Podcasts about mortgage bankers association mba

The Mortgage Bankers Association (MBA) is hosting a March 6th Town Hall webinar to discuss key policy updates, advocacy efforts, and regulatory developments impacting the mortgage industry, with insights from MBA President Bob Brooksmit and other industry leaders.-------------------------------------------------------------Adam DeSanctis, VP of Communication at Mortgage Bankers AssociationAs a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

The Mortgage Bankers Association (MBA) is advocating for reforms to modernize Section 8 of RESPA, addressing outdated compliance issues in areas like marketing agreements and digital lead generation to improve efficiency and benefit consumers and lenders in today's mortgage market.-------------------------------------------------------------Adam DeSanctis, Director of Public Affairs at Mortgage Bankers AssociationAs a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

This week's report The Mortgage Bankers Association (MBA) announced that the Senate's manager's package for the 2025 NDAA includes the Homebuyers Privacy Protection Act, aiming to curb trigger lead abuses, with the final outcome pending negotiations between the House and Senate.-------------------------------------------------------------Adam DeSanctis, Director of Public Affairs at Mortgage Bankers AssociationAs a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. IMPORTANT: Join #1 Real Estate Coaches Tim and Julie Harris's Premier Coaching now for FREE. Included is a DAILY Coaching Session with a HARRIS Certified Coach. Proven and tested lead generation, systems, and scripts designed for this market. Instant FREE Access Now: YES, Enroll Me NOW In Premier Coaching https://premiercoaching.com Real estate agents, it's time to look ahead with optimism! After a few tough years in the housing market, things are about to turn around in a big way. Experts are predicting a surge in housing activity starting in 2025, and that's something we can all get excited about.  Whether it's falling interest rates, favorable demographic shifts, or an increase in new construction, the future of the housing market looks bright. Let's break down what's coming and why now is the time to prepare for the opportunities ahead. 1. Interest Rates Could Drop Below 5%—Get Ready for More Buyers Interest rates have hovered around 6% recently, but let's not forget how high rates were back in the 1980s—above 15%! Even though rates are higher than the ultra-low pandemic levels, they're still historically low, and many buyers are eager to jump in. And here's the kicker: the Mortgage Bankers Association (MBA) predicts that rates could dip below 5% by 2025. What does that mean? Simple—more affordability equals more buyers. If rates drop as predicted, home sales could rise by as much as 5-12%. That's anywhere between 200,000 and 480,000 additional sales a year. The message for agents is clear: prepare for a busier market with plenty of motivated buyers looking for their next home. HUGE Announcement: You will love this! Looking for the full outline from today's presentation? Our DAILY Newsletter featured lead generation systems, real estate scripts, daily success plans and (YES) the notes or today's show. Best part? The newsletter is free! https://harrisrealestatedaily.com/

According the Mortgage Bankers Association (MBA) mortgage demand surged 16% over the past week. Could such a small drop in the 30 year-fixed rate really cause this much demand? If so, what could this mean for the real estate market going forward? I get into this and briefly discuss the latest FED decision to keep rates unchanged at today's FOMC meeting.

The Mortgage Bankers Association (MBA) has expressed concerns to the Veterans Affairs (VA) regarding the implementation timeline of the Veterans Affairs Servicing Purchase Program (VASP), highlighting the need for clearer guidance and an extended compliance deadline beyond October 1st. The MBA recommends setting clear expectations with veterans and providing servicers with six additional months to implement the program once complete guidance is available.

About This EpisodeAs the COO of the Mortgage Bankers Association (MBA), Marcia Davies' professional journey underscores the power of self-belief and truth in the stories we tell to ourselves and to others. The episode also sheds light on mPower (MBA Promoting Opportunities for Women to Extend their Reach) and how Marcia not only founded this networking platform for women in the real estate finance industry but has grown it over the years into an engaged community of more than 25,000. mPower's true success lies in the genuine connections and business opportunities it has facilitated, transcending traditional corporate hierarchies and enabling women to extend their reach. Tune in to hear important insights for those seeking to revitalize their professional journey, emphasizing the importance of integrating passion into one's career and staying aligned with your joy and purpose. About Marcia DaviesMarcia Davies is Chief Operating Officer for the Mortgage Bankers Association (MBA). As COO, Marcia is responsible for ensuring cross organizational alignment and facilitating the implementation of strategic initiatives, as well as maintaining oversight of key organizational priorities. She is also the lead strategist for MBA's external activities, providing leadership, guidance and overall management to the public affairs and marketing divisions. In addition, Marcia provides strategic direction and management of MBA's Conferences, Membership, Education, Information Technology and Office Services divisions. She also provides management oversight to and is a Board member of MBA's Opens Doors Foundation. Previously, Marcia worked at the U.S. Department of Housing and Urban Development (HUD), as Senior Advisor to the Assistant Secretary for Housing and Federal Housing Commissioner. Before joining HUD, Marcia spent 21 years at Freddie Mac, where she held a variety of officer positions in communications, customer outreach, marketing, servicer relations and policy. Marcia is the founder of mPower - MBA Promoting Opportunities for Women to Extend their Reach - MBA's networking platform for women in the real estate finance industry. Under her leadership, mPower has grown into an engaged community of more than 25,000, providing best-in-class conference and webinar programming, networking events, and online opportunities to stay engaged. Through mPower, more women are positioned to achieve leadership positions and are well represented in all segments of the industry. Marcia is a member of the AWRB Diversity and Inclusion Leadership Council (NDILC). She is also a member of Women in Housing Finance and the International Women's Leadership Association. Most recently, Marcia received the silver Stevie Awards for Women in Business 2018 Maverick of the Year. She is also the recipient of Five Star's Laurie A. Maggiano Legacy award, the NAWRB 2018 Industry Revolutionary Award, and the CIFS Diversity & Inclusion 2018 Trailblazer Award. In 2015, Marcia was honored by HousingWire as one of its 2015 Women of Influence. Marcia is a graduate of the Katharine Gibbs School in Montclair, NJ. Additional ResourcesLinkedIn: @MarciaDavies

Today, HousingWire CEO Clayton Collins talks with an industry leader who is well known to many of you: Bob Broeksmit, the President and CEO of the Mortgage Bankers Association (MBA). With over 35 years of senior finance and mortgage executive experience, Broeksmit brings a depth of knowledge across many facets of the industry, including marketing, sales, operations, secondary marketing, and loan servicing, to his role at MBA.  Prior to joining the MBA in 2018, he held executive roles at Treliant, Chevy Chase Bank, Prudential Home Mortgage and The Money Store. This compelling conversation charts Broeksmit's journey through mortgage to his transition leading a trade association and how he measures success at a nonprofit. Collins and Broeksmit also discuss the challenges and opportunities facing leaders amid difficult housing market conditions and the top priorities he sees for mortgage in 2024. Here's a glimpse of what you'll learn: Leaders in the mortgage industry should focus on understanding the objectives of their board and members and effectively communicate and align their organization's efforts with those objectives. Building relationships and credibility is crucial for trade associations to have a seat at the table and influence policy decisions that impact the industry. Success in a nonprofit trade association is measured by delivering value to members, advocating for their interests, and effectively addressing industry challenges. Leadership styles and approaches should adapt to different housing market conditions, and leaders should focus on areas they can control or influence to support their members. Collaboration with other trade associations and stakeholders in the housing industry is important to present a united front and advocate for policies that benefit the industry as a whole. Top priorities for the mortgage industry in 2024 include increasing mortgage demand, addressing supply constraints, and optimizing servicing operations. Mergers and consolidation in the mortgage industry are driven by various factors, including strategic focus, scale, and personal considerations of the leaders involved. Related to this episode: Connect with Bob on LinkedIn The Mortgage Bankers Association The Gathering HousingWire on YouTube Enjoy the episode! The Power House podcast is a show about leadership, markets and entrepreneurship in the housing industry. Each Thursday, Clayton Collins speaks with CEOs and founders from the mortgage and real estate sector to reveal how housing executives think about business growth, operational strategy, and leadership. The Power House podcast reveals the full picture through the stories of the industry's most impactful leaders. Clayton Collins is the CEO of HousingWire, and the Power House podcast is produced by HousingWire's Content Studio. Initially launched in 2019 as the Housing News podcast, the show was relaunched as Power House in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

The number of U.S. homeowners in forbearance plans, where lenders give a break in payments, has dropped significantly through the month of December according to the Mortgage Bankers Association (MBA). I explain what this trend means with respect to the housing market and potentially the U.S. economy overall.

New mortgage applications rose last week according to the Mortgage Bankers Association (MBA). However, interest rates rose slightly during the same week. What does this mean for buyer demand and what could it signal for the housing market this year?

David Stevens is President and CEO of the Mortgage Bankers Association (MBA). Prior to assuming this position, Dave served as the Assistant Secretary for Housing and Federal Housing Commissioner at the U.S. Department of Housing and Urban Development (HUD).Dave has more than 30 years of experience in mortgage finance and has held several executive level positions in sales, acquisition, investment, risk management and regulatory oversight, including positions in senior management with Wells Fargo, Freddie Mac and World Savings. Prior to his appointment by the Obama Administration to serve at HUD, Dave was President and COO of the Long and Foster Companies.He is known inside the beltway as a key housing influential; serving as an industry authority on major mortgage finance legislative and regulatory issues. Dave is often quoted in the national and trade media and regularly appears on television and radio to offer insight on issues affecting the mortgage and housing markets.In 2013, Dave received the National Association of Hispanic Real Estate Professionals (NAHREP) Founders Award, presented to individuals that have distinguished themselves by their work in support of sustainable Hispanic homeownership to improve the quality of life for Hispanics in America. He has been named to Bloomberg's "50 Most Powerful People in Real Estate" list, and twice recognized as one of the "Top 100 Most Influential Real Estate Leaders" by Inman News. Dave was also named to Mortgage Professional America's "The Hot 100 List."He currently serves on the board of MBA Opens Doors Foundation, MBA's national 501(c) 3 nonprofit organization for philanthropic ventures, and as an advisory board member of the J. Ronald Terwilliger Foundation for Housing America's Families.Dave is a graduate of the University of Colorado, Boulder.

Mortgage rates hit their highest point in nearly 23 years last week, and consumers responded accordingly. According to the Mortgage Bankers Association (MBA), mortgage applications to purchase a home were down 27% compared to a year ago, while refinance applications were 21% lower.  “Overall applications declined, as both prospective homebuyers and homeowners continue to feel the impact of these elevated rates,” says Joel Kan, MBA vice president and deputy chief economist, in a press release. “Elevated” is certainly one way to put it. The average rate on 30-year, fixed-rate mortgages hit 7.31%—the highest level since late 2000. At the same time, jumbo mortgage rates hit their highest point in MBA's recorded history (since 2011).  Learn more about your ad choices. Visit megaphone.fm/adchoices

(AURN News) — Despite a slight uptick in the number of mortgage applications, mortgage rates in the United States have surged to levels not seen in more than two decades. According to the latest data from the Mortgage Bankers Association's Weekly Mortgage Applications Survey, the volume of mortgage loan applications increased by a modest 2.3 percent for the week ending August 25th. In a recent press release, the Mortgage Bankers Association (MBA) emphasized that the 30-year fixed-rate mortgage is holding steady at a staggering 7.32 percent – a level not seen since December 2000. The MBA also noted a stark contrast in application figures, revealing that they have plummeted by 27 percent compared to the previous year, primarily due to the combination of soaring rates and a constrained housing inventory. “Mortgage applications for home purchases and refinances increased for the first time in five weeks but remained at low levels. Purchase applications increased but were still 27 percent lower than a year ago, as elevated mortgage rates and tight housing inventory continue to weigh on home buying activity,” Joel Kan, MBA's Vice President and Deputy Chief Economist, stated in the release. The unrelenting surge in mortgage rates, coupled with the escalating cost of homes, has further exacerbated the challenges faced by prospective homeowners. Data from the Federal Reserve Bank of St. Louis reveals that the average home price in the United States has soared to $416,100, while Forbes reports that the national average salary stands at $59,428. The current economic landscape presents a major obstacle for individuals and families aspiring to own homes, as the housing market grapples with unprecedented financial constraints and soaring inflation. With mortgage rates stubbornly high and housing affordability increasingly out of reach, the road to homeownership remains fraught with hurdles for many Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices

Location, location, location: The reason it's a cliche, is because it's true. Specific markets are feeling more pain, particularly in the office sector, than others. How will things unfold in the years ahead? And what sector are investors still bullish on? For those answers and much more, FNF's Chuck Cain calls on Jamie Woodwell, Cie President in the Research and Economics Group and the Mortgage Bankers Association (MBA).

Bruce and Jeff speak to Richard Hill, head of real estate strategy and research at Cohen & Steers, about everything REITs. Rich walks us through the current downturn in commercial real estate, as well as the difference between inflation and stagflation. He also discusses why, if REITs are such a good hedge against inflation, they had such a bad year in 2022.Guest Bio: Mr. Richard Hill has more than 20 years of commercial real estate experience across a variety of roles including interest rate derivatives, capital markets and, most recently, research. Mr. Hill is a Senior Vice President at Cohen & Steers where he leads the Real Estate Strategy Group, a team responsible for identifying and analyzing long-term and secular real estate investment ideas, as well as building an integrated listed and private real estate strategy function to help investors optimize portfolios both strategically and tactically. Previously he was a Managing Director at Morgan Stanley where he was Head of U.S. Commercial Real Estate Research across public REITs, CRE Debt and macro property research. He's a ranked analyst in both Equity and Fixed Income by Institutional Investors, one of a select few to be ranked in both polls. Mr Hill is 2022 member of the Commercial Real Estate / Multifamily Finance Board of Governors (COMBOG) of the Mortgage Bankers Association (MBA). Previously Mr. Hill was Head of CLO and CMBS Research at Morgan Stanley. From 2010 to 2013, he was a Director of CLO & CMBS Strategy at Royal Bank of Scotland ("RBS") Securities where he was responsible for developing and communicating investment strategies for both internal and external clients. Mr. Hill started his career at Banc of America Securities where he was a debt capital markets banker in the Structured Securities Group and an associate in the Interest Rate Derivatives group, both roles focused on CRE.

On today's episode, Editor in Chief Sarah Wheeler talks with Mike Fratantoni, chief economist and senior vice president of research and industry technology at the Mortgage Bankers Association (MBA), to talk about their forecast on mortgage rates, inflation, home prices, origination volume and more.Related to this episode:Homebuilders are taking advantage of low existing inventoryMortgage industry still in the middle of a stormHousingWire's YouTube ChannelEnjoy the episode!Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

The Mortgage Bankers Association (MBA) recently unveiled its highly anticipated 2023 Q1 performance report on May 18, 2023. IMBs reported a net loss of $1,972 on each loan they originated in the first quarter of 2023. This has improved from $2,812 per loan loss in the Q4 of 2022. Marina Walsh of MBA discussed the factors for this report and the forecast for the year.

Redfin Corp. has said that the total value of homes in the U.S. totaled $45.3 trillion at the end of 2022, which is down about $2.3 trillion, or 4.9%, from the June 2022 peak of $47.7 trillion. That marks the biggest decline for any June-to-December period since 2008, during the financial crisis. The housing market has been declining as rising mortgage rates have hurt demand. The hardest hit area was San Francisco, which saw the total value of homes in December fall by $37.3 billion, or 6.7%, from a year ago to $517.5 billion, while Miami saw the value of its homes surge by $77 billion, or 19.7%, in December to $468.5 billion.In this episode of The Higher Standard, Chris and Saied examine this news and determine the effect this will have on the housing market.They discuss data from the Mortgage Bankers Association (MBA) showing that the average interest rate on the most popular U.S. home loan rose last week to its highest since November as bond markets took fright that the Federal Reserve might have to continue tightening policy through summer to subdue inflation.Chris and Saied look at news that the number of large office landlords defaulting on their loans is on the rise, which appears to offer fresh evidence that more developers believe that remote and hybrid work habits have permanently impaired the office market.They also offer some thoughts on ‍the decision to no longer offer travelers using American Express premium credit cards the ability to to bring two free guests to the American Express lounges. There is now a $50 fee for adults and a $30 fee for children ages 2 to 17.Join Chris and Saied for this fascinating and informative conversation.Enjoy!What You'll Learn in this Show:Why something in the Fed rate outlook is causing problems in the market.Why college campuses have incubators for extremism on all sides.Why people need to be aware of where the market is moving.Why existing home sales have slowed down, no matter what some will say.And so much more...Resources:"U.S. mortgage interest rates jump to highest level since November - MBA" (article from Reuters)"US home values declined by $2.3 trillion in 2nd half of 2022, Redfin says" (article from MarketWatch)"Existing home sales fall for the 12th consecutive month in January" (article from CNBC)"Office Landlord Defaults Are Escalating as Lenders Brace for More Distress" (article from The Wall Street Journal)"American Express Airport Lounges Cut Back on Free Plus Ones" (article from The Wall Street Journal)

The Mortgage Bankers Association (MBA) reported Monday the forbearance rate increased in October after more than two years of declines. Is It over then? No, it's not! Forbearance plans are still alive and well. As of October 31, there were 350,000 U.S. homeowners in forbearance plans, up from 345,000 at the end of September. That's 5,000 new forbearance plans put in place just last month. Why is that, and how will this impact foreclosures hitting the market? Listen to this episode and find out! BUT BEFORE THAT, Matt explains why new home builders are hitting the brakes. Are you ready? Let's go! Learn more about your ad choices. Visit megaphone.fm/adchoices

In a special guest episode, Michael Flood, SVP of Commercial & Multifamily, and Borden Hoskins, AVP of Legislative & Political Affairs from the Mortgage Bankers Association (MBA) join the team to provide an update on the midterm elections and the CRE regulatory landscape. We dive into what the election results mean for CRE, how various sectors will be affected, and what regulators will focus their initiatives on in 2023. Tune in now. Episode Notes: • Midterm elections and legislative overview (0:47) • Oversight issue: CFPB (7:47) • What could happen? The lame ducks (9:05) • Where does lending come from if FHA is under threat? (13:35) • GSEs and lending caps (14:20) • Liquidity and available capital (20:08) • Tenants (26:43) • What's coming for different forms of finance? (28:36) Questions or comments? Contact us at podcast@trepp.com. Follow Trepp: Twitter: www.twitter.com/TreppWire LinkedIn: www.linkedin.com/company/trepp-llc Facebook: www.facebook.com/TreppLLC

This is Garrison Hardie with your CrossPolitic Daily News Brief for Thursday, October 26th, 2022. Boniface Woodworking LLC: Boniface Woodworking exists for those who enjoy shopping with integrity; who want to buy handmade wooden furniture, gifts, and heirloom items that will last for generations. From dining tables and church pulpits to cigar humidors and everything in between; quality pieces that you can give your children’s children, tie them to their roots, and transcend the basic function of whatever they are! So, start voting with your dollars, and stop buying cheap crap from people who hate you! Visit www.bonifacewoodworking.com to see our gallery, learn our story, and submit your order for heirloom quality wood items. https://thepostmillennial.com/hundreds-of-employees-leave-twitter-for-jobs-with-meta-google-as-musk-deal-approaches?utm_campaign=64487 Hundreds of employees leave Twitter for jobs with Meta, Google as Musk deal approaches Twitter employees are leaving at rates not seen before as a result of Tesla and Space X CEO Elon Musk's takeover, Business Insider reports. Several hundred employees have left the media giant in 2022, with 530 leaving in the last three months. Many have left to competitors such as Meta and Google, the outlet reports This may not be bad news for Musk, however, as the multibillionaire reportedly has intentions of cutting staff by up to 75 percent, according to a report. Musk is set to close the deal on Friday. Musk offered to buy Twitter in April but then sought to end the acquisition a few months later, which resulted in a legal battle between him and the company. Earlier this month, Musk announced he would go through with the original offer. The Delaware Court of Chancery has given Musk until Oct. 28 to close the deal, otherwise, the matter will go to trial in November. According to Fox News, on Tesla’s earnings call last week, Musk said he was "excited about the Twitter situation." https://www.reuters.com/markets/us/us-mortgage-interest-rates-jump-716-highest-since-2001-2022-10-26/ U.S. mortgage interest rates jump to 7.16%, highest since 2001 The average interest rate on the most popular U.S. home loan rose to its highest level since 2001 as tightening financial conditions weigh on the housing sector, data from the Mortgage Bankers Association (MBA) showed on Wednesday. The average contract rate on a 30-year fixed-rate mortgage rose by 22 basis points to 7.16% for the week ended Oct. 21 while the MBA's Market Composite Index, a measure of mortgage loan application volume, fell 1.7% from a week earlier. Mortgage application activity is at its slowest pace since 1997. Mortgage rates have more than doubled since the beginning of the year, as the Federal Reserve pursues an aggressive path of interest rate hikes to rein in stubbornly high inflation. The central bank is expected to raise rates by 75 basis points for a fourth straight time at the conclusion of its next policy meeting on Nov. 1-2. Those actions, designed to cool the economy sufficiently to curb price pressures, have weighed heavily on the interest-rate-sensitive housing sector as expectations for Fed tightening have led to a surge in Treasury yields. The yield on the 10-year note acts as a benchmark for mortgage rates. https://www.foxnews.com/politics/biden-warns-most-covid-related-deaths-this-year-result-people-not-being-updated-their-vaccines Biden warns most COVID-related deaths this year will be result of people not being updated on their vaccines President Biden on Tuesday warned the American people that nearly every COVID-related death this year will be because people have not received the updated vaccine. Biden also called on Congress to provide the billions of dollars the administration has requested to buy additional vaccines, tests and treatments. The president’s comments come ahead of the holiday season when the weather is colder and more people are spending time indoors and contagious viruses are more likely to spread. Biden pointed to new variants in the U.S. and a rise in hospitalizations in Europe and urged people to get the latest vaccine and the flu shot. A study from the Centers for Disease Control and Prevention (CDC) earlier this year found that more than 75% of COVID-19 deaths in fully vaccinated people had occurred among those with at least four comorbidities. Biden twice tested positive for COVID-19 in July, despite being fully vaccinated and twice boosted. His physician said the president’s rare "rebound" positivity followed treatment with PAXLOVID. Later in the press conference, Biden rolled up his sleeve and got his updated COVID-19 booster shot from a member of the White House medical unit. He had to delay getting his booster, in accordance with federal health guidance, because of his infection over the summer. More than 20 million people, including nearly 1 in 5 older adults, have gotten the updated COVID-19 booster, the White House said. The vaccine has been reformulated to target the BA.4 and BA.5 subvariants of omicron, the most dominant strains in the United States. https://thepostmillennial.com/breaking-darrell-brooks-found-guilty-of-intentional-homicide?utm_campaign=64487 Darrell Brooks found guilty of intentional homicide On Wednesday morning, the jury found Darrell Brooks guilty of six counts of intentional homicide, 61 counts of reckless endangerment, six counts of hit and run, two counts of bail jumping, and one count of battery in connection to the Waukesha Christmas parade last year, where Brooks drove his SUV through the crowd. Brooks was found guilty of all charges. A hearing regarding sentencing will begin on Monday. While waiting for the jury to be brought out, Brooks once again stated that he "does not consent" to be called his legal name, and brought up "subject matter jurisdiction," stating that it has not been addressed. Brooks continued on to list of a number of requests, which Dorow acknowledged, but denied. Amidst the nearly month-long trial, Brooks has argued with Dorow on a multitude of points, causing interruptions which in many cases resulted in Brooks being moved to a neighboring courtroom to listen in. On November 21, 2021, Brooks drove through the Waukesha Christmas parade, killing six people, including members of the Dancing Grannies group which were marching in the parade, as well as children. More than 60 people were injured in the incident. Brooks was soon after identified as the suspect in the parade attack, after police discovered the red Ford Explorer seen plowing into the parade parked not far from the scene of the crime with damage to the front end of the vehicle. In addition to the Reddit post, Brooks has attempted to have the charges against him thrown out because of a reported recall on his model year of vehicle regarding the throttle body. Brooks said that a class action lawsuit has been filed alleging that the vehicle can speed up without warning due to a malfunction. Brooks brought up this point during the last days of his trial, with Dorow dismissing Brook’s requests, stating, "I've made my decision. I expect that you respect the decision at least as we are not going to debate it further." Brooks has also attempted to state that he is a "sovereign citizen," therefore not subject to the jurisdiction of the government. Dorow called Brooks’ declaration of being a sovereign citizen an "obstructionist tactic." So again, Brooks was found guilty of all charges. A hearing regarding sentencing will begin on Monday. Redballoon Not so long ago, the American dream was alive and well. Employees who worked hard were rewarded, and employers looked for people who could do the job, not for people who had the right political views. RedBalloon.work is a job site designed to get us back to what made American businesses successful: free speech, hard work, and having fun. If you are a free speech employer who wants to hire employees who focus on their work and not identity politics, then post a job on RedBalloon. If you are an employee who is being censored at work or is being forced to comply with the current zeitgeist, post your resume on RedBalloon and look for a new job. redballoon.work, the job site where free speech is still alive! www.redballoon.work https://www.foxnews.com/politics/rubio-canvasser-attack-2nd-suspect-arrested-police-say-he-confronted-victim-being-republican Rubio canvasser attack: 2nd suspect arrested, police say he confronted victim for being Republican Police in Hialeah, Florida, have arrested a second suspect for an alleged assault on a canvasser for Sen. Marco Rubio, R-Fla., that took place Sunday night. According to an arrest affidavit obtained by Fox News Digital, Jonathan Alexander Casanova joined Javier Lopez in attacking the canvasser. The document also noted that the canvasser told police that Casanova told him he could not pass through the area because he was a Republican. "After tirelessly working to bring justice to the victim, Hialeah Police Detectives have arrested and charged Jonathan Alexander Casanova for the attack which occurred on Sunday, October 23, 2022," Sgt. Jose Torres said in a statement to Fox News Digital. The arrest affidavit says that the victim – who has since been identified by local media as Chris Monzon – was walking in the neighborhood handing out fliers for Rubio and Gov. Ron DeSantis when Casanova and Lopez were blocking the sidewalk. Following an argument, the affidavit says, Lopez "rushed the victim and threw him on the ground," and then Casanova "began to kick the victim on the head as he was on the ground." While Casanova kicked him, Lopez punched Monzon in the head, police said. The affidavit says a witness then pulled Casanova off of Monzon, and then Casanova released two German shepherds from his car and walked with them over to Monzon, who was on the ground, and "began to give commands to the dogs to attack and bite" him. The police document says neighbors eventually separated everyone involved, but Casanova fled before officers arrived at the scene. The affidavit says that Lopez identified Casanova to police and that Monzon later identified Casanova via a photo line-up. Monzon also provided a sworn statement on video, which is when he said Casanova told him he could not pass because he is a Republican and threatened to have his dogs attack him. Monzon said in the statement that he tried to walk around Casanova and Lopez but that Casanova then told him he was not allowed to walk around the neighborhood and threatened to shoot him if he continued. Monzon then said he was on public property. Rubio's tweet also said that the alleged attackers said Republicans were not allowed in their neighborhood. Initially, police said they had not determined if the attack was politically motivated, and Lopez's arrest affidavit did not mention any remarks about political parties. Guys, I don’t really have much in sports for you today… maybe who do you guys have in the world series this year? The Astros are coming into the series with a perfect 7-0 record in the post season, so they’ve looked pretty good… I don’t know! Y’all should check in with our resident baseball expert Mark Dewey. Go check his show out, In The Bullpen to go get your baseball fix! But I’ll be covering the series as it unfolds. The first game is this Friday, so stay tuned.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Thursday, October 26th, 2022. Boniface Woodworking LLC: Boniface Woodworking exists for those who enjoy shopping with integrity; who want to buy handmade wooden furniture, gifts, and heirloom items that will last for generations. From dining tables and church pulpits to cigar humidors and everything in between; quality pieces that you can give your children’s children, tie them to their roots, and transcend the basic function of whatever they are! So, start voting with your dollars, and stop buying cheap crap from people who hate you! Visit www.bonifacewoodworking.com to see our gallery, learn our story, and submit your order for heirloom quality wood items. https://thepostmillennial.com/hundreds-of-employees-leave-twitter-for-jobs-with-meta-google-as-musk-deal-approaches?utm_campaign=64487 Hundreds of employees leave Twitter for jobs with Meta, Google as Musk deal approaches Twitter employees are leaving at rates not seen before as a result of Tesla and Space X CEO Elon Musk's takeover, Business Insider reports. Several hundred employees have left the media giant in 2022, with 530 leaving in the last three months. Many have left to competitors such as Meta and Google, the outlet reports This may not be bad news for Musk, however, as the multibillionaire reportedly has intentions of cutting staff by up to 75 percent, according to a report. Musk is set to close the deal on Friday. Musk offered to buy Twitter in April but then sought to end the acquisition a few months later, which resulted in a legal battle between him and the company. Earlier this month, Musk announced he would go through with the original offer. The Delaware Court of Chancery has given Musk until Oct. 28 to close the deal, otherwise, the matter will go to trial in November. According to Fox News, on Tesla’s earnings call last week, Musk said he was "excited about the Twitter situation." https://www.reuters.com/markets/us/us-mortgage-interest-rates-jump-716-highest-since-2001-2022-10-26/ U.S. mortgage interest rates jump to 7.16%, highest since 2001 The average interest rate on the most popular U.S. home loan rose to its highest level since 2001 as tightening financial conditions weigh on the housing sector, data from the Mortgage Bankers Association (MBA) showed on Wednesday. The average contract rate on a 30-year fixed-rate mortgage rose by 22 basis points to 7.16% for the week ended Oct. 21 while the MBA's Market Composite Index, a measure of mortgage loan application volume, fell 1.7% from a week earlier. Mortgage application activity is at its slowest pace since 1997. Mortgage rates have more than doubled since the beginning of the year, as the Federal Reserve pursues an aggressive path of interest rate hikes to rein in stubbornly high inflation. The central bank is expected to raise rates by 75 basis points for a fourth straight time at the conclusion of its next policy meeting on Nov. 1-2. Those actions, designed to cool the economy sufficiently to curb price pressures, have weighed heavily on the interest-rate-sensitive housing sector as expectations for Fed tightening have led to a surge in Treasury yields. The yield on the 10-year note acts as a benchmark for mortgage rates. https://www.foxnews.com/politics/biden-warns-most-covid-related-deaths-this-year-result-people-not-being-updated-their-vaccines Biden warns most COVID-related deaths this year will be result of people not being updated on their vaccines President Biden on Tuesday warned the American people that nearly every COVID-related death this year will be because people have not received the updated vaccine. Biden also called on Congress to provide the billions of dollars the administration has requested to buy additional vaccines, tests and treatments. The president’s comments come ahead of the holiday season when the weather is colder and more people are spending time indoors and contagious viruses are more likely to spread. Biden pointed to new variants in the U.S. and a rise in hospitalizations in Europe and urged people to get the latest vaccine and the flu shot. A study from the Centers for Disease Control and Prevention (CDC) earlier this year found that more than 75% of COVID-19 deaths in fully vaccinated people had occurred among those with at least four comorbidities. Biden twice tested positive for COVID-19 in July, despite being fully vaccinated and twice boosted. His physician said the president’s rare "rebound" positivity followed treatment with PAXLOVID. Later in the press conference, Biden rolled up his sleeve and got his updated COVID-19 booster shot from a member of the White House medical unit. He had to delay getting his booster, in accordance with federal health guidance, because of his infection over the summer. More than 20 million people, including nearly 1 in 5 older adults, have gotten the updated COVID-19 booster, the White House said. The vaccine has been reformulated to target the BA.4 and BA.5 subvariants of omicron, the most dominant strains in the United States. https://thepostmillennial.com/breaking-darrell-brooks-found-guilty-of-intentional-homicide?utm_campaign=64487 Darrell Brooks found guilty of intentional homicide On Wednesday morning, the jury found Darrell Brooks guilty of six counts of intentional homicide, 61 counts of reckless endangerment, six counts of hit and run, two counts of bail jumping, and one count of battery in connection to the Waukesha Christmas parade last year, where Brooks drove his SUV through the crowd. Brooks was found guilty of all charges. A hearing regarding sentencing will begin on Monday. While waiting for the jury to be brought out, Brooks once again stated that he "does not consent" to be called his legal name, and brought up "subject matter jurisdiction," stating that it has not been addressed. Brooks continued on to list of a number of requests, which Dorow acknowledged, but denied. Amidst the nearly month-long trial, Brooks has argued with Dorow on a multitude of points, causing interruptions which in many cases resulted in Brooks being moved to a neighboring courtroom to listen in. On November 21, 2021, Brooks drove through the Waukesha Christmas parade, killing six people, including members of the Dancing Grannies group which were marching in the parade, as well as children. More than 60 people were injured in the incident. Brooks was soon after identified as the suspect in the parade attack, after police discovered the red Ford Explorer seen plowing into the parade parked not far from the scene of the crime with damage to the front end of the vehicle. In addition to the Reddit post, Brooks has attempted to have the charges against him thrown out because of a reported recall on his model year of vehicle regarding the throttle body. Brooks said that a class action lawsuit has been filed alleging that the vehicle can speed up without warning due to a malfunction. Brooks brought up this point during the last days of his trial, with Dorow dismissing Brook’s requests, stating, "I've made my decision. I expect that you respect the decision at least as we are not going to debate it further." Brooks has also attempted to state that he is a "sovereign citizen," therefore not subject to the jurisdiction of the government. Dorow called Brooks’ declaration of being a sovereign citizen an "obstructionist tactic." So again, Brooks was found guilty of all charges. A hearing regarding sentencing will begin on Monday. Redballoon Not so long ago, the American dream was alive and well. Employees who worked hard were rewarded, and employers looked for people who could do the job, not for people who had the right political views. RedBalloon.work is a job site designed to get us back to what made American businesses successful: free speech, hard work, and having fun. If you are a free speech employer who wants to hire employees who focus on their work and not identity politics, then post a job on RedBalloon. If you are an employee who is being censored at work or is being forced to comply with the current zeitgeist, post your resume on RedBalloon and look for a new job. redballoon.work, the job site where free speech is still alive! www.redballoon.work https://www.foxnews.com/politics/rubio-canvasser-attack-2nd-suspect-arrested-police-say-he-confronted-victim-being-republican Rubio canvasser attack: 2nd suspect arrested, police say he confronted victim for being Republican Police in Hialeah, Florida, have arrested a second suspect for an alleged assault on a canvasser for Sen. Marco Rubio, R-Fla., that took place Sunday night. According to an arrest affidavit obtained by Fox News Digital, Jonathan Alexander Casanova joined Javier Lopez in attacking the canvasser. The document also noted that the canvasser told police that Casanova told him he could not pass through the area because he was a Republican. "After tirelessly working to bring justice to the victim, Hialeah Police Detectives have arrested and charged Jonathan Alexander Casanova for the attack which occurred on Sunday, October 23, 2022," Sgt. Jose Torres said in a statement to Fox News Digital. The arrest affidavit says that the victim – who has since been identified by local media as Chris Monzon – was walking in the neighborhood handing out fliers for Rubio and Gov. Ron DeSantis when Casanova and Lopez were blocking the sidewalk. Following an argument, the affidavit says, Lopez "rushed the victim and threw him on the ground," and then Casanova "began to kick the victim on the head as he was on the ground." While Casanova kicked him, Lopez punched Monzon in the head, police said. The affidavit says a witness then pulled Casanova off of Monzon, and then Casanova released two German shepherds from his car and walked with them over to Monzon, who was on the ground, and "began to give commands to the dogs to attack and bite" him. The police document says neighbors eventually separated everyone involved, but Casanova fled before officers arrived at the scene. The affidavit says that Lopez identified Casanova to police and that Monzon later identified Casanova via a photo line-up. Monzon also provided a sworn statement on video, which is when he said Casanova told him he could not pass because he is a Republican and threatened to have his dogs attack him. Monzon said in the statement that he tried to walk around Casanova and Lopez but that Casanova then told him he was not allowed to walk around the neighborhood and threatened to shoot him if he continued. Monzon then said he was on public property. Rubio's tweet also said that the alleged attackers said Republicans were not allowed in their neighborhood. Initially, police said they had not determined if the attack was politically motivated, and Lopez's arrest affidavit did not mention any remarks about political parties. Guys, I don’t really have much in sports for you today… maybe who do you guys have in the world series this year? The Astros are coming into the series with a perfect 7-0 record in the post season, so they’ve looked pretty good… I don’t know! Y’all should check in with our resident baseball expert Mark Dewey. Go check his show out, In The Bullpen to go get your baseball fix! But I’ll be covering the series as it unfolds. The first game is this Friday, so stay tuned.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Thursday, October 26th, 2022. Boniface Woodworking LLC: Boniface Woodworking exists for those who enjoy shopping with integrity; who want to buy handmade wooden furniture, gifts, and heirloom items that will last for generations. From dining tables and church pulpits to cigar humidors and everything in between; quality pieces that you can give your children’s children, tie them to their roots, and transcend the basic function of whatever they are! So, start voting with your dollars, and stop buying cheap crap from people who hate you! Visit www.bonifacewoodworking.com to see our gallery, learn our story, and submit your order for heirloom quality wood items. https://thepostmillennial.com/hundreds-of-employees-leave-twitter-for-jobs-with-meta-google-as-musk-deal-approaches?utm_campaign=64487 Hundreds of employees leave Twitter for jobs with Meta, Google as Musk deal approaches Twitter employees are leaving at rates not seen before as a result of Tesla and Space X CEO Elon Musk's takeover, Business Insider reports. Several hundred employees have left the media giant in 2022, with 530 leaving in the last three months. Many have left to competitors such as Meta and Google, the outlet reports This may not be bad news for Musk, however, as the multibillionaire reportedly has intentions of cutting staff by up to 75 percent, according to a report. Musk is set to close the deal on Friday. Musk offered to buy Twitter in April but then sought to end the acquisition a few months later, which resulted in a legal battle between him and the company. Earlier this month, Musk announced he would go through with the original offer. The Delaware Court of Chancery has given Musk until Oct. 28 to close the deal, otherwise, the matter will go to trial in November. According to Fox News, on Tesla’s earnings call last week, Musk said he was "excited about the Twitter situation." https://www.reuters.com/markets/us/us-mortgage-interest-rates-jump-716-highest-since-2001-2022-10-26/ U.S. mortgage interest rates jump to 7.16%, highest since 2001 The average interest rate on the most popular U.S. home loan rose to its highest level since 2001 as tightening financial conditions weigh on the housing sector, data from the Mortgage Bankers Association (MBA) showed on Wednesday. The average contract rate on a 30-year fixed-rate mortgage rose by 22 basis points to 7.16% for the week ended Oct. 21 while the MBA's Market Composite Index, a measure of mortgage loan application volume, fell 1.7% from a week earlier. Mortgage application activity is at its slowest pace since 1997. Mortgage rates have more than doubled since the beginning of the year, as the Federal Reserve pursues an aggressive path of interest rate hikes to rein in stubbornly high inflation. The central bank is expected to raise rates by 75 basis points for a fourth straight time at the conclusion of its next policy meeting on Nov. 1-2. Those actions, designed to cool the economy sufficiently to curb price pressures, have weighed heavily on the interest-rate-sensitive housing sector as expectations for Fed tightening have led to a surge in Treasury yields. The yield on the 10-year note acts as a benchmark for mortgage rates. https://www.foxnews.com/politics/biden-warns-most-covid-related-deaths-this-year-result-people-not-being-updated-their-vaccines Biden warns most COVID-related deaths this year will be result of people not being updated on their vaccines President Biden on Tuesday warned the American people that nearly every COVID-related death this year will be because people have not received the updated vaccine. Biden also called on Congress to provide the billions of dollars the administration has requested to buy additional vaccines, tests and treatments. The president’s comments come ahead of the holiday season when the weather is colder and more people are spending time indoors and contagious viruses are more likely to spread. Biden pointed to new variants in the U.S. and a rise in hospitalizations in Europe and urged people to get the latest vaccine and the flu shot. A study from the Centers for Disease Control and Prevention (CDC) earlier this year found that more than 75% of COVID-19 deaths in fully vaccinated people had occurred among those with at least four comorbidities. Biden twice tested positive for COVID-19 in July, despite being fully vaccinated and twice boosted. His physician said the president’s rare "rebound" positivity followed treatment with PAXLOVID. Later in the press conference, Biden rolled up his sleeve and got his updated COVID-19 booster shot from a member of the White House medical unit. He had to delay getting his booster, in accordance with federal health guidance, because of his infection over the summer. More than 20 million people, including nearly 1 in 5 older adults, have gotten the updated COVID-19 booster, the White House said. The vaccine has been reformulated to target the BA.4 and BA.5 subvariants of omicron, the most dominant strains in the United States. https://thepostmillennial.com/breaking-darrell-brooks-found-guilty-of-intentional-homicide?utm_campaign=64487 Darrell Brooks found guilty of intentional homicide On Wednesday morning, the jury found Darrell Brooks guilty of six counts of intentional homicide, 61 counts of reckless endangerment, six counts of hit and run, two counts of bail jumping, and one count of battery in connection to the Waukesha Christmas parade last year, where Brooks drove his SUV through the crowd. Brooks was found guilty of all charges. A hearing regarding sentencing will begin on Monday. While waiting for the jury to be brought out, Brooks once again stated that he "does not consent" to be called his legal name, and brought up "subject matter jurisdiction," stating that it has not been addressed. Brooks continued on to list of a number of requests, which Dorow acknowledged, but denied. Amidst the nearly month-long trial, Brooks has argued with Dorow on a multitude of points, causing interruptions which in many cases resulted in Brooks being moved to a neighboring courtroom to listen in. On November 21, 2021, Brooks drove through the Waukesha Christmas parade, killing six people, including members of the Dancing Grannies group which were marching in the parade, as well as children. More than 60 people were injured in the incident. Brooks was soon after identified as the suspect in the parade attack, after police discovered the red Ford Explorer seen plowing into the parade parked not far from the scene of the crime with damage to the front end of the vehicle. In addition to the Reddit post, Brooks has attempted to have the charges against him thrown out because of a reported recall on his model year of vehicle regarding the throttle body. Brooks said that a class action lawsuit has been filed alleging that the vehicle can speed up without warning due to a malfunction. Brooks brought up this point during the last days of his trial, with Dorow dismissing Brook’s requests, stating, "I've made my decision. I expect that you respect the decision at least as we are not going to debate it further." Brooks has also attempted to state that he is a "sovereign citizen," therefore not subject to the jurisdiction of the government. Dorow called Brooks’ declaration of being a sovereign citizen an "obstructionist tactic." So again, Brooks was found guilty of all charges. A hearing regarding sentencing will begin on Monday. Redballoon Not so long ago, the American dream was alive and well. Employees who worked hard were rewarded, and employers looked for people who could do the job, not for people who had the right political views. RedBalloon.work is a job site designed to get us back to what made American businesses successful: free speech, hard work, and having fun. If you are a free speech employer who wants to hire employees who focus on their work and not identity politics, then post a job on RedBalloon. If you are an employee who is being censored at work or is being forced to comply with the current zeitgeist, post your resume on RedBalloon and look for a new job. redballoon.work, the job site where free speech is still alive! www.redballoon.work https://www.foxnews.com/politics/rubio-canvasser-attack-2nd-suspect-arrested-police-say-he-confronted-victim-being-republican Rubio canvasser attack: 2nd suspect arrested, police say he confronted victim for being Republican Police in Hialeah, Florida, have arrested a second suspect for an alleged assault on a canvasser for Sen. Marco Rubio, R-Fla., that took place Sunday night. According to an arrest affidavit obtained by Fox News Digital, Jonathan Alexander Casanova joined Javier Lopez in attacking the canvasser. The document also noted that the canvasser told police that Casanova told him he could not pass through the area because he was a Republican. "After tirelessly working to bring justice to the victim, Hialeah Police Detectives have arrested and charged Jonathan Alexander Casanova for the attack which occurred on Sunday, October 23, 2022," Sgt. Jose Torres said in a statement to Fox News Digital. The arrest affidavit says that the victim – who has since been identified by local media as Chris Monzon – was walking in the neighborhood handing out fliers for Rubio and Gov. Ron DeSantis when Casanova and Lopez were blocking the sidewalk. Following an argument, the affidavit says, Lopez "rushed the victim and threw him on the ground," and then Casanova "began to kick the victim on the head as he was on the ground." While Casanova kicked him, Lopez punched Monzon in the head, police said. The affidavit says a witness then pulled Casanova off of Monzon, and then Casanova released two German shepherds from his car and walked with them over to Monzon, who was on the ground, and "began to give commands to the dogs to attack and bite" him. The police document says neighbors eventually separated everyone involved, but Casanova fled before officers arrived at the scene. The affidavit says that Lopez identified Casanova to police and that Monzon later identified Casanova via a photo line-up. Monzon also provided a sworn statement on video, which is when he said Casanova told him he could not pass because he is a Republican and threatened to have his dogs attack him. Monzon said in the statement that he tried to walk around Casanova and Lopez but that Casanova then told him he was not allowed to walk around the neighborhood and threatened to shoot him if he continued. Monzon then said he was on public property. Rubio's tweet also said that the alleged attackers said Republicans were not allowed in their neighborhood. Initially, police said they had not determined if the attack was politically motivated, and Lopez's arrest affidavit did not mention any remarks about political parties. Guys, I don’t really have much in sports for you today… maybe who do you guys have in the world series this year? The Astros are coming into the series with a perfect 7-0 record in the post season, so they’ve looked pretty good… I don’t know! Y’all should check in with our resident baseball expert Mark Dewey. Go check his show out, In The Bullpen to go get your baseball fix! But I’ll be covering the series as it unfolds. The first game is this Friday, so stay tuned.

Jack Cohen has 41 years of experience as a leader, manager, originator and administrator across a diverse portfolio of career initiatives, though mostly in commercial real estate. Mr. Cohen is a non-executive Vice-Chairman at 3650 REIT, and a board member at: CRESimple, Hillcrest, Brokers & Engineers, Ascot, Forum Real Estate Group, and Academic Approach. Mr. Cohen began his career with Cohen Financial in 1981 as a loan originator before taking the lead of the firm as CEO, a title he held for twenty-five years. Mr. Cohen recapitalized the firm six times between 1998 and 2013.   Mr. Cohen has held several Professional Affiliations, including Association President of Chartered Realty Investor and Commercial Real Estate Finance Council (“CREFC”), Commercial Real Estate Finance/Multifamily Board of Governors (“COMBOG”) and has sat on the big board at Mortgage Bankers Association (“MBA”). Mr. Cohen holds several honors and awards including the CREFC Founder's Award and the Mortgage Banker's Association COMBOG Award. Mr. Cohen, personally, is a pilot, and maintains an Airline Transport Pilot License and a Single Pilot Type Rating for a very Light Jet. Mr. Cohen is also a second-degree black belt in Tomiki styled Aikido, a NAUI certified Scuba Diver, an active Crossfitter, as well as a rock climber.   What's discussed in this episode... 1:30 - Jack's 41 years in the business  8:00 - 3 Things you need to do to succeed 9:15 - The mistakes Jack has made 16:00 - What changed the way Jack looks at deals 20:00 - How Jack manages his times     This podcast is brought to you by ProDeal, the data room for deal teams. We work with some of the largest and best lenders, sponsors and law firms who use our platform to organize and track due diligence.      Check out ProDeal: www.prodeal360.com

In our SPECIAL EPISODE this week we have David H Stevens, CMB, CEO - Mountain Lake Consulting, Inc. here to discuss the ICE/Black Knight Merger, and how it will affect everyone concerned.Want to know more about David H Stevens?David H. Stevens CMB, (Dave) is the CEO of Mountain Lake Consulting, Inc. Dave is a 38-year veteran of the Mortgage Banking industry.Dave previously served as the President and CEO of Mortgage Bankers Association (MBA) and prior to this role, Dave served as the US Assistant Secretary of Housing and Federal Housing Commissioner at HUD (US Department of Housing and Urban Development). Dave has served a variety of key industry leadership roles prior to his work in Washington including as President and Chief Operating Officer of the Long & Foster Real Estate Companies, Inc., Executive Vice President of Wholesale Lending at Wells Fargo Home Mortgage, and Senior Vice President in charge of Single-Family Lending at Freddie Mac, and Group Senior Vice President at World Savings Bank. Dave currently sits on the Board of real estate investment trust Dynex, Inc.Dave works on advisory projects in real estate finance and provides technical and strategic consultation to financial institutions and intermediariesIn 2018 David was named Mortgage Professional Of The Year by National Mortgage Professional Magazine, has been named one of Bloomberg's 50 most powerful people in real estate, and Inman's 100 top most influential leaders. He received the Founders Award from NAHREP in 2013. David is often cited in the media having appeared on CNBC, PBS, and Bloomberg TV and quoted in major media. He has testified before the US Senate and House of Representatives multiple times and continues to influence policymakers in Washington.Dave received his CMB (Certified Mortgage Banker) designation in 2015 and holds a BA in Political Science from the University of Colorado at Boulder.Opinion: The risk of ICE, Black Knight deal is in the dataLYKKEN ON LEADERSHIP PODCAST-David Stevens, CEO of MBA

Jamie Woodwell is Vice President in the Research and Economics group at the Mortgage Bankers Association (MBA), where he oversees MBA's research and related activities covering the commercial and multifamily real estate markets.Jamie and his work are regularly cited in the media, on Capitol Hill and in regulatory settings. He is a regular speaker at industry and corporate events; has appeared on CNBC, Bloomberg and in other popular and trade press; and testified before the Congressional Oversight Panel for TARP. Jamie initiated many of MBA's research activities, and created MBA's Peer Business Roundtables and the CREF Careers program.Enjoy this conversation with Jamie and please check the show notes for a link to the full report Q3 Report from MBA.About The Mortgage Bankers Association (MBA) The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry, an industry that employs more than 280,000 people in virtually every community in the country. Headquartered in Washington, D.C., the association works to ensure the continued strength of the nation's residential and commercial real estate markets; to expand homeownership and extend access to affordable housing to all Americans.LinksQ3 Report, click hereStay up to date on the latest research out of MBA, click hereLearn more about CREF Research, click hereLearn more about The Mortgage Bankers Association (MBA), click here

Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John to talk about a new report that says the US entered a recession in Sep 2021, a new survey that shows that the top 10% of wealthiest Americans own 89% of all stocks, and the Mortgage Bankers Association (MBA) saying the average rate on […]

In this episode, we welcome back special guest, Mike Flood, Senior Vice President of Commercial/Multifamily Policy and Member Engagement at the Mortgage Bankers Association to give us a round-up of the latest regulations and how they currently are impacting (and potentially will impact) commercial real estate. We discuss taxes, infrastructure, and the debt ceiling, and then dive into the multifamily sector, banking areas to watch, and insurance lending and ESG. Tune in now. Episode Notes: Taxes, infrastructure, and the debt ceiling (0:45) Spending Bill: impact on CRE (6:45) Multifamily sector (15:01) Revision of GSE conservatorship capital framework (20:54) HUD and FFB: Affordable housing (27:03) Banking areas to watch (30:41) Climate-related issues for insurers (34:45) ESG lending (38:31) Questions or comments? Contact us at podcast@trepp.com. Follow Trepp: Twitter: www.twitter.com/TreppWire LinkedIn: www.linkedin.com/company/trepp-llc Facebook: www.facebook.com/TreppLLC

Taylor Stork is the Chief Operating Officer for Developer's Mortgage Company. A seasoned business executive and Certified Mortgage Banker (CMB), Taylor has over 20 years of experience in the industry and is passionate about enabling home ownership. Taylor is an active member of the Mortgage Bankers Association (MBA) and Community Home Lenders Association (CHLA) and serves as an Advisory Council member for the Lenders One Mortgage Cooperative as well as a Board member for the Mortgage Bankers Association of New Jersey. Prior to his role with Developer's, Taylor acted in senior leadership roles at major national and regional mortgage lenders organizations including MCS Mortgage Bankers, Inc., Continental Bank, Bank of America and American Home Mortgage. In his free time, you can find Taylor on a tractor on his farm amongst his horses and cows. He holds a BS in Finance from San Diego State University.   In this episode Steve and Taylor discuss:The mindset that every sales-person need to become successful in sales Why people speak more than listening - what's the better way of selling“Doing business with your eyes closed” Giving people the opportunity to help, and giving value to what you can learn from others  Key Takeaways: Speak less and listen more.Nobody wants to hear what you have to say about your product or company. What people want to know is that you are listening to them and that you are ready to fulfill their needs. Figure out what's important, what problem can you solve, and how you can solve it for your client. Turn away from the easy. Fight against the feeling of giving up and the very normal tendency to blame others or your circumstance.  “I don't have to accomplish everything if I can accomplish a couple of important things… by trying to accomplish everything myself, I rob others of the opportunity to help.” - Taylor Stork  Connect with Taylor Stork:Twitter: https://twitter.com/rtaylorstorkWebsite:  www.developersmortgage.com   LinkedIn: https://www.linkedin.com/in/taylorstork/  Connect with Steve and Jason:LinkedIn: Jason or SteveWebsite: Rewire, Inc.: Transformed Thinking Email: grow@rewireinc.com  Show notes by Podcastologist: Justine TallaAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Hi everybody, looks like we've got a really interesting podcast planned for Monday with…Douglas G. Duncan,  Fannie Mae's SVP and Chief Economist & Jay Brinkmann retired Chief Economist and SVP of Research and Education at the Mortgage Bankers Association (MBA).     Hi everybody, looks like we've got a really interesting podcast planned for Monday with…Douglas G. Duncan,  Fannie Mae's SVP and Chief Economist & Jay Brinkmann retired Chief Economist and SVP of Research and Education at the Mortgage Bankers Association (MBA).    

Hi everybody, looks like we've got a really interesting podcast planned for Monday with…Douglas G. Duncan,  Fannie Mae’s SVP and Chief Economist & Jay Brinkmann retired Chief Economist and SVP of Research and Education at the Mortgage Bankers Association (MBA).    

Have Fannie Mae and Freddie Mac adjusted the loan limits because they are adapting to the market? Jason Hartman speaks on the change in loan limits and the changes in purchase volume. As well, here’s a quick update on the US jobs market broken down.  Charles Goodhart and Manoj Pradhan return for part two in discussing interest rates with Japan as the main subject. Also, they discuss the nationalization of countries across the globe due to the necessity of self-reliance. Finally, Charles Goodhart shares Goodhart’s Law. Books: The Great Demographic Reversal: Ageing Societies, Waning Inequality, and an Inflation Revival Black Friday Deal: pandemicinvesting.com/blackfriday Key Takeaways: [1:45] Most counties will see a 7.5% increase in the loan limit.  [4:45] The Mortgage Bankers Association (MBA) offered a prediction, along with their revised estimates, what will happen in terms of purchase volume. [7:35] Will next year be a time when it’s harder to get a good rent-to-value ratio? [10:00] People in the mortgage business are making money!  [12:00] How’s the US job market doing? Charles Goodhart and Manoj Pradhan [17:45] The way Japan has been treated has been symptomatic of many of the analysis problems that we see in the global economy.  [20:45] Manoj comments on what allowed Japan’s debt to get so high. [22:25] One result of the pandemic was that every country becomes more national and self-reliant.  [24:45] Are we moving into an era of stagflation? [25:15] What kind of inflation is coming? US or Global? And how much? [30:00] Goodhart’s Law Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Are all lenders ready for the LIBOR transition, regardless of size? In this episode, Dechert and Mike Flood of the Mortgage Bankers Association (MBA) discuss whether the transition is likely to be smooth sailing or chaos, when we may see the first conventional lending based on SOFR, and what the MBA is doing to help the market adjust. Original episode date: September 17, 2020 

David Stevens believes in a better and diverse America, a country where the economic gap is less wide and both the majority and the minority have safe affordable places to call home. The only way to do that is to close the diversity gap in housing. He believes in the creation of inclusive policies that give access to each group. David knows what he’s talking about. David Stevens is President and CEO, Emeritus, of the Mortgage Bankers Association (MBA). www.TrailBlazersImpact.com

In this episode, Eric Schleien sits down with Ann Hambly, the Founder/CEO of 1st Service Solutions. I'm a huge fan of Ann, as she transformed the CMBS industry and has also been impacted by the Tribal Leadership technology which I've shared about many times here, here, and here. As one of the managers of Brookfield Asset Management shared with me, "Transforming Culture is the last bastion of alpha due to the low competitive nature of the endeavor." To watch this episode on YouTube, see below or click here. Ann has been involved in literally every aspect of the CMBS industry throughout her 35+ year career. She created from scratch and ran many large servicing shops before creating 1st Service Solutions in 2005. She has been an intentionally integral part in shaping the CMBS industry since its inception. Ann founded 1st Service Solutions in 2005 to address what she saw to be a gaping hole in CMBS.  Unlike ‘on book' commercial real estate loans, there is no ‘banker' for the borrower to speak to after securitization.  In creating what was to become the first borrower advocacy space in commercial real estate, Ann has grown 1st Service Solutions into what is now known as the preeminent CMBS Borrower Advocate practice. The company has been featured on William Shatner's ‘Moving America Forward' show as a company changing the business landscape in America. Ann has been and continues to be highly involved in industry leadership as a featured keynote speaker at conferences across the country speaking on CMBS structure, CMBS workouts, assumptions, and hot topics in the general CRE industry. With the release of her book, ‘CMBS 911,' Ann once again set out to meet an unmet need: explaining, in simplistic and straightforward terms, the roles, responsibilities, and motives of every individual or entity involved in the CMBS process. “The whole process can be overwhelming and confusing for the borrower and there's always a lot on the line,” she explains. The book has gone on to become an industry bestseller and is being adopted into the Purdue College of Business Real Estate curriculum as well as other colleges and universities. In addition to her own book, Ann's expertise has been featured in ‘True Leaders: How Exceptional CEOs and Presidents Make a Difference by Building,' ‘Trends in Commercial-Mortgage Backed Securities,' and ‘The Law of Distressed Real Estate.' Ann is also a prolific contributor to many, many real-estate and business-related publications having published 50+ articles, commentaries, and columns in such publications as the Commercial Real Estate Show, the Commercial Observer, Scotsman Guide, GlobeSt.com, Mortgage Bankers Magazine, National Real Estate Investor, Real Estate Business, Real Estate Forum, and Reuters among others. Jurists frequently request Ann's involvement in high-profile cases regarding commercial real estate because of her vast and varied experience. She has been called upon to provide expert reports, depositions, testimonies, and professional consulting services on many high profile cases. Ann is a member of the Board of Directors of the Counselors of Real Estate (CRE) and has been an active member of C12, a Christian CEO group, for the past several years. In addition, she has previously served on or as the chairman of the Board of Directors for the Mortgage Bankers Association (MBA), the Commercial Mortgage Securitization Association (CMSA), the Multifamily Housing Institute, and the Real Estate Capital Recovery Association (RECRA). Throughout her lengthy career, Ann has received many, many professional awards and citations. Among them are the induction in the Commercial Real Estate's Hall of Fame, numerous times designation as a ‘Legend and Woman of Influence in Commercial Real Estate' by Real Estate Forum, named a ‘Top 10 Most Distinguished Women in Real Estate' by the Mortgage Bankers Association, selected as a member of the prestigious Real Estate Roundtable, and named as one of six ‘Most Influential Women in Commercial Real Estate' by National Real Estate Investor to name a few. Ann lives in the Dallas/Ft. Worth Metroplex and enjoys time spent with her family, especially her six grandkids.   HELP OUT THE PODCAST If you like The Intelligent Investing Podcast, please consider leaving a rating and review on Apple Podcasts. It takes less than 30 seconds to do and makes a huge difference! You can also join the Facebook page!       You can subscribe to the podcast on the following platforms: Apple Podcasts Stitcher TuneIn Spotify Podbean iHeart Radio YouTube   Contact Eric Schleien Facebook  |  LinkedIn  | Twitter  | YouTube | GSCM | Instagram Email: IntelligentInvesting@gmail.com   Contact Ann Hambly 1st Service Solutions | Email: ahambly@1stsss.com

Jamie Woodwell is Vice President in the Research and Economics group at the Mortgage Bankers Association (MBA), where he oversees MBA's research and related activities covering the commercial and multifamily real estate markets. Jamie and his work are regularly cited in the media, on Capitol Hill and in regulatory settings. He is a regular speaker at industry and corporate events; has appeared on CNBC, Bloomberg and in other popular and trade press; and testified before the Congressional Oversight Panel for TARP. Jamie initiated many of MBA's research activities, and created MBA's Peer Business Roundtables and the CREF Careers program.LinksStay up to date on the latest research out of MBA at: https://www.mba.org/crefresearchLearn more about MBA at: https://www.mba.org/

We welcome Brian Stoffers, Global President of Debt and Structured Finance at CBRE and 2020 Chairman of the Mortgage Bankers Association (MBA). In a wide-ranging conversation, Mr. Stoffers discusses trends he’s seeing in the CRE lending space, property type performance, the impact of “forbearageddon,” and how the COVID-19 crisis will change commercial real estate in the long-term. Episode Notes: Outlook for the recovery (1:45) Any notable valuation trends since the onset of COVID? (3:59) What we’re seeing on the lending side (6:20) A new normal in market share? (8:18) Fannie and Freddie reserve requirements (10:30) How has the office underwriting process changed? (12:35) Differences in geographic performance? (15:33) Impact of “forbearageddon” to investors (18:07) Office “hub and spoke“ model (21:53) Future of business travel (or lack thereof) (25:25) The lending slow-down (29:48) What does the deal pipeline look like? (35:50) Investor appetite for ESG reporting (38:49)

Listen as Todd Duncan Interviews Industry Leader, David Stevens on today’s episode of the podcast. As former President and CEO of the Mortgage Bankers Association (MBA), Dave brings a unique and insightful perspective to this important discussion on marketplace updates and key elements of value as we move to the end of 2020 and into 2021. --- Sign up for a complimentary High Trust Coaching consultation: http://hightrustcoaching.com/ Learn more about Todd's brand new resource, CONNECT!: https://hightrust.com/connect Join the High Trust TODAY Facebook Group: https://www.facebook.com/groups/hightrusttoday/ Attend Todd Duncan Events: http://hightrust.com/about-us/live-events/ Sign up for Todd's Newsletter: http://toddduncan.com/subscribe --- Connect with Todd on Social Media Facebook - https://www.facebook.com/ToddDuncanOfficial/ Twitter - http://twitter.com/toddstweets Instagram - http://instagram.com/toddduncanofficial Linkedin - https://www.linkedin.com/in/toddduncanoffical

In difficult economic times, the companies that succeed are often the ones that have developed great relationships and partners. As the saying goes, “If you want to travel fast, go alone. If you want to travel far, go together with others.” With all that's going on in the mortgage industry as we move through the pandemic and see the changes that have been implemented, we're excited to bring on the podcast Justin Demola to gain his perspective for what's taking shape with so many lenders in this new economic environment! Justin Demola is Vice President of Sales at Lenders One Mortgage Cooperative, and he will be our guest in the Hot Topic segment! Justin leads the overall sales and marketing efforts of the co-op and oversees the National Programs platform of providers. Focused on delivering unique value to members through new benefits, innovative solutions and opportunities to connect, Justin brings 27 years of experience in mortgage, consulting and business development to this role. Most recently, Justin served as COO of MLB Residential Lending, LLC, a member of Lenders One, and prior to that, he was President of The Hills Mortgage and Finance Company, LLC. Justin is a licensed Mortgage Loan Originator and Certified Mortgage Banker (CMB). In addition to his role at Lenders One, Justin serves as resident CMB instructor for the Mortgage Bankers Association (MBA)'s CMB Final Prep Course, sharing his insight and support with current students. Topics covered in this Episode: 1. How are your members fairing during these uncertain times? 2. How is Lenders One helping its members during these times? 3. Anything new on the horizon at Lenders One? Read more... In difficult economic times, the companies that succeed are often the ones that have developed great relationships and partners. As the saying goes, “If you want to travel fast, go alone. If you want to travel far, go together with others.” With all that's going on in the mortgage industry as we move through the pandemic and see the changes that have been implemented, we're excited to bring on the podcast Justin Demola to gain his perspective for what's taking shape with so many lenders in this new economic environment! Justin Demola is Vice President of Sales at Lenders One Mortgage Cooperative, and he will be our guest in the Hot Topic segment! Justin leads the overall sales and marketing efforts of the co-op and oversees the National Programs platform of providers. Focused on delivering unique value to members through new benefits, innovative solutions and opportunities to connect, Justin brings 27 years of experience in mortgage, consulting and business development to this role. Most recently, Justin served as COO of MLB Residential Lending, LLC, a member of Lenders One, and prior to that, he was President of The Hills Mortgage and Finance Company, LLC. Justin is a licensed Mortgage Loan Originator and Certified Mortgage Banker (CMB). In addition to his role at Lenders One, Justin serves as resident CMB instructor for the Mortgage Bankers Association (MBA)'s CMB Final Prep Course, sharing his insight and support with current students. Topics covered in this Episode: 1. How are your members fairing during these uncertain times? 2. How is Lenders One helping its members during these times? 3. Anything new on the horizon at Lenders One? Read more...

In difficult economic times, the companies that succeed are often the ones that have developed great relationships and partners. As the saying goes, “If you want to travel fast, go alone. If you want to travel far, go together with others.” With all that’s going on in the mortgage industry as we move through the pandemic and see the changes that have been implemented, we’re excited to bring on the podcast Justin Demola to gain his perspective for what’s taking shape with so many lenders in this new economic environment! Justin Demola is Vice President of Sales at Lenders One Mortgage Cooperative, and he will be our guest in the Hot Topic segment! Justin leads the overall sales and marketing efforts of the co-op and oversees the National Programs platform of providers. Focused on delivering unique value to members through new benefits, innovative solutions and opportunities to connect, Justin brings 27 years of experience in mortgage, consulting and business development to this role. Most recently, Justin served as COO of MLB Residential Lending, LLC, a member of Lenders One, and prior to that, he was President of The Hills Mortgage and Finance Company, LLC. Justin is a licensed Mortgage Loan Originator and Certified Mortgage Banker (CMB). In addition to his role at Lenders One, Justin serves as resident CMB instructor for the Mortgage Bankers Association (MBA)’s CMB Final Prep Course, sharing his insight and support with current students. Topics covered in this Episode: 1. How are your members fairing during these uncertain times? 2. How is Lenders One helping its members during these times? 3. Anything new on the horizon at Lenders One? Read more...

“I think this is going to be one of the first industries to recover.” – David Stevens In the present climate, there’s a lot of misinformation and uncertainty in the marketplace. In this episode, Brian interviews David Stevens, Chief Executive Officer at Mountain Lake Consulting, Inc., and former CEO and President of the Mortgage Bankers Association (MBA), to get clarity on current economic issues. Topics discussed include the tightening of minimum requirements for mortgage qualification, when banks and other financial institutions will begin to readjust their credit parameters back and advice for both buyers and sellers in today’s market.   READ FULL EPISODE TRANSCRIPT   YOU WILL LEARN: Why this crisis is so different than the last recession. Why the real estate industry will recover quickly. Why Millennials are at the core of a rebound.   MENTIONED IN THIS EPISODE: Episode 203, A Home for the Brave – an Interview with Dr. Ben Carson and Brian D. Montgomery Episode 211, Take This to the Bank – an Interview with Michael DeVito The 5 Circle Fit Challenge   INSPIRATIONAL QUOTES FROM THIS EPISODE: “Governors across the country are going to start having us go back to work sometime in June at the latest, May in some states. And all this downward trend is going to stop in its tracks. We're going to see an immediate pop back. It won't be back to where it was. But we're going to see immediate pop back.” – David Stevens “This nation, we have great demographics for housing. We're going to have record low interest rates when we come out of this.” – David Stevens “If there are any house price downturns during this period, it's going to be very minor. And that's because the US didn't have the inventory.” – David Stevens “I think both listing and purchase buyers are going to see some sort of immediate response because pent-up demand is occurring, and the only overlay that will cause resistance there will be the unemployment factor.” – David Stevens “The bottom line is, all economics is supply and demand. And we still have a limited supply and high demand.” – Brian Buffini “Homeownership is a wealth creator for this country and for Americans.” – David Stevens “Worry the most when things are best.” – David Stevens “I'm just looking at what economists are giving me. And I think, you know, we're going to have a great housing market ahead.” – David Stevens   https://www.TheBrianBuffiniShow.com http://www.brianbuffini.com Instagram: https://www.instagram.com/brian_buffini Facebook: https://www.facebook.com/brianbuffini Twitter: https://twitter.com/brianbuffini Theme Music:  “The Cliffs of Moher” by Brogue Wave

Jamie Woodwell is Vice President in the Research and Economics group at the Mortgage Bankers Association (MBA), where he oversees MBA's research and related activities covering the commercial and multifamily real estate markets. Jamie and his work are regularly cited in the media, on Capitol Hill and in regulatory settings. He is a regular speaker at industry and corporate events; has appeared on CNBC, Bloomberg and in other popular and trade press; and testified before the Congressional Oversight Panel for TARP. Jamie initiated many of MBA's research activities, and created MBA's Peer Business Roundtables and the CREF Careers program.Jamie joined MBA in 2004 from Fannie Mae, where he was responsible for multifamily data initiatives. He has also served as senior director of business development at CapitalThinking in New York, research director at the WMF Group in Virginia, and research manager at the National League of Cities in Washington, D.C. Jamie is a member of the Urban Land Institute, the Counselors of Real Estate, the American Real Estate and Urban Economics Association and other professional and industry groups. Jamie received his bachelor's degree in economics and American studies from Brown University in Providence, Rhode Island. He earned his master's degree in urban and regional planning from the Graduate School of Public and International Affairs at the University of Pittsburgh.

2020 is here and how will mortgage rates react in this new decade?  Will home sales remain the same, slow down or accelerate in 2020?  Will home values continue to rise or will they slide in 2020?  It is not my narrative that one should consider but the narrative of the what the industries most trusted entities have to say (e.g. CoreLogic, Fannie Mae, Freddie Mac, National Association of Realtors {NAR}, Mortgage Bankers Association {MBA}). This episode of the Martini Mortgage Podcast was curated to share what the experts think is going to happen in 2020 as it relates to mortgage rates, home sales and Home values. Kevin Martini is not just the host of the Martini Mortgage Podcast…he is also the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage.  Kevin Martini provides the families he works with trusted advice with a frictionless loan process — if you have questions about what you hear on the Martini Mortgage Podcast or questions about the current home loan rate environment or the unique home loan programs offered by Kevin Martini and Logan Martini with the Martini Mortgage Group at Benchmark Mortgage than simply call: (919) 238-4934. For more information about buying a home check out the Winter 2020 Edition of: Things to Consider When Buying a Home by Kevin Martini and Logan Martini   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

This is an exciting episode of Lykken on Lending with our Hot Topic special guest, Marcia Davies, Chief Operating Officer for the Mortgage Bankers Association (MBA)! mPowering You, MBA's all-day Summit for Women in Real Estate Finance, is just around the corner, taking place this year on October 26th at the Austin Convention Center in Austin, Texas. Topics Covered in this Interview Key takeaways attendees will gain at the mPower event.Additional mPower events and opportunities for members.The strategic vision of the MBA going above and beyond to drive change and create new opportunities for industry professionals of all backgrounds… and more! Want to know more about Marcia Davies? Marcia Davies is Chief Operating Officer for the Mortgage Bankers Association (MBA).  As COO, Marcia is responsible for ensuring cross-organizational alignment and facilitating the implementation of strategic initiatives, as well as maintaining oversight of key organizational priorities.     Marcia is the founder of mPower – MBA Promoting Opportunities for Women to Extend their Reach... Read more... This is an exciting episode of Lykken on Lending with our Hot Topic special guest, Marcia Davies, Chief Operating Officer for the Mortgage Bankers Association (MBA)! mPowering You, MBA's all-day Summit for Women in Real Estate Finance, is just around the corner, taking place this year on October 26th at the Austin Convention Center in Austin, Texas. Topics Covered in this Interview Key takeaways attendees will gain at the mPower event.Additional mPower events and opportunities for members.The strategic vision of the MBA going above and beyond to drive change and create new opportunities for industry professionals of all backgrounds… and more! Want to know more about Marcia Davies? Marcia Davies is Chief Operating Officer for the Mortgage Bankers Association (MBA).  As COO, Marcia is responsible for ensuring cross-organizational alignment and facilitating the implementation of strategic initiatives, as well as maintaining oversight of key organizational priorities.     Marcia is the founder of mPower – MBA Promoting Opportunities for Women to Extend their Reach... Read more...

This is an exciting episode of Lykken on Lending with our Hot Topic special guest, Marcia Davies, Chief Operating Officer for the Mortgage Bankers Association (MBA)! mPowering You, MBA’s all-day Summit for Women in Real Estate Finance, is just around the corner, taking place this year on October 26th at the Austin Convention Center in Austin, Texas. Topics Covered in this Interview Key takeaways attendees will gain at the mPower event.Additional mPower events and opportunities for members.The strategic vision of the MBA going above and beyond to drive change and create new opportunities for industry professionals of all backgrounds… and more! Want to know more about Marcia Davies? Marcia Davies is Chief Operating Officer for the Mortgage Bankers Association (MBA).  As COO, Marcia is responsible for ensuring cross-organizational alignment and facilitating the implementation of strategic initiatives, as well as maintaining oversight of key organizational priorities.     Marcia is the founder of mPower – MBA Promoting Opportunities for Women to Extend their Reach... Read more...

On this special episode of the Mortgage X Podcast, MBA COO Marcia Davies joins us to talk about her incredible mortgage journey from Freddie Mac, to HUD, to the MBA and the founding of mPower. Marcia Davies is chief operating officer for the Mortgage Bankers Association (MBA), where she ensures cross-organizational alignment, implements strategic initiatives and oversees key priorities. Davies also is the founder of mPower (MBA Promoting Opportunities for Women to Extend their Reach) a networking platform for women in the real estate finance industry.

Jamie WoodwellVice President, Research and EconomicsJamie Woodwell is Vice President in the Research and Economics group at the Mortgage Bankers Association (MBA), where he oversees MBA's research and related activities covering the commercial and multifamily real estate markets. Jamie and his work are regularly cited in the media, on Capitol Hill and in regulatory settings. He is a regular speaker at industry and corporate events; has appeared on CNBC, Bloomberg and in other popular and trade press; and testified before the Congressional Oversight Panel for TARP. Jamie initiated many of MBA's research activities, and created MBA's Peer Business Roundtables and the CREF Careers program.

In this episode of Lykken on Lending we've got Regina Lowrie as our guest in the Hot Topic segment! It'll be a great discussion on the mortgage fintech world of technology and the importance of security for all mortgage financial transactions. Regina M. Lowrie is President and CEO of DYTRIX, Inc., and RML Investments Inc., d/b/a RML Advisors.  Both companies are headquartered in Blue Bell, Pennsylvania. Dytrix is a financial technology company that enables secure financial transactions for institutions through the Dytrix Platform which includes wire/ACH transfer validation and closing agent management. RML Advisors serves the financial services community as an independent advisor and consultant. Prior to founding Dytrix and RML Advisors, Ms. Lowrie was President of Vision Mortgage Capital, a division of Continental Bank, and Senior Vice President of Continental Bank.  Previous to Vision Mortgage Capital, Ms. Lowrie was Founder/Chief Executive Officer of Gateway Funding Diversified Mortgage Services 1994-2006, a $3.2 Billion Mortgage Banker. Ms. Lowrie is currently on the Board of Directors of Cherry Hill Mortgage Investment Corporation as an Independent Director; Compensation Committee Chairman and Audit Committee Member; Board of Directors of The Union League of Philadelphia; and, on the Advisory Board of Get Credit Healthy.  Regina served for 13 years on Montgomery County Community College Board of Trustees, Foundation Board and Treasurer and 10 years on Gwynedd-Mercy University Board of Trustees; Finance and Audit Committee Member. Ms. Lowrie was the first woman Chairman of the national Mortgage Bankers Association (“MBA”) in 2005 and continues to serve on many committees.  Read more... In this episode of Lykken on Lending we've got Regina Lowrie as our guest in the Hot Topic segment! It'll be a great discussion on the mortgage fintech world of technology and the importance of security for all mortgage financial transactions. Regina M. Lowrie is President and CEO of DYTRIX, Inc., and RML Investments Inc., d/b/a RML Advisors.  Both companies are headquartered in Blue Bell, Pennsylvania. Dytrix is a financial technology company that enables secure financial transactions for institutions through the Dytrix Platform which includes wire/ACH transfer validation and closing agent management. RML Advisors serves the financial services community as an independent advisor and consultant. Prior to founding Dytrix and RML Advisors, Ms. Lowrie was President of Vision Mortgage Capital, a division of Continental Bank, and Senior Vice President of Continental Bank.  Previous to Vision Mortgage Capital, Ms. Lowrie was Founder/Chief Executive Officer of Gateway Funding Diversified Mortgage Services 1994-2006, a $3.2 Billion Mortgage Banker. Ms. Lowrie is currently on the Board of Directors of Cherry Hill Mortgage Investment Corporation as an Independent Director; Compensation Committee Chairman and Audit Committee Member; Board of Directors of The Union League of Philadelphia; and, on the Advisory Board of Get Credit Healthy.  Regina served for 13 years on Montgomery County Community College Board of Trustees, Foundation Board and Treasurer and 10 years on Gwynedd-Mercy University Board of Trustees; Finance and Audit Committee Member. Ms. Lowrie was the first woman Chairman of the national Mortgage Bankers Association (“MBA”) in 2005 and continues to serve on many committees.  Read more...

In this episode of Lykken on Lending we've got Regina Lowrie as our guest in the Hot Topic segment! It'll be a great discussion on the mortgage fintech world of technology and the importance of security for all mortgage financial transactions. Regina M. Lowrie is President and CEO of DYTRIX, Inc., and RML Investments Inc., d/b/a RML Advisors.  Both companies are headquartered in Blue Bell, Pennsylvania. Dytrix is a financial technology company that enables secure financial transactions for institutions through the Dytrix Platform which includes wire/ACH transfer validation and closing agent management. RML Advisors serves the financial services community as an independent advisor and consultant. Prior to founding Dytrix and RML Advisors, Ms. Lowrie was President of Vision Mortgage Capital, a division of Continental Bank, and Senior Vice President of Continental Bank.  Previous to Vision Mortgage Capital, Ms. Lowrie was Founder/Chief Executive Officer of Gateway Funding Diversified Mortgage Services 1994-2006, a $3.2 Billion Mortgage Banker. Ms. Lowrie is currently on the Board of Directors of Cherry Hill Mortgage Investment Corporation as an Independent Director; Compensation Committee Chairman and Audit Committee Member; Board of Directors of The Union League of Philadelphia; and, on the Advisory Board of Get Credit Healthy.  Regina served for 13 years on Montgomery County Community College Board of Trustees, Foundation Board and Treasurer and 10 years on Gwynedd-Mercy University Board of Trustees; Finance and Audit Committee Member. Ms. Lowrie was the first woman Chairman of the national Mortgage Bankers Association (“MBA”) in 2005 and continues to serve on many committees.  Read more...

Marcia Davies is Chief Operating Officer for the Mortgage Bankers Association (MBA). As COO, Marcia is responsible for ensuring cross-organizational alignment and facilitating the implementation of strategic initiatives, as well as maintaining oversight of key organizational priorities. She is also the lead strategist for MBA's external activities, providing leadership, guidance and overall management to the public affairs and marketing divisions. In addition, Marcia provides strategic direction and management of MBA's Conferences, Membership, Education, Information Technology and Office Services divisions. She also provides management oversight to and is a Board member of MBA's Opens Doors Foundation. Previously, Marcia worked at the U.S. Department of Housing and Urban Development (HUD), as Senior Advisor to the Assistant Secretary for Housing and Federal Housing Commissioner. She directed HUD's industry relations program to strengthen relationships, garner support, streamline communications and resolve policy and regulatory issues. Before joining HUD, Marcia spent 21 years at Freddie Mac, where she held a variety of officer positions in communications, customer outreach, marketing, servicer relations and policy. Marcia is the founder of mPower - MBA Promoting Opportunities for Women to Extend their Reach - MBA's networking platform for women in the real estate finance industry. Under her leadership, mPower has grown into an engaged community of more than 12,000, providing best-in-class conference and webinar programming, networking events, and online opportunities to stay engaged. Through mPower, more women are positioned to achieve leadership positions and are well represented in all segments of the industry.Marcia is a member of the NAWRB Diversity and Inclusion Leadership Council (NDILC). She is also a member of Women in Housing Finance and the International Women's Leadership Association. Most recently, Marcia received the silver Stevie Awards for Women in Business 2018 Maverick of the Year. She has also the recipient of Five Star's Laurie A. Maggiano Legacy award, the NAWRB 2018 Industry Revolutionary Award, and the CIFS Diversity & Inclusion 2018 Trailblazer Award. In 2015, Marcia was honored by HousingWire as one of its 2015 Women of Influence.Marcia is a graduate of the Katharine Gibbs School in Montclair, N.J.

TODAY’S TOPIC The Treatment Advocacy Center is a national nonprofit organization dedicated to eliminating barriers to the timely and effective treatment of severe mental illness. The organization promotes laws, policies and practices for the delivery of psychiatric care and supports the development of innovative treatments for and research into the causes of severe and persistent psychiatric illnesses, such as schizophrenia and bipolar disorder. Mr. Snook is the executive director of the Treatment Advocacy Center. He has more than 15 years of policy and advocacy experience at both the federal and state levels. Prior to joining the Treatment Advocacy Center, John Snook worked on policy issues at the Mortgage Bankers Association (MBA) and at Habitat for Humanity International. Mr. Snook is a staunch advocate of mental illness reform, working first with the West Virginia Supreme Court on mental health issues and then at the Treatment Advocacy Center. He received his J.D. from the George Mason School of Law and his B.A. from Washington & Jefferson College. This conversation focuses on: Police encounters with persons with mental illness Assisted Outpatient Treatment Access to mental health care Diversion The conversation was recorded on April 26, 2019 & May 15, 2019. RESOURCES & LINKS The Treatment Advocacy Center: https://www.treatmentadvocacycenter.org/ The Treatment Advocacy Center’s Background Papers: https://www.treatmentadvocacycenter.org/evidence-and-research/learn-more-about John Snook’s Bio: https://www.treatmentadvocacycenter.org/about-us/staff/3187 ANNOUNCEMENTS Please visit us & subscribe at https://forensicinservice.com For closed caption please visit https://forensicinservice.com/videos EQUIPMENT & SOFTWARE USED IN THIS EPISODE Steve Koonz. used an Audio Technica ATR2005 microphone, running its XLR cable into a Mackie Mix 8 and its USB cable into a HP Envy laptop. Both the Mackie Mix 8 (Main Out L) & the HP Envy (Headphone Jack) were then routed to the left and right channels of a Zoom H4n Pro digital recorder. For editing purposes, the digital recorder was set up to record the channels independent of the other. Steve Koonz used Google Voice for the call. The show was edited in Audacity and Auphonic. We do not have an affiliate relationship with any of these companies mentioned here. CITATIONS Our artwork, Blocked Thoughts, was handpainted by Steve Koonz’s daughter Jenn Koonz, Ph.D. It was then digitalized with our logo by Steve K. Jenn’s work is used with her permission. Our intro and outro music was written and produced by Adam Price. Adam’s father is Dr. Stephen Price--co-host of our show. Adam’s music was used with his permission. This episode was recorded and produced by Steve Koonz. Forensic InService podcast is licensed under Creative Commons (CC-BY-NC-ND 4.0). You are free to copy and redistribute this material in any medium or format. These freedoms cannot be revoked for as long as you follow the license terms. You must give appropriate credit, provide a link to the license, and indicate whether changes were made, and, if so, you shall not suggest that we endorse those changes. You shall not use this material for commercial purposes, and any derivatives created from this material may not be distributed. https://creativecommons.org/licenses/by-nc-nd/4.0/legalcode  

We sat down with Jamie Woodwell of MBA to discuss their most recent research on how lenders view the current market.Jamie Woodwell is Vice President in the Research and Economics group at the Mortgage Bankers Association (MBA), where he oversees MBA's research and related activities covering the commercial and multifamily real estate markets. Jamie and his work are regularly cited in the media, on Capitol Hill and in regulatory settings. He is a regular speaker at industry and corporate events; has appeared on CNBC, Bloomberg and in other popular and trade press; and testified before the Congressional Oversight Panel for TARP. Jamie initiated many of MBA's research activities, and created MBA's Peer Business Roundtables and the CREF Careers program.Jamie joined MBA in 2004 from Fannie Mae, where he was responsible for multifamily data initiatives. He has also served as senior director of business development at CapitalThinking in New York, research director at the WMF Group in Virginia, and research manager at the National League of Cities in Washington, D.C. Jamie is a member of the Urban Land Institute, the Counselors of Real Estate, the American Real Estate and Urban Economics Association and other professional and industry groups. Jamie received his bachelor's degree in economics and American studies from Brown University in Providence, Rhode Island. He earned his master's degree in urban and regional planning from the Graduate School of Public and International Affairs at the University of Pittsburgh.

Jamie Woodwell is Vice President in the Research and Economics group at the Mortgage Bankers Association (MBA), where he oversees MBA's research on the commercial and multifamily real estate markets. Jamie's work covers the macro-economy, commercial and multifamily property markets, real estate finance, servicing, mortgage banking benchmarking and more.Jamie is an expert on the commercial real estate finance markets and he and his work are regularly cited in the media, on Capitol Hill and in regulatory settings. He is a regular speaker at industry and corporate events; has appeared on CNBC, Bloomberg and in other popular and trade press; and testified before the Congressional Oversight Panel for TARP.Jamie also oversees MBA's commercial peer business roundtables including CFOs, CTOs, HR and marketing heads, and leads special MBA projects, including its CREF Careers, Council to Shape Change and the Council on Ensuring Mortgage Liquidity.Jamie joined MBA in 2004 from Fannie Mae's multifamily group, where he was responsible for multifamily data initiatives. He has also served as senior director of business development at CapitalThinking in New York, research director at the WMF Group in Virginia, and research manager at the National League of Cities in Washington, D.C.Jamie is a member of the Urban Land Institute, American Real Estate and Urban Economics Association, the Housing Statistics Users Group and the Real Estate Associations Research Directors. He is the past president of the ELH Management Corp. which oversees the financing of charter school buildings in Washington DC.

In this episode of Lykken on Lending David interviews Robert (Bob) Broeksmit, President and CEO of the Mortgage Bankers Association. Robert (Bob) Broeksmit is President and CEO of the Mortgage Bankers Association (MBA).  Bob is a senior finance executive and corporate officer with a 33-year career in the mortgage sector. He has directed all aspects of lending activities, including marketing, sales, operations, secondary marketing, loan servicing, and default management. He has also served as a mortgage underwriting expert testifying on many large, high-profile cases. Prior to joining MBA in 2018, Bob served as President and Chief Operating Officer with Treliant, heading the firm's mortgage litigation support practice and serving diverse financial services clientele including large banks, independent mortgage lenders, community banks, credit unions, and service providers to the mortgage industry... read more... The first half of the program will start with a TMSpotlight Soundbite from Les Parker, a macroeconomic perspective on the economy with a music parody. Then we'll feature Joe Farr providing you a rate & market update, Alice Alvey of Union Home Mortgage providing a regulatory & legislative update followed by Allen Pollack giving us a Tech Report of the latest technology impacting our industry. Then Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line. In this episode of Lykken on Lending David interviews Robert (Bob) Broeksmit, President and CEO of the Mortgage Bankers Association. Robert (Bob) Broeksmit is President and CEO of the Mortgage Bankers Association (MBA).  Bob is a senior finance executive and corporate officer with a 33-year career in the mortgage sector. He has directed all aspects of lending activities, including marketing, sales, operations, secondary marketing, loan servicing, and default management. He has also served as a mortgage underwriting expert testifying on many large, high-profile cases. Prior to joining MBA in 2018, Bob served as President and Chief Operating Officer with Treliant, heading the firm's mortgage litigation support practice and serving diverse financial services clientele including large banks, independent mortgage lenders, community banks, credit unions, and service providers to the mortgage industry... read more... The first half of the program will start with a TMSpotlight Soundbite from Les Parker, a macroeconomic perspective on the economy with a music parody. Then we'll feature Joe Farr providing you a rate & market update, Alice Alvey of Union Home Mortgage providing a regulatory & legislative update followed by Allen Pollack giving us a Tech Report of the latest technology impacting our industry. Then Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line.

In this episode of Lykken on Lending David interviews Robert (Bob) Broeksmit, President and CEO of the Mortgage Bankers Association. Robert (Bob) Broeksmit is President and CEO of the Mortgage Bankers Association (MBA).  Bob is a senior finance executive and corporate officer with a 33-year career in the mortgage sector. He has directed all aspects of lending activities, including marketing, sales, operations, secondary marketing, loan servicing, and default management. He has also served as a mortgage underwriting expert testifying on many large, high-profile cases. Prior to joining MBA in 2018, Bob served as President and Chief Operating Officer with Treliant, heading the firm’s mortgage litigation support practice and serving diverse financial services clientele including large banks, independent mortgage lenders, community banks, credit unions, and service providers to the mortgage industry... read more... The first half of the program will start with a TMSpotlight Soundbite from Les Parker, a macroeconomic perspective on the economy with a music parody. Then we’ll feature Joe Farr providing you a rate & market update, Alice Alvey of Union Home Mortgage providing a regulatory & legislative update followed by Allen Pollack giving us a Tech Report of the latest technology impacting our industry. Then Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line.

Every mortgage professional in the nation needs to hear what Dave Motley, Chairman of the Mortgage Bankers Association (MBA), has to say about the future of our industry! In this... The post Looking to the Future with MBA Chairman Dave Motley appeared first on XINNIX.

Host Sam Chandan talks with Michael Fratantoni, Chief Economist and Senior Vice President of Research and Industry Technology at the Mortgage Bankers Association (MBA), to discuss the US mortgage outlook for 2018 on the Real Estate Hour. See acast.com/privacy for privacy and opt-out information.

David Lykken is Joined by Guest Dr. Lynn Fisher. Lynn serves as Vice President of Research and Economics of the Mortgage Bankers Association (MBA).  In this role, she is responsible for managing MBA's economic and mortgage originations forecasts and developing analysis on issues of importance to the mortgage industry. Lynn also serves as the Executive Director of MBA's Research Institute for Housing America (RIHA), the Association's 503(c)(3) dedicated  to encouraging and aiding - through grants and sponsored research to distinguished scholars, educational institutions, research facilities, and government organizations - the pursuit of knowledge of mortgage markets and real estate finance.    As normal, the first half of the program will feature, Joe Farr of MBSQuoteline providing you a rate & market update followed by Les Parker's Market-Logics Live, a macroeconomic perspective on the economy with a music parody.  Next is Alice Alvey of Union Home providing a regulatory & legislative update followed by Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry. Then we wrap up the first half the program with Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line. Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry. Thank you, David Lykken David Lykken is Joined by Guest Dr. Lynn Fisher. Lynn serves as Vice President of Research and Economics of the Mortgage Bankers Association (MBA).  In this role, she is responsible for managing MBA's economic and mortgage originations forecasts and developing analysis on issues of importance to the mortgage industry. Lynn also serves as the Executive Director of MBA's Research Institute for Housing America (RIHA), the Association's 503(c)(3) dedicated  to encouraging and aiding - through grants and sponsored research to distinguished scholars, educational institutions, research facilities, and government organizations - the pursuit of knowledge of mortgage markets and real estate finance.    As normal, the first half of the program will feature, Joe Farr of MBSQuoteline providing you a rate & market update followed by Les Parker's Market-Logics Live, a macroeconomic perspective on the economy with a music parody.  Next is Alice Alvey of Union Home providing a regulatory & legislative update followed by Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry. Then we wrap up the first half the program with Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line. Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry. Thank you, David Lykken

David Lykken is Joined by Guest Dr. Lynn Fisher. Lynn serves as Vice President of Research and Economics of the Mortgage Bankers Association (MBA).  In this role, she is responsible for managing MBA's economic and mortgage originations forecasts and developing analysis on issues of importance to the mortgage industry. Lynn also serves as the Executive Director of MBA's Research Institute for Housing America (RIHA), the Association's 503(c)(3) dedicated  to encouraging and aiding - through grants and sponsored research to distinguished scholars, educational institutions, research facilities, and government organizations - the pursuit of knowledge of mortgage markets and real estate finance.    As normal, the first half of the program will feature, Joe Farr of MBSQuoteline providing you a rate & market update followed by Les Parker’s Market-Logics Live, a macroeconomic perspective on the economy with a music parody.  Next is Alice Alvey of Union Home providing a regulatory & legislative update followed by Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry. Then we wrap up the first half the program with Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line. Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry. Thank you, David Lykken

Our discussion on GSE reform continues again this week with a distinguished panel of industry veterans Joe Murin, the President of Ginnie Mae in 2008 & 2009, Jay Brinkmann former Chief Economist of the Mortgage Bankers Association (MBA) and Gary Ort who recently retired Texas Capital Bank (TCB) where he was the President of Mortgage Finance for the TCB.  With over a 100 years of combined  experience, this panel will bring a unique historical perspective to our ongoing discuss on GSE reform.  You can be assured this panel has some great advice for those championing much needed GSE reform.   As normal, the first half of the program will feature, Joe Farr of MBS Quoteline providing a rate & market update, Alice Alvey of Union Home Mortgage providing a regulatory & legislative update & Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry and Andy Schell, a/k/a "Profit Doctor" sharing ideas on how to improve your bottom line.   Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry. Thank you, David Lykken   Our discussion on GSE reform continues again this week with a distinguished panel of industry veterans Joe Murin, the President of Ginnie Mae in 2008 & 2009, Jay Brinkmann former Chief Economist of the Mortgage Bankers Association (MBA) and Gary Ort who recently retired Texas Capital Bank (TCB) where he was the President of Mortgage Finance for the TCB.  With over a 100 years of combined  experience, this panel will bring a unique historical perspective to our ongoing discuss on GSE reform.  You can be assured this panel has some great advice for those championing much needed GSE reform.   As normal, the first half of the program will feature, Joe Farr of MBS Quoteline providing a rate & market update, Alice Alvey of Union Home Mortgage providing a regulatory & legislative update & Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry and Andy Schell, a/k/a "Profit Doctor" sharing ideas on how to improve your bottom line.   Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry. Thank you, David Lykken  

Our discussion on GSE reform continues again this week with a distinguished panel of industry veterans Joe Murin, the President of Ginnie Mae in 2008 & 2009, Jay Brinkmann former Chief Economist of the Mortgage Bankers Association (MBA) and Gary Ort who recently retired Texas Capital Bank (TCB) where he was the President of Mortgage Finance for the TCB.  With over a 100 years of combined  experience, this panel will bring a unique historical perspective to our ongoing discuss on GSE reform.  You can be assured this panel has some great advice for those championing much needed GSE reform.   As normal, the first half of the program will feature, Joe Farr of MBS Quoteline providing a rate & market update, Alice Alvey of Union Home Mortgage providing a regulatory & legislative update & Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry and Andy Schell, a/k/a "Profit Doctor" sharing ideas on how to improve your bottom line.   Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry. Thank you, David Lykken  

This year has started out as one of the most volatile New Years ever.  Many are wondering if all this volatility will change the MBA's 2016 forecast.  Therefore, we have invited back as our special guest, MICHAEL FRATANTONI, Senior Vice President and Chief Economist with the Mortgage Bankers Association (MBA). Michael will be providing his latest economic update and will be answering the following questions:   Given the latest economic data such as the December jobs report, retail sales, etc, what can we expect for Q4 GDP? What might be driving the volatility? What does it mean for the economy? Given the Fed's December hike and the market's reaction, what are the potential next steps from the FOMC? Any updates to the MBA rate and volume forecast given the latest data? Are there any new trends developing as it relates to credit availability? Any indications on how TRID is impacting profitability? Those are just some of the questions we will be discussing in today's "hot topic" segment.  Don't miss this important and informative podcast and tell others about it.   David Lykken, Host of the "Lykken On Lending" program...  Created BY mortgage professional FOR mortgage professionals.

While it is true of other industries, the mortgage industry is unquestionably a relationship driven business!  Our industry is built upon a series of complex interdependent business relationships that forms today's mortgage ecosystem.  As revealed by the recent roll-out of TRID, more work is needed especially as our industry continues to become more more complex.  The best way to accomplish the work that needs to be done is for industry participants to come together in a collaborative way to share and discuss industry "best practices", and that is the focus of today's program.  On today's "Hot Topic" segment, we have as our special guests, David Kittle, Co-founder & Vice Chairman of The Mortgage Collaborative and Arthur Prieston, Chairman of the Prieston Group and is a member of the Board of Directors of The Mortgage Collaborative.  Here are some of the questions we will be discussing with David and Arthur: What is The Mortgage Collaborative?What is the Purpose of The Mortgage Collaborative?What are the benefits to the members of The Mortgage Collaborative?  How does mission of The Mortgage Collaborative compliment that of the Mortgage Bankers Association (MBA)? Don't miss this important discussion. I welcome your feedback.  And if you are interested in advertising on this program, please e-mail me at David@TMS-Advisors.com or call me at (512) 759-0999. Your host,  David Lykken While it is true of other industries, the mortgage industry is unquestionably a relationship driven business!  Our industry is built upon a series of complex interdependent business relationships that forms today's mortgage ecosystem.  As revealed by the recent roll-out of TRID, more work is needed especially as our industry continues to become more more complex.  The best way to accomplish the work that needs to be done is for industry participants to come together in a collaborative way to share and discuss industry "best practices", and that is the focus of today's program.  On today's "Hot Topic" segment, we have as our special guests, David Kittle, Co-founder & Vice Chairman of The Mortgage Collaborative and Arthur Prieston, Chairman of the Prieston Group and is a member of the Board of Directors of The Mortgage Collaborative.  Here are some of the questions we will be discussing with David and Arthur: What is The Mortgage Collaborative?What is the Purpose of The Mortgage Collaborative?What are the benefits to the members of The Mortgage Collaborative?  How does mission of The Mortgage Collaborative compliment that of the Mortgage Bankers Association (MBA)? Don't miss this important discussion. I welcome your feedback.  And if you are interested in advertising on this program, please e-mail me at David@TMS-Advisors.com or call me at (512) 759-0999. Your host,  David Lykken

While it is true of other industries, the mortgage industry is unquestionably a relationship driven business!  Our industry is built upon a series of complex interdependent business relationships that forms today's mortgage ecosystem.  As revealed by the recent roll-out of TRID, more work is needed especially as our industry continues to become more more complex.  The best way to accomplish the work that needs to be done is for industry participants to come together in a collaborative way to share and discuss industry "best practices", and that is the focus of today's program.  On today's "Hot Topic" segment, we have as our special guests, David Kittle, Co-founder & Vice Chairman of The Mortgage Collaborative and Arthur Prieston, Chairman of the Prieston Group and is a member of the Board of Directors of The Mortgage Collaborative.  Here are some of the questions we will be discussing with David and Arthur: What is The Mortgage Collaborative?What is the Purpose of The Mortgage Collaborative?What are the benefits to the members of The Mortgage Collaborative?  How does mission of The Mortgage Collaborative compliment that of the Mortgage Bankers Association (MBA)? Don't miss this important discussion. I welcome your feedback.  And if you are interested in advertising on this program, please e-mail me at David@TMS-Advisors.com or call me at (512) 759-0999. Your host,  David Lykken

On today's program, we have as our special guest, David Stevens, President & CEO of the Mortgage Bankers Association (MBA).  The focus of today's program is will be the growth and importance of the independent mortgage banker in America's housing finance system.  David Stevens will be answering questions such as the following: What percentage of the MBA's membership is made up of smaller independent lenders?What are the biggest challenges facing small lenders today?What are the GSEs doing to help smaller lenders?  How has TRID impact your smaller members? If you are a independent mortgage lenders or work for one, you will want to tune into this program to better understand the opportunities and threats ahead for smaller mortgage lenders.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com & Sam Garcia of MortgageDaily.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.   On today's program, we have as our special guest, David Stevens, President & CEO of the Mortgage Bankers Association (MBA).  The focus of today's program is will be the growth and importance of the independent mortgage banker in America's housing finance system.  David Stevens will be answering questions such as the following: What percentage of the MBA's membership is made up of smaller independent lenders?What are the biggest challenges facing small lenders today?What are the GSEs doing to help smaller lenders?  How has TRID impact your smaller members? If you are a independent mortgage lenders or work for one, you will want to tune into this program to better understand the opportunities and threats ahead for smaller mortgage lenders.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com & Sam Garcia of MortgageDaily.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  

On today's program, we have as our special guest, David Stevens, President & CEO of the Mortgage Bankers Association (MBA).  The focus of today's program is will be the growth and importance of the independent mortgage banker in America's housing finance system.  David Stevens will be answering questions such as the following: What percentage of the MBA's membership is made up of smaller independent lenders?What are the biggest challenges facing small lenders today?What are the GSEs doing to help smaller lenders?  How has TRID impact your smaller members? If you are a independent mortgage lenders or work for one, you will want to tune into this program to better understand the opportunities and threats ahead for smaller mortgage lenders.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com & Sam Garcia of MortgageDaily.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.

On today's podcast, we have back as our special guest, MICHAEL FRATANTONI, Senior Vice President and Chief Economist with the Mortgage Bankers Association (MBA).  Michael will be sharing with our listening audience an economic update.  He will be answering questions such as: What is the likelyhood that we will see the Federal Reserve raise rates in 2015 or is it now 2016?What is the updated projected purchase applications vs. the refinance applications?Is the economy peaking or can we look forward to a stronger economy in 2016?What are the projections for homesales, new and existing? There are just some of the questions we will be asking in today's "hot topic" segment.  Don't miss this important and informative podcast and tell others about it.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.    On today's podcast, we have back as our special guest, MICHAEL FRATANTONI, Senior Vice President and Chief Economist with the Mortgage Bankers Association (MBA).  Michael will be sharing with our listening audience an economic update.  He will be answering questions such as: What is the likelyhood that we will see the Federal Reserve raise rates in 2015 or is it now 2016?What is the updated projected purchase applications vs. the refinance applications?Is the economy peaking or can we look forward to a stronger economy in 2016?What are the projections for homesales, new and existing? There are just some of the questions we will be asking in today's "hot topic" segment.  Don't miss this important and informative podcast and tell others about it.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.   

On today's podcast, we have back as our special guest, MICHAEL FRATANTONI, Senior Vice President and Chief Economist with the Mortgage Bankers Association (MBA).  Michael will be sharing with our listening audience an economic update.  He will be answering questions such as: What is the likelyhood that we will see the Federal Reserve raise rates in 2015 or is it now 2016?What is the updated projected purchase applications vs. the refinance applications?Is the economy peaking or can we look forward to a stronger economy in 2016?What are the projections for homesales, new and existing? There are just some of the questions we will be asking in today's "hot topic" segment.  Don't miss this important and informative podcast and tell others about it.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.

On today's podcast, we will have as our special guest DAVID STEVENS, President & CEO of the Mortgage Bankers Association (MBA).  David will be talking about the latest issues facing the mortgage industry and provide our listeners with an update on what the MBA is doing to address these issues as well as provide an update on what we can expect at the upcoming annual convention in San Diego in October.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.   On today's podcast, we will have as our special guest DAVID STEVENS, President & CEO of the Mortgage Bankers Association (MBA).  David will be talking about the latest issues facing the mortgage industry and provide our listeners with an update on what the MBA is doing to address these issues as well as provide an update on what we can expect at the upcoming annual convention in San Diego in October.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  

On today's podcast, we will have as our special guest DAVID STEVENS, President & CEO of the Mortgage Bankers Association (MBA).  David will be talking about the latest issues facing the mortgage industry and provide our listeners with an update on what the MBA is doing to address these issues as well as provide an update on what we can expect at the upcoming annual convention in San Diego in October.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.

This is a rebroadcast of just the interview of DAVID STEVENS, President and CEO of the Mortgage Bankers Association (MBA) who was my guest on yesterday's weekly broadcast.  This is an interview that you will want to download, listen and share with your colleagues and industry friends. Here are the topics we covered: What is being done to stop excessive enforcement?What are the changes needing to be made to Dodd Frank rules?What is being done about issues related to the Safe Act & transitional licensing?What is the future of "Marketing Agreements"?How to work a purchase market? Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken and can be heard "live" each Monday at Noon Central or downloaded as a podcast at this website.

This is a rebroadcast of just the interview of DAVID STEVENS, President and CEO of the Mortgage Bankers Association (MBA) who was my guest on yesterday's weekly broadcast.  This is an interview that you will want to download, listen and share with your colleagues and industry friends. Here are the topics we covered: What is being done to stop excessive enforcement?What are the changes needing to be made to Dodd Frank rules?What is being done about issues related to the Safe Act & transitional licensing?What is the future of "Marketing Agreements"?How to work a purchase market? Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken and can be heard "live" each Monday at Noon Central or downloaded as a podcast at this website.  This is a rebroadcast of just the interview of DAVID STEVENS, President and CEO of the Mortgage Bankers Association (MBA) who was my guest on yesterday's weekly broadcast.  This is an interview that you will want to download, listen and share with your colleagues and industry friends. Here are the topics we covered: What is being done to stop excessive enforcement?What are the changes needing to be made to Dodd Frank rules?What is being done about issues related to the Safe Act & transitional licensing?What is the future of "Marketing Agreements"?How to work a purchase market? Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken and can be heard "live" each Monday at Noon Central or downloaded as a podcast at this website. 

I have invited DAVID STEVENS, President and CEO of the Mortgage Bankers Association(MBA) to be our guest on today's broadcast.  In preparation for this broadcast, I asked David "What are the 'big boiling' issues facing our industry?"  I was encouraged when he said, "Dave, my focus is on how to get the rules right!" As the head of our trade association, the MBA, who lives and works inside of the Washington, DC beltway and as someone who has had the privilege of being in "the Oval Office" on numerous occasions advising the President of the United States on matters related to housing and housing finance, David has unique and special insights into so many issues facing our industry.  He truly has a perspective that few have and it is important that we be familiar with these issues.  So, as a result, we will be discussing the following issues in the "HOT TOPIC" segment of this broadcast: Stopping excessive enforcementNeeded changes to the Dodd Frank rulesIssues related to the Safe Act - transitional licensingMarketing agreements DON'T MISS this important broadcast with DAVID STEVENS President & CEO of the MBA as our SPECIAL GUEST!

I have invited DAVID STEVENS, President and CEO of the Mortgage Bankers Association(MBA) to be our guest on today's broadcast.  In preparation for this broadcast, I asked David "What are the 'big boiling' issues facing our industry?"  I was encouraged when he said, "Dave, my focus is on how to get the rules right!" As the head of our trade association, the MBA, who lives and works inside of the Washington, DC beltway and as someone who has had the privilege of being in "the Oval Office" on numerous occasions advising the President of the United States on matters related to housing and housing finance, David has unique and special insights into so many issues facing our industry.  He truly has a perspective that few have and it is important that we be familiar with these issues.  So, as a result, we will be discussing the following issues in the "HOT TOPIC" segment of this broadcast: Stopping excessive enforcementNeeded changes to the Dodd Frank rulesIssues related to the Safe Act - transitional licensingMarketing agreements DON'T MISS this important broadcast with DAVID STEVENS President & CEO of the MBA as our SPECIAL GUEST! I have invited DAVID STEVENS, President and CEO of the Mortgage Bankers Association(MBA) to be our guest on today's broadcast.  In preparation for this broadcast, I asked David "What are the 'big boiling' issues facing our industry?"  I was encouraged when he said, "Dave, my focus is on how to get the rules right!" As the head of our trade association, the MBA, who lives and works inside of the Washington, DC beltway and as someone who has had the privilege of being in "the Oval Office" on numerous occasions advising the President of the United States on matters related to housing and housing finance, David has unique and special insights into so many issues facing our industry.  He truly has a perspective that few have and it is important that we be familiar with these issues.  So, as a result, we will be discussing the following issues in the "HOT TOPIC" segment of this broadcast: Stopping excessive enforcementNeeded changes to the Dodd Frank rulesIssues related to the Safe Act - transitional licensingMarketing agreements DON'T MISS this important broadcast with DAVID STEVENS President & CEO of the MBA as our SPECIAL GUEST!

This is a rebroadcast of the "Hot Topic" segment from the April 27th, 2015 broadcast regarding MBA's "Mortgage Banking Bound" program... http://events.mortgagebankers.org/MortgageBankingBound/default.html  Explaining this program, we had as our special guests, Jeff Schummer, VP of Education Development with the Mortgage Bankers Association (MBA) and Brendan Barry, Director of Business Development for the Morgage Banking Bound program.  Developed by MBA Education and taught by industry experts, Mortgage Banking Bound is a unique education and certification opportunity designed to provide exclusive insight into the field of mortgage banking. In just six 90-minute webinars, participants will gain a solid understanding of standard industry practices. Additionally, program graduates earn a certificate of completion from the only national association that represents the entire real estate finance industry, the Mortgage Bankers Association (MBA).  Please download, listen and share this very important topic with others.  Thank you!  Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken.  This is a rebroadcast of the "Hot Topic" segment from the April 27th, 2015 broadcast regarding MBA's "Mortgage Banking Bound" program... http://events.mortgagebankers.org/MortgageBankingBound/default.html  Explaining this program, we had as our special guests, Jeff Schummer, VP of Education Development with the Mortgage Bankers Association (MBA) and Brendan Barry, Director of Business Development for the Morgage Banking Bound program.  Developed by MBA Education and taught by industry experts, Mortgage Banking Bound is a unique education and certification opportunity designed to provide exclusive insight into the field of mortgage banking. In just six 90-minute webinars, participants will gain a solid understanding of standard industry practices. Additionally, program graduates earn a certificate of completion from the only national association that represents the entire real estate finance industry, the Mortgage Bankers Association (MBA).  Please download, listen and share this very important topic with others.  Thank you!  Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. 

This is a rebroadcast of the "Hot Topic" segment from the April 27th, 2015 broadcast regarding MBA's "Mortgage Banking Bound" program... http://events.mortgagebankers.org/MortgageBankingBound/default.html  Explaining this program, we had as our special guests, Jeff Schummer, VP of Education Development with the Mortgage Bankers Association (MBA) and Brendan Barry, Director of Business Development for the Morgage Banking Bound program.  Developed by MBA Education and taught by industry experts, Mortgage Banking Bound is a unique education and certification opportunity designed to provide exclusive insight into the field of mortgage banking. In just six 90-minute webinars, participants will gain a solid understanding of standard industry practices. Additionally, program graduates earn a certificate of completion from the only national association that represents the entire real estate finance industry, the Mortgage Bankers Association (MBA).  Please download, listen and share this very important topic with others.  Thank you!  Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken.

Do you know what the average age of those in the mortgage banking industry?  It's older than you might think... at LOT older!  It is so important that we be actively recruiting and equipping the next the next generation of mortgage banker/lenders.  Joining us on today's broadcast to discuss this important topic, we have as our special guests, Jeff Schummer, VP of Education Development with the Mortgage Bankers Association (MBA) and Brendan Barry also with the MBA.  On January 22nd 2015, the MBA launched their "Mortgage Banking Bound" program for college students... https://www.mba.org/2015-press-releases/mba-education-launches-mortgage-banking-bound   This program offers students attending community colleges and universities the chance to learn from real estate finance industry experts, network with leading organizations, and access the latest industry information, job boards, career events, and educational offerings with an MBA Student Membership.  Be sure to mark your calendars to join us for this important discussion and then down load the broadcast and share it on social media.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken.

Do you know what the average age of those in the mortgage banking industry?  It's older than you might think... at LOT older!  It is so important that we be actively recruiting and equipping the next the next generation of mortgage banker/lenders.  Joining us on today's broadcast to discuss this important topic, we have as our special guests, Jeff Schummer, VP of Education Development with the Mortgage Bankers Association (MBA) and Brendan Barry also with the MBA.  On January 22nd 2015, the MBA launched their "Mortgage Banking Bound" program for college students... https://www.mba.org/2015-press-releases/mba-education-launches-mortgage-banking-bound   This program offers students attending community colleges and universities the chance to learn from real estate finance industry experts, network with leading organizations, and access the latest industry information, job boards, career events, and educational offerings with an MBA Student Membership.  Be sure to mark your calendars to join us for this important discussion and then down load the broadcast and share it on social media.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken.  Do you know what the average age of those in the mortgage banking industry?  It's older than you might think... at LOT older!  It is so important that we be actively recruiting and equipping the next the next generation of mortgage banker/lenders.  Joining us on today's broadcast to discuss this important topic, we have as our special guests, Jeff Schummer, VP of Education Development with the Mortgage Bankers Association (MBA) and Brendan Barry also with the MBA.  On January 22nd 2015, the MBA launched their "Mortgage Banking Bound" program for college students... https://www.mba.org/2015-press-releases/mba-education-launches-mortgage-banking-bound   This program offers students attending community colleges and universities the chance to learn from real estate finance industry experts, network with leading organizations, and access the latest industry information, job boards, career events, and educational offerings with an MBA Student Membership.  Be sure to mark your calendars to join us for this important discussion and then down load the broadcast and share it on social media.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. 

PROGRAM UPDATE:   Due to a family emergency, Michael Fratantoni will not be able to join us today but we are fortunate to have Dr. Lynn Fisher, who serves as Vice President of Research and Economics of the Mortgage Bankers Association (MBA).  In this role, she is responsible for managing MBA's economic and mortgage originations forecasts and developing analysis on issues of importance to the mortgage industry.  We are honored today to have back as our special guest, Michael Fratantoni, Ph.D., the Chief Economist for the Mortgage Bankers Association of America.  For many mortgage lenders, 2015 has started off as a very good year, but what can we anticipate for the next three to six months?  Join us for today's broadcast as we discuss the latest economic data and trends.   Also, we will get an up on the recent MBA's Tech Conference in Florida and what we have to look forward to at the upcoming MBA National Secondary Conference in New York City in May. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.

PROGRAM UPDATE:   Due to a family emergency, Michael Fratantoni will not be able to join us today but we are fortunate to have Dr. Lynn Fisher, who serves as Vice President of Research and Economics of the Mortgage Bankers Association (MBA).  In this role, she is responsible for managing MBA's economic and mortgage originations forecasts and developing analysis on issues of importance to the mortgage industry.  We are honored today to have back as our special guest, Michael Fratantoni, Ph.D., the Chief Economist for the Mortgage Bankers Association of America.  For many mortgage lenders, 2015 has started off as a very good year, but what can we anticipate for the next three to six months?  Join us for today's broadcast as we discuss the latest economic data and trends.   Also, we will get an up on the recent MBA's Tech Conference in Florida and what we have to look forward to at the upcoming MBA National Secondary Conference in New York City in May. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.   PROGRAM UPDATE:   Due to a family emergency, Michael Fratantoni will not be able to join us today but we are fortunate to have Dr. Lynn Fisher, who serves as Vice President of Research and Economics of the Mortgage Bankers Association (MBA).  In this role, she is responsible for managing MBA's economic and mortgage originations forecasts and developing analysis on issues of importance to the mortgage industry.  We are honored today to have back as our special guest, Michael Fratantoni, Ph.D., the Chief Economist for the Mortgage Bankers Association of America.  For many mortgage lenders, 2015 has started off as a very good year, but what can we anticipate for the next three to six months?  Join us for today's broadcast as we discuss the latest economic data and trends.   Also, we will get an up on the recent MBA's Tech Conference in Florida and what we have to look forward to at the upcoming MBA National Secondary Conference in New York City in May. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  

Staying on top of compliance today is a challenging task, even for the largest companies.  However, the Mortgage Bankers Association (MBA) has made it a bit easier through the MBA's Educational Department when the published "Compliance Essentials™".  The MBA Compliance Essentials™ Resource Guides have been developed in collaboration with expert legal counsel from leading firms serving the real estate finance industry.  You get the benefit of the most in-demand attorneys focused on real estate finance, at an affordable cost.   Today's guest, Ken Markinson, Vice President and Regulatory Counsel at MBA, is our guest on today's broadcast to talk about what a valuable resourse these Compliance Essentials™ Resource Guides can be to every company regardless of size.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.

Staying on top of compliance today is a challenging task, even for the largest companies.  However, the Mortgage Bankers Association (MBA) has made it a bit easier through the MBA's Educational Department when the published "Compliance Essentials™".  The MBA Compliance Essentials™ Resource Guides have been developed in collaboration with expert legal counsel from leading firms serving the real estate finance industry.  You get the benefit of the most in-demand attorneys focused on real estate finance, at an affordable cost.   Today's guest, Ken Markinson, Vice President and Regulatory Counsel at MBA, is our guest on today's broadcast to talk about what a valuable resourse these Compliance Essentials™ Resource Guides can be to every company regardless of size.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  Staying on top of compliance today is a challenging task, even for the largest companies.  However, the Mortgage Bankers Association (MBA) has made it a bit easier through the MBA's Educational Department when the published "Compliance Essentials™".  The MBA Compliance Essentials™ Resource Guides have been developed in collaboration with expert legal counsel from leading firms serving the real estate finance industry.  You get the benefit of the most in-demand attorneys focused on real estate finance, at an affordable cost.   Today's guest, Ken Markinson, Vice President and Regulatory Counsel at MBA, is our guest on today's broadcast to talk about what a valuable resourse these Compliance Essentials™ Resource Guides can be to every company regardless of size.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry. 

On today's broadcast we have as our special guest, Marcia Davies, MBA's Chief of Staff talking about keys to developing a powerful PARTNERSHIPS between key executives within an organization.  It can make the difference between success, mediocrity or, worse yet, failure!   When you examine the anatomy of strong LEADERSHIP, you find powerful PARTNERSHIPS. No better example of this than our own trade association, the Mortgage Bankers Association (MBA).  Anyone the least bit familiar with the MBA is well aware of the powerful partnership between David Stevens, the MBA's President and his Chief of Staff, Marcia Davies.  Having worked together at three of our industry's important organizations, Freddie Mac, FHA and now the MBA, David and Marcia have forged a powerful partnership that can serve as an example for many companies today, which is why we have invited Ms. Davies to be on today's broadcast.    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of Inside Mortgage Finance giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.

On today's broadcast we have as our special guest, Marcia Davies, MBA's Chief of Staff talking about keys to developing a powerful PARTNERSHIPS between key executives within an organization.  It can make the difference between success, mediocrity or, worse yet, failure!   When you examine the anatomy of strong LEADERSHIP, you find powerful PARTNERSHIPS. No better example of this than our own trade association, the Mortgage Bankers Association (MBA).  Anyone the least bit familiar with the MBA is well aware of the powerful partnership between David Stevens, the MBA's President and his Chief of Staff, Marcia Davies.  Having worked together at three of our industry's important organizations, Freddie Mac, FHA and now the MBA, David and Marcia have forged a powerful partnership that can serve as an example for many companies today, which is why we have invited Ms. Davies to be on today's broadcast.    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of Inside Mortgage Finance giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.   On today's broadcast we have as our special guest, Marcia Davies, MBA's Chief of Staff talking about keys to developing a powerful PARTNERSHIPS between key executives within an organization.  It can make the difference between success, mediocrity or, worse yet, failure!   When you examine the anatomy of strong LEADERSHIP, you find powerful PARTNERSHIPS. No better example of this than our own trade association, the Mortgage Bankers Association (MBA).  Anyone the least bit familiar with the MBA is well aware of the powerful partnership between David Stevens, the MBA's President and his Chief of Staff, Marcia Davies.  Having worked together at three of our industry's important organizations, Freddie Mac, FHA and now the MBA, David and Marcia have forged a powerful partnership that can serve as an example for many companies today, which is why we have invited Ms. Davies to be on today's broadcast.    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of Inside Mortgage Finance giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  

Jay Brinkman, Chief Economist of the Mortgage Bankers Association (MBA), will be our special guest during the "Hot Topic" segment.  Jay will be sharing his thoughts on the direction of the economy as well as where interests rates might be headed and the factors driving the markets.  Don't miss this broadcast!   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE. Jay Brinkman, Chief Economist of the Mortgage Bankers Association (MBA), will be our special guest during the "Hot Topic" segment.  Jay will be sharing his thoughts on the direction of the economy as well as where interests rates might be headed and the factors driving the markets.  Don't miss this broadcast!   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.

Jay Brinkman, Chief Economist of the Mortgage Bankers Association (MBA), will be our special guest during the "Hot Topic" segment.  Jay will be sharing his thoughts on the direction of the economy as well as where interests rates might be headed and the factors driving the markets.  Don't miss this broadcast!   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.

We were honored to have as our special guest on this broadcast DAVID STEVENS, President of the Mortgage Bankers Association (MBA).  David shared his insights on where we are at as an industry and along with his perspective as to what the future holds for our indsutry as well as for housing and our economy.  This was a MUST LISTEN to broadcast for every mortgage professional.     Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of Inside Mortgage Finance giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  The program can be heard "live" each Monday at Noon Central or downloaded as a podcast.  Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.  We invite you to join us to listen and learn.  This broadcast is provided to the mortgage industry as a public service compliment of Mortgage Banking Solutions, helping YOU take YOUR business to the next level!

We were honored to have as our special guest on this broadcast DAVID STEVENS, President of the Mortgage Bankers Association (MBA).  David shared his insights on where we are at as an industry and along with his perspective as to what the future holds for our indsutry as well as for housing and our economy.  This was a MUST LISTEN to broadcast for every mortgage professional.     Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of Inside Mortgage Finance giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  The program can be heard "live" each Monday at Noon Central or downloaded as a podcast.  Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.  We invite you to join us to listen and learn.  This broadcast is provided to the mortgage industry as a public service compliment of Mortgage Banking Solutions, helping YOU take YOUR business to the next level!   We were honored to have as our special guest on this broadcast DAVID STEVENS, President of the Mortgage Bankers Association (MBA).  David shared his insights on where we are at as an industry and along with his perspective as to what the future holds for our indsutry as well as for housing and our economy.  This was a MUST LISTEN to broadcast for every mortgage professional.     Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of Inside Mortgage Finance giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  The program can be heard "live" each Monday at Noon Central or downloaded as a podcast.  Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.  We invite you to join us to listen and learn.  This broadcast is provided to the mortgage industry as a public service compliment of Mortgage Banking Solutions, helping YOU take YOUR business to the next level!  

On today's special Labor Day holiday broadcast, we will have as our guest Steve Wilely of The Lincoln Leadership Institute at Gettybury along with Michael Wheeden of the Mortgage Bankers Association (MBA).   We will be discussing LEADERSHIP and lessons learned from the battle at Gettysburg can transform your business and our industry.  Once again the MBA has partnered with Steve Wiley & The Lincoln Leadership Institute at Gettybury for an amazing one day event that we will be discussing in this broadcast.  Tune-in or download and listen.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of Inside Mortgage Finance giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  The program can be heard "live" each Monday at Noon Central or downloaded as a podcast.  Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.  We invite you to join us to listen and learn.  This broadcast is provided to the mortgage industry as a public service compliment of Mortgage Banking Solutions, helping YOU take YOUR business to the next level!

Today's guest, BILL KILLMER, is SVP for Legislative & Political Affairs at the Mortgage Bankers Association (MBA) and is a 20+ year veteran of the housing industry.  On today's broadcast, we will be discussing GSE reform, reforms affecting FHA, the prospects of mtg interest and other housing incentives going away, a massive legislative refinance program proposal and much more.   Bill is responsible for managing the housing finance industry's legislative, political and grassroots activities and works in close coordination with the MBA member leadership and its public policy team.  Bill directs MBA's outreach to Congress, as well as other key state/local and political advocacy efforts.  On today's broadcast, we will be discussing what the MBA is doing "on the Hill" and what YOU can do to get involved and make a difference.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and ROB KATZ of DMD, Inc. with the "THINGS YOU SHOULD KNOW ABOUT" report and TONY GARRITANO providing a TECHNOLOGY UPDATE. Today's guest, BILL KILLMER, is SVP for Legislative & Political Affairs at the Mortgage Bankers Association (MBA) and is a 20+ year veteran of the housing industry.  On today's broadcast, we will be discussing GSE reform, reforms affecting FHA, the prospects of mtg interest and other housing incentives going away, a massive legislative refinance program proposal and much more.   Bill is responsible for managing the housing finance industry's legislative, political and grassroots activities and works in close coordination with the MBA member leadership and its public policy team.  Bill directs MBA's outreach to Congress, as well as other key state/local and political advocacy efforts.  On today's broadcast, we will be discussing what the MBA is doing "on the Hill" and what YOU can do to get involved and make a difference.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and ROB KATZ of DMD, Inc. with the "THINGS YOU SHOULD KNOW ABOUT" report and TONY GARRITANO providing a TECHNOLOGY UPDATE.

Today's special guest is STEVE O'CONNOR, Senior Vice President of Public Policy and Industry Relations at the Mortgage Bankers Association (MBA).   Steve will be giving our listeners an update on the MBA's residential policy for legislation, regulation and other important industry issues.   Never has it been more important that YOU as a mortgage professional be INFORMED and INVOLVED on the pressing issues of the day.  Be sure to tune in and listen to this important broadcast and tell your friends and associates in the industry to do the same.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.

Today's special guest is STEVE O'CONNOR, Senior Vice President of Public Policy and Industry Relations at the Mortgage Bankers Association (MBA).   Steve will be giving our listeners an update on the MBA's residential policy for legislation, regulation and other important industry issues.   Never has it been more important that YOU as a mortgage professional be INFORMED and INVOLVED on the pressing issues of the day.  Be sure to tune in and listen to this important broadcast and tell your friends and associates in the industry to do the same.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE. Today's special guest is STEVE O'CONNOR, Senior Vice President of Public Policy and Industry Relations at the Mortgage Bankers Association (MBA).   Steve will be giving our listeners an update on the MBA's residential policy for legislation, regulation and other important industry issues.   Never has it been more important that YOU as a mortgage professional be INFORMED and INVOLVED on the pressing issues of the day.  Be sure to tune in and listen to this important broadcast and tell your friends and associates in the industry to do the same.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.

The week before this program "aired", the Mortgage Bankers Association (MBA) released data that 30-day delinquencies had jumped up after months of decline.  As a result, it appears that managing destressed servicing is going to be an ongoing challenge for mortgage servicers.  Because of this development, we focused our attention on today's broadcast on DEFAULT SERVICING.  Our special guest this week was Ed Delgado, CEO of Five Star Institute who will be discussing recent developments with default servicing as well as The Five Star Default Servicing Conference and Expo in Dallas, Texas on September 11th and going thru September 13th.  By the way, we will be broadcasting "live" from this conference on September 12th.  You can learn more about this conference by going to the conference website at... http://www.thefivestar.com/fsc-2011/ On today's broadcast, we reference an article published on August 24th, 2011 in the NY Times.  You can access this article by clicking on the following link...  http://www.nytimes.com/2011/08/25/business/economy/us-may-back-mortgage-refinancing-for-millions.html?_r=1 If you consider yourself a mortgage professional, you need to download and listen to this program to learn what is happening in the the area of DEFAULT SERVICING.  The week before this program "aired", the Mortgage Bankers Association (MBA) released data that 30-day delinquencies had jumped up after months of decline.  As a result, it appears that managing destressed servicing is going to be an ongoing challenge for mortgage servicers.  Because of this development, we focused our attention on today's broadcast on DEFAULT SERVICING.  Our special guest this week was Ed Delgado, CEO of Five Star Institute who will be discussing recent developments with default servicing as well as The Five Star Default Servicing Conference and Expo in Dallas, Texas on September 11th and going thru September 13th.  By the way, we will be broadcasting "live" from this conference on September 12th.  You can learn more about this conference by going to the conference website at... http://www.thefivestar.com/fsc-2011/ On today's broadcast, we reference an article published on August 24th, 2011 in the NY Times.  You can access this article by clicking on the following link...  http://www.nytimes.com/2011/08/25/business/economy/us-may-back-mortgage-refinancing-for-millions.html?_r=1 If you consider yourself a mortgage professional, you need to download and listen to this program to learn what is happening in the the area of DEFAULT SERVICING. 

The Mortgage Bankers Association (MBA) recently released "revised" loan productin projections and they projected to be at the lowest levels since 1997.  On today's program, special guest Jon Traver and the shows regulars guests discuss what you can do to increase production even in a declining market.  If you are looking for ways in which you can postively impact your production operation, you will want to download and listen to this program.    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and ROB KATZ of DMD, Inc. with the "THINGS YOU SHOULD KNOW ABOUT" report and TONY GARRITANO providing a TECHNOLOGY UPDATE. The Mortgage Bankers Association (MBA) recently released "revised" loan productin projections and they projected to be at the lowest levels since 1997.  On today's program, special guest Jon Traver and the shows regulars guests discuss what you can do to increase production even in a declining market.  If you are looking for ways in which you can postively impact your production operation, you will want to download and listen to this program.    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and ROB KATZ of DMD, Inc. with the "THINGS YOU SHOULD KNOW ABOUT" report and TONY GARRITANO providing a TECHNOLOGY UPDATE.