Podcasts about Payroll

Charles J. Read is a Certified Public Accountant (CPA), U.S. Tax Court Practitioner (USTCP), Vietnam veteran, and former member of the Internal Revenue Service Advisory Council (IRSAC). He's also the founder of GetPayroll, a full-service payroll and payroll tax company serving businesses nationwide since 1991.With over 50 years of financial leadership experience across multiple industries, Charles is a seasoned executive, entrepreneur, and author of four books. His latest, The Payroll Book: A Guide for Small Businesses and Startups, is currently ranked in the top 25 in Amazon's Small Business Books category.Charles' Links:Website: https://getpayroll.com/Facebook: http://facebook.com/getpayrollInstagram: https://www.instagram.com/getpayroll/LinkedIn: https://www.linkedin.com/company/10964861/Freebies: https://thepayrollbook.com/resources/Book Recs:The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It: https://amzn.to/46z9tFzIn Search of Excellence: Lessons from America's Best-Run Companies: https://amzn.to/46FqaikThe Payroll Book: A Guide for Small Businesses and Startups: https://amzn.to/3WDUs0lThe Impatient Entrepreneur's links:Facebook: https://www.facebook.com/TheImpatientEntrepreneurPod⁠LinkedIn: https://www.linkedin.com/company/theimpatiententrepreneurpod/⁠Instagram: https://www.instagram.com/theimpatiententrepreneurpod/YouTube: https://www.youtube.com/@TheImpatientEntrepreneurPod⁠Online: https://www.theimpatiententrepreneurpod.comConnect with us⁠⁠: https://www.theimpatiententrepreneurpod.com/contact⁠Kwedar & Co.'s links:Facebook: https://www.facebook.com/kwedarco⁠LinkedIn: https://www.linkedin.com/company/kwedarco⁠Instagram: https://www.instagram.com/kwedarco⁠YouTube: https://www.youtube.com/@KwedarCo⁠Online: www.kwedarco.comConnect with us: https://www.kwedarco.com/book-consultation

When your pipeline dries up, clients vanish without paying, and payroll is looming with no cash in sight—what do you do? In this episode, we dive into a real-life scenario where an architecture firm faces a $52K quarterly loss, $215K in overdue invoices, and only three weeks of cash left. What happens when your firm hits a financial wall—hard—and you've got just weeks of cash left? This episode pulls back the curtain on a real architecture practice facing exactly that. You'll hear a raw, behind-the-scenes look at a business in crisis—and how smart billing, strategic thinking, and community insight begin to turn the tide. You'll meet an architect pushed to the brink—no new projects, massive unpaid invoices, and a crushing cash flow crunch. But within the pressure, unexpected strategies emerge. From ancient Roman wheels to outsourcing breakthroughs, this episode isn't just theory—it's a survival guide. In this episode, you'll discover: The surprising mindset shift that instantly changes how cash flows into your firm A little-known outsourcing trick that could save your practice six figures Why one ancient invention still haunts your billing system—and how to break free Ready to uncover what you don't even know is costing you?   ► Transcription: https://otter.ai/u/iGbI8NOL8DdwrqIe2bNRvFOZQF8?utm_source=copy_url   ► Feedback? Email us at podcast@businessofarchitecture.com   ► Access your free training at http://SmartPracticeMethod.com/   ► If you want to speak directly to our advisors, book a call at https://www.businessofarchitecture.com/call   ► Subscribe to our YouTube Channel for updates: https://www.youtube.com/c/BusinessofArchitecture   *******   For more free tools and resources for running a profitable, impactful, and fulfilling practice, connect with me on: Facebook: https://www.facebook.com/groups/businessofarchitecture Instagram: https://www.instagram.com/businessofarch/ Website: https://www.businessofarchitecture.com/yt Twitter: https://twitter.com/BusinessofArch Podcast: http://www.businessofarchitecture.com/show iTunes: https://podcasts.apple.com/us/podcast/business-architecture-podcast/id588987926 Android Podcast Feed: http://feeds.feedburner.com/BusinessofArchitecture-podcast Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly9idXNpbmVzc29mYXJjaGl0ZWN0dXJlLmxpYnN5bi5jb20vcnNz   *******   Access the FREE Architecture Firm Profit Map video here: http://freearchitectgift.com   Carpe Diem!

Seth and Sean dive into the Athletic's piece on which teams are really trying in the MLB based on their payroll and performance thus far and assess if what they say about the Astros matches the eye test.

Most people consider work just another four-letter word that ends in “k”. It is generally seen as the penance we do to justify earning our right to have what we desire. Today's the day to break free from this dreadful mental approach toward work and get on God's payroll. Make the switch from seeing your job as your source, and means of support. Begin to realize that God is your support and source, and that your job is merely the current channel. As soon as we stop complaining and treat our career as an exercise in giving love, we begin to succeed beyond our secret hopes. Build your trust in the Truth that God is orchestrating things on your behalf while you are busy being an agent of His love. This is the ultimate method of preparing for your promotion. On this episode, Darrell and Ed share how this faith-fueled attitude is akin to having the world's greatest headhunter working on your behalf. And, during the second segment, special guest, Unity Minister Gregory Barrette gives us all a raise with today's reading, “The Father's Business.” Join the Prospering Patreon Community: www.Patreon.com/FunniestThing

Orel Hershiser joins Jay Horwitz for a rare deep dive into the year he spent as a New York Met — and the unforgettable moments that came before it. From earning his 200th career win in Flushing to outdueling the Mets in the legendary 1988 NLCS, Hershiser reflects on a career full of iconic moments and unlikely friendships. He opens up about what it meant to play behind Robin Ventura and Rey Ordoñez, why Bobby Valentine was one of the smartest minds he's ever worked with, and the hilarious myth about John Olerud's helmet. Plus: tales from the Dodgers' clubhouse, broadcasting with Vin Scully, and why Ricky Henderson was truly one of one. ⏱️ TIMESTAMPS00:00 – Intro: Orel Hershiser's Mets & Dodgers Legacy01:00 – Why He Signed with the Mets in ‘9902:15 – Bobby Valentine, Buck Showalter & a Smart Clubhouse03:00 – Remembering That 1999 Mets Team04:00 – Clinching the Wild Card: Brad Clontz's Wild Pitch05:00 – Pitching Through Pain, Grit, and Adjustments06:30 – The Grand Slam Single Game from the Mound08:00 – Winning Career Game #200 as a Met09:15 – Flashback to 1988 NLCS: Breaking the Mets' Hearts11:00 – Dodging Bulletin Board Material & Lasorda's Pep Talks12:30 – Game 7 Heroics & Tommy's Crazy Contingency Plan14:00 – Thoughts on Payroll, Competitive Balance & Steve Cohen15:30 – Shohei Ohtani Is a Fantasy16:45 – Best Infield Orel Ever Played Behind18:00 – The Olerud Helmet Story Was Fake?!19:00 – Ricky Henderson Talked in the 3rd Person20:00 – The Mercury Mets Game21:00 – Why That One Mets Year Meant So Much22:00 – Life Lessons from Vin Scully & Dodgers Legends23:30 – On Broadcasting with Joe Davis & ESPN24:30 – Orel's Plans During the Dodgers-Mets Series25:00 – A Farewell to Jay from the Bulldog Himself Learn more about your ad choices. Visit megaphone.fm/adchoices

In this powerful episode of CTR Media Network, we're joined by Charles Read, CPA, U.S. Tax Court Practitioner, IRS Advisory Council member, and the founder of GetPayroll. With 50+ years of financial expertise and 30+ years as a business owner, Charles reveals insider secrets to beat IRS penalties, save on payroll taxes, and set up your business the right way from day one.As a Vietnam veteran and best-selling author of The Payroll Book, Charles brings unmatched real-world wisdom. Discover:How to stop overpaying employees—legallyThe 7 steps to force the IRS to abate penaltiesThe hidden tax credit you've probably missed (45S!)Why many businesses get payroll wrong—and how to fix itWhether you're a solopreneur, small business owner, or media entrepreneur, this is your blueprint for financial compliance, protection, and scalable success.https://getpayroll.com/

E-248 Pool Nation Podcast. Your pools don't have to turn green—and your profit shouldn't disappear down the drain. In this powerhouse episode of the Pool Nation Podcast, Edgar De Jesus, John “JJ Flawless” and Zac Nicholas sit down with Adam Beech (Founder & CEO, Pool Brain) and Kevin Embree (CRO, Pool Brain) to reveal how today's smartest service companies are harnessing AI, automated workflows, and real-time inventory to cut chemical costs up to 40 %, end customer churn, and unlock stress-free scaling. You'll learn: The cringe-worthy day that pushed Adam to build his own software (and why seven other “route apps” couldn't fix the problem). How guided workflows, live alerts, and automated chemical dosing virtually eliminate green pools. NEW features dropping this year—credit-card surcharge automation, full inventory with truck-level tracking, Heritage Pool Supply price syncing, and tab-dosing driven by AI weather modeling. Why remote monitoring + Pool Brain will let you guarantee “green-pool immunity” (and charge more for it). Proven tactics to turn hidden chemical waste and billing leaks into pure profit. Whether you run 20 pools or 20 trucks, this episode is packed with real numbers, step-by-step advice, and a vision for the tech-powered future of pool service. Hit play and dive in! Timestamp Chapter 00:00 – 01:00 Welcome & sponsor shout-outs 01:00 – 06:00 Meet Adam Beech & Kevin Embree – why Pool Brain exists 06:00 – 10:00 Pool Nation Awards & upcoming events rundown 10:00 – 16:00 Adam's origin story: Failed service companies and a DIY route buy-out 16:00 – 20:00 Hitting the 20-truck “glass ceiling” and the birth of Pool Brain 20:00 – 28:00 Early wins: quality-control workflows & 40 % chemical-cost drop 28:00 – 33:00 Training techs, stopping churn & the power of photo proof 33:00 – 40:00 Payroll, pricing and why credit-card billing matters 40:00 – 46:00 Break + sponsor spots 46:00 – 54:00 Funding the build, real-world ROI & lowering A/R to 0.6 % 54:00 – 59:00 What shocks new users most: profit reports & hidden waste 59:00 – 1:09:00 Brand-new features: surcharging, inventory, Heritage price sync 1:09:00 – 1:19:00 AI tab dosing & weather modeling—fully automated chemistry 1:19:00 – 1:25:00 Remote monitoring, WaterGuru integration & the future vision 1:25:00 – 1:32:00 Final thoughts, industry challenge & outro montage  

Dead Set Legends is back for 2025, thanks to GIO. This week Millie Elliot & Josh Mansour join Anthony Maroon. Maroon and the Sauce clash heads on Madge and his coaching ability, Maroon thinks Madge can do no wrong and the proof is in history with all the things he has won for the Bunnies, Kiwis, Origin etc. Whereas Sauce believes he has just inherited great teams each of those times. We chat with Bronson Xerri after their 24-20 win against the Roosters and we get baby name suggestions for Millie's baby ahead of the 89 names that have been banned. Sauce's salute of the week is Dane Gagai.See omnystudio.com/listener for privacy information.

This week, Livi shares her latest first world problems, a juicy dating update, and how she's navigating the chaos of making her ex-lover her employee. It's messy, honest, and very on-brand.

This Podcast Is Episode 628, And It's About Efficient Payroll Implementation For Construction Business Owners mplementing an effective payroll system is crucial for construction business owners, as it directly impacts project management, employee satisfaction, and overall financial health. Given the complexities of the construction industry, including varying pay rates, overtime requirements, and the need for certified payroll reports, developing a streamlined payroll process is essential.    Here are some steps to consider:   1. Determine Payroll Needs: Assess the size of your workforce (hourly vs. salaried employees). Identify the types of workers (e.g., subcontractors, full-time employees) and ensure your payroll system can handle various pay rates and classifications.   2. Choose the Right Payroll Software: Look for software that caters to the construction industry's needs, including support for job costing, lien waivers, and compliance with prevailing wage laws. Ensure it has features for tracking time worked, overtime, and benefits. 3. Set Up Employee Information:  Gather necessary documentation for all employees, including W-4 forms, identification, and relevant licenses.  Enter employee data into the payroll system, including their pay rates, tax information, and benefits enrollment. 4. Establish a Time Tracking System: Implement a reliable method for tracking hours worked. This can be done via paper timesheets, digital time clocks, or mobile apps. Ensure the method complies with labor regulations regarding work hours and overtime.   5. Understand Payroll Tax Obligations:  Familiarize yourself with federal, state, and local payroll taxes, including Social Security, Medicare, and unemployment.  Set up an account with the IRS and pay estimated taxes regularly to avoid penalties.   6. Communicate with Your Team: Educate your employees about how the payroll system works, including how to report hours worked and any deductions they may see. Keep an open line of communication for any payroll-related questions or concerns.   7. Run Payroll: Determine a payroll schedule (weekly, bi-weekly, or monthly) that best suits your business needs. Process payroll on time, ensuring accurate calculations for hours worked, overtime, and deductions.   8. Maintain Compliance: Stay updated with labor laws and regulations specific to the construction industry to avoid compliance issues. Keep records of payroll transactions and employee information for audit purposes.   9. Review and Adjust: Regularly review your payroll processes for efficiency and accuracy. Make adjustments as needed to enhance effectiveness and address any emerging issues. Consider soliciting employee feedback about the payroll process to identify any areas for improvement.   By following these steps, construction contractor business owners can implement a payroll system that meets their operational needs and effectively supports their workforce.    Now, what if you already have a system in place? Upgrading or changing your payroll system offers numerous significant benefits. Saving time and money, making everyone's lives easier, and improving integration are good reasons to consider a change.   But if the switch is mishandled, the results can be catastrophic and lead to long-lasting problems. So, please make sure that you allocate the project the time it requires. While some people may indeed enjoy coming to work, earning money is the main reason most people seek employment. Our jobs make the world go round, supporting us and our families so that we can afford everything else in life.   Not receiving payment correctly is a significant issue for your crew. As a construction business owner, you want to ensure your employees are paid sufficiently and on time. This protects your business and their happiness.   Changing payroll systems is a huge undertaking. Many moving parts and people will be affected. Ensure that this project receives the time and attention it deserves. Determine what will be necessary to make the transition, understand who it affects, and communicate with everyone involved. The planning process is critical. Treat it as the foundation to making the switch, and the rest will fall into place.   The primary motivation for implementing a new payroll system is to simplify processes. Yet, many construction businesses overlook how their new technology can help. It's easy to lean on old methods for getting things done because they're familiar, but that would be a mistake when switching to a new payroll system.   Ensure you are familiar with and understand the features of your new platform. The real-time, monetary, and energy savings will be realized here. Automate anything you can. When these tools prove their worth, your team will understand the rationale behind the switch.   That is why we're here. Fast Easy Accounting streamlines construction payroll by offering specialized services tailored for the industry's unique needs. Our bookkeeping services are designed to seamlessly assist you with your payroll processes, ensuring efficiency and accuracy at every step. Here's how we can help:   1. Tailored Solutions for Construction Payroll: We understand the unique challenges of construction payroll, such as varying pay rates, overtime calculations, and compliance with regulations. Our services are customized to meet these needs, ensuring every worker is paid correctly and on time.  2. Time Tracking and Data Management: We offer tools and systems for accurately tracking hours worked, including overtime and different pay classifications. Whether through digital time clocks or integrated apps, we help set up a reliable time management system that feeds directly into payroll, minimizing the risk of errors.  3. Compliance Assurance: Navigating payroll tax obligations can be complex, especially in the construction industry. Our bookkeeping services inform you about federal, state, and local regulations, ensuring you comply with all payroll tax requirements. We handle the calculations and submissions, allowing you to focus on your projects.  4. Efficient Payroll Processing: We streamline payroll by automating everything from calculating wages to processing payments. Automating these tasks saves you valuable time, allowing you to allocate resources more effectively.  5. Record Keeping and Reporting: Accurate documentation is critical for construction businesses, especially for audits and employee inquiries. Our services include maintaining thorough payroll records and generating necessary reports, such as certified payroll for government projects, that are easily accessible when needed.  6. Training and Support: We train your staff to use payroll systems effectively and provide ongoing support for any questions or issues. This ensures that your team feels confident and knowledgeable about the payroll process.  7. Monthly Reviews and Adjustments: Payroll needs can evolve as your business grows. We conduct regular reviews of your payroll processes and reports, making adjustments as necessary to enhance efficiency and address any new requirements that may arise.    Final thoughts   A well-implemented payroll system ensures that employees are paid accurately and on time and helps managers maintain compliance with labor laws and regulations. Furthermore, integrating payroll with project management and job costing enables better tracking of labor expenses and profitability for each project.    Deciding to change your payroll system is a big undertaking. But with some planning and preparation, it can be a smooth and rewarding transition.   For construction business owners, investing in a robust payroll solution means gaining a competitive edge, improving operational efficiency, and creating a positive work environment that fosters employee loyalty and productivity. By utilizing our bookkeeping services, construction business owners like you can ensure your payroll processes are compliant, accurate, and streamlined to support overall business growth and employee satisfaction. Let us handle the complexities of payroll while you focus on what you do best—building and growing your business. About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com  

Ogletree Deakins' new podcast series, Payroll Brass Tax, offers insights into frequently asked questions about employment and payroll tax. In the inaugural episode, Mike Mahoney (shareholder, Morristown/New York) and Stephen Kenney (associate, Dallas) discuss paid time off (PTO) donation programs, which allow employees to support each other during challenging times, such as natural disasters or prolonged illnesses. Stephen and Mike explain the three types of PTO donation programs—general, medical emergency, and natural disaster—and highlight the tax implications and administrative considerations associated with each type. The speakers emphasize the importance of carefully structuring PTO donation programs to avoid potential tax issues, particularly those related to the assignment of income doctrine, which provides that income is taxed to the individual who earns it, even if the right to that income is transferred to someone else.

Fortnite's 2020 removal sparked a major lawsuit over Apple's 30% revenue cut — a fight that changed the rules for all developers. Now, everyone's watching to see if Apple will approve Fortnite's return. Meanwhile, developers are already taking advantage of Coinbase developers tools design to make payments & stablecoin use much simpler.Guests:- Dan Kim, VP of Business Development, Coinbase Developer Platform - Nemil Dalal, Head of Coinbase Developer PlatformBuild on Coinbase➜ https://www.coinbase.com/developer-platform00:00 Intro00:14 Sponsor: Tangem00:26 Coinbase joins S&P 500 (kicks out Discover)00:41 Apple playing games01:09 Apple Tax vs Coinbase Devs03:00 Web2 vs Web3 payment06:06 How quickly will businesses transition to new payment rails?08:40 x40210:00 $BYTE AI Agent13:15 What does this mean for A.I. Agent payments?14:45 Virtuals agents using Coinbase commerce?16:20 Agents on social platforms soon?20:07 Ethereum Pectra upgrade impact21:43 Onboarding: One-click swaps25:11 Payroll on Base?27:52 USDC on Base29:25 What's next for crypto?32:11 Wen $VIRTUALS listing?32:40 Outro#Ethereum #Crypto #Apple~Stablecoins: The Killer App of Crypto

Send us a textWelcome to the Season Six premiere of Woman-Owned Wallet, where host Amanda Dare reunites with COO Adrienne after her maternity leave for an intimate look behind the curtain of their female-focused business journey.This candid conversation takes you through the past year's triumphs and challenges as they navigate downtown construction chaos, the bittersweet decision to close their beloved WOW Factor Collective event space, and the development of exciting new ventures. You'll meet Penny the Piggy Bank – their joyful inflatable mascot bringing approachable feminism to community events – and learn how she's transforming the conversation around women and money one ka-ching button press at a time.The duo shares the incredible milestone of putting over one million dollars into women's wallets during their recent Galentine's Day event, which drew 900 attendees and showcased 90+ women-owned vendors. They reveal plans to expand their successful Woman-Owned Walking Tour across the river to New Albany, Indiana, while continuing development on their dream project: the WOW Factor TV show that will spotlight women entrepreneurs nationwide.Beyond business strategies, Amanda and Adrienne discuss the deeper meaning of creating flexibility for women in business, from embracing hybrid work schedules for new moms to making their collaboration services accessible with options starting under $400. Their conversation perfectly embodies their mission – proving that supporting women-owned businesses isn't charity, but community-building that benefits everyone.Whether you're a longtime listener or discovering the podcast for the first time, this episode offers a masterclass in resilience, adaptation, and staying mission-focused while navigating entrepreneurship's messy middle. By the end, you'll be inspired to discover how putting money in the wallets of women can transform both your shopping habits and your community.Gusto - All Your HR and Payroll Needs3 out of 4 customers say Gusto makes staying compliant easier. Simple, Easy and DIY HR and Payroll.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

In this episode of Payrollin', Matt Vaadi explores how AI, automation, and outsourcing are transforming payroll and business operations. He discusses how ADP and Justworks are using these technologies to boost efficiency and reduce costs, and introduces his new business venture, Outsourced Scale, which is revolutionizing operations with virtual assistants and automation.Matt also shares insights from 100 Million Leads by Alex Hormozi and Built to Sell by John Warrillow, offering strategies for scaling businesses and refining messaging during tough economic times. Tune in to learn how these tools and lessons can help businesses not just survive, but thrive, even in challenging conditions.

Pay or Get Sued: How I Learned Payroll Law the Hard Way

As artificial intelligence rapidly reshapes every corner of the workplace, payroll stands out as one of the most sensitive and high-stakes functions in HR. Accuracy, data security, and compliance are non-negotiable — yet payroll leaders are under constant pressure to improve efficiency and reduce risk. As AI capabilities expand, the big question for employers isn't if AI should be integrated into payroll processes, but how to do it safely, ethically, and effectively. Understanding this balance is crucial for every HR and payroll professional navigating the future of work. In this insightful episode of HRD Talk, Ben Cartwright speaks with Kylie Baullo, General Manager of ADP for Australia, New Zealand, and Japan, to unpack what AI really means for payroll. Together, they explore the practical ways AI is already improving accuracy, reducing manual errors, and freeing up valuable time — while also addressing the concerns around data privacy, job security, and responsible AI use. Tune in to hear about: - How AI can reduce payroll errors, boost accuracy, and proactively identify data issues - The critical role of data privacy, ethics, and transparency in AI-powered payroll systems - Practical, everyday AI applications that can improve HR and payroll workflows - How businesses can manage employee concerns about AI and automation in the workplace - The importance of combining human judgement with AI-driven insights for better decision-making - The role of “guardrails” in ensuring AI tools support — not replace — people in payroll This conversation will equip you with a grounded, realistic understanding of AI's role in payroll and how to harness it without compromising what matters most. Tune in to this essential episode of HRD Talk and discover how to safely and smartly integrate AI into your payroll processes today.

Keaton Ross reported on the case of Channen Smith, an Oklahoma prisoner whose innocence claim is progressing through the federal court system. J.C. Hallman talks about Oklahoma's two women's prison newspapers. Paul Monies with the latest on the financial implosion of the state's mental health agency. Shaun Witt hosts.

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Hart, Fitzy, and Dan debate whether or not it makes sense for the Celtics to cut payroll if they keep winning titles. Will Bill Chisholm want to alienate the fanbase right after taking over the team.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at ways to parse through recent economic data. Plus, Robbie sits down with Realfinity's Kipper Bush to discuss how embedded finance can empower real estate professionals with seamless mortgage solutions at the point of sale. And we close with the figures from the April payrolls report.Today's episode is sponsored by CreditXpert—the credit optimization platform that helps today's top mortgage originators and more than 60,000 mortgage professionals qualify more applicants, make more competitive offers, reduce LLPA premiums and close more loans. Download your free copy of the credit optimization playbook today at creditxpert.com/chrisman. 

April payrolls jobs growth is seen at 130,000, well below March. Amazon and Apple both disappointed, judging from initial market response, and the SPX is on an 8-day win streak.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.Investing involves risk, including loss of principal.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see ​schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.(0131-0525)

Is travel finally getting cheaper again? In this Quick Hits episode, DeAndre Coke breaks down the latest shifts in travel trends, including a noticeable drop in flight prices and increased award seat availability, especially in business and first class. He explains why now might be the ideal time to snag flight deals using points or cash and shares valuable tools for smarter travel booking, including the newly launched hotel search tool Gondola. DeAndre also provides an update on the ongoing saga of using payroll for your credit cards with Zil Money, which has been down for over a month now. He also covers a fast-closing loophole that lets travelers transfer Amex points to Alaska Airlines miles. He warns listeners about the upcoming temporary suspension of point transfers from Chase and Amex to Emirates. The episode closes with a heads-up on an active 30% transfer bonus from Citi ThankYou Rewards to Virgin Atlantic Flying Club, along with key considerations for making the most of those points. From smart booking strategies to maximizing redemptions, this update helps you make the most of the current travel climate.   Key takeaways:  Flight Prices Dropping: Demand is cooling, bringing cheaper cash fares and improved award availability. Alaska Airlines Loophole: The Amex → Hawaiian → Alaska transfer hack may end soon—act fast. Gondola Tool: A new site showing cash vs. points hotel prices, elite benefits, and price tracking, though it requires email read access. Emirates Transfers Paused: Chase (May 28–June 30) and Amex (starting May 29) are temporarily pausing point transfers to Emirates, hinting at a likely devaluation. Virgin Atlantic Transfer Bonus: 30% bonus on Citi ThankYou Rewards transfers to Virgin Atlantic Flying Club through May 17. Thrifty Traveler & Daily Drop: Helpful tools for spotting mistake fares and daily point deals. Cash vs Points Strategy: When flight prices drop, cash may offer better value than points.    Resources: Start here to learn how to unlock nearly free travel Sign up for our newsletter! This month's best current card offers LTH Online Points & Miles In Depth Course:  Use coupon code "BOLDYGO" for a 50% discount! BoldlyGo Travel With Points & Miles Facebook Group Truicity Wealth Management Thrifty Traveler Premium Daily Drop Newsletter   Connect with DeAndre Coke:  Instagram: BoldlyGo.world Website: BoldlyGo.world YouTube: BoldlyGoWorld    

Today's Headlines: The U.S. economy shrank by 0.3% in Q1 of 2025, marking its first contraction since 2022 and falling well below forecasts of modest growth. Payroll growth also disappointed, with only 62,000 jobs added—half of what was expected. JP Morgan analysts now consider a mild recession their “base case.” Meanwhile, Trump blamed Biden for the downturn, despite previously taking credit for economic wins. New tariffs are compounding the strain: imports from China are down sharply, shipping volume at the Port of L.A. is projected to drop by 35%, and over 60% of U.S. toymakers have canceled holiday orders, threatening a Christmas goods shortage. During a Cabinet meeting, Trump dismissed the concerns, saying kids might have to settle for fewer, pricier toys. He also finalized a rare earth minerals deal with Ukraine in exchange for military support. Elsewhere, a judge ordered the release of a Columbia student unlawfully detained by ICE after a citizenship interview, and measles outbreaks are spreading in at least 10 states, with Texas cases topping 660. Resources/Articles mentioned in this episode: WSJ: Stock Market News, April 30, 2025: Dow, S&P 500 Rally Into Close; GDP Data Shows Economy Contracting CNBC: Port of Los Angeles says shipping volume will plummet 35% next week as China tariffs start to bite  Inkl: More than 60 percent of toymakers forced to cancel orders as Trump's tariffs threaten Christmas  NBC News: Ukraine says it hopes to sign U.S. minerals deal within 24 hours NPR: Federal judge orders release of Columbia University student Mohsen Mahdawi AP News: The US has nearly 900 measles cases, and 10 states have active outbreaks. Here's what to know Wired: Scientists Find Measles Likely to Become Endemic in the US Over Next 20 Years Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of PayTalk, we're joined by Graham Wiley, Chief Marketing Officer at activpayroll, who shares insights on managing global payroll for mid-market companies. This episode explores how organizations can navigate international complexity with limited resources. Graham offers practical strategies for building business cases, embracing complexity, and thoughtfully implementing AI solutions. Through real-world examples, he demonstrates how payroll professionals can become strategic leaders in their organizations Join PayrollOrg to access networking opportunities and professional development resources by visiting payroll.org. You can also connect with us via email at podcasts@payroll.org or leave a comment on PayrollOrg's Facebook page.

Join this episode with very special guest Chris McKee who has led global payroll at multiple Fortune 500 companies. Hear his POV on how he and his team handled one of the worst nightmares you can image: The Time & Attendance system going down for 10 weeks time due to a cybersecurity incident. To make matters worse, it happened in December right before US year-end.Chris shares insights into handling crisis management including when the contingency plan does not prepare you. He shares the impact on employees and how to deal with that, the response from senior leadership and how it has a huge impact, along with how they made it through after 10 weeks of no time data including reconciling all of the payroll data!

Send us a textPaying your children through your business is a legitimate and powerful tax strategy that can save you thousands every year!• Reduce taxes by converting business income into deductible expenses with zero tax impact• Children earning under $15,000 (2025 standard deduction) pay no income tax and don't need to file returns• Sole proprietors (Schedule C) and farms (Schedule F) don't pay payroll taxes on wages to children• S-corporations must pay payroll taxes, but strategy remains beneficial for 22%+ tax bracketsThanks for listening! Please share this episode with fellow business owners to help them save on taxes too.Create a STAN Store - Click here to try it out!Here's where you can find us! Follow along on Instagram for lots of free content for business owners daily!Shop our business guides!Our Instagram PageOur family page

Today we'll hear about:  A business owner wondering how much of her revenue she should allocate to payroll  The key differences between a controller and a CFO  Why Dave Ramsey hates job descriptions and what he thinks is a better option  How to give money to charity with business profits    Next Steps: 

Andy Levin is a professor of economics at Dartmouth College and longtime advisor to many central banks. Andy returns to the show to discuss his policy brief on holding the Fed accountable for its spending practices. Check out the transcript for this week's episode, now with links. Recorded on April 9th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow the show on X: @Macro_Musings Check out our new AI chatbot: the Macro Musebot! Join the new Macro Musings Discord server! Join the Macro Musings mailing list! Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps: (00:00:00) – Intro (00:00:50) – Andy's Professional Background (00:02:07) – Overstaffed or Overworked? (00:04:09) – The Fed's Extraordinary Independence (00:10:10) – Inspector Generals and the Fed (00:20:33) – The Fed's Workers and Payroll (00:37:35) – Updates to the Fed's Headquarters (00:48:24) – Other Fed Challenges (00:56:26) – How to Improve the Fed (00:58:24) – Outro

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free LIVE training to maximize your pointshttps://geobreezetravel.com/webinar ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Intro00:11 Earning Points on Savings Accounts01:56 Maximizing Points on Car Purchases04:35 Points for Tuition and Student Loans07:20 Business Expenses: Taxes and Payroll13:48 Conclusion: Recap and Next StepsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravel  Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

In this episode, we break down a real-world clinic owner's struggles with debt, cash flow, staffing, and the "limbo" between being a solo PT and scaling a true business. Learn why adding a business partner is not a quick fix, how profit must come before partnerships, and how focusing on high-profit, low-stress services can save your clinic.What you'll learn:Why many PTs stay stuck in "not profitable enough" modeTactical steps to outsource, automate, and eliminate busyworkHow to create urgent marketing copy that drives real actionWhy less (not more) is often the answer in growing your clinicResources Mentioned:Six Types of Working Genius (Patrick Lencioni): https://www.workinggenius.com/Uncaged Clinicians Facebook GroupIdeas for launching Golf Simulator Membership ProgramsConnect with Us:Apple Podcasts: PT PintcastSpotify: PT PintcastWebsite: ptpintcast.comYouTube: @PTPintcast