Podcasts about masterminds

Feel like you're learning constantly but still not moving? You don't have an information problem. You have an integration problem. In this episode, Lori and I break down why visionaries struggle with execution, why your brain deletes what you don't apply immediately, and how information overload kills momentum. I share why I can see winning business ideas instantly but need integrators to execute the granular steps, and why that's wiring, not weakness. We also talk about the 4 missing pieces most entrepreneurs ignore, so you can finally close the gap between knowing and doing. Get ready to execute at the level your vision deserves.   HIGHLIGHTS What's really stopping you from executing what you already know. Why visionaries struggle to follow through on their big ideas. How to stop forgetting everything you learn in courses and podcasts. What happens when you surround yourself with people who normalize success. The factor that determines whether your ideas ever turn into outcomes.   RESOURCES Register for the Built for Bigger Summit (FREE | March 10–12, 2026) HERE Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

What if the biggest thing holding back your business, relationships, or energy isn't strategy, but what's happening inside your body and nervous system? In this VIP Mastermind episode, Lori and I sit down with 3 experts helping high performers strengthen connection, health, and long term vitality. Andrea Johnson shares why ambitious women often harden themselves in business and relationships and how rebuilding trust and emotional safety can transform intimacy and leadership. Then, Kristen Kliethermes breaks down hormones, peptides, and metabolic health, explaining why fatigue, anxiety, and low libido are signals your body needs deeper support. Finally, fertility expert Courtney Saye talks about what most IVF clinics overlook and how optimizing whole body health can improve fertility outcomes. Get ready to learn how to optimize your health, relationships, and resilience unlocks your next level.   HIGHLIGHTS 00:00 Meet Andrea Johnson a.k.a. the Hot Girl Therapist. 05:00 Why high-performing women become emotionally hardened over time. 08:00 How entrepreneurship can become an emotional avoidance strategy. 15:00 How broken trust slowly impacts intimacy and relationships. 19:15 Why does feminine strategy challenge traditional business advice? 25:30 The signs your nervous system is running your business and relationships. 27:30 Andrea's masterclass and nervous system regulation tools. 31:00 What is the biggest mistake people make when starting a health optimization journey? 33:00 Symptoms you should never accept as "normal aging." 37:00 How hormone optimization restores energy, intimacy, and mental clarity. 44:00 The ideal way to help you become the most optimized version of yourself. 46:15 Why multivitamins often miss what your body actually needs. 49:15 Why every couple preparing for IVF should optimize health first. 52:45 The biggest fertility factors most clinics overlook. 56:15 When should couples consider IVF instead of continuing to try naturally? 01:00:00 Environmental toxins impacting your reproductive health. 01:03:00 What does low Anti-Müllerian Hormone (AMH) mean? 01:04:45 When to seek fertility support before or during IVF.   RESOURCES Connect with Andrea on Instagram to apply for Femme Quarters Mastermind Connect with Kristen on Instagram to take the Hormone Health Quiz Learn more about Functional Fertility Clinic HERE Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app Andrea: @theandreajohnson Kristen: @kristinleighwellness Courtney: @courtneylsaye

Masterpiece Podcasts: Collection of Chinese Classic Novels

In dieser Folge von Kein Erfolg ist eine Absicht® spricht Markus Mensch mit einer außergewöhnlichen Unternehmerin, Wissenschaftlerin und Personal Brand: Marjam Al Hakim. Die Episode gibt tiefe Einblicke in ihren Weg zwischen Wissenschaft, Unternehmertum, Personal Branding und dem Aufbau einer ganzheitlichen Marke im Premium- und Longevity-Segment. Im Mittelpunkt steht die Frage, wie echte Positionierung entsteht – nicht durch Perfektion, sondern durch Klarheit, innere Haltung und den Mut, gewohnte Strukturen loszulassen. Marjam erzählt offen von ihrem Wendepunkt: dem Schritt, sich nicht mehr ausschließlich über ihre Produktmarke Skins Diamond zu definieren, sondern sich als Unternehmerin und Personenmarke klar zu positionieren. Die Folge nimmt mit hinter die Kulissen von Wachstumsschmerzen, Komfortzonen, Masterminds und strategischen Entscheidungen. Es geht um Personal Branding im Gesundheits- und Klinikbereich, um Luxus, Vertrauen und Exzellenz – und darum, warum Ärzte und Unternehmer viel stärkere Marken sind, als sie oft glauben. Ein zentrales Thema ist außerdem Umsetzung: Warum Wissen allein nicht reicht, weshalb Weiterentwicklung immer mit Reibung verbunden ist und wie Mut, System und klare Werte langfristig zu nachhaltigem Erfolg führen.

If your business feels stuck, this episode will show you exactly why and what to do about it. We're breaking down how your environment, the conversations you tolerate, and the content you consume are either accelerating your growth or quietly sabotaging it. You'll learn how to upgrade your circle, shift out of a broke mindset, become someone investors would confidently bet on, and execute at a level that separates you from everyone else. If you're ready to stop playing small, crowd out mediocre influences, and position yourself for bigger rooms, bigger opportunities, and bigger income…you're in the right place. HIGHLIGHTS Our "crowd your plate" mindset for filling your life with positive and supportive people. What to do if your toughest critics are family or coworkers. How to shift your consumption (podcasts, music, media, rooms) to change your beliefs. One question to ask yourself if you're not seeing the results you want. How to know when it's time to change out your circle and upgrade your support system. RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

You can't build a high-performing business with a low-performing body. In this VIP Mastermind episode, Lori and I sit down with 3 experts who operate at the intersection of health, leadership, and elite performance. Lindsey Burwell breaks down why your metabolism isn't actually slowing down and how blood sugar and liver health may be the drivers behind weight gain and fatigue. Then, Ashley Ansuini shares how she built a 200+ person weekly Pilates community and scaled her studios without losing culture. Finally, elite performance specialist Dr. Matt Zanis talks about what working with Olympians, Navy SEALs, and how hormones are impacting modern men, and the non-negotiables that create longevity.    HIGHLIGHTS 00:00 Meet Lindsey Burwell. 05:00 Does your metabolism really slow down as you age? 10:00 The truth about GLP-1s and regulating blood sugar the right way. 15:00 How do you support your liver? 20:00 Is your body really absorbing the supplements you're taking? 28:00 How Ashley Ansuini built a 200+ person weekly rooftop Pilates community. 31:45 How to build culture, retention, and connection in brick and mortar. 38:00 The leadership shift required to scale without losing culture. 44:30 Why training instructors in culture matters more than teaching movement. 49:45 Why teaching trainers became more fulfilling than teaching classes. 52:00 Meet Dr. Matt Zanis, a.k.a. the "puzzle-solving" physical therapist. 56:45 Where most people quit recovery and performance progress. 01:05:00 Why men's testosterone levels are at an all-time low. 01:08:09 Most people don't even know what feeling good actually feels like. 01:10:00 The 3 habits elite performers never skip.   RESOURCES First 20 listeners get a FREE Patch Kit, and everyone else gets $20 off their first pack:  DM "LORI" to @the.patchmethod - https://www.instagram.com/the.patchmethod Shop The Patch Method HERE Book a class at The Good Place LV HERE Email Matt for private coaching HERE – matthew@rootedinmovement.com Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app Lindsey: @lindseyburwellwellness The Patch Method: @the.patchmethod Ashley: @_ashleysue_ The Good Place: @thegoodplacelv Matt: @rootedinmvmnt

Pour ceux qui souhaitent rejoindre la #TribuESOA c'est par ici : https://bit.ly/TribuESOAVoici ce que vous obtenez en rejoignant la tribu ESOA :✅ Echangez quotidiennement avec Kahi, Moulaye pour co-construire le podcast mais aussi sur vos difficultés, interrogations et l'actualité en toute simplicité !✅ Accès d'un an à la communauté privée ESOA (La tribe): un réseau exclusif de 200 membres dans 15 pays entrepreneurs et professionnels africains partout dans le monde pour développer votre réseau, échanger, et vous entraider.✅ Accès à tous nos Masterminds, Book Clubs, Meetups, et événements ESOA exclusifs et à tarifs réduits: participez à des sessions interactives avec Kahi, Moulaye, et des experts invités pour enrichir vos connaissances et votre réseau.✅ Le Template du Life Plan de Moulaye et Kahi: des outils concrets pour clarifier vos objectifs professionnels et personnels, adaptés à tous les profils.✅ Le Replay unique du Mastermind du 18 Décembre “Construire son plan de vie”Un contenu exclusif pour vous guider dans la création de votre plan de vie et de carrière.---------Le Podcast "#Entrepreneur State Of Africa" dit tout haut ce que les #entrepreneurs pensent tout bas, avec Kahi Lumumba (Co-Founder & CEO Totem Experience, Adicomdays) et Moulaye Tabouré (Co-Founder & CEO de ANKA (ex-Afrikrea) ). Dans cet épisode, Kahi et Moulaye évoquent le sujet vie pro/vie perso-----Ce podcast est produit par Totem Factory by Totem Experience que vous pouvez joindre pour tous vos besoins de production

Baywatch reboot and fun facts about it. Brandon's new Super Bowl sweatshirt. Vitamin talk. Movies we watch so you don't have to: Masterminds, Roofman, and Song Sung Blue. Once you go back, you don't come back.

Most entrepreneurs don't have a revenue problem. They lack the courage to say what they want, then wonder why they're underpaid, resentful, and stuck in bad deals. In this episode, Lori and I share why the fastest way to scale is to shorten the time between knowing the truth and saying it. I break down the Candor Speed Principle, why delayed honesty erodes trust, and how direct communication increases your leverage in any room. Get ready to have better partnerships, cleaner deals, and faster growth.   HIGHLIGHTS The leadership metric most entrepreneurs completely ignore. Why delayed truth creates resentment and negotiation fatigue. The difference between kind candor and emotional reactivity. The KIND framework that changes how you handle hard conversations. The word track that lowers defensiveness instantly. What calm communication signals about your leverage.   RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Feeling the grind without the gains? We sat down with Mark from Inspector Empire Builder to unpack why so many home inspection pros hit invisible ceilings—and how to break through them with identity, focus, and smarter systems. We challenge the idea that “experience is the best teacher” and offer a more durable path: growth by insight. By getting crystal clear on four anchors—who you are, what you're doing, how you'll do it, and who you serve—you can make braver choices, like raising prices, upgrading reports, and building a machine that doesn't rely on your daily heroics.We dig into the difference between a technician mindset and a builder mindset, and why most small teams oscillate between one and four inspectors without escaping chaos. Mark shares how personal growth drives business growth, not the other way around, and why outdated systems and comfort zones quietly drain profit. The conversation hits on practical shifts: adopting a modern CRM, creating standard operating procedures, reading in clusters outside the industry, and choosing rooms where you're not the smartest person. We explore pricing courage, the math behind working less while earning more, and redefining success around net profit, consistency, and family time.You'll leave with a simple growth plan: run a self-inventory, pick one to three focus areas for the year, study deeply, and don't grow alone. Masterminds, conferences, and peer circles accelerate insight and keep you accountable when the old ceiling calls you back. If you're ready to move from firefighting to long-term leverage—and design a business that supports a meaningful life—this conversation brings clarity, courage, and next steps you can act on today.If this helped, subscribe, share it with a fellow inspector, and leave a review to tell us what ceiling you're ready to break next.Check out our home inspection app at www.inspectortoolbelt.comNeed a home inspection website? See samples of our website at www.inspectortoolbelt.com/home-inspection-websites*The views and opinions expressed in this podcast, and the guests on it, do not necessarily reflect the views and opinions of Inspector Toolbelt and its associates.

 What's the secret to building a seven-figure business and a life you love?

MIke and Damien sit down with the Superheroes behind Mutants and Masterminds 4th edition, and talk about favourite games, Superheroes game design, and more! Listen in to find out more about the Mutants and Masterminds Kickstarter, some of the campaign settings, and what Archetype The Tick would be!Mutants and masterminds Kickstarterhttps://www.kickstarter.com/projects/greenroninpub/mutants-and-masterminds-4th-editionGreen Ronin Websitehttps://greenronin.com/Social media https://bsky.app/profile/birdmanguelph.bsky.socialhttps://bsky.app/profile/magickalhack.bsky.socialShow email Thespellbookshow@gmail.comDamien's Youtube https://www.youtube.com/@magickalhackmakes4671Show Notes:Your Geekmasters:Mike "The Birdman" - https://bsky.app/profile/birdmanguelph.bsky.socialAlex "The Producer" - https://bsky.app/profile/dethphasetwig.bsky.socialFeedback for the show?:Email: feedback@thisweekingeek.netTwitter: https://twitter.com/thisweekingeekBluesky: https://bsky.app/profile/thisweekingeek.netSubscribe to our feed: https://www.spreaker.com/show/3571037/episodes/feediTunes: https://podcasts.apple.com/us/podcast/this-week-in-geek/id215643675Spotify: https://open.spotify.com/show/3Lit2bzebJXMTIv7j7fkqqWebsite: https://www.thisweekingeek.netFebruary 18, 2026

In this episode of the Fundraising Masterminds Podcast, we're talking about the 6 biggest fears people have when making an appeal — and how to overcome them.Tune in as we walk through the deeper reasons it's so hard to ask for money. From the awkwardness of talking to friends, to the fear of losing control, we'll talk about every mindset you need to overcome to fundraise with confidence.Hear the story of Jim's worst "No" response. Find out what made Moses just as inadequate as you feel. Discover how to overcome the fear of losing control through the power of Scripture. And learn about the donor who gave $25,000 — because $50,000 wasn't on the response card. So whether you're new to appeals or are looking to refine your technique, this episode will give you the Scripture and paradigm shifts you need to move from beggar to ambassador and overcome your fundraising fears.Don't forget to subscribe to our channel for more nonprofit mindset training!ASK US A QUESTION:⁠⁠⁠⁠⁠⁠⁠https://www.speakpipe.com/fundraisingmasterminds⁠⁠⁠⁠⁠⁠⁠NEED HELP WITH YOUR NONPROFIT?Most nonprofits are under-funded. Even if you think your nonprofit is doing well, we've found you could be doing much better. However, most nonprofits don't have a clear development strategy that keeps them grounded. As a result, they "get creative" and "try new things" based on what is popular or trending, or they get comfortable with where they are at and don't realize the dangers they will be facing in just a few short years.The Perfect Vision Dinner Course is a 20-week "live video" course that addresses this problem head on. The course was developed by Jim Dempsey after 38+ years as a Senior Development Director at Cru. After Jim had personally done over 2,500 vision dinners in his lifetime and raised over $1 billion worldwide, Jim and Jason have partnered together to bring you Fundraising Masterminds. Our first course, The Perfect Vision Dinner is a time-tested proven formula that will introduce our development system and grow your nonprofit to its maximum potential.The course includes 20-hours of personalized development coaching from Jim Dempsey and Jason Galicinski and also includes a real-time community group where you have access to everyone attending the course and also our Masterminds throughout the course.The goal for this course is to fully equip you with a Biblical basis for Development so that you can Win, Keep and Lift new partners to higher levels of involvement with your nonprofit. → ⁠⁠⁠⁠⁠⁠⁠https://FundraisingMasterminds.net⁠⁠⁠⁠⁠⁠⁠/discovery-callFOLLOW US ON SOCIAL MEDIA:→ Instagram: ⁠⁠⁠⁠⁠⁠⁠https://instagram.com/fundraising.masterminds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Facebook: ⁠⁠⁠⁠⁠⁠⁠https://facebook.com/fundraising.masterminds⁠⁠⁠Episode Keywords:fears when making an appeal, making an appeal, biggest fears when making an appeal, 6 biggest fears when making an appeal, fundraising mastermind, fundraising masterminds podcast, fundraise with confidence, financial appeal, asking for money, nonprofit asking for money, fundraising fear, nonprofit development, nonprofit fears, nonprofit mindset training, mindset training, nonprofit mindset, mindset training for nonprofits, jim dempsey, jason galicinski, fundraising fears, jim.

Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall What We Learned Behind Closed Doors At Past Hard Money Masterminds - #327 In this episode of the Private Lenders Podcast, the hosts share real-world lessons from years of running live Hard Money Mastermind events and working with private and hard money lenders at every stage of growth. Topics include: Why private lending works at every size Common growth constraints like capital, marketing, and underwriting How marketing and software evolve as lending businesses scale Lessons learned from lenders who grew too fast Why most lenders return to the core private lending model This episode is ideal for private lenders, hard money lenders, and real estate investors looking to grow profitably and responsibly.

If you're new to my channel… hey there! My name is Nicolas Cole and I've been writing online since 2007. Since then, I've generated over a billion views on my writing, written 10+ books, and built multiple 7+ figure writing-related businesses, including two of the largest writing programs on the Internet: Ship 30 for 30 & Premium Ghostwriting Academy. I have made millions of dollars writing online, so I fundamentally reject this narrative (pun intended) “nobody makes a living as a writer.”Yes, you absolutely can make a living as a writer. In fact, you can make more than just a living. You can make tons of money as a writer… IF… you're a digital writer, and embrace learning the new skills required to thrive in a digital world. Which is why I started this YouTube channel.Consider me your Digital Writing Mentor!On this channel I talk about:- Digital Writing- Ghostwriting- Writing With AI- Self-Publishing- Writing Services & Business ModelsSo if you have any questions, drop me a comment on any video and I'll answer them in a future video!Keep writing,Cole(00:00) Intro: Why Digital Products?(03:05) Understanding Digital Product Types(15:15) Low Ticket Products: Ebooks & Mini Courses(24:00) Expanding to Courses and Pricing Strategies(32:20) Cohort-Based Courses & Live Learning(39:00) Building Profitable Communities(46:00) High-Ticket Coaching & Masterminds(54:00) How to Start & Key Takeaways~✍️ Want to start writing online? Download this free Ultimate Guide to get started: https://yt.startwritingonline.com

You don't get paid for who you think you are. You get paid for how the world experiences you. In this episode, Lori and I sit down with our 3 VIP Mastermind guests. Julie Cyvonne is back to break down feedback, perception, and why who you think you are doesn't matter nearly as much as how you're actually perceived. Then, Riley & Kaylie Miller, founders of The Property Wives, share how standing unapologetically for marginalized communities has exploded their growth on social media, deepened their mission, and attracted their ideal clients. We talk about what happens when you take a public stand, how to grow fast on platforms like TikTok, and why empathy is one of the most underrated business superpowers. Get ready to rethink what it really takes to grow online and in business.   HIGHLIGHTS 00:00 How people see you is your responsibility. 05:45 How to separate your worth from your business data. 08:15 The "rule of 3" Julie uses to decide which feedback to integrate. 12:15 How does a high performer go from good to truly great? 15:00 Why in-person retreats accelerate transformation faster than online coaching. 18:00 Are you avoiding the one thing that could set you free? 22:00 Meet Riley & Kaylie Miller of The Property Wives. 26:00 Creating the largest platform for safe relocation for the queer and trans community. 27:30 The barriers marginalized communities face in homeownership. 32:00 How to buy a home with only $1,000 out of pocket in Colorado. 34:00 How did you gain hundreds of followers on TikTok in a single day? 43:15 The 1-minute exercise that will instantly build empathy and leadership.   RESOURCES Connect with Julie Cyvonne on Instagram: DM "JOURNEY" to take her FREE microdosing quiz Learn more about Julie's upcoming retreats and programs HERE Learn more about the Safe Haven Homes Initiative HERE ​​Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app Julie: @juliecyvonne Riley & Kaylie Miller: @thepropertywives

Pour ceux qui souhaitent rejoindre la #TribuESOA c'est par ici : https://bit.ly/TribuESOAVoici ce que vous obtenez en rejoignant la tribu ESOA :✅ Echangez quotidiennement avec Kahi, Moulaye pour co-construire le podcast mais aussi sur vos difficultés, interrogations et l'actualité en toute simplicité !✅ Accès d'un an à la communauté privée ESOA (La tribe): un réseau exclusif de 200 membres dans 15 pays entrepreneurs et professionnels africains partout dans le monde pour développer votre réseau, échanger, et vous entraider.✅ Accès à tous nos Masterminds, Book Clubs, Meetups, et événements ESOA exclusifs et à tarifs réduits: participez à des sessions interactives avec Kahi, Moulaye, et des experts invités pour enrichir vos connaissances et votre réseau.✅ Le Template du Life Plan de Moulaye et Kahi: des outils concrets pour clarifier vos objectifs professionnels et personnels, adaptés à tous les profils.✅ Le Replay unique du Mastermind du 18 Décembre “Construire son plan de vie”Un contenu exclusif pour vous guider dans la création de votre plan de vie et de carrière.---------Le Podcast "#Entrepreneur State Of Africa" dit tout haut ce que les #entrepreneurs pensent tout bas, avec Kahi Lumumba (Co-Founder & CEO Totem Experience, Adicomdays) et Moulaye Tabouré (Co-Founder & CEO de ANKA (ex-Afrikrea) ). -----Ce podcast est produit par Totem Factory by Totem Experience que vous pouvez joindre pour tous vos besoins de production

You have human instincts that kept your ancestors alive. Those same instincts will sabotage your business if you don't manage them. In this episode, Lori and I break down 4 human conditions that hold founders back. These patterns feel normal, justified, and smart, but they are not built for scaling. We talk about why you're not supposed to feel happy every day while building something meaningful, why "ready" is a myth, how control creates your ceiling, and why comparison guarantees a distorted reality. If you want bigger results, you have to become stronger than your programming.   HIGHLIGHTS Why entrepreneurship doesn't feel "happy" most days. The reframe from "I'll be happy when…" to "I'm happy because…" What to do when you never feel ready. How the illusion of control creates your income ceiling. How to stop over-romanticizing everyone else's life.   RESOURCES Apply for the Elite Entrepreneur Mastermind HERE! Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Most people are waiting for the perfect moment, the perfect skill set, or the perfect opportunity before going all in and that mindset is exactly what's keeping you stuck. In this episode, I break down 3 quotes I live by, principles that have shaped how Lori and I build businesses, make decisions, and push through hard seasons when momentum feels slow. I talk about why doing low-value work keeps you capped financially, why the best salespeople don't sell features or outcomes but feelings, and why consistency is the unfair advantage in business and life. Get ready to tighten your standards, raise your self-awareness, and build momentum the right way.   HIGHLIGHTS ONE thing that outperforms talent, luck, and brilliance. Ryan Serhant's quote that explains exactly why you feel busy but not profitable. How to calculate your actual hourly value. Robert Herjavec's quote on why elite sellers focus on emotion instead of features or logic. Alex Hormozi's quote for becoming exceptional. Why growing a business is about using time and people wisely.   RESOURCES Apply for our Elite Entrepreneur Mastermind HERE Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith looks at how a changing Federal Reserve leadership might shape the interest rate environment, then zooms in on what's really happening with homebuilders versus remodelers across the country.  You'll hear about a lesser-known strategy some investors are using to step back from day-to-day landlording while keeping their income, and then we head to Central Florida to explore why one fast-growing market is quietly becoming a hotspot for new-build rental properties.  Along the way, a longtime Florida builder joins the show to explain how they're creating affordable, investment-friendly homes and what kinds of rents and tenant demand they're seeing on the ground—plus a way you can learn more live if this opportunity fits your own portfolio plans. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/592 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the naming of a new Federal Reserve Chair. Then are homebuilders in trouble today? There are a dwindling number of them, and their profits are down. I'll talk to a homebuilder. Listen to what amenities tenants want today, and it's interesting. We'll learn how low of a mortgage rate builders will give you. Now there's an opportunity here today on get rich education.   Corey Coates  0:30   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:14   mid south home buyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com   Speaker 1  2:17   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:33   Welcome to GRE from countersport Pennsylvania to Davenport Iowa and across 488 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education now more than ever, where you learn about personal finance and real estate investing matters. There's more AI generated content out there. This show is all flesh and blood me. There's also more clickbait content out there that says something like the housing market is about to have a price crash. No, it's not. They're just there to get short term attention. So your information source really matters today. New incoming Fed chair, Kevin Warsh, was recently named. He will replace the outgoing Jerome Powell on May 15. I want to tell you more about that in a moment. But first, just imagine if this scenario were to occur, say that we get a Fed chair that has to deal with really high inflation. And so what this Fed chair does is that he successfully brings inflation down, and he does that without triggering a recession that's called a soft landing. Well, you know what? That's exactly what Jerome Powell did the past three years. Yeah, that's what he's accomplished, and he doesn't get credit for it. He only gets a lot of criticism. Now this doesn't mean that I love Powell. I don't even know that the Fed should exist at all, but Powell got a lot of criticism for calling 2022, wave of inflation transitory, and being too late to respond to it. So he gets some credit here as his term of more than eight years winds down. Let's listen in to some of Jay Powell's recent comments about succession,    Speaker 2  4:23   you've obviously experienced a lot during your time as Fed chair, served under multiple presidents. I'm wondering what advice you have for whoever your successor might be.   Speaker 3  4:34   Honestly, I'd say a couple of things. One is, you know, stay out of elected politics. Don't get pulled into elected politics don't do it. And that's another thing. Another is that you know, our window into democratic accountability is Congress, and it's not a passive burden for us to go. To Congress and talk to people. It's an affirmative, regular obligation. If you want democratic legitimacy, you earn it by your interactions with the our elected overseers. And so it's something you need to work hard at, and I have worked hard at it so and the last thing is, you know, it's easy to it's easy to criticize government institutions so many ways. I will tell whoever it is you're about to meet the most qualified group of people you not only have ever worked with, you will ever work with and when you meet fed staff. And not everybody's perfect, but, but there isn't a better cadre of professionals more dedicated to the public well being than work at the Fed.    Keith Weinhold  5:43   Yeah. So to Powell's point, the next Fed chair, worsh, does champion fed independence, much like Powell has. That is a good thing that keeps America from turning into a banana republic that maintains a strong dollar. Warsh was actually a Fed Governor back during the 2008 global financial crisis, so he's got that experience when he comes in as Fed Chair in three months, he's widely expected to lower interest rates more than Powell did, much like the president wants. Kevin Warsh looks a lot like Michael Scott from the office. He has got to be less bumbling than him, though, overall, the effect on real estate and mortgage rates by shifting from PAL to worsh, I mean, that should be pretty mild. Maybe you'll see rates go a little lower than if pal had stayed and speaking of rates, wait till you see how low the mortgage rate is that our homebuilder guest is offering today. What's really happening with homebuilders now? How much trouble are they in? Homebuilders have largely been maligned. Overall. There are fewer homebuilders today in America than there were 20 years ago, and there are more remodelers than there were 20 years ago, fewer home builders, more remodelers, and that's for a few different reasons. Over the past couple decades, we just have substantially higher labor and material costs, stricter building and energy codes, higher interest rates, and that disproportionately hurts long duration construction projects. We've got zoning constraints and land constraints that make ground up development slow and uncertain and risky. So while the number of Home Builders in America is down, the number of remodelers are up, because America's housing stock is getting older. Its median age is over 40 years, and that creates constant demand for upgrades. Capital prefers faster, lower risk cycles. That's what remodels offer, and homeowners with locked in low mortgage rates choose to stay in place. And what does that make them do? That makes them renovate and remodel, not move. So this is why, compared to 20 years ago, you have fewer home builders and more remodelers. Today, that's per the NAHB and the Census Bureau and all these forces, they've resulted in a lower profit margin for homebuilders. Yes, homebuilder margin compression for a lot of the bigger builders, including DR Horton, just as you might guess in this cycle, their profits were greatest in 2022 and they have fallen since then. Higher mortgage rates came in, and builders had to lose profits by offering more incentives to entice buyers. You're going to learn more about that today and how it really spells quite an opportunity for you and I. When the final change in national home prices was tallied for the end of last year, they had risen in 16,500 zip codes. All right, that's 63% of America's zip codes, and prices were lower from a year earlier in the other 37% home price gains were concentrated in the Northeast and Midwest, and the story there continues to be too many buyers and not enough homes. In fact, over 85% of zip codes saw price growth in Illinois, Connecticut, Wisconsin and Indiana, slow, steady, stubborn, kind of like winter refusing to leave. Losses were predominant in the Sun Belt. Prices caught their breath there. There was price attrition in Florida, with 96% of zip codes, so nearly all of Florida, then California, 78% of zip codes had a price loss. Texas, 75% of them and Arizona, 73% the biggest pocket of opportunity appears to be in Florida. Florida property is on sale. And because real estate is local. A lot of times we talk here nationally, but to get to that local level, sometimes you have to dig in to a local market to really find out what's going on. We're going to do that today. Now, central Miami, Orlando and Tampa, they're not generally the spot for obtaining cash flow from long term rentals. I've identified an opportunity. We'll get into that with this Florida homebuilder shortly. It's kind of funny. You'll run into people that say they want opportunity, but what they really want is certainty. How it plays out, though, is that once the certainty arrives, the opportunity is gone, and that's how to think about Florida and maybe Texas and some of these other markets today that have had price attrition.    Keith Weinhold  10:48   Now, three weeks ago, here on the show, I discussed the 721 exchange for the first time. So I won't get into all those details again when it comes time for you to sell your investment property, the 721 can be the best way for you to cash out. Perhaps you've been investing in real estate for a while and you have turned get rich education into got rich education. How the 721 exchange works is they basically say you have a case where you're a rental property owner and you realize that you don't want the hassles of landlording anymore. Oftentimes, this can mean you're older and real estate investing already took you where you wanted it to take you in life's journey, but you still like the financial benefit that ownership gives you. What you can do is exchange your properties into a partnership and receive shares in that partnership. Now that's different than a 1031, exchange. That's where you trade up some of your property that you directly own for what's usually more and larger property that you directly own. Well, instead, here's the big deal with exchanging your properties into a 721, partnership. The rules stipulate that this is not a taxable event, and therefore you don't have to pay any capital gains tax or depreciation recapture. Now that you're an owner in the partnership, you still get some of the benefits of owning the property, like appreciation and cash flow and such, yet no management or landlording at all like you would have with a 1031 and with a 721 you get all these benefits across a greater number of properties and markets diversification because you're a fractional owner in the other properties that are in the partnership, not only your own, and when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs and C It's surely easier for you to divide shares among, say, your three children, than it is to divide your 18 rental houses among three children Who are going to have different goals and varying degrees of financial savvy. So the 721, exchange is a great estate planning tool too. You will have this partnership that makes an offer to buy your property. You're exchanging them for partnership shares. There's a firm that does this called flock homes, and they have a certain Buy Box to be clear with the 721, exchange, you can basically trade your rentals for shares in a diversified, professionally managed Real Estate Fund. This means that you keep your hard earned equity defer capital gains and other taxes, and you still get access to steady income and long term appreciation without the hassle of landlord duties, and you can visit flockhomes.com/gre, and get a free valuation. Get an offer for your property, see if it fits their buy box and see how much they'll pay you. There's often no need to pay to fix up or stage the property for sale or pay agent commissions for a certain investor type. This really can be a rather life changing experience for you to liquidate some or all of your property have zero tax obligation and still enjoy income and appreciation. So again, what you can do is stop by flock homes.com/gre, that's F, l, O, C, K, homes.com/g, R, E, let's discuss the home building climate today.   Keith Weinhold  14:38   I'd like to bring in a premium Florida homebuilder guest to the show, Jim, because there has been more homebuilding in Florida such that some areas of the state have excess supply. And when you add that onto the fact that the hot pandemic migration to Florida has slowed such that home prices have made a rare dip in the state, that is why it. A timely topic. Jim, you're on GRE Welcome to the show. Keith, great to be here. Thanks for having me. Yeah, and we did the IRL thing in Colorado there a few weeks ago. That was great hanging out in person. You provide entry level new build homes, mostly in Central Florida. And these are properties that are conducive to real estate pays five ways. These are properties that investors chiefly buy as rentals. So just bigger picture, tell us about that overall experience over, say, the last five years, as the pandemic wound down,    Jim Sheils  15:35   yeah, as the pandemic wound down, obviously Florida had a lot of attention. Some of it, rightly so, some of it, I think a little more inflated and commercial attention getting thrown at it. And you know, the type of deals that you and I have always stayed away from were very popular in Florida. You know, we're talking really nice houses. Keith, beautiful, nice HOAs people got in in 2021 let's say, with those very low interest rates on a six or $700,000 home, but now they're realizing that it's not going up $100,000 a year as they thought. And when they try to sell it, well, people trying to buy in $700,000 home, they're not getting that low interest rate. And if these people try to hold it and rent it, well, it doesn't cash flow, so it breaks one of those rules. It's not putting money in people's pockets, taking it out. And so we're seeing there was a large distribution of those types of houses around Florida. And then there were some builders like us that really focused on what was the most needed, and that was workforce housing. Now workforce housing, though, Keith, as you know, a lot of the builders don't want to build it. Why? Let's be straight. It's because the margins are lower right. But as you know, with me and my partner Chris, it was always let's make less margin and do more volume. That was always our model, and that was the area of the market where we felt we could build it right, we could get it financed right, and we could manage it right to hit the five things. And so we're seeing today, post pandemic, there are still key markets where the population growth is still the highest, coming into Florida, the prices are still the lowest, and there is a shortage of this type of workforce housing.   Keith Weinhold  17:11   Yes, you've identified a geography within Florida that have some of these characteristics like you're talking about. Tell us more about that region.   Jim Sheils  17:20   Yeah, we call it the Ocala region, so Central Florida, just west of Orlando. Right now, for example, u haul does their U haul top markets rankings every year? So where are the most U haul trucks going to now, you don't want to be on their side where they're coming from, Keith, because that's obviously the opposite. But for the second year in a row, the greater Ocala area has been the number 1u haul destination place in the country. So there's still a ton of population growth going there. Central Florida, I'm not going to say it sat out the growth during the pandemic that a lot of areas of Florida did, but it was starting at such a low basis with such a small amount of attention that today, even when people say, oh gosh, like I just said, house is 600 700 800,000 we're building new construction single family homes for under 300,000 the 270s a lot of the time. And we're building duplexes sometimes for under 400,000 and a lot of our you know, investors coming from the west coast. Say, are these fully built? Are they? But again, Central Florida has had a great affordability. Remain intact. It has a large population going in. There is a ton of job resource just blowing up in the area. And as you know, these are the things we look for. So we bought a lot of lots there. I'm gonna give credit to my partner, Chris. He saw calla more than I did, and we bought a lot of lots there in 2020 so before all the rises. So we got into the land basis, right? So that means we can build them at a great price. Our land basis is low, and that obviously passes along to our clients. And again, Central Florida is a perfect match for our goal. Because, you know, our goal is workforce housing, that cash flows on day one. But also nothing wrong with fixer uppers. I own a lot. I used to do a lot, but the new construction seems to have a little bit more of a less involvement, which it seems like a lot of our clients want.   Keith Weinhold  19:15   That was really prescient, as it turned out, for your business partner, Chris there to gobble up a lot of that land in 2020 before prices went soaring. And this is one reason why you can do things like offer a duplex for less than 400k That's a new build, which has some people saying like, does that thing include a roof even? But it surely does. These are very good quality livable properties. And the reason I have you here, Jim is because you are rare. There are fewer builders today than there were in decades past, and also those that build to your point earlier. They only want to build higher end properties, not the more affordable ones that you offer. We'll get more details on your price points and what properties. Products you offer later. But yeah, we have more remodelers today and fewer builders. And though it's a few years old, I found it interesting that census statistics show us that between 2007 and 2022 there are 73% more remodelers and 21% fewer builders today.    Jim Sheils  20:22   Interesting. You know, Keith, I didn't know that, and that makes me scratch my head on like when you and I were in Colorado, we were talking about future needs, even with growth that occurred during the pandemic going all the way back to oh eight when a real shortage started to start, we are still at an estimated three to 5 million homes short in the US. It really perplexes me that the amount of builders like us will be going down and not actually entering the market.   Keith Weinhold  20:47   Now, among those that are building, though, much of that is concentrated in the South, as I think we know, there's a recent resi club compilation show that 59% of current single family home building is in the south, and 41% is everywhere else. And how do you define the South? That's basically Maryland down to Florida, all the way out to Texas and Oklahoma. So you are pretty rare in some ways. However, where you're building regionally, that's not a rarity there, but yeah, having more remodelers today and fewer home builders, that's probably the result of a lot of things. You know, for one thing, just land and construction costs becoming that much more expensive over the past five years.   Jim Sheils  21:05    Yeah, we've been lucky, too, as you know, Keith, you've been with us for a decade now. But yeah, and we transitioned a piece of our company where Sumitomo forestry, large Japanese group stepped in and acquired a piece of our property. That was a very exciting thing for all of us together, because we had done well, and, you know, started small and built up to a decent sized builder for Northeast Florida and then the rest of Florida. But now, with Sumitomo coming in again, they build 17,000 homes worldwide every year, between all of their builders. Now being a part of them, we get to use their national material accounts, so they get pricing just as good, if not better, than national home builders, and they let us do our thing, stick to our build to rent, working with investor clients. We're not retail buyer guys, really. We like working with our investors, but just getting those great discounts on materials, again, we're always looking to pass on savings to our clients. Of course, we got to make margins as well, but if we're getting in with deals like that, getting into the land right, and knowing the pinpointed areas to get into, we can get the best deal for everyone. And that's been a major part having such a big, successful partner like Sumitomo keep us healthy, viable and able to do things we could have not even dreamed of five years ago.   Keith Weinhold  22:47   Yes, that gives you more capital and more options. Another unusual aberration in the market that really centers on a lot of what you do is that this fact that and this was mentioned on the show last year for the first time in my life, existing homes cost more than new build homes. Existing homes at about 420k nationally, and new build homes about 392k part of the divergence there is probably builder price cuts. So tell us more about that.    Jim Sheils  23:14   I think the issue Heath is builders built for largest spreads, and people bought very emotionally. I think you're to give you a compliment a very unemotional real estate buyer. You're not looking at, oh, this is a very nice, you know, extra his and hers porcelain sink. And we're looking at fundamental numbers a good, solid property. And I think what's caused a lot of that is people did the opposite. Builders were looking for the largest margin they could get, which was on those types of properties. And then buyers were looking very emotionally, and they were told, Hey, this is going to go up 50 to $100,000 a year. So just sit there and hold on, sure you'll lose $1,500 a month, but don't worry about it. You'll make up for that every year. And obviously we're not seeing that's true. They could have really used your class about the five ways to get paid in real estate. And I think that that's what's doing it. And this is what builders do. I mean, everyone's in a business, and a lot of builders just focus on the largest margin. Now that's eating them up now, because those types of properties are not in demand. To build them on spec would be very dangerous, but you can see that that worked for a short term. We're very glad we went to the low margin workforce housing model, because I see that falling out of favor almost never even in Oh 809, Keith, when I was in the remodel game, a lot of the properties that were new construction coming out that time they were affordable, still did very well.   Keith Weinhold  24:42   We're talking with a premium Florida homebuilder today, because they offer affordable properties that make sense for investors. But what about the demand? Where is that going to come from? Where is that going to be? And that's what's happening with the renter segment. We'll talk more about that when we. Come back. You're listening to get rich Education. I'm your host. Keith Weinhold,   Keith Weinhold  25:03   flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre.    Keith Weinhold  25:39   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  26:51   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Ken McElroy  27:26   this is Rich Dad advisor, Ken McElroy. Listen to get rich education with Keith whitehold, and don't twitch your Daydream.   Keith Weinhold  27:40   Welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking with Jim a premium Florida homebuilder here at such an interesting time in the cycle, since supply is up in some parts of Florida, Jim and his team has strategically chosen a place that is still fueling a lot of net in migration in Central Florida, and that's where the rental demand needs to come from as well. Now nationally, we've seen the homeownership rate fall over about the past year, from near 66% to near 65% that does not sound like much, but a 1% shift means there are 1.3 million new renters in just the past year. So with that in mind, and the fact that this low affordability for home buying means that people need to rent or stay renters longer, provides some of the Sustainable demand. So tell us more about the rental demand in Central Florida.   Jim Sheils  28:39   Yeah, you know, when we first went out there about a decade ago, Keith, I think it was 82 or 83% of all properties out there were owner occupied, which means it was a very lopsided amount of existing rental property available. And this is before the curve of population growth really took off. But when Chris and I went out there and we were assessing that small percentage of rental property that was out there. Gosh, it was old and kind of beat up. There was not a lot like the new construction that was available. So when we brought in new construction, we saw just the competition. Was hard to compete with us. You know, when it was an older, not so nice taking care of we came in and we saw a jump from, you know, doing older houses ourselves, you know, a person would stay about 13 months. But for the new construction in Central Florida, we've seen a jump to about three years. So that's really positive. People get into a new construction property they don't want to leave, whether that's half of a duplex or a single family. The duplexes are interesting because we're able to build those on infill lots and existing single family home neighborhoods, so a person who doesn't want to live in an apartment can live there, have their own yard, and they couldn't afford the whole single family, but to have half of a single family basically what a duplex is. It makes a big difference, and the people are in great demand of rental in Central Florida there because of exactly why. I said, Keith, the job. Course, continues to grow in Central Florida, extremely strong. The business incentives to come into the area by the local municipality is very, very good. So here's something interesting, Keith, the average salary in Ocala is about 72,000 and the average home price is about 298,000 that is a very healthy affordability one. Yeah, very, very good. And so that job source continues to pay very well. And we've talked about just the logistics centers and the Equestrian Center. That's the largest in the world. Now the villages are just 25 miles south. So Ocala becomes a bedroom community, and that is the second largest retirement community and growing in the US. So there's a lot of job source that allows people to live there at a good affordability. And so that combination of affordability with this extending job source has been really, really good for the Ocala region.   Keith Weinhold  30:59   It's been said that the only place you get money is from other people, and we're talking about your renters in this case. So oftentimes these renters, they had their sense of privacy there, like, for example, do the duplexes even have fenced backyards for each individual side,   Jim Sheils  31:17   depending on where they are? We will. Other times it hasn't been a requirement. We've done lots of surveys to see is it worth the price point to put in full fencing in certain areas. It can be in a lot of areas. Keith, they're just so excited with the price point not having to move into an apartment building that it hasn't even been warranted or necessary.   Keith Weinhold  31:38   Yeah. So we're talking about livability characteristics here, because oftentimes new build rental property results in a higher tenant stay that longer duration, because they're the first person that have ever lived there, and it's also difficult for them to go out and improve their living situation unless they become a home buyer, and that's difficult to do today. Tell us more about the incentives and the property types and so on, because there really are some pretty exciting ones.    Jim Sheils  32:09   One of the best things about Central Florida, Keith, combined with new construction, is insurance costs. Now you and I have laughed about the blanketed statement where you said, oh my goodness, you cannot get insurance in Florida. You can't get property insurance in Florida, or it's doubled, tripled, gone up 7x that is a true statement on certain properties. If you're buying older properties from the 1950s that are within a half mile of the beach on low lying ground, but new construction properties far away from the beach, that is a totally different things. So again, being in Central Florida, where we are, a lot of people think, oh, to insure a single family home there, that's going to be several $100 a month, when actually, you know, and you've seen a lot of our performer quotes, our insurance companies are getting a single family home done for about $65 a month on average, full coverage. And that's the advantage of new construction. Insurance companies are all about risk. They analyze risk. When you're on a new construction property built on higher ground away from the beach, they like that, and they do that a duplex. You're looking at about $100 a month. So incentive wise, we've really searched to team up with great insurance companies that get the best rates full coverage. And again, we surprise people when they say, Oh man, I thought there would be a whole nother zero at that monthly cost. And these are actual quotes, as you know, with working with a lot of GRE people. So that's one great thing, another great thing, Keith, that happened when we joined forces with Sumitomo. And again, Sumitomo 320, years old, one of the biggest powerhouses out of Asia, Warren Buffett, is very heavily invested in another one of the conglomerates, not the housing one we do, but he's very involved in one of their other companies. And when they came aboard, you know, we have no bank debt for a builder, which is rare. And since we have such a healthy balance sheet, we're actually able to work deals with mortgage companies where we'll do what's called builder forward commitments, Keith, and that means we will pre buy mortgages for our clients, for the homes we're building, and we will pass that savings along. So right now, you know, if an investment property in a duplex might be an average of 7% for anyone who walks in off the street to a bank. Right now, our most popular rate program for our investors, for single family or duplexes, is 3.75 Gosh. So as you know, for your five ways, if we want to get cash flow, there's a big difference. Yeah, we're getting affordable housing. But if the rate is over 7% compared to 375 that could eat up the cash flow with us being able to have this power to buy large tranches of money and pass it along and lock our people in again, an average right now at 3.75 is our most popular program, and that's long term money, then we're able to get that cash flow right off the bat. And you and I know how important that is   Keith Weinhold  34:50    for this super attractive 3.75% long term mortgage rate on single family homes and duplexes. How? Much does the buyer have to come out of pocket at the closing table to buy that down themselves? And how much do you the builder participate in that buy down?   Jim Sheils  35:07   You know, it depends Keith at different times, because there is a little bit of a fluctuation. Sometimes it can be as low as zero points or just one origination point to bring it in. It does vary. And also, if people say, hey, I really don't want to bring in any points. Well, that's fine. You know, if you don't want to walk in zero to 2% points for that, you can also just raise your rate up to four and a quarter and probably walk in nothing. So there's different things that we can do, but the goal of it is to have us have the brunt of it. And what I can tell you is, if the average person walked into a bank, and a bank wouldn't do this anyway. It's only for, again, builders with a certain size, but if you went into a bank right now and said, I'd like to buy my rate down to 3.75 the average Keith that this would cost a person off the street going into a bank would be 12 to 15% banks wouldn't even do it for an individual. But that's about the estimates when you look at it. So again, volume has privileged. The fact we're able to buy it down. It does cost us a good amount of money, but we're all able to save since we're kind of working together to buy these larger tranches. And again, the need of any investment for buying down the rate from the clients is very minimal.   Keith Weinhold  36:18   Tell us more about the property types, new build single family homes, new build duplexes.   Jim Sheils  36:23   You know, single family and duplexes are our main focus in 2026 for Central Florida, we've done the research. They're very high in demand. They rent quickly, and they rent long term to produce cash flow. Our average single family home under 300,000 we're aiming to after expense, make about $300 cash flow. Our duplexes should be about twice that amount, about just under $600 a month, or just over in cash flow. And then again, the prices are ranging from about 395, to 420, for a duplex. Again, these are in workforce areas where we're doing great, scattered lots. Scattered lot means there's already existing homes around. We like to go to an area where there's good a fundamental balance of homeowners and renters. So there's retail buyers that have bought their first home, and we will place our rentals in between them, whether it's a single family or a duplex.   Keith Weinhold  37:13   We sure don't need to do a complete audio pro forma here, but those cash flow amounts something near $300 for a single family home, and about double that for a duplex. Is that using, you know, a bought down rate to about 4% and some of these other inputs you're talking about, like low insurance costs and a certain property tax rate, can you tell us about that?    Jim Sheils  37:35   Yeah, property tax rate is property tax rate. We can get pretty dang close on property taxes, you know, based on millage and get that down. But when we do our performers, we absolutely go off of, you know, our average rate to be the 375, to four and a quarter. And then when GRE clients look at our performer, and they look at the insurance cost, that's an actual quote from one of our insurance companies that has insured hundreds and hundreds of these properties. Not a guess, yeah, so they know what they're doing. So yeah, those would be the assumptions made in there, and that's what we're basically getting on a week in, week out basis.    Keith Weinhold  38:09   That is really attractive as we're talking about new build. I imagine there is some sort of builder warranty as well.    Jim Sheils  38:16   There's a state mandated 210 warranty. 210 warranty is something we could talk probably a whole episode on Keith. But for what's good for people to know, basically what that means, you get two years coverage on the small stuff and 10 years coverage on the big structural stuff. And so that's why I like new construction. You know what? I used to personally just buy my own fixer up Return key properties from other people. I could get a one year warranty, and that's the best that really can be done. Now with new construction, we've gone from, you know, with our fixer upper homes, able to do a one year warranty, which is good at something. But now with new construction, we can do a 210 warranty, big difference, and also really helps the safety score of issues if they came up.    Keith Weinhold  38:59   We were talking about new build property, and we tend to project relatively low maintenance and repair costs for an obvious reason, maybe your long term vacancy rate could very well be lower as well, due to my earlier point about a tenant wanting to stay there for a long time, because it's hard for them to improve their living situation unless they went out and bought their own place. And you have the low insurance rates, and you have the low mortgage rates, all contributing to positive cash flow on a new build property. And we think about that tenant and what gets the tenant excited? We start to think about some of those amenities. So tell us about what amenities are offered, including inside, in the kitchen and so on.   Jim Sheils  39:38   Jim, yeah, great question, Keith. We've really gotten a great recipe for success for that. You know, we've been doing this a little over a decade now, and so you're always tweaking your build model. What do people like? What do they not like? What's good for durability? Let's look at maintenance and repairs. Let's look at turn costs. So our goal is always the dual focus. That's what looks good. And what lasts really well, yeah, because you want durability. When you have tenants, you want it to look good, so you sell it down the road, 510, years to a first time homebuyer, it looks great. You can sell it. But durability wise, you don't want a lot of extra expenses or maintenance and repairs. So we go durability. So what we found a couple of things. I always joke about this. I do not like the word carpet, Keith, that is a terrible swear word in real estate investing, I can tell you right now, if I could go back and this is not, you know, owning hundreds of rentals, if I could not have done carpet and just reversed it to like vinyl plank flooring, like we do now, or even tile, which was more, I probably would have been able to buy three or four of our duplexes cash with the amount of money, and that is not an exaggeration. So we do not do carpet. First of all, it seems like trends are changing. It's not in favor right now. So we do vinyl plank flooring, which looks really nice, almost like wood floors, super durable, though, for a young family that's going to be tenant occupied in your property and running around on it. That's great. Kitchen wise, again, we don't sell retail really. We like to work with investors, but down the road, our investor might want to sell to a retail buyer. So we know, you know, from our old fix and flip days of the FHA buyers, the kitchen's got a pop. So we always do, you know, we don't do the white appliances, which you know would save you quite a bit of money, and save us quite a bit of money. We do stainless steel appliances. We do all new cabinetry, you know, kind of the latest, nicer cabinetry, a little bit of an upgrade. And then, you know, butcher block countertops, those are going to wear in about a year or two. Keith, it feels really good to spend that smaller amount, you know. But we, we like to do the more durable, nice looking countertops, you know, that are, you know, just so much more esthetically pleasing and actually durable as well. Same thing in the bathrooms. A lot of new builders will do shower kit, which not a problem if you're saving money on a rehab, you know, but we would rather do tile, bring in the extra subcontractors to give tile, and then in the master we do the dual sinks, which this might sound like little stuff, Keith, but these are the micro movements that help get a tenant in quicker, stay longer and more rent. So we're always trying to do these extra things in the granite countertops, both in the kitchens and in the bathrooms. Those cost more upfront, but we see for long term of tenant we see, for the amount of rent we get, and for resale ability, because a lot of people don't think about that. You know what? In seven years you want to sell one of these properties? Well, it's a seven year old roof, it's seven year old plumbing, you're still in a great spot for an FHA buyer. And that esthetically pleasing flooring, bathrooms, kitchens. That allows an easier sale for them, because we want to look all the way around, not just a rental. I like to hold long term, but if you want to sell in five to 10 years, that's a very valid strategy.    Keith Weinhold  42:48   I like carpet in my own home, but not rentals. But what you're sharing with us, Jim, this is absolute gold that's been brought to you through experience. This over improvement versus under improvement line in rentals, and it really has a lot of balance between durability and price. These are the sort of things that really matter, but you are selling predominantly to individual investors, a lot of mom and pop investors. Why don't you make more sales to the retail, owner occupied market, or to institutional investors, even though that might be cracked down upon now. But why don't you sell to those parties?   Jim Sheils  43:26   Yeah, you know Keith, I did a lot of fix and flip to FHA buyers, and I'm an investor. I really like working with investors. So when this all really went back to is 2009 I had a lot of investors. I was in Northeast Florida. The deal flow was incredible. And I just had a lot of investors, you know, through my different networks and Masterminds, like, where you and I have met, and said, Hey, you're getting great deals in Northeast Florida. Could you help put some together for me? And so I had done quite a few fix and flips to retail buyers, and it just kind of hot on me, you know, way back then, like, Wow. I like working with investors. I like building portfolios. I also like the fact that when I'm normally building a portfolio for an investor, well, they hang out with other investors, and they're not looking to buy one property over the next five years. They're looking to buy five to eight properties over the next five years. great point. And so we just saw it as you gotta like who you work with, right? And nothing against first time homebuyers. But when I was rehabbing houses and selling them, golly, that was a lot of work. And then could be persnickety. Yeah, very persnickety. And so when Chris and I teamed up about 10 years ago, we had both gone through the same kind of aha, like going, Yeah, it seems great, but you could sell for more to a retail buyer. But again, like I go back to even the type of property we build, we'd rather do a volume with investors. Be a builder, buy investors for investors, and work that way. And I think it suits me. I think I would have probably hung up my shoes a long time ago if I was. Working with the amount of properties we've done with retail buyers compared to investors, honestly, and so I think it was just kind of, it was a preference, really, that made sense   Keith Weinhold  45:09   to your point. Investors buy multiple properties, and that way there are fewer parties to deal with. And investors tend to be less emotional than those more persnickety, owner occupied buyers. Well, Jim, you make it easy for investors. Besides all these incentives, you also offer an in house management solution for these investors, often that tend to be out of state. Well, Jim, before I ask you, if you have any closing thoughts, would you the listener like to ask Jim any question directly? Well, you can, because I have a great event to tell you about next Thursday, the 19th, at 8pm eastern Jim here and GRE investment coach, Naresh will co host a live webinar for Central Florida new build income property. In fact, Jim, I think you know Naresh longer than I have, as it turns out, but this event is free, and you the listener are invited. We've had between 250 and 550 registrants for our past webinars. Not all of them attend live. So the benefit of you attending live is that you can have any of your questions answered by either Naresh or Jim in real time, and besides learning about the Central Florida market and more about home building, you are going to see available new build income property, real addresses with some of these rather grand incentives that we've talked about here, you might end up with a long term rate of about 4% again, it is Thursday, the 19th at 8pm Eastern. Sign up is open now at grewebinars.com that's grewebinars.com Any final thoughts here, Jim, for this great event coming up next week?   Jim Sheils  46:52   I think we're going to dig a little deeper. Obviously, this is a conversation that was great, but moves pretty quickly when we talk next week, we're going to be able to dig into more of the fundamentals, some of the stats, and just get underneath the hood of why Central Florida is making so much sense, and just some of the rising stars that we're seeing there that we're very excited to be a part of.   Keith Weinhold  47:13   You've helped our listeners for close to 10 years now. It's been an informative chat as always. Thanks so much for coming back onto the show.    Jim Sheils  47:21   Thanks for having me, Keith.   Keith Weinhold  47:27   Yeah, like our guest touched on Ocala, Florida now has national recognition as the fastest growing city in America, and that's for the second year in a row. According to a new U haul report, Florida is, of course, a rather landlord friendly state. In fact, Florida is the first state to enact a law that allows law enforcement to immediately remove squatters, distinguishing them from legal tenants. Now here's what's interesting and why I've identified this opportunity if Florida prices dipped because people were leaving now, that could be a red flag, because population loss is like gravity. Once it starts falling, it is hard to escape. But that's not what's happening. Instead, what we're seeing is a temporary overbuild hangover. Builders got ambitious. We're in a brief period where supply outran demand and prices softened. That's not decay. That's a sale rack. Any vacant homes are not stranded. They're being absorbed by Florida's still growing population, which has now increased every single decade since its first census count, back in the year 1830 back in 1830 there were about 35,000 residents in the whole state. Isn't that amazing today? North of 24 million, that is 700x population growth in almost 200 years, and it's still growing. That kind of trend doesn't reverse because a few builders over ordered inventory here at GRE this made us target and find in opportunity. This isn't an accident. Central Florida is this year's most compelling. Housing market in that region, Central Florida, is growing faster than the rest of the state at large, and it really sits in the sweet spot of this temporary imbalance. One long established builder overbuilt and now they're motivated. They know what investors want. So, for example, they don't build swimming pools with their homes. They also offer property tours, and over 90% of their tour attendees buy property. They're willing to offer terrific incentives at our upcoming GRE live webinar, like we touched on new build single family rentals, 270k and up duplexes, three. 95 to 420, long term mortgage rates as low as 3.75% you get low insurance rates since they're inland and new build positive cash flow and a builder warranty at the event. You're going to learn all about the growth drivers in Central Florida, why so many renters are moving there and see available properties. This benefits anyone looking for a clear, practical view of current real estate conditions. Joining live does matter, since you can have those questions answered in real time, not after the opportunity has moved on, you are invited for next Thursday, the 19th, at 8p m Eastern. This one is worth circling, not because it's flashy, because it's timed right. Sign up is open now @grewebinars.com that's gre webinars.com. Until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 5  51:00   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  51:29   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Watch This NEXT: https://youtu.be/FA8kGL3JXx8 Apply to Work with Voics: https://www.voics.co/schedule-youtube Join Aura: https://www.aura-app.ai/ Guest: Joss MooneyYoutube:  https://www.youtube.com/@joss_mooney⁩ Instagram: https://www.instagram.com/jossmooney0:00 — Preview & Intro3:20 — Health, Wealth, and Balance5:30 — Discipline and Identity8:40 — Authentic Content and Values11:20 — Fear, Judgment, and Self-Trust14:10 — Loss, Adversity, and Perspective17:30 — Fatherhood and Responsibility20:20 — Time, Presence, and Priorities22:45 — Building a Sustainable Business25:50 — Scale, Trade-Offs, and Quality of Life29:45 — Content, Creativity, and Planning33:50 — Storytelling and Credibility37:55 — Personality, Nuance, and Differentiation41:20 — Community, Masterminds, and Brotherhood47:30 — Environment, Reset, and Growth52:10 — Perfectionism and Volume55:00 — Discipline, Hardship, and DriveSupport the show

Pour ceux qui souhaitent rejoindre la #TribuESOA c'est par ici : https://bit.ly/TribuESOAVoici ce que vous obtenez en rejoignant la tribu ESOA :✅ Echangez quotidiennement avec Kahi, Moulaye pour co-construire le podcast mais aussi sur vos difficultés, interrogations et l'actualité en toute simplicité !✅ Accès d'un an à la communauté privée ESOA (La tribe): un réseau exclusif de 200 membres dans 15 pays entrepreneurs et professionnels africains partout dans le monde pour développer votre réseau, échanger, et vous entraider.✅ Accès à tous nos Masterminds, Book Clubs, Meetups, et événements ESOA exclusifs et à tarifs réduits: participez à des sessions interactives avec Kahi, Moulaye, et des experts invités pour enrichir vos connaissances et votre réseau.✅ Le Template du Life Plan de Moulaye et Kahi: des outils concrets pour clarifier vos objectifs professionnels et personnels, adaptés à tous les profils.✅ Le Replay unique du Mastermind du 18 Décembre “Construire son plan de vie” : un contenu exclusif pour vous guider dans la création de votre plan de vie et de carrière.---------Le Podcast "#Entrepreneur State Of Africa" dit tout haut ce que les #entrepreneurs pensent tout bas, avec Kahi Lumumba (Co-Founder & CEO Totem Experience, Adicomdays) et Moulaye Tabouré (Co-Founder & CEO de ANKA (ex-Afrikrea) ). Dans cet épisode, Kahi et Moulaye reçoivent Fabien PITTÉ-HADDAD, fils, neveu et frère de pharmaciens qui après avoir étudié aux US et travailler dans les grand groupes comme CVS , est renté pour être aujourd'hui Director Of Development du groupe LONGCHAMP (Pharmacie et Laboratoire). -----Ce podcast est produit par Totem Factory by Totem Experience que vous pouvez joindre pour tous vos besoins de production

Livestreaming as always Friday at 2pm UK time (9am Eastern)! In this week's show we'll be wondering what Beadle & Grimm's mystery D&D product is, noting the existence of something called Horrified and its Ravenloft stuff, and marvelling at the news of an HBO TV show based on Baldur's Gate 3! Beadle & Grimm's Teases New Platinum Edition, Hinting at New Wizards-Produced D&D Campaign Horrified: Dungeons & Dragons Teases Ravenloft Content for Upcoming Expansion Relax to Baldur's Gate 3's "Chill Demonic Beats" There's a Baldur's Gate TV Show Coming! Mutants & Masterminds 4th Edition Gate Pass Gazette Annual 2025 Is Here!

Entrepreneurship gets lonely fast when you try to do it by yourself. I've watched it happen over and over. Smart, capable people stall out not because they're bad at business, but because they're carrying everything alone. In this episode, Lori and I talk about why growth requires accountability, shared standards, and people who won't let you drift. We break down how being in the right room accelerates decisions, sharpens execution, and keeps you in the game when things get hard. Get ready to rethink how much further you could go with the right people around you.   HIGHLIGHTS The 3 things every high-performing business owner needs to succeed. The surprising stats behind goal completion when you don't go it alone. What pickleball taught me about accelerated learning and business growth. The difference between a business owner and being "the service". How mentors, peers, and masterminds raise your standards automatically. Why isolation isn't neutral and the 26% risk you don't know about.   RESOURCES Apply for the Elite Entrepreneur Mastermind HERE! Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

If your business falls apart when you leave for vacation, congrats. You built a trap, not a company. This episode isn't another cheerleading session for overworked founders. Jake Isaacs joins Matt and Luigi to rip into why most entrepreneurs are exhausted, isolated, and low-key addicted to chaos.  From building real communities to training kids for capitalism early, Jake lays out how Gathering the Kings is more than a buzzword mastermind; it's a system for staying sane.  

In this episode of the Fundraising Masterminds Podcast, we're talking about how using the most overlooked word in major donor fundraising can radically transform your results.Join us as we uncover the #1 word that is sabotaging your fundraising strategy. From fundraising banquets to major gift asks, get ready to learn the key to six-figure success.Find out why "needs" trigger guilt motivation. Uncover how the purchase of a van can be reframed in terms of changed-life transformation. Learn the #1 secret to getting people excited about your ministry. And discover the one mindset change that can double your results!So whether you're stuck trying to "meet payroll" or are ready to cast a bold vision, this episode will help you shift from fear to faith and start attracting major gifts with confidence.Subscribe to our channel for more nonprofit mindset training.ASK US A QUESTION:⁠⁠⁠⁠⁠⁠⁠https://www.speakpipe.com/fundraisingmasterminds⁠⁠⁠⁠⁠⁠⁠NEED HELP WITH YOUR NONPROFIT?Most nonprofits are under-funded. Even if you think your nonprofit is doing well, we've found you could be doing much better. However, most nonprofits don't have a clear development strategy that keeps them grounded. As a result, they "get creative" and "try new things" based on what is popular or trending, or they get comfortable with where they are at and don't realize the dangers they will be facing in just a few short years.The Perfect Vision Dinner Course is a 20-week "live video" course that addresses this problem head on. The course was developed by Jim Dempsey after 38+ years as a Senior Development Director at Cru. After Jim had personally done over 2,500 vision dinners in his lifetime and raised over $1 billion worldwide, Jim and Jason have partnered together to bring you Fundraising Masterminds. Our first course, The Perfect Vision Dinner is a time-tested proven formula that will introduce our development system and grow your nonprofit to its maximum potential.The course includes 20-hours of personalized development coaching from Jim Dempsey and Jason Galicinski and also includes a real-time community group where you have access to everyone attending the course and also our Masterminds throughout the course.The goal for this course is to fully equip you with a Biblical basis for Development so that you can Win, Keep and Lift new partners to higher levels of involvement with your nonprofit. → ⁠⁠⁠⁠⁠⁠⁠FOLLOW US ON SOCIAL MEDIA:→ Instagram: ⁠⁠⁠⁠⁠⁠⁠https://instagram.com/fundraising.masterminds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Facebook: ⁠⁠⁠⁠⁠⁠⁠https://facebook.com/fundraising.masterminds⁠⁠⁠Episode Keywords:major donor fundraising, major gifts fundraising, the most overlooked word in major donor fundraising, using the most overlooked word in major donor fundraising, fundraising strategy, fundraising banquets, major gift, major gifts, major gift asks, nonprofit mindsets, nonprofit mindset training, needs vs. opportunities, how to convert needs to opportunities, fundraising masterminds, fundraising masterminds podcast, jim dempsey, jason galicinski, nonprofit development, nonprofits.

Do you have people who challenge your thinking? Are you in the right room for your next level?In this episode of The Business Ownership Podcast I interviewed Liz Scully. Liz Scully spent 20 years working on big Hollywood films - she's won an Emmy and her work is multi-Oscar nominated.Now, she's a business strategist and a Mastermind coach and KNOWS business can be ridiculously fun as well as highly effective.She's Irish, nomadic and as confused as everyone else why she has an English accent.What if your growth depended on the right group? Check this out!Liz on LinkedIn: https://www.linkedin.com/in/lizpscully/Liz on Instagram: https://www.instagram.com/rethinkcentral/Rethink Central Website: https://www.rethinkcentral.com/Book a call with Michelle: https://go.appointmentcore.com/book/IcFD4cGJoin our Facebook group for business owners to get help or help other business owners!The Business Ownership Group - Secrets to Scaling: https://www.facebook.com/groups/businessownershipsecretstoscalingLooking to scale your business? Get free gifts here to help you on your way: https://www.awarenessstrategies.com/ 

Ever feel like you're winning on paper but quietly losing in real life? In this episode, I bring back one of my best friends, Rob Murgatroyd, to break down how a massive life change sparked unexpected virality and a deeper sense of fulfillment. He shares his exact storytelling framework for stopping the scroll, creating curiosity, and driving engagement without chasing trends or pretending to be someone you're not. We also talk about why Rob left the U.S. for Italy, how your environment shapes identity more than most people realize, and the surprising reason why a 'dead' platform is now his #1 source of traffic. Get ready to rethink where you live, how you tell stories, and what "success" actually looks like in this season of your life.   HIGHLIGHTS 00:00 Why your environment quietly shapes your energy, identity, and ambition. 06:45 Why Italians have mastered the "middle" that entrepreneurs ignore. 12:00 The story behind Rob's book, I Like You Better in Italy. 15:00 How Italy transformed Rob's style, confidence, and standards. 19:30 How Rob accidentally went viral in his late 50s. 25:30 Rob's 5-part formula for going viral at any age. 28:30 How do you create polarization without politics or negativity? 33:30 The platform that's outperforming Instagram and TikTok right now.   RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app Rob: @robmurgatroyd Rob in Italy: @robkim_italia

Pour ceux qui souhaitent rejoindre la #TribuESOA c'est par ici : https://bit.ly/TribuESOAVoici ce que vous obtenez en rejoignant la tribu ESOA :✅ Echangez quotidiennement avec Kahi, Moulaye pour co-construire le podcast mais aussi sur vos difficultés, interrogations et l'actualité en toute simplicité !✅ Accès d'un an à la communauté privée ESOA (La tribe): un réseau exclusif de 200 membres dans 15 pays entrepreneurs et professionnels africains partout dans le monde pour développer votre réseau, échanger, et vous entraider.✅ Accès à tous nos Masterminds, Book Clubs, Meetups, et événements ESOA exclusifs et à tarifs réduits: participez à des sessions interactives avec Kahi, Moulaye, et des experts invités pour enrichir vos connaissances et votre réseau.✅ Le Template du Life Plan de Moulaye et Kahi: des outils concrets pour clarifier vos objectifs professionnels et personnels, adaptés à tous les profils.✅ Le Replay unique du Mastermind du 18 Décembre “Construire son plan de vie”Un contenu exclusif pour vous guider dans la création de votre plan de vie et de carrière.----------NOUVEAUTÉ: Vous l'avez demandée depuis plus de 2 ans. Après un long travail de réflexion et de structuration, la nouvelle offre de la tribu est également là. Nous sommes fiers de vous présenter LEVEL UP, une offre pensée pour celles et ceux dont les besoins vont au-delà de ce que propose la Tribu. https://bit.ly/TribuESOAUn accompagnement plus avancé, plus structuré, et plus exigeant.

Agentic AI is moving beyond assistive tools toward systems that can reason, plan, and act within complex workflows. In the latest episode of the Harvard Data Science Review Podcast,  we speak with Dirk Hofmann and Ulla Kruhse-Lehtonen, co-founders and co-CEOs of DAIN Studios, about what this shift means for organizations in practice. The conversation explores how agentic AI differs from traditional automation, why outcomes matter more than outputs, and how humans and AI agents can work together responsibly. Drawing on their long-standing work in data and AI strategy, Hofmann and Kruhse-Lehtonen offer practical insights into strategy, governance, and the evolving “mindware” required to make agentic AI deliver real value. The episode also highlights their forthcoming HDSR article, “The Agent-Centric Enterprise: Why 2–10x Productivity Gains Demand Radical Workflow Redesign,” and their joint online course with the Harvard Data Science Initiative, Agentic AI: Contextualized and Applied, which focuses on applying agentic systems responsibly in real organizational settings.  Our guests: Dirk Hofman is the co-founder DAIN Studios and CEO of DAIN Studios Germany Ulla Kruhse-Lehtonen is the co-founder of DAIN Studies and CEO of DAIN Studies Finland 

Most people think attachment is dedication. In reality, it's often fear wearing a productive mask. In this episode, Lori and I talk about why detachment is one of the most powerful skills you can build as a high performer and the 4 areas where attachment quietly sabotages your growth. I share a pivot that could've ended one of our biggest ventures if I had stayed married to the original plan. Lori also opens up about releasing the need to be seen and how that shift changed everything. Tune in and learn how letting go is the fastest way to move forward.   HIGHLIGHTS Why "unattachment" is your greatest business superpower. How detachment saved our $2.5M Fintech mission when we were told we couldn't launch. The leadership shift that comes from letting go of credit. Worrying about what it looks like to others leads to bad decisions. Letting go of timelines so you stop living in waiting energy. How detachment frees you from anxiety, comparison, and "needy" energy.   RESOURCES Apply for the Elite Entrepreneur Mastermind HERE! Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

If you're in the messy middle of building something big and you're exhausted, doubting yourself, or wondering if it's ever going to click, this episode is for you. I'm giving you a real-time behind-the-scenes milestone from my company Frello: we just demoed a fully working product to our investors after a nearly three-year journey filled with pivots, pressure, setbacks, and more "this might not work" moments than I can count. I'm breaking down the two reasons businesses actually fail, the mindset that kept me in the game when most people would have quit, and why your dream is supposed to feel like this sometimes. If you've been close to giving up, let this be the reminder: there is always a way forward.   HIGHLIGHTS Renewed grit to stay in the game when you feel like quitting. A simple lens to diagnose what's really threatening your business. Confidence to pivot without making it mean you "failed". Perspective that turns setbacks into fuel instead of stop signs. A founder's roadmap for surviving the long, messy middle. RESOURCES Want Lori + Chris as your mentors this year? Only 2 Elite Mastermind spots left. Apply: chrisharder.me/mastermind Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

After getting the band back together and squaring up against a titanic troublemaker, the freshly-reformed "Nu Wave" have some time to use their pooled resources to address some personal matters. Pate is called away by the great responsibilities attached to her great powers, bringing Cat along for a little political backup. Meanwhile, Juno and Luka go hunting for their respective Problems, and wind up having a little Girl Talk along the way. I realize none of this explains what the fuck is up with this title, you'll just have to listen for that part. Content warning for history manipulation. Music by Perennial Sounds LLC

What if the most valuable currency in your career isn't money, but authentic relationships nobody can take away?In this urgent episode, guest host Sivana Brewer digs deep with John Rubino, COO and founder of JID Investments and a US naval aviator turned business leader. Together, they unravel how military discipline, open-book honesty, and relentless connection-building are the forgotten keys to thriving in today's high-stakes market.Discover the proven systems, mindset shifts, and emotional skills John uses to lead through market chaos, burnout, and uncertainty. If you're tired of surface-level business advice and want the real trade secrets to scaling impact and resilience, you need this now.Listen or risk missing out on the exclusive moves that successful second-in-commands use to win, when everyone else is underwater.Timestamped Highlights[00:00] – Transitioning from Navy pilot to COO: war stories behind real discipline[02:05] – How John's military roots shaped his leadership style and investor trust[04:40] – The wild pivot: launching a business before leaving active duty[07:07] – Top Gun moments, family legacies, and the dream of commanding multi-million dollar assets[10:53] – Secret systems for managing 18+ deals and 200+ investors without chaos[14:02] – Navigating COVID uncertainty—how top COOs adapt and overcome[17:02] – The hidden ROI of real relationships and why most companies are doing it wrong[29:44] – Masterminds and tribe thinking: the best advice John gives his own kids[34:02] – John's high-impact daily process for balancing work, team, and personal lifeAbout the GuestJohn Rubino is the COO, founder, and co-managing partner of JID Investments, where he's raised over $45M and delivered returns across dozens of real estate projects for 200+ investors. With more than 20 years as a U.S. naval aviator followed by a decade in private equity, John is renowned for his disciplined, relationship-first approach to investing and leadership. He also coaches real estate and financial professionals in strategic wealth-building at KW United Wealth.

Eric Berman is the Founder and Mastermind Leader of Speakeasy Mastermind, a private global community that brings experienced entrepreneurs together for collaboration, problem-solving, and business growth. He is also the Founder and CEO of Brandetize and Celebritize, companies focused on digital marketing and brand visibility for thought leaders, consumer brands, and influencers. Prior to these ventures, Eric co-founded CollegeClub.com, an early large-scale online community, where he held executive roles during its rapid growth. He also advises companies, works with venture capitalists, and hosts the Inside the Speakeasy podcast. In this episode… Strong businesses rarely win on tactics alone. What separates the companies that endure from those that stall is often something harder to quantify but easier to feel once it's missing. So what really gives entrepreneurs a lasting edge when markets shift, tools change, and competition intensifies? Drawing on decades of entrepreneurial experience, Eric Berman explains that meaningful relationships outperform tactics in the long run. He highlights how trust, openness, and long-term alignment turn connections into compounding assets rather than transactional exchanges. The result is better decisions, faster growth, and fewer blind spots over time. He also explains how performance-based partnerships and masterminds create accountability while unlocking opportunities that rarely emerge in isolation. In this episode of the Inspired Insider Podcast, Dr. Jeremy Weisz sits down with Eric Berman, Founder and Mastermind Leader of Speakeasy Mastermind, to discuss the power of relationships and masterminds in business. They explore how trust-based partnerships drive growth, how masterminds evolve into scalable communities, and why long-term leverage matters more than short-term wins. Eric also shares hard-earned lessons about focus, niche selection, and building businesses through collaboration.

This week, Lori did something I never thought I'd see… she unsubscribed from her favorite brands. Not because she hates shopping, but because she finally saw how much brain space tiny distractions were stealing. In this episode, Lori and I break down the "97%", the constant stream of emails, texts, offers, and distractions that steal your time, energy, and momentum. We talk about how even the smallest interruptions compound into hours of lost progress, why distractions are so dangerous because they're enjoyable, and how the most successful people block anything that isn't part of their mission. Get ready to stop letting distractions run your life and start choosing what actually deserves your focus.   HIGHLIGHTS The decision Lori made that even I didn't see coming. The 97% that steals your focus. How even self-care routines can become hidden stressors. How "harmless" distractions steal hours of your day. The mindset shift elite performers use to protect their attention. Ways to start deflecting distractions without burning out.   RESOURCES Apply for the Elite Entrepreneur Mastermind HERE! Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

In this episode of the Fundraising Masterminds Podcast, we're exposing the truth about monthly giving and how it's holding you back.Join us as we unpack the top five mindset traps nonprofit leaders fall into when it comes to monthly giving. From analysis paralysis to fear of donor fatigue, we're talking about everything you need to know to run a healthy monthly giving program.Break down why monthly donors are not guaranteed for life. Learn how monthly donors must be cultivated just like a marriage relationship. Find out why monthly giving is not a silver bullet for fundraising. And discover the #1 secret to retaining monthly donors for life!So whether you're unsure how to start a monthly giving program or frustrated that yours isn't growing, tune in today to reset your mentality and learn practical strategies that work.Don't forget to subscribe to our channel for more nonprofit mindset training and leadership tips!ASK US A QUESTION:⁠⁠⁠⁠⁠⁠⁠https://www.speakpipe.com/fundraisingmasterminds⁠⁠⁠⁠⁠⁠⁠NEED HELP WITH YOUR NONPROFIT?Most nonprofits are under-funded. Even if you think your nonprofit is doing well, we've found you could be doing much better. However, most nonprofits don't have a clear development strategy that keeps them grounded. As a result, they "get creative" and "try new things" based on what is popular or trending, or they get comfortable with where they are at and don't realize the dangers they will be facing in just a few short years.The Perfect Vision Dinner Course is a 20-week "live video" course that addresses this problem head on. The course was developed by Jim Dempsey after 38+ years as a Senior Development Director at Cru. After Jim had personally done over 2,500 vision dinners in his lifetime and raised over $1 billion worldwide, Jim and Jason have partnered together to bring you Fundraising Masterminds. Our first course, The Perfect Vision Dinner is a time-tested proven formula that will introduce our development system and grow your nonprofit to its maximum potential.The course includes 20-hours of personalized development coaching from Jim Dempsey and Jason Galicinski and also includes a real-time community group where you have access to everyone attending the course and also our Masterminds throughout the course.The goal for this course is to fully equip you with a Biblical basis for Development so that you can Win, Keep and Lift new partners to higher levels of involvement with your nonprofit. → ⁠⁠⁠⁠⁠⁠⁠https://FundraisingMasterminds.net⁠⁠⁠⁠⁠⁠⁠FOLLOW US ON SOCIAL MEDIA:→ Instagram: ⁠⁠⁠⁠⁠⁠⁠https://instagram.com/fundraising.masterminds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Facebook: ⁠⁠⁠⁠⁠⁠⁠https://facebook.com/fundraising.masterminds⁠⁠⁠Episode Keywords:monthly giving, the truth about monthly giving, monthly giving myths, top 5 monthly giving myths, monthly giving myths exposed, top 5 monthly giving myths exposed, nonprofit mindset trap, nonprofit mindset, monthly giving program, run a healthy monthly giving program, monthly donors, monthly donor, retaining monthly donors, secret to retaining monthly donors, how to start a monthly giving program, starting a monthly giving program, nonprofit mindset training, mindset nonprofit.

Want higher retention, more referrals and a stronger lifetime value without constantly relying on new customer acquisition? This episode is for you. I'm breaking down how to increase adoption fast so customers actually use what they buy, get a quick win, and build the kind of momentum that turns into long-term results, renewals, and word-of-mouth growth. You'll learn the shift that changes everything: it's not enough to sell the product, it's your responsibility to design an experience that makes starting frictionless, progress obvious, and consistency more likely. I walk you through 5 practical levers to drive usage, including simplifying the first step, building smart reminders and cues, using proactive check-ins that reduce cancellations and returns, creating community and recognition that reinforces identity, and leveraging social proof to keep belief high while results catch up.   HIGHLIGHTS Why usage beats acquisition and how it impacts retention, referrals, and lifetime value. The real reason customers cancel, return, or churn even after an excited purchase. How to design a "fast start" experience that creates an early win and reduces drop-off. The 5 most effective ways to increase adoption (without becoming high-maintenance.) How to use reminders, community, and recognition to build habit and consistency. Why "perception is reality" when customers decide whether your offer is worth it. How retention improves your CAC-to-LTV math, and why that changes everything.   RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Frello: @frello_app

www.linkedin.com/in/jack-bosch-a923b59Most people think masterminds are just networking groups. They're wrong. Being part of Collective Genius for 13 years has generated an eight-figure impact on my net worth—and I'm the land guy in a room full of house flippers. Leon Barnes, Managing Director at Collective Genius, breaks down why one mastermind idea per year can save or make you millions. We're talking $300,000 tax savings, market intelligence from operators in all 50 states, and relationships that go way beyond business. If you're serious about business, this conversation will change how you think about who you surround yourself with.   Learn more about Collective Genius Mastermind  

Burnout doesn't come from working hard. It comes from never shutting your brain off. After listening to Dr. Guy Winch on the Lewis Howes podcast, I had a major wake-up call about what rest actually looks like. In this episode, Lori and I break down why your day isn't over when your laptop closes, why scrolling is lying to you about "relaxing," and how learning something new or moving your body is what truly recharges you. I share how pickleball, brain training, and simple rituals at the end of the day have completely shifted my energy, focus, and momentum. Get ready to upgrade how you recharge this year.   HIGHLIGHTS Why your workday ends when your brain lets go, not when your calendar does. The difference between relaxing and truly recharging. How rituals help you mentally clock out from work. Why learning new skills boosts energy more than scrolling. Ways to recharge even with a busy schedule.   RESOURCES Apply for the Elite Entrepreneur Mastermind HERE! Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Yosef Lee is a full-time litigation attorney based in New York who pivoted into multifamily real estate investing to gain greater control over his time and legacy. Driven by his desire to be more present for his two daughters, Yosef began his investing journey in 2019, joining mastermind communities and building a network from scratch. Since then, he has become a general partner in 17 syndications, participated in 5+ joint ventures, and successfully exited multiple deals—including a 3X equity multiple from his first investment. He now shares his journey to help others take purposeful action, emphasizing relationships, self-education, and long-term vision.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Join the right masterminds and network consistently to accelerate your learning and deal flow. Learn the language of multifamily investing before pitching yourself or underwriting deals. Focus on people first, trustworthy partnerships are more important than proximity in out-of-state investing. Multifamily value-add deals are often won through rent increases, not just renovations. Being honest about where you are in your journey builds authentic trust with your network.     Topics From Legal to Legacy Yosef shares how his role as a litigation attorney conflicted with his values as a father. Realized that financial success wasn't enough without freedom of time, place, and occurrence ("TPO"). Accidental Discovery of Multifamily Found BiggerPockets in 2019 and stumbled into multifamily after exploring other investment options. Chose multifamily for its scalability and team-based structure. First Deal Breakdown: 44 Units in Kansas Partnered with others through a mastermind group to buy off-market. Pushed rents by $150–$200 and executed a cash-out refinance before ultimately selling for 3X returns. The Power of Masterminds and Community Did 200+ Zoom calls in 2020 to build relationships. Contrasts 80% of people who said "don't join" masterminds vs. the 20% who helped him scale. Emphasizes that education is free, but access to the right people is worth paying for. Authentic Branding and Thought Leadership Recalls a 2019 comment from John Casmon that gave him the confidence to start showing up online, even before his first deal. Encourages investors to be real about where they are and build in public.    

If sales feel slower right now, you're not imagining it. In this episode, I'm breaking down the real reason "brand new exposure customers" aren't buying as fast as they used to, and what you must do in 2026 to build know, like, and trust faster than everyone else. Because I'm telling you right now, this year is going to separate the people who get really intentional about trust from the people who stay passive and hope things go back to "normal." I'm giving you my playbook: what to post, where to show up, how to leverage other people's platforms, and why a mind-blowing low-ticket offer might be your biggest growth move of the year.   What You'll Learn In This Episode Why sales from new audiences are moving slower (and what's changed in the market.) What a "trust recession" actually looks like in real business terms. The 5 fastest ways to build know, like, and trust in 2026. Why face-to-camera content matters more than ever (and how to do it imperfectly.) The power of having a platform that creates repetitive exposure (podcast, YouTube, email, text.) How in-person visibility speeds up trust even if you're an introvert. The "Costco sample" strategy: low-ticket offers that convert into high-ticket customers. The 80/20 shift I'm seeing right now, and how to make sure you're on the winning side. RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

The “self-made” story sounds inspiring, but it leaves out the secret that actually accelerates growth: the right people in your corner. We open up about how masterminds create 2.5x momentum by combining accountability, proximity, and perspective, and why those three forces beat lone-wolf hustling every time. From weekly wins that build confidence to simple systems that cut through scattered days, you'll hear how focused structure turns plans into results without sacrificing your life outside the business.We share a client journey that moved from doom scrolling to disciplined action using habit stacking and 90-day goals, unlocking more revenue and more family time. Then we unpack the four hidden gains most leaders overlook: clarity from sharp questions, confidence from speaking goals aloud, collaboration that drives warm referrals and co-marketing, and resilience that helps you bounce back faster when a launch wobbles. These are the compounding advantages you get when you stop building in a silo and start building with a trusted circle.If you're exploring a mastermind, we also map out how to choose one that fits: a facilitator who teaches and holds you accountable, a room of like-minded entrepreneurs with complementary strengths, and a culture that prioritizes collaboration over competition.  Ready to find your people and scale with purpose? Subscribe, share this with a friend who needs momentum, and leave a review to tell us the one shift you're making this quarter.Support the show

Worry may feel normal, but it's quietly draining your energy, confidence, and results. In this episode, Lori and I dive into why worry isn't just a habit, it's a signal. A signal that you're operating from fear instead of faith, lack instead of certainty. We talk about how worrying steals time you could be using to create solutions, how it impacts your energy in business and relationships, and why most of the things you stress about never actually happen. We also share exercises to interrupt worry in real time, including how to "play the movie to the end" and how to borrow certainty from people who've already walked the path ahead of you. Get ready to stop feeding worry and start leading your life and business with intention.   HIGHLIGHTS Why worry is a sign of misplaced faith. The surprising amount of time worry steals from your life. A 10 minute exercise that exposes how unnecessary most worries are. How worry creates a lack of energy and leads to bad business decisions. The "play the movie to the end" method to dissolve fear.   RESOURCES Apply for the Elite Entrepreneur Mastermind HERE! Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

You don't need a massive overhaul to create a better year. In this episode, I break down 3 daily habits I started on January 1st that have completely shifted my energy, focus, and momentum even during one of the most demanding seasons of my career. I share why repeatable actions beat intimidating goals, how to stack habits without burning out, and how to create a winning streak that carries you through hard days. Tune in for more clarity, energy, and consistency without adding pressure this 2026.   HIGHLIGHTS The 3 habits I started on January 1st that completely changed my energy and mindset. How separating habits guarantees long-term consistency. Why feeling better during your hardest seasons is actually possible. How creating a daily "winning streak" changes your confidence. The question you need to ask yourself right now for this new year.   RESOURCES Apply for the Elite Entrepreneur Mastermind HERE Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Frello: @frello_app

If this year felt like everything you built started falling apart, you're not alone and you're not failing. In this episode, Lori and I talk about why so many people are coming out of 2025 feeling disoriented, frustrated, or like the plan they worked so hard for suddenly disappeared. We share the glass-blower analogy that has guided us through every major transition in our lives, including the complete collapse of my banking career in 2008 and the identity I had to melt down with it. Get ready to stop calling it a setback and start understanding what this phase is actually preparing you for.   HIGHLIGHTS The glassblower metaphor that explains every major life reset. What really happened for us during the 2008–2009 career and identity collapse. How long real reinvention actually takes. Why resisting change creates more pain. Entire industries and income streams are melting down right now.   RESOURCES Apply for our Elite Entrepreneur Mastermind HERE Get on the waitlist for the Mentor Collective Mastermind HERE  Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

If you've ever set a big revenue goal and then hit the middle of the year like, "Wait… why isn't this happening?" this episode is for you…and 2026 is going to be different. I'm breaking down the simple planning framework I use with my private clients and inside our masterminds to turn a revenue goal into an actual strategy you can execute on. We're talking the key numbers you need to know, the levers to pull when the math isn't mathing, and the part most people skip that determines whether you'll follow through or flame out. This is the episode that helps you stop hoping and start building a plan that can actually win. HIGHLIGHTS The mindset shift that turns a revenue goal from a "wish" into a real plan. Numbers every business owner MUST know to scale with confidence. The formula to figure out exactly how many customers you need this year. A simple way to spot whether your business model is actually profitable BEFORE you scale it. The planning move that makes your marketing budget realistic, not aspirational. The lead math that tells you what you can afford to pay per lead. A clear way to audit your lead sources and double down on what's working. The schedule check that protects your quality of life while you grow. The accountability piece that keeps you executing even when motivation drops. RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app  

Most families don't struggle during the holidays because they don't care. They struggle because no one is willing to slow things down and make a connection. In this episode, Lori and I share how we've turned holidays, birthdays, and family gatherings into moments that actually matter by using structured conversations. We talk about the Holiday Power Nine, why it feels awkward at first, and how to push through that discomfort to create the kind of memories you never regret having. Get ready for a holiday to be remembered.   HIGHLIGHTS Why we don't actually know how many holidays we get. How Chris and I turn family gatherings into meaningful conversations. How to push through resistance when starting new traditions. Tips to get skeptical family members to participate in the Holiday Power Nine. A Christmas ornament ritual that becomes our keepsake.   RESOURCES Apply for our Elite Entrepreneur Mastermind HERE Get on the waitlist for the Mentor Collective Mastermind HERE  Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Most people aren't burnt out because they're working too hard. They're burnt out because the number they're chasing has no meaning behind it. In this episode, I break down why arbitrary revenue goals will always leave you exhausted, unmotivated, and questioning what you're even doing all of this for. I share how to right size your goals using a "dream life budget" so every dollar you're chasing has a clear purpose behind it. Get ready to rethink your numbers, reconnect with your why, and set goals that actually make the journey worthwhile.   HIGHLIGHTS Why chasing "logical" numbers like $1M or $10M often leads to burnout. The difference between wants and purpose-driven goals. How a dream life budget reveals what you actually need to earn. Why making more money than you need can cost you happiness. How purpose makes even the hardest days worth it. Why right sized goals create more motivation.   RESOURCES DM me on Instagram to share your 2026 goal or ask questions Apply for a strategy session or mastermind HERE Explore tax and wealth planning support HERE Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Frello: @frello_app

I spent three and a half hours taking pro pickleball lessons and walked away realizing how many of the problems people are having in business have nothing to do with talent, luck, or effort. They come down to mindset, fundamentals, and who's pushing you to show up. In this episode, Lori and I break down 4 lessons that translate directly to business and leadership, why opportunities don't go to the hardest workers, why fundamentals always scale better than raw talent, and why staring at the scoreboard instead of working the plan is keeping so many people stuck. Get ready to be more prepared, more disciplined, and surrounded by the right people.   HIGHLIGHTS Why assuming the opportunity is coming to you changes everything. The mindset shift that makes you faster to act and win. How two men in their 70s destroyed talent with fundamentals. The pickleball lesson that changed how we think about business. Why staring at the score never grows your business. Why accountability partners matter more than motivation. How the right people force you into action when you'd normally procrastinate.   RESOURCES Shop the Glōci Holiday Sale (Buy 2, Get 1 Free until December 18) HERE! Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for MCM Mastermind HERE! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app