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Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
The Minnesota Twins will not be sold; The Pohlad family released a statement saying they'll remain as owners of the Twins; The Pohlad family is "motivated" by Twins fans; We react to this breaking Twins news and more on the SKOR North Twins Show.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Presented by Julie Busteed The Psalmist writes: How good and pleasant it is when God's people live together in unity (Psalm 133:1)! How good and pleasant it is to be in unity with others. But that's not always how life works—especially at our jobs. Just as unity is important in your relationship with Christ and fellow believers, it's also important in your workplace. Teams that have a common and shared goal will work together to reach the goal. A Teamraderie article cites unity at work is important because research shows approximately 70% of employees believe poor collaboration is decreasing their productivity.[1] If you're concerned about productivity and the bottom line, that's a lot of unproductive time spent because of disunity or poor collaboration. The article goes on to report nearly two-thirds of the respondents (64%) claim poor collaboration is costing them at least three hours per week in productivity, with 20% claiming they are wasting as many as six hours per week. If you are a manager or an owner or project leader, then communicating the goal and purpose clearly is a priority. Taking time and effort to make sure you listen and understand obstacles and concerns is important. Then get that message across to ensure everyone is on the same page with the mission of the project or the company. It takes time and energy to do this, but the resulting benefits should prove to be worth it. An encouraging environment with good collaboration starts with being open to others' concerns, communicating ideas and processes clearly, and showing respect. Even if you're not the manager or in charge, your respectful attitude and willingness to listen can go a long way in building unity within the workplace. How do you handle disagreements though? A gentle answer turns away wrath, but a harsh word stirs up anger (Proverbs 15:1). A hot-tempered person stirs up conflict, but the one who is patient calms a quarrel (Proverbs 15:18). Being gentle and patient in response to a disagreement will help navigate the conversation. Ask questions if you are not clear on something. Remain calm and listen to what's being said as opposed to what your response will be. Give yourself time to respond. It's okay to say, “I need to think about this,” or “Let me give it some thought, and I'll get back to you.” This shows you're taking the other person seriously and considering their perspective. It doesn't mean you have to agree just to avoid conflict—that's not helpful either. But it also means not dismissing his or her ideas right away. Remember the Golden Rule: treat others the way you want to be treated. --- [1] Teamraderie Editorial Team. (2024, August 9). A Guide to Achieving Unity in the Workplace. Teamraderie. http://teamraderie.com/insights/unity-in-the-workplace/
How can individuals “move the needle” on their careers and achieve higher performance at work? Farrell Middleton, president of The Bell Curve of Life, joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to discuss how his new book, A Performer/A Environment, presents working professionals with the tools they need to make meaningful growth in the workplace. The 20-60-20 Principle In A Performer/A Environment, Middleton dives into the “bell curve” pattern that comprises working professionals. The upper category of workers makes up 20%, then 60% is in the middle and 20% are in the lower category. He looks at factors such as behavior, skills, performance and results to empower individuals in the middle 60% and lower 20% to make improvements in life that matter to them. Middleton said, “These [changes] have to make a difference to them and those closest to them.” Through The Bell Curve of Life and the book, Middleton offers a powerful framework for professionals to pinpoint and cultivate the most crucial aspects of their lives. His core mission is to empower individuals to reach the “top 20% of what matters most to them.” Building Industry Reflections “I think everybody has a skill set of some sort,” said Middleton. “They just need to find it.” A Performer/A Environment draws on Middleton's 36-year career in the building industry, and he reflects on several take-aways from his time in the industry, most notably the people he has met and his exposure to customer service. “I've had the privilege of working closely with people of all educational levels, from high-level to master's degrees in finance to people who never graduated from high school and everything in between,” said Middleton. “And every one of them, no matter their station, has stories of success and stories of failure, like we all do.” In the homebuilding industry, customer service is the vital link between a builder and a homebuyer. According to Middleton, this connection is only as strong as a company's internal communication. He argues that seamless and consistent internal communication is the key to effectively selling a product or service. The homebuilding process involves a series of critical handoffs, and each one must be handled with deliberate communication and careful consideration. When these internal transitions are smooth, the customer experience is enhanced and the company's reputation for reliability and quality is strengthened. “We just don't realize the impact that our performance has on other people,” said Middleton. “We can take a step back and everybody can say, ‘Hey, if what I'm doing right now is going to negatively impact somebody down the line, maybe I could do a little bit better?'” Communication and Relationship-Building Middleton says the number one issue he sees through his program is individuals not listening. No one has all of the answers, but communication and building relationships with coworkers and industry peers are great ways to learn new skills. Middleton explains, “If someone becomes a better listener, they can automatically become a better leader.” They can do that tomorrow, without a doubt.” In A Performer/A Environment, professionals access everything they need to elevate their performance, from individual skills such as attitude and communication to the higher-level skills needed in management positions. When leaders adopt better skills, it trickles down to their associates as well. A healthy work environment, built on respect and strong communication, is also key to success. With improvements in these categories, a worker in the middle range can move to the upper, high-achieving tier with time and dedication. Middleton identifies three major characteristics of a “good” leader: A healthy vision for the business Remain approachable Willing to delegate tasks Ability to ID other leaders “Don't be scared of smart people,” said Middleton.
Markets jumped to all-time highs following Tuesday's CPI Report on expectations the Fed will cut rates in September. The report provided markets with a lot of optimism and the opportunity to change the discount rate for stocks. Apparently, it matters not that markets have been rallying all year on expectations of Fed rate cuts. Markets have been in a linear trend, running in a channel for the past week and a half; meanwhile, there has continued to be a negative divergence in money flows. When money flows decline, more pressure is placed on stocks. Money flows now need to play catch up with the rising markets. Bullishly, markets have broken out to new, all-time highs, and typically, new highs beget new highs, so there's no reason to be overly bearish. But, despite the rallying mood, market internals remain weak. Breadth in the market remains very narrow. Small & Mid-Caps have seen a small uptick and rotation into that space, but be careful: While large cap stocks are making new highs, small- and mid-cap stocks remain very range-bound. From a performance perspective, Small- and Mid-cap stocks continue to lag their large-cap brethren. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=3v7e03zkoWs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore's Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #MarketWeakness #AllTimeHighs #NASDAQ #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
This one's for my single spiritual girlies. Grab your tea, grab your matcha, and let's have a little heart-to-heart.
Listen to Him: The Transfiguration and the Tent of the Heart Today's Homily reflects on the mystery of the Transfiguration, celebrated twice each year, . . . . . . and draws connections between the vision in the Book of Daniel, the Gospel account, and the liturgy of the Mass. The Homily emphasizes that the Transfiguration reveals Jesus not just as a foretaste of the Resurrection, but as the One who fully bears the divine authority, glory, and voice of God. On the mountain, the veil of His humility falls away, revealing His luminous divinity in the presence of Moses (the Law) and Elijah (the Prophets), both of whom find their fulfillment in Christ. Our Almighty Father Commands the Disciples to “Listen to Him” God's voice from the cloud affirms Jesus as His Son and commands the disciples to “listen to Him,” shifting focus from sight to hearing and from temporary visions to the enduring “tent of the heart.” The Homily applies this mystery to the Mass, where hearts are lifted with Christ, who becomes truly present on the altar. Receiving Him in the Eucharist is dwelling permanently with the fullness of God's self-revelation, a call to live daily in attentive listening to Him. Hear more within this Meditation Media. Listen to Him: The Transfiguration and the Tent of the Heart -------------------------------------------------------------- Quote from the Homily This is not the Lord rejecting Moses or Elijah. He speaks through them, but the fullness of his speaking is found in and through Jesus Christ. What Almighty God is saying to St. Peter, you only need one tent. You don't need three. You need that tent of permanence in your heart where you abide with him and listen to him and enthrone him and live with him. The Lord never says it's wrong to ask for what you did, but he clarifies what you should be asking for. Listen to him. Remain with him. Abide with him and why. The eye sees many things. But what the eye sees, passes very quickly and fades. However, listening, when we listen and when we retain what is said, what is heard continues to speak, and it remains. Transfiguration: Danish Painter: Carl Bloch: 1872 -------------------------------------------------------------- Gospel: Luke 9: 28-36 First Reading: Daniel 7: 9-10, 13-14 Second Reading: 2 Peter 1: 16-19
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
To become a follower of Jesus, visit: https://MorningMindsetMedia.com/MeetJesus (NOT a Morning Mindset resource) ➖➖➖➖➖➖➖➖➖➖ ⇒Check out all of Carey's books - for adults and kids, fiction and nonfiction : https://CareyGreen.com/books ➖➖➖➖➖➖➖➖➖➖ TODAY'S SCRIPTURE: Mark 14:32–36 - [32] And they went to a place called Gethsemane. And he said to his disciples, “Sit here while I pray.” [33] And he took with him Peter and James and John, and began to be greatly distressed and troubled. [34] And he said to them, “My soul is very sorrowful, even to death. Remain here and watch.” [35] And going a little farther, he fell on the ground and prayed that, if it were possible, the hour might pass from him. [36] And he said, “Abba, Father, all things are possible for you. Remove this cup from me. Yet not what I will, but what you will.” (ESV) ➖➖➖➖➖➖➖➖➖➖ FINANCIALLY SUPPORT THE MORNING MINDSET: (not tax-deductible) -- Become a monthly partner: https://mm-gfk-partners.supercast.com/ -- Support a daily episode: https://MorningMindsetMedia.com/daily-sponsor/ -- Give one-time: https://give.cornerstone.cc/careygreen -- Venmo: @CareyNGreen ➖➖➖➖➖➖➖➖➖➖ FOREIGN LANGUAGE VERSIONS OF THIS PODCAST: SPANISH version: https://MorningMindsetMedia.com/Spanish HINDI version: https://MorningMindsetMedia.com/Hindi CHINESE version: https://MorningMindsetMedia.com/Chinese ➖➖➖➖➖➖➖➖➖➖ CONTACT: Carey@careygreen.com ➖➖➖➖➖➖➖➖➖➖ THEME MUSIC: “King’s Trailer” – Creative Commons 0 | Provided by https://freepd.com/ ***All NON-ENGLISH versions of the Morning Mindset are translated using A.I. Dubbing and Translation tools from DubFormer.ai ***All NON-ENGLISH text content (descriptions and titles) are translated using the A.I. functionality of Google Translate.
In this week's episode, Dennis Jernigan shares the story behind his song, “The Source” from the recording, Forty Days and Forty Nights - Songs of Contemplation and Intimacy Vol. 1." That mp3 is available at https://www.dennisjernigan.com/store/product.php?c=24&p=2353 The lyrics can be found below. You can join Dennis and the people of All In All Church for live-stream worship on the first Wednesday evening of each month. Just go to https://www.facebook.com/therealdennisjernigan at 7 PM CST. Mark it in your calendar. Worship with All in All Church - First Wednesday of each month. Daily Devotions for Kingdom Seekers, Vol. 3 is available at https://www.amazon.com/Daily-Devotions-Kingdom-Seekers-Vol-ebook/dp/B081K8TZLX Check out my Patreon page at https://www.patreon.com/DennisJernigan and read through the various tiers of support and discover the myriad of benefits you will receive based on the level of support you choose. If you're willing, go ahead and sign up! You will find the show notes and lyrics below: Hello and welcome to the Dennis Jernigan podcast. Through the years God has seen fit to give me many songs and there's a story behind each and everyone of them. This week's song is no different. The song is called The Source and it can found on my recording Forty Days & Forty Nights - Songs of Contemplation and Intimacy, Volume One. This particular song came on May 8, 2010, which happened to be day six of a 40 Day Fast I was doing as a means of cleansing my soul, mind, and body in order to draw closer to Jesus. That means of helping me keep my eyes and mind focused on Jesus, I was meditating daily on Psalm 40 and on Isaiah 40. This song came as I meditated on Psalm 40 verse three part a which says, “Many will see and fear And will trust in the LORD.” In those days I was still traveling and ministering around the world quite a bit and honestly felt a bit overwhelmed and out of control of my life. It seems like my life was well ordered and very much in sync with the Lord, but reality was that I had many things I was clinging to which the Lord wanted me to release to him. Some of the hardest things to release in my life involved my children. Basically, I was having to learn to let them go and release them to begin their own adult journeys without me trying to control or manipulate them in anyway regarding the choices they would need to make on their own. On another level, the political climate of those days was becoming quite hostile toward me which, in turn, worked against me feeling free enough and safe enough to share my story of deliverance from same-sex attraction. Even though I knew God was the source of my strength, I begin to recognize during the fast that there were still areas of fear that I needed to deal with. I desperately needed to strip away all the fear from every area of my life and I did this by reminding myself that God loves me with the passion and intensity of 100 million stars and that he is the absolute source of everything good in my life. He spoke the universe into existence. He set every star, every galaxy, and every planet in just the exact place in the gravitational force to sustain life. Quite simply, I truly needed to see him as my all in all. The Lord reminded me that he would be with me every step of the way through this journey we call life. He reminded me that I was never and had never ever been alone. He reminded me I was not here to be served but that I was here to lay down my life as a servant to those around me. He reminded me that even if I lost my life due to my faith, there would be no big change because I would still be with him. The bottom line was becoming quite evident to me. I needed to see Jesus Christ as the source, as the only one who could truly meet my deepest needs. And let's take the next five minutes and simply acknowledge the fact that Jesus Christ is the source of everything we all need. He is here. Let's acknowledge that truth whether we feel anything or not. Let's plug into out Source right now. Ready? SONG Regardless of our circumstances, regardless of the countless hurts and wounds we receive throughout this journey we call life, and regardless of what anyone else thinks about our faith in Jesus, our God is the ultimate source and he is ultimately in control…especially when our lives seem to be spinning out of control. I have Parkinson's and I hate it, but I believe my God is able to use it for my good and for his glory - and that is enough for me. My personal goal is to just simply stay connected to him each and every moment of each and every day. John 15:4-9 in the NIV has become very dear to me due to my health issues. In these verses, Jesus says it so clearly and I take it so personally: 4 Remain in me, as I also remain in you. No branch can bear fruit by itself; it must remain in the vine. Neither can you bear fruit unless you remain in me. 5 I am the vine; you are the branches. If you remain in me and I in you, you will bear much fruit; apart from me you can do nothing. 6 If you do not remain in me, you are like a branch that is thrown away and withers; such branches are picked up, thrown into the fire and burned. 7 If you remain in me and my words remain in you, ask whatever you wish, and it will be done for you. 8 This is to my Father's glory, that you bear much fruit, showing yourselves to be my disciples. 9 As the Father has loved me, so have I loved you. Now remain in my love.' No matter what, I must remain connected to Him. I must - WE must - remain in His love. It is in this place of God's love that the cares of this world - even Parkinson's - is unable to touch me. And I can live…I mean REALLY live…with that. Thank you for tuning in to The Dennis Jernigan Podcast! For more about my journey, music, and updates, visit dennisjernigan.com. Stay connected by following me on Facebook, Instagram, and enjoy my music on various streaming platforms. If you'd like to support this podcast's creation or the many various ways I still seek to minister the life and love of Jesus to others, consider joining my team at www.patreon.com/dennisjernigan. If you're looking for the mp3 of the song “The Source" from the album "Forty Days and Forty Nights - Songs of Contemplation and Intimacy Vol. 1," head over to the store at dennisjernigan.com or find it on your favorite streaming service. Remember this from today's episode: the one and only place in the entire universe to have all your needs met is in our relationship with Jesus Christ through faith. He is the vine from which we receive the fulness of life and we are the branch which extends His life and love to others. You and I are not here for ourselves. We are servants of the Kingdom…even with something like Parkinson's thrown into the mix. My plan? To minister to the needs of others in spite of Parkinson's. Now, go forth and embrace the truth of who your heavenly Father says you are. The Source Words & Music by Dennis Jernigan Received on May 8, 2010 Psalm 40:3b ©2010 Shepherd's Heart Music, Inc./Dennis Jernigan Administered by PraiseCharts.com Verse All of the things that I think I need Do I control them or do they control me Feed the hunger, quench the thirst in me Take control of my lack of control Loose the grip of my sense I see hold And feed the hunger, quench the thirst in me Chorus And many will see, and many will hear And many will know, and many will fear That you are the reason, You are the answer To their existence So here is my life Lord, take it and use it I will find life the moment I lose it You are the reason, You are the answer to my existence You are the source, You are my source Verse Two I am not here for my own happiness You created me to proclaim and confess That you alone are God and very source I will be the cloth used to wash men's feet Hid behind the cross helping others to see That you alone are God the very source Chorus And many will see, and many will hear And many will know, and many will fear That you are the reason, You are the answer To their existence So here is my life Lord, take it and use it I will find life the moment I lose it You are the reason, You are the answer to my existence Chorus And many will see, and many will hear And many will know, and many will fear That you are the reason, You are the answer To their existence So here is my life Lord, take it and use it I will find life the moment I lose it You are the reason, You are the answer to my existence You are the source, You are the source
A federal judge in New York has rejected a request from the Justice Department to make public the grand jury transcripts tied to the criminal case against Ghislaine Maxwell. Maxwell is currently serving a 20-year sentence for her involvement in facilitating the sexual exploitation of minors by Jeffrey Epstein.See omnystudio.com/listener for privacy information.
Residents and business owners in historic Capitola Village have sued PG&E over an explosion that destroyed an apartment building, and, they say, exposed ongoing risks.
To become a follower of Jesus, visit: https://MorningMindsetMedia.com/MeetJesus (NOT a Morning Mindset resource) ➖➖➖➖➖➖➖➖➖➖ TODAY'S SCRIPTURE: Mark 14:32–36 - [32] And they went to a place called Gethsemane. And he said to his disciples, “Sit here while I pray.” [33] And he took with him Peter and James and John, and began to be greatly distressed and troubled. [34] And he said to them, “My soul is very sorrowful, even to death. Remain here and watch.” [35] And going a little farther, he fell on the ground and prayed that, if it were possible, the hour might pass from him. [36] And he said, “Abba, Father, all things are possible for you. Remove this cup from me. Yet not what I will, but what you will.” (ESV) ➖➖➖➖➖➖➖➖➖➖ FINANCIALLY SUPPORT THE MORNING MINDSET: (not tax-deductible) -- Become a monthly partner: https://mm-gfk-partners.supercast.com/ -- Support a daily episode: https://MorningMindsetMedia.com/daily-sponsor/ -- Give one-time: https://give.cornerstone.cc/careygreen -- Venmo: @CareyNGreen ➖➖➖➖➖➖➖➖➖➖ FOREIGN LANGUAGE VERSIONS OF THIS PODCAST: SPANISH version: https://MorningMindsetMedia.com/Spanish HINDI version: https://MorningMindsetMedia.com/Hindi CHINESE version: https://MorningMindsetMedia.com/Chinese ➖➖➖➖➖➖➖➖➖➖ CONTACT: Carey@careygreen.com ➖➖➖➖➖➖➖➖➖➖ THEME MUSIC: “King’s Trailer” – Creative Commons 0 | Provided by https://freepd.com/ ***All NON-ENGLISH versions of the Morning Mindset are translated using A.I. Dubbing and Translation tools from DubFormer.ai ***All NON-ENGLISH text content (descriptions and titles) are translated using the A.I. functionality of Google Translate.
Bishop Jack Sheets continues our Remain series with "Remaining in Christ Through Obedience and Submission". Defining our relationship with Christ is a critical element of remaining in Him through all the stages of our life. —— If you want to support what God is doing through Cityline, click here: https://www.citylineonline.churchcenter.com/giving Want to learn more about Cityline and how to get involved? Click here: https://citylineonline.org Are you in need of prayer or someone to talk with? Click here: https://citylineonline.org/prayer —— Follow us on socials! Instagram: https://www.instagram.com/citylineonline/ Facebook: https://www.facebook.com/citylineonline/ YouTube: https://www.youtube.com/channel/UCumM40GFhmHumITXmh8MV0g Apple Podcast: https://podcasts.apple.com/us/podcast/cityline-church/id1308579363?mt=2 Spotify Podcast: https://open.spotify.com/show/0pHyJ5pxtry1tIMlD9ZBPd?si=e01fc4636d5543e1
Today we're talking about a topic that affects thousands of veterans and families each year: divorce. More specifically, what VA benefits stick with you—and which ones don't—after a separation. Whether you're a veteran, a spouse, or both, understanding your rights is vital.
On July 29, Gallup published a new poll showing American support for Israel's military action in Gaza at a historic low. But a strong majority (71 percent) of Republicans say they approve of Israel's conduct in Gaza, and that is up from 66 percent in September. Of Israel's military action in Iran, 78 percent of Republicans approve. And 67 percent of Republicans have a favorable opinion of Israel's prime minister. Even as the broader American public continues to cool on Israel, Republican support for Israel's conduct of the war isn't just holding steady—it's actually strengthening. Earlier this week, the speaker of the House of Representatives, Mike Johnson, visited Judea and Samaria, and had dinner with the prime minster in the biblical city of Shiloh. Here's what makes Gallup's findings so remarkable: if you spent any time on right-wing social media over the past months, you'd expect to see Republican support for Israel cratering. But peer beneath the surface of the online discourse, and a more complicated picture emerges. Republican voters not only remain steadfast but are actually becoming more supportive, even as influential voices—influential especially with the young—are striking out in a very different direction. Congresswoman Marjorie Taylor Greene, once a reliable Trump ally, now calls the Gaza war a genocide. Tucker Carlson's social-media engagement spikes whenever he advances an anti-Israel narrative, hosts an anti-Israel guest, or moots anti-Israel conspiracy theories. Even some longtime pro-Israel voices from the right have made themselves unwitting tools of Hamas and Iranian propaganda. Our guest this week is the Hudson Institute senior fellow Michael Doran, and our subject is Israel and the American right. Of course, the disjuncture between Republican voters and the most prominent and loudest voices in Republican media is not a new story. When you train your eyes on that fact, the entire Trump era, from his 2016 campaign forward, has seen the emergence of a new media elite whose views simply do not convey the attitudes of their base as well as the president himself does. But of course the Trump era will end in a few years, and the contours and debate within the post-Trump right over attitudes toward Israel is being shaped right now.
On this episode, Bishop Burbidge speaks on: Reflect on his recent experience at the 143rd Knights of Columbus Convention React to the historic news of St. John Henry Newman named as the 38th a Doctor of the Church Offer heartfelt prayers for those impacted by the recent attacks in Gaza and the tragic church bombing in Komanda, Congo, urging solidarity and peace Preview two important upcoming events in our diocese: The USCCB Diocesan Pro-Life Leadership Conference, gathering leaders from across the country in Arlington to strengthen the Church's witness for life The Mental Health Day of Prayer (Aug. 23), focusing on Christ's promise, “I am with you always,” and offering hope and healing for those facing trauma and loneliness Answer a listener's question on how to remain a hopeful and effective witness for life amid today's challenges; listen and be inspired to live your faith actively and joyfully this week!
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Coming up on today's Local: the water is still shut off for people in Granada Hills & Porter Ranch ... thieves target popular dolls in La Puente ... and can LAUSD cafeteria food pass the Pete Demetriou taste test?
Kota, the Irish-founded employee benefits platform, has launched the country's first Instant Auto Enrolment Solution following its €12.6 million Series A investment in May. Their purpose-built solution gets Irish employers Auto Enrolment ready in just a few clicks. With 1 in 4 businesses unprepared and statutory contributions set to begin on 1 January 2026, employers have just five months to get ready. Minister for Social Protection, Dara Calleary is urging businesses to "act now", describing auto-enrolment as "the biggest transformation of pension policy in the history of the State." Kota's new offering enables HR and finance teams to implement a compliant occupational pension with Irish Life within minutes. Organisations can sync employee data, set minimum contributions, and have eligible hires automatically enrolled, while staff get an easy-to-use platform to view and manage their savings. "We've spent thousands of hours working alongside Irish employers as they prepare for the upcoming changes" said Trevor Gardiner (QFA,RPA), Head of Benefits at Kota. "Auto Enrolment has been a really positive catalyst, prompting Irish employers to talk seriously about retirement benefits. But from our conversations, it's clear the State scheme won't work for everyone. That's why we've built a solution for companies that want more control over employee experience, cost, and compliance, without the complexity." While a positive step in improving retirement readiness, The Government's 'My Future Fund' offers limited flexibility, increases administrative burdens on employers and includes strict limits that many companies and higher earning staff find unattractive, such as: No Additional Voluntary Contribution (AVCs) and savings locked up until the National Retirement Age of 66. Fixed contribution rates with no room for employer discretion. €80k salary cap on contributions, and reduced tax relief for those taxed at 40%. A Government managed portal that gives employers no control over their employees' experience. However, choosing an Occupational Pension instead of Auto Enrolment presents the challenge of ensuring the scheme is correctly set up to qualify for full exemption. Failure to do so can result in businesses running two pension schemes simultaneously, an outcome both the Government and major pension providers agree causes unnecessary complexity and administrative burden. Yet many employers are receiving limited clarity or practical guidance from their existing brokers, leaving them uncertain about the right course of action and often unaware of these nuances. Kota's purpose-built technology solves this by automatically enrolling employees onto the employers' occupational pension as soon as they're added to their HR System, eliminating the manual work and, thereby, the potential for errors and delays typically involved. Already trusted by Remote.com and hundreds of EU scale-ups including Tines, Protex AI, &Open and Car Wow, Kota delivers a future-ready, robust approach to workplace pensions. This includes: Seamless setup: Sync HRIS & payroll to launch an occupational pension with Irish Life in a few clicks. Always compliant: Synced employee data and eligibility rules ensuring everyone stays covered by the company's Occupational Scheme. Employee engagement & understanding: Consumer-grade app where employees can access, understand and make in-app changes to their savings for retirement. Regulated & secure: Kota holds a Central Bank of Ireland intermediary licence and integrates directly with Irish Life for real-time enrolments and accurate reporting. Proven at scale: Powers benefits for Remote.com and hundreds of EU scale ups. "Thousands of Irish employers are telling us that auto enrolment is a growing concern, with little guidance from traditional brokers," added Luke Mackey, Co Founder & CEO of Kota. "Our goal is to make compliance effortless in just a few clicks, while giving employees the transparent, mobile first experience they e...
Sean Brace opens this edition of the Daily Ticket talking about the Phillies taking another series against a team they definitely should have beat in the Orioles, their upcoming rotation against the Texas Rangers this weekend, and more.
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
In this episode, we explore how to remain joyful as followers of Christ by reflecting on 1 Corinthians 6:12–20. Paul reminds us that while we have the freedom to choose, not every choice is beneficial. We discuss how honoring God with our bodies, living in spiritual alignment, and walking in obedience to His Word leads to true joy. This episode challenges us to live with purpose, remember who we are in Christ, and embrace the narrow road that leads to life.
As business leaders become more comfortable incorporating AI into their organizations, the shape of org charts will change. It's already happening, and it's going to have an impact on career advancement. Host Doug Lester shares classic tips about how to remain competitive amid all the changes.
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The Deep Wealth Podcast - Extracting Your Business And Personal Deep Wealth
Send us a textUnlock Proven Strategies for a Lucrative Business Exit—Subscribe to The Deep Wealth Podcast TodayHave Questions About Growing Profits And Maximizing Your Business Exit? Submit Them Here, and We'll Answer Them on the Podcast!“ Remain calm and be patient.” - Frank CaroneExclusive Insights from This Week's EpisodesIn this episode, Frank Carone, founder of Oaktree Solutions, pulls back the curtain on how influence works.He shares hard-won truths about loyalty, ego, credibility, and the art of strategic communication. Discover why the most powerful leaders don't shout, how to create leverage without losing integrity, and why “everyone wins” isn't just a slogan—it's a business advantage.3:20 How he transitioned from a trial lawyer to one of NYC's most influential political strategists and trusted advisors.7:45 Why ego is the real silent killer of business, leadership, and negotiations.12:10 A cautionary tale of how unchecked ego torpedoed a multi-billion-dollar deal18:35 Why humility and emotional regulation are the most overlooked leadership superpowers 22:05 What real influence looks like behind the scenes 36:00 The critical mindset shift founders must make before a successful exit 48:20 If you don't confront your ego, your business and life eventually will.Click here for full show notes, transcript, and resources:https://podcast.deepwealth.com/462Essential Resources to Maximize Your Business ExitLearn More About Deep Wealth MasteryFREE Deep Wealth eBook on Why You Suck At Selling Your Business And What You Can Do About It (Unlock Your Lucrative Exit and Secure Your Legacy
Gold & Silver Bank Short Positions Remain Near All-Time Highs We're finally seeing a somewhat calmer day in the gold and silver markets. Although there's plenty happening beneath the surface, including the size of the bank short positions, that we will be seeing the effects of later this year. So for a quick recap of today's gold and silver news, click to watch this video now! - To read about Fortuna Mining's updated resource estimate at Diamba Sud go to: https://fortunamining.com/news/fortuna-advances-diamba-sud-gold-project-in-senegal-with-updated-mineral-resources-pea-completion-targeted-for-q4-2025/ Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD) This video was sponsored by Fortuna Mining, and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-fortuna-silver-mines/Subscribe to Arcadia Economics on Soundwise
Welcome to The Daily, where we study the Bible verse by verse, chapter by chapter, every day. Today's shout-out goes to Mark Thompson from Lakeland, FL. Thank you for your generosity and partnership in Project 23. You're helping others find strength to obey—even when it's hard. This one's for you. Our text today is Mark 14:32-42: And they went to a place called Gethsemane. And he said to his disciples, “Sit here while I pray.” And he took with him Peter and James and John, and began to be greatly distressed and troubled. And he said to them, “My soul is very sorrowful, even to death. Remain here and watch.” And going a little farther, he fell on the ground and prayed that, if it were possible, the hour might pass from him. And he said, “Abba, Father, all things are possible for you. Remove this cup from me. Yet not what I will, but what you will.” And he came and found them sleeping, and he said to Peter, “Simon, are you asleep? Could you not watch one hour? Watch and pray that you may not enter into temptation. The spirit indeed is willing, but the flesh is weak.” And again he went away and prayed, saying the same words. And again he came and found them sleeping, for their eyes were very heavy, and they did not know what to answer him. And he came the third time and said to them, “Are you still sleeping and taking your rest? It is enough; the hour has come. The Son of Man is betrayed into the hands of sinners. Rise, let us be going; see, my betrayer is at hand.” — Mark 14:32-42 Gethsemane is a painful place. Here, in this garden, we find Jesus wrestling deeply with his humanity. He is troubled, sorrowful, distressed—He fully feels the weight of what lies ahead. He knows obedience to his Father means unimaginable suffering. He prays earnestly, honestly: “Abba, Father, all things are possible for you. Remove this cup from me.” But then, with unmatched humility and surrender, He adds, “Yet not what I will, but what you will.” His obedience is not casual. It's costly. His submission is not reluctant. It's fully surrendered. Obedience, for Jesus, was agony, and yet, he willingly embraced it. The disciples slept nearby, oblivious to the battle their Lord was fighting. They couldn't stay awake, not realizing the spiritual weight of that moment. Jesus wakes them, warning, “Watch and pray...the spirit indeed is willing, but the flesh is weak.” He wasn't just describing their struggle. He was modeling the solution: total dependence on the Father, even when it hurts. Real obedience is often difficult. It can feel like loss, struggle, or even suffering. Obeying God when it's comfortable and convenient is easy—but true obedience comes in our Gethsemane moments, when we choose God's will over our comfort. Perhaps today, you face a decision where obedience feels like loss, pain, or struggle. Jesus shows you how to respond. Bring your honest fears and struggles to God. Admit the pain. But don't stop there—choose surrender. Say it out loud like Jesus did, “Not my will, but yours.” This kind of obedience might be costly, but it's also transforming. Your greatest growth often comes through your greatest surrender. #Obedience #Gethsemane #Mark14 ASK THIS: Why do you think obedience often comes with a sense of loss or pain? What can you learn from Jesus' prayer in Gethsemane? In what area of your life is God calling you to surrender? How can you practically “watch and pray” in your moments of struggle? DO THIS: Reflect on one area where obedience feels difficult right now. Pray honestly, express your struggle, then deliberately say to God, “Not my will, but yours.” PRAY THIS: Jesus, thank you for modeling obedience—even in the midst of agony. Teach me to pray, trust, and obey like you did, especially when it's hardest. I choose Your will over mine. Amen. PLAY THIS: “Surrender.”
Seth Schachner talks all things Walt Disney (DIS) after the company traded down following earnings. He believes the company remains strong when it comes to its content, pointing to various revenue streams through Disney+, Hulu, and ESPN, the latter of which he sees leading the company's entertainment growth. Additionally, Seth mentions Disney's parks as another signal of strength with its Abu Dhabi expansion set to grow its footprint. Tom White offers a pair of example options trades for Disney.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Divisions remain within Israeli Prime Minister Benjamin Netanyahu's cabinet about his plan to completely seize Gaza. United Nation officials and envoys are warning Israel against the potential expansion of operations in Gaza.
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
9-10am Hour 4 - Jeremy White and Joe DiBiase talk with Carrington Harrison about the Kansas City Chiefs offseason so far and how training camp is going up to this point. They discuss the end of the Chiefs season last year and how different the team may look this year. The guys also talk about a new wrinkle in the rules analyst world and if they like it or not.
HR3 - Georgia may not have usual star power this season, but remain title contenders In hour three Mike Johnson, Beau Morgan, and Ali Mac spend some time with college football expert and author of Phil Steele's famous college football preview magazine Phil Steele! Mike, Beau, Ali, and Phil discuss if this is the busy season or the offseason for Phil right now, how Phil comes up with certain abbreviations that he uses in his famous college football preview magazine, what Phil expects to see from Georgia tech this year, why Phil thinks Georgia fell short last season, what Phil expects from the Dawgs this season, why Florida quarterback DJ Lagway isn't on Phil's top quarterback list, why Phil thinks the Oklahoma Sooners could be a dark horse team this year, which quarterback on a Top 25 team Phil has the most confidence in this season, who Phil has as the favorite to win the Heisman Trophy this season, and why Phil thinks Penn State is the best team in the country. Then, The Morning Shift crew reacts to some of what college football expert Phil Steele had to say to them in their interview with Steele in the last segment, and explain why they think Georgia and Florida are two championship caliber teams that are being slept on. Ali, Mike, and Beau also let listeners call in and ask any and all Atlanta Falcons related questions, and also give their take on Ali Mac's top five list that she gave earlier in the show in the Wake Up Call! The Morning Shift crew also let you hear Atlanta Falcons pass game coordinator TJ Yates talk about how Casey Washington, Chris Blair, and David Sills are all stepping up with Darnell Mooney still out of practice with his shoulder injury, react to what Coach Yates had to say, explain why they think Casey Washington getting first team reps yesterday shows that he can be an important part of the Falcons' wide receiver core, and then close out hour three by diving into the life of Beau “Squidbilly” Morgan in The Life of Squid!
Mo Gawdat sounded the alarm on AI, and now he's back with an even bigger warning: AI will cause global collapse, destroy jobs, and launch us into a 15-year dystopia that will change everything. Mo Gawdat is back! Mo Gawdat is the former Chief Business Officer at Google X and one of the world's leading voices on AI, happiness, and the future of humanity. In 2017, he launched ‘One Billion Happy', a global campaign to teach 1 billion people how to become happier using science and emotional tools. He is also the bestselling author of books such as, ‘Scary Smart, Solve for Happy'. He explains: Why we need to start preparing today for AI How all jobs will be gone by 2037 Why we must replace world leaders with AI How AI will destroy capitalism The one belief system that could save humanity from dystopia 00:00 Intro 02:28 Where Is AI Heading? 05:14 What Will the Dystopia Look Like? 11:24 Our Freedom Will Be Restricted 19:29 Job Displacement Due to AI 28:25 The AI Monopoly and Self-Evolving Systems 35:23 Sam Altman's OpenAI Letter 39:47 Do AI Companies Have Society's Interest at Heart? 53:21 Will New Jobs Be Created? 01:01:41 What Do We Do in This New World? 01:03:25 Ads 01:04:30 Will We Prefer AI Over Humans in Certain Jobs? 01:08:23 From Augmented Intelligence to AI Replacement 01:17:46 A Society Where No One Works? 01:26:48 If Jobs No Longer Exist, What Will We Do? 01:36:47 Ads 01:38:50 The Abundance Utopia 01:41:02 AI Ruling the World 01:54:36 Everything Will Be Free 01:57:30 Do We Live in a Virtual Headset? 02:14:13 We Need Rules Around AI 02:25:15 I Follow the Fruit Salad Religion Follow Mo: Instagram - https://bit.ly/4l8WAHI X - https://bit.ly/4lSZf9F YouTube - https://bit.ly/4fhBzcL Website - https://bit.ly/3IWN1hI Substack - https://bit.ly/4oiw1Td Emma Love Matchmaking - https://bit.ly/4ogku75 You can purchase Mo's book, ‘Scary Smart: The Future of Artificial Intelligence and How You Can Save Our World', here: https://amzn.to/4mkP1i2 The Diary Of A CEO: ⬜️Join DOAC circle here - https://doaccircle.com/ ⬜️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook ⬜️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt ⬜️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb ⬜️Get email updates - https://bit.ly/diary-of-a-ceo-yt ⬜️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Linkedin Ads - https://www.linkedin.com/DIARY Replit - http://replit.com with code STEVEN Learn more about your ad choices. Visit megaphone.fm/adchoices
Find the accompanying PowerPointHere. Remain Steadfast (Colossians 2:4-7), by Donnie V. Rader. 8/3/2025 Sunday PM Sermon.
While investors may now better understand President Trump's trade strategy, the economic consequences of tariffs remain unclear. Our Global Head of Fixed Income Research and Public Policy Michael Zezas and our Chief U.S. Economist Michael Gapen offer guidance on the data they are watching.Read more insights from Morgan Stanley.----- Transcript -----Michael Zezas: Welcome to Thoughts on the Market. I'm Michael Zezas, Global Head of Fixed Income Research and Public Policy Strategy. Michael Gapen: And I'm Michael Gapen, Chief U.S. Economist. Michael Zezas: Today ongoing effects of tariffs on the U.S. economy. It is Friday, August 1st at 8am in New York. So, Michael, lots of news over the past couple of weeks about the U.S. making trade agreements with other countries. It's certainly dominated client conversations we've had, as I'm assuming it's probably dominated conversations for you as well. Michael Gapen: Yeah certainly a topic that never goes away. It keeps on giving at this point in time. And I guess, Michael, what I would ask you is, what do you make of the recent deals? Does it reduce uncertainty in your mind? Does it leave uncertainty elevated? What's your short-term outlook for trade policy? Michael Zezas: Yeah, I think it's fair to say that we've reduced the range of potential outcomes in the near term around tariff rates. But we haven't done anything to reduce longer term uncertainties in U.S. trade policy. So, consider, for example, over the last couple of weeks, we have an agreement with Japan and an agreement with Europe – two pretty substantial trading partners – where it appears, the tariff rate that's going to be applied is something like 15 percent. And when you stack up these deals on one another, it looks like we're going to end up in an average effective tariff rate from the U.S. range of kind of 15 to 20 percent. And if you think back a couple of months, that range was much wider and we were potentially talking about levels in the 25 to 30 percent range. So, in that sense, investors might have a bit of a respite from the idea of kind of massive uncertainty around trade policy outcomes. However, longer term, these agreements really just are kind of principles that are set out for behavior, and there's lots of trip wires that could create future potential escalations. So, for example, with the Europe deal, part of the deal is that Europe will commit to purchase a substantial amount of U.S. energy. There's obvious questions as to whether or not the U.S. can actually supply that amidst its own energy needs that are rising substantially over the course of the next year. So, could we end up in a situation where six months to a year from now if those purchases haven't been made – the U.S. sort of presses forward and the administration threatens to re-escalate tariffs again. Really hard to know, but the point is these arrangements have lots of contingencies and other factors that could lead to re-escalation. But it's fair to say, at least in the near term, that we're in a landing place that appears to be somewhat smaller in terms of the range of potential outcomes. Now, I think a question for investors is going to be – how do we assess what the effects of that have been, right? Because is it fair to say that the economic data that we've received so far maybe isn't fully telling the story of the effects that are being felt quite yet. Michael Gapen: Yeah, I think that's completely right. We've always had the view that it would take several months or more just for tariffs to show up in inflation. And if tariffs primarily act as a tax on the consumer, you have to apply that tax first before economic activity would moderate. So, we've long been forecasting that inflation would begin to pick up in June. We saw a little of that. But it would accelerate through the third quarter, kind of peaking around the August-September period. So, I'd say we've seen the first signs of that, Michael, but we need obviously follow through evidence that it's happening. So, we do expect that in the July, August and September inflation reports, you'll see a lot more evidence of tariffs pushing goods prices higher. So, we'll be dissecting all the details of the CPI looking for evidence of direct effects of tariffs, primarily on goods prices, but also some services prices. So, I'd put that down as the first marker, and we've seen some, early evidence on that. The second then, obviously, is the economy's 70 percent consumption. Tariffs act as a regressive tax on low- and middle-income consumers because non-discretionary purchases are a larger portion of their consumption bundle and a lot of goods prices are as well. Upper income households tend to spend relatively more money on leisure and recreation services. So, we would then expect growth in private consumption, primarily led by lower and middle-income spending softening. We think the consumer would slow down. But into the end of the year. Those are the two main markers that I would point to. Michael Zezas: Got it. So, I think this is really important because there's certainly this narrative amongst clients that we talk to that markets may have already moved on from this. Or investors may have already priced in the effects – or lack thereof – of some of this tariff escalation. Now we're about to get some real evidence from economic data as to whether or not that view and those assumptions are credible. Michael Gapen: That's right. Where we were initially on April 2nd after Liberation Day was largely embargo level tariffs. And if those stayed in place, trade volumes and activity and financial market asset values would've collapsed precipitously. And they were for a few weeks, as you know, but then we dialed it back and got out of that. So, yeah, we would say it's wrong to conclude that the economy , has absorbed these tariffs already and that they won't have,, a negative effect on economic activity. We think they will just in the base case where tariffs are high, but not too high, it just takes a while for that to happen. Michael Zezas: And of course, all of that's kind of core to our multi-asset outlook right now where a slowing economy, even with higher recession probabilities can still support risk assets. But of course, that piece of it is going to be very complicated if the economic data ends up being worse than you suspect. Now, any evidence you've seen so far? For example, we had a GDP report earlier this week. Any evidence from that data as to where things might go over the next few months?Michael Gapen: Yeah, well, another data point on trade policy and trade policy uncertainty really causing a lot of volatility in trade flows. So, if you recall, there's big front running of tariffs in the first quarter. Imports were up about 37 percent on the quarter; that ended in the second quarter, imports were down 30 percent. So net trade was a big drag on growth in the first quarter. It was a big boost to growth in the second. But we think that's largely noise. So, what I would say is we've probably level set import and export volumes now. So, do trade volumes from here begin to slow? That's an unresolved question. But certainly, the large volatility in the trade and inventory data in Q1 and Q2 GDP numbers are reflective of everything that you're saying about the risks around trade policy and elevated trade policy uncertainty. Second, though, I would say, because we started out the quarter with Liberation Day tariffs, the business sector, clearly – in our mind anyway – clearly responded by delaying activity. Equipment spending was only up 4 to 5 percent on the quarter. IP was up about 6 percent. Structures was down 10 percent. So, for all the narrative around AI-related spending, there wasn't a whole lot of spending on data centers and power generation in the second quarter.So, what you speak to about the need to reduce some trade policy uncertainty, but also your long run trade policy uncertainty remains elevated? I would say we saw evidence in the second quarter that all of that slowed down capital spending activity. Let's see if the One Big Beautiful Bill act can be a catalyst on that front, whether animal spirits can come back. But that's the other thing I would point to is that, business spending was weak and even though the headline GDP number was 3 percent, that's mainly a trade volatility number. Final sales to domestic purchasers, which includes consumption and business spending, was only up 1.1 percent in the quarter. So, the economy's moderating; things are cooling. I think trade policy and trade policy uncertainty is a big part of that story.Michael Zezas: Got it. So maybe this is something of a handoff here where my team had been really, really focused and investors have been really, really focused on the decision-making process of the U.S. administration around tariffs. And now your team's going to lead us through understanding the actual impacts. And the headline numbers around economic data are important, but probably even more important is the underlying. Is that fair? Michael Gapen: I think that's fair. I think as we move into the third quarter, like between now and when the Fed meets in, September, again, they'll have a few more inflation reports, a few more employment reports. We're going to learn a lot more than about what the Fed might do. So, I think the activity data and the Fed will now become much more important over the next several months than where we've been the past several months, which is about, has been about announcements around trade. Michael Zezas: All right. Well then, we look forward to hearing more from you and your team in the coming months. Well Michael, thanks for taking the time to talk to me. Michael Gapen: Thanks for having me on. Michael Zezas: And to our audience, thanks for listening. If you enjoy Thoughts on the Market, please leave us a review and tell your friends about the podcast. We want everyone to listen.
(00:00) Fred, Hardy & Wallach react to the Red Sox uneventful trade deadline day. The Red Sox ultimately acquired 2 pitchers to aid the pitching staff - Steven Matz & Dustin May. (17:25) NESN’s Tom Caron joins the show to discuss the Red Sox post trade deadline. (32:41) Jamaican patois vibes are flowing as the guys respond to a video reminiscent of the Levitate Festival performers. (PLEASE be aware timecodes may shift up to a few minutes due to inserted ads) CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardy This episode of Toucher & Hardy is brought to you in part by Profluent and then have that linked to https://go.happinessexperiment.com/begin-aff-o2?am_id=podcast2025&utm_source=podcast&utm_medium=podcast&utm_campaign=michael
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