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In this episode of the HVAC Know It All Business Edition Podcast, co-hosts Gary McCreadie and Furman Haynes along with guests Robin Henry, Owner of Pinnacle Building Performance and Ian Schotanus, The HR Guy and Co-owner of The Big Picture Consulting, cover essential topics for those thinking of starting or growing their own HVAC business, including subcontracting vs. employees, payroll setup, hiring, marketing, and more. If you're a technician dreaming of business ownership, this episode is packed with valuable insights to help you navigate the early stages of building your own HVAC business. Expect to Learn: The risks and considerations of subcontracting vs. hiring employees How to set up payroll, unemployment, and worker's comp The challenges and strategies in managing business growth How to handle administrative work and stay organized The importance of marketing and creative approaches to attracting customers Timestamps: [00:00:00] - Introduction [00:01:25] - Lawsuit Risk and Subcontracting [00:11:18] - Robin's Experience with Hiring [00:13:06] - Payroll, Unemployment, and Worker's Comp [00:15:36] - Advice for Aspiring Business Owners [00:17:24] - Mistakes Made by First-Time Business Owners [00:18:06] - The Wall of Hats [00:19:04] - Admin Work: The Hidden Burden of Business Ownership [00:21:20] - Administrative Inflation [00:22:01] - Closing Remarks Follow Guest Robin Henry on: LinkedIn: https://www.linkedin.com/in/robin-henry-3a460482 Instagram: https://www.instagram.com/pinnaclebuildingperformance/?hl=en Company's Linkedin: https://www.linkedin.com/company/pinnaclebp Company's Website: https://www.pinnaclebuildingperformance.com/about-us/ Follow Guest Ian Schotanus on: Company's LinkedIn: https://www.linkedin.com/company/the-big-picture-consulting Company's Website: https://thebigpictureconsulting.com/about-us Company's Instagram: https://www.instagram.com/thebigpictureconsulting/ Follow the Hosts: Follow Furman Haynes on: LinkedIn: https://www.linkedin.com/company/workherohvac/ Facebook: https://www.facebook.com/p/WorkHero-61562122449748/ Instagram: https://www.instagram.com/workhero__ Follow Gary McCreadie on: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/ Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/ Instagram: https://www.instagram.com/hvacknowitall1/
In this solo livestream episode, Jason Cavness walks small business owners through the HR laws you must follow when you have 49 or fewer employees. Jason draws from more than 30 years of HR experience, 25 years as a retired U.S. Army officer, and over a decade working with startups to explain complicated HR rules in a simple, practical way. Jason covers what federal government actually requires, why most HR mistakes come from confusion rather than bad intent, and how ignoring even one rule can lead to fines, audits, lawsuits, and massive headaches for small business owners. Using real examples, stories from his career, and questions from livestream viewers, Jason breaks down what every employer needs to know: overtime rules, payroll tax obligations, discrimination laws, onboarding requirements, union rules, ADA accommodations, pregnancy protections, military employment rights, OSHA issues, misclassification risks, and more. If you're a founder, small business owner, or early-stage startup leader, this episode gives you a straightforward roadmap for staying compliant and protecting your business before something goes wrong. Topics Discussed • Why HR feels complicated and why it really isn't • The real reason most small businesses get fined • Drug-Free Workplace Act and who it does and does not apply to • Audio monitoring vs video monitoring rules • Polygraph testing and the extremely rare cases where it's allowed • Military employment rights and what employers must provide • Workplace safety, chemical safety sheets, and OSHA basics • Employee rights to discuss wages, schedules, and working conditions • Equal Pay Act misunderstandings and why negotiation habits matter • Minimum wage, overtime, exempt vs non-exempt rules • Why you must pay overtime even when you tell someone not to work it • I-9 verification, E-Verify, and immigration compliance • Payroll tax responsibilities • ADA and reasonable accommodation requirements • Pregnancy discrimination and common employer mistakes • Genetic information discrimination and health insurance issues • Title VII Civil Rights Act protections • LGBTQ workplace protections • Age discrimination rules and why age 40 is the legal threshold • COBRA continuation for companies offering health benefits • Worker misclassification and how calling someone a contractor doesn't make them one • Why unions form and how employers accidentally trigger unionization • What CavnessHR is building to automate HR and prevent these problems Support CavnessHR CavnessHR is building an AI-native HR system for small businesses with 49 or fewer employees automated compliance plus access to a dedicated HR Business Partner. Invest on Wefunder: https://wefunder.com/cavnesshr Download 7 free eBooks based on The Jason Cavness Experience: https://www.buildcavnesshr.com/ebooks Join the Builders Club: https://www.buildcavnesshr.com/ Connect with Jason Cavness LinkedIn: https://www.linkedin.com/in/jasoncavness/ https://www.linkedin.com/in/jasoncavness Instagram: https://www.instagram.com/jasoncavness TikTok: https://www.tiktok.com/@jasoncavness Podcast: https://www.thejasoncavnesssexperience.com
Most of the names are familiar to those who follow politics and government. Hunter Biden, Rudolph Giuliani, Tony Podesta, Paul Manafort, and many others. Kenneth Vogel has written a book about these figures. It's called "Devils' Advocates: The Hidden Story of Rudy Giuliani, Hunter Biden, and the Washington Insiders on the Payroll of Corrupt Foreign Interests." In the publisher Morrow's liner notes on the book, they write: "The foreign influence business comprised of shadowy operators who quietly shaped US foreign policy while producing massive paydays for themselves has existed for decades, often unnoticed by Americans." Ken Vogle is a reporter for the New York Times. Learn more about your ad choices. Visit megaphone.fm/adchoices
Padres Chairman John Seidler told the UT that the 2026 payroll will remain the same as 2025. Jalen Hurts 5 turnovers helps the Chargers beat the Eagles. Philip Rivers works out for Colts and could make a comeback.Support the show: http://kaplanandcrew.com/See omnystudio.com/listener for privacy information.
A Non-Tax Reason for Putting Your Spouse on Law Firm Payroll If you want more profit in your law firm with less chaos, grab my Law Firm Profit Playbook - https://bigbirdaccounting.com/playbook.
Today Dr. Emily Holt, a Direct Primary Care (DPC) physician based in New Orleans, shares her inspiring journey from working in federally qualified health centers (FQHCs) and university clinics to opening her own DPC practice amidst a rapidly changing healthcare landscape. The discussion dives deep into the effects of the "one big beautiful bill," the challenges facing marginalized communities following recent legislative changes, and innovative ways DPC physicians in Louisiana are collaborating to fill healthcare gaps. The episode also highlights the power of community-driven solutions, nonprofit partnerships, and coalition-building among DPC practitioners to improve access to affordable, relationship-based care. Whether you're a physician, patient, or healthcare advocate, this episode offers firsthand insight into DPC, healthcare advocacy, and the current realities for patients and providers in New Orleans and beyond. Recorded July 2025.Register for Hint Summit today and use promo code MYDPCSTORY for $50 off your Clinician ticket! Gusto, the Payroll and HR Solution loved by so many DPCs (including Big Trees MD)! Earn $100 after running your first payroll!Support the showBe A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube
Are the Yankees looking to get their payroll under $300 million? Plus, Mike McCarthy speaks about Jaxson Dart and we talk quarterbacks with Rich Cimini. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Payroll rules are evolving fast. Discover how new overtime and tip tax guidance could shift what employers need to know and what employees take home.
In this week's Quick Hits, DeAndre recaps the most important updates across the points, miles, and travel rewards landscape, plus significant new developments in the Zil Money payroll-on-credit-card strategy. After a fun Thanksgiving recap featuring Taryn's holiday cooking, DeAndre dives into Chase's newly expanded pre-approval tool that can bypass 5/24, Vancouver's popular hotel promotion returning for another season, and some of the strongest Capital One Offers we've seen in years, including massive bonus-mile opportunities with Hotels.com and British Airways.He also highlights current transfer bonuses across Amex and Chase, a December PayPal 5x category for Freedom cards, and ongoing promotions with programs like Aeroplan and Kimpton.Finally, DeAndre provides fresh data points on Zil Money's stability, industry restrictions, and card coding — including confirmation that the Chase Ink Business Preferred is once again earning 3x. He shares insights from the WhatsApp community chat and outlines his personal strategy as he wraps up status goals and prepares for the upcoming honeymoon.Key takeaways: Chase expands pre-approvals: A new Chase pre-approval tool can bypass 5/24 for some applicants.Bonus eligibility varies: Being pre-approved does not guarantee receiving a welcome bonus.Vancouver promo returns: Select Vancouver hotels are offering CAD $100–$350 Mastercard gift cards.Capital One Offers surge: Huge targeted offers dropped, including Hotels.com (20k miles) and British Airways (50k miles).5x Paypal is live: Chase Freedom and Freedom Flex earn 5x through Paypal for December (up to the $1,500 quarterly cap).Zil Money appears stable: The platform is functioning more consistently following earlier issues.WhatsApp insights matter: Community data continues to shape best practices for payroll-on-credit-card strategy.Interested in Financial Planning?Truicity Wealth ManagementResources:Book a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.comThrifty Traveler Premium
Jack and Spencer discuss the latest reports about the Brewers' payroll situation, Freddy Peralta's future, and potential trade candidates.
In this episode, Cyd and David go off (lovingly) on the rise of woo-woo salons—the ones where your haircut somehow turns into an unsolicited aura reading, your schedule is set by the moon cycle, and “vibes” are doing more work than the actual business plan.They unpack:When spirituality and religion in the salon cross a line from “on brand” to “manipulative”Why your team and clients did not sign up to be part of your personal awakeningThe difference between building a clear brand experience vs. blindsiding people with energy workTroll comments like “no pain, no gain” and why DTH exists specifically so the next generation doesn't have to suffer the way the last one didHow Destroy The Hairdresser's “disruptive” branding triggers people who haven't actually looked at the resultsAnd of course, they circle it back to hourly pricing, boundaries, and critical thinking as the actual structure that lets you build any kind of salon—woo, churchy, ultra-clinical, whatever—without burning everyone out.
This episode features a large news slate: November private payrolls unexpectedly fell by 32,000, Alphabet's AI chips business could be worth nearly Bad Bunny is back on top of Spotify's annual list. Roundtable: DOL registryhttps://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.
In this episode of the CD Financial Podcast, Chuck D and Marcus C delve into the implications of the new Secure Act 2.0, particularly focusing on catch-up contributions to retirement accounts. They discuss the differences between Roth and traditional contributions, the tax implications of forced Roth contributions, and the concerns that high earners may have regarding their tax bills. The conversation also touches on the challenges of payroll setup for federal employees and the perceived unfairness of the new rules. Additionally, they provide insights into how these changes may affect cash flow and retirement planning, concluding with a health tip emphasizing the importance of resistance training for longevity.TakeawaysCatch-up contributions can be made to Roth or traditional accounts depending on income levels.The Secure Act 2.0 mandates Roth contributions for high earners.Tax implications of Roth contributions can affect take-home pay.Forced Roth contributions may disrupt financial planning for some individuals.Payroll systems may struggle with the implementation of new rules.Many employees feel penalized by the new tax rules.Federal employees need to consider how these changes affect Medicare premiums.Regional variations exist in contribution rules for federal employees.It's crucial to review retirement plans regularly to avoid mistakes.Resistance training is essential for maintaining health as we age.
Paul Hoynes and Joe Noga look at the contracts Cleveland has on its books as baseball's winter meetings in Orlando draw near. Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode, Pete and Julie welcome ‘ATLien', HRIS strategist, payroll expert, and CEO of Transcenders Consulting Group, and host of the Human-Roll Podcast, Tiana Neal! Tiana shares here path of a career in radio and television to finding passion and purpose in HR and payroll. And why curiosity, courage, and a love of fixing things shaped her career and her work helping organizations modernize HR and payroll systems. From the rise and angst with AI to compliance complexity to why so many companies still mistake tech problems for people problems. Tiana shares how HR and payroll leaders can embrace change, elevate the employee experience, and lead their businesses into what's next. Plus, Pete, Julie and Tiana talk through a handful of notable workplace and HR related news articles and share their POV's and have a little fun with each! Connect with Tiana: LinkedIn: https://www.linkedin.com/in/tiana-neal-22903386/ Website: http://www.transcendersconsultinggroup.com/ Blogs: https://www.transcendersconsultinggroup.com/ourblog The Human Roll Podcast: https://wrkdefined.com/podcast/the-human-roll Connect with the show: LinkedIn: http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0 @PeteTiliakos @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0
The Toronto Blue Jays have agreed to the largest free agent contract in franchise history with Dylan Cease. He was the biggest name out there. $210 million total for a 30-year old pitcher. The Blue Jays were one win away from a World Series title. (14:30) Anthony Rendon and the Angels are in buyout discussions. One of the worst contract in MLB history. It's in the final year. (24:00) Luka Doncic had a problem with the NBA Cup courts so the court went away. For the NBA Cup the league gives out special courts for teams to play on. Well, Luka said the courts were dangerous. (35:00) The Boston Red Sox have a payroll update. How much is the team going to spend? Is the team willing to lose money? (44:00) The St. Louis Cardinals are now a revenue sharing recipient. Unheard of. Learn more about your ad choices. Visit podcastchoices.com/adchoices
The Toronto Blue Jays have agreed to the largest free agent contract in franchise history with Dylan Cease. He was the biggest name out there. $210 million total for a 30-year old pitcher. The Blue Jays were one win away from a World Series title. (14:30) Anthony Rendon and the Angels are in buyout discussions. One of the worst contract in MLB history. It's in the final year. (24:00) Luka Doncic had a problem with the NBA Cup courts so the court went away. For the NBA Cup the league gives out special courts for teams to play on. Well, Luka said the courts were dangerous. (35:00) The Boston Red Sox have a payroll update. How much is the team going to spend? Is the team willing to lose money? (44:00) The St. Louis Cardinals are now a revenue sharing recipient. Unheard of. Learn more about your ad choices. Visit podcastchoices.com/adchoices
A busy week of data and earnings is kicking off after the Thanksgiving break. Markets will focus on payrolls, consumer sentiment, and a wave of major tech results.➡️ Just a quick reminder, Capital Markets Quickie is brought to you by AMF Capital AG, Asset Management Frankfurt, your leading provider for individual investment solutions and mutual funds. Visit https://www.amf-capital.de for more information.>>> Make sure to check out my newsletter "Cela's Weekly Insights":https://endritcela.com/newsletter/>>> You can subscribe here to our YouTube Channel “MVP – Main Value Partners”:https://www.youtube.com/@MainValue>>> Visit my website for more information:http://www.endritcela.com>>> Follow me on LinkedIn:https://www.linkedin.com/in/endrit-cela/>>> Follow me on Instagram:https://www.instagram.com/endritcela_official/Disclaimer for "Capital Markets Quickie" Podcast:The views and opinions expressed on this podcast are based on information available at the time of recording and reflect the personal perspectives of the host. They do not represent the viewpoints of any other projects, cooperations, or affiliations the host may be involved in. "Capital Markets Quickie" does not offer financial advice. Before making any financial decisions, please conduct your own due diligence and consult with a financial advisor.
On this special episode recorded live at the CIPP's (Chartered Institute of Payroll Professionals) Annual Conference and Exhibition (CIPP ACE) in Newport, Wales, Pete sits down with Ian Giles, Global Payroll Director at Dayforce, for a high-energy conversation on the “golden age of payroll!” From the rise of AI to the rebirth of real-time pay, Ian shares his view from the front lines of global payroll transformation, where technology, trust, and talent are redefining what it means to lead in this profession. Together, they explore how AI is reshaping payroll roles, why flexibility is the new currency of attraction, and how earned-wage access and continuous calculation are accelerating the move beyond the traditional pay cycle. Ian also offers candid advice for payroll leaders on building strategic influence, restoring trust, and embracing innovation before they're left behind. Connect with Ian: LinkedIn: https://www.linkedin.com/in/payrolllife/ Dayforce: https://www.dayforce.com/ Connect with the show: LinkedIn: http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0 @PeteTiliakos @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0
Your hiring process is broken. You are hiring for skills when you should be hiring for the one thing you can't train: behavior.In this episode, Reanna Werner (Founder of Savion HQ) reveals the brutal reality of entrepreneurship—from being "ruined" for the corporate world to managing the two things that keep every founder awake at night: their people and their money.If you've ever felt held hostage by a toxic employee or paralyzed by the fear of a lawsuit, this conversation is the wake-up call you need.
Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Today's word of the day is ‘profit' as in money as in revenue as in checks as in balances as in business as in the New York Yankees. Hall Steinbrenner, the owner of the Yankees, met the media on Monday, and quite a lot to say. He wants the payroll to come down. He wants people to stop thinking the Yankees always make money. He wants you all to know that competitive balance is still here despite what the Dodgers are doing. (19:30) What are the Pirates and the Marlins doing this offseason? Spending money? Or just pretending to spend money? (37:00) Review: Morning Show Season 4. (40:30) NPPOD. (44:00) David Stearns met the media after trading away Brandon Nimmo. He said the team could not just run it back. Something needed to change. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today's word of the day is ‘profit' as in money as in revenue as in checks as in balances as in business as in the New York Yankees. Hall Steinbrenner, the owner of the Yankees, met the media on Monday, and quite a lot to say. He wants the payroll to come down. He wants people to stop thinking the Yankees always make money. He wants you all to know that competitive balance is still here despite what the Dodgers are doing. (19:30) What are the Pirates and the Marlins doing this offseason? Spending money? Or just pretending to spend money? (37:00) Review: Morning Show Season 4. (40:30) NPPOD. (44:00) David Stearns met the media after trading away Brandon Nimmo. He said the team could not just run it back. Something needed to change. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Mike Francesa is back to answer your emails and offer his thoughts on Hal Steinbrenner's payroll comments, the next Giants head coach, and exactly what a Francesa family Thanksgiving looks like. 00:00 St. John's loses to ISU 04:15 Next Giants head coach 06:40 Can Stearns really run the Mets? 07:30 Alonso or Diaz 09:00 Will Skattebo bounce back? 10:30 Jokic a top 10 player? 11:25 Documentary process 13:40 What does a Francesa Thanksgiving look like? 17:50 Steinbrenner's comments on Yankees' payroll 27:45 Mets trade Nimmo to Rangers 31:20 St. John's championship potential
If you're in HR and deal with payroll - or just need to work closely with them - getting this wrong can damage your career. Steven Van Alstine from the National Payroll Institute walks us through what HR professionals need to understand about payroll to avoid costly mistakes. And to be more effective in that critical relationship!We cover what payroll actually does beyond "paying people," the critical information you need to provide for new hires and employee changes, and why payroll professionals can seem so inflexible. Steven explains the real compliance risks, the staggering financial responsibility payroll carries, and what can happen if things go wrong.You'll learn why manual payroll runs are not ideal, the difference between payroll dates and processing deadlines, and how to build a partnership with payroll that benefits everyone. Whether you're responsible for payroll yourself or just need to understand how it works, this episode will help you avoid the mistakes that damage employee trust and put your organization at compliance risk.Key topics:What payroll professionals actually do and why it mattersCritical information needed for new hires, changes, and terminationsWhy payroll seems inflexible and how to work with those constraintsThe real financial and legal risks of payroll mistakesBest practices for HR-payroll collaborationGuest: Steven Van Alstine, VP of Professional Standards and Education, National Payroll InstituteResources: National Payroll Institute at payroll.ca, Learning Payroll courses for HR professionalsAnd this episode was requested by a listener! Let me know what other HR topics you'd like covered.Find me, Andrea Adams on Linkedin or my Website https://thehrhub.ca
On this November 21st episode, we examine the government's first employment report since the shutdown. The headline payroll figures were strong, but nearly every detail beneath them was troubling. Most of the job growth came from three sectors that are more vulnerable to economic swings and that offer lower compensation, raising questions about the quality and durability of recent hiring. The unemployment rate also edged up to 4.4 percent, adding yet another data point to the fading labor market. We then turn to the market's poor reaction to Nvidia's blowout earnings release. Although Nvidia continues to benefit from vast investment plans in artificial intelligence, the earnings release revealed that it may be the last to be affected if those plans are scaled back. With firms such as ChatGPT burning through enormous amounts of cash, it is far from certain that investors will remain patient long enough for their more ambitious visions to be realized. The result is a market struggling to price the boundary between promise and excess in a technology boom that may already be nearing its top.
In this episode of Growth Amplifiers, host Kenny sits down with Shannon Ballman Theis, widely known as the Payroll Queen. Shannon shares her journey in the payroll industry, detailing how her expertise helps companies fix broken payroll systems and manage their payroll tasks efficiently. Learn about her three businesses: Payroll Restoration, River Valley Accounting, and DOD Consulting, and get valuable advice on entrepreneurship, pricing strategies, and community building. Don't miss this insightful conversation on mastering payroll and enhancing your business operations. 00:00 Introduction to Payroll Challenges 00:20 Meet the Payroll Queen: Shannon Ballman Theis 03:43 Understanding Broken Payroll 07:15 Outsourcing Payroll Services 09:55 Pricing and Value in Payroll Services 16:08 Navigating Client Relationships 17:19 Shannon's Third Business: DOD Consulting 18:41 Building a Community and Final Thoughts
Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The September US employment report was finally released. This data's quality has deteriorated dramatically—not because of the shutdown, but because survey response rates have been weak for some time, and the seasonal adjustment process in September has been a distortion in recent years. Payrolls rose, but so did the unemployment rate.
In this packed Quick Hits edition, DeAndre Coke delivers a high-impact update on the latest news in the points, miles, and travel world — plus a deep dive into the fast-changing landscape of earning credit card points through payroll with Zil Money.DeAndre starts by highlighting the new Capital One Venture X offers, including record-breaking bonuses of up to 400,000 miles on the business version. He then discusses Apple's new digital passport integration for iPhone Wallet, offering a glimpse at the future of airport security and ID verification. Next, he explores Hilton's 100% points purchase bonus, the official rollout of the new Diamond Reserve elite tier, and what these changes mean for frequent travelers. Finally, DeAndre breaks down the rollercoaster of updates surrounding Zil Money's payroll-on-credit-card program — covering industry restrictions, temporary shutdowns, and the latest return of 3X earnings with the Chase Ink Business Preferred card.The episode wraps with key insights on adapting to platform changes, staying informed through the community chat, and using every opportunity to earn responsibly while maximizing rewards.Key takeaways: Capital One updates: Venture X offers hit record highs — up to 400K miles on the business card.Digital passport rollout: iPhone users can now store U.S. passports in Apple Wallet for TSA use.Hilton's 100% bonus: Ideal time to buy points at 0.5¢ value; great for planned redemptions.New Hilton elite tier: Diamond Reserve officially launches Jan 1, 2026, requiring 80 nights and $18K spend.Zil Money chaos: Frequent system changes, but the platform now supports deeper mid-month usage.Community-driven insights: WhatsApp group collaboration continues to uncover real-time strategies.Click here to enter the 100th episode giveaway or visit www.boldlygo.world/giveawayInterested in Financial Planning?Truicity Wealth ManagementResources:Our RoveMiles referral linkBook a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.me
O melhor ativo é sempre a boa informação!Quer receber as informações do Morning Call diretamente no seu e-mail? Acesse: https://l.btgpactual.com/morning_call_spotify
Jeffrey Cleveland doesn't expect the data fog to clear even with the September jobs report. He thinks the labor market has softened since September and highlights the three-month average of payroll growth, noting that typically you don't see slowdown like this outside of a recession. He's “50/50” on the odds of a December rate cut and takes a look at recent Fed speaker comments.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
On this special episode recorded live at the CIPP's (Chartered Institute of Payroll Professionals) Annual Conference and Exhibition (CIPP ACE) in Newport, Wales, Pete catches up with HCM transformation and global payroll executive, Wendy Muirhead, Founding Partner of WH People! From the shifting compliance landscape in the U.K., to the cultural and economic forces shaping payroll investment worldwide, Wendy shares the current climate and pulse across the marketplace as organizations strive to “do more with less” and unlock the hidden strategic value in modern payroll operations. Pete and Wendy explore how payroll leaders are earning a seat at the table, by mastering data, governance, and storytelling that moves the C-suite from “approval to investment” - sharing how payroll leaders can step beyond execution to become strategic advisors, driving business outcomes through insight, collaboration, and influence at the C-suite level. Together, they challenge the perception of payroll as a back-office function, spotlighting the profession's evolution toward risk mitigation, business transformation, and strategic influence. Connect with Wendy: WH People: https://wh-people.com/ LinkedIn: https://www.linkedin.com/in/wendymuirhead0980/ Connect with the show: LinkedIn: http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0 @PeteTiliakos @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0
Send us a textA quiet Thanksgiving plan turns into a high-stakes HR story: 20-plus fake employees on a real payroll, deepfake executives on urgent video calls, and wire transfers that vanish because the faces on the screen weren't human at all. We pull the thread on ghost workers, AI-powered impersonation, and the ways remote hiring can be gamed, then rebuild a safer, saner system step by step.We walk through the modern fraud playbook—deepfakes that mimic CFOs, ghost payroll profiles collecting salaries, third parties secretly doing the job, and criminal networks using “employees” to launder money or open backdoors to sensitive data. Then we get tactical. Identity verification needs more than an I‑9 snapshot: add live checks, secure video verification, and consistent FaceTime during onboarding; align with IT for least-privilege access, device compliance, and anomaly detection; and implement dual approvals with known-key phrases for any financial movement. Trust becomes a process, not a vibe.Hiring still has to feel human. We take aim at clunky ATS flows that drive away great candidates. Keep applications as quick as placing an online order, avoid duplicate data entry, and use clear timelines and text follow-ups to prevent ghosting on both sides. At the same time, weave in light-touch anti-fraud checks and reference pathways that rely on authentic networks rather than easily faked profiles. The result is a pipeline that respects candidates and protects the business.We close with practical scripts, small cultural habits, and a reminder to teach basic AI literacy at home and at work. When a request feels “off,” it's okay to slow down and verify through a second channel. Layered verification, clear communication, and smarter access design take the drama out of hiring and keep your holidays—and budgets—intact.If this conversation helped, follow the show, share it with your team, and leave a quick review so more HR pros can find it. What safeguard will you add to your onboarding this week?Support the showWe want to hear from you.Text us or leave a voicemail (252) 564-9899email: feedback@jadedhr.comWant to:* Share a dumb employee question* Share a crazy story* Ask us a question* Share a best practice * Give us feedback Our Link Tree below has links to our social media sites, Patreon, Apple podcasts, Spotify & more.Please leave a review on your favorite podcast player and interact with us online!Linktree - https://linktr.ee/jadedhrFollow Cee Cee on IG - BoozyHR @ https://www.instagram.com/boozy_hr/
Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Is your agency growing fast but still running without the right structure or leadership team to sustain that growth? If too many people are reporting directly to you, it's a clear sign you've outgrown your current setup. But building that next layer of leadership isn't as simple as promoting your top performers. Without a clear strategy, those well-intentioned promotions can backfire, causing confusion, turnover, and setbacks that stall your agency's momentum. Today's featured guest learned that lesson firsthand. After experiencing a year of costly turnover caused by the wrong management moves, he came away with a better understanding of what real leadership development looks like. In this episode, he'll share what it takes to scale beyond seven figures, the mistakes that nearly derailed his agency's growth, and the key shifts that helped him build a stronger, more sustainable business. Brandon Rost is the founder and CEO of be Marketing, a Pennsylvania-based advertising agency that helps brands grow through creative, digital, and media strategies. Over the past decade and a half, Brandon has built his agency from a solo operation into a multi-million-dollar powerhouse by focusing on relationships, resourcefulness, and relentless problem-solving. He's proof that you don't need to have all the answers when you start, just the willingness to figure it out along the way. In this episode, we'll discuss: How to reinvest profits strategically to scale your agency sustainably. Why promoting top performers doesn't already create effective leaders. The KPI's and systems that improved profit and cash flow. The mindset shift that turns fast growth into longterm success. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Why Being Resourceful Is the Key to Building an Agency Brandon didn't plan on running an agency. At the time, he was managing social media for a corporate job and bartending on the side when a PR firm owner offered him a shot at managing her clients' social accounts. What started as ten small accounts quickly snowballed into a full-time business. Like most early-stage entrepreneurs, he had no idea what he was doing at first. He sent invoices in Word documents, figured out HR and finance on the fly, and said "yes" to every opportunity—then learned how to deliver later. It wasn't glamorous, but it worked. That resourcefulness became his superpower. As anyone who has grown a business can tell you, success comes from resourcefulness - not knowing everything. You don't have to know everything right now. Just figure it out and make it work. Scaling Up: Investing Every Dollar Back In the Agency For the first few years, Brandon kept bartending to cover his bills and put every dollar the agency made back into growth. That discipline gave him the runway to build a real company without debt or short-term panic. He hired his first part-time employee within a year, went full-time around year two, and hit seven figures by year four in 2014. However, crossing the million-dollar mark didn't come with confetti and fireworks. It came with more responsibility, more moving parts, and a steeper learning curve. "Everyone thinks hitting a million feels different," Brandon said. "It doesn't. It just brings on more work." Instead of waiting for that milestone to magically change things, focus on building the right foundation so the business can continue to grow without you doing everything. Make it a point to continue to delegate part of that workload every quarter, and after a couple of years, you'll find you've gotten your freedom back. Learning to Lead and Let Go: Building a Leadership Team Brandon learned the hard way that leading people requires a completely different skill set than landing clients. As the agency grew, he at one point had seventeen people reporting to him and eventually realized it just wasn't sustainable. It was the right moment to create different positions that would oversee different departments. However, his strategy was flawed at first; "We elevated people just to elevate them," he said. "And it set us back a year." He never stopped to ask whether or not those employees were ready or even suited for management roles. As a result, they dealt with a year of turnover followed by slowly getting back on track. The lesson for Brandon was: put the right people in the right seats, and don't assume your best technician wants to—or should—manage others. Leadership isn't a promotion; it's a whole new role. Knowing Your Numbers and Turning Chaos Into Profitability Once the business hit its stride, Brandon turned his focus to profitability. He shared how the agency once got caught in a dangerous cash flow loop of collecting Google ad payments for clients and effectively becoming a bank instead of a marketing firm. After untangling that, his team started tracking key KPIs more closely: AGI (Agency Gross Income) in the 55–60% range Net profit around 10–12% Payroll around 33% of AGI By simplifying operations and separating client media costs from agency revenue, they stabilized cash flow and built a healthier margin. Simply put, what you measure improves and, for Brandon, that meant finally treating the numbers as a steering wheel instead of a rearview mirror. Sales: The Last Most Agency Owners Are Ready to Hang Up Even after 15 years, Brandon still handles most of the sales himself. It's something he admits he should've delegated earlier, but building a sales team isn't as easy as hiring a "radio guy" and hoping they sell. After two failed attempts, Brandon realized the problem wasn't the salespeople but rather the lack of systems. Now, the new plan is to support the team with brand marketing, create a "sales tackle box" full of proven client stories, and build repeatable processes for outreach, follow-up, and closing. You'll always be the best salesperson until you document what's in your head. With the right structure and stories in place, a sales team can finally scale what made the founder successful in the first place. What Scaling Fast Taught Him About Patience and Culture Looking back, Brandon said the biggest surprise was how much patience real growth takes—and how easy it is to lose sight of culture while scaling fast. Whether it was figuring out HR policies, managing team dynamics, or setting boundaries for office events, every new level came with a new layer of learning. He now focuses on balance: growing deliberately, empowering leaders, and making sure the culture that got them here doesn't get lost along the way. "We've learned to grow smarter, not faster," he said. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.
In this episode of the Microsoft Threat Intelligence Podcast, host Sherrod DeGrippo is joined by security researchers Tori Murphy and Anna Seitz to unpack two financially motivated cyber threats. First, they explore the Payroll Pirates campaign (Storm 2657), which targets university payroll systems through phishing and MFA theft to reroute direct deposits. Then, they examine Vanilla Tempest, a ransomware group abusing fraudulent Microsoft Teams installers and SEO poisoning to deliver the Oyster Backdoor and Recita ransomware. Together, they discuss how attackers exploit trust in identity, code signing, and SaaS platforms and share practical steps organizations can take to strengthen defenses, from phishing-resistant MFA to stricter executable controls and out-of-band banking verification. In this episode you'll learn: How Payroll Pirates diverted university salaries through SaaS HR phishing schemes Why universities are prime targets for identity-based cyberattacks How Vanilla Tempest evolved from basic ransomware to complex multi-stage attacks Some questions we ask: How are attackers stealing credentials and paychecks? Why do attackers create inbox rules after compromising accounts? What alerts should organizations monitor for these types of attacks? Resources: View Tori Murphy on LinkedIn View Anna Seitz on LinkedIn View Sherrod DeGrippo on LinkedIn Investigating targeted “payroll pirate” attacks affecting US universities Microsoft Threat Intelligence healthcare ransomware report highlights need for collective industry action Related Microsoft Podcasts: Afternoon Cyber Tea with Ann Johnson The BlueHat Podcast Uncovering Hidden Risks Discover and follow other Microsoft podcasts at microsoft.com/podcasts Get the latest threat intelligence insights and guidance at Microsoft Security Insider The Microsoft Threat Intelligence Podcast is produced by Microsoft and distributed as part of N2K media network.
Payroll might not be the most glamorous topic, but it's a large part of your business if you have employees. If you don't have any employees yet, understanding how to add payroll to your business will be extremely important. When you have employees, you need to create a process of paying your employees, ensuring they receive their money on time and that you, as the employer, follow through with and fulfill all your obligations. In today's podcast episode, I walk you through some of the most important aspects of processing payroll for your business. You need to understand these topics, whether you are going to process your own payroll or you are going to outsource your payroll and hire someone to do your payroll for you. Whether you are starting a business or side hustle, you're a self-employed individual, a solopreneur, entrepreneur, mompreneur, freelancer, small business owner, a remote, virtual, online, or in-house bookkeeper, or a virtual assistant or VA, there's a lot to know about payroll, but once you have a general understanding, it is pretty simple to understand… Join us in a community built specifically for accountants and high-stress professionals. You'll receive support, accountability, and a community that understands what you're going through. We focus on stress reduction, increasing productivity, time management, goal achievement, health, happiness, and desired lifestyle: https://www.financialadventure.com/community Schedule your Complimentary Stress Audit And Clarity Session, where we'll work together to create a clear and focused plan and overcome the obstacles that stand in your way so that you can move forward and immediately start enjoying your life with less stress, increased productivity, and more time to spend doing what you love with the people you care about: https://www.financialadventure.com/work-with-me Accountants, CPAs, Bookkeepers, Tax Preparers & Financial Professionals, sign up here to get updates on upcoming opportunities & grab the Audit Of Your Well-Being & Balance Guide here: https://www.financialadventure.com/accountant Ready to set up your business? I have a program to help you get your business set up so that you can start making money. Sign up for this program here: https://www.financialadventure.com/start Are you ready to try coaching? Schedule an Introductory Coaching Session today. You'll have the opportunity to see how you like coaching with an Introductory Coaching Session: https://www.financialadventure.com/intro Join us in the Mastering Your Small Business Finances PROFIT LAB if you are ready to take control of your business finances and create the profitable business you are striving for. Are you ready to generate revenues and increase the profit in your business: https://www.financialadventure.com/profit If You Are Ready To Choose, Start Or Grow Your Side Hustle, Get Your Free Checklist And Assessment Here: https://www.financialadventure.com/sidehustle Grab Your FREE guide: 5 Essential Strategies For Stress-Free Bookkeeping: https://www.financialadventure.com/5essentials Your FREE Online Virtual Bookkeeping Business Starter Guide & Success Path Is Waiting For You: https://www.financialadventure.com/starterguide Join Our Facebook Community: https://www.facebook.com/groups/womenbusinessownersultimatediybookkeepingboutique The Strategic Bookkeeping Academy, including Bookkeeping Basics, is open for registration! You can learn more and sign up here: https://www.financialadventure.com/sba Looking for a payroll solution for your business? You can get an exclusive 15% discount on your payroll services when you sign up here: https://www.financialadventure.com/adp QuickBooks Online - Save 30% Your First 6 Months: https://www.financialadventure.com/quickbooks Sign up for a virtual coffee chat to see if starting a Bookkeeping Business is right for you: https://www.financialadventure.com/discovery Show Notes: https://www.financialadventure.com This podcast is sponsored by Financial Adventure, LLC ~ visit https://www.financialadventure.com for additional information and free resources.
On this special episode recorded live at the CIPP's (Chartered Institute of Payroll Professionals) Annual Conference and Exhibition (CIPP ACE) in Newport, Wales, Pete catches up with the world-famous duo behind the most recognized payroll recruiting brands in the world - JGA Recruitment co-founders and payroll evangelists Nick Day and Tom Coughton! Together, they unpack the evolving payroll talent landscape, exploring how AI, hybrid work, and shifting expectations are reshaping the skills, leadership, and mindset required to thrive in modern payroll. From the global war for payroll talent to the rise of the Chief Payroll Officer and the paradigm-shifting concept of a “Chief Payroll Ethicist,” the trio dives into the importance of storytelling, trust, and leadership development in attracting the next generation of payroll professionals. Packed with candid discussion and actionable advice, this episode challenges payroll and HR leaders alike to rethink the critical practice positioning in the organization and how they attract, retain, and empower the next generation of payroll professionals. Connect with Nick and Tom: JGA Recruitment: https://jgarecruitmentinc.com/ Nick's LinkedIn: https://www.linkedin.com/in/nickday/ Tom's LinkedIn: https://www.linkedin.com/in/tom-croughton/ Connect with the show: LinkedIn: http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0 @PeteTiliakos @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0
Introduction: Host Michael Rand starts with the new Major League Soccer schedule format, which will have major implications for Minnesota United starting in 2027. 8:00: Baseball writer and podcaster Aaron Gleeman joins Rand for an offseason Twins primer. What do we think of the Derek Shelton hire? Why are the Twins being so evasive about payroll? How likely is it that Joe Ryan, Pablo Lopez and/or Byron Buxton are traded? What are reasons for hope? 49:00: It's going to be a very busy weekend after a slow week.
Ben Cherington says he'll have 'more flexibility,' but will he really? Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices