Podcasts about Sun Belt

Navigating Multifamily CRE in a Volatile Environment Insights from Paul Fiorilla, Director of U.S. Research at Yardi Matrix   Paul Fiorilla offers a data-driven view of today's commercial real estate (CRE) landscape using the vast resources he has at his disposal at Yardi.   While market sentiment may be growing more optimistic, Fiorilla acknowledges investors should separate short-term mood from long-term fundamentals. His perspective, rooted in close analysis of multifamily data and macro conditions, is both pragmatic and cautionary: yes, there's capital on the sidelines and deals are getting done but many investors may be misreading the durability of recent tailwinds and underestimating latent risks.   Short-Term Confidence, Long-Term Industry   Real estate is an inherently long-term, illiquid asset class yet, much of the current market behavior appears to be anchored in short-term confidence (and short term memories). That dissonance should give investors pause. While macroeconomic shocks like tariffs, interest rate hikes, and political uncertainty do not immediately register in quarterly CRE data, their effects compound over time.   Investor sentiment, meanwhile, remains buoyant. Debt markets have resumed activity, stock indices are back near prior highs, and many assume the worst is behind us. But the lagging nature of real estate data means we're still months away from fully seeing the impacts of recent fiscal and geopolitical developments.   Multifamily Fundamentals: A Shifting Landscape   Fiorilla addresses the fundamentals of the multifamily sector, noting that demand has remained strong in recent years, but the distribution of that demand is shifting. Rent growth is no longer universal. Over the past 15 months, metros in the Midwest and Northeast, markets like Chicago and New York, have consistently posted moderate, steady rent growth. In contrast, high-growth Sunbelt cities such as Austin, Atlanta, Nashville, and Salt Lake City are experiencing flat to negative rent trends.   What's driving this bifurcation is primarily supply. In oversupplied markets, absorption hasn't kept pace with new deliveries. Despite a sharp national decline in starts, down approximately 40% year-over-year, the existing pipeline remains heavy. Nationally, over 1.2 million units are either in lease-up or under construction. In high-growth markets, deliveries will continue at elevated levels for the next several years. Some cities may see 12–15% added to their multifamily inventory by 2027.   Fiorilla underscores that while national numbers suggest a tapering of supply, the local realities are more complex. Markets that arguably need more housing, Los Angeles, New York, and Chicago for example, are seeing similar slowdowns in new development as oversaturated markets. The result is a continued misalignment between where capital is building and where it's most needed.   The Waning Tailwinds of Demand   Fiorilla also points to softening demand drivers that may soon undermine current assumptions. Over the past several years, demand has been supported by several powerful tailwinds: robust job growth, high immigration, and pandemic-era trends such as household formation and suburban relocation. But these are now tapering.   Net immigration, while still meaningful, is slowing. Job growth has begun to decelerate. Moreover, federal employment cuts and delays in private-sector hiring – driven by political and fiscal uncertainty – are contributing to a weakening outlook for household formation. These are not necessarily signs of imminent distress, but they do suggest that the extraordinary absorption rates of 2021–2022 will be difficult to sustain.   As Fiorilla puts it, “the risks are to the downside.” He's not forecasting a collapse but cautions against overreliance on recent performance when underwriting future deals, particularly in light of ongoing supply pressure.   Policy Risk and the Fragility of Subsidized Housing   Among the more underappreciated risks in the market, Fiorilla emphasizes policy risk, especially in affordable and subsidized housing. He notes that while programs like LIHTC and Opportunity Zones appear safe, others such as Section 8 are under pressure.   Of particular concern are proposals to convert these programs into state-administered block grants. While this may seem like a technocratic shift, it would represent a material change for property owners. Federal guarantees would be replaced by varying state-level funding regimes, increasing payment risk and reducing the predictability that underpins underwriting in the subsidized housing sector. For owners reliant on these programs, even modest payment disruptions could be “catastrophic,” he notes.   Interest Rate Volatility: The Real Pain Point   Turning to capital markets, Fiorilla distinguishes between the level of interest rates and the pace at which they change. Today's rates, he argues, are not historically high. Pre-GFC, rates were often at similar levels. What's destabilizing is the speed of change. A sharp increase from near-zero to 4–5% within a single year has impaired refinancing feasibility and upended underwriting assumptions.   This volatility, not the rates themselves, has created most of the current distress. Borrowers facing refinancing at double or triple the prior coupon are under strain. And yet, transaction activity persists, with many deals still pricing at thin or even negative leverage. Why? Because the #1 driver of compressed cap rates is investor confidence in future cash flows. The belief that rents will continue to rise justifies aggressive pricing – until it doesn't.   This mindset echoes pre-GFC sentiment, where rent growth was taken as a given. Fiorilla is quick to clarify that today's market is not nearly as reckless. Still, elevated pricing in an environment of cooling fundamentals could leave investors dangerously exposed to even mild shocks.   Quiet Distress and the Maturity Wall   Another issue masked by short-term optimism is the growing volume of loan maturities. These include both regularly scheduled maturities and loans previously extended during 2021–2023 that are now reaching their end.   Fiorilla notes that many of these are being addressed quietly. Lenders, reluctant to force asset sales, are working with borrowers on a case-by-case basis. The result: distress is real, but it's largely invisible. There's little evidence of forced portfolio liquidations or widespread delinquencies – yet.   The availability of capital, particularly for multifamily, is helping to buffer these pressures. There's no shortage of dry powder. But absent a sharp rate reversal or improved clarity from policymakers, the sector could see a slow bleed of marginal deals rather than a systemic reset.   Underappreciated Geopolitical Risk   One of the most thought-provoking parts of the conversation concerns CRE's growing sensitivity to global and political dynamics. This is a structural change. The U.S. has long benefited from its role as a stable, rule-of-law jurisdiction. But shifts in foreign policy, trade restrictions, and political dysfunction are beginning to weigh on foreign investment.   Declining Canadian cross-border investment and tighter restrictions on visa travel are, in part, evidence of this shift. These aren't headline stories but they are meaningful. If the U.S. loses its perception as a reliable haven for capital, CRE pricing could face downward pressure from shrinking foreign demand. This is a long-term trend worth monitoring closely, not a transitory blip.   What He's Watching   When asked what indicators he watches most closely, Fiorilla points to three primary metrics: Occupancy Rates – Particularly in high-supply markets. Stabilized occupancy below 94% would be an early warning sign. Absorption Trends – A sustained drop in household formation or leasing activity could signal weakening demand. Employment Data – Job losses, especially if broad-based, would ripple into rent growth and occupancy. He also monitors transaction volume as a proxy for investor confidence. If deal flow freezes again, that would signal a recalibration of forward expectations.   Final Reflection   While Fiorilla resists giving investment advice, his closing thoughts reflect a conservative posture. He's not sitting on the sidelines entirely but he's not rushing in either. Caution, portfolio balance, and realistic expectations are the guiding principles.   For CRE professionals, this conversation is a reminder to look past sentiment and dig into the data and the fundamentals: local supply pipelines, policy shifts, interest rate trends, and the fragility of assumptions underpinning future rent growth. The macro backdrop is far from stable and the margin for error, even in multifamily, may be thinner than it appears.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

Pat and Ben talk the Sun Belt tourney, the Hattiesburg Regional, and more.This episode is brought to you by Big Gold Nation (southernmiss.rivals.com) - thanks for listening!

On this episode of the Best Ever CRE Show, Joe Fairless interviews Todd Dexheimer, a multifamily syndicator and co-founder of Endurus Capital. Todd shares his insights on the steady performance of Midwest markets, emphasizing consistent rent growth and limited new construction compared to Sun Belt markets. He discusses the decision to bring property management in-house due to inefficiencies with third-party managers, and explains how his team structures roles for maximum efficiency. Todd also walks through a recent heavy value-add project featuring trendy amenities and breaks down how his team strategically negotiated with lenders to navigate challenges tied to floating rate debt. Todd Dexheimer Current Role: Co-founder, Endurus Capital Based in: St. Paul, Minnesota Say hi to them at: todd@enduruscapital.com or enduruscapital.com Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of The Horizon, John Chang interviews Marcelo Margain, managing partner at Eagle Property Capital (EPC), to explore how Mexican capital is fueling U.S. multifamily investments. Marcelo shares how EPC sources 85% of its capital from Mexico, leveraging investor interest in dollar-denominated assets and U.S. economic stability. He emphasizes the value of EPC's conservative investment strategy, fixed-rate financing, and their in-house management platform, which drives tenant satisfaction and high retention rates. Marcelo also highlights the firm's unique community-focused value-add approach and discusses their upcoming $300M Fund VI, targeting Sunbelt markets like Dallas, Houston, Orlando, and Tampa. Marcelo Margain Current role: Managing Partner at Eagle Property Capital Based in: Mexico Say hi to them at: LinkedIn profile or eaglepropertycapital.com Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Best Ever CRE, Slocomb Reed interviews fellow host and Midwestern investor Joe Cornwell live from the Best Ever Conference 2025. They dive into the often-overlooked strengths of investing in the Midwest, especially in the multifamily space, contrasting its consistency and risk-adjusted returns with the volatility of Sunbelt and high-growth markets. Joe and Slocomb discuss how operator control, supply-demand dynamics, and avoiding negatively-levered deals have allowed Midwest investors to weather recent market shifts more successfully. They also highlight the importance of long-term thinking, revisiting portfolio performance, and the unique networking value of attending conferences like Best Ever. Joe Cornwell Current Role: Host of the Best Ever Podcast and vertically integrated real estate investor Based in: Cincinnati, OH Say hi to them at: BestEverCRE.com Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Gentle Art of Crushing It podcast, host Randy Smith interviews Drew Breneman, founder of Brennan, who has achieved significant success in real estate investment with a focus on multifamily properties. Drew shares insights on the current state of the real estate market, particularly contrasting the performance of the Sunbelt and Midwest regions. He discusses his early investments, the challenges faced in Phoenix, and the opportunities available in Chicago, including tax abatement strategies. The conversation emphasizes the importance of cash flow in investments and provides valuable resources for new passive investors.Drew's Bio-Started an internet business in high school. He saved all the money from it and acquired his first rental property at age 19 back in 2005.-Founder of Breneman Capital-Breneman Capital specializes in multifamily investing with a data-driven approach. The firm only invests in the best markets and submarkets within those markets. -Invested in a variety of geographies and asset classes: Multifamily in Madison, WI (2005-2007). Then industrial, office, and retail in Minneapolis St. Paul (2008-2012). Multifamily and mixed-use in Chicago (2013-today) before focusing on only multifamily in select submarkets in the Midwest (Chicago, Milwaukee, Madison).-Acquired $250MM+ of investment property as key/sole GP.-24%+ average realized IRR on investments sold-14 deals have executed full cash-out refinances of all our initial equity-Host of the Breneman Blueprint podcast-Started out with a duplex and have worked my way up to $30MM+ deals.  All self-made starting from scratch - my parents are public school teachers, so didn't start with any capital of theirs or connections.Breneman Capital: https://www.breneman.com/Podcast: https://www.breneman.com/podcastLinkedIn: https://www.linkedin.com/in/drewbreneman/Chapters00:00 Market Overview and Current Trends05:09 Drew's Journey into Real Estate11:24 Exploring the Sunbelt and Its Opportunities16:04 Performance of Phoenix Assets and Future Outlook21:39 Chicago Projects and Tax Abatement Opportunities22:01 Chicago's Real Estate Appeal24:04 Investment Strategies in Chicago27:58 Understanding Cash Flow vs. Equity Multiples31:49 Educational Resources for New Investors35:26 Personal Insights and Future Aspirations37:53 outro RANDY SMITHConnect with our host, Randy Smith, for more educational content or to discuss investment opportunities in the real estate syndication space at www.impactequity.net, https://www.linkedin.com/in/randallsmith or on Instagram at @randysmithinvestorKeywordsreal estate, multifamily, investment strategies, passive investing, market analysis, tax abatement, cash flow, Chicago, Phoenix, Drew Breneman

Michael Seton, president and CEO of Sila Realty Trust, Inc . (NYSE: SILA), joined the latest episode of Nareit's REIT Report podcast to reflect upon the one-year anniversary of the company's listing on the New York Stock Exchange.Seton said he is “extremely optimistic” about Sila's future, noting that the REIT is scaled to grow its portfolio, which currently exceeds $2 billion in assets. He said “very high quality” opportunities exist throughout the marketplace.“If a seller is trying to bring a product to market today to raise capital or sell a property, it's got to be high quality because capital, generally speaking in the market, is constrained,” he said. While focused nationally, Sila has a particular emphasis on Sun Belt states.During the interview, Seton discussed Sila's decision to do a direct listing on the NYSE and why it was confident in that choice, as well as what its Wall Street sponsorship looks like today. He also highlighted the tailwinds supporting the health care sector and described what makes health care so compelling to investors right now.

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson take a data-backed look at the hottest real estate markets in 2025, as revealed by Zillow's latest heat index. The Northeast—particularly Buffalo, Rochester, and Syracuse—is experiencing rapid price growth and tight inventory, making it a strong seller's market. Meanwhile, the Sunbelt markets are cooling, with Georgia, Alabama, and Mississippi now offering better deals for buyers thanks to price reductions and seller concessions. The hosts weigh in on what these shifts mean for investors, and why the upper Midwest might be the next smart move for those thinking long-term—especially in light of climate change risks. They also tackle the question: Should landlords cap utilities for tenants? Sharing their own midterm rental lease setup, they explain how to structure utility caps, why setting clear expectations is crucial, and how this approach protects landlords from extreme overages. Erin walks through her utility clause strategy, including deposit coverage, setting generous limits, and how to handle overages state by state—especially in landlord-restrictive states like California, DC, Oregon, and New York. Whether you're trying to forecast future rental costs or scout the best cities for real estate investing in 2025, this episode is packed with practical insights. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

We wrap up softball and look ahead to the Sun Belt conference baseball tournament!

2:49 Georgia Southern Athletics sets department-wide GPA record/Moore Named Sun Belt Outdoor Track & Field Athlete of the Year, Watson sets school record in 200m/Women's Golf finishes 24th @ NCAA National Championships7:59 Director of Athletics Chris Davis thanks #EagleNation for their support and provides an update on the Baseball project15:35 Sun Belt media personality Dan McDonald helps preview this week's conference baseball tournament & examines the growing strength of the league overallSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textDom, Marv, & Seth preview the upcoming tournament in the Sun Belt. The warm weather is here and baseball is certainly heating up right along side it! Are we going to see chalk or will there be plenty of surprises?!??Thanks to our sponsors -Fanplex - https://fanplex-graphics.com/Code: SBS at checkout for a 10% discount!TSN Off Road -https://www.tsnoffroad.com/?utm_sourc...Code: SunSyn10 to get 10% on your first purchase!Dubby Energy -https://www.dubby.gg/Code: SBSyndicate to get 10% on your purchase!Dan-O's -https://danosseasoning.com/?srsltid=A...Code: Dawgos to get 10% on your purchase!Support the showSupport the show

Bret and Adam get to know Chad Sutton, App State's new volleyball coach and look ahead to the baseball team's trip to the Sun Belt tournament this week. Plus, is it ok for an adult to bring a glove to a baseball game? We discuss while recapping Bret's baseball excursion to Chicago. #DSOTDPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textDom, Seth, & Marv catch up on the Sun Belt baseball action while hosting Coastal Carolina's Banana Man! He's gone viral for his heckling of a Clemson pitcher. Who is he? What made him dress up as a banana? And will he be in Conway if Coastal host a regional?! All this plus Sun Belt tournament preview and predictions. Is your team in?!Like this content? Follow us on our socials;Everywhere @ sunbeltsyndicatehttps://x.com/SunbeltSyndicatCovering the Sun Belt conference from the first kick(off) to the last pitch.#sunbelt #college #baseball #CWSSupport the show

BRONCO FOCUS EVERY MONDAY-FRIDAY AT 3:45 P.M.: Bob Behler, the voice of Boise State athletics, joins Prater and Mallory to continue a summer series that focuses on football's 12 opponents for the 2025 season. This time, Bob focuses on Appalachian State (Sept. 27, Albertsons Stadium). The Sun Belt program is expected to compete for a league title despite a new coach -0 with RB and EDGE rushers getting after the QB considered the strength of the roster.

BRONCO FOCUS EVERY MONDAY-FRIDAY AT 3:45 P.M.: Bob Behler, the voice of Boise State athletics, joins Prater and Mallory to continue a summer series that focuses on football's 12 opponents for the 2025 season. This time, Bob focuses on Appalachian State (Sept. 27, Albertsons Stadium). The Sun Belt program is expected to compete for a league title despite a new coach -0 with RB and EDGE rushers getting after the QB considered the strength of the roster.See omnystudio.com/listener for privacy information.

As baseball enters the last series of the regular season, slugger Juan Correa joins the podcast to discuss the team's push toward the postseason. Plus, we recap last week's postseason performances for softball and track and field. Finally, don't forget to tell us why Bret Strelow is a gem in your reviews of the show on your favorite podcast app! #DSOTDPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Happy Monday! On today's show, Collin Wilson from the Action Network joins Andy & Ari to give the fellas the BEST bets for the 2025 season, but first we need to cover the news over the weekend. In a report from Ross Dellenger, the 16-team College Football Playoff bracket is gaining momentum with the Big Ten and SEC. Andy & Ari breakdown what a 12-team field would look like and the implications of it. In other news, Jordon Hudson is back in the headlines, as she finished as the 2nd runner up in the Miss Maine USA Pageant over the weekend. Also, Pablo Torre reported that Jordon Hudson was banned from North Carolina facilities, which UNC later released a statement saying it was false. Collin Wilson joins to provide the best bets ahead of the season, and they include: Arkansas Under 5.5 wins, Oklahoma Over 6.5 wins,
Utah -1.5 v UCLA Week 1, Clemson to win ACC,
Southern Miss to win Sun Belt at 35/1 odds Wrapping up, theres some basketball news to close. (0:00-2:00) Introduction(2:01-17:06) 16-Team CFP Bracket Format(17:07-21:39) Jordon Hudson in Miss Maine(21:40-25:01) A ban at UNC?(25:02-35:59) Collin Wilson from the Action Network Joins(36:00-40:56) Arkansas Under 5.5 Wins(40:57-44:25) Utah vs UCLA, Week 1 Pick(44:26-48:44) Southern Miss, Sun Belt champs?(48:45-52:21) Oklahoma over 6.5 wins(52:22-54:54) Surprise teams in 2025?(54:55-1:00:50) Clemson as ACC Champs(1:00:51-1:03:53) Florida State's Outlook(1:03:54-1:10:43) Wrapping up with Collin(1:10:44-1:12:37) Arkansas discussion(1:12:38-1:13:44) College Basketball Rules Watch our show LIVE at 9:30 am et, M-F! https://www.youtube.com/@On3sportsHosts: Andy Staples, Ari WassermanProducer: River Bailey 

Inventory is rising nationwide—but not everywhere. In this episode, we dive into the 37 U.S. metro areas where housing inventory is still more than 50% below pre-pandemic levels. From tight markets in the Northeast to inventory gluts in the Sun Belt, we break down what this regional divide means for sellers, buyers, and real estate investors heading into spring 2025. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us as we get ready for a heated showdown in Hattiesburg, Mississippi. We'll dive into one of the fiercest rivalries college baseball. From past matchups to unforgettable moments, we're breaking the history, drama, and what makes this one of the best rivalries in the Sun Belt. We'll give our predictions and take your comments about this pivotal series.

In this episode of The Property Profits Podcast, Dave Dubeau chats with Elijah Iung, a former waste management entrepreneur turned full-time real estate investor and syndicator. Elijah shares how his real estate journey began with investing in Michigan farmland and has now evolved into multifamily syndication and passive investments across the Sun Belt. He dives deep into how LinkedIn has become a powerful lead generation platform for him, using a mix of human storytelling and smart systems to stay top-of-mind with potential investors. From managing posts with the help of an assistant to partnering with a LinkedIn expert to get started, Elijah offers practical tips for raising capital in today's digital age. You'll hear about: His current portfolio including farmland, multifamily, and triple net properties His transition from passive investing to launching his own syndication company The unique strategy he uses to build investor relationships through LinkedIn His take on content creation, authenticity, and scaling outreach Why he believes Detroit is a hidden gem for multifamily investment - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

As softball enters the Sun Belt tournament, we catch up with first team all-conference shortstop Grace Barrett. Plus, the guys discuss highlights of the spring tour, baseball's penultimate regular season series, track's upcoming competition in the conference championships and some cringeworthy moments of embarrassment from their past. #DSOTDPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Who should be #1 in college baseball right now? Kyle Schassburger and David Kahn debate that topic, among others, on the latest Dugouts, Dumbbells & Dingers. Texas and Arkansas both have cases, but let's not forget FSU, LSU, Georgia... it's crowded at the top right now, folks! Plus, here comes Texas A&M, Mississippi State and Miami, while Missouri seems destined to make the wrong kind of history. UC Irvine took one on the chin, while WVU seems to have a stranglehold on the Big 12, and Coastal Carolina, Southern Miss and Troy all appear to be lethal Sun Belt contenders. Don't sleep on Northeastern, they have won 16 straight!Go to backyardbaseballbros.com and buy a 4-pack of Borgoballs, and go to BaseballBBQ.com, use the code "3D-20" to get 20% your order of custom-made, college-branded grilling tools. Mother's Day is this weekend - don't forget!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What does it really take to go from broke at 19 to building a real estate empire with over 80,000 units?This week on the Exit Strategies Radio Show, host Corwyn J. Melette welcomes Patrick Carroll, founder of CARROLL, a powerhouse real estate investment firm managing tens of thousands of multifamily units across the Sunbelt. With no college degree, zero startup capital, and nothing but hustle, Patrick's rise is a blueprint for strategic scaling, mindset mastery, and long-term wealth building.In this candid conversation, Patrick opens up about how he built his empire from scratch—acquiring property management companies to scale faster, mastering syndication, and targeting 250–350 unit complexes to attract institutional investors. He also breaks down current market shifts, how rising interest rates are reshaping the rental landscape, and why early investing can change your life.

An upward climb in labor productivity has been a promising economic trend over the past few years. That's important because productivity drives overall economic growth. But President Trump's trade war, which is causing many businesses big and small to hold off on major investments, could cause that productivity to stagnate. Also in this episode: Coca-Cola reports stronger-than-expected earnings, the GOP wants EV owners to pay for road maintenance costs usually covered by a gas tax and the Sunbelt housing market turns lukewarm. 

An upward climb in labor productivity has been a promising economic trend over the past few years. That's important because productivity drives overall economic growth. But President Trump's trade war, which is causing many businesses big and small to hold off on major investments, could cause that productivity to stagnate. Also in this episode: Coca-Cola reports stronger-than-expected earnings, the GOP wants EV owners to pay for road maintenance costs usually covered by a gas tax and the Sunbelt housing market turns lukewarm. 

In this episode of DevelopLex, we sit down with Dallas Rose, a Lexington native whose bold approach to real estate and hospitality is helping redefine what's possible for the city. From launching Mileta, one of Lexington's most ambitious new restaurants, to co-developing Midland Station, a transformative downtown housing project, Dallas shares his vision for building a modern Lexington rooted in culture, creativity, and long-term growth.Whether he's assembling complex capital stacks or crafting a pasta-forward menu, Dallas brings together national experience and local love to push Lexington forward. We explore why the city is ripe for next-level development, how public-private partnerships can unlock real opportunity, and why Lexington doesn't have to lose its soul to grow.---Core Themes Discussed:Lexington's Untapped Potential: The city has all the ingredients to be world-class - it just needs bold leadership and smart development.Visionary Entrepreneurship: Dallas blends private equity strategy with a passion for culture-building through restaurants and real estate.Challenges of Local Development: Generational land ownership and fragmented parcels make it hard to build here - but that's changing.Public-Private Collaboration: How tools like IRBs and PILOTs can drive large-scale projects like Midland Station.Preserving Identity While Growing: Growth doesn't mean giving up what makes Lexington special - especially its horse farms and historic charm.---Highlights:Why Fayette Mall was a strategic move for Mileta (not a gamble)A behind-the-scenes look at Midland Station and what makes it transformativeWhat IOS (Industrial Outdoor Storage) is—and why it's a niche worth watchingHow Lexington compares to Sunbelt markets Dallas invested in at Goldman SachsWhy the next wave of developers must balance risk with long-term cultural investment---Guest Bio:Dallas Rose is the founder of Jade Investments, co-owner of Mileta, and a development partner on Midland Station. After years in real estate private equity at Goldman Sachs and Marlin Spring, he returned to Lexington to help shape its next chapter - with a plate in one hand and a site plan in the other.Hosted by Weston Lockhart & Ross BoggessDevelopLex is proud to be supported by:SVN Stone Commercial Real EstateCommunity Trust BankCraftsman Contractors

As he preps for year two with the Tampa Bay Bucs, Tyrek Funderburk joins the pod to review year one in the NFL and reflect on his time in Boone. Plus, Bret recaps the APPSPY's and Adam's boasts about his laser tag heroics. Finally, the guys set the stage for the final weekend of the regular season in softball, baseball's trip to Coastal Carolina and a bid to the postseason NIT for women's tennis. #DSOTDPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, I talk with Harry, a long-time Financial Samurai reader, about his journey to building a $4+ million home in the Los Angeles area. While most people buy move-in ready homes, Harry shares an insightful behind-the-scenes look at how it's done — from financing the project to the timeline it takes to build, and whether it's ultimately a good investment. Related posts: How To Survive The Most Dangerous Time After Buying A Home A Big Expensive How Can Ruin Your Path To Financial Freedom To Remodel With Permits Or Without To Save Time And Money Wealth-Building Recommendations This episode is brought to you by Fundrise, my preferred private real estate investment platform. Fundrise predominantly in residential and industrial commercial real estate in the Sunbelt, where valuations are lower and yields are higher. I've personally invested over $300,000 in Fundrise to diversify. The investment minimum is only $10, so it's easy to dollar-cost average in.  If you're ready to build more wealth than 93% of the population, grab a copy of my new book, Millionaire Milestones: Simple Steps to Seven Figures. With over 30 years of experience working in, studying, and writing about finance, I've distilled everything I know into this practical guide to help you achieve financial success. To expedite your journey to financial freedom, join over 60,000 others and subscribe to the free Financial Samurai newsletter. Financial Samurai is among the largest independently-owned personal finance websites, established in 2009. Everything is written based on firsthand experience and expertise. To Your Financial Freedom, Sam

Send us a textDom, Marv, & Seth host LHP Grayden Harris of Southern Miss! We dive in and get to know Grayden better; favorite baseball movie, preferred pre/post game meal, if he has a preferred uniform, plus much much more! Tune in to hear the latest interview from a Sun Belt freshman with a very bright future!Grayden Harris Interview 0-37:33Small chat after the interview 37:33-40:58Weekly Series Picks 40:58-43:38Scores from Midweek & Weekend 43:38-53:49Standings 53:49-57:46Best In Class 57:46-59:48Upcoming games 59:48-1:12:59Thanks to our sponsors -Fanplex - https://fanplex-graphics.com/ Code: SBS at checkout for a 10% discount!TSN Off Road - https://www.tsnoffroad.com/?utm_sourc... Code: SunSyn10 to get 10% on your first purchase!Dubby Energy -https://www.dubby.gg/Code: SBSyndicate to get 10% on your purchase!Dan-O's -https://danosseasoning.com/?srsltid=A...Code: Dawgos to get 10% on your purchase!Support the show

On this episode of The Horizon, John discusses his takeaways from the conference he just attended, emphasizing the resilience of commercial real estate amidst economic uncertainty. He highlights positive investor sentiment, particularly around multifamily, medical office, and necessity-based retail assets, while noting caution about tariffs, stagflation risks, and global trade impacts. John also dives into demographic trends favoring long-term rental demand, especially among millennials, and stresses the Midwest's emerging strength in rent growth and limited new supply compared to oversaturated Sunbelt markets. vikingcapllc.com Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Learn more about your ad choices. Visit megaphone.fm/adchoices

As the track and field team preps for the Penn Relays this weekend, pole vaulter Matthew Gray joins the podcast to share his experience in Philadelphia so far and the art of pole vaulting. Plus, Bret and Adam review the latest with spring sports, including the start of the tennis conference tournament where App holds the 2-seed and enters on a 10-match winning streak. Finally, Adam recaps his experience going head to head against former App State golfer Andrew Furr. #DSOTDPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textFootball action is back! Join Dom, Dominic Ambrose, & TJ (when he arrives after almost losing a finger tip!) as they look toward the 2025 NFL Draft!We chat about our past success, what to expect on draft day, and who to look for as free agent signings. Plus a whole lot more!Thanks to our sponsors -And a special shoutout for our latest edition, Phenom Elite!https://phenomelitebrand.com/Discount code coming soon!Fanplex - https://fanplex-graphics.com/ Code: SBS at checkout for a 10% discount!TSN Off Road - https://www.tsnoffroad.com/?utm_sourc... Code: SunSyn10 to get 10% on your first purchase!Dubby Energy -https://www.dubby.gg/Code: SBSyndicate to get 10% on your purchase!Dan-O's -https://danosseasoning.com/?srsltid=A...Code: Dawgos to get 10% on your purchase!Support the show

Send us a textDom, Marv, & Seth wrap up the Easter weekend action and look ahead to this week. Where do the 3 Sun Belt teams rank? Do we finally have a 4th team who could make the 64 team field? And most importantly, who's heading up the Weekly Picks?!Show Open 0-4:26Weekly Series Picks 4:26-10:22(Extra Innings/Off Topic) Wrestling Talk and Baseball Movies 10:22-16:58Scores from Midweek & Weekend 16:58-25:54Standings 25:54-38:45Best In Class 38:45-49:41Upcoming games & Football Talk 49:41-1:25:02Thanks to our sponsors -Fanplex - https://fanplex-graphics.com/ Code: SBS at checkout for a 10% discount!TSN Off Road - https://www.tsnoffroad.com/?utm_sourc... Code: SunSyn10 to get 10% on your first purchase!Dubby Energy -https://www.dubby.gg/Code: SBSyndicate to get 10% on your purchase!Dan-O's -https://danosseasoning.com/?srsltid=A...Code: Dawgos to get 10% on your purchase!Support the show

YouTube: https://youtu.be/nDrV443aLWASpotify: https://spoti.fi/35ZJGLTSummaryIn this episode of Beyond the Resume, hosts Chris Papa and Lisa Flicker from Jackson Lucas sit down with Gunnar Branson, CEO of AFIRE (Association of Foreign Investors in Real Estate), to discuss the future of global real estate investing, trends in U.S. markets, leadership, and the power of storytelling in business.Gunnar shares insights on:- Navigating foreign investment in U.S. real estate- The impact of political uncertainty and tariffs- Real estate market slowdowns and recovery timelines- Investment hot spots like New York, Dallas, and the Sunbelt- Climate risk and insurance impacts on real estate- Lessons from his career in theater, radio, and executive leadershipIf you're interested in real estate, foreign capital, urban development, or organizational leadership—this episode is packed with insight.Chapters(03:32) Leading AFIRE and the guide for foreign investors(05:49) Foreign investment outlook in a volatile market(08:11) Market distress, recovery timeline, and “Stay Alive Till 25”(10:34) U.S. markets attractive to foreign investors: NY, Dallas, Sunbelt(12:49) Climate risk and the insurance dilemma(13:50) Asset class shift: from office to multifamily and logistics(14:14) Gunnar's storytelling roots and radio beginnings(19:28) Becoming CEO at NAREIM and AFIRE(22:03) Leadership lessons and designing meaningful meetings(25:10) Book & podcast picks: Murakami, Jane Jacobs(28:34) Hiring philosophy and love for career-switchers(32:20) Leadership through inspiration, not control(35:33) Mentors and shoutouts: Peter Dubner and Jeff Barclay(40:20) Starting the AFIRE Podcast and learning to interview(46:23) Real estate is the most important invisible industry(46:53) Outro: What's next for Gunnar?

After a taste of match play in 2024, Sakke Siltala and the Bobcats are looking for more in 2025. The junior talks about the 2024-25 season, his team and his favorite courses.

David, Ryan, and Tim talk about the Spring Game, transfer portal woes across the Sun Belt, and more. Follow us Web: http://stateofatlanta.com Facebook: http://facebook.com/STATEofAtlanta Twitter: http://twitter.com/STATEofAtlanta SoundCloud: https://soundcloud.com/user-466493756 YouTube: https://www.youtube.com/@STATEofAtlanta Support the show Patreon: http://patreon.com/STATEofAtlanta Rock our swag Merch: http://merch.STATEofAtlanta.com

Fresh off a complete game shutout and a conference player of the week nod, senior pitcher Caleb Cross joins the pod to discuss his sensational performance over his last three starts. We also get into the details of how he battled back from injuries, both serious and silly. Plus, Bret and Adam review the latest with spring sports, recap the Battle At The Rock and preview Adam's upcoming showdown with a former App State golfer. #DSOTDPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

David and Brady discuss Football's spring game, the latest transfer news for Football and MBB, and Baseball's continued Sun Belt campaign in this week's episode of the THERSday Night Podcast.

In this episode of The Monarchists, Mike and Aaron are joined by Jay from The Pride of ODU, Old Dominion University's official NIL collective. The conversation offers a comprehensive update on the collective's goals, progress, and challenges. Jay answers fan-submitted questions, delving into membership growth strategies, revenue distribution among sports, NIL-related regulations, and the evolving impact of revenue sharing (rev share). He also sheds light on ODU's strategic approach in the competitive NIL landscape, touches on collaboration with university groups like ODAF and the Alumni Association, and previews upcoming events to build community engagement and support. The episode blends transparency, strategic insight, and a call to action for Monarch Nation to get involved and support ODU Athletics.For more Old Dominion athletics content, visit https://theprideofodu.com/pages/the-monarchist-podcastTo learn more about The Pride of ODU collective, how to support NIL, and how to become a member, please visit our website at: https://theprideofodu.com/ and https://theprideofodu.com/pages/membershipsConversation Timeline:[00:00] – Intro to the episode and welcome to Jay[01:00] – Purpose of the episode: answering fan questions about the collective[02:00] – Current membership numbers and goals for 2024[05:00] – Spring campaign incentives and upcoming membership push[06:00] – Marketing efforts and digital outreach strategy[08:00] – In-game promotion and working with ODU's MMR partners[10:00] – ODU's learning curve and comparisons to other schools' collective setups[11:30] – Coordination with ODAF and Alumni Association[13:00] – How funds are distributed across sports[15:00] – Budget comparisons with rivals (JMU, ECU, VCU, etc.)[17:00] – Challenges with revenue numbers and market inflation[19:00] – Competitive concerns around sharing financial plans[21:00] – Strategic budgeting and the need for more support[23:00] – Who makes the financial decisions: collective or coaches?[24:30] – How revenue sharing may change the collective's role[27:00] – Rev share vs. NIL and potential benefits of regulated incentives[28:00] – Have any sports met their NIL goals?[30:00] – Market value inflation and sustainability challenges[32:00] – Evolution of The Pride's internal structure and strategy[34:00] – Merging the collective with the university – a possibility?[37:00] – Retention rates of top NIL earners[39:00] – Portal vs. internal retention and cost/value comparison[42:00] – Rise of NIL agents and regulatory issues[45:00] – What are Sun Belt competitors paying? Market overview[48:00] – Playing time as the new NIL value driver[50:00] – Strategic, sustainable budget planning in NIL spending[52:00] – Upcoming events: Spring Game, Mane Event, Watch Parties[53:00] – Summer plans: alumni events, VIP events, beer festival[56:00] – Women's Basketball Golf Tournament promotion[59:00] – Final thoughts: supporting ODU through collective membership[01:01:00] – Wrap-up and call to action

In this heartfelt conversation, Lesley Logan sits down with Jose Acevedo of Finding Arizona to explore how he's spent the last ten years building a podcast rooted in storytelling, culture, and connection—without ever losing sight of the people who matter most. From learning to stay consistent through baby steps to collaborating with his wife and finding deeper meaning through fatherhood, Jose shares the real behind-the-scenes of growing a creative life that feels honest and whole.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:How to stay consistent by breaking goals into small steps.Ways to protect your passion project from burnout.How to balance creative work with parenting and partnership.Why storytelling connects us to purpose and builds legacy.When to wait—and why not rushing your creative dream can keep it joyful.Episode References/Links:Finding Arizona Website - https://findingarizonapodcast.comFinding Arizona Podcast - https://beitpod.com/findingarizonaFinding Arizona YouTube - https://beitpod.com/findingarizonayoutubeBig Magic by Elizabeth Gilbert - https://a.co/d/1ze2Db3Guest Bio:Jose Acevedo is the host and creator of Finding Arizona, a podcast dedicated to spotlighting the people and businesses that make Arizona a vibrant, ever-evolving community. With over a decade of podcasting experience, Jose has interviewed hundreds of local entrepreneurs, creatives, and changemakers, capturing the heart of their stories through authentic, thoughtful conversation. His background in landscape architecture gives him a unique approach to storytelling—one rooted in structure, curiosity, and connection.What began as a solo passion project has since grown into a collaborative family endeavor. Alongside his wife and producer, Brittany Acevedo, Jose has transformed Finding Arizona into a full-fledged media brand. Together, they co-founded The Found House, a creative production studio offering podcast and video services to local businesses and aspiring creators. Whether behind the mic or in the community, Jose's mission is to amplify local voices, support meaningful work, and create a legacy of love and purpose for their son, Atlas. If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/ Resources:·        Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-g·        Lesley Logan website https://lesleylogan.co/·        Be It Till You See It Podcast https://lesleylogan.co/podcast/·        Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/·        Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQ·        Profitable Pilates https://profitablepilates.com/about/ Follow Us on Social Media:·        Instagram https://www.instagram.com/lesley.logan/·        The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-g·        Facebook https://www.facebook.com/llogan.pilates·        LinkedIn https://www.linkedin.com/in/lesley-logan/·        The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Jose Acevedo 0:00  My motivation was the podcast. It's like, I love this thing. It makes me feel good. I get passion from, I get creativity from it and that was my motivation. That was it. It's like having the next conversation.Lesley Logan 0:13  Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started.Lesley Logan 0:56  Hi, Be It babe. Okay, this was such a fun interview to do. I had the pleasure of meeting our guest and his wife when Brad and I were at this, we're invited to this thing that I'm gonna not, I'm not gonna lie, we're invited to this thing. You probably heard us talk about it back around the April, May time, and we're like, how do we get invited to do this? Like, what are we doing here? We're not even experts in this area, and we had to Be It Till We See It in that space in the moment, and that's when we met Jose and Britt and they're the podcast hosts of Finding Arizona. Brad and I had the pleasure of being on their podcast. Yes, Brad, that our Brad was on a podcast. You guys, he is a performer, and we hide him behind a camera, but we really shouldn't, because he's so amazing. So anyways, I am super excited for you to hear Jose and I talk about podcasting, about starting something new, so you don't have to, even you don't turn this off if you're like, I never run a podcast. I think it's really cool to hear how people come up with ideas and then see yourself in that story. So we talk about starting a podcast, what it's like to start something that we have no accountability around, we have to create it ourselves. So if you're someone who has a hard time with that, like, hearing the story, and then also, we talk a lot about goal setting and working with your partner and kiddos and what's next. So this is just a really, I feel like you probably are gonna feel like you're having coffee with Jose and I. So here is the host of Finding Arizona, Jose Acevedo. Lesley Logan 2:21  All right, Be It babe. This is fun. It's always fun for me when I get to talk to a fellow podcaster, but it's really fun when I really know that podcaster and we have a great story and we have a great vibe. Jose Acevedo, you are our guest today. You are the host of Finding Arizona. And, you guys, don't worry if you don't know where Arizona is, we're gonna talk more of than just Arizona today. But can you tell us who you are and what you rock at?Jose Acevedo 2:44  Yeah, my name is Jose Acevedo. I am a podcaster, and I'm also, like, a fan of you, Lesley. Thank you so much for having me, and I'm just again, I'm a true cheerleader for the locals here who are doing what they love to do their passion projects, everything in between, from nonprofit to high CEOs in the corporate areas. We want to get to know them, their story and how they come into the world, and how they journey across and make an effort to be a community member here in Arizona. Lesley Logan 3:14  So I feel like you are the greatest cheerleader, like you have curiosity. You're excited about what people are doing, and you want to share their stories, is that something that you went to school for, is that something you've always done? You don't even do in a podcast but everybody else's stuff, like, where did that come from? Jose Acevedo 3:29  Yeah, so I spent a bit of my life on the East Coast, and that's where my father and my mother took me to go really early on in my childhood to really kind of give me an opportunity. A. they wanted to get out of the heat of Arizona, but B. they wanted to move to other places where their children could learn and grow and kind of get a unique sense of the world. And then when I moved again for the second time, and this was a very significant point in my life, I was going away from being an adolescent to a kind of a teenager and into the kind of adulthood. And we moved back to my mom's Indian Reservation, and that is near the four corners here in Arizona. It's the Hopi Reservation, and I knew very little, to almost nothing, about my heritage and my Hopi culture. And so that was a very big, pivotal learning point about who I am as an individual, who I want to be as a man in the future. And the biggest kind of teacher in that was my grandfather, who was an elder in the community, who held a lot of stories, and who also really loved storytelling. And that was really kind of that moment of like, really crux of getting to understand what storytelling meant and what its importance was, what it can do for a society and a culture that has been on this earth for so long and has thrived just from hearing these stories and using that as a religion. And so for me, I had to very much dive deep into, you know, these different types of elements of storytelling, but how they also relate to my own life. And it was hard. It was definitely something very significant where I pushed back on it at points. I definitely had my moments of, like, teen angst and those types of things, but I also learned a lot about who I am and who my people are and what I want to give back into this world and give back into society and culture. So that was a really big point in my life, of like, learning about who I am and who my culture was. Then I came down to Phoenix and went to college, and really kind of stumbled upon podcasting as kind of this new wave of having a dialog and having conversation and actually storytelling to the masses, but also having these intimate conversations with individuals. So really, how it turned out to be what it is today is I was having conversations with business owners about their business through screen printing. I was screen printing T-shirts for these different owners, and I would just have a really fun time having these conversations and really getting to, like, go back and forth with them, getting to know them and what they're about and all these things. And they seem to really enjoy it. I'd get comments like, Oh, I really love this conversation. Thank you for having with me. Thank you for showing interest. Oh, you should be a news reporter, or you should be on the radio. All these types of compliments. And really, it dawned on me, when I was screen printing their shirts and listening to other podcasts that I'm like, really enjoying of like, oh, I should just do this. This has always been fun for me to listen to. I should at least attempt to do these conversations, to record them. So that that kind of snowballed into had to learn how to record, had to learn how to edit, had to learn how to do a website, how to like, upload them and just create this thing that I thought was cool that now has now become a big part of my life and a big part of my family's life. My wife got involved by meeting me, and I had to tell her, can't really go out on dates on weekends, because I'm doing this thing, recording and editing and all these things. And she was like, oh, I love podcasts. Let me listen to it. And so that has now turned into her becoming my producer. And now my son has just been born three years ago during the pandemic, and we were doing a lot of zoom calls, and now he knows that when Dada goes to work, it's like a lot of the times it's podcasting. So he's like, Dada, you go do podcasts? And it's just been really that thing that has affected me on a personal level, but me on a grander scale of legacy.Lesley Logan 7:45  I mean, and you've been doing this for 10 years, Finding Arizona, so like, y'all, we've been only podcasting for about three and a half years at this point. Podcasting has been around for a really long time, but so few people knew how to find the app on their phone and knew what it was and what I just, thank you for sharing the journey, because it's so cool you were already doing something, and then people were like, this is really cool you do this. And so you took it, and I, so many people are like, how did you come with this idea? How did you come with this idea? Y'all listen to what people are saying you're really great at, or complimenting you on, because that's what they think you're great at. And it becomes, it's so easy and natural for you, you don't see it as an opportunity or something that's unique, because it's natural to you. But what a cool gig. I love it. And also, the people are already coming to you. So you're like, what is this shirt for this automobile thing? How did they do it? I love that also, thank you for sharing your show about your grandfather. I think there's a book called Sapiens, and I didn't read the whole thing, you guys, it's really long. I kept it. I haven't given it away because I swear to pick it up. But what they say is that humans actually stayed in existence because of storytelling, and I do think that, you know, the Native Americans have really shown us that storytelling is really how we keep, we understand what happened in our past. We understand we're going to like, we understand things on a bigger level than just us as humans and I think it's so beautiful. So thank you for sharing all of that. Jose Acevedo 9:10  Of course.Lesley Logan 9:10  Okay, you had to learn all these things to be a podcaster. You all who are trying to make something new happen your life, whenever we say podcast and you can insert what you are doing, trying to be. What was it like having the first interview? Because you already were good at it, because you'd ask people question, but then you had to, like, hit record. Were you shaking in your boots? Did it feel easy? Did you re-record it? Tell us about it.Jose Acevedo 9:32  So I think you're absolutely right when it comes to these very, we had this conversation on my podcast and just off air, where I feel sometimes I'm like, I'm so nervous and flustered because I'm such a fan of people who come on our show, because we do research about these people, and we're like, oh, they're so cool. They're like, this and that. And so I get nervous just because I have this excitement about me. So yes, my very first episode where I said to myself, yes, I want to record. I want to do this. I want to make it a thing. I actually did it with my boss, like of the screen printing shop, because I felt like A. we had a great dynamic. We were just really fun and chit-chatty with each other. And B. I felt like all of his stories were so funny and so like, dynamic and filled with all of these intrigue and just the way he said things was just so funny to me. And it was, yeah, it was exciting to me to share what he was about. But again, it was like, so nerve wracking, because I didn't know if this was gonna work, or I didn't know if any of my equipment was done right, or if I was like, I'm just shooting myself in the foot. We might have to record and other things, and I was so nervous, and really I just wanted it to be a fun situation, which it was. It was so much fun, and I really look back on it, and was like, oh my gosh, so he was barely paying attention to he's working on other shirts. And I was like, having this conversation while we're interviewing. He was so great, though, because he could do that, and then still have the conversation and throw in the quits, throw in the bits, throw in the funny. Lesley Logan 11:05  It probably made him feel even more comfortable, because he wasn't like, sitting down and professionally recording.Jose Acevedo 11:10  Yeah, his thing. And it was just me saying, hey, can I record this? And then it turned into, I like the way that this felt. I like the feeling of it. I love, was it so great? That was like, did I think it was going to be this Pulitzer Prize winning interview thing? No, but I love the way it felt. I love the way it turned out. And I was like, maybe let's try it again, but let's sit down with someone who's not so busy. It's like someone who's like, a little bit more attentive and paying attention to me in my conversation with them, and it would just go from one client to the next, and I was like, oh, there's a way to like, then you start to pick out like, oh, there's a way to ask this question, or there's a way to steer them into this one area, or they draw their guard down when after the half hour mark. So I should get more personal questions towards the end there. And so if you really learn the dynamics of a conversation and through so much of doing it repetitively and doing the work over and over again.Lesley Logan 12:13  You, you know, that is true. It's also like you're never going to be 10 years version of you versus one year, like, you can't learn the 100 times experience until you've done it 100 times. Like, it's just got to happen. We have to have grace with ourselves. And also, it is true, the more you do it, the more you realize who are fun people to interview. What are the qualities? That person has a great story, but they're not a really good interview. So if we're having a hard time having a conversation, it's not going to go well. Versus, when do I ask the questions that are more personal, that do take more vulnerability? Some people, you know, when you podcast, a lot like we do, I can get vulnerable on an episode pretty early on, because I know what. I know that I can share. I know how it usually goes. But not everyone's like that. Some people are amazing experts, and they do a few podcasts. And so we have to kind of understand when the best time is to to bring things out. I want to know because you started this on your own, and you were also like, let me see how this goes. So how did you hold yourself accountable to releasing the episodes? Because the thing about anything is you have to be consistent, and especially at the time when podcasting wasn't really big, you know, how did you choose to be consistent with something you didn't know what it would be yet?Jose Acevedo 13:27  So, yeah, I, again, I think it goes back to, I think one of the early s tarts in my beginning was like goal setting, like, how do I want this to be a thing, or how do I want this to come out. And so one of the very first conversations that I had was, do I want this to be a weekly? Do I want this to be monthly? Do I want this to be a series? And, you know, how do I want to put out this series? And so I just really kind of more approached it from, uh, that kind of goal setting. Let's start off slow. Let's do it a monthly or let's, you know, I think it was monthly, in the very first beginning of, like, I'm going to have these deep conversations for more than an hour or an hour long, and really hone in on the individual and have those deep realm conversations. And then once I had a few underneath my belt, I really started to say, okay, I think I can push this even further. And, like, really, after the first year, I was like, okay, let's go to every two weeks, like a biweekly. Then it came to like, oh, I am really getting emails from a lot of places that wanted to be on the show or was showing interest. And I was like, okay, well, now I have a lot of interest. And I also, at that point, I started, you know, having someone follow, do the pictures and help me out a little bit. And so I was like, okay, I can do this. I can make this a weekly thing. And so I pushed myself even further to make it a weekly podcast and have these really fun conversations. And also, then we got to some really fun goal setting there, it was like, there was a month that was just filled with farmers, and when we started to really push the envelope on some of these ideas, and had some fun throughout the years that we've been doing it, what, how does this podcast work? Or how does it look like? What do people find interest in? Or what are some of the things that are really pushing the envelope of like how this community works here in Arizona or here in Phoenix particularly, so, it was really kind of listening to the audience, and also goal setting for myself is really what kept me going. And because I had such an intrigue on not only the people who were coming onto the podcast, but an intrigue in making this a business, I think it was kind of easier to say, okay, these are the goals. This is how I want to approach it. This is how I want it to come out. This is how I want it to be seen. And how do I make sure that I get these? Well, it's baby steps. Okay, first you get the yes from the person, then you schedule them, and then do the conversation, and then you set a date of, like, when they're going to come out. And then you make sure you edit in that time frame. It's those little baby steps that'll move you forward and move the the needle here and there. And so it was just, again, one part my my end of like, goal setting and listening to the audience. But two, make sure that you write down your goals and push yourself to reach those goals and make sure that it comes out. Lesley Logan 13:28  Yeah, I love that you mentioned the baby steps, because I think that's where people get a goal set. Then they don't break it down, the baby actions, and then it just feels overwhelming to do. And then they think they need motivation, which is the biggest lie, because that's inconsistent, so. Jose Acevedo 16:24  Yeah, my motivation was the podcast. I love this thing. It makes me feel good. I get passion from, I get creativity from it. And that was my motivation. That was it. It was like having the next conversation. Lesley Logan 16:55  So, do you podcast full time? This is your job now, or do you have other things to do? Jose Acevedo 16:59  I'll be honest. No, this isn't my full time gig, but it feels like a second job or more, but I'll be honest, I, when the pandemic hit, I was working with a landscape architecture firm, and that's what I went to school for, is landscape architecture, and I had a real choice, because we were getting a lot of intrigue in the podcast. But what happened was Brittany got pregnant, and it was the pandemic. She was actually coming out of a job in the healthcare system, and we were really worried, because she would hear horror stories from the healthcare about the pandemic and about people suffering through this thing. Lesley Logan 17:40  Or our healthcare workers were on the front line, and we didn't really have a lot of support for them. We still don't. That didn't change. Jose Acevedo 17:48  And so for me, I was like, oh man, I'm bringing this new life into the world. I need to figure out a way to make sure that he's healthy. And so I took a job at a bigger firm that would allow me to work from home and be with him, but also give me health insurance. And really, I like to say it's I'm not afraid to let go of that job right now to move into podcasting full time. But for the time being, my son is safe, my family's healthy, and we are still working consistently on this podcast, and I have, it hasn't worn on me. It hasn't made me feel tired. I just love what I do, and if I can do this continuously, the way that we have been, I'm okay with that. We're at that pivotal point too. It's like, which one of us is going to let go of their job to go full time with this podcast? And I don't know, we still have this conversation, and I'll be honest, like, all the time, like, who's going to do it? What are we going to do? And we just kind of look at each other and we're like, it's a good problem to have, yeah, but we're still at a standstill. We're still waiting. I think we have a goal set. I think that we have clientele, and once we reach that number of clientele that will allow us to let go of one of the jobs that we work, then we'll move into more full time. And I think that's a good, again, goal setting. Types of things where it's like baby steps, we have an actual number, and once we hit that, then that'll be the key to unlock the door of full time work. And working that podcast full time. Lesley Logan 19:22  Thank you. And also it's, here's the thing. These are all things we have to think about. It's really funny when people know that I'm on YouTube, they're like, oh, you must make so much on YouTube. I'm like, not everyone's it, a full time YouTuber. The amount of money I spend on the payroll to edit the YouTube is not how much I get paid from YouTube. I get paid. I get paid monthly. And I'm so grateful thank you for watching those views. Keep watching, but we glamorize things, and we think, oh, they're doing this. So it must be doing so. And yes, the ads you have, or content fees, or all the different appearances that could all bring an income, but you and I live currently in a place where healthcare isn't a given, and so unfortunately, someone has to have it. And, two, I'll just be really honest guys, someone has to have a W2 in a relationship, because if you both, like our, Brad and I, and you work for the company, no one wants to give you a loan. Like, the hoops. It took us 18 months to get our mortgage, 18 months we could to pay the bill we're already paying, you know. So I share that because it's frustrating. And if you're in that situation, we see you and we hear you, and it's the other thing that we talked about on your podcast, Finding Arizona, is putting pressure on something before it's ready can actually destroy it. Or Big Magic, have you read the book Big Magic? Jose Acevedo 20:36  No. I'm going to write this down. Lesley Logan 20:37  Oh, put it on your list, Elizabeth Gilbert, Eat, Pray, Love girl. So her book, Big Magic, I have read multiple times, and she says, ideas want to be born. So if you have an idea and you don't act on it, someone else will do it, which is why you're like, oh, I had that idea. Like, you didn't do anything about that, right? So there's that. But also, she says, if your idea is artistic, if it's creative and you try to live off of it before it is ready. You will filter, change, correct, make. You might even lower standards or make decisions based on the income you need at the time versus what the art was, the creativity, the vision, the goal was in the first place. So she shares she did not quit her job as a professor, even after she sold Eat, Pray, Love to movies. She really waited until she knew I can live off of me being Elizabeth Gilbert, the writer, and it's really awesome. And I really love that vulnerability, because there is a dream I have where I just get to interview people and go on retreats and, you know, teach my mentorship. But also got a mortgage to pay. I got retirement. Jose Acevedo 20:37  Yeah, you got to work towards it. Lesley Logan 20:37  Yeah. And we got retirement accounts we want to make sure, there's a lot going on. So you have to kind of balance like, am I playing small or am I playing it wise? It's a game of life. Am I making the right decision in this moment for where we want to go? Jose Acevedo 22:08  Yeah, and I feel the exact same way of you bring up this, this idea of baby steps, and I feel like that's where we kind of refocus a lot of the times on and not like we don't want it. It is about putting effort into everyday tasks or everyday things that allow us to move forward and move that needle to the point where we were like, yes, this is everything's pointing to. We can do this now, and we can transition and not feel like again the pressure is come solely on the creative part, the thing that we love doing, and now it has to hold us financially up. It's one of those things where it's like, and I brought this up on our party, it's like, that's what brings me most fears, because I've always loved doing this, and I don't want it to be like this martyr of like, it has to feed me, it has to, you know, pay my bills and all these things where that, when it was in the beginning, was just this fun conversation, this, this fun, light-hearted thing of like, tell me about yourself, tell me why, and to put pressure on it so much to the point where it's like the people ask us, why do you put yourself in a corner by just focusing on Arizona? Well, it's not putting yourself in a corner. It's actually this ever evolving thing that always changes, that always has newcomers, that always has someone. Lesley Logan 23:25  You are never gonna run out of content. Jose Acevedo 23:27  Yeah, never gonna run out of content. And so no, it's not that it's having passion for something that is ever evolving, and wanting to show light on that and give people a chance at the table and give them the mic to recruit for themselves, like advocate for themselves, and have joy for what they created, and all of these things. And I. Lesley Logan 23:45  I mean, you wouldn't run out of content if it was just finding Phoenix like you just wouldn't. And there's like, how many millions of people live in Arizona and then moving to Arizona and leave it like, there's always going to be new options for listeners. And I think don't ever let anyone tell you you niche down too much, because that's not even true. But I think what you guys could challenge yourself is like, what are the fears, and what would it look like if it did work? And then we'll set from there, because that's how, I like to work backwards. When the pandemic hit and we actually had to start from scratch-ish, we already had OPC. It was already in existence, but it wasn't paying our bills. What paid our bills was me touring the world and teaching in real life. So I was like, okay, if this has to pay our bills, how does that look like? What is it? What is it looking to put pressure on this, and how do we do it so we're not making compromises that are not, because what most people want is they want a Netflix option. They want to do Pilates whenever they want to do it. They want to have access to their old class whenever they want. But they don't, because they actually don't use it then. How long have you got whether you don't check one of your streaming accounts? And so there were values that I was like, no, this is hell. I'm going to die on this, because that's what makes us unique. Like you're like, no, we're Finding Arizona. We're not finding the US, like we're, or the southwest, or whatever the Sun Belt is, whatever they like to call us. You're not that. So, you know, I think there's things where like this is for sure never gonna change. We're never gonna do that. But what does that look like if it works? And what does working look like? And sometimes you're afraid to dream big because it is possible. It's so scary. So I don't wanna discount that. Brad and I, the only reason I can say that we lucked out is that we were forced in a pandemic to make it work, because it was like we had to pay our bills. We don't, we don't we work for ourselves. There is no one sending me any money for a paycheck to work from home. We have a great couple that we know, and seeing them thrive today is like really fun. We watched these two people doing the dream like they were performers. They both were headliners on The Strip. They had their dream home, and in the same week, both of their shows closed, and we were like, I'm so sorry, and they said this to us, and there was something that always sticks with me. They're like they were velvet handcuffs. And the idea of me going out and audition again, I just don't even want to do it. I'm most grateful that this happened, and he has, he went back to school. He changed his life. They're having a baby like they both have changed, transformed what their resume is and what they do on this planet. And it's cool how it can change, but it also, when you have a consistent paychecks coming in, it can, it's hard. It's hard. So. Jose Acevedo 24:00  I've heard this one individual. I can't even, I'm bad with names, but I'm always so invested in what people say and what their beliefs are. But it's like, I heard this saying, Do your life the nine to five, so that the five to nine is your, you know.Lesley Logan 26:32  Oh yeah. You work to live, not live to work. So you're like, your nine to five is only there to make sure that your five to nine is super cool.Jose Acevedo 26:39  Yeah and so that's where I'm at right now in life, and it's just really been great. And it's, I cannot tell you that it makes me feel good that A. I still have a passion for it, and B. it's building this legacy, not just for me, but for the little guy. In all honesty, fatherhood has changed a lot about how I see the world, how I perceive the world, and how I, you know, go about the world and it's joy when he says that I have fun doing a podcast is the best thing that I can say about what this means to me now, because it's just again, I want him to know that I'm a good dad, but I also want him to know that I'm a good person as well, because I care enough that I have these conversations with the people, because I don't want to feel like I don't love the world. I don't want to, I don't want him to think that you can't, you, you're, you need to be afraid of everyone. I want him to know that there are good people out there, and there's a community that will back him, and so hopefully down the road, he'll see a couple of the episodes and be like, my dad, I love him. He did a great job doing this.Lesley Logan 27:49  That's so beautiful. That's amazing, and it is interesting. We can see our life through the lens of someone else, because there's a lot of things that can weigh on us that actually have nothing to do with the big picture, but they feel very important. There are certain things that really make sure that they're like, I want to be heard and I want to be seen, that actually are not that big of a deal, and they're not part of the goals. But when the obstacle happens or the mess happens, they can feel like they're priority. And then you have this guy, his name's Atlas, right? Jose Acevedo 28:18  Yeah, his name's Atlas, yeah. Lesley Logan 28:19  Atlas go, did you have fun doing this thing that you love? And it's like, yeah, thank you for bringing me back down to earth and remind me what I do. That's so, it's so fun. It's so cute. Jose Acevedo 28:27  Yeah, it's just something about his joy of the world and life itself, it just brings me back to like, calm and steady. And again, it's like, fatherhood has changed me 100% from this, you know, I always felt like I was like, I'm so selfish. I'm like, I want so much for myself. Then he came into my world, and he's changed so much about me, and I want so much for him, and so much for him to see everything and give him a lot of the things that I didn't have as a child. But I understood, I understand now as an adult, my parents did the best that they could with everything that they had, and that is all I want to do for him. And if that means, you know, keep podcasting because it makes you happy, dad, then I'm going to keep doing that. And you know, there's a lot of things that it's just, again, they're not as important in hindsight right now, because I'm just really so glad that he's given me the opportunity to see the world and through his eyes and through his perspective, and want to just make it the happiest, joyous childhood ever. Lesley Logan 28:51  Oh, my goodness. And also, you're not sacrificing something you love because you think it will make that you're showing your son, you and Britt are both showing your child, like, you can do things that make you happy and you don't have to sacrifice the things you love to do that. I think it's really cool for them to grow up in a household where, like, yes, you have a nine to five, but also this other thing that makes you really happy, and you're dedicated to it, and you see it through. We had a guest on Episode Five, everyone. She said actions are caught, not taught. She's very aware that her kids are watching what she says about herself and what she does. I want to ask we don't have Britt here today, so unfortunately, we'll have to hang out with her another moment. But you work with your spouse on this podcast. Brad and I work together, and I'm sure you guys get all the time,. I don't know, I don't want to assume, but people are like, oh my God, tell me how you and Brad work together because I think I want to work with my partner. I find myself going, maybe don't do it. And I love working with my husband. But also, I'm particularly aware that it's not unicorn and glitter all the time. Jose Acevedo 30:38  Yeah, absolutely, yeah. Lesley Logan 30:39  So tell us how it came to be that Britt started working on the show and like, how do you two each share this incredible podcast together? How do you guys make it work?Jose Acevedo 30:50  Yeah, so we had this conversation too. It's like on my podcast, where it's I told you about how I met her through work and through working in a co-working office, and just again, being intimidated by someone of her stature at the time, she had her own business, and I was just working my first big boy job out of college, and really it was like I was interested in her, and she asked me for my WiFi password. We had these conversations. We were getting to know each other. And then I was like, I want to take you out on a date. I don't think I have the time during the weekend, and I'm kind of worried to tell you why. And she's like, why are you embarrassed? I'm like, I'm embarrassed because I have this podcast that keeps me very busy when I'm not working here on my job and she's like, oh, I love podcasts. So she binged the entirety of all my podcasts that weekend, and she was like, look, I love what you do. I think it's so interesting. Can I help you somehow? Is there some way I can help you take photos or something? I was like, that would be really great. That would be really awesome. And I would thank you so much. And if I pay you, like, let me. She's like, no, no, no. Just let me help you and you can teach me. And so I was like, she was interested in photography at the time. So she was like, okay, let's go do this first episode. And then actually turned into a date. It was really her way of showing interest in me and wanting to do this together. And she took photos the very first time as a date. And we, you know, had, it was luckily, at an ice cream shop, and it was this, like shaved ice. So she took photos. We ate and had dessert afterwards. And then it evolved into dating a lot. And she was being involved. She was helping me produce. She was helping me get clients, get people on the show. And then she came up with ideas on how to actually make this a business. And I took it to heart because she owned her own business. And we had these conversations before about like, how does Finding Arizona become more than just a podcast? How do we approach it in a business aspect? And I very much, I think, what is the best part about our relationship is I'm very open to her having a conversation with me. Communication, I think, is our best ability between the two of us. I think one, her vulnerability and empathetic nature to connect with me and wanting to share her ideas was the biggest part of how we grew together and how we emotionally stayed connected, but also really move forward in hard times, having being communicative and just communicating how we feel, how we think we should go about, you know, moving forward through a struggle or anything like that. I think that is the best way that we kind of came together and said, okay, this is how the business work. I showed her everything. I was like, this is how I do everything. Where do I go from here? Like, how do I go and move this forward? How do I make this a business? How do I, you know, do my taxes through this and all these things. And so she sat down with me. We've had this conversations on more than one occasion of these are the things that you need to have this business thrive. And so she was kind of teaching me and being my coach. And now we're, I'd like to say we're on the same page a lot of the times when it comes to what we should be providing. What we should be doing next. What are should be the next goal, baby step forward and communication. I think having those points in our relationship to A. talk about ourselves and talk about how we feel about each other, but B. talk about the business. So typically, we'll have, and this is kind of looking into the our relationship, at the end of the year, we'll have kind of this business conversation, but throughout the year we'll have personal conversations, go on dates, really try our best to talk about leave the business side and talk about A. our goals as parents and our goals as a couple, and really put that towards our date life, and then leave the business aspect for, you know, the quarterly stuff, the quarterly meetings and having those really hard conversations, like, how are we going to make money off of this? Or, how are we going to, you know, move forward into the next quarter of like business and how we, what events are we going to go to? Who are we connecting with? How are we even teaching ourselves new things so that we can add it to our repertoire of things that we provide for the podcast? So I think having a point of conversation with your significant other, and making sure you also separate some of those things, because it can get really murky if you bring in and she's trying to have a conversation about relationships, but you're trying to talk about the business. It's really separating those two entities, and I like to say Church and State sort of thing. But you know that sort of idea of like, we really try our best to have those date nights throughout the year and talk about our relationship, talk about who we are, talk about things that aren't, don't do anything with the podcast or business, and then leaving scheduled appointment dates of businessy talk and things like that. So it can be however you want to retrofit that, whether, if you want to talk more about the business, you know you want to have more dates, whatever it may be, but I think having those scheduled items is very vital to checking in, not only for yourself, but for your significant other, if you are working with them and making sure that you're what we say on the same page and moving forward together.Lesley Logan 36:46  Yeah, I think that's really, I love that you prioritize the relationship. Because I think if we prioritize the business goals, then it's really easy to forget why you're doing it and what it's for. And if you are someone who works for yourself, the business has to work for you, and otherwise you just created yourself a boss that's very demanding. So when we bought this house in Vegas, we sat down in April of 2020, we're like, well, what do we want for our lives? Forget the business. What do we want for our lives? Where do we want to live? Where do we want to work? What does our schedule look like? How much money do we make? How much does it cost to live the life we want to live? And then we went to the business and go, okay, the business has to support this life, as opposed to us supporting the business. And I think that that's really important. And so, yeah, you're right. However you want to retrofit that y'all is up to you, but make sure your personal goals are the priority. Because whether you work for yourself or you have a job, the job is there because it's helping. It gives you access to the things that you want. You know, there's this amazing book that I read so many years ago, and it's called, I want to say it's called sunny, it's like, not sunny side up, but it was like something like that. And it was not about whether you saw the glass half full or the glass half empty. You saw something in the glass. But one of the things that she said in there was about parking or driving away. The story was like, she's at brunch, and it was outdoors, and a car drove up, and the car was idling. It was pulled up to park, but it didn't turn off. It just idled, and over, she watched how, she stopped her conversation, and then how the whole area of the brunch stopped their conversation to look at like, what is this car doing? Because it makes everyone uneasy. What is this, what does this car do? Is it gonna go? Is it gonna stay? What's going on? And so the idea was, like, you need to park or drive away. And then she went into a story about a person who didn't love their job. It wasn't awesome when they actually looked for other jobs that they realized was, well, this job allows me to pay for the private school my kids are in. I get off work at a time that lets me spend time with them, lets me do this. And so she reframed the job that she had to this job may not be my dream job, but it provides me with the dream life I have. And we can get a little confused, and so I just want to go back to know what your goals are for your relationship or for your family or for yourself, if you're by yourself, and then the business goals have to reflect that.Jose Acevedo 39:05  I think I look back on the early part of our relationship, and I say to myself, I was embarrassed at the time because of the podcast just taking up so much time in my life. I look back at it now, I'm like, I was sort of embarrassed too, and I didn't address this personally because I didn't want it to take over her life as well, because I really wanted this thing to really be something, but I also didn't want it to take over her life and be, but she has shown me that it can provide us with an opportunity to, like, you, said, live the life that we want, and share so much of our own world of like she's made up these things of like the blog wouldn't be what it is today without her. The vlog is a combination of all of our videos, but it's like this way of sharing our family life with our fans, but also it's like this other thing, of like, it's home movies for our family who live far away from us that don't get a chance to see us a lot. So it's like this beautiful thing of sharing that with them, but also with our fans as well, and she's shown so much of how much she cares about this podcast and how much she cares about others that I'm still amazed by her. I'm still intimidated by her on so many of those factors. Because without her being in my corner, I don't think that I would be the person that I am today, but I also don't think the business would be where it's at today. And I thank her all the time, and I hope she knows this, but I think she is the cornerstone of what makes this podcast have a heart, and I think she's the best part of me. She's the best part of our family, and she's really, truly, this entity that I cannot describe any more than she is the heart of this business. Lesley Logan 41:07  Oh my gosh. Well, we have to let Britt, when she listens to this, have a moment to enjoy that lovely speech for her. So wanna take a brief break, and then we're gonna find out how people can find you and Finding Arizona, and all the things that you guys are doing together. Lesley Logan 41:19  Okay, Jose, you are like one of the most beautiful humans in the world. And I think everyone is hoping that their husband is telling someone that exact same speech that you just said about them, Finding Arizona, they can find it anywhere that they're listening to this podcast. But do they have to live in Arizona? Is this something they can enjoy if they're visiting Arizona? And also, what else do you and Britt have for our listeners?Jose Acevedo 41:41  Yeah. So this is available on all podcast platforms, of course, but we also have now video format to a lot of these episodes that we provide on YouTube. And on top of that, like I was discussing earlier in the podcast, we have a vlog that's a little bit of this family life. And what we do for the business, we go to events as well, meeting new people, networking, and we share that along with on the YouTube, we have a website that is available for a blog that gets a little bit more of what we've learned and found through the community and what we're passionate about, what we're intrigued by, that's a little bit more of the inside of our minds being put out into this, like, blog form, so that Britt puts that together. But it's, again, it's all of these things could be found at our website, findingarizonapodcast.com but also on our YouTube page, Finding Arizona podcast, you'll just search it, and you'll find us. You'll see us. We're big smiley people, and we always try our best to make sure that it's routinely updated and that you're constantly getting new items every week. And on top of that, I mean other events that we're going to on a very routine basis. You can catch us a lot of the community events throughout Phoenix. And we are also trying to do a little bit more of in-person 101 classes, teaching the kind of 101 of podcasting, Britt has done an event where she's speaking about it at a Phoenix Design Week. There are a couple of other events that I don't have it in front of me, but I wish I could give you some more information on, and I will actually send an email to you so you can provide that to the individuals. But there are a lot more events that we're going to be in-person for that you can catch us at, say hi and get a little bit more one-to-one action with us. And you will get to see Atlas, too. Atlas loves going on these little adventure excursions, and you'll see him in his little Finding Arizona shirt, and he's always down the clown, and he's a fun time.Lesley Logan 43:34  Oh my gosh, so fun. Yes, you guys should absolutely be teaching people about podcast and getting started, because you've been doing it for 10 years.Jose Acevedo 43:42  Yes and on top of all of those things that we do in person and all that, we actually just started this. And this is something of the service arm of what we provide in video production, audio production. We're calling it The Found House. And you can find it under our web page, The Found House over at findingarizonapodcast.com where you can actually, if you want to work with us, one-to-one and start your own podcast, we provide that option as well.Lesley Logan 44:08  Awesome. That is what we need. Thank you for doing that. Jose Acevedo 44:11  Yes, absolutely. Lesley Logan 44:12  Okay. You guys, all those links are, of course, in the show notes. And if you are wondering about how Finding Arizona podcast is, I was on it with Brad. Brad made an appearance. Holy moly, it's rare. So go listen. You get to hear the inside of his brain on all the things. Jose Acevedo 44:28  I love Brad, by the way. Lesley Logan 44:29  We love Brad. You know what? Here's the thing, everyone loves Brad. And whenever I go anywhere without Brad, they're just like, where's Brad? Where's Brad? So that's why he's not actually allowed to not be there. Because I'm like, am I chopped liver? So. Jose Acevedo 44:41  He's right over there. Go look. And that's sometimes how I feel about Britt and this is the crux of having parenthood be a part of what we do is should some of these events are late at night, and Atlas can't go to those. So one of us has to stay behind to do bedtime story time, and one of us has to go. And then it's if one of us goes, like, where's the other person? Lesley Logan 45:02  Yeah, where are they? What's going on? Well, I love that. It's like, okay, hi, but I'm right here. So you know, you have been such a gem already, but we love to end the episode with, Be It Action Items. Bold, executable, intrinsic or targeted steps people can take to be it till they see it. What do you have for us? Jose Acevedo 45:17  I think it goes back to what we were talking about those baby goal routines set for yourselves. I think you should always try your best to set a big goal, but also make sure that you're taking those routine steps, or those small steps forward to allow yourself and your what your goal is to move to approach that. Take those tiny steps that you know are digestible, edible that you can do and make sure that you're reaching closer and closer, because if you look back on those little steps, you will actually see that you were providing yourself the opportunity to move forward. And one of the big things that I keep going back to, or at least what in our conversations, like life responds to effort. That's something that I heard, is life responds to effort. And you're not making an effort, you're not moving anywhere, you're stagnant. You have to make an effort. And whatever, it's those little things that matter and those little things that count to your goals. Lesley Logan 45:18  Oh, my God. Mic drop on that. That is brilliant. That is, rewind everyone, listen to that last, that was freaking amazing. Jose, Finding Arizona. Thank you for being you. Thank you for sharing your story. Give Britt some love from us. We're hopefully gonna see you guys, when we're in person in Arizona soon. Y'all, how are you gonna use these tips in your life? Tag Finding Arizona. Tag the Be It Pod. Share this with a friend. Share this with an Arizonian but also share this with someone who needs to hear that 10 years ago, it was baby steps and just showing up and being consistent, like we all need these inspirations in our lives and until next time, Be It Till You See It. Lesley Logan 46:52  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 47:35  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 47:40  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 47:44  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 47:51  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 47:55  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

1:45 Opening Remarks - Women's Golf/Men's Tennis head to Sun Belt Championships, Softball wins 5th consecutive league series5:20 Georgia Southern Athletics Hall of Famer Leonard Bevill discusses the upcoming changes in college athletics & what will be necessary for the Eagles to have future success18:32 Baseball assistant coach Josh Minjarez discusses his career in the Sun Belt - as a player @ UT Arlington & now as a coach @ Georgia SouthernSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Yvonne Chamness discusses looking to repeat as Sun Belt Conference Champions and the momentum she's taking into the tournament.

David, Ryan, and Tim talk about Georgia Tech canceling the return matchup by Georgia Tech and get a surprise visit by WreckTalk to get his take on the change. Also discuss upcoming Spring Game, CFN preseason Sun Belt rankings, portal changes, and more. Follow us Web: http://stateofatlanta.com Facebook: http://facebook.com/STATEofAtlanta Twitter: http://twitter.com/STATEofAtlanta SoundCloud: https://soundcloud.com/user-466493756 YouTube: https://www.youtube.com/@STATEofAtlanta Support the show Patreon: http://patreon.com/STATEofAtlanta Rock our swag Merch: http://merch.STATEofAtlanta.com

Bret and Adam welcome NFL veteran and App State football alumnus Sam Martin to discuss his time in Boone and returning to North Carolina as a member of the Carolina Panthers. Plus, the guys set the table for a big sports weekend on the mountain. #DSOTDPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Alex interviews Dowell Loggains, the recently hired Appalachian State head coach who was most recently at South Carolina after a long run as an NFL assistant and coordinator. After Alex and Richard talk a bit about App State's last 20 years, Loggains joins (17:10) to discuss:* Why he moved from the NFL to college football at a time when coaches are getting a lot of attention for doing the opposite* Why he isn't worried about spring games turning into roster poaching showcases for rival schools* The concept of “fit” at a distinct school like App State* Recruiting as a Group of 5 program in a crowded region* Recruiting to a Sun Belt school vs. recruiting in the SEC* The specific type of prospect who comes to Boone* If he's thinking about the House settlement and whether he'll need to fight for resources with other sports* The time management element of becoming a head coach* How much he would delegate to a general manager* Coaching Chris Johnson during his 2,000-yard season and whether that has value in the eyes of 2020s college football playersApp State Flutie Effect study mentioned on the show: https://econ.appstate.edu/RePEc/pdf/wp1905.pdfSUPPORT OUR PARTNERS AND GET COOL STUFF* Use code SZD20 for 20% off your first order from Homefield, at www.homefieldapparel.com* Follow Nokian Tyres on Instagram @NokianTyresNAHosts: Alex Kirshner, Richard JohnsonProducer: Anthony Vito This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.splitzoneduo.com/subscribe

Keith discusses the shift from a six-figure to a seven-figure income being necessary for a comfortable lifestyle and argues that a $5 million net worth is a minimum for financial security. He explains the benefits of leveraging a car loan for arbitrage, using a 3.99% interest rate to invest in real estate with a 20-25% total return. He also discusses the current state of the real estate market, noting that home prices and rents are expected to increase by 3-5% annually. Lower mortgage rates could increase affordability and bring more buyers into the market, potentially leading to higher home prices. Two-bedroom rents have increased by 3.7% nationwide, with significant growth in Nebraska metros. Resources: Get our wealth-building newsletter free— text ‘GRE' to 66866 Show Notes: GetRichEducation.com/548 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold today, why earning a seven figure income is the new six figures? Then a discussion on the direction of real estate prices and rents. I just bought a car though I could have paid all cash. Why did I get a loan instead? Then learn about how to perform due diligence on buying an income property with the pros and cons of turnkey real estate investing and the mistakes you must avoid today. On getricheducation.   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who? Top Selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:20   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:36   Welcome to GRE from the first State of Delaware to the 50th state of Hawaii and across 400 nations worldwide. I'm Keith weinholden. This is get rich education, the voice of real estate investing Since 2014 Are we really gonna change the name away from the Gulf of Mexico? Well, I'll tell you one thing. There is zero history of hurricanes in the Gulf of America, therefore, I expect the appropriate adjustment to my insurance premiums big savings. Hey, you know, despite being a geography guy, I'm really not emotionally invested in this movement to change the names of giant pieces of real estate like Denali back to Mount McKinley and the Gulf of Mexico to the Gulf of America. It's only a little interesting to me. I mean, there are just more significant things to concern oneself with. So call it either one. I don't care. I know what you're talking about. Before we talk real estate, let's discuss your personal finances. I recently watched Dr Steven Franson speak surfacing this topic, and it got me thinking, when it comes to annual income, is you earning seven figures like the new six figures. Now, I guess that earning six figures could still be a short term goal to some people that are new to the working world, but maybe as little as a decade ago, having a six figure income was aspirational, or even a sign that you made it, or could even feel wealthy. I remember that today that is so far gone. Now, of course, it depends on where you live, but today, you need 50k just to survive. Your housing would be pretty standard in that case, and I don't know that you could get much fresh, healthy food at 50k per year, you might still have to be living with your parents. You need 100k just to sort of live. Perhaps that's if you're single and you're near the coasts, or you're married without children today, you need 200k for a life with travel and some dining out. I mean, you couldn't really even ball out on your vacations, like on 200k you're gonna balk at 500 bucks a night for a resort hotel. I mean, you're staying at more of a hotel than a resort, but at 200k of income, you can usually do some discretionary spending. At 300k in a lot of places, that's what a full family needs, a household with kids in order to live a little bit beyond that, and that's a combined income both spouses. If you make 450k today, now you're able to travel pretty well. You're probably still flying coach more than first class at 450k you may or may not be paying for the airline lounge, but you are staying at some comfy hotels. You really need to make $1 million a year today to live pretty close to all out fly first class travel well. But you're still flying commercial on a million dollar salary. You're not chartering anything. If that has not bought you time to cook, you can afford an executive chef with a million dollars so that you don't have to eat restaurant food. You know, restaurant food, even at finer restaurants, is laced with seed oils. This is why what used to be a six figure lifestyle is now a seven figure lifestyle. My spin here on this also is whatever you do at any income level, 50k a year to a million bucks a year or more, buy enough time to exercise that's something that's going to matter both to you and to those that you love over the long term. All right, so that's income. How about when it comes to net worth? There is a minimum amount in my mind that you need to have in net worth for me to say that you've got it made in America today. What do you think that number is? How about that? What do you think is the threshold? What's your thought? It is $5 million that is just a starting point, a minimum net worth that you need, if you just invested that you could probably live off its income for the rest of your life. For most people, compound interest will not get you to the $5 million net worth Mark anytime soon. Only leverage will. But yeah, after the COVID induced wave of inflation years ago, you've gotta recalibrate what you think of as a lot of money, and some people haven't caught up with this still. Now, I was on that great riverboat tour of Chicago not long ago. I think I brought this up to you in a previous episode, but you know, one thing that struck me as odd was that the tour guide, he was describing Chicago skyscrapers and the architecture around us, and he said they poured millions into that project. I mean, really emphasizing that millions were spent. I mean, today millions can mean as little as 2 million. That's an amount so tiny today for a construction project that what is that like, four average homes would be $2 million I mean, some entire counties in the Bay Area have a median home price of more than $2 million just one mediocre home. So let's talk about the direction of home prices and rents nationally here. Now I do not think that home prices or rents can really climb a whole lot over the next year, like 10% appreciation. I don't see it now. I also don't see how home prices and rents could fall substantially. The reason that prices cannot spike dramatically, it's still due to an affordability constraint, and I don't expect that prices or rents are going to fall a good bit either, or really fall significantly at all, because housing demand still exceeds supply. So that's the constraint on the downside. Really, nothing has changed there. The average for sale home today, it gets between two and a half and five offers that obviously depends on the area, so you keep seeing both prices and rents increase at this range of three to 5% that's the zone that we're in now, and we've been in that zone for most of the last Two years. Really pretty modest, not exciting, appreciation rates. Zumper tells us that two bedroom rents are up 3.7%   nationwide. Rents have actually declined in some Sunbelt cities, Durham, North Carolina and Nashville are some big losers I was describing Austin to you a few weeks ago. Do you know that two national leaders in rent growth are both in the same state. Yes, these two cities are both up more than 20% in rents year over year. It's in the Midwest. Any idea where I'm talking about it is Lincoln and Omaha, Nebraska both up over 20% and perhaps recent GRE listener guest grant Frankie is happy about that. He's the only person I know that invests predominantly in Lincoln, and this is due to strong job growth and also that supply that still hasn't kept up with demand. Now back to my point about how nationally, both rent growth and price growth are still pretty modest, which is still a highly profitable formula for a leveraged investor that bought right But historically, it is kind of boring. Many believe that as soon as mortgage rates fall sharply, and a lot of surveys show this, if. That five and a half percent is the magic mortgage rate level that will increase affordability so much that home prices will soar. I'll tell you my spin on that is maybe even that remains to be seen from listening to me for 10 and a half years now, you know that the direction of the economy has a substantial effect on housing, rents and prices, a force bigger than just mortgage rates. And when mortgage rates fall and other interest rate types fall, that usually means that the economy needs the help, which might mean that employment is down. If employment falls, home prices can still rise. They usually do, but perhaps not as much as you thought they would. So my point is, is that when mortgage rates fall significantly, that does not automatically translate into soaring price growth. Again. You gotta take history over hunches. If there's one thing that feels a little different in this cycle though, it's that we do have this palpable amount of pent up housing demand, so lower rates really could bring a lot more buyers off the sidelines. So therefore, it is possible that home prices will soar if rates really plummet. It is just not axiomatic. Now I just bought a new car, though I could have paid all cash. I chose to get the loan. And before I tell you about why I considered not getting a car at all and just using Uber Lyft ride sharing services forever. But sometimes I like to go off the beaten path and trek in some remote places. So that just wouldn't work. I also travel a good bit, and I considered not owning any car that's tethered to just one place. It's just not that efficient. But it came down to freedom. I enjoy my freedom and autonomy to hop in my own car and drive it on a whim. Though I could have paid all cash for this new car purchase, I chose to put the minimum amount down, and I got a loan for about 95% of the cost of the car. Why would I do that? Car debt is surely not as good as real estate debt. With car debt, I have to repay my own loan. I cannot outsource these car debt payments to tenants, and the payment is about $900 a month. I'll have to pay all of that myself. Also, unlike real estate, a car is a depreciating asset. Unlike mortgage interest, car loan interest is typically not tax deductible either. I'm not going to rent this car out through Toro and try to get an income stream off the car. Nothing like that. So this might sound like three strikes against a car loan. I've got to make the payment myself. It's declining in value, especially as a new car. It starts depreciating fast as soon as I drive it off the lot, and I'm not going to have any tax breaks. Oh, come on. I mean, that might sound like bad debt to a lot of people. Leading GRE I am a staunch advocate for good debt. So why did I embrace a car loan to the maximum leveraged amount? Because I am making my car loan good debt. The definition of good debt is debt that makes money for you. Car loan debt is secured, meaning there is underlying collateral, the car itself. And by the way, credit card debt is an example of unsecured debt. The big reason, though, is the financing through the dealership BMW is a 3.99% interest rate for five years, my credit's perfect. So I got a good rate there. Therefore this car loan is a simple arbitrage play. I'm borrowing at a lower rate to invest at a higher rate. Look, even if my car loan rate were double 8% I would probably still get this car loan, but it's 3.99How do I have confidence that I'm going to beat that on an annualized basis over the next five years? Well, first future inflation expectations are elevated, like I touched on on last week's show, if true, inflation the real diminished purchasing power of your dollar over the next five years is 4% I mean, that's a break even for me, right there already, but I'm gonna do a lot better than that. As a real estate investor, I know that instead of sinking this money into the car, that's enough of a down payment for a rental single family. Home or almost a low cost duplex, and being cognizant that real estate pays five ways, I expect a minimum of a 20 to 25% total rate of return with low risk. Now, if you're a new listener, that last part sounded far fetched. I know that's okay. You just don't know how to calculate your ROI for an income property with a loan. Yet another way to describe my strategy here is though I could pay cash, why would I tie up that many funds in a car? So I'm cognizant of opportunity cost. Opportunity cost means that you're missing out on a greater benefit when you choose one option over another. This loan approach also keeps me more liquid. Look, keep your money. Don't give it to a bank. Make your bank take five years to get all the money, while my $900 monthly payment stays fixed the whole time as inflation just keeps relentlessly debasing the bank's payment that they get from me. I mean, with that part, it works the same way as it does in real estate or any fixed rate loan that you could get. Be mindful, by paying all cash, you would not improve your net worth at all. Nothing happens to your net worth. Paying all cash reduces both your asset column and your debt column by the same amount, and it hurts your liquidity. Now, if you've got an emergency, you could be in a case where all of your funds would be gone if you paid all cash, they're inside the car, and you might not be able to extract them back out. All right. Well, what about the depreciating asset part of this equation? That's what most cars are. Well, just like a piece of real estate, your car's value will rise or fall regardless of your equity position. That doesn't influence it at all. So I will be underwater on the car. That's a way that some people might look at it. That means that I'm going to owe more on the balance than the car is worth. That appears irresponsible to some people. Well, yeah, that just means that the bank's money is tied up in the car, not mine. I've got it off giving me a good return. Look, when you have loans, you have another type of leverage, and it's not the mathematical type that I often discuss here. I mean, have you ever owed a friend money when something untoward happens? Who is motivated to talk between the two of you? You are your friend, your friend. They're going to be the one that's willing to work with you and help you out. They've got to give you levers when there's a mal apropos occurrence and the borrower loses their job or has a medical disaster and a huge bill, the person that's owed the money is always going to keep communication lines open with you, you as the borrower, are the one that is in control. Keep your debt on, keep your own money, stay in control. And how is this car loan making money for me, if I get a, say, 23% total return from income property and keep paying a 4% car loan, that is 19% arbitrage, I mean, what an easy choice. Again, the definition of good debt is debt that is used to increase your wealth. So getting the Max car loan allows me to avoid paying that opportunity cost of having all the funds tied up in a depreciating asset. And that is how a real estate investor buys a car. Now you're a smart investor. I mean, we have a really wise, responsible audience comprised of people just like you. But what would be some reasons that a real estate investor should pay all cash? Because there are some, and a lot of them revolve around, if you're financially irresponsible, if instead you got a car loan so you could stay liquid and maintain your life as a profligate and reprobate gambling degenerate and lose it all on sports gambling through the freaking Draft Kings and FanDuel apps. Okay, that's not a good reason. But as a GRE listener, that probably is not you. I was probably not talking about you, right. There another reason to pay all cash rather than getting the loan like I have, is if you don't have the liquidity to service the 900 Dollar monthly debt payment yourself, you could be over leveraged. See the chunk that I'm investing in real estate instead of the car that real estate will produce income for me, but it actually will not produce as much as $900 in cash flow to fully offset the car payment. Now it's going to produce a few $100 but my arbitrage is being created with the summation of all of real estate's five profit centers. I've got the whole shebang now, the leverage appreciation, the cash flow, the ROA, the tax benefits and the inflation profiting all coming at you. All five. My liquidity comes from elsewhere. A third reason why a real estate investor would want to pay all cash for a car is because say that you would effectively be forced to pay all cash for the car. Because if you took on a $900 monthly payment, that would dent your mortgage loan qualifications, debt to income ratio that mortgage loan underwriters are going to look at it would hike up your DTI so much that you couldn't qualify for future income property loans. So right, there are, what was that? Three reasons that a real estate investor would want to pay all cash if they could. But let's not lose the bigger point I was talking about the exceptions there. The bigger point is that consider getting the maximum loan for your next car, or even getting a loan against your current car if you already have one without any debt on it. It's actually a rational approach, because you want to consider the loan first, since this is your money, you earned it, approach it with the strategy first of keeping your own money that you traded away your finite life's time for. Think of keeping it first and only then consider giving it away next. I am getting the biggest car loan that I can and making the minimum monthly payments all 60 months five years, I did the same thing with my last car. It is an easy choice for me in just one word, it is for the arbitrage one word, most experienced financiers and real estate investors have not been exposed to those ideas that I just shared with you, and at the least, I am confident that I just gave you something to chew on mentally. There I've been talking about the intersection of your personal finances and real estate investing. Today, I'm your host, Keith Weinhold here on episode 548 of the get rich education podcast    what have GRE listeners been doing these past few weeks, they have been scooping up BRRRR properties, employing the buy, renovate, rent, refinance and repeat strategy fueled by GRE 's recent live event. You can watch the video of the event on demand right now, get an understanding of the strategy, see why it's so lucrative, and if it interests you, even get you paired up with actual property addresses conducive to the strategy. You can do that at GRE webinars.com this event can indelibly elevate your entire socio economic class and shape your legacy. That is a deep statement. Hey, this is what 8x leverage and $500 plus of cash flow on each single family rental property can do for you with the burr strategy in Cleveland. I mean, how much earlier will this allow you to retire? The event is free to watch. You can watch from home. I mean, come on, what else are you going to do at home tonight? Spend that time cleaning out your closet or smoking meats. Maybe at least, spend that time getting a car loan. What's the opportunity cost of you smoking meats tonight when you can actionably Build a real estate legacy with the BRRRRstrategy? Strategically outsource the meat smoking to somebody else. That's what I do. It does not take much to get started. These pre renovated homes are often about 60k some GRE followers have already bought two or three at a time. You'll see Jerry's investment coach Naresh and event co host Phil. I mean, just watching him talk is amazing. Phil is America's preeminent authority on burr real estate investing. Again, you can watch the event right now, and I don't know how long we'll keep it up for, just visit GRE webinars.com    Next fatal mistakes that you've got to avoid when buying income property with some vital due diligence tips. I'm Keith Weinhold. You're listening to get rich and. Vacation.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it. If I wasn't invested myself, you can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom, family investments, liquidity fund, again. Text family to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Chaeli Ridge personally. Start Now while it's on your mind at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  26:49   this is Rich Dad, Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold. And the reason I respect Keith, He's a very strong, smart, bright young man.   Keith Weinhold  27:10   Welcome back to get rich Education. I'm your host. Keith Weinhold, it's been a while, but I know that I shared with you before that my first ever out of state rental property that I bought ended up being a loser, and this is despite the fact that the turnkey provider and property manager that I was hiring for the property, they even told me not to buy the property because they couldn't keep it occupied in that neighborhood, and they told me to buy a different one instead. I didn't listen. I bought it anyway, and I lost we couldn't keep it occupied, so after a few years, I sold it to an owner, occupant, family for a small profit, but it was after years of negative cash flow, so there really wasn't any profit there, because, like I just said, we couldn't keep it occupied with a rent paying tenant that was back in 2012 near Fort Worth Texas. I bought it because it was cheap, just 153k and it looked pretty. It was brick. Those are both bad reasons to buy. Cheap doesn't always mean good. And the fact that a property looks pretty, I mean, I guess that's a somewhat good thing, but it should not be a deciding factor. I was never going to live there facts Trump feelings in investing. So my first bad experience was totally avoidable. I can only blame myself. Let me tell you about some other fatal mistakes to avoid, as we talk about some turnkey real estate investing due diligence. Since turnkey means all done for you, or another way to describe the property is a rent ready property. You know that word turnkey? It's sort of this compelling, even seductive buzzword, and it just might make you think that, ah, everything is just handled now and forever. It's gonna sail along just fine. No, it won't. Now, this is the type of investing that can change your life. This is the real estate pays five ways. Compound leverage Trumps compound interest, type of vehicle. Financially free beats that free type of vehicle. You're winning the inflation Triple Crown all those great, formulaic GRE mantras, but you better check to make sure before you get too far into it. And that's why we're talking about vital due diligence here. I think you know by now that turnkey, it means a property that's really just got three things. It's already renovated or new. Secondly, has a tenant in it, and it has professional property management from day one. Now, the property providers at GRE marketplace, they are some of the good ones. They have good reputations. Many have been in business for a long time, but some others do not. So what about a provider? Provider that's in, say, Oklahoma, but you live out of the area on one of the coasts, and this Oklahoma provider, they're trying to pass off a property in Oklahoma City or Tulsa to you, it's actually in a class D neighborhood the worst. And they're sort of presenting it like it's a Class B minus neighborhood, right? How can you hedge against that? How can you know that things are not being misrepresented to you? Well, of course, everyone knows about Google Street View. You're probably going to look at that first that's going to tell you about the street scene. It's free to use a paid service that gives you neighborhood analytics. Is it neighborhoodscout.com you want to verify crime rates in areas, income levels, poverty levels, education levels and school quality to make sure that the property characteristics are what you are being told, and some of those attributes always matter with property. I mean, crime rates matter because even though you're not living there so you're not going to be able to retain respectable rent paying tenants that would tolerate a high crime neighborhood. Understand, though, that not all crime data is the same. Violent crime is probably the worst shoplifting, I'll call that in the middle. And then most traffic violations, they're light crimes. Now, if you're buying a single family rental type, of course, the quality of the school district, well, that's going to matter more than if you're buying a building of little efficiency apartments where the school district hardly matters there, because you're not catering to families. I've mentioned before that we go look.com. Is a service where you can hire an independent inspector, not even a real estate related person, necessarily, but just an independent on the ground inspector to just go check out a neighborhood at any hour of the day or night. Now, if you have any question about the out of state neighborhood that you're buying in an easy way to get a check on the decency of the neighborhood is something really simple. Make sure the turnkey provider owns properties in the area that they're selling to you. This helps ensure that they're not offloading their problem properties onto you. That's something that's probably only going to happen with an inexperienced provider that doesn't have a reputation to protect yet. But when it comes to neighborhood quality, once I'm pretty serious about buying a property, do you know who I usually get reliable information from? And it's virtually free, and you're contacting this party anyway, so it's so easy for you that is just simply ask your property inspector. I mean, you always want that independent, certified Property inspector to walk inside every room of your prospective purchase, and they make that punch list for your seller before you close that's on either a renovated or a new build property always get that inspection. I've talked about that before, and that often costs $500 or less on a single family home, and today it's about $800 or less on a duplex, well before my inspector even checks out the place. I like to let them know that I live outside the area, and I want their insight on the neighborhood as well. I mean, inspectors live locally there, so they'll probably be able to give you a good answer before they even do your physical inspection. They already know the area really well, and it doesn't even cost you any more above your normal inspection cost to just get a little on the ground intelligence. And of course, your inspector works for a company independent of your property provider, so their information should be unbiased. They work for you. Now after the inspection, how about your appraisal and some due diligence with that, what if your appraisal comes in low. Everyone wants to talk about if your appraisal comes in high, that's instant equity that you have, but see if the appraisal comes in low with a turnkey property where everything was renovated, that may or may not be a problem, because the comparables that were used for your valuation, they don't have everything renovated in them like your property does. So the subject property, the one that you've got under contract to buy that could very well have a lot of say, new plumbing, electrical, HVAC, the roof, bathrooms, paint, flooring, lighting, kitchens. I mean, most, or all of those components could be new in yours. It's common for yours to have all those components, and then the comparables do not have those now, you and your seller, you will have to negotiate on who's going to close the appraisal gap. I've discussed that part on a previous episode, but I'm point. Out how you can still be getting value even when your appraisal is low and it's worth it. Down the road, you're going to have less maintenance headache than your appraisal comparables will most of the time. Turnkey properties are renovated to cover major systems, and that means you do not have major expenses. Soon these expenses get wrapped into your mortgage payment, and that's a lot better for you than coming out of pocket three years later to replace an entire roof. Another thing to keep in mind is that a property provider that's been in business for a lot of years, they do not have interest in selling you a lemon of a property and hurting their reputation, but that seller does have a little interest in getting the maximum dollar. I mean, that's almost intrinsically natural in human beings. I mean, everyone has that motivation, just like you do when you sell your property down the road. So these rent ready or turnkey properties, they're almost always better if you're a busy professional or you just want to spend your time doing something else. I mean, I think that's a pretty well established concept in the investing industry, but I really think these rent ready properties, they are better for even more people than just busy professionals. I mean, consider the alternative, if you try to screen and identify a property yourself and do all the rehab and manage the contractors. I mean, first of all, you can be dealing with a hard money loan where you're paying four or five points plus a 12% interest rate, since that's all that's available for distressed properties, and unless you have experience managing contractors, oh, boy, you could have construction timelines that go over by several months. Well, now that can eat a huge portion of your investment that you thought you were making. You're paying 12% and you have no tenant all this time, but instead, when you buy a rent ready property, and you've got the best mortgage rates and terms from day one, and you've got a rent paying tenant from day one, and not all these headaches and time lost and contractors are trying to manage with turnkeys at GRE marketplace, those rehabs are done by crews that work full time for the turnkey provider, so they work at more affordable rates than what you could get as an out of state buyer if you're trying to patch together contract and crews yourself. So at scale GRE marketplace providers, they're also dealing with the same material types over and over again, so they're faster at doing it. The materials are also reliably sourced. You won't have the 10s or hundreds of hours managing all this, checking with the rehabbers, checking for quality control, making sure the amount of work that you were paying for was actually done. I mean, some people listen to this show and they had that real estate pays five ways, epiphany, that big light bulb moment, but then they try to do this rehabbing and investing themselves to save a few dollars, is what they thought, and it's rarely worth it. So avoid the massive time commitments with all this. I mean, you're also going to be doing other things, coordinating inspections and permits with city municipalities. I mean, what a nightmare. GRE marketplace providers, they've already done all of that for you and more now that you've bought the property, all right, what about the potential for poor management? Choosing your property manager is of utmost importance, because that person or firm, they're going to vet your tenants, handle the repairs, collect your rents and take care of any other issues at your rental property. They'll understand the local landlord and tenant law, you're going to be seeing the property infrequently, if you ever see it at all, so keeping an eye on things becomes key. Now, once you own the property and you have the tenant in there, there is always the potential for your property manager to do a poor job, costing you money, making your investment less lucrative, I like to ask my manager if they do regular property inspections, like getting inside the unit every six months. Now, you can read online reviews, like the star reviews, the number of stars for property managers. I mean, that could be helpful. It can also quickly get misleading. You can get a lot of bad reviews on an adequate manager. Because property management is such a tough job, I think that one of the best things you can do when vetting a property manager is to ask a friend. A lot of people don't have that option. So then do a search on the bigger pockets. Forums for your prospective property manager. So read reviews. Don't just look at star ratings. And I'll tell you, property management is one of the few areas in my life where I am willing to accept a service level of adequate or mediocre. Almost no one raves about their property manager, but I do have managers because they are the guardians of my quality of life, of your standard of living. We want them to serve our tenants, but I don't want 80 tenants being able to text message me. So there you go, armed with a number of due diligence items that can help you make sure that you buy your next income property, right? GRE marketplace, we typically connect you with the experience providers, but I'm telling you this because it's prudent to do some checking on your own and inquiring like this too, in case you have any doubt. Now, you notice on GRE marketplace, where you can connect with free investment coaching as well, that the properties, at times, they seem less expensive than you would expect. Why is this? Well, investor advantage markets, they have low prices. I mean, that's just one reason that they are investor advantaged like Ohio, Indiana, parts of Pennsylvania, Michigan, Missouri, Kansas, Nebraska, Tennessee, Arkansas, Georgia, Alabama, Oklahoma, Texas and some of the other Mid Atlantic states And Florida, another reason the GRE market prices seem low is that there is no agent that has to be compensated. It is a direct model. Another reason is economies of scale. Providers provide homes in bulk, so there are savings that way, and there also aren't any owner occupied emotions evolved with income properties. Those emotions can run up the price, or what they really do is they keep it stuck at a high price. So to help you review what you've learned today, a seven figure income is the new six figures. Real estate prices and rents just keep moving up, but modestly for the time being, a car loan can be good debt when you have a reasonable expectation that you can create arbitrage and sufficient liquidity in your life. And though income property is perhaps the most proven wealth generator ever, there are some mistakes to avoid when it comes to buying right between the guidance that you have today and the help of our completely free investment coaching another safety layer. If you're confident that it can benefit you, I encourage you to engage and move at the speed of instruction. It's the only way that you'll benefit I built this resource. I really wish it existed when I started out, and it's available for you at GRE marketplace.com, until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 1  43:18   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  43:42   You know, whenever you want the best written real estate and finance info, Oh, geez. Today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866.   The preceding program was brought to you by. Your home for wealth, building, getricheducation.com.    

On this episode of the Best Ever CRE Show, Joe Fairless flies solo and dives into the latest Best Ever newsletter with updates and insights on the commercial real estate market. Joe breaks down the impact of new tariffs, treasury rate movements, and the state of multifamily trends across markets like DFW, Florida, and the Sunbelt. He highlights affordable housing challenges, national vacancy trends, and a standout case study of a 2X value-add deal in South Carolina generating 110% annual cash-on-cash returns. Joe also touches on where renters are currently searching most and encourages community engagement through the Best Ever CRE app. Capital Gains Tax Solutions vikingcapllc.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's Thursday . . . so that means another HALO Talks-Fast Break! Integrity Square Founder and HALO Talks host Pete Moore, dives deep into the mergers and acquisitions current landscape in the HALO sector, highlighting key movements that will shape the industry for the next five years. Pete discusses the sale of five companies from one private equity firm to another, including the announced sale of Crunch Fitness by the TPG Group. He explores the strategic decisions around debt, risks akin to those faced during COVID by companies like YouFIT and Gold's Gym, and the financial benchmarks set by giants such as Planet Fitness and Lifetime Fitness. Pete also touches on two rapidly expanding sunbelt chains and area developers in the Northeast and Southeast. Tune in to understand how these fastbreak deals will set the tone for the future of the HALO sector. Go HALO! A few key takeaways:  1. Upcoming Private Equity Transactions: There are five significant companies in the sector that are set to be sold from one private equity firm to another. These transactions will be instrumental in setting the tone of the industry for the next five years. 2. Crunch Fitness Sale: The sale of Crunch, currently owned by TPG Group, is one such anticipated deal. It's predicted that the sale will aim for a multiple just under the 20 times EBITDA that Planet Fitness enjoys. 3. Debt Considerations: Another key point is how much debt will be used in these acquisitions. The amount of debt can impact the risk level of the business, especially if another unforeseen black swan event like COVID reoccurs. 4. Growth and Expansion: Two fast-growing chains in the Sunbelt region and substantial Northeast and Southeast franchises are also in play, showing a strong trend toward growth and expansion in the sector. 5. Public Company Benchmarks: Public companies like Planet Fitness trading at 20 times EBITDA provide a benchmark for private deals, influencing how these private equity transactions are structured and valued. Resources Crunch deal: https://www.reuters.com/markets/deals/tpg-explores-15-billion-plus-sale-gym-chain-crunch-fitness-sources-say-2024-12-03/ 

The upset bracket showdown concludes! In Part 2, we dive into the wildest college football upsets of 2022 and 2023, from Marshall's stunning takedown of Notre Dame to Colorado's shocker over TCU in Deion's first game. We then debate the Final Four, crowning the ultimate chaos king of the last four seasons. Packed with rivalry drama, Cinderella stories, and cottage cheese metaphors, this episode is your March Madness fix for college football fans. Who's your champ? Let us know!Chapters:0:00 - Intro4:03 - 2023 Region30:36 - 2022 Region1:01:58 - Final FourKey Topics Discussed:Marshall stuns Notre Dame (2022): A Sun Belt squad invades South Bend, topples the Irish, and sparks Marcus Freeman doubts—complete with a viral Ty rant.Colorado shocks TCU (2023): Deion Sanders' debut ignites a media firestorm as the Buffs outgun the national runners-up in a Week 1 shootout.App State humbles Texas A&M (2022): A G5 giant slays a loaded Aggies rost in Kyle Field, in a game that helped lead to Jimbo Fisher's ouster a year later.South Carolina's epic twofer (2022): Shane Beamer's Gamecocks crush Tennessee and Clemson, two CFP hopefuls, on back-to-back weeks.New Mexico State dominates Auburn (2023): Diego Pavia's legend grows as the Aggies thrash an SEC foe in a $1.85M buy-game beatdown.Duke stuns Clemson (2023): Riley Leonard and a gritty Blue Devils defense throttle the Tigers 28-7 on Labor Day night, ending a top-10 drought since 1989 and boosting Mike Elko's A&M profile.Virginia topples North Carolina (2023): A 2-5 Cavaliers squad shocks the #10 Tar Heels 31-27 in Chapel Hill, derailing a 6-0 start and igniting the slow unraveling of Mack Brown's tenure.Tulane edges Kansas State (2022): Michael Pratt's Green Wave grinds out a 17-10 rock fight in Manhattan, upsetting a favored Wildcats squad, which was the cherry on top of a 12-2 season.A fan of our college football podcast? Leave us a rating and review, and don't forget to subscribe or follow so you don't miss any of our podcast episodes:Apple Podcasts: https://play.solidverbal.com/apple-podcastsSpotify: https://play.solidverbal.com/spotifyAmazon Music: https://play.solidverbal.com/amazon-musicOvercast: https://play.solidverbal.com/overcastPocket Casts: https://play.solidverbal.com/pocketcastsPodcast Addict: https://play.solidverbal.com/podcast-addictCastBox: https://play.solidverbal.com/castboxOur college football show is also available on YouTube. Subscribe to the channel at: https://www.youtube.com/@solidverbalRead transcripts & learn more about the show on our website: https://www.solidverbal.com/episodes/the-upset-bracket-part-2/Want to get in touch? Give us a holler on Twitter: @solidverbal, @tyhildenbrandt, @danrubenstein, on Instagram, or on Facebook. You can also find our college football podcast out on TikTok and Threads. Stay up to date with our free weekly college football newsletter: https://quickslants.solidverbal.com/subscribe.College football has been our passion since we started The Solid Verbal College Football Podcast back in 2008. We don't just love college football, we live it!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode of the Best Ever CRE Show, Joe Fairless interviews David Saxe, co-founder and managing principal at Calvera Partners. David shares how he and his co-founders transitioned from working at the $30B institutional fund manager CIM Group to launching Calvera in 2010. They began by investing in small rent-controlled multifamily assets in Silicon Valley and have since scaled to syndicating large 150–300 unit value-add projects across the Sunbelt. David also touches on the institutional foundations of their strategy and how their hands-on experience across asset management, acquisitions, and investor relations shaped their approach. David Saxe Managing Principal San Francisco, CA Say hi to them at calverapartners.com/ www.linkedin.com/in/davidsaxe/ x.com/davebsaxe Sponsors: Vintage Capital Capital Gains Tax Solutions Learn more about your ad choices. Visit megaphone.fm/adchoices