Podcasts about Smaller

Delete These Subscribers Now Why a Smaller Email List Makes You More Money If you've followed me for any length of time, you know I've built my entire business on the fact that your email list is everything. I've been saying it for 17 years. Grow your list. Nurture your list. The money is in the list. So what I'm about to say might shock you. I want you to delete people from your email list. Not one or two. Hundreds. Maybe thousands. I know. Coming from me, that sounds almost blasphemous. But here's what's 100% true… that list you've worked so hard to build might actually be working against you. A big list full of people who never open, never click, and never engage isn't the asset you think it is. It's dragging down your open rates, destroying your deliverability, and sneakily convincing Gmail to send your emails straight to spam. Every single time you hit send, those lurker subscribers are making it harder for the people who actually want to hear from you to see your emails. A few years ago, I was looking at our email metrics and something wasn't adding up. We had a solid list size, but our open rates were tanking and our launches weren't performing the way they should have. That's when we got serious about something that should have had our focus from the start: list health. What we learned flipped our entire approach on its head. In this episode, I'm walking you through exactly what we did, how to know who's worth fighting for and who's dead weight, and why a smaller, cleaner list will make you more money than a bloated one ever will. RESOURCES MENTIONED IN THIS EPISODE: You've built something real. A six-figure business, an audience, and offers that work. But revenue still feels harder to predict than it should. The Revenue Consistency Formula is a free live training for established female founders who have built momentum but are tired of inconsistent results. In this training, I'll break down what's quietly out of sync, and how alignment turns scattered effort into more predictable revenue. If you're ready for predictable revenue, you can save your seat here. My Newsletter and Nurture Funnel Revenue Consistency Formula Free Training Kit Kajabi Active Campaign MailChimp Flodesk HERE ARE THE 3 KEY TAKEAWAYS FROM THIS EPISODE: 1️⃣ Disengaged Subscribers Drag Down Your Entire List — Email providers like Gmail, Yahoo, and Outlook track engagement. When a large percentage of your list ignores your emails, that affects your reputation with providers. Your emails land in spam folders or get buried in the promotions tab. This affects everyone, including your most loyal subscribers. 2️⃣ Use the 90-Day Rule to Identify Your Quiet Quitters — Create a segment of subscribers who have been on your list for at least 90 days, but haven't opened an email in 90 days and haven't purchased in 90 days. These are the people who have had plenty of opportunities to engage and consistently haven't. That's your starting point for a re-engagement campaign. 3️⃣ A Clean List Is More Profitable Than a Big List — Once you remove the people who never open, your metrics finally tell you the truth. You can see what subject lines actually work, what content resonates, and what offers get traction. You stop second-guessing your strategy based on numbers that were being skewed by people who were never going to engage anyway. And your launches become more predictable because you're measuring what's real. MORE FROM ME Follow me on Instagram @amyporterfield SUBSCRIBE & REVIEW If you loved this episode, please take a moment to subscribe and leave a review on Apple Podcasts! Your support helps us reach more entrepreneurs who need these insights.

Maybe something just fell apart. A job. A relationship. A plan you thought was stable. When life shifts suddenly it is easy to believe everything is happening to you.In this conversation Rick talks about the idea that life might actually be happening for you instead. He shares the moment he was laid off when his twins were born and how that disruption eventually led to building the company that changed his life. The truth is that strength is not a feeling. Strength is a decision followed by action.When everything feels uncertain the goal is not to solve the next five years. The goal is to take the next step you can see.What Rick explores in this episode:Why hard seasons often hide the opportunity you cannot see yetThe difference between feeling strong and choosing to actHow setbacks like job loss or divorce can redirect your lifeWhy the only step that matters is the next one in front of youHow small action rebuilds confidence faster than waiting for clarityKeywords: resilience mindset, overcoming setbacks, job loss motivation, life transition advice, personal strength, take the next step, growth through adversity, mindset shift, life happens for you, rebuild after failure, career pivot motivation, personal development podcast, resilience leadership, confidence after failure, emotional strength, overcoming uncertainty, growth mindset, bounce back mindset, turning setbacks into opportunity, leadership resilience

Hey Nonprofits is the ONLY podcast specifically focused on event fundraising and auction strategy — because someone has to stand up for the gala.Raise more money with our Tuscany auction packages: https://hgafundraising.com/tuscany/ and https://hgafundraising.com/tuscany-villa-for-10/ Nobody understands the gala stage better than Jordan Campbell — Scottish auctioneer, 4-language speaker, gala emcee, and one of the most in-demand fundraising auctioneers in the country. In this episode, Jordan drops a masterclass on the psychology behind a fundraising event that moves people to give generously — and keeps them coming back year after year.

A powerful Lent reflection on Micah reveals why God's mercy is bigger than any sin.Morning Offering, March 7, 2026Every morning, join Father Brad as he begins the day with prayer and reflection. In a few short minutes, Father Brad guides you in prayer, shares a brief reflection grounding your day in the Church's rhythm of feast days and liturgy, and provides you with the encouragement necessary to go forward with peace and strength. Disclaimer: The ads shown before, during, or after this video have no affiliation with Morning Offering and are controlled by YouTubeLet us do as the saints urge and begin our days in prayer together so as a community of believers we may join the Psalmist in saying, “In the morning, Lord, you hear my voice; in the morning I lay my requests before you and wait expectantly.” (Psalm 5:3-4)________________

How to Move to Mexico: Visas, Costs, Taxes, and the Best Places to Live Mexico is one of the most popular countries in the world for Americans who want a lower cost of living, a warmer climate, and a richer day to day culture without moving halfway across the planet. Many expats are retirees, remote workers, or entrepreneurs who find that their money goes further while they gain a more relaxed lifestyle. For someone in the southwestern U.S. (like Arizona), Mexico is especially appealing because you can often drive instead of fly, keep close ties with friends and family, and still feel like you've made a big lifestyle upgrade. This guide walks through why and where to move, what it really costs, how visas work, how Mexican taxes function, when you might owe them, and other real world considerations that don't always show up in glossy travel articles. ________________________________________ Why move to Mexico? People move to Mexico for a mix of financial, personal, and lifestyle reasons. You can open this section with a simple story: for example, a couple selling a house in the U.S., paying cash for a home or condo in Mexico, and cutting their monthly expenses nearly in half while eating better and traveling more. Key motivations to highlight: Lower cost of living Mexico's overall cost of living is significantly lower than in the U.S. Rents in many Mexican cities are substantially cheaper than comparable U.S. cities, groceries and fresh produce are affordable, and services like cleaning, childcare, and home repairs cost far less. A couple who spends 5,000 USD per month in the U.S. can often live comfortably in Mexico on 2,000–3,500 USD per month, depending on city and lifestyle. Proximity and connectivity Unlike moving to Europe or Asia, living in Mexico means you're usually one flight away from your U.S. hometown. Major cities like Mexico City, Guadalajara, Monterrey, Cancún, and Mérida have robust air connections. Internet infrastructure has improved a lot; mid size cities now often have fiber optic service, making remote work highly feasible. Lifestyle and climate variety Mexico is huge and geographically diverse. You can choose from: • Coastal beach towns with surf culture and sunsets • High altitude colonial cities with spring like weather • Mega cities with world class dining, museums, and nightlife • Smaller, artsy towns with vibrant local traditions You get to decide whether you want small town community, cosmopolitan buzz, or something in between. Culture, food, and community You'll never run out of festivals, markets, and regional dishes. For many expats, the biggest upgrade isn't just cheaper rent, but living in a place where there's always music in the plazas, food in the streets, and a sense of community. In many popular locations, there is also an established expat network to help you orient. Healthcare Private healthcare in Mexico is dramatically more affordable than in the U.S. Many expats pay out of pocket for routine care and buy local or international health insurance for major events. In larger cities you'll find modern hospitals and specialists, and in some cases doctors who trained abroad. ________________________________________ Where to move in Mexico Mexico isn't a single experience. Moving to Oaxaca is very different from moving to Mazatlán or Guadalajara. This section should help you “try on” a few places in your imagination. Mexico City Vibe: Big city, cosmopolitan, urban energy. Pros: World class restaurants, museums, art, music, and nightlife; excellent air connections; plenty of coworking spaces and job opportunities with international companies. Cons: Higher rents than many other Mexican cities, traffic and air pollution, security can vary by neighborhood. Mexico City suits people who want an urban life and don't mind density. It works well for younger professionals or creatives, and for remote workers who want big city culture at a lower price than New York, LA, or San Francisco. Guadalajara Vibe: Large city with a strong tech scene and traditional Jalisco culture (mariachi, tequila). Pros: Big city services without quite the chaos of Mexico City, growing startup and tech ecosystem, nearby towns and lakes for weekend escapes. Cons: Some neighborhoods can feel sprawling; traffic is very real; summers can be hot. Guadalajara is a good fit for remote workers and entrepreneurs who want a mix of modern infrastructure and traditional Mexican character. Lake Chapala (Ajijic/Chapala) Vibe: Classic retiree and snowbird destination near a large lake. Pros: Mild climate, large English speaking expat community, social clubs and activities, walkable village feel in places like Ajijic. Cons: Heavy expat presence can make it feel less “Mexican” to some; limited big city amenities compared to Guadalajara. This area is ideal for retirees who want community, comfort, and a gentle pace of life within reach of a major city. San Miguel de Allende Vibe: Picturesque colonial city, artsy, charming, and heavily international. Pros: Beautiful historic center, strong arts and cultural scene, plenty of restaurants and galleries. Cons: One of the more expensive inland cities; tourism and expat presence drive up housing costs. San Miguel appeals to people who prioritize aesthetics, architecture, and culture and are willing to pay a premium. Querétaro Vibe: Clean, orderly, fast growing city with industry and a large middle class. Pros: Safe reputation, good infrastructure, beautiful colonial center, strong job market in manufacturing and services. Cons: Less “touristy charm” in some newer suburbs; housing prices have been rising with growth. Querétaro works well for families and professionals who want a modern, organized city with good schools and services. Puebla Vibe: Historic, livable city with serious food culture and nearby nature. Pros: Gorgeous colonial architecture, famous cuisine (like mole poblano), access to mountains and smaller towns, a mix of traditional markets and modern malls. Cons: Higher altitude and cooler winters than coastal areas; still under the radar for many expats, so less English support than in Lake Chapala or San Miguel. Puebla suits people who love culture, gastronomy, and city life but don't need a huge expat bubble. Oaxaca City Vibe: Cultural and culinary capital with strong Indigenous traditions and arts. Pros: Outstanding food, vibrant markets, year round festivals, access to mountains and rural communities, often lower rents than more famous expat hubs. Cons: Smaller airport and fewer direct international flights; infrastructure can be a bit more rustic compared to megacities. Oaxaca is great for people who want deep culture, don't mind a bit of grit, and prefer authenticity over polish. Mérida and the Yucatán Vibe: Colonial city, family friendly, often cited for safety. Pros: Strong sense of community, rich history, cenotes and beaches nearby, growing expat scene. Cons: Hot and humid much of the year; air conditioning can be essential. Mérida appeals to families, retirees, and anyone who wants a mix of culture and relative safety in a warm climate. Puerto Vallarta / Riviera Nayarit Vibe: Beach town/medium city with a strong expat and LGBTQ+ community. Pros: Ocean, sunsets, whale watching, strong tourism economy, many English speaking services, international airport. Cons: Housing and dining in tourist zones are more expensive; high season crowds; summer humidity. This is an easy landing spot if you want a beach lifestyle and community support from day one. Mazatlán Vibe: Working port city with long beaches and a growing expat presence. Pros: Ocean side living, more “local” feel than some resort towns, improving infrastructure, cost of living that can be lower than in ultra commercial tourist areas. Cons: Humid climate; parts of the city feel industrial; some areas are still rough around the edges. Mazatlán is appealing if you want the Pacific coast without the heavy commercialization and highest prices of places like Los Cabos or Cancún. Place Vibe Big Pros Main Tradeoffs Mexico City Mega‑city Culture, jobs, flights Cost, traffic, pollution Guadalajara Big, traditional Tech scene, culture Sprawl, traffic Lake Chapala Retiree village Mild climate, expat community Fewer urban amenities San Miguel Artsy colonial Beauty, culture Higher housing costs Querétaro Modern, orderly Safety, infrastructure Rising prices Puebla Historic, foodie Cuisine, architecture, nature nearby Less expat support Oaxaca City Cultural hub Food, festivals, affordability Smaller airport, rustic edges Mérida Warm, family‑oriented Safety, history Heat and humidity Puerto Vallarta Beach city Ocean, expat support Tourist prices in key areas Mazatlán Port/beach city More local feel, coast Humidity, some gritty areas ________________________________________ Cost of living in Mexico Readers want numbers, but it's better to provide realistic ranges and examples than a single “magic” figure. Basic cost structure Housing Rents vary wildly by location. A modest one bedroom in a non touristy city might rent for the equivalent of a few hundred dollars per month. In upscale neighborhoods of Mexico City or popular beach towns, modern apartments can cost as much or more than many mid tier U.S. cities. Utilities and internet Electricity is affordable unless you run heavy air conditioning all year, which you might need on the coasts and in the lowlands. Internet and mobile service are reasonably priced, with fiber available in many urban areas. Food and groceries Fresh fruits, vegetables, and staples are cheap, especially if you shop in local markets. Imported items (certain cheeses, specialty products) are more expensive. Eating at local restaurants and street food stalls is inexpensive; high end dining in major cities is still far cheaper than equivalent places in the U.S. Transportation Public transit, taxis, and app based rides are affordable. Owning a car involves fuel, insurance, and maintenance costs, but these are usually lower than in the U.S. You can often live car free in dense cities like Mexico City, Guadalajara, or Puebla. Example monthly budgets (rough, per household) Frugal single in a non touristy city • Rent (studio/1 bed): 400–600 USD equivalent • Utilities and internet: 70–120 • Groceries and local dining: 250–350 • Local transport and misc.: 100–150 • Total: roughly 800–1,200 USD per month Comfortable couple in a mid range city • Rent (nice 2 bed apartment): 700–1,200 USD • Utilities, internet, mobile: 120–200 • Groceries and eating out several times a week: 400–600 • Health insurance (local or international): 200–400 • Transport, entertainment, gyms, etc.: 200–400 • Total: roughly 1,600–2,800 USD per month Beach town or premium neighborhood living In high demand areas (like parts of Puerto Vallarta, San Miguel de Allende, or prime zones in Mexico City), you can easily spend 2,500–4,000 USD per month or more for a couple if you choose modern housing, eat out frequently, and live a more upscale lifestyle. Startup costs Don't forget one time or irregular costs: • Visa fees for temporary or permanent residency • International flights or moving your belongings • First month's rent plus deposit (sometimes more for furnished places) • Basic furniture and household goods if you're not renting furnished • Car purchase or import (if you choose to have one) Encourage readers to arrive with a cash cushion: at least 3–6 months of living expenses plus relocation costs. ________________________________________ Visa options and residency paths Mexico's visa system offers several ways to stay, depending on your plans and finances. Tourist stay Many foreigners enter Mexico as tourists without a visa and receive permission to stay up to a certain number of days (often up to 180 days, but it is not guaranteed). A tourist stay: • Does not allow you to work for Mexican employers • Does not let you access local residency benefits • Is not meant as a long term “back to back” solution Tourist entries are good for exploration trips but not for a full time move. Temporary resident (Residente Temporal) Temporary residency is the most common path for people who want to live in Mexico for more than six months without immediately going permanent. General characteristics: • Usually granted initially for 1 year, with the possibility to renew up to 4 years • Allows you to live in Mexico full time, open local bank accounts, and sometimes get local health coverage • Does not automatically grant permission to work; if you plan to work in Mexico you need work authorization attached to your residency Most temporary residents qualify via financial solvency (proof of income or savings). Typical recent numbers: • Monthly income requirement: roughly in the low to mid 4,000 USD range for the last 6–12 months, depending on the consulate • Savings/investment requirement: often in the high five figures to low six figures in USD equivalent, again varying by consulate Each Mexican consulate sets its own exact thresholds and evidence rules, so readers must always check with the specific consulate where they'll apply. Permanent resident (Residente Permanente) Permanent residency is ideal if you plan to live in Mexico indefinitely. Characteristics: • No need for frequent renewals • Lets you live in Mexico as long as you like • Often used by retirees or those with strong ties to Mexico (like family connections) You can qualify either: • Directly from abroad if you meet higher income or savings requirements, often thousands of dollars more per month than temporary residency; or • By first holding temporary residency for several years (for many, 4 years), then converting to permanent status inside Mexico. Again, the exact thresholds and documentation depend on the consulate and can change year to year. Work visas and business If you plan to work for a Mexican employer or run a Mexican company that needs your presence, you need proper work authorization. Basic ideas: • A Mexican employer can sponsor you for a temporary resident visa with permission to work if they are registered with the immigration authorities. • You cannot legally work in Mexico for a Mexican entity on a tourist visa. • If you intend to start a business (for example, a hotel, restaurant, or tourism operation), you'll need legal and tax advice to structure it correctly and secure the right visa. ________________________________________ Visa process: step by step overview You can treat this as a checklist. 1. Clarify your plan Decide how long you want to stay and whether you'll work, retire, or just live on savings or remote income. That determines whether you need temporary or permanent residency, and whether you need work authorization. 2. Choose a consulate and check requirements Review the website of the Mexican consulate you'll use (near your U.S. residence, for example). Requirements vary: one might emphasize income, another savings; some want 12 months of bank statements, others 6. 3. Gather documents Typical documents include: passport, completed application form, passport photos, bank and/or investment statements, pension or Social Security award letters, marriage or birth certificates if applying with family members. 4. Book and attend the consulate appointment You'll have a short interview, submit your documents, and pay a fee. If approved, the consulate places a visa sticker in your passport, usually valid for a limited period to enter Mexico and “activate” your residency. 5. Enter Mexico and finalize at immigration (INM) Within a set number of days after entering Mexico on your new visa (often 30 days), you must go to your local immigration office, complete forms, pay fees, and provide biometrics to receive your residency card. 6. Renew or convert (for temporary residents) Temporary residents must renew before their card expires, often annually at first. After the allowed number of years, many can convert to permanent residency. Many applicants use a local immigration facilitator or attorney, especially if their Spanish is limited or if they have a more complex case. ________________________________________ How Mexican taxes work This is where readers start wondering, “How much are Mexican taxes, and what do they tax?” Income tax (ISR) Mexico has a progressive income tax called ISR (Impuesto Sobre la Renta) that applies to individuals. For tax residents (people who are considered resident in Mexico for tax purposes): • The system uses progressive tax brackets. • Rates start at low single digits on small incomes (around 1.9%) and rise stepwise. • The top marginal rate is around 35% on high incomes (at several million pesos per year). • Most employment income is taxed through withholding by the employer, with an annual true up in a tax return. For non residents (people who are not tax resident in Mexico but have Mexican source income): • There is usually an exemption for a small initial amount of income. • Above that, one common pattern is 15% tax on mid range income and 30% on higher income, depending on the type and level of income. You don't need to quote exact peso thresholds to readers; it's enough to say that most ordinary incomes are taxed at moderate rates, while high incomes pay up to about 35%. What income do they tax? For Mexican tax residents, Mexico generally taxes worldwide income: • Wages and salaries from Mexican or foreign employers • Self employment and business income • Rental income from property in Mexico or abroad • Interest, dividends, and capital gains • Some pensions and retirement income, depending on the source and treaties For non residents, Mexico usually taxes only Mexican source income: • Income from work physically performed in Mexico • Rental income from Mexican real estate • Business profits from a Mexican business or permanent establishment • Some Mexican source interest and dividends If your readers are U.S. citizens, remind them: they must still file a U.S. tax return even if they also become Mexican tax residents, and they may be able to offset Mexican taxes through tax credits or exclusions. Value added tax (IVA) Mexico's sales tax is a value added tax called IVA. • The standard IVA rate is 16%, applied to most goods and services, including many consumer purchases and professional services. • There is a reduced rate (often around 8%) in certain border regions to promote competitiveness. • Some items are zero rated or exempt: many basic foods, some medicines, exports, certain types of housing, and some education and health services. As a consumer, you see IVA embedded in most prices, much like sales tax in the U.S. For businesses (like a hotel or restaurant), you collect IVA on sales and remit it to the government. Other common taxes and contributions Depending on what you do in Mexico, you might also encounter: • Social security contributions for employees (if you work for a Mexican employer) • Property taxes (predial), which are generally much lower than typical U.S. property taxes on a comparable property • Vehicle registration fees if you own a car You don't need to go into detail here, but it's worth flagging that these exist and are part of the overall tax picture. ________________________________________ Tax examples: retiree, remote worker, and Mexican employed American These simplified examples assume the person has become a Mexican tax resident (over 183 days per year in Mexico and/or center of vital interests in Mexico). Real world outcomes depend on exact numbers, deductions, the current year's brackets, and treaty interpretation, so they are for illustration only and not tax advice. Example 1: Retiree getting 30,000 USD/year in U.S. Social Security Assumptions: • 30,000 USD/year in U.S. Social Security, no other income. • Exchange rate of 18 MXN per USD → 540,000 MXN/year. • Lives in Mexico full time and is treated as a tax resident. Key points: • Foreign pensions, including U.S. Social Security, may need to be reported to the Mexican tax authority (SAT) once you are a Mexican tax resident. • In practice, some advisors and expats find that U.S. Social Security and U.S. retirement distributions are primarily taxed in the U.S., with Mexico focusing more on Mexican source income, but the safest assumption is that Mexico can tax worldwide income and may expect you to declare it. How you might explain it to readers: • If you are a retiree with 30,000 USD/year in Social Security and no other income, you will still deal with U.S. tax rules on that income. • Once you become a Mexican tax resident, Mexico may require you to report that income, but whether they actually tax it depends on treaty rules and how your situation is interpreted. • A cross border tax professional can tell you whether you'll see any Mexican tax on that Social Security or whether your liabilities remain mostly on the U.S. side. Plain English takeaway: retirees living on moderate U.S. Social Security often don't get hammered by Mexican income tax, but they should plan on at least reporting their income and coordinating U.S. and Mexican filings. Example 2: Remote American worker living in Mexico, making 80,000 USD/year from a U.S. employer Assumptions: • 80,000 USD/year salary from a U.S. company, work performed remotely while living in Mexico. • Exchange rate 18 MXN/USD → 1,440,000 MXN per year. • Spends more than 183 days/year in Mexico, so is a Mexican tax resident. Key points: • Mexico taxes its residents on worldwide income, which includes your U.S. salary. • If you are effectively working from Mexico, Mexico views that as Mexican taxable employment or self employment income, even if your employer is in the U.S. Approximate effect: • At around 1.44 million MXN/year, you'll be in higher ISR brackets, facing a top marginal rate of 35% on the upper slice of your income and a blended effective rate likely in the low to mid 20% range, after standard calculations. • You still file a U.S. return every year. • You may use the Foreign Earned Income Exclusion and/or foreign tax credits to prevent being fully taxed twice. If you're a U.S. citizen working remotely from Mexico and earning 80,000 USD/year from a U.S. employer, expect to owe Mexican income tax as a resident and still file a U.S. return. The good news is that, with proper planning, Mexican tax you pay can usually be credited against your U.S. tax so you're not double taxed on the same income. Example 3: American earning 60,000 USD/year from a Mexican employer Assumptions: • American citizen employed by a Mexican company, working in Mexico. • 60,000 USD/year salary → 1,080,000 MXN/year at 18 MXN/USD. • Treated as a Mexican tax resident. Key points: • This is clearly Mexican source employment income. • Your Mexican employer will withhold ISR from your paycheck based on the progressive tables, plus social security and other payroll contributions. • At roughly 1.08 million MXN/year, you're again in higher brackets, with an effective tax rate that can land roughly in the low to mid 20% range, depending on deductions and credits. • As a U.S. citizen, you still file a U.S. tax return but can typically use foreign tax credits and, possibly, the Foreign Earned Income Exclusion to avoid paying full tax twice. If you're an American making about 60,000 USD/year working for a Mexican employer, you'll see Mexican taxes withheld from every paycheck and you'll still file in the U.S., but in many cases the Mexican tax you pay will substantially offset what you owe the IRS. ________________________________________ When do you have to file Mexican taxes? Taxes depend on tax residency, not just on immigration status (visa type). When do you become a Mexican tax resident? Mexico may treat you as a tax resident when: • You spend more than 183 days in Mexico in a calendar year; or • Mexico is the “center of your vital interests,” meaning your main economic or family ties are there (for example, your spouse and minor children live in Mexico and you earn most of your income from Mexican sources). Residency for tax purposes is a legal determination, not just a personal choice, so it's wise to consult a tax professional if you're unsure. Filing and paying For Mexican tax residents: • Individuals generally file an annual income tax return, often in the spring of the following year (recent years use April 30 as a common deadline). • Some types of income require monthly provisional payments. • Employers withhold tax on salary, and banks or brokers may withhold on interest and other income. For non residents: • Mexican tax is often withheld at source by the payer (for example, a Mexican employer or tenant), at the applicable non resident rates. A simple rule of thumb for your readers: • If you spend less than 183 days in Mexico per year and don't earn Mexican source income, you usually don't file a Mexican tax return (but you still file in your home country). • If you live in Mexico most of the year, own a business there, or earn income from Mexican property or employment, expect to deal with Mexican tax returns and possibly to be treated as a tax resident. Always encourage readers to get cross border tax advice, especially U.S. citizens who may need to coordinate U.S. and Mexican returns. ________________________________________ Other important considerations Rounding out the blog with practical and cultural issues makes it feel grounded. Healthcare and insurance • Many expats use a combination of local private healthcare and insurance (either Mexican private plans or international expat policies). • Some long term residents enroll in Mexico's public healthcare system, but quality and access can vary by region. • Before moving, review how your current health insurance will work abroad and plan for major emergencies. Banking and money • Most people keep at least one bank account in their home country and open a Mexican account after they get residency, making it easier to pay rent and utilities. • Money transfer services and online banks can offer better exchange rates and lower fees than traditional bank wires. • U.S. citizens must also be mindful of foreign account reporting requirements (like FBAR and FATCA). Renting vs buying property • Renting first is usually smart. It gives you time to test neighborhoods, understand noise patterns, get a feel for the climate, and decide if you really like the city. • Buying property in Mexico can be attractive, especially in less expensive markets, but there are legal nuances, including special structures (like fideicomisos) for coastal and border properties. • Using a reputable notario (a specialized legal official) and real estate professionals is critical. Safety • Safety in Mexico is highly regional and neighborhood specific. Some places are very comfortable for day to day life, while others have serious security issues. • Research specific cities and neighborhoods, use recent data, and talk to locals and expats on the ground, not just headline news. • As in any country, common sense precautions (knowing where not to go at night, avoiding displays of wealth, learning local norms) go a long way. Language and integration • Learning Spanish is one of the best investments an expat can make. Even basic Spanish opens doors: cheaper local services, smoother dealings with bureaucracy, better relationships with neighbors. • Integration means respecting local customs, supporting local businesses, and avoiding “little bubble” lifestyles where expats only interact with each other. Working or running a business • Anyone planning to run a hotel, restaurant, tour company, or other business in Mexico needs clarity on immigration status, work authorization, and tax obligations. • A business that employs locals (for example, a hotel/restaurant concept in Puebla or a tourism operation in Oaxaca or Mazatlán) can be both profitable and socially impactful, but it requires upfront planning with local lawyers, accountants, and immigration professionals. • Operating “informally” or on a tourist visa can create serious immigration and tax problems.

The Civilian Board of Contract Appeals has issued new procedural rules to implement the Administrative False Claims Act, a revamped law that gives federal agencies greater ability to pursue smaller fraud cases involving government contracts. The changes could expand enforcement tools and raise new compliance considerations for contractors doing business with the federal government. To help unpack what the new rules mean and how companies should prepare, Federal News Network's Eric White spoke with Dan Ramish, Counsel at Haynes Boone.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Future Fuzz, Vince Quinn sits down with Erica Wiggins, Director of Marketing and Communications at George P. Johnson (GPJ), to unpack what it really takes to stand out at major global events like CES and South by Southwest.Erica shares how brands can move beyond surface-level activations and photo ops to create meaningful, measurable experiential marketing strategies. From setting clear goals and defining audience segments to building attendee journeys and leveraging new measurement technologies, she explains why strategy must come before spectacle.They explore the realities of planning timelines, budgets ranging from guerrilla activations to multi-million-dollar campaigns, and how GPJ audits events to bring competitive intelligence back to clients. Erica also makes the case for why in-person experiences are becoming even more critical in an AI-driven, increasingly mistrusted digital world.If you're considering investing in a major event—or wondering how to prove ROI from experiential marketing—this episode is packed with practical insight.Guest BioErica Wiggins is the Director of Marketing and Communications at George P. Johnson (GPJ), a global strategic experiential marketing agency with over 111 years of history. Headquartered in Detroit, GPJ began in the automotive space and has since expanded to serve leading B2B and B2C brands across technology, retail, CPG, insurance, and beyond.At GPJ, Erica helps shape how brands connect with audiences through world-class live experiences at major global events. She works closely with strategy, creative, and new business teams to ensure experiential campaigns align with brand objectives, drive measurable results, and deliver meaningful attendee journeys.TakeawaysStart with clear goals before committing to any event.Define your segmented audience and understand why they're attending.Align your activation with the event's vibe and structure.Build a strategic attendee journey—not just a booth.Measurement is critical—track leads, engagement, sentiment, and behavior.Smaller budgets require bigger creativity.Photo ops alone aren't enough—especially for B2B brands.Experiential marketing is becoming more important in an AI-driven world.Auditing events provides competitive intelligence and future opportunity.In-person brand experiences build trust in ways digital alone cannot.Chapters 00:00 Introduction to Erica Wiggins and GPJ 01:16 What GPJ Does and Its 111-Year Legacy 02:16 How Brands Stand Out at Major Events 03:28 Why You Must Understand the Event Before Showing Up 05:10 South by Southwest vs. CES Strategy Differences 06:28 Parallel Events and Creative Event Positioning 07:49 How GPJ Approaches Client Strategy 08:54 Planning Timelines: 6–12 Months in Advance 11:55 Budget Ranges: Guerrilla to Multi-Million-Dollar Campaigns 14:10 How GPJ Promotes Itself at Events 16:11 What an Event Audit Actually Looks Like 17:01 Common Mistakes Brands Make 18:30 Why Photo Ops Aren't Enough 19:24 The Case for Experiential in an AI World 20:39 Where to Learn More About GPJLinkedInFollow Erica Wiggins on LinkedIn Follow Vince Quinn on LinkedIn

We sat down with Microshift's Gus Jeffer and Patrick Chen to learn more about what it takes to navigate patents, and to carve out a place in the competitive drivetrain market.

Learn the small shift that makes referrals repeatable. Check out our new video training: https://hey.salesschema.com/opt-in-mw-referral-engine?utm_source=podcast--Most agencies treat the RFP as the cost of doing business. Chris Rose has built a career out of sidestepping them entirely — landing clients like Hilton, Planet Fitness, and NBC Universal along the way.Chris serves as Executive Director of Growth at Cylinder Studios, a design and production studio within the Cheil Agency Network. Before that, he led new business at Movers and Shakers. We got into why RFPs are almost always poorly written, how to bypass procurement with preferred vendor status, what's changing with AI and pricing, and why the best pitch teams are smaller than you'd think.What You'll Leave With:- Diagnose before you pitch — co-write the brief with the client- Become a preferred vendor to bypass procurement- Smaller pitch teams win more- Production is the new strategy- Stay close to the work after you win itConnect with Chris on LinkedIn: https://www.linkedin.com/in/chris-rose22/Cylinder Studios: https://www.cylinderstudios.com/

Billie Baldwin lives outside of Bolivar and is a caregiver for her husband. She and friend Terri Lipe are co-facilitators of the Polk County/Bolivar area Caregivers Helping Caregivers support group, which meets once a month.

In light of International Women’s Day on March 8, we discuss the unique challenges and triumphs of LBQ+ women navigating cultural expectations. Rachel and Molly kick off by reflecting on the pride festival season coming to an end, and the lingering comedown you may feel afterwards. Smaller queer gatherings and creative activities can fill the gap left by large festivals, and we discuss how you can stay connected to your communities through art walks, hikes, book clubs, and more. Dr Judy Tang also joins us to chat about the mental health impact of juggling cultural and queer identities, and outline how you can set healthy boundaries, seek peer support, and foster inclusive leadership. Check out our other JOY Podcasts for more on LGBTIQ+ health and wellbeing at joy.org.au/wellwellwell. If there's something you'd like us to explore on the show, send through ideas or questions at wellwellwell@joy.org.au Find out more about LGBTIQ+ services and events in Victoria and South Australia at thorneharbour.org and samesh.org.au

Amy's best friend is in some hot water, Ryan's Mom got jump-started by Sameer, Ryan puts out a dating request to Pedro Pascal, we chat COSTCO, Amy sees something in Ryan's neighbour's window, Reality Check- The Top Model documentary, Ryan has a new journal entry, Amy presents an Academy Award to Ryan for ‘Man In A Sack', Amy used Ryan's bidet, Ryan saw something ungodly on a fellow gay's toilet lid, we love a funny friend, Amy got in another situation with a meter maid, a PLT writer-inner tells us a story on how he became gay, another writer-inner meets hell when a new neighbour stops to chat, we end with the game about Movie Songs, and Ryan and Amy belt a song out themselves! Hosted on Acast. See acast.com/privacy for more information.

In this episode of Develop This!, Dennis Fraise sits down with "America's factory whisperer," Didi Caldwell, President & CEO of Global Location Strategies, for a candid and strategic conversation about the realities of site selection in today's turbulent environment. Site Selectors Guild With more than two decades guiding large manufacturing and heavy industrial projects, Didi shares insider insight into how companies actually make location decisions — and where communities often fall short. From compressed project timelines to the reshoring debate, from data centers reshaping energy markets to the growing importance of investment-ready sites, this episode is a masterclass in modern economic development strategy. If your community wants to compete — and win — this conversation is essential listening. What You'll Learn The New Reality of Site Selection The world of site selection is more volatile than ever. "Slow is fast — and fast is fraught with mistakes." Companies often fail by not aligning internal stakeholders before launching a search. Falling in love with a location before the data supports it can derail projects. Didi emphasizes a critical principle: "We evaluate proof, not potential." Incentives: Myths vs. Reality Incentives can enhance a strong location — but they cannot fix fatal flaws. Communities have a responsibility to evaluate ROI. The best incentive? A truly investment-ready site. Discipline in underwriting incentives protects long-term community prosperity. "Communities have a responsibility too." Data Centers & the Energy Disruption Data centers are fundamentally reshaping: Energy markets Power pricing Infrastructure planning Community land use As Didi notes: "The power price just went up too high." Communities must proactively manage land planning and infrastructure capacity to avoid crowding out other investment opportunities. U.S Reshoring: Reality or Rhetoric? Reshoring isn't a full return of manufacturing — it's a rebalancing. The U.S. holds competitive advantages in energy costs for capital-intensive industries. High interest rates and tariffs complicate investment decisions. Smaller projects are often easier to site than megaprojects. The key? Understanding where your community truly competes. The Evolution of Virtual Site Visits Virtual tours are now a legitimate step in site selection. Communities must have accurate, organized, and accessible data. Speed matters — but speed without preparation increases risk. "You need to have the right information." Preparing Communities for Investment Successful communities: Know their strengths and weaknesses. Maintain updated site data and infrastructure assessments. Align utilities, workforce, and leadership. Act as problem solvers — not just marketers. "We have to demonstrate we can deliver." Key Takeaways for Economic Developers Investment readiness beats incentive generosity. Discipline beats optimism every time. Long-term thinking outperforms short-term wins. Preparation reduces risk. Speed without diligence leads to costly mistakes. Communities must prove viability — not just promise it. About Didi Didi Caldwell is President and CEO of Global Location Strategies, a world leader in site selection and incentive negotiation services and a two-time honoree on the Inc. 5000 Fastest-Growing Companies list. She is a member — and former chairperson — of the prestigious Site Selectors Guild and currently serves as Chair of the REDI Sites initiative. Didi holds a bachelor's degree in architecture from Clemson University and an international MBA from the Darla Moore School of Business. With expertise in large-scale manufacturing and heavy industrial projects, she has guided some of the world's most complex location decisions.  

A Note from Michael: The Thriving Farmer Podcast is currently on pause as we navigate a busy season on the farm. While we're taking this break, we're excited to share Farm in Focus, a special series of short, focused conversations recorded earlier this year. These bite-sized episodes highlight practical insights from farmers and experts across the industry. We hope they're helpful and encouraging as you continue your farming journey.   What does it look like to rebuild—not just a house, but a sense of home—after loss? In this Farm in Focus episode, Michael sits down with Shawn and Beth Dougherty to talk about the journey of rebuilding their farmhouse after losing it in a fire. What began as a devastating loss became a catalyst for a deeply meaningful family project—one rooted in resilience, shared work, and intentional design. Shawn and Beth reflect on the emotional and practical realities of starting over, how their grown children contributed their skills to the rebuild, and the lessons they carried forward from their original home. From architectural choices that emphasize natural light and gathering spaces, to the importance of porches, durability, and legacy, this conversation is ultimately about belonging—on the land and with one another. This episode offers encouragement for anyone walking through loss, rebuilding something meaningful, or seeking to create spaces that foster connection, family, and community.   In this episode, you'll hear about: Rebuilding After the Fire How the fire became the catalyst for a family-wide rebuilding effort [01:35] Why rebuilding was essential for a sense of belonging and continuity [01:35] The role of community support in their recovery [01:35] Designing a Home with Intention Lessons learned from their original farmhouse [10:58] Why natural light and open gathering spaces mattered most [10:58] How porches and outdoor spaces shape daily life and hospitality [10:58] Family, Legacy & Community How their children contributed professional skills to the rebuild [21:44] Building a home meant to last for generations [21:44] Why investing in family relationships is foundational to stability [21:44] Doing the right thing—even when it's hard [21:44]   Bio: Shawn and Beth Dougherty have been homesteading together since 1985, for the past 35 years in northern Appalachia. They raise dairy and beef cows, pigs, and poultry on a small acreage designated by the state of Ohio as "not suitable for agriculture." The Doughertys write, teach, and speak on holistic grazing and inputs-free farming, using grass-fed ruminants to restore abused land and build fertile, resilient farmsteads. They are the authors of One Cow Revolution, The Independent Farmstead, and The Independent Farmstead's Field Guides to Inputs-Free Farming series. Links:

Send a textIs traditional advertising on its last gasp—or are brands just missing the mark? In this episode, Trevor Crump and Mark Goldhart sit down with Blake Brown (Kuru Footwear, True Classic Tees, Kizik) to unpack what it really takes to build a brand that stands out today. They dive into the state of Super Bowl ads, AI's bid for mainstream acceptance, and why mass-market appeal is dead. Discover why being different (not just good) is the only way to cut through the noise, how personalization beats broad appeal, and what makes customers become true fans. If you want actionable insights on storytelling, risk-taking, and future-proofing your brand, this conversation is a must-listen.Connect with The Unstoppable Marketer® on Instagram, TikTok, Facebook, X, and YouTube @unstoppablemarketerpodcast, and let us know how you're telling your brand story this year!00:00 – Nobody Knows Your Brand Yet03:33 – Blake Brown's Creative Career Journey05:05 – Creating New Footwear Categories09:27 – Customer Perspective in Brand Marketing17:11 – Ugly Ads Often Perform Best21:16 – Internal Alignment and Customer Focus24:13 – Super Bowl Ad Reactions49:57 – Rise of Smaller, Targeted Brands

This week on Cannabis School, we break down Stink by Dragonfly Wellness, a 30% THC Utah medical cannabis flower that hits harder in the lungs than you expect and slower in the head than you think.We cover the cure, dryness level, aroma, and terpene profile, including limonene, beta-caryophyllene, and beta-pinene, and how that combination translates into a peppery, fuel-forward inhale. Big hits will check your ego. Smaller pulls are the move.The onset is slow. Then it builds.Stink lands in a weird middle space. Not sleepy. Not productive. Not locked in. It's a heady, floaty high with tension in the shoulders and jaw, a subtle spine awareness, and a reflective mental state that makes deep focus hard but self-awareness stronger.This is not your “clean the house” strain.Not your “crush emails” strain.Not your “party with friends” strain.This feels more like:• A solo hike strain• A grounding, barefoot-in-the-yard strain• A disconnect-from-your-phone strain• A slow down to speed up strainWe also talk about how THC percentage does not automatically equal stronger effects, why 18% strains can sometimes outperform 30% flower, and how terpene structure matters more than raw numbers.If you're searching for:Dragonfly Wellness strain reviewsStink strain reviewUtah medical cannabis flower30% THC cannabis effectsHigh THC heady strainsThis episode gives you the honest breakdown, not hype.As always, start low, know your body, and pay attention to how your endocannabinoid system responds.Keep the Mic on.Fuel the movement. Keep the conversation going.We keep a running list of tools and brands we personally enjoy and actually use.Find everything in one place here:

Judd and AJ discuss the Wild claiming Robby Fabbri off waivers a day after acquiring Roman Schmidt, is something bigger on the way? Vincent Trocheck seems like the most obvious move, what would be that price? Does it make more sense to wait and do a blockbuster in the summer? Plus more on the latest JHS!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In Episode 15, we look at how to make anxiety smaller by not making it the most important thing in the room. Anxiety grows when it becomes the centre of our attention and starts to dictate our behaviour. In this episode, I explain how shifting focus, continuing with what matters, and reducing the status we give anxiety can gradually shrink its influence.I share this both as a therapist and as someone who has personally struggled with anxiety, offering insight grounded in clinical experience and lived understanding.Keywords:anxiety disorder, how to reduce anxiety, panic attacks, threat response, overthinking, health anxiety, intrusive thoughts, OCD recovery, Pure O, anxiety therapist, anxiety help, anxiety podcast, do what non anxious you would do, making anxiety smaller, fear of fear

Judd and AJ discuss the Wild claiming Robby Fabbri off waivers a day after acquiring Roman Schmidt, is something bigger on the way? Vincent Trocheck seems like the most obvious move, what would be that price? Does it make more sense to wait and do a blockbuster in the summer? Plus more on the latest JHS!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

To watch a video version of this podcast, click here: https://youtu.be/4LmP_3WOezgIn this episode, Reuben Saltzman and Tessa Murry welcome Noah Gavik from Brothers Underground to discuss the impact of private equity on the home service industry. They explore the benefits, challenges, and ethical considerations of private equity ownership, as well as how it influences business operations, customer relationships, and overall market dynamics.Here's the link to Inspector Empire Builder: https://www.iebcoaching.com/eventsTakeawaysPrivate equity (PE) buys service companies to generate higher, faster returns than traditional investments.PE ownership typically brings major operational changes—software, compensation, insurance, branding, and company culture.Large PE-backed companies can outspend small businesses on marketing (especially Google ads), pushing independents down in search visibility.Consolidation can create near‑monopolies in some markets, reducing consumer choice and increasing prices.Strong profit pressure often leads to aggressive or ethically questionable upselling, shifting focus away from true customer needs.Big roll‑ups can erode the personal relationships customers value, causing long‑time employees and clients to leave.PE-owned firms heavily emphasize metrics—conversion rates, revenue per call, average ticket—sometimes at the expense of service quality.Smaller companies win through trust, direct communication, craftsmanship, and community‑based referrals rather than high‑pressure sales.Huge review counts can hide negative experiences; fewer but consistent 5‑star reviews from smaller companies often reflect better service.Consumers should rely on referrals (inspectors, tradespeople, neighbors, realtors) instead of only choosing the top sponsored Google results.Selling to PE isn't inherently bad, but owners must understand PE's goals and be prepared for major cultural and operational changes.When interest rates rise and profits tighten, PE buying slows—but consolidation continues long-term.Chapters00:00 Introduction and Guest Welcome02:15 Understanding Private Equity05:01 The Mechanics of Private Equity07:33 The Impact of Private Equity on the Market11:03 The Good, the Bad, and the Ugly of Private Equity17:58 Navigating Changes Post-Acquisition22:09 Personal Perspectives on Selling to Private Equity26:11 The Power of Referrals in Service Industries28:32 Private Equity's Impact on Business Operations31:13 Sales Techniques and Customer Education33:02 Ethics vs. Profit in Business36:01 The Future of Small Businesses in a PE-Dominated Market37:43 Balancing Profitability with Customer Relationships41:16 Ethics in Sales and Customer Service44:01 Navigating the PE Landscape for Business Owners48:26 Building a Reliable Network for Service Providers

In this episode, cohosts Lauren Kata and Emily Mathay speak with Christina Zamon about her book Alone in the Stacks: Succeeding as a Solo Archivist, an updated edition that tackles the complexities of solo archiving in the 2020s. Smaller repositories and their solo archivists make up a large portion of American archives, yet they remain […]

Lorenzo Fiori reports that Italy employs naval patrols to reduce migrant flows while debating "remigration" and promoting smaller historic towns like Arezzo to combat over-tourism in major cities. 6.1908 LOMBARDY

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Blois Olson and Lindsey Brown in studio on this Friday for Jason DeRusha and Dan Cook on Drivetime with DeRusha. After setting up the show, Blois embarks on a conversations with Speaker Lisa Demuth and DFL Leader Representative Zack Stephenson following the budget forecast for the state of Minnesota.

If your equipment business struggles to find employees, you're not alone. Across all industries, businesses are battling to find anybody who will take their jobs...skilled or unskilled. And business owners are understandably frustrated. However, so are many young people. Some graduate college and can't get a job. Others can't seem to find their way, unable to connect their interests to a career and wage they can live on. Our guest expert this month, Alexandra Levit, brings fresh insight from her new book, Make School Work. This conversation will not only get you thinking about the key concept of work-based learning, it may inspire you to take action that will benefit both your dealership and your community. "Smaller companies are in the perfect place to accomplish a really meaningful work-based learning program," says Levit. If random acts of work-based learning aren't working – like doing one-off career fairs or giving one group of students a tour of your company – maybe it's time for something more intentional and long-lasting.  Is this about apprenticeships? Yes, but there's so much more. Will it be work for you? Yes, but it will be a worthwhile effort. Levit hands you ideas and resources for creating a work-based learning blueprint that fits your business. But don't worry: "You don't have to boil the ocean all at once," she adds. Join us for some new perspective on a nagging problem you might finally be able to fix.    Connect with Alexandra: LinkedIn   Connect with IEDA: Visit IEDA Group Website IEDA Events   Produced By: Social Chameleon

Today's guest is a full-time caregiver living in a much smaller space than she once had. But holding on to things that represent a previous identity are making it hard to embrace the things that would/could give her joy in her current reality. We discussed how to focus on small successes to instead of big […] The post 499: Adjusting to Smaller Space & Larger Struggles appeared first on Dana K. White: A Slob Comes Clean.

The Environment Secretary has revealed more details of the rebooted Sustainable Farming Incentive in England, at the National Farmers Union Conference. It'll include an annual cap of £100,000 and fewer options. Smaller farms of between 3 and 50 hectares will be able to apply in June, as will larger farms who haven't previously been signed up to one of the Environment Land Management schemes. Everyone else will be able to apply in September. The President of the NFU, Tom Bradshaw, told the conference that that a failure to build farming resilience would put food security, and national security at risk. Some of the delegates reflect on resilience and confidence in their own businesses: we hear from a pig farmer, wheat and potato grower, and a young dairy farmer. Presenter: Anna Hill Producer: Sarah Swadling

Everyone says you should build an email list. Fewer people can tell you how to actually grow one.In this episode, we sit down with Chenell Basilio, founder of Growth in Reverse, to talk about what's really working right now when it comes to newsletter growth. Chenell studies fast-growing newsletters for a living, and what she shares isn't theory. It's patterns she sees over and over again across creators who are adding thousands of subscribers without massive audiences.If you've been sending emails but not seeing growth, this episode breaks down what actually moves the needle.Key TakeawaysInsanely valuable content comes first: Growth hacks don't matter if the content isn't worth sharing. Make something so good people naturally pass it along.Consistency compounds: Regular publishing builds momentum and subscriber trust over time.Collaboration accelerates growth: Commenting, replying to newsletters, and building real relationships opens doors to cross-promotion.Monetize before you feel “ready”: You don't need a massive list. Even small, targeted audiences can support services, affiliates, or digital products.Don't rely only on sponsorships: Smaller, niche lists often make more money through offers than through ads.Precision beats volume: Targeted opt-ins and smart welcome sequences improve retention and engagement.LinksChenell Basilio: www.growthinreverse.comConor Brown: www.vacationkingdoms.com----------------------Ecamm - Your go-to solution for crafting outstanding live shows and podcasts. - Get 15% off your first payment with promo code JEFF15SocialMediaNewsLive.com - Dive into our website for comprehensive episode breakdowns.Youtube.com - Tune in live, chat with us directly, and be part of the conversation. Or, revisit our archive of past broadcasts to stay updated.Facebook - Stream our show live and chat with us in real time. Connect, engage, and be a part of our community.Email - Subscribe and never miss a live show reminder.----------------------JeffSieh.com - Unlock the power of authentic storytelling with me! With over 20 years of marketing experience, I'm here to elevate your brand's narrative in an ever-competitive market. My expertise spans

If your garden (or your to-do list) feels too big, this episode will feel like a deep breath. Lisa shares how cutting back her growing space—on purpose—actually increased her productivity, lowered stress, and brought the joy back into her season. Learn why “smaller” can make you a stronger, more profitable grower, and the simple shifts that help you get more from the beds you already have.MentionsThe BIG Calendar-Journal from The Gardener's WorkshopBook: The New Organic Grower by Eliot ColemanLive Class with Lisa: "Where to Sell Cut Flowers: Finding the Best Markets for YOUR Farm"Lisa's Course: Flower Farming School Online⁠Shop the TGW Online Store for all your seeds and supplies!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up to receive our weekly Farm News!⁠⁠⁠⁠⁠The⁠⁠⁠⁠⁠ Field and Garden Podcast⁠⁠⁠⁠⁠ is produced by Lisa Mason Ziegler, award-winning author of⁠⁠⁠⁠⁠ The Cut Flower Handbook, Vegetables Love Flowers, and Cool Flowers⁠⁠⁠⁠⁠, owner of⁠⁠⁠⁠⁠ The Gardener's Workshop,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Flower Farming School Online,⁠⁠⁠⁠⁠ and the publisher of⁠⁠⁠⁠⁠ Farmer-Florist School Online⁠⁠⁠⁠⁠ and⁠⁠⁠⁠⁠ Florist School Online.⁠⁠⁠⁠⁠ Watch⁠⁠⁠⁠⁠ Lisa's Story⁠⁠⁠⁠⁠ and connect with Lisa on social media!

A Note from Michael: The Thriving Farmer Podcast is currently on pause as we navigate a busy season on the farm. While we're taking this break, we're excited to share Farm in Focus, a special series of short, focused conversations recorded earlier this year. These bite-sized episodes highlight practical insights from farmers and experts across the industry. We hope they're helpful and encouraging as you continue your farming journey.   What does it look like to lead and manage an all-female farm team? In this Farm in Focus episode, Michael sits down with Emma de Long of Kneehigh Farm to talk about what she's learned running a farm crew made up entirely of women. Emma shares her experience building a strong, supportive team in an industry that has traditionally been male-dominated, along with the leadership lessons that have shaped how she manages people day-to-day. From starting small and scaling over time, to fostering compassion, communication, and trust within a close-knit crew, Emma offers thoughtful insights into team dynamics on a small farm. This conversation focuses less on ownership structure and more on what it takes to lead a team well—especially when people, relationships, and long days are at the center of the work. In this episode, you'll hear about: Building an All-Female Farm Team • How Emma's crew naturally evolved into an all-women team [03:23] • What it's been like leading women in a traditionally male-dominated field [06:35] Leadership & Team Culture • Why compassion plays a central role in Emma's leadership style [06:52] • Creating a family-like dynamic while still maintaining professionalism • How trust and communication shape day-to-day farm operations Challenges & Practical Realities • Tools and systems that aren't always designed with women in mind [10:31] • Balancing physical demands with teamwork and mutual support • Accepting help and knowing when to lean on others Advice for Farmers & Team Leaders • Why community matters just as much as production [12:23] • The value of mentorship and peer support • Emma's encouragement for farmers—especially women—looking to build strong teams [15:42] Bio:Emma de Long is a farmer, educator, and fiber advocate based in Chester County, Pennsylvania. She founded Kneehigh Farm in 2013 and has since grown a diverse mix of vegetables, dye plants, and fiber crops. Since 2019, Emma has cultivated indigo for natural pigment extraction, and in 2020 she co-founded the Pennsylvania Flax Project, an initiative dedicated to rebuilding regional flax processing infrastructure. Kneehigh Farm operates as a 100% women-run operation, and in 2021 Emma opened Red Dog Market, a year-round outlet for farm goods and local products.   Links:

Top 5 Cities to Retire in Croatia for Gay Folks | Affordable Gay Retirement in EuropeYour morning walk is along a stone promenade by the Adriatic Sea.Your biggest decision? Coffee… or wine… or both.And your cost of living just dropped by 40–60%.If you've been dreaming about gay retirement abroad, but assumed Europe meant Paris prices or Barcelona crowds, think again. In this episode of Queer Money, we break down the top 5 cities to retire in Croatia for gay men who want affordability, culture, and coastal beauty without draining their portfolio.Croatia may be Europe's best-kept retirement secret.We ranked these cities using our Queer Money Retirement Rating, overweighting affordability because stretching your retirement dollars matters — especially if you want options.In This Episode We Cover:➜ Zagreb – Croatia's largest LGBTQ+ community and most livable city➜ Split – Beach life, island hopping, and expat-friendly energy➜ Rijeka – Progressive, artsy, and quietly affordable➜ Osijek – Shockingly low cost of living with small-town charm➜ Zadar – Romantic seaside sunsets without the tourist chaosWe also break down:➜ Cost of living compared to Denver (40–60% cheaper)➜ Average two-bedroom rent ($700–$1,400 USD)➜ LGBTQ+ protections and civil union laws➜ What the gay scene actually looks like (and where to be discreet)➜ Why Dubrovnik didn't make the listCroatia offers Mediterranean lifestyle, national healthcare access, and European culture — without the Spain or Italy price tag.But affordability is only half the story. We also talk honestly about LGBTQ+ acceptance, legal protections, and what life is really like for gay retirees in Croatia.

Picture this: You're at home, feeling totally relaxed in your usual outfit — leggings, oversized sweatshirt, maybe some cozy socks. You're comfortable. You're you. And then your phone buzzes. It's your friend asking if you can meet for lunch in 30 minutes.   Suddenly, that comfortable feeling? It's gone. Now you're staring at your closet, trying to figure out what to wear that doesn't scream "I just rolled out of bed" but also doesn't require a full-on production. You end up doing the quick change — throwing on something that feels totally different from who you were just five minutes ago. And honestly? It adds stress to your entire day. Maybe you've even skipped a lunch invite or two because your wardrobe feels ill-equipped and unprepared to get you out the door quickly with confidence.   Here's what I want you to consider today: What if comfortable and put-together weren't opposites? What if the gap between those two things was way smaller than you think—and what if closing that gap was actually about something totally different than what you've been told?   I'm diving into this today because I know you might be stuck in this exact place. You love fashion. You want to look stylish. But you also want to feel practical and for this to be effortless, and somewhere along the way, you started believing you had to choose.   Spoiler alert: You don't.   By the end of this episode, you'll understand what's creating the real gap between comfortable and put together, why "effortless style" isn't actually effortless, and how to define your own version of comfort so you can stop feeling that last-minute need to change right before you walk out the door.   I'm so glad you're here with me today, friend. This is gonna be a good one!   FREE 5-MIN PERSONAL STYLE QUIZ: https://herstylellc.com/quiz HER STYLE ON INSTAGRAM: https://www.instagram.com/heatherriggsstyle/ JOIN HER STYLE COLLECTIVE: https://herstylellc.com/collective   Related Episodes: 193 – 3 Ways to Look Better in Your Leggings and Joggers 187 – LIVE Coaching: Am I Buying the Wrong Size Jeans? Is It Lazy to Dress for Comfort? 113 – The Key To Being Comfortable AND Looking Stylish At the Same Time

Chris Holman welcomes back Eric Rosekrans, CCIM, Executive Vice President, Martin Commercial Properties Thomas Jamieson, SIOR, Senior Vice President, Martin Commercial Properties, Lansing, MI. This discussion covers MCPs Office Advisory Considering Office vacancy, where do things stand in your latest report? What strategies are landlords and tenants using to adapt to shifting work models and excess space? Smaller occupies wrre leading leasing activity—is that still the case? What types of businesses are driving this demand, and how does it shape the future of office space design? Given recent sales in the office sector, what trends are emerging given the buyers of these buildings? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/ The highly anticipated “Market Insights” report from Martin Commercial Properties provides an in-depth analysis of the region's retail, industrial, and office real estate sectors. EAST LANSING, Mich. – Martin Commercial Properties has released its 2025 H1 Market Insights Report for the Greater Lansing Area, offering an in-depth analysis of commercial real estate conditions across the industrial, office, and retail sectors. The report points to increasing market stability and positive momentum, even as many industries continue to navigate broader economic uncertainty. MBN: MCP Van Martin “While the economic landscape remains mixed, commercial real estate in Greater Lansing is demonstrating resilience and steady forward progress,” said Van W. Martin, CCIM, SIOR, CRE, President and CEO of Martin Commercial Properties (left). “Across all three sectors, we're seeing fundamentals that suggest the market is adjusting thoughtfully rather than pulling back.” According to the report, the industrial sector continues to be supported by historically high rental rates, limited availability of modern facilities, and sustained investment tied to manufacturing, logistics, and energy-related users. Demand for well-located, functional industrial space remains strong, underscoring the region's competitiveness and long-term growth potential. The office market is showing early signs of stabilization as obsolete inventory is removed, sublease space declines, and tenants increasingly prioritize high-quality, well-located buildings. While challenges remain, particularly in older properties, leasing activity and owner-occupier interest are helping rebalance the market. Retail performance remains strongest in established corridors, where consistent leasing activity, redevelopment of formerly vacant spaces, and targeted new construction continue to reinforce neighborhood and necessity-based retail demand. Prime locations are outperforming the broader market, reflecting disciplined expansion by retailers and continued consumer engagement. MBN: MCP GL “Greater Lansing's commercial real estate market is evolving in a measured and responsible way,” Martin added. “The data shows continued confidence in quality assets, strategic reinvestment, and a foundation that supports long-term economic health across the region.” About Martin Commercial Properties: Martin Commercial Properties is one of Michigan's leading independent commercial real estate firms, with a legacy spanning over 60 years. Renowned for its unparalleled expertise, influence, and client-centric approach, Martin Commercial Properties offers a complete range of commercial real estate services, including brokerage, property development, property management, investment services, and corporate solutions. Full reports can be found at https://martincommercial.com/marketinsights/ ####

Authority is not about being everywhere. It's about owning a small space with absolute clarity and intention. In this episode of Influential Voices of Authority, Erik K. Johnson welcomes Corinne Gearhart, celebrated dog behavior expert and founder of DoodlePro. Together, they uncover how narrowing your podcast focus unlocks exponential opportunity, positioning you as the go-to authority in your niche.   00:00 "Why Smaller Niches = Greater Authority" 04:18 "Building an Ecosystem, Not Just a Podcast" 07:25 "Tripling Rates Through Authority" 09:25 "Membership, Courses, and Book as Authority Engines" 11:09 "Pre-Selling With Your Body of Work" 12:49 "Becoming the Only Expert in the Category" 15:32 "Launching With Imposter Syndrome and Charting Fast" 18:04 "Podcasts Opening Doors to Industry Idols" 20:05 "Referrals, Relationships, and Compound Connections" 21:37 "Credentials, Confidence, and Authenticity" 22:48 "Guarding Trust and Sponsorship Integrity" 26:02 "Sparking Community Conversation and Bridging Divides" 30:24 "Remembering the Beginner's Questions" 31:27 "SEO Strategy for Podcast Discoverability"   Key Takeaways: Niche Down, Level Up When you try to help everyone, you help no one. Erik and Corinne share how narrowing your focus eliminates competition, builds trust, and makes you not the best in your category—but the only one.   The Power of Authority Ecosystems Corinne reveals her ecosystem strategy: podcast episodes feed into memberships, exclusive content, self-study courses, and a best-selling book. This system multiplies authority and ensures prospects see you as the answer before you even meet.   Build Intimacy and Impact Listeners who binge your back catalog and know your family's names are already sold. Trust and clarity beat hype. Your podcast and book pre-sell your expertise, building intimate community and engagement.   Strategic SEO for Discovery Corinne explains her tactical use of Google Keyword and Ubersuggest to identify common questions from doodle owners and title her episodes to rank high for those searches. Discoverability is foundational—you don't need a huge social media push if your audience can find you where they're searching.   Authentic Leadership Over Credentials Imposter syndrome is common, but authority comes from hands-on expertise. Sharing your imperfections builds human connection and loyalty with your audience—people trust realness, not perfection.   Episode Highlights: How Corinne tripled her local rates by elevating her authority The role of courses, memberships, and books in converting listeners into clients Building sustainable growth and community without relying on traditional ads or sponsorships Navigating controversy and bridging divides in highly passionate Facebook groups Leveraging referrals from industry icons and guests to compound authority Using SEO tools to make episodes discoverable for highly specific questions   Ready to turn your podcast from hidden gem into an authority engine? Grab Corinne's complimentary resource for a calmer morning routine with your dog: https://thedoodlepro.com/morningflow Connect with Corinne Gearhart: Website: https://thedoodlepro.com   Next Week: Join Erik as he sits down with Russ Hedge and learns how mastering multiple podcasts transformed him into a powerhouse connector and niche authority. Don't miss the chance to step deeper into your own authority! Authority rewards intentionality and clarity. Step into your niche—build your ecosystem—and see how far your podcast can go.   Get Your Podcast Audit Let me audit your podcast and find the gaps. Go to www.PodcastTalentCoach.com/coaching, click the button and apply to have a chat with me. We will uncover your authority positioning problem, develop your plan to succeed, and see how I can help and support you to achieve your podcast goals.   Until next week, step into your authority. We'll see you next time.

Years of starting and stopping can quietly damage trust in your own choices. Goals start to feel risky before they begin, and promises sound empty even when they are honest. Smaller agreements that match real life, visible proof of follow through, and kinder recovery after slips begin to rebuild trust. Shifting how you commit and how you respond after missed days can restore confidence and make new goals feel possible again. BOOK A CALL WITH PERRY: http://talktoperry.com TEXT ME: (208) 400-5095 JOIN MY FREE COMMUNITY: http://upsidedownfit.com The Legacy Continues with Syona and Tony Horton: https://sharesyona.co/?url=perrytinsley RESOURCES Best Probiotic for Gut Health: https://bit.ly/probyo Best Focus & Memory Product: https://bit.ly/dryvefocus Daily Success Habits (Free Download): morningsuccesshabits.com Best Home Workouts – Power Nation: https://sharesyona.co/?url=perrytinsley WOW! You made it all the way down here. I'm seriously impressed! Most people stop scrolling way earlier. You officially rock, my friend.

New York State passed a law limiting class size for city schools, but the city is struggling to fund it. Jessica Gould, education reporter for WNYC and Gothamist, talks about the roadblocks schools are encountering as they try to comply with the law.

Early projections from the U.S. Department of Agriculture point to fewer corn acres and more soybean acres, as analysts caution that key policy decisions and global tensions could still reshape markets in the days ahead. Mike Zuzolo of Global Commodity Analytics breaks down Thursday's trade.

Longtime prep sports writer John Millea joins Adam Carter to talk about why he thinks it would benefit girls hockey in Minnesota to move that tournament into a smaller arena to create a better atmosphere during games.

Roam Fish Ep2 Winter Fly Fishing Welcome to Roam Fish Powered by Naughty Nymph Co Host: Tony Fellows Guest: Andrew Homick In this episode of Roam Fish, host Tony Fellows and guest Andrew Homick discuss their friendship rooted in fishing, share insights on winter fly fishing tactics, and delve into the gear and techniques essential for targeting steelhead. They explore the nuances of fishing in cold weather, the importance of water temperature, and the differences between various fishing methods, including indicator fishing and the chuck and duck technique. The conversation highlights the joy of fishing, the challenges faced, and the camaraderie built through shared experiences on the water. They discuss Euro nymphing, the selection of flies, and the significance of fishing efficiently with limited time. The debate between using bead flies versus tied flies adds a humorous touch, while the conversation wraps up with a discussion on community involvement and creating personal fly patterns. Key Topics: The bond of friendship can be strengthened through shared passions like fishing. Understanding water temperature is crucial for targeting trout effectively. Winter fishing requires specific tactics and gear to be successful. A good fishing rod should have a reliable warranty due to the nature of steelhead fishing. Time spent on the water is directly proportional to the number of fish caught. Euro nymphing offers a unique approach to catching fish. Smaller flies can be more effective in winter conditions. Presentation of the fly is crucial for attracting fish. Having a good drift is essential for successful fishing. The debate between bead flies and tied flies is ongoing. Andrew Homick – Fly Fishing Michigan LLC Tony Fellows - Instagram   Roam Syndicate Vitalize Seed Ina Store Deer Hunter Synthetics Wildlife Legends Taxidermy Find It Fred Experiencewild10 at Brenton USA for 10% off online Keep learning, keep pushing, and get outside! Connect with the Hosts:Resources & Links: Learn more about your ad choices. Visit megaphone.fm/adchoices

Georgia's housing market is at a crossroads, with affordability and local regulations shaping new construction across the state. Gabe Chatham, president of the Home Builders Association of Georgia (HBAG) and vice president of Chathambilt Homes, joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to share how builders are navigating these challenges and what it means for first-time homebuyers. The Cost of Permitting Delays One of the most tangible barriers to affordable housing in Georgia is the permitting process. Chatham explains that land disturbance permits, necessary even on properties already zoned for development, can be delayed for months or even years. “If we can cut down that time, that obviously saves some costs on things like engineering holding costs, and hopefully, we'll see the savings passed on to the end user,” Chatham said. When permits and approvals are delayed, the effects extend beyond builders. The supply of homes for first-time buyers shrinks, prices rise and families are often forced to rent longer or relocate farther from work, adding financial and personal strain. What is House Bill 812? Georgia's Home Rule Act further complicates the process. The law gives cities and counties broad control over zoning and design standards, but that autonomy can make it difficult to predict how and when housing will be approved. In 2025, state lawmakers introduced House Bill 812, which would require approval from the Georgia Department of Community Affairs for certain local code amendments. The proposed legislation aims to streamline permitting, particularly for land disturbance permits, though its effectiveness will depend on its implementation at the state and local levels. Supporting Smart Growth & Community Investment Beyond logistics, these regulatory decisions carry long-term consequences for families and communities. With the average age of first-time homebuyers in Georgia now 40, delays and restrictions directly affect generational wealth and family stability, limiting younger adults' ability to establish roots in their communities. Chatham emphasizes the importance of innovative housing solutions, including missing middle housing and build-to-rent projects, to meet the needs of a diverse workforce. Housing policy is not simply about development timelines. It is about ensuring that essential workers and young families can participate in the communities they serve. “We think about our teachers, our firefighters, our police officers… they can't live close by,” Chatham said. “Finding a way to help those people stay invested in the community is going to be healthy for the community long term.” Investing in the Next Generation of Homebuilding Professionals Workforce development is also critical to addressing Georgia's housing challenges. HBAG supports high school programs that teach trade skills, helping address labor shortages in construction while providing students with viable career paths that do not require college debt. Smaller and mid-sized builders often face resource constraints when navigating zoning changes, permitting requirements and evolving legislation. HBAG also provides funding, advocacy and strategic guidance to help these builders remain competitive and keep projects moving forward, ultimately benefiting homebuyers. Chatham said, “By partnering together, we can strategize and utilize the resources we have.” Tune in to the full episode for insight into the policies and solutions shaping the state's housing future. Learn more about the Home Builders Association of Georgia at https://www.HBAG.org/. For more information about Chathambilt Homes, visit https://ChathamLegacy.com/. About Chathambilt Homes Chathambilt Homes is celebrating 78 years in business and continues to expand its footprint across North Atlanta, including Milton, Alpharetta and East Cherokee County, as well as exploring new opportunities in Adairsville and beyond. The Georgia-based home builder is known for crafting thoughtfully designed communities that balance modern living with enduring Southern character. Chathambilt Homes prioritizes quality construction, intentional design and neighborhood-driven experiences across its residential portfolio. With a focus on long-term value, Chathambilt Homes delivers homes that are both functional and rooted in a strong sense of place. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com. About Atlanta Real Estate Forum Radio Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post Is House Bill 812 a Turning Point for Georgia Housing? appeared first on Atlanta Real Estate Forum.

The panel discusses the significance of various forms of load in energy markets, particularly focusing on the impact of Bitcoin mining and digital compute. The conversation explores what it means to 'move the needle' in terms of energy efficiency and market dynamics, the role of digital compute as a buyer of energy, and the metrics for measuring impact. The panelists also delve into the quality of load, the comparison between different scales of energy production, and the challenges of integrating HPC and AI with existing energy infrastructures.TakeawaysThe definition of 'moving the needle' varies based on context.Bitcoin mining can enhance energy resilience and infrastructure investment.Digital compute is changing how power is generated and consumed.Quality of load is crucial for energy markets.Smaller, distributed energy operations can be impactful.Metrics for measuring impact include energy rates and adoption of technology.HPC and AI convergence presents unique challenges.The scalability of energy production affects economic efficiency.Bitcoin mining can utilize underutilized energy assets effectively.The future of energy markets will require more flexible and decentralized solutions.Chapters00:00 Introduction to the Panel Discussion02:37 Defining 'Moving the Needle' in Energy Markets05:38 The Role of Bitcoin Mining in Energy Resilience08:35 Digital Compute as a Buyer of First Resort11:33 Metrics for Measuring Impact in Energy14:38 Quality of Load and Its Importance17:45 HPC and AI Convergence: Challenges and Opportunities23:38 The Future of Mining and HPC Infrastructure29:29 Final Thoughts and Rapid Fire QuestionsKeywordsload, energy markets, Bitcoin mining, digital compute, HPC, AI, impact metrics, quality of load, scalability, energy efficiency

In this episode,Kiaun will discuss The Witcher 1 Remake and the 3rd DLC for The Witcher 3,Stellar Blade could be coming to Xbox and Nintendo Switch2,Playstation is starting a rental service and according to reports Resident Evil 5 is coming to current generation hardware.

In this conversation, Stephan Livera and Robert Warren discuss the evolving landscape of Bitcoin mining, focusing on the intersection of energy consumption and human flourishing. They explore the impact of AI on energy demand, the misconceptions surrounding the cost of production in Bitcoin mining, and innovative strategies for monetizing energy. The discussion highlights notable examples of companies and initiatives that are redefining the mining industry, emphasizing the importance of flexibility and community-driven innovation.Takeaways:

David C. Roberson and Jason Goss break down the latest DCU news, casting updates, rumors, and clarifications from DC Studios.Bud Cort Dies at 77We begin by remembering Bud Cort, who voiced:Toyman on Superman: The Animated Series, Justice League Unlimited, and Static ShockJosiah Wormwood on Batman: The Animated SeriesSupergirl UpdatesSupergirl Meets Lobo TV SpotA new TV spot for Supergirl featuring Lobo has surfaced. https://www.youtube.com/watch?v=3TuUiYuaWCUBaby Krypto RevealedNew footage featuring Baby Krypto debuted during the Puppy Bowl and was later shared by James Gunn. https://youtu.be/VoqjnU_wGJM“We're Not Telling Woman of Tomorrow”Gunn clarified that the film is not a direct adaptation of Supergirl: Woman of Tomorrow, but rather inspired by its tone and structure.Supergirl Test ScreeningsReports suggest:A darker tone than SupermanA human trafficking storylineMore intense violenceStrong cinematographyA major role for Jason Momoa's LoboA redesigned, more menacing Krem of the Yellow HillsSources describe the film as balancing humor, darkness, and lightness.LanternsNew Lanterns Logo RevealedThe first official logo for Lanterns has been unveiled.ClayfaceProduction UpdateGunn confirms that director James Watkins is still working on the first cut of Clayface.The film remains on track for its 2026 release, though Warner Bros. has shifted the release date to October.Man of TomorrowBrainiac Casting ConfirmedLars Eidinger has been cast as Brainiac.Gunn shared that the character draws inspiration from multiple comic eras, including classic Otto Binder stories and more modern, darker interpretations.Casting UpdatesGunn confirmed:Smaller roles are currently being castThe rumored female role is NOT Wonder WomanMaxima RumorReports suggest Maxima may appear as a secondary antagonist before potentially shifting allegiances.Cinematographer ConfirmedSam McCurdy (Game of Thrones, Shōgun) joins as cinematographer.The Batman Part IICasting RumorsScarlett Johansson rumored as Gilda DentSebastian Stan rumored for Harvey DentReports suggest an older role may be Harvey Dent's fatherWe also discuss comic lore surrounding Harvey's abusive father and its potential influence.Batman: The Brave and the BoldChristina Hodson WritingTHR reports Christina Hodson is attached as screenwriter.Gunn defended her writing publicly, noting that screenplays often differ significantly from final films.No Actionable Script ReadyGunn says there is no “actionable script” yet and that DC is taking a measured development approach.Mister MiracleTom King confirms Mister Miracle is a DCU project with major implications and confirms Darkseid has been cast.DC Tea Batman & Wonder Woman Auditions Are FalseGunn states that rumors of Batman and Wonder Woman auditions are not true.He reaffirmed both characters' importance to the DCU.Wonder Woman Casting RumorDeuxmoi claims Adria Arjona is Gunn's top choice, though this remains unconfirmed.Dynamic Duo Not DCUThe animated Dynamic Duo project is not part of DCU canon.Grant Gustin Is Not the DCU FlashAfter hair-dye speculation online, Gunn shut down rumors that Gustin is the new Barry Allen.Blue Beetle 2?Director Angel Manuel Soto says he hopes to continue the story and would love to introduce Booster Gold, possibly even through animation.Creature CommandosSeason 2 AnimatingGunn confirmed that Creature Commandos Season 2 is animating, with more projects in development.Captain Atom RumorReports suggest Nathaniel Adam (Captain Atom) may appear in Season 2.“A Lot Close to Greenlight”When asked about upcoming DCU projects, Gunn stated that several are close to greenlight — and at least one already is.Zatanna & Lobo What-Could-Have-BeensEmerald Fennell revealed her darker, more psychological Zatanna script was likely “too far away from the genre” for DC Studios.Jason Fuchs reveals his Lobo plansSuperman Blu-ray SalesSuperman was the second top-selling Blu-ray of 2025, behind Wicked.

Send a text“Boutique” has become a popular buzzword in the salon industry. But most of the time, it describes how a salon looks, not how it operates.In this episode, we break down what boutique actually means and why changing your aesthetic isn't enough to create a boutique experience. We talk about intentional client matching, curated services, smaller teams, stronger leadership, and why boutique salons aren't built to serve everyone.We also share lessons from rebuilding our own salon after the flood, how focusing on what you can control changes everything, and why protecting your culture, your team, and your client experience matters more than chasing buzzwords.A boutique salon isn't defined by plants, crystals, or décor.It's defined by clarity, standards, and intentional leadership.Your business should serve you, so that you can serve others.KEY TAKEAWAYSBoutique is an operating philosophy, not an aesthetic.You don't have to serve everyone to build a successful salon.Intentional client matching creates better outcomes.Smaller, curated teams create stronger alignment.Leadership clarity creates stability for staff.Systems should be designed intentionally, not copied.Protecting experience builds long-term loyalty.Buzzwords don't build businesses — structure does.Focus on what you can control and ignore the rest.Culture and intentionality define real boutique salons.TIME STAMPS00:00 — Opening + episode overview 01:00 — Jen's opening take: learning to release control 04:00 — Focus on what you can control 05:30 — The Bean Soup lesson explained 08:30 — Business update: rebuild timeline and return date 12:00 — The problem with salon buzzwords 13:00 — What boutique usually means vs what it should mean 15:30 — Boutique client experience and intentional matching 17:30 — Curated services and product selection 19:30 — Boutique teams vs large staff structures 22:00 — Culture, hiring, and alignment 24:00 — Leadership clarity and communication 26:30 — Systems built intentionally for your environment 28:30 — Protecting client experience over filling chairs 30:30 — Why not every client should be yours 32:00 — Closing thoughtsLinks and Stuff:Our Newsletter Mentoring InquiriesFind more of our things:InstagramHello Hair Pro Website

Get 25% off Lucid Poker. Watch 'Winning Money in Multiway Pots' Join our Discord community. View the written version of this episode here. In this episode, you'll learn the seven most powerful small bet situations that can instantly pressure your opponents and win more pots. By watching, you'll understand exactly when to use small bets for protection, range advantage, stack-to-pot leverage, block betting, and multi-way pressure so you can make more profitable decisions in both cash games and tournaments. 00:00 Mastering Small Bets to Punish Missed Ranges (Cash Game C-Bet Strategy) 00:48 Protection Betting: Thin Value with Medium Pairs in Tournaments 02:50 Range Advantage Boards: Small Bets When You Smash the Flop 04:30 Low Stack-to-Pot Ratio Strategy in 3-Bet and 4-Bet Pots 06:16 Out-of-Position Flop Strategy: Why Solvers Prefer Small Bets 07:18 River Block Betting: Setting Your Own Price with Medium Strength Hands 09:06 Multi-Way Pots: Shared Defense and Why Smaller Bets Work In this episode of the Level-Up podcast, we break down the seven most profitable small bet situations in No Limit Hold'em and explain how to weaponize small sizing in both cash games and tournaments. From classic continuation bet spots to advanced stack-to-pot ratio adjustments, this guide shows you how to pressure opponents efficiently without bloating the pot unnecessarily. The first key concept centers on betting small when your opponent's range is filled with missed hands. In single-raised pots—like when you raise preflop and the big blind calls—dry flops such as queen-seven-three heavily favor the preflop raiser. Because the defender's range contains many ace-high and low-equity hands, a small one-third pot c-bet frequently wins the pot immediately while risking very little. This is one of the most efficient plays in modern poker strategy. Next, we explore protection betting with medium-strength hands. In tournament scenarios with 50 big blind stacks, holding a pocket pair on a coordinated board often calls for a small turn bet. This thin value plus protection approach forces opponents with overcards into difficult decisions, either folding equity or calling while behind. When your range crushes the board—such as in three-bet pots on ace-king-jack textures—small bets at high frequency generate folds from capped ranges while maintaining balance. Similarly, in four-bet pots where the stack-to-pot ratio (SPR) is low, small bets are typically optimal because the pot is already bloated and ranges are narrow. Out of position, solvers overwhelmingly prefer small sizing as the preflop raiser. By "naming your price," you avoid giving the in-position player the advantage of dictating the pot size. This principle extends to block betting on the river, where small bets with medium-strength hands prevent facing larger bets while still extracting thin value. Finally, we examine multi-way pots. Because the burden of defense is shared, betting into multiple players already signals strength. Smaller bets often accomplish the same goal as larger ones while preserving stack depth. Mastering these seven small bet scenarios will dramatically improve your postflop strategy, increase your win rate, and help you control pot geometry across a wide variety of poker situations.

From 'Take Command' (subscribe here): We're finally moving past the Super Bowl and truly into the NFL offseason... Logan and Grant breakdown and debate whether or not to bring back Bobby Wagner, how he'd fit in the new defense, Commanders hiring Eric Henderson as new DL coach, and more! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices