Real Estate Market Minute

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com 1.2 million homeowners are now underwater on their mortgages, meaning they owe more than their home is worth. Is this a real housing market warning sign—or nothing like the 2008 crash? In this episode, we break down rising negative equity, mortgage rates, home prices, inventory, the Federal Reserve, the 10-year Treasury yield, and what could happen next in real estate. We also explain why today's housing market is very different from 2008 despite growing pressure in some markets.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com Iran reopened the Strait of Hormuz, oil prices crashed, stocks rallied, and the 10-year Treasury yield moved lower. So why didn't mortgage rates fall more? In this episode, we break down the next move in the 30-year fixed mortgage rate, Federal Reserve policy, inflation, Treasury yields, Christopher Waller, Scott Bessent, housing affordability, home buyers, real estate market trends, and what today's global headlines could mean for the housing market next.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com The housing market is shifting again. In this real estate market update, we break down why the National Association of Realtors just cut its housing market forecast for 2026 — and what it means for mortgage rates, inventory, and the housing market recovery. Chief Economist Lawrence Yun now expects much slower growth in existing-home sales. If you're buying, selling, or investing in real estate in 2026, this housing market update is a must-listen.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com Only eight housing markets in the entire country are true buyer's markets right now—and that's according to the latest data from Realtor.com. In this episode, I break down what that “housing market clock” is really showing, why the majority of the U.S. is still stuck between balanced and seller territory, and what separates these eight markets from the rest.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com The housing market just hit another roadblock — and this time, it's coming straight from the Federal Reserve. In this episode, I break down what Chicago Fed President Austan Goolsbee said today, why the Fed is shifting its outlook, and what this means for mortgage rates, buyers, sellers, and investors.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com Mortgage rates didn't move the way you'd expect after failed peace talks this weekend — and that's not a coincidence. In this episode, I break down why oil dropped, stocks moved higher, and bond yields rose — and what that tells us about where rates could be headed next.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com In my April 2nd episode, I asked a simple question—is this the peak in mortgage rates? At the time, oil was surging, war tensions were escalating, and rates were pushing higher. Fast forward to today: oil has dropped sharply, a ceasefire is in place, and mortgage rates are already moving lower. So what changed—and what happens next? In this episode, we break down the exact chain reaction from war → oil → inflation → the 10-year Treasury → mortgage rates, and why this recent move lower may not be as straightforward as it seems. 

If you're a homebuilder, investor, or real estate agent, this episode will help you identify where to be cautious, where margins are getting squeezed, and why avoiding the wrong market right now may be just as important as finding the right one.

If you're a homebuilder, investor, or real estate agent, this episode will help you understand where opportunities still exist in today's market—and how to position yourself in the areas that continue to show strength despite broader headwinds.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com In this episode we shift from the national picture to what's actually happening on the ground—region by region. While overall homebuilder sentiment remains weak, the reality is far more nuanced depending on where you're building.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com In this episode, we break down the NAHB (National Association of Home Builders) Housing Market Index, a key forward-looking indicator that reveals how builders really feel about current and future real estate market conditions.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com Oil just surged above $100 a barrel — and the ripple effects are already being felt across the global economy. In this episode, we break down the latest developments involving the Strait of Hormuz, rising geopolitical tensions, and coordinated responses from the U.S., U.K., and allies — and more importantly, what all of this means for mortgage rates and the housing market.

Subscribe for ad-free + bonus episodes: https://realestatemarketminute.supercast.com Instagram: @thesalibgroup | Email: mark@thesalibgroup.com The housing market was actually starting to improve in early 2026 — and the data proves it — but is that trend already reversing? I check in on the year-over-year data to get a good snapshot of the national real estate market as we close out Q1 2026.

According to recent reporting from the Wall Street Journal, mortgage rates have moved back up into the mid-6% range — around 6.5%. And that's a big deal because the housing market had just started to respond to lower rates earlier this year, but now, that trend may be reversing.

As a follow up to a show I did a few weeks ago, I discuss how Miami's real estate market is split into two completely different markets, moving in different directions.

As tensions continue to escalate between the U.S. and Iran, mortgage rates continue to rise, and buyer demand continues to falter, due to the bond market pricing in inflation due to higher oil prices. What could happen to the housing market if these tensions continue for much longer than we would like?

1 in 5 Home sellers are cutting their asking prices in several major metros in the U.S. I discuss where this is happening the most and whether or not we should be concerned.

The 30 year-fixed mortgage rate has been steadily rising over the past several weeks. This couldn't come at a worst time for the housing market. I discuss why I think this is happening and if it is sustainable.

In part two of this two part series, I get much more specific on housing affordability by going over the top 10 most affordable and top 10 least affordable metros in the United States.

On today's show, I take a deeper look into housing affordability by checking in on the National Association of Realtors (NAR) housing and affordability index, and a similar study done by the Federal Reserve Bank of Atlanta. Just where are the most and least affordable regions of the United States?

The number of homebuyers in the U.S. housing market is at record lows, even as low as during the COVID pandemic lockdown year! Will this lackluster demand in U.S. real estate ultimately lead to an imminent housing crash or collapse? I discuss the data and give you my opinion on what I think this really means for the market now and going forward.

Foreclosure rates are rising year over year. That's a bad trend for the real estate market. I dive into the best and worst states with foreclosure rates and dig into some analysis as to why one of them made the worse list.

Every homebuyer thinks they can time the market and wait for lower home values. Is that the right strategy if you are buying your first home? I discuss that and why you need to remain open minded.

Plenty of homeowners have accumulated substantial equity in their primary residences or other investment properties over the years. I go over how a HELOC might be a way to leverage that equity for a down payment on another property if it's done right.

The DSCR loan offered by lenders for real estate investors has gained a lot of popularity over the last few years. I explain what it is and who it can work best for.

According to the headlines the Miami real estate market appears to be booming. I look into perception vs. reality of this local market and how others may be looking similar.

The 2024 presidential election is now over. I discuss what I see happening right now in the real estate market, and what some new policies that could take effect have on the real estate market going forward.

The 30-year fixed mortgage rate has crept back up to 7% over the past month. However, should this continue going higher into the next several months? I tackle that and explain more about where I think rates are going based on several factors and data points I uncover on today's show.

If you're a Realtor are you seeing stale listings? Are you a seller or homebuilder noticing that your home or property is simply not selling and just sitting on the market for a very long time? There are several reasons for this and I will break down all of them in this episode.

Hurricane's Helene and Milton have ravished parts of the west coast, central Florida, and North Carolina. Other natural disasters like wildfires in California have also created havoc. Has this had an actual influence on the real estate market in these areas of the country? I dive into some thoughts and ideas when it comes to this and give you my personal point of view on the matter.

Several U.S. metros have seen significant declines from the spring with respect to how much it costs per month in housing payments. I go over which ones and what it will most likely mean for these local real estate markets going forward.

The Federal Reserve announced a 50 basis point rate cut decision on Wednesday, September 18th. How significant is this to mortgage rates and the housing market overall? I dive into the decision, what it means for rates and the real estate market going forward.

Rent prices are falling significantly year over year in some major U.S. cities. I go over which cities are getting hit the hardest and the 2 primary reasons why this is happening. Will it continue?

With all the headlines it's hard to understand what is really happening in the U.S. housing market. But what if we are just in a normal, balanced real estate market that sees no advantage to buyer or seller? I dive into this question, discuss what a balanced market means, and what I see going forward based on the latest data from the National Association of Realtors (NAR).

Retirement aged adults and even younger adults are sharing housing arrangements more than ever before due to rising mortgage, taxes, and insurance costs. What could this new trend known as “Boommates” mean for the housing market going forward and much more on today's show.

According to Redfin the median monthly mortgage payment decreased year over year for the first time since 2020. This should have major implications on the housing market. I will discuss this and where mortgage rates are headed next.

Buyer demand continues to wane even though rates are lower and new listings and new construction homes are increasing. What is the problem and when will buyers start to come back?

Experts weigh in on their latest forecasts for home values, the direction of mortgage rates, as well as the number of homes sold for the 2nd half of 2024. I run through their opinions as well as weigh in on what I think about all of it.

The number of renter households is growing much faster than ever before as compared to homeowner households according to U.S. Census Bureau data. Should we expect this trend to continue? Also what should it mean for you as a real estate investor?

Stock and bond markets are spinning out of control in the last week and it's bringing interest rates and mortgage rates down rapidly. Just what will this mean for housing demand and the overall real estate market between now and the end of the year? There is much more to this market action than you think.

According to Redfin nearly 1 in 5 home sellers dropped their asking price in the month of June with is the highest rate ever for the month of June. I go over some of the metros that are showing the most home value drops as well as explain what I think is going on and what's next for the shifting U.S. housing market.

Recent data suggests we have swung from a seller's market into a buyer's market. While it may seem a bit shocking this has been trending in this direction for quite some time. I share why I think the current housing market favors buyers and what it means going forward for the real estate market and interest rates.

According to Redfin year over year new home listings has increased nationally by 6.4%. There are some markets that are showing a very significant increase as much as 30% in new pending home sales! I cover which cities are showing the highest level of new home sales and break down what I think is happening in these cities.

There are some leading market indicators that all savvy real estate investors should be aware of and closely track these days. They will tell you where interest rates, and therefore mortgage rates are most likely headed in the future. I go over them and tell you why they matter. I also cover a few housing markets that I think may benefit and investors should have their eyes on for future growth.

The jobs report on Friday shows that the Federal Reserve must ensure they respect their dual mandate. Because of this I expect interest rates to fall in the coming months quite significantly. I go over this part of the report and explain what it means for the struggling housing market in the coming months and into next year.

Homebuilders are striking back. Why do I say that? The pace of new home construction slowed considerably for the 3rd month in a row. I explain why I think that is and what has to happen for new home construction, and sales, to come back.

Zumper came out with their latest study of the best and worst rental markets over the past year. I go over the list, plus figure out how things have changed so much over the past year and what it could mean going forward.

I go through a series of data points provided by Redfin that tells me the housing market has slowed down enough and it is time for the Federal Reserve to cut interest rates before it's too late.

According to Redfin we finally arrived to the point where at least temporarily housing supply is outweighing buyer demand in parts of Florida and other parts of the U.S. due to lots of new home construction over the past year. I go over what's going on with this latest trend, the cities in the U.S. and Florida most effected, and how long this may last.

According the Mortgage Bankers Association (MBA) mortgage demand surged 16% over the past week. Could such a small drop in the 30 year-fixed rate really cause this much demand? If so, what could this mean for the real estate market going forward? I get into this and briefly discuss the latest FED decision to keep rates unchanged at today's FOMC meeting.

The unemployment rate rose to 4.0% that is the highest reading since January of 2022. What could this data mean for the FED's next move and interest rates? I go into the effect of this report and what it could mean for the housing market going forward.