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In this week's episode, host Daniel Raimi brings in Margaret Walls and Yanjun (Penny) Liao to discuss why homeowners insurance prices and nonrenewals are increasing in the United States—and how insurers, homeowners, and state and federal governments are responding. Walls is a senior fellow at Resources for the Future (RFF), director of RFF's Climate Risk and Resilience Program, and co-host of Resources Radio, while Liao is an RFF fellow. Together, they elaborate on data they shared in the most recent issue of Resources magazine that links areas with previous weather-related property loss to higher premiums and policy nonrenewal rates. As a result, while climate change increases the severity and frequency of extreme weather, many homeowners are left without insurance plans that provide adequate coverage, especially in vulnerable regions such as California and Florida. Walls and Liao analyze why solutions such as “insurance of last resort” plans in the residual market fail to keep up with heightened risk, and where policymakers and communities might look next to support households that are impacted by wildfires, floods, storms, and other disasters across the country. References and recommendations: “Weather Extremes Disrupt Insurance Markets” by Margaret Walls, Yanjun (Penny) Liao, and Emily Joiner; https://www.resources.org/archives/weather-extremes-disrupt-insurance-markets/ “From Risk to Reward: Insurance Discounts for Wildfire Mitigation” by Evan Ludington, Yanjun (Penny) Liao, and Margaret A. Walls; https://www.rff.org/publications/working-papers/from-risk-to-reward-insurance-discounts-for-wildfire-mitigation/ “Property Insurance and Disaster Risk: New Evidence from Mortgage Escrow Data” by Benjamin J. Keys and Philip Mulder; https://www.nber.org/papers/w32579 Insurance for Good; https://www.insuranceforgood.org/ “Listers: A Glimpse Into Extreme Birdwatching” documentary film; https://www.imdb.com/title/tt38023177/ eBird phone app; https://ebird.org/about/ebird-mobile “American Emergency: The Movement to Kill FEMA” podcast series from On the Media; https://www.wnycstudios.org/podcasts/otm/american-emergency-movement-kill-fema Subscribe to stay up to date on podcast episodes, news, and research from Resources for the Future: https://www.rff.org/subscribe/
In this week's episode, host Kristin Hayes is joined by podcast-host-turned-guest Daniel Raimi, a fellow at Resources for the Future (RFF) and director of RFF's Communities in the Energy Transition initiative, to discuss Raimi's research on energy communities and his work establishing a highly collaborative ongoing project: the Resilient Energy Economies initiative. Though all communities depend on energy, “energy communities” are communities whose economic livelihoods are dependent on fossil fuels. Raimi recounts how his early career experiences inspired him to study the complex dynamics of fossil fuel–dependent communities amid a shifting energy sector. The oft-overlooked economic complications that arise in energy communities have been motivating federal, state, and local efforts to preserve and protect financial stability for residents after energy companies leave town. Whether in Wyoming, Pennsylvania, Texas, or a Tribal nation, Raimi maintains that engaging with the people who actually are living in these fossil fuel–dependent local economies enables a holistic understanding of the mammoth impact of the fossil fuel industry in the development of the United States and in the communities where the industry is central to their life and livelihoods. References and recommendations: Resilient Energy Economies initiative; https://www.resilientenergyeconomies.org/ “Building More Resilient Energy Economies,” a webinar series hosted by Resources for the Future; https://www.rff.org/topics/communities-in-the-energy-transition/webinar-series-building-more-resilient-energy-economies/ “Vigil” by George Saunders; https://www.penguinrandomhouse.com/books/564991/vigil-by-george-saunders/ Subscribe to stay up to date on podcast episodes, news, and research from Resources for the Future: https://www.rff.org/subscribe/
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Rob, Nico and Nick discuss the Oracle of College Hoops, PSAs, party horns, the Quadruple Amputee Cornhole Killer, the death of Ernie Anastos, raised garden… The post Two Cents Radio: Episode #425 – Nice Day for a Walk appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss the Oracle of College Hoops, PSAs, party horns, the Quadruple Amputee Cornhole Killer, the death of Ernie Anastos, raised garden… The post Two Cents Radio: Episode #425 – Nice Day for a Walk appeared first on Too Many Thoughts.
In this episode, host Kristin Hayes is joined by Beia Spiller, a fellow and director of the transportation program at Resources for the Future (RFF), to explore new RFF research findings on critical minerals. (Note that this podcast episode is a sneak preview of a forthcoming report! We will add a link to the report in the show notes once the research has been released on the RFF website. Stay tuned.) To understand contemporary market dynamics for critical minerals, Spiller says that one must understand the history of mineral extraction in the United States. With high operational costs, explained in part by environmental regulations and workforce limitations, and with overseas firms bypassing many of these expenses, the US supply of critical minerals lies at the intersection of national security and global market tensions. While critical mineral policies in recent history have taken varied approaches—bilateral, multilateral, plurilateral, and more—evaluating the efficacy and implications of these policies is key to understanding which mechanisms actually advance US goals. Spiller argues that effectively addressing this “critical” issue requires a clear prioritization of policy objectives and concerns. References and recommendations: Stay tuned for the forthcoming report on critical minerals! The Critical Minerals Research Lab is now open for applications through May 31: https://www.rff.org/news/press-releases/critical-minerals-research-lab-now-accepting-applications/ Critical Minerals Research Lab; https://www.rff.org/topics/transportation/critical-minerals/critical-minerals-research-lab/ “Burn Book” by Kara Swisher; https://www.simonandschuster.com/books/Burn-Book/Kara-Swisher/9781982163907 “Future of Travel: Is It Boom or Bust Time for EVs?” featuring Beia Spiller as a guest on the “Pivot” podcast hosted by Kara Switcher and Scott Galloway; https://podcasts.apple.com/us/podcast/future-of-travel-is-it-boom-or-bust-time-for-evs/id1073226719?i=1000660297338 Subscribe to stay up to date on podcast episodes, news, and research from Resources for the Future: https://www.rff.org/subscribe/
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Rob, Nico and Nick discuss the ides of March, Pompeii, Jim Carrey’s clone, the 2026 Oscar nominees, Survivor 50, the Paramount-Warner Bros merger, the limits… The post Two Cents Radio: Episode #424 – Et Tu, Robert? appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss the ides of March, Pompeii, Jim Carrey’s clone, the 2026 Oscar nominees, Survivor 50, the Paramount-Warner Bros merger, the limits… The post Two Cents Radio: Episode #424 – Et Tu, Robert? appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss the kidnapping of Savannah Guthrie’s mom, the Epstein files, Super Bowl prop bets, Red Panda, Olympic doping and much more.… The post Two Cents Radio: Episode #423 – Conspiracy Nick appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss the kidnapping of Savannah Guthrie’s mom, the Epstein files, Super Bowl prop bets, Red Panda, Olympic doping and much more.… The post Two Cents Radio: Episode #423 – Conspiracy Nick appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss North, grunge, AI fridges, damaged bumpers, the Loch Ness monster, Stephen Hawking’s translator, Stranger Things, video games, tattoo sleeves, New… The post Two Cents Radio: Episode #422 – Loch Ness Hawking appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss North, grunge, AI fridges, damaged bumpers, the Loch Ness monster, Stephen Hawking’s translator, Stranger Things, video games, tattoo sleeves, New… The post Two Cents Radio: Episode #422 – Loch Ness Hawking appeared first on Too Many Thoughts.
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ATTENTION: Press play on this podcast at 11:00 PM New Year's Eve to ring in 2026 with us! Rob, Nico and Nick discuss turning 30,… The post Two Cents Radio: Episode #421 – Hoppy Dew Near 2026 appeared first on Too Many Thoughts.
ATTENTION: Press play on this podcast at 11:00 PM New Year's Eve to ring in 2026 with us! Rob, Nico and Nick discuss turning 30,… The post Two Cents Radio: Episode #421 – Hoppy Dew Near 2026 appeared first on Too Many Thoughts.
#BeAGoodFriend and check out episode #153 of #FeeneyTalksWithFriends for The Third Annual Hot Wings Challenge Fundraiser.It was great to talk and eat hot wings with my good #friends, Avi, Allie, Chris, Linda and Jorge. We talked about:Round 1: Valentina's Extra Spicy Hot Sauce (minute 1)Avi lost his dad to pancreatic cancer (minute 2)Cheers to The Ron Foley Foundation (minute 3)Chris from West Hartford Chamber of Commerce (minute 4)What does The RFF mean to Allie? (minute 5)Linda from PeoplesBank (minute 6)We Care Computers (minute 7)Alex from Luna Pizza (minute 8)Past podcast guests, Lisa Lazuras & Ball 4 a Cure (minute 9)Round 2: Rogue Blood Orange Scorpion Pepper Hot Sauce (minute 10)Learning from mistakes (minute 11)Desmond is a good friend! (minute 14)Ryan & Allie are dancing together (minute 16)“Erica is a good #friend!” - Allie (minute 17)“Marty is a good #friend!” - Avi (minute 18)“Colleen is a good #friend!” - Chris (minute 19)Special podcast guest, Barbara Foley with some kind words (minute 20)Round 3: Hot Ones Rojo Hot Sauce (minute 24)What flavor wing are you? (minute 25)West Hartford is the best because __________ (minute 29)Suggestions for future podcast guests (minute 30)Round 4: Melida's Ghost Pepper Hot Sauce (minute 33)How ya been, Jorge? (minute 38)Avi received 107 donations for the Ron Foley Foundation (minute 41)Chamber members everywhere! (minute 43)Round 5: Da Bomb Beyond Insanity Hot Sauce (minute 45)Tell us a time when you got out of your comfort zone (minute 46)Closing remarks from Avi (minute 51)Upcoming events (minute 53)Closing remarks from Jorge (minute 54)Group selfie minute 55)
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Rob, Nico and Nick discuss the Julian calendar, the 12 days of Christmas, Hamilton, Pluribus, the Warner Bros acquisition drama, Michael Bublé, MRIs, Daddy Long… The post Two Cents Radio: Episode #420 – Daddy Long Neck appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss the Julian calendar, the 12 days of Christmas, Hamilton, Pluribus, the Warner Bros acquisition drama, Michael Bublé, MRIs, Daddy Long… The post Two Cents Radio: Episode #420 – Daddy Long Neck appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss turkey pardons, smut fiction, internet bots, sentient AI, conspiracy theorists, Rush Hour 4 and much more. Chat with the TMT… The post Two Cents Radio: Episode #419 – Gobble Gobble appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss turkey pardons, smut fiction, internet bots, sentient AI, conspiracy theorists, Rush Hour 4 and much more. Chat with the TMT… The post Two Cents Radio: Episode #419 – Gobble Gobble appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss Dick Cheney, the dying American zeitgeist, the new food pyramid, the northern lights, Prohibition, Pluribus, erotic fiction, Prince, Nick’s Japan… The post Two Cents Radio: Episode #418 – A Nickel and a Shot of Whiskey appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss Dick Cheney, the dying American zeitgeist, the new food pyramid, the northern lights, Prohibition, Pluribus, erotic fiction, Prince, Nick’s Japan… The post Two Cents Radio: Episode #418 – A Nickel and a Shot of Whiskey appeared first on Too Many Thoughts.
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Rob, Nico and Nick convene for the 2025 Spooktacular, featuring real life ghost hunting and horrific AI deep dives. But first, they discuss the NBA… The post Two Cents Radio: Episode #417 – Crowned Drools appeared first on Too Many Thoughts.
Rob, Nico and Nick convene for the 2025 Spooktacular, featuring real life ghost hunting and horrific AI deep dives. But first, they discuss the NBA… The post Two Cents Radio: Episode #417 – Crowned Drools appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss Nico’s international dating prospects, Turkmenistan, baseball, 80s music videos, lanternflies, treehouses and much more. Chat with the TMT Community on Discord!… The post Two Cents Radio: Episode #416 – 90 Day Nico appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss Nico’s international dating prospects, Turkmenistan, baseball, 80s music videos, lanternflies, treehouses and much more. Chat with the TMT Community on Discord!… The post Two Cents Radio: Episode #416 – 90 Day Nico appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss rigged NFL games, Charlie Sheen, parliamentary Discord servers, Phillies Karen, tuxedo fittings, international flights, Olivia Newton-John’s “Physical” music video, replaceable… The post Two Cents Radio: Episode #415 – To Nice appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss rigged NFL games, Charlie Sheen, parliamentary Discord servers, Phillies Karen, tuxedo fittings, international flights, Olivia Newton-John’s “Physical” music video, replaceable… The post Two Cents Radio: Episode #415 – To Nice appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss cigarette companies, pumping gas, lotto tickets, the Menendez brothers, Regis & Kelly on 9/11, interstellar comets, DMT elves, the Biggest… The post Two Cents Radio: Episode #414 – Child Inventor of the Week appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss cigarette companies, pumping gas, lotto tickets, the Menendez brothers, Regis & Kelly on 9/11, interstellar comets, DMT elves, the Biggest… The post Two Cents Radio: Episode #414 – Child Inventor of the Week appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss turning 30, lockjaw, non-alcoholic beer, Roblox, bullying, regulating the internet, legalizing drugs, Massachusetts politicians, AI job interviews, crinkle fries, paintball… The post Two Cents Radio: Episode #413 – The Big Three Oh appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss turning 30, lockjaw, non-alcoholic beer, Roblox, bullying, regulating the internet, legalizing drugs, Massachusetts politicians, AI job interviews, crinkle fries, paintball… The post Two Cents Radio: Episode #413 – The Big Three Oh appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss Hootie and the Blowfish, the temperature of space, Axe body spray, Sydney Sweeney’s jeans, Orson Welles in July and much… The post Two Cents Radio: Episode #412 – In July in August appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss Hootie and the Blowfish, the temperature of space, Axe body spray, Sydney Sweeney’s jeans, Orson Welles in July and much… The post Two Cents Radio: Episode #412 – In July in August appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss room tone, the deaths of Ozzy Osbourne and Hulk Hogan, disgusting Internet trends, side-by-sides, cancer charities, Goodwill boutiques, Happy Gilmore… The post Two Cents Radio: Episode #411 – Charity Starts at Home appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss room tone, the deaths of Ozzy Osbourne and Hulk Hogan, disgusting Internet trends, side-by-sides, cancer charities, Goodwill boutiques, Happy Gilmore… The post Two Cents Radio: Episode #411 – Charity Starts at Home appeared first on Too Many Thoughts.
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Rob, Nico and (eventually) Nick discuss the Coldplay kiss cam CEO, affairs, paragliding, Superman, George Lopez, summer jams, Uncle Kracker, modern baby names and much… The post Two Cents Radio: Episode #410 – Daily Show #5 appeared first on Too Many Thoughts.
Rob, Nico and (eventually) Nick discuss the Coldplay kiss cam CEO, affairs, paragliding, Superman, George Lopez, summer jams, Uncle Kracker, modern baby names and much… The post Two Cents Radio: Episode #410 – Daily Show #5 appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss baby mice, Mike Francesa’s Superman review, chimpanzee trends, AI art, synchronized twins and much more. Chat with the TMT Community… The post Two Cents Radio: Episode #409 – Daily Show #4 appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss baby mice, Mike Francesa’s Superman review, chimpanzee trends, AI art, synchronized twins and much more. Chat with the TMT Community… The post Two Cents Radio: Episode #409 – Daily Show #4 appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss the latest on Jeffery Epstein, Kevin Spacey, the Poop Cruise and Balloon Boy documentaries, Andy Rooney and much more. Chat… The post Two Cents Radio: Episode #408 – Daily Show #3 appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss the latest on Jeffery Epstein, Kevin Spacey, the Poop Cruise and Balloon Boy documentaries, Andy Rooney and much more. Chat… The post Two Cents Radio: Episode #408 – Daily Show #3 appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss archaeology, retro video games, peep shows, Jurassic Park and much more. Chat with the TMT Community on Discord! For More TMT… The post Two Cents Radio: Episode #407 – Daily Show #2 appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss archaeology, retro video games, peep shows, Jurassic Park and much more. Chat with the TMT Community on Discord! For More TMT… The post Two Cents Radio: Episode #407 – Daily Show #2 appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss dropping off laptops, Jeffery Epstein, Celebrity Mole: Hawaii and much more. Chat with the TMT Community on Discord! For More TMT… The post Two Cents Radio: Episode #406 – Daily Show #1 appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss dropping off laptops, Jeffery Epstein, Celebrity Mole: Hawaii and much more. Chat with the TMT Community on Discord! For More TMT… The post Two Cents Radio: Episode #406 – Daily Show #1 appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss America’s 250th year, Joey Chestnut, the Karen Read and Diddy verdicts, last meals, Golden Oreos, AI plants, the decline of… The post Two Cents Radio: Episode #405 – Year Zero appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss America’s 250th year, Joey Chestnut, the Karen Read and Diddy verdicts, last meals, Golden Oreos, AI plants, the decline of… The post Two Cents Radio: Episode #405 – Year Zero appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss sentient toilets, Diddy, podcast feuds, pre-internet culture, radio callers, Bill Belichick’s girlfriend, tipping at vape shops and much more. Chat… The post Two Cents Radio: Episode #404 – Consider the Toilet appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss sentient toilets, Diddy, podcast feuds, pre-internet culture, radio callers, Bill Belichick’s girlfriend, tipping at vape shops and much more. Chat… The post Two Cents Radio: Episode #404 – Consider the Toilet appeared first on Too Many Thoughts.
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Rob, Nico and Nick discuss Canadian holidays, commonwealths, Karen Read, map facts, Andor, Kermit the Frog, mansions, Kegel exercises, nudists and much more. Chat with… The post Two Cents Radio: Episode #403 – The Commonwealth appeared first on Too Many Thoughts.
Rob, Nico and Nick discuss Canadian holidays, commonwealths, Karen Read, map facts, Andor, Kermit the Frog, mansions, Kegel exercises, nudists and much more. Chat with… The post Two Cents Radio: Episode #403 – The Commonwealth appeared first on Too Many Thoughts.