Podcasts about Market timing

Jason and Jeff delve into the volatile market landscape of 2025. They discuss the implications of tariffs, inflation, and their personal investment strategies during turbulent times.02:29 Market Trends and Personal Portfolio Insights07:26 Tariffs and Their Impact on the Market17:28 Investor Strategies and Market Reactions24:54 Reflecting on Market Timing and Cash Management25:48 Changing Investment Strategies Over Time26:21 Challenges of Building Cash Reserves26:29 Debating Cash Deployment Systems27:19 Market Volatility and Investment Decisions29:13 Balancing Cash and Stock Investments31:42 Inflation and Market Reactions39:25 Concerns Over Government Debt and Bond YieldsCompanies mentioned: ASML, BBB, BEP, FSLR, KNSL, LOB, WD, WRBY*****************************************Join our PatreonSubscribe to our portfolio on Savvy Trader *****************************************Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: ******************************************To get 15% off any paid plan at finchat.io, visit https://finchat.io/unscripted******************************************Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube******************************************2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest

Are you unknowingly taking on too much risk in your retirement portfolio? Frank and Frankie Guida explore how retirees can balance market exposure with safer financial options like fixed index annuities and alternative strategies. Through relatable anecdotes, they shed light on key decisions impacting income planning, portfolio risk, and long-term growth goals. Listeners will gain insights into structuring investments to weather market volatility and optimizing savings for a fulfilling retirement lifestyle, covering topics like income sustainability, safe money alternatives, and avoiding common pitfalls of timing the market. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Retirement is often a maze of financial decisions, but are you building the right safeguards for your future? Mike Douglas goes through the impact of tariffs, market timing, and the shifting taxation landscape affecting retirees. Highlighting strategies to preserve wealth and segment financial plans, listeners gain insights into managing their "old money" and planning for generational transitions amidst ever-changing economic challenges. From navigating tax burdens to preparing for unexpected market shifts, the discussion centers on creating a sustainable financial moat around your retirement nest egg. Whether dealing with tariffs, volatile markets, or passing wealth to beneficiaries, Mike helps untangle the complexities facing today’s retirees. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

In this episode, Dr. Preston Cherry breaks down this old investing rule and why it might not work anymore. Originally tied to London's horse racing season, the idea was to cash out in May and return in November. But in today's fast-paced, data-driven markets, that strategy is losing steam. Dr. Cherry explains why staying invested and using smarter tactics beats trying to time the market.Takeaways:• Old rule, outdated• Timing rarely wins• Stay invested long-term• Use smart rebalancing• Focus beats fearWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

Thinking of selling, upgrading, or just want to hang onto more of your gains? Today, I’m joined by my go-to tax pro, Ashwin Ramdas, to break down what really matters when it comes to property exits. It’s not just about the sale price—it’s about what you keep after tax. We’re covering capital gains traps, smart timing strategies, and the mindset shifts that help you build real wealth. Whether you’re a homeowner or an investor, there’s plenty in here to sharpen your game. If you want to avoid costly mistakes and sell with confidence, this one’s a must-listen. Let's go inside! Resource Links: Get your Strategic Portfolio Plan and our help with Buying Your Next Perth Property (https://www.investorsedge.com.au/invest-in-perth-property/) Get email updates about suburb intelligence reports and exclusive invites to our webinars, events, and workshops. Join (investorsedge.com.au/join) Join the Perth Property Investment Facebook Group (https://www.facebook.com/groups/perthpropertyinvestors) Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join) For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/) For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/) Episode Highlights: Intro [00:00] Property Investment Strategies and Tax Implications [01:34] Timing and Tax Considerations for Property Sales [02:38] Capital Gains Tax Basics and Main Residence Exemption [05:59] Six-Year Rule and Tax Planning for Non-Residents [08:51] Planning for Tax Bills and Super Contributions [11:09] Strategising Property Sales and Rebalancing Portfolios [16:00] Managing Financial Stress and Market Timing [17:36] Long-Term Investment Strategies and Market Cycles [20:02] Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. About the Guest: Ashwin Ramdas is the owner and managing director of Eventum Consulting, a Perth-based firm specialising in tax, finance, and succession planning for family businesses and startups. Since 2011, he’s helped clients grow sustainable, tech-savvy enterprises. With a background in accounting, teaching, and small business, Ashwin also co-founded SMSF Mate and supports community groups like Kin Advocacy. Connect with Ashwin: Linkedin: https://www.linkedin.com/in/ashwin-ramdas-72442919/ Connect with Perth Property Insider: Subscribe on YouTube: https://www.youtube.com/@InvestorsedgeAu Like us on Facebook: https://www.facebook.com/investorsedge See omnystudio.com/listener for privacy information.

Today, Jesse is joined by Don McDonald to offer a critical examination of the financial advising and annuity industries, warning retirees and near-retirees about misleading sales tactics that exploit fear - especially the fear of market losses. They emphasize the importance of working with fee-only, fiduciary advisors who are legally obligated to act in clients' best interests, in contrast to commission-based salespeople who often obscure fees, misrepresent guarantees, and use charm to build trust. Drawing from Jason Zweig's “19 Questions to Ask Your Financial Advisor,” Jesse highlights key criteria for evaluating advisors, including transparency, credentials, investment philosophy, and service scope. They condemn opaque fee structures, sales contests, and annuity marketing tactics - like steak dinners that pressure attendees into high-commission products - and describe most annuities as complex, wealth-threatening vehicles. Jesse adds practical suggestions like inquiring about an advisor's succession plan, communication style, and client load, and stresses the value of education and evidence-based investing. The two advocate for comprehensive financial planning and alignment of advisor-client interests, with Don underscoring the importance of commitment to honesty, transparency, and fiduciary duty. Key Takeaways:• Annuity and investment salespeople often exploit retirees' fear of losing money in market downturns to sell high-fee products. • While there are niche use cases, many annuity products are expensive, opaque, and designed to benefit the seller more than the buyer. • You need to know what happens to your financial relationship if your advisor retires or leaves. • State-level oversight often fails to protect consumers from misleading practices. • Know the difference between moral fiduciary responsibility and legal fiduciary responsibility. • It's a red flag if an advisor recommends products they wouldn't use for themselves. Key Timestamps:(00:00) Understanding Annuities and Financial Advisors (02:08) 19 Questions to Ask Your Financial Advisor (08:13) Conflicts of Interest in Financial Advising (12:56) Investment Philosophy and Market Timing (18:34) Professional Credentials and Requirements (23:07) Additional Questions for Your Financial Advisor (29:05) The Gamble of Annuities (34:34) The Deceptive World of Indexed Annuities (36:17) The Ethics of Financial Advisors (39:29) The Lack of Federal Oversight (46:38) Misleading Sales Tactics (49:42) Advice for Annuity Holders and Seekers (56:45) Don McDonald's Financial Talk Show Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:Website: https://talkingrealmoney.com/ LinkedIn: https://www.linkedin.com/in/donmcdonald/   More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

What if AI could help you sleep better, think faster, and win bigger? In this episode of Breakaway Wealth, Jim Oliver sits down with Silicon Valley powerhouse Kevin Surace—entrepreneur, innovator, and one of the early voices on AI's transformational power. They dive deep into: Why most entrepreneurs lose not because of bad ideas, but bad timing. How AI can act as your daily decision-making partner—from analyzing supplements to writing business plans. Why grit and risk tolerance are still the ultimate wealth-building tools. And the surprising truth about success: it's not just about making money—it's about finding joy. Whether you're a startup founder, seasoned business owner, or just trying to stay relevant in a fast-moving world, Kevin's blueprint will show you how to adapt, lead, and break away from convention. 3 Takeaways: AI as Your Tactical Wingman Use AI as a daily assistant for research, writing, planning, and decision-making. It doesn't replace you—it amplifies you. Timing > Talent The biggest startup killer? Being early. Mastering the art of timing in business is more important than chasing “great ideas.” Resilience Builds Empires Endurance, not genius, separates winners from wannabes. Show up, survive setbacks, and let compound effort do its thing. Kevin's decades of experience will challenge your thinking—and give you a modern playbook to stay ahead in a world that won't wait. Subscribe and share to help others break away from financial convention   Connect with Kevin Surace: Website: www.kevinsurace.com/  Linkedin: www.linkedin.com/in/ksurace/ Instagram: www.instagram.com/kevinsurace/ Twitter: twitter.com/kevinsurace Tiktok: www.tiktok.com/@kevin_surace Facebook: www.facebook.com/kevin.surace/ YouTube: www.youtube.com/@kskoolstuff  

“Henssler Money Talks” hosts Nick Antonucci, CVA, CEPA, K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, consider how artificial intelligence is transforming industries—and if the electric utility sector is next? As data centers power the future, utilities may see rising demand and revenue. But is this a strategic move or just market timing in disguise?Original Air Date: May 17, 2025Read the Article: https://www.henssler.com/electric-utilities-and-ai-strategic-opportunity-or-market-timing 

Welcome back to Crypto Curious — the podcast that helps you navigate the wild world of crypto, without the jargon or the hype. Today we've got a guest who truly needs no introduction… but we'll give him one anyway.This week, we're joined by one of the biggest names in crypto YouTube — Ben Cowen, the brains behind Into The Cryptoverse. If you're a fan of data-driven insights, market cycles, and the occasional spicy Ethereum take, then you already know Ben's work. His no-nonsense, stats-first approach has earned him a global following — and a reputation as one of the sharpest minds in the game.In today's episode, we dive into Ben's journey from academia to analytics, how he grew his YouTube empire, and what he really thinks about where the market's headed. We're talking Bitcoin dominance, altcoin cycles, macro factors, and yes — we'll be asking why he's been giving Ethereum such a hard time lately.So whether you're deep in the weeds of crypto or just crypto-curious — this is one you don't want to miss.**Ben shares his screen during this episode and whilst you won't 'miss' anything, you can jump onto Youtube to get the full experience.*****Show notes (this episode contains 15% off Ben's Into The Cryptoverse subscription).Ben Cowen Into the Cryptoverse - YouTubeTwitter / XWebsite****You can sign up for our Equity Mates Crypto Newsletter here****If you're enjoying these episodes please subscribe to our podcast on your preferred platform, leave a review, or share this episode with a friend or family member.If you want to start investing in Bitcoin, Ethereum, Gold & Silver, you can download the Bamboo app here. Use the code CURIOUS for $10 in BTC when you sign up.Follow the Crypto Curious Instagram here.Join the Crypto Curious Facebook Group here.*****In the spirit of reconciliation, Equity Mates Media and the hosts of Crypto Curious acknowledge the Traditional Custodians of the country throughout Australia and their connections to land, sea, and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.*****Crypto Curious is a product of Equity Mates Media.This podcast is intended for educational and entertainment purposes. Any advice is general advice only and has not taken into account your personal financial circumstances, needs, or objectives.Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.

"Buy and hold investors don't just win on average returns— they win by avoiding the behavioral landmines that sabotage long-term success.” Paul MerrimanIn this podcast Paul addresses one of the most important investment decisions a do it yourself investor will make. Paul opens the discussion with comments from a Forbes article from 2008 that discusses Warren Buffett's market timing decision he made to get totally out of the market in 1969 and back aboard in 1974.The podcast (with the help of Chatgpt, includes a list of 10 common reasons market timing doesn't work for amateur investors.1. Missing the best days2. Emotional decision-making3. Perfect timing is impossible4. Higher costs and taxes5. Volatility is high during recovery6. Recency Bias7. Focus on noise, not timing signals8. Overconfidence9. Loss of Compound Growth10. Data shows long-term investing winsPaul challenges AI that there are many emotional disadvantages with timing.The most important performance and non performance hurdles:1. Decision-making: Timing requires lots of work and buy and hold almost none.2. Mistakes: Market timing suffers lots of mistakes and buy & hold rarely wrong in the long term.3. Emotional Toll: Timing has lots of emotional challenges and buy & hold is more peaceful. 4. Behavioral Risks: Timing has lots of behavioral risks and buy & hold is simple.5. Time Commitment: Timing takes time and action and buy & hold is rarely touched.6. Expenses: Costs and taxes are both lower with buy & hold.7. Timers must be more resilient with many decisions being wrong.8. Financial Results: A few timers may perform well but all buy & holders are likely to have “won”.

Apply to work with me: https://www.michaelxcampion.com/Founded in 2015 by Bastien Le Coz and Gabriella Zavatti, Palatino Hospitality is a global leader in luxury hospitality, serving some of the world's finest hotels — from Four Seasons, to One & Only, to Bulgari.But this episode isn't just about building Palatino Hospitality and their recent merger with La Bottega. It's about what happens when your life partner also becomes your co-founder.When every creative idea, late-night pitch deck, and long-haul flight is shared with the same person you're raising a family with.From the outside, Bastien Le Coz and Gabriella Zavatti might look like just another power couple.But once you sit with them — as I did for this episode — you'll hear the story behind the brand.We go deep into:- What it takes to scale without losing your relationship- The secret power of co-preneurship (and where it can break you)- Why creativity is the ultimate business strategy- How to sell without selling — by staying radically authentic- The quiet rituals that build lasting hospitality brandsThis one's for anyone building something — a brand, a business, or a life — and wondering if it's possible to do it all without burning out or selling out.I hope this conversation moves you as much as it moved me.And if it did, leave a comment below and let us know what resonated.Connect with me: https://www.linkedin.com/in/michaelxcampion/Connect with Gabriella on IG: @gabriellazavConnect with Bastien on IG: @BastienlecozFollow Palatino on IG: @palatinohospitalityWebsite: https://www.palatinogroup.com/ Palatino in the news: Merger with La Bottegahttps://www.unstageetapres.fr/(00:00) Preview and Intro(03:20) Blending Family, Work, and Travel  (07:05) The Importance of Presence in Work and Life  (10:02) Helping Clients (and Themselves) Disconnect  (13:08) Complementary Strengths & Co-Leadership  (16:23) Scaling the Business Without Losing the Soul  (22:13) Creativity as a Strategic Advantage  (26:23) Launching Before You're Ready  (30:21) The Sustainability Pivot & Market Timing  (33:49) Turning Clients Into Catalysts for Growth  (36:35) Learning from Failure Without Worshipping It  (39:36) What's Next for Palatino(40:03) Designing Travel for Transformation  (46:00) Storytelling, Rituals, and the Future of Luxury Hospitality  (49:50) Personalization vs. Standardization in Guest Experience  (52:31) Living the Brand: Family, Travel, and Hospitality  (56:31) Leadership Principles: Empathy, Kindness, and Excellence  (01:02:21) Building a Purpose-Driven Business  (01:08:23) Lessons from Family, Mentors, and the Next Generation(01:07:00) The 5:1 Rule: Building a Culture of Positive Feedback  (01:08:23) Top Business Lessons from Experience  (01:10:03) Wisdom from Family: Gratitude and Quiet Strength  (01:13:55) Teaching Courage and Creativity to the Next Generation  (01:17:00) Final Reflections: Empathy, Mentorship & Social Impact

Many of us have resigned ourselves to: You need your money to grow, so I have to be in the stock market.... Is that true? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Listen on: Apple Podcasts | Spotify | YouTube | Pocket CastsIn This Episode:* What is a Solid State Transformer * How Solid State Transformers are Reshaping the Energy Industry* How They Built a $1bn PipelineSponsors:Goodwin: The Law Firm of Choice for ClimateTech EntrepreneursErthTech Talent: Affordable CleanTech Search FirmWhat's up, everyone!Today, we have a great episode with Haroon Inam & Michael Wood III from DG Matrix. We're talking about a simple technology that can fundamentally reshape the energy industry by transforming electricity more efficiently and with way less physical space than what's been done traditionally.Take an EV charger, for example. You need to get the exact electricity flow right. Usually, that would take a few parking spaces' worth of transformers. With DG Matrix, you can do it with a simple power stand smaller than your refrigerator.This is still the case even if you've got solar, batteries, or other distributed resources all mixed in together. They can handle all the streams of electricity in and out.It's clear the industry is loving this too. They have over $1bn of pipeline to date.We got Haroon and Michael, so it's a great episode._____Want to access all our content? Upgrade to paid today. Act fast! Annual subscriptions increase to $100 on May 1st (currently $80)._____TopicsFree Version:**03:21 The Journey to DG Matrix**05:51 Understanding Solid State Transformers**09:11 Market Position and Economic Impact**10:00 Goodwin AD**12:06 Solid State Transformer Advantages**13:26 Company AD**17:14 Building a Strong Advisory Network**18:51 Call to Action**21:10 Overcoming Challenges in Clean Tech**24:54 The Future of DG Matrix and Market Fit**26:29 Building from the Ground Up**27:51 Transforming Energy Markets**30:55 Streamlining Manufacturing and Supply ChainLinks* Haroon Inam, Michael Wood III | DG Matrix* Connect with Somil on LinkedIn | Connect with Silas on LinkedIn* Follow CleanTechies on LinkedInThis podcast is NOT investment advice. Do your homework and due diligence before investing in anything discussed on this podcast.Support the showEvery ClimateTech Entrepreneur needs a reliable partner for their legal needs. Why settle for less than the best?

Suhail Shaikh is Chief Investment Officer of Fulcrum Asset Management and is the portfolio manager of Fulcrum's Discretionary Macro and Diversified Absolute Return strategies. In today's incredibly volatile environment of tariff wars and deglobalisation, investors tend to be more sensitive about the level of their absolute returns, than their performance against the benchmark. In this episode, we delve into the philosophy of absolute return investing, we talk about the role of skill versus luck, the use of Nowcasting, learnings from the COVID-19 pandemic and the ever controversial topic of market timing. Enjoy the show! 02:00 Started off working on the intranet and taught myself HTML 02:30 Internship at Goldman Sachs 03:30 A lot of well-known global macro traders made their money during equity market crashes 05:00 If you are constantly looking for the next accident, then 90 per cent of the time you are wrong. It is important to make money while the sun is still shining 10:00 Crisis risk offset and momentum during COVID 13:30 Leaving the model aside 15:00 Using Nowcasting for analysis 18:30 AI has been more useful to us in portfolio construction, risk management, scenario analysis and stress testing. I'm more sceptical about AI being helpful in alpha generation. 22:30 Behavioural finance and Fulcrum paper: ‘Don't Bet the Ranch' 23:30 To determine whether someone is skilled or lucky, look at the number of views they take over time 31:30 Sizing [trades] is a complex topic 33:00 The role of dynamic asset allocation 34:00 “The biggest accidents in asset management happen when, in a draw-down, people don't know whether they are benchmarked or absolute return” 35:00 “Dynamic asset allocation is market timing” 40:00 Global Macro and the Magnificent Seven 42:00 Bitcoin and momentum strategies 44:30 Some clients explicitly prohibit us from investing in Bitcoin The paper "Don't Bet The Ranch: Hit ratios, asymmetry and breadth" can be found at: https://fulcrumasset.com/insights/investment-insights/dont-bet-the-ranch-hit-ratios-asymmetry-and-breadth/

The Unexpected Benefits of a Declining Stock Market: A Doctor's Perspective In this episode of the Medics' Money podcast, the host welcomes Dr. Simone Bruschi, an ophthalmology consultant, to discuss his intriguing view on market trends and investing. Simone shares his journey from being a self-taught investor to advocating for a long-term, globally diversified index fund strategy. They discuss why a declining market can be advantageous for regular, long-term investors. The conversation also delves into the psychological aspects of investing, the importance of automated investing, and the impact of personal finance education for doctors. Listeners will gain insights into why traditional market timing is challenging and how a disciplined, low-emotion approach to investing can yield significant benefits over time. 00:00 Introduction and Guest Welcome 01:57 Background on the YouTube Comment 02:47 Discussion on Market Timing and Investment Strategies 03:30 Simone's Perspective on Market Trends 09:13 Investment Strategies and Personal Experiences 19:03 Goals and Financial Planning 24:19 Final Thoughts and Conclusion

Join JJ Englert in this week's episode of 'This Week in No-Code + AI' as he hosts Silicon Valley visionary Gaurav Dhillon, the founder and CEO of SnapLogic. Delve into Gaurav's inspiring journey from taking Informatica public to leading SnapLogic, a company now generating over $70 million annually. The discussion covers innovation in AI and cloud computing, the transformation of enterprise tech, and SnapLogic's role in connecting business data through AI.

In this episode of Tomorrow's Best Practices Today, Cari Jaquet—currently CMO at Normalize (acquired by Proofpoint)—joins us to talk candidly about what it really takes to grow as a marketing leader, navigate shifting company stages, and build high-performing teams. From her early days in demand gen to driving BigPanda's unicorn run, Cari reflects on the inflection points, missteps, and mindset shifts that shaped her career.We dive into:- The surprising power of “doing the work” in early-stage startups.- How to recognize when your company is truly ready for a CMO.- Building marketing from 2 people to 11 during a crisis—and what changed.- The underrated skill of knowing when to abandon a campaign.- Using AI as a creative partner (not a replacement).- Transitioning from VP to CMO: mentorship, scorecards, and honest reflection.- Why empathy for sales and customers still defines great marketing.Show Notes: 00:00 – Intro: Meet Cari Jaquet01:38 – Career Path: From Demand Gen to CMO05:48 – Matching Marketing Skills to Company Stage10:39 – Building a Marketing Team from Scratch15:25 – Market Timing and the BigPanda Unicorn Run18:26 – Creative Campaigns During COVID24:10 – Field Marketing and High-Touch Campaigns26:28 – When to Hire a CMO vs. Go Fractional33:54 – AI in Marketing: Hype vs. Help41:47 – Life Outside the Zoom Box-----CONNECT with us at:Website: https://leadtail.com/Leadtail TV: https://www.leadtailtv.com/LinkedIn: https://www.linkedin.com/company/lead...Twitter: https://twitter.com/leadtailFacebook: https://www.facebook.com/Leadtail/Instagram: https://www.instagram.com/leadtail/----#b2bmarketing #b2b

In this episode of The Above Board Podcast, Michael Scott, CFA, and Matt Marcoux, EA, CFP® share a timely replay of their recent client webinar focused on the economic impact of newly announced tariffs. They break down what the headlines actually mean, how markets are reacting, and what it all could signal for investors. You'll also hear tailored strategies for individuals at various stages of retirement planning—whether you're 10 years out, just about to retire, or already enjoying it. With a focus on facts over fear, this episode offers practical guidance to help you navigate market volatility with clarity and confidence. 04:47 Current Market Conditions and Economic Data 08:00 Tariff Impacts and Market Reactions 09:40 Understanding the Why and How of Tariffs 19:49 Potential Outcomes and Future Projections 26:19 Diversification Strategies 27:31 Rebalancing Portfolios 28:50 Market Timing and Adjustments 34:48 Client Group Strategies: 10+ Years to Retirement 37:52 Client Group Strategies: 5 Years to Retirement 39:59 Client Group Strategies: 1 Year to Retirement 41:37 Client Group Strategies: Newly Retired 43:11 Client Group Strategies: Comfortably Retired 45:12 Conclusion and Final Thoughts

Evan Conrad, co-founder of SF Compute, joined us to talk about how they started as an AI lab that avoided bankruptcy by selling GPU clusters, why CoreWeave financials look like a real estate business, and how GPUs are turning into a commodities market. Chapters: 00:00:05 - Introductions 00:00:12 - Introduction of guest Evan Conrad from SF Compute 00:00:12 - CoreWeave Business Model Discussion 00:05:37 - CoreWeave as a Real Estate Business 00:08:59 - Interest Rate Risk and GPU Market Strategy Framework 00:16:33 - Why Together and DigitalOcean will lose money on their clusters 00:20:37 - SF Compute's AI Lab Origins 00:25:49 - Utilization Rates and Benefits of SF Compute Market Model 00:30:00 - H100 GPU Glut, Supply Chain Issues, and Future Demand Forecast 00:34:00 - P2P GPU networks 00:36:50 - Customer stories 00:38:23 - VC-Provided GPU Clusters and Credit Risk Arbitrage 00:41:58 - Market Pricing Dynamics and Preemptible GPU Pricing Model 00:48:00 - Future Plans for Financialization? 00:52:59 - Cluster auditing and quality control 00:58:00 - Futures Contracts for GPUs 01:01:20 - Branding and Aesthetic Choices Behind SF Compute 01:06:30 - Lessons from Previous Startups 01:09:07 - Hiring at SF Compute Chapters 00:00:00 Introduction and Background 00:00:58 Analysis of GPU Business Models 00:01:53 Challenges with GPU Pricing 00:02:48 Revenue and Scaling with GPUs 00:03:46 Customer Sensitivity to GPU Pricing 00:04:44 Core Weave's Business Strategy 00:05:41 Core Weave's Market Perception 00:06:40 Hyperscalers and GPU Market Dynamics 00:07:37 Financial Strategies for GPU Sales 00:08:35 Interest Rates and GPU Market Risks 00:09:30 Optimal GPU Contract Strategies 00:10:27 Risks in GPU Market Contracts 00:11:25 Price Sensitivity and Market Competition 00:12:21 Market Dynamics and GPU Contracts 00:13:18 Hyperscalers and GPU Market Strategies 00:14:15 Nvidia and Market Competition 00:15:12 Microsoft's Role in GPU Market 00:16:10 Challenges in GPU Market Dynamics 00:17:07 Economic Realities of the GPU Market 00:18:03 Real Estate Model for GPU Clouds 00:18:59 Price Sensitivity and Chip Design 00:19:55 SF Compute's Beginnings and Challenges 00:20:54 Navigating the GPU Market 00:21:54 Pivoting to a GPU Cloud Provider 00:22:53 Building a GPU Market 00:23:52 SF Compute as a GPU Marketplace 00:24:49 Market Liquidity and GPU Pricing 00:25:47 Utilization Rates in GPU Markets 00:26:44 Brokerage and Market Flexibility 00:27:42 H100 Glut and Market Cycles 00:28:40 Supply Chain Challenges and GPU Glut 00:29:35 Future Predictions for the GPU Market 00:30:33 Speculations on Test Time Inference 00:31:29 Market Demand and Test Time Inference 00:32:26 Open Source vs. Closed AI Demand 00:33:24 Future of Inference Demand 00:34:24 Peer-to-Peer GPU Markets 00:35:17 Decentralized GPU Market Skepticism 00:36:15 Redesigning Architectures for New Markets 00:37:14 Supporting Grad Students and Startups 00:38:11 Successful Startups Using SF Compute 00:39:11 VCs and GPU Infrastructure 00:40:09 VCs as GPU Credit Transformators 00:41:06 Market Timing and GPU Infrastructure 00:42:02 Understanding GPU Pricing Dynamics 00:43:01 Market Pricing and Preemptible Compute 00:43:55 Price Volatility and Market Optimization 00:44:52 Customizing Compute Contracts 00:45:50 Creating Flexible Compute Guarantees 00:46:45 Financialization of GPU Markets 00:47:44 Building a Spot Market for GPUs 00:48:40 Auditing and Standardizing Clusters 00:49:40 Ensuring Cluster Reliability 00:50:36 Active Monitoring and Refunds 00:51:33 Automating Customer Refunds 00:52:33 Challenges in Cluster Maintenance 00:53:29 Remote Cluster Management 00:54:29 Standardizing Compute Contracts 00:55:28 Unified Infrastructure for Clusters 00:56:24 Creating a Commodity Market for GPUs 00:57:22 Futures Market and Risk Management 00:58:18 Reducing Risk with GPU Futures 00:59:14 Stabilizing the GPU Market 01:00:10 SF Compute's Anti-Hype Approach 01:01:07 Calm Branding and Expectations 01:02:07 Promoting San Francisco's Beauty 01:03:03 Design Philosophy at SF Compute 01:04:02 Artistic Influence on Branding 01:05:00 Past Projects and Burnout 01:05:59 Challenges in Building an Email Client 01:06:57 Persistence and Iteration in Startups 01:07:57 Email Market Challenges 01:08:53 SF Compute Job Opportunities 01:09:53 Hiring for Systems Engineering 01:10:50 Financial Systems Engineering Role 01:11:50 Conclusion and Farewell

Investors are flocking to safe-haven assets amid market turmoil triggered by recent tariff announcements, and global bond yields have sharply declined. Today's Stocks & Topics: ZM - Zoom Communications Inc., Market Timing, ACN - Accenture PLC Cl A, Tariff Fallout: Bond Yields Plummet as Investors Seek Safety, DELL - Dell Technologies Inc. Cl C, Market Wrap, J - Jacobs Solutions Inc., Swing Trading, PANW - Palo Alto Networks Inc., GDL - GDL Fund, IAU - iShares Gold Trust, Oil Prices.Our Sponsors:* Check out Kinsta: https://kinsta.comAdvertising Inquiries: https://redcircle.com/brands

Giving daily market updates or outlooks, providing tactical investment advice, and speculating about how companies will respond to current events are all just coded language for market timing. Today, Paul shares some advice he heard given on a trusted investing show by a professional who represents a large management company. The problem is that the advice is just flagrant market timing. Listen along to hear how the investment industry has been taken over by a market timing epidemic and tried to hide it with different language. Later in the episode, Paul talks tariffs and addresses the question: “Is America anti-European?”   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Take control of your financial future. Learn how to determine the withdrawal rate for your retirement. Should you stick to the classic 4% rule, or is a 5% withdrawal rate possible? Hear why flexibility is key and how different spending approaches can impact your long-term security. Discover the impact of inflation, the pursuit of optimizing Social Security, and how a surprisingly small number of stocks make up about 50% of the S&P 500's total value. Is it possible to time the market, or is participation a more strategic goal? Whether you're years away from retirement or already there, this episode is packed with actionable advice to help you max out without running out. Tune in now as Wes Moss and Christa DiBiase break it all down! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Monika tackles the challenge of using retirement savings wisely. While most people focus on accumulating a retirement fund, the real challenge is making it last. She explains the Money Trinity, a three-bucket strategy that ensures financial security while combating inflation. The Now Fund covers immediate needs, the Next Fund balances safety and growth, and the Future Fund builds long-term wealth. By strategically allocating money across these buckets, retirees can secure their present while letting a portion of their savings grow.Next, she breaks down credit risk, explaining why PSU bank deposits offer lower rates than corporate deposits and how investors can assess financial safety. She discusses credit ratings for companies, countries, and individuals, showing how these indicators help measure the likelihood of default. From evaluating debt mutual funds to understanding the risk-o-meter, Monika shares practical ways to navigate the complexities of fixed-income investments.In the listener Q&A, Lalit Kumar seeks advice on mutual fund selection and systematic transfer plans (STPs). Archanaa Panda questions the negative returns on her lump-sum investment in a balanced advantage fund. Arpita Majumdar, a single mother, asks about withdrawing from NPS and choosing term insurance.Chapters:(00:30 - 06:55) Cracking the Retirement Nest Egg: Strategies for Longevity and Inflation(06:56 - 08:46) Understanding Credit Risk: Deposits, Ratings, and Debt Funds(08:47 - 13:40) Mutual Fund Choices, STP Strategy, and Direct vs. Regular Funds(13:41 - 16:28) Market Timing, Balanced Advantage Funds, and Long-Term Investing (16:29 - 19:49) NPS Withdrawal, Term Insurance, and Financial Planning for Single Momshttp://www.aria.org.inIf you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠Monika's book on mutual funds⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠Monika's workbook on recording your financial life⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠Calculators⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠@MonikaHalan⁠⁠Instagram ⁠⁠@MonikaHalan⁠⁠Facebook ⁠⁠@MonikaHalan⁠⁠LinkedIn ⁠@MonikaHalan⁠Production House: ⁠www.inoutcreatives.com⁠Production Assistant:⁠ Anshika Gogoi⁠

Things in the government are changing but, you already knew that, right? What you may not know is that public student loan forgiveness is still alive and well! Nate Reineke and Ben Utley discuss one pediatrician's five year journey to student loan debt freedom.They also discuss the other listener questions below. A radiologist in Ohio asks if I save my money into a 529, will it grow like my other investments? A family physician in New York wants to know, is there a downside to increasing my usual investments during the recent correction in the stock market since everything “is on sale”? Is this a form of “Market Timing?” A family practice doctor in Seattle poses a tough housing question saying, we want to upgrade our house but have a really low interest rate on our current home - our family is saying to keep our current home as a rental but we don't like the idea of becoming landlords. What should we do?Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. Disclosure: See marketing disclosures at https://www.physicianfamily.com/disclosures

Luis Belmonte is a founding partner at Seven Hills Properties, a real estate development firm with an established track record in commercial, residential and affordable housing projects. As a collective team, Luis and his partners at Seven Hills Properties have developed and redeveloped over 80 million square feet of commercial and residential space valued in excess of $10 billion. This episode is about building yourself and finding your true potential with an inspiring message from Luis. Connect with Luis: lbelmonte@sevenhp.com Books By Luis: https://www.amazon.com/stores/author/B07YF1NGB5?ccs_id=9e487bb2-614a-4353-8849-a90cfaaf5bd5 Highlights: 1:22 - Vietnam to Real Estate 5:58 - Market Timing  15:45 - Being In-charge of The Deal 18:23 - Buying Loans/Office Places, Big Money 24:35 - Words of Wisdom   Quote: "Everybody should do a thorough analysis of their own personality." "Find what fires you up."   Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

In this episode, we sit down again with Keith Coghlan, Executive Chairman of European Metals Holdings, to discuss the latest strategic developments surrounding the Cinovec lithium project in the Czech Republic. Recently designated as a strategic project by both the Czech government and the European Commission, Cinovec is gaining significant momentum. Keith shares insights into what these classifications mean, including streamlined permitting, substantial financial backing, and increased investor confidence. We also dive into the critical role of EMH's partner ČEZ, the company's path toward securing funding from the EU's €2 billion critical minerals fund, and how shifting geopolitical dynamics are shaping the future of lithium supply in Europe. CHAPTERS

Title: ⏰ Synergy Traders #56: Mastering the Trifecta: Price Action, Market Timing & Momentum with Hima Reddy of HimaReddy.com   Recorded on as part of the Synergy Traders #56: "7th Annual Women Teach Trading And Investing 2025 Conference" hosted by TradeOutLoud and TimingResearch.   The full event archive is available here: https://link.timingresearch.com/ArchiveST56   Bonus...   • [AD] Report: MAGA Stocks (10 Stocks Experts Are Picking to Explode) https://timingresearch.com/MAGAReportMar25   • [AD] PDF: 5 High-Yield Growth Stocks https://link.timingresearch.com/LR9internal   • [AD] eBook: Best Tools for 2025 https://timingresearch.com/CEB6   Terms and Policies: https://timingresearch.com/policies/  

Think you can outsmart the stock market? Think again! Investors who chase market highs and lows often lose out on long-term gains. This episode reveals why emotional decisions and frequent trading are draining your wealth, and how a simple, steady approach can help you build a strong, diversified portfolio. You'll learn why staying invested matters, how compounding grows your wealth over time, and the hidden trading costs that can quietly sabotage your success. Stop second-guessing yourself every time the market shifts—investing doesn't have to be complicated. Ready to get serious about smart investing strategies? Let's dive in. Key Takeaways: Timing the market rarely works and often leads to missing out on the best days for returns Frequent trading can rack up hidden costs and higher taxes, hurting your portfolio Compounding is your most powerful ally—let it work its magic by staying invested

On episode 163 of Ask The Compound, Ben Carlson and Duncan Hill discuss why market timing is a bad idea, letting winners ride, keeping or selling rental property, preparing for a regional recession, and much more! Submit your Ask The Compound questions to askthecompoundshow@gmail.com! Subscribe to The Compound Newsletter for all the latest Compound content, live event announcements, find out who the next TCAF guest is, get updates on the latest merch drops, and more! https://www.thecompoundnews.com/subscribe If you're a financial advisor, sign up for advisor-focused content at: https://www.advisorunlock.com/

Asteroid mining is making a comeback. It may sound futuristic, but some startups are betting on a viable and economic path to making it a reality and investors are taking notice. One of those companies is Karman+, and this week, I'm joined by its Co-Founder, Daynan Crull. Enjoy!  

Ever wonder if all those market buzzwords—overvalued, undervalued, fear, greed—are just dressed-up ways to say "time the market"? In a world where it's easy to get spooked by the news and want to sit on the sidelines, let's get real about market timing. Let's break down the concept of market timing and discuss how to navigate the market with clarity.This episode is on YouTube: https://youtu.be/ZV-tF62eB_QSend us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram

Highlights from this week's conversation include:Early Aspirations: Becoming a Doctor (1:09)The Shift to Business Studies (3:54)Father's Influence on Career Path (4:39)Interest in Statistics and Psychology (6:47)Networking and Early Career (10:24)Developing a Passion for Data (12:09)Joining a Startup Accelerator (17:30)Data and Engagement Metrics (21:39)Lessons on Data Fidelity (23:40)Entrepreneurial Journey in a VC-Backed Incubator (26:15)Software Engineering School Initiative (30:21)Growth and Market Timing (35:08)Post-Exit Consultancy Experience (36:36)Finding RudderStack (38:53)  Behavioral Data Revolution (40:44)Advice for Aspiring Product Managers (44:20)Understanding Customer Pain Points (46:29)Final Thoughts and Takeaways (47:03)The Data Stack Show is a weekly podcast powered by RudderStack, the CDP for developers. Each week we'll talk to data engineers, analysts, and data scientists about their experience around building and maintaining data infrastructure, delivering data and data products, and driving better outcomes across their businesses with data.RudderStack helps businesses make the most out of their customer data while ensuring data privacy and security. To learn more about RudderStack visit rudderstack.com.

Overcoming First-Time Flip Challenges with Real Estate Investor: Stefan Valentino   In this episode of the Real Estate Investor Growth Network podcast, host Jen Josey welcomes REIGN member Stefan Valentino to discuss his first major real estate flip. Stefan shares his journey from finding the property through a wholesaler to transforming it into a profitable investment. They delve into key topics such as effective strategies for evaluating and financing deals, and the unexpected challenges faced during the renovation process, including a problematic pool and the need for a new roof. With practical insights and personal anecdotes, Stefan's story provides valuable lessons for both new and seasoned real estate investors.   00:00 Introduction to REIGN and Today's Episode 01:07 Badassery Bestowment: Vetting a Property Manager 03:27 Guest Introduction: Stefan Valentino 04:42 Stefan's Real Estate Journey 06:38 The Major Flip Project Overview 11:28 Financing and Initial Challenges 12:47 Rehab Process and Unexpected Issues 14:44 Lessons Learned and Final Thoughts 23:49 Flipper Force: A Game Changer for Business 25:03 Listing Strategy and Market Timing 26:30 Negotiation and Offer Acceptance 28:35 Inspection Period and Final Numbers 33:46 Networking and Building Confidence 36:00 Badass Acronym: Book and Advice 38:50 Badass Acronym: Drive and Aspiration 39:58 Badass Acronym: Systems and Success 42:46 Conclusion and Final Thoughts   IG - @stefan.valentino  @primeqprop  Website - www.primeqprop.com Email - stefan@primeqprop.com   30 Day Free Trial FlipperForce: https://www.flipperforce.com/?_go=reign   To learn more about Jen Josey, visit www.TheRealJenJosey.com To join REIGN, visit www.REIGNmastermind.com Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby

Ben Brady provides a thorough analysis of the February real estate market across various U.S. regions. Dive into the performance nuances of Harcourts Auctions, from unexpected auction successes to the challenges of traditional sales in diverse locales. Explore the differences in market dynamics from Southern California's record-breaking sales to the stalling markets of Southern Florida and Denver.Ben shares his firsthand observations and strategic adjustments made in response to fluctuating interest levels and pricing challenges. The discussion covers a spectrum of properties, from luxury homes to budget condos, reflecting on how each segment responds differently to current market conditions.Gain insights from Ben's narrative on the importance of pricing strategy, market timing, and honest client communication to navigate a complex and variable real estate landscape. Timestamps guide you through an engaging breakdown of regional trends, strategic outcomes, and future market predictions.Timestamps & Key Topics:[00:00:00] - Overview of February's Market Performance[00:00:30] - High-Value Auction Success Stories in California[00:02:04] - Comparative Analysis of Similar Properties with Differing Outcomes[00:03:10] - Challenges in Lower-Priced Markets and Unexpected Buyer Behaviors[00:04:48] - Regional Focus: From the Pacific Northwest's Stability to Texas's Mixed Results[00:06:03] - Effective Communication Strategies with Sellers in Tough Markets[00:07:08] - The Impact of Market Timing on Property Sales[00:08:41] - Closing Remarks and Market Outlook

Das Leben ist voller Risiken – das gilt auch für die Geldanlage an den Kapitalmärkten. Eine angemessene Rendite erfordert stets ein gewisses Maß an Risiko. Wie Sie Risiken im Portfolio auf ein vertretbares Maß reduzieren können, ohne dabei zu viel Performance einzubüßen, erfahren Sie in dieser Podcast-Folge von Karl Matthäus Schmidt, CEO der Quirin Privatbank und Gründer der digitalen Geldanlage quirion. Karl beantwortet folgende Fragen: • Wo liegt die Risikobereitschaft von Schmidt auf einer Skala von 1 bis 10? (1:11) • Hat sich die Risikobereitschaft im Laufe der Jahre verändert? Ist der CEO eher risikobereiter geworden oder nimmt er die Risiken aus dem Alltag raus? (1:48) • Welche grundsätzlichen Risiken gibt es, wenn man sein Geld an der Börse anlegt? (2:54) • Abseits von Aktien, welche Risiken gibt es bei anderen Anlagen? (4:33) • Wie diversifiziert die Quirin Privatbank ihre Portfolios? (5:37) • Was ist mit bescheidenem, aber ambitioniertem Risikomanagement gemeint? (6:22) • Was bedeutet Diversifikation für ein Portfolio? (8:35) • Wie sieht ein gut diversifiziertes Portfolio aus? (9:56) • Wie viele Anlageklassen sollte ein erfolgreiches Portfolio innehaben? (11:16) • Welche Rolle spielen ETFs bei der Diversifikation? (12:34) • Der norwegische Staatsfonds hat eine Aktienquote von 60 % und hält diese auch konsequent bei. Wie erfolgreich war er damit? (13:27) • Was können Anlegerinnen und Anleger aus dem Erfolg des norwegischen Staatsfonds für das eigene Risikomanagement ableiten? (14:52) • Was hat es mit dem Wertschwankungsausgleich auf sich? (15:35) • Ist es nicht unlogisch, wenn immer wieder genau die Positionen verkauft werden, die besonders gut gelaufen sind und man die Werte, die schlecht gelaufen sind, nachkauft? (17:02) • Wo wird Schmidt sein Rebalancing vornehmen, da er auf dem Weg Richtung 60 ist? Weniger Mountainbike, mehr Schach? (18:00) Gut zu wissen: • Die Risikobereitschaft verändert sich mit der Zeit und hängt oft von der persönlichen Lebenssituation ab. • Börsenanlagen bergen verschiedene Risiken, darunter Konjunktur-, Zins- und Insolvenzrisiken. • Nicht jede Anlage ist gleich riskant – Aktien, Anleihen und Rohstoffe haben unterschiedliche Risikoprofile. • Ein Kursverlust von z. B. 40 % kann unterschiedlich gefährlich sein. Während sich ein breit gestreutes Portfolio mit hoher Wahrscheinlichkeit erholt, bleiben Verluste bei Einzelaktien unter Umständen dauerhaft. • Richtig diversifizieren bedeutet, das Risiko zu senken, ohne Renditechancen zu opfern. Wer nur die Aktienquote reduziert und mehr Anleihen ins Depot nimmt, mindert zwar Schwankungen, aber auch das Wachstumspotenzial. Entscheidend ist eine breite Streuung über verschiedene Anlageklassen. • Das Marktportfolio gilt als effizienteste Struktur für eine langfristig stabile Geldanlage mit optimalen Ertragschancen. Es besteht aus Aktien und Anleihen mit insgesamt sieben Faktoren – ETFs bieten hier eine kostengünstige Lösung. • Studien zeigen: Crash-Prognosen sind unzuverlässig. Wer versucht, Abschwünge vorherzusehen und sich rechtzeitig abzusichern, riskiert langfristig eine schlechtere Rendite. • Disziplin ist der wichtigste Beitrag, den Anlegerinnen und Anleger selbst zum Anlageerfolg beitragen können. Hierzu gehört, die einmal gewählten Aktien- und Anleihequoten konsequent beizubehalten. • Ein zeitlich festgelegtes Rebalancing ist eines der wichtigsten Instrumente des Risikomanagements: Es stellt sicher, dass Aktien- und Anleiheanteile im Portfolio wieder ins Gleichgewicht gebracht werden. Folgenempfehlung: Folge 202: Gewinner und Verlierer im Depot – macht eine breite Diversifizierung wirklich Sinn? https://www.quirinprivatbank.de/anlegerwissen/podcast/podcast-folge-202 -----

Irene Chen and Matthew Grenby are the co-founders of Parker Thatch, a luxury handbag and accessories brand they bootstrapped to 8-figures over the course of 20 years. Matt's expertise spans tech, design, and marketing, while Irene brings deep fashion industry knowledge from working with powerhouse brands like Donna Karan and Calvin Klein.In this episode of DTC Pod, Matt and Irene share how they navigated the shift from an e-stationery startup to eventually finding product-market fit with their signature luxury bags. They discuss key lessons learned in bootstrapping—the importance of market timing, how to manage inventory risks, and why flexibility and systems are critical when growing a brand.Interact with other DTC experts and access our monthly fireside chats with industry leaders on DTC Pod Slack.On this episode of DTC Pod, we cover:1. Founding and Evolution of Parker Thatch2. Initial Business Concepts and Pivots3. Strategies for Managing and Allocating Inventory4. Importance of Flexibility in Business Operations5. Bootstrapping and Capital Allocation6. Building Systems for Scalability7. Marketing and Demand Generation Strategies8. Community and Customer EngagementTimestamps00:00 Matt and Irene's backgrounds before Parker Thatch 06:55 Starting an e-stationery business in 200007:43 Pivoting to selling physical stationery and home goods 9:00 Lessons on market timing and pivoting when starting a business11:51 Changing company name from iomoi to Parker Thatch13:52 Creating Parker Thatch's debut handbag18:19 Bootstrapping, capital allocation, inventory decisions22:08 Why early business success depends on flexibility and testing25:53 Introducing leather bags and streamlining production29:10 Why small businesses fail without systems32:29 Shifting to systems thinking to enable business growth35:07 Marketing strategies to drive customer demand37:01 Building community and brand identity around "functional luxury"42:34 Relationship dynamics as husband and wife co-founders45:55 Key focuses for 2025 and beyond with PTTV 47:48 Where to find and connect with Parker ThatchShow notes powered by CastmagicPast guests & brands on DTC Pod include Gilt, PopSugar, Glossier, MadeIN, Prose, Bala, P.volve, Ritual, Bite, Oura, Levels, General Mills, Mid Day Squares, Prose, Arrae, Olipop, Ghia, Rosaluna, Form, Uncle Studios & many more.  Additional episodes you might like:• #175 Ariel Vaisbort - How OLIPOP Runs Influencer, Community, & Affiliate Growth• #184 Jake Karls, Midday Squares - Turning Your Brand Into The Influencer With Content• #205 Kasey Stewart: Suckerz- - Powering Your Launch With 300 Million Organic Views• #219 JT Barnett: The TikTok Masterclass For Brands• #223 Lauren Kleinman: The PR & Affiliate Marketing Playbook• ​​​​#243 Kian Golzari - Source & Develop Products Like The World's Best Brands-----Have any questions about the show or topics you'd like us to explore further?Shoot us a DM; we'd love to hear from you.Want the weekly TL;DR of tips delivered to your mailbox?Check out our newsletter here.Projects the DTC Pod team is working on:DTCetc - all our favorite brands on the internetOlivea - the extra virgin olive oil & hydroxytyrosol supplementCastmagic - AI Workspace for ContentFollow us for content, clips, giveaways, & updates!DTCPod InstagramDTCPod TwitterDTCPod TikTok  Irene Chen and Matthew Grenby -  Co-Founders of Parker ThatchBlaine Bolus - Co-Founder of CastmagicRamon Berrios - Co-Founder of Castmagic

MotorTrend's Ed Loh & Jonny Lieberman sit down with Scout Motors President & CEO, Scott Keogh! The guys discuss Scout's Reemergence into the Market with the Scout Traveler SUV & Terra Truck, Market Demand for EREVs, their Unique Electrification Strategy, Community UX Infotainment System, Consumer Reception, and How Their Plan to Refresh on the Modern American Truck & SUV Market.0:08 - The Vision Behind Scout's Revival.3:36 - Understanding Electric Range Extended Vehicles (EREVs).8:54 - Market Timing and Consumer Demand for EREV SUVs.9:11 - Getting a Look at the Scout Traveler & Scout Terra.12:00 - The Evolution of Scout's Electrification Strategy13:08 - Technical Considerations of EREVs vs. Pure EVs.17:55 - Consumer Reception and Market Insights.19:48 - Multi Platform Approach.23:10 - Understanding Customer Habits.27:17 - Understanding Scout Motors' Relationship with Volkswagen.31:17 - Navigating Complexity in EREVs.35:15 - The Role of Traditional Manufacturers in EV Transition.39:34 - User Experience and Community Engagement.41:11 - Direct To Consumer Sales Approach.44:07 - Innovative Design Choices in Scout Motors.51:02 - Community UX Infotainment System, Software Architecture and Over-the-Air Updates.56:54 - Brand Identity and Market Positioning.01:00:42 - Future Models and Market Strategy.01:04:32 - Challenges and Opportunities in the Truck & SUV Market.01:08:40 - Building an American Brand for the Future.

Episode 100 of The Best Interest Podcast! This is a celebratory and reflective milestone featuring guest shout-outs, listener-favorite clips, and a discussion on the show's evolution. Jesse shares the podcast's origins, his journey from aerospace engineering to financial planning, and how the podcast nearly faded before finding renewed purpose in 2023. Throughout the episode, Joe Saul Sehy, Brian Feroldi, Paula Pant and other past guests are featured, shouting out The Best Interest and their own work, you'll certainly want to check out.  To celebrate, listeners wrote in with some of their favorite clips, including Jeremy Schneider's discussion with Jesse on his “7 Deadly Sins of Investing” from episode 70. Of course, Jesse's AMA's have been incredibly popular, so segments are featured from episodes 81 and 96 where Jesse answered questions about diversification, patience, and risk management.  Thanks, listeners, for supporting the podcast's first 100 episodes. We look forward to the future of "Personal Finance for Long-Term Investors."   Key Takeaways:• Relying solely on one asset class, such as large-cap U.S. stocks, increases risk and limits flexibility in different market conditions. • No asset class can outperform indefinitely; over time, returns tend to move back toward historical averages. • Holding international stocks can help balance risk, as different regions perform well at different times. • Just because a strategy has worked for years doesn't mean it will continue to do so; market conditions evolve. • As retirement nears, reducing portfolio volatility becomes more important, and diversifying helps protect against severe downturns. • The best strategy involves preparing for uncertainty, adjusting portfolios based on personal financial goals rather than chasing recent winners.   Key Timestamps:(03:43) Reflections on the Journey (15:15) Rebranding Announcement (19:44) Highlighting the Best Clips (38:53) The Importance of Indexing and Market Timing (40:52) Understanding the CAPE Ratio (45:12) The Risks of Timing the Market (51:45) Dollar Cost Averaging vs. Lump Sum Investing (54:42) Diversification: Why It Matters   Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, long term investors, Joe Saul Sehy, Brad Barrett, Nick Maggiulli, Justin Peters, Jeremy Schneider, Doug Cunnington, Joel Larsgaard, Paula Pant, andy Hill, Steve Adcock, Dan Otter, Brian Feroldi, episode 100, celebration, millionaire money habits   Mentions:Joe Saul Sehy: https://joesaulsehy.com/ Brad Barrett: https://choosefi.com/ Nick Maggiulli: https://ofdollarsanddata.com/ Justin Peters: https://www.tsirpodcast.com/ Jeremy Schneider: https://www.instagram.com/personalfinanceclub/?hl=en Doug Cunnington: https://milehighfi.com/ Joel Larsgaard: https://www.howtomoney.com/about-us/joel-larsgaard/ Paula Pant: https://affordanything.com/ Andy Hill: https://marriagekidsandmoney.com/about/ Steve Adcock: https://steveadcock.us/ Dan Otter: https://teachandretirerich.com/ Brian Feroldi: https://www.youtube.com/@BrianFeroldiYT    More of Personal Finance for Long-Term Investors:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog Personal Finance for Long-Term Investors is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Invertir no solo es cuestión de elegir los activos adecuados, sino también de decidir cuándo entrar y salir del mercado. Muchos inversores creen que, si logran acertar el momento exacto, conseguirán mejores resultados. Suena bien en teoría, pero la realidad es que predecir el mercado con precisión es casi imposible. Intentar hacerlo puede llevar a pérdidas, estrés innecesario y, en muchos casos, a decisiones que acaban restando rentabilidad.En este episodio especial exploraremos junto a Jordi Mercader, CEO de inbestMe, el concepto demarket timing, su dificultad y sus implicaciones, y lo contrastamos con la estrategia de mantenerse invertido a largo plazo, eltime in the market.RECURSOS MENCIONADOSGráficos mencionados durante el episodioMINUTAJE‘0 Intro: el juego del dedo en el brazo‘2Market timing vs.time in the market: ¿por qué estadísticamente es mejor quedarse en el mercado en vez de intentar acertar las entradas y salidas?El mercado tiende a subirElperfect timing no existe. Y si existe, no saca tanta ventaja a largo plazo - ejemplos de los 3 gemelos y del covidSi hacesmarket timing has de acertar muchas vecesLos más volátiles pasan, muchas veces, cuando menos te lo esperasEl gran impacto de perderte los mejores díasEl inversor medio saca prácticamente la mitad de rentabilidad que el mercadoLos periodos de subidas son, de media, 5 veces más largos y caso 7 veces más profundos que los de bajadas'24 ¿Esto solo es válido a largo plazo? ¿Qué hago si necesito ese el dinero antes de 3 años?'26 ¿Qué hacer si de repente el mercado cae?'34 ¿Cómo inbestMe puede ayudarte a invertir?'38 ¿Qué hago con mi especulador/@ interior? ¿En qué caso tiene sentido “sacarlo a pasear”?'43 La cuenta atrás exprés___¡Gracias por escuchar Educa Tu Dinero! Si quieres ponerte en contacto con nosotros o resolver alguna duda escríbenos a podcast@bfs-ief.com o visita nuestra webwww.iefweb.org

Jeremy Au discussed three key insights on Southeast Asia venture capital. First, he highlighted the "Series B Valley of Death," where local funds support pre-seed to Series A, and global investors focus on later stages, but Series B and C funding gaps force startups into aggressive cost-cutting or revenue expansion. Second, he emphasized the importance of timing in venture bets, arguing that startups must be positioned in the right economic window—neither too futuristic nor too late—illustrating with examples like AI-driven call centers in the Philippines and Vietnam's emerging luxury goods market. Third, he discussed how VCs balance two roles—judging founder potential and adding value—to maximize the likelihood of building unicorns - where startups adapt and learn quickly using the Lean Startup and OODA loops, with  examples from sectors like HR tech, AI call centers, and consumer goods. Watch, listen or read the full insight at https://www.bravesea.com/blog/series-b-valley-of-death Get transcripts, startup resources & community discussions at www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea English: Spotify | YouTube | Apple Podcasts Bahasa Indonesia: Spotify | YouTube | Apple Podcasts Chinese: Spotify | YouTube | Apple Podcasts Vietnamese: Spotify | YouTube | Apple Podcasts

This video explains why trying to time the market is a risky and often costly strategy for investors. It highlights how emotional decision-making, fear, and greed lead to buying high and selling low—hurting long-term returns. Historical data shows that missing just a few of the market's best-performing days can drastically reduce overall gains. Instead of market timing, experts emphasize the benefits of a disciplined, long-term investing approach focused on diversification and staying invested. The key takeaway: time in the market beats timing the market.   Retire Pilots - https://retirepilots.com   Get your FREE Retirement Toolkit - https://d74164fb.pages.infusionsoft.net/   Pilot Tax - https://pilot-tax.com/   The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2

Karsten Jeske (Big Ern) and Paul Merriman engage in a lively debate about Small Cap Value Investing versus Broad Market Strategies.Should you tilt your portfolio toward small-cap value to capture a potential risk premium, or is sticking with broad-based funds like VTSAX the more reliable approach? With decades of financial expertise, Karsten and Paul offer opposing yet insightful perspectives to help you refine your long-term investment strategy.Watch and Subscribe on YouTubeIn This Episode, We Discuss: 1️⃣ Small Cap Value Premium:

We use the dynamic conditional correlation (DCC) model to estimate daily-frequency mutual fund betas. Compared to traditional estimates, daily betas better capture changes in fund risk stemming from daily fund trading activity. Based on these beta estimates and a two-stage estimation procedure, we find significant evidence of market timing ability among actively managed U.S. equity funds that is not apparent via standard approaches. Unlike traditional measures, our timing estimates correlate positively with fund performance. Market timing is especially evident during down markets, with successful timers exhibiting low downside risk. Timing ability persists across time and attracts investor flows.

TRAILERWelcome to episode 77 of the One for the Money podcast. Happy New Year as well as this episode is airing on Jan 1st, 2025. Crazy how time flies. I am both glad and grateful you have taken the time to listen. In this episode, I'll share the biggest lessons I have learned in over 25 years as an investor.In the tips, tricks, and strategies portion, I will share a tip regarding setting financial goals.In this episode...The Importance of Starting Early [3:27]The Power of Paying Yourself First [4:19]Market Timing is a Fool's Errand [5:36]The Need for Proper Planning & Tax Strategy [8:02]Spending While You Are Healthy [12:11]MAINI've been investing in the stock market for a little more than 25 years and I've learned a lot about investing and building wealth during that time so I thought it might be helpful for me to share the biggest lessons I've learned at my silver jubilee investing anniversary. But first, I should share that I was introduced to the stock market by accident. I was told by a university guidance counselor that graduate schools and future employers expected those they accepted to be well-read and that one should read the paper every day. After that guidance every day I would grab our local paper and read the current events in the world which would feature such things as natural disasters, politics, wars, etc. I would then skip over the business section to review the sports section. However, as I turned the pages on the business section I often wondered what all of these abbreviations and numbers represented. I learned later that these represented companies that the general public could invest into. Well, one day the newspaper advertised a free investing seminar at the public library in the city closest to my small town. I attended the presentation and it was incredibly interesting. The gentleman who presented spoke of one Warren Buffett and how the stock market was the way to build wealth. At the time of this investing seminar, Warren Buffet's company Berkshire Hathaway had a stock price of a whopping ~$60,000 per share. If you think that's amazing today a single share of Berkshire Hathaway stock is over $700,000.A short time after I was introduced to investing, it seemed the rest of America became interested due to the dot com era. At the time the World Wide Web was a new phenomenon and the stock market rocketed higher. The stock market eventually crashed down to earth, but despite the volatility, I became very interested in investing. These experiences started my journey into investing and here a little over 25 years later are the biggest lessons I have learned about investing and building wealth. The first lesson I've learned in my 25 years is that little actions have massive consequences when given time. In other words, it is WAY more important to start investing than the actual amount you have to invest. Every little dollar can grow to mind-boggling sums given time. One of the best examples I share with clients is that of an apple seed. It's hard to conceive that this tiny little seed could grow into a large tree that could produce thousands of apples, and yet that's exactly what it can do, of course, given the critical ingredient of time. But your wealth can't grow if you don't plant the seeds to start with.As the old proverb goes - The best time to plant a tree was 20 years ago; the second best time is now. As you get older you usually can make more money but you can never get more time!The second lesson I've learned in my 25 years is understanding how paying yourself first makes all the difference. As Warren Buffett said so well “Do not save what is left after spending; spend what is left after saving.” People who know how to manage their cash flow have the best life in the future. They have more freedom, more...

In this episode we answer emails from John, Jane and Christoph.  We discuss financial and non-financial considerations when transitioning to retirement, the alternative investment strategy fund QSPNX, and revisit why you should not try to time bond investments anymore than you should try to time the stock market. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:  Choose FI Episode 508 With Yours Truly:  508 | 5% SWR, Revealed Preferences, and the 3 Stories | Frank Vasquez QSPNX Fund Summary:  AQRFunds - AQR Style Premia Alternative FundQSPNX Main Page:  AQR Style Premia Alternative Fund - QSPNXAmusing Unedited AI-Bot Summary:What if your retirement could be as thrilling as a holiday adventure? Tune into our pre-Christmas special on Risk Parity Radio, where we unravel the secrets to crafting a financially stable and fulfilling retirement. Join us as we dissect eight unique sample portfolios, responding to John's burning questions about transitioning to a risk parity approach. We celebrate John's upcoming retirement by sharing actionable insights from personal experiences, setting the stage for a journey filled with financial clarity and exciting new opportunities.Ever wondered how to make your retirement years truly rewarding? Discover the art of lifestyle planning as we weigh the merits of covered call strategies against the traditional buy-and-hold approach. From embarking on early adventure travels to finding joy in volunteering or teaching, we guide you in aligning your financial strategies with your life goals. This is not just about numbers; it's about crafting a retirement that's as enriching as it is financially sound, ensuring your golden years shine brightly.As we wrap up, we dive into the AQR Style Premia Alternative Fund's niche role in a risk parity portfolio. With a pinch of humor and a dash of nostalgia, we navigate listener emails, including a lighthearted reflection on childhood mishaps and classroom blunders. We end on a playful note, reminding you to embrace the imperfections and enjoy the whimsical side of life. Remember, while our advice aims to enlighten, always turn to your trusted advisors for personalized guidance.Support the show

Join us as Darius Dale, the visionary founder of 42 Macro, unveils his innovative approach to navigating the stormy seas of macro risk management. Discover why traditional market strategies are often shackled by outdated methodologies, and learn how 42 Macro is revolutionizing the field by closing the information gap between Wall Street and Main Street. Darius shares his captivating journey, highlighting the unpredictable events and rapid changes that have shaped the markets in recent years, from the COVID-19 pandemic to dramatic rate hikes.Explore the evolution of market risk management through the lens of real-time analysis and the power of "nowcasting." As we dissect the limitations of conventional fundamental research, Darius emphasizes the importance of observation over prediction and presents zero DTE options and ETFs as natural evolutions in today's financial landscape. Drawing on the strength of momentum as a key force in asset markets, he provides a compelling argument for its role in successful market timing, challenging the age-old skepticism about its effectiveness.In this episode, we also touch on pressing risks and trends, such as the potential for an "equity winter" and the ramifications of fiscal retrenchment. We delve into the complexities of the federal budget, political influences, and global market dynamics, offering insights into how these factors could reshape economic stability. With Darius's expert perspective, you'll gain a deeper understanding of the nuanced landscape of market risks, the Federal Reserve's role, and the broader implications of U.S. election policies. Tune in to arm yourself with the knowledge needed to navigate today's intricate financial environment.The content in this program is for informational purposes only. You should not construe any information or other material as investment, financial, tax, or other advice. The views expressed by the participants are solely their own. A participant may have taken or recommended any investment position discussed, but may close such position or alter its recommendation at any time without notice. Nothing contained in this program constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments in any jurisdiction. Please consult your own investment or financial advisor for advice related to all investment decisions. Sign up to The Lead-Lag Report on Substack and get 30% off the annual subscription today by visiting http://theleadlag.report/leadlaglive. Foodies unite…with HowUdish!It's social media with a secret sauce: FOOD! The world's first network for food enthusiasts. HowUdish connects foodies across the world!Share kitchen tips and recipe hacks. Discover hidden gem food joints and street food. Find foodies like you, connect, chat and organize meet-ups!HowUdish makes it simple to connect through food anywhere in the world.So, how do YOU dish? Download HowUdish on the Apple App Store today:

On today's podcast: 0:56 Retirement Planning and Purpose 5:15 Finding Meaning Beyond Work 6:10 The Value of Part-Time Engagement 9:54 Navigating Retirement Accounts 14:09 Deciding on Roth Conversions 18:30 Market Timing and Investment Strategy 24:32 Understanding Fund Diversification 30:46 Adjusting Portfolio Allocations 34:55 Smart Roth IRA Contributions 37:32 Managing Risk in Retirement Planning 41:38 Choosing the Right Financial Advisor Learn more about your ad choices. Visit megaphone.fm/adchoices

"Work hardest when times are best, not worst" - this counterintuitive philosophy helped Brock Boyd build a 25-year tech recruitment empire that's survived three major market crashes. When Brock Boyd started his recruitment firm in 1998, he ran his business from his bedroom in a shared house, where suited colleagues would show up to work daily - sometimes while he was still sleeping from late-night prospecting.  Today, 25 years later, he's a member of the prestigious Pinnacle Society leading an international tech sales recruitment practice. Through multiple market cycles - from the dot-com crash to 2008's recession to today's tech slowdown - Brock has built Career Management Inc. (CMI) into a sustainable business while developing wealth-building principles that have given him true financial freedom. Episode Outline and Highlights: [01:49] How a friend needing a ride to a job fair led to recruitment. [04:27] Taking the entrepreneurial leap after just 11 months! [10:47] Recalling the early days: Cold calling from his bedroom while colleagues showed up in suits. [15:26] Discussion of peak performance periods: 1999-2000 and 2021-2022. [18:17] Focus on resilience: Surviving 2002 and the $63,000 bankruptcy challenge [24:22] "I work by far the hardest in the best of times" - Brock's contrarian business philosophy [27:47] Smart financial moves most recruiters miss: The "two boulders" theory [38:51] How to retire early as recruiters: The three key factors [54:56] Tech stack deep dive: What works in modern recruitment [1:03:19] Understanding market cycles: "It's like winter and spring will come" Building a Recession-Proof Tech Sales Recruitment Practice After being hired by a staffing firm, Brock launched his own business after only 11 months! He had a fascinating story of finding his way into permanent staffing without really having much of a background before starting his recruitment firm. From solo operator to leading an international team, Brock has built Career Management Inc. (CMI) into a sustainable practice over 25 years. Starting with just three clients in 1998, he strategically evolved from general sales to specialized tech sales recruitment. Here is his firm's current structure: 3.5 full-desk recruiters (US-based) 2.5 candidate-focused recruiters International support team across Argentina, Colombia, Philippines, and India Support staff handling administrative and database work Below are the key success factors that helped his business thrive over the years, through multiple market cycles, including the dot-com crash, the 2008 recession, and the current tech slowdown, while growing sustainably through each recovery. Early specialization in tech sales (higher fees vs general sales) Lean operations during growth years Strategic investment in revenue-generating tools Counter-cyclical work approach: highest effort during boom markets Maintaining core tools during downturns while cutting non-essential costs Personal Finance & Wealth Building for Recruiters A topic that resonates well with me is how Brock gives value to personal finance and wealth building for people in the recruitment industry. Most successful recruiters earn exceptional income, yet struggle to build lasting wealth in the long term. Brock has been a great example of turning his recruitment earnings into true financial freedom through disciplined investing and smart money management. He shared his mindset and strategies on how he balances his investment strategy with different instruments and risks.  Below are some core best practices he shared on the topic of personal finance: Keep lifestyle expenses well below earnings, especially in good years Never invest more than 10% of total assets in any single investment Maintain substantial cash reserves to buy assets during downturns Focus on three key areas: work earnings, investment earnings, and lifestyle costs "The further below your earnings your lifestyle and spending are, the faster you're going to get to financial freedom. And the closer they are, or God forbid they're overlapped in the wrong direction, then the further away that is." This disciplined approach has helped Brock build sustainable wealth through multiple market cycles while many recruiters, despite high earnings, struggle with long-term financial security. “Working Hardest in the Best of Times” "Work hardest when times are best, not worst" - this counterintuitive philosophy helped Brock Boyd build a 25-year tech recruitment empire that's survived three major market crashes.  Brock's work ethic revolves around maintaining resilience through challenging times while recognizing the role of external factors. Uniquely, Brock works hardest during prosperous times, moderately during stable periods, and least during downturns. He views this approach as a strategic response to the opportunity cost, focusing energy where returns are likely highest. This pragmatic mindset helps him stay balanced and focused despite industry fluctuations. Disclaimer: This podcast does not provide financial or tax advice; listeners are encouraged to consult a qualified professional for personalized guidance.   Brock Boyd Bio and Contact Info  Brock has served as President/Chief Executive Officer since founding Career Management, Inc. in April 1998. His aggressive pursuit of face time with the staffing industry's leading experts led him to become the youngest member on the Board of the National Association of Personnel Services in 2001. To date, Brock has completed over 500 successful searches. In May of 2000, he was featured in the NAPS newsletter for his accomplishments and vision.    In addition, he received his CPC (Certified Personnel Consultant) designation in 2003. He has also produced and delivered seminars on interviewing skills (for candidates seeking positions as well as hiring managers). He has been hired to deliver sales training to multiple companies as well as consulting several companies on the process of building/hiring a sales organization from scratch.   Brock graduated from Old Dominion University where he was a NCAA Division I Collegiate Wrestler. He lives in Vienna, VA with his wife and son. Brock Boyd on LinkedIn  CMI (Career Management Inc) website  People and Resources Mentioned Bullhorn (ATS) LinkedIn Recruiter LinkedIn Sales Navigator Prospect Ladder  Lusha  ZoomInfo  Pinnacle Society  S&P 500 Index   Connect with Mark Whitby Get your FREE 30-minute strategy call Mark on LinkedIn Mark on Twitter: @MarkWhitby Mark on Facebook Mark on Instagram: @RecruitmentCoach   Subscribe to The Resilient Recruiter If you've been enjoying the podcast, please take two minutes to leave a review. Your review is greatly appreciated because it helps us attract a bigger audience and help more recruiters.

The podcast is dedicated to answering questions about:  Target date funds:  “Do you think someone that simply maxes out their retirement accounts with target date funds and total market funds will be “fine”? Selecting a distribution strategy:  What advice can you give to a DIY investor who is trying to decide what to do about how they access their money to live on and how much to take out? Buy and Hold vs. market timing:  I believe in buy and holding  index funds, with low expenses. I don't think I need to pay an investment advisor to help me do that.  I see the Merriman Wealth Management firm offers buy and hold and market timing services and charges AUM fees.  This is very different from what you suggest on your Foundation website.  What is your relationship with the Merriman firm and what are your beliefs about market timing? All small cap value portfolio:  Do you know investors who are investing 100% of their portfolios in small cap value?  It seems like it might be a smart thing to do with very long term investments for a very young person. Time to start market timing:   I am thinking about using timing with a large amount of new money.  Who do you use for the market timing aspect of your portfolio management?   Flexible vs. fixed distribution strategies:  "I believe you expect that a flexible withdrawal strategy will pay out more money to live on, as well as leave more money to heirs.  Bill Bengen seems to believe that this strategy is not sustainable over the long term even if a person had enough money to accept lower annual withdrawal amounts in market draw downs.  Flexible withdrawal strategies make sense to me but there isn't much writt en about them.  What am I missing?” The answer to this question includes 4 distribution tables:   Table D1.4 - Fixed Distributions: S&P 500 Equity Portfolio - Conservative ($40,000/yr) Table F1.4 - Flexible Distributions (Conservative-4.0%/yr): S&P 500 Equity Portfolio Table D4.4 - Fixed Distributions (Conservative-$40,000/yr): US 4-Fund Equity Portfolio  Table F4.4 - Flexible Distributions (Conservative-4.0%/yr): US 4-Fund Equity Portfolio  Finally Paul reads four Ben Carlson quotes about the nature of bull and bear markets.  Paul makes reference to a table of annual Price to Earning (P/E)ratios starting in 1871 and another comparing the S&P 500 Price to Book Value from 2000 to 2024.  

What does it take to scale a company from an idea to a $13B industry leader? In my latest episode, Okta CEO Todd McKinnon dives into the essential lessons he's learned on high-stakes decision-making, managing up to the board, and competing against tech giants like Microsoft.Todd also reflects on his journey to founding Okta, his bold choice to team up with a co-founder he hardly knew, and the motivations that have fueled him for over seven years as a public company CEO. Some key takeaways… [0:00] Intro[0:33] Todd McKinnon's Early Career and Founding Okta[1:38] Challenges and Psychological Shifts in Leadership[2:49] Decision Making and Company Culture[6:10] Milestones and Early Successes[18:03] The Importance of Market Timing[30:34] Hiring and Building a Strong Team[39:22] Setting Expectations with Board Members[40:50] The Shift in Board Dynamics[41:41] Maintaining Context and Strategic Input[43:15] Navigating Public Company Governance[45:21] Trusting Instincts and Founder Mode[47:11] Breaking Out of the Echo Chamber[51:00] The Importance of Prioritization[53:05] The Loneliness of Innovation[1:05:33] The Role of a CEO in Decision Making[1:18:17] The Journey to IPO and Beyond  Executive Producer: Rashad AssirProducer: Leah ClapperMixing and editing: Sam Dewees and JR Bohannon Check out Unsupervised Learning, Redpoint's AI Podcast: https://www.youtube.com/@UCUl-s_Vp-Kkk_XVyDylNwLA