Podcasts about Market timing

In episode 561 of 'Coffee with Butterscotch,' the brothers dig into Mewgenics, exploring its development history, gameplay quirks, and the ways players actually engage with it. The game becomes a springboard for a broader look at how UI, quality-of-life choices, and genre-blending shape player trust and expectations. The conversation closes on the realities of indie launch windows, where timing can matter just as much as design when it comes to standing out.Support How Many Dudes!Official Website: https://www.bscotch.net/games/how-many-dudesTrailer Teaser: https://www.youtube.com/watch?v=IgQM1SceEpISteam Wishlist: https://store.steampowered.com/app/3934270/How_Many_Dudes00:00 Cold Open00:25 Introduction and Welcome01:13 Exploring Mewgenics: A Game Overview02:58 Nailed It or Whiffed It: Game Critique06:29 Player Engagement and Game Longevity10:18 Quality of Life Issues in Gameplay12:23 User Experience vs. Developer Intent15:28 Cognitive Load and Player Frustration18:34 The Role of UI in Game Design26:32 Humor and Theme in Game Design30:17 Developer Insights and Future Improvements39:27 The Disconnect in Game Development Quality41:57 Trust and Player Expectations in Game Design46:02 The Balance of Jank and Fun in Multiplayer Games51:26 The Impact of UI on Game Accessibility57:25 Launch Strategies and Market Timing for Indie GamesTo stay up to date with all of our buttery goodness subscribe to the podcast on Apple podcasts (apple.co/1LxNEnk) or wherever you get your audio goodness. If you want to get more involved in the Butterscotch community, hop into our DISCORD server at discord.gg/bscotch and say hello! Submit questions at https://www.bscotch.net/podcast, disclose all of your secrets to podcast@bscotch.net, and send letters, gifts, and tasty treats to https://bit.ly/bscotchmailbox. Finally, if you'd like to support the show and buy some coffee FOR Butterscotch, head over to https://moneygrab.bscotch.net. ★ Support this podcast ★

Many fund companies love to tout the strength of their technical analysis. They claim to have market experts poring over company books to see what should be in your portfolio and what should be out. Today, Paul shares a clip of a technical analyst really showing their lack of basic investment knowledge. Paul encourages you not to tie up your retirement with people who claim to be experts at market timing but ignore the basic rules of investing. Later in the episode, Paul discusses how younger people are being taught to view investing as entertainment, as predatory companies target the most active investors, encourage people to engage in “predictive markets” (aka gambling), and turn earnings reports into NFL-like post-game interviews.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

In this data-driven episode, Michael Blank is joined by returning guest Neal Bawa, one of the most analytical minds in multifamily real estate. Neal breaks down why the market has failed to rebound as many expected, why 2026 may remain a “muddling” year, and how excess supply, construction costs, and policy decisions are reshaping rents and underwriting assumptions. This conversation offers a clear-eyed, numbers-based outlook on what investors should realistically expect over the next several years.Key TakeawaysThe market is behaving rationally, not emotionally — despite abundant capital, investors remain cautious due to fundamentals, not fear.Three consecutive years of oversupply broke historical patterns, causing Class B and C assets to feel pressure previously thought impossible.Rent growth is slowly returning, with projections around ~1.5% in 2026 and normalization closer to 2.5% beyond that.Many deals will never return to original pro formas, requiring investors to reset expectations and focus on survivability over returns.Rising construction costs from labor shortages and tariffs are likely to suppress new development and benefit existing assets long term.2027–2029 may see meaningful upside, as reduced supply finally meets sustained housing demand.For full episode show notes visit: https://themichaelblank.com/podcasts/session511/

We sat down with Stan (CEO of Oh BiBi, creator of Asphalt) and Luis (VP Global Marketing at Rovio) to break down Angry Birds Rush. We discuss how the game was born, why they built 6 prototypes, how they benchmarked against slot machines, how they secretly tested fans on Discord, and why they're aiming for a billion-dollar game. A bold attempt to merge:• Luck Battle meta (Monopoly Go / Coin Master)• Runner-style core gameplay• Slingshot physics nostalgia• The biggest family IP in mobileAnd what you're seeing publicly right now? It's only a prototype.This is one of the most transparent product breakdowns we've ever recorded.Get our MERCH NOW: 25gamers.com/shop--------------------------------------PVX Partners offers non-dilutive funding for game developers.Go to: https://pvxpartners.com/They can help you access the most effective form of growth capital once you have the metrics to back it.- Scale fast- Keep your shares- Drawdown only as needed- Have PvX take downside risk alongside you+ Work with a team entirely made up of ex-gaming operators and investors---------------------------------------For an ever-growing number of game developers, this means that now is the perfect time to invest in monetizing direct-to-consumer at scale.Our sponsor FastSpring:Has delivered D2C at scale for over 20 yearsThey power top mobile publishers around the worldLaunch a new webstore, replace an existing D2C vendor, or add a redundant D2C vendor at fastspring.gg.---------------------------------------This is no BS gaming podcast 2.5 gamers session. Sharing actionable insights, dropping knowledge from our day-to-day User Acquisition, Game Design, and Ad monetization jobs. We are definitely not discussing the latest industry news, but having so much fun! Let's not forget this is a 4 a.m. conference discussion vibe, so let's not take it too seriously.Panelists: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jakub Remia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠r,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Felix Braberg, Matej Lancaric⁠Special guests: Luis de la Cámara, Stanislas Dewavrinhttps://www.linkedin.com/in/luiscamaraking/https://www.linkedin.com/in/stanislas-dewavrin-2a57294/https://www.rovio.com/careers/https://jobs.ohbibi.com/Join our slack channel here: https://join.slack.com/t/two-and-half-gamers/shared_invite/zt-2um8eguhf-c~H9idcxM271mnPzdWbipgChapters00:00 – Why This Could Be a Billion Dollar Game03:40 – The Origin of Angry Birds Rush07:50 – Why Luck Battle Is Still Early12:10 – The First Prototypes (And Why They Failed)17:30 – Building on Top of Another Game22:40 – Benchmarking CPI vs Slot Games27:10 – Runner vs Slingshot: The Core Breakthrough32:00 – Retry Rate vs Retention: What They Actually Track36:20 – Designing for Scale, Not Just Soft Launch41:10 – Working With Angry Birds Superfans45:00 – Social Layer: The Real Long-Term Bet50:30 – Competing With Monopoly Go (What They'll Do Differently)55:10 – Risks, Market Timing & Billion Dollar Ambition58:30 – Final Thoughts & What Happens Next---------------------------------------Matej LancaricUser Acquisition & Creatives Consultant⁠https://lancaric.meFelix BrabergAd monetization consultant⁠https://www.felixbraberg.comJakub RemiarGame design consultant⁠https://www.linkedin.com/in/jakubremiar---------------------------------------Please share the podcast with your industry friends, dogs & cats. Especially cats! They love it!Hit the Subscribe button on YouTube, Spotify, and Apple!Please share feedback and comments - matej@lancaric.me---------------------------------------If you are interested in getting UA tips every week on Monday, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠lancaric.substack.com⁠⁠⁠⁠⁠⁠ & sign up for the Brutally Honest newsletter by Matej LancaricDo you have UA questions nobody can answer? Ask ⁠⁠⁠⁠⁠⁠⁠⁠Matej AI⁠⁠⁠⁠⁠⁠ - the First UA AI in the gaming industry! https://lancaric.me/matej-ai

Market-Timing klingt verlockend, kostet Anleger aber oft ein Vermögen. Wer glaubt, den perfekten Ein- und Ausstieg zu treffen, spielt ein Spiel, das zweimal richtig entschieden werden muss. Anhand des MSCI World zeige ich dir, wie Market-Timing dich schnell mehrere Hundert bis hin zu Zehntausenden Euro kosten kann. Warum Geduld und Strategie langfristig überlegen sind, erfährst du in dieser Folge.

On this special segment of The Full Ratchet, the following Investors are featured: Chris Rizik of Renaissance Venture Capital Casber Wang of Sapphire Ventures D.A. Wallach of Time BioVentures We asked guests to discuss the most visionary founder that they've worked with and what makes them so special. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached.   Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

In this episode, Danny Resnick, Managing Director and Wealth Partner at J.P. Morgan Wealth Management, and Abe Puerto, Executive Director and head of J.P. Morgan Defined Contribution Consulting, discuss key trends shaping employer-sponsored retirement plans. They cover market timing versus rebalancing, the evolving role of target date funds, the potential inclusion of alternative assets, and […]

In this episode, Danny Resnick, Managing Director and Wealth Partner at J.P. Morgan Wealth Management, and Abe Puerto, Executive Director and head of J.P. Morgan Defined Contribution Consulting, discuss key trends shaping employer-sponsored retirement plans. They cover market timing versus rebalancing, the evolving role of target date funds, the potential inclusion of alternative assets, and […]

The entrepreneurial world loves telling founders to "never give up"—but what if that advice is slowly killing your business? In this episode, I unpack why persistence without direction is just expensive stubbornness. The real skill isn't grinding through everything; it's knowing which assumptions to abandon while keeping the business alive. I share why running parallel experiments beats blind faith, and what a Twitter thread about Pieter Levels' "ugly" landing pages taught me about the beliefs we cling to without questioning.This episode of The Bootstraped Founder is sponsored by Paddle.comThe blog post: https://thebootstrappedfounder.com/dont-give-up-your-assumptions/The podcast episode: https://tbf.fm/episodes/432-dont-give-up-your-assumptions Check out Podscan, the Podcast database that transcribes every podcast episode out there minutes after it gets released: https://podscan.fmSend me a voicemail on Podline: https://podline.fm/arvidYou'll find my weekly article on my blog: https://thebootstrappedfounder.comPodcast: https://thebootstrappedfounder.com/podcastNewsletter: https://thebootstrappedfounder.com/newsletterMy book Zero to Sold: https://zerotosold.com/My book The Embedded Entrepreneur: https://embeddedentrepreneur.com/My course Find Your Following: https://findyourfollowing.comHere are a few tools I use. Using my affiliate links will support my work at no additional cost to you.- Notion (which I use to organize, write, coordinate, and archive my podcast + newsletter): https://affiliate.notion.so/465mv1536drx- Riverside.fm (that's what I recorded this episode with): https://riverside.fm/?via=arvid- TweetHunter (for speedy scheduling and writing Tweets): http://tweethunter.io/?via=arvid- HypeFury (for massive Twitter analytics and scheduling): https://hypefury.com/?via=arvid60- AudioPen (for taking voice notes and getting amazing summaries): https://audiopen.ai/?aff=PXErZ- Descript (for word-based video editing, subtitles, and clips): https://www.descript.com/?lmref=3cf39Q- ConvertKit (for email lists, newsletters, even finding sponsors): https://convertkit.com?lmref=bN9CZw

Many retirees rely on strategies they believe are safe, but new insights reveal how market timing, long-term bonds, and canceling life insurance may create more risk than protection.   Important Links: Pathfinder Wealth Management: http://pathfinderadvisory.com/ Schedule a 15-minute Consult: http://PathfinderChat.com Buy the book, Roadmap For A Stress-Free Retirement: https://amzn.to/4gwy7uG Find Out Your Tax Bill: https://whatismytaxbill.com/

On this episode: Will 2026 be a better or worse year to retire than last year? There are trillions of dollars in money market funds waiting to be deployed into the market. Will it save us from a downturn? Can you do a Roth conversion without paying taxes? One advisor says he has the secret. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Nike dropped the Mind 001 and the internet had opinions. One of us already bought it and tried it, so we're debating this with actual experience instead of just hot takes. Is this innovation or gimmick? Is Nike breaking new ground or desperately trying to make us care about something... anything? What does this release signal about their bigger strategy? Rohit, Robbie, and Nick argue it out.For Deep Dives on Sneaker Lore, Business Analysis, and Industry Insider Insight: https://www.thesneakernewsletter.comGet Your Nike Mind: https://fave.co/4jD3HcsChapters00:00 The Buzz Around Nike's New Releases03:08 Consumer Reactions and Market Trends06:04 The Evolution of Nike's Technology09:06 Gamification and User Engagement11:55 The Future of Footwear Technology15:01 Personal Experiences with New Products17:59 The Role of Marketing in Consumer Perception20:58 Reflections on Mental Health and Footwear24:00 The Aesthetics of New Nike Models26:58 Conclusions and Final Thoughts34:24 The Evolution of Sneaker Technology37:14 Pricing and Consumer Perception40:22 Generational Trends in Footwear43:02 Market Timing and Economic Factors51:00 The Future of Sneaker CultureSUPPORT THE SHOW:Donate Through Venmo: https://venmo.com/u/sneakerhistoryBuy Me A Coffee: https://buymeacoffee.com/nickengvallEarly Access, Exclusive Videos, and Content On Patreon: https://patreon.com/sneakerhistoryIf you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbGET IN TOUCH:Robbie - robbie@sneakerhistory.comMike - mike@sneakerhistory.comRohit - rohit@sneakerhistory.comNick - nick@sneakerhistory.comDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/

On this episode: Interest rates are down; market predictions are uncertain. Should that be a factor in your retirement decision? If you have cash on the sidelines, can you buy the dip and time the market? What does the 2026 tax conversion look like. Like this episode? Hit that Follow button and never miss an episode!

Are you unknowingly leaving your retirement savings stranded in cash? Ryan Herbert dives into the hidden risks of rolling over your 401(k) and letting your money sit idle. Discover why “paralysis by analysis” keeps investors from making smart moves, the pitfalls of market timing, and practical alternatives like annuities and structured notes. Learn how to make your wealth work harder, minimize risk, and plan for a secure retirement all before the year ends. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

✈️ Retire Pilots the Right Way!

Since the election, investors have been buzzing about the “Trump Trades”—the stocks and sectors expected to soar under the new administration. But did they actually perform? The “Henssler Money Talks” cast digs into the stocks that were supposed to surge, the ones that fizzled, and how chasing returns often costs more than it delivers.Original Air Date: December 13, 2025Read the Article: https://www.henssler.com/the-illusion-of-predicting-market-moves-lessons-from-2025

✈️ Retire Pilots the Right Way!

From local market signals that reveal broader trends to the rising influence of AI on jobs and housing demand, Bruce outlines the forces shaping the future. He also breaks down key economic indicators — including national debt and renewed student loan burdens — that could impact the market in the coming years. Packed with forward-looking insights, this conversation helps investors prepare, adapt, and make smarter decisions in a rapidly changing landscape.In this episode:Why today's market feels “uncharted” — and what signals matter most.Understanding local market dynamics: How local market patterns can reveal national trends.AI & the Housing Market :The growing influence of AI on jobs, demand, and the future of real estate.Key economic pressures: national debt, student loans, and shifting affordability.Practical insights to help investors stay prepared for what's ahead.The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669.  For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.Video LinkRadio Show

In this episode, Bruce Norris takes listeners through his personal journey into real estate and the path that led him to master market timing. From digging into early research and writing his first market timing report to navigating the 2008 crash and identifying the recovery in 2012, Bruce shares the key insights that shaped his investment strategy. He breaks down why understanding market cycles matters, how timing influences risk and opportunity, and what trends may shape the future of real estate. In this episode:Bruce shares how he first got into real estate and discovered the importance of timing.His early research into market cycles and why timing shapes smart investing.What inspired Bruce to write his first market timing report.Key lessons from the 2008 financial crisis.The role of market timing in managing risk and finding opportunities.Bruce's outlook on future market trends.The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669.  For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.Video LinkRadio Show

This week on Swimming with Allocators, it's time for another discuss, debate, and question episode as Alexa Binns and Earnest Sweat dive into the evolving venture capital landscape, examining themes like LP confidence in selecting managers versus direct deals, the changing roles of fund-of-funds, the impact of AI and storytelling for differentiation, and rising pressures on women and diverse founders. The conversation also debates whether venture is still truly venture as mega funds grow, highlights the importance of authentic branding, and explores whether geographic hubs like San Francisco are essential. Listeners will take away insights on how LPs and GPs can foster meaningful relationships, the need for differentiation, ongoing diversity challenges, why clarity of purpose and resilience are more crucial than ever in today's VC ecosystem, and so much more. Don't miss this episode!Highlights from this week's conversation include:Welcome and Introduction to DDQ Episode (0:24)LP Confidence in Manager Selection and Blind Spots in Direct Deal Flow (3:01)The Push for Change in the Fund-To-Fund Model and Consolidation (6:20)Market Timing and Advice for Maintaining Portfolio Discipline (8:34)The Growing Importance of Technology Stacks for Fund Managers (9:25)How Branding and Storytelling Are Evolving in Venture Capital (12:31)Challenges of Differentiation, Authenticity, and Thought Leadership (15:05)Addressing Disparities and the Need for Collective Action (19:08)The Shift in How Founders Choose Capital Versus LP Expectations (23:02)Debating Who is the Ultimate Customer: LPs or Founders (26:50)Enriching The LP Experience With Initiatives Like Pitch Days (29:35)The Role of GPs in Supporting Founders and Their Track Records (31:03)In-Person Events, San Francisco's Significance, and Industry Presence (34:14)How LPs Rebuild Conviction After Market Downturns (37:53)Managing Fund Terms, Anchors, and Building a Minimum Viable Fund (39:39)Commitments, Angel Investing, and Highlights From Recent Deals (41:39)Final Thoughts and Takeaways (44:03)Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jim Kramer is taking every opportunity to sell young investors on his new book and the idea of “making it big” investing. Listen along as Paul talks about why pundits like this get a lot of airtime even though their advice has historically been a disaster to take.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Episode 469 features Timothy Springer, Founder of Level Access and 1 to 100.Episode Chapters:00:00 Introduction01:50 Traveling and Balancing Work03:57 Current Projects and AI Innovations07:44 Partnerships and Entrepreneurial Support11:51 Coaching and Operational Guidance15:52 Goal Setting and Planning19:52 Persistence and Overcoming Challenges23:45 Market Timing and Business Viability27:35 Finding Product-Market Fit28:24 The Reality of Startup Timelines30:36 Sales Strategies and Market Focus35:11 Avoiding Common Startup Mistakes40:11 Mindset Shifts Across Revenue Stages47:29 Founder-Led Sales: When to Transition53:14 Actionable Insights for FoundersFind Tim Online:https://1to100.com/https://www.linkedin.com/company/1-to-100/https://x.com/1_to_100mAbout Tim:Tim Springer built a B2B technology company from his Stanford dorm room to $100M+ in annual recurring revenue—a path traveled by only 1 in 2,500 tech startups.His story isn't about overnight success. It's about consistent execution over 25 years, navigating economic downturns, solving complex scaling challenges, and building sustainable growth. Tim's unique advantage? A rare combination of technical depth and operational expertise that bridges the gap between product innovation and organizational mechanics.Throughout his career, Tim has maintained a commitment to both technical excellence and ethical business practices. His experience spans multiple economic cycles, from navigating the dot-com bust to the 2008 financial crisis, bolstering his leadership approach with resilience and adaptability.Now, through peer benchmarking and battle-tested scaling methodologies, Tim helps CEOs cut through the noise to make better decisions faster and implement growth strategies that actually work.

Erfolg entsteht nicht nur durch das, was man tut – sondern ebenso durch das, worauf man ganz bewusst verzichtet. Das gilt nicht zuletzt auch bei der Geldanlage. Das bedeutet unter anderem, überteuerte Produkte zu meiden. Darum und um andere Fallstricke bei sogenannten „Finger-weg-Investments“ geht es in der aktuellen Podcast-Folge mit Karl Matthäus Schmidt, Vorstandsvorsitzender der Quirin Privatbank AG und Gründer der digitalen Geldanlage quirion.   Karl beantwortet folgende Fragen: Warum ist Verzicht manchmal der entscheidende Schlüssel zum langfristigen Anlageerfolg? (1:09) Woran können Privatanleger schlechte oder ungeeignete Finanzprodukte grundsätzlich erkennen? (2:19) Was spricht gegen aktiv gemanagten Aktien-, Renten- und Mischfonds? (3:39) Gibt es nicht aktive Fonds, die über Jahre hinweg einen guten Job machen? (5:34) Warum sagt man bei Versicherungsprodukten: „Die Garantie frisst die Rendite“? (6:45) Ganz auf Garantien verzichten? Kann das wirklich die Lösung sein? (8:19) Warum schneiden im Endeffekt Anlagen ohne Absicherung deutlich besser ab als Produkte mit Garantie? (9:06) Weshalb sind kapitalbildende Lebensversicherungen für die meisten ein schlechtes Geschäft? (10:29) Was ist das eigentliche Problem bei Zertifikaten und warum unterschätzen viele Anleger das Risiko? (11:41) Wie hoch können im schlimmsten Falle die Verluste bei Zertifikaten sein? (13:26) Wo liegt das Problem bei sogenannten Alternativen Investments? (14:01) Wie sieht es mit Risiken bei Private-Equity-Investments aus? (15:19) Werden die Risiken von Private Equity mit genügend Rendite belohnt? (16:04) Warum sollte man Hedgefonds meiden und was steckt überhaupt genau hinter dieser Anlageform? (17:37) Was können Anleger konkret tun, um sich vor überteuerten und unnötigen Finanzprodukten zu schützen? (19:49) Worauf wird Karl Matthäus Schmidt als nächstes verzichten, um erfolgreich zu sein? (20:40) Gut zu wissen: Erfolg entsteht oft durch Verzicht – auch an der Börse. Komplexe Produkte meiden – was nicht zu verstehen ist, kauft man besser nicht. „Hohe Rendite ohne Risiko“ gibt es nicht. Kosten fressen Rendite – 2 bis 3 % p. a. Produktgebühren sind ein No-Go. Aktive Fonds schlagen langfristig selten den Markt, auch weil sie zu teuer sind. Fonds-Ranglisten sind nutzlos, vergangene Erfolge lassen sich kaum wiederholen. Versicherungen nur zum Absichern nutzen – für die Kapitalanlage sind sie viel zu teuer und bieten zu wenig Renditechancen. Zertifikate sind oft komplex und ebenfalls teuer – die Renditechancen wiegen das nicht auf. Dieses Missverhältnis gilt z. B. auch für Private-Equity-Investments oder Hedge-Fonds. Konzentration auf das Wesentliche: eine langfristige, internationale Aktienanlage, bei Bedarf ergänzt durch Anleihen – und das am besten breit gestreut mit ETFs.   Folgenempfehlung Website Podcast Folge 99: „Zertifikate an der Börse – Fluch oder Segen?“ (00:00:00) Begrüßung (00:01:09) Warum ist Verzicht manchmal der entscheidende Schlüssel zum langfristigen Anlageerfolg? (00:02:19) Woran können Privatanleger schlechte oder ungeeignete Finanzprodukte grundsätzlich erkennen? (00:03:39) Was spricht gegen aktiv gemanagte Aktien-, Renten- und Mischfonds? (00:05:34) Gibt es nicht aktive Fonds, die über Jahre hinweg einen guten Job machen? (00:06:45) Warum sagt man bei Versicherungsprodukten: „Die Garantie frisst die Rendite“? (00:08:19) Ganz auf Garantien verzichten? Kann das wirklich die Lösung sein? (00:09:06) Warum schneiden im Endeffekt Anlagen ohne Absicherung deutlich besser ab als Produkte mit Garantie? (00:10:29) Weshalb sind kapitalbildende Lebensversicherungen für die meisten ein schlechtes Geschäft? (00:11:41) Was ist das eigentliche Problem bei Zertifikaten und warum unterschätzen viele Anleger das Risiko? (00:13:26) Wie hoch können im schlimmsten Falle die Verluste bei Zertifikaten sein? (00:14:01) Wo liegt das Problem bei sogenannten Alternativen Investments? (00:15:19) Wie sieht es mit Risiken bei Private-Equity-Investments aus? (00:16:04) Werden die Risiken von Private Equity mit genügend Rendite belohnt? (00:17:37) Warum sollte man Hedgefonds meiden und was steckt überhaupt genau hinter dieser Anlageform? (00:19:49) Was können Anleger konkret tun, um sich vor überteuerten und unnötigen Finanzprodukten zu schützen? (00:20:40) Worauf wird Karl Matthäus Schmidt als nächstes verzichten, um erfolgreich zu sein?

On this episode: Breaking free of the market dictating your retirement lifestyle. Saying “Uncle” won’t release the headlock on your 401(k). Dividend-paying stocks are seeing record numbers. What we can learn about retirement planning from a rabbit. Like this episode? Hit that Follow button and never miss an episode!

Is September a trap for your retirement portfolio? This episode dives into why timing the market can be risky, especially for those nearing retirement. Damon Roberts and Matt Deaton break down the difference between long-term investing and strategic moves for retirees, reveal the dangers of withdrawing after losses, and share practical tips for tax diversification and income planning. Don’t let procrastination sabotage your financial future—learn how to adapt your strategy for lasting success. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of the Real Estate Pros podcast, Louis Bazan shares his journey from an accountant to a successful real estate investor. He discusses the importance of due diligence, understanding market conditions, and having clear investment goals. Louis emphasizes the significance of mindset in real estate investing and offers practical advice on identifying good properties and knowing when to buy. He also introduces his podcast, Authentic You, which focuses on personal growth and financial independence.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Picture this: You buy a stock for $1, watch it soar to $8, and think you're the smartest investor alive. Then reality hits. Matthew Preston and Thaon Simms share their personal journey from bubble euphoria to understanding the psychology that drives market madness.In this episode, we explore the anatomy of market bubbles through real stories, from the infamous tulip mania where a single flower cost more than a house, to the dot-com crash that wiped out trillions. We break down the warning signs we missed, the psychology that keeps smart people making the same mistakes, and why every bubble feels different when you're living through it.Whether it's AI stocks today or housing markets tomorrow, the patterns remain eerily similar.Key Topics Covered:What actually defines a market bubble and why they're so hard to spotThe psychology behind "this time is different" thinkingWhy even financial experts get caught up in bubble euphoriaThe housing crash of 2008 and its impact on JamaicaHow different time horizons create dangerous market conditionsLinks:Full episodes: https://limitlesspodcast.buzzsprout.comTwitter: https://twitter.com/Limitless_podInstagram: https://www.instagram.com/limitless_pod/Exclusive insights: https://bit.ly/Limitless-MMJA-DiscountSupport the show: https://www.buzzsprout.com/1971039/supportChapters:0:00 - Introduction to market bubbles01:05 - What actually is a market bubble02:10 - Example of speculative price movements03:58 - Why different people see different values08:44 - Traditional finance vs market sentiment09:52 - The psychology of speculative demand11:29 - Why bubbles are hard to identify in real time14:04 - The "this time is different" trap16:35 - How time horizons create bubble conditions19:08 - The dot-com bubble lessons26:20 - When companies reach unsustainable valuations27:14 - AI bubble parallels to dot-com era32:11 - The housing crisis that hit Jamaica too39:23 - When remittances fell and tourism dried up44:37 - Jamaica's IPO investing environment48:30 - When market sentiment turns euphoric55:00 - Understanding net asset value vs market price59:09 - The tulip bubble historical example1:04:35 - Recognizing bubble psychology in real timeDisclaimer: The opinions expressed are solely those of the hosts and do not constitute financial advice. We may own shares in companies discussed. Please consult a financial advisor before making investment decisions.If you lived through a market bubble or think we're in one now, share your story in the comments below!Send us a textSupport the show

Amari Cooper to the Raiders, timing the dynasty trade market, insulation moves, and Tyjae Spears out for at least a month. Get 400+ premium podcasts by signing up at www.UTHDynasty.com as a General Manager PLUS subscriber. Also, get access to exclusive shows and deep data dive content from Chad Parsons (and a VIP Chat with the best dynasty owners on the planet) by signing up as an All-Pro at www.Patreon.com/UTH. Thanks for listening and keep building those dynasties!

Marla Taner shares her journey of living off the 4% rule since her retirement in 2013. She discusses the financial strategies that have supported her abundant lifestyle, the emotional aspects of transitioning into retirement, and the importance of reassessing fixed costs. Marla's insights provide inspiration for those seeking financial independence. Timestamps: 00:01:26 – Marla's Background 00:02:04 – Living off the 4% Rule 00:09:39 – Psychology of Retiring Early 00:24:33 – Managing Withdrawals 00:25:51 – Market Timing and Cash Strategy 00:28:46 – Travel Rewards 00:49:10 – Lessons Learned 01:00:17 – Conclusion Key Takeaways: 4% Rule: Marla retired in 2013 with a strategy based on the 4% rule, successfully navigating financial independence (00:02:04). Psychology Matters: Transitioning from a saver to a spender can be psychologically challenging, but it's crucial for enjoying retirement (00:50:21). Cash Cushion: Maintaining two years' worth of cash reserves provides peace of mind during market fluctuations (00:25:51). Reassessing Fixed Expenses: Many perceived fixed costs can be more flexible than we realize—it's worth reassessing them regularly (00:43:12). Travel Rewards Enthusiast: Marla curates her extensive travel experiences using travel rewards strategies that keep her costs low (00:28:46). Actionable Insights: Examine Fixed Costs: Reflect on your budget to identify which fixed costs you might be able to adjust or reduce (00:43:12). Withdrawal Plan: Develop a thoughtful withdrawal strategy before retiring to reduce anxiety when selling investments (00:24:33). Monitor Spending Habits: Track your spending for a year to understand your financial needs better and adjust accordingly (00:50:21).

On this episode of the Passive Income Playbook, Pascal Wagner interviews Ryan Duff, a former mortgage broker who spent 14 years underwriting loans before transitioning into LP investing. Ryan shares how his front-row seat in the lending world gave him a unique edge in identifying quality sponsors and structuring successful deals. He discusses the three core pillars of underwriting—borrower credit, asset performance, and market fundamentals—and why sponsor quality trumps everything in investment decisions. Ryan also breaks down how lending standards have tightened post-2021, what LPs should really be asking for in due diligence (hint: request the REO schedule), and how market dislocation is creating powerful opportunities for plugged-in investors. Ryan Duff Current Role: Founder at Seaport Capital Advisors, capital advisor and LP investor Based in: East Coast (primarily invests in Southeast and Midwest markets) Say hi to them at: LinkedIn Visit investwithsunrise.com to learn more about investment opportunities.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Season 3, Episode 10: In this episode of No Cap, Jack Stone and Alex Gornik talk with Jon Siegel—Partner and CIO at RailField—about building through one of the toughest market cycles, what went wrong after early success, and why staying active matters more than ever. They also get into the private credit boom, the myth of distress deals, and where real opportunities still exist. TOPICS 00:09 – Opening and Jon's Background 04:22 – Starting RailField with $50M of Institutional Capital 06:03 – Early Deals and Gaining Credibility 10:18 – The Rise of Preferred Equity and Private Credit 14:15 – Why Distress Hasn't Hit and What Happens Next 20:00 – Market Timing, Cycles, and Staying in the Game 24:08 – Vintage Deals, Underwriting, and What Still Works 27:00 – Portfolio Strategy and Working with Institutional Capital 32:58 – Long-Term Bullishness on Multifamily 36:41 – Final Thoughts and Outlook for 2025 Shoutout to our sponsor, InvestNext. One platform to raise and manage capital for real estate investment. For more episodes of No Cap by CRE Daily visit https://www.credaily.com/podcast/ Watch this episode on YouTube: https://www.youtube.com/@NoCapCREDaily About No Cap Podcast Commercial real estate is a $20 trillion industry and a force that shapes America's economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry's biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate. About CRE Daily  CRE Daily is a digital media company covering the business of commercial real estate. Our mission is to empower professionals with the knowledge they need to make smarter decisions and do more business. We do this through our flagship newsletter (CRE Daily) which is read by 65,000+ investors, developers, brokers, and business leaders across the country. Our smart brevity format combined with need-to-know trends has made us one of the fastest growing media brands in commercial real estate.

Jesse tackles six thoughtful listener questions spanning a range of personal finance topics. He begins with a question about using Social Security and pension payments as a means to replace bonds in a retirement portfolio. Why do we own bonds, anyway? Then Jesse dives into long-term care insurance, a common sticky topic for aging retirees. Do they need to earmark dollars for long-term care? Next, he covers the taxation and distributions of inheritance assets, including sub-topics like probate, beneficiaries, trusts, and general estate planning tactics. He then covers equity compensation, breaking down RSUs, ISOs, NSOs, and ESPPs, and offers best practices for tax planning, diversification, and aligning with long-term goals. Mike then asks whether to invest $200,000 in cash currently sitting in a money market fund; Jesse outlines rational reasons for holding cash but warns against market timing, instead recommending a disciplined monthly investment plan. Finally, Paul inquires about the interaction between RMDs and sequence of returns risk, and Jesse reassures that while the concern is valid, proper planning—including Roth conversions, diversified withdrawals, and long-term strategy—can neutralize the potential damage. Key Takeaways: • Diversify your exposure—holding too much company stock can increase risk, so it's often wise to sell and reinvest elsewhere once vesting or exercise occurs. • Paying off a mortgage early is more about peace of mind than maximizing returns—there's emotional value in being debt-free. • Flexibility and control often make 529s a better choice, but UTMAs can be useful for broader non-educational goals. • Planning ahead can reduce reliance on penalties or rigid strategies—consider building a taxable or Roth account alongside retirement funds. • Investors tend to lose more trying to time downturns than they do by staying invested through them. • Your plan should balance growth and stability, aiming to avoid forced sales in down markets while still meeting long-term goals. Key Timestamps: (00:00) - Diversification and Bonds in Retirement Portfolios (07:47) - Expectations for Stocks vs. Bonds (11:08) - Long-Term Care Insurance Deep Dive (25:08) - Taxation and Distribution of Inheritance Assets (38:49) - Revocable vs. Irrevocable Trusts: Control and Tax Implications (41:12) - Trust Distribution and Taxation (45:19) - Equity Compensation: RSUs, ISOs, NSOs, and ESPPs (51:49) - Best Practices for Managing Equity Compensation (59:28) - Market Timing and Cash Management Strategies (01:07:25) - RMDs and Sequence of Returns Risk Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://bestinterest.blog/asset-liability-matching-aligns-your-money-to-your-future/ https://bestinterest.blog/all-ask-me-anything-ama-episodes/  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

In this conversation, Timothy Baise shares his extensive journey in the real estate industry, detailing his early challenges, transition to lending, and the establishment of a successful business. He emphasizes the importance of compliance, market awareness, and the various avenues available for aspiring investors. Tim also discusses the current state of the market and offers insights into the future of real estate and lending opportunities. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Today on the podcast we welcome back Cliff Asness. Cliff is the founder, managing principal, and chief investment officer at AQR Capital Management. Cliff writes often about investing and financial matters on AQR's website and has been a prolific researcher throughout his career, with his contributions appearing in many of the leading scholarly journals, including the Journal of Portfolio Management, Financial Analyst's Journal, the Journal of Finance, and the Journal of Financial Economics. Before co-founding AQR, Cliff was a managing director and director of quantitative research for the asset management division of Goldman Sachs. Cliff Asness, welcome back to The Long View.BackgroundBio@CliffordAsness“Cliff Asness: Value Stocks Still Look Like a Bargain,” The Long View podcast, Morningstar.com, May 31, 2022.Macro Forecast, Market-Timing, and Equities“2035: An Allocator Looks Back Over the Last 10 Years,” by Cliff Asness, aqr.com, Jan. 2, 2025.“(So) What If You Miss the Market's N Best Days?” by Cliff Asness, aqr.com, June 5, 2025.“Why Not 100% Equities,” by Cliff Asness, aqr.com, Feb. 12, 2024.“Exceptional Expectations: US vs. Non-US Equities,” by Antti Ilmanen and Thomas Maloney, aqr.com, Q2 2025.Alternative Assets and Artificial Intelligence“In Praise of High-Volatility Alternatives,” by Cliff Asness, aqr.com, Sept. 4. 2024.“Should Hedge Funds Hedge?: Why Some Alts Should Have a Beta of 1.0,” by Cliff Asness, aqr.com, March 28, 2025.“We Have ‘Surrendered More to the Machines,' Says Quant Fund Titan Cliff Asness,” by Costas Mourselas and Amelia Pollard, ft.com, June 3, 2025.“CIO Perspectives: An Interview With Cliff Asness,” aqr.com, Sept. 1, 2024.OtherWisdomTree“AQR Launches the AQR Fusion Mutual Fund Series,” AQR Funds News, aqr.com, June 25, 2025.Asian Financial Crisis

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! Think you can outsmart the market? Think again. In this episode, Nolan Baker breaks down why professional tax planning is essential for a secure retirement—and why trying to time the market could sabotage your future. He explores how emotional decisions often lead to financial missteps and explains how proactive tax strategies can protect your nest egg. With real-world insights and cautionary advice, this conversation is a must-listen for anyone serious about retirement planning. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing one location for your entire retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

When the market drops 20% in a week, what do you do—panic or plan? Mike Canet and Lawrence Kiely explore the emotional rollercoaster of investing and the real-life story of a savvy retiree who sought clarity amid volatility. From the pitfalls of the 4% rule to the pros and cons of annuities, they break down how to build a retirement income strategy that fits your lifestyle and risk tolerance—without relying on guesswork. Want to begin building your retirement and tax plan? Schedule a call with us here:

On this episode of Multifamily Mastery, John Casmon interviews Cary Clarke, a seasoned developer who shares his journey from working in his father's multifamily business to launching a 351-unit ground-up apartment development in the DFW metro. Cary discusses how the 2008 financial crisis reshaped his approach to real estate, why he pivoted back into multifamily after decades of homebuilding, and the power of mentorship and community through programs like Apartment Addicts. He also unpacks how he secured land in a booming submarket near Fort Worth and structured a HUD 221(d)(4) loan for long-term, fixed-rate financing. Cary Clarke Current Role: Founder, Founders Development Company Based in: Dallas-Fort Worth, Texas Say hi to them at: www.foundersdevelopmentcompany.com or cary@foundersdevelopmentcompany.com Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The markets are overheating : Records are being made on the ASX while profits are actually falling. As we inch towards the most dangerous time of the year for the share market, you should be rebalancing your investment portfolio. Adviser and family office chair, Dr Doug Turek joins Associate Editor - Wealth, James Kirby, in this episode. -----In today's show, we cover: Rebalancing time - whether you like it or not The alternatives to shares...especially gold A very obvious way to avoid the new super tax Could the AI boom throw up a new Enron? See omnystudio.com/listener for privacy information.

Paul shares the number one factor that leads to an underperforming retirement account: investor behavior. Listen along as Paul shares how the industry hides their market timing and stock picking through “diversified” investments like ETFs and indexing, and terms like “turnover ratio” and “tactical asset allocation.” Paul wants investors to watch out for these practices and shares where companies are required to disclose if they are gambling with your money.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

When Python's dominant package manager pip was challenged by newcomer uv—which is so fast users think it's broken—it revealed a fundamental truth about first-mover advantage that every founder needs to understand. Discover why being first means building "unavoidable complexity," how smart competitors exploit this weakness, and the strategic framework for deciding whether to pioneer a market or build a better mousetrap.The blog post: https://thebootstrappedfounder.com/the-hidden-cost-of-being-first/The podcast episode: https://tbf.fm/episodes/the-hidden-cost-of-being-firstCheck out Podscan, the Podcast database that transcribes every podcast episode out there minutes after it gets released: https://podscan.fmSend me a voicemail on Podline: https://podline.fm/arvidYou'll find my weekly article on my blog: https://thebootstrappedfounder.comPodcast: https://thebootstrappedfounder.com/podcastNewsletter: https://thebootstrappedfounder.com/newsletterMy book Zero to Sold: https://zerotosold.com/My book The Embedded Entrepreneur: https://embeddedentrepreneur.com/My course Find Your Following: https://findyourfollowing.comHere are a few tools I use. Using my affiliate links will support my work at no additional cost to you.- Notion (which I use to organize, write, coordinate, and archive my podcast + newsletter): https://affiliate.notion.so/465mv1536drx- Riverside.fm (that's what I recorded this episode with): https://riverside.fm/?via=arvid- TweetHunter (for speedy scheduling and writing Tweets): http://tweethunter.io/?via=arvid- HypeFury (for massive Twitter analytics and scheduling): https://hypefury.com/?via=arvid60- AudioPen (for taking voice notes and getting amazing summaries): https://audiopen.ai/?aff=PXErZ- Descript (for word-based video editing, subtitles, and clips): https://www.descript.com/?lmref=3cf39Q- ConvertKit (for email lists, newsletters, even finding sponsors): https://convertkit.com?lmref=bN9CZw

Jason and Jeff delve into the volatile market landscape of 2025. They discuss the implications of tariffs, inflation, and their personal investment strategies during turbulent times.02:29 Market Trends and Personal Portfolio Insights07:26 Tariffs and Their Impact on the Market17:28 Investor Strategies and Market Reactions24:54 Reflecting on Market Timing and Cash Management25:48 Changing Investment Strategies Over Time26:21 Challenges of Building Cash Reserves26:29 Debating Cash Deployment Systems27:19 Market Volatility and Investment Decisions29:13 Balancing Cash and Stock Investments31:42 Inflation and Market Reactions39:25 Concerns Over Government Debt and Bond YieldsCompanies mentioned: ASML, BBB, BEP, FSLR, KNSL, LOB, WD, WRBY*****************************************Join our PatreonSubscribe to our portfolio on Savvy Trader *****************************************Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: ******************************************To get 15% off any paid plan at finchat.io, visit https://finchat.io/unscripted******************************************Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube******************************************2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest

Today, Jesse is joined by Don McDonald to offer a critical examination of the financial advising and annuity industries, warning retirees and near-retirees about misleading sales tactics that exploit fear - especially the fear of market losses. They emphasize the importance of working with fee-only, fiduciary advisors who are legally obligated to act in clients' best interests, in contrast to commission-based salespeople who often obscure fees, misrepresent guarantees, and use charm to build trust. Drawing from Jason Zweig's “19 Questions to Ask Your Financial Advisor,” Jesse highlights key criteria for evaluating advisors, including transparency, credentials, investment philosophy, and service scope. They condemn opaque fee structures, sales contests, and annuity marketing tactics - like steak dinners that pressure attendees into high-commission products - and describe most annuities as complex, wealth-threatening vehicles. Jesse adds practical suggestions like inquiring about an advisor's succession plan, communication style, and client load, and stresses the value of education and evidence-based investing. The two advocate for comprehensive financial planning and alignment of advisor-client interests, with Don underscoring the importance of commitment to honesty, transparency, and fiduciary duty. Key Takeaways:• Annuity and investment salespeople often exploit retirees' fear of losing money in market downturns to sell high-fee products. • While there are niche use cases, many annuity products are expensive, opaque, and designed to benefit the seller more than the buyer. • You need to know what happens to your financial relationship if your advisor retires or leaves. • State-level oversight often fails to protect consumers from misleading practices. • Know the difference between moral fiduciary responsibility and legal fiduciary responsibility. • It's a red flag if an advisor recommends products they wouldn't use for themselves. Key Timestamps:(00:00) Understanding Annuities and Financial Advisors (02:08) 19 Questions to Ask Your Financial Advisor (08:13) Conflicts of Interest in Financial Advising (12:56) Investment Philosophy and Market Timing (18:34) Professional Credentials and Requirements (23:07) Additional Questions for Your Financial Advisor (29:05) The Gamble of Annuities (34:34) The Deceptive World of Indexed Annuities (36:17) The Ethics of Financial Advisors (39:29) The Lack of Federal Oversight (46:38) Misleading Sales Tactics (49:42) Advice for Annuity Holders and Seekers (56:45) Don McDonald's Financial Talk Show Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:Website: https://talkingrealmoney.com/ LinkedIn: https://www.linkedin.com/in/donmcdonald/   More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

What if AI could help you sleep better, think faster, and win bigger? In this episode of Breakaway Wealth, Jim Oliver sits down with Silicon Valley powerhouse Kevin Surace—entrepreneur, innovator, and one of the early voices on AI's transformational power. They dive deep into: Why most entrepreneurs lose not because of bad ideas, but bad timing. How AI can act as your daily decision-making partner—from analyzing supplements to writing business plans. Why grit and risk tolerance are still the ultimate wealth-building tools. And the surprising truth about success: it's not just about making money—it's about finding joy. Whether you're a startup founder, seasoned business owner, or just trying to stay relevant in a fast-moving world, Kevin's blueprint will show you how to adapt, lead, and break away from convention. 3 Takeaways: AI as Your Tactical Wingman Use AI as a daily assistant for research, writing, planning, and decision-making. It doesn't replace you—it amplifies you. Timing > Talent The biggest startup killer? Being early. Mastering the art of timing in business is more important than chasing “great ideas.” Resilience Builds Empires Endurance, not genius, separates winners from wannabes. Show up, survive setbacks, and let compound effort do its thing. Kevin's decades of experience will challenge your thinking—and give you a modern playbook to stay ahead in a world that won't wait. Subscribe and share to help others break away from financial convention   Connect with Kevin Surace: Website: www.kevinsurace.com/  Linkedin: www.linkedin.com/in/ksurace/ Instagram: www.instagram.com/kevinsurace/ Twitter: twitter.com/kevinsurace Tiktok: www.tiktok.com/@kevin_surace Facebook: www.facebook.com/kevin.surace/ YouTube: www.youtube.com/@kskoolstuff  

"Buy and hold investors don't just win on average returns— they win by avoiding the behavioral landmines that sabotage long-term success.” Paul MerrimanIn this podcast Paul addresses one of the most important investment decisions a do it yourself investor will make. Paul opens the discussion with comments from a Forbes article from 2008 that discusses Warren Buffett's market timing decision he made to get totally out of the market in 1969 and back aboard in 1974.The podcast (with the help of Chatgpt, includes a list of 10 common reasons market timing doesn't work for amateur investors.1. Missing the best days2. Emotional decision-making3. Perfect timing is impossible4. Higher costs and taxes5. Volatility is high during recovery6. Recency Bias7. Focus on noise, not timing signals8. Overconfidence9. Loss of Compound Growth10. Data shows long-term investing winsPaul challenges AI that there are many emotional disadvantages with timing.The most important performance and non performance hurdles:1. Decision-making: Timing requires lots of work and buy and hold almost none.2. Mistakes: Market timing suffers lots of mistakes and buy & hold rarely wrong in the long term.3. Emotional Toll: Timing has lots of emotional challenges and buy & hold is more peaceful. 4. Behavioral Risks: Timing has lots of behavioral risks and buy & hold is simple.5. Time Commitment: Timing takes time and action and buy & hold is rarely touched.6. Expenses: Costs and taxes are both lower with buy & hold.7. Timers must be more resilient with many decisions being wrong.8. Financial Results: A few timers may perform well but all buy & holders are likely to have “won”.

In this episode of The Above Board Podcast, Michael Scott, CFA, and Matt Marcoux, EA, CFP® share a timely replay of their recent client webinar focused on the economic impact of newly announced tariffs. They break down what the headlines actually mean, how markets are reacting, and what it all could signal for investors. You'll also hear tailored strategies for individuals at various stages of retirement planning—whether you're 10 years out, just about to retire, or already enjoying it. With a focus on facts over fear, this episode offers practical guidance to help you navigate market volatility with clarity and confidence. 04:47 Current Market Conditions and Economic Data 08:00 Tariff Impacts and Market Reactions 09:40 Understanding the Why and How of Tariffs 19:49 Potential Outcomes and Future Projections 26:19 Diversification Strategies 27:31 Rebalancing Portfolios 28:50 Market Timing and Adjustments 34:48 Client Group Strategies: 10+ Years to Retirement 37:52 Client Group Strategies: 5 Years to Retirement 39:59 Client Group Strategies: 1 Year to Retirement 41:37 Client Group Strategies: Newly Retired 43:11 Client Group Strategies: Comfortably Retired 45:12 Conclusion and Final Thoughts

Investors are flocking to safe-haven assets amid market turmoil triggered by recent tariff announcements, and global bond yields have sharply declined. Today's Stocks & Topics: ZM - Zoom Communications Inc., Market Timing, ACN - Accenture PLC Cl A, Tariff Fallout: Bond Yields Plummet as Investors Seek Safety, DELL - Dell Technologies Inc. Cl C, Market Wrap, J - Jacobs Solutions Inc., Swing Trading, PANW - Palo Alto Networks Inc., GDL - GDL Fund, IAU - iShares Gold Trust, Oil Prices.Our Sponsors:* Check out Kinsta: https://kinsta.comAdvertising Inquiries: https://redcircle.com/brands

Take control of your financial future. Learn how to determine the withdrawal rate for your retirement. Should you stick to the classic 4% rule, or is a 5% withdrawal rate possible? Hear why flexibility is key and how different spending approaches can impact your long-term security. Discover the impact of inflation, the pursuit of optimizing Social Security, and how a surprisingly small number of stocks make up about 50% of the S&P 500's total value. Is it possible to time the market, or is participation a more strategic goal? Whether you're years away from retirement or already there, this episode is packed with actionable advice to help you max out without running out. Tune in now as Wes Moss and Christa DiBiase break it all down! Learn more about your ad choices. Visit megaphone.fm/adchoices

Luis Belmonte is a founding partner at Seven Hills Properties, a real estate development firm with an established track record in commercial, residential and affordable housing projects. As a collective team, Luis and his partners at Seven Hills Properties have developed and redeveloped over 80 million square feet of commercial and residential space valued in excess of $10 billion. This episode is about building yourself and finding your true potential with an inspiring message from Luis. Connect with Luis: lbelmonte@sevenhp.com Books By Luis: https://www.amazon.com/stores/author/B07YF1NGB5?ccs_id=9e487bb2-614a-4353-8849-a90cfaaf5bd5 Highlights: 1:22 - Vietnam to Real Estate 5:58 - Market Timing  15:45 - Being In-charge of The Deal 18:23 - Buying Loans/Office Places, Big Money 24:35 - Words of Wisdom   Quote: "Everybody should do a thorough analysis of their own personality." "Find what fires you up."   Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.