Podcasts about Loch Ness

Tonight's magical bedtime story was wished for by Anna, 8 years old, from Waterloo, Ontario, Canada, who sent us a voice message with a fantastic idea. The story is called “The Great Adventure of Nugget McFrisky”, and it's a golden tale full of surprises, sparkle, and secret recipes.Nugget McFrisky isn't your ordinary chicken nugget—he's a brave little bite with a breadcrumb heart full of courage! When Nugget discovers a treasure map in Granny Pepperworth's quiet kitchen, he sets off on a rolling quest through bubbling sinks, icy freezers, sunny windowsills, and dusty basements. But the real treasure he finds isn't gold—it's something even more magical, and it just might change the whole restaurant forever.And today's fact topic is sea monsters!

Tout a commencé dans les années 1930, lorsqu'un couple raconte avoir vu "quelque chose" onduler dans les eaux sombres du Loch Ness. Puis une photo floue propulsera l'image du monstre dans le monde entier. La légende était née. Alors, serpent de mer ou gigantesque canular ? Découvrez la part de vrai dans l'histoire de Nessie, la célèbre et mystérieuse créature du Loch Ness qui n'a toujours pas fini de passionner. Crédits : Lorànt Deutsch, Éric Lange. Du lundi au vendredi de 15h à 15h30, Lorànt Deutsch vous révèle les secrets des personnages historiques les plus captivants !Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Tout a commencé dans les années 1930, lorsqu'un couple raconte avoir vu "quelque chose" onduler dans les eaux sombres du Loch Ness. Puis une photo floue propulsera l'image du monstre dans le monde entier. La légende était née. Alors, serpent de mer ou gigantesque canular ? Découvrez la part de vrai dans l'histoire de Nessie, la célèbre et mystérieuse créature du Loch Ness qui n'a toujours pas fini de passionner. Crédits : Lorànt Deutsch, Éric Lange. Du lundi au vendredi de 15h à 15h30, Lorànt Deutsch vous révèle les secrets des personnages historiques les plus captivants !Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Join Charlie as he explores one of Britain's most enduring legends: the Loch Ness Monster. From ancient sightings in 565 A.D. to modern-day hoaxes and government-funded sonar scans, discover why nearly 10 million Brits still believe in Nessie. Along the way, you'll learn natural British expressions and cultural references—all while questioning what really lurks in the murky depths of Loch Ness.

In this episode of "Discovering Grayslake," host Dave sits down with Alan, a local lawyer, to discuss life, law, and community in Grayslake. Alan shares heartfelt stories from his legal career, insights into family and criminal law, and his passion for giving back through local organizations. The conversation is filled with humor, personal anecdotes, and reflections on Grayslake's vibrant spirit—from favorite pizza spots to community events. With a warm, hometown feel, this episode highlights the importance of connection, kindness, and supporting one another in the Grayslake community. Automatically Transcribed With Podsqueeze Speaker 1 00:00:03  Looking for a car dealer that actually feels like your hometown. Welcome to City Chevrolet of Grayslake, where the vibe is friendly, the pressure is off and you'll always be treated like family. Meet Anthony Scala. He's just not the owner. He's a guy that grew up in the car business, worked his way from porter to owner. Anthony believes in people first. That's why City Chevy sponsors your kids teams, your town events. And matter of fact, this show, they give back every chance they get. Anthony thinks that the experience of buying a car should be fun. No pressure, just honest people who care whether you need a new Chevy, a quality used car, or just service you can trust. City Chevy is here for you. Come visit City Chevrolet of Grayslake right off of 120. And thank you for sponsoring Our town. Our stories, our voice. Let's get after it. Grayslake. Grayslake Rehabilitation Center is a community based private practice physical therapy provider. Do you know they have 13 clinical providers with various levels of specialties including orthopedics, sports, neurology, vestibular geriatrics, pelvic floor and aquatic. Speaker 1 00:01:05  What did I just say? They have a pool. Well they do. And it's the largest indoor warm water pool in Lake County. Featuring two underwater treadmills and swim currents and recently added clinical treatment specialties. In layman's terms. Shockwave. They have both radial and focus units that are the newest tool in regenerative medicine available to everyone. They pride themselves on the most current and up to date specialized care to keep you moving. If you're looking for physical therapy, make sure to see our friends at Grayslake Rehabilitation. All right, ladies and gentlemen, welcome to another episode of Discovering Grayslake. I'm so happy to be here recording again at Agora Co-working. Agora. As you know, if you've listened to any of these shows, Agora is on the corner of Centre Street and Atkinson. It's a co-working place, so if you guys are looking for a place to get your, your business out of the house for a day, for an hour, for a week or a lifetime home, Luke over here is a great dude, and I'll be happy to help you out. Speaker 1 00:01:58  So shout out to Agora for having us here. so I'm not going to mess up your name because you help me. So I'm here with Alan and Ziggy today. That's right buddy. Speaker 2 00:02:07  Hi, Dave. Nice to see you. And, Hello, internet. Speaker 1 00:02:09  Yes. So, actually, it's funny that we, Just as we sat down, we went over just a short thing of all the people from Grayslake that we just from just the Grayslake people that we know we have in common. Speaker 2 00:02:20  Right? I was living in Grayslake for the last 15, 20 years, and, my family lives in Grayslake. My mom does still, even though my dad passed away and I've been active in the Grayslake Exchange Club for a long time. So that's how I kind of got to know the people in that business community, stuff like that. Speaker 1 00:02:35  Right. Okay, so when I got arrested for the third time when I called you and then I called you, and I've not been arrested. Speaker 2 00:02:42  I would not be able to disclose the details unless you told me it was okay. Speaker 2 00:02:45  So just let me know, and I'm happy to. But we have attorney client confidentiality, which prohibits me from talking about it. Speaker 1 00:02:51  Which means all the fun stories that I want to ask you about to tell me today. You can't. Speaker 2 00:02:54  I can tell you stories, but I can't say like, hey, you know my client, Sergio. Guess what happened, right? I can't say that, but I can say I had this one guy and this one thing. I could do that, right? Speaker 1 00:03:03  He looked a lot like Mike Steiner, but. Speaker 2 00:03:06  Nobody looks like Mike Steiner. No, Mike Steiner is like Mike Steiner. Speaker 1 00:03:10  Doesn't even look like Mike Steiner. Speaker 2 00:03:12  He's like a ten. I mean, he's like, maybe mistaken for George Clooney from time to time. Speaker 1 00:03:17  He gets that a lot. I am. Speaker 2 00:03:18  Sure. Speaker 1 00:03:19  Shout out. Shout out to right at home. By the way, one of the sponsors of. Speaker 2 00:03:21  The show is an okay. Speaker 1 00:03:22  Dude. He's great. okay, so, Grayslake has changed, but what is your job? Speaker 2 00:03:27  Okay. Speaker 2 00:03:28  I am a lawyer. Speaker 1 00:03:29  Okay. What kind of a lawyer? Speaker 2 00:03:30  Okay, so my background is as a prosecutor. And when I was a prosecutor with the state's attorney's office. I guess I'll answer this in a long winded way. The easy question is, I tell people at Christmas parties. Like, what kind of lawyer are you? Divorces and DUIs. Okay. Okay. Because that's an easy way to break down family and criminal law. Those are my two specialties. I'm in a law firm called Johnston, Tommy Lansky and Goldberg. I'm one of the founding partners of that law firm, and we do everything collectively. I have a partner that does real estate. I have a partner that does business formation. I have a partner that does wills and trusts. We do probate litigation, foreclosures. We do all kinds of stuff. But my particular role at that law firm is family. So your divorces, child custody, child support type cases sometimes, and then also criminal cases. And, like, I have a murder right now. Speaker 2 00:04:20  So everything from murders down to traffic tickets and suspended licenses. Speaker 1 00:04:24  Is that normal for me? Because this shows how much I know. Is it normal for an attorney to have such a broad range of things like that? Speaker 2 00:04:30  So for me, I want two things, you know, so two things is pretty normal. If you're a guy that only, let's say only does criminal, it's I don't know you people do that, but I like to have a second sort of, type of case because sometimes it ebbs and flows in what you're getting. You know, the family law cases are hourly. The, criminal cases are a flat fee. Usually both are great. The family law cases are more, I guess intellectually and emotionally challenging sometimes. Which which maybe surprises some people. My criminal cases are usually a joy. Like family law cases can be tough. Speaker 1 00:05:08  Yeah, and that's one thing, because, it's no secret that I've been divorced twice. And, you know, for the for the people. And many people listen to the show, I mean, just from the, from the age demographics that I know that if people gone through these, like, heart wrenching, terrible parts of their life where they need someone like you to help guide them through and and hopefully make it as easy as possible. Speaker 2 00:05:29  Divorces are hard. I mean, a lot of you that are listening, have experienced it or your parents did or whatever. So, divorces are very difficult for people, and the plan with me would be just to get them done on time and under budget with a handshake at the end. Speaker 1 00:05:44  Okay. And I've never heard that before because I, I unfortunately, you know, I was spending a lot of time in courtrooms and seeing stuff like that, that it seems like, you know, the guys maybe that aren't doing well, or maybe they need to pay off their boat or something, string things along as long as they can. Speaker 2 00:05:58  They okay. I would never cast aspersions. I tell you, you might be surprised. The family law bar in Lake County is mostly fantastic people. Yeah. most of those lawyers I really like, I get along with the strength of our bench, you know, which means the judges in Lake County is good. Our bench is good. Our bar is good. there are a couple of lawyers that I'm like, oh, I got a case with her again. Speaker 2 00:06:21  Oh, I got a case with that guy. Right? because sometimes the law, just like any maybe more than some other, professions, can attract people with, like, a type of personality. That's annoying. I don't know, I don't want to. I'm not a psychiatrist or psychologist, so I can't say, like, all my clients come in and they say, oh, my husband, he's a narcissist. Or like, he's gaslighting me. People like those psychological sort of terms from today. Like the now times. Like we didn't know what narcissism and gaslighting was in 1997, right? Or I didn't, but now I do for sure, because all my clients are like, he's gaslighting me, he's a narcissist, he's a blah, blah. Speaker 1 00:07:01  One minute your world is normal, the next it's gone. A flood, a fire, a crime scene. Your home shattered, your business shut down, your life on pause. But in the darkest hour, when chaos knocks at your door, that's when Servpro of Northwest Lake County shows up. Speaker 1 00:07:20  Not just a company, not just a cleanup crew, but neighbors, parents, coaches, locals who care. Drake and his team aren't just restoring properties. They're restoring peace, restoring dignity, restoring lives. So when your worst day arrives, call the oh no guy who becomes your, thank God guy. Servpro of Northwest Lake County, locally owned, nationally known, unshakable and trusted from devastation to restoration. Duration. Servpro, northwest Lake County. Speaker 3 00:07:50  Hey, neighbors, this is Bill Mack with the Grayslake Chamber of Commerce. And if you're looking for a network of hardworking, customer focused and generally friendly local businesses who are dedicated to helping each other succeed, then I'd like to invite you to check out and consider joining our Grayslake chamber. We offer our members so many ways to advance their businesses through social networking events, special events, sponsorships, informative lunch and learns, and the ever popular after hours mixers. Come see why we say we're the new wave of business here in Lake County. Speaker 1 00:08:22  Well, at this time of day, everything needs a label, right? Speaker 2 00:08:24  They throw those labels around. Speaker 2 00:08:26  Which, I mean, there's there's nothing wrong with it. it helps me to identify, at least. Now, I don't know if the person saying he's a narcissist means that. Really, she's right and he is a narcissist. Or if it just is helping me to flag this case is going to be a little bit tougher than maybe some other ones. Truth, right? I could see that. It's like one. Okay. Like in internet. Now, I'm sure people are, like, watching TikTok. Like red flag. Red flag. Like I see, yes, red flags when those kind of cases walk in. Speaker 1 00:08:56  Absolutely. Yeah. And I'm sure things changed like that too. Okay. So I want to go back a little bit because you have a it's a very interesting that for me, if I was doing your job I would love it that you could do one day like you have a murderer thing. Totally. But but then you can have a family law case or maybe help a dad get, you know, custody of his child. Speaker 1 00:09:13  Like, yeah, at least there's a little variety for fun, right? Speaker 2 00:09:15  It's interesting. I mean, today I had a couple of DUIs up, you know? And DUIs are like a bread and butter type case for a criminal defense attorney. Because most people, especially in Grayslake, especially in Lake County, they're not murderers. They're not gang members, but otherwise good dude or an otherwise good lady who is not necessarily manifesting a criminal intent. Like I'm going to go shoplift. It's a guy saying, I've had too much to drink, I'm gonna drive. He's making a dumb choice to drive home, but he's not having the criminal intent. Like I want to endanger somebody tonight. Right. Right. And so a DUI is usually the first time that somebody that's a good person is in hot trouble. Speaker 1 00:09:55  Okay. Gotcha. And, you know, it's got to be nice to, some of these, I'm sure, having satisfaction to be able to to help people out and help them navigate through things they have no idea what they're getting into. Speaker 1 00:10:05  Right. Speaker 2 00:10:05  So. Okay, I used to work for a really fantastic attorney in Round Lake Beach, and I want to make sure to give a shout out to Round Lake Beach. That is an awesome town full of super awesome people. And this lawyer I used to work with, named Bruce Scotland. He taught me a lot. And he's still out in Round Lake. He's a competitor of mine, but I really respect him. And when I started working for him, he. He said, Alan, we love helping people for money. And I'm like, yeah, I love helping people for money. Right. Speaker 1 00:10:34  Well put. Right. It wouldn't be as fun as if you didn't get. Speaker 2 00:10:37  Paid for it. No, but I mean, and that, you know, it's a business. You want to help people? Yes. For money. Right. Right. So. And I'm not trying to sound cold, I do some pro bono. I know it's me, but I don't do pro bono divorces. Speaker 2 00:10:47  No way. They're too hot. They take too long. I'll do a pro bono traffic ticket. I'll give people. I used to volunteer at a safe place, and they have a, a battered women's shelter in Zion. And I used to go there, and I used to talk to the ladies about free legal advice. How can I help you? What do you. They have questions about everything, and I would just volunteer and talk to them. I love that, but, a really hot case to do pro bono is is a big mistake for attorney, in my opinion. Yeah. Attorney in my position, I'd say right. Speaker 1 00:11:16  Okay, so the one thing that really, that I found appealing when I was looking through, when we got connected and I went through your website and I was looking at things like places, like a safe place, like, those are people that really need help, right? Yeah. It's tough. I tip my hat to you for going in there and helping out, because I know there's a list of different things that that you do to give back, which is which is extremely generous of you. Speaker 2 00:11:39  Thanks. I just I just signed up to do the mock interviews at Libertyville High School. That's a cool program. Yeah. Cool. That high school has a really good program where they have these kids that are in the business class, and you give them mock interviews to, you know, improve their skills, to hone their hone their interviewing abilities. And I was blown away by how great the kids were. Really? I was like, you're really smart. You're really smart. Wow. You're what an active, wonderful person. And I was like a bump on the log. When I was in high school, I wasn't active like. Speaker 1 00:12:10  I would have loved to seen what my interview would have been like in high school. Speaker 2 00:12:14  I don't know, they were fantastic, but. So some of the stuff I do, yeah. In Libertyville, I was been active in Grayslake because I lived in Grayslake for many years. over there on West Trail. my mom lives in Harrison Farms and, yeah, that's we were living in Grayslake ever since about the turn of the millennium. Speaker 2 00:12:32  So that that wave of people that like third wave of of immigrants to Grayslake that began in the 90s when the, you know, when they started building the subdivision. Speaker 1 00:12:42  Farms, right? Yes. I think that I was one of the first off the Mayflower to when I landed at Avon on the Prairie, one of the first ones off of Atkinson. That was like one of the first things that wasn't in, you know, Grayslake proper. Right. So to say. Right. Right. That's what we showed up. But but so then how long ago is that? Speaker 2 00:13:01  So we moved here in like 2001. Okay. So my mom and dad bought a place in Grayslake on West Trail North in Harrison Farms. And I remember the first day we came to graze. Like, I'm from Florence, Illinois. Speaker 1 00:13:12  Okay. I was just gonna say. Where did you originally come from? Speaker 2 00:13:14  I'm from philosopher. I went to Homewood Philosopher High School. I was born in Harvey, at Ingalls. and, But that's why sometimes I get, like, a Chicago accent. Speaker 2 00:13:22  I don't know, whatever. It's like, it's a but but floss more is is a nice town in the 90s. I mean, it's like the lake bluff of the south side. Yeah. So we we had a good time growing up. Speaker 1 00:13:31  They should put that on their sign. Speaker 2 00:13:32  By the way. Yeah. Right. The lake bluff off. Speaker 1 00:13:35  The. Speaker 2 00:13:35  South side. I need the. Speaker 1 00:13:36  T. Speaker 2 00:13:36  Shirt. I mean, it is. I mean, it's kind of like being the tallest midget, you know? I mean, but no offense to people that are little people. I love them, too. but, you know, I don't know where I was going at that. Speaker 1 00:13:51  Time of growing up in Hollywood or more. Speaker 2 00:13:54  Grew up there. So then I came to, I lived in Champaign because I went to school down at U of I and Champaign, and it was fantastic. And my parents moved up to to Grayslake. So I come up to Grayslake, and on our first day, the restaurant they took me to was Bill's Pub North. Speaker 2 00:14:08  Yeah, right. Engages like and I just thought in my mind I'm like, I'm in the woods. My parents moved to Wisconsin, you know, where am I? I'm like, this is the woods. I mean, here in Wisconsin, there's a polar bear hanging there and there's fish every on, on the wall. And I thought, this is this is great. And it turned out Lake County's not quite Wisconsin, but it's close. It's an interesting. Speaker 1 00:14:29  Perception, I guess if you've never been here. And that's the place they took, I had to. Speaker 2 00:14:33  The only thing I had done with Grayslake before that when my parents moved here, Let's go to Prairie Crossing. Okay. Because my aunt and uncle lived in Prairie Crossing, which is a interesting. I wouldn't say the word weird, but it's an anomalous little part of the world. Prairie crossing is. Speaker 1 00:14:51  Absolutely. Speaker 2 00:14:51  I had never seen anything like that before, because I think that community at the time was novel and maybe still is. so I thought that all Lake County was like that. Speaker 2 00:15:00  And then I saw Bill's Pub and I went, oh my gosh, I'm in Wisconsin. Speaker 1 00:15:03  What's going on? You have no idea. Speaker 2 00:15:04  Where you're at. Am I at the U.P.? I mean, how is ten feet of snow? You know, this is I came from 708. You know, the land of good pizza and terrible baseball. Now, here I am. Speaker 1 00:15:15  The lake bluff on the south side. Speaker 2 00:15:17  Right, right. Yes. Speaker 1 00:15:18  That's awesome. okay, so, when you're studying law. So when you went to, you went to U of, I, law school? Speaker 2 00:15:25  No. So I went to I was an undergrad at u of I. Okay. and then I went to law school at DePaul. Speaker 1 00:15:30  We're taking a quick break just to say hello, because everybody knows Nano and Nano knows real estate. And actually I believe that's the name of her Instagram page. So if you're looking to buy a home, sell a home, or know somebody in the market for a home, contact nano from Baird and Warner. Speaker 1 00:15:44  She's a Grayslake girl helping out Grayslake people. And when you when you went to law school, did you know what you wanted to practice? Speaker 2 00:15:52  Yeah. So I don't mean to be, like, whatever, a little bit, emotional or emo in the, in the interview, but it was September 11th of 2001. Right. And you probably remember that day, but I could remember that day. I wanted a date with the girl. I looked in the sky and I saw there was no jet contrails. What a what a crazy day. And after that day, I thought to myself, I would like to be in law enforcement because I'd like to help our country for, I don't know, because America, I like America. Amen. And I was mad. Oh, I'm nine over 11, right? I mean, come on. Speaker 1 00:16:27  Everybody was. Yes. Speaker 2 00:16:28  So. But after that, I thought I'd go into criminal law. I thought I wanted to be a prosecutor, So then I got a job with Mike Waller, at the State's Attorney's office. Speaker 2 00:16:39  And I tell you, you know Mike Waller, I owe him everything. I love the guy. I know some people don't, but he's a politician. There's people that hate his guts, people that love and support him. He always was a gentleman to me, and I never. I just thought that, the decision making he made was good, and he gave me a job saving my bacon. You know, and so I got to begin my career as a prosecutor. And I was a line assistant state's attorney in Waukegan. They start you off as a DUI assistant. So, you know, brand new 25 year old kid. I was prosecuting DUIs. Misdemeanor DUIs. Right? Misdemeanor traffic cases out in the branch courts. And that was very good. Fulfilling. Fun work, I liked it. Okay. You know, you did. and then, they switched me to just misdemeanor stuff. And I was prosecuting your retail thefts. And back when weed was illegal, I was prosecuting your weed cases and your trespassing. Speaker 2 00:17:31  And here's your fights. And then they stuck me in the domestic violence division for a long time. Speaker 1 00:17:35  Okay, so how was that? Speaker 2 00:17:38  Okay. You know Lew Frank. Of course. Okay. Lew Frank is a fantastic Grayslake. And he would say felt like five minutes underwater, you know, to to be a line assistant in the domestic violence courtroom is hard. Speaker 1 00:17:55  I. Speaker 2 00:17:55  Bet. Because you have to look at the cases. And so, like, are you familiar with the cycle of violence? This is this theory. Speaker 1 00:18:02  I am not. Speaker 2 00:18:03  Okay. So it's a theory that's a big part of criminal prosecutions of domestic violence. And the cycle of violence goes like this. Right now we're having a fight, and I'm going to use the gender of he and she, you know, whatever. But sometimes women can be the victim of domestic violence. Sometimes guys can. But in a classic situation, let's say he slaps her. Okay. Then she calls the police. He's arrested. But then in a few days she's like, maybe he's not that bad or I need him out of jail so he can, like, work and pick up our kid from school. Speaker 2 00:18:35  Like you've been a parent, you know? And so maybe she takes them back and then they have a honeymoon period where it's, like, passionate, like we love each other, and then it can happen again, you know? And that cycle of violence. The State's Attorney's office was really keen to interrupt it. Right. But then that meant that lots of times you'd have the victims, I guess recanting, they'd say, hey, that didn't happen like that, or I'm not coming to court, you know? And so that was frustrating. And then sometimes you had cases, not all, sometimes you had cases where it was a situation where the family's going through a domestic violence thing. Maybe. But maybe what it really is, is a child custody thing. And somebody ringing the bell of domestic violence to get a leg up on somebody in a child custody type proceeding. Right. Like, like I'm going to get an order of protection against him. So I get our kid, which, I mean, I get that, but you need to really be careful about abuses of the system. Speaker 2 00:19:32  So as a line assistant with the State Attorney's office, as back then, I mean, things have changed a little bit now. They have had two different, changeovers between the state's attorney. but anyway, long story short, you still have to use your discretion to decide what really happened. And at least at the time I was a state's attorney, we were empowered with a good amount of discretion. It was awesome. Speaker 1 00:19:53  Really. Speaker 2 00:19:54  So. Speaker 1 00:19:54  Yeah. And and I'm sure with that, too, like, you probably get to be a really good read of people. but then sometimes you probably think you are and then people bamboozle whatever. And you probably don't even know. Speaker 2 00:20:06  I mean, you ever been lied to about your own kid, right? Speaker 1 00:20:09  I mean, you believe. Speaker 2 00:20:09  Him, and then you believe him, and you're like, I have egg on my face. I was lied to in kind. You know, so sometimes, you know, you just you don't have a, a lie detector that buzzes when she lies or he lies, you don't know. Speaker 2 00:20:25  So you have to do your best with what the facts are. But there was a good team at the time. But yeah, I did. Two and a half years as a as a domestic violence prosecutor. And then so when I left the State's Attorney's office, I thought to myself, well, I've been doing family law cases basically already. I may as well do them as a business. Sure. You know, so that's what I did. So now my practice is a hybrid. That's why I say divorces and DUIs. It's family law cases. And then it's criminal law cases too, because I've done all that. Speaker 1 00:20:52  Wow. So your resume is quite deep for all kinds of different things, right? Speaker 2 00:20:58  I guess. Speaker 1 00:20:59  Right. Speaker 2 00:20:59  You know, it's just like, I don't know how other people get through life. This is just what I did. Right. Speaker 1 00:21:05  Well, and everybody, you know, people look at different people, whether you're a doctor, whether you're a lawyer, whether you're a podcaster, where whatever you do that, everybody does something for a line of work that, you know, people are. Speaker 1 00:21:16  You deal with very delicate situations, people going through stuff. And especially the one thing about the family law stuff, it it must be hard for you to stay. You have to almost train yourself to not get emotionally involved in some of those things, right? Speaker 2 00:21:28  I sometimes. Speaker 1 00:21:28  Do. Speaker 2 00:21:29  I remember my first adoption. You know, we had a case that was a very ugly family law case, and it went on a long time. And then at the end of it, the dad, he agreed to put the child up for adoption. To the mom and her new husband. Okay. So the dad was making a very hard choice. Because, I mean, to give up your child, you know, and to look in the mirror and say, all right, I wasn't doing that good of a job. This new dude who's married my ex girl, he'll do better in the best interest of my child. It takes kind of like a man to do that. Speaker 1 00:22:06  Oh, that's a big decision, right? It's a big leap of faith. Speaker 2 00:22:08  But on the other hand, too, you know, maybe people are judging him about. You walked away from your kid, you didn't fight harder. So it's very tough, you know. And that's the type of case I remember I had, like, one manly tear going down my. Speaker 1 00:22:18  Face. Speaker 2 00:22:19  Looking into my steely eyed gaze. No it wasn't. I was bawling like a baby. I was so happy for them, you know? But also that's that's. Those are big moments. Yeah. Speaker 1 00:22:30  So you cool stuff too? Yeah, right. And to see people come through stuff that they deserve that the, the law can either work in your favor or against you. And it's nice when it actually works, right. Speaker 2 00:22:40  It's hard. I will say, okay. I was worried as a kid that I would come into the law and see a lot of weird stuff, like judges tossing cases in exchange for Cubs tickets. I have never seen any of that in Lake County. Really? I have never seen anything crooked or weird. Speaker 2 00:22:58  Everybody's been really professional. I mean, and I'm like, me that right? It's not just because I want to keep on working with these people. Most of them are fantastic. Speaker 1 00:23:06  Well, well, the Cubs have been doing that. Speaker 2 00:23:08  Well, no better than the White Sox, sadly. Speaker 1 00:23:11  Now, if somebody did something bad. Speaker 2 00:23:12  For White Sox. Speaker 1 00:23:13  Tickets, we really question what. Speaker 2 00:23:15  I heard. You could buy some chili at Wendy's and you get free season tickets to the White Sox, right? A cup of chili at Wendy's. Speaker 1 00:23:22  So well. In all seriousness, it is really good to hear you say that because, you know, everybody watches all these TV show, every law TV show and court TV show that people have this fantasy of things, how how they how they go along. Speaker 2 00:23:34  I don't ever watch any legal TV at all. Ever. I just don't. That's probably a good idea. The last legal movie was probably Liar Liar with Jim Carrey, which is a fantastic movie. Speaker 1 00:23:46  Very serious movie about the law. Speaker 2 00:23:48  I don't because I like do it for a living. And then honestly, at 502 when I'm at home, I'm like, I'll see you tomorrow. That sounds like a a modern day problem, al. Speaker 1 00:23:58  Right. Right. Speaker 2 00:24:00  So no, because otherwise you go insane. Speaker 1 00:24:02  No. Yeah, well, everybody needs a break from their job. Nobody wants to go home and do it. And that's why, you know, I've been self-employed for a very long time. That's why most self-employed people end up getting in office in hopes that when you go to the office, you can leave and leave your work there and go home. And if they can make that work. Speaker 2 00:24:20  That's why I don't work from home. Ever. Speaker 1 00:24:22  Yeah, well, good for you. Speaker 2 00:24:23  I mean, I guess ever is a word, I mean. I, I don't. Never say never. I don't like to work from home. And I very, very, very seldom. Speaker 1 00:24:30  Do. Speaker 2 00:24:30  It. Speaker 1 00:24:30  Right. Okay. That's good. Speaker 1 00:24:32  let's do something, because I have a couple other questions to ask you, but, you've said you've listened to a couple of podcasts. Sure. so we do something about halfway through. I call the Grayslake hot seat, where we have some rapid fire questions to get to know you just a little bit better. Speaker 2 00:24:45  I ain't scared enough. Speaker 1 00:24:46  Remember when you said, are these open ended questions, or is this an interrogation or whatever? I ain't scared, right? The Grayslake hot seat is brought to you by Joe Velez, JP financial. It's often said that those who fail to plan are planning to fail. Joe Velez and his team at GPB financial create unique financial plans that are some of the most difficult challenges that people might face as they get older, no matter what stage of life you're in. Having a proactive financial plan can help navigate some of the difficult decisions you'll face, helping you live your life by design, not default securities and investment advisory service offered through Mosaic Wealth, Inc. member Finra, SIPC. Speaker 1 00:25:26  Now for the Grayslake hotseat. Hey. Thanks, Joe. This is where we need the, This. We should have done with a surveillance camera to do this, I think would have been really good. Speaker 2 00:25:36  I've seen lots of those police interviews. I'm looking around for the mirror with the guy behind it. Speaker 1 00:25:42  It's just. It is behind there. We just have the, newer ones, so to say. okay. So, Grayslake. Casey, did you play a, a sport in high school in the lake bluff of the the swimming. Speaker 2 00:25:58  I was on my country club swim team. The floss. More flyers. Yeah. Wow. Speaker 1 00:26:03  Yeah, that sounds bougie as all good. Speaker 2 00:26:05  It was kind of bougie, but, I mean, at the time, I didn't think it was. And at the time, I thought I looked fat in that Speedo. But now I look at those pictures, I'm like, you looked awesome, right? Speaker 1 00:26:13  Well, you got to look back. Speaker 2 00:26:14  Were you wearing a Speedo and everything? It was the 90s. Speaker 1 00:26:17  Were you good? Speaker 2 00:26:18  I mean, okay. Okay. I didn't come in last place because I'm kind of tall, right? And they made me swim a lot. I mean, in the morning, they would say it's 7:00 in the morning, do a bunch of laps. And when you're 14, 15, 16, you do that a lot. You get to be fit. Speaker 1 00:26:32  Oh, absolutely. It's the best. Speaker 2 00:26:34  That was nice. I like that I played T-ball as a little kid. but no, swimming was my jam. And then I became a lifeguard. I was a lifeguard for the H.F. Park district. That was fantastic. Speaker 1 00:26:43  Yeah, that's not a bad gig to have. Awesome gig. Yeah. Nice. First car. Speaker 2 00:26:48  Well, Volvo 740, a blue baby blue Volvo 740. Speaker 1 00:26:52  Nice. I'm a Volvo. Speaker 2 00:26:54  It helped me get one of my first girlfriends who was, honest to God, a Swedish foreign exchange student at my high school. No way. Anne-Marie. Honest to God. Speaker 2 00:27:04  And she. Speaker 1 00:27:04  Got her with a Volvo. Speaker 2 00:27:06  Because they make them in Sweden. And she. She sees it and she goes, oh, she goes, what an awesome car. But I wish it was a Saab. Speaker 1 00:27:14  You did? Speaker 2 00:27:15  She did. Totally. Speaker 1 00:27:16  That's so great. And, folks, I want you to listen closely. Maybe. Hit the rewind button there, because that is the first and last time you'll ever hear on the show about how a guy got a girl because of a Volvo. Speaker 2 00:27:25  That was unlikely. Speaker 1 00:27:27  The only reason that it will happen, totally. Speaker 2 00:27:29  But it was it was. That was my Volvo. It was my in with the Swedish girl. I was fine by me. Speaker 1 00:27:34  That was hilarious. Yeah, and they don't make many blue ones like that either. So it. Speaker 2 00:27:38  Was cool. It was a baby blue Volvo. I mean, whatever, I don't think it was. No, it wasn't cool, but it got me from A to B and. Right. Speaker 1 00:27:45  Whatever, man. Speaker 1 00:27:46  Hey, I got 200,000 on mine sitting in the parking lot. Speaker 2 00:27:48  I had a Dodge Neon for a while. I love that Dodge Neon. Right. I can talk about cars. Speaker 1 00:27:51  Yeah. You were, Yes. The the, two of the hottest cars. I could think of. Hot stuff in my head. speaking of that. So this is what? Oh, maybe this would be a fun one for you. What's the fastest you've ever gone in a in a vehicle? Speaker 2 00:28:06  Well, I got, like, an airplane, like. Speaker 1 00:28:07  No, no, no, we'll leave that out. Speaker 2 00:28:09  Like in. Speaker 1 00:28:10  A car. In a car. Speaker 2 00:28:10  I don't know, a hundred. Speaker 1 00:28:12  Just a. Speaker 2 00:28:12  Hundred, you know. Yeah. Because, I mean, I was a kid and stepping on it. Right. And nowadays, if you do that, like, I never do that anymore. I don't speed anymore. I don't, because the consequences. And I don't mean like death and dismemberment. Yeah. Speaker 2 00:28:24  That happens. Speaker 1 00:28:25  That's all legal consequences. Speaker 2 00:28:26  Yeah. The cops light you up, you know, and the the cases are class A misdemeanors. and they're punishable by up to a year in jail and or a fine of $2,500. Speaker 1 00:28:36  Wow. Speaker 2 00:28:37  Back when I was a prosecutor, I became friends with some police. And maybe they don't say this anymore, but I used to hear nine year fine, 11 year mine. Okay. All right. Which is consistent with my lived experience. Speaker 1 00:28:49  Of going nine miles over. Speaker 2 00:28:50  Nine year fine 11 year. Mine is what the police would say. And and that bears with what I've seen during the time that I've, I've done lots and lots of traffic tickets as a, as a prosecutor and as a defense attorney. And you never see somebody getting pulled over for five over. Right? You know, they are looking at you for 11 to 15 starting at 11, maybe 15 now 20. They want you right? You know, but like I said, nine. You're fine. Speaker 2 00:29:15  11. Your mind. I think that's pretty good. That's the advice I give a lot of the kids that I represent. This is. Speaker 4 00:29:20  Bob Churchill. I know you are always there for your family, caring for your children, your spouse, and even your parents. But in critical times, will you be able to make decisions that assure the best result for your family? Power of attorney may be necessary if, on behalf of a loved one, you need to talk to a doctor, a bank, or the college infirmary. A power of attorney may sound daunting, but the lawyers at Churchill, Quinn, Hamilton and Van Dantzler can easily create this document for you. We are right here in Grayslake supporting the community for over 122 years. Reach out to us at Grayslake law.com or call us at (847) 223-1500. Whether you need a power of attorney, a will or legal help with your business, we'll take care of you so you can care for others. Go to Grayslake Law.com today for more information. Have a wonderful day. Speaker 4 00:30:09  And now back to the program. Speaker 1 00:30:11  Interesting. That's good advice, too. which is funny. I won't tell you how fast I've gone then, because I would not have been fine. Tell me something. Do you like to travel? You have not been. Speaker 2 00:30:25  So I've been like Johnny Cash. I've been everywhere, you know. I have been to lots of different places in this country because my wife is a maniac for travel. She loves it. And we have little kids and we take road trips. But we had little kids. Now they're getting old. my oldest is a sophomore in high school. Speaker 1 00:30:40  Oh, my gosh, it goes fast. It does it really. It just moves. It moves moves, moves so fast. And then I think I heard you have a ten year old too, right? Speaker 2 00:30:46  He's he's a wonderful guy. Awesome guy. but yeah, I have a of a 16 to 12 and a ten, and we've always done road trips around the country. you know, I don't know, early ones where? Tennessee and Kentucky, Upper Peninsula of Michigan, all through Wisconsin. Speaker 2 00:31:00  Indiana. Out to Maine. East coast, Florida. A lot of times we've flown out to California, Utah and Nevada. so around the country And then, like I used to, I lived in Europe briefly. I lived in London for a few years. Speaker 1 00:31:14  Did she really? How cool is that? Speaker 2 00:31:16  My mom, she was a lawyer at, Amoco. Right. The the gasoline company, you know, Amoco. They used to have that big white tower in downtown Chicago. The Amoco building, right? Absolutely. Formerly Standard Oil of Indiana. John Rockefeller's thing. And then they trust. Busted it. Whatever. Monopoly busted it. Right. So. But Amoco, if you remember, in the 90s, merged with BP, British Petroleum. So they moved my mom's job from Chicago to London. So we lived there for a while, and I was kind of in school in champagne and going to London in the summertime. That was awesome. Speaker 1 00:31:47  Oh yeah, especially at that age. But it was really cool. Speaker 2 00:31:50  I worked at a bar. I worked at a pub called the Prince Albert Stafford. That is the guy. It was awesome. Speaker 1 00:31:58  Folks, this isn't a real interview. Just so you know, I just brought one of my buddies in. Speaker 2 00:32:02  I worked at a at a pub called the Prince Albert, and it was in, Notting Hill. Right. You remember Notting Hill with the Hugh Grant movie? You've probably never seen that movie. Speaker 1 00:32:11  I've seen the movie poster. Speaker 2 00:32:12  I saw the poster. Yeah. So Hugh Grant, I thought he was good in the dad movie. But I never saw Notting Hill. But I worked in Notting Hill. so. Yeah, I don't know. Travel places. Speaker 1 00:32:23  There's nothing that you have, like a bucket list. Like I gotta. Speaker 2 00:32:26  Go. Like I don't need to go to Thailand. I don't know. I guess if I had infinite money, I'd travel Europe again, I like it. Sure. Speaker 1 00:32:32  You know, when the. The age of your kid. It sounds like you did your traveling and you did what you wanted to. Speaker 1 00:32:36  And your kids have got, like, some of the best education that kids can get is traveling all over the United States because the United States is cool. Speaker 2 00:32:43  It's fantastic. And like when you travel the United States, like the other day I was coming back from Florida on I-65. We stopped at the Bucky's in Athens, Alabama, which is, you know, a Bucky's is like a like a, you know, if you, you know, a Bucky's, of course. Yeah. It's a giant gas station in front of a giant Walmart, basically. You know, or maybe more like a Kmart. Speaker 1 00:33:03  But one of my favorite places, one of my favorite things, if anybody goes on TikTok right now, there's a woman that explains what Buc-ees is and is the most brilliant thing I've ever seen in my whole life. I love it. Like, if you want to feel like your true, true white trash, she explains exactly what it is. And because we all get excited to go to a Bucky's right. Speaker 2 00:33:22  My kids were stupid excited. They were. And I'm like, guys, it's a gas station that's in front of a K-Mart. What are you talking about? You know. Speaker 1 00:33:29  Exactly what. Speaker 2 00:33:30  It is. I mean, whatever. Back in the old days, Kmart used to have barbecue sandwiches, too. True. Speaker 1 00:33:35  You just couldn't get a puzzle. A sweatshirt and a, you know, corned beef sandwich? No. All at the same time. Speaker 2 00:33:40  It's a fancy dress I've traveled around. It's great. I like. Speaker 1 00:33:43  The train. I like the Bucky's. Was one of the highlights on your trip. Kept coming back. It kind of was. It's kind of. It's kind of fun. And we're getting one close to here now. I keep seeing the signs. God love. Yeah. Speaker 2 00:33:53  God love them. I hope that they take over. I'm ready for Bucky's to be the only employer in the United States. Speaker 1 00:34:00  Did we talk? What was your first job when you were. So you lifeguard was a lifeguard? Speaker 2 00:34:05  Yeah, I was a lifeguard. Speaker 1 00:34:05  Did we call that a job? Is that a job? Speaker 2 00:34:07  Oh, really? Man. Lifeguard. It could be my career. That is a fantastic job. Speaker 1 00:34:12  Maybe when you want to retire, you can go back and be a lifeguard. Speaker 2 00:34:14  My uncle, actually, he was like a car salesman and stuff. And then when he retired, he used to be a lifeguard at his, you know, apartment complex. Like, that's a great job, dude. Come on. Speaker 1 00:34:24  Wow. Maybe when I grow up, I'll look into that. Speaker 2 00:34:26  Be a lifeguard. Speaker 1 00:34:27  It's cool. I'm gonna. Speaker 2 00:34:28  It's cool. Speaker 1 00:34:29  I think it could be a. Speaker 2 00:34:30  Tad creepy. Speaker 1 00:34:31  If I applied at the Grayslake pool right now. Speaker 2 00:34:33  No, I mean, they need people that with with with maturity and experience. Yes. You know. Speaker 1 00:34:39  I have a shirt that says that that's for my requirements. Speaker 2 00:34:42  And it was nice. And I worked at Jewel. I worked at the library in summer. I mean, it was great. Speaker 1 00:34:47  So you had a lot of different jobs? Yeah. Speaker 1 00:34:48  So you actually were taught some work ethic as a as a child from your parents as well? Speaker 2 00:34:53  Well, they worked hard. My parents, they loved each other. They stayed together the whole time. They were both lawyers. They worked. And I just wanted to work. Right. Speaker 1 00:35:01  I don't know. They said very good examples, right? That's awesome. first concert you ever attended? Speaker 2 00:35:07  Man, I don't know. okay. It was, the World Music Center, right? Yeah. Q101 had one of those concerts that's like, not it wasn't, not not, Twisted Christmas. It's the one they did in the summertime. And I remember that garbage. Jamiroquai. Mighty, mighty. Speaker 1 00:35:27  Boston's nice. Speaker 2 00:35:29  Were there. I mean, that's, like, awesome. And I went with a Swedish girl. Really? So. Yeah. Speaker 1 00:35:34  Did you drive the Volvo. Speaker 2 00:35:35  There, though? Maybe I might have got dropped off by my parents, so. Speaker 1 00:35:39  Good, good. Good concert. Speaker 2 00:35:41  I saw the Smashing Pumpkins down there, but that was a different day. Speaker 2 00:35:44  Oh, nice. Billy Corgan, love that guy. Speaker 1 00:35:46  Yeah. He, Billy was at that because I had forever. I forget that where they're from, around North Shore. Yeah, right. And I was hanging out, and I was doing a daddy daughter dance, and a guy came up that looked a lot like Billy Corgan and asked for a song. And I had told him no. Yeah, because it wasn't really. It wasn't really appropriate. Yeah, right. And then somebody came back and one of the people said, well, Mr. Corgan asked for a song, and I guess you told him that you weren't going to play it. And I'm like, okay, well, it just didn't fit with what we were going to do, because I like to think that I do the right thing, right? You do the wood, you work music, you do the right thing for the party. You got to know your audience, unless it's Billy Corgan. And then you just say. Speaker 2 00:36:23  Do what he says. Speaker 1 00:36:24  Right? Speaker 5 00:36:24  Despite all my rage, he's awesome. Speaker 2 00:36:27  It was the best. Speaker 1 00:36:28  And it wasn't a pumpkin song, though. Speaker 2 00:36:29  Oh, that's too bad. Speaker 1 00:36:30  I wish I knew what the song was, though, to look back. Speaker 2 00:36:32  I would think that Billy loves putting on pumpkin songs. I would think that he lists the pumpkins all the time. Speaker 1 00:36:38  He's driving around right now listening. Speaker 2 00:36:40  To all these new stuff because his old stuff is for posers. He's like that old stuff. I'm over it. Only my new stuff. Only Billy and Machines have got to listen to right now. Speaker 1 00:36:48  Yeah. That's hilarious. if you had to have a superpower, what would it be? Speaker 2 00:36:54  Being the greatest golfer ever. Speaker 1 00:36:57  Really? Speaker 2 00:36:57  Yeah. Speaker 1 00:36:58  Come on. That would be good. But then you wouldn't have. Would it be any fun? Because then you beat everybody all the time. But yeah, you could play with people though. Speaker 2 00:37:05  Then you'd be good at golf. And that's what my dream would be. I would love to. Speaker 2 00:37:08  I'm not that good at golf. I wish I were okay. I practice and practice and the people that are naturally gifted, I look at them with such envy, you know? Speaker 1 00:37:17  Now, being a being an attorney makes you a better golfer, though. Doesn't like doctors and attorneys and like. Speaker 2 00:37:22  Yeah, yeah. And some of the attorneys really suck, which is great because I can just stuff them. You know, these old guys especially that that don't play that much. Oh, I'm way better than them. That makes me feel so good about myself just to stuff them. Yeah. Hey. Nice chat counsel. Oh. Speaker 1 00:37:38  That's fantastic. what do you wish you learned sooner in life? Speaker 2 00:37:43  Spanish. Really? Totally, dude. Speaker 1 00:37:45  It's a great answer. Speaker 2 00:37:46  Spanish. Speaker 1 00:37:47  Wow. Okay. So, you know, young people, people in high school, people go in and they're like. I have to tell them. It's probably one of the best things you can do. Right. As an education level, Just. Speaker 2 00:38:00  Your friends, your coworkers, your clients. You know, I mean, learning Spanish is awesome. I personally have a super awesome, legal assistant, and, she is bilingual and she helps me do so much. So I shout out to Crystal. Crystal, you're fantastic. But, like I said, if only I had paid more attention in school and I was better at Spanish, I wish. Right? Speaker 1 00:38:21  Yeah. No. And it's really. That's a great answer. I'm going to. Maybe I'll start learning a different language. have you ever eaten a roller dog from a gas station? No, really? With all the all the road trips you've taken. Speaker 2 00:38:34  I don't do that. Speaker 1 00:38:35  Maybe I'm smarter than me. Speaker 2 00:38:36  Because I'm worried about, like, dying from bacteria. Like it's. Guys, it's only ten more hours to Chicago. Stop 11. Speaker 5 00:38:43  Times. Speaker 2 00:38:43  Or having. Speaker 1 00:38:44  Explosive diarrhea on a. Speaker 2 00:38:45  On a road trip. You know, I don't either. I never eaten, I mean, I've bought stuff at gas stations, beer, I've bought smokes, I've bought lots of things. Speaker 2 00:38:53  if I'm gonna shop for food at gas stations, it's probably beef jerky. Speaker 1 00:38:57  They do have some coffee. Speaker 2 00:38:58  Beef jerky. Maybe some candy. Speaker 1 00:39:00  Okay, nice. what's the chance that, Bigfoot exists? Speaker 2 00:39:04  0%. Speaker 1 00:39:05  Really? Speaker 2 00:39:05  It's a hoax. Speaker 1 00:39:06  Really? Speaker 2 00:39:07  Yeah, I don't believe. I don't think so. Cryptids. Speaker 1 00:39:09  Really? Speaker 2 00:39:10  I'm not aliens. I'm not sure. Ghosts I don't believe in. Okay, okay. Speaker 1 00:39:15  All right. Okay. We were friends right up until. Let's see, what's the mark on there? 3605. Speaker 2 00:39:21  It's okay. You think that Bigfoot exists? Speaker 1 00:39:23  I. I think that the best, the best answer I ever got from it was from Doctor Terry Silky. our wonderful big. One of the biggest philanthropists in town. who's a orthodontic specialist for Lake County. Big shout out, Terry. he said that we think about all the things that we've gone through, like from history, from dinosaurs, to, like, all this thing. He's like, if you don't think it's a distinct possibility that we have a Bigfoot, maybe. Speaker 1 00:39:48  Maybe not today. Right. But maybe in the past. Like with all the things that we've had, he said. But, you know, this guy's been on 20 safaris and you've seen the whole thing. Speaker 2 00:39:58  You would think that there would be, like, Bigfoot heads mounted in the Smithsonian, you know. Speaker 1 00:40:03  Or at Bill's Pub. Speaker 2 00:40:04  Or Bill's Pub. Definitely. You know. I mean, there would be that. And I mean, the fact is, like, I know people lie and they sometimes lie for attention. So ergo, could it have been a hoax, too? Oh. Speaker 1 00:40:15  Maybe. Speaker 2 00:40:16  Right. Speaker 1 00:40:16  And actually, if anybody's watching, I just got this shirt as a gift. It's come from. It's from Logan, Ohio. And they have a, in the summertime. They have a Bigfoot festival there. Yeah. So my only thing is, if he doesn't exist, because this is this podcast is really about Bigfoot. It's not about you. Just so you know. Speaker 2 00:40:35  But I. Speaker 1 00:40:35  Hear you. But why or why is it such a big hoax everywhere? Then why do they have festivals for these? Speaker 2 00:40:40  Cute. I mean, like, people, you know? I mean, people, like, they think he's adorable. He's funny. He's like a meme. I think before memes. Speaker 1 00:40:47  Kill people, I think that might be. Speaker 2 00:40:49  What about Harry and the Hendersons? He was nice. Speaker 1 00:40:51  Yeah, that was just a. That's fiction. Like, he was nice, like Notting Hill. Speaker 2 00:40:54  He would always be like. He would always, like, hide bashfully in the closet. He's cool. Speaker 1 00:40:59  And John Lithgow, isn't that too? Speaker 2 00:41:00  He's nice. Right? He's always frustrated here. He does something. Speaker 1 00:41:04  Well, when I have evidence, I'm calling you. Speaker 2 00:41:06  Call me. I would love to be proven wrong about this, and I will. I would be happy to to to shake Bigfoot's hand. Speaker 1 00:41:12  Okay, good. Because now that we have these new phones that have better, you know, they focus better. Speaker 1 00:41:16  Now we'll get a clear picture of them, not just the fuzzy ones. Speaker 2 00:41:19  I only wish that Nessie was existing. The Loch Ness monster, that's my favorite cryptid. And I have never seen any good proof of that. That's a darn shame. Speaker 1 00:41:28  Yeah, well, hey, you never know. We're finding out all kinds of fun things these days. You never know. All right, so I think it's time we switch off of our hotseat. Questions that we've covered the really important stuff. Thank you. one thing I want to thank you for, because I know that you are a part of an organization, here, which is the Exchange Club. Yeah. so I know that, let's talk for people that aren't familiar with the Exchange Club. What is it? What is it based upon? Speaker 2 00:41:53  Okay, so the Exchange Club is cool. It's really an old organization. It's from, I don't know, 1913. And it is a group that I like in Grayslake because I just get together with my friends and have lunch. Speaker 2 00:42:05  Right. You know, so it's a bunch of business and community leaders. or not even, I mean, not at all. Some of them are just regular people. We have a, you know, like, I don't know, I want to say a retired teacher, not a community leader, but, you know, retired teachers come. And we had a retired accountant lady for a long time. And, you know, people that are just townies. Right. and, they come on, they have lunch where at first draft it's noon. if anybody wants to come to the Exchange Club, it's free lunch. Call me. (847) 549-0600. You can be my guest, but I like the Exchange club, because the main thing is that they plan big parties for the town. You know, they have the craft beer festival, you know, they do, stuff with, I got a taste of Grayslake downtown summer thing. Yeah. Speaker 1 00:42:46  And what did you change the name of all the time? Summer days. Speaker 1 00:42:48  Summer days, Summerfest. Speaker 2 00:42:50  They. but they they do cool stuff. They raise money and then they give that money away to kids in grades, like to go to school, right? Speaker 1 00:42:56  SIPs for scholarships. That's what the, the the craft beer festival is. Speaker 2 00:42:59  Yes. And then and it's good money. They're like, here's a thousand bucks, kid. And it's a Grayslake student that's a top student to go to college. You know, they do good stuff like that. They promote Americanism. you know, what is that? It is what? It's that Americanism is like liking 911 and being interested in our country and like. Right. You know, so it's a cool organization. Check it out. Speaker 1 00:43:21  Yeah. And I like all the nice things they do and the, the men and women that are involved in that. I happen to be fond of a lot of them. Yeah. I think the one day that I knew I knew nothing about the Exchange Club, and I think it was the day that you guys were doing your, you you had picked a couple of kids for scholarships. Speaker 1 00:43:36  You were giving them. And I saw these kids first. I was walking down to have an afternoon beer at the first draft or something like that. So I saw these two kids, like walking back to school and these big smiles on their faces. right? So I get to the bottom and a bunch of the Exchange Club members are hanging out, and to see these men that were standing there, and they were so blown away and so happy and so just straightforward, just happy about what they did. It was it made me really have a fondness for the organization. Speaker 2 00:44:05  And I just want to shout out to the Grayslake kids from North and Central. They're like really fantastic kids, you know? the some of the kids that are winning these awards, I mean, back when I was a kid, I tried to get good grades. I tried to do well in my tests, but otherwise I just went home. Speaker 1 00:44:22  How did I get so smart? Speaker 2 00:44:23  I don't, and they. And they have the energy, this boundless energy that is really. Speaker 2 00:44:27  It's admirable and kind of scary. So God level, I mean, whatever. Speaker 1 00:44:33  Which is. Speaker 2 00:44:34  Good. Don't you ever nap, you know, don't you ever eat too much pizza and then go to sleep, right, like me. So. Speaker 1 00:44:39  Right. Right. And especially as a high school kid. Right. And these guys are doing really, really well with things. Yeah. Speaker 6 00:44:44  Hey, Lake County, I know you know, a teacher out there that needs to be recognized. I'm Jodi, former educator, now realtor, and I'm here representing Educators Advantage. We want you to nominate a teacher of the month. Click the link in the show notes and nominate your favorite teacher. Make your favorite teacher feel appreciated and give them a shout out. Speaker 1 00:45:09  Cool! So I love to see people that get involved with organizations, especially like when going back, like the Safe Place kind of things. So explain this to me too. Are there more than one location for Safe Place? Because there's one in Zion. Speaker 1 00:45:21  Is there also one in Mundelein? Speaker 2 00:45:23  So okay, that is the family visitation center. Okay. Okay. That I believe has moved. Okay. So you'd want to check with Safe Place about the details for when I was involved in the organization. They had two places. They had a women's shelter. That was like a big apartment building in Zion, and it's tucked away. So you don't know about it, right? God love them. But then they also have a really important role that they play, having to do with, facilitating visitation or exchanges of parties that have, like ops against each other. Orders of protection. Yep. Okay. So you've got to go there. You, like drop off your kid in the front, and then dad comes in the back, and then they have like a meeting and they hang out for an hour and have pizza. And then there's people watching, like little child. Jimmy smiled when you saw dad. Right. And they take notes and they give that to the court and the safe place. Speaker 2 00:46:16  Like, honestly, so many exchanges, so much visitation just couldn't happen because of the acrimony between the parties. But for what a safe place does. So they're cool. They're they're fantastic. Speaker 1 00:46:27  I love them and it's nice. And I like places that are put together that look for the best for the children and to keep them safe to and keep, because sometimes just two people just don't get along. So that's a nice way to then get in there. Speaker 2 00:46:38  It's one of the toughest things about family cases is when you have a tremendous amount of acrimony, even like a good divorce, where it's just. I don't love him anymore. You know, you've got to co-parent the kid. But when it's a situation where it's like he raped me or he beat me up, or he right got 60 Y's or he. Whatever those cases, you know, the judges are very reluctant to totally shut out a parent. So they'll give him or her sometimes. Sometimes it's a her, you know, supervised visitation, wrangled by a safe place or supervised by perhaps somebody else, like a mom or grandma or whatever. Speaker 2 00:47:13  Okay. but those, those organizations that facilitate the, the best interest of the kid and the, the parenting time, the the courts. I don't know how they could function before that. That, safe place started doing that. Speaker 1 00:47:26  Yeah. No, it must be a really, really hard thing to do. well, one of the things that I really enjoy, I have to tell you, because I was having a conversation before we got together today, and a man was, who's potential, guest on another show was asking me my my, my motivations on why he wanted to come on. And the guy clearly, wanted to come out and just advertise his business. Right. And I was trying to explain to him that this these are the conversations you are having. You and I are having right now that I really like that. very soon, hopefully, we're gonna have Chief Myra chief of police on, because I really like humanizing. some people have jobs or positions that people don't really get to know, right? So if I had to hire somebody for a family attorney or a DUI attorney or a criminal attorney, I hope that I get to listen to the show so that they get to know your personality, to know that you're a human being, right? Speaker 2 00:48:16  My personality is is unique, but there are a lot of really good attorneys in Lake County. Speaker 2 00:48:21  I'm happy to help people. Whatever. Speaker 1 00:48:23  Yeah. Well, no. And I think it's nice. Speaker 2 00:48:24  I like to be humble. I'm not trying to. Well, you're very humble out there, right? I'm not. I'm not trying to be like. Oh, yeah. I'm like the only one around because I'm not, you know, and like I said, in Lake County, we're blessed with a strong bench and bar, right. You know, and honestly, I get along with just about all of them. Speaker 1 00:48:40  That's cool. Okay, so let's do this. because of people. So let's, to help our listeners out there listening. So let's talk. first of all, when starting to divorce proceedings like they're they know they're going to get divorced, maybe some advice on how they go about finding an attorney that would be right for them. Is that a hard question? Speaker 2 00:49:00  Yeah. So finding an attorney. I mean, a lot of people want to do word of mouth. They talk to their their cousin. Speaker 2 00:49:06  How you got divorced in Lake County. Tell me who you use and then call that guy. That's probably a good decision. Speaker 1 00:49:12  Not to tell you who not to use. Speaker 2 00:49:13  Right? Speaker 1 00:49:14  In their opinion, though, totally right. maybe the decision didn't go their way so it could be false information, right? Speaker 2 00:49:21  Totally. A lot of people just go to Google and they'll Google like Libertyville divorce attorney or Lake County divorce attorney or whatever. And you can get hits there. And you look at their Google reviews we have I mean, my law firm has fantastic reviews, but that's just because we try to just, I don't know, do a good job and then clear the case. You know, try to Because, like, if you take one guy's divorce case and you're like a vampire on his neck and you drain him till he's totally out of blood. Well, you know, that's one case, okay? I'd rather just, like, help a guy and then get a good review and help another guy and get a good review and help a guy and get a good review, and then just, like, kind of build it up that way. Speaker 2 00:49:56  That's way better, right? Speaker 1 00:49:58  And with integrity, when you're walking away, then you can sleep at night and make sure that you know that you can help people out. Speaker 2 00:50:04  I sleep. Speaker 1 00:50:04  At night. Right. That's good. Yeah. All right, so how about, DUI? Speaker 2 00:50:09  So. Okay. How to find a DUI attorney or. So same. Speaker 1 00:50:13  Thing. I know how to get one. Speaker 2 00:50:14  I know. Speaker 1 00:50:15  It's just not the. Speaker 2 00:50:16  Attorney. So, I mean, man, I use Lyfts now. Yes. You know, I, I really do I. Speaker 1 00:50:21  I cheapest thing to do. Right. Speaker 2 00:50:23  It's 20 bucks here and back and you don't have to worry about. Am I going to get in trouble. Right. You know, and you don't have to worry about. Am I going to hurt somebody or whatever? Speaker 1 00:50:32  So yeah, I heard somebody. Maybe it was another stupid social media thing I saw. But there again, like it was a $20 ride home, right? For, let's say I have to go from Grayslake up to Atkinson, like at the bar. Speaker 1 00:50:42  How many Lyft rides would it take to equal to a two? Would it cost to hire an attorney to go through the DUI process? Speaker 2 00:50:51  So I think it was NHTSA, the National Highway Transportation Safety Administration, one of those organizations, used to run a billboard campaign here in Lake County. And one of the billboards I remember was a picture of a kid blowing into a portable breath test. And there's the police cars, lights behind him, and it says, you just blew $10,000. Speaker 1 00:51:12  Most people have no idea what to do with their aging loved one who needs help. Well, there is a solution. A company that provides care and assistance to make your loved one feel right at home, at right, at home. Their mission statement is to improve the quality of life for those they serve. They offer extensive services personal and companion care, safety, supervision and transportation, fall prevention, dressing and bathing assistance. Medical reminders, meal prep, hospice support, ambulation support, stroke recovery, Parkinson's support, the list goes on and on and on. Speaker 1 00:51:43  If you have an aging loved one that needs help, call. Right at home. Most people prefer to age in their home rather than moving to an assisted living or nursing home. Right at home can make this happen. Contact right at home at right at home NHL.com or give them a call (847) 984-0103. Now back to the show. Speaker 2 00:52:02  You know, which I think is like not inaccurate. Speaker 1 00:52:06  Ten. Speaker 2 00:52:06  Grand right. Because like so the legal fees like, I don't know, cheap one 2500, you know, a hot felony DUI 568, whatever, $1,000. So that's good money there. But even for your first time misdemeanor DUI, you're spending 2500, $3,500 on a lawyer. And then you get the fines, the court costs. There are 3 or $4000. There's treatment that you must do, you know, so you do alcohol or risk evaluations and pay for the classes and then woo woo. It gets to be expensive. So yeah, you know,

Haben wir als Gesellschaft genug über den Makro-Modus gesprochen? Marvin möchte jedenfalls nicht der Makro-Typ sein und hätte lieber einfach eine geile Zeit mit dem einen Song von DJ Ötzi. Die andere vom Podcast überlegt zusammen mit der künstlichen Intelligenz, ob sie ihren Klarnamen leaken soll. Bei all den kontroversen Meinungen sollte sie sich das lieber zweimal überlegen. Am Ende möchte man ja nicht so enden wie Jonathan Birne und damit leben müssen, dass sein bester Freund keinen Zeh dafür opfern würde, dass er sehr, sehr reich wird. Aber falls ihr jetzt selbst ein süßes kleines Vermögen aufbauen wollt, könnt ihr euch mithilfe von Katzenvideos weiterbilden. Und wem das an Bildung nicht reicht, der schaut einfach Bigfoot oder Loch Ness beim Vloggen zu. Die Folge ist so spannend, dass ich vor Aufregung hinten im Auto sitze und an meinem Comicbuch knabbere. Lampenfieber hat sieben Tage die Woche geöffnet, zumindest vom Hörensagen! ••• Begleitmaterial zum Podcast !! ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/lampenfieber.podcast/⁠⁠⁠⁠⁠⁠⁠ • julis WhatsApp Channel: ⁠⁠⁠⁠⁠⁠⁠https://whatsapp.com/channel/0029Va7zVmn5K3zWrlBGf80G⁠⁠⁠⁠⁠⁠⁠ marvs WhatsApp Channel: ⁠⁠⁠⁠⁠⁠⁠https://whatsapp.com/channel/0029VaEQ0Tp65yDFdMOKde1A⁠⁠⁠⁠⁠⁠⁠ • julis social-media: ⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/julivoe⁠⁠⁠⁠⁠⁠⁠ marvs social-media: ⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/marvtab⁠⁠⁠⁠⁠⁠⁠ • lasst gerne Liebe da :) ••• Du möchtest mehr über unsere Werbepartner erfahren? ⁠⁠⁠⁠⁠⁠⁠Hier findest du alle Informationen & Rabatte⁠⁠⁠⁠⁠⁠⁠ • E-Mails an: ⁠⁠⁠⁠⁠⁠⁠lampenfieberpodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Un voyageur romantique, une impératrice de la pensée, une légende devenue mondialement connue... Découvrez le programme de la semaine du 9 au 13 juin 2025. Chaque dimanche dans un podcast inédit, au micro de Chloé Lacrampe, Lorànt Deutsch présente le programme à venir dans "Entrez dans l'Histoire". Retrouvez l'émission du lundi au vendredi, de 15h à 15h30 sur RTL. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Ionica Smeets is te gast! We bespreken de nostalgische comeback van de Britpopband Pulp na 24 jaar, met hoogleraar wetenschapscommunicatie en Pulpfan Ionica Smeets. Insert zeperd van Botte. Verder: de mysteries van Loch Ness, rijangst overwinnen, de Fancy, de val van het kabinet, het Zakenkabinet Jellema, de kunstexpositie Heavy Pictorial, en een hilarische en wetenschappelijke discussie over de sterkte van thee, weercodes, en de smaak van borrelnootjes. Veel plezier! Shownotes Website Ionica Smeets Nieuwe album van Pulp in De Volkskrant (€) Gallery MAI Amsterdam met info over Heavy Pictorial See omnystudio.com/listener for privacy information.

Our feature story in this episode takes us to the Highlands of Scotland, where we'll meet the elusive Loch Ness Monster, AKA Nessie. We'll also learn about some other Nessie-like creatures across the world, and some different water-dwelling creatures in the British Isles, Scandinavia, and western and central Africa. Visit the World of Mythik website to learn more and to contribute your theories to our board! All stories told on Myths & Muses are original family-friendly adaptations of ancient myths and legends. Stories from ancient mythology can also sometimes deal with complicated topics for young listeners — to the mortal parents and caretakers reading this, we encourage listening along with your young demigods to help them navigate those topics as they explore these epic tales. Transcript for Episode 7 If you'd like to submit something creative you've done inspired by the stories in Myths & Muses, use this form (with a Mortal Guardian's permission!). ----more---- The "Surgeon's Photograph": Stuff to Read: Nessie:  Visit Inverness: The Loch Ness Monster History Channel: The First Sighting of the Loch Ness Monster NPR: 55-year-old camera set up to track the Loch Ness monster found in Scotland The Official Loch Ness Monster Sightings Register The Loch Ness Centre Kelpies:  Historic UK: The Kelpie Ancient Myth in Modern Art Folklore of Scotland: Kelpies Jormungandr and the Kraken Jormungandr at World History Encyclopedia Jormungandr: The Midgard Serpent in Norse Mythology Ancient Origins: Jörmungandr: The Misunderstood Midgard Serpent of Norse Mythology Sea monsters and their inspiration: serpents, mermaids, the kraken and more Ninki Nanka Gambian Folktales: The Ninki Nanka BBC: The Hunt for Gambia's Mythical Dragon CNN: Here be monsters: The search for Africa's mythical beasts Coffee and Creatures: It's Hard to Keep Things Straight With the Ninki-Nanka Mokele Mbembe Cryptid Archives: Mokole-Mbembe Sightings Of The Legendary Mokele-Mbembe "Dinosaur" Of The Congo Are Increasing. What Is Going On? How Stuff Works: Mokele-Mbembe: The Truth Behind Africa's Mythical River Monster Stuff to Watch: Our curated YouTube Playlist for this episode!

¿Por qué se extinguieron los dinosaurios, "todos" los dinosaurios? ¿Fue coincidencia que sobrevivieran los mamíferos? Rastros de un meteorito rico en iridio. ¿Accidente o provocado? ¿Está siendo dirigida la evolución de la especie humana? Un cráneo de bisonte siberiano con un balazo en la frente... ¿o fue un láser? Tres cráneos de 50.000 años, con sendos disparos, ¡en un museo argentino! ¿Por qué no se ha capturado al monstruo de Loch Ness? ¿Es uno solo o puede haber más? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

The Light Gate Welcomes GUEST: Researcher/author Malcom Robinson Date: June 2, 2025 Time: 5-7 pm pacific / 8-10 pm eastern Episode 110 Discussion: The UFO/ET research and books of ufologist, Malcolm Robinson Tonight, The Light Gate is honored to welcome author/researcher/experiencer Malcolm Robinson. Malcolm is an established public speaker, presenter, script writer and the founder of the UK organization, “Strange Phenomena Investigations,” (in 1979.) He is the assistant editor of the excellent publication, Outer Limits Magazine. He is one of only a handful of people on this planet who have gone down into the murky depths of Loch Ness in a submarine in search of the Loch Ness Monster. After having a few UFO encounters, he became interested in UFOs and soon became one of Scotland's leading UFO researchers and authors. He has personally experienced a wide range of paranormal phenomena. He has spoken all over the world and appeared on numerous radio and television programs and has worked as a consultant for many television programs featuring UFOs, the paranormal, and cryptozoology. He has written many books about UFOs and the paranormal including UFO Cases Files of Scotland (Volumes 1 &2); The Monsters of Loch Ness; Paranormal Cases Files of Great Britain (Volumes 1-4); The Dechmont Woods UFO Incident; Please Leave Us Alone: The True and Terrifying Story of an Irish Family; and most recently, The Bonnybridge UFO Enigma; The Falkland Hill UFO Incident, and the A70 UFO Incident. He writes, “My purpose is to collect, research, and publish accounts relating to most aspect of strange phenomena, and to purposely endeavor to try and account for what at present eludes us.” LINKS: YOUTUBE: https://www.youtube.com/channel/UC3uyWammxbB8Fw6rs0nVyhQ FACEBOOK: https://www.facebook.com/malcolm.robinson2 AMAZON: https://www.amazon.com/stores/Malcolm-Robinson/author/B004DX3QOM?ref=sr_ntt_srch_lnk_2&qid=1747660782&sr=1-2&isDramIntegrated=true&shoppingPortalEnabled=true

¿Por qué se extinguieron los dinosaurios, "todos" los dinosaurios? ¿Fue coincidencia que sobrevivieran los mamíferos? Rastros de un meteorito rico en iridio. ¿Accidente o provocado? ¿Está siendo dirigida la evolución de la especie humana? Un cráneo de bisonte siberiano con un balazo en la frente... ¿o fue un láser? Tres cráneos de 50.000 años, con sendos disparos, ¡en un museo argentino! ¿Por qué no se ha capturado al monstruo de Loch Ness? ¿Es uno solo o puede haber más? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

Author and financial expert, Chris Whelan, joins Keith as they explore the intricacies of the housing market's potential future. Chris drops an intriguing prediction of a possible 20% price correction. They dive deep into the complex world of real estate, examining the pandemic's significant impact on mortgages and economic trends. The conversation reveals the behind-the-scenes challenges of the housing market, from government interventions to the nuanced effects of interest rates and forbearance programs. They unpack the struggles in commercial real estate, particularly highlighting the unique challenges in markets like New York's rent-controlled properties. Chris's new book "Inflated: Money, Debt, and the American Dream" promises an insightful journey through America's economic transformation, tracing how the nation evolved from an agrarian society to a global economic powerhouse. Show Notes: GetRichEducation.com/556 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, what's the state of the housing market for the next five years, and could what's happening in the foreclosure market affect it? I see relative housing market price stability. My guest sees cracks. This could be somewhat of a debate today, then two great new cash flow and real estate markets in the same state that we're helping your portfolio with on get rich education, mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter, remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Corey Coates  1:56   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:12   Welcome to GRE from Edison, New Jersey to Edinburgh, Scotland, where I am today, and across 188 nations worldwide, I'm Keith Weinhold, and you are back for another wealth building week on get rich education. Today's guest came to me recommended. It came from a guest that we've had on the show here before, Jim Rickards and his daughter Ally Rickards. His name is Christopher Whelan. He has a distinguished background. Comes from a prominent family, and he's the author of a new book that just published a few weeks ago. His father, Richard Whelan, was the biographer of Joe Kennedy, and was advisor to presidents and Fed chairman and today's guest, his son there, Chris. He has done a lot of work in DC. He lives just north of New York City today. So I guess coming recommended from Jim Rickards and learning a few things about today's guest helped me want to host him on the show. So though I'm just meeting him for the first time right here on the show, as it turns out, I learned that he has mentioned on other channels that real estate prices could correct down 20% and fall back to 2020 levels. I absolutely don't see how that's possible in any way. I'm going to bring that up with him, so we'll see. This could turn into somewhat of a debate. Like I said last week, I believe that significantly falling housing prices. That's about as likely as grocery store prices falling back to 2020 levels. Yes, I am in Edinburgh, Scotland today. It's my first time here. My mom, dad and also my brother's entire family came over from the US to meet up. It's been great. We're taking in all the best sites, Edinburgh Castle, other castles, the Scottish Highlands, Loch Ness, though I don't believe in any Loch Ness monster at all. I mean, come on, what a hoax. And we're seeing some other sites, though it didn't really interest the others, which I could understand. I visited the home where Adam Smith once resided, and I might put my video about that on our get rich education YouTube channel, so you could check that out over there. Of course, Adam Smith is considered the father of modern day economics for his work on supply versus demand and the GDP concept, the invisible hand, concept, much of that work conveyed in his magnum opus, The Wealth of Nations, published in 1776 as for the present day, let's meet this week's guest, including me, meeting him for the first time.     I'd like to welcome in a first time guest. He's the author of a widely acclaimed new book. It's named inflated money, debt and the American dream. It just released, and the book couldn't be more timely with the multitude of challenges related to inflation, many involving the housing market in his earlier books, he's been known, frankly, for just telling his readers the truth. He's worked at the Federal Reserve Bank of New York in politics and as an investment banker for more than 30 years. Today, he runs Whalen Global Advisors. You've seen him on CNBC in the Wall Street Journal, and now you're hearing him on GRE Welcome to the show. Chris Whalen.   Chris Whalen  5:43   Thank you, Keith, appreciate your invitation.    Keith Weinhold  5:45   Whalen is spelled W, H, A, l, e, n, if you're listening in the audio only, Hey, Chris, we're in a really interesting time in the economic cycle. We all know the Fed has a dual mandate, high employment and stable prices. What's interesting to me is, late last year, they cut rates by a full 1% and this is despite inflation being above target. Makes me wonder if they care more about high employment and they're rather willing to let inflation float higher. What are your thoughts?    Chris Whalen  6:18   I think historically, that's been the case. You know, the dual mandate Humphrey Hawkins, that drives the Fed's actions today was a largely socialist compromise between the Republicans and the Democrats. The Democrats wanted to guarantee everybody a job after World War Two, the legislation was really about soldiers and people who had served their country in many, you know, places around the world, for a long time, and then you would have the depression. So you had a whole generation or more of people that were looking for help when they came home. And that's what this was. But today, you know, there's another mandate, which is called keeping the treasury bond market open. We saw it was during COVID in 2020 President Trump got up, declared that people didn't have to pay their rent or their mortgages, and then didn't do anything. There was no follow up. At the time, folks in mortgage industry kind of looked at each other funny for about 60 days and said, What's going to happen? Because they have to advance principal, interest, taxes and insurance to protect the house. The first rule in mortgage finances protect the asset. But it all worked because the Fed dropped interest rates to zero and we had a boom. We refinanced two thirds of every mortgage in the United States, and that cash flow allowed the finance forbearance for millions of Americans. Now the unfortunate part, of course, was home prices went up double digits for six years. So why we had no affordability today? So, you know, it helped, but it certainly didn't help in some ways,   Keith Weinhold  7:48   mortgage loan forbearance back in the COVID era about five years ago, where you could basically just skip your mortgage payment and then they increase the overall duration of your loan period.   Chris Whalen  8:00   That's right. So you know, your government market, your conforming market, were falling. They also had various schemes, state forbearance for non agency loans. Nobody thought at all about the multifamily sector and the developers that didn't get paid for two years. And we're feeling the impact of that. Of course, today, that's probably the biggest pain point in US economy today is commercial real estate and multi family real estate, and neither one of them involves a consumer. So it gets no attention at all. You read about it in the specialty press, but that's about it.    Keith Weinhold  8:34   And by talking about multi family not affecting the consumer, you're just talking about who's on the owner side there?   Chris Whalen  8:40   precisely if all of the consumers have problems, you'd hear about it, and you do, especially in some of the blue states. I live in New York, so we have some of the more aggressive rent stabilization, rent control laws in the country. And they go back to World War Two. They go back almost a century,   Keith Weinhold  8:58   right? It's those people in the one to four unit space in residential real estate investing that really got the help there.    Chris Whalen  9:06   Well, at least, you know, the world didn't end. Imagine if all of those people had gone to foreclosure. The industry wouldn't have done that. Of course, they would have thrown up their hands and cried for help. But the point is, they made it work. But the cost of making it work that zero interest rate regime that the Fed put in place is still being felt today. If you look at banks which typically have prime large mortgages on their books, the loss given default is zero. Home prices are so high that if somebody actually goes to foreclosure, they sell the house, they pay off the loan easily, and there's usually a large residual left, which would go to the homeowner. So today, you know, if somebody gets in trouble, we do a short sale, we do a deed in lieu, and off they go. And that's why the stats don't show you the pain that many American families are feeling today, because about 60% of all payoffs of one to four family mortgages are people who. Are exiting the market, they're not going to buy another house. So what that means is that the cost of home ownership, or whatever other factors are involved, has made them make the decision not to go to another home mortgage.    Keith Weinhold  10:13   Yes, we have this historically low affordability that's beginning to be reflected in the home ownership rate. It's trended down from about 66 to 65% recently, we continue to be in this environment here, Chris in the one to four unit space, where those existing homeowners are in really good shape. They have record high equity levels of over 300k A lot of them have their home paid off. About 40% of American homeowners own their home free and clear, and of the remainder, those borrowers, 82% still have a mortgage rate of under 5% and of course, that principal and interest payment stays fixed. So even if there's economic hardship, it's pretty easy for people to make their payments and stay in their homes.   Chris Whalen  11:02   Well, it certainly is for most of the marketplace. If you look at the bottom 20% the FHA market, also the VA market, there's a little more stress there. There's still an awful lot of people who are in various types of forbearance in that market. That's going to end in October. So the Trump administration is pushing most of the rules back to pre COVID approaches for delinquency, for example, what we call the waterfall. And what that basically means is that if an FHA borrower gets in trouble, they'll have one shot at a modification where they lower the loan cost and stick part of the loan out the back to be paid off when the house is sold. If that doesn't take, if they don't re perform, then they're going to go to a foreclosure. We just ended another program for veterans. You know, they had three weeks notice, so now you're going to see a lot of veterans going to foreclosure. Unfortunately.   Keith Weinhold  11:56   yes, this administration is basically making sure that people are responsible or resume their payments. We've seen that student loan repayments needing to resume as well. Most foreclosure rate types are still pretty low, but yes, FHA foreclosure rates are higher than those for conventional loans.    Chris Whalen  12:15   Yeah, the interesting thing is, the veterans delinquency rate is half of the FHA rate, and even though people in uniform don't make a lot of money, they pay their bills. Yeah, it's quite striking.   Keith Weinhold  12:25   Why don't you talk to us more about areas where you see distress in the housing market before we talk about more inflation? Chris, the   Chris Whalen  12:34   key areas of housing stress at the moment are commercial real estate that has become underutilized. COVID drove a lot of this, but also the fact that industries could change their work practices. It could have people work from home. Look at housing. We sent everybody home in 2020 while we increased headcount by a third to address a surge in lending volume. It was insane. I gotta tell you, we were hiring people that we didn't see for months that changed the business model assumptions for a lot of industries. A lot of them moved out of blue states and went down to Florida and Texas. In the mortgage industry particularly, and so we have a lot of older real estate particularly, that is suffering. It has dropped in terms of appraised values. You also have higher interest rates and higher cap rates, that is to say the assumption of returns on the part of investors. So that hurdle has made a lot of these properties impaired, essentially. And then the other subclass is older multifamily properties. Think about those beautiful old apartments in the middle block up on the east side or the west side of Manhattan. They're not big enough to be viable, and so they have become this kind of subprime asset class, much in the way if you recall the signature bank failure, they typically bank these sorts of real estate properties, and now there's nobody that wants them. I think you're going to see some very specific pain coming out of HUD, and also Fannie Mae and Freddie Mac because they bank some of these smaller properties that really aren't bankable by commercial banks. That's what it comes down to. If you're going to read about this and hear about it a lot in the commercial market over next several years. And again, you know, the losses on bank owned multifamily properties today are averaging 100% so that means that there are a lot that have more expenses than simply losing the full loan amount. And you know, if you want to have a bank loan, they're not taking these properties. They don't want them, right? So the bank, REO rate, if you look at the data from the FDIC, is zero. And what that tells you is that they can't sell the properties they don't want them, because if they take ownership, the city's not going to let them abandon the property. They'll have to keep it and maintain it. It's a tough situation. This is. Has evolved over the last 20 years or so, because consumer incomes have been kind of stagnant in real terms. But the cost of operating a property in New York City is not going down. It's going up quite a lot, and the legislation we've seen from Albany doesn't allow owners to recapture expenses, doesn't allow them to renovate apartments. So if I have a rent stabilized apartment, I'll use a real example, in a beautiful building on Central Park South right, to renovate a unit that's been occupied for 20 years, new kitchen, new bathroom, sir, everything services. That's $150,000 so if I'm the owner and I can't recapture that cost. What do I do? I lock the door, I gut the apartment, and I lock the door, and I hope that the laws will change in the future, because I can't rent it, my insurance underwriter will not allow me to rent out an apartment that's not brought up to code. That's New York law, but the folks in Albany don't care about that. We have some really unreasonable people in positions of authority, unfortunately, in some of these states, and you talk to them about these issues, and they don't care. They just pander to consumers, regardless of whether or not it makes sense or not. And that's just the way it is.   Keith Weinhold  16:15   Those evil landlords, quote, unquote, most right evil. They're just mom and pop investors that are trying to beat inflation with real assets, and they have real expenses. Rent Stabilization basically just being a genteel term for rent control, which gives no one an incentive to improve a property for sure   Chris Whalen  16:35   and it reduces the availability of housing ultimately, because nobody builds. You see that in New York right now the home market is pretty tight, up to the conforming limit for Fannie Mae and Freddie Mac so you figure a million, 1,000,002 here in New York. But above that, it's quieted down quite a lot. There's compression in some of the higher end homes. And you know, if you go down south, you see a different problem, which is over building. They didn't want to build here, so they went down to the Carolinas and Texas and Florida. There's a huge amount of both multi family condo type developments and single family homes too. But above that average price level way above half a million dollars.   Keith Weinhold  17:15   Sure, it's made this dynamic where things have been flip flopped in the Northeast and Midwest, where the populations aren't growing very fast, those markets have been appreciating more than those in the high growth southeast, all coming back to supply. They're not bringing on enough new supply in the Northeast and Midwest, Chris has just laid out a few reasons for that, due to this high regulation. And then in the southeast, a high growth area, even though that's where people are moving, we're not getting much appreciation there, because you're able to build and that supply is able to keep up with demand. Well, Chris and I are going to talk more about the housing market and about inflation. When we come back, you're listening to get rich education. Our guest is Chris Whelan, the author of a great new book. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. 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We're talking with the author of a great new book, Chris Whelan, it's called inflated money, debt and the American dream. Chris, I see the residential housing market and their price points as being resilient. I'm kind of looking around and seeing if you have any places where you think that there are any cracks in that? I've heard you talk elsewhere about a housing price correction. Were you talking in the one to four unit space? And how do you think that could happen?   Chris Whalen  20:31   I didn't come up with that idea. I did a biography of my good friend Stan middleman, who's the founder of freedom mortgage. It's a real rags to riches story of a successful entrepreneur, a great guy, by the way, is a beloved man in the mortgage industry. And so what he believes is that cycles are about a decade in terms of human behavior. And he says misery on the eights, which is kind of a cute way of saying it. And what Stan is basically saying is you eventually see so much price appreciation that affordability goes to zero. You run out of buyers, is another way to put it. And then once the Fed gooses it, he thinks we see an interest rate decline this year next year, perhaps you get rates to run a little bit. You get volumes to jump the way they did last summer. You remember, in the third quarter, we had great volumes in the mortgage industry, carried everybody through to the end of the year, and then after that, he says, we get a price correction, maybe back down to 2020 21 levels. So we're talking about a 20% price correction, and we're talking about the loans that have been made in the last few years being underwater. That's something we haven't talked about in a long time. We haven't talked about that since 2008 so I think that Americans inevitably have to see some kind of a correction. What the Fed did was wrong, what they did was excessive. I write about that in the end of my book, but unfortunately, the result is home prices that have galloped along, and eventually you got to reset it. Part of its supply coming online. Part of it is simply, like, I say, you run out of buyers, and when it's simply that purchase buyer who is either all cash or happens to have the deposit, and that's all you have. And there's no flexibility for people that want to get into the market. You know, that's tough. I could recall Paul Volcker years ago, we were talking about that in the book too. He ratcheted down home prices. He raised interest rates so much that home prices went down, and a lot of builders went out of business who had had a lot of snls go out of business, and, you know, the previous decade. So that was a tough time. We didn't even start to do that this time around, because they were afraid to the Fed is worried about keeping the Treasury market open, so they are afraid of deflation, which unfortunately means you don't get those opportunities to get into the market. I remember my parents, when I was very young, they would buy busted homes in Washington, DC. It was a great way to make a lot of money, and in five years, the House would double. That's the kind of market Washington was   Keith Weinhold  23:05   in my opinion, I don't see how there could be any substantial residential home price correction. Historically that happens when there's a wide swath of homeowners that get into financial trouble, like I was talking about earlier, the homeowner is in great financial shape today. In fact, since World War Two, we've only seen home prices drop substantially during one period. That was that period around 2008 and that's when we had conditions that are opposite of what they are today. We had loans underwritten with liar loans. We had an over supply of homes, like I was saying earlier, inflation can't touch one's principal and interest payment. We're still under supplied with homes. Most experts don't think we'll get that into balance for at least five years. I really don't see how home prices could fall substantially. I also don't see how they could rise substantially, like, say, 10% due to that low affordability, but I expect continued stability in prices?    Chris Whalen  24:02   Well, we'll see. I'm not as sanguine about that, because a lot of people feel house rich on paper, but when the bottom of the stack is really hurting as it is now, FHA delinquency rates really are in probably the mid teens. You don't see that yet in the middle with the 727, 40 FICO type borrowers. But I think over time you could, and if, again, it depends on the economy and some other factors, but I'll tell you right now, you're already seeing a correction in the hyad the bottom half, no. And there's a supply problem here, which I agree with you on. It's going to keep those home price is pretty firm. And even where I am in New York, for God's sake, Keith, there's no construction here. So we just had a house across the street from me go from million one. I live in Sleepy, hollow New York, and you know, this is typically around the conforming limit for prices for most of these homes, and it went for 150 $1,000 over the ask, it was crazy. Went in two weeks now, during COVID, we saw this sort of behavior, and we thought, Well, okay, you had zero interest rates. I got a 3% mortgage, by the way, awesome. But here we have a situation when markets cooled down a lot, and yet the lack of availability is really the driver. So in that sense, I agree with you, but I do think the high end could correct rather substantially.   Keith Weinhold  25:24    And of course, in multi family apartments, that's different. That's where values in a lot of markets have been depressed by more than 30% they were subject to those interest rates being jacked up, and we're still going to see balloon loans mature and people default on those in apartments. The pain is not over with air, but at some point that's going to bottom out, and that'll be a buyer opportunity in apartments.   Chris Whalen  25:47    Well, the thing is, new stuff is going fine. It's what happens is when the new gets built, the older assets down the road get discounted. That's really what's going on. People love new as you know, these kids love a new house, as opposed to an older house.   Keith Weinhold  26:02   Yes, that'll help reset the prices in the new market when you can compare those to what existing values are. Well, Chris, talk to us more about your new book and what the overall thesis of the book is in these critical times.    Chris Whalen  26:16   Inflated is meant to help people understand how our country went from agrarian, sleepy, isolationist America in the 1900s to being the dominant economy in the world and the provider of global money. We talk about how we got here. We talk about Abraham Lincoln and Franklin Roosevelt and many other characters. Obviously, we had to talk about Andrew Jackson, who is now embodied in our president, Donald Trump. We try and frame how this is all going to evolve in the future. And my thesis is basically the global currency role is something you get during or after a war. We took the baton from Great Britain after the First World War, and then by the end of World War Two, everybody in the world was broke, except for us. It was last man standing. And so rebuilt the world. We let everybody take advantage of us, and now President, who's saying, Nope, we got to change this. I think if it wasn't Trump, it would be somebody else. To be honest with you, Americans are tired of high inflation. They're tired of some of the other costs that come along with being the global reserve currency, so we try and frame all of this in an understandable way. And I particularly talk about housing during COVID and how that all really, I think, changed things for many Americans. Home ownership has been one of the basic ways we create wealth in this country, and the fact that we didn't have an opportunity for people to get in cheap with a fixer upper or a house that was foreclosed. You know, I think it's unfortunate, but the system just can't tolerate it. We've gone in 2008 and then in 2020 through two very significant crises when the government bond market stopped working. So we talk about that as well.   Keith Weinhold  28:03   I don't predict interest rates. I think it is really difficult to do you mentioned earlier about the prospect for lower interest rates coming. Everyone wants to know about coming. What's your outlook for the future of interest rates and inflation for just say the next five years? Chris,    Chris Whalen  28:19   I think interest rates will drop. That is to say what the Fed controls, which is short term interest rates. In the next year or so, we'll have a little bit of a boom as a result. But I think the concern about the federal deficit and US debt, the volatility caused by President Trump's trade strategy, and just general I think a sense of uncertainty among investors is going to keep long term interest rates higher than we saw during COVID And really the whole period since 2008 the Fed bought a lot of duration and took it out of the market, so they kept rates low. They're not going to do that as much in the future. I don't think they'll buy mortgage securities again, they are very chastened by that experience. So if they don't buy mortgage backed securities, and if the banks don't become more aggressive buyers, and I don't think they will, then you know, the marginal demand that would drive mortgage rates down is just not going to be there. Banks have been holding fewer and fewer mortgages and mortgage backed securities on their books for 35 years. If you look at the growth in the industry, the dollar amount of one to four family mortgages hasn't changed very much. So when you look at it that way, it's like, you know what's wrong? Two things. They want to only make mortgages to affluent households. They want to avoid headline risk and litigation and fines and all of that. And I think also, too some of the Basel capital rules for banks discourage them from holding mortgages and mortgage servicing rights, which is an area I work in quite a lot.   Keith Weinhold  29:55   It seems to me, like increasingly, the powers. It be the United States government just won't let the homeowner fail. They want to do so much to promote home ownership over the long term, we see relative ease with getting a mortgage. We've seen lower down payment requirements during other times, including COVID. We see the government jump in with things like mortgage loan forbearance and an eviction moratorium for renters. They just don't want to let people lose their homes. It just seems like there's more propensity to give homeowners a greater safety net than ever. Well,   Chris Whalen  30:29   we've turned it into an entitlement. Yeah, and Trump is changing that at the federal level. The states, the blue states, are going to continue to play that game at the state level, and they can even have state moratoria. But what's going to happen, and I think sooner rather than later, is you may see the federal agencies start to tier the states in terms of servicing fees, simply to reflect the cost. It takes over 1400 days to do a foreclosure in New York. Gosh, that is a big problem. You can lose the lien in New York now, it takes so long. So I think that, you know, from an investor perspective, from a developer perspective, it's not an attractive venue. That's just the reality. Then you even California is as progressive and as activists as it is, you can still get a foreclosure done very quickly using the trustees. It's just a totally different situation. If there are complications, you can get into a judicial foreclosure, which will take longer. But still, California works. New York is deliberately dysfunctional. We have people in the state legislature who are in foreclosure themselves, and they keep passing these laws. So, you know, I think at the federal level, you're going to see it roll back to pre COVID, but I will say that forbearance, both with respect to the agency and conventional market and private loans, is kind of the rule. Now we work with the borrower much more than we would in the past. It's it is really night and day.   Keith Weinhold  32:00   Chris, your new book has gotten a lot of acclaim. Let us know anything else that we should know about this book, and then if we can get it in all the usual places   Chris Whalen  32:10   you can buy it at Barnes and Noble Amazon. I have a page on my website, RC, waylon.com, with all the relevant links. But the online is the best way to get it. Most of the sales are on Kindle anyway, but well over 90% are online, so we don't have to worry about physical books. I think we'll be doing some book signings in the New York area. So we'll definitely let you know about that.   Keith Weinhold  32:33   One last thought is that the rate of inflation means more to a real estate investor than it does to a layperson, maybe five times as much or more, because when we borrow for an income property, our asset floats up with inflation. That part's really just a hedge on inflation. Our debt gets debased by inflation, which is really a mechanism for profiting from inflation over time. And then, thirdly, our cash flow tends to go up even faster than the rate of inflation, since our principal and interest stays fixed, so real estate investors can often be the beneficiary of inflation. It's sort of strange to go root for a force like inflation that can impoverish so many people. But what are your thoughts with respect to real estate investors and inflation?   Chris Whalen  33:19   Well, you know, it's funny when Jerome Powell at the Fed says that they have a 2% inflation target, my response is, well, we better have at least 2% inflation if we're going to make commercial real estate work. Commercial real estate went up for 75 years after World War Two. I can remember when I was in the rating business at Crowell bond ratings going to see some of the banks here in New York, their multifamily books had only seen the equity underneath the asset go up and up and up. In other words, the land ended up being 90% of the value, you know, 1520, years after the purchase and the improvements were almost worthless simply because the land appreciated so much. Now that has changed since COVID. A lot of commercial real estate, particularly has gotten under a bit of a cloud. You've seen falling prices. However, in parts of the country that are growing where you have a positive political environment, positive economic environment, you're still seeing fantastic growth in both commercial and multifamily markets. So I think being very careful and patient in doing your homework in terms of picking venues is more important now than ever before. You know, I'll give you an example. Down in Florida, we're building new malls every day. The mall down the road that's 15 years old. There's nothing wrong with it, but it's 15 years old. And so the price discounts that you're seeing for existing assets are rather striking. Same thing down in the Carolinas, down in, you know, Atlanta, and going down to the Texas growth spectacle, I'm always astounded by what's going on in Texas. They built so much in that whole area around South Lake, out by the airport. It, they're going to basically subsume used it. So, you know, in those markets, you have great opportunities, but you also have over building. And so we're going to see some cycles where they're going to be deals out there for projects that maybe were a little too ambitious have to get restructured, and astute investors can come in and do very well on that   Keith Weinhold  35:20   like we often say around here, in real estate investing, the market is typically even more important than the property itself. The name of Chris's new book, again, is inflated money, debt and the American dream. It has an awful lot of intersections with real estate investors and how they can play inflation. Uh, Chris has been a terrific conversation about the real estate market and larger market forces. It's been great having you here on the show.   Chris Whalen  35:47   Thank you, Keith. Let's do it again.   Keith Weinhold  35:49   Yeah, some good insights from Chris, a smart guy. And gosh, what a really sad state for rent stabilized apartments in New York City, where landlords of some of those properties, they would have to spend sometimes hundreds of 1000s of dollars in order to bring them up to code, but then they couldn't charge enough rent to offset those expenses due to government intervention and price fixing, so landlords just lock up the property vacant. And this sort of harkens back to when we were talking about some of this last year, when we had documentary film maker jen siderova on the show with her film called shopification, and it was about how rent control slowly makes neighborhoods fall into disrepair. All right, Chris and I had some difference of opinion there on the prospects for a home price correction. I think I made most of my points. He did, though, talk about running out of home buyers. If I have him back, maybe I'll pick up right there. More buyers are baked into the demographics, like I think I shared with you one time the US had its highest ever birth rate years between 1990 and 2010 more than 4 million births per year for a lot of those years. Just to review this with you, you might remember that 2007 was the US is peak birth year. Add 38 years to that for the average first time homebuyer age, and that housing demand won't even peak until 2045 and it will continue to stay high for a few years after that. So that's where the demand is just going to keep coming from, just piling on. And when I say that loan conditions have eased for American homeowners, like I did there during the interview, of course, what I'm talking about is the long term. I mean, lending conditions got more rigid after 2008 and with the adoption of Dodd Frank. What I'm talking about is, before the Great Depression, it was most common to have to make 50% to 60% down payments on property, and you had to repay the entire note in five to 10 years. I mean, can you imagine how that would hurt affordability today and then later, by 1950, 15, year loans were the common one. I mean, even that would impair affordability today. Today, 30 year loans are the common one, and you can put as little as 3% down on a primary residence. A lot of people don't know that either. It does not take 20% on a primary residence. So that's what I mean about the relative ease of credit flow today. Now, Chris has knowledge about other parts of the real estate market that I don't for his work inside DC and in other places like the foreclosure market. We talked about some of that right after the interview. For example, He was letting acronyms like NPL roll off his tongue, and I had to ask him what that meant. That's a non performing loan. Check out Chris's new book. Again, it's called inflated money debt in the American dream. And again, his website is RCwhalen.com and Chris also has a great sense of history, which we didn't get into, longtime real estate guys radio show co host Russell gray and I will discuss monetary history here on the show soon. Like I said, I'm coming to you from Edinburgh, Scotland this week, even if you don't see great sites, you know, it's interesting just walking the historic streets here, if you're an American that's visited here before, you surely know what I mean. And I told you that I'd let you know, the current real estate transaction I'm involved in is paying $650 a night for the hotel here in Edinburgh. Yes, that's a lot. I've actually paid less for fancier places in Dubai, but this hotel here is on the Royal Mile. Of course, I could have found less expensive accommodations elsewhere.    Speaking of less expensive, here's an announcement. And we have new investment property providers at GRE marketplace, two of them, the markets are both in Oklahoma, and they are Oklahoma City and Tulsa, Oklahoma as a state, is known for landlord friendly eviction processes and legal systems, kind of the opposite of New York. So this makes your property management more predictable. Now, when we look at this city, OKC has the lowest priced new single family rentals. I can think of it under 160k Yes, that really puts the exclamation point on inexpensive and favorable rent to price ratios often exceeding 1% which is obviously attractive for cash flow, meaning a 150k single family rental could yield over $1,500 in rent. There's high rental demand in certain sub markets. We have scouted out those exact places for you in the OKC metro, like Edmond Moore spelled M, O, O, R, E, and Midwest City, all supporting consistent rent income, though it was once really oil dependent, OKC has diversified economically, reducing your risk tied to commodity cycles and ok sees local economy that's supported by industries including aerospace, energy, health care and logistics. Then there's Tulsa. Tulsa has the highest cash flowing new build duplexes, perhaps anywhere in the US that I know about. On the single family rental side, a lot of Tulsa investors can find properties under 150k with monthly rents again exceeding 1% of the purchase price, clearly ideal. So yes, both Oklahoma City and Tulsa are now on GRE marketplace. You can either visit the pages and see them there, or one of our qualified, experienced GRE investment coaches. Meet with them. They can help guide you to the very best deals and show you the specific property addresses available right at this time for whatever best meets your needs. If you're looking to either start or expand to another market and you seek cash flow, you really need to consider Oklahoma. Yes, it is free to have a strategy session with an investment coach, whether that's for Oklahoma or other investor advantage regions. I often like to leave you with something actionable. You can start at GREinvestment coach.com start book a meeting for a free strategy session remotely. That's at GREinvestment coach.com, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Dolf Deroos  42:51   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Advice, opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  43:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866. While it's on your mind, take a moment to do it right now. Text, gre to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

When Adam Faith and chums decide to make a fake Loch Ness monster they set off a chain of events too hilarious to describe. With a script by Terry Nation, What A Whopper! is a serviceable British comedy film of the early sixties slightly let down by rather colourless leads but lending solid support are the likes of Sid James, Wilfred Bramble, Charles Hawtrey and - you guessed it - Spike Milligan, who plays a tramp fishing on the bank of the Serpentine.Returning guests Tilt Araiza and Gary Rodger from The Sitcom Club mull over Scottish stereotypes, Terry Scott's potty mouth and rubber salmon. Also:Recasting Adam Faith as Harold Steptoe?Is Sid James the Paul Eddington of dirty old men?How does the film compare to Psycho?Is Terence Longdon a young Tommy Cockles?Who thought casting Freddie Frinton was a good idea?Is it a sort of sequel to What A Carve Up?And who brought along Eccles cakes?Tune in to find out the answers to all this and more!

That title is not even a joke. Tammy Van Wisse actually lost 10kgs in 9 hours (and 6 minutes), swimming forty kilometres in the extremely cold water of Loch Ness, while trying not to get eaten by a f**king monster. This was Tammy's second visit to TYP and this chat was a truly fascinating insight into weirdness and wonder of marathon swimming at the highest jevel, from a practical, psychological and physiological perspective. Learn about Tammy's encounters with Tiger and Brown snakes while swimming the 2,438 kilometres of the Murray River (WTF!), the time she almost got eaten by a great white shark (for real), the buoyancy difference between fresh and salt water, the process of 'getting fat' for endurance events and the science behind it, the time her brother John 'kind of' died swimming the English Channel with her (and the Aussie Olympic legend who dived in to save him) and lots more. Enjoy.See omnystudio.com/listener for privacy information.

We wrap season 2 with the biggest cryptid of them all, the Loch Ness monster!

For centuries, there have been stories of a dinosaur-like cryptid roaming the waters of the Loch Ness in Scotland. To this day, sightings continue to lure in tourists as scientists work to identify or debunk the beast once and for all. But even with modern technology and DNA analysis – her existence can't be ruled out completely. For a full list of sources, please visit: sosupernaturalpodcast.com/legend-loch-ness-monsterSo Supernatural is an audiochuck and Crime House production. Find us on social!Instagram: @sosupernatualpodTwitter: @_sosupernaturalFacebook: /sosupernaturalpod

It's more weird news this week! The guys talk Loch Ness booze, the new Pope, and spooky noises! Cogito Ergo DoleoFind more info about the show at https://www.supernaturalselectionpod.com/Contact us at team@supernaturalselectionpod.comSupport us on Patreon! https://www.patreon.com/supernaturalselectionTheme music by FC Music Studios - https://soundbetter.com/profiles/408824-fc-music-studiosFriends of the Show!Flagged for Content: https://linktr.ee/flaggedforcontentSpooky Dice Bag: https://spookydicebag.com/

Click Here to Text us. Yes really, you totally can.Check Out Our Website!Join our Discord!Check out our Merch Store HERE!Follow us @theneatcast on TikTok!Follow us @neatcastpod on BlueskyFollow us @neatcastpod on Twitter!Follow us @neatcastpod on Instagram!Follow us @theneatcast on Facebook!

The guys delve into an infamous, ancient and mysterious Scottish lore…Loch Ness Monster!!! https://search.brave.com/search?q=lochness%20monster&source=ios https://m.youtube.com/watch?v=gT-MrvDIaEU https://www.britannica.com/topic/Loch-Ness-monster-legendary-creature https://nypost.com/2025/03/04/lifestyle/loch-ness-monster-sighting-reported-first-in-2025-fantastic/

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. *******************

Britain's largest rewilding landscape launches as new charity Vast Highlands initiative to boost nature, re-peopling, rural livelihoods and economic opportunities including sustainable timber, fishing, farming, wildlife tourism The UK's largest rewilding landscape, Affric Highlands, has launched as an independent charity with the aim of restoring nature across more than 200,000 hectares of the central Highlands over the next 30 years, to benefit nature, climate and people. New Affric Highlands initiative to boost nature The community-focused initiative brings together a broad partnership of landowners, local people and others to restore native woodland, peatland and riverside habitats, and boost wildlife across a linked network of landholdings stretching from Loch Ness to the west coast. It will rewild the landscape and allow nature to connect and thrive across large areas - creating social and economic benefits for communities, supporting re-peopling, and tackling the climate and nature emergencies. Affric Highlands will work with local landowners to strengthen land-based rural livelihoods and nature-based economic opportunities, making the region a hub for sustainable timber, fishing, farming, venison and wildlife tourism. This will include the creation of a network of businesses benefitting from rewilding. "Affric Highlands is a community focused vision of hope. It's hugely inspiring to be setting out as a new charity on this ambitious 30-year journey to take large-scale nature recovery to a new level," said Affric Highlands executive director Stephanie Kiel. "We want to create new opportunities and real benefits for local landowners, communities and rural economies, so nature, people and livelihoods can all thrive together." Restoring habitats will boost biodiversity and benefit wildlife including golden eagles, red squirrels, black grouse, mountain hares, salmon, trout, ospreys and otters. The initiative will potentially cover over 700 square miles stretching from Loch Ness to Kintail in the west, and encompassing Glens Cannich, Urquhart, Affric, Moriston and Shiel. The region is stunningly beautiful but largely ecologically damaged, with much land degraded following centuries of deforestation and overgrazing. The globally unique Caledonian forest has been reduced to isolated fragments. Damage to peatlands means they are emitting rather than absorbing carbon. Lochs and rivers are depleted of salmon. This damage to the natural world means the region now supports fewer people than it could - limiting people's opportunities for sustainable land-based jobs, and undermining sustainable agriculture which depends on functioning natural processes. Affric Highlands began work in September 2021, when it also became the ninth member of Rewilding Europe's network of large, iconic rewilding landscapes across Europe. This followed the initiative's first three years of work as Trees for Life's East-West Wild project, during which the charity carried out extensive preparation and local consultation. Affric Highlands has since operated as a joint venture led by Trees for Life with support and advice from Rewilding Europe. The initiative has grown so successfully that it has now been launched as an independent charity, to take forward and upscale its pioneering work. Affric Highlands' growing partnership already consists of a broad coalition of 19 landowners, covering an area of over 58,000 hectares within the vast landscape. These separate landholdings - which have all signed a memorandum of understanding - are making their own decisions on what nature recovery interventions are right for them, with the Affric Highlands team providing guidance and also support for seeking funding. Native woodlands and peatlands are being restored to boost biodiversity and absorb carbon. Riverwoods are being created by returning woodland to the banks of upland streams and rivers to provide vital shade, nutrients and shelter for Scotland's struggling Atl...

We're back again - with a dip of a prolapsed anus into ol' Loch Ness, and the rest of wet, moist, damp, beautiful Scotland!

Head to the Strange Places home website, asylum817.com to keep up with all things Strange Places, as well as the host. Billie Dean Shoemate III is an author with over 40 novels published, a master-trained painter, host of the No Disclosure Podcast, and multi-instrumentalist musician with multiple albums released. To check out Billie's books, albums, paintings and other artistic ventures, head to asylum817.com.-----------------This podcast can also be heard on Spotify, Apple Podcasts, iHeart Radio, Pandora, and wherever you get your Podcast listening experience.-----------------Want to promote your brand, YouTube channel, Etsy page, charity, event or podcast on the show? I am selling the show's ad space! Mid roll ads, beginning ads, bottom of the show ads, all of it. Click the link below to get yourself some of that sweet, sweet ad space on the fastest growing paranormal podcast on the planet. If you want to advertise here, click the LINK BELOW!https://www.fiverr.com/share/mgzw1R-----------------If you like what you hear and wish to donate to this podcast to help keep it going, visit:https://www.fiverr.com/s/WEY9lex-----------------Visit us on Patreon for ad free early access and exclusive content!!!patreon.com/asylum817Shout-out to our top tier patrons, DILLIGAF and Old School!-----------------This episode is brought to you by the indiegogo campaign for the upcoming horror film, Desert Fiends 2! LINK BELOW!!!https://www.indiegogo.com/projects/desert-fiends-2-horror-comedy-slasher-film/x/38324252#/

Welcome to Monsters on the Edge, a show exploring creatures at the edge of our reality in forests, cities, skies, and waters. We examine these creatures and talk to the researchers studying them.Joining us on this week's show:Shetan Noir is the current owner of Squatch GQ magazine llc and also a Michigan based Author and paranormal travel Journalist. She also teaches courses on the paranormal history of the great lakes and cryptozoology of North America at Owens community college and Kellogg community College. Shetan also teaches classes for University Magikus that is co-owned by Patti Negri.Shetan has written several books on cryptozoology and is working on more upcoming book projects. Her current book is The Hounds tooth cookbook, Bone Arfp'etit! The marvelous misadventures of teagun gray (Teagun gray meets bigfoot) Shetan has also written Flying creatures of the Midwest, Beyond mothman! In 2018, she wrote Lake monsters and odd creatures of the great lakes.She is the active managing head writer and owner of *Squatch GQ magazine, *Cryptozoology Digest magazine, *Into the Liminal Abyss paranormal magazine (Paranormal, ufology, high strangeness), *Dinosauria and prehistoric creatures magazine, *Rockhound and prospector magazine. Shetan has been a contributing writer in the past to Supernatural magazine. She specializes in paranormal travel destinations and legend trip investigations.Shetan Noir is also a cryptozoology researcher and has spent 25 years researching the Paranormal and Cryptozoology fields. Her fascination began with lake monsters at an early age when she first learned about the Loch Ness monster, then hearing reports of lake monsters in her own state of Michigan. Her research has since grown to include Michigan's own Dogman and Nain Rouge, Bigfoot and ghost hunting. Shetan Noir is currently the lead investigator for the Michigan chapter of the North American Dogman Project, and also runs the paranormal investigation team of Michigan center for unexplained events and phenomenon.She is available to do book signings for her three current books,(1) Lake monsters and odd of the great lakes.(2) Flying cryptids of the midwest, beyond mothman!(3) The marvelous misadventures of Teagun Gray, Teagun vs. BIGFOOT.Shetan noir has been on many expeditions for cryptozoology in Michigan, Pennsylvania Minnesota, Ohio, Vermont, New York, Tennessee, North Carolina, Shetan has also done paranormal investigations at Randolph county insane asylum, Detroits 6th precinct, Graestone Manor, Historic Hoover house, Gettysburg, Historic Scott county jail.Sasquatch GQ Magazinehttps://www.amazon.com/stores/Squatch-GQ-magazine-LLC/author/B0BNWHN44J?ref=ap_rdr&isDramIntegrated=true&shoppingPortalEnabled=true&ccs_id=60cf4b1e-fed6-4f98-b7f2-2a0845803b08Shetan on Amazonhttps://www.amazon.com/stores/Shetan-Noir/author/B00BBO6VJI?ref=sr_ntt_srch_lnk_1&qid=1742744241&sr=8-1&isDramIntegrated=true&shoppingPortalEnabled=true&ccs_id=348559f7-778f-4c73-af10-2c3d2332e6d3Click that play button, and let's unravel the mysteries of the UNTOLD! Remember to like, share, and subscribe to our channel to stay updated on all the latest discoveries and adventures. See you there!Join Barnaby Jones each Monday on the Untold Radio Network Live at 12pm Central – 10am Pacific and 1pm Eastern. Come and Join the live discussion next week. Please subscribe.We have ten different Professional Podcasts on all the things you like. New favorite shows drop each day only on the UNTOLD RADIO NETWORKTo find out more about Barnaby Jones and his team, (Cryptids, Anomalies, and the Paranormal Society) visit their website www.WisconsinCAPS.comMake sure you share and Subscribe to the CAPS YouTube Channel as wellhttps://www.youtube.com/channel/UCs7ifB9Ur7x2C3VqTzVmjNQ

Avamerikanisering och jakten på den perfekta webbstacken. Fredrik och Kristoffer börjar med kaffesnack för att sedan diskutera mönster för fönsterhantering och livet i övrigt. Ett universalmönster: Saker ska inte ändra på sig om inte jag ber om det. Sedan diskuteras Kristoffers jakt på en bra webbstack. Och varför blir inte fler projekt och stackar bara klara och slutar ändras hela tiden? Att av-amerikanisera sitt liv: svårt, men kanske givande. Kristoffer har funderat över det mesta i mjukvaruväg, från e-post till backup och servrar, inklusive webbläsare. Ett stort tack till Cloudnet som sponsrar vår VPS! Har du kommentarer, frågor eller tips? Vi är @kodsnack, @thieta, @krig, och @bjoreman på Mastodon, har en sida på Facebook och epostas på info@kodsnack.se om du vill skriva längre. Vi läser allt som skickas. Gillar du Kodsnack får du hemskt gärna recensera oss i iTunes! Du kan också stödja podden genom att ge oss en kaffe (eller två!) på Ko-fi, eller handla något i vår butik. Länkar Aeropress Bartek och Kompilator Jura ENA 8 Fransk press Hario switch Chemex Hayao Miyazaki Dokumentären om skapandet av Pojken och hägern Patterns och Christopher Alexander Lazyvim The nature of order - efter patterns Next.js Strapi Axum Deno Opentelemetry Prometheus Bun Zig Peter Thiel uv BETH-stacken Elysia - ramverk ovanpå Bun Turso HTMX Carson Gross ORM Vercel Prisma - ORM Elysia-dokumentationen Common lisp Hunchentoot Clojure Elm Stöd oss på Ko-fi! Peertube Ecosia - tysk webbläsare Bing Zen browser Arc Firefox Vivaldi - den enda webbläsaren som är kraftfull nog för dig … ? Chromium Startpage - blandar Google och Bing Glesys Fastmail Tuta Infomaniak Protonmail Openstreetmap Here wego Osmand Waze Tomtom Pixelfed Codeberg Thomas Boerger Gitlab Coolify Gogs Gitea Forgejo Tailscale Wireguard Mullvad Proton pass 1Password Bitwarden Backblaze Rogue amoeba Obsidian Ladybird Caddy cloud-init Fail2ban Hugo Antirez Redis We are destroying software Web components Titlar En elefant som badade i Loch Ness In i franska pressen Jag är en enkel man En film gjord om honom, för honom Mönster i ditt liv Den perfekta webbstacken Problemet med Deno är att det inte fungerar Slideware VC-fundat av världens sämsta människor Galna hästen bakom HTMX Fungerar det? Troligtvis inte Vercelfällan BEH-stacken Allting är fossilerat Det är färdigt Standarden är färdig Jag kan inte bli av med Apple Svaret är nej Vi planterar träd när du tittar på reklam Jag bor där jag inte bor Bygga sin egen karttjänst Jira för Git Monsterbackup på Hetzner

Jason Manford and Steve Edge bring some light hearted fun to your Sunday morning. The pair share the random things strangers have said to you, Jason talks about his trip to Loch Ness while out on tour in Scotland, plus the guys have lots of trivia in Hit Me With Your Best Facts. There's even an exciting update on Jason and Steve's hunt to track down children's TV icon; Gaz Top.To get involved with the show in future weeks, whether it's a question or a fact, email Jason@AbsoluteRadio.co.uk

CreepGeeks Podcast Episode 335 INTRO  You're listening to CreepGeeks Podcast! This is Season 9, Episode 335 A Brand New Color, Mtn Dew Conspiracy,1000 Sasquatch Heads, Two Lochness Monsters, and Two Lady Ghosts. We broadcast paranormal news and share our strange experiences from our underground bunker in the mountains of Western North Carolina. Your favorite anomalous podcast hosts are Greg and Omi Want to support the podcast? Join us on Patreon:  CreepGeeks Paranormal and Weird News is creating Humorous Paranormal Podcasts, Interviews, and Videos!  Get our new Swag in our Amazon Merch Store:  https://amzn.to/3IWwM1x  Get Starlink for Rural Internet Access-  Starlink | Residential Hey Everyone. You can call the show and leave us a message!  1-575-208-4025 Use Amazon Prime's Free Trial! Did you know YOU can support the CreepGeeks Podcast with little to no effort? It won't cost you anything!  When you shop on Amazon.com, use our affiliate link, and we get a small percentage!  It doesn't change your price at all. It helps us keep the coffee and gas flowing in the Albino Rhino!  CreepGeeks Podcast is an Amazon Affiliate CheapGeek and CreepGeeks Amazon Page's Amazon Page    Support the Show:  CreepGeeks Swag Shop!  Website- CREEPGEEKS PARANORMAL AND WEIRD NEWS Hey everyone! Help us out!  Rate us on iTunes!  ‎CreepGeeks Paranormal and Weird News Podcast on Apple  WARNING: This Podcast May Contain Bioengineered and Cell-Cultivated Food Products. Stanley Milford Navajo Rangers Book- The Paranormal Ranger: A chilling memoir of investigations into the paranormal in Navajoland https://amzn.to/3ZhzG8m  Interested in Past Lives or Past Life's Journeying- RC Baranowski. Past Life Journeying: Exploring Past, Between, and Future Lives Past Life Journeying: Exploring Past, Between, and Future Lives - Kindle edition by Baranowski, R. C.. Religion & Spirituality Kindle eBooks @ Amazon.com.  Over on our Patreon-  Patron's Messages-  Welcome, Patrons and new Patrons-  New Lake Shawnee Haunted Amusement Park Video is available! Brown Mountain Lights Brown Mountain Lights Geological Survey- Here's a thought: Are Brown Mountain Lights caused by lithium? 1-800 Number Comments-     Fate Magazine - Fate Magazine  Last Episode FollowUp:    Did you know that #creepgeeks is ranked- FeedSpot- https://podcast.feedspot.com/north_carolina_news_podcasts/?feedid=5747969&_src=f1_featured_email  https://podcast.feedspot.com/north_carolina_technology_podcasts/?feedid=5747969&_src=f1_featured_email  GoodPods- Best Fortean Podcasts [2025] Top 3 Shows - Goodpods  Best Bigfoot Podcasts [2025] Top 30 Shows - Goodpods  Greg's Pen Tangent -The Sharpie S-Gel in Copper:  https://amzn.to/4gNatda  Dipshittery-  Ghost Hunt Dispute Sparks Gunfire Exchange in West Virginia  Conspiracy- Mountain Dew  Wild Theory Connects New Mountain Dew Flavor to Catastrophic Events  Aliens-  Tech-  Scientists create a new color- OLO, closest to hexadecimal #ooffcc Scientists hijacked the human eye to get it to see a brand-new color. It's called 'olo.' | Live Science  Artist “bottles” the OLO that only 5 people in the world can see. Weird Stuff-  Say Goodbye to Life on Earth–International Researchers Estimate Complete Extinction Timeline Linked to Sun's Increasing Thermal Energy  Cryptid News-  Two Lochness Monsters? Video: Webcam Watcher Spots Two 'Monsters' Surfacing at Loch Ness?  1000 Sasquatch Heads? Video: Seattle Artist Aims to Paint 1,000 Sasquatch Heads Throughout City  Paranormal- Florida Curio Shop Owner Charged with Selling Human Bones  Haunted Military- Cherry Point, NC Kissie Sykes Kissie Sykes haunts Cherry Point > Marine Corps Air Station Cherry Point > MCAS Cherry Point News  Ghost Woman in Scotland?  Costumed Tour Guide Mistaken for 'Ghost Woman' Walking Down Road in Scotland   *AD BREAK* READ: If you like this podcast, subscribe on YouTube, follow on Spotify, review on Apple podcasts, support on Patreon, and connect with us on Facebook, Twitter, and Instagram @CreepGeeks.  LIBSYN AD *AD BREAK* Bumper Music- SHOW TOPICS: AD- Want to Start your own podcast? https://signup.libsyn.com/?promo_code=CREEP  Looking for something unique and spooky? Check out Omi's new Etsy, CraftedIntent: CraftedIntent: Simultaneously BeSpoke and Spooky. by CraftedIntent  Want CreepGeeks Paranormal Investigator stickers? 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Email Info: contact@creepgeeks.com  Attn Greg or Omi  Want to comment on the show? omi@creepgeeks.com   greg@creepgeeks.com   Business Inquiries: contact@creepgeeks.com   CreepGeeks Podcast Store   Music: Music is Officially Licensed through Audiio.com. License available upon request. #olocolor #kissisykes #olo #ghosts #bigfoot #listenable #creepgeeks  Tags: WNCDrones Drones, Bigfoot, Ghosts, Paranormal, CreepGeeks,

Lochness Monster on MoGo 04/23/25

The subject of UFOs has been hotly debated. Are UFOs space vehicles from another world? Or are they some new top-secret military aircraft that are being test flown throughout the skies of our world! Are people genuinely witnessing strange craft in the skies or are all these UFO sightings some kind of global psychosis!One of the world's biggest UFO 'Hot Spots', appeared over the small Scottish town of Bonnybridge in Central Scotland back in the 1990's. Two Scottish UFOlogists, Ron Halliday and Malcolm Robinson, extensively researched these strange aerial sightings, and in this block busting book, they share not only some of the many UFO sightings, but also provide their own thoughts and conclusions as to what may have been behind this intriguing Scottish mystery. This is the definitive book on the UFO sightings over Bonnybridge. Learn how the 'UFO Hot Spot' developed. Find out about the people behind them and learn how the media dealt with this ongoing perplexing phenomenon. Never have so many facts been gathered on one of the world's UFO 'Hot Spots' as they have in this book.BioMalcolm has given lectures to clubs and societies in the UK, Ireland, Holland and France. He is the author of 10 books on UFOs and the paranormal. He went down to the depths of Loch Ness in a submarine in 1994. He has assisted Television and Radio stations all over the world with info on UFOs and the Paranormal. He is the assistant editor of the British Outer Limits Magazine. He founded the group Strange Phenomena Investigations  in Scotland in 1979 making it Scotland's oldest and still going UFO/Paranormal society with members all over the world.https://www.amazon.com/dp/B0DYX3RR68https://www.facebook.com/malcolm.robinson2 https://www.pastliveshypnosis.co.uk/https://www.patreon.com/alienufopodcastMy book 'Verified Near Death Exeriences' https://www.amazon.com/dp/B0DXKRGDFP

April 21, 1934. The Daily Mail publishes an alleged photo of the Loch Ness Monster, sparking an international sensation around one of the world's most enduring modern legends.You can listen ad-free in the Wondery or Amazon Music app. Or for all that and more, go to IntoHistory.comHistory Daily is a co-production of Airship and Noiser.Go to HistoryDaily.com for more history, daily.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

April 21, 1934. The Daily Mail publishes an alleged photo of the Loch Ness Monster, sparking an international sensation around one of the world's most enduring modern legends. This episode originally aired in 2022.Support the show! Join Into History for ad-free listening and more.History Daily is a co-production of Airship and Noiser.Go to HistoryDaily.com for more history, daily.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The gang discusses a number of topics including reports of UFO activity in northern Scotland made by researchers looking for the Loch Ness Monster. Also, new cast member, "Brandi X" reveals her three most-frightening experiences.Become a supporter of this podcast: https://www.spreaker.com/podcast/paranormal-uk-radio-network--4541473/support.

The subject of UFOs has been hotly debated. Are UFOs space vehicles from another world? Or are they some new top-secret military aircraft that are being test flown throughout the skies of our world! Are people genuinely witnessing strange craft in the skies or are all these UFO sightings some kind of global psychosis!One of the world's biggest UFO 'Hot Spots', appeared over the small Scottish town of Bonnybridge in Central Scotland back in the 1990's. Two Scottish UFOlogists, Ron Halliday and Malcolm Robinson, extensively researched these strange aerial sightings, and in this block busting book, they share not only some of the many UFO sightings, but also provide their own thoughts and conclusions as to what may have been behind this intriguing Scottish mystery. This is the definitive book on the UFO sightings over Bonnybridge. Learn how the 'UFO Hot Spot' developed. Find out about the people behind them and learn how the media dealt with this ongoing perplexing phenomenon. Never have so many facts been gathered on one of the world's UFO 'Hot Spots' as they have in this book.BioMalcolm has given lectures to clubs and societies in the UK, Ireland, Holland and France. He is the author of 10 books on UFOs and the paranormal. He went down to the depths of Loch Ness in a submarine in 1994. He has assisted Television and Radio stations all over the world with info on UFOs and the Paranormal. He is the assistant editor of the British Outer Limits Magazine. He founded the group Strange Phenomena Investigations  in Scotland in 1979 making it Scotland's oldest and still going UFO/Paranormal society with members all over the world.https://www.amazon.com/dp/B0DYX3RR68https://www.facebook.com/malcolm.robinson2 https://www.pastliveshypnosis.co.uk/https://www.patreon.com/alienufopodcastMy book 'Verified Near Death Exeriences' https://www.amazon.com/dp/B0DXKRGDFP

The gang discusses a number of topics including reports of UFO activity over northern Scotland made by researchers looking for the Loch Ness Monster. Also, new cast member, "Brandi X" reveals her three most-frightening experiences.

On this episode of Japan Station, supernatural stories, Japanese folklore, Japanese urban legends and more with Kevin O'Shea, host of the Supernatural Japan podcast.

Join Johnny Mac as he shares five uplifting stories: a pet bird saved from a python by a professional snake catcher, an Egyptian free diver setting a world record for underwater pull-ups, a North Carolina family reuniting with their husky after three years, new advancements in brain-computer interface technology that translates thoughts into speech, and the recovery of a 55-year-old camera from the depths of Loch Ness. Each story brings a smile and a sense of wonder.00:31 Rescue of a Pet Bird from a Python01:26 World Record for Underwater Pull-Ups02:04 Reunion with a Missing Dog02:45 Brain Implant Translates Thoughts to Speech03:35 Loch Ness Monster Camera DiscoveryUnlock an ad-free podcast experience with Caloroga Shark Media! Get all our shows on any player you love, hassle free! For Apple users, hit the banner on your Apple podcasts app which seays UNINTERRUPTED LISTENING. For Spotify or other players, visit caloroga.com/plus. No plug-ins needed!  You also get 20+ other shows on the network ad-free!   

Bearproof cities, Black hole theft, Misokinesia, Loch Ness portraits, Tuna cleanup, Urinal improvements. Jennifer, Angie, Way, and Bradley discuss the curated links for the week of 4/18/2025. Please consider supporting this ad-free content on Patreon.

Travel the world & experience its horrors … all from the comfort of your streaming device on this edition of Octoberpod AM classic horror podcast with guest host, Amber Jourdan (Witches Talking Tarot).  Your horror host Edward October    has gone missing and Amber is scouring the spookiest places on Earth to find him.            First up:  Visit the North Pole in a bone chilling search for Edward October. Then, Enjoy encore presentations of Octoberpod's best loved international chillers. Plus: The Loch Ness Monster! A brontosaurus in the Congo River Basin! And more! Featuring special guests Nicole Engelbrecht (True Crime South Africa), MJ McAddams, Chauncey K. Robinson (Production Tales from Hell), and Emma (Spine Chillers & Serial Killers) in encore presentations of Purgatory Labs (by Jane Nightshade), Templo Mayor (by V Castro) and A Haunting in Normandy (based on Emma's true ghost encounters).    Make sure your passport is in order because we're serving up an international smorgasbord of weird science, cryptid chaos, mythic mayhem, and Gallic ghosts with a Nessie Burger and an African Boiler Maker on the side. Find it all on this edition of Octoberpod AM: the retro horror podcast made by humans.    // PROMOS        Rogue Transmissions: Halfway to Halloween Hullabaloo        Horror Author, Jane Nightshade        Serial Napper and Tis Yourself podcast                // FOLLOW        Find more true, true-ish & classic horror / paranormal content by following us on social media! Bluesky:  @octoberpod.bsky.social  //     Twitter: @OctoberpodVHS  // YouTube: Octoberpod Home Video  // Instagram: @OctoberpodVHS  // TikTok:  @octoberpod ... Or follow us on the worldwide web at OctoberpodVHS.com        Become a supporter of this podcast: https://www.spreaker.com/podcast/octoberpod-am--5482497/support.

You may have heard of Tom Slick, the man who financed many early expeditions in search of Sasquatch both the in US and internationally. But did you know he was also a scientist, military man, inventor, philanthropist, and much more? Learn the strange, fascinating and tragically short history of Thomas Baker Slick Jr. with Heather Moser, Mark Matzke and guest host Aaron Deese.  Email - Monsteropolis@smalltownmonsters.com   SHOW NOTES Monsteropolis: Tom Slick   Welcome back, you lawless knaves.    READER MAIL - got at least one - HERE IT IS, from our friend Christine! — Hi Guys,   First of all, congratulations on the success of your 10th anniversary Kickstarter!  I can't wait to see your new films, especially The Siege of Ape Canyon and The Kinderhook Creature.   I listened with interest to the Monsteropolis episode where you described the changing nature of the appearance of the Wendigo in popular culture from an emaciated human being to one with antlers and a stag's skull. In the fall last year I became aware of the legend of the Leshy of pagan Slavic culture through an excellent YA novel called "Where the Dark Stands Still" by Polish writer A.B. Poranek. When I googled the Leshy I was astounded to see images of what I recognised as the Wendigo. So this got me thinking - is there a Slavic influence at play here too? Perhaps this is something you could look in to!    I am really looking forward to the book and film regarding the Wendigo which I understand may come out next year. I have been fascinated by the Wendigo since reading Algernon Blackwood's novella and there is one passage in particular that always sticks in my mind:   "And soon after he slept, the change of wind he had divined stirred gently the reflection of the stars within the lake. Rising among the far ridges of the country beyond Fifty Island Water, it came from the direction in which he had stared, and it passed over the sleeping camp with a faint and sighing murmur through the tops of the big trees that was almost too delicate to be audible. With it, down the desert paths of night, though too faint, too high even for the Indian's hair-like nerves, there passed a curious, thin odor, strangely disquieting, an odor of something that seemed unfamiliar—utterly unknown."   Christine   (your biggest Scottish fan who lives in Germany

Welcome to Paranormal Spectrum, where we illuminate the enigmatic corners of the supernatural world. I'm your host, Barnaby Jones, and today we have a very special guest joining us:Shetan Noir is the current owner of Squatch GQ magazine llc and also a Michigan based Author and paranormal travel Journalist. She also teaches courses on the paranormal history of the great lakes and cryptozoology of North America at Owens community college and Kellogg community College. Shetan also teaches classes for University Magikus that is co-owned by Patti Negri.Shetan has written several books on cryptozoology and is working on more upcoming book projects. Her current book is The Hounds tooth cookbook, Bone Arfp'etit! The marvelous misadventures of teagun gray (Teagun gray meets bigfoot) Shetan has also written Flying creatures of the Midwest, Beyond mothman! In 2018, she wrote Lake monsters and odd creatures of the great lakes.She is the active managing head writer and owner of *Squatch GQ magazine, *Cryptozoology Digest magazine, *Into the Liminal Abyss paranormal magazine (Paranormal, ufology, high strangeness), *Dinosauria and prehistoric creatures magazine, *Rockhound and prospector magazine. Shetan has been a contributing writer in the past to Supernatural magazine. She specializes in paranormal travel destinations and legend trip investigations.Shetan Noir is also a cryptozoology researcher and has spent 25 years researching the Paranormal and Cryptozoology fields. Her fascination began with lake monsters at an early age when she first learned about the Loch Ness monster, then hearing reports of lake monsters in her own state of Michigan. Her research has since grown to include Michigan's own Dogman and Nain Rouge, Bigfoot and ghost hunting. Shetan Noir is currently the lead investigator for the Michigan chapter of the North American Dogman Project, and also runs the paranormal investigation team of Michigan center for unexplained events and phenomenon.She is available to do book signings for her three current books,(1) Lake monsters and odd of the great lakes.(2) Flying cryptids of the midwest, beyond mothman!(3) The marvelous misadventures of Teagun Gray, Teagun vs. BIGFOOT.Shetan noir has been on many expeditions for cryptozoology in Michigan, Pennsylvania Minnesota, Ohio, Vermont, New York, Tennessee, North Carolina, Shetan has also done paranormal investigations at Randolph county insane asylum, Detroits 6th precinct, Graestone Manor, Historic Hoover house, Gettysburg, Historic Scott county jail.Sasquatch GQ Magazinehttps://www.amazon.com/stores/Squatch-GQ-magazine-LLC/author/B0BNWHN44J?ref=ap_rdr&isDramIntegrated=true&shoppingPortalEnabled=true&ccs_id=60cf4b1e-fed6-4f98-b7f2-2a0845803b08Shetan on Amazonhttps://www.amazon.com/stores/Shetan-Noir/author/B00BBO6VJI?ref=sr_ntt_srch_lnk_1&qid=1742744241&sr=8-1&isDramIntegrated=true&shoppingPortalEnabled=true&ccs_id=348559f7-778f-4c73-af10-2c3d2332e6d3Click that play button, and let's unravel the mysteries of the UNTOLD! Remember to like, share, and subscribe to our channel to stay updated on all the latest discoveries and adventures. See you there!Join Barnaby Jones on the Paranormal Spectrum every Thursday on the Untold Radio Network Live at 12pm Central – 10am Pacific and 1pm Eastern. Come and Join the live discussion next week. Please subscribe.We have twelve different Professional Podcasts on all the things you like. New favorite shows drop each day only on the UNTOLD RADIO NETWORK.To find out more about Barnaby Jones and his team, (Cryptids, Anomalies, and the Paranormal Society) visit their website www.WisconsinCAPS.comMake sure you share and Subscribe to the CAPS YouTube Channel as wellhttps://www.youtube.com/channel/UCs7ifB9Ur7x2C3VqTzVmjNQ

In today's episode I talk about the design decisions that went into the new GFX100RF, film photography being added to cultural heritage and a 55-year old camera trap from Loch Ness. You can find the show notes here. https://liamphotographypodcast.com/episodes/episode-448-gfx100rf-design-film-auroras-on-neptune

We're delighted to get to talk with Adrian Shine, who has worked for decades to raise awareness about Loch Ness and investigated the legendary creature said to inhabit the dark waters of that deep Scottish lake.  He's written a new book about Sea Monsters and their connection to the Loch Ness Mystery which releases April 1st, 2025. A Natural History of Sea Monsters (affiliate link)The Loch Ness CentreIn the intro you hear a clip of IN SEARCH OF from S01E20 - which features a young Adrian. Check out In Research Of's coverage with guest Daniel Loxton here.Become a supporter of this podcast: https://www.spreaker.com/podcast/monstertalk--6267523/support.

Have you ever believed something so ridiculous, so outrageous, that later you just had to laugh because—yep—you got fooled? Maybe someone told you that swallowing gum would glue your organs together... or that Bigfoot was spotted at your local supermarket. That moment you realized it wasn't true? That was someone pulling your leg! They were tricking you. In this feature episode, we're bringing back one of my favorite expressions—and one of my favorite topics: practical jokes. I've remastered the audio, expanded the explanations, and retold three of the wildest April Fool's pranks in history. One involves a fake alien landing, another a fake Loch Ness monster, and the third? Let's just say it involves a volcano, a helicopter, and a very bold prankster named Porky. You're going to love it! Grab your cup of coffee—or your prank cupcakes (you'll get that reference soon)—and get ready for a fun and language-packed episode. ⭐ Mentioned in this Episode All Premium Content (Seasons 1, 2 and 3) - Discount Season 2 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Darkness Radio Presents: Dark Spirits: Monsters, Demons, and Devils with Paranormal Researcher/Author, Richard Estep! Sometimes the monsters are monsters — swimming the murky waters of Loch Ness, stalking their victims the streets of small town America, or hunting innocents across the desolate British moors. At other times, the darkness lies within the human soul itself — the falsely accused who were executed for witchcraft in Salem, those hounded to their graves (and beyond) by cruel pursuers, or those cursed by all forms of vile spirits. Then there are the devils and demons lurking in the darkness, capable of possessing and tormenting the living.   Master storyteller and seasoned paranormal investigator Richard Estep presents sinister hordes of evil in Dark Spirits: Monsters, Demons, and Devils. This fright-filled read spans the darkest realms of the paranormal! On Today's show we discuss Richard's experience with Waverly Hills Sanitorium, his time working at the Stanley Hotel, the chilling tales from the Cecil Hotel... and we talk about topics like real-life vampires, monsters, and werewolves! Get your copy of "Dark Spirits..." here:   https://bit.ly/4kCdQpT Find out more about Richard here:  https://www.richardestep.net/ There are new and different (and really cool) items all the time in the Darkness Radio Online store at our website! . check out the Darkness Radio Store!   https://www.darknessradioshow.com/store/ #paranormal  #supernatural  #paranormalpodcasts  #darknessradio  #timdennis  #richardestep #darkspiritsmonstersdemonsanddevils #visibleinkpress #paranormalauthor  #paranormalbook  #ghosts  #spirits  #hauntings #hauntedhouses #haunteddolls #demons #incubus #succubus  #exorcisms #paranormalinvestigation #ghosthunters #waverlyhillssanitorium #stanleyhotel #cecilhotel #Cryptology #augerino #sliderockbolter #pukwudgies #pukwudgies #philadelphiaexperiment #werewolves #skinwalkers #skinwalkerranch #smalltownmonsters #sethbreedlove  #conspiracytheory #neardeatheexperience 

INTRO (00:23): Kathleen opens the show drinking a Feral Pale Ale from Baby Cat Brewery in Kensington, MD. She reviews her weekend on tour in Morgantown, WV, and Washington DC. TOUR NEWS: See Kathleen live on her “Day Drinking Tour.”COURT NEWS (19:53): Kathleen shares news on Cher's performance at the Love Rocks benefit, Chappell Roan announces the release date for “The Giver,” and Dolly thanks fans globally for their prayers after her husband Carl passes away. TASTING MENU (3:03): Kathleen samples 304 Style Mr. Bee Potato chips, Buffalo & Ranch Nut Duos, Eastern Shore Kettle Corn, and a West Virginia Pepperoni Roll. UPDATES (25:38): Kathleen shares updates on Mexico confirming that Fyre Festival 2 won't take place, 2 men are arrested in connection to the deaths of 3 Chiefs fans,HOLY SHIT THEY FOUND IT (41:57): Kathleen reveals that King Tut II's tomb is Egypt's biggest archaeological discovery since 1922. FRONT PAGE PUB NEWS (44:53): Kathleen shares articles on TGL's plummeting ratings, Meghan Markle's lifestyle show ratings tank, Sally Jessy Raphael makes a rare appearance, Loch Ness is looking for a full-time “monster hunter,” Forever 21 is bankrupt, Google cofounder Sergey Brin loves a 60-hr work week, Virginia is getting a new $230M chocolate factory, and Netflix's cofounder buys a Utah mountain. WHAT ARE WE WATCHING (31:48): Kathleen recommends watching “Devil In The Family: The Fall of Ruby Franke” on Hulu. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dave and Chuck the Freak talk about Springing Forward into Daylight Saving Time, dill pickle flamin’ hot Cheetos, Taco Bell offering new sauce that requires waiver, On The Border Tex Mex chain files for bankruptcy, man will be executed today by firing squad, cop pulls driver out of flaming car, shoots during Marketplace Meetup, people got stuck on train tracks on 3-wheeler, hikers fell down cliff, ceiling fell on subway commuters, Space X rocket exploded, woman delivers 13lb baby, Dave is tired, former Canadian snowboarder is now one of America’s most wanted, wrestler Dq’d after dad got in fight in stands, boxer took dive because he just got hair done, kid who found rare card is auctioning it off, Fanatics and Ticketmaster, Blake Lively and Ryan Reynolds trying to stop texts from going public, Dolly Parton talks about deceased husband, town with leg lamp hit with copyright infringement, contestant on Wheel Of Fortune asked Ryan to pinch him, old man had maggots in his penis and bladder, woman got into altercation with BF and threw watermelon, cop appears in rap music video, fight on plane while watching Karate Kid, Pokémon fight, couple claim ghosts keep them from banging, old woman wanted to rave, her period bled through, walked in on SIL naked, SIL hijacking marriage, fired and hasn’t given passwords back, turned old house into Airbnb, woman involved in 2 hit and run accidents on same day, teen stole several cars, guy stole from restaurant and told employees he was there to clean kitchen, Loch Ness monster, one-legged jeans, new generation Gen Beta, man ate 7lb burger, and more!

Can unique geological conditions create natural portals that distort our perception of time and reality? Author and researcher Hayley A. Ramsey delves into the enigmatic world of time slip phenomena, discussing real-life accounts of individuals experiencing sudden shifts in time, questioning whether these anomalies could lead to actual time travel under certain conditions. Hayley takes hosts Jeni Monroe and Tressa Slater into the intriguing theory that the Loch Ness Monster could be an entity slipping in and out of different points in time. Don't miss this thought provoking and inspiring episode about the hidden forces that may influence our perception of time and reality. Hayley A. Ramsey's website: https://hayleyaramsey.com/ Time Slips, Loch Ness, and Geological Gateways - Monsters Lounge Podcast SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW Factor Meals - Get 50% off your first order & Free Shipping at www.FactorMeals.com/factorpodcast and use code FactorPodcast at checkout Mint Mobile - To get your new wireless plan for just $15 bucks a month, and get the plan shipped to your door for FREE, go to www.MintMobile.com/P60 Shadow Zine - https://shadowzine.com/ Tarot Readings with Winnie Schrader - https://www.darknessradio.com/love-lotus-tarot Join us and spread the word about the Cryptid Women's Society! https://cryptidwomenssociety.com/cws-tressa/ Find all Monsters Lounge info and links here:  https://www.monstersloungepodcast.com/ https://linktr.ee/monsterslounge (and while you're there, RATE, REVIEW, SUBSCRIBE AND FOLLOW) -Credit and a warm thank you to Jay Juliano for original theme music: Enter The Monster's Lounge -Special thanks to Dave Schrader and The Paranormal 60 network Learn more about your ad choices. Visit megaphone.fm/adchoices

Jump in with Carlos Juico and Gavin Ruta on episode 223 of Jumpers Jump. This episode we discuss: Tokyo Revengers, Jordan Poole theory, Overthinking, Adopted Kid theory, Kids gone missing stories, Gate Program, Carlos' gifted stories, Telekinetic powers, The Angler fish mandela effect, One Man Sky game, Video Game Universe theories, Companion movie, Sentient Robot theories, Elon Musk's Kid exposes secret, Government underground theory, Frequency theories, Folklore theory, Loch Ness monster theory, Crazy Reddit Ghost stories, Seeing Aura, Sound to colour synesthesia, Talking to yourself theory and much more! Sign up for your one-dollar-per-month trial period at https://SHOPIFY.COM/jumpers Listen now to the Up First podcast from NPR Follow the podcast: @JumpersPodcast Follow Carlos: @CarlosJuico Follow Gavin: @GavinRutaa Check out the podcast on YouTube: https://bit.ly/JumpersJumpYT Learn more about your ad choices. Visit podcastchoices.com/adchoices