting in your existing properties. And some of these numbers that Brad and I are throwing around are rather large, $10 billion but one of the biggest epiphanies that I think your students have is that doesn't need to be much of your own money. We're talking about what's called the capital stack to take down a $10 million apartment building. Maybe you borrow seven and a half million of that. Maybe you raise 2 million of that from your other investors in the syndication, and then you put your 500k into the deal, and there you have $10 million in order to make that purchase. But yes, that does involve a learning curve and the SEC rules and all that. But the big takeaway here is you don't need much of your own money. You can leverage other people's money, even for the down payment. And Brad, you're also an expert at showing people how to pay almost. Zero tax, which is another discussion unto itself, but some of your students start with zero experience, and within a few short years, I mean, you've had hundreds of people that have either retired early or increased their net worth by over a million dollars. A lot of success stories, Brad Sumrok 40:17 yeah, look, I mean, I started with no previous real estate investing experience. My experience was going to college, studying hard, getting decent grades, becoming an engineer, you know, being fired once, being laid off once, and reading Robert Kiyosaki books that motivated me to to go out and seek specialized education. And I think it was Jim Rohn that said formal education, like degree could get you a job, and specialized education like you can get in a conference or a mastermind or a mentorship program. And that's also how I started. I went to a weekend workshop back in 2001 and I bought the mentorship program. And boy, I'm glad I did, because, you know, that's how I got into my first 62 units. So you don't need to have experience. What you need to have is a powerful reason, a powerful why? Why do I want to be financially free? Like apartments is just a vehicle. I didn't choose apartments because I love departments. I choose departments because they cash flow, they go up in value, and you have amazing depreciation benefits. Keith Weinhold 41:23 Yeah, I'm the same. I don't love apartments in a way. I don't love real estate. I love what these things do for me Brad Sumrok 41:30 exactly. Yeah? So, like, you don't have to have experience. In the other category, of people that have come into my community that don't have apartment experience, a lot of them have real estate experience, Keith, that are doing, like, single family homes, short term rentals, or maybe smaller, multi unit deals. And they listen to a show like this, and they're like, huh, I want to transition from doing these smaller types of assets with my own money and self managing to scaling into a syndication. Keith Weinhold 42:03 Brad has taken countless people from get rich education to got rich education. His core values are faith, finance, fitness, family and fulfillment. He is committed to helping people experience not just financial success, but personal fulfillment, purpose, contribution, freedom and Brad and his investor community have contributed over $1 million to charity. Is really the person you want to learn from if you want to think about going bigger with multifamily apartment buildings. This has been great, Brad. Let our audience know how they can connect with you and learn more? Brad Sumrok 42:42 Yeah, sure. So I would say this is where I should just be very clear here, okay, but I'm gonna give a couple options, because that's what I'm so of course, there's a website which is my first and last name.com, B, R, A, D, S, U, M, R, O, k, for those of you on social media, I respond to my own social so you'll find me again. B, R, A, D, S, U, M, R, O, K, on LinkedIn, Instagram and Facebook. Keith Weinhold 43:13 Brad, it's been so valuable. It seems like American apartment buildings are in for redemption story here. It's been great having you back on the show. Keith Weinhold 43:29 Brad and I both emphasize physical fitness, and we chatted about that a good bit when we were together last month. I think he looks better than me. To summarize, the reasons for this historic collapse in apartment building values. It was the combination of soaring interest rates, massive inflation, spiking insurance costs, construction soared, and it created an oversupply, and that oversupply still is not absorbed. In fact, according to the outlet apartment list, the National multifamily vacancy rate recently hit 7.2% that's the highest in the history of the index, which dates back to 2017 and that's chiefly due to apartment oversupply. Have apartments really hit the bottom? Brad just said, we're at or near the bottom, and it's a good time to be gearing up as far as what's coming. To give you an idea of new apartment supply, what takes about two years from construction start to completion. And now you can't just have all US apartment construction come to a complete stop. You have to keep people working. And there are almost 400 MSAs in the United States, so you couldn't coordinate a complete ceasing of construction across every area. So how about the level of new construction starts in apartment units today, and the way that HUD counts it is the number of units started in buildings of five plus units the recent peak. Was about 600,000 annually in 2023 and today it's closer to 400,000 there it is that slowing pace of new apartment construction. If you jump into multifam, be careful of properties with deferred maintenance, because understand that you have a lot of underfunded owners Now Brad can tell you specifically what to look out for his rat race to retirement event is March 28 and 29th in Dallas. It's a two day hands on workshop. You'll learn how to find apartment deals, how to underwrite deals, how to raise capital management and your exit. Discover how you can retire in five years or less by owning apartments again. His website is Brad sumrock.com Keith Weinhold 45:49 coming up on future episodes here on the get rich education podcast. We're about to go on a run. The next stretch of GRE is loaded. We've got fresh topics with some game changing monolog content that I'm going to share with you new guests, distinguished experts, we're going to break down an innovative way to sell properties that could completely change how you think about your exit strategy of the 50 US states. I'm going to discuss some awful states to invest in, including ones with population loss. On another episode, a distinguished subject matter expert and I are going to dive deep on does America really have a housing shortage, not in apartments which are oversupplied, but is there a shortage in the one to four unit space? That's our topic, because you probably heard contradictory information in the media about whether there's a shortage or not, and then some outlets say there's a housing shortage of 2 million units. Others, 10 million. They're all over the place. We're going to sort it out on an upcoming episode. Does America really have a housing shortage? Then the youngest guest to ever appear on the show will be with us. He's a 19 year old college student that has a real estate investing related major, and since last year, he and I have befriended each other. He was born in about 2006 so it'll be interesting to see how he views the investing world and what they teach him about real estate investing in college today, he is probably the most impressive teenager that I've ever met in my life. Then six weeks from now, we will have an epic get rich education podcast episode 600 on a subject as paradoxical and complete with a GRE contrarianism That builds real wealth, debt is the American dream will be episode 600 if you're serious about building wealth, be sure to follow or subscribe to the show. We are going on a run. If you know someone in your life who needs to think differently. If you know one investor who's still waiting for perfect conditions. This will help them tap the Share button and tell them about the show until next week. I'm your host. Keith Weinhold, don't quit your daydream. Unknown Speaker 48:14 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 48:42 The preceding program was brought to you by your home for wealth, building, get richeducation.com
Bienvenue dans Entrez ! Plat, Dessert. Dans cette série, notre journaliste Audrey Largouët part sur le terrain et se faufile dans les cuisines des chefs !Pour ce dernier épisode de la saison, on prend la direction du 3ᵉ arrondissement de Paris pour une immersion chez Maslow Temple, l'une des adresses végétariennes les plus en vue de la capitale. Aux côtés de Mehdi Favri, chef exécutif et cofondateur du groupe Maslow, on explore une nouvelle manière de proposer de la cuisine 100% végétale.Grands classiques revisités, volumes assumés, sourcing exigeant et organisation pensée pour limiter l'impact environnemental : ici, la contrainte devient un véritable terrain de jeu créatif.Une immersion avec les équipes passionnées de Maslow, de la réception des produits au service. Équipes qui ont un défi de taille en tête : changer le monde, rien que ça, ou du moins mettre d'accord végétariens et viandards… en parlant à l'œil et aux papilles. Un épisode garanti sans tofu !Cette série audio est réalisée en collaboration avec Eureden Foodservice et produite par Lacmé.Journaliste : Audrey Largouët ; Réalisateur : Benjamin Macé ; Productrice : Alice Deroide ; Vidéaste ; Édouard Jacques Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
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What if you could diagnose exactly where you are on the happiness scale—and why? In this groundbreaking episode, Harry Loyd unveils his brand-new "Subjective Life Quality Index"—a 7-stage chart that maps human happiness from rock bottom (0) to enlightenment (10+). Dr. Alex Loyd calls it "as good, if not better" than Maslow's Hierarchy of Needs, Erikson's Stages of Development, and Kübler-Ross' Stages of Grief. This is the chart's first public presentation. You're seeing it before it's even digitized. ✓ What You'll Discover: ✓ The 7 stages of subjective life quality (0-10+) and where most people get stuck ✓ Why "waiting on the world" (7) is a transitory stage you can't stay in ✓ The "empty cup" trap (5-6): dependency, anxiety, and the "I'll be happy when..." cycle ✓ Why most people are stuck at a 5 (the dependent/anxiety zone) ✓ The honeymoon effect: why happiness from worldly things only lasts 5 minutes to 6 months ✓ Learned helplessness (3-4): the depression zone and why it's sustainable (which makes it dangerous) ✓ Destructive behavior (1-2): hedonism, materialism, narcissism—when desires become needs ✓ Rock bottom (0-1): disillusioned—but why this stage can actually move you UP ✓ The two paths from "waiting on the world": deserving vs. contending ✓ Jacob (8): when pain becomes meaningful and suffering minimizes ✓ The High Road (10+): enlightenment, fulfillment from BEING not achieving ✓ Fragmented intent: the "last enemy" that keeps you from staying at 10+
If your goal is to "recover from your eating disorder," what happens when you get there? Then what? Here's the problem: When you set the goal to recover, you're setting a goal with a finish line. But recovery isn't a destination. It's a journey of BECOMING. In this episode, I'm challenging you to shift your focus from what you want to change to who you need to become to achieve freedom. And it starts with understanding your NOW needs. Using Maslow's Hierarchy of Needs, I break down why you can't move forward in recovery if your basic needs aren't even being met—and what to do about it RIGHT NOW. In this episode, you'll discover: Why setting a goal to "recover" sabotages your success What recovery will make OF you (not just what it will give you) The problem: You're reinforcing a belief that you can't find freedom Maslow's Hierarchy explained: Basic needs → Psychological needs → Self-fulfillment Why you can't function without basic needs met (food, water, sleep, safety, stability) How the eating disorder hijacks your brain and keeps you from meeting essential needs Why low self-esteem and broken relationships stem from unmet BASIC needs The shift: Stop focusing on what you want to change, start focusing on who you want to BECOME One challenge: Do one thing every day you don't want to do How to validate your feelings, own your needs, and grant yourself permission The truth: No one is going to recover FOR you—you have to do something about it The wake-up call: You decide where your time goes. And if you don't decide, the world will decide for you. MASLOW'S HIERARCHY OF NEEDS & ED RECOVERY The 5-Tier Model: 1. BASIC/SURVIVAL NEEDS (Foundation) Food, water, air, sleep, shelter, clothing, safety, stability, predictability The problem: When your brain has been hijacked by an eating disorder, you're not even getting these basic needs met. Without nourishment, you literally can't function. 2. PSYCHOLOGICAL NEEDS (Built on Basic Needs) Social connections, relationships, self-esteem, confidence, intimate connection, friendships, accomplishments, independence, self-respect The truth: If your basic needs aren't met, your psychological needs WON'T be met. This is why you have low self-esteem. This is why relationships feel broken. 3. SELF-FULFILLMENT NEEDS (Top of Pyramid) Problem-solving, growth, exploration, creativity, purpose, meaning The reality: You can't get here if you're not nourishing your body. Without basic needs met, self-fulfillment is impossible. THE SHIFT: FROM RECOVERING TO BECOMING Stop asking: "How do I recover from this eating disorder?" Start asking: Who do I need to BECOME to gain freedom? What does freedom look like to me? What are my NOW needs? What can I do TODAY to honor where I want to go TOMORROW? The truth: Your past and current distorted identity has created your current reality. It sabotages your success. This false identity creates negative habits that lead to negative outcomes—and reinforces the cycle. The problem isn't that you can't do it. The problem is you're consistently staying in the cycle that reinforces the belief that you CAN'T. YOUR NOW NEEDS: THE CHALLENGE This week, do ONE thing every day that you don't want to do. Then ask yourself: How am I currently meeting my needs today? What needs do I need met RIGHT NOW? Are my BASIC needs even being met? Remember: Without nourishment, you can't even begin to move into love, belonging, self-esteem, or purpose. THE 4 STEPS TO HONOR YOUR NOW NEEDS STEP 1: VALIDATE YOUR FEELINGS & OWN YOUR NEEDS Admit and identify a NOW need: Do I need to eat breakfast earlier? Do I need two more hours of sleep? Do I need to feel safe and protected? How will I create that? Set the goal of WHO you're becoming in the process. STEP 2: GRANT YOURSELF PERMISSION & SET PRIORITIES Give yourself permission to put yourself FIRST. Permission + Priorities = Power We give grace and compassion to everyone else, but struggle to do the same for ourselves. Today, WEAR permission. Rock it out. STEP 3: REFLECT, PRAY, JOURNAL, THINK Don't overthink. Just think. Ask yourself: What are my NOW needs? What do I need to feel satisfied, purposeful, joyful, happy? What do I have to do RIGHT NOW from a basic need standpoint to step into what I ultimately want for my life? STEP 4: DO SOMETHING ABOUT IT No one is going to recover FOR you. No one is going to: Gain the weight for you Sit in your head for you Be at the finish line for you You have to do something different. Because the truth is: You can listen to this show on repeat, but if you don't DO something about it, you're going to sit here stuck. THE TRUTH ABOUT RECOVERY When I actually recovered from my eating disorder, I didn't recognize my old self. I didn't even know who she was. I was fully transformed. Recovery isn't about checking a box. You still wake up. You still look at yourself in the mirror. You're still learning, growing, doing, BECOMING. Change your focus: From what you're trying to achieve → To WHO you need to be to achieve it. KEY QUOTES
Why do some men stay driven for decades—while others burn out, stall, or constantly need another motivational hit?In this episode of The Impossible Life Podcast, Garrett Unclebach and Nick Surface break down the three forces that motivate every human being: pain, pleasure, and purpose—and why only one of them can sustain you long-term.Using real life examples, they explain why pain and pleasure work—but only temporarily. Pain will make you move, but it won't keep you moving. Pleasure will excite you, but it always fades. Most men live trapped in this loop, mistaking emotional intensity for direction.The conversation reframes motivation not as a feeling, but as a fuel source—and shows why purpose is the only fuel that grows stronger the more you use it. Drawing from Maslow's hierarchy, biblical teaching, and personal experience, Garrett explains why purpose is intrinsic, eternal, and tied directly to who God created you to be.In this episode, you'll learn:The difference between pain-, pleasure-, and purpose-driven motivationWhy motivation based on feelings always runs outHow chasing comfort and success can still leave you emptyWhy purpose produces energy instead of consuming itHow Jesus describes a motivation that never leaves you thirstyHow to identify what's actually driving you in your health, faith, marriage, and financesThis episode isn't about hype or temporary discipline. It's about becoming the kind of man who doesn't need to be motivated—because he's anchored to purpose.If you've ever felt stuck, burned out, or frustrated that motivation never lasts, this conversation will give you a new framework—and a better fuel—to move forward.Join a group of likeminded Impossible Life listeners in our FREE Skool community by clicking here.Get the Purpose Playbook by clicking hereGet the FREE Basic Discipline Training 30 Day Program by clicking hereJoin us in Mindset Mastery by clicking hereIf you're a man that wants real accountability and training to be a leader, click here.Level up your nutrition with IDLife by clicking hereGET IN TOUCHSocial Media - @theimpossiblelifeEmail - info@theimpossible.life
#768 If you don't know where you're going, how will you ever get there? In this powerful lesson from Module 3 of the Build My Money Machine program, Choose Your Own 7-Figure Adventure, host Justin Williams explores the importance of personal clarity and how it directly fuels your path to entrepreneurial success. Using lessons from Alice in Wonderland, brain science, and Maslow's Hierarchy of Needs, you'll learn why most people are lost — and how to rise above the noise by defining your ideal life. From e-foils to business models, this episode is packed with stories, mindset shifts, and a practical visioning exercise to help you design your dream life and figure out what it will take to fund it. Let's get clear, get focused, and get ready to build! (Original Air Date - 6/5/25) What Justin discusses on today's episode: + Why most people lack direction + Power of personal clarity + Lessons from Alice in Wonderland + How the brain filters information + The Bader-Meinhof phenomenon explained + Maslow's Hierarchy and goal setting + Creating your ideal life vision + Aligning business with personality + Estimating the cost of your dream life + Designing a business like a game Watch the video podcast of this episode! Did you love this episode? Listen to Module 2 next! Ready to create a 7-figure business of your own? Go to BuildMyMoneyMachine.com to get started today! To get access to our FREE Business Training course go to MillionaireUniversity.com/training. To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Learn more about your ad choices. Visit megaphone.fm/adchoices
This week... "Upon reflection perhaps, at last, we learn from experience that the smoothest and safest course to take through life is the one that truly and immediately allows complete soul expression.” (Source: James Burgess on the Sabian Symbol for Leo 13° - 14°)This week-ahead reading for Feb 2-8, 2026 is an excerpt from this week's Somatic Space class with Renee Sills. For the full-length forecast and embodied practice for this week, purchase the recording here.Mentions:Read EA community member O's full astrology post for this week hereTHESE ARTICLES ON SIKSIKA/BLACKFOOT INDIGENOUS FRAMEWORKS that Maslow's hierarchy of needs were influenced by are excellent templates for societal remembering and futures: https://kindredmedia.org/2021/10/indigenous-self-actualization-is-communal/https://www.resilience.org/stories/2021-06-18/the-blackfoot-wisdom-that-inspired-maslows-hierarchy/