Podcasts about there's so

If you believe telling a white lie is okay, do you believe that about money topics? What about white lies that are told by big-time bloggers or (gasp) podcasters about the path to riches? We'll dive into the world of lies and deceit on today's show with an all-star cast around the rickety card table. Joining us today we welcome Dustin Heiner from The Master Passive Income Podcast, Paula Pant from the Afford Anything Podcast, and from our very own podcast, OG! We know a lot of you use calculators for your job, but we think you will all like using the Retirement Budget Calculator after hours as well. During our Friday FinTech segment, Joe will talk with Jason Parker from the Sound Retirement Planning podcast. They'll discuss how Jason's Retirement Budget Calculator has continued to grow. Joe last year said that this calculator was the "best retirement calculator for consumers" (he still thinks there are better calculators for pros). We'll have all the details on how it works AND share some discounts you won't get if you buy the calculator elsewhere. And finally, during our MagnifyMoney segment we will answer a question via Twitter. What is your best advice for future college students to fund their education when their parents can't or won't help them? There's SO much more...but you'll have to listen to hear it all! Hope you can join the fun.

What big money wasters exist in your life? Unless you're like us, Benjamins seem to slip out of your pockets WAY too easily. Today, we'll test our guests' game show skills to see if they can guess 16 fantastic examples of money wasters we found hidden in a recent Marketwatch piece. Joining us to play along we welcome Chelsea Brennan from The Smart Money Mamas Podcast, Doc. G from the What's Up Next show, and our very own nerdy engineer, Len Penzo, from Len Penzo dot com! One big money waster could be the exorbitant bank fees people pay. During our Friday FinTech segment, Joe will talk with one company trying to lower your fees. Nami Baral, Chief Empathy Officer from Harvest joins us. They'll discuss how Harvest uses AI to help you save on all sorts of bank and credit card fees. We'll have all the details And finally, during our MagnifyMoney segment we will answer a question on if our fellow Stacker should open a non-profit farm. There's SO much more...but you'll have to listen to hear it all! Hope you can join the fun.

Learn how to create a welcome sequence (also referred to as a nurture sequence) that will turn into an audience of raving fans. - Start with a great lead magnet (freebie!) that will provide readers with value. - Show audience that they are appreciated right from the start by delivering quality emails they'll be excited to find in their inboxes. - Sell your favorite products and services within the first few emails. - Create a connection by personalizing communication. - There's SO much more in the episode. Meet us inside!

In this podcast Zane talks about how to make money as a singer and make it your career without having to sign onto a major record label! It's 2019. There's SO many ways. Tune in to find out what it is!

There's SO much to talk about this week. Too much to sum up in the description here. It's all things E3! Enjoy! Discord: https://discord.gg/d7cEJqTGrif's YouTube: ww.youtube.com/channel/UCRvD7TFyqNcWp5IlRiiC9EwChicken's Twitch: www.twitch.tv/elitechicken313Oak's Mixer: mixer.com/MDBOAKTREE

On this week's episode I wanted to share with you, one of my favorite companions for staying grounded and finding focus.. hint: it's an essential oil! If you know me, you know that when it comes to essential oils, I LIVE and BREATHE the stuff. There's SO much amazing power in these natural essences, and I'm here to tell you all about it! This week I share with you one of my favorite oils...

Season 4 Premiere!!! Dean's alive, Sam is heckin buff, and Christine's clearly a psychic. There's SO much to cover in this week's episode, listen to us discuss S04E01 "Lazarus Rising"! Leave us a rating and review!  Support us on Patreon at www.patreon.com/hwytohellpodcast  Send your thoughts to (908) 516-HELL (4355) or to hwytohellpodcast@gmail.com and follow us on Twitter, Instagram, and Facebook Find exclusive content on www.hwytohellpodcast.com  Interactive Map of Sam and Dean's Travels  Tracker of how many times Sam and Dean Cry  Ranking of Supernatural Episodes 

It's that time of year again! Listen to DK & Dani talk all things Mae Young Classic. There's SO much raving about women's wrestling...and some ranting about Chyna not being in the HoF. DK & Dani highlight who they think will win the MYC, and also ideas they have for the first ever all women's PPV Evolution coming up in October. --- Support this podcast: https://anchor.fm/lush-talk-about-it/support

In today's we have Nicki Gregory from Amarillo Texas. Nicki was previously with the franchise system first starting as Mom and Pop and further working with keller Williams. As a team leader she runs a real estate team. Nicki talks to us about her decision to move to EXP, why she did, she touches on equity and revenue share and explains how much of a game changer her transition has been to her life and business.  Learn More about eXp Realty - Click here to watch a quick 7 Minute Intro Video. Remember our disclaimer: The materials and content discussed within this podcast are the opinions of Kevin Cottrell and/or the guests interviewed.  This information is intended as general information only for listeners of the podcast. Listeners should conduct their own due diligence and research before making any business decisions. This podcast is produced completely independently of eXp Realty and is not endorsed, funded or otherwise supported by eXp Realty directly or indirectly.     In this episode EXP as an Exit Strategy The EXP value proposition Equity and revenue share opportunities Marketplace disruption Want to Learn More about eXp Realty? If you are interested in learning more about eXp, reach out to the person who introduced you to eXp or contact Nicki to inquire or ask questions. Contact Nicki: Phone 806 316 4498 email. Nicki.Gregory@exprealty.com  Links: www.EXPCloud.com Takeway Everyday we say that we're just blown away. We say mind blown every day.  It's been a big blessing for my team and for my family. Now we're happy. Nicki Gregory Transcription Kevin: Welcome back to another episode of In The Cloud. The EXP Realty Explained Podcast. I am host Kevin Cottrell and joining me today is Nicki Gregory from Amarillo Texas. Nicki was previously with the franchise system and as a team leader she runs a real estate team made the decision to leave the franchise system and join EXP realty. It's going to talk about her decision to do that. What drove it how revenue share and equity in the EXP realty model is making a game changer difference in her business and her family's life and the ability for them to fund some charities they're interested in. I think you'll enjoy the conversation as Nicki shares why she made the decision to join you EXP realty. Stay tuned for my interview with Nicki Gregory. Welcome to the show Nicki. Nicki: Hello. Kevin: I'm looking forward to chat with you today. For listeners that may not know your name and where you work why don't you give us a little bit of background in terms of her real estate history. Nicki: Ok my name's Nicki Gregory and I'm in Amarillo Texas. I went to real estate school in 06 and I did not get my license until 2011. My husband and I flipped houses for landlords and I didn't want to get it until 2011 so I started selling houses for other people at that point. Started as a Mom and Pop here in town. And then I moved over to KW in 2012 and I've just been selling ever since. Kevin: We've actually had a couple of people on the podcast that started out in the investor side flipping property and working on that side of the business and that went into residential production. So let me just ask you some questions about your business because I know a lot of people listening to this will be real estate agents. Do you have a team. Are you an individual agent and kind of volume do you have. Nicki: I do. I have a team here. The Red Door group and we do about around 10 or 11 million. Kevin: Excellent. So you mentioned that you were with Keller Williams most recently before joining EXP. What led you to the decision to take a look at the EXP tell me about how that happened. Nicki: I kind of you know you start thinking should I look elsewhere or should I be looking at other options actually really exit strategy was probably the biggest thing that was coming into play with conversations with my husband and I and so we have a friend who does some mission work in Thailand and we have been fortunate to be able to bless them and help them a little bit. There she has homes for orphans. Well rescued kids from their rescued from human trafficking. And so we had been able to help her some but we really have been discussing more and more how could we do more. And also our exit strategy on same conversations and we were looking and thinking or towards us maybe opening our own brokerage me getting my broker's license. So I started researching that and looking into whether that would be a good fit for us and not just always seems like where everybody thinks they're going to end up. And so I started looking into that and in the process of looking into it I saw a video with Jay Kinder announcing that he had to EXP and Gene Frederik's video about him owning the blockbusters and several of those videos were coming across my news feed and I'd stay up late watching those and realized I don't think at my age that this is you know if this is what's happening to people who already own brokerage's that's not the right direction for me. And so I don't want to be in a year or two you know having to make the same decisions right after I just started up a startup you know brokerage so that is how it happened. So I just signed up under Jay Kinder where we are. Kevin: Excellent excellent. Well you know you echo what a lot of people say especially if they're in a franchise system you know if you're looking at exit strategy or what the next steps are usually it's sort of unidimensional and I'm sure you went through some of this challenge which is if you're coaching with somebody they want you to do more production and eventually figure out how to get out of that and have a team that you just lead and I think that that's sort of a challenge for many people. Right. You know I certainly had a team in St. Louis previously and we did like 250 transactions a year and I had lots of volume but it wasn't something that was going to be easily converted to me running it passively or just leading only. And you know what. So when you talk about exit strategy I wanted to tie that down for a lot of the listeners because there'll be plenty of them that are out there thinking "well I don't want to be doing listings" if that's what they do which a lot of our listeners will. "And I want to just be listening and selling houses 15 years from now" so exit strategy in my parlance and I'm assuming it's the same for you is trying to figure out how to not be so dependent on others if I stop working my income goes away or it dramatically reduces because team members are not as proficient as me and or if I want to start setting more money aside and net more I going to really ramp up my production and I would assume that's part of your challenge as well when you were looking at that initially. Nicki: That was the challenge that was presenting itself and that I was seeing people who were actually moving over to EXP because they tried to sell their brokerage's and or surprised at what they were the offers they were getting were not you know sufficient for retirement and so that became a concern for me. Kevin: So you're heading on another topic we're actually seeing and I've interviewed several of them lots of independent brokers who are decided to become powered by the EXP and so what Nikki's referring to is lots of the independent brokerage community is looking at exit strategy as well in other words. There has never been a time in which independent brokers unless they're enormous have gotten great offers. Right? You have to be of huge size to get anybody that excited and interested in you and other than that your margins and your income are to the point where you're going to get basically just somebody who says I'll do and earn now or I'll give you some nominal amount of money and you can stay around for five years and help us run it. And most people don't want to do it right? Nicki: Right. No thank you. Kevin: Yeah exactly so because of the branding and and you know Mitch Riback is an episode that somebody can go listen to out of Florida. Mitch had a huge multimillion dollar offer on his brokerage and he still elected to become powered by EXP. So what Nicki is talking about is something that's sort of an industry dynamic right now. You know if you own a franchise and you listen to this you've got a little bit of a different challenge right. You're going to have to make your own best decision on what to do. But everybody that was excited that I've ever met that actually opened a franchise location unless it's coming up for renewal and they're in the window in the last six months where they can get out. They're not very happy right because they're are sort of stuck with it unless they can find somebody to buy it. So we don't have a lot of great advice for you of your franchise so that although we would tell you that there are plenty of them who have decided to sell and cash out who have come over and join EXP. So there is a path for you to get out of it you'll have to do your own due diligence and figure out how to make that happen. But you're in a little bit of a different spot than an independent broker. So you know just work your way through that process will probably at some point in the near future have somebody that was a previous franchise owner and they'll talk a little about how they were able to unwind there by selling their operations. So Nicki I want to talk to you about the EXP value proposition because you know you you came through the process and you looked at wanting to be able to work with that organization and you know make donations and help them with that awesome thing they're doing to get people out of human trafficking. And then in addition to that you wanted to look at retirement. So how long was it before you kind of analyzed the equity opportunities and the revenue share that had kind of hit you up the side of the head and you went hmmm. This is completely different than when you know what I'm in now.. Nicki: A day or two. I mean it's like Jay says all the time when you see it you can see it. And I was one of those that had the EXP Somnia you know watching the videos the first night and thinking I mean I can think of a reason that you would not do that and then also to see that opportunity for the people on my team which that does exist really you know elsewhere for team members not just team leaders to the same level. And I wanted to be able to offer my team members more. And so yeah it didn't take me very long. Kevin: And what Nicky is talking about is the EXP insomnia or sort of just diving off the cliff into the information is a phenomenon we've seen. I've interviewed another independent broker who joined EXP where he was a previous client of mine on the consulting side. And I didn't go to him because of the way he ran his business. He wasn't potentially a good prospect. And his quote when I talked to him about it was he came to me on a Thursday. He knew I acquired a lot of independent brokerages and asked me who I knew that might be a good conversion fit. And I got a email from him and a text like midnight on Sunday and he's like I haven't slept. Can we do a chat tomorrow. It's interesting because as Nicki said the phenomenon is that once you get into this it's hard to fathom not digging into it and figuring out validating how you actually the world and I want to come back to something she said because we hear this a lot from rainmakers of teams. One of the challenges in addition to the one we already looked at is it's hard to think about an exit other than people and the this goes back to the star power days right. Everybody talked about will how much did you get for your business and what was in that era was selling your list than your database and they would sell them and they would potentially get the effectively referrals or referral fees or other fees on the back and based on that volume and everybody a few years into that figured out that that wasn't very much money. But by the same token there wasn't anything available for team members. Right? You know if you're in a franchise system and there are some of them Nicki and I come from the same one right there all about teams. But what they don't talk about is sort of the dirty little secret which is it's all about conflict right. The Rainmaker owns the team the the team members are there. And there's a built in conflict if they get to be what you two like to be attracting which is talent. And now you can't offer them the huge opportunity in those cases that they want to go start their own thing. Then one of two things happens they either leave the market center and go do it on their own somewhere else in the marketplace or they stay there and there's a little bit of strife and conflict. Well in the EXP value proposition because of revenue sharing equity and the ability for teams to actually develop talent from within. We've seen people tackle this a couple of ways. I mean certainly with revenue sharing stacking I'm sure this is the direction you went Nicki which is you were able to actually create wealth for them in the process of attracting more and more agenta and well we'll get into sort of your success with revenue sharing a quick period of time in a second but the second thing that we're seeing people do and this is just meant to be a comment for people from the outside. And this may or may not surprise you. Nicki there are a lot of people across the country that I'm talking to that are going to above market average meaning typical for market splits with agents and this is one of the ways of rewarding agents in addition to revenue share because they can afford to pay it right there are some in Houston Texas where over time as their revenue share grows they're doing a retention strategy with team members where they're paying higher splits and this what's just keep going up because their primary wealth over time is not dependent on getting as much money as possible on their team production. Nicki: Yep. There's So many different opportunities that we can cover probably enough that we find new ones every day. I can tell you that. Kevin: It's something that in a production business and these are some of the things that are not intuitive to people while we have this podcast from the outside is not only do you have the non conflict right in other words there is equity opportunities and if you watch some of the information and there's a link in the podcast notes the shows an intro video when we're talking about ways that people are in equity and revenue share. Team members can actually start to create some wealth by helping attract agents to the company and they do that because they interface with a lot of agents so you have a prolific team. They're out there doing transactions with their agents on that on the team's business and or are meeting agents at events networking events or just out in the marketplace. And now is that a retention tool but it's a wealth tool for them isn't it. Nicki: Yes which is the exact opposite of what you were just talking about that we're finding now making friends with no direct competitor are now were able to work together as even a larger team in our community. And it's been pretty amazing to watch and to experience people that you've known for years but now it's a different thing it's a different relationship a different environment that we are all helping each other. It's pretty pretty cool it's fun. We're having fun.. Kevin: And that's something that if you listen to Gene Frederic or about 90 % of people that I interview on this podcast everybody uses the same phrase which is we're having fun again and again. And because it's disruptive and we're all owners of equity in the company we're agent owners if you will. It's causing a different dynamic. One the politics are gone and you know she just talked about this in her marketplace. I had a guest on that I interviewed recently and she was the number two team in a Dallas Fort Worth market center. The number one team came over like a week or 10 days before her. Right. So she made the comment she said We are collaborating so closely now in our marketplace and for the years that I was in that market center we didn't ever hardly ever talk if at all. And it's interesting because that's a dynamic that occurred moving from a franchise system and their culture and the way the business operates to the EXP system where people are all pointed the same direction. It's a culture that you shouldn't ever let anybody from the outside convince you doesn't exist. It is in one of the things that every guest on this podcast talks about is doesn't matter where you were introduced to the EXP by. If you listen to one of these episodes and before we wrap up today Nicki will give her contact information. Like every other guest does. It doesn't matter how you heard about it. If a guest resonates with you you want to talk to them and you want to get that you know and dive in a little deeper on it. It doesn't matter it's not a matter of you being sponsored by them or you being in their revenue share group. Everybody is pointed the same direction we all want to help each other and I'm sure as you said in your marketplace that's what's happening we're overall whether you were previous competitors or not you're disrupting the marketplace aren't you. Nicki: Yes we are. That's why we call yourself the disruptors club here. So that's exactly what we're doing. Kevin: And that speaks to the point of somebody listening to this podcast will be in a market you know whereas we're recording this the company between active agents and people and process onboarding is way north of 10000 agents. So we get a lot of well joining you might be on a state or a market where there's a handful of agents maybe looking around going well you know there's not a lot going in my market and I'm not sure what's going to happen. And I wonder if it's going to work here. You know it doesn't matter if you looked at two and a half three years ago in Dallas where Sherry Elliott talked about being the 16th or 14th agent when they have over 800 now. It's a matter of time in your market and I'm sure in your market things have started to accelerate since you've come over versus where it was when you first looked at EXP. It starts to go fast doesn't it? I know you said you've started to collaborate your marketplace. So with that as sort of a precursor to the conversation about revenue share even with the EXP for only a few months. Nicki: Right. Just under four months. Kevin: You came from a system like I did where you were and profit share system and it was hard to figure out you know when and if you're going to make money because it's a more complicated formula and it really varies by whether the franchise location is profitable and the person does production now in a revenue share model you and I first connected because I happened to notice that you were talking about the fact that you were blown away from your revenue share checks compared to what you used to see in the other world. Let's talk about that for a couple minutes. Nicki: Yeah my post that I made that I think your are referring to is.. I'm a little shocked because I you know I was at KW all these years. And the first couple of years I was there I worked really diligently on recruiting and I got a couple of good checks and then you know lead dwindled down to I think my biggest one last year I can't remember. It was like 120. I think under 150 most checks are my last one I got was 18 dollars. OK. So this system works a little differently in which you're getting paid off the top that's the revenue share. And honestly I underestimated what my checks would be. And my last I don't remember what it was when I posted it but it ended up at the end of the month being about 14.44. Right at that. So the way I'm looking at that. To me I'm working at EXP for free. It's you know you take your cap and you figure with that is per month. Again why would somebody not want to do it now. You know anything more than that they're paying me to work there to be there. To me he brokered by them so I was amazed. Kevin: Most people don't realize and people listening to this may not have a good perspective on and I come from the same franchise system and there's nothing wrong with Keller Williams it's an excellent well led company they have great agents there but they live by the formula and the structure they've set up. So the story you just heard is not an outlier. There are plenty of people even people with large amounts of people in profit share that don't make very much money. You're dependent on the particular market center or market centers to be profitable person and not be capped at it all to occur at the same time and it doesn't mean you won't receive profit sharing or certainly not representing that. But what I can tell you very definitively is there are plenty of people that have success in the profit sharing system that now come over and been around longer than Nicki has and they are typically at about 10 times the pay out. And you after a couple of months are already at ten times what you were making before. And it goes up from there. In other words because it's so much of a larger number off the top and it's certainly not representing that everybody gets the same results. Right. You know you have to have an agent. They've got to be in production. But this is not a typical right. You can look at the formula and you can make your own calculation. Her comment of it being a surprise as to how much bigger it was and how quickly is not anything other than her success in attracting people to the company and people asking that question because I'm sure your phone rang when you made that announcement you're moving in they're like whoa wait wait you're going to be why? And then that resulted in some initial retraction and then because you're visible in your market you have influence more agents came over and that number will typically for most of the people including everybody we've interviewed on these podcast episodes grow over time. But for tying this down it's not unusual that it doesn't happen very quickly right. If you're influential in your market or you are active in your market production you're going to have people right off the bat don't be surprised if it's not the first week or two that they ring your phone and say I want to talk to you. I don't know how quickly it happened for you but I bet it was quick. Nicki: A day. Kevin: I have another guest it's coming up in an upcoming episode. He's on the East Coast and he said if I didn't have a conversation with somebody in the first couple of days I was getting a text or another message saying well you don't like me how come you're not going to call me and talk to me about why you went over the EXP. Nicki: Yep. Well I don't know if it's typical but that is what happened to so. Exactly. Kevin: It's a pretty interesting and fun dynamic. And you know just for comparison I gave you the examples listeners that you know people were joining EXP in Dallas a couple of years ago and there were you know 16 14 15 agents something like that and now it's over a hundred you know they have markets like San Diego they went from somewhat the neighborhood of 15 or 20 to 100 in 30 days. So it tends to accelerate quickly. Don't get confuse that if you're a particular market whether it's large or small it doesn't have a big presence of EXP agents. That's not the norm for it to stay like that very long. In terms of any other things you want somebody to know about EXP and sort of what you know now that you've been here for a couple of months. Any other takeaways that if somebody... doesn't matter if they are at Keller Williams and a franchise like you and I were or they're just an independent agent what would you suggest that from a due diligence standpoint they should be paying attention to. Nicki: I mean probably a little bit more for team leaders but also solo agents and that's the fact that you are not you know with the profit share we weren't really you know geographically limited but it did have that going on as far as my experience a little bit more but the opportunity here where I think it's going to really.. I mean it already is taking off but I think.. I keep telling my team you watch when everyone starts to understand that they can grow that revenue share anywhere. They're not limited to their market. So yes the market locally here is growing fast and this is a huge opportunity for us. But the fact that we're not limited really to this market and that we can... I mean there's we can.. any agent anywhere you know you can put in your revenue share so. When people start to get that I think it's going to blow up when they really start to get that. Kevin: Absolutely I was a team leader like Gene Frederic in the Keller Williams system right so I can speak to this directly. I mean the norm for how I would receive an agent that would I'd be in discussions with me as a team leader was much more heavily weighted in the local market and in the process was set up and oriented around that. Right? I was in South Florida and I would from my own agents in my market center get the vast majority of any kind of referrals. Every once in a while they be somebody coming in that was referred from somewhere else. But that was certainly not the norm. Now if you listen to interviews on this podcast it doesn't matter if it's Pat Hayes or Mitch Riback or Gene they'll talk to you about the fact that their revenue sharing group if you will is now multi state and also in the provinces of Canada and in the case of many of them they didn't have any direct relationship with a lot of those agents. In other words Pat said I haven't directly interfaced with any of the agents although I've helped people that are in Canada for example or a lot of these states and he's that I think in his case he was in you know some worries about 800 agents now and his revenue share and they're in like 33 states including two provinces of Canada in addition to that. So what Nicki is talking about is a phenomenon that EXP is very distinctly growing agent agent. In other words the islands of a franchise system like I used to run of the market center where the vast majority of the opportunities are presented to a team later and they convert and it could take a while right. Or it may not convert. It's very different than for example Kevin or Nicki having somebody that we've done a referral with in Nebraska or Florida and or we know them from a C or S training event or some other thing or Gnomon line. Right. And they've they've heard about EXP and now they see that Kevin or Nicki announced they've joined the company and they ask questions. They're much more likely because of the process by which they're onboard it at EXP to convert. And it's a whole different thing than what occurs in a franchise system and so what what I've done is kind of restated the dynamic that Nicki is talking about and it is something that until you see it start to happen agent agent and sort of virally from a social standpoint I don't think you're going to have a good perspective on it. It is not unusual for somebody to be with the company for a year or two years at least half if they have a decent sized revenue share group. They've been purposeful about it. They brought in their own set of some number of agents. They then will have agents in multiple states. It's almost like they have their own little virtual region as a Gene Frederic and I like to call it anything else we haven't covered today and then I'm going to have you get your contact information in case anybody wants to reach you. Nicki: I mean again and or just everyday we say that we're just blown away every day like we say mind blown every day because there's so much more we could cover but we're talking about mostly revenue share right now. But I mean just the fact that they make the splits to where people can afford to be on a team you know which is where some people need to be to get the idea that they need you know to learn the business. I could go on and on. It's been a big blessing for my team and for my family. Now we're happy. Kevin: Great. I mean some of the stuff that like you said we can go on and on about is the company is highly highly focused like you are on productivity and lead generation right they're set up to support either solo practitioners or producers and teams both from the standpoint of the CAP system the splits and the ability to structure correct and then the tools right. As a matter if it's the technology tools including things like conversion are core or anything else is in my opinion second to none. So if you're an agent out there listen to this and you are productivity based and you are serious about your business you owe it to yourself to dig into it you know and go back to the person who introduced you to EXP. If you want to talk to somebody within the company ask them to find you somebody that's a peer producer whether you're a solo producer or a big producer or with a team you're a rainmaker or listen to this. There are plenty of us right does matter if I get the call. If Nicki gets a call or Gene Frederic or Pat Hays no matter who it is you'll hear it on every one of these guest episodes. We're all here to help you make the right decision. We're not perfect for everybody as far as a fit but we certainly are perfect for a large majority of the real estate producers. All right so once you give them your contact information just somebody listens and they want to reach you. Nicki: OK. You can reach my cell phone 806 316 4498 and you can reach me by email. Nicki.Gregory r@exprealty.com Those probably the best two ways to get me quickly. Kevin: Excellent well thank you for coming on the show. Nicki: I appreciate it. Thank you so much.

The warm weather has finally arrived! Now that it actually FEELS like late spring and the beginnings of summer, we're gonna wanna get out there and enjoy it! But do you know what to watch out for when you're out there in the hot hot heat? "It was the best of times, it was the worst of times" Yeah, I know, that's a pretty heavy quote for a fun "summer workout tips" blog post, right? But if you think about it, summer is both one of the most fun times you can have with your fitness, and it can also be one of the most dangerous. There's SO many things you can get out there and do in the summer - running, biking, hiking, kayaking... that's just a small sampling! But while you're out there enjoying all that warm weather outdoor fun, you also need to be careful and make sure you protect yourself - both inside AND out. So here we are, talking about it. I've got 7 pretty easy-to-follow tips for you that should help you keep yourself safe and help you get the most out of all your warm weather fitness adventures. Wanna know what they are? OF COURSE YOU DO. Well, you're gonna have to get with the times and listen to episode 89 of the So THIS Is Fitness podcast to hear it :) (links are below!).  For the full blog post and show notes visit the blog here. What's in this episode:  The warm weather has arrived! Darrell talks about Pineland Farms Trail Festival, and finally runs a race distance he kinda skipped over And we share 7 hot tips for how to get the most out of YOUR warm weather summer days. Episode Resources: How To Find The Motivation To Do It Suck It Up, Buttercup - How Bad Do You Want It? Always Work Hard, Never Give In. Nothing Is Guaranteed. Going It Alone - What To Consider To Ensure Success Connect with So THIS Is Fitness Podcast Archive on "So, THIS Is Fitness..." Reviews on "So, THIS Is Fitness..." Facebook Instagram The Fitwife's Instagram! Twitter E-mail - podcast@sothisisfitness.com Listen to the So THIS Is Fitness Podcast To listen, you can either use the player below OR browse the following links: iPhone / iTunes - Subscribe Android devices - Subscribe Subscribe via RSS Support the show by supporting our sponsors!  

This meeting I had with my man Nipsey Hussel was complete fire - loved chatting with this dude and diving deep into the music industry, sports, why pushing out content at scale is key and much, MUCH more. There's SO much in this one meeting that I know you will all love

Sometimes treasure is hiding in plain sight. I don't know everything... nor will I ever claim to. When I find some new information that I feel has benefit not only to me, but to others... I want to share it! In the not-too-distant past I discovered "essential oils". I had seen them in passing but didn't know what they were... and didn't feel the need to investigate. As far as I knew they were just a small army of weird little bottles behind the counter at the natural food/supplement stores. When I went to NOW Foods headquarters in Illinois for a blogger event, though... one of our info workshops was all about essential oils. Boy oh boy... what a game-changer! I was impressed, intrigued, and I had to know more. From there, I totally fell down the rabbit hole, and I feel like everyone should know the benefits of this stuff.  THAT is why I chatted for an hour with Tina, Neil, and Alana from NOW Health Group (NOW Foods) all about "essential oils". This episode serves as a primer on all things "essential oil" - think of it as Essential Oils 101 - What YOU need to know about them. This is also the kick-off to what may end up being a WHOLE YEAR'S WORTH of articles, posts, and recipes. So BUCKLE UP - this is gonna be a good one :D So... how bout the basics? There is a TON of information in this episode, but let's break down some of the most basic basics to give you an idea. -Essential Oils are a liquid. These are oils/liquids that are distilled from a plant of some kind - like lavender, orange, clove, and many others. It's said that they were originally called essential oils because they were believed to hold the very essence of the aroma and the plant itself. There are two main methods used - steam distillation or cold pressing. In the end, sure, what's extracted is likely the very stuff of the plant that makes it smell like what it is. When it's all said and done they come in a little tiny glass bottle, typically amber colored. -Essential Oils are a "volatile aromatic compound". The really simple way to explain this is: "Volatile" means this liquid/oil very easily goes from liquid to gas at a relatively low temperature, like room temperature. Don't forget - when you smell something, it's because itty bitty particles of the thing itself have hit your smell receptors! So when you take the cap off and smell what's in the bottle, that's the liquid turning to gas and going in your nose! It happens that easily, and that's part of what makes essential oils ideal for aromatherapy. -There are a few different ways to use essential oils. The two main ways to use essential oils are topically and via aromatherapy. Topical uses include massage oil, in a bath, a spray mist, a roll-on stick, and many others. Aromatherapy use could be through a room spray or, more commonly, a diffuser. There IS a third way - internally. This method, however, is VERY controversial and can be dangerous. -Essential oils should be treated with caution. Essential oils are typically sold at 100% purity. They are very potent and should ALWAYS be mixed or diluted to prevent irritation, burning, and other adverse reactions. Typically, a 1% to 3% ratio is what is recommended for normal use. There are some essential oils that, in their pure undiluted form, should NEVER come into contact with skin. There are even MORE essential oils that should NEVER be ingested or otherwise taken internally. A good rule of thumb - if it's not the essential oil of a plant or fruit you'd actually eat in real life, you shouldn't consume the oil. The EVEN SAFER option? Simply do not ingest essential oils unless you've got doctor's orders. -There are plenty of benefits, both proven and unproven. Odds are your doctor will never tell you to ingest essential oils. As a matter of fact, they probably won't tell you to use them at all. At present, there's not a whole lot out there in the scientific community that suggests essential oils should be used medicinally. You'll hear many stories, websites, and people telling you that it's great for cuts and bruises, that it's great to calm an upset stomach, etc... but at present the science simply isn't supporting that. There ARE, however, plenty of acknowledged benefits for mood and mental health. I mean, YOU just try and smell some fresh lemon oil without smiling :) There's SO much more to essential oils than just what's right here. Give a listen and see what you think! Then, stay tuned to this site for a ton of articles and recipes about essential oils that are soon to come! For the full blog post / show notes click here!   What's in this episode: We chat with Tina, Neil, and Alana from NOW Foods all about Essential oils, and we cover - What IS an essential oil and how are they made What do they do and how do you use them Safety, quality, do’s and don’ts And how to get started! Get Started With Essential Oils NOW! Buy NOW Foods Diffusers on Amazon My Favorite - Black Metal Touch Diffuser Buy NOW Foods Essential Oil kits on Amazon My first one - Put Some Pep In Your Step Buy NOW Foods Essential Oil blends on Amazon Episode Resources NOW Foods official website NOW Foods Essential Oils info page Podcast Episode #36 - "Doing The Right Thing - NOW Foods" interview w/ CEO Jim Emme Connect with So THIS Is Fitness Facebook Instagram The Fitwife's Instagram! Twitter Email - podcast@sothisisfitness.com Listen to the So THIS Is Fitness Podcast To listen, you can either use the player below OR browse the following links: iPhone / iTunes - Subscribe Android devices - Subscribe Subscribe via RSS Support the show by supporting our sponsors! Get $100 off your new Leesa Mattress! Sleep better, recover better.

Well folks, this is a long one. Natalie is the middle of a impending-Season-Seven-induced mania, and her obsessions with Jon Snow are starting to take disturbing turns. OK, more disturbing turns. The result is a lot of chatter. A note on times with this one - Nat and Stu spend the first 15 minutes or so chatting about Natalie's recent victory at a GoT trivia night, then there's a few minutes about the aforementioned disturbing elements, before a lengthy diversion into James Bond territory. If you want to skip straight to GoT S6 recap goodness, skip forward to the 35 minute mark. There's SO much to talk about: Dany and her burning escape from Vaes Dothrak and her dragon attack on the Masters at Meereen; Jon Snow coming back to life; Jon Snow reunited with Sansa; the Battle of the Bastards; Jon Snow as King in the North; the flashback that proved R+L = Jon Snow. There's more than Jon Snow, of course, but... yeah. Also Natalie apologises for saying "Toto by Africa" instead of "Africa by Toto". It was due to mania and tiredness but still, a shocking oversight.

Fresh off of their binge-watches, Tamar and Christine are diving into the complex and lovely (and sometimes confusing) relationships on Suits, which returns for its 7th season on Wednesday, July 12.  We're talking about our love for Louis Litt, why Mike & Rachel work, our confusion over Jessica, and something else...hmmm... what are we forgetting?  Ah, yes. DARVEY. Don't forget to find us @shippingroompod on social media and continue this conversation. There's SO much to talk about when it comes to Suits!    

Feeling like a failure after my caesarean This is an off-the-cuff episode that I recorded whilst sitting in a hotel room early in the morning. The weekend away was a planned bit of relaxation for myself and my beautiful friend MaryAnne (from the You're Doing Great Mom podcast). We had a few glasses of wine in the bar in the evening and got talking about my first birth with George, which was a planned home birth that turned into an emergency caesarean at 33 weeks. Although MaryAnne knew bits and bobs about my birth, she didn't know the full depth of it. She had no idea that I felt like a failure after my caesarean. I told my family that I felt like a failure, that my body let me down, and most of all that I didn't deserve to have children. My feelings were invalidated and dismissed, because I had a "healthy baby". That's not how it should be. Clearly this had been on my mind all night, because I woke up with the urge to record a heartfelt episode to go in depth into the birth trauma and associated feelings that led to me having PTSD. Challenging core beliefs "As a chiropractor, one of my greatest fundamental beliefs is that the body is just perfectly designed, and here I was with a body that wasn't perfectly designed… that had failed me… that had made it so that I couldn’t have a baby naturally. It really challenged every single belief that I have" I really struggled with coming to terms with what happened, and how I felt about it. Not just the birth, but the initial feelings toward my beautiful baby. As pregnant mums, I think we all sit and visualise how our lives will be, and what kind of parents we'll be too. Nobody sits and thinks to themselves, "I think I'll get separated from my baby and not even coo over a photo of him". But that's the reality for many of us. It wasn't this overwhelming surge of love and affection that I thought it'd be. I was scared. Petrified in fact. It wasn't how birth was meant to be. It wasn't how my birth was meant to be. Letting go of the stigma There's SO much stigma surrounding mental health anyway, but although people talk about PND, I'd never even thought that you could get PTSD unless you were a soldier or the victim of a horrific crime. I believe that it's so important to share stories of birth trauma, PTSD, PND and any other mental health issues surrounding birth & pregnancy. While I'm totally in support of positive birth, sometimes things aren't rosy, and we need to validate that. Feeling like a failure after my caesarean, I've since discovered, is not uncommon. I wish I'd known at the time. So, if you can think of anyone who could benefit from knowing they're not alone in how they're feeling, please share this with them. PS - Here's where MaryAnne and I chatted for You're Doing Great Mom Download Episode for Later!

Support us on Patreon! For only $0.11 per episode ($1/month) you can be part of our Patreon community. For a few more bucks per month we'll throw in two bonus episode! Check it out. _______________________________   If you're like us, you didn't talk about Mexican-American War very much during your high school history class. There's SO much to talk about, but this episode we'll be giving you a broad flyover of the factors leading up to the war as well as the ripple effects it had afterward. __________________________ Check out our new logo t-shirt! __________________________ We recorded an audiobook! It’s about the letters between Alexander Hamilton and Aaron Burr before their fateful duel. Get it for free with a 30 day Audible trial at ElectionCollege.com/DuelingLetters or get it for only $3.99 with your Audible subscription! ___________________________ Support the show! Use this link to do your shopping on Amazon. It won't cost you a penny more and it will help us out!  ElectionCollege.com/Amazon ________________________ Be sure to subscribe to the show! Leave us a review on iTunes - It really helps us out! Facebook  |  Twitter  | Instagram ________________________ Get a free month of Audible and a free audiobook to keep at ElectionCollege.com/Audible ________________________ Music from: http://www.bensound.com/royalty-free-music ________________________ Some links in these show notes are affiliate links that could monetarily benefit Election College, but cost you nothing extra.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Enter the Framework! Left is right! Up is down! And good guys are bad guys! It's an exciting and interesting episode with some exciting and interesting twists and turns! There's SO much to talk about! What is the nature of the Framework? Why were things created like they were? What is going on with the […]

There's SO much to discuss as we dive into Knowing Me Knowing You: Horse poo logistics. Alan vs Keith. Chalet facts. Doon's dubbing. Glen's mezzanine. Female drummers. Roger Moore's traffic jam. We also (Glen) ponder how it ever got commissioned and have a Rebecca Front love-in along the way. Plus we tackle all of these large questions: How many people watch Alan's show? What links Alan, Buffy and the Olivier awards? What's the show's Finnish name? Who is Gene Michael Jar?

In this four part video series, we talk with very special guest, Ariana Rabinovitch, Yoga Teacher/Movement Specialist (RYT 500, ERYT 200, FMS, NKT, Barefoot Rehab). Throughout this series, Ariana talks about: Part 1: Benefits of Practicing Yoga Part 2: Various Styles of Yoga Part 3: Getting Started Part 4: 3-D Breathing Ariana approaches yoga from a functional & integrated perspective, combining strength, balance, stability, barefoot activation, flexibility, and relaxation. Watch and and learn from Ariana. There's SO much great information here. She teaches exclusively in Manhattan and be sure to check out her website at: http://www.arianayoga.com (which includes links to her podcast series, Facebook, etc). http://www.sterlinghealthandfitness.com

In this four part video series, we talk with very special guest, Ariana Rabinovitch, Yoga Teacher/Movement Specialist (RYT 500, ERYT 200, FMS, NKT, Barefoot Rehab). Throughout this series, Ariana talks about: Part 1: Benefits of Practicing Yoga Part 2: Various Styles of Yoga Part 3: Getting Started Part 4: 3-D Breathing Ariana approaches yoga from a functional & integrated perspective, combining strength, balance, stability, barefoot activation, flexibility, and relaxation. Watch and and learn from Ariana. There's SO much great information here. She teaches exclusively in Manhattan and be sure to check out her website at: http://www.arianayoga.com (which includes links to her podcast series, Facebook, etc). http://www.sterlinghealthandfitness.com

In this four part video series, we talk with very special guest, Ariana Rabinovitch, Yoga Teacher/Movement Specialist (RYT 500, ERYT 200, FMS, NKT, Barefoot Rehab). Throughout this series, Ariana talks about: Part 1: Benefits of Practicing Yoga Part 2: Various Styles of Yoga Part 3: Getting Started Part 4: 3-D Breathing Ariana approaches yoga from a functional & integrated perspective, combining strength, balance, stability, barefoot activation, flexibility, and relaxation. Watch and and learn from Ariana. There's SO much great information here. She teaches exclusively in Manhattan and be sure to check out her website at: http://www.arianayoga.com (which includes links to her podcast series, Facebook, etc). http://www.sterlinghealthandfitness.com

In this four part video series, we talk with very special guest, Ariana Rabinovitch, Yoga Teacher/Movement Specialist (RYT 500, ERYT 200, FMS, NKT, Barefoot Rehab). Throughout this series, Ariana talks about: Part 1: Benefits of Practicing Yoga Part 2: Various Styles of Yoga Part 3: Getting Started Part 4: 3-D Breathing Ariana approaches yoga from a functional & integrated perspective, combining strength, balance, stability, barefoot activation, flexibility, and relaxation. Watch and and learn from Ariana. There's SO much great information here. She teaches exclusively in Manhattan and be sure to check out her website at: http://www.arianayoga.com (which includes links to her podcast series, Facebook, etc). http://www.sterlinghealthandfitness.com

Productivity impacts our lives in so many ways. Do you ever ask yourself the question "Where do I even begin? There's SO much I have to do!" There are hundreds of courses available on time management, project management, and prioritization, but virtually all of them leave out one essential component which Barbara has come to believe is a productivity truth. Listen below to this episode of the Barbara Hemphill Radio Show and learn what this productivity truth is, how to get started on creating a productive environment and the an impotant tool you'll need for success.