Rampver Radio

Want to level up your finances? It all starts with having a healthy money mindset! In this video, we'll share powerful yet practical ways to shift how you think about money, from seeing it as a tool, not a trap, to building confidence in your financial decisions. Whether you're starting from scratch or looking to improve your money habits, these mindset shifts can help you save smarter, spend intentionally, and grow your wealth over time.

Struggling to save money or always wondering where your sweldo went? In this video, we'll break down the most common bad money habits that are secretly draining your wallet—and show you how to finally take control of your finances! Whether it's impulse spending, living paycheck to paycheck, or not tracking expenses, we've got simple, practical tips to help you turn things around. Start your journey to better money management today and say goodbye to financial stress for good!

The market is on edge again—this time, it's the U.S. tariffs making headlines and shaking investor confidence. But what does this uncertainty actually mean for you and your investments? In this video, we break down the real impact of these tariffs on global markets, how they could affect Philippine investors, and what smart moves you can make right now to stay ahead.

Curious what AI has to say about us? We asked ChatGPT how Rampver Financials helps Filipinos, and our clients work toward their financial goals—here's what it had to say. From our mission and services to the role we play in financial education, this is an interesting look at Rampver from an outside perspective.

Tired of feeling like you're always broke? Think again! In this video, we're breaking down 5 clear signs that you're actually doing better than you think — kahit feeling mo kapos ka, these might prove otherwise. If you've been doubting your progress, this might be the reality check you need. Let's talk about the hidden signs that you're not broke — and why that's something to celebrate!

Ever wondered how top fund managers stay ahead? The truth is, if you can't beat them, join them! The stock market can be tricky, and if you're unsure what you're doing, it's often better to leave it to the experts who have the tools and experience to manage risks and maximize returns. Whether you're investing or just curious, watch this video to learn how the pros turn challenges into opportunities!

Trump's policies have had a big impact on global markets, from stricter border rules to trade tariffs and tax changes. His approach to international issues and business regulations has influenced stock markets, global trade, and even the prices of everyday goods. In this video, we break down how these policies shape the economy and what they mean for businesses and consumers worldwide.

Watch the replay of our Zoom webinar featuring our very own Chairman, Mr. Rex Mendoza, and SLAMCI's President, Mr. Gerald Bautista.In this session, they explored the dynamics of the international stock market, discussed their impact on the Philippines, and shared the best mindsets, actions, and strategies to capitalize on these market opportunities.

The ATRAM Alpha Opportunity Fund is a high-growth equity mutual fund designed for investors looking beyond the usual index stocks. This fund focuses on small-to-mid cap companies with strong growth potential—businesses that are not yet part of the Philippine Stock Exchange Index (PSEi) but have the potential to become future blue-chip stocks.Unlike traditional equity funds that simply mirror the index, this fund is actively managed by professional fund managers who carefully select stocks to maximize returns. With ATRAM Alpha's proven track record of identifying and investing in the Next Big Winners of the Philippine Stock Market, investors can gain exposure to high-potential companies that are still in their growth phase.The best part? You can start investing for as low as P1,000! Take advantage of this opportunity to grow your wealth and invest in the future leaders of the stock market today.

With prices rising and wallets feeling the pinch in 2025, should you cut back spending or chase a bigger paycheck? Save more or earn more? We'll weigh the benefits and challenges of each, offer practical hacks for stretching your money, and guide you toward what fits YOUR money goals in this economy. Whether you're stashing cash or grinding for more, we've got you covered. Are you Team SAVE MORE or Team EARN MORE? Tell us, ka-RFF!

Want to grow your money with the US and international stock markets?

Want to invest in Stocks and REITs but not sure where to start? With this video, discover how easy it is to get started with MyTrade and why it's the ultimate partner for your stock trading journey. Don't just invest—invest smarter with MyTrade!

Struggling to say NO when family or friends ask to borrow money? You're not alone. In this video, we'll show you how to politely decline these requests without feeling guilty or damaging your relationships. Learn practical tips and respectful strategies to set clear boundaries while keeping your connections strong. Watch now and take control of your finances—without the stress or awkwardness.

Struggling to stick to your financial goals? In this video, we'll share practical tips and strategies to help you stay on track and achieve your money milestones. Whether you're saving for a dream home, paying off debt, or building an emergency fund, these actionable insights will empower you to stay focused and motivated. Don't let setbacks derail your progress—take charge of your financial future today!

Do you know that 91% of portfolio success comes from asset allocation? Wondering why it's important to spread out your investments? In this video, we'll show you an easy way to diversify your portfolio and explain why having a solid plan for where to invest your money is key to reaching your financial goals.

Getting a vehicle is a big decision. Whether going to the office, school, or out-of-town with your family, a new ride comes with a huge responsibility – your safety and protection. Ensure that you and your vehicle are protected with comprehensive car insurance._____Protect the fruits of your labor - property, car, etc - with Non-life Insurance!➡️ https://rampver.com/inquire/social-link.html?id=ccari____Invest in mutual fund the easy way.Get early access to RAMPVER ONLINEhttps://go.rampver.com/yt-signupFor inquiries and possible collaborations, visit https://go.rampver.com/collab or email us at social@rampver.com

In this video, we'll share easy tips and games to help kids learn how to save, spend, and budget their money. Whether you're a parent teaching your little ones or a kid ready to handle your allowance, this video is for you! Let's get started on the path to smart money choices! _ _ _ Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country?You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds.Mutual funds are affordable, convenient, and beginner-friendly investment.

Are you a young professional looking to kickstart your financial journey in 2024? In this video, we break down the essential money mindsets you need to succeed in today's fast-paced investment world. Whether you're just starting out or looking to refine your strategy, this guide is designed to empower you with the knowledge to grow your wealth confidently. _ _ _ Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country? You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds. Mutual funds are affordable, convenient, and beginner-friendly investment.

Are you a young professional looking to kickstart your financial journey in 2024? In this video, we break down the essential money mindsets you need to succeed in today's fast-paced investment world. Whether you're just starting out or looking to refine your strategy, this guide is designed to empower you with the knowledge to grow your wealth confidently. _ _ _ Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country? You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds. Mutual funds are affordable, convenient, and beginner-friendly investment.

Gusto mo bang magsimula ng negosyo pero hindi mo alam kung saan ka kukuha ng kapital? Sa video na ito, pag-uusapan natin ang iba't ibang paraan para magka-pera pang-negosyo. Kung gusto mong malaman ang best strategies para simulan ang iyong business journey, samahan mo kami at alamin kung paano makakamit ang financial freedom at success sa negosyo! Inquire now about business financing: https://rampver.com/inquire/social-link.html?id=business-funding-options _ _ _ Start your financial journey today!

Discover these must-have investments and plans! Do you have them? Learn from our EVP, Jung Fernando, about the financial essentials you shouldn't miss! _ _ _ Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country? You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds. Mutual funds are affordable, convenient, and beginner-friendly investment.

Discover the top 5 best-performing Philippine equity mutual funds of 2024! Learn where these funds are invested and why they gave their investors good returns, and key trends carried over from last year. Whether you're a seasoned investor or just starting, this video will give you valuable insights into your investing plan! 9:39 - Important Note: The value of mutual funds can rise or fall depending on current market conditions, and future returns are not guaranteed. A mutual fund is not a deposit and is not guaranteed or insured by the Fund Manager or the Philippine Deposit Insurance Corporation (PDIC). Past performance does not predict future outcomes. It's important to understand your financial risk tolerance, investment timeline, and goals before investing in these products. _ _ _ Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country? You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds. Mutual funds are affordable, convenient, and beginner-friendly investment.

Looking to take control of your finances in 2025? In this video, we share simple yet powerful tips to help you save more money without sacrificing your lifestyle. From setting identifying needs from wants to cutting unnecessary expenses and taking advantage of savings deals, these tips will put you on the fast track to your target savings amount. _ _ _ Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country? You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds. Mutual funds are affordable, convenient, and beginner-friendly investment.

Make smarter money moves in 2025! As we reflect on how the investment landscape evolved throughout 2024, it's the perfect time to assess key takeaways and trends. By understanding what shaped the markets this year, we can better position ourselves for the opportunities and challenges ahead. Let's explore strategies to build resilient portfolios and capitalize on emerging trends to stay ahead in the coming year. _ _ _ Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country? You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds. Mutual funds are affordable, convenient, and beginner-friendly investment.

Discover how Rampver Online can assist you in diversifying your investments across various mutual funds to manage risk and maximize returns. In this video, you'll learn how to craft the ideal asset allocation tailored to your time frame and risk tolerance! Rampver Online is your companion to simplify your journey to wealth creation! It is Rampver Financials' fully-digital investment platform that gives you easy access to Rampver's industry-leading partners and products with the essential guidance to achieve your financial goals. --- Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country? You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds. Mutual funds are affordable, convenient, and beginner-friendly investment.

In this episode, we try something new—curious to see how AI views our company and how we help Filipino clients? We were too. Listen in as we share the AI-generated breakdown of who we are, what we do, and the value we bring to our clients. Start your financial journey today!

Rampver Online is your companion to simplify your journey to wealth creation! It is Rampver Financials' fully-digital investment platform that gives you easy access to Rampver's industry-leading partners and products with the essential guidance to achieve your financial goals. Investing is a long-term game. We are all going to have our wins and losses. But some of the mistakes you might make are actually pretty common and by no means reserved exclusively for you alone. In fact, the majority of investors make many of the following mistakes. The good news is that most of these can be avoided simply through awareness. Join our Chairman Rex Mendoza as he shares the most common investing mistakes and how we can avoid it and be successful in our investing journey. Start your financial journey today!

The Pag-IBIG Fund, officially known as the Home Development Mutual Fund (HDMF), is a government-run savings program in the Philippines designed to help Filipino workers save money and access affordable housing. It offers benefits such as savings programs, housing loans, and insurance coverage, aiming to improve the housing conditions of its members. Contributions are made through payroll deductions or direct payments, and the fund provides financial assistance to members for home purchase, construction, or renovation. By pooling resources and offering low-interest loans, the Pag-IBIG Fund supports the goal of providing better living conditions and financial security for Filipino families. Start your financial journey today!

Joining a financial literacy group can transform your financial future. These groups provide essential knowledge on saving, investing, and managing debt, helping you make informed decisions. You'll benefit from expert advice and a supportive community, whether you're new to financial planning or looking to enhance your skills. Stay updated on financial trends, learn effective budgeting, and discover wealth-building strategies. By connecting with like-minded individuals, you'll enjoy a collaborative learning environment. Enhance your financial literacy and achieve your goals—join a group today and take control of your financial future. Start your financial journey today!

An Emancipation Fund or Freedom Fund is a retirement fund that provides a regular cash flow from the interest earned by a lump sum of money through a fixed-income asset. This ensures a steady income that allows you to do what you want and even retire permanently. But how do you build your Freedom Fund? Watch this video to learn more. Start your financial journey today!

The interest rate refers to the rate at which the central bank lends money to commercial banks or the rate it pays on reserves held by commercial banks. This interest rate is a critical monetary policy tool used to influence economic activity, inflation, and overall financial stability. But do we really understand its impact on our economy and investments? Start your financial journey today!

In this episode, we explore the eight essential factors that can help couples achieve both emotional and financial harmony. Whether you're just starting your journey together or looking to strengthen your existing relationship, these key points will empower you to build a prosperous and loving partnership. Start your financial journey today!

Spend on your retirement! Learn why you must set aside funds for your retirement and how mutual funds can help you achieve your long-term financial goals. Start your financial journey today!

Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country? You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds. Start your financial journey today!

Living a life of abundance encompasses a mindset of gratitude, generosity, and fulfillment. It's about recognizing and appreciating the richness of experiences, relationships, and opportunities that surround us. Start your financial journey today!

Struggling to save money or making impulsive purchases? You're not alone! Our emotions and past experiences can seriously impact our finances. That's where the psychology of money comes in. Start your financial journey today!

2024 is your chance to level up your finances and make smarter money moves! Whether you're looking to pay off debt and taxes, boost your savings, or start investing, there are simple steps you can take to reach your financial goals. The good news is you can now invest in CMI Mutual Funds through Rampver Online, for as low as ₱1,000! Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Being financially prepared for emergencies is crucial for maintaining stability and peace of mind. Establishing an emergency fund is a proactive and prudent strategy to ensure you have a financial cushion when unexpected expenses arise, such as medical bills, car repairs, or sudden job loss. Aim to save at least three to six months' worth of living expenses in a readily accessible account. The good news is you can now invest in CMI Mutual Funds through Rampver Online, for as low as ₱1,000! Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Introducing our newest Mutual Fund partner, COL Investment Management, Inc. (CMI) by COL Financial! CMI is an SEC-licensed Investment Company Advisor (Fund Manager) responsible for the administration and portfolio management of COL Equity Index Unitized Mutual Fund (CEIF) and COL Strategic Growth Equity Unitized Mutual Fund, Inc. (CSG). The good news is you can now invest in CMI Mutual Funds through Rampver Online, for as low as ₱1,000! Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

This year, make it a point not about setting unrealistic goals that leave you feeling overwhelmed and defeated. Instead, we're all about building habits and systems that is more sustainable and achievable in the long run. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Financial IQ is a measure of how well you manage and use money. Having a high financial IQ doesn't mean that your investments can predict the flow of the market or determine if you will get rich in the long run, but you tend to make money decisions, spend, and save money by managing it wisely. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Toxic Filipino money beliefs encompass a range of detrimental attitudes and superstitions prevalent in the culture, often hindering financial progress and perpetuating poverty cycles. One such belief is the notion of "bahala na," which translates to "come what may." This fatalistic approach to life discourages proactive financial planning and encourages a passive acceptance of one's financial situation. Additionally, there's a common belief in the concept of "utang na loob," which means a debt of gratitude. While gratitude is important, this belief sometimes leads individuals to lend money to others even when they cannot afford to do so, causing financial strain. Moreover, the stigma around discussing money openly hampers financial education and prevents constructive conversations about budgeting, investing, and wealth creation. These toxic money beliefs continue to impede the overall financial well-being of many Filipinos, perpetuating a cycle of financial insecurity and limiting economic growth. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Investing for beginners is a pivotal step towards financial growth, but it requires careful planning and understanding. Start by building a solid foundation of financial knowledge; learn about different investment options, risk tolerance, and the power of compounding interest. Setting clear goals is essential – whether it's saving for retirement, buying a home, or funding your child's education. Diversification is key; spreading your investments across various assets can help mitigate risks associated with market volatility. One common mistake beginners make is letting emotions guide their decisions. Emotional reactions to market fluctuations can lead to impulsive moves, often resulting in losses. Additionally, neglecting to regularly review and adjust your investment portfolio based on changing goals and market conditions can hinder long-term financial success. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

In this episode, we are pleased to share the insightful talk given by our Head Of Strategy, Marketing, and Business Transformation Enro Mendoza. This was recorded during the Abundance Conference by Bro. Bo Sanchez's Truly Rich Club last September 3, 2023. We extend our gratitude to our friends at TRC for granting us permission to share this valuable content with the Rampver audience. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Gusto mo bang malaman kung papano magkaroon ng ₱1 million, gamit lang ang ₱1,000? "Too good to be true" ba na ang 1000 pesos niyo ang susi para kayo ay yumaman at maabot na ang inyong mga pangarap sa buhay? O baka mamaya ay isa lamang itong clickbait? Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Stock prices rise and fall due to 3 sets of market factors- macroeconomic, microeconomic, and systemic market changes. We'll take a closer look at each of these three categories of factors and discuss examples of how they can impact stock prices, and how we, as investors, can properly react to these market changes. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Travel insurance provides essential financial protection and peace of mind for travelers. Whether exploring the pristine beaches, trekking through the lush mountains, or immersing oneself in the vibrant culture all of over the world, having travel insurance ensures that visitors are safeguarded against unexpected events such as trip cancellations, medical emergencies, or lost baggage. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

The challenge of saving money in the Philippines can be attributed to a combination of economic, cultural, and social factors. Limited access to financial education and services also plays a role, as many people lack the knowledge and resources to effectively manage their finances and save for long-term goals. Furthermore, the extended family system in the Philippines often leads to financial responsibilities for relatives, making it challenging to allocate resources for personal savings. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Which is a better investment: Properties vs. Real Estate Investment Trusts (REITs)? It's a common belief among Filipinos that real estate or property investment is the go-to choice for a secure investment. However, a new contender has been gaining popularity in the world of investments - Real Estate Investment Trusts or REITs. Which one is the better investment option? Join us in this video as we weigh the pros and cons of each and help you determine which one may be the right fit for you. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire

Meet Warren Buffett, the legendary "Oracle of Omaha." With a remarkable track record, he stands as an iconic American businessman and investor, celebrated globally for his unparalleled success in the world of finance. Serving as the Chairman and CEO of Berkshire Hathaway, a multinational conglomerate with a diverse business portfolio across various industries, Buffett's insights are invaluable. Join us as our Head of Strategy, Marketing, & Business Transformation Enro Mendoza shares 7 invaluable tips from Warren Buffett that can pave the way for a wealthier and more prosperous future. Know more about Rampver Financials and how we can empower you for financial success: ⁠⁠⁠https://rampver.com/radio-inquire