Prosperity By The Pint

In this episode, host Brice Carter talks about the financial advantages and disadvantages millennials and generation x have faced. While older generations might of had a more stable job environment, younger people are finding ways to hustle and succeed. The beverage of choice during this episode is Alaskan Brewing, Smash Galaxy Double IPA.

In this episode host, Brice Carter talks about his favorite retirement planning tool and why he chooses to use this tool for his retirement planning. The beverage of choice Fathead Brewing Trail Head Pale Ale.

In this episode host, Brice Carter talks about why you may or may not need a financial adviser. He also talks about what you should look for in a financial adviser and how to avoid sales people masquerading as advisors. The beverage of choice Fathead Brewing Daydream Session IPA.

In this episode host, Brice Carter talks with special guest serial entrepreneur, Ed Constable about real estate as a career, investing option, and side hustle. Ed talks about his early years buying dilapidated buildings and putting in the elbow work to build his growing real estate conglomerate. The beverages of choice are Shorts Brewing Sticky Icky American IPA and Sierra Nevada Brewing Tropical IPA.

In this episode, Brice discusses the moral and financial reasons why you should consider firing your big bank. He also discusses viable alternatives and whether millennials will kill the traditional banking industry. The beverage of choice during this episode is Rising Tide Brewing Company, Back Cove Pilsner.

Check out episode #6 coming out on Monday, February 18th. In this upcoming episode Brice breaks down the fundamentals of stock investing. This is the episode you do not want to miss. Be sure to subscribe on Spotify, iTunes, Google Podcasts, or Youtube so you see this episode as soon as it drops!

Investing in stocks can sound sexy and risky but in this episode Brice demystifies the world of stock investing. This is the podcast you need to listen to before you begin stock investing. The beverage of choice during this episode is B. Nektar, Zombie Killer a hard cider with honey and cherry added.

Join Brice for this weeks episode as it features special guest entrepreneur Josh Ingersoll. Brice and Josh discuss the in's and out's of buying and building a franchise. Josh shares his insightful story of how he became a successful entrepreneur and franchise owner by trying new things, networking, and never taking no for an answer. The beverage of choice during this episode is Right Brain Brewery, Dead Kettle IPA.

Budgeting is the cornerstone of any financial plan but setting up the right budget can be a difficult task. In this episode Brice lays out 3 of the simplest and most effective budgeting strategies he has come across. For the first time you can learn about budgets and be entertained all that the same time! The beverage of choice during this episode is Bell's Brewery, Hopslam Ale Double IPA brewed with honey.

In this episode, Brice breaks down how our tax code really works at the federal level. He also gives an overview of all the other taxes you could potentially be paying. The conclusion is that taxes suck. The beverage of choice during this episode is Founders Brewing Companies, KBS Bourbon Barrel-Aged Stout.

Check out episode #10 coming out on Monday, March 18th. In this upcoming episode, Brice sits down with the massively successful Dr. Nicole Wax and talks about how she built her renowned Orthodontics practice through community engagement in just a few short years. Along the way, Dr. Wax discovered that she had a high CEO IQ and a passion for being a business owner. Be sure to subscribe on Spotify, iTunes, Google Podcasts, or Youtube so you see this episode as soon as it drops!

In this episode Brice talks with the massively successful Dr. Nicole Wax on how she built her renowned Orthodontics practice through community engagement in just a few short years. Along the way Dr. Wax discovered that she had a high CEO IQ and a passion for being a business owner. The beer of choice this week is Keweenaw Brewing Company Red Jack Amber Ale.

This episode is an informative update to Episode 6 Investing 101: Stocks. In this episode Brice explains the what and the how of Mutual Funds and ETFs. This episode will leave you finally understanding how Mutual Funds and ETFs work and will give you some practical tips on how to pick Mutual Funds and ETFs for your investment accounts. The beer of choice this week is Wild Leap Brewing Company, Alpha Abstraction, Vol. 1 double IPA.

Check out episode #12 coming out on Monday, April 1st. In this upcoming episode, Brice explores how Social Security works and whether or not today's workers should depend on it, you won't want to miss this episode! Be sure to subscribe on Spotify, iTunes, Google Podcasts, or Youtube so you see this episode as soon as it drops!

Social Security is a cornerstone for American retirees but several publications have questioned if the flow through the system is too similar to a Ponzi Scheme. In this episode, Brice explores how Social Security works and whether or not today's workers should depend on it. The beverage of choice during this episode is Monday Night Brewing Company, Slam Dunk Orange Creamsicle Milkshake IPA.

The majority of Americans either do not have any life insurance or not nearly enough. In this episode, Brice explains why you should insure your most valuable asset (your income earning ability). Brice also explains the different types of policies and how much life insurance you should own. The beverage of choice during this episode is Bell's Brewery, Hopslam Ale Double IPA brewed with honey.

In this episode, Brice covers topics that listeners wanted to hear. Buy new, used or lease a vehicle Paying with cash vs plastic Buying a home vs renting a home Better understanding of Investments and how money grows over time Cryptocurrency The beverage of choice during this episode is New Belgium, Voodoo Ranger IPA.

We have covered stocks, mutual funds, and ETFs now tune in as Brice explains what bonds are. Stocks get talked about all the time but as you accumulate investments and grow older bonds they should play a larger role in your investment portfolio. Make sure you understand the fundamentals of bonds and how they work in a portfolio. The beverage of choice during this episode is Kingsville Brewing Company, Kingsville Pale Ale (KPA). Follow us on Facebook:https://www.facebook.com/bricepcarter/Subscribe to us on YouTube:https://goo.gl/sN4Vd4

In this episode, Brice goes over inflation and how it erodes purchasing power over time. As time goes on the cost of goods and services rises and as a result, we have to keep our investments growing to keep pace. Don't make the mistake of investing too conservatively! The beverage of choice during this episode is Yuengling, Traditional Lager.Follow us on Facebook:https://www.facebook.com/bricepcarter/Subscribe to us on YouTube:https://goo.gl/sN4Vd4

In this episode, Brice goes over the pros and cons of some of the largest DIY brokerage options such as Fidelity, TD Ameritrade, and Robinhood. Know what features and benefits you want to look for as you start investing. Brice also details the steps of how to open a brokerage account and considerations to make sure you are ready. The beverage of choice during this episode is Michter's US 1 Whiskeys, Kentucky Straight Bourbon. Follow us on Facebook:https://www.facebook.com/bricepcarter/Subscribe to us on YouTube:https://goo.gl/sN4Vd4

It's taboo to talk about money, politics, or religion but maybe we should talk about these things more. Especially money; Financial Literacy is a problem. We need to start talking about money with our kids, in our schools, and at the dinner table. In this episode, Brice discusses how to have the "Money" conversation more often can lead to greater Financial Literacy. The beverage of choice during this episode is Dadgum IPA, Rahr & Sons Brewing Company.

Are you confused about your student loans? Your not the only one about 1 in 4 Americans are affected by student loans many of which have questions. In this episode, Brice talks about the different types of student loans, how to pay them off, and different consolidation strategies. The beverage of choice during this episode is Deep Ellum IPA, Deep Ellum Brewing Company.

Check out episode #20 coming out on Monday, June 10th. In this upcoming episode, Brice and guest Amer Bally talk about what the mortgage industry is not telling you and about Amer's true success story, you won't want to miss this episode! Be sure to subscribe on Spotify, iTunes, Google Podcasts, or Youtube so you see this episode as soon as it drops!

Amer is an entrepreneur and a true come from a nothing success story. Amer shares his story of how he went from a troubled adolescent to successful and ethical mortgage broker. Join Brice and Amer as they share some beers and talk about what the mortgage industry is not telling you! The beverage of choice during this episode is Corona Light, imported from Mexico.

In this episode, Brice talks about the importance of saving early. Einstein said compound interest was the 8th wonder of the world. The earlier you start saving the longer you have for compound interest to work its magic. The beverage of choice during this episode is Texas Ale Project, 100 Million Angels Singing Double IPA.

Bad financial advice is everywhere. Whether its misleading sales literature or well-meaning friends and family be mindful of the advice you are getting. In this episode, Brice gives you tips and trick for spotting bad financial advice and where to look for good financial advice and advisors. The beverage of choice during this episode is Wild Leap Brewing Company, American Cherry, Cherry Pie Ale.

Biases affect us all in different ways but odds are your personal biases are having a negative impact on your investment decisions. In this episode, Brice goes over common investment biases and how to avoid them. The beverage of choice during this episode is Odd Side Ales, Citra Pale Ale.

People are flawed we make mistakes. Especially with money. But you don't have to learn the hard way. In this episode, Brice discusses the most common money mistakes he sees. Learn what not to do! The beverage of choice during this episode is New Belgium Brewing Company, Voodoo Ranger Liquid Paradise, IPA.

Listen as Brice discusses with Zach the intricacies of building a 4th generation business. Zach also shares tips and tricks to keep in mind as you are shopping for your favorite product (insurance). Zach's insights as both an entrepreneur and a very qualified insurance agent make for an informative and engaging episode! The beverage of choice during this episode is J.K.'s Northern Neighbour Farmhouse Cider, Saskatoon Cuvee.

In this episode, Brice discusses practical financial steps for you and your partner to follow as you prepare to join houses. Set yourself up for a successful financial future by working with your partner, engaging in a plan, and avoiding common marriage money pitfalls! The beverage of choice during this episode is Short's Brewing Company, Pan Galactic Gargle Blaster, Belgian-style Double IPA.

Financial Windfalls can be a blessing and a curse. We have all heard of lottery winners going bust. Learn what you should and should not do to make the most of your inheritance or lottery winnings! The beverage of choice during this episode is Short's Brewing Company, The Liberator, Double IPA with Lemon and Orange Zest.

In this episode Brice discusses the practicality forgiving trillions of dollars of student loan debt. Brice compares the different proposals that are currently being talked about and also offers some alternatives to handling the student loan problem. The beverage of choice during this episode is Founder's Brewing Company, All Day IPA.

What you don't know about currency. Currencies are a hot button issue. Between accusations of China manipulating its currency and Bitcoin surging in price this year we are all hearing a lot about currencies. In this episode, Brice goes over what you didn't know about currencies including some interesting history! The beverage of choice during this episode is Odd Side Ales, Beer Me, Classic American Lager.

In this episode, Brice breaks down the difference between income-generating investments and growth investments which appreciate in value. Brice will help you understand key differences terms like yield, interest and capital appreciation. Listen to the end where Brice explains that a combination of income and growth investments is often the most beneficial. The beverage of choice during this episode is Sweet Water Brewing Company, Hop Hash Easy IPA.

We have talked about stocks, Bonds, Mutual Funds, and ETFs and in this episode, Brice ties it all together. Use what you have learned from previous episodes to build a diversified asset allocation portfolio. The tips and tricks in this episode will help you build a long term investment portfolio for a variety of risk appetites. The beverage of choice during this episode is The Mitten Brewing Company, Mango Gold Tart Wheat Ale.

In this episode, Brice goes back to the basics and answers the most common financial questions he sees. Whether you have questions about student loans or starting your 401k Brice covers it in this episode! The beverage of choice during this episode is Scofflaw Brewing Company, Neopolitan Milkshake Stout.

Whether it is conflicting advice, inexperience, or poor ethics it can sometimes be difficult to find one of the many good financial advisors out there. In this episode learn how to identify good and bad financial advisors. You have values and standards make sure the advisors and companies you are working with align with those values! The beverage of choice during this episode is Modelo, Negra a Munich Dunkel-style Lager.

We have had 16 recessions since the 1930s. In this episode, Brice discusses the history of the two greatest recessions and what might lead to the next major financial crisis. The beverage of choice during this episode is Founders Brewing Company, Mosaic Promise, Single Hop Ale.

Ronnie Thompson is an experienced financial advisor that has had an interesting career path. Ronnie shares his story from which he started as a wholesaler to financial advisors then transitioning to various financial jobs before eventually becoming a fiduciary financial advisor. The beverage of choice during this episode is SweetWater Brewing Company, Hop Hash Easy IPA.

#Millennialretirementplan was recently trending on twitter and this trend highlighted the bleak out look young people have for retirement. In this episode, Brice shares the reasons he feels young people have to be optimistic about their financial future. The beverage of choice during this episode is New Glarus Brewing Company, "Wisconsin's Real Red" Staghorn Octoberfest.

It has taken over 40 years but the race to zero commissions on most trades is finally over. In this episode, Brice discusses the recent announcements from investment custodians Schwab, TD Ameritrade, E-Trade, and Fidelity that they will be waiving trading fees on ETF's and Stocks. We discuss how this impacts investors and financial advisors. The beverage of choice during this episode is Short's Brewing Company, Internet Dating, Gose brewed with raspberry, lemon verbena, and cucumber in collaboration with Central State Brewing Company of Indianapolis, IN.

In this episode, Brice discussed the money moves you can make before year-end to save on that dreaded tax bill! Tune in as Brice covers a handful of simple and practical tax strategies as well as a few more complicated and daunting life changes that can result in tax savings. The beverage of choice during this episode is Kona Brewing Company, Longboard Island Lager.

Sometimes it can feel like we are spinning our wheels yet never getting ahead. In this episode, Brice discusses ways you can help yourself get ahead financially. Learn broad stroke and detailed tips on getting ahead to give you and your family the best chance financially! The beverage of choice during this episode is Wolverine State Brewing Company, Wolverine Premium Lager.

In this episode, Brice sits down with tenured investment professional Mike Riggs to discuss the evolution of Exchange Traded Funds and how investors can implement ETFs in their investment portfolio. Brice and Mike go over key considerations of ETFs including cost, liquidity, and transparency. The beverage of choice during this episode is Austin Brothers Brewing Company, 45'er IPA.

In this episode, Brice goes over the penultimate financial planning goal which for most is retirement. One of the biggest questions investors as is how much do I need to retire? Brice goes over how to calculate your retirement income need and lays out how much you need to save each year to get there. The beverage of choice during this episode is Altes Detroit Brewing Company, Altes Original Detroit Lager.

From high school until today, I have given and received a lot of financial advice. In this episode, I go over some of the best pieces of advice I have given or received, and more entertainingly, I share some of the worst pieces of advice I have ever been given. The beverage of choice during this episode is Right Brain Brewery, Luminous Lemon Ale.

It's not a surprise that generally as we age we accumulate more wealth. Time and compound savings help investors accumulate more wealth over time. However, we are currently witnessing an abnormally large generational wealth discrepancy. In this episode, Brice discusses the reasons for this and how this is going to change over time. The beverage of choice during this episode is Community Beer Company, Small Batch Series, DDH Mosaic IPA.

In this week's episode, Brice chats with his business partner, brother, and accomplished financial advisor Brandon Carter. Brandon has a wealth of experience in both personal finance and business. He has experience starting and running businesses as well as working with attorneys and accountants to develop the right business strategies from legal to accounting. Brandon has earned the marks to become a Certified Financial Planner in addition to a long list of designations. Tune in for this fun-filled, information-packed episode. The beverage of choice during this episode is Firestone Walker Brewing Company, 805 Blonde Ale.

In this episode, Brice shares how the market performed in 2019 covering different asset classes and major events. We also take a look at what is impacting the markets right now and how that will affect 2020. The beverage of choice during this episode is Perrin Brewing Company, Blackberry IPA. FSG Fourth Quarter Update 2019:https://fsgmichigan.com/blog/2019-fourth-quarter-market-update

Credit scores can be confusing, frustrating, and wrong! In this episode, Brice explains how the credit bureaus calculate your credit, how to improve your credit score, and how to improve your score! The beverage of choice during this episode is Big Sky Brewing Company, Big Sky IPA.

It is no secret that raising children can cost a fortune and in this episode Brice details the cost of having a baby and raising that child. Tune in for tips on how to more cost-effectively raise kids and how to plan for expenses such as hospital bills and higher education! The beverage of choice during this episode is Alaskan Brewing Company, Blonde Ale, brewed with honey.

The market and media cycle always give us a reason not to invest. In this episode, Brice goes through some of the hysterical headlines we have witnessed over the last decade and what the practical market implications of these "reasons not to invest". The beverage of choice during this episode is New Belgium Brewing, VooDoo Ranger Starship IPA.

The retirement landscape has changed over time. Pensions have virtually disappeared, interest rates are near record lows, and households surviving off of a single income are rare at best. Do not despair! In this episode, Brice goes over all the ways the retirement landscape has changed for the better and the worse. Despite the headwinds, today's generations can still have a prosperous retirement! The beverage of choice during this episode is Brewdog, Cybernaut, Session New England IPA.

In the 50th episode of Prosperity By The Pint, Brice discusses common financial goals and milestones you should try to reach by age 50. Brice discusses the math behind these milestones as well as the fact that this is a subjective topic. After all, everyone's financial plan is different. The beverage of choice during this episode is Ciderboys Hard Cider, Strawberry Magic, Apple Strawberry Hard Cider.

FOMO or the fear of missing out is a real and powerful psychological phenomenon that can grip investors. In this episode, Brice talks about FOMO and how it can cause markets to become over-inflated and eventually for bubbles to be created. Learn about crazy bubbles that have plagued investors stretching for returns such as Tulip Mania, The Bowling Bubble, and the Tech Bubble. The beverage of choice during this episode is North Peak Brewing Company, Stormy Hazy IPA.

In this episode, Brice breaks down some of the most common Wall Street jargon such as points, basis points, bulls, and bears. With recent headlines indicating record point swings in the Dow Jones, Brice puts in context the meaning of points on indexes and gives a little history lesson as well. The beverage of choice during this episode is Maui Brewing Company, Bikini Blonde Lager.

In this episode, Brice shares some colorful stories about market timing. At the end of the day market timing is a fool's errand and Brice proves it using specific examples from household names such as Blockbuster and Apple! The beverage of choice during this episode is Great Divide Brewing Company, Collette Farmhouse Ale.

This timely episode covers a topic Brice has been discussing quite frequently, it is an extension of a Facebook Live he participated in as well as a market memo that he wrote. In this episode, Brice defines various different market downturns such as corrections and bear markets. He also provides historical context for bear markets and recoveries. If you are concerned about your investments this is an episode you do not want to miss out on. The beverage of choice during this episode is Haymarket Beer Company, Speakerswagon® Pilsner.

How long do crashes last? What should I do? How long can recoveries take? Brice answers these questions and more during this very timely part 2 episode of Prosperity by the Pint. The beverage of choice during this episode is Maui Brewing Company, Big Swell IPA.

Congress has responded to COVID-19 with a nearly unprecedented spending package. This bill includes relief for small businesses, individuals, student loan borrowers among others. In this Episode, Brice breaks down the in's and out's of the C.A.R.E.S act and touches the ramifications of government spending. The beverage of choice during this episode is a Corona Light. The article noted in this episode written by Ronnie Thompson:https://fsgmichigan.com/blog/the-coronavirus-aid-relief-and-economic-security-act-cares-act

In this episode, Brice gives his best advice for the actions you should and should NOT take during market crashes. He lays out concrete actionable advice you can follow yourself as well as describes what he has personally been doing. The beverage of choice during this episode is a Coors Light.

In this episode, Brice breaks down the historic negative oil trade of 04/20/20. Due to a surplus of supply and a lack of demand, oil went negative and Brice explains how we got here. The beverage of choice during this episode is ROAK Brewing Co., Blow Your Face Out, Double IPA.

In this episode, Brice discusses the forward-looking nature of markers and how at times seemingly bad news will cause a stock or the markets as a whole to rise. If you thought the market was illogical just listen to this episode to get a better understanding of how it all works. The beverage of choice in this episode is Founders Brewing Co., 4 Giants IPA.

In light of record-breaking government spending to combat Covid-19 and the economic fallout, Brice discusses one of his biggest long term concerns. We all know that government spending is always a contentious issue but when you add record stimulus packages to already ballooning deficits there will eventually be consequences! The beverage of choice in this episode is D.G. Yuengling & Son Inc., Yuengling Light Lager.

In this episode, Brice talks about the key difference between assets and goods. Brice also discusses how changing your way of thinking about assets and goods can help you accumulate wealth over time. The beverage of choice in this episode is New Belgium Brewing Company, Glütiny Pale Ale- Crafted to reduce gluten.

Brice has some big news! We hope you will forgive us for taking these past few weeks off. When you hear the big announcement we are sure you will understand!

Gold as an investment has many fans and skeptics. In this episode, Brice talks about the historical application of gold as well as whether this is a practical investment. You're not going to want to miss this fact-filled episode! The beverage of choice in this episode is Perrin Brewing Company, 98 Problems IPA.

As we get closer and closer to retirement we need to have a more detailed plan. The retirement road map is a concept that defines action steps you should be taking at certain times in the years leading up to retirement. The beverage of choice in this episode is Avery Brewing Company, Pacer Hazy IPA. Link to Retirement Road Map: https://fsgmichigan.com/insights/free-guides

You spend years building a portfolio now it is time to enjoy the fruits of prudent investing. But what is a safe spending rate? In this episode, Brice discusses the 4% rule of thumb and why that may no longer be prudent, you will learn about the impacts of inflation on spending power and portfolio value. The beverage of choice in this episode is Oddside Brewing Company, Beer Me, American Lager.

In this episode, Brice discusses historical performance of the U.S. vs. International markets and but how the U.S. dominance over the last 10 years might lead to a resurgence in international investing for the next decade. The beverage of choice in this episode is Good City Brewing Co., Risk IPA.

In this episode, Brice expands on the topic from this previous episode and gives more details on internationally investing. In particular, Brice gets into the valuation of international markets and how they may be attractive relative to overvalued U.S. Stocks. The beverage of choice in this episode is Good City Brewing Co., Spare Time, Hazy IPA.

In this episode Brice shares some of his favorite simple and unusual personal financial tips. From credit cards to reframing the way you spend, this straight forward episode is not one to miss! The beverage of choice in this episode is New Glarus Brewing Company, Spotted Cow, Naturally Cloudy Farmhouse Ale.

Every dollar we spend or invest could have been spent or invested elsewhere. That trade-off is known as opportunity cost. In this episode, Brice goes over the nuanced and important topic of opportunity cost. New Glarus Brewing Company, Moon Man, No Coast Pale Ale

Taxable investment accounts are one of the most flexible and effective ways to build wealth but taxes can be a drag. In this episode, Brice discusses common taxes that occur in taxable accounts as well as some strategies to invest tax efficiently. The beverage of choice in this episode is White Claw Hard Seltzer, Tangerine.

With the death of pensions, this old insurance product has gained in popularity and has experienced a resurgence. In this episode learn how this product works and what to watch out for if you are being proposed this product. The beverage of choice in this episode is Aviator Brewing Company, Gigablast, New England IPA.

In this episode, Brice and special guest, his wife, Cori decided to order no goods from Amazon for the month of August. They share in this episode how that impacted their views on personal spending and budgeting. The beverage of choice in this episode is Oddside Ales, Strawberry Banana Fruitsicle.

In this episode, Brice discusses the delicate balance between your preferred political candidates and how their policies might impact your portfolio. The beverage of choice in this episode is Odd Side Ales, Fussy IPA.

In this episode, Brice goes over recent trends causing retail investors to take exorbitant risks with their investments. We discuss time-tested strategies and compare them to gambling and speculative investing. The beverage of choice in this episode is Odd Side Ales, Realignment, a light wheat beer with raspberries added.

In this episode, Brice revisits the financial mistakes he made as a younger adult and provides insight into the advice he would give himself. The beverage of choice in this episode is Odd Side Ales, Grand River Nut Brown, English Style Brown Ale.

In this episode, Brice sits down with his father and successful entrepreneur, Mark Carter. The discussion focuses on the trials and tribulations business owners face in the early years. Mark shares his story and advice on "taking the leap". The beverage of choice in this episode is Old Nation Brewing, Vienna Style Lager.

In this episode, Brice and Mark continue their discussion on the entrepreneurial journey. The topic shifts from the struggles of the early years to the challenges that come with success and growth. The beverage of choice during this episode is Unity Vibration, Bourbon Peach Kombucha Beer.

In the last installment of the entrepreneurial journey series, Brice and Mark focus on passing pinnacle success. The topics discussed include how to push past what others perceive as pinnacle success and how to work with the next generation in a family business. The beverage of choice in this episode is Grand Armory Brewing, Bourbon Barrel Aged, Sap On Tap.

In this episode, Brice talks about organizing your personal finances for not only your benefit but for your family. Brice also discusses how you can get on the same page with your family to avoid devastating disagreements over money, stuff, and inheritances. This week's beverage of choice is Big Lake Brewing, Hazy Hiker, Hazy Double IPA.Download the "Final Reflections and Information for your Loved One's" brochure:https://fsgmichigan.com/pbpfreeguides

As a follow-up to last year's bitcoin episode, Brice talks in this episode about the evolving nature of cryptos and how you should look at them with regard to your personal financial plan. The beverage of choice in this week's episode is Odd Side Ales, Herby Pepper Hop, a pale ale with black peppercorns.

February through May of 2020 represented unprecedented market volatility, fear, and economic bad news. But this also presented an amazing opportunity for investors. Hindsight shows us that the market has recovered dramatically since then. Was this a once in a lifetime opportunity, or will a patient investor have another opportunity to invest in a similar dramatic market recovery? The beverage of choice during this episode is Left Hand Brewing Co, Wheels Gose 'Round, Lemon Peel & Raspberry Gose. This beer benefits the National MS Society. To join Team Left Hand or donate to Bike MS visit, teamlefthand.com.

Socially responsible investing and ESG investing have grown in popularity in recent years. In this episode, Brice discusses if you can actually align your portfolio with your values and whether that is the best way to make an impact. The beverage of choice during this episode was New Belgium, Higher Plane, Hazy IPA.

It is well documented that index funds outperform their actively managed peers. In this episode, Brice dives into just how dramatic the difference is between index and active funds. Brice also discusses whether there is a valid counter-argument. The beverage of choice during this episode is New Holland Brewing, Passion Blaster, Rose Ale with Passion Fruit and Raspberry.

Rates have never been this low. Is that good or bad for your finances? In this episode, Brice chats about how to find out how this historical change in rates affects your financial future. The beverage of choice during this episode is New Holland Brewing Company, Tangerine Space Machine, New England-Style IPA.

In this Episode, Brice discusses the role of celebrity financial experts and how you should listen with a grain of salt. We explore their past performance and how even the smartest market participants get it wrong. The beverage of choice during this episode is New Holland Brewing, Love Potion a blend of Passion Blaster, Rose Ale & Tangerine Space Machine, New England Style- IPA.

After two years and 85 episodes, this is the last episode of Prosperity By The Pint. I feel so blessed to of had this opportunity. So many listeners have reached out over the two years and that means a lot. My goal was to spread financial literacy and craft beer I feel that I accomplished that goal. The beverage of choice during this episode is Southern Tier Brewing Co., Lake Shore Fog, Hazy & Juicy IPA. Until next time. Cheers!