Podcasts about benjamins

You are cordially invited to the episode 405 of the Unnamed Automotive Podcast, where the hosts will deliberate on two of the most high-end SUVs available on the market. Grab your monocles, have a plate of caviar, and take a seat upon one of our exclusive thrones made solely of materials mined only from the dark side of the moon. This weeks show starts off with Benjamins sharp witted review of the 2025 Mercedes-Benz G550. A high-end SUV with humble beginnings and limited generational changes, this time around it's got a whole new motor, design and high class interior, one so fancy that Benjamin had to take extra precautions when hauling stuff around. What does the G-Class mean these days? Is it something to be celebrated or shunned for being too excessive? Then the guys take some time to talk about the 2025 Land Rover Range Rover Autobiography, a seven-seat ode to royal British motoring. Outfitted with the right equipment for towing, hauling, and ferrying passengers around, Benjamin explains how the experience in this SUV was totally different than the Benz, even though the two vehicles share similar price points. Thanks for listening!

If you're an entrepreneur (or want to be), you can't afford to keep posting and ghosting. You need to build a brand, grow a tribe, and make your message move people.And guess what? That all starts with you—your authenticity, your story, and how you show up online.I just got back from an EPIC private mastermind at my homie Garrett Gunderson's house in Salt Lake City— the New York Times bestselling author and founder of Wealth Factory. And let me tell ya, the viral secrets these powerhouse entrepreneurs dropped were pure gold.We laid it all out—from building real wealth to telling the truth online to making your content go viral (without a big team or big budget).So here's the download—straight from my mastermind notes—to help YOU Happy Hustle smarter, not harder.Segment 1: “Wealth Starts From Within” – Garrett GundersonLet's get real—wealth isn't just about stacking Benjamins.Garrett dropped this truth bomb: “Grow yourself before you grow your wealth.”So many entrepreneurs skip the meaning for the money. They chase outcomes, but forget the process. Garrett's concept?Life design is the foundation of sustainable wealth.Here's what hit home:Build your Human Life Value. Want more money? Add more value.Money is a reason, not the reason. Let that sink in.Design a meaningful life before you build your business model.Journal prompt: What does true wealth mean to YOU? (Seriously—try this.)Happy Hustle Hack:Don't build a business that drains your soul. Focus on impact, alignment, and fulfillment FIRST. That's the real flex. Segment 2: “Tell the Truth, Build the Tribe” – Sean WhalenIf you've seen Lions Not Sheep, you know Sean doesn't hold back.His strategy? Keep it 100% real.When I asked him, “How do you know what to share?”, he looked at me and said, “Everything.” Here's what I took away:Authenticity attracts. Share your scars and your journey.You'll be judged anyway, so share what's TRUE.Real > Polished. Activated energy > high production.Be polarizing. You're not pizza—you don't need to please everyone.Sean built a multimillion-dollar brand just speaking into his iPhone. No camera crew. No fancy edits. Just TRUTH.Over 1M garments sold, billions of views, and 51k+ coaching clients.Happy Hustle Hack:Challenge yourself—30 days of radical truth-telling on social. Reels, long-form posts, whatever. Build that trust. That's what creates traction.Segment 3: “Make a Movement, Not Just a Post” – Warren PhillipsWarren aka the Non-Toxic Dad is on a mission—literally. He's got 880k followers in 2 years, but it's not because of trends.It's because he's real, consistent, and deeply connected to his why.He shares 3 times a day, 6 days a week. But he didn't start there. He began with 3 posts a week. Progress, not perfection.Here's the sauce:Authenticity + Consistency = The Algorithm's Best Friend.First 5 seconds matter. Hook hard.Be relational, not transactional.Talk about what you LOVE. Share your quirks.Track your metrics, tweak what's not working.Educate. Entertain. Empower. (The 3 E's of content that hits.) Happy Hustle Hack:Batch your content. Plan on Sundays. Use your quirks, not just scripts. And remember: A thousand true fans can make you millions. As someone who's built the Happy Hustle movement—anti-grind, pro-life balance—I'm here to say:Stop trying to fit in. Start standing out by showing up as YOU.Whether it's podcasting, content creation, or just telling your story, your vibe will attract your tribe.Bonus tips from the mastermind:Humor increases memory retention by 3x. (Use it!)Text-message style headlines get clicks.Sell privately, give value publicly.One idea per video.Your content is your 2025 business card. Make it soulful, smart, and you.Entrepreneurship in 2025 isn't about chasing trends.It's about leading movements, being unapologetically YOU, and using social media to serve—not just sell.Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Coursehttps://thehappyhustle.com/thejourney/Apply to the Montana Mastermind Epic Camping Adventurehttps://thehappyhustle.com/mastermind/“It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode Sponsors: If you're feeling stressed, not sleeping great, or your energy's been kinda meh lately—let me put you on to something that's been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain't your average magnesium—it's got all 7 essential forms that your body actually needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all nightIf you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at bioptimizers.com/happy and use code HAPPY10 for 10% OFF.99 Designs- Need a killer logo, stunning website, or next-level brand design?Stop DIY-ing and start delegating like a boss with 99designs by Vista! Neurable- If you're looking to level up your focus, productivity, and mental wellbeing all at once, do yourself a favor and check out Neurable. You get a special hookup—just use the code HAPPY at checkout and get $100 off.

Toot! Welcome back to another rip-roaring adventure with YOUR Brothers in Arms! Tonight, we declare 99% of the time, 2 Benjamins walking around here, Grace to your faces, do it!, revenge of the fifth or the sixth, making poor decisions with a fifth on the fifth, all thumbs baby, yeah no so, not the worst place in the marine corps, ducking for cover, I'm tired boss, according to the NAVOSH manual, a walking violation, here's wonderwall, students - the unicorn of the Navy, they do exist, nothing else - call your Mom, making a pork butt, how'd I end up in the Underdark again?!, played it all encumbered, I already own the game like 3 times, Bub the Builder can he build it?, send n the clowns, BAD DAD, and a few bad dad jokes to make us chortle. All this and a few shout outs to Grandma on this week's episode of Brothers in Arms!   Where you can reach us: YouTube: BrothersinArmsPodcast Instagram: Yourbrothersinarmspodcast Twitter: @YourBIAPodcast Gmail: yourbrothersinarmspodcast@gmail.com Twitch: Twitch.tv/brothersinarmspodcast (schedule varies due to life) Website: https://brothersinarms.podbean.com 

When it comes to living your best financial life, good health isn't a nice-to-have—it's a must-have. In today's episode, we welcome Angelo Poli from MetPro, who shows us why smart fitness and nutrition choices are just as important as smart money moves. Drawing on insightful listener questions, Angelo shares: How consistent habits—not extreme diets—build the foundation for long-term health The real scoop on intermittent fasting, the carnivore diet, and other trending fads Practical ways to lower blood pressure, boost energy, and keep momentum even when life gets busy Why managing your wellness is one of the most powerful ways to protect your future earning potential and enhance your quality of life Because stacking Benjamins isn't just about saving—it's about having the health and energy to enjoy them. Later in the show, Joe and OG tackle smart financial strategies for uncertain markets: How to choose the right financial advisor when fear is everywhere What really matters in your long-term financial plan Why stability and experience will always outperform hype And finally, we dig into Home Equity Lines of Credit (HELOCs)—what they are, when to use one wisely, and how to avoid the common traps. This episode is all about stacking smarter—your wealth, your health, and your life. FULL SHOW NOTES: https://stackingbenjamins.com/improve-your-health-and-your-finances-in-2025 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Benjamins bursdagsgave til Baarli og Niklas har fått beskjed om å roe seg, det taklet ikke Benjamin. Episoden kan inneholde målrettet reklame, basert på din IP-adresse, enhet og posisjon. Se smartpod.no/personvern for informasjon og dine valg om deling av data.

Det blir en rørende episode når Benjamin finner frem to av de fineste diktene han vet om Episoden kan inneholde målrettet reklame, basert på din IP-adresse, enhet og posisjon. Se smartpod.no/personvern for informasjon og dine valg om deling av data.

Bünyamin Aydin ist einer von vielen, deren Großeltern als Gastarbeiter aus der Türkei in den 60er Jahren nach Deutschland kamen und deren persönliche Geschichte deshalb von zwei Kulturen geprägt ist. In Neuss geboren, ist die Familie, als Bünyamin zwölf war, zurück in die Türkei gezogen. Angefangen hat er mit 30 T-Shirts auf der Bread & Butter in Berlin. Heute hat er mit Les Benjamins sein eigenes, international erfolgreiches Modelabel, hat mit großen Marken wie Nike, Apple und Hugo Boss zusammengearbeitet und führt unter anderem einen Flagship Store in der spektakulären Mall of Dubai. Wie hat er das geschafft? Welche Vor- und Nachteile hat seine Herkunft in seinem Business? Wie will er die nächste Stufe in der Entwicklung der Marke zünden? Und was rät er jungen Designern, die auch von ihrer eigenen Marke träumen? Das hat Gastgeber Jörg Nowicki im aktuellen TW Podcast mit ihm besprochen. Sie haben Fragen, Anregungen oder Kritik? Schreiben Sie uns an podcast@textilwirtschaft.de **Mehr von der TW:** Website: [www.textilwirtschaft.de](https://www.textilwirtschaft.de/) Newsletter: www.textilwirtschaft.de/newsletter Instagram: @textilwirtschaft LinkedIn: @textilwirtschaft

More from Rightside Media: https://www.rightsidemedia.org Our other shows: https://www.rightsidemedia.org/podcasts

Benjamin Christensen og Stian Larsen diskuterer hvordan du kan velge mellom rolig og hard utholdenhetstrening, og hvordan begge deler kan gi gode effekter. De deler innsikt fra forskning og egne erfaringer, og gir praktiske råd om hvordan du kan kombinere ulike treningsformer for å nå dine mål, enten det er for helse eller for et maraton. .

The show starts off with Benjamin's review of the 2025 Mini Cooper Countryman SE All4, an all wheel drive, electric 'ute that manages to stay small, affordable and impressive to drive. What's the downside? Try the weird user interface and get back to us; or don't and listen to Benjamins gripes of the infotainment system, and his overall take on this Mini EV. Then Sami tries his hardest to not talk about the 2025 Honda HR-V, by first discussing the history of the Fit subcompact, and the era of Honda when it wasn't afraid of doing things it's own way. The new HR-V is lacking any personality, while being worse than many of its rivals in key specs like fuel economy and pricing. Sami asks what's the point? The guys finish up by discussing lease-friendly EVs to answer a listener question.

More from Rightside Media: https://www.rightsidemedia.org Our other shows: https://www.rightsidemedia.org/podcasts

This is the full episode of The Morning Show with Preston Scott for Friday, April 11th.Our guests today include:- YouFollow the show on Twitter @TMSPrestonScott. Check out Preston's latest blog by going to wflafm.com/preston. Listen live to Preston from 6 – 9 a.m. ET and 5 – 8 a.m. CT!WFLA Tallahassee Live stream: https://ihr.fm/3huZWYeWFLA Panama City Live stream: https://ihr.fm/34oufeR Follow WFLA Tallahassee on Twitter @WFLAFM and WFLA Panama City @wflapanamacity and like us on Facebook at @wflafm and @WFLAPanamaCity.

Hvor mange eiendomsspekulanter fra Halden kan et talkshow ha før det blir kleint? Hvorfor trakk de Spektralsteinene-DVDen? Hvem skulle Kathrine Moholt vært i Hotel Cæsar? Hvor mange ekskoner har Benjamins far? Følg med i ukas episode!!! Perler For Svin er en norsk podcast om norsk film! Du finner oss på https://www.instagram.com/perlerforsvin_norskfilmpodcast/ https://twitter.com/Perler_For_Svin, https://www.facebook.com/perlerforsvinpod eller www.PerlerForSvin.no ! Kassett kan kjøpes ved å vippse 140 kroner til Benjamin på 416 53 144, legg ved adresse! Med lydklipp hentet fra åpne kilder på nett og benyttet i henhold til god skikk for sitering. Disse inkluderer klipp fra Senkveld med HC og Tommy (2001), Senkveld med Thomas og Harald (2018), Poprush (1996), Olsenbanden Siste Skrik (2022), Uno (2004), Lasse og Geir (1976), Flåklypa Grand Prix (1975), Mot i Brøstet (1993), Fort Boyard (1990), Snake Eater (Norihiko Hibino), Døden på Oslo S (1990) og Filmmagasinet (1961).

How do our Benjamins, Jacksons, Lincolns, and Washingtons stack up in Jesus' eyes? Journey with us through the Jesus stories unique to the gospel of Luke--with an eye on the stewardship of wealth and justice for those in need.Jesus doesn't want just cash... but He does want JUST cash.Rev. Kelcie J. ExlineApril 5th, 2025

How do our Benjamins, Jacksons, Lincolns, and Washingtons stack up in Jesus' eyes? Journey with us through the Jesus stories unique to the gospel of Luke--with an eye on the stewardship of wealth and justice for those in need.Jesus doesn't want just cash... but He does want JUST cash.Rev. Kelcie J. ExlineMarch 29th, 2025

Ever start a new financial goal feeling unstoppable, only to lose momentum when life gets in the way? Staying motivated isn't just about working harder—it's about working smarter. Today, Joe and OG take a deep dive into Dynamic Drive, the key to keeping your financial momentum going without burnout. We'll break down the seven essential pillars—mindset, energy, discipline, curiosity, resilience, connection, and confidence—so you're ready to hit the ground running when we welcome former sports agent Molly Fletcher on Wednesday.

COME UP HIGHER, PST. TUNDE BENJAMINS-LANIYI (SECOND SERVICE)

Ever feel guilty about that $7 airport coffee or the mystery fees that somehow turn your $15 DoorDash order into a $40 financial regret? You're not alone. This episode, Joe Saul-Sehy is joined by Paula Pant (Afford Anything) and Justin Peters (The Struggle Is Real) to unravel the sneaky ways convenience drains our wallets. In this episode: Airport Food: The Ultimate Financial Heist – Why does a sad turkey sandwich cost more than a steak dinner? We investigate. Concert Tickets & Junk Fees – You found $50 tickets… but somehow the total is now $127? Yep, we've been there. The True Cost of Convenience – From Uber Eats to express shipping, when is paying extra worth it—and when are we just being lazy? Trivia Time: Pie Day Special! – Who knew McDonald's pie sales could spark heated debate? Well, now we all do. Wedding Costs Gone Wild – Creative ways to cut costs without making your guests eat ramen. The Ben Franklin Effect & Social Hacks – Want better connections without breaking the bank? Turns out, old Ben had some wisdom on that, too. All this, plus some hilarious personal finance confessions that will make you feel better about your last impulse buy.

Choosing the Best Tax Software for Your Needs Tax season is here—so which software should you trust with your hard-earned Benjamins? Eric Rosenberg from The College Investor joins us to break down the best options, whether you're a side hustler, crypto investor, or just looking for a free filing solution. Will TurboTax take the crown again, or is there a surprise champ? You might be shocked by which software stands out this year. H&R Block's virtual tax prep – If you want real humans to double-check your numbers, this might be your go-to. Which tax software works best for unique situations – Side gigs, stock trading, crypto investments… different situations call for different solutions. Navigating Tax Day without the stress – Tips to avoid last-minute panic and make sure you're not leaving money on the table. Crypto scams and meme coins – Because tax season isn't stressful enough without adding that mess into the mix. Meanwhile, Doug serves up world-famous trivia with a nod to classic children's books, beloved authors, and sing-song rhymes. Plus, we take a detour into sector betting, market trends, and—of course—movie recommendations. If tax season feels overwhelming, this episode breaks it down, keeps it light, and helps you pick the right software to file with confidence. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

 A wild incident at a high school track event over the weekend turns violent between a pair of competitors. The latest on the controversial incident for a pair of young athletes. Plus, after a postseason trade request, one of the NFL's biggest stars proves in the end, "it's all about the Benjamins, baby." And, a big BOOM for Big Justice, as the budding wrestling star helps AJ get the win at AEW Revolution on Sunday. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ubl, Matthias www.deutschlandfunk.de, Büchermarkt

Ubl, Matthias www.deutschlandfunk.de, Andruck - Das Magazin für Politische Literatur

Click here to Shop Affirmation Decks, Oracle Decks, and more! Use Promo code: RCPODCAST20 for 20% off your first order!   Today's Power Affirmation: I am happy and free because I am me.   Today's Oracle of Motivation: Resistance gremlins sometimes surge in the form of insecurity. Unload your machine gun of confidence to defeat them! When you believe in yourself, there is no need to convince others. Johnny might have bigger muscles and a sweet Fu Manchu, and Milly might have bathtubs full of Benjamins, but comparison is the thief of joy. Move forward with the confidence of a bare-ass toddler running around with his diaper on his head! When you love and accept your differences, the world will love and accept you.   Designed to Motivate Your Creative Maniac Mind The 60-Second Power Affirmations Podcast is designed to help you focus, affirm your visions, and harness the power within your creative maniac mind! Join us daily for a new 60-second power affirmation followed by a blast of oracle motivation from the Universe (+ a quick breathing meditation). It's time to take off your procrastination diaper and share your musings with the world!   For more musings, visit RageCreate.com     Leave a Review & Share! Apple Podcast reviews are one of THE most important factors for podcasts. If you enjoy the show, please take a second to leave the show a review on Apple Podcasts! Click this link: Leave a review on Apple Podcasts Hit “Listen on Apple Podcasts” on the left-hand side under the picture. Scroll down under “Ratings & Reviews” & click “Write A Review” Leave an honest review. You're awesome!  

Turns out it's not all about the Benjamins. Real success, according to Sahil Bloom, author of “The 5 Types of Wealth,” also requires the freedom to decide how you spend your time, meaningful relationships, a sense of purpose that pulls you forward, and the kind of health that lets you actually enjoy all of the above.

A great financial plan isn't just about numbers—it's about creating a roadmap that turns dreams into reality. Today, Joe and OG take a trip down memory lane, reflecting on their favorite parts of building a great financial plan. Whether you're tackling long-term goals, fine-tuning your tax strategy, or simplifying complex decisions, they'll walk you through the key elements that turn financial chaos into a well-oiled machine. Breaking down big goals into bite-sized wins – Because climbing a financial mountain is easier when you focus on one step at a time. The magic of tax strategies – Why a little planning now can keep more Benjamins in your pocket later. Risk management done right – Avoiding financial pitfalls so your plan stays strong, no matter what life throws your way. The power of simple solutions – Complexity doesn't always mean better. Sometimes, the best financial strategies are the easiest to execute. The role of a financial guide – Whether you DIY your plan or bring in an expert, knowing when to get guidance is a game-changer. Meanwhile, Doug tackles a ‘Winnie the Pooh'-inspired predicament (honey jars may or may not be involved) and drops some surprising trivia on the massive market value of antidepressant drugs. If you're ready to streamline your financial life and celebrate your progress along the way, this episode is packed with insights, strategy, and a few unexpected twists. This episode originally aired on January 18, 2023. Please disregard any mention of current events. The original show notes can be found here. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Aposto'nun “Gürültüden uzaklaş” mottosunu hayata geçirmiş kişilerle röportajlar. Aposto'nun kurucu ortağı Orhun Canca gürültünün ötesine geçen, etrafında ne olursa olsun üretmeye devam eden insanlarla farklı sorunlara getirdikleri çözümleri ve ilham verici hikayelerini konuşuyor. İlk bölümün konuğu Türkiye'den çıkan en önemli moda markalarından biri olan Les Benjamins'in kurucusu Bünyamin Aydın. Orhun ve Bünyamin Les Benjamins hikayesini, Bünyamin'in tanımıyla çağdaş doğu vizyonunu ve moda endüstrisindeki yenilikleri konuşuyor. Les Benjamins'in nasıl kaykay, punk gibi alt kültürleri besleyen bir kültür platformuna evrildiğini tartışıyor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Back Home, One week later.By FinalStand. Listen to the Podcast at Explicit Novels.There is something worse than waking up and not knowing where you are: you could wake up and not know who you are.Note: World Events Stuff ~ aka Why things are happening in Cáel's lifeThe phone was from Iskender. His boss, Oyuun Tömörbaatar (OT), the former UN ambassador from Kazakhstan and now the informal and unrecognized UN representative and chief diplomat of the Khanate to the same august body, wanted to talk with me, immediately. OT wasn't being diplomatic at the moment, that would come later.{Now this is going to get convoluted}Any inquiries to the Khanate that didn't also include immediate official recognition of the Khanate currently were being steered my (and Hana's) way. For all the behind closed doors crap, he had me, his loyal ass-monkey mutton-head. I held faint hope that this latest meeting would work out to my benefit. For the meeting, I traveled light, only Naomi (the Amazon) and Chaz (British SRR) watched over me.Now fathers who know me, hide their daughters. I'd earned my 'scoundrel' reputation. T. Sarangerel, OT's daughter, was in the room when Iskender ushered me in. She gave me an uncertain look, I shrugged and she smiled. It took me 3 nano seconds to figure that out, OT was scoping me out as a potential son-in-law. I was in Temujin's Inner Circle and a man who he trusted (a rarity). Any union with me would strengthen OT's clan's standing in the new regime.The genetic footprint Temujin, and his immediate family collectively, had put down in the 13th and 14th centuries CE today was vast. He needed that to make his plans for the internal reorganization of the Khanate work. The old republics would go away, to be replaced by a system akin to the Byzantine 'themes, the re-organization of regions based on the recruitment of the Tumens.The Khanate was aiming for an 'Autocratic Republic' ~ a term invented in the 19th century. My use of this terminology was based on my gut instinct, Alal's host of memories involving every form of governance, and my experience with human nature. That clued me in to what Temujin was up to, his Greater Plan. He wasn't going to form a false-front government. He was going to retain the decision-making powers and do so openly, thus 'Autocratic'.He also planned to have a bicameral legislative branch. The Upper House would be based in Tumens and bureaucratic leadership, intellectual standing, religious sects, and tribal entities. This body would be based on merit, not primogeniture. The Lower, main chamber, would be a democratically-elected assembly (aka a democratic republic) that advised him on policy matters, thus 'Republic'.All the power would remain in the Great Khan's hands and would be exercised by his genetic descendants (which some geneticists estimated as being as high as 25% of the Central Asian population.) Marrying into that extended family would be easy, the 'family' itself would have a vested interesting in supporting a state that benefited them.Men and women could exercise power in the government through marriage alliances, identical to the manner Hana was working through me. Being surrounded by very populous countries in various states of belligerence, empowering women wouldn't be an issue since every willing mind and pair of hands mattered. Outsiders who shone through could be offered a spouse and brought into the ruling elite since polygamy was permissible.In the Khanate there would be universal compulsive suffrage (everyone 18+ was legally required to vote) to decide on the representatives in the new legislative body. Everyone was expected to fight, so everyone voted. It would be modeled on the Duma of early 20th century Imperial Russia. Unlike the ill-fated Tsar Nicholas II, Temujin would be much more attentive to the voice of the people, in the Information Age, he had to.Or so I hoped. I spewed forth my ideas to OT who didn't agree, or disagree with my vision. Perhaps Temujin and I did share a bond that went beyond obligation. OT then pulled a 'Pamela'."He told me he knew immediately you were his brother when you and I shared that vision," he commented out of nowhere."His words: You (Earth and Sky) are the old. He (meaning me) is the new. He (me again) will show us the way." My, that was nice, obtuse and not at all helpful. What did OT want? My good buddy, the Great Khan, wanted to cash in on Hana's and my sudden popularity. His most pressing need remained 'time'. He needed to have a cease-fire in the wings when his offensive resumed the next day.The Earth and Sky had moved, well, the Heaven and Earth to get the Tumens and their accompanying national armies up and running after only a two day respite. Thanks to me, Manchuria was a mess. The Russians had carried out my 'Operation: Funhouse' with mixed, mostly positive results.Dozens of smaller Chinese military police units along the border went, 'inactive' was the term most often used in the media. They didn't disarm, yet they didn't fight the Russians either. They sat back and let events unfold. The issue wasn't the Chinese's willingness to fight and die for their country. It was the schizophrenic government in Beijing.The PRC didn't want to wage a war with the Russian Federation at that moment. The Khanate was the priority. There were two fundamentally incompatible courses of action favored for dealing with the Russians:One large group advocated a passive Option A: let the Russians step in and shield the three remaining provinces making up Manchuria that were still in Chinese possession. Later, China would use military, economic and political means to edge the Russians out, once the Khanate was dealt with.A sizable faction favored a more aggressive Option B: play a game of chicken with Vladimir Putin. Tell the Bear not to come across the border while threatening him with a bloody and pointless (for him) guerilla war if he did intervene. Events on the ground were not providing a lot of support for that school of thought,However, this split at the highest levels of leadership left the local and regional commanders to try and muddle through as best they could. To the local commanders defending the Amur River side of the Chinese-Russian border, common sense dictated that they not oppose the Russian crossings, because the Russian 35th Army would kill them.All their military units had gone west to the Nen River line. With no heavy weapons and little air support, the People's Armed Police (PAP) (paramilitary) and the Public Security Bureau (regular police) units would be wiped out for little gain.Russia's GRU (Military Intelligence) sweetened the pot by allowing the police units to remain armed and in formation. It could be argued that they weren't even committing treason. At any time, they could throw themselves into the battle, or form the core of a resistance movement. 'Conserving your strength' had been a hallmark of the Communist Chinese struggle against the Imperial Japanese and Nationalists forces from the 1920's until 1945 and it had served them well.For the party officials, civil authorities and the People's Liberation Army (PLA), Army Air Force (PLAAF), and Army Navy (PLAN) who had gone with Option B, things weren't working out. In the north of Heilongjiang province at Morin Dawa/the Nen River line, the regional commander of the ad hoc forces facing the Khanate decided to duke it out with the Russian 36th Army as well. He was boned from the get-go.The PLAAF's overall command and control had been badly disrupted in the first few hours of The Unification War and had never fully recovered. Of the 22 air regiments that the PLAAF had started the war with in the Shenyang Military District (NE China), only 5 remained as effective formations flying, on average, a meager 20% of their original complement of advanced Shenyang J-16's, J-11's, Chengdu J-10's and Xian JH-7's aircraft.Replacing their aircraft losses meant sending up aged Shenyang J-8's (rolled out in 1980) and Nanchang Q-5's (in 1970) to fly and die in droves fighting their technologically superior Khanate foes. To add insult to injury, China's fleet of 97 Su-30MKK/MK2's (built in Russia) had suffered numerous suspicious mechanical and electronic failures, rendering them either flying coffins, or space holders in bomb-proof shelters.Furthermore, of the forces arrayed in the far north, only two of the five air regiments were responding. Two of the other three had begun displacing south into the Beijing Military District and preparing to defend the capital city. The fifth formation had another problem, North Korea (, more on that later.)In opposition to those two Chinese air regiments (roughly 60 aircraft of mixed types) stood seven complete and fresh Russian air regiments (over 400 front-line aircraft) and that didn't include the regiment and elements of the Far East Naval Aviation which was ALSO watching North Korea (, again more on that later.) The latter was of small comfort to the forces trying to hold the already compromised Nen River line.Behind those valiant troops, along the much more defensible Amur River line, the commander of the key city of Heihe sided with the Option A group and let the Russian 35th Army cross the river unopposed. By the time the PLA commanding general of the 'Nen Force' (the 69th Motorized Division and the subordinate 7th Reserve Division) figured that out, he was already in a shooting war with the Russians. So his supply lines weren't in danger, they were lost.The final indignity took place at Zalantun. The commander of the 3rd Reserve Div. had died during the attempt to recapture Zalantun. His replacement died when his helicopter was shot down as he was coming to assume command. In the absence of these officers, the divisional chief of staff told his men, including two hastily hustled forward mechanized brigades, to put down their arms. That meant 'Nen Force' was completely cut-off and surrounded.One battalion of the 36th Russian Motorized Brigade (yes, too many 36's running around) disarmed the Chinese troops while the rest, plus the 74th Independent Motorized Brigade raced for the prize, the city of Qiqihar. The last major mechanized formation of the 36th Rus. Army, the 39th MB was following them. However, instead of manning Qiqihar's defenses, the Chinese garrison in that city was waging war on its own populace.It wasn't only in Qiqihar; chaos reigned throughout Heilongjiang province. The Provincial Head of the Communist Party, Wang Xiankui, supported Option A. The Provincial Governor, Lu Hao, went with Option B. Both figures were rising stars in the PRC. Wang had ordered the still forming Reserve Divisions and the PAP units to disperse, thus avoiding any untimely confrontations with the Russians.Lu, without consulting Wang, ordered the same forces to launch a violent crackdown on all dissident forces, specifically all racial minorities. (It turned out that Lu was also a member of the Seven Pillars and his witch-hunt was aimed at getting the Earth and Sky organization operating in Heilongjiang).For the men and women on the other end of those phone conversations, there was no 'right' answer. Lest we forget, their organizations were already degraded by the Anthrax outbreak. Both men were powerful and represented China's future leadership, so if the person in charge at the ground level obeyed the wrong one, they could be assured of being roasted by the other.Some did try to do both, repress and disband at the same time. That meant that in the process of making mass arrests among an already war-fearful and plague-fearful populace, the law enforcement infrastructure began disintegrating.The problem with Lu's/7P's plan was that there was no 'revolutionary' organization to round up. That wasn't how the Earth and Sky operated in North-East China. They remained in tiny sabotage and reconnaissance cells. While they were scurrying for cover from the police crackdown, an opportunity presented itself.The afflicted minorities were getting furious with their treatment. These minorities saw themselves as loyal Chinese, yet they were being dragged out into the streets, put in detentions centers and (in a few cases) summarily executed. Being less than 10% of the overall population, resistance had never crossed their minds. It seemed all that those defenseless people could do was pray for Russian intervention forces to arrive.Within that mix of fear, betrayal and rage, the E and S discovered a way to start the dominos falling. The small, well-armed and well-trained E and S cells began ambushing police detachments. Weapons from those dead men and women were turned over to the pissed off locals before the cell went off to stalk the next police unit.Wash, rinse and repeat. It became a perverse and bloody case of wish fulfillment. Lu and the 7P's had been looking for an insurrection and they started one. Even though a miniscule portion of the population was involved, from the outside looking in, it reinforced the Putin Public Affairs initiative that portrayed Putin (and his army) as coming in to restore order to a collapsing civil system, which he was helping disrupt.From Moscow, the PRC's indecisiveness looked like Manna from Heaven. For the massive numbers of Russian soldiers riding through the Manchurian countryside, it felt like they were rolling into Arkham Asylum. Unlike the NATO countries' professional armies, Russia remained a largely conscript force whose normal term of service was only one year. These unseasoned troops could never tell if the local military, military police and police would attack until they rolled up on the Chinese units.At the start of that Day One of Operation: Funhouse, the Russian ROE (Rules of Engagement) was 'Ask and Verify'. It was tactically advantageous for the belligerent Chinese forces to lie about their intentions, then begin shooting at the Russians when they got close enough to hurt them. By Day Two, the standard front-line Russian soldier had adjusted that ROE to 'if they look at us wrong, light their asses up'. By Day Three, the officers had stopped trying to enforce Moscow's ROE orders.That was fine for the combat and rear echelon support troops because both the Chinese and Russian governments had another series of problems and they all centered around Pyongyang and Kim Jong-un's declaration that North Korea would intervene as well, without letting anyone know who he was 'intervening' against. To keep everyone guessing, the North Korean' People's Army was massing on all three borders, facing off with the PRC, Russia and South Korea. To prove his diplomatic intentions, Kim pledged to only mobilize half of his reserves, merely 4,250,000 extra men and women to go with his 950,000 strong standing army.It didn't take a military, or economic genius to realize the North Korean's chronically 'near death' economy was stampeding off a cliff. The Democratic People's Republic of Korea (DPRK) was in the middle of an oil crisis and Kim was increasing their fuel consumption by 400% while decreasing his workforce by 10%. To put it in perspective, the US unemployment was around 6%. Now imagine that in one week's time it would become 26%. One week, no severance packages. Would the population become unsettled?But wait, it gets better. The Secret War was colliding with the Real World in more places than Manchuria. Setting aside the assassination attempt (Grrr) of Hana Sulkanen, my fiancée, six Nipponese elders (two women and four men) appeared in the personal quarters of the Japanese Prime Minister on the first full night of 'Funhouse' and relayed their urgent requests.Those six were the Head of the Six (formerly Seven) Ninja Families and they were there at, my urging. Cause I'm an idiot and requiring the deaths of Romanians in my personal crusade obviously wasn't enough. Now I was asking the Japanese Defense Forces (JDF) to pony up as well. So take a deep breath and put on the hip-waders.You might be wondering why I would want the JDF, see, there was part of Operation: Funhouse that was hitting a predictable snag, namely the Korea People's Navy Force (KPNF) and the uncertain determination of the PLAN:The KPNF's vessels were rather old, small and crappy. They also had a love affair with anything that could launch a torpedo and they listed over 700 of these floating deathtraps (only 13 of which could be classified as surface warships) and the fanatical crews to take them into battle.The PLAN's numbers were far more realistic and the fleet generally more modern. Only their North (18 surface warships) and East Fleets (22 plus 5 'elsewhere') could play any role in an upcoming FUBAR, and both fleets were heading out to sea, mainly to avoid the sporadic, but increasingly effective Khanate air strikes.The FU to be BAR'ed was the Russian Far East Fleet (RFEF) (6 warships strong, ) that had seized on this crazy idea (per my suggestion) to sail south, around the Korean peninsula so they could land elements of the 55th Guards Red Banner Marine Brigade (the 165th Marine Regiment and the 180th Marine Tank Battalion).Theoretically they were going to be the 'Southern Shielding Force' that would interpose itself between the Khanate and Beijing. It should surprise no one that the RFEF's flotilla was unequal to the task of taking their destination, the port of Qinhuangdao, by amphibious assault. Fortunately for the Gods of War (which did not include me), there were five other navies involved.Meanwhile, South Korea was having kittens because their always crazy northern kin were slathering on the insanity. (In how many Buddhist countries do people flock to the temples and pray that their neighbor attacks someone, anyone else, but them? That wasn't a religious conundrum I wanted to deal with.) N.Korea mobilizing meant S.Korea had to mobilize, which sucked down on their GNP as well.Besides, N.Korean dams and coal-powered plants kept the lights on in Seoul. Erring on the side of caution, the S. Korea (aka Republic of Korea, ROK) Army suggested calling up only one million of their three million person reserve force in order to assure Cousin Kim that this was a purely defensive gesture. It didn't work. Kim Jong-un castigated the ROK for antagonizing him, despite his declaration that he 'might' feel like invading the South in the immediate future.Into the emerging crisis, the ROK Navy could sortie nineteen small surface ships. Japan's Navy wasn't up to its old imperial standards, but could still deploy 45 surface warships. The 800 lb. gorilla in the room was the core of the 7th Fleet stationed at Yokosuka, Japan, the USS carrier George Washington and her 14 escort vessels.If the George Washington was the gorilla, RIMPAC 2014 was King Kong. 22 nations, 50 ships, including the USS carrier Ronald Reagan were engaged in war games in the Central Pacific. With them were 5 vessels of the PLAN, had Kim Jong-un just kept his mouth shut, this wouldn't have been an issue. Hell, if the Khanate had not come into existence and launched its Unification War, but he had and they did,To show the US was taking this escalation seriously (without tipping their hand that they knew about Funhouse, Carrier Strike Group One (CSG 1) (the Carl Vinson +10) was rushing across the Pacific from San Diego. CSG 3 (the John C. Stennis +2) was being assembled hastily so that they could rendezvous with CSG 1 ASAP. So many brave souls running toward the danger, sometimes I hate myself.So now does it make sense that I found myself in a room with a US Senator tasked with riding herd on me?Anyway, there were the other three navies still unaccounted for, Taiwan / the Republic of China (ROC) (22 surface ships), Vietnam (7) and the Philippines (3). Taiwanese involvement was easy to explain, the PRC refused to acknowledge them as an independent country and probably never would.The Vietnam People's Navy was tiny in both numbers and tonnage. Five of the vessels were 1960's Soviet frigates. What Vietnam did have was a huge grudge against the PRC. The PLA invaded Vietnam in 1979 and devastated the northernmost provinces, killing as many as 100,000 civilians.The PLAN had walloped the VPN in 1974 (technically South Vietnam) and again in 1988. Out in the South China Sea were two island archipelagos; the Paracel (occupied by a small PLA garrison and claimed by the PRC, Vietnam and the ROC) and Spratlys Islands (disputed by Brunei, Malaysia, Philippines, the PRC, the ROC, and Vietnam).The Philippines had a grand total of three frigates (all between 50 and 70 years old). 99% of the time, they faced a hopeless struggle enforcing Philippines' South China Sea claims, except they were now experiencing that 1% where the PRC found itself in a life and death struggle. Even then, the PLAN's South Sea Fleet was hands-down the biggest player with 26 surface warships centered on the Carrier Liaoning.Except (and there always seems to be an 'except') virtually all the PLAN's naval aviation had gone off to fight the Khanate and it wasn't coming back, ever. In the air, the Philippines was next to useless. What did they have of offer in the struggle for the South China Sea? Bases. The ROC and Vietnam had much more to bring to the table.The Vietnamese People's Liberation Air Force (VPLAR) had about 50 front-line aircraft and 175 nearly obsolete models ~ the same models the PLAAF was now piloting. The ROC Air Force could put up 325 almost-new fighters that were now superior to their opponents on the mainland. Why would I give a shit?Things cascade. The Khanate Air Force took a two-day long deep breath as Putin's 'Policeman that only looks like an invading army' started their intervention. Forty-eight hours later, the Khanate started the fourth stage (the first lunge, defeat the PLA's counter-attack then the second lunge) of the campaign.Their initial air power was still skating on thin ice where maintenance was concerned. They need more time to thoroughly rest their pilots and bring all their top-flight equipment to 100% working condition. Against them, in two days the PLAAF's assets increased by over 250 fighters.In turn, the Khanate had added their constituent state air forces plus nearly 80 new cutting edge air planes and 25 drones. Phase Four saw rolling airstrikes all along the forces massing in front of the northern and central Tumens. For a few hours, the PLA thought they knew what was going on.They were wrong and this was where my meeting with OT came in. Jab with the right, cut them down with the left. The left in my case was Tibet. Yeah, Tibet. Economic value = not nearly enough. From the very start of the war, a small number of seemingly inconsequential air strikes had seriously eroded the PLA and PLAAFs combat power in the Tibetan Plateau while leaving the roads, bridges and towns intact.Common military logic dictated that the Khanate had to punch their way further east into Qinghai (to the south) and Gansu (to the north) provinces. That was where the population and industry where. Farther east were even greater numbers of people and factories and the Khanate forces in the North hadn't been strong enough to threaten to cut off the Qinghai-Gansu front. Then the Russians showed up and the Khanate forces threatening that flank doubled overnight.The PLA hastily reinforced their northern flank, using troops from their strategic reserves. The move resulted in incredible attrition by airpower to the freshly equipped formations. The PLA was about to get flanked, but not from the north. Southwest of Qinghai was Tibet. A third of the Khanate's mobile forces now swept around in a huge left haymaker to the south.My job? I needed the 'Free Tibet' forces in the US and UK to provide public and moral support to the Khanate move. As Khanate Special Forces seized crucial bottlenecks in Tibet, they needed the locals to keep their 'liberators' informed of PLA presences and undermine any attempt to create a guerilla movement.The five Tumens dedicated to being the Schwerpunkt (point of maximum effort) of this flanking maneuver were going to be on a tight timetable if they were going to surround the PLA forces in Central China.My plan was to convince the Tibetans that the PRC's 55 years of occupation was coming to an end and the Great Khan wanted to sign a 'Treaty of Mutual Respect' (my invention). This would require both the Khanate and Tibet to recognize each other's right to exist the moment a cease-fire was reached. That was it. No 'armed presence', or 'mutual defense' agreements.The treaty would be formally signed in Lhasa, the Tibetan capital, when the city was safe ~ as determined by the Central Tibetan Administration (the Tibetan Government in Exile, CTA). Riki came up with an additional sweetener and proved she was quickly adjusting to our group's extra-governmental capabilities.

Episode 257: Jay & Ray cash in on more money idioms. - EncorebreadbenjaminsbobquidSubscribe, review, and come find us on BlueSky, Instagram, & FB.Big Science Music is an award-winning original music and sound boutique. Providing scoring, sound design, radio, podcast, and all audio-post production services for the advertising, film, and video industries. Grab a taste of the groove salad at bigsciencemusic.comsome of the W9Y sources include phrase finder uk, word wizard forums, etymology online, the OED, American Dictionary of Idioms, Wiki, newspapers.com, stackexchange, worldwidewords.

Send us a textIt may not have been a "Goonies" or "Ghostbusters"-level cultural touchstone of the time, but the Richard Pryor/John Candy flick "Brewster's Millions" is still a beloved '80s movie many of us remember with serious fondness. The plot was the sort of Reagan-era contrivance that could only have flown in the "Greed is good" decade: Pryor's character finds himself in possession of a $30 million windfall from a recently deceased relative. And if he can spend it all in 30 days with nothing tangible to show for it (e.g., real estate, cars or other assets), he'll inherit another $300 million. What follows? Your standard '80s-flavored zany madcap antics. So Saint and Jim got to thinking...how would THEY burn through the Benjamins in a similar situation? And for that matter, how would YOU? Let's dive into the vault Scrooge McDuck style and find out. Plus: news, natch.

THE FLIGHT ADVANTAGE; RISING ABOVE THE WEIGHT OF SIN. PST. TUNDE BENJAMINS-LANIYI (FIRST SERVICE)

THE FLIGHT ADVANTAGE; RISING ABOVE THE WEIGHT OF SIN. PST. TUNDE BENJAMINS-LANIYI (SECOND SERVICE)

Love is in the air—and so are overpriced flowers, extravagant dinners, and some serious credit card regrets. In today's episode, we tackle the financial pressure of Valentine's Day and show you how to keep the romance alive without setting your wallet on fire. Joining us are financial pros Jesse Cramer, Sarah Catherine Gutierrez, and Len Penzo, who help us break down: The shocking reality of Valentine's Day spending – Who's dropping the most cash, and is it really worth it? Avoiding post-holiday financial heartbreak – Strategies to celebrate without swiping yourself into debt. Creative alternatives to overpriced traditions – Ditch the $200 steak dinner and try these fun, budget-friendly ideas instead. The cost of love – From babysitting fees to restaurant markups, where is your money really going? Romantic gestures that don't break the bank – Because a handwritten note might just score you more points than a last-minute gas station bouquet. The key to financial harmony in relationships – Talking money before someone drops a fortune on a gift they think you'll love (but don't). Listener tips and budget-friendly adventures – Stackers share their best ideas for a Valentine's Day that's memorable and affordable. Plus, we've got trivia, technical mishaps (because what's love without a little chaos?), and some surprise financial wisdom that might just save your next date night. Stack your love life and your Benjamins—tune in now! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1597: Tonya shares her experience as a freelance video editor navigating financial ups and downs, balancing side hustles, and ultimately realizing the importance of valuing her time and skills. Her story highlights the power of financial stability in making career choices based on passion and purpose rather than just income. Read along with the original article(s) here: http://www.budgetsaresexy.com/not-always-about-benjamins/ Quotes to ponder: "It's a disservice to undervalue yourself." "Sometimes just because you are offered ANY money, you don't always have to take it." "There are many factors at stake: time, work/life balance, putting your skills to better use elsewhere, etc." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1597: Tonya shares her experience as a freelance video editor navigating financial ups and downs, balancing side hustles, and ultimately realizing the importance of valuing her time and skills. Her story highlights the power of financial stability in making career choices based on passion and purpose rather than just income. Read along with the original article(s) here: http://www.budgetsaresexy.com/not-always-about-benjamins/ Quotes to ponder: "It's a disservice to undervalue yourself." "Sometimes just because you are offered ANY money, you don't always have to take it." "There are many factors at stake: time, work/life balance, putting your skills to better use elsewhere, etc." Learn more about your ad choices. Visit megaphone.fm/adchoices

THE FLIGHT METAPHOR (SHAPE/CHARACTER THAT IS CONSISTENT WITH FLIGHT) PST. TUNDE BENJAMINS-LANIYI 

Sit down to hear who the top 7 all time Big Pharma recipients in the Senate are, and recall Hour 1 as you heard from several of them. Can America finally unite over the most important natural resource we have? Our CHILDREN?? Gold Bar Bob Menendez sobs in court and begs for mercy. Karen Bass goes full communist and announces an "outside contractor" who will ensure the Palisades are rebuilt "equitably." Facebook is building Donald Trump his presidential library. We'll tell you why! 

THE SIGNIFICANCE OF CHARACTER IN TAKING FLIGHT, PST. TUNDE BENJAMINS-LANIYI (SECOND SERVICE)

THE SIGNIFICANCE OF CHARACTER IN TAKING FLIGHT, PST. TUNDE BENJAMINS-LANIYI (FIRST SERVICE)

Kiera points listeners to where opportunity for hidden savings or additional value could be lurking in your profit and loss statements. Episode resources: Subscribe to The Dental A-Team podcast Join Dental A-Team Consulting Leave us a review Transcript: Kiera Dent (00:00.942) Hello, Dental A Team listeners, this is Kiera. And today I just want to have a really fun podcast with you. I want to talk about some possible ways of hidden value, how to trim some fat in the practice. think these are just some fun things that I don't think we often think about that really can actually add pennies, dollars, Benjamins, thousands into your pocket with minimal effort. As always, thanks for being a part of our Dental A Team podcast family. I adore you.   I appreciate you. If I was with you right now, I'd be telling you, you're doing way better than you think you are. And my mission is to positively impact the world in the greatest way possible. Life is my passion. Dentistry is my platform. And I am here to infuse you with positivity of tactical tips of sharing how you can be living your best life. Life, the life you were destined and meant to live and doing it through dentistry because I'm obsessed with helping you guys give back to people, share with people and become who you were ultimately meant to be. With that, you're loving this podcast,   Go leave us the review, share this with someone because for me to get this into the hands of every single person, every single dentist in this world, I need your help to do it. So please truly go share, share this with someone. And today let's start talking about ways that we can trim the fat, find the hidden value of just little things that we might not be thinking about. My husband does this. He is the guru in our family of looking at our expenses and figuring out what things are we not doing.   of just little tiny things of hidden fees. So you can do this in your personal life and your professional life. And something my husband and I were talking about is we don't have this on a set cadence, right? And so how can we set this on a set cadence? So if you're using a software, our company uses ClickUp. I would not recommend it for most practices. I usually recommend Asana or Trello or Basecamp. Asana is my go-to. Monday.com is another great one. Those are all really good ones, but put this as a reoccurring task. So every year we actually look at these things. And then I do set as a reoccurring task.   every single quarter. My bookkeepers know, so email your CPAs today. Hello, CPAs. Super excited to talk to you. I need you to send me a detailed P &L at the end of every single quarter. I set up myself reminders in my inbox. You can set it up in your project management software, whatever it is, but have a reminder to review your P &L. And I think review your business P &L and your life P &L every quarter. And if you go through every single line item, you will find little areas, but a few things for you today of hidden costs, hidden value, things that you could be doing.   Kiera Dent (02:20.834) Number one is your insurance. My husband, he's a pharmacist and we have disability insurance, we have life insurance, and there will actually come a point in time, potentially, that you actually no longer need this insurance. For dentists, I'm strongly advocating for you to always carry your disability insurance in case anything happens. I've had so many dentists actually have fluke weird things, like I had a dentist in their 30s have a stroke, I had a dentist in their 20s get cancer, I had a dentist who had tingling in their hands and they actually have   something in their neck, you never know when something weird is going to happen in dentistry. Your hands are really what are going to be able to make it to where you can be successful in your career. but assessing it. I know for us with our our insurance, it's usually we do a lot of research when we buy our cars or our house or our practice or we're getting out of school, but then we never go and reassess it. And so check to make sure are we really like are we paying more than we should be?   Is there a better carrier out there? Are there new people on the market that could be better for us? And just go check instead of just paying that premium every single month, go and look, can we trim the fat? And I know this sounds annoying and you're like, gosh, I don't want to do it. Delegate this to someone, have your managers look into it for you if you want to. But the point is look to make sure that we're not just passively paying our insurances, but we're actively looking to make sure, are we getting the best rates? Are we getting the best fees? Could we negotiate our lease and our rent? That's another zone.   all the different areas that we've negotiated, let's make sure we're looking back. And I think insurance is a really, really big one. The next one is internet. Internet goes up on us, cable, our subscriptions. Can we get those discounted? I know a lot of times with insurance, give you a promo, or excuse me, internet. They give you a promo for a while. And can you cancel it and restart it? Please do it on a weekend. We do not want it disrupting patient care. But can we cancel it and actually get reduced fees? And I know it doesn't sound that great. It's like, OK, well, maybe I could get 50 bucks.   Well, 50 bucks over the course of a year is 600 bucks. And so if we look at that, I know 600, you're like, but Kiera, we're doing like 4 million. I agree with you, but $600. It's the principle of continually looking for where can we trim the fat? So we're always staying at our peak because we never know. And so we're always looking at these things, trimming little hidden costs. These things add up. So let's say we're able to save $200 on our insurance. We're able to save 50 bucks on our internet. Then the next one is credit card fees.   Kiera Dent (04:44.834) I'm going to be a huge advocate for you looking at credit card fees and not just being like with the person that you started the practice with. Credit cards are notorious for tacking on these extra additional fees that you don't even know what they are to where you're paying 7 % on your credit card transactions. That's ludicrous. There's companies like Bestcard or Moolah. can definitely, we have affiliate relationships with them that we can connect you with and you can get the best prices and promos with them. You get terminals for free. You should be paying...   two to three percent max on your credit card transactions. And so when you look at that, paying an additional four percent on credit card transaction fees, that is so much. So let's say you're a four million dollar practice. OK, let's say that you let's actually I'll just do two million. OK, let's come down a little bit. So a two million dollar practice, you transact all of that and we're paying an extra four percent. That's an additional eighty thousand dollars just because we weren't wise stewards over and like looking to trim the fat.   looking at these items. This is where we look at it. Every single month my credit card company sends it to me. You can send it to your manager. Do the quick math. How much was it? How much of that percentage did they take out? Because it doesn't seem like a lot. But what is the true percentage? For me, I try to average 2.7 to 2.9 because we don't take actual cards. You guys actually do a lot of actual cards in the practice. I know you have a lot of cards on file. What can we do to get that reduced down? And there's also companies like Dental Merchant Advocate that can actually go through your credit card statement, see how they can save.   They do a 50-50 split so they take 50 % of the savings and you get 50 % of the savings So it's a great company They can reduce it for you But also go and look at these other companies and see could you also reduce your own fees for you? So look at that look to see look at the credit card fees. What are you being charged for me? I also have a bunch of credit cards that charge me annual fees Could we be getting the same points or better points from other credit cards? Of course talk to your financial advisors because I know opening and closing credits can actually hurt you and help you depending upon how you do it   But are there other ones that you could be doing that would actually give you better rates, give you better return? Being just intentional with the credit cards. We put so much money on our company cards. Are we still in the best credit card for our business and for the savings that we could be getting? Or are they charging us? Again, we don't fall in love with it. Things change. So let's make sure we're always being so strong. Same thing with your labs. Are there better labs out there? Are there better supplies out there that we could go and work with? I know that there's some great companies like Ordo, O-R-D-O.   Kiera Dent (07:09.114) They can actually get you reductions on your supplies. I know you love your suppliers and I'm not here to say not to, but there are better ways to do it you can actually save a lot of money. There's buying groups. If you want some help, email me Hello@TheDentalATeam.com. You can literally work with your same exact suppliers, but you can save exponent. Like we're talking thousands and thousands and thousands of dollars. To me, these are the simple things that put money in your pocket. And like we said, $200 on our insurance, 50 bucks here, 80,000 with our credit card fees.   with our supplies, a lot of offices are saving hundreds of thousands. Like I am telling you in the hundred thousand right there, we're up to 180,000. If we could save a hundred thousand on our supplies labs, getting a reduction without losing it. You could bring in a 3d printer and not have to pay for those night guards or orthotrains. Now, of course, make sure that you are trained and you're not hurting patients to try and cut costs, but there's a lot of things we can order. A lot of things. I have offices that order things on Amazon or different suppliers, but check to make sure that the fees haven't gone up.   because they do everything goes up and let's make sure that we're actually paying the best fees. And are there other people coming to the game that could be possibly just as good if not better. So looking for that. Other things, cell phones. I know this sounds silly. I've been with Verizon. my gosh. For like 20 years. I kid you not. And there's another cell phone company called Visible that's new to the market and they're $25 a month for unlimited data. I sound like I'm on a Visible commercial. $25 a month.   unlimited data, unlimited call, text, everything. And I watched for a while to see, they actually really good? My family has been on them $25 a month for a cell phone. And yet most of us are probably paying like 70, $80 a month for our cell phones. That's a simple switch. It runs off the Verizon towers. The only con is if you go out of the country, you do need to have a SIM card there. That's the only con they don't have international currently. I guarantee you they'll get there. But $25 just for cell phones. That's like,   right there, let's just do another 50 bucks for us. So we've got 200 for our insurance, 50 for our internet, 50 for our phones. That's $300 right there. That's 3,600 bucks that you like just in those simple savings, not to mention the 80,000 on credit card fees and the 100,000 on supplies. But this is where we trim the fat. This is where we're able to find little simple things. This is where we're good stewards. we can pay. I think it's always funny. I don't think about like gauze. If gauze is the exact same, but I could pay   Kiera Dent (09:35.962) $200 for gauze or I could pay 20 bucks for gauze. It's exact same, same packaging, same gauze, everything. It's not like the string gauze. Don't worry. I know that there are some better products out there that we pay for. But why on earth would I be paying 10 times the amount just because I wasn't willing to go and do some research? Now doctors, your time is very valuable. So I'm not going to say that these are necessary things for you to go do, but for your office managers, have them go look into this, have them do the research for this, but be intentional. I mean, you're spending money. Why don't we make sure we're spending it?   in the most effective way possible and keeping the most amount of money in your book and your in your pocket. This is how we keep profitability. This is how you're able to afford consultants. This is how you're able to afford coaches is how you're able to afford CBCT. This is how you're able to afford the CE and why not be smart with our finances. And I want to tell you, I believe that the best doctors that are good owners are the ones who fall in love with their numbers, who have the discipline of looking annually, quarterly.   They do a full financial review, a whole assessment. Take a look at these items. Look to see the hidden. We look at them like, we just don't feel like we have enough money. Well, I know $3,600 doesn't feel like a lot, but guess what? Every single month, that was $300. What if we could put those $300 to a team member and be able to hire somebody who has higher value? We maybe can't afford that hygienist because they want $47 and we're only paying 45.   Well, that $2 per hour might just got made up for because we just cut down our internet bill by just making one phone call. These little areas are where you become incredible practices. And so I just want to give you some ideas to get your brain stirring. If you have some good ideas of where you've trimmed the fat or some great resources or some great suppliers or some great dental pieces that you've been able to find, let me know, email me Hello@TheDentalATeam.com. I think it's always so fun to share with you the best ideas. That's why I love the podcast. That's why I love to consult because I love to   Share. love to bring our doctors together. I love our community that shares the best resources, how to get things cheaper, how to save money, looking for different ways to do it. Because if we can be better, we can hire better people. We can hire more team members and have them work in great places. We can grow your practice exponentially because we trimmed the fat in the areas that really it didn't make a difference. Our internet is same internet. We're just paying cheaper.   Kiera Dent (11:53.282) Our cell phone could potentially be better or worse. If you hate visible, I'm really sorry, but take a look at it. Like that's saving. You could put your whole family on it. Think of now, instead of just you, you've got four or five, six people saving 50 bucks a month. Well, now that's instantly a lot better deal than just yourself. So look at all these different things. Could you get like a Spotify plan and share it with family members and everybody's paying less? Could we get a Netflix family plan and be doing less? All those dollars, it seems like $2 here, $10 there, $5.   When you add it up every single month, I look at my credit card bill and it's usually for 20, 30, $40 Amazon purchases that add up to 2000, 4,000, 5,000, 6,000, 10,000 of $20 transactions. So why not get the $20 savings, the $30 savings, the $50 savings, more money back to you on things you're already using. You're just being smart with it. So like I said, if you've got other great ideas, send them on over. Hello@TheDentalATeam.com be smart.   Save money, get cash in your pocket. And if we can help you in any way, reach out Hello@TheDentalATeam.com And as always, thanks for listening. I'll catch you next time on the Dental A Team Podcast.

Feeling like life's demands have you tied up in knots while your financial future seems like a moving target? Time to take charge! Today in the basement, Anthony O'Neill pulls up a chair and shows you how to claim the head seat at your own table. He breaks down the power of having a personal vision, making intentional decisions that align with your goals, and being a stellar steward of your time and opportunities. But that's not all—we're looking ahead with some of the biggest names in tech. What do Bill Gates, Sam Altman, and other visionaries think 2025 will bring? (Spoiler alert: AI isn't just for sci-fi anymore.) We'll chat about how these changes will impact your work life and share some practical steps to stay ahead. And because life isn't just about finances, the crew wraps things up with their latest binge-worthy TV and movie picks. It's time to stack your entertainment queue as high as your Benjamins. What's Inside This Episode

In this special two-part episode, we step beyond the realm of finance with the legendary Matthew Lesko. Join us as we delve into unexpected territory with the renowned author and financial expert. In part one, we explore the profound connection between personal finance and personal growth. Matthew shares his unique insights on embracing mistakes, cultivating resilience, and the importance of self-development in achieving financial freedom. Prepare to be surprised as we venture beyond the typical financial advice and discover the wisdom that lies within.

In this special two-part episode, we step beyond the realm of finance with the legendary Matthew Lesko. Join us as we delve into unexpected territory with the renowned author and financial expert. In part one, we explore the profound connection between personal finance and personal growth. Matthew shares his unique insights on embracing mistakes, cultivating resilience, and the importance of self-development in achieving financial freedom. Prepare to be surprised as we venture beyond the typical financial advice and discover the wisdom that lies within.

What's the secret to growing your income? In part two of our conversation with business dynamo Alex Hormozi, we explore the mindset shifts, skill-building tactics, and high-impact strategies that can take your earning potential to the next level. Whether you're an entrepreneur or climbing the corporate ladder, this episode is packed with actionable insights to help you crush your 2025 financial goals. Here's what we cover: Focusing on what matters: How core activities with high ROI can eliminate unnecessary tasks. Stacking skills strategically: Love what you do? Build on it to stand out and earn more. Taking advice wisely: Only listen to people who actually have what you want. Risk and failure: Why calculated risks and learning from mistakes are non-negotiable for success. Value exchange: The underrated power of bartering, mentorship, and creating systems. Alex also shares how entrepreneurial lessons apply to 9-to-5 jobs, why becoming the go-to person makes you indispensable, and the value of long-term thinking when building teams. Ready to transform your approach to income growth? Tune in and start stacking those Benjamins with bold moves and proven tactics! FULL SHOW NOTES: https://www.stackingbenjamins.com/alex-hormozi-part-2-1626/ Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Money on the Left speaks with Dr. Jens Martignoni, lecturer at the Zurich University of Applied Sciences and chief editor of the International Journal of Community Currency Research (IJCCR). Community or complementary currencies are phenomena of great interest to monetary scholars and activists. We've spoken often about them on this show–whether about the Benjamins classroom currency at SUNY Cortland, the DVDs currency at Denison, or our recurring work on the Uni Currency Project. During our conversation with Martignoni, the appeal of such projects becomes clear. Community currencies not only lay bare the false claims of prevailing monetary orthodoxy–and in so doing make powerful teaching tools, as Jakob Feinig has argued. They also permit and even compel us to imagine a world that is otherwise–a world figured first in terms of abundance rather than primarily or exclusively in terms of scarcity. In our dialog, we focus on Martignoni's provocative essay for the IJCCR, titled “Money is Not a Medium of Exchange.” In doing so, we reflect upon the limits of “exchange” as a framework for understanding money, while simultaneously experimenting with more generative linguistic and conceptual tools to help us re-imagine monetary provisioning.   Visit our Patreon page here: https://www.patreon.com/MoLsuperstructureMusic by Nahneen Kula: www.nahneenkula.com

The holiday season is here, and while it's a time for celebration, it can also throw a curveball at your health and financial goals. In this episode, we're joined by Angelo Poli from MetPro, who shares his no-nonsense approach to managing holiday indulgences without sacrificing all the progress you've made. Think of it as building a resilient portfolio—you can enjoy the party but still limit the downside. From understanding your metabolism to navigating holiday feasts and weight loss medications like Ozempic, Angelo offers practical strategies to keep your health on track while enjoying the season. But we're not stopping there. We also dive into estate planning essentials, including a cautionary tale about a video will gone wrong (yes, even your estate plan needs a solid foundation). And what's a holiday episode without some laughs and trivia? We round out the show with listener questions, Nick from the North's budget dilemma, and a fun discussion about flying around the world. What You'll Learn Today: Smart strategies for balancing holiday cheer with health goals, including tips for managing alcohol and indulgent foods. How to leverage your metabolism for better weight management. The truth about weight loss medications and their real-life impact. Why estate planning matters more than ever in the digital age—and how to avoid common pitfalls. Practical advice for navigating holiday spending without blowing your budget. Episode Highlights: Reflecting on how fast time flies and gearing up for the holidays. Angelo Poli's top tips for keeping holiday indulgences in check. Breaking down myths about weight loss medications and the importance of behavior over quick fixes. Estate planning essentials, including lessons from a case where a video will was invalidated. Fun banter, trivia, and Nick from the North's relatable holiday budget dilemma. Why You Should Listen: This episode is a must for anyone juggling holiday festivities with long-term goals. Whether you're strategizing for your health, wealth, or estate plan, you'll find actionable advice wrapped in a festive package. Plus, it's always good to know how to enjoy the season without feeling like you've set yourself back. Take control of your holiday season and start stacking those Benjamins—without sacrificing the things you enjoy most. FULL SHOW NOTES: https://stackingbenjamins.com/balancing-holiday-cheer-with-your-long-term-goals-1619 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

As 2024 winds down, we're taking a look back at the year that was—its challenges, its surprises, and the financial lessons we've all had to learn (sometimes the hard way). Whether you're strategizing for big goals in 2025, making sense of unpredictable markets, or just trying to stay one step ahead of inflation, this episode has you covered. We've assembled a powerhouse panel of financial thinkers—OG, Paula Pant, and Jesse Cramer—to break it all down. Together, they tackle everything from the unpredictable influence of AI on markets and investing to the surprising resilience of real estate in the face of rising interest rates. Plus, they explore the year's most intriguing (and occasionally jaw-dropping) headlines, like the impact of significant economic shifts and even the infamous United Healthcare CEO murder. Why You'll Want to Tune In: Discover how 2024's biggest events, including the AI revolution and shifting inflation trends, impact your wallet. Learn why patience and adaptability are critical tools for navigating market volatility. Get actionable strategies for tackling real-life financial challenges, like managing interest rates and planning for 2025. Episode Highlights: Reflecting on the big financial lessons of 2024: From AI in market behavior to Bitcoin's latest chapter. How the crypto craze evolved this year—and what it means for the future. The ongoing unpredictability of investing and how to stay grounded. Surprising lessons from corporate America's headlines, including shocking events like the United Healthcare CEO murder. Inflation, real estate, and housing market realities: What it all means for your plans in 2025. How AI is reshaping everyday life, job markets, and even podcasting. Our Panel's Key Takeaways: OG shares portfolio management strategies to help you ride out market uncertainty. Paula Pant unpacks real estate trends and the importance of designing a life you love. Jesse Cramer dives into how behavioral finance plays into today's fast-changing landscape. Looking Ahead: As we close out another exciting year of The Stacking Benjamins Show, we want to thank you, our loyal Stackers, for joining us on this journey. In 2025, we're bringing even more fresh takes, insightful interviews, and, of course, the best money advice disguised as good conversation. What's Coming in 2025: We'll dive into the latest financial trends, explore groundbreaking stories, and keep helping you make smarter money moves while keeping it entertaining. Stick with us as we continue stacking those Benjamins—and maybe even have a little fun along the way. Thank you for being part of the Stacking Benjamins community. Here's to another year of learning, laughing, and leveling up your financial life! FULL SHOW NOTES: https://stackingbenjamins.com/2024-year-end-review-1618 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week the boys visit the realm of $100 dollar sticks again. This time it's the Placencia Alma del Fuego Ometepe. The boys discuss this industry trend and this special release from Placencia. That wasn't all that we discussed as the boys talked about recent family events and life changes coming up for the new year! Then they even added the answered a fantastic question what's the dumbest thing you spent 100 dollars on. Patrol Gone Wild this week brings us a story about a French man faking his age to dominate youth hockey, a bombshell hit woman, and the infamous hawk tuah girl is in hot water! Caleb's got news this week with a new year of the snake being released, stolen throne dropping a special collab and new expression from Blue Run! Cigar: Plasencia Ometepe Whiskey: Penelope Valencia Cigars and whiskey were purchased by Down To Herf Podcast. A huge thank you to our show sponsors Crowned Heads Cigars, Dunbarton Tobacco and Trust, and Small Batch Cigars! Make sure you're checking them out for all of your cigar needs! https://www.crownedheads.com https://www.dunbartoncigars.com https://www.smallbatchcigar.com Use Code "HERF" For 15% off your order TILL JANUARY 1ST (Some Exclusions apply) SUBSCRIBE TO OUR YOUTUBE CHANNEL AND WATCH ALL OF OUR EPISODES IN STUDIO! Join The After Herf Show on Patreon Now! Patreon: https://www.patreon.com/DownToHerfPodcast Visit our Social Media Pages for News and More! Instagram: https://www.instagram.com/downtoherfpodcast/ Facebook: https://www.facebook.com/downtoherfpodcast/  

Are you ready to take control of your finances and make this holiday season the year you avoid debt traps? Today, we're diving into the inspiring story of Jackie Cummings Koski, co-host of the Catching Up to FI podcast. Jackie's journey—from a divorce that sparked her financial awakening to achieving FIRE (Financial Independence, Retire Early)—is packed with lessons you can use to stack your Benjamins and live life on your terms. What You'll Learn Today: How to develop a saving habit that lasts. The key steps Jackie took to overcome financial fears and invest wisely. Tips for navigating holiday spending without breaking the bank. Jackie also shares actionable strategies for building a financial dashboard, exploring side hustles, and embracing flexibility in your work and life. Whether you're just starting or looking to fine-tune your financial game, this episode is packed with advice to help you move forward with confidence. Episode Highlights: Struggling to get back to work after a holiday weekend? We've all been there! Jackie's journey: From financial wake-up call to achieving FIRE success. Overcoming fears, gaining confidence, and investing smarter. Building a financial dashboard to track your progress. Smart holiday spending tips to keep your budget intact. Trivia Fun: How much do people typically overspend during the holidays? Join Joe, OG, and Doug as they tackle this question in our trivia segment, with plenty of laughs and surprises along the way. Don't Miss This Episode If: You're looking for inspiration, actionable advice, and practical tips to master your money, avoid holiday debt, and build the financial independence you've always dreamed of. Resources from This Episode: Jackie Cummings Koski's Catching Up to FI Podcast Stacking Benjamins Workplace Benefits Guide Join the Basement Facebook Group for Tips and Community Fun Love What You Hear? Share the Wealth! If today's episode inspired you, help us spread the word by leaving a review or sharing it with a friend. Every share helps keep the basement buzz going! FULL SHOW NOTES: https://stackingbenjamins.com/FIRE-basics-with-jackie-cummings-koski-1610 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

  As Election Day approaches I thought about this oldie but goodie… I voted early... BIG F-R-O In a ID4 Uh Uh "...go turn Lincoln's picture to the wall. That debt has been paid in full." Robert L Vann, The Courier FDR was a politician able to make promises to African Americans and the rest of the country but did not quite ensure the delivery of relief from poverty and starvation. It was all about the Benjamins that caused our mass exodus from the South and the Republican Party. Who Knew Angela Staunton's Dissection of Phony Phae Phae is still better than Season 15 of #RHOA   You have to know the law to break it without getting caught. Spousal privilege is a thing... Phaedra Parks spent an entire Season trying to build her image to portray herself in a different light to help solidify her $30 million case which was dismissed with prejudice some 4 years later.  I also have popular culture commentary and more commentary on Un-reality T. Become a Melanated Nerd on Podbean or Patreon by clicking https://linktr.ee/tnfroisreading to subscribe and listen to all Premium content; the window closes soon on available Episodes across most platforms! Check out Clip for this episode  All good things must come to an end...my passion project hasn't started to pay for itself. You can have dope content, but people will not pay for anything they can get for free. And Bay-bee, I-DON'T-DO Free!   Bought to you by Felicia's Paycheck!   Actively seeking partners, sponsors or sponsorships to continue to provide amazing content. So become a Melanated Nerd on Podbean Or Patreon and other archived content by clicking https://linktr.ee/tnfroisreading to subscribe and listen to all Premium content; the window has closed on available Episodes!            

A recent study from Empower reports that 62% of people don't talk about money. And 43% would rather talk about politics, while 32% prefer to talk about death over money. Even in a day and age when we're comfortable sharing every aspect of our lives on social media, our society is still really, really uncomfortable talking about the Benjamins. While so many people don't talk about money, that same study reported that 66% believe financial conversations lead to financial freedom and building generational wealth. In this episode, we've invited a finance powerhouse. Her name is none other than Scarlette Rojas. An MBA graduate with an esteemed career in banking and investment roles, Scarlette is a licensed investment advisor who brings a unique psychological approach to wealth building. As a bestselling author, with 44,000+ Instagram fans and over 13 million views, Scarlette has been featured in the New York Post and Bankrate, and on prominent speakers' stages, including JP Morgan and LPL Finance. Raised by immigrant parents and having navigated single motherhood's financial strains, today this Latina trailblazer owns her own investment firm, fusing behavioral science with financial tactics to inspire and help others break through barriers for wealth creation. In this episode, Scarlette will be sharing: 1) The Steps To Approach Financial Discussions 2) The Secret To Build Generational Wealth 3) The Simple Steps To Break The Cycle of Emotional Spending Learn more about Scarlette Rojas: Website: https://moneymindsetadvisors.com/schedule-call/ Facebook: https://www.facebook.com/moneymindsetmami/ Instagram: https://www.instagram.com/moneymindsetmami/ LinkedIn: https://www.linkedin.com/in/joyce-rojas-speaks/