How To Adult Show

HOW MUCH SHOULD YOU INVEST? BEGINNER INVESTING WITH INDEX FUNDS Are you thinking about getting started investing your money, but aren't sure how much you should invest? The episode of the How To Adult Show walks you through the basics of how to decide how much money you're comfortable investing, as well as what index funds are and how they're a beginner friendly way to start investing without risk if you're nervous about getting started. NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

If you've caught some of my previous episodes you'll know that I'm a strong believer in making sure that everyone has an emergency fund, also known as an F You Fund, to protect themselves. I've walked you through how to start an emergency fund, how to save money faster for your emergency fund, and how much you need in am emergency fund. So today, I thought it would be a good idea to talk about how long it can reasonably take to save up for your emergency fund, because despite the immediacy of the internet, it actually can take a really long time to save up for your fund and I don't want you to become discouraged if it doesn't happen overnight! So, stick around to learn how to calculate how long it will take for you to fill your emergency fund, and how to keep yourself motivated when saving money! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo

THE 5 BEST WAYS TO BUILD WEALTH IN YOUR 20'S This episode walks you through the best ways to build wealth in your 20's. Building wealth works best when you start young, and I wish this was something we were taught in school so we could all take advantage of starting to grow our money while we're young! This doesn't teach you how to be rich quickly, but sticking with a long term wealth building investment strategy will help you become rich and financially secure later in life! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

This episode is for you if you didn't know that tax write offs and tax deductions aren't just for small businesses and entrepreneurs! Even if you're an employee, there may be ways that you can use tax deductions to pay less tax in canada. Want to lower your tax but don't know how, make sure you catch this episode to see if one of these 10 great tax deductions applies to you! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

Today we're talking about how to file taxes in Canada! Canadian taxes aren't complicated or scary, but they can feel that way when you're a beginner filing your taxes for the first time! In today's lesson we cover the basics of how you can file your taxes in Canada, including different options for filing taxes, how to use tax deductions and tax credits, and how to use an RRSP to save money on taxes in Canada. By the end of the episode you'll be able to decide what method is best for you to use to file your taxes this year, and what important information you need to have before filing your taxes. NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

If you've been looking for a complete beginner's guide to TFSAs then look no further! This TFSA for beginners episode walks you through the rules of using a TFSA in Canada properly. Including what is a TFSA, how to use a TFSA, and how to invest tax free in your Canadian TFSA account, this is the go-to-guide for anyone looking for a ‘TFSA for dummies' approach to explaining Tax Free Savings Accounts in Canada. NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo

This episode outlines the top financial mistakes to avoid when you're young. Learn the money pits that so many people fall into, learn how to avoid these money mistakes, and learn how to start properly managing money in your 20's! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

Are you looking for information about how to quit your job and how to become an entrepreneur? If you've wanted to quit and become self-employed, then there are a few questions you should ask yourself before you leave your job and become part of ‘the great resignation' that's happening right now. It can be scary to switch from employee to entrepreneur, but if you check these boxes outlined in this episode, then chances are you're ready to take the next step! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

If there's anything that being an entrepreneur and self employed through the past year of pandemic life has taught me, it's that I want to create multiple streams of diversified income and passive income, to have financial freedom and financial security. When the Covid-19 pandemic hit, it found me just a few years into running my first business, a successful wedding photography company. I loved my business, but watched almost all my work and income for the year disappear in the span of just a few weeks as people cancelled and postponed their weddings. I decided right away that I needed to generate passive income ideas, and create a diversified income plan to keep this from every happening again. After spending the last year building two new business ventures, and expanding on my first business, I'm going to share my passive income plan for 2021, and how it's going from the very beginning. I'm at the very beginning of my passive income journey, and am excited to see how it grows! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1

WHAT TO DO WHEN YOUR MONTHLY BILLS GO UP - HOW TO NEGOTIATE BILLS This episode will teach you bill negotiation tactics, so you know what to do when your bills go up. Use this bill negotiation script to lower your monthly bills, and save money by lowering your expenses overall. This is a skill you should practice annually or whenever you notice your bills go up. It will save you so much money over time! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

It's no secret that I don't love money mindset work. So many people teach how to use money mindset to get rich, but fail to provide tangible and actionable finance skills to actually get you there. So, today I thought I'd talk about the money mindset secret millionaires use, and the money mindset secret that YOU can also use to get rich. The catch? You probably know this secret already, you just need to put it into practice and put in the work to achieve your biggest financial goals. NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

Today we're talking RRSPs and how to save money and pay less tax by using your RRSP properly. If you're an RRSP beginner, I also recommend watching last week's episode which was a complete beginners' guide to RRSPs. Using your registered retirement savings plan can save you thousands of dollars in taxes a year, PLUS it's a great account to take care of your future self in retirement. RRSPs are a canadian savings and investing account that offers a tax refund immediately, and tax deferral while the money is growing in the account. Learn more by watching part two of the rrsp series here today! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support! #rrsp #rrsptaxes #rrsptaxescanada #howtoadultschool

Today we're going to talk about RRSP's! If you're confused by the term RRSP, you're not alone. Feel like a total RRSP, retirement savings, and investing beginner, then this episode is for you! Don't worry if you don't even know what RRSP means (it stands for registered retirement savings plan), we're going to start with the basics, and explain what an RRSP is, why it's a great account for canadians to use, how to contribute money to your rrsp within the contribution limit, how the rrsp tax deduction works, and how to add this financial tool to your toolbelt without having to become a financial advisor yourself. NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support! #rrsp #rrspsforbeginners #registeredretirementsavingsplanforbeginners #howtoadultschool

JOIN OUR MAILING LIST → https://view.flodesk.com/pages/60eefaf115524dbe58151b1a WHY THE LATTE FACTOR WORKS (IF YOU WANT TO BE A MILLIONAIRE) Have you ever heard of the latte factor? It's a concept coined by David Bach, one of my favourite financial authors, and appears in his book The Automatic Millionaire. Concepts like the latte factor have taken a lot of flack from the millennial generation, and rightly so as it's often used to shame millennials for having poor financial habits, often unjustly. To flip the script though, I'm going to walk you through the root idea of why the latte factor works, how the latte factor works, and provide some numbers showing you how to become a millionaire by embracing the latte factor, or whatever your version of it is. NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

JOIN OUR MAILING LIST → https://view.flodesk.com/pages/60eefaf115524dbe58151b1a HOW TO MANAGE YOUR MONEY (THE PAY YOURSELF FIRST RULE) Do you know how to pay yourself first to build wealth and save money? If you know how, then ask yourself, ARE you paying yourself first right now? If you're struggling to manage your money, learning this finance tip will help you start saving money, budget properly, and build wealth by paying yourself first. This isn't a get rich quick scheme, but over time you will get rich by paying yourself first. NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

HOW TO CALCULATE YOUR NET WORTH It's almost the end of the year, which means it's time to do my annual net worth audit! Do you know how to calculate your net worth by comparing your assets vs liabilities? Doing a net worth assessment annually is one of the best ways to track your overall financial progress. Understanding net worth will help you grow your wealth steadily overtime and make informed decisions about your personal finances. Watch this video to learn how to do your own net worth assessment! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

If you're ready to get on top of your personal finances, but don't know where to start, then this episode of the How To Adult Show is for you! This is the order of operations we recommend when it comes to saving money, investing money, and paying off debt. I walk you through steps 1-3 you should be taking now to save money in your 20's, and manage money through your 20's and 30's. It's not hard if you follow this framework, practice discipline, and continue to improve your financial literacy by learning more about your personal finances! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

THE SECRET TO BUILDING WEALTH WITH THE LEAST EFFORT I know, the title of this episode sounds like one of those too good to be true finance clickbait hooks, but I promise you it's not! There are so many ways you can build wealth, but the secret to building wealth with little effort? It's simple really! Starting to save and invest as early as possible will allow something called compound interest to build wealth for you. Compound interest has the greatest effect over time, aka the longer you are investing and letting compound interest accrue for you, the more money you will have in your savings and investment accounts! It doesn't matter how much you have to invest to start with, the goal is to start young and allow compound interest to work it's magic. Have you ever read the wealthy barber? This is how people can build wealth even with a low paying job! If you've been waiting to start investing, first tune in to this episode of The How To Adult Show, and then go get started now! No more waiting around! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

I have always been an entrepreneur. Ever since I graduated university I have been self employed, and no, I'm not a big risk taker. I'm actually very risk averse, and being self employed seemed to be a very safe option for me as long as I planned ahead, and looked at how to mitigate risk as an entrepreneur. One of the best things I ever did to create job security and income security as an entrepreneur, create a fully funded emergency fund that would cover 1 year's worth of living expenses if I couldn't work, or needed to change or pivot my business. Having a large emergency fund bought me time and freedom, two things that a young entrepreneur values highly! Tune in to this episode to learn how you can be self employed AND create your own security net as an entrepreneur. You can do it with the right information and forward planning, and I'm going to walk you through the first steps to take! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

HOW TO OVERCOME FINANCIAL ANXIETY FROM YOUR PARENTS Are you feeling the weight of financial stress because you took on money anxiety from your parents? Generational financial anxiety is a very real thing, because we learn so many habits and thought patterns from our parents. Either talking about debt in a stressful way, or failing to discuss finance at all can lead to financial anxiety and all kinds of money guilt. Want to overcome financial stress and stop feeling anxious about money? Try these tips to create a healthier relationship with your bank account and feel more empowered when dealing with your money. NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo

5 RRSP MISTAKES TO AVOID IN CANADA Are you saving money? Better yet, are you investing money for your future? If you are, and if you're investing in Canada, then you should absolutely be using an account called an RRSP. This investing 101 episode will walk you through what an RRSP is, why you should use an RRSP to save for retirement and be investing for your future, how an RRSP works, how to use an RRSP, and most importantly the 5 most common RRSP mistakes people make. Tune in to the full episode of the How To Adult Show to learn how to use your RRSP to your best advantage, and avoid making potentially costly and money wasting mistakes. Don't worry, it's easy stuff, as long as you have the right information. That's where I've got you! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

HOW TO RE-EVALUATE AND SET NEW GOALS AFTER THE PANDEMIC The Covid 19 pandemic changed many of our lives, and it's understandable that many of use are feeling nervous, overwhelmed, or lost now that we're getting back to our normal lives. It's perfectly normal if you're now finding that you have different values, wants, and needs from your life! My life changed drastically during the pandemic, and I realized I had to let go of some old goals that weren't serving me any longer, and that it was time to start setting and achieving new goals! This episode will walk you through my favourite goal setting activity, as well as goal setting tricks that will make it fun easy, and create a life map for you to follow. It's time to set a new course, join me! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

5 MONEY GOALS TO ACHIEVE THIS YEAR Do you need help setting money goals, and then achieving your goals? Then I've made this video just for you boo! Together we'll look at some of the top money goals to achieve, as well as an exercise that will help you start setting your own money goals AND working towards achieving them! The goal is to have at least started on these 5 financial goals by 30, but if you're over 30 never fear! It's never too late to start goal setting, and getting on top of your personal finance. Everyone can and should be setting money goals! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

The mainstream media version of self care drives me crazy. It revolves around instant gratification and ‘spoiling yourself' to feel good. This may be nice in the moment, but overtime people are actually using this guideline and developing poor self care practices! Financial self care is often something that suffers in the name of ‘self care culture' these days. Just like real self care, financial self care requires patience, having a long term vision, and having the discipline to stick to your goals, not waste money, develop financial literacy, and practice financial self care activities that not only make you feel good, but will also keep future you safe and secure! This video walks you through my top financial self care ideas and tips to enjoy your money, while also looking ahead to your financial future! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

Feeling lost in your 20's is completely normal, so is feeling behind in life when you're in your 20's. This is something that everybody experiences at some point during this decade of life, but very few people talk about, or actively share strategies to stop feeling lost in life, and to stop feeling behind in your 20's. I turned 29 this year. I'm almost through this decade of life, and thought I would share 3 things that I discovered could help when you're feeling a little lost, and that will pick you back up again and get you going on the right track when you're feeling behind in life. NEXT STEPS:Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners!https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account:https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners:https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL!Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4foNote: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

Switching to this type of bank account could make you 100x more money! High Interest Savings Accounts are one of the few things in life that aren't actually too good to be true, even though they sound like they must be! Chances are, your bank account is probably earning you somewhere around 0.01% interest. High Interest Savings Accounts can earn you anywhere between 1% - 1.5% interest in 2021! Change accounts like your emergency fund over to a high interest savings account today, and your money will start working for and earning even more money you while you sleep! NEXT STEPS: Want to learn more about managing your finances like a real live adult? Join the free personal finance mini course, it's perfect for beginners! https://howtoadultschool.com/7-day-money-challenge Ready to take your first step towards financial independence? Start an emergency fund using this high interest savings account: https://howtoadultschool.com/finance-resources#finance-tools Check out my favourite personal finance books for beginners: https://howtoadultschool.com/finance-resources#finance-books SAY HI ON SOCIAL! Tiktok: https://www.tiktok.com/@howtoadultsch... Instagram: http://instagram.com/howtoadultschool Facebook: http://facebook.com/HowToAdultSchool Youtube: https://www.youtube.com/channel/UC5I8eXvox7t9fGcLcYYfckw?sub_confirmation=1 Video: https://youtu.be/8m_nogEX4fo Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

If you struggle with spending too much money OR feeling guilty every time you spend money, then this episode is for you! The guilt free three is a money mindset tool that will help you save money, stick to a budget, and enjoy the money that you do spend. If you want to practice more minimalist, better financial habits, and learn how to stop spending so much money on things you don't even like, then this money saving tip will definitely help turn your spending habits around, and help you develop good financial habits!

Do you have an emergency fund? If not, don't feel bad, tonnes of people don't have their emergency funds set up yet or properly funded, and I've got you covered! Today's episode is all about how to save an emergency fund, and most importantly, how to decide how much you want to have saved in your emergency fund. We also talk about why you need an emergency fund, and the best place to keep your emergency fund (hint: in a high interest savings account!). Creating your own emergency fund is the first step you should take towards getting on top of your personal finance.

You are a badass at making money is by far the best money mindset book I've ever read, and I've read a lot of personal finance books and money mindset books! Jen Sincero is a master at making money mindset accessible to everyone, in a up to date, modern day format without any of the ‘ick' factor associate with Think and Grow Rich, Napoleon Hills' book that is often touted as a money mindset classic. Want to learn about personal finance and money mindset to start saving money, improving your relationship with money, and creating a financial safety net for yourself? Read some money mindset books! My advice? Throw out ‘Think and Grow Rich', and get a copy of you are a badass at making money instead!

You've heard the term being thrown around on the news: revenge spending, or yolo spending. The world is starting to get back to normal after the covid-19 pandemic, and retailers are seeing record spending as people come out of hibernation and start ‘revenge spending' their money. I'm all for celebrating and living life after the pandemic, but definitely don't believe in yolo spending instead of saving money and building a financial safety net! This video talks about what revenge spending or yolo spending is, as well as tips, trick, and strategies you can use to avoid going on a spending spree, wasting money, and experiencing buyers remorse after buying nightclub clothes when you never went to night clubs before the pandemic……..Join me today to learn how to balance living life and spending money, with being financial responsible and not blowing your savings on travel.

This week's episode is on a more personal note. You've heard me talk about the importance of having an emergency fund, and I'm going to share my story with you today, which will explain why I've made it one of my main messages on this platform to share why everyone needs their own emergency savings account, and how you can build an emergency fund. Emergency funds are important, maybe the single most important financial skill to have, because they're your safety net. If you don't have a fully funded emergency account, this episode is going to get you saving money for your fund asap!

Have you ever done this when you're using your online banking to pay your bills? Have you ever looked at the ‘pay minimum balance' option when you're about to pay your credit card, and decided that paying the minimum balance is a great option because it keeps money in your pocket for longer? If this is how you pay your credit card, then you're falling into the most dangerous trap that credit card companies set for consumers, and you NEED to stop doing that! Watch this episode to learn why it's necessary to pay your credit card in full, and why it's important to pay your credit card on time. Learn how to pay your credit card bill properly to increase your credit score, and when to pay a credit card bill to avoid interest. This is your how-to guide to using and paying for your credit card online.

If you're like many of us and were never offered an education in personal finance, but are interested in topics like how to save money, how to invest money, money habits etc, you probably turn to the first resource many of us have, our own personal networks. The problem is, for many of us, our personal networks probably never received a financial education either! This is where misunderstandings like ‘investing in the stock market is only for the rich' or ‘investing is just gambling' start to happen, and they can be immensely damaging to many of us when it comes to planning for our financial futures!

If you've been thinking that it's time to start investing, and you're ready to start using the stock market to your advantage to plan for your future, this stock market for beginners lesson is for you! Learn the basics of investing 101, how the stock market works, and 3 mistakes beginners in the stock market make that you can learn how to avoid!

This episode is all about stock market investing for beginners. I mean like really beginners, don't even feel like you've got a handle on your personal finances yet? That's okay because this lesson isn't even about how to invest in stocks yet, it's an investing 101 guide that will teach you the basic principles and theories behind saving money, saving for retirement, saving for your future, and how the stock market and investing in stocks will eventually play an important role in helping you reach your future financial goals one day. It's almost impossible to retire without using the stock market to some extent, so you might as well get on board with investing in stocks while you're young to take advantage of lesson number 1 in this episode!

This episode will show you an easy to follow, step by step framework to start managing your personal finance. No idea how to manage money? That's okay! Everyone has to start learning somewhere, and this beginner friendly finance lesson will walk you through an easy money management process to take every month that will over time help you learn how to save money, how to budget money, and how to set long term money goals. I use this easy 10 step process once a month to review my finances, pay bills, and make sure I'm on track to my biggest financial goals.

This personal finance episode is all about how to manage your money, without giving up on spending money altogether. I walk you through 5 steps to stop impulse buying, control your emotional spending, cure your ‘retail therapy' habit, and how to stop shopping for sh*t you don't actually even want. If you want to start saving money, but somehow end up blowing through your budget every month because you're prone to emotional spending, and love the feeling that comes with spending money on new things, this episode is for you! The best part? I will NEVER ask you to stop shopping altogether! Money is there to be enjoyed in your life, and this training will help you start to manage it responsibly, so you can start getting rid of all the money stress and guilt created by impulse shopping your dollars away.

Do you dream of financial freedom, but aren't quite sure about how to save money, and need some good financial tips? Managing your money well start in your 20's, but it's never too late to start! This personal finance episode walks you through an easy to follow and easy to implement money tip that will set on you the path to success as soon as you start. Just follow this 7 step process every time you get paid, and before you know if you'll be managing your money, budgeting, and saving money like a freaking pro without even knowing you were doing it!

If you're looking to improve your financial education, financial literacy, and personal finance, I have some amazing personal finance books for you to read! I learned so much of what I know about managing money from reading tonnes of books about money, and have created a curated list of the best personal finance books of all time to help you get your financial sh*t together. Have you heard of books like rich dad poor dad, or think and grow rich? While these personal finance books are classics, this list includes better beginner personal finance books, as well as updated information that's written for the financial feminists out there like me!

Having a fully funded emergency fund saved my butt when the pandemic hit and shut down my first business, now I'm SO passionate about helping other people make sure they have an emergency fund to protect themselves during hard times! This personal finance episode will walk you through how to start an emergency fund, guidelines for saving more money, the right savings account for your fund, and why emergency funds are important. Also, the hardest part about creating an emergency fund is making enough savings, so I walk you through THREE WAYS to discover hidden savings in your life so you can save money faster, and start building an emergency fund tomorrow!

Do you know how to manage your money in your 20's and 30's? Have you been taught money management skills like how to budget and how to save, or are you just guessing about how to manage your finances because you never received a real financial education? Let me tell you, you're not alone! A changing job market combined with a lack of financial literacy in canada has left millions of young people not sure how to save money in canada, let along how to start investing, how to pay off debt, how to build good credit, and how to plan their financial future! This episode will walk you through 4 steps to take in your 20's to get on the right track and set yourself up for success when managing your money.

YOUR CREDIT CARD EXPLAINED - FOR BEGINNERSDo you use credit cards but feel like nobody ever taught you a lesson in ‘credit cards 101'? Do you know how your credit card affects your overall credit and your credit score? This episode will walk you through credit card basics and credit card lessons for beginners so you can take these credit card tips and learn how to use credit cards to build your credit score responsibly, and intentionally, as well as how to avoid credit card debt or pay off credit card debt. Credit card education should be taught to all of us when we get our first cards!

Do you try to adopt healthy habits and get your life organized, but inevitably life gets in the way and you just forget what you're working towards? This simple organization hack helps you organize your life, reset your life and your goals every week, and develop habits to change your life. Join me in this episode of the how to adult show to learn how to plan properly using this organizational habit, and plan with me to set yourself up for success this week, and the next, and the next. Pick up a moleskine notebook bullet journal to start getting organized here: https://howtoadultschool.com/personal-growth-resources#personal-growth-tools

Do you get enough sleep every night? Has anyone ever taught you the importance of maintaining good sleep health? Have you ever learned about the impact of sleep on learning, or the impact of sleep on memory? The importance of sleep is something we rarely talk about or learn about in our hustle culture sadly. Matthew Walker is a research scientist who has spent years looking into why we sleep, and wrote a fantastic book all about how we need to prioritize our sleep better to truly maximize our health as humans. I unpack this book and talk about the basic concepts of sleep and why it's important to our well being. If you loved this topic and want to learn more, make sure you pick up a copy of the book Why We Sleep, linked here https://howtoadultschool.com/wellness-resources#wellness-books

Are you working your dream job? If the answer is no, don't worry! In this video we set out to bust the myth of the ‘dream job' that we were raised with, and help you reframe how you think about your work life so that you can intentionally choose a career path that will help you feel more happy with your work, achieve greater career fulfillment, and and not end up feeling stuck on a job or stuck in a career that you trained for, but don't really love. Watch the episode for 5 ways to reframe the way you think about your work life, let go of the myth of the dream job that's holding you back from getting started on life, and start creating a work life you love. Get a copy of the book Big Magic here https://howtoadultschool.com/careers-business-resources#career-booksDownload the free audio training all about how to set and achieve goals to build the life of your dreams.https://howtoadultschool.com/audio-guide

Do you know if you're taking advantage of all the tax write offs that are available when you file your canadian taxes? Are you minimizing your tax burden with tax deductions wherever possible? Do you understand how to properly write off business expenses, life expenses, education expenses etc. to your advantage? This finance 101 lesson is all about giving you the best canadian financial advice, and explaining the canadian tax system and tax write offs available for employees as well as touching on business write offs that small business taxes can benefit from knowing as well.

Do you know how to create good habits? Do you want to learn how to develop the habits of consistently successful people? If you're stuck in the cycle of setting goals and never achieving them, or wanting to start new habits but falling off the bandwagon all the time, this episode is for you. I walk you through 4 simple steps to start habit stacking, a system that will help you create good habits, improve your life productivity, and teach you how to get your life together. Get started working towards developing the best habits for a healthy and happy life by watching this episode, and checking out the other resources linked below!If you LOVED this episode, download the FREE guide to learn more about goal setting and habit stacking in more detail. https://howtoadultschool.com/audio-guide

Do you need meal prep ideas to help you with healthy meal prep and get inspired for great meal prep recipes? Meal prepping is a great way to organize your week, so you can enjoy clean eating, healthy cooking, and healthy meals without devoting unnecessary time, money, and mental energy to the process three+ times a day! We should all be taught a meal prep for beginners course before graduating highschool. Healthy cooking is a basic adult school that many of us miss these days!Like the episode? Follow the How To Adult School on Instagram for more great adulting tips and tricks to help you get your sh*t together and adult like a pro! http://instagram.com/howtoadultschool

I've always been an entrepreneur, and while it's not the life for everyone I seriously believe we should all be taught about entrepreneurship as kids so we can consider it for ourselves! If you're asking yourself should I quit my job, what are my 9-5 job alternatives, and where can I find entrepreneurship ideas, then this episode is for you! I walk through my career path as an entrepreneur so far, and teach you 4 questions to ask yourself before quitting your job to start your own business. Download the free grant guide: https://www.howtoadultschool.com/grant-guideCheckout more careers resources through the resources library: https://www.howtoadultschool.com/careers-business-resources

Do you have an emergency savings account? Do you know how to get started saving an emergency fund? Do you know how much money an emergency fund should have? The Dave Ramsey emergency fund system is outdated these days, and you need to have a properly funded emergency fund account to be truly in control of your own life! This video will teach you about how to start an emergency fund, why you need one, and where you should save your emergency fund in Canada. Join the free 7 day mini course that will bring you back to the basics of personal finance, so you can start taking control of your money! https://www.howtoadultschool.com/7-day-money-challenge

Did you know that YOU are the one who gets to design your dream life? Do you know how to decide what you want? How to start setting AND achieving your goals? This episode will walk you through the goal setting activity I've used for years that has helped me with setting goals that matter, goal setting motivation, and setting goals and sticking to them. Scroll down to download the free goal setting worksheet template I use personally, and tune in to this episode of the How To Adult Show with me, Cory Fowler, to learn how to design your life and create exactly what YOU want. CLICK BELOW to download the FREE GOALS CHART I use to set and accomplish my goals clearly and systematically. www.howtoadultschool.com/goal-setting-chart