Podcasts about Sun Belt

It's another schedule breakdown for the 2022 Ohio State Buckeyes, and after discussing the Notre Dame opener last week, it's on to Week 2 and Ohio State's home game vs. Arkansas State. Mitchell Gladstone of the Arkansas Democrat-Gazette joins Doug Lesmerises to talk about Arkansas State and second-year coach Butch Jones, the former boss at Cincinnati and Tennessee. The Red Wolves come from the Sun Belt Conference, where they were dominating and winning league titles about eight years ago before falling on some tougher times. But the Sun Belt plays good football -- imagine if fellow Sun Belt team Coastal Carolina, which has won 11 games each of the last two seasons, was coming to Columbus. Doug and Mitchell talk Arkansas State's best players, the state of and hopes for the program, the Red Wolves defensive coordinator with Ohio State ties, and a little Ja Morant. Hope you enjoy this schedule breakdown, and thanks for listening to Buckeye Talk. Learn more about your ad choices. Visit megaphone.fm/adchoices

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network continues its 2022 college football season preview series with their Week 4 season preview. Pick Dundee aka (@TheColbyD), Patty C (@PattyC831) & NC Nick (@NC_Nick) cover all the big time matchups and key in on the most recent college football news. Will the ACC try a new scheduling format? Is Virginia Tech and West Virginia one of the most underrated rivalries in college football? Does the Big Ten protect their best teams just like the SEC? Will Sam Pittman and the Arkansas Razorbacks make it two in a row against Jimbo Fisher and the Texas A&M Aggies? Will Graham Mertz and Wisconsin give the Ohio State Buckeyes a game in Columbus, Ohio? Will Coastal Carolina run away with the Sun Belt this year with Grayson McCall back? Will James Madison be able to handle the Sun Belt Conference schedule and its opener against Chase Brice and Appalachian State? Whats the biggest Pac 12 home field advantage between Arizona State, Oregon State, Washington State and Utah? When will Tennessee and Hendon Hooker make it competitive when they play the Florida Gators? Will East Carolina make it two in a row against the Navy Midshipmen? Will Texas Tech take down Texas in perhaps the last Big 12 matchup for the Longhorns in Lubbock, Texas? Can Dave Aranda and Baylor make it two in a row against the Iowa State Cyclones? Will Oregon take a loss in Pullman against the Washington State Cougars? We talk it all and more on this preseason edition of The College Football Experience. Download The Free SGPN App - https://sgpn.app WynnBET - Bet $50 Get $200 In Free Bets - https://sg.pn/WynnBET Support for this episode - AthleticGreens.com/SGP | IPVanish.com/sgp | Manscaped.com code SGP JOIN our SQUAD on Sleeper (code SGP for 100% BONUS) + play OVER/UNDER - https://sg.pn/squad   Follow The College Experience & SGPN On Social Media Twitter - https://twitter.com/TCEonSGPN Twitter - http://www.twitter.com/gamblingpodcast Instagram - http://www.instagram.com/sportsgamblingpodcast TikTok - https://www.tiktok.com/@gamblingpodcast Facebook - http://www.facebook.com/sportsgamblingpodcast   Follow The Hosts On Social Media Colby Dant - http://www.twitter.com/thecolbyd Patty C - https://twitter.com/PattyC831 NC Nick - https://twitter.com/NC__NicK   Learn more about your ad choices. Visit podcastchoices.com/adchoices

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network continues its 2022 college football season preview series with their Week 4 season preview. Pick Dundee aka (@TheColbyD), Patty C (@PattyC831) & NC Nick (@NC_Nick) cover all the big time matchups and key in on the most recent college football news. Will the ACC try a new scheduling format? Is Virginia Tech and West Virginia one of the most underrated rivalries in college football? Does the Big Ten protect their best teams just like the SEC? Will Sam Pittman and the Arkansas Razorbacks make it two in a row against Jimbo Fisher and the Texas A&M Aggies? Will Graham Mertz and Wisconsin give the Ohio State Buckeyes a game in Columbus, Ohio? Will Coastal Carolina run away with the Sun Belt this year with Grayson McCall back? Will James Madison be able to handle the Sun Belt Conference schedule and its opener against Chase Brice and Appalachian State? Whats the biggest Pac 12 home field advantage between Arizona State, Oregon State, Washington State and Utah? When will Tennessee and Hendon Hooker make it competitive when they play the Florida Gators? Will East Carolina make it two in a row against the Navy Midshipmen? Will Texas Tech take down Texas in perhaps the last Big 12 matchup for the Longhorns in Lubbock, Texas? Can Dave Aranda and Baylor make it two in a row against the Iowa State Cyclones? Will Oregon take a loss in Pullman against the Washington State Cougars? We talk it all and more on this preseason edition of The College Football Experience. Download The Free SGPN App - https://sgpn.app WynnBET - Bet $50 Get $200 In Free Bets - https://sg.pn/WynnBET Support for this episode - AthleticGreens.com/SGP | IPVanish.com/sgp | Manscaped.com code SGP JOIN our SQUAD on Sleeper (code SGP for 100% BONUS) + play OVER/UNDER - https://sg.pn/squad   Follow The College Experience & SGPN On Social Media Twitter - https://twitter.com/TCEonSGPN Twitter - http://www.twitter.com/gamblingpodcast Instagram - http://www.instagram.com/sportsgamblingpodcast TikTok - https://www.tiktok.com/@gamblingpodcast Facebook - http://www.facebook.com/sportsgamblingpodcast   Follow The Hosts On Social Media Colby Dant - http://www.twitter.com/thecolbyd Patty C - https://twitter.com/PattyC831 NC Nick - https://twitter.com/NC__NicK   Learn more about your ad choices. Visit podcastchoices.com/adchoices

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network continues its 2022 college football season preview series with their Week 4 season preview. Pick Dundee aka (@TheColbyD), Patty C (@PattyC831) & NC Nick (@NC_Nick) cover all the big time matchups and key in on the most recent college football news. Will the ACC try a new scheduling format? Is Virginia Tech and West Virginia one of the most underrated rivalries in college football? Does the Big Ten protect their best teams just like the SEC? Will Sam Pittman and the Arkansas Razorbacks make it two in a row against Jimbo Fisher and the Texas A&M Aggies? Will Graham Mertz and Wisconsin give the Ohio State Buckeyes a game in Columbus, Ohio? Will Coastal Carolina run away with the Sun Belt this year with Grayson McCall back? Will James Madison be able to handle the Sun Belt Conference schedule and its opener against Chase Brice and Appalachian State? Whats the biggest Pac 12 home field advantage between Arizona State, Oregon State, Washington State and Utah? When will Tennessee and Hendon Hooker make it competitive when they play the Florida Gators? Will East Carolina make it two in a row against the Navy Midshipmen? Will Texas Tech take down Texas in perhaps the last Big 12 matchup for the Longhorns in Lubbock, Texas? Can Dave Aranda and Baylor make it two in a row against the Iowa State Cyclones? Will Oregon take a loss in Pullman against the Washington State Cougars? We talk it all and more on this preseason edition of The College Football Experience. Download The Free SGPN App - https://sgpn.app WynnBET - Bet $50 Get $200 In Free Bets - https://sg.pn/WynnBET Support for this episode - AthleticGreens.com/SGP | IPVanish.com/sgp | Manscaped.com code SGP JOIN our SQUAD on Sleeper (code SGP for 100% BONUS) + play OVER/UNDER - https://sg.pn/squad   Follow The College Experience & SGPN On Social Media Twitter - https://twitter.com/TCEonSGPN Twitter - http://www.twitter.com/gamblingpodcast Instagram - http://www.instagram.com/sportsgamblingpodcast TikTok - https://www.tiktok.com/@gamblingpodcast Facebook - http://www.facebook.com/sportsgamblingpodcast   Follow The Hosts On Social Media Colby Dant - http://www.twitter.com/thecolbyd Patty C - https://twitter.com/PattyC831 NC Nick - https://twitter.com/NC__NicK   Learn more about your ad choices. Visit podcastchoices.com/adchoices

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network continues its 2022 college football season preview series with their Week 4 season preview. Pick Dundee aka (@TheColbyD), Patty C (@PattyC831) & NC Nick (@NC_Nick) cover all the big time matchups and key in on the most recent college football news. Will the ACC try a new scheduling format? Is Virginia Tech and West Virginia one of the most underrated rivalries in college football? Does the Big Ten protect their best teams just like the SEC? Will Sam Pittman and the Arkansas Razorbacks make it two in a row against Jimbo Fisher and the Texas A&M Aggies? Will Graham Mertz and Wisconsin give the Ohio State Buckeyes a game in Columbus, Ohio? Will Coastal Carolina run away with the Sun Belt this year with Grayson McCall back? Will James Madison be able to handle the Sun Belt Conference schedule and its opener against Chase Brice and Appalachian State? Whats the biggest Pac 12 home field advantage between Arizona State, Oregon State, Washington State and Utah? When will Tennessee and Hendon Hooker make it competitive when they play the Florida Gators? Will East Carolina make it two in a row against the Navy Midshipmen? Will Texas Tech take down Texas in perhaps the last Big 12 matchup for the Longhorns in Lubbock, Texas? Can Dave Aranda and Baylor make it two in a row against the Iowa State Cyclones? Will Oregon take a loss in Pullman against the Washington State Cougars? We talk it all and more on this preseason edition of The College Football Experience. Download The Free SGPN App - https://sgpn.app WynnBET - Bet $50 Get $200 In Free Bets - https://sg.pn/WynnBET Support for this episode - AthleticGreens.com/SGP | IPVanish.com/sgp | Manscaped.com code SGP JOIN our SQUAD on Sleeper (code SGP for 100% BONUS) + play OVER/UNDER - https://sg.pn/squad   Follow The College Experience & SGPN On Social Media Twitter - https://twitter.com/TCEonSGPN Twitter - http://www.twitter.com/gamblingpodcast Instagram - http://www.instagram.com/sportsgamblingpodcast TikTok - https://www.tiktok.com/@gamblingpodcast Facebook - http://www.facebook.com/sportsgamblingpodcast   Follow The Hosts On Social Media Colby Dant - http://www.twitter.com/thecolbyd Patty C - https://twitter.com/PattyC831 NC Nick - https://twitter.com/NC__NicK   Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week's "From the Chair" features Troy AD Brent Jones. Brent speaks to lessons learned from the experience of playing D1, D2 and D3 Baseball and having had six head coaches. We discuss what role communication plays in change, how leadership competencies grow, the value of reading and other educational resources, how he views Sun Belt expansion and what Troy Athletics value proposition is. That and much more....See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We're less than a week away from Selection Sunday, and we have more questions than answers. This episode breaks down the biggest storylines from the Power 5 conferences as we enter the final week before the NCAA Tournament. Eric talks about the impact Arizona State's series win versus UCLA could have on their chances of sneaking into the Top 8. We then speak with "Out of the Box" co-host and Alabama play-by-play voice Gray Robertson about the SEC Tournament and the outlook for the Crimson Tide. We share some of the key storylines heading into Gainesville, and one team Gray thinks could have a favorable draw to the semifinals. The show wraps up with a look around the American, USA, ASUN, and Sun Belt conferences. Eric Lopez breaks down UCF's chances to host and USF's chance to make the tournament. Plus, we officially announce our Selection Sunday plans.

The Moneywise Guys Friday, May 6th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 email: info@moneywiseguys.com website: www.MoneywiseGuys.com Guest: Patrick Collins, Sales Associate for Sunbelt of Bakersfield website: www.sunbeltnetwork.com/bakersfield-ca/  

TimestampsIntro: 0:00-4:11Addison: 4:11-14:27Tier Five: 14:27-35:57Tier Four: 35:57-52:05Tier Three: 52:05-1:03:28Tier Two: 1:03:28-1:20:35Tier One: 1:20:35-1:52:00Outro: 1:52:00-1:56:02We're back, and we're previewing America's conference: The Sun Belt.If you like the show, please be sure to tell a friend and leave a five-star review. If you want to keep up to date with the show, be sure to subscribe on your podcasting app of choice and follow the show on Twitter at FieldFlipping.If you have a question you'd like answered on the show, send us a DM on the show's Twitter account.

Michael Episcope is co-CEO of Origin, co-chairs the Investment Committee, and oversees investor relations, marketing, and company operations. Michael brings 25 years of investment and risk management experience to the company and believes that calculated risk-taking in inefficient markets is the key to building wealth. He frequently shares his knowledge with individual investors on Origin's blog, Forbes, ValueWalk, and HuffPost, and his expertise has made him a frequent speaker on real estate investment panels and podcasts. Michael learned about the physical aspects of real estate in his youth as he helped his grandfather manage his apartment buildings on Chicago's west side. He began college at DePaul University and a year later was introduced to the floors of the Chicago Mercantile Exchange. He continued to work full-time on the trading floor for the next sixteen years while attending night courses to complete his undergraduate degree. After rising from runner to broker, Michael was given an opportunity to become a floor trader by a Chicago-based hedge fund, Tradelink, LLC, and then had a prolific nine-year trading career, twice named one of the top 100 traders in the world by Trader Monthly Magazine. Join Michael, as he walks us through his role doing ground-up multifamily development and discusses current market conditions and qualified opportunity zones. --- Episode Links: https://origininvestments.com/ --- Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: What's going on everyone? Welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum, and today I'm joined by Michael Episcope, who is the principal at origin investments and Michael is going to be talking to us today about his role in doing round up multifamily development in today's current market conditions. We're also gonna be talking about inflation, and qualified opportunity zones. So let's get into it.   Michael, thanks so much for taking the time to hang out with me today. I really appreciate you coming on.   Michael E.: Thanks for having me, Michael.   Michael: My pleasure. So I know a little bit about your background. But I would love if you could share just a quick and dirty Spiel who you are, where you're coming from and what is it that you're doing today in real estate?   Michael E.: Yeah, how is the quick and dirty so I'll take you back. Well, I'm CO-CEO of origin investments were a real estate investment firm, located in Chicago, we primarily focus on ground up development in what we call the smile states tax friendly, climate friendly, business friendly states. Even though we're located in Chicago, we don't do any investing here and my real estate career if I want to, you know, take you kind of far back started God, I didn't realize this, but I was about 10 years old and I used to go and work for my grandfather in the summer and he was somebody who was pretty gritty bought buildings in the west side of Chicago and if anybody knows, the west side of Chicago, it's not a good area, it hasn't been a good area. Never was and he bought buildings out of tax sales and that was at a time when people didn't take pay their taxes, you can go in there and buy, I mean, a 25 story building for $100,000 and that's what he did and in order to run those, though, you had to be hands on you had to be gritty and so I used to spend my summers with him and, and then I had another friend too, that his dad was in construction. So I love swinging hammers and the bricks and sticks and putting up garages and things like that and didn't get paid much. You know, he'd throw me 20 bucks at the end of the day, which felt great, you know, you had fun building things and then you know, it kind of I left that industry obviously I wasn't in it, you know as a as an employee or even thinking about it.   But I got my feet wet there, went to college, I studied finance and econ at DePaul, I got a job at the Chicago Mercantile Exchange when I was about 19 years old, and I was a runner, and that's kind of the lowest position you can hold down there and I loved it, I thought it was amazing. It was just like nothing I'd ever been exposed to and I pushed all my classes tonight and started what I'll call my first career at a very young age and again, I didn't realize that was my career. But I'd stayed in there for seven or eight years till I got an opportunity to trade at the age of 27. So I've worked my way up from a, from a runner to a clerk to a broker and it really didn't love anything I was doing and I wanted to try my hand at trading and I and I got an opportunity and it turns out, I was pretty good at it. So I did that for nine years and ended up just building more wealth than I had ever set out to and when I was done with my career, I was married, I had two kids, I had another one on way on the way my risk profile had changed and I literally decided I don't want to do this anymore. I don't want to be leveraging myself 300 to one every day, and have you know, like be always faced with the potential for a four or five standard deviation because the bigger you get trading, you know, those moves can wipe you out and I've seen guys literally, you know, like lose everything in these moves. So I punched out of that career and oh five, I stayed home for about three months and I think my wife thought I was retired at that time. So I quickly you know, I sort of started at what I'll call a family office.   But I also enrolled in the Masters of Science program at DePaul, right to really retool, I knew this is where I wanted to go into real estate to grow my wealth to build passive income because when you get out of one career and I know a lot of people out there are in the same boat you have your asset rich, but you're kind of income poor and how do you turn your assets in income? How do you do it in a very tax efficient manner and real estate is one of the greatest avenues to be able to do that and I never loved the stock market bonds didn't pay enough and figured like, you know, my partner and I got together in oh seven. Candidly, we didn't have a lot of great experiences out there investing our own capital and we just said, look, we can do better than this. Like let's do it together, let's pool our money. Let's build something together and we did and that's what it was in the beginning hanging it started out with the two of us. In oh seven, we syndicated a couple of deals in 0809 started building the high net worth, investor base launched our first fund and 11 launched the next one and 13, the next one in 16 and so today, we, you know, we have four open funds, we've closed for funds, we have close to 3000 High Net Worth investors, two and a half billion dollars in assets under, you know, equity assets, which is the total value of the real estate and it you know, we're considered a top decile manager for all of our performance. So it's been a fantastic run, that's probably a lot more than he wanted in this this quick. But, you know, it's hard to condense all that. Because I think the story from how I started to how I got here sometimes doesn't connect unless I share those early days with you   Michael: No, it's so so good. So I just curious, Michael, you started with multifamily, or that's kind of where you ended up?   Michael E.: It's more or less where we ended up where we gravitated towards and in in, 0708. I mean, you can think of us more like a family office, we were two guys trying to put our money into real estate and we're buying deals and at that time, were buying distressed notes. The world looked very different, though, in a way that in oh eight, capital had all the leverage, everything was trading. So far below replacement costs, we were buying bank loans, and it was more of a pricing exercise which fit perfectly for us because we wanted to protect our wealth, we wanted to manage it, we were looking for big edge in the market and that was the way that you were able to find it and when we launched our first fund in 2011, the dead space and sort of dried up right the distress that and throughout that entire exercise of buying debt, what we really gravitated towards was value add buying things cheap, fixing them up adding value and so that's what our first fund was about. But it was really agnostic in terms of asset class. So we did everything from industrial, retail, multifamily, even student housing in that and then fun two was a little bit narrow or fun two was multifamily office and industrial fun, fun three was office and multifamily and today we've sort of narrowed the world down to multifamily only and the reason is, is what I talked about earlier is that in the beginning capital had all the leverage and then as you as the world normalized, and things started a trade at or above replacement costs, you really have to understand how to win at margins and the only way to do that is by setting up operations in a way where you can, you can buy at scale that you know every penny nickel dime and when you're pricing things like you are true experts and for us as a as an investment firm, just making sure that all of our technology, our people have that institutional knowledge and they can bring it with them every day and it's hard to do that if you know, if you're as big as Blackstone, you can have these massive divisions that are huge companies in themselves. But for a company like us, I can't look people in the eye and say, yeah, we're the best at industrial and we're the best at student housing and in and we're the best at multifamily and what I love about the real estate market, it really is dynamic, and we say market, but what do you mean by that? When you say the market? Is it self-storage? Is it you know, multifamily? Is it industrial? Is it ground up? Is it value add is that the dead space and I just you know there is I guess what we would quote unquote, call a market out there. But there's so many different avenues that you have to choose where you want to play and there's no wrong answer, you can make money anywhere in this market.   Michael: Love it and Michael, you've mentioned this concept twice now and I want to come back to it for our listeners that might not be familiar with it. But you said that it was cheaper to build or you are buying value buying properties at less than replacement cost. What does that mean and why is that impactful?   Michael E.: Well, if you think about the Great Recession, what came out of there, prices reset everywhere and one of the governor's in real estate investing is replacement costs generally as you bump up against it and you go, you know, above replacement costs new supply is going to come in, because of the fundamentals. If you can build for a multifamily project, when we do a lot of this for $270,000 a unit, you'd rather build in that case, then go out and buy something that's 10 years old for $300,000 a unit right, eventually, the fundamentals prevail. What came out of oh eight is that the market was so distressed that if you if the market, you know properties that were 357 years old, even 20 years old, we're training 50% of replacement costs 40% of replacement costs in some cases. I mean it was we were buying some class C we don't operate in that today but some of those deals were too good to pass up where we buying, you know in the Atlanta market $15,000 a unit, where if you were trying to build brand new even back then those would have been 150 $180,000 per unit, they were a little bit on the rougher side, you know, so replacement cost is maybe a little bit, you know, not a play there. But when you're buying buildings, 10 years old at, you know, half the value of replacement costs, and you can lease those up. You know, that is, that's a great way, kind of a barometer to, you know, when you're out there investing money and when the market is trading like that, especially what happened in 09-10 11, no shovels went into the ground for years. Because why would you build brand new when you can buy something that is a few years old at such a discount to what you can build for today, because ultimately, if you build, you have to get rents that support those higher costs and so we were really well protected at that time. But the market ultimately caught up and then we saw building start to take off in certain markets and in the higher growth markets that were under supplied in 12 right, that that was the very early stage of development, and then 13, a little more, 14 a little bit more and, and then it's taken off and today because the market is so under supplied. You see a tremendous amount of new construction happening across both single family rentals, or single family homes and multifamily.   Michael: Yeah, it's so interesting, and it just out of curiosity, how long do you think it's going to take to get caught up before we see kind of a more equilibrium?   Michael E.: It's got to be two to three years, I mean, the supply chain logistics COVID set us back. But right now, we need to deliver about 500,000 units a year just to keep up with current demand and we're delivering about 300,000 units of current demand. So between single family homes and apartments, we're still way under supplied on both sides and what's interesting right now, that's going on in the multifamily side is that a lot of millennials are trapped renting, because we all know what's going on with the interest rate side. Well, the it definitely the financing costs hurt us. But what's helping is that it's actually driving demand for apartments, because Millennials can no longer afford to buy a house. Because even as much as construction prices have come up for the projects that we've been building, it's 35% more today than it was 18 months ago, that calculus holds true. Also, for single family homes, you add on top of that mortgage rates, 30 year mortgage rates that have gone from 3% to 5% they've gone up 70% in the last year, millions and millions of individuals can no longer afford to buy a house and are stuck renting. So that's really creating these kind of anomalies in the market right now. They'll eventually work their way out and that's why from our perspective, you want to own quality, you want to own newer, you don't want to be, you know, chasing something, I think that those who are buying existing properties today above replacement costs, there's a short runway to make money, and then and then you're gonna see the water settle.   Michael: Interesting, okay and so what would you say to newer investors that are running up against that issue, they're going to look at the properties, where the prices are, where the cap rates are, and they're getting their insurance quotes, and they're seeing this disconnect between the replacement cost and the purchase price how do you what do you say to those folks?   Michael E.: Tread lightly in those situations, because here's the thing, everything works on paper and when you look at historical norms, they all look great. But ultimately, the fundamentals do prevail and this is why we're not in the value add space today. We haven't been in for two years. Now certainly that's been a mistake. Anybody who was buying value add deals pre 2020 did very well. But we started to see this metric where at that time replacement cost was obviously a lot lower, we didn't realize that it was going to be 50% higher in two and a half years. But the math just didn't work out. We're like, wait, why should we be buying this 20 year old property at 220,000 a door when we you know when and we're going to put another $20,000 into it when we can build for 232 to 40, right, something similar? And we started getting sort of queasy about it then. But the thing that you everybody needs to understand is yes, there are times that if you have barriers to entry, and you're an urban markets, and you know there are times that you can buy above replacement costs and you will do fine. But when the world normalizes in 234 years, if you're a long term holder, and you have more and more and more supply that comes into the market, and it will, that older product is going to be the first to suffer. So if you're paying 20% above replacement cost today, and in five years from now, buyers have the choice of buying brand new properties at replacement costs or your property that's going to be 10 to 15 years old, then dd above that, they're not going to choose those. Right. So that works itself out over time. It's just today what we're seeing distortions in the market and distortions are not good and it's okay. Like one of the lessons I learned very early on is one of the best words you can learn investing is no, like, let it go, you know, there's always going to be another bus that comes by. So, you know, that's why I say I say tread lightly. We're treading, like, we're not in that market at all, we have completely exited, buying existing properties, Core Plus value add, because it's just not a good risk reward in today's market, in my opinion.   Michael: Interesting and it makes total sense. Michael, I want to shift gears here like entirely, as we were talking about, before we hit record, the market is super-hot prices are sky high and so I think a lot of people are thinking, well, is now a good time to sell and if they are on that bandwagon thinking is a good time to sell, where should they be thinking about placing their money, and I'm talking specifically about opportunity zones and a 1031 exchange. So we'd love if you could talk a little bit about where people should be thinking about placing some of their gains?   Michael E.: Yeah, it's a, it's a little bit of a crystal ball, I can I'll tell you what we're doing. So in our legacy funds we are selling. We've been net sellers the last year, but we also have funds where we are more of a buy and hold strategy and markets behave in weird ways and I'll give you an example. If I would have told you two years ago, hey, guess what there is a there's a pandemic coming and the world is going to shut down and Russia is going to invade Ukraine and the 10 year note is going to you know, rally from you know, this rate to this rate. Would you have bought real estate? No, you would have put your head in the sand would you want to sell… you wouldn't you wouldn't jump, hey, listen, I got this crystal ball, I see all these bad things on the horizon, I'm going to jump into this. So I don't, I don't ever think that people should panic. If you have great real estate, the idea is that you want to buy quality, you want to be adequately leveraged so that you can make it to the other side and the thing about owning real estate is that if you want the real benefits of owning real estate, you have to own it for the long term and the people who I know who got really wealthy in real estate, they bought it and held it and the people I know got really wealthy in stocks, they bought it and held it all these day traders, these flippers, things like that they're just churning money constantly paying taxes making a little bit, it's a good living. But I would say real wealth is created by buying and holding quality assets for ever and that's what you have to remember in real estate to that depreciation. You can't get depreciation, if you sell the asset. You can't take advantage of that, that tax free income. You can't take advantage of refinancing tax free if you sell the asset, right. It's only if you hold it, let it appreciate and there's so many reasons, you know, to hold long term because as expensive as everything is today, it's going to be more expensive in five years and 10 years and 15 years and if you study what's going on, especially in the multifamily market, or even the housing market, there's been no period in history over a 10 year period, where multifamily real estate has lost money institutional real estate, and even through the Great Recession, oh eight no nine. I mean, we were almost fully recovered by 2012 on the multifamily side. So you know, like buy quality real estate, hold it for a while now, you asked the question, if you're going to sell it, you know, 1031 I don't know like with the 1031. If you're actually you're selling an existing property, you're buying an existing property. Certainly there are 1030 ones, there's ways to reduce risks, there's ways to reduce headache. You know, buying some of these triple net mailbox money retail properties is always pretty simple to do versus trying to be an active landlord. We do run QC funds. I know a lot of investors who can't find 1031 Exchange properties, they've been coming into our funds as an alternative. And the difference there is QC the way the law is made up is it requires us to build brand new so we are diversified across high growth cities in the Sunbelt markets places like Nashville and Atlanta and Tampa and Phoenix and Dallas and Austin and places like that. So building brand new radio, like getting in at a cost basis is I think a safer way to invest today and I know that might sound like an oxymoron go into construction to actually have you know less risk what are you talking about, but I will write like I would way rather build a brand new property and be in it for 250-260 door than go out and buy something that's three years old for 400,000 a door. Did I answer your question, Michael? That was a very long… Yeah…   Michael: No, no, it's great, it's great. Well, I'm curious if you could define for people what is a QC because I think a lot of our listeners might not be familiar with the term.   Michael E.: Sure, a qualified opportunity zone qualified opportunity funds came out of the 2017 tax cuts and Jobs Act and it was there at 700 QC areas around the countries and these are maps essentially, of low to moderate income areas, some of them have been adjusted by governors in each state. But really what it allows you to do, if you have capital gains from any source, it can be from stocks, it can be from appreciated art, it can be from a home, you sell an investment property, it doesn't matter. So if you invest into a you QZ fund today, right, let's say you have taxes due for 2021 and you have a million dollar gain, if you invest in a QC fund today, you don't have to pay those until 2027 because that's when you will recognize those on your tax return for tax year 2026. So there's a huge deferral, and there's a value to that deferral because it's basically a zero interest rate loan from the United States government and during that period, you your money is working for you in ground up development in deals, things like that. But you ultimately have to pay the piper, you know, come 2027. The other benefit that is phenomenal about this program, if you're in the program for 10 years, and one day, if you're invested in a qualified opportunity's own fund, you Pay Zero Taxes on the game. So if you double, triple, quadruple your money, you pay zero taxes, and you can be in this program for 10,20,30 years, our Fund is designed with optionality, you want to get out in 10 years, you can get out you want to get out in 30 years, you can get out. So this is a place where I'll tell you, I don't think there's any place better to invest, if you have capital gains, and you want to be in the real estate, because when you run the math, you have to earn about 50 to 75% more in a non QC investment to get the same after tax return. So it's exciting, I'm certainly putting a tremendous amount of money into our funds, my partner is as well, but it's one of the best programs that has come about in a while and Michael, the last thing I'll say about it, you know, I mentioned moderate to low income neighborhoods. The caveat to that, like were we sort of searches along the edges and those maps are drawn based on the 2010 census. If you think about how much cities have changed since 2010, many of them have changed drastically and I'll give you an example Nashville. We're in Nashville right now, there's an area called the Gulch and if you were in Nashville in 2010, there was nothing in the downtown area and it was only in about 2012-13-14 that you began to see multifamily residential real estate take off. But before that, it was almost a see through city you could see from one end to the other. Now today, it looks like downtown Denver, it is insane. I took a trip with my son this summer, we drove through there again and I was looking at some of our sites and our properties, didn't even recognize it. Because the last time I was there was three years ago and it looks like I mean, you know, something they build in China, it was going up so quickly, right? They're building these cities in like a matter of a days and that's what's going to Nashville. The point is, there's all of that is considered a ques area and those are the areas that were looking and you wouldn't know the difference between a QoC area and a market rate area, because to us accuse a good future development is just a good development. There's no qualifier to it   Michael: Interesting and so how do people? How are people able to find out and take advantage of TOC funds? Is it Do I just Google QoC II fund Nashville and I'll find them?   Michael E.: Exactly, I mean, you can there's a tremendous amount of information out there and I would recommend anybody who wants to go, who's active, they should be doing this in accuser area, and looking at the areas in your neighborhood because it'd be silly like, you know, we have some QoC projects where across the street is market rate development. Now, those are pension funds, institutions that are building those, so they don't care about the QoC benefits. They only endure to taxable investors. But if you're a taxable investor, you absolutely need to understand this area because to me, it's the best place to gain real estate exposure. You know, so, hands down.   Michael: I love it. All right, Michael, the last question that I have for you today is curious to get your thoughts about inflation and where things are going and how people should be thinking about it and how you at origin are thinking about it?   Michael E.: Well, inflation is real. First of all, we've seen this there's nothing transit worry about it. At some point, it will run through the system. I don't know when that is, we watched the yield curve constantly, some people are calling it inverted, it's more flat today than anything and if you if you kind of go out in the yield curve, and you look past 23, and 24, it looks like rates are going to remain high until that period and then maybe start coming down. But I just don't see that it can say, sustained at this level and I think once China fully comes back online, we take care of a lot of these supply issues. I think what we have to really be concerned about today, and this would not be a good situation is deflation and more and more, I'm reading about that in the market. Deflation is not good, where you have a continued rise in your expenses and things like that, but your demand slows down and you can't raise rents anymore, and your equation just flips a lot. That wouldn't be really good for any investments out there and I'm not saying that it's going to happen. But it's definitely more of a risk today than it has been in the past. A lot of these inflationary pressures, they will you know, get solved over time and right now, it's a difficult period to invest, especially when we're building a brand new ground up multifamily development, and we're trying to get to a guaranteed maximum price contract. It's challenging, because even oftentimes, the general contractor won't fix prices, they won't fix lumber. So we have to leave and by the way, sometimes we're happy doing that we're like, look, we don't want to lock in lumber at $1,700 a board foot, we just don't think it is we'll underwrite to that scenario, we'll leave it out and that's a place where sometimes we can actually have savings in a project like that and certainly, in a market like this today, it would be great to see inflation sort of add for us to be able to, you know, get to a normal place. But it's making it a lot more difficult to do business. I have a friend who runs a lumber company, and he said they used to quote people and they used to have these quotes out for three months at a time and now at the top of it when they quote people 24 hours, they gotta get back to them and I don't think that's a healthy environment for anybody being there's too much volatility. But I would, you know, from an interest rate perspective, we're, it's moving up. I mean, today, it's over 290. Today, I think with interest rates, or with inflation running above 8% it's kind of surprising, it's not at four or five, but I also think that that's kind of a sign to come that inflation will run through that we're seeing these prices sort of top out, we're gonna see some of these supply chain issues, get solved and you'll see 23 late 23, early 24 probably rates come back down, hopefully to you know, 2% or below.   Michael: Okay, I've got my fingers crossed for that too. Michael, this has been super informative, a lot of fun if people want to learn more about you or origin investments, what's the best way for them to do that and get in contact?   Michael E.: Yeah, so just go to our website https://origininvestments.com/, we make it really easy for people to learn about us engage in our content, download our decks things like that or connect with somebody at origin we have a little pop up there we use but you can also just register and then somebody will reach out to you as well, so…   Michael: Sweet. Well hey, thanks again for coming on. Really appreciate you taking the time we'll be in touch   Michael E.: Thank you for having me Michael.   Michael: Hey, you got it, take care. Alright, everyone that was our episode. A big thank you to Michael for coming on the show super, super informative and really cool to hear what they are doing over at origin investments. As always, if you liked the episode, please, please, please feel free to leave us a rating or review wherever it is you get your podcasts and be like focusing on the next one. Happy investing…

Podcast Recap “The College Baseball Experience,” (@TCEonSGPN) is the only podcast that has committed 100% of it's content to gambling on NCAA Baseball. Host Noah Bieniek (@Seventy7NB) of the Sports Gambling Podcast Network has provided picks and gambling analysis on College Football, College Basketball, and the MLB but today he is dedicating his talents to the college diamond. From the SEC to the Big West we're analyzing NCAA Baseball rankings and covering every bettable game until College World Series. Talking weekly NCAA Baseball scores there's no better place for gambling on the sport. Join us during the Road To Omaha and experience the bettor side of college baseball with, “The College Baseball Experience.” College Baseball 4/29 Weekend Betting Preview Bieniek recorded today's podcast with a full handicap for the nine best series of this weekend's college baseball slate. No gambling lines and odds were needed! This weekend showcases the Commonwealth Clash between top 15 opponents Virginia Tech and Virginia. Do the Hokies have what it takes to end the drought and beat the Cavaliers in a series for the first time since 2015? What does Auburn have to do to steal the weekend series from the nation's number one team Tennessee? Can Coastal Carolina restore college baseball order in the Sun Belt over Georgia Southern? Is Florida State in a must win situation against TCU? A top 25 showdown will take place in Baton Rouge will LSU come out victorious over Georgia? Can Texas prove that they are back with a series win vs Oklahoma State? UCF isn't 100% healthy, does Tulane take advantage? UCSB and Cal Poly begin a dogfight of a weekend series, who will prevail? All eyes are on the Mid-American Conference this weekend. Who wins, Central Michigan, or Ball State? Bieniek discusses all of that and more during episode 8 of The College Baseball Experience. Download the SGPN APP today https://sgpn.app and leave us a rating & review. Support for this episode - WynnBet | CoorsLight.com/sgp | AthleticGreens.com/SGP | IPVanish.com/sgp | PropSwap.com code “SGP” | StableDuel.com   Follow The College Experience & SGPN On Social Media Twitter - https://twitter.com/TCEonSGPN Twitter - http://www.twitter.com/gamblingpodcast Instagram - http://www.instagram.com/sportsgamblingpodcast TikTok - https://www.tiktok.com/@gamblingpodcast Facebook - http://www.facebook.com/sportsgamblingpodcast   Follow The Hosts On Social Media Noah Bieniek - https://twitter.com/Seventy7NB Colby Dant - http://www.twitter.com/thecolbyd Patty C - https://twitter.com/PattyC831 NC Nick - https://twitter.com/NC__NicK   Watch the Sports Gambling Podcast YouTube - https://www.sg.pn/YouTube Twitch - https://www.sg.pn/Twitch   Read & Discuss - Join the conversation Website - https://www.sportsgamblingpodcast.com Slack - https://sg.pn/slack Reddit - https://www.sg.pn/reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

First, love you all. It's been a soul-crushing week at JMU so this is a little delayed and a bit disjointed but it's a great one. We breezily talked Spring Game football and Lacrosse on Monday night, avoided the hard part Tuesday when we checked in with A-State expert and real pro Kara Richey from Jonesboro's 95.3 The Ticket (14:00). Then we got back together to poorly muddle through our thoughts and love for Lauren Bernett and everyone she touched in life and death. Thanks to everyone in our tiny little corner of community for showing what it really means to be a Duke this week (43:00).

The (very) large man has a (very) compelling story to share. You won't want to miss the Louisiana Ragin' Cajun defensive tackle's odyssey from Texas to JUCO to FIU to finally putting it all together in the Sun Belt. Subscribe to GoLongTD.com today to get all of our predraft coverage. And, as always, this podcast is fueled by Hamburg Brewery Company. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Marshall athletics expert Grant Traylor joins the pod to chat with Joe and Eric about the Thundering Herd as they enter head coach Charles Huff's second year at the helm. Marshall has a pair of transfer defensive backs that could make an immediate impact in a new black and green uniform. Marshall's stellar defensive line could be even better, a new name under center, and a new conference altogether are the topics of discussion. Can the Herd make some noise in the Sun Belt? What's beyond 2023 for the team in Huntington? Happy football watching! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Charlotte from our Shadow Board speaks to Sunbelt Rentals Ltd, the sponsors of the Shadow Board Award at the BECBC awards in May 2022.

I tried to get all 55. I really tried, y'all. On today's show I wanted to look at some NFL draft sleepers, the secrets of the draft. We're going from the Power Five to the Sun Belt conference, and it's all submitted by the listeners, with a prize at the end if you get one right! WANT MORE DAILY MINNESOTA VIKINGS CONTENT? Follow & Subscribe to the Podcast on these platforms…

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network dives into the Group of 5 Conference races in college football this upcoming season. Pick Dundee aka (@TheColbyD) breaks down each of the group of the 5 conferences and keys into each conference race and what to expect this upcoming college football 2022 season. Will Josh Whyle and the Cincinnati Bearcats win the AAC Conference Championship yet again? Could Holton Ahlers and the East Carolina Pirates be a surprise team in the AAC? Will the addition of John Rhys Plumlee to UCF lead the Golden Knights back to the AAC Championship? Will Hank Bachmeier and the Boise State Broncos find themselves back into the mix of winning the Mountain West Conference? Can Jake Haener and Jalen Cropper lead Fresno State to the Mountain West Championship? Are Haaziq Daniels and the Air Force Falcons flying under the radar in the Mountain West Conference? Will Kaleb Eleby and the Western Michigan Broncos be the front runners to win the MAC this year? How will Joe Moorhead fare in his first season at Akron? Can Frank Harris and UTSA keep the momentum going and win the Conference USA yet again? Will Jim Mora Jr. instantly make the UConn Huskies competitive? Will Dylan Hopkinsand the UAB Blazers win the Conference USA? Will Chase Brice and Appalachian State take down the Sun Belt this year? Will Grayson McCall and the Coastal Carolina Chanticleers have a run at a perfect season? Can Todd Centeio and the James Madison Dukes be competitive in their first year in the FBS? Could Rasheen Ali and the Marshall Thundering Herd be a threat to win the Sun Belt in their first year? We talk it all and more on this special edition episode of The College Football Experience.  Download the SGPN APP today https://sgpn.app and leave us a rating & review. Support for this episode - WynnBet | CoorsLight.com/sgp | AthleticGreens.com/SGP | IPVanish.com/sgp | PropSwap.com code “SGP” | StableDuel.com   Follow The College Experience & SGPN On Social Media Twitter - https://twitter.com/TCEonSGPN Twitter - http://www.twitter.com/gamblingpodcast Instagram - http://www.instagram.com/sportsgamblingpodcast TikTok - https://www.tiktok.com/@gamblingpodcast Facebook - http://www.facebook.com/sportsgamblingpodcast   Follow The Hosts On Social Media Colby Dant - http://www.twitter.com/thecolbyd Patty C - https://twitter.com/PattyC831 NC Nick - https://twitter.com/NC__NicK   Watch the Sports Gambling Podcast YouTube - https://www.sg.pn/YouTube Twitch - https://www.sg.pn/Twitch   Read & Discuss - Join the conversation Website - https://www.sportsgamblingpodcast.com Slack - https://sg.pn/slack Reddit - https://www.sg.pn/reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network dives into the Group of 5 Conference races in college football this upcoming season. Pick Dundee aka (@TheColbyD) breaks down each of the group of the 5 conferences and keys into each conference race and what to expect this upcoming college football 2022 season. Will Josh Whyle and the Cincinnati Bearcats win the AAC Conference Championship yet again? Could Holton Ahlers and the East Carolina Pirates be a surprise team in the AAC? Will the addition of John Rhys Plumlee to UCF lead the Golden Knights back to the AAC Championship? Will Hank Bachmeier and the Boise State Broncos find themselves back into the mix of winning the Mountain West Conference? Can Jake Haener and Jalen Cropper lead Fresno State to the Mountain West Championship? Are Haaziq Daniels and the Air Force Falcons flying under the radar in the Mountain West Conference? Will Kaleb Eleby and the Western Michigan Broncos be the front runners to win the MAC this year? How will Joe Moorhead fare in his first season at Akron? Can Frank Harris and UTSA keep the momentum going and win the Conference USA yet again? Will Jim Mora Jr. instantly make the UConn Huskies competitive? Will Dylan Hopkinsand the UAB Blazers win the Conference USA? Will Chase Brice and Appalachian State take down the Sun Belt this year? Will Grayson McCall and the Coastal Carolina Chanticleers have a run at a perfect season? Can Todd Centeio and the James Madison Dukes be competitive in their first year in the FBS? Could Rasheen Ali and the Marshall Thundering Herd be a threat to win the Sun Belt in their first year? We talk it all and more on this special edition episode of The College Football Experience.  Download the SGPN APP today https://sgpn.app and leave us a rating & review. Support for this episode - WynnBet | CoorsLight.com/sgp | AthleticGreens.com/SGP | IPVanish.com/sgp | PropSwap.com code “SGP” | StableDuel.com   Follow The College Experience & SGPN On Social Media Twitter - https://twitter.com/TCEonSGPN Twitter - http://www.twitter.com/gamblingpodcast Instagram - http://www.instagram.com/sportsgamblingpodcast TikTok - https://www.tiktok.com/@gamblingpodcast Facebook - http://www.facebook.com/sportsgamblingpodcast   Follow The Hosts On Social Media Colby Dant - http://www.twitter.com/thecolbyd Patty C - https://twitter.com/PattyC831 NC Nick - https://twitter.com/NC__NicK   Watch the Sports Gambling Podcast YouTube - https://www.sg.pn/YouTube Twitch - https://www.sg.pn/Twitch   Read & Discuss - Join the conversation Website - https://www.sportsgamblingpodcast.com Slack - https://sg.pn/slack Reddit - https://www.sg.pn/reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network dives into the Group of 5 Conference races in college football this upcoming season. Pick Dundee aka (@TheColbyD) breaks down each of the group of the 5 conferences and keys into each conference race and what to expect this upcoming college football 2022 season. Will Josh Whyle and the Cincinnati Bearcats win the AAC Conference Championship yet again? Could Holton Ahlers and the East Carolina Pirates be a surprise team in the AAC? Will the addition of John Rhys Plumlee to UCF lead the Golden Knights back to the AAC Championship? Will Hank Bachmeier and the Boise State Broncos find themselves back into the mix of winning the Mountain West Conference? Can Jake Haener and Jalen Cropper lead Fresno State to the Mountain West Championship? Are Haaziq Daniels and the Air Force Falcons flying under the radar in the Mountain West Conference? Will Kaleb Eleby and the Western Michigan Broncos be the front runners to win the MAC this year? How will Joe Moorhead fare in his first season at Akron? Can Frank Harris and UTSA keep the momentum going and win the Conference USA yet again? Will Jim Mora Jr. instantly make the UConn Huskies competitive? Will Dylan Hopkinsand the UAB Blazers win the Conference USA? Will Chase Brice and Appalachian State take down the Sun Belt this year? Will Grayson McCall and the Coastal Carolina Chanticleers have a run at a perfect season? Can Todd Centeio and the James Madison Dukes be competitive in their first year in the FBS? Could Rasheen Ali and the Marshall Thundering Herd be a threat to win the Sun Belt in their first year? We talk it all and more on this special edition episode of The College Football Experience.  Download the SGPN APP today https://sgpn.app and leave us a rating & review. Support for this episode - WynnBet | CoorsLight.com/sgp | AthleticGreens.com/SGP | IPVanish.com/sgp | PropSwap.com code “SGP” | StableDuel.com   Follow The College Experience & SGPN On Social Media Twitter - https://twitter.com/TCEonSGPN Twitter - http://www.twitter.com/gamblingpodcast Instagram - http://www.instagram.com/sportsgamblingpodcast TikTok - https://www.tiktok.com/@gamblingpodcast Facebook - http://www.facebook.com/sportsgamblingpodcast   Follow The Hosts On Social Media Colby Dant - http://www.twitter.com/thecolbyd Patty C - https://twitter.com/PattyC831 NC Nick - https://twitter.com/NC__NicK   Watch the Sports Gambling Podcast YouTube - https://www.sg.pn/YouTube Twitch - https://www.sg.pn/Twitch   Read & Discuss - Join the conversation Website - https://www.sportsgamblingpodcast.com Slack - https://sg.pn/slack Reddit - https://www.sg.pn/reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network dives into the Group of 5 Conference races in college football this upcoming season. Pick Dundee aka (@TheColbyD) breaks down each of the group of the 5 conferences and keys into each conference race and what to expect this upcoming college football 2022 season. Will Josh Whyle and the Cincinnati Bearcats win the AAC Conference Championship yet again? Could Holton Ahlers and the East Carolina Pirates be a surprise team in the AAC? Will the addition of John Rhys Plumlee to UCF lead the Golden Knights back to the AAC Championship? Will Hank Bachmeier and the Boise State Broncos find themselves back into the mix of winning the Mountain West Conference? Can Jake Haener and Jalen Cropper lead Fresno State to the Mountain West Championship? Are Haaziq Daniels and the Air Force Falcons flying under the radar in the Mountain West Conference? Will Kaleb Eleby and the Western Michigan Broncos be the front runners to win the MAC this year? How will Joe Moorhead fare in his first season at Akron? Can Frank Harris and UTSA keep the momentum going and win the Conference USA yet again? Will Jim Mora Jr. instantly make the UConn Huskies competitive? Will Dylan Hopkinsand the UAB Blazers win the Conference USA? Will Chase Brice and Appalachian State take down the Sun Belt this year? Will Grayson McCall and the Coastal Carolina Chanticleers have a run at a perfect season? Can Todd Centeio and the James Madison Dukes be competitive in their first year in the FBS? Could Rasheen Ali and the Marshall Thundering Herd be a threat to win the Sun Belt in their first year? We talk it all and more on this special edition episode of The College Football Experience.  Download the SGPN APP today https://sgpn.app and leave us a rating & review. Support for this episode - WynnBet | CoorsLight.com/sgp | AthleticGreens.com/SGP | IPVanish.com/sgp | PropSwap.com code “SGP” | StableDuel.com   Follow The College Experience & SGPN On Social Media Twitter - https://twitter.com/TCEonSGPN Twitter - http://www.twitter.com/gamblingpodcast Instagram - http://www.instagram.com/sportsgamblingpodcast TikTok - https://www.tiktok.com/@gamblingpodcast Facebook - http://www.facebook.com/sportsgamblingpodcast   Follow The Hosts On Social Media Colby Dant - http://www.twitter.com/thecolbyd Patty C - https://twitter.com/PattyC831 NC Nick - https://twitter.com/NC__NicK   Watch the Sports Gambling Podcast YouTube - https://www.sg.pn/YouTube Twitch - https://www.sg.pn/Twitch   Read & Discuss - Join the conversation Website - https://www.sportsgamblingpodcast.com Slack - https://sg.pn/slack Reddit - https://www.sg.pn/reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

Outside of the industrial sector, residential real estate in the United States “probably has the best supply-demand backdrop in global real estate right now,” says Ryan Dobratz, portfolio manager of the Third Avenue Real Estate Value Fund.Speaking on the REIT Report, Dobratz said he sees “a significant amount of demand for single family housing, in particular within more affordable Sunbelt markets, at the same time that supply is very, very low.”Companies active on the home building side are seeing benefits, Dobratz said, including timber REITs. Timber REITs are going to be able to generate much higher levels of cash flow and ultimately pay much higher dividends, given residential market conditions, he noted. “Timber is also a terrific place to be invested in an inflationary environment.”Dobratz pointed to the war in Ukraine, supply chain issues, and high inflation as issues of macro concern right now. At the same time, he noted that “commercial real estate has historically been a great place to park capital and to protect it from inflation over time.”

Will Hall's Southern Miss program has some massive obstacles left to overcome as they prepare for the Golden Eagles' return to the Sun Belt. However, they've already dealt with several issues that have only made them stronger. Coach Hall joined Joe Londergan and Eric Henry to talk about the program's progress under his direction, as well as lessons from his D2 days, and his own leadership skills inherited from his father. Happy football watching! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Comments from Marshall football coach Charles Huff about how spring practice is progressing, plus remarks from today's Sun Belt media availability. Listen to The Drive with Paul Swann every weekday evening at 5:06 pm on ESPN 94.1 & AM 930. Follow Paul on Twitter: @PaulSwann. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Weekend #8 was filled with never before seen things including -Bomb threat at Louisville's field -A home run called out because of pine tar on the barrel (George Brett style) but then gets overturned and the home run stands Tennessee starts season 31-1, have won 23 straight, and are 12-0 in the SEC Conference by conference breakdowns including, ACC, Big 12, Pac 12, Big 10, Sunbelt, CUSA

Quarterbacks Coach / Passing Game Coordinator Frank Ponce is in his first season as a member of the Miami Hurricanes Football coaching staff, where he serves as quarterbacks coach and passing game coordinator. Ponce arrives in Coral Gables after spending the 2021 season as offensive coordinator and quarterbacks coach at Appalachian State. Ponce, a Miami native with deep roots in south Florida, previously worked under head coach Mario Cristobal from 2007-12. “I am fired up to welcome Coach Ponce back home to Miami,” Cristobal said upon Ponce's hiring. “Coach Ponce has a reputation as an elite offensive coach whose groups rank among the nation's best. He is a tremendous recruiter and talent developer, and his units have always been defined by their toughness, their balance and their explosiveness. I know he will continue to build on that track record at home with the Hurricanes.” In Ponce's second stint at App State in 2021, Mountaineers Chase Brice set a single-season program record for passing yards (3,337) and the Mountaineers extended their FBS-leading streak of consecutive years with a 1,000-yard rusher to 10 while averaging 34.5 points per game. The offense helped App State post a 10-win regular season and win the Sun Belt's East Division title. “I'm truly excited just being a part of this organization and this University, especially with Coach Cristobal,” Ponce said upon his hiring. “I've worked with him before. I know what his vision is and everyone wants to be part of a championship program and he's going to bring that to the city of Miami. “I'm excited. My family is here. I am from Miami and I grew up rooting for the Hurricanes. And now I am here wearing ‘The U' on my chest. And I can't tell you how excited and happy I am to be here back in the city of Miami, but most importantly, with University of Miami football.” Ponce was App State's co-offensive coordinator (passing game) and quarterbacks coach for six seasons from 2013-18. In 2019, Ponce joined the Louisville Cardinals' staff where he served as quarterbacks coach and passing game coordinator for two seasons before returning to App State. After helping lead App State to a 48-16 record and three consecutive Sun Belt championships during his five FBS seasons in Boone, Ponce oversaw the 2019 development of Louisville quarterback and new full-time starter Malik Cunningham, who set the school record with a passing efficiency rating of 194.45 — a number that would have ranked No. 2 nationally with one more pass attempt. Cunningham threw for 4,682 yards with 42 touchdowns, rushed for 1,091 yards with 13 touchdowns and completed 63.6 percent of his throws in his two seasons with Ponce, becoming the only Louisville quarterback to ever have four touchdown passes of at least 75 yards. Three-year App State starter Zac Thomas was a relatively unknown commodity replacing record-breaking quarterback Taylor Lamb back in 2018, and Ponce helped Thomas make an immediate splash as a first-year starter who developed into the Sun Belt's Offensive Player of the Year with 2,039 passing yards, 504 rushing yards, 21 passing touchdowns, 10 rushing touchdowns and just six interceptions during an 11-2 season. Ponce excelled as a high school coach in his home state from 1992-2006 before joining Cristobal's staff at FIU as the wide receivers coach from 2007-12. Ponce left FIU in 2013 to become the Mountaineers' passing game coordinator and quarterbacks coach. Under Ponce's mentorship, Lamb finished his App State career as the school and Sun Belt record holder with 90 touchdown passes. The only FBS quarterbacks in 2017 with career totals of at least 9,000 passing yards and 2,000 rushing yards were Lamb, Ohio State's J.T. Barrett and Louisville's Lamar Jackson. With 27 touchdown passes and six interceptions as a senior, Lamb had the third-best season for an App State quarterback in terms of touchdown-to-interception ratio, and he led the conference in passing efficiency during three of his four seasons. As a first-year App State assistant, one season before Lamb became the starter as a redshirt freshman, Ponce directed the Southern Conference's second-ranked passing attack (271.8 yards per game). He helped quarterback Kameron Bryant set a school record for single-season completion percentage (71.2) and throw for 2,713 yards even though Bryant came into the season with just 13 snaps under his belt. Ponce is also renowned for his recruiting ability, as he was named the Sun Belt's top recruiter by ESPN.com in 2010. He coached six of the top 10 receivers in FIU history during his six seasons with the Golden Panthers. His most notable pupil at FIU was three-time All-American T.Y. Hilton, now a standout with the Indianapolis Colts. Prior to FIU, Ponce was one of the top high school coaches in football-rich south Florida, serving as the head coach and offensive coordinator at tradition-laden Miami Senior High from 2004-06 and the head coach at Coral Reef High from 2002-03. He began his coaching career with stints as an assistant at La Progresiva Presbyterian School (offensive coordinator – 1992), Coral Gables High (quarterbacks/wide receivers – 1993-96), Miami Northwestern High (quarterbacks – 1998), Miami Central High (offensive coordinator/quarterbacks – 1999-2000) and Miami Killian High (offensive coordinator – 2001). As a coach at Miami Central, he mentored Willis McGahee, who went on to become an All-America running back at the University of Miami and a two-time NFL Pro Bowler. Ponce enjoyed a decorated playing career as a quarterback at Miami Senior, where he was the team MVP and a finalist for the 1988 Miami Herald Hispanic Athlete of the Year Award. He went on to become the starting quarterback for two years at Arizona Western College, where he earned an associate's degree in arts in 1990. He earned a bachelor's degree in physical education from Florida International in 1997. Ponce and his wife, Christine, are the parents of two daughters, Isabel and Leah, and a pair of sons, Frankie and Lucas.

Shane and Noah talk about the Sun Belt's men's soccer league and more in their weekly James Madison University sports podcast.

Steven Lassan and Braden Gall talk college football. Today, we take you behind the curtain and show you how we begin to make predictions for the magazine. How we tier teams in each conference before deciding on champions and playoff teams. Who will compete for division titles? Which teams are on the second tier in each league? We also have some news out of the Big 12, the Sun Belt and with Mark Emmert.

Andrew Davis is the Director of Investor Relations for PassiveInvesting.com, where he has helped raise over $200 million dollars for various assets. He began his career in sales, working for Fortune 500 consumer packaged goods companies, receiving multiple promotions and developing leadership, sales, marketing, and operational experience. Andrew is passionate about real estate investing since his early college years, he began the “side hustle” of investing in single family RE in his 20's, and raised capital from friends, family, and in some cases complete strangers to acquire his first few deals. After building his single family portfolio to 16 units, he became frustrated with the inefficiency of scaling single family homes and began aggressively looking for opportunities in multifamily real estate. That led him to PassiveInvesting.com and the opportunity to align his skill set, and interests with his day to day, and work with a leader in the space. In late 2008, a little company you may have heard about was introduced: Airbnb. Over the decade to follow, this on-demand hospitality platform has made a quick and steady climb into the international powerhouse that it is today. It is frequently lauded by solo backpackers, families, and business professionals alike, helping link travellers with unique, secure, and enjoyable lodging both local and across the world. In today's episode Andrew will share about his personal investment where he's developing some raw land and putting some Airbnb cottages on it and how he is working as an ideal Airbnb host. Episode Links: https://www.passiveinvesting.com/andrew-davis/ https://www.linkedin.com/in/andrew-davis-1361b238/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum and joining me again today is Andrew Davis from passiveinvesting.com. But today Andrew is talking to us about his personal investment where he's actually developing some raw land and putting some Airbnb cottages on it. So let's get into it.   Andrew Davis, what's going on, man? Welcome back to the podcast. Happy to have you,   Andrew: Michael, it's so good to be back.   Michael: Yeah, awesome. So before we hit record here, you were just telling me about what it is that you're working on in your personal portfolio and that's really what I want to focus on today. But for those of you that may have not caught your prior episode about passive investing, give us a quick elevator pitch who you are, where you're coming from, and what is it that you're doing real estate?   Andrew: Yeah, absolutely, so let's see. I'm Andrew Davis. I'm the director of Investor Relations for passive investing calm and we are a commercial real estate private equity group, we partner with individual passive investors to acquire really solid multifamily self-storage, carwash assets throughout primarily the Sunbelt markets. And really our goal as a group is to build wealth alongside our investors for the long term and to that end, we are continuing to source just tremendous risk adjusted recession resistant investments and begin to partner with now over 1800 passive investors that are a partner with us and our different assets. So that's my, that's my day job, what I do day to day, and I and I love it. And I came from kind of came from the sales, consumer packaged goods world, which I liked the people aspect and didn't love what I was doing. So truly enjoy what I'm doing and getting to work with investors every day.   Michael: Right on and so that's what you do during the day. So what do you mean by that?   Andrew: So I moonlight as a husband, to my awesome wife, and also a short term rental investor and now developer. So we just closed on a piece of property. We live in Asheville, North Carolina, which is an amazing short term rental market and we just closed on just shy of five acres, about 10 minutes west of downtown with some incredible views and are in the process of subdividing that land to build short term rental Airbnb cottage community.   Michael: Holy smokes and so this is you're doing this all on your own now yeah?   Andrew: Yes, yeah.   Michael: So talk to us about that process, because it's something that I know that I've thought about doing personally as well, I think so far tracked by the short term rental return that's out there, but you are starting from scratch and you're taking raw land, doing the build doing the development doing the ownership and then taking this full lifecycle. So walk us through that man.   Andrew: Yeah, absolutely. So it's really, really for you know, for me, and I don't know that I necessarily recommend this approach for everybody. But I'm very much a figure it out as I go kind of guy and sometimes that's served me very well and other times, that's not served me very well. But I think my key learning in kind of kind of realizing how I operate is really I can be the figure it out as I go guy if I have a really, really good partners and really good advisors and so when we moved up here, we were very fortunate to actually develop a really strong friendship with our, with our developer, our builder and his wife and so he's been a tremendous resource for us in this project. I don't know anything about land. I mean, I didn't I know a ton now after last, after the last four months of going through all the due diligence and learning about topographical maps and surveys and road requirements and subdividing all the different things that go into that and even the financing portion, but very fortunate to to have to have that connection with him and so we looked at several pieces of property, we looked at one that I thought was really cool, and he was like, never he's like, this is a terrible idea, you'll lose so much money and and so really the process has just been learning a ton from him really leaning on he and his wife's experience.   They've done a lot of single family as well as kind of some small community development and so 20 plus years of experience and getting to, you know, benefit from his failures and mistakes made and everything that he's learned. So, yeah, really mean I think in this in this real estate environment, it's because there's such a supply shortage as we know, right, which is driving up home prices and rents and demand for both single family and multifamily assets. I think that there's a lot of value in development because A), you get to build it exactly how you want it. You don't have I mean, there's always issues but the likelihood of having any major issues in a purchase is very, is very, very low, you're gonna have very low capex and then from, from an investment in an appeal to either short term renter or long term renter a new, a new, a nice new property is always going to be more appealing than an older man or an older one. So yeah, it's been a, it's been a, it's been a neat process for us to learn, and then also just kind of in this environment, even though construction costs are high, I'd rather I'd rather have something brand new than in some mold that I have to renovate and maintain.   Michael: Totally and so are you going to self-manage these units once they're done? Are you going to have them with a full service property manager?   Andrew: We are actually building out a management model a management company, so…   Michael: Because of course, why not?   Andrew: Why not, right? Yeah. Yeah, well, there's so much automation, I mean, there's so much that you can do, you can hire a VA to handle all the you know, all the messaging and things like that you can just we have a we have an FAQ that we've developed over running our Airbnb for the last year and as really as which is true in any industry, you're going to get that you're going to get the same 10 questions over and over again, with very little nuance, you'll have little random ones here and there. But for the most part, you get the same questions. So so much of that can be managed virtually and we've been very fortunate to connect with some great cleaners here that go above and beyond and we're actually going to incentivize them on like reviews, and kind of little little, like personal touches, like one of the things that we do is my wife's a designer. So she created this station, this custom stationery, and we write our cleaner writes a little handwritten note, just whatever, whatever the guests name is with a checklist that shows all the cleaning that they had done, just saying, hey, so glad to have you hope you have an amazing time and so we're just building in little processes and automating things like that. So it's a really personalized experience for the guest.   Michael: That's so great. Yeah, I'm curious if you can give us a little bit of insight into like the meat and potatoes and some of the numbers behind this project to give people an idea of like the scale, and if it's something that they if they're interested in doing, you know, how they could go ahead and get involved and do something like this for themselves?   Andrew: Sure. Yeah, absolutely. So I mean, I think it's so it's really, really, I think it's really data so important, right and so, we have some, we have some very subjective data from running our own Airbnb, it's actually in our basement for the last year or so and so we have a very, very good sense of what we can achieve both from an occupancy and a cash flow perspective, and we just go very conservative there, right. I mean, this is, we're not the only people that are doing this, there's a lot of people doing this. So there will be saturation, you will see, you will see rates go down. But, you know, typically, I think what you can expect on a very conservative basis is from a gross revenue perspective of double what you would achieve from doing a long term 12 month lease and having a long term tenant, in an asset we use, we use a pricing tool called wheelhouse, that's great, you've got a lot of levers that you can adjust with that. But it basically automates your pricing on a daily basis based on seasonality and demand and comps and all different kinds of things. So it's constantly adjusting our pricing to maximize both occupancy and revenue and so from and if you and the audience didn't get this already, I'm not a super detailed guy. So I did some, some back of the napkin numbers, but just had a very strong intuitive sense about this and, and know the demand. And so I think I think a very good back of the napkin calculation, if you're in a good short term rental market, is that you can expect at least double gross revenue. So if you've got, if you got a place that'll rent for two grand a month, as a long term rental bear in the middle hill, you should be able if you're running it well, and it's nicely furnished and good photos, I mean, just basic stuff, you should be able to get, you know, four grand minimum per month on average.   Michael: Right on and what about from an expense ratio perspective? Because I think so many of us are comfortable, we know what a traditional single family rental expense ratio might look like, based on the nature and the weather and the vintage of the home. How do you figure that kind of stuff out for short term rental?   Andrew: No, interestingly enough, so I've run I've had a bunch of long term rentals over my over my long career as a real estate investor and interestingly enough, what we found is that the short term tenants actually treat the property much better and I think that part of the reason for that is because we review them and so the mutually assured destruction… but I mean, it's a real thing right? When you have a guest if you if somebody if you have an Airbnb and somebody requests to book you can look at their reviews, and I'm always skeptical somebody doesn't have any reviews or if somebody has some bad reviews we're gonna think twice about that and so what I've found and from a, from an expense perspective, is that a lot of the expenses are baked in, so you have your cleaning, but you can charge a cleaning fee. So they the cleaning fee is actually a a small profit center for us, I think we charge our guests a $75 cleaning fee and I think our, our cleaning, our cleaning lady charges us 65 bucks to clean. So we make a little, a little bit there.   But that's really the primary expense, you'll have to the furniture is going to get a lot more wear and tear if you're in 90% occupied, or whatever it is. So you've got to build that in. But I think that your expense ratios from like a maintenance perspective are going to be very similar to a long term rental. And that's actually one of the reasons that we like buying newer is that you can achieve higher revenues, and you don't have because everything's new, you're just not going to realize or see a lot of those maintenance or capital expenditures for a long period of time and so I would say from a maintenance perspective, you're gonna, you're, again, if you're running it, well, if you're if you if you're catering to the right to the right clientele, you're going to have pretty similar costs, they're really, I think the biggest the biggest expense is going to be whether you self-manage, or you outsource to a vacation rental management company and they'll charge you anywhere, it's the typical property management fees for single family rental is going to be around 10%, some higher, some a little bit lower. But that seems to be pretty industry standard. Vacation Rentals can be anywhere from like 15 to 30 and with a variety of different services and options being totally hands off being more hands on, there's a lot of companies out there that are doing it. But for us, we've just again, been able to get some virtual help, and then find really good cleaning, cleaning help that we incentivize them, not just on the cleaning, but on kind of the overall guest experience and they've been willing to go above and beyond. So for us that saved us. 20% Plus… Michael: Yeah, that's awesome and so you mentioned that you're going to be developing this whole property management arm of your business, or in the head of business itself. So you can be taking on other clients and or is this really developed out of necessity for your own personal needs?   Andrew: I think developed out of necessity and we Isabel and I both have this like just crazy hospitality background, I worked in restaurants for years, we both come from just like very, very hospitable families and so we're huge on experiences and creating just amazing experiences and we want to build, we want to we want to automate that and we want to make that just, we just want to make it automatic, we want to build a company and a team that that is incentivized to, to create those kinds of experiences and so I just I don't, I don't know, the answer is I don't know, I don't foresee us taking on. You know, third party clients are managing other people's properties, because we're so particular about our spaces, and the kinds of furnishings that we have. And you know, how quickly we respond to requests, like we've had a couple issues arise, right we've had. Now the AC didn't work the other day, and there was only like, for six hours, something like that we had somebody out there right away to get it fixed. But we just refunded them, because it was like, We want you to have the most amazing experience, we want you to come back and so I think for us if we don't have that full net full kind of vertical integration, control re on the property, and we can control the experience from top to bottom and for VCs do now.   Michael: Yeah, that makes total sense. Yeah and so maybe you could talk to our listeners a little bit about what goes into that management side of things, if someone is considering self-managing.   Andrew: Yeah, I mean, the biggest thing is if you're you know, depends on which platform you're using the most people use an Airbnb, the biggest thing is beyond just furnishing your property well, and having nice. Just, I mean, use your brain for five minutes, you know…   Michael: It's easier said than done for a lot of people, so…   Andrew: You would think, you know, like, what do you what do you need in your house, like toilet paper and towels and, you know, filter water and coffee, and I mean, you know, decent linens and extra pillows, and I don't know, it's just stuff that that comes very, very natural to us. But just think about what you would like the old golden rule and then do that for your guests. But really, the biggest piece is communication, right and so Airbnb has a, an algorithm or they basically rate you on how quickly you respond to requests and how quickly you respond to messages. So that's a, that's a big piece of it, I think the biggest one of the biggest, really what's made this so hands off for us is having an amazing cleaning person. So, you know, I would just say rather than trying to you know, lowball or go for the lowest Costco for somebody that's going to this is going to take some ownership and responsibility and I would say incentivize them right? When you get a good review, kick them, I don't know, give them five bucks, right? If somebody mentions the cleanliness or something like that, make sure you let them know and make sure that they're, they're incentivized and align with align with what you're trying to accomplish because you're just you can't you can't build anything without having an amazing, amazing people and it's the it's the details like the cleanliness and the organization and having somebody walk into a space that feels very well put together and I mean, even we go down to like, you know, have this certain light on and blanket folded this way and I mean, it's a little things, but it's it all, you walk into a space, and we all know this, right? You walk into a space and you go, this is nice, or you walk into a space and you go, oh, I don't know. It just feels it just feels janky in here, I don't like it. So we want, obviously want everybody to have the former experience.   Michael: Absolutely absolutely. That makes so much sense. So, Andrew, talk to me a little bit about how or even if you would be open to doing this type of investment and this, you know, development investment remotely or is so much of this able to be done, because you're local, you and your wife are local?   Andrew: Yeah, that's a good question. No, I would it would just and it just again, it goes back to the people and you just got it, you have to find really, really good people to do that remotely and if you can find good people in a market that you can trust on the development and construction side of things, as well as the management side of things and, you know, I think that's, I mean, that's the beautiful thing about this digital world that we live in is you can, you can have, there's tons of there's apps out there now where you can have a cleaning checklist. And every time somebody goes through and cleans, they take pictures of all the different things, you know, and you can you can see from wherever you are in the world, hey, these, these things are being accomplished and you can communicate with your guests from wherever. And there's so many things that you can build on. So even if you're not physically present, I mean, our goal would be that we could be anywhere in the world and that our guests would be having the same amazing experience, whether we're there or not. So I think it's certainly doable, but you just gotta find the right people and I think you especially in this in this crazy, labor inflationary environment that we're in, you got to be willing to pay maybe more than you think that you should pay.   Michael: That makes so much sense, that makes so much sense. Andrew and now, I'm curious, you said that you're, you're subdividing these, the land, and you're putting up this community. So just curiosity, why are you subdividing? Is it so that you have the ability to sell one offs down the road?   Andrew: Correct, yeah. So we're actually also going to live on this property and so, our goal, our dream has been to have some land and like having a little farm community and sort of have that integrated with our, our cottages or whatever and so we're subdividing it, partially just yes to make, make an exit down the road, easy if we want to go that route. But then also, because it's very challenging to get like a hybrid loan, if you're going to have a single family home that you're going to occupy and then you're also going to have investment property and so basically, we're subdividing it, we're going to put commercial construction debt on the Airbnb cottage community, and then we're gonna, we're gonna do a residential construction loan for our portion of the property.   Michael: Awesome and for those of our listeners that might not be familiar with what either of those products are, can you talk to us a little bit about how they work and why you went that route, as opposed to going with a different type of product?   Andrew: In terms of a debt product?   Michael: Hmm…   Andrew: Yeah, yeah. So yes, so with commercial construction debt, it's you have different you have different, like different LTV, loan to value, for example and so they're generally depends on what lender we've connected with a great local lender, but they're generally not going to lend you more unlike all in 80, maybe 85% loan to cost. So if you have say paid, I don't know, say 100 grand for the land and construction is going to be 500 grand, then they're not going to lend you more than…   Michael: 80% of 600 grant.   Andrew: Yeah, but again, not not a detail. So they're generally not going to lend you more than that. But if you're owner occupying, you get much better terms and so we only have to put down 10%, or they'll lend us up to 90% of the land to construction costs on that side of things. So we did it that way and then also from just a protection and a growth perspective, the cottages and the dwellings will be in our LLC, and our home or single family home there will be owner occupied will be probably being a trust, or a personal names. So that's the reason for that and that's why you have two different two different debt products. Most lenders are not going to do one loan that's going to encompass business and personal just because there's legal liability implications there and if you do find somebody that's going to do that, they're probably going to charge you crazy interest rate.   Michael: So yeah, okay, cool. Yeah and so on when I did a development, I'm actually still in the midst of it. I got my construction loan, which was interest only for a good chunk of time, and then it converted to a fixed product for X number of years at whatever amortization in the drop the interest rate down a little bit is that similar type of product to what you're using?   Andrew: Exactly. Yep. Yep, very, very similar. So yeah, it's got a it's got basically while you're in the construction process, you're kind of a one set terms and then once that's completed and you get that SEO, then it converts into a fixed long term principle.   Michael: Okay and how easy was that to get being that this is your first? I guess I just say it's that back, is this your first development true development project?   Andrew: This is our first development project and the answer is TBD. So far, so good. We just closed on the land last week. So we're still subdividing it and I've had really good conversations with lenders, I think, because of what I do workwise and my experience, their connections, income, all that I think, I think we'll be good and we haven't run into any snow yet, but yeah, exactly. But I'm confident that it'll that it should be okay but don't know for sure.   Michael: Okay well, I what I'm thinking about is all the folks out there that are intrigued by your story, or excited about doing this type of work and if they don't have a track record behind them, how easy is it for them to going to be to go to a lender and say, hey, this is my plan, this is my project. Can you give me lending for it and are they gonna hit a wall and say, well, you haven't done anything, you don't have a track record, you don't have a resume yet… Go do that first. But it sounds like for you, that was not the case.   Andrew: Yeah, it wasn't, that wasn't the case for me and I think it's because I have done a bunch of while I haven't done ground up construction, I have done a bunch of renovations I've been owning and operating single family rentals, flips for the last eight years, I work in commercial real estate day in and day out. But the other thing I would say too, is you can you could get some bridge debt, some higher interest bridge debt from like a kind of a hard money lender, just to acquire the land to get your project developed and then you could refinance that into longer term debt once you have once you have a proof of concept and the other thing, too, is I think that, you know, in chatting with different lenders, there, I've talked to some people that oh, no, no, don't we don't do short term, you got to have to because it's a business and so you have to have two years of business income, but then there's this is this is there's going to be more and more debt products for this type of this type of thing now that the development piece certainly does add nuance to it, but I would say you know, either be willing to get some shorter term bridge, maybe higher interest debt to, to acquire the land and develop and or just buy an existing property and get a build a track record, you know, go buy, go buy a home as a as a long term rental, put 20% down or whatever it is, and then create a track record and then down the road, you can develop you. In fact, if somebody's doing this for the first time, I don't know that I'd recommend development, I was very fortunate because of the connections I have and because of the experience I have that it was it was it's highly unlikely that I would screw it up but because I'm completely removed from the process, but if there's somebody first foray into this, I don't know that I would try to develop raw land into vacation rental property for my first endeavor.   Michael: I'm right there with you. My development project is converting existing shell in Commercial to Residential and so that's been a whole world and there's no way that I would have done this. If it was my first my first foray and the fact that it is my first I mean, I made so many mistakes and so many headaches and so much brain damage from doing it. Definitely would recommend going the traditional route to get your teeth cut a little bit.   Andrew: The same the same. Yeah.   Michael: Awesome, well, Andrew, I can't wait to hear how this all works out for you. We'll definitely have to have you back on to talk about it. Any final thoughts for folks love to before I let you out of here?   Andrew: No, let's see. I think I think that's it thanks so much for having me on. You can you can find me on LinkedIn, Andrewpassiveinvesting.com. If you want to if you want to connect and I'd be happy to happy to assist in any way I can. But always enjoyed talking to you, Michael, thank you so much for having me.   Michael: My pleasure. Looking forward doing it again soon. Take care, man.   Andrew: Alright, take care.   Michael: Alright, everyone, well that was our episode, a big thank you to Andrew for coming on and sharing what he's going through right now. Very, very, very excited to hear how it all pans out for him, and we'll check in with him later down the road. Do you enjoy the episode as always, feel free to leave us a rating or review as they're very helpful for us and we look forward to seeing on the next one. Happy investing…

The Moneywise Guys Friday, April 1st BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-463-8264 text in anytime: 661-396-1000 email: info@moneywiseguys.com website: www.MoneywiseGuys.com Guest: Patrick Collins, Sales Associate for Sunbelt of Bakersfield website: www.sunbeltnetwork.com/bakersfield-ca/  

Marshall men's soccer coach Chris Grassie joins Paul Swann to discuss the upcoming College Spring League match against Ohio State, plus what the future of Sun Belt soccer looks like. Swann also has comments from Marshall football defensive coordinator Lance Guidry. Listen to The Drive with Paul Swann every weekday evening at 5:06 pm on ESPN 94.1 & AM 930. Follow Paul on Twitter: @PaulSwann. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Dedicated to Southern Miss sports! Weekdays 1 - 2 p.m. on select SuperTalk Mississippi stations. This show is a production of SuperTalk Mississippi Media. Learn more at SuperTalk.FM

Dedicated to Southern Miss sports! Weekdays 1 - 2 p.m. on select SuperTalk Mississippi stations. This show is a production of SuperTalk Mississippi Media. Learn more at SuperTalk.FM

David and Ryan talk about the shocking news of Coach Lanier's departure from Georgia State, the upcoming Spring Game and Tour, as well as the officially official joining of the CUSA teams to the Sun Belt. Follow us Web: http://stateofatlanta.com Facebook: http://facebook.com/STATEofAtlanta Twitter: http://twitter.com/STATEofAtlanta SoundCloud: https://soundcloud.com/user-466493756 YouTube: https://www.youtube.com/channel/UC3IrqnANWURBy35OJkc9Mdw Support the show Patreon: http://patreon.com/STATEofAtlanta Rock our swag Merch: http://merch.STATEofAtlanta.com

This one is fantastic thanks to the enthusiasm and knowledge of Ben and Patrick from the Buzzardry Podcast (they also explain the origin story of that great name). We learned a good bit about fellow #FutureBelt member Southern Miss and they got us all fired up for a baseball renaissance at JMU. Plus we got caught up on some exciting times in Spring sports after a week off.

Coastal Carolina vs. South Alabama College Basketball Pick Prediction 3/28/2022 by Tony T. Coastal Carolina at South Alabama—The Chanticleers went 8-9 in the Sun Belt. Wins in The Basketball Classic to Maryland Eastern Shore by 24 and Florida Gulf Coast by 16 all at home. Offensively in conference Coastal Carolina shot 36.9% from three, 47.7% around the bucket and rebounds well. Defensively tops in the Sun Belt in effective field goal percentage holding foes to 28.3% from three along with 47.1% inside. South Alabama is 9-8 in the Sun Belt. Wins at home in the Basketball Classic to Southeastern Louisiana by two and USC Upstate by four.

Outsider and Blue Wire's Chase Thomas is joined by Southern Miss head football coach Will Hall to talk about his career, 2021 at Southern Miss, all the quarterback injuries, how the program is already in a better place in 2022, reasons for optimism for the Golden Eagles, moving to the Sun Belt, big games on the calendar for this fall, his offensive philosophy and much more. Host: Chase Thomas Guest: Will Hall Listen to the Full Podcast: https://link.chtbl.com/V4P6wnbJ Follow on Facebook: https://www.facebook.com/chasethomasw... Follow on Twitter: https://twitter.com/cthomaspod Follow on Spotify: https://open.spotify.com/show/0P3EQFa... Follow on Substack: https://sportsrenaissanceman.substack... Visit the Website: https://www.chasethomaspodcast.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Fed has finally started to raise rates for the first time since December, 2018. Let's look at how stocks have performed during previous rate hike cycles and how higher Fed Funds Rates will impact borrowing costs across different sectors. Posts with graphs mentioned:  Stock Market Performance During Previous Rate-Hike Cycles Fed Rate Hikes Won't Significantly Impact Borrowing Costs For an easy way to invest in real estate, a top-performing sector in a rising interest rate environment, check out Fundrise. Fundrise invests in single-family and multi-family rentals across the Sunbelt. 

Gonzaga is set to take on Georgia State on Thursday. Georgia State is one of the most dangerous 16 seeds in recent memory, and today's episode is a deep dive into what makes the Panthers out of the Sun Belt conference so dangerous, as well as what makes them beatable. The second segment is a look at Andy's five keys to the game on Thursday, including a dominant game from Chet Holmgren, taking care of the basketball by the guards, getting out in transition as often as possible, and good performances from the bench mob including Anton Watson and Hunter Sallis. Finally, the third segment is a preview of the 8-9 matchup between the Boise State Broncos and the Memphis Tigers, a very interesting matchup between two very contrasting teams coached by Leon Rice and Penny Hardaway. Will Rice and the Broncos manage to slow down Penny and his team, led by lottery pick Jalen Duren? Or will Memphis' athleticism win out and result in a challenging matchup for Gonzaga in the Round of 32? All this and more! Locked on Zags - Part of the Locked on Podcast Network. Support Us By Supporting Our Sponsors! Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline AG There is only 1 place that has you covered and 1 place we trust. Betonline.ag! Sign up today for a free account at betonline.ag and use that promocode: LOCKEDON for your 50% welcome bonus. PrizePicks Don't hesitate, check out PrizePicks.com and use promo code: “LOCKEDON” or go to your app store and download the app today. PrizePicks is daily fantasy made easy! NetSuite Over twenty-seven thousand businesses already use NetSuite and RIGHT NOW through the end of the year NetSuite is offering a one-of-a-kind financing program to those ready to upgrade at NetSuite.com/LOCKEDONNCAA. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Brady from the excellent Ga. St. pod THERSday Night joins us to bring us up to speed on the Dukes' once and future rival from the ATL on the eve of representing the conference in the Big Dance. Really enjoyed this one and this time around is going to be a whole lot different (and better) than the last time JMU and GSU shared a conference.

It's all about royalty on the latest episode of In The Circle. First, we look back at Jocelyn Alo's record breaking blast this past weekend in her home state of Hawaii. We hear from the new Home Run Queen herself as well as how the coverage of her chase from history differs from when Lauren Chamberlain set the previous record.  From royalty at the plate to royalty in the circle, we then head to Tampa where USF's Georgina Corrick has been one of the biggest stories this season. She chats with Eric Lopez about the Bulls great start in 2022, working with catcher Josie Foreman, and her thoughts on growing softball in Europe. She also talks about pitching for Great Britain and nearly leading them to the Tokyo Olympics.  We wrap up this episode with thoughts on opening weekend in the SEC and Sun Belt plus a loaded schedule coming up on Wednesday. Is there anything else happening that day as well? 

Since the founding of America, its people and its economy have moved steadily westwards and, later, southwards. Recently, people and businesses have flocked to Sun Belt states, while cities in America's old industrial heartland are struggling. What makes American cities boom and bust?The Economist's Simon Rabinovitch compares two places on divergent paths. We find out about a city that turned its fortunes around. And community organiser Ian Beniston explains how he's trying to fix his Ohio hometown.  John Prideaux presents with Charlotte Howard and Jon Fasman. For full access to print, digital and audio editions as well as exclusive live events, subscribe to The Economist at economist.com/uspod  See acast.com/privacy for privacy and opt-out information.

Since the founding of America, its people and its economy have moved steadily westwards and, later, southwards. Recently, people and businesses have flocked to Sun Belt states, while cities in America's old industrial heartland are struggling. What makes American cities boom and bust?The Economist's Simon Rabinovitch compares two places on divergent paths. We find out about a city that turned its fortunes around. And community organiser Ian Beniston explains how he's trying to fix his Ohio hometown. John Prideaux presents with Charlotte Howard and Jon Fasman. For full access to print, digital and audio editions as well as exclusive live events, subscribe to The Economist at economist.com/uspod See acast.com/privacy for privacy and opt-out information.

In this Real Estate News Brief for the week ending March 5th, 2022... you'll hear about the Fed's rate hike plan, new figures on record high home equity, and why there's a land rush for autonomous trucks.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review. Economic NewsWe begin with economic news from this past week, and more aggressive talk about rate hikes to control inflation. Fed Chief Jerome Powell spoke before Congress and said he will support a quarter percent hike on the Federal Funds rate at the next policy meeting. He also anticipates that this will be one of a series of rate hikes this year, and that one or two of them would be more than a quarter point. (1)One big concern is the impact the war in Ukraine will have on prices. We're already seeing higher gas prices than we've ever seen before. Realtor.com also reports that high heating bills are giving many homeowners sticker shock. A PG&E spokesperson said in a TV interview that natural gas prices are 90% higher this winter, than last. (2) And Powell doesn't think inflation will go away anytime soon. He said during his testimony before the Senate Banking Committee: “We're going to see upward pressure on inflation, at least for a while.” He also said this is not going to help supply chain issues. The unemployment report was good news. Jobless claims were down to a two-month low of just 215,000 applications. As MarketWatch reports, “the economy appears to have regained some momentum” after a slowdown at the end of last year, thanks to a big drop in COVID cases and the lifting of coronavirus restrictions. (3) Job growth was also impressive. The Labor Department reported a gain of 678,000 jobs in February. Most of them were for leisure and hospitality jobs, along with education, health, and professional services, but the construction industry also saw big gains. The official unemployment rate is now 3.8%. (4) Builders started pouring money into projects in January. The Commerce Department says that construction spending was up 8.2% year-over-year, after a 1.3% increase from December to January. Spending for single-family construction was up 1.2% in January and “down” .1% for multi-family. There was also a big jump in private non-residential construction such as gas and oil well drilling. But the biggest gain was 13.8% for federal government projects. (5)Mortgage RatesMortgage rates were down again last week, as investors moved more money into bonds because of the war in Ukraine. Freddie Mac says the average 30-year fixed-rate mortgage was 3.76% while the 15-year was 3.01%. (6)In other news making headlines…Homeowners Tapping Into Home EquityHomeowners are seeing record amounts of equity as home prices continue to rise. Black Knight says the average equity is $185,000 for people with a mortgage. That does “not” include the 20% amount that lenders want mortgage holders to retain. (7)Urban Institute's Karen Kaul says we'll probably see more people tapping into that equity this year, but due to rising interest rates they probably won't be doing a cash-out refi. She says many will opt for second lien products such as a HELOC, which many people use to remodel a home.Heating & Cooling Supply Chain IssuesIf higher energy costs aren't enough to make you cringe, it's growing more difficult to get parts to fix a broken furnace or air conditioner. The Wall Street Journal reports that HVAC companies are struggling to get parts for both residential and commercial buildings. Those bottlenecks add to the challenge of getting other necessary construction materials like windows, garage doors, and paint. (8)One thing that is increasing the demand for heating and cooling upgrades is the rise in remote work. The Journal says that many remote workers want new climate control technology and that HVAC backlogs are becoming “very, very disruptive.”Land Rush for Autonomous Trucks?There's another interesting twist to our high tech future, and possibly something that will help with supply chain issues. The Journal reports that a land grab is beginning for the parking of self-driving trucks near big cities. It reports that Philadelphia-based investor Alterra Property Group is teaming up with autonomous-truck company Embark Trucks to buy properties across the country. (9)Embark plans to launch its first trucks in Sunbelt states like California and Texas. That's expected to take place in 2024. The trucks would be autonomous on highways and taken over by humans on city streets. Vacant Properties in the U.S.While the real estate market operates with a very tight inventory, you might be curious to know how many homes are sitting vacant. According to LendingTree, there are 16 million of them, with the most number of vacant homes in Vermont, Maine, and Alaska. The vacancy rate in those three states is between 20 and 22%. The states with the least number of vacant homes are Oregon, Washington, and Connecticut. If you are wondering, California is fifth from the bottom on that list with a vacancy rate of 8.68%. (10)Vacant homes are not necessarily a bad thing. LendingTree's Jacob Channel says: “Homes can be vacant for a variety of reasons, and just because an area has a high vacancy rate doesn't necessarily mean that there's something wrong with its housing market.” Although some may be uninhabitable, he said vacancies might be due to the rapid building of homes that are not yet occupied, a high number of second or vacation homes, and for-sale homes that are still on the market, among other reasons.That's it for today. Check the show notes for links. And please remember to hit the subscribe button, and leave a review!You can also join RealWealth for free at newsforinvestors.com. As a member, you have access to the Investor Portal where you can view sample property pro-formas and connect with our network of resources, including experienced investment counselors, property teams, lenders, 1031 exchange facilitators, attorneys, CPAs and more.Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.marketwatch.com/story/powell-says-ukraine-war-is-adding-to-inflation-fears-11646324667?mod=federal-reserve2 -https://magazine.realtor/daily-news/2022/03/04/high-heating-bills-stun-homeowners3 -https://www.marketwatch.com/story/jobless-claims-drop-to-two-month-low-of-215-000-as-omicron-wanes-and-firms-hire-more-workers-11646314574?mod=economy-politics4 -https://www.marketwatch.com/story/coming-up-u-s-jobs-report-for-february-11646399014?mod=mw_latestnews5 -https://www.nasdaq.com/articles/construction-spending-soars-in-january%3A-4-stocks-to-buy6 -https://www.freddiemac.com/pmms7 -https://magazine.realtor/daily-news/2022/03/01/homeowners-tempted-to-use-equity8 -https://magazine.realtor/daily-news/2022/03/04/add-furnace-parts-to-growing-list-of-material-bottlenecks9 -https://www.wsj.com/articles/self-driving-trucks-start-to-propel-land-rush-near-major-cities-11646053200?mod=hp_featst_pos510 -https://magazine.realtor/daily-news/2022/03/02/16-million-homes-vacant-in-us

Steven Lassan and Braden Gall talk college football. A review review GLOAT status and a thank you! Some positive attendance news Big Ten's, Sun Belt's growth FBS expansion, home experience Pac-12 historic low, ACC drops again Solutions to the problem Game too long, WiFi, good games Potential new rules announced Targeting, faking injury, blocking Who has used portal well? Who is over-using the portal? Who could use more portal?

As many people know, homelessness has grown at an alarming rate in recent years and pursuing solutions is becoming a major challenge for cities across the country. There doesn't seem to be a one-size-fits-all approach and much of the work is left to local municipalities or nonprofit organizations—even activist groups and charitable organizations. This means that approaches vary from city to city, and so does the rate of success and actual outcomes. Much has been published on the issue over the last couple of weeks specifically looking at Los Angeles and how, according to an audit, the city spends as much as $837,000 per unit for housing homeless people—an approach that has raised a lot of criticism. Moreover, homelessness has actually decreased in other parts of the L.A. metropolitan area, such as in Pasadena and Glendale. That's making people wonder what part of L.A.'s approach isn't working, and a recent article from the L.A. Times has suggested that maybe the city should be taking its cues from another massive Sunbelt city: Houston, Texas. Today on Upzoned, host Abby Kinney and special guest Rachel Quednau “upzone” this proposal, analyzing it through the Strong Towns lens. Additional Show Notes “Op-Ed: What can Houston teach Los Angeles about solving homelessness?” by Marshall Ingwerson, Los Angeles Times (January 2022). Check out The Bottom-Up Revolution podcast, hosted by Rachel, which features stories of the Strong Towns movement in action! Abby Kinney (Twitter) Theme Music by Kemet the Phantom

(00:00-20:59) – Tuesday's show opens with Dan looking ahead to another monster celebrating Championship Week. Plus, Dan weighs in on WNBA Star Brittney Griner being detained in Russia. Also, Dan shares his thoughts on Falcons WR Calvin Ridley being suspended for the entire 2022 season for betting on games while away from the Falcons last season. Later, a discussion on Aaron Rodgers and the Green Bay Packers coming to terms on an extension. (21:00-37:22) – The head coach of the Chattanooga Mocs Lamont Paris joins the program to take us through them punching a ticket to the Big Dance by winning the Southern Conference Tournament. Coach Paris also talks on all the coaches that have influenced his journey as a coach. Also, Coach Paris recalls his thought process when David Jean-Baptiste's buzzer beater went in last night.      (37:23-42:03) – Dan interacts with the YouTube chat and takes a question on what IU needs to do in the Big Ten Tournament to make the NCAA Tournament.      (42:04-1:05:53) – The head coach Georgia State Men's Basketball Rob Lanier stops by to take a victory lap on the Panthers winning the Sun Belt last night and earning a spot in the NCAA Tournament. Plus, Coach Lanier chats about what makes his team dangerous and what fans can expect in March.   (1:05:54-1:21:19) – Longwood Men's basketball head coach Griff Aldrich reflects on the Lancers winning the Big South and going dancing into the NCAA Tournament. Coach Aldrich also shares his story of how he went from a successful lawyer, to helping out kids in the inner city through basketball, to becoming adoptive parents, to leading a team to the NCAA Tournament.     (1:21:20-1:24:45) – We look at some breaking news that the Denver Broncos have reportedly made a trade with the Seattle Seahawks for Russell Wilson.   (1:24:46-1:48:34) – The Dean Mike Chappell of Fox 59 and CBS 4 joins to look back at the career of Colts and Indy native TE Jack Doyle who announced his retirement yesterday. Chappy also looks at the Broncos trading for Russell Wilson and what that means for the Colts options should they replace Carson Wentz.   (1:48:35 -1:59:06) – Former Colts GM and current senior football advisor of the Minnesota Vikings Ryan Grigson stops by to share why he signed Jack Doyle, what he saw in him and the type of career that he had as member of the Colts. (1:59:07-2:12:50)– Tuesday's show closes with Dan asking show producer Jimmy Cook for today's edition of The JCook Plays of the Day. Also, Dan gives his highly researched wagers as Championship Week rolls on. See omnystudio.com/listener for privacy information.

Today's Best of Features:  (00:00-10:27) – The head coach of the Chattanooga Mocs Lamont Paris joins the program to take us through them punching a ticket to the Big Dance by winning the Southern Conference Tournament. Coach Paris also talks on all the coaches that have influenced his journey as a coach. Also, Coach Paris recalls his thought process when David Jean-Baptiste's buzzer beater went in last night.       (10:28-19:07) – The head coach Georgia State Men's Basketball Rob Lanier stops by to take a victory lap on the Panthers winning the Sun Belt last night and earning a spot in the NCAA Tournament. Plus, Coach Lanier chats about what makes his team dangerous and what fans can expect in March.   (19:08-33:52) – Longwood Men's basketball head coach Griff Aldrich reflects on the Lancers winning the Big South and going dancing into the NCAA Tournament. Coach Aldrich also shares his story of how he went from a successful lawyer, to helping out kids in the inner city through basketball, to becoming adoptive parents, to leading a team to the NCAA Tournament.     (33:53-43:03) – Former Colts GM and current senior football advisor of the Minnesota Vikings Ryan Grigson stops by to share why he signed Jack Doyle, what he saw in him and the type of career that he had as a Colt.   See omnystudio.com/listener for privacy information.

Emma hosts Andrew Ross, professor of Social and Cultural Analysis at New York University, to discuss his recent book Sunbelt Blues: The Failure of American Housing, on the continued financialization of the housing market in the wake of the 2008 recession as seen through myriad communities throughout the sunbelt. They begin by situating Professor Ross' research within the sunbelt region, moving back two decades to the birth of Disney's Celebration Village, where he lived as he researched the fledgling years of the town, before looking at the rapid global expansion of the affordable housing crisis, and the focus of the coverage centering on urban areas, despite the expansive effect of the crisis on rural and suburban areas. Professor Ross explores how the sharpest poverty increase has been in areas like Celebration in the Sunbelt, as he explores the sale of the town to a private equity firm in 2004 as an early example of what we saw in the wake of the 2008 financial crisis: venture capitalists swooping in and purchasing homes across the US aiming to jack up the rent, refinance them, and generally bleed them, and their communities, dry. H