Podcasts about money goals

You started this year with an intention. Maybe it was January 1st, maybe it was sometime before the new year even started, but at some point you told yourself this was going to be the year you finally got out of debt, started budgeting for real, or stopped living paycheck to paycheck. And now we're in the middle of the year and if you're being honest, you're somewhere between "I made some progress" and "I honestly don't know what happened since January."This episode isn't about your budget or your numbers. It's about what's actually missing, and it has nothing to do with how much debt you're in, how much you make, or how much you have or haven't saved.What I want you to understand is that reaching your financial goals isn't just about setting them, it's about becoming someone new in the process. I'm introducing a concept I call financial emergence, which is the identity shift that happens when you stop trying to force yourself into a goal and start actually becoming the person who can hold it. Just like a caterpillar doesn't go in the same way it comes out, you're not going to reach your financial goals as the same version of yourself that set them, and that is the real work this episode is about.In this episode I walk you through what financial emergence looks like in real life, not on a vision board and not in a pretty spreadsheet, but on a Tuesday when things feel hard and nothing is going as planned. I also share a three-column exercise you can do today to identify your financial intentions, name what's most likely to get in the way, and decide in advance exactly how your emerging self responds when that moment comes.In this episode you'll learn...[00:04:22] What financial emergence actually means and why your financial journey will always have peaks and valleys, and why that's not evidence that you're failing but evidence that you're in process[00:08:15] Why setting a financial goal is not the same thing as building a financial identity, and why the goal alone will never be enough to get you to the other side of where you're trying to go[00:12:40] What it looks like when the emerging version of you responds to overspending, shame around debt, or a last-minute trip invitation you've already decided your money can't say yes to right now[00:18:30] Why your financial journey isn't linear and never has been, and how to use that understanding to change the conversation you have with yourself in the hard moments instead of closing the app and avoiding your numbers for two weeks[00:22:10] The three-column exercise that helps you decide in advance who you're becoming so that when the hard moment arrives, you already know exactly what to say to yourself and how to keep moving forwardTune in to this episode of Money Files to understand what financial emergence is and how it changes everything about the way you see yourself, talk to yourself, and show up for your financial goals especially when it gets hard.Get full show notes and the episode transcript: https://wealthovernow.com/financial-emergence-the-identity-shift-that-actually-gets-you-to-your-money-goals/Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

Paul joins the podcast to discuss MSP M&A trends and what 2026 may look like after years of consolidation driven by PE-backed platforms, self-funded acquirers, listed buyers, and newer permanent capital vehicles. He explains why the market has been attractive (fragmentation, cloud migration, cyber demand, COVID-driven working changes, inflation-led price increases) but notes the bar is rising for sellers amid economic headwinds, lower price rises, and AI-driven efficiency that may pressure support rates while also creating advisory opportunities and margin protection. Paul breaks down five buyer types, including Evergreen-style permanent capital that buys without heavy integration and offers supplier and group benefits. He advises sellers to plan early, clarify personal and business goals, avoid approaching everyone, optimise operations, and choose experienced M&A advisors and lawyers, with up-to-date financial and tax records.   00:00 Welcome and Setup 00:33 2026 MSP M&A Outlook 02:18 Market Drivers and Headwinds 06:01 Who the Buyers Are 09:26 Choosing the Right Exit Partner 12:42 Why Exit Planning Matters 14:49 Optimising for a Future Sale 18:14 Money Goals and Life Purpose 23:14 Building the Right Team 23:53 Picking Advisors and Process Timeline 28:57 Wrap Up and Contact Details   Connect with Paul Vanstone on LinkedIn by clicking here – https://www.linkedin.com/in/cls946167290/ Connect with Daniel Welling on LinkedIn by clicking here – https://www.linkedin.com/in/danielwelling/ Connect with Adam Morris on LinkedIn by clicking here – https://www.linkedin.com/in/adamcmorris/ Visit The MSP Finance Team website, simply click here –https://www.mspfinanceteam.com/   MSP Glossary: MSP Finance Glossary Explained | MSP Finance Team We look forward to catching up with you on the next one. Stay tuned!

They’re in the same role as you, have less experience and are somehow being paid more? A whopping $25k more. So, are you being underpaid or simply not asking for what you’re really worth? On this week’s Friday Drinks, we’re covering career-coded Money Dilemmas. One person asks whether it’s ever worth it to stay in a job you love, even if it means taking longer to reach your money goals. And someone’s being underpaid! Or are they? With a less-experienced colleague being paid more for the same role, this community member asks whether they’ve missed their moment to ask for a raise – or if they’re simply being underpaid by a whole $25k. From knowing your worth to knowing your values, this episode is nothing to sniff at. A big thankyou to the team at eBay for sponsoring this episode! To learn more about free selling, check out their website. Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA our zero-judgement support network for money tips. Ask questions, share rec’s, and celebrate your wins with a like-minded community of 300,000+. And follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3571: Andrea Joy explores how a “financial reset” can go beyond a temporary no-spend challenge and become a complete lifestyle shift toward healthier habits, smarter budgeting, and more intentional family living. By combining reduced spending with meal planning, organization, fitness goals, and long-term accountability, the article offers practical inspiration for anyone looking to regain control of their finances without feeling deprived. Read along with the original article(s) here: https://savingjoyfully.com/financial-reset-setting-new-financial-goals/ Quotes to ponder: "A personal financial reset is a re-evaluation of our financial lives and our overall spending." "We need to set some goals during that month that we carry forward." "The most important part is not spending nothing, it is decreasing spending overall." Episode references: Panera Rewards: https://www.panerabread.com/en-us/mypanera.html Starbucks Rewards: https://www.starbucks.com/rewards Lemon Blessings: https://lemonblessings.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3571: Andrea Joy explores how a “financial reset” can go beyond a temporary no-spend challenge and become a complete lifestyle shift toward healthier habits, smarter budgeting, and more intentional family living. By combining reduced spending with meal planning, organization, fitness goals, and long-term accountability, the article offers practical inspiration for anyone looking to regain control of their finances without feeling deprived. Read along with the original article(s) here: https://savingjoyfully.com/financial-reset-setting-new-financial-goals/ Quotes to ponder: "A personal financial reset is a re-evaluation of our financial lives and our overall spending." "We need to set some goals during that month that we carry forward." "The most important part is not spending nothing, it is decreasing spending overall." Episode references: Panera Rewards: https://www.panerabread.com/en-us/mypanera.html Starbucks Rewards: https://www.starbucks.com/rewards Lemon Blessings: https://lemonblessings.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3571: Andrea Joy explores how a “financial reset” can go beyond a temporary no-spend challenge and become a complete lifestyle shift toward healthier habits, smarter budgeting, and more intentional family living. By combining reduced spending with meal planning, organization, fitness goals, and long-term accountability, the article offers practical inspiration for anyone looking to regain control of their finances without feeling deprived. Read along with the original article(s) here: https://savingjoyfully.com/financial-reset-setting-new-financial-goals/ Quotes to ponder: "A personal financial reset is a re-evaluation of our financial lives and our overall spending." "We need to set some goals during that month that we carry forward." "The most important part is not spending nothing, it is decreasing spending overall." Episode references: Panera Rewards: https://www.panerabread.com/en-us/mypanera.html Starbucks Rewards: https://www.starbucks.com/rewards Lemon Blessings: https://lemonblessings.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What are your actual financial goals? Not "I want to be rich" — the real, specific number.In this episode, I break down a powerful principle from The Richest Man in Babylon that changed how I think about money goals. Wishing is useless. A specific desire you can wrap your mind around? That's where fulfillment starts.I share how this applies to your income, your savings, your life — and why you don't need to know the "how" to get started. Write it down. Put your mind to it. And watch what starts showing up.

Gugs Mhlungu is joined by resident Certified Financial Planner Paul Roelofse to discuss lifestyle creep and why earning more doesn’t automatically lead to financial freedom. They explore the importance of maintaining smart financial planning habits, including budgeting and living within your means. Gugs Mhlungu gets you ready for the weekend each Saturday and Sunday morning on 702. She is your weekend wake-up companion, with all you need to know for your weekend. The topics Gugs covers range from lifestyle, family, health, and fitness to books, motoring, cooking, culture, and what is happening on the weekend in 702land. Thank you for listening to a podcast from 702 Weekend Breakfast with Gugs Mhlungu. Listen live on Primedia+ on Saturdays and Sundays from 06:00 and 10:00 (SA Time) to Weekend Breakfast with Gugs Mhlungu broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/u3Sf7Zy or find all the catch-up podcasts here https://buff.ly/BIXS7AL Subscribe to the 702 daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

On this episode of CFO at Home, Vince wraps up his conversation with Elizabeth George, a Dallas-based financial strategist whose focus is guiding women through transitions such as divorce, death of a spouse, and marriage. This time around Elizabeth and Vince discuss couples balancing their individual and relationship goals, planning with uncertainty, the myth of ·wealth secrets·, and more. For more on Elizabeth and her work, go to melizabethgeorge.com 00:41 Separate Goals Explained   02:41 Planning With Uncertainty 05:26 Stress Testing Retirement 06:32 Spending Down Mindset 09:49 Couples Separate Meetings 14:23 Wealth Secrets Myth 20:34 Money Is More Democratized 25:00 Finding Your Way Forward Key Links elizabeth george Elizabeth George | Facebook Elizabeth George (@melizabethgeorge) • Instagram photos and videos https://www.linkedin.com/in/melizabethgeorge-cfp/ Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500  

What if the difference between frustration in pursuing your money goals and a focused faithful journey in 2026 isn’t more effort, but wiser rhythms and simple, steady practices? In this episode, John closes the “Achieve Your Money Goals in 2026” series with seven best-practice encouragements to help you actually live out your financial plans with faith and clarity.  He invites you to simplify—keeping prayer central, focusing on small faithful steps over big leaps, anticipating obstacles, inviting life-giving accountability, celebrating progress (not perfection), and scheduling regular check-ins to review your journey.  When life feels noisy or confusing, John points you back to the same four-step framework—learn your lessons, clarify your vision, align your mission, and live your values—so you can move forward one grounded, grateful, God-guided step at a time toward your 2026 money goals! In this episode, John discusses:  Keeping prayer central and simple in your financial decision-making Focusing on small, faithful steps instead of dramatic financial leaps Anticipating obstacles so your goals don’t get derailed when life changes Inviting life-giving accountability rooted in shared values, not pressure Returning to a clear framework (lessons, vision, mission, values) when money decisions feel noisy or confusing Key Takeaways: A faithful financial life in 2026 is built less on big, dramatic moves and more on small, steady, God-directed steps taken over time. When prayer becomes your first response rather than a last resort, money decisions shift from pressure-filled to peace-filled. Naming the obstacles and patterns that usually derail you is not pessimism; it’s wisdom that prepares you to stay aligned with your values when life gets noisy. Inviting a trusted, grace-filled “money confidant” into your journey transforms accountability from guilt and shame into encouragement and shared courage. Regularly returning to your lessons, vision, mission, and values keeps you grounded in what’s already true, even when your progress feels slow or invisible. “Faithful stewardship rarely requires dramatic leaps. It's usually built through small, consistent, obedient decisions that compound over time.” CLICK ON THE LINKS BELOW FOR MORE MONEY MADE FAITHFUL! 2026 GOAL ACHIEVEMENT WORKBOOK: https://moneymadefaithful.com/resource-library-access/Landing-page VISIT MONEY MADE FAITHFUL: https://moneymadefaithful.com/ GET FREE RESOURCES when you join THE HUB: https://moneymadefaithful.com/resource-library-access/Landing-page BOOK A WORKSHOP & DETAILS: https://moneymadefaithful.com/money-made-faithful-workshop-2/Landing-page INVITE JOHN TO SPEAK at your conference, church, or event:  https://moneymadefaithful.com/services SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends', and the small group guide: https://moneymadefaithful.com/shop FOLLOW US ON FACEBOOK: @MoneyMadeFaithful FOLLOW US ON INSTAGRAM: @MoneyMadeFaithful If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

What if our financial goals fall short not because of a lack of vision or effort, but because our values are unclear or misaligned? In this episode of Money Made Faithful, John shows why living out your financial values is essential to achieving your 2026 money goals. Building on the steps of learning from the past, clarifying vision, and aligning mission, he explains how values shape daily decisions and reveal true character. Drawing from Acts 6, John highlights the power of values as you 'riverbanks', and offers three practical guidelines to identify and Live Your Values: In this episode, John discusses: Living your values as the “who you are” on the financial journey, not just what you do with money How clear, God-honoring financial values guide decisions in both abundance and scarcity Biblical example of values in action from Acts 6 via compassion, patience, unity, and faithfulness Using the Fruit of the Spirit as a simple, but powerful model for core financial values Energizing and keeping values visible so they actively shape family culture and money choices Key Takeaways: When you intentionally define and live your financial values, money becomes a way to reflect who God is shaping you to be, not just a tool for reaching goals. Clear values, rooted in scripture, act like 'riverbanks', keeping your financial life within the flow of God’s will when circumstances change or emotions run high. The story in Acts 6 shows how values like compassion, patience, unity, and faithfulness quietly guided the disciple's decisions and actions Adding “energy” to your values with descriptive words and simple definitions (like “peaceful patience” or “respectful communication”) turns them into daily, actionable guardrails for your money choices. Keeping your values visible, spoken about, and celebrated in your home helps them become part of your family’s heritage, forming a culture of faithful stewardship that can impact generations. “Your values don't just guide what you do with money. They shape who you are and who you are becoming.” CLICK ON THE LINKS BELOW FOR MORE MONEY MADE FAITHFUL! 2026 GOAL ACHIEVEMENT WORKBOOK: https://moneymadefaithful.com/resource-library-access/Landing-page VISIT MONEY MADE FAITHFUL: https://moneymadefaithful.com/ GET FREE RESOURCES when you join THE HUB: https://moneymadefaithful.com/resource-library-access/Landing-page BOOK A WORKSHOP & DETAILS: https://moneymadefaithful.com/money-made-faithful-workshop-2/Landing-page INVITE JOHN TO SPEAK at your conference, church, or event:  https://moneymadefaithful.com/services SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends', and the small group guide: https://moneymadefaithful.com/shop FOLLOW US ON FACEBOOK: @MoneyMadeFaithful FOLLOW US ON INSTAGRAM: @MoneyMadeFaithful If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

If you're a woman between 35 and 45 and your body has stopped responding, it's not because you haven't tried hard enough. It's not because you picked the wrong diet, the wrong peptide, or the wrong hormone protocol.It's because your body does not feel safe.In this episode, I break down why so many women are spending thousands on hormones, peptides, supplements, workouts, and healing paths, only to feel more exhausted, inflamed, and frustrated than before.Support the showHosted by Casey Shipp — 3000+ transformations, Self-Made Millionaire, High Priestess, Writer, Fitness Cover Model, and Founder of the Hotbody App. $30M client wins | $7.8M sold onlineRich isn't rare. Category of one is.

In this episode of Honest Money,  Warren Ingram and Pieter de Villiers delve into the intricacies of setting financial goals and the importance of behavior change in achieving them. They emphasize the significance of the SMART framework—Specific, Measurable, Attainable, Relevant, and Time-bound—when defining financial objectives. The discussion highlights how understanding one's financial situation and prioritizing goals can lead to better decision-making and ultimately financial freedom. The hosts also touch on the compounding effect of small, consistent actions over time, drawing parallels between financial goals and other life aspirations, such as health and fitness.Takeaways:Introduction to Financial GoalsThe SMART Framework for Goal SettingUnderstanding Your Financial SituationPrioritizing Financial GoalsThe Importance of Clarity and BudgetingAutomating Your SavingsAligning Financial Goals in RelationshipsConclusion and Next Episode PreviewLearn more about Prescient Investment Management here.Send us a textOn the Balance Sheet®Interviewing executives from community banks and credit unions about key economic issues.Listen on: Apple Podcasts SpotifyHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

If you're tired of setting money goals that quietly die somewhere between Valentine's Day and tax season, this episode is your intervention. We're talking about why traditional goal setting backfires, how shame-based goals sabotage progress, and what it really takes to set financial targets that fit your season of life—whether you're growing, stabilizing, repairing, maintaining, or just trying to get through a major transition without losing your mind. Get your Supportive Money Goals Workbook here! You'll learn the difference between aspirational goals (“max out my 401(k)”) and supportive goals (“increase my 401(k) by 1% each quarter”), why willpower is the least reliable financial strategy on earth, and how the One-Goal Rule keeps your cash flow focused long enough for you to actually win. By the end, you'll walk away with money goals that are realistic, emotionally grounded, system-supported, and—most importantly—still alive in March. Because you don't need more aggressive goals… you need goals that match your systems, your season, and your capacity. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

How does a clear sense of purpose turn good intentions into faithful forward movement? In this episode of Money Made Faithful, John explores the vital connection between vision and mission, and how to align your plans and progress to where God is leading.  Drawing from Scripture, practical wisdom, and the realities of life’s detours, John invites listeners to clarify their purpose, take intentional steps, and translate conviction into action. With tools like the SMART goal framework and the encouragement of trusted accountability, this conversation helps turn clear vision into faithful mission, movement and lasting progress. In this episode, John discusses:  The importance of aligning mission with vision so financial goals move from intention to action Why clarity and alignment matter more than speed when taking faithful financial steps How SMART goals help translate vision into specific, actionable, and time-bound progress The role of accountability and “truth tellers” in staying focused and faithful Learning to adapt when circumstances change while staying committed to God’s greater plan Key Takeaways: Vision shows where God is leading, but mission determines how we faithfully walk toward that future, one intentional step at a time. Alignment brings clarity to decisions, even when the process feels uncomfortable or outside familiar patterns. SMART goals provide a practical framework for turning prayerful intention into measurable, courageous action. Sharing your mission with a trusted, faith-filled person strengthens accountability, invites prayer, and guards against drifting off course. Detours and obstacles do not cancel the vision; they refine it and teach us to remain faithful, flexible, and focused on God’s direction. “This mission step is that set of faithful and intentional actions & directions that connect today and the actions you're taking to the future God's inviting you into.” CLICK ON THE LINKS BELOW FOR MORE MONEY MADE FAITHFUL! VISIT MONEY MADE FAITHFUL: https://moneymadefaithful.com/ GET FREE RESOURCES when you join THE HUB: https://moneymadefaithful.com/resource-library-access/Landing-page BOOK A WORKSHOP & DETAILS: https://moneymadefaithful.com/money-made-faithful-workshop-2/Landing-page INVITE JOHN TO SPEAK at your conference, church, or event:  https://moneymadefaithful.com/services SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends', and the small group guide: https://moneymadefaithful.com/shop FOLLOW US ON FACEBOOK: @MoneyMadeFaithful FOLLOW US ON INSTAGRAM: @MoneyMadeFaithful If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!  

In this episode, Allison and I talk about why people fall off financial goals, how to reset without starting over, and simple money strategies that actually stick.Grab Our Free Resources:Click Here to get the Free Training: How to Build Wealth Without Going on a Strict Budget.Click Here to get Allison's Goodbye Debt Tracker.How to Stay Connected to Allison:Instagram: https://www.instagram.com/inspiredbudgetPodcast: https://podfollow.com/inspiredbudget1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching

Why do so many well intentioned financial goals fade before they ever become reality? In this episode of Money Made Faithful, John Putnam explores the often overlooked power of financial vision and why clarity, not discipline, is usually what determines whether goals are achieved or abandoned. Drawing from scripture, research, and practical experience, John invites listeners to slow down, lift their eyes, and focus first on where they are truly headed before determining the steps to get there. With the help of a guided goal achievement workbook and a prayerful vision design exercise, this conversation helps transform hopes into clear direction and faithful progress. In this episode, John discusses:  Why clarity of vision is often a missing link between setting financial goals and actually achieving them The difference between vision and planning—and why a clear vision must come first How a lack of financial clarity can lead to drifting with your money, even when your intentions are good The biblical foundation for vision, drawing from Acts 6 and Proverbs 29 A practical, prayerful vision exercise to define what you want your financial life to look like by December 31, 2026 Key Takeaways: Many people struggle to achieve financial goals not because they lack discipline, but because they lack clarity about where they are headed. Vision begins in the heart and provides direction before steps, plans, or tactics ever come into focus. Without a clear destination, even good financial actions can leave us drifting and slowly pull us off course. When financial vision is grounded in prayer rather than pressure, it creates peace, focus, and momentum for faithful progress. “With a clear vision before you, walking step by step in your unique role within God's greater story, you can move closer to him, closer to each other, and closer to the life He's calling you to steward faithfully.” CLICK ON THE LINKS BELOW FOR MORE MONEY MADE FAITHFUL! 2026 GOAL ACHIEVEMENT WORKBOOK: https://moneymadefaithful.com/resource-library-access/Landing-page VISIT MONEY MADE FAITHFUL: https://moneymadefaithful.com/ GET FREE RESOURCES when you join THE HUB: https://moneymadefaithful.com/resource-library-access/Landing-page BOOK A WORKSHOP & DETAILS: https://moneymadefaithful.com/money-made-faithful-workshop-2/Landing-page INVITE JOHN TO SPEAK at your conference, church, or event:  https://moneymadefaithful.com/services SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends', and the small group guide: https://moneymadefaithful.com/shop FOLLOW US ON FACEBOOK: @MoneyMadeFaithful FOLLOW US ON INSTAGRAM: @MoneyMadeFaithful Article: Psychology Today - posted January 1, 2025 - "92 Percent of People Never Achieve Their Goals = Steps to join the successful 8 percent who achieve their goals." : https://www.psychologytoday.com/us/blog/optimizing-success/202412/92-percent-of-people-never-achieve-their-goals If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Have you ever started the new year determined to “finally get your money together”… only to feel burned out, discouraged, or back in the same place a few months later?In this episode of The Money Mom Podcast, Rachel breaks down why most financial goals don't stick, and it has nothing to do with discipline, motivation, or willpower.Most money goals are created from panic, shame, or urgency. And while that energy can spark change for a moment, it never lasts, especially for busy moms carrying the mental, emotional, and physical load of family life.In this episode, you'll learn:Why motivation-based and willpower-only goals collapse when real life happensHow to stop setting “panic goals” that create pressure instead of progressWhy money is emotional, and why your goals must account for your nervous systemThe difference between outcome-based goals and identity-based goalsHow focusing on who you're becoming leads to lasting financial changeWhy doing less, not more, is often the key to momentumHow to create money goals that feel calm, safe, and doable... even in hard seasonsRachel also shares personal stories from early motherhood, explains why “trying harder” isn't the answer, and walks you through a gentler, smarter approach to goal setting that works with your life, not against it.If you've struggled to stick with financial goals in the past, this episode is your reminder: You're not broken. You don't need more discipline. You need better systems and a supportive identity.✨ And if you're ready to build money goals that actually stick, Rachel shares how you can join Money Mom Club, where moms learn to create sustainable systems, calm their money stress, and feel confident with their finances — without pressure or shame.You can join for 50% off this week only: www.heyrachelcoons.com/moneymomclubmoney

Feeling overwhelmed by New Year money and goals pressure? This episode of Financially Fierce, Jess shows you how to set one calm, realistic money goal that actually works.Financially Fierce is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo organise a clarity call chat with Jess, or to check out either The Evergreen Money Growing Club or The Greenhouse Money Growing Program, click here.To get help click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Jessica Brady is a money educator, former financial adviser and an authorised representative (No. 1259972) of MoneySherpa Pty Ltd – AFSL 451289 | ABN 32 164 927 708 | Corporate Authorised Representative No. 1305567. Hosted on Acast. See acast.com/privacy for more information.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss the best ways to talk to your spouse about money while avoiding marital conflict around finances.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

As a new year begins, John invites us to pause and think about the past, lessons learned, and what faithful financial progress really looks like.  In this four part series, he challenges and equips you to set wise goals then focus toward the meaningful steps of actually achieving them with a four-step framework of learning lessons, clarifying vision, aligning mission, and living values. With the support of a newly updated goal achievement workbook and a clear step by step framework, John guides you in this first step, to learn your lessons from the past and use them for wise and faithful decisions in 2026! This series is designed to move us from good intentions to faithful achievement, one thoughtful step at a time. In this episode, John discusses:  Why setting money goals is easy—but achieving them requires clarity, courage, and commitment The purpose and structure of the four-part Goal Achievement series for 2026 How learning from your financial past creates wisdom instead of shame The four-step framework for faithful goal achievement: learning lessons, clarifying vision, aligning mission, and living values How reflecting on key “Money Moments” helps identify what worked, what didn’t, and why Key Takeaways: Financial progress begins not by rushing ahead, but by pausing to reflect honestly on where you’ve been and what God has already taught you. Learning your lessons transforms past mistakes into wisdom, allowing last year to become a foundation rather than a ceiling. Faithful goal achievement requires more than motivation—it takes intentional reflection, spiritual alignment, and daily obedience. When vision, mission, and values are clearly defined and aligned with God’s greater story, financial decisions become purposeful and peace-filled. “Your vision becomes direction, your mission becomes faithful action, and your values become a witness.” INC. ARTICLE: Science Says 92 Percent of People Don’t Achieve Their Goals. Here’s How the Other 8 Percent Do https://www.inc.com/marcel-schwantes/science-says-92-percent-of-people-dont-achieve-goals-heres-how-... CLICK ON THE LINKS BELOW FOR MORE MONEY MADE FAITHFUL! VISIT MONEY MADE FAITHFUL: https://moneymadefaithful.com/ GET FREE RESOURCES when you join THE HUB: https://moneymadefaithful.com/resource-library-access/Landing-page BOOK A WORKSHOP & DETAILS: https://moneymadefaithful.com/money-made-faithful-workshop-2/Landing-page INVITE JOHN TO SPEAK at your conference, church, or event:  https://moneymadefaithful.com/services SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends', and the small group guide: https://moneymadefaithful.com/shop FOLLOW US ON FACEBOOK: @MoneyMadeFaithful FOLLOW US ON INSTAGRAM: @MoneyMadeFaithful If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!  

Join the Free Master Your Money Workshop on January 14, 2026 here!   Join the community built to help you master your money, stay accountable, and reach financial freedom.

Send us a textToday, we're turning goals into plans.In this final episode of the Unlocked series, Laura models real 2026 money goals live using real submissions from the Financielle community to show what goal modelling actually reveals, and why numbers are the difference between wishing and doing.We start with a quick refresher on why modelling works:It shows whether your goals are realisticIt highlights what needs to change to reach themSmall routine tweaks compound into massive resultsYou need a plan that fits into your everyday lifeThen Laura walks through multiple real-life scenarios, including:A single mum with a once-in-a-lifetime opportunity to buy her home with a gifted 10% deposit, and how to balance that against consumer debtA 25-year-old torn between maximising her LISA for a first home and starting long-term investingA listener navigating a debt-free journey while saving for a wedding, and how to balance progress with joyAlong the way, Laura talks through trade-offs, priorities, risk, mindset, and why “perfect” plans aren't the goal, sustainable ones are.Takeaways:What goal modelling really revealsWhy most money goals fail (no numbers behind them)Why now is the time to model your own goals before JanuaryIf you're enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you're resetting and rebuilding in the comments or the Financielle App community.#moneystory #goalsetting #Financielle #TheVaultUnlocked #moneygoalsConnect with our Partners*

As the holidays approach, bestselling author Andrew Kapp returns to share how you can align with abundance, happiness, and success using simple Law of Attraction practices. In this uplifting conversation, Andrew reveals practical steps to shift your energy around money, avoid common goal-setting traps, and invite joy even when life feels less than perfect. You’ll also hear new, easy-to-apply techniques to attract prosperity and emotional well-being as you enter the new year. Perfect for anyone ready to reset, refocus, and start manifesting from a place of gratitude and ease.

You've got the budget app. You're reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through? In this Best of 2025 episode of Everyone's Talkin' Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to optimism bias, these aren't personal flaws—they're predictable brain glitches. But once you spot them, you can stop them. You'll walk away understanding: What anchoring bias is and why it makes that $100 dress feel like a steal (when it's not) Why the fear of losing money feels worse than actually losing it—and how that keeps you stuck How your brain protects old money stories through confirmation bias Why instant gratification keeps winning, even when your future self is begging you to chill How optimism bias tricks you into thinking “next month” will magically fix everything Why social proof bias is fueling lifestyle creep—and what to do instead This is the episode that will make you pause mid-scroll, mid-spend, or mid-self-doubt and say, “Ohhhh, that's what's going on.” If any of these biases hit home, share the episode with a friend and DM Shari @everyonestalkinmoney to keep the conversation going Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this episode, Dr. Latifat talks about why many women physicians did not reach their money goals this year — and why that doesn't mean anything is wrong with you.She shares five simple reasons goals often don't work, like having too many goals, forgetting them, not having a real plan, trying to do it alone, or not growing into the person your goals require.This conversation is about being honest, staying present, and learning how to lead your money without shame. It's not about being perfect — it's about becoming.If you want 2026 to feel calmer, clearer, and more intentional, this episode will help you see what actually needs to change.You're making six or even seven figures—and still asking, “Where did all my money go?” The problem isn't your income—it's that you haven't learned how to have money left.The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

Most people aren't burnt out because they're working too hard. They're burnt out because the number they're chasing has no meaning behind it. In this episode, I break down why arbitrary revenue goals will always leave you exhausted, unmotivated, and questioning what you're even doing all of this for. I share how to right size your goals using a "dream life budget" so every dollar you're chasing has a clear purpose behind it. Get ready to rethink your numbers, reconnect with your why, and set goals that actually make the journey worthwhile.   HIGHLIGHTS Why chasing "logical" numbers like $1M or $10M often leads to burnout. The difference between wants and purpose-driven goals. How a dream life budget reveals what you actually need to earn. Why making more money than you need can cost you happiness. How purpose makes even the hardest days worth it. Why right sized goals create more motivation.   RESOURCES DM me on Instagram to share your 2026 goal or ask questions Apply for a strategy session or mastermind HERE Explore tax and wealth planning support HERE Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Frello: @frello_app

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. Spending can be hella stressful heading into the holiday season, and if you're struggling with debt or with setting up realistic financial goals for the coming year, this is a must-listen reminder for overcoming financial stress and toxic money patterns.A healthy money mindset is the missing ingredient for a lot of people's financial security. So we're throwing it back to this sustainable financial advice from finance coach Nicole Stanley on dealing with debt, setting realistic money goals, and her own journey to get debt-free. Nicole Stanley is the Founder & Head Financial Coach of Arise Financial Coaching. After battling crippling financial anxiety in her early twenties, Nicole enrolled in her first personal finance course and made changes to go from 30K in debt to building over a quarter-million in net worth for her family at age  27. Arise Financial Coaching has now served over 600 clients and has been featured in TIME, Yahoo Finance, & CNET.Listen to our full episode with Nicole here.Tune in every Monday for an expert dose of life advice in under 10 minutes.Follow Nicole:On Instagram: @arise.financial.coachingArise Financial Coaching Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

If you're setting big money goals for 2026 — 10K months, 50 women in your program, your first $100K month, or even your first seven-figure year — this episode is for you. Today I'm walking you through: What it actually takes to hit your money goals The habits, numbers, and identity you need to build The practical steps I took to create a $40,000 Black Friday weekend AND the step-by-step process you can use to replicate it in 2026 This is a loving but very honest conversation about visibility, consistency, audience growth, and the real reasons women struggle to hit their financial goals. If you want 2026 to be different, this episode will show you exactly how to lead yourself there. Resources Mentioned ✨ The Wildly Wealthy Woman ExperienceYour year-long identity, mindset, tapping, and wealth-building mentorship with Jackie.Link: https://jackie-mcdonald.mykajabi.com/offers/JY4fkzcd/checkout ✨ Release to Receive 2025–2026 Tapping SessionJoin the end-of-year tapping class.Link: https://jackie-mcdonald.mykajabi.com/offers/FWDf7YLZ ✨ Megan Hale's Good/Better/Best FrameworkCheck out her money strategy + app for women.Link: myrootabl.com/r/uBIfg6Lr?rootabl=jackie If You Loved This Episode… Please share it with a friend who's working toward her money goals in 2026.Leave a review on Apple Podcasts or Spotify — it helps more women find this work.Screenshot this episode and tag me @thejackiemcdonald on Instagram so I can celebrate you!

As the holidays approach, bestselling author Andrew Kapp returns to share how you can align with abundance, happiness, and success using simple Law of Attraction practices. In this uplifting conversation, Andrew reveals practical steps to shift your energy around money, avoid common goal-setting traps, and invite joy even when life feels less than perfect. You’ll also hear new, easy-to-apply techniques to attract prosperity and emotional well-being as you enter the new year. Perfect for anyone ready to reset, refocus, and start manifesting from a place of gratitude and ease.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share a framework you can use when implementing your money goals for 2026 that optimizes for behavior, and not outcomes. ---

Send us a textIt's only November - It's not time to give up on your socials or your goals! Grab The Audience Growth Guide: https://www.brittneyceo.com/product-page/audience-growth-guideJoin the Growth Lounge - https://www.brittneyceo.com/growthGet My 7 Figure Guide: https://brittney-ceo.mykajabi.com/offers/fbKnBwSM/checkoutGet my FREE weekly biz babe moves straight to your inboxhttps://view.flodesk.com/pages/624b64b2a15594c239cada7bJoin my Facebook Grouphttps://www.facebook.com/groups/131279237732613Follow me on Ig @brittneyceo for my daily life, hot biz tips, and morehttps://www.instagram.com/brittneyceo/

Hey friends! In this episode, I sit down with the amazing Shari Rash from Everyone's Talking Money, and we get real about all the emotions, shame spirals, and identity shifts that come with setting money goals. If you've ever felt like budgeting is a struggle or avoided peeking at your bank account, you are so not alone. This conversation is for you! We dive into why traditional budgets often fail, how to move from money avoidance to money neutrality, and the magic of aligning your financial goals with your true values (not just what you think you “should” want). Sherry shares her wisdom on making money fun, gamifying your goals, and getting honest about what matters most without the guilt or overwhelm. I left this chat feeling so much lighter and inspired, and I know you will too! Whether you're a seasoned saver or just starting to get curious about your finances, you'll find practical tips and a whole lot of encouragement here. Let's make money work for us, not against us! Links & resources: Stuck Assessment: https://www.plangoalplan.com/stuck  Plan Goal Plan Planners! https://www.gwawealth.com/author/shari-rash Podcast: https://www.gwawealth.com/podcast Connect with Danielle: Email: support@plangoalplan.com Facebook Group: Join Here Website: PlanGoalPlan.com LinkedIn: (I post most here!) www.linkedin.com/in/danielle-mcgeough-phd-

Too many women are making less money than we deserve, not because we lack talent or drive, but because we've been taught to set the bar low. In this bold and heartfelt episode, I'm calling out the mindset that keeps us stuck in “just enough” and showing you how to raise your revenue goals with confidence and clarity.We dive into the stories we tell ourselves about money, motherhood, and success. And how those stories shape our income. I share my personal journey from setting modest goals to blowing my own mind with what's possible, plus practical strategies to help you set bolder, more exciting targets in your business.If you've ever said, “I just want to make enough to get by,” this episode is your permission slip to dream bigger and earn more.In‌ ‌this‌ ‌episode,‌ ‌you'll discover:‌ ‌Why women entrepreneurs often set low money goals—and how to change thatThe mindset shift that helped me go from $2K months to six figuresHow to set revenue goals that excite and stretch you (without burning out)Why playing small feels safe—but keeps us stuckThe ripple effect of women earning more and inspiring others to do the sameTimestamps:‌ ‌03:00 – Why we set low goals and how it holds us back08:00 – The stories we tell ourselves about money and motherhood14:00 – My first money goal and how I outgrew it20:00 – The moment I decided to go for $100K27:00 – How to set bold goals that are both exciting and doable35:00 – Why you need a coach and a peer group to stretch your vision40:00 – Final thoughts on giving yourself permission to earn moreJoin us at MamaCon 2025 on Friday Nov. 7th in Toronto, Canada.https://www.mamasandco.com/mamacon— ‌Connect with me: Facebook: https://www.facebook.com/liannekimcoach Instagram: @liannekimcoach Join the Mamas & Co. community to get access to valuable resources and the support of likeminded mompreneurs and mentors: https://www.mamasandco.com Instagram: @mamasandco Podcasting support: https://theultimatecreative.com

This week on the Journey to Launch Podcast, I'm diving into the money rules that have guided me and the ones I've intentionally broken along the way. Rules are meant to serve as frameworks, not prisons. Over the years, I've adapted, reshaped, and sometimes completely tossed out rules that no longer served me. I want you to walk away from this conversation inspired to define your own rules, question the ones you've been following, and give yourself permission to evolve as your journey unfolds. In this episode I share: ✨ Why I treat my financial goals like mandatory expenses and how that mindset changed everything for me ✨ The role of automation in reducing stress and keeping me consistent with saving and investing ✨ The importance of building a safety net and FU money, and how it's given me the freedom to take risks ✨ The rules I've broken, like budgeting every penny, never using credit cards, and saving every last dollar and how shifting away from them actually helped me grow Other related blog posts/links mentioned in this episode: Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3296: Christine Luken highlights four essential financial assets that anyone can build, regardless of their bank balance: a strong credit score, a high income, a growing net worth, and most importantly, a high financial IQ. By focusing on these areas, you can create lasting security, resilience, and wealth no matter what financial storms come your way. Read along with the original article(s) here: https://www.christineluken.com/the-four-best-financial-assets/ Quotes to ponder: "People with low credit scores are saddled with higher interest rates than those with high credit scores." "A high income is only an asset if you don't spend it all." "Knowledge is power, but applied knowledge is like a magical super power!" Episode references: Think and Grow Rich: https://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3296: Christine Luken highlights four essential financial assets that anyone can build, regardless of their bank balance: a strong credit score, a high income, a growing net worth, and most importantly, a high financial IQ. By focusing on these areas, you can create lasting security, resilience, and wealth no matter what financial storms come your way. Read along with the original article(s) here: https://www.christineluken.com/the-four-best-financial-assets/ Quotes to ponder: "People with low credit scores are saddled with higher interest rates than those with high credit scores." "A high income is only an asset if you don't spend it all." "Knowledge is power, but applied knowledge is like a magical super power!" Episode references: Think and Grow Rich: https://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331 Learn more about your ad choices. Visit megaphone.fm/adchoices

The jobs market isn't just about employment—it's a leading signal for corporate earnings. In this episode, we explore how recent employment data revisions and slowing job growth are flashing caution for corporate profits. Here's what you'll learn: Why employment trends often lead earnings results How slowing payroll growth may impact revenue and margins Key sectors most at risk from weaker labor demand What this signal could mean for the stock market outlook Portfolio considerations as corporate profits face pressure Understanding the link between the labor market and earnings is critical for investors positioning ahead of the next quarter. SEG-1a: Fed Cuts & Commentary, Buy Back Window Shuts SEG-1b: Market Movement Muted SEG-2a: Tesla Shares & Elon's Compensation SEG-2b: The S&P 493 SEG-2c: Bond Yield Behavior SEG-2d: Overall Bullish Backdrop is not at Risk SEG-2e: The Only Thing that Matters (Forward Earnings) SEG-2f: What Wall St. is Expecting in 2026 SEG-2g: The Problem w Wall Street's Forecasts SEG-2h: The Most Important Indicator to Watch SEG-2i: PCE, CPI, & % of Full Time Workers SEG-2j: Why the Fed is Behind the Curve SEG-2k: Market Earnings Growth By Sector comparison SEG-2l: Why Watt St. Exuberance is at Odds w Economy Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: -------- The latest installment of our new feature, Before the Bell, "All Time Highs on Muted Moves," is here: https://www.youtube.com/watch?v=eNd7D4lz7FU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our Previous Show, "The Essential Hierarchy of Money Goals ," is here: https://youtu.be/XHMHkOAWRIc ------- Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Articles mentioned in this report: "Corporate Earnings Slowdown Signaled By Employment Data" https://realinvestmentadvice.com/resources/blog/corporate-earnings-slowdown-signaled-by-employment-data/ "Invest Or Index – Exploring 5-Different Strategies" https://realinvestmentadvice.com/resources/blog/invest-or-index-exploring-5-different-strategies/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketComplacency #MarketDeviations #NegativeDivergence #AllTimeHigh #WallOfWorry #20DMA #CorporateEarnings #JobsReport #StockMarketOutlook #RecessionRisk #MarketAnalysis #InvestingAdvice #Money #Investing

The jobs market isn't just about employment—it's a leading signal for corporate earnings. In this episode, we explore how recent employment data revisions and slowing job growth are flashing caution for corporate profits. Here's what you'll learn: Why employment trends often lead earnings results How slowing payroll growth may impact revenue and margins Key sectors most at risk from weaker labor demand What this signal could mean for the stock market outlook Portfolio considerations as corporate profits face pressure Understanding the link between the labor market and earnings is critical for investors positioning ahead of the next quarter. SEG-1a: Fed Cuts & Commentary, Buy Back Window Shuts SEG-1b: Market Movement Muted SEG-2a: Tesla Shares & Elon's Compensation SEG-2b: The S&P 493 SEG-2c: Bond Yield Behavior SEG-2d: Overall Bullish Backdrop  is not at Risk SEG-2e: The Only Thing that Matters (Forward Earnings) SEG-2f: What Wall St. is Expecting in 2026 SEG-2g: The Problem w Wall Street's Forecasts SEG-2h: The Most Important Indicator to Watch SEG-2i: PCE, CPI, & % of Full Time Workers SEG-2j: Why the Fed is Behind the Curve SEG-2k: Market Earnings Growth By Sector comparison SEG-2l: Why Watt St. Exuberance is at Odds w Economy Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: -------- The latest installment of our new feature, Before the Bell, "All Time Highs on Muted Moves," is here:  https://www.youtube.com/watch?v=eNd7D4lz7FU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our Previous Show, "The Essential Hierarchy of Money Goals ," is here: https://youtu.be/XHMHkOAWRIc ------- Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Articles mentioned in this report: "Corporate Earnings Slowdown Signaled By Employment Data" https://realinvestmentadvice.com/resources/blog/corporate-earnings-slowdown-signaled-by-employment-data/ "Invest Or Index – Exploring 5-Different Strategies" https://realinvestmentadvice.com/resources/blog/invest-or-index-exploring-5-different-strategies/ ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketComplacency #MarketDeviations #NegativeDivergence #AllTimeHigh #WallOfWorry #20DMA #CorporateEarnings #JobsReport #StockMarketOutlook #RecessionRisk #MarketAnalysis #InvestingAdvice #Money #Investing

Where should your money go first? Too often, people skip ahead to investing or wealth strategies before laying the right foundation. Richard Rosso and Matt Doyle break down the essential hierarchy of money goals—a clear order of priorities to help you stay on track. From emergency savings and debt reduction to investing, wealth protection, and legacy planning, this framework shows you exactly how to progress step by step. By focusing on the right goals at the right time, you'll reduce stress, improve financial security, and set yourself up for long-term success. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://youtu.be/XHMHkOAWRIc -------- The latest installment of our new feature, Before the Bell, "The AI Trade is Back," is here: https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our Previous Show, "There Ain't No Inflation," is here: https://youtube.com/live/KuvJ7KcQU_0?feature=share ------- Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Articles mentioned in this report: "Valuations Are Extreme: Navigating A Bubble" https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/ "Portfolio Risk Management: Accepting The Hard Truth" https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/ "Meme Markets: Investing vs. Entertainment" https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneyGoals #FinancialPlanning #WealthBuilding #PersonalFinanceTips #FinancialFreedom #InvestingAdvice #Money #Investing

Where should your money go first? Too often, people skip ahead to investing or wealth strategies before laying the right foundation. Richard Rosso and Matt Doyle break down the essential hierarchy of money goals—a clear order of priorities to help you stay on track. From emergency savings and debt reduction to investing, wealth protection, and legacy planning, this framework shows you exactly how to progress step by step. By focusing on the right goals at the right time, you'll reduce stress, improve financial security, and set yourself up for long-term success. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP  Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://youtu.be/XHMHkOAWRIc -------- The latest installment of our new feature, Before the Bell, "The AI Trade is Back," is here:  https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  ------- Our Previous Show, "There Ain't No Inflation," is here: https://youtube.com/live/KuvJ7KcQU_0?feature=share ------- Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Articles mentioned in this report: "Valuations Are Extreme: Navigating A Bubble" https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/ "Portfolio Risk Management: Accepting The Hard Truth" https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/ "Meme Markets: Investing vs. Entertainment" https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/ ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneyGoals #FinancialPlanning #WealthBuilding #PersonalFinanceTips #FinancialFreedom #InvestingAdvice #Money #Investing

Are you setting goals in your elopement photography business that are fueled by purpose or by pressure? If your only goal right now is to book enough elopements to pay the bills, then we need to talk. I have actually been struggling a lot with my motivation lately, and I haven't been able to figure out why, until now.    If you've been feeling stuck in survival mode, chasing the numbers, and still feeling unmotivated, this episode is for you. I share why money goals won't fuel your business long-term, the difference between intrinsic and extrinsic motivation, and some journaling prompts to help you get clear on what you're actually working towards.    You don't have to white-knuckle your way through your business. Listen in to change the way you set your goals.    Connect with Megan:

Are you on track with your money goals for this year? If you're listening to this episode in real-time, then we're wrapping up the first half of the year. What better time to assess your goal progress, acknowledge what's working and not working, and reset your money goals for the rest of the year? Failing to take the time to assess your annual goal progress before the year ends can result in you not achieving your goal. Wouldn't it be worth a little time to assess and finish the year off strong? Of course it would! In this episode, I'm sharing 5 ways to reset your money goals to get you through year end feeling as accomplished as possible. You may not hit each and every goal you've set, but I have no doubt serious progress will be made!   Here's a glance at this episode: [02:08] Your money goals are never supposed to be a source of shame. Give yourself grace when things don't go according to plan. [04:50] Reconnect with the “why” behind your goals. This is an important step for resetting because it will keep you focused on working towards your goals. [07:55] It's okay to be optimistic with your goals, but it's important to reset your goal based on where you currently stand. [10:24] Breaking your goals down into monthly milestones to make them much more attainable on a day-to-day basis. [13:30] Raya shares some examples for adding accountability into your life. Whatever that looks like for you, it's an important step to reaching your goals.   Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you're subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!   Resources mentioned in this episode: Need help crushing the second half of the year? Request a call with Raya now! Learn about Raya's Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!

In this solo episode, I'm revisiting a blog post I wrote eight years ago—one where I boldly declared that I wanted to retire by 40. You'll hear me read the post out loud and reflect on what actually came true, what's changed since then, and the parts I didn't expect.  If you've ever thought about what your life could look like beyond the 9–5 or you're just starting to dream about a different path, remember that it's okay for your definition of success to evolve—and that you're never too late to start. In This Episode, I Share: The blog post I wrote when I first dreamed of retiring early and what I actually made happen—like quitting my job and turning Journey to Launch into a business How my view of retirement has shifted and what I didn't expect emotionally and mentally about entrepreneurship Why I've become more flexible with money and life goals over time How I used my FIRE Calculator to model my exit strategy—before I felt “fully ready” Other Links Mentioned in episode:  Read my early retirement goals blog post here: journeytolaunch.com/blog/my-early-retirement-goals Get the FIRE Calc Tool and join us for the next LIVE class here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3134: Mike Ballew delivers a no-nonsense breakdown of the essential financial and logistical steps to take before retiring, from ditching debt and adjusting investments to creating an end-of-life plan. His straight-talking approach helps listeners understand why guessing isn't a strategy when it comes to building a secure, lasting retirement. Read along with the original article(s) here: https://eggstack.com/blog/2021-12-05-Your-Retirement-Checklist/ Quotes to ponder: "Retiring is a little like traveling to Mars. If there's not enough fuel in the tank, you're going to get stuck there." "The biggest favor you will ever do yourself is to get a 15-year mortgage." "You need to sit down with a financial advisor or avail yourself to sophisticated retirement planning software that can analyze your situation and determine how much retirement savings you really need." Episode references: Risk Parity Radio Podcast (Frank Vasquez): https://www.riskparityradio.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo Q&A episode, I answer your top questions around investing, financial independence, and managing money through the ups and downs of real life. From overcoming investing fears to navigating inconsistent income, I share personal insights and strategies that have helped me make progress on the path to financial freedom. You'll hear my thoughts on balancing debt payoff with investing, how to approach FIRE with an average income, and why mindset plays a bigger role than many realize. In this episode, I share: How you can start investing even when it feels overwhelming & one money habit that changed everything Thoughts on Coast FI and Barista FI for parents or part-time workers plus is FIRE in high-cost cities like NYC or LA possible?  Ways to calculate your FIRE number even when your future feels uncertain, and how to factor pensions and Social Security into your long-term plan. How to rewire limiting money beliefs from your upbringing and how to stay motivated when your progress feels slow Other Links Mentioned in episode:  Get the FIRE Calc Tool For Yourself Here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3089: Kevin of Financial Panther reminds us that real success, whether in finances, personal growth, or business, comes from playing the long game. With patience, consistency, and a focus on compounding effort over time, even modest daily actions can lead to remarkable outcomes. His reflections encourage listeners to build resources, pursue passion projects with endurance, and reject the myth of overnight success. Read along with the original article(s) here: https://financialpanther.com/the-long-game-always-wins/ Quotes to ponder: "If you give yourself enough time, you can achieve almost anything." "$30 per day might not seem like much money, but 30 years is a long time to do anything." "Spending over 5 years doing anything is as close to a guaranteed recipe for success as you can get in our world." Episode references: The Bullet Journal Method by Ryder Carroll: https://www.amazon.com/Bullet-Journal-Method-Meaningful-Productive/dp/0525533338 EconoMe Conference: https://www.economeconference.com Real Vision: https://www.realvision.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Is pursuing Financial Independence (FI) truly worth it, or is it just a fool's errand? In this solo episode of Journey to Launch, I'm unpacking the hidden struggles of the FI journey—the sacrifices, the emotional rollercoaster, and the reality that more money won't magically fix all your problems. From feeling cash-poor while building invisible wealth to navigating shifting goals and unexpected challenges, here is the ugly truth about FI and how to stay motivated without putting your life on hold. In this episode, I share: The Illusion of Wealth & Invisible Abundance- How Financial Independence often means accumulating invisible wealth through investments and assets rather than cash, making people feel “broke” despite growing net worth. Sacrifices and Trade-Offs – The journey to FI requires cutting back on spending, which can feel restrictive and lead to burnout if not balanced with enjoying life. "Each Level Has Its Devil" – Reaching FI doesn't magically solve all problems; new challenges arise, such as financial decision fatigue, fear of running out of money, and identity shifts. Uncertainty in the Journey – Life circumstances change, making FI goals fluid; focusing on financial flexibility rather than a fixed number is more sustainable. FI as a Journey, Not a Destination – True financial freedom comes from security, flexibility, and autonomy, rather than just quitting work; enjoying the process is crucial. Other Links Mentioned in episode:  Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Register for the 2Bears 5K at http://www.2bears5k.com, happening May 4th in Tampa Bay, Florida. Don't miss out on the early bird pricing! SPONSORS: This episode is brought to you by BetterHelp. Give online therapy a try at https://betterhelp.com/BEARS and get 10% off your first month. Secure your online data TODAY by visiting https://ExpressVPN.com/bears. Your summer wardrobe awaits! Get 20% off @‌chubbies with the code cave at https://www.chubbiesshorts.com/cave #chubbiespod Head to https://policygenius.com/BEARS to get your free life insurance quotes and see how much you could save. It's another week of 2 Bears, 1 Cave with Tom Segura joined by a pair of guest bears, the Are You Garbage? boys Kevin Ryan and H. Foley! They've got a documentary special coming out and they talk all about the intimacies of behind the scenes moments and the classic comedy bit of shitting your pants on camera. Christina P had the pleasure of recently appearing on Are You Garbage and the trio give the "Queen of Garbage" her flowers. They also talk about how insane Philadelphia got when they won the Super Bowl, the importance of mean old coaches, getting thrown out of restaurants, financial goals, being a big baller when the bill comes, shady banks, and the homicidal shenanigans of Tom's kids. Check it out! 2 Bears, 1 Cave Ep. 277 https://tomsegura.com/tour https://www.bertbertbert.com/tour https://store.ymhstudios.com Chapters 00:00:00 - Intro 00:05:10 - Crapping Your Pants On Film 00:16:36 - Restaurant Chaos & Philly Super Bowl Bliss 00:24:05 - Clip: Old Mean Coach 00:30:18 - The Queen Of Garbage 00:38:49 - Tom's Kids 00:48:48 - This Is Not Financial Advice 00:55:08 - Shady Banks & Money Goals 01:03:08 - What's Next? 01:09:48 - Big Baller Bills Learn more about your ad choices. Visit megaphone.fm/adchoices