Podcasts about Student debt

In this episode, we have a no-holds-barred conversation featuring Kalee Kreider, a seasoned political strategist and expert in climate policy. Together, we dig into the uncomfortable truths about markets, politics, and the economic pressures facing everyday Americans. From election forecasts and the appeal of government gridlock to the harsh realities of student debt, the conversation is unscripted, unfiltered, and unexpectedly funny. We explore why investors often prefer a slow-moving Congress, how middle-income families are still reeling from financial burdens nobody talks about, and why economic narratives need more honesty and a lot less spin. What You'll Learn: Why political gridlock can actually calm the markets The ongoing impact of student debt on families earning six figures What's really driving midterm election outcomes—and what to expect next How public perception influences both policy and portfolio performance Why clarity in communication is just as valuable as a solid balance sheet Learn more about Formidable Asset Management, Will Brown, and Adam Eagleston by visiting www.formidableam.com.

May 12, 2025 – As college costs soar and the job market transforms, Jim Puplava interviews Rob Franek, editor-in-chief of The Princeton Review, on how families can navigate the challenges of higher education. They discuss the current state of...

Gregory Guzman discusses FAFSA failures, student loan default risks, and rising college costs—and how families can better navigate financial aid.Subscribe to the Leading Edge Podcast, and never miss an episode.Apple Podcastshttps://podcasts.apple.com/us/podcast/wtol-11-leading-edge-with-jerry-anderson/id1595682915Spotifyhttps://open.spotify.com/show/2186wKl5wqh1tXaETtmrm7?si=98d2bd0fd22d493fSubscribe to WTOL 11 - https://bit.ly/32odAkM Connect with us on social media: Go 419 Facebook - https://www.facebook.com/Go419/ Facebook - https://www.facebook.com/wtol11/ Twitter - https://twitter.com/WTOL11Toledo/ Instagram - https://www.instagram.com/wtol11toledo/ WTOL 11 newsletter - https://wtol.com/email WTOL 11 Weather app - https://bit.ly/3o7ZNwO

Connect with Lauryn: https://www.lauryn-williams.com/ Student Loan Planner: https://www.studentloanplanner.com/ In this episode, T.J. van Gerven and Lauryn Williams discuss the complexities of managing student loan debt, including public service loan forgiveness, income-driven repayment plans, and the implications of recent policy changes. Lauryn shares her personal journey from being an Olympian to becoming a financial planner, emphasizing the importance of understanding one's unique financial situation. The conversation covers various strategies for managing student loans, the risks of refinancing, and the impact of marital status on repayment plans. Listeners are encouraged to take proactive steps in their financial planning to optimize their student loan situations. Takeaways Lauryn's journey from athlete to financial planner highlights the importance of financial literacy. Public Service Loan Forgiveness (PSLF) requires specific employment and payment criteria. Income-driven repayment plans can significantly reduce monthly payments based on income. Refinancing student loans can eliminate federal protections and benefits. Married couples should consider filing separately to optimize student loan payments. Tax implications of student loan forgiveness can be substantial and should be planned for. Understanding the different types of student loans is crucial for effective management. Proactive financial planning can lead to significant long-term benefits. Consulting with a financial advisor can provide personalized strategies for student loan management. Staying informed about policy changes is essential for effective financial planning. Chapters 00:00 Introduction to Student Loan Management 02:45 The Journey to Financial Planning 05:46 Understanding Public Service Loan Forgiveness (PSLF) 08:25 Income-Driven Repayment Plans Explained 11:31 Navigating Changes in Student Loan Policies 14:05 Refinancing vs. Consolidation of Student Loans 16:56 The Impact of Student Debt on Young Professionals 19:53 Choosing the Right Repayment Plan 20:37 Understanding Student Loan Payments and Interest 23:15 Marital Status and Student Loan Repayment Strategies 26:12 Tax Implications of Student Loan Forgiveness 28:23 Personalized Financial Planning for Student Loans 31:39 Navigating Income-Driven Repayment Plans 33:55 Retirement Contributions and Student Loan Payments 36:55 Taking Action on Student Loan Management

Yale is selling $6 billion of private equity holdings — is this the canary in the economic coal mine? Student loan repayments are back, and the numbers are worse than you think. Plus: YOLO traders are back in force, betting big on Bitcoin and meme stocks with dreams of overnight riches.

President Donald Trump's administration said it will soon resume collections on defaulted student loans for the first time in five years. The office of Federal Student Aid may start taking funds out of borrowers' tax refunds, Social Security benefits and — eventually — paychecks.The Department of Education says borrowers in default should start making monthly payments or enroll in an income-driven repayment plan.MPR News host Angela Davis and her guests talk about how the change could affect millions of borrowers.Guests: Chris Farrell is a senior economics contributor for MPR News and Marketplace. Brittany Tweed is the director of financial aid for Metro State University. Resources shared during the show:Student Loan Advocate at the Minnesota Department of CommerceFederal Student Aid

This week on "Off The Cuff," Maria is joined by Jill, Megan, and Nalia to discuss several issues impacting the world of higher education. First, Megan debriefs listeners on this week's news that the Department of Education (ED) will resume the collections process for defaulted federal student loans. Then, Jill discusses the upcoming negotiated rulemaking (NegReg) public hearing on Public Service Loan Forgiveness (PSLF) and other topics. Megan also provides a brief update on two lawsuits against ED, including one on the Saving on a Valuable Education (SAVE) repayment plan, and another from the American Federation of Teachers. From there, Megan highlights two new NASFAA FAQs for members to help navigate the resulting questions and concerns from President Donald Trump's executive order to dissolve ED. Lastly, Nalia runs through the budget appropriations process and what members can expect to see in the next few weeks. 

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we have three major topics we're addressing: 1) a new challenge for the almost new grads 2) New Grad Playbook webinar and 3) the latest student loan updates.   As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.     GUEST BIOS: Dr. Tony Bartels Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he's not staring holes into his colleagues' student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie. Dr. Rebecca Mears Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia's College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students.    LINKS AND INFORMATION: VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter Check your current student loan servicers and other loan details -- VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans Loan Repayment Simulator: https://vinfoundation.org/loansim  VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/ VIN Foundation get updates: https://vinfoundation.org/updates/ VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give Debt Repayment Prep Challenge: https://vinfoundation.org/resources/veterinary-student-debt/debt-repayment-prep-challenge/  May 7th webinar - New Graduate Student Loan Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ VIN Foundation Blog, Related Student Debt Blog posts:  Application for Federal Income-Driven Repayment Plans Reactivated: https://vinfoundation.org/application-for-income-driven-repayment-plans-reactivated/  Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/  Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857  New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/  Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/  Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/ One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60 Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/ Email VIN Foundation: studentdebt@vinfoundation.org Get updates to stay tuned for the VIN Foundation webinars on student debt.  You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn. If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we'd love to hear it!

Dr. Howard Purcell is one of the most well-known names in the optometry community. From his vast experience working in industry (from Johnson & Johnson to Essilor) and now his role as the President and CEO of the New England College of Optometry, Dr. Purcell truly is an influential figure in the industry.In this episode, I had the pleasure of chatting with Dr. Purcell at NECO about a variety of topics that are affecting both students and optometrists. From changes in board exams to navigating student debt, there are a lot of topics on top of students' minds at this time. Beyond optometry school, there are questions about the future of the profession including how to continue attracting high-quality candidates and improving access to care. Is the answer more schools? Does increased industry involvement help? How much industry involvement is ok?This conversation will bring a lot of value to students, new grads, and veteran optometrists who are interested in thinking of new ways to improve optometry school and elevate the profession as a whole.Connect with Harbir:InstagramLinkedInYouTube

The Coalition has labelled Labor's promise to wipe 20 per cent off HECS debt if it's re-elected elitist and unfair. In this edition of The Conversation Hour we explore who should be picking up the tab for tertiary study.We also talk travel discuss why some are hesitating to travel to the US and look at one of the ways some online forums might be effectively nudging individuals away form it.

SBS Assyrian met with three candidates — two running for the seat of Fowler and one contesting the seat of McMahon, currently held by Minister Chris Bowen. The candidates spoke about their commitment and determination to support their communities by advocating for issues such as housing, student debt, and other pressing concerns.

Bongani Bingwa speaks to Phethiwe Matutu, CEO of Universities South Africa, about the sustainability of our country's public universities since they are owed over R9.3bn and the amount is expected to grow.See omnystudio.com/listener for privacy information.

Student Debt Bailouts for Wildlife Lawyers?! | Mundo Clip 4-3-25See omnystudio.com/listener for privacy information.

Chapter 13 – Only Game in Town for Student Debt & File Your Taxes or an Extension by Ken Gross

Aubrey speaks to Dr. Thandi Lewin, Associate Professor at the Ali Mazrui centre at the University of Johannesburg, about what cancelling student debt would do to universities. Is there a way to fix this crisis without crashing the system? See omnystudio.com/listener for privacy information.

Listen in with VIN Foundation board member and Student Debt Education lead Dr. Tony Bartels in this next installment of our Student Debt Series. In this episode we're covering the latest news on income-driven repayment application changes    Topics covered included: What happened to the Income-Driven Repayment application? If borrowers are using an income-driven payment plan right now, what should they do? How do these changes impact monthly payments for borrowers? How about borrowers who are hoping for PSLF? How do the recent changes impact them? What's the best approach for borrowers when dealing with loan servicers?   As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.     NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.   GUEST BIO: Dr. Tony Bartels Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he's not staring holes into his colleagues' student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.   LINKS AND INFORMATION: VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter Time for your student loan physical exam? VIN Foundation My Student Loans tool http://www.vinfoundation.org/mystudentloans VIN Foundation Download My IDR Progress Google Chrome extension to help you grab a copy of your IDR forgiveness progress VIN Foundation Blog, most recent: All IDR applications for student loans are paused – Now what? February 2025 Q&A from Climbing Mt. Debt Webinar: What's Next for your Student Loans? VIN Foundation Navigating Uncertainty Checklist, what you can do now: https://vinfoundation.org/wp-content/uploads/2025/03/VIN-Foundation-What-You-Can-Do-Now-Navigating-Student-Loan-Uncertainty.pdf Climbing Mt. Debt webinar: What's Next for Your Student Loans? by VIN and VIN Foundation, February 5th, 2025: https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/#MostRecentWebinar  VIN Foundation Relevant WikiDebt Resources: IDR Profiles: What is your IDR profile? IDR Discretionary income calculations Personalized student loan help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/  Department of Education Updates on Saving on a Valuable Education (SAVE Plan):  https://studentaid.gov/announcements-events/save-court-actions https://www.ed.gov/save https://studentaid.gov/  VIN Foundation get updates: https://vinfoundation.org/updates/ VIN Foundation GIVE page to support programs these programs & tools: https://vinfoundation.org/give Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60 Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/ Email VIN Foundation: studentdebt@vinfoundation.org If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we'd love to hear it!

We'll start with a look at what the latest jobs report says about Donald Trump's first full month in office. The President says he's written to Iran's leader about making a nuclear deal. The future of the Education Department is raising concerns about student debt. Russia is making some big gains in its war against Ukraine. Plus, we'll tell you which Democrat governor has strayed from the party's usual stance on transgender athletes. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Student debt is a major financial challenge, with U.S. borrowers owing over $1.8 trillion in total. This ongoing debt burden affects millions of individuals. Traditional financial institutions are looking for ways to solve this issue. Meanwhile, fintech innovations are providing solutions. These new technologies are helping to address the problem. Michelle Tran is the head of commercial at Summer and founder of NYC Fintech Women. She joins the Tearsheet podcast to discuss how fintech is streamlining student loan repayment. The conversation focuses on the improvements fintech brings to the process, highlighting how fintech is powering a new generation of financial wellness programs. “For many borrowers, navigating student loan repayment is like filing taxes on their own,” Tran explains. “The process is complicated. And a simple mistake can lead to missed opportunities for debt relief.” Tran highlights how fintech platforms like Summer act as a “TurboTax for student loans,” helping borrowers complete complex federal student loan relief applications accurately. There is a growing demand for employer-sponsored loan repayment benefits. Fintech solutions are helping connect employees with the right programs. These solutions play an essential role in meeting that demand. The Big Ideas * Employers Are Becoming Key Players in Student Debt Relief. “Graduates are considering job offers carefully. They are looking for companies that offer student loan repayment assistance. This benefit is becoming a key factor in their decision-making.” * Federal Loan Forgiveness Programs Are Underutilized. “Many borrowers don't realize they qualify for loan forgiveness. Fintech is helping them access these benefits more efficiently.” * Technology Reduces Errors in Loan Applications. “Automation ensures borrowers submit accurate applications, increasing approval rates for federal programs.” * Fintech Solutions Are Expanding Beyond Student Loans. “Managing debt holistically creates a more secure financial future. The debt includes credit cards and retirement savings.” * Personal Finance Education is a Critical Component. “Helping borrowers understand their financial options leads to better decision-making and long-term stability.”

Welcome to JAT Chat, presented by the Journal of Athletic Training, the official journal of the National Athletic Trainers' Association. In this episode, Dr. Shelby Baez is joined by Dr. Gianluca Del Rossi from Creighton University to delve into the compelling findings from Dr. Del Rossi's manuscript, "Student Debt Associated with Entry-Level Athletic Training Education," published in the December 2024 issue of the Journal of Athletic Training.   Article: https://tinyurl.com/5xkcy8hf  Key Points: The average education-related debt-to-income ratio reported by entry-level athletic trainers is considered high by finance industry standards. High debt-to-income ratio and monthly payment debt-to-income ratio related to student debt portends the possibility of experiencing financial challenges postgraduation for entry-level athletic trainers.   Guest Bio: Dr. Del Rossi is a Professor in the School of Pharmacy and Health Professions at Creighton University. His research is focused on pre-hospital emergency care and most recently on education-related topics.  

The Albanese government is promising to make it easier for Australians with student debts to buy a home. Federal Treasurer Jim Chalmers has asked financial regulators to revise the role those debts play in the way banks assess mortgage applications. Listen to SBS Sinhala explainer for more information. - ශිෂ්‍ය ණය ඇති ඕස්ට්‍රේලියානුවන්ට නිවසක් මිලදී ගැනීම පහසු කිරීමට අල්බනිසි රජය පොරොන්දු වී තිබෙනවා. බැංකු විසින් ණය අයදුම්පත් තක්සේරු කිරීමේදී එම ශිෂ්‍ය ණය සම්බන්ධයෙන් කටයුතු කරන ආකාරය සංශෝධනය කරන ලෙස ෆෙඩරල් භාණ්ඩාගාරික ජිම් චාමර්ස් මුල්‍ය නියාමකයින්ගෙන් ඉල්ලා සිටිනවා. මේ පිළිබඳ වැඩිදුර තොරතුරු අද කාලීන තොරතුරු විග්‍රහයෙන්

The Albanese government is promising to make it easier for Australians with student debts to buy a home. Treasurer Jim Chalmers has asked financial regulators to revise the role those debts play in the way banks assess mortgage applications.

Send us a textThis Week in EdTech, join Ben Kornell and special guest host Jomayra Herrera, Partner at Reach Capital, as they unpack the latest in edtech, AI, and education policy.✨ Episode Highlights:[00:03:16]

Forty-five million people in the U.S. — about one in six adults — owe a total of $1.7 trillion in student-loan debt. Canceling some of these federal loans has become a flash point in modern American politics. In a new book, Burdened: Student Debt and the Making of an American Crisis, Ryann Liebenthal traces the origins of the student-loan system and breaks down how it works today. Liebenthal spoke with Apple News In Conversation host Shumita Basu about ways to address this trillion-dollar problem.

In this Inspired Money episode, experts Mark Kantrowitz, Dr. Sonia Lewis, Caitlin Zaloom, and Rae Kaplan share insights on managing student loans. They cover repayment plans, loan consolidation, and refinancing options, giving listeners practical tools to handle student debt effectively. Kantrowitz discusses ways to maximize federal aid, while Dr. Lewis highlights strategies for creating manageable repayment plans. Zaloom examines the family impact of student loans, and Kaplan offers legal advice on navigating loan obligations. Understanding Student Loan Repayment Options Student loans are a major financial burden for many, yet they can be manageable with the right strategies. The episode explores various repayment plans, consolidation options, and refinancing opportunities. Each has unique benefits and drawbacks, so it's essential to find the approach that best aligns with your goals and finances.

At least two people were killed and more than 60 others injured when a car plowed into a busy Christmas market in Magdeburg, eastern Germany, in what appears to have been a deliberate attack. Authorities arrested the suspected driver, who they say is a 50-year-old Saudi Arabian man who first arrived in Germany in 2006. With just hours left before a potential midnight government shutdown, the House of Representatives passed this year's final funding plan to keep the government open. The bill has been sent to the Senate. This comes after previous attempts to pass similar proposals in the lower chamber had failed. The Biden administration has announced an additional $4.2 billion in student debt relief for nearly 55,000 public service workers. This is part of the “Public Service Loan Forgiveness” program, designed to erase loans after 10 years of service. Canadian Prime Minister Justin Trudeau has reshuffled his Cabinet amid intense turmoil in his political career. A party supporting his minority government has withdrawn its backing, announcing plans to trigger a new election in the coming months. ⭕️Watch in-depth videos based on Truth & Tradition at Epoch TV

Congress was scrambling to avert a partial government shutdown on Friday, hours after more than three dozen Republicans rejected a demand by President-elect Donald Trump to use the measure to lift the nation's debt ceiling. The White House is abandoning its plan to cancel student loans for more than 38 million Americans. This is the Biden administration's first step in scrapping pending regulations and unfinished rules across a number of agencies in its final days. U.S. Central Command reports that American forces have killed ISIS leader Abu Yusif in Syria. The precision airstrike was carried out on Thursday. ⭕️Watch in-depth videos based on Truth & Tradition at Epoch TV

The Congress was scrambling to avert a partial government shutdown on Friday, hours after more than three dozen Republicans rejected a demand by President-elect Donald Trump to use the measure to lift the nation's debt ceiling.The White House is abandoning its plan to cancel student loans for more than 38 million Americans. This is the Biden administration's first step in scrapping pending regulations and unfinished rules across several agencies in its final days.U.S. Central Command said that U.S. forces killed ISIS leader Abu Yusif. This happened in a precision airstrike on Thursday.

Send us an inquiry through a text message here!Buy Tickets To Our LIVE Show Here: https://www.eventbrite.com/e/the-veterinary-roundtable-live-podcast-show-at-vmx-2025-tickets-948280842527?aff=oddtdtcreatorWelcome to a very special episode of The Veterinary Roundtable! In this episode, the ladies are joined by Sarah Dalzell, fourth year veterinary student at Ohio State University, to discuss veterinary school debt; how it's impacted her decisions, how she handles the stress, her plan for paying them after school, and more!Do you have a question or inquiry for The Veterinary Roundtable? Send us a text from the link above, ask us on any social media platform, or email harrison@kingmediamarketing.com!Episodes of The Veterinary Roundtable are on all podcast services along with video form on YouTube!Instagram: https://tinyurl.com/2h27xnfuTikTok: https://tinyurl.com/m8f62ameYouTube: https://tinyurl.com/48njfywdTIMESTAMPSIntro 00:00Icebreakers 03:30When Sarah Knew She Wanted To Become A Veterinarian 03:38Why Sarah Chose Ohio State University For Vet School 05:18Anything Sarah Would Change About Ohio State's Vet School 08:42Was Sarah Aware of The Vet School Debt Before Attending Vet School? 13:56Debt Affecting Sarah's Vet School Decision 18:26Sarah Pursuing Emergency Medicine 22:08Handling The Stress Of Vet School Debt 32:50Schools Making A Change To The Cost Of Vet School 36:23Sarah's Plan To Pay Off Her Vet School Debt 47:38Sarah's Advice For Current And Future Vet Students 51:30Outro 54:50

TikTok TrumpJoin us for an engaging conversation covering a breadth of topics shaping the future political landscape.In this episode of the Lean to the Left Podcast, we dive into a discussion on young voters and the 2024 election with Sam Raus, a young, nationally published political analyst and public relations professional. Sam shares his insights on why the youth vote has shifted more towards Trump compared to 2020, the potential influences of social media platforms like TikTok and X, and the concerns about misinformation and foreign influence. Sam sheds light on the activities of Young Voices, an organization focused on supporting young talent, and discusses the intricacies of student debt, economic policies, and the role of AI in modern politics. CHAPTERS:00:00 Introduction and Guest Introduction00:41 Young Voices and Sam's Role02:12 AI and Technology in Politics09:19 TikTok and National Security Concerns13:23 Election Influence and Youth Vote19:12 Student Debt and Economic Challenges30:10 Race, Sexism, and Political Influence33:09 Encouraging Youth Political Participation34:42 Conclusion and Future PlansAbout Bob Gatty A former journalist and communications consultant, Bob Gatty is the founder and editor of the Lean to the Left blog and host of this podcast, which focuses on progressive politics and the important social issues of our time. Please check out Bob's new book, Hijacked Nation: Donald Trump's Attack on America's Greatness, now available on Amazon.com. Barnes & Noble and other outlets. Paperback: $11; Hardcover: $24. Digital version: $3.99. Here's a direct link: https://amzn.to/4eK8ghZ.Bob is considering making changes to Lean to the Left in 2025, and is asking for your input. Please take a moment to complete two quick 4-question polls here on YouTube: https://www.youtube.com/@LeantotheLeft/communityDISCLAIMER: Some links in this description are affiliate links, which means if you make a purchase through them, you won't pay any extra – in fact, you may even save with a discount! Using these links helps support this channel, allowing us to keep providing free content to help you on your journey. Thank you for your support.

The Student Debt Crisis Center takes over the airwaves of 'the Leslie Marshall Show,' where they share updates on the SAVE lawsuits, discuss changes to existing repayment plans, and provide guidance for those struggling to afford their monthly payments.  They also feature a special guest who addresses the impacts of student debt on mental health and wellness. This episode's SDCC hosts are President and Founder, Natalia Abrams, Managing Director, Sabrina Calazans, Special Projects & 'Free the Degree' Director, Sabrina Ashley Cereceres, and Licensed Psychologist, Bryan Harnsberger. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is www.StudentDebtCrisis.org and their handle on X, Instagram and Facebook is @DebtCrisisOrg.

Subscribe to Bad Faith on Patreon to instantly unlock this episode and our entire premium episode library: http://patreon.com/badfaithpodcast Debt Collective spokesperson Braxton Brewington joins Bad Faith to unpack what Biden could still do to alleviate student debt, and what the student loan fight looks like going into a second Trump administration. Subscribe to Bad Faith on YouTube for video of this episode. Find Bad Faith on Twitter (@badfaithpod) and Instagram (@badfaithpod). Produced by Armand Aviram. Theme by Nick Thorburn (@nickfromislands).

Hosts: Rusty Cannon and Adam Gardiner  As Donald Trump prepares to take office, one of his first items of business is resolving the student loan forgiveness issue promised by President Biden. Now millions of Americans are stuck in uncertainty as they wait to see if their loans will be forgiven, or if they'll have to pay them themselves. The decision is going to be made in Congress but how long will they wait to decide? Adam Gardiner and Rusty Cannon break down the steps that need to be made for Trump to stop this plan, and how Congress’ decision will play into each step. 

In this comprehensive episode of Finding Financial Freedom with The Frugal Physician, Dr. Disha Spath hosts Travis Hornsby, founder and CEO of Student Loan Planner, to explore the current landscape of student loans and repayment strategies for high-debt professionals. With over $800 million in student loans consulted on, Travis is an authority on loan repayment and shares crucial insights on navigating Public Service Loan Forgiveness (PSLF), recent policy changes, and strategies for repayment that every physician, professional, and student loan borrower needs to know. Discover how changes in student loan policies under the Trump, Obama, and Biden administrations have reshaped the repayment landscape and what potential policy shifts could mean for borrowers in the coming years. Travis also discusses methods to optimize PSLF eligibility, the pros and cons of refinancing, and the best strategies for long-term financial freedom despite student loan debt. Key Topics Covered: Travis Hornsby's Journey & Student Loan Planner's Mission Travis's background in finance and bond trading at Vanguard, his journey to starting Student Loan Planner, and why he's dedicated his career to helping borrowers navigate complex student loan systems. Public Service Loan Forgiveness (PSLF): From Inception to Transformation How PSLF has evolved since its inception in 2007, including challenges under the Trump administration and impactful changes introduced by President Biden. Changes in Income-Driven Repayment (IDR) Plans Overview of the original income-driven repayment options (PAYE, REPAYE, IBR, ICR) and how Biden's new SAVE plan replaced REPAYE with enhanced interest subsidies. Potential Pitfalls & Common Mistakes in Repayment Plans How to avoid costly missteps when selecting a repayment plan, including considerations around PSLF qualification, income certification, and timing of tax filings. Navigating Political and Legal Challenges in Student Loan Policies Insights into current legal challenges to the SAVE plan and potential impacts of future policy changes on IDR options for physicians and other borrowers. Refinancing vs. Forgiveness Travis outlines when it's beneficial to refinance your loans versus staying on a PSLF track, with practical advice for borrowers based on debt-to-income ratio and financial goals. Resources Mentioned: Student Loan Planner for calculators, tools, and professional consultations. Travis's Books: Managing Your Money in Your Twenties and Thirties and 25 is the New 65: How to Retire Outrageously Early. Listener Takeaways: Gain a better understanding of student loan repayment plans and forgiveness options. Learn the strategies for managing student loans amidst political upheaval and legal challenges. Understand when refinancing makes sense versus sticking with PSLF or other forgiveness options. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Travis Hornsby, CFA, CFP, Student Loan Planner Follow us on Instagram, Facebook, and Twitter for updates on upcoming episodes. Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment.   This episode is sponsored by: PearsonRavitz– Helping physicians safeguard their most valuable assets.  This episode is also sponsored by FacetWealth– Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.

Federal Labor plans to slash the HECS debt of millions of Australian students.

In this week's personal finance edition of Merryn Talks Money, hosts Merryn Somerset Webb and John Stepek answer a question from listener Hugo. He's in his twenties and wondering what financial strategy graduates like him might find the most rewarding—from buying a house to investing in the equity market. Join us at Bloomberg on Oct. 31, the morning after the Budget, for a taping of the podcast in front of an audience. Register here:https://go.bloomberg.com/attend/invite/merryn-talks-budget/See omnystudio.com/listener for privacy information.

There is a longstanding, widely held belief that the best chance at a better future is to go off to college – especially for people from marginalized communities.Whether it was your teacher, general political rhetoric, or one of many sitcoms that reflect middle class American life, the message was to go to school or risk failure — dismissing millions of people who decided not to go to college and created viable, sustainable careers in trade professions, from manufacturing and welding to plumbing and software engineering.And now, as college costs continue to rise and more people want to develop a sense of financial stability, education and careers in the trades through vocational schools are becoming not only more accepted, but also encouraged across all factors of society. In our latest episode, host Kai Wright talks to ​​Maya Bhattacharjee-Marcantonio, co-founder of The Marcy Lab School in Brooklyn, New York, and Eric Kelderman, a senior writer at the Chronicle of Higher Education about the shifting cultural cachet around earning a 4-year college degree. We talk about what motivates some students to pursue vocational education, what this change might mean long-term for Americans across demographics, and why some still prefer a professional path that includes college.Support of WNYC's coverage of economic mobility and opportunity is provided in part by the Bill & Melinda Gates Foundation. For more information about how the Gates Foundation supports economic mobility and opportunity, visit usprogram.gatesfoundation.org. Tell us what you think. We're @noteswithkai on Instagram and X (Twitter). Email us at notes@wnyc.org. Send us a voice message by recording yourself on your phone and emailing us, or record one here.Notes from America airs live on Sundays at 6 p.m. ET. The podcast episodes are lightly edited from our live broadcasts.

Synopsis: Feeling lost in the crazy housing market? This episode is your roadmap to navigating the How to Buy a Home podcast library, with tips on finding the perfect episodes to conquer your first-time homebuyer fears and finally escape the rent trap.Quote: "The only way to beat this bananas market is with a hand-crafted plan created early."Highlights:Overwhelmed by the homebuying process? Discover the ten essential steps for first-time homebuyers (start with Episode 201!).Confused by real estate jargon? We've got you covered with an A-Z guide to all the terms you need to know (Episode 94 and beyond!).Worried about affordability in this crazy market? Learn how to assess your finances, explore down payment assistance, and develop a winning saving strategy (Episodes 251, 262, 250, and more!).Ready to make an offer but terrified of bidding wars? Get the inside scoop on how to crush the competition and win your dream home (Episodes 1, 75, 76, 77, and others!).Want to learn from real people who've been there? Dive into our goldmine of interviews with first-time homebuyers who share their experiences and insights (check out our 69+ interviews!).1. Getting Started & Basic Knowledge:Episode 201: Ten Step Guide for First Time HomebuyersEpisodes 94- (ongoing): Real Estate Terms and Definitions (A-Z)Episode 225: Renting vs. Buying - The Big Picture2. Financial Preparation & Affordability:Episode 251: The Last Lease Ever (Credit Score, Debt, Savings)Episode 262: Affordability Crisis and Saving StrategiesEpisode 250: Down Payment Assistance ProgramsEpisode 219 & 192: Financial Tips and BreakdownsEpisodes 3, 85, 61, 64, 90: Credit Score Deep DivesEpisode 204 & 182: Credit Score SummariesEpisode 19 (and following): Seven Part Series on Financial PreparationEpisode 69 & 109: Dave Ramsey and Saving Techniques (Critique)3. Researching Homes & Neighborhoods:Episode 227: Online Research Tools and Tricks (Beyond Zillow)Episode 170: Triangle of Success (Price, Style, Location)4. Making an Offer & Winning Bidding Wars:Episodes 1, 75, 76, 77: Winning Bidding WarsEpisodes 46, 49, 73, 84: More on Bidding Wars5. Home Inspections:Episode 75: Inspection Red FlagsEpisode 110: The Inspection ProcessEpisode 220: Interview - Walking Away from Deals after InspectionsEpisode 254: Reddit Inspection Freakouts (and good advice)6. Building Your Homebuying Team:Episode 11: Online LendersEpisode 16: Banks vs. BrokersEpisode 32: VA LoansEpisode 66: Shopping for the Best RateEpisode 153: Buying without 2 Years of EmploymentEpisode 180: Online Mortgage CalculatorsEpisode 242: Commonly Asked Lender QuestionsEpisode 237: Buying with Higher RatesEpisodes 201 & 202: Choosing the Right Lender and RealtorEpisode 164: How to Pick Your Team7. House Hacking & Other Topics:(Scroll through the catalog): House Hacking episodes and interviews(Various episodes): PMI, 20% Down Payment, Credit Checks, Using 401k, Closing Costs, Condos vs. Single Family, New vs. Resale, Student Debt, Zillow8. Listener Interviews:(Approximately 69 episodes): Interviews with real first-time homebuyersConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, a

Why Women Are Finding Out Their DEGREES ARE USELESS & But Have $100K In Student Debt CoachGregAdams YouTube FreeAgentLifestyle YouTube

Shoot us a Text.We're brimming with energy on this Tuesday morning, as we discuss VW's decision to originate its US auto loans through Wells Fargo. Plus we talk about the growing gap between car buying expectations and car buying reality and how auto debt just continues to grow.Show Notes with links:Volkswagen is ceasing to originate U.S. auto loans for Audi and VW through its in-house finance division, Volkswagen Financial Services (VWFS). Starting in April, Wells Fargo will take over this responsibility.Wells Fargo will be responsible for processing all loan applications, underwriting, and servicing loans for VW and Audi customers.VWFS will shift its focus to consumer leasing, usage-based products, and new mobility solutions, aligning with Volkswagen Group's broader growth strategy in the U.S. market.The transition is part of a "multi-year co-branded agreement" aimed at offering improved retail financial solutions for VW, Audi, and Ducati.VWFS will continue managing current loans on its books after the April transition.Ernst Jan van Eijkelenburg, CEO of VW Credit: “This is a union of great strengths... supporting our brands, dealers, and customers.”A new report from Edmunds highlights the growing disconnect between what car shoppers want to pay and the prices they're encountering in the market today.According to Edmunds, the average trade-in age for new vehicles is six years, meaning many shoppers returning in 2023 last bought in 2018.64% of used car buyers aim to spend under $20,000, and 50% target $15,000 or less, but only 5% of transactions were below $10,000, with the average used car costing $26,936. Similarly, 48% of new car buyers want to spend $35,000 or less, but the average new car price in July was $47,716, with almost no vehicles under $20,000.Over 73% of respondents have delayed buying a vehicle due to high prices, 62% due to high interest rates, and more than half are cutting other expenses or working extra hours to afford one.Jessica Caldwell, Edmunds' head of insights: "Consumers are likely being forced into trade-offs, selecting different brands, older vehicles, or even postponing purchases.”A new report from the Financial Times highlights the growing burden of auto loan debt, which now accounts for 9% of household debt, second only to mortgages and surpassing student loans.Auto loan delinquencies are nearing record-high levels set during the 2009 financial crisis, as many struggle to keep up with large payments.Buyers who purchased vehicles during the COVID-19 pandemic at inflated prices now face significant negative equity, owing more than their cars are worth as values decline.While fewer prime borrowers are losing their vehicles compared to 2009, auto debt continues to swell, with total automotive debt reaching $1.6 trillion as of September 2023.Hosts: Paul J Daly and Kyle MountsierGet the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/ Read our most recent email at: https://www.asotu.com/media/push-back-email

Student loan forgiveness is much in the news these days. It's on. It's off. It's on again, maybe. What's the lesson here? The lesson is this: Avoiding student loan debt is much easier than getting out of it. It just takes discipline. We'll talk about that with Dr. Art Rainer today. Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of “The Money Challenge for Teens: Prepare for College, Run from Debt, and Live Generously.” A Biblical Foundation for College FinancesWhen it comes to preparing for college, it's important to keep Proverbs 22:7 in mind: “The rich rules over the poor, and the borrower is the slave of the lender.” This verse serves as a crucial reminder that borrowing money, especially for education, can lead to long-term financial burdens. It's easy to accumulate tens of thousands of dollars in student debt that could take decades to repay.Four Strategies to Minimize College DebtIn The Money Challenge for Teens, Dr. Art Rainer outlines four key strategies to help students minimize, or even avoid, college debt:Start Saving Now: The sooner you begin saving for college, the less you'll need to borrow.Take College-Level or AP Courses Now: These can reduce the number of credits you need to take in college, lowering your overall tuition costs.Explore Scholarships and Grants: There's a wealth of financial aid available, but you need to seek it out and apply diligently.Be Willing to Work While in School: Many students work part-time jobs to help cover tuition and reduce the need for loans.While these strategies require effort and discipline, they're far easier than paying back $30,000 or $40,000 in student loans after graduation.Avoiding Costly Misconceptions About CollegeDr. Art Rainer also shares a list of common misconceptions that can lead to unnecessary student debt. Understanding and avoiding these pitfalls can make the college journey much smoother:Misconception #1: Attending a Costly School Guarantees a Better Job: Higher tuition doesn't always translate to higher salaries. Employers care about your degree, not how much you paid for it.Misconception #2: You Need the Whole “College Experience”: Some students work during college to offset tuition costs, which can prevent long-term debt.Misconception #3: It's Okay to Stretch Out College: While there's some flexibility, extending your degree program can increase costs and the risk of not completing your degree.Misconception #4: You Don't Need to Know What You're Signing: Educate yourself on student loans before signing anything. Understand the commitment and explore alternatives.Misconception #5: Everything Will Take Care of Itself: Student loans are difficult to escape, even surviving bankruptcy. It's crucial to manage your debt and avoid complacency.Misconception #6: There's No Other Option: While college costs are high, there are always options like scholarships, grants, and community college. Explore every avenue before taking on debt.Putting in the Hard Work NowIt's far better to put in the hard work now—saving, applying for scholarships, and working while in school—than to be burdened with student debt later. By being proactive and informed, students can avoid the financial pitfalls that so many others face.For more insights and resources from Dr. Art Rainer, visit his website at ChristianMoneySolutions.com. If you're interested in becoming a Certified Christian Financial Counselor (CertCFC), visit ChristianFinancialHealth.com. On Today's Program, Rob Answers Listener Questions:How could we use our required minimum distributions (RMDs) to make donations to the church and offset the tax impact? I'm looking for a formula or chart to help calculate the potential tax savings.I'm still working and scheduled to retire within the next couple of years. My employer has an actual person who manages our retirement plan, but I wanted to find out how to invest in things that align more with my faith and ensure I'm not supporting something I don't want to be supporting.Should I move my 403(b) funds to a CD ladder to safeguard them from market volatility, and would that result in a tax burden?How do I access the $36,000 cash surrender value of my 68-year-old friend's whole life insurance policy, and what happens when the policy is discontinued?Resources Mentioned:The Institute For Christian Financial HealthList of Faith-Based Investing FundsLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Student loan forgiveness is much in the news these days. It’s on. It’s off. It’s on again…maybe. So, what’s the lesson we can learn here? On today's Faith & Finance Live, host Rob West will talk with Art Rainer about how we’re learning that it’s much easier to avoid student loan debt than to get out of it—it just takes discipline. Then Rob will answer your calls on various financial topics. See omnystudio.com/listener for privacy information.

Brandon Gerleman, PharmD shares the strategy for how he paid off $160k of debt. This episode is brought to you by APhA. Summary Brandon Gerleman, a 2017 pharmacy graduate from the University of Iowa, shares his journey of paying off $160k of debt through not one, not two, but five refinances along the way. Brandon discusses his repayment strategy, why he decided for a more aggressive loan payoff, and what's next for him and his family. He emphasizes the importance of living within your means, being aware of finances, and the impact of interest rates on repayment strategies. Brandon and his wife are now looking toward the future and he shares what other financial goals they are preparing for. About Today's Guest Brandon Gerleman, PharmD is a 2017 graduate of the University of Iowa College of Pharmacy. He currently works as a Senior Product Manager on the Pharmacy Product Team at Outcomes, where he manages products to help pharmacists practice at the top of their training and provides tools to help drive pharmacy campaigns and increase efficiencies. After graduating in 2017 with $161,000 in student loan debt, he paid it off in May 2024. Brandon and his wife, Mariah, have 2 children and live in a rural community in Iowa. He enjoys spending time with his family, golfing, and watching Iowa Hawkeye football. Mentioned on the Show Brandon Gerleman on LinkedIn APhA Membership Discount with coupon code YFP Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group Your Financial Pharmacist YFP Disclaimer YFP Newsletter

Student debt can be a hot button subject! We wanted to see how it looked from a student's point of view. This episode is our conversation with a student recently out of grad school, with the student loans to prove it. Savannah Cunningham (Bonnie's daughter) taught us a thing or two and offers some on-the-ground tips for families with high school or college students navigating the minefields of student debt.

Today Dr. Dahle opens by talking about the state of governmental student loan repayment programs and whether or not they are likely to be around for long. We then get into answering a variety of your questions including if a physician loan is a good idea, how to evaluate real estate deals, when it is a good idea to pay off your mortgage, if nursing home insurance is a good idea and when to let your disability policy lapse. We even discuss if it is a reasonable idea to leave your money to the government when you die. There is something for everyone today! Ready to make the most of your tax plan? Cerebral Wealth Academy has now opened enrollment for the course "The Doctor's 4-Week Guide to Smart Tax Planning" during September. Designed for medical professionals with side gigs and locum tenens, this course includes live Q&A sessions with Alexis Gallati, founder of Cerebral Tax Advisors, and 22 easy-to-follow video lessons covering everything from choosing a business entity to advanced tax strategies and retirement planning. Enroll by September 30th and use the code WCISEPTEMBER to get a $300 discount. If you want to save big on taxes next year, visit cerebralwealthacademy.com today! The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

The Student Debt Crisis Center takes over the airwaves of 'the Leslie Marshall Show,' where they detail the latest challenges to the SAVE plan, why millions of folks don't have to make monthly payments right now, and what's going on with the latest student debt cancellation plan.  They also alert folks of upcoming deadlines and who benefits from taking action. This episode's SDCC hosts are President and Founder, Natalia Abrams, Managing Director, Sabrina Calazans, and Special Projects & 'Free the Degree' Director, Sabrina Ashley Cereceres. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is StudentDebtCrisis.org and their handle on X, Instagram and Facebook is @DebtCrisisOrg. 

The FBI released photos of items recovered from the scene of former President Donald Trump's assassination attempt, including those of the gunman's rifle and backpack. The agency said the gunman's motive is still unclear, but his online search history revealed a “sustained, detailed effort to plan an attack on some event.” Vice President Kamala Harris and her running mate Gov. Tim Walz kicked off a two-day bus tour in Georgia. Trump will hold a Town Hall in La Crosse, Wisconsin, on Wednesday. Robert F. Kennedy Jr. will remain on the ballots in Michigan and Wisconsin, despite his efforts to remove his name after suspending his bid. The U.S. Supreme Court rejected the Biden administration's request to revive its federal student debt relief plan. The new SAVE plan would have provided a faster path to loan cancellation, and reduced monthly income-based repayments. An appeals court is expected to issue a detailed decision. In France, authorities have issued preliminary charges against Telegram CEO Pavel Durov for allegedly allowing illegal activities on his social media platform. He has been released from custody on bail but is not allowed to leave France during the investigation. Israeli forces conducted major counter-terrorism operations across multiple cities in the West Bank. Palestinian officials said at least 10 people were killed. ⭕️Watch in-depth videos based on Truth & Tradition at Epoch TV

1. Attempted Assassination Investigation Updates (1:34)2. Quick Hitters: What to Expect at Final Night of RNC, Biden Diagnosed with COVID, Biden Cancels $1.2B in Student Debt, Microsoft Dissolves DEI Team, Alabama Set to Execute Inmate (4:19)3. Miscellaneous Q&A: What Happens If Biden Drops Out? Is There a Deadline to Do So? What Happens to VP Harris? Was Trump Really Hit By a Bullet? Is It True Secret Service Wasn't Given Clearance to Shoot the Suspect? When is the Deadline to Register to Vote? And More. (5:59)Support ‘UNBIASED' on Patreon.Watch this episode on YouTube.Follow Jordan on Instagram and TikTok.All sources for this episode can be found here. 

Student loan debt can easily get in the way of financial independence, especially if there's a high interest rate attached to your loans. But should you pay down this debt at the expense of investing for the future? There are several factors we're going to explore in today's episode! Lauren is a physician assistant with a stable W2 job, a house hack, and a side hustle that provides her with a little “fun” money each month. But as she and her partner work toward their goal of reaching FI in twenty years, they've got some money issues to work out—namely, how to tackle the $150,000 in student loans hanging over their heads. Should they pay down this debt, invest in real estate, or both? Should they put their retirement contributions on hold? One day, they hope to travel the world and enjoy their favorite pastime, kitesurfing! But should they fast-track this dream before planning for a family? Lauren is at a crossroads in her journey to FI, and in today's episode, Scott and Mindy will provide her with an actionable blueprint she can use to achieve her financial goals, career aspirations, and dream lifestyle. Along the way, you'll learn when to prioritize aggressive debt paydown, how to strike the perfect investment portfolio mix, and important things to consider before starting a family! Support today's show sponsor, BAM Capital, your path to generational wealth with premier real estate investment opportunities!  In This Episode We Cover When to pay down student loan debt rather than invest in real estate Why buying rental property today will leave you with more cash flow in retirement How to financially plan for weddings, honeymoons, children, and other BIG expenses Paying off your primary residence versus buying MORE rental properties How to improve asset allocation with a mix of rentals and retirement accounts And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggePockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder See Scott and Mindy at BPCON2024 in Cancun! BiggerPockets Money - Episode 35: Hacking Your Life to Live for (Almost) Free with Craig Curelop BiggerPockets Money - Episode 514: How to “Travel Hack” Like a Pro and Get FREE Flights, Hotel Stays, and More! 00:00 Intro 01:25 Financial “Wellness” 07:01 Lauren's Money Snapshot 15:51 MAJOR Career Decisions 22:15 FI in 20 Years (or Fewer!) 27:53 Paying Off $150K Student Loans 36:07 Weddings, Honeymoons, & Kids 44:55 Kitesurfing & Traveling the World! 57:39 Pay Down the Mortgage? 01:02:54 Enjoy Life AND Build Wealth! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-541 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Developing stories you need to know just in time for your drive home. Get the facts first on Morning Wire. Monarch Money: Go to http://www.monarchmoney.com/WIRE for an extended 30-day free trial.Beam: Get 40% off for a limited time! Use promo code WIRE at http://www.ShopBeam.com/Wire

Once upon a time, borrowing money for college was an affordable path towards upward mobility. Today, it's a crisis. With Americans owing a whopping $1.7 trillion in student loans. So how did the student debt crisis get so out of control? From bungled government programs to Sputnik to the Great Recession, “How We Got Here” unpacks the history behind spiraling student debt…with interest! SOURCESOnly 25% of those with student loans went to graduate school—but they owe around 50% of all student debt | CNBCStudent loans are now easier to discharge in bankruptcy, attorneys say: It's 'life changing' | CNBCAverage Cost of College [2023]: Yearly Tuition + Expenses | Education Data InitiativeEverything you need to know about college costs - VoxStudent loan forgiveness: What to know about Biden's $39 billion plan - VoxWhy Does College Cost So Much? - The New York TimesIntroducing Bennett Hypothesis 2.0 | Center for College Affordability and ProductivityStatement Before the House Committee on Education and Workforce On Lowering Costs and Increasing Value for Students, Institution | Texas Public Policy FoundationIs Rising Student Debt Harming the U.S. Economy? | CFRStudent loan forgiveness: How much debt has Biden canceled? | CNN PoliticsFederal Student Loan Borrowers Reveal Grim Expectations for Payment Resumption | Morning ConsultDrivers of the Rising Price of a College Education | MHECMSD Annual Report 2022 - Student Debt and Young AmericaState Funding for Higher Education Still Lagging | NEAEducation; College Officials Defend Sharply Rising Tuition - The New York TimesStudent loan forgiveness: How much debt has Biden canceled? | CNN PoliticsThe Political Case For Student Debt Cancellation | Data for ProgressPublic Law 94-482 94th Congress An Act